广东省深圳市福田区人民法院民 事 判 决 书（2015）深福法民二初字第6810-6823、6825、6827-6838、6840-6887、6889-6892、6894、6899-6933、6935-6937、6939-6956、6958-6983、7011-7014、7016-7017、7019-7052号原告交通银行股份有限公司深圳分行，住所地广东省深圳市福田区深南中路**华能大厦**。负责人郭莽，该分行行长。委托代理人宋国利，广东弘君律师事务所律师。委托代理人庄梦蓝，广东弘君律师事务所律师。被告朱某甲等人（被告信息详见附表1）。原告交通银行股份有限公司深圳分行诉被告朱某甲等人信用卡纠纷二百零二案，本院受理后，依法适用普通程序，公开开庭进行审理。原告委托代理人宋国利到庭参加诉讼，各被告经本院合法传唤无正当理由均未到庭应诉，本院依法缺席审理。上述案件现已审理终结。原告因各被告拖欠信用卡欠款未还，特向本院提起诉讼，请求判令各被告偿付原告信用卡欠款本金、利息、分期手续费及滞纳金等费用（本金、利息、分期手续费及滞纳金等费用数额详见附表1，利息及滞纳金等费用暂计截止日详见附表1，此后按《领用合约》规定继续计至清偿之日止）并分别承担各案诉讼费用。本院基于查明的事实，依照《中华人民共和国合同法》第八条、第一百零七条、第二百零七条，《中华人民共和国民事诉讼法》第六十四条第一款、第一百四十四条之规定，判决如下：一、被告朱某甲等人应在本判决生效之日起十日内，分别偿还原告交通银行股份有限公司深圳分行信用卡欠款本金、利息及滞纳金等费用［本金、利息及滞纳金等费用的数额及暂计截止日详见判决书附表2，此后的利息及滞纳金等费用仍按原、被告双方在《领用合约》约定的计付标准（详见判决书附表2备注）计至本判决确定的给付期届满之日止］。二、驳回原告交通银行股份有限公司深圳分行的其他诉讼请求。如各被告未按本判决指定的期间履行给付金钱义务，则应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费数额详见附表2（已由原告预交），原、被告负担部分详见附表2。如不服本判决，可在判决书送达之日起十五日内，向本院提交上诉状及副本一式二份，并按规定预交上诉案件受理费，上诉于广东省深圳市中级人民法院。当事人上诉的，应在收到交费通知次日起七日内预交上诉案件受理费。逾期不交的，按自动撤回上诉处理。审 判 长  张 泽人民陪审员  谭文英人民陪审员  蔡玉兰二〇一五年八月二十八日书 记 员  张乐艺下续附表：判决书附表1：单位（人民币）：元序号案号姓名性别民族本金利息滞纳金等其他费用分期手续费合计截止日期16810朱某甲男汉5951.092712.35381.3609044.82015／3／1626811谢某甲男汉8949.74315.1378.47013643.272015／3／2336812蓝某甲男汉5358.692691.41248.7208298.822015／4／246813刘某男汉8990.776730.34379.09016100.22015／4／456814许某男汉7897.763786.61156.42011840.792015／3／1766815曾某甲男汉79153933.02591.74012439.762015／3／2476816金某甲男汉8742.244366.33698.83013807.42015／3／2486817刘某甲男汉9990.175058.18556.73015605.082015／4／1296818鲜某甲男汉17953.599795.773203.02030952.382015／4／5106819罗某甲男汉5982.383150.53109.6409242.552015／4／2116820范某甲男汉22111.410126.75220.28032458.432015／3／26126821李某甲男汉14230.616529.18281.34021041.132015／4／8136822陈某甲男汉9791.34783.18405.23014979.712015／4／11146823鄢某甲男壮8732.673839.220012571.892015／4／13156825涂某甲男汉99355025.04708.72015668.762015／4／15166827张某甲男汉2420.51346.1484.36038512015／4／15176828蒋某男汉5977.222980.69396.2209354.132015／3／17186829赵某男汉5941.52979.51360.7609281.772015／4／11196830莫某甲男汉59513032.94452.5309436.472015／4／9206831刘某甲男汉15910.058738.071255.47025903.592015／4／2216832姚某甲男侗58922677.65940.0709509.722015／3／21226833吴某甲男汉16836.366993.940023830.32015／4／4236834刘某甲男汉8706.74174.7711.93013593.332015／3／16246835暨某甲男汉6980.413696.521324.95012001.882015／4／3256836邓某女汉20751.329939.7471.58031162.62015／3／22266837梁某甲男汉2435.134311.54283.9407030.612015／4／5276838陈某甲男汉30289.9913899.483128.26047317.732015／4／12286840周某男汉5456.92572.05196.8508225.82015／3／25296841倪某女汉8469.454089.89141.07012700.412015／3／19306842陈某男汉6473.853557.67459.17010490.692015／4／3316843李某甲男苗5238.182623.04490.0108351.232015／3／16326844杨某甲男布依9942.725216.71755.35015914.782015／4／14336845张某甲男汉9963.725002.36762.32015728.42015／3／16346846刘某甲男汉5865.642904.34270.3909040.372015／4／10356847司某甲男汉99824771.72405.47015159.192015／3／17366848曾某男汉5901.23174.72423.4909499.412015／3／23376849张某男土家5354.11887.835007291.932015／3／26386850冯某甲男汉5858.823091.36490.0509440.232015／4／10396851刘某男汉5800.82664.69382.2108847.72015／4／10406852陈某甲男汉8125.253925.7901.79012952.742015／3／22416853陈某甲男汉8864.424124.96537.44013526.822015／4／3426854李某甲男汉18394.69590.061302.32029286.982015／4／9436855胡某甲男汉14473.747218.9689.5022382.142015／3／19446856詹某男汉23991.6912058.822309.04038359.552015／4／3456857陈某甲男汉5517.874051.21704.5010273.582015／4／3466858陈某甲男汉21005.3310397.411384.18032786.922015／3／22476859廖某甲男汉2454.191301.06211.7903967.042015／4／3486860左某甲男汉19685.529339.251958.33030983.12015／4／8496861邓某甲男汉7865.013838.59473.28012176.882015／3／22506862柏某甲男汉8443.845620.622083.93755.2616903.652015／4／12516863王某甲女汉14340.236873.45788.28022001.962015／4／2526864李某甲男汉6246.023407.57461.51010115.12015／4／3536865王某甲男汉6866.553666.28413.32010946.152015／4／3546866旷某甲男汉27403.4713138.79522.8041065.062015／4／3556867贺某甲男侗5327.12783.34341.5408451.982015／4／6566868程某甲男汉8035.166036.6394.93014466.692015／3／17576869林某甲男汉7489.725325.51567.46013382.692015／3／21586870苏某男回16506.857663.22536.62024706.692015／3／24596871李某甲男汉20001073.44128.3503201.792015／4／7606872李某甲男汉60003251.88440.2409692.122015／4／7616873胡某甲男汉14784.128058.71962.98023805.812015／4／3626874刘某甲男汉18563.9410125.881419.86030109.682015／4／3636875郭某甲女汉11940.925704.3255.95017901.172015／4／13646876陈某甲男汉7460.183918.35537.85011916.382015／4／11656877吕某甲女汉5298.392977.53108306.892015／3／19666878吴某甲男汉17058.638576.791213.36026848.782015／4／8676879黄某男汉5399.872028.28007428.152015／3／27686880谭某甲男汉5631.852827.7509.1108968.662015／3／22696881程某甲男汉18235.798792.14428.97027456.92015／4／13706882吴某甲男汉6270.943019.63687.4909978.062015／3／16716883马某男汉7796.386090.4581.76014468.542015／4／4726884程某甲男汉17763.897774.48614.6026152.972015／3／24736885林某甲男汉14673.9311359.521191.98027225.432015／4／5746886李某甲男汉16792.568890.261157026839.822015／4／5756887义某甲男瑶17504.348921.721860.19028286.252015／4／10766889刘某甲男汉69003431.5415.4010746.92015／4／11776890吴某甲男汉2567212596.511345.34039613.852015／4／11786891毛某甲男瑶5998.192940.17397.8109336.172015／3／22796892黄某甲男瑶55002604.71194.1608298.872015／3／24806894王某甲男汉15784.38403.43649.46024837.192015／3／22816899魏某甲男汉7763.793620.898.27011482.862015／4／9826900房某甲女汉25666.5212265.23525.27038457.022015／4／2836901刘某甲女汉6804.155296.23540.05012640.432015／4／3846902袁某甲男汉6956.45709.81054.91013721.112015／4／6856903刘某甲男汉8985.534815.28606.61014407.422015／4／8866904杜某甲女汉4237.416046.19784.51011068.112015／4／12876905张某甲男汉3290.22409.89341.0306041.122015／4／4886906黄某男汉9463.925836.811385.97016686.72015／3／22896907王某甲女汉10355.364271.4270014696.782015／3／17906908王某甲女汉1826.68922.41129.9602879.052015／3／17916909李某甲女壮5932.864428.81497.39010859.062015／3／24926910刘某男汉3987.182982.291.2407060.622015／3／16936911白某甲女汉24914.111377.851208.49037500.442015／3／22946912周某男汉9953.444998.43660.31015612.182015／4／14956913贾某甲男汉8085.173692.12461.74012239.032015／3／17966914涂某甲男汉64983482.99355.34010336.332015／4／15976915胡某甲男汉7894.54069.5445.04012409.042015／4／9986916谌某甲男汉2318.861323725.4704367.332015／4／12996917袁某甲女汉17805.638981.432329.23986.0230102.312015／4／121006918陈某甲男汉19009.2713996.092787.431293.437086.192015／4／91016919陈某甲男汉34930.8318373.282509.76055813.872015／4／141026920杨某甲男侗19661.110295.55852.16030808.812015／4／91036921胡某甲男汉5850.032812.43309.0908971.552015／3／191046922华某男汉32067.1113409.9456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36812蓝某甲5358.692691.41248.728298.822015／4／25005046813刘某8990.776730.34379.0916100.22015／4／4202.50202.556814许某7897.763786.61156.4211840.792015／3／1796.01096.0166815曾某甲79153933.02591.7412439.762015／3／24110.990110.9976816金某甲8742.244366.33698.8313807.42015／3／24145.180145.1886817刘某甲9990.175058.18556.7315605.082015／4／12190.120190.1296818鲜某甲17953.599795.773203.0230952.382015／4／5573.80573.8106819罗某甲5982.383150.53109.649242.552015／4／250050116820范某甲22111.410126.75220.2832458.432015／3／26611.460611.46126821李某甲14230.616529.18281.3421041.132015／4／8326.020326.02136822陈某甲9791.34783.18405.2314979.712015／4／11174.490174.49146823鄢某甲8732.673839.22012571.892015／4／13114.290114.29156825涂某甲99355025.04708.7215668.762015／4／15191.710191.71166827张某甲2420.51346.1484.3638512015／4／1550050176828蒋某5977.222980.69396.229354.132015／3／1750050186829赵某5941.52979.51360.769281.772015／4／1150050196830莫某甲59513032.94452.539436.472015／4／950050206831刘某甲15910.058738.071255.4725903.592015／4／2447.580447.58216832姚某甲58922677.65940.079509.722015／3／2150050226833吴某甲16836.366993.94023830.32015／4／4395.750395.75236834刘某甲8706.74174.7711.9313593.332015／3／16139.830139.83246835暨某甲6980.413696.521324.9512001.882015／4／3100.040100.04256836邓某20751.329939.7471.5831162.62015／3／22579.060579.06266837梁某甲2435.134311.54283.947030.612015／4／550050276838陈某甲30289.9913899.483128.2647317.732015／4／12982.940982.94286840周某5456.92572.05196.858225.82015／3／2550050296841倪某8469.454089.89141.0712700.412015／3／19117.510117.51306842陈某6473.853557.67459.1710490.692015／4／362.26062.26316843李某甲5238.182623.04490.018351.232015／3／1650050326844杨某甲9942.725216.71755.3515914.782015／4／14197.860197.86336845张某甲9963.725002.36762.3215728.42015／3／16193.210193.21346846刘某甲5865.642904.34270.399040.372015／4／1050050356847司某甲99824771.72405.4715159.192015／3／17178.970178.97366848曾某5901.23174.72423.499499.412015／3／2350050376849张某5354.11887.83507291.932015／3／2650050386850冯某甲5858.823091.36490.059440.232015／4／1050050396851刘某5800.82664.69382.218847.72015／4／1050050406852陈某甲8125.253925.7901.7912952.742015／3／22123.810123.81416853陈某甲8864.424124.96537.4413526.822015／4／3138.170138.17426854李某甲18394.69590.061302.3229286.982015／4／9532.170532.17436855胡某甲14473.747218.9689.522382.142015／3／19359.550359.55446856詹某23991.6912058.822309.0438359.552015／4／3758.980758.98456857陈某甲5517.874051.21704.510273.582015／4／356.83056.83466858陈某甲21005.3310397.411384.1832786.922015／3／22619.670619.67476859廖某甲2454.191301.06211.793967.042015／4／350050486860左某甲19685.529339.251958.3330983.12015／4／8574.570574.57496861邓某甲7865.013838.59473.2812176.882015／3／22104.420104.42506862柏某甲8443.845620.622083.9316148.392015／4／12222.599.95212.64516863王某甲14340.236873.45788.2822001.962015／4／2350.040350.04526864李某甲6246.023407.57461.5110115.12015／4／352.87052.87536865王某甲6866.553666.28413.3210946.152015／4／373.65073.65546866旷某甲27403.4713138.79522.841065.062015／4／3826.620826.62556867贺某甲5327.12783.34341.548451.982015／4／650050566868程某甲8035.166036.6394.9314466.692015／3／17161.660161.66576869林某甲7489.725325.51567.4613382.692015／3／21134.560134.56586870苏某16506.857663.22536.6224706.692015／3／24417.660417.66596871李某甲20001073.44128.353201.792015／4／750050606872李某甲60003251.88440.249692.122015／4／750050616873胡某甲14784.128058.71962.9823805.812015／4／3395.140395.14626874刘某甲18563.9410125.881419.8630109.682015／4／3552.740552.74636875郭某甲11940.925704.3255.9517901.172015／4／13247.520247.52646876陈某甲7460.183918.35537.8511916.382015／4／1197.9097.9656877吕某甲5298.392977.5318306.892015／3／1950050666878吴某甲17058.638576.791213.3626848.782015／4／8471.210471.21676879黄某5399.872028.2807428.152015／3／2750050686880谭某甲5631.852827.7509.118968.662015／3／2250050696881程某甲18235.798792.14428.9727456.92015／4／13486.420486.42706882吴某甲6270.943019.63687.499978.062015／3／1650050716883马某7796.386090.4581.7614468.542015／4／4161.710161.71726884程某甲17763.897774.48614.626152.972015／3／24453.820453.82736885林某甲14673.9311359.521191.9827225.432015／4／5480.630480.63746886李某甲16792.568890.26115726839.822015／4／5470.990470.99756887义某甲17504.348921.721860.1928286.252015／4／10507.150507.15766889刘某甲69003431.5415.410746.92015／4／1168.67068.67776890吴某甲2567212596.511345.3439613.852015／4／11790.340790.34786891毛某甲5998.192940.17397.819336.172015／3／2250050796892黄某甲55002604.71194.168298.872015／3／2450050806894王某甲15784.38403.43649.4624837.192015／3／22420.920420.92816899魏某甲7763.793620.898.2711482.862015／4／987.07087.07826900房某甲25666.5212265.23525.2738457.022015／4／2761.420761.42836901刘某甲6804.155296.23540.0512640.432015／4／3116.010116.01846902袁某甲6956.45709.81054.9113721.112015／4／6143.020143.02856903刘某甲8985.534815.28606.6114407.422015／4／8160.180160.18866904杜某甲4237.416046.19784.5111068.112015／4／1276.7076.7876905张某甲3290.22409.89341.036041.122015／4／450050886906黄某9463.925836.811385.9716686.72015／3／22217.160217.16896907王某甲10355.364271.427014696.782015／3／17167.410167.41906908王某甲1826.68922.41129.962879.052015／3／1750050916909李某甲5932.864428.81497.3910859.062015／3／2471.47071.47926910刘某3987.182982.291.247060.622015／3／1650050936911白某甲24914.111377.851208.4937500.442015／3／22737.510737.51946912周某9953.444998.436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611.25154.82688.4815454.52015／4／8186.360186.361837033吴某甲4789028344.235312.0781546.32015／4／111838.6501838.651847034陈某甲27692.0512094.172860.0742646.292015／3／23866.150866.151857035孙某6720.183501.68392.2710614.132015／4／465.35065.351867036肖某甲5496.533690.37567.689754.582015／4／9500501877037梁某甲19975.110155.131644.0831774.312015／4／3594.350594.351887038袁某甲9556.075135.38635.8615327.312015／4／7183.180183.181897039卢某8999.994503.43650.8414154.262015／3／22153.850153.851907040廖某甲23987.9512035.541518.4437541.932015／4／3738.540738.541917041李某甲25980.2213515.663064.9742560.852015／4／7896.1626.29869.871927042钱某甲9516.415211.7678.3115406.422015／4／2185.160185.161937043潘某2976.313816.192537.349329.842015／4／15500501947044孟某甲10743.246717.31120.1718580.712015／3／22264.510264.511957045黄某甲9953.425300.061781.3117034.792015／4／3225.860225.861967046邓某甲7310.235277.21180.3112767.752015／4／10119.190119.191977047覃某甲138226392.46916.1621130.622015／3／24328.260328.261987048曲某甲30375.5216126.662420.5948922.772015／4／151023.0601023.061997049秦某甲19693.515244.781459.8636398.142015／4／9709.950709.952007050杨某甲13162.636535.09496.28201942015／4／15304.850304.852017051易某甲10987.195340.36998.7817326.332015／4／6233.150233.152027052邱某甲11671.925352.62282.6817307.222015／4／5232.680232.68备注：利息收费标准为日息万分之五，按月计收复利；滞纳金收费标准为每期最低还款额未还部分的5%，最低收费为人民币10元或美元1元。