广东省深圳市福田区人民法院民 事 判 决 书（2015）深福法民二初字第3538-3570、3572-3576、3578-3581、3583-3590、3592-3601、3603-3606、3619-3634、3636-3645、3647-3648、3650-3653、3655-3661、3663-3671、3673-3686号原告交通银行股份有限公司深圳分行，住所地广东省深圳市福田区深南中路**华能大厦**。负责人郭莽，该分行行长。委托代理人宋国利，广东弘君律师事务所律师。委托代理人庄梦蓝，广东弘君律师事务所实习律师。被告蔡少诚等人（被告信息详见附表1）。原告交通银行股份有限公司深圳分行诉被告蔡少诚等人信用卡纠纷一百二十六案，本院受理后，依法适用普通程序，公开开庭进行审理。原告委托代理人宋国利到庭参加诉讼，各被告经本院合法传唤无正当理由均未到庭应诉，本院依法缺席审理。上述案件现已审理终结。原告因各被告拖欠信用卡欠款未还，特向本院提起诉讼，请求判令各被告偿付原告信用卡欠款本金、利息、分期手续费及滞纳金等费用（本金、利息、分期手续费及滞纳金等费用数额详见附表1，利息及滞纳金等费用暂计截止日详见附表1，此后按《领用合约》规定继续计至清偿之日止）并分别承担各案诉讼费用。本院基于查明的事实，依照《中华人民共和国合同法》第八条、第一百零七条、第二百零七条，《中华人民共和国民事诉讼法》第六十四条第一款、第一百四十四条之规定，判决如下：一、被告蔡少诚等人应在本判决生效之日起十日内，分别偿还原告交通银行股份有限公司深圳分行信用卡欠款本金、利息及滞纳金等费用［本金、利息及滞纳金等费用的数额及暂计截止日详见判决书附表2，此后的利息及滞纳金等费用仍按原、被告双方在《领用合约》约定的计付标准（详见判决书附表2备注）计至本判决确定的给付期届满之日止］。二、驳回原告交通银行股份有限公司深圳分行的其他诉讼请求。如各被告未按本判决指定的期间履行给付金钱义务，则应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费数额详见附表2（已由原告预交），原、被告负担部分详见附表2。如不服本判决，可在判决书送达之日起十五日内，向本院提交上诉状及副本一式二份，并按规定预交上诉案件受理费，上诉于广东省深圳市中级人民法院。当事人上诉的，应在收到交费通知次日起七日内预交上诉案件受理费。逾期不交的，按自动撤回上诉处理。审 判 长  郭奕好人民陪审员  谭文英人民陪审员  徐鲁峰二〇一五年六月十七日书 记 员  张乐艺下续附表：判决书附表1：单位（人民币）：元序号案号姓名性别民族本金利息滞纳金等费用分期手续费起诉金额截止日期蔡少诚男汉7961.764564.25644.7113170.722014-11-19周鹏辉男汉7979.274574.37605.3913159.032014-11-17雷纯女汉7552.945060.38548.4913161.812014-11-17李强男汉7899.964795.2459.7613154.922014-12-7郭世棣男汉7908.224852.9913143.312014-11-23刘加良男汉7933.784089.85511.52515.1613050.312014-12-3司德兵男汉8443.924005.61624.4613073.992014-11-22鲁修军男汉6940.395885.09270.7613096.242014-12-12潘振龙男汉7942.44713.48415.1113070.992014-12-2沈华先男汉7394.425335.69283.6213013.732014-11-23张秋华女汉7510.784910.27560.8212981.872014-11-19汤志平男汉8122.154507.72364.7512994.622014-11-24王海文男汉7972.814611.86372.4112957.082014-12-7李正荣女汉7438.355150.5332.2112921.062014-12-4蒋素英女壮4613.53293.6112843.142014-12-2李军男汉7614.974884.76337.3212837.052014-12-8罗俊斌男汉7883.334647.89301.2312832.452014-12-3赖作荣男汉7916.74121.62659.1912697.512014-12-3陈建云男汉5938.376132.43622.9612693.762014-12-2陈蔚男汉7856.0112711.312014-12-5王楠男汉8000.864542.79166.7412710.392014-11-24周修习男汉7899.974646.53143.5212690.022014-12-3陈曦男汉6780.275207.3612646.832014-11-15张勇男汉7978.014047.93613.5412639.482014-12-2陈金瑞男汉7103.064924.17548.9912576.222014-11-24韩江华男汉7935.754008.77562.8212507.342014-12-3连伟山男汉7625.24534.23360.2912519.722014-12-3谭青松男汉7820.184342.79356.9612519.932014-12-4邓叶华男汉6947.295004.59529.8212481.72014-12-4杨柳女汉6996.593903.37749.8112333.772014-12-5董甲平男汉6970.74909.3312384.832014-12-6许敏男汉6999.975058.92319.2312378.122014-12-5唐留华男汉7820.814538.5512359.362014-12-11汪金星男汉6109.865224.44940.2112274.512014-12-5姚合男汉6917.184824.4539.1912280.772014-11-22黄其杰男汉6976.84757.94501.1612235.92014-11-24黄义虎男汉8131.433626.62453.1112211.162014-12-12李德俊男汉6959.74744.7494.2112198.612014-11-24吕中权男汉6890.24754.32534.5912179.112014-12-4李文辉男汉6927.144743.4509.5212180.062014-11-17李兴荣男汉3813.564271.12937.799022.472014-11-22王建章男汉6824.74863.44459.3712147.512014-12-5熊本峰男汉7334.674257.87481.3612073.92014-12-6董云飞男汉7919.863600.0412065.42014-11-22陈亦龙男汉7836.163790.94417.7512044.852014-11-19周杰男汉6995.344522.71464.1211982.172014-12-7刘应金男汉8094.943668.12221.4811984.542014-12-8赵行春男汉6943.294478.93524.5811946.82014-12-6黄仁治男汉7761.43831.95353.8911947.242014-12-8王铁成男汉7952.33820.6811959.782014-11-22龙丹男汉6472.914871.18533.3311877.422014-12-10伍银花女汉6997.824624.76272.9511895.532014-12-2凌旭晴男汉7577.493865.8425.8411869.132014-12-8汤清涛男汉7999.983543.56325.6511869.192014-11-22陈传斌男汉7893.43503.5911819.492014-11-21周肇军男汉6556.74660.6311513.632014-11-30林卫国男汉6977.894349.79448.2111775.892014-12-5涂文俊男汉6377.344865.23522.5111765.082014-11-24胡新成男汉6938.554311.8507.7211758.072014-12-5刘胜勇男汉7026.824160.54557.1211744.482014-11-17王强男汉7617.013649.9461.6711728.582014-12-8罗贵文男汉6991.164175.39554.0511720.62014-12-3王政红女汉6371.44106.88318.4910796.772014-12-8张勇男汉6624.454591.18502.5211718.152014-12-5钟勇军男汉7076.54166.46463.4211706.382014-12-3林志清男汉6994.54224.83478.672014-12-3谢丽平女汉6710.854680.62316.1311707.62014-12-5陈靖男汉4178.711667.12014-12-3吴维智男汉3726.08412.3911660.472014-12-7农玉萌女壮4134.76557.9111623.672014-12-7甄志峰男汉6827.814431.7378.2211637.732014-12-10马友志男汉6721.994432.71438.3311593.032014-12-14李迎春女汉6887.84477.71222.9211588.432014-12-6宋占刚男汉6986.374009.41563.7111559.492014-11-24刘子秀男汉6942.493968.32596.3811507.192014-11-18钟国涛男汉7150.094063.19315.2111528.492014-12-3刘丽珊女汉6702.744494.12314.5911511.452014-11-19罗绍平男汉6985.933578.25899.4111463.592014-12-3梁锦泉男汉6974.043996.59506.1911476.822014-12-5王迎春男汉6914.074296.04283.4711493.582014-12-13张永男汉6807.964180.35466.6411454.952014-12-7雷志彪男汉6946.333941.23539.0211426.582014-12-3谢有功男汉6568.284397.83465.8211431.932014-12-8李春强男汉7025.354029.17378.8711433.392014-12-5林丽琪女汉6936.893974.45506.2511417.592014-12-5杨智男侗6935.294030.6911417.182014-12-3欧阳铁凭男汉7240.243639.5611387.52014-12-6刘佳虎男汉6957.53921.38502.2411381.122014-12-2黄志海男壮7212.093840.26327.1811379.532014-12-11李伟斌男汉6771.844040.74533.7911346.372014-12-3韩高锋男汉6933.254142.26271.4311346.942014-12-6丁刘安男汉7088.654262.9511351.62014-12-2陈浩男汉6819.794023.1463.3211306.212014-12-7庞开凤女汉6899.594120.78279.3111299.682014-12-5黎永能男汉4298.46578.7511227.012014-12-2肖乾男汉6666.434143.81447.9611258.22014-11-17何晓冬男汉4049.58243.3211264.92014-12-2朱国胜男汉6991.613852.39395.8311239.832014-11-17凌培军男汉6870.764072.49293.7311236.982014-12-5陈贱明男汉6913.53975.56342.6411231.72014-12-2李强男汉6952.63685.56512.6311150.792014-12-7吴志成男汉6791.424083.05279.3811153.852014-12-3华锦珠男汉6456.34122.61534.0811112.992014-12-2孙小明男汉6888.193938.02266.0611092.272014-12-4胡乃寿男汉6795.593933.95349.8311079.372014-12-8杨波男汉6913.233962.0211076.652014-12-5张周文男汉6453.133507.551041.0811001.762014-12-3钟伟国男汉6179.94559.39282.0311021.322014-12-3何美男汉6842.473605.34549.3210997.132014-12-4熊华纯男汉6560.244091.62356.1311007.992014-11-15谭新贵男汉6834.553622.96503.4210960.932014-11-24周纯男汉6973.823503.75471.9910949.562014-12-5章松珍女汉6434.284206.36311.6310952.272014-11-19黄伟明男汉6940.453430.9310893.982014-11-16黄彪男汉6406.53731.93720.4910858.922014-12-7戴高潮男汉6404.044290.03190.6710884.742014-12-11欧航程男汉6916.853508.36424.9310850.142014-12-8占方华女汉6480.993874.57486.3610841.922014-12-8马雪娇女汉6911.833637.27299.6310848.732014-12-13张源伊男汉5999.324334.25496.9910830.562014-11-16戴重复男汉5525.894797.56497.1810820.632014-11-23刘银霞女汉6825.113464.86526.2610816.232014-12-7王双斌男汉5933.63482.79645.8810724.672014-12-4何淑娟女汉6398.117397.111753.6615548.882014-12-6吴笑华男汉7646.684581.7589.7512818.132014-12-5王山峰男汉7097.283888.1110985.392014-12-13判决书附表2：单位（人民币）：元序号案号姓名本金利息滞纳金等费用合计截止日期诉讼费原告承担被告承担蔡少诚7961.764564.25644.7113170.722014-11-19129.26129.26周鹏辉7979.274574.37605.3913159.032014-11-17128.97128.97雷纯7552.945060.38548.4913161.812014-11-17129.04129.04李强7899.964795.2459.7613154.922014-12-7128.87128.87郭世棣7908.224852.9913143.312014-11-23128.58128.58刘加良7933.784089.85511.5212535.152014-12-3126.25121.26司德兵8443.924005.61624.4613073.992014-11-22126.84126.84鲁修军6940.395885.09270.7613096.242014-12-12潘振龙7942.44713.48415.1113070.992014-12-2126.77126.77沈华先7394.425335.69283.6213013.732014-11-23125.34125.34张秋华7510.784910.27560.8212981.872014-11-19124.54124.54汤志平8122.154507.72364.7512994.622014-11-24124.86124.86王海文7972.814611.86372.4112957.082014-12-7123.92123.92李正荣7438.355150.5332.2112921.062014-12-4123.02123.02蒋素英4613.53293.6112843.142014-12-2121.07121.07李军7614.974884.76337.3212837.052014-12-8120.92120.92罗俊斌7883.334647.89301.2312832.452014-12-3120.81120.81赖作荣7916.74121.62659.1912697.512014-12-3117.43117.43陈建云5938.376132.43622.9612693.762014-12-2117.34117.34陈蔚7856.0112711.312014-12-5117.78117.78王楠8000.864542.79166.7412710.392014-11-24117.75117.75周修习7899.974646.53143.5212690.022014-12-3117.25117.25陈曦6780.275207.3612646.832014-11-15116.17116.17张勇7978.014047.93613.5412639.482014-12-2115.98115.98陈金瑞7103.064924.17548.9912576.222014-11-24韩江华7935.754008.77562.8212507.342014-12-3112.68112.68连伟山7625.24534.23360.2912519.722014-12-3112.99112.99谭青松7820.184342.79356.9612519.932014-12-4112.99112.99邓叶华6947.295004.59529.8212481.72014-12-4112.04112.04杨柳6996.593903.37749.8111649.772014-12-5108.34102.33董甲平6970.74909.3312384.832014-12-6109.62109.62许敏6999.975058.92319.2312378.122014-12-5109.45109.45唐留华7820.814538.5512359.362014-12-11108.98108.98汪金星6109.865224.44940.2112274.512014-12-5106.86106.86姚合6917.184824.4539.1912280.772014-11-22129.26129.26黄其杰6976.84757.94501.1612235.92014-11-24105.89105.89黄义虎8131.433626.62453.1112211.162014-12-12105.27105.27李德俊6959.74744.7494.2112198.612014-11-24104.96104.96吕中权6890.24754.32534.5912179.112014-12-4104.47104.47李文辉6927.144743.4509.5212180.062014-11-17李兴荣3813.564271.12937.799022.472014-11-22王建章6824.74863.44459.3712147.512014-12-5103.68103.68熊本峰7334.674257.87481.3612073.92014-12-6101.84101.84董云飞7919.863600.0412065.42014-11-22101.63101.63陈亦龙7836.163790.94417.7512044.852014-11-19101.12101.12周杰6995.344522.71464.1211982.172014-12-7刘应金8094.943668.12221.4811984.542014-12-8赵行春6943.294478.93524.5811946.82014-12-6黄仁治7761.43831.95353.8911947.242014-12-8王铁成7952.33820.6811959.782014-11-22龙丹6472.914871.18533.3311877.422014-12-10伍银花6997.824624.76272.9511895.532014-12-2凌旭晴7577.493865.8425.8411869.132014-12-8汤清涛7999.983543.56325.6511869.192014-11-22陈传斌7893.43503.5911819.492014-11-21周肇军6556.74660.6311513.632014-11-30林卫国6977.894349.79448.2111775.892014-12-5涂文俊6377.344865.23522.5111765.082014-11-24胡新成6938.554311.8507.7211758.072014-12-5刘胜勇7026.824160.54557.1211744.482014-11-17王强7617.013649.9461.6711728.582014-12-8罗贵文6991.164175.39554.0511720.62014-12-3王政红6371.44106.88318.4910796.772014-12-8张勇6624.454591.18502.5211718.152014-12-5钟勇军7076.54166.46463.4211706.382014-12-3林志清6994.54224.83478.672014-12-3谢丽平6710.854680.62316.1311707.62014-12-5陈靖4178.711667.12014-12-3吴维智3726.08412.3911660.472014-12-7农玉萌4134.76557.9111623.672014-12-7甄志峰6827.814431.7378.2211637.732014-12-10马友志6721.994432.71438.3311593.032014-12-14李迎春6887.84477.71222.9211588.432014-12-6宋占刚6986.374009.41563.7111559.492014-11-24刘子秀6942.493968.32596.3811507.192014-11-18钟国涛7150.094063.19315.2111528.492014-12-3刘丽珊6702.744494.12314.5911511.452014-11-19罗绍平6985.933578.25899.4111463.592014-12-3梁锦泉6974.043996.59506.1911476.822014-12-5王迎春6914.074296.04283.4711493.582014-12-13张永6807.964180.35466.6411454.952014-12-7雷志彪6946.333941.23539.0211426.582014-12-3谢有功6568.284397.83465.8211431.932014-12-8李春强7025.354029.17378.8711433.392014-12-5林丽琪6936.893974.45506.2511417.592014-12-5杨智6935.294030.6911417.182014-12-3欧阳铁凭7240.243639.5611387.52014-12-6刘佳虎6957.53921.38502.2411381.122014-12-2黄志海7212.093840.26327.1811379.532014-12-11李伟斌6771.844040.74533.7911346.372014-12-3韩高锋6933.254142.26271.4311346.942014-12-6丁刘安7088.654262.9511351.62014-12-2陈浩6819.794023.1463.3211306.212014-12-7庞开凤6899.594120.78279.3111299.682014-12-5黎永能4298.46578.7510838.212014-12-2肖乾6666.434143.81447.9611258.22014-11-17何晓冬4049.58243.3211264.92014-12-2朱国胜6991.613852.39395.8311239.832014-11-17凌培军6870.764072.49293.7311236.982014-12-5陈贱明6913.53975.56342.6411231.72014-12-2李强6952.63685.56512.6311150.792014-12-7吴志成6791.424083.05279.3811153.852014-12-3华锦珠6456.34122.61534.0811112.992014-12-2孙小明6888.193938.02266.0611092.272014-12-4胡乃寿6795.593933.95349.8311079.372014-12-8杨波6913.233962.0211076.652014-12-5张周文6453.133507.551041.0811001.762014-12-3钟伟国6179.94559.39282.0311021.322014-12-3何美6842.473605.34549.3210997.132014-12-4熊华纯6560.244091.62356.1311007.992014-11-15谭新贵6834.553622.96503.4210960.932014-11-24周纯6973.823503.75471.9910949.562014-12-5章松珍6434.284206.36311.6310952.272014-11-19黄伟明6940.453430.9310893.982014-11-16黄彪6406.53731.93720.4910858.922014-12-7戴高潮6404.044290.03190.6710884.742014-12-11欧航程6916.853508.36424.9310850.142014-12-8占方华6480.993874.57486.3610841.922014-12-8马雪娇6911.833637.27299.6310848.732014-12-13张源伊5999.324334.25496.9910830.562014-11-16戴重复5525.894797.56497.1810820.632014-11-23刘银霞6825.113464.86526.2610816.232014-12-7王双斌5933.63482.79645.8810062.272014-12-4何淑娟6398.117397.111753.6615548.882014-12-6188.72188.72吴笑华7646.684581.7589.7512818.132014-12-5120.45120.45王山峰7097.283888.1110985.392014-12-13备注：利息收费标准为日息万分之五，按月计收复利；滞纳金收费标准为每期最低还款额未还部分的5%，最低收费为人民币10元或美元1元。