广东省深圳市福田区人民法院民 事 判 决 书（2015）深福法民二初字第1965-1969、1971-1987、1990-1991、1993-2001、2003、2005-2008号原告招商银行股份有限公司信用卡中心，住所地上海市浦东新区源深路**。负责人刘加隆，该中心总经理。委托代理人关军章，广东深大地律师事务所律师。委托代理人陈艳，广东深大地律师事务所实习律师。被告余某甲等人（被告信息详见附表）。1999号被告委托代理人罗金，广东林德律师事务所律师。2007号被告委托代理人彭鸿波，广东深宏盾律师事务所律师。原告招商银行股份有限公司信用卡中心诉被告余某甲等人信用卡纠纷三十八案，本院受理后，依法适用普通程序，公开开庭进行审理。原告委托代理人关军章、陈艳、被告杨某（1978号案）、被告胡某甲（1999号案）委托代理人罗金、被告罗某甲（2007号案）委托代理人彭鸿波到庭参加诉讼，其余各被告经本院合法传唤无正当理由均未到庭应诉，本院依法缺席审理。上述案件现已审理终结。原告因各被告拖欠信用卡欠款未还，特向本院提起诉讼，请求判令各被告偿付原告信用卡欠款本金、利息、分期手续费、滞纳金等费用（本金、利息、分期手续费、滞纳金等费用数额详见附表1，利息及滞纳金等费用暂计截止日详见附表1，此后按《领用合约》规定继续计至清偿之日止）并分别承担各案诉讼费用。本院基于查明的事实，依照《中华人民共和国合同法》第八条、第一百零七条、第二百零七条，《中华人民共和国民事诉讼法》第六十四条第一款、第一百四十二条、第一百四十四条之规定，判决如下：一、被告余某甲等人应在本判决生效之日起十日内，分别偿还原告招商银行股份有限公司信用卡中心信用卡欠款本金、利息及滞纳金等费用［本金、利息及滞纳金等费用的数额及暂计截止日详见判决书附表2，此后的利息及滞纳金等费用仍按原、被告双方在《领用合约》约定的计付标准（详见判决书附表2备注）计至本判决确定的给付期届满之日止］。二、驳回原告招商银行股份有限公司信用卡中心的其他诉讼请求。如各被告未按本判决指定的期间履行给付金钱义务，则应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费数额详见附表2（已由原告预交）。如不服本判决，可在判决书送达之日起十五日内，向本院提交上诉状及副本一式二份，并按规定预交上诉案件受理费，上诉于广东省深圳市中级人民法院。当事人上诉的，应在收到交费通知次日起七日内预交上诉案件受理费。逾期不交的，按自动撤回上诉处理。审 判 长  张 泽人民陪审员  谭文英人民陪审员  丁晓晨二〇一五年五月八日书 记 员  张乐艺下续附表：判决书附表1：单位（人民币）：元序号案号被告性别民族本金利息滞纳金等其他费用分期手续费合计截止日期余某甲男汉49295.44764.071094.1851153.692014.5.25申某甲男汉38603.792861.655567.2347032.672014.9.3刘某男汉220136.305787.6311006.82236930.752014.8.9黄某甲男汉31064.891236.791617.7733919.452014.8.15许某甲男汉44871.482776.924251.83783.8052684.032014.7.17梁某男汉20989.721027.141500.9923517.852014.8.7邓某甲男汉45464.29677.961782.633972.4151897.292014.9.2闫某甲女汉39900.001558.504465.112100.5048024.112014.7.25杨某甲男汉151317.104922.8712688.5312725.32181653.822014.7.22林某甲女汉35947.802286.583353.5141587.892014.8.12赵某甲男汉109676.091486.431658.7011773.55124594.772014.9.4余某甲男汉93989.912719.854710.799143.79110564.342014.10.21杨某男汉71894.922240.043011.3277146.282014.9.22钟某甲男汉28615.85797.4529413.302014.9.25唐某甲男汉51011.861259.312804.212754.4857829.862014.10.08邹某甲男汉24937.111059.971040.3627037.442014.9.15陈某甲女汉135258.83214.1716791.84152264.842014.10.21黄某男汉36111.332205.681903.7940220.802014.10.5赖某甲男汉957.982175.0310185.78101842.792014.10.30吴某甲女汉59997.154308.876914.1371220.152014.9.9杨某甲男汉41695.752659.582472.4546827.782014.10.22温某甲男汉131944.422440.9519236.49153621.862014.10.3潘某甲男汉43713.36684.871548.1145946.342014.10.25宋某甲女汉1621.144555.711264.5559043.402014.10.28金某甲男汉89363.884370.457191.06100925.392014.9.15陈某甲男汉150102.624121.836975.772115.3163315.522014.10.28蔡某甲男汉159259.788585.3821049.53687.43192582.092014.10.7蓝某甲女汉51499.721593.91760.4754854.092014.11.3王某甲女汉42851.63185.9543037.582014.11.30刘某甲男汉25996.98940.182808.4029745.562014.12.30胡某甲男汉70000.001100.155866.2476966.392014.12.19王某甲男汉95385.561121.571948.609028.46107484.192014.12.14邱某甲男汉98960.502595.806307.204656.50112520.002014.12.15胡某甲男汉98762.651366.212909.702324.04105362.602015.1.6李某甲男汉114886.48997.454525.178807.78129216.882014.12.22何某甲男汉38987.751583.91889.0741460.732014.12.22宋某甲男汉74080.901956.477565.408447.0692049.832014.12.7颜某甲男汉133266.682558.177617.4716545.28159987.602014.11.15判决书附表2：单位（人民币）：元序号案号被告本金利息滞纳金等其他费用合计截止日期诉讼费原告承担被告承担余某甲49295.44764.071094.1851153.692014.5.251078.841078.84申某甲37803.757476.2513070.0258350.022015.5.7975.81975.81刘某220136.305787.6311006.82236930.752014.8.94853.964853.96黄某甲31064.891236.791617.7733919.452014.8.15647.98647.98许某甲44871.482776.924251.8351900.232014.7.171117.11100.48梁某20989.721027.141500.9923517.852014.8.7387.94387.94邓某甲43514.005622.2211502.2760638.492015.5.71097.431013.33闫某甲39900.001558.504465.1145923.612014.7.251000.6956.83杨某甲150317.1026071.3631420.18207808.642015.5.73933.07275.533657.54林某甲35947.802286.583353.5141587.892014.8.12赵某甲109676.091486.431658.70112821.222014.9.42791.89263.822528.07余某甲93989.912719.854710.79101420.552014.10.212511.28207.692303.59杨某71894.922240.043011.3277146.282014.9.221728.651728.65钟某甲28615.85797.4529413.302014.9.25535.33535.33唐某甲51011.861259.312804.2155075.382014.10.081245.741186.4邹某甲24937.111059.971040.3627037.442014.9.15475.93475.93陈某甲133362.158611.0348710.22190683.402015.5.73345.293345.29黄某36111.332205.681903.7940220.802014.10.5805.52805.52赖某甲957.982175.0391657.012014.10.302336.85233.722103.13吴某甲59997.154308.876914.1371220.152014.9.91580.51580.5杨某甲41695.752659.582472.4546827.782014.10.22970.69970.69温某甲131054.3916602.4373048.16220704.982015.5.73372.433372.43潘某甲38813.364401.9410486.2853701.582015.5.7948.66948.66宋某甲6366.0917146.5174914.602015.5.71276.081248.74金某甲88863.8813977.1935792.19138633.262015.5.72318.52318.5陈某甲150102.624121.836975.77161200.222014.10.283566.313520.11蔡某甲151148.8922748.1850965.62224862.692015.5.74151.644072.14蓝某甲51499.721593.91760.4754854.092014.11.31171.351171.35王某甲42851.633231.859411.4655495.942015.5.7875.93875.93刘某甲25996.98940.182808.4029745.562014.12.30543.63543.63胡某甲65100.005068.0617382.6087550.662015.5.71724.151724.15王某甲95083.565722.6218756.06119562.242015.5.72449.68205.772243.91邱某甲98960.502595.806307.20107863.502014.12.152550.4105.552444.85胡某甲98762.651366.212909.70103038.562015.1.62407.252354.15李某甲114886.48997.454525.17120409.102014.12.222884.33196.612687.72何某甲38987.751583.91889.0741460.732014.12.22836.51836.51宋某甲64580.906569.8021906.9093057.602015.5.72101.24192.831908.41颜某甲133266.682558.177617.47143442.322014.11.153499.75361.943137.81备注：利息收费标准为日息万分之五，按月计收复利；滞纳金收费标准为每期最低还款额未还部分的5%，最低收费为人民币10元或美元1元。