广东省深圳市福田区人民法院民 事 判 决 书（2015）深福法民二初字第5829-5856、5858-5888、5916-5943、5945-5974号原告中信银行股份有限公司深圳分行，住所地广东省深圳市福田区深南中路**中信城市广场首层和**。负责人陈许英，该分行行长。委托代理人梁振玄，广东普发律师事务所律师。委托代理人戴悦玲，广东普发律师事务所实习律师。被告成某甲等人（被告信息详见附表1）。原告中信银行股份有限公司深圳分行诉被告成某甲等人信用卡纠纷一百一十七案，本院受理后，依法适用普通程序，公开开庭进行了审理。原告委托代理人梁振玄、戴悦玲到庭参加诉讼，各被告经本院合法传唤无正当理由均未到庭应诉，本院依法缺席审理。上述案件现已审理终结。原告因各被告拖欠信用卡欠款未还，特向本院提起诉讼，请求判令各被告偿付原告信用卡欠款本金、利息及滞纳金等费用（本金、利息及滞纳金等费用数额及暂计截止日详见附表1，此后按《领用合约》规定继续计至清偿之日止），并分别承担各案诉讼费用。本院基于查明的事实，依照《中华人民共和国合同法》第八条、第一百零七条、第二百零七条，《中华人民共和国民事诉讼法》第六十四条第一款、第一百四十四条之规定，判决如下：一、被告成某甲等人应在本判决生效之日起十日内，分别偿还原告中信银行股份有限公司深圳分行信用卡欠款本金、利息及滞纳金等费用［本金、利息及滞纳金等费用的数额及暂计截止日详见判决书附表2，此后的利息及滞纳金等费用仍按原、被告双方在《领用合约》约定的计付标准（详见判决书附表2备注）计至各被告实际履行之日止］。二、驳回原告中信银行股份有限公司深圳分行的其他诉讼请求。如各被告未按本判决指定的期间履行给付金钱义务，则应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费数额详见附表2（已由原告预交），由各被告负担。如不服本判决，可在判决书送达之日起十五日内，向本院提交上诉状及副本一式二份，并按规定预交上诉案件受理费，上诉于广东省深圳市中级人民法院。当事人上诉的，应在收到交费通知次日起七日内预交上诉案件受理费。逾期不交的，按自动撤回上诉处理。审 判 长  王春梅人民陪审员  谭文英人民陪审员  徐鲁峰二〇一五年八月十四日书 记 员  张乐艺下续附表判决书附表1：单位（人民币）：元序号案号被告民族性别本金利息滞纳金等其他费用合计截止日期诉讼费15829成某甲汉男9980.002390.633743.5616114.192014／7／11202.8525830黄某甲汉女9910.2610683.6861901.9982495.932014／7／101862.3935831肖某甲汉男9756.613171.074972.8117900.492014／7／13247.5145832张某甲汉女9737.553011.83079.5215828.872014／7／10195.7255833叶某甲汉男9789.6825223513.8515825.532014／7／3195.6365834孔某甲汉男9903.082713.163291.8215908.062014／7／4197.775835陈某甲汉女9740.805198.856554.0121493.662014／7／1337.3485836方某甲汉女9968.002766.13638.4616372.562014／7／9209.3195837洪某甲汉男9992.872867.853402.9216263.642014／7／18206.59105838陈某甲汉男9925.962700.213458.2416084.412014／7／9202.11115839叶某甲汉男9984.442430.263349.8215764.522014／7／5194.11125840罗某甲汉男9788.334024.995880.0619693.382014／7／8292.33135841赖某甲汉男9734.302970.963652.0116357.272014／7／18208.93145842谢某甲汉男9957.332455.443232.5115645.282014／7／10191.13155843黄某甲汉男9999.602541.1837901****.782014／7／8208.26165844李某甲汉男9999.302536.634524.3817060.312014／7／8226.5175845李某甲汉女9744.154497.952926.8417168.942014／7／1229.22185846莫某甲汉男9996.692527.523466.1315990.342014／7／6199.75195847黄某甲汉男9720.003831.33084.7816636.082014／7／9215.9205848邱某甲汉男9747.443666.63754.1817168.222014／7／9229.2215849范某甲汉男9932.803577.924273.0417783.762014／7／4244.59225850陈某甲汉男9771.702717.934240.516730.132014／7／6218.25235851李某汉男9851.672693.083241.6915786.442014／7／4194.66245852罗某甲汉男9985.682445.493546.8815978.052014／7／9199.45255853许某甲汉男9739.842576.344313.6616629.842014／7／9215.74265854李某甲汉男9761.284546.9510569.1724877.402014／7／8421.93275855钟某甲汉男9736.357856.8719004.5536597.772014／7／4714.94285856谢某甲汉男9710.567537.5322555.5839803.672014／7／8795.09295858李某甲汉男9885.582445.653712.0716043.302014／7／9201.08305859江某甲汉男9721.632846.563575.9516144.142014／7／19203.6315860叶某甲汉男9820.602759.163283.3515863.112014／7／14196.57325861黄某甲汉男9973.222642.433491.3216106.972014／7／18202.67335862陈某甲汉女9712.252921.554213.8916847.692014／7／7221.19345863吕某甲汉男9965.922563.763257.3815787.062014／7／11194.67355864余某甲汉男9748.324363.963320.3917432.672014／7／4235.81365865梁某甲汉男9945.753160.63733.9916840.342014／7／1822137****陶某甲汉男9778.483110.72881.6415770.822014／7／14194.27385867吴某甲汉男9995.672515.63736.0116247.282014／7／18206.18395868张某甲汉男9803.302525.133462.9915791.422014／7／1194.78405869谭某汉男9731.672929.643230.2415891.552014／7／13197.28415870莫某甲汉男9907.872733.233208.5415849.642014／7／17196.24425871植某甲汉男9737.705669.5515399.1430806.392014／7／8570.15435872赵某甲汉男9911.822459.523439.4215810.762014／7／2195.26445873周某甲汉男9794.663022.983180.9215998.562014／7／9199.96455874张某甲汉男9787.322754.243613.2116154.772014／7／2203.86465875王某甲汉女9800.783576.823146.4816524.082014／7／4213.1475876焦某甲汉女9981.562584.483498.0716064.112014／7／4201.6485877钟某汉男9729.852746.283201.8315677.962014／7／1191.94495878石某甲汉男9761.893306.354592.6817660.922014／7／9241.52505879刘某甲汉男9805.064282.16199.1220286.282014／7／9307.15515880葛某汉男9804.873029.723292.3416126.932014／7／16203.17525881刘某汉男9790.203027.483777.9116595.592014／7／3214.88535882鲁某汉男9712.202878.583625.8216216.602014／7／7205.41545883王某甲汉女9809.482611.253164.9115585.642014／7／6189.64555884杨某甲汉男9951.512938.763433.5716323.842014／7／7208.09565885张某甲汉男9769.223619.333430.4916819.042014／7／11220.47575886吴某甲汉男9903.802528.753302.7215735.272014／7／3193.38585887周某甲汉男9753.194721.674872.2419347.102014／7／6283.67595888林某汉女9962.792581.883515.1916059.862014／7／3202.85605916李某汉男9918.002514.853435.1715868.022014／7／8196.7615917韩某甲汉男9762.605744.7915593.531100.892014／7／4577.52625918吴某汉男9993.692726.583550.2716270.542014／7／10206.76635919唐某汉男9792.065051.677736.722580.432014／7／2364.51645920刘某甲汉女9702.053227.133349.0716278.252014／7／7206.95655921张某甲汉男9846.002591.943915.3416353.282014／7／17208.83665922刘某汉男9887.962328.963755.1215972.042014／7／11199.3675923李某甲汉男9751.102927.323104.6615783.082014／7／8194.57685924刘某甲汉男9726.712655.594195.9516578.252014／7／18214.45695925王某甲汉男9780.009240.4828557.8247578.302014／7／7989.45705926蒋某甲汉男9802.703811.243337.6516951.592014／7／10223.78715927邱某甲汉男9921.932482.293442.5215846.742014／7／4196.16725928冯某甲汉男9844.332658.53475.6715978.502014／7／10199.46735929王某甲汉男9757.902493.73420.1815671.782014／7／9191.79745930高某甲汉男9982.252971.23342516378.482014／7／1209.46755931刘某甲汉男9968.537173.8510234.2527376.632014／7／4484.41765932刘某甲汉女9927.942833.723515.5216277.182014／7／9206.92775933龚某甲苗男9730.006998.7920047.1536775.942014／7／6719.39785934艾某甲汉男9743.875525.8314658.329928.002014／7／4548.2795935周某汉男9794.764504.392725.8817025.032014／7／10225.62805936李某甲汉男9712.003053.853903.7316669.582014／7／12216.73815937刘某汉男9817.482980.853516.4716314.802014／7／9207.87825938王某汉男9955.802680.423338.7515974.972014／7／4199.37835939米某甲汉男9824.792773.763217.5115816.062014／7／10195.4845940王某甲汉男9792.645612.718259.3823664.732014／7／8391.61855941常某甲汉男9701.654020.314730.1518452.112014／7／4261.3865942张某汉男9705.506438.0818344.2434487.822014／7／3662.19875943郭某回男9756.863844.132601.9916202.982014／7／2205.07885945杨某甲汉男9705.857295.7521906.1638907.762014／7／8772.69895946苏某甲汉男9878.952686.283260.3615825.592014／7／8195.63905947席某甲汉男9842.703641.872283.9215768.492014／7／5194.21915948侯某甲汉男9711.403073.573131.3915916.362014／7／6197.9925949刘某甲汉男9914.443896.776000.7719811.982014／7／1295.29935950汪某甲汉男9898.304702.495050.5619651.352014／7／18291.28945951何某甲汉男9780.002895.33898.6416573.942014／7／6214.34955952乔某甲汉男9778.002699.7350115978.702014／7／6199.46965953冯某汉男9708.093864.042179.5715751.702014／7／20193.79975954魏某甲汉男9705.663057.783149.6915913.132014／7／11197.82985955代某甲汉男9772.614438.799171.2823382.682014／7／8384.56995956周某甲汉女9711.824209.069257.3323178.212014／7／11379.451005957王某甲汉男9784.354040.355908.6219733.322014／7／6293.331015958孙某甲汉男9852.274302.383199.117353.752014／7／12233.841025959刘某甲汉男9802.304626.845048.9119478.052014／7／1286.951035960付某甲汉男9834.663343.822663.6315842.112014／7／1196.051045961陆某甲汉女9714.954033.792433.5516182.292014／7／10204.551055962钟某甲汉女9724.753928.556062.0219715.322014／7／1292.881065963金某甲汉男9753.813980.95090.5618825.272014／7／9270.631075964王某甲汉男9793.766300.3418160.4534254.552014／7／13656.361085965丁某甲汉男9749.064322.294017.3718088.722014／7／1252.211095966张某汉男9788.803838.283676.7517303.832014／7／1232.591105967高某甲汉男9768.707328.3421567.238664.242014／7／10766.61115968李某甲汉男9704.044691.094896.0819291.212014／7／2282.281125969徐某甲汉女9739.155015.87174.8621929.812014／7／6348.241135970刘某甲汉女9748.253035.463071.5515855.262014／7／1196.381145971廖某甲汉女9898.445726.83700.0619325.302014／7／15283.131155972熊某甲汉男9726.705879.919102.7624709.372014／7／4417.731165973杨某甲汉男9790.006388.8818373.4334552.312014／7／8663.81175974王某甲汉男9962.612457.593426.1515846.352014／7／7196.15判决书附表2：单位（人民币）：元序号案号被告本金利息滞纳金等其他费用合计截止日期诉讼费15829成某甲9980.002390.633743.5616114.192014／7／11202.8525830黄某甲9910.2610683.6861901.9982495.932014／7／101862.3935831肖某甲9756.613171.074972.8117900.492014／7／13247.5145832张某甲9737.553011.83079.5215828.872014／7／10195.7255833叶某甲9789.6825223513.8515825.532014／7／3195.6365834孔某甲9903.082713.163291.8215908.062014／7／4197.775835陈某甲9740.805198.856554.0121493.662014／7／1337.3485836方某甲9968.002766.13638.4616372.562014／7／9209.3195837洪某甲9992.872867.853402.9216263.642014／7／18206.59105838陈某甲9925.962700.213458.2416084.412014／7／9202.11115839叶某甲9979.442430.263349.8215759.522015／7／28194.11125840罗某甲9788.334024.995880.0619693.382014／7／8292.33135841赖某甲9734.302970.963652.0116357.272014／7／18208.93145842谢某甲9957.332455.443232.5115645.282014／7／10191.13155843黄某甲9999.602541.1837901****.782014／7／8208.26165844李某甲9999.302536.634524.3817060.312014／7／8226.5175845李某甲9744.154497.952926.8417168.942014／7／1229.22185846莫某甲9996.692527.523466.1315990.342014／7／6199.75195847黄某甲9720.003831.33084.7816636.082014／7／9215.9205848邱某甲9747.443666.63754.1817168.222014／7／9229.2215849范某甲9932.803577.924273.0417783.762014／7／4244.59225850陈某甲9771.702717.934240.516730.132014／7／6218.25235851李某9851.672693.083241.6915786.442014／7／4194.66245852罗某甲9985.682445.493546.8815978.052014／7／9199.45255853许某甲9739.842576.344313.6616629.842014／7／9215.74265854李某甲9761.284546.9510569.1724877.402014／7／8421.93275855钟某甲9736.357856.8719004.5536597.772014／7／4714.94285856谢某甲9710.567537.5322555.5839803.672014／7／8795.09295858李某甲9885.582445.653712.0716043.302014／7／9201.08305859江某甲9721.632846.563575.9516144.142014／7／19203.6315860叶某甲9820.602759.163283.3515863.112014／7／14196.57325861黄某甲9973.222642.433491.3216106.972014／7／18202.67335862陈某甲9712.252921.554213.8916847.692014／7／7221.19345863吕某甲9965.922563.763257.3815787.062014／7／11194.67355864余某甲9748.324363.963320.3917432.672014／7／4235.81365865梁某甲9945.753160.63733.9916840.342014／7／1822137****陶某甲9778.483110.72881.6415770.822014／7／14194.27385867吴某甲9995.672515.63736.0116247.282014／7／18206.18395868张某甲9803.302525.133462.9915791.422014／7／1194.78405869谭某9731.672929.643230.2415891.552014／7／13197.28415870莫某甲9907.872733.233208.5415849.642014／7／17196.24425871植某甲9737.705669.5515399.1430806.392014／7／8570.15435872赵某甲9911.822459.523439.4215810.762014／7／2195.26445873周某甲6494.663022.983180.9212698.562015／7／13199.96455874张某甲9787.322754.243613.2116154.772014／7／2203.86465875王某甲9800.783576.823146.4816524.082014／7／4213.1475876焦某甲9981.562584.483498.0716064.112014／7／4201.6485877钟某9729.852746.283201.8315677.962014／7／1191.94495878石某甲9761.893306.354592.6817660.922014／7／9241.52505879刘某甲9805.064282.16199.1220286.282014／7／9307.15515880葛某9804.873029.723292.3416126.932014／7／16203.17525881刘某9790.203027.483777.9116595.592014／7／3214.88535882鲁某9712.202878.583625.8216216.602014／7／7205.41545883王某甲9809.482611.253164.9115585.642014／7／6189.64555884杨某甲9951.512938.763433.5716323.842014／7／7208.09565885张某甲9769.223619.333430.4916819.042014／7／11220.47575886吴某甲9903.802528.753302.7215735.272014／7／3193.38585887周某甲9753.194721.674872.2419347.102014／7／6283.67595888林某9962.792581.883515.1916059.862014／7／3202.85605916李某9918.002514.853435.1715868.022014／7／8196.7615917韩某甲9762.605744.7915593.531100.892014／7／4577.52625918吴某9993.692726.583550.2716270.542014／7／10206.76635919唐某9792.065051.677736.722580.432014／7／2364.51645920刘某甲3702.053227.133349.0710278.252015／3／31206.95655921张某甲9846.002591.943915.3416353.282014／7／17208.83665922刘某9887.962328.963755.1215972.042014／7／11199.3675923李某甲9751.102927.323104.6615783.082014／7／8194.57685924刘某甲9726.712655.594195.9516578.252014／7／18214.45695925王某甲9780.009240.4828557.8247578.302014／7／7989.45705926蒋某甲9602.703811.243337.6516751.592015／7／9223.78715927邱某甲9921.932482.293442.5215846.742014／7／4196.16725928冯某甲9844.332658.53475.6715978.502014／7／10199.46735929王某甲9757.902493.73420.1815671.782014／7／9191.79745930高某甲9982.252971.23342516378.482014／7／1209.46755931刘某甲9968.537173.8510234.2527376.632014／7／4484.41765932刘某甲9827.942833.723515.5216177.182014／9／5206.92775933龚某甲9730.006998.7920047.1536775.942014／7／6719.39785934艾某甲9743.875525.8314658.329928.002014／7／4548.2795935周某9794.764504.392725.8817025.032014／7／10225.62805936李某甲9712.003053.853903.7316669.582014／7／12216.73815937刘某9817.482980.853516.4716314.802014／7／9207.87825938王某9955.802680.423338.7515974.972014／7／4199.37835939米某甲9824.792773.763217.5115816.062014／7／10195.4845940王某甲3292.645612.718259.3817164.732015／7／20391.61855941常某甲9701.654020.314730.1518452.112014／7／4261.3865942张某9705.506438.0818344.2434487.822014／7／3662.19875943郭某9756.863844.132601.9916202.982014／7／2205.07885945杨某甲9705.857295.7521906.1638907.762014／7／8772.69895946苏某甲9490.952686.283260.3615437.592015／4／28195.63905947席某甲4242.703641.872283.9210168.492015／6／23194.21915948侯某甲9711.403073.573131.3915916.362014／7／6197.9925949刘某甲9914.443896.776000.7719811.982014／7／1295.29935950汪某甲9898.304702.495050.5619651.352014／7／18291.28945951何某甲9780.002895.33898.6416573.942014／7／6214.34955952乔某甲9778.002699.7350115978.702014／7／6199.46965953冯某9708.093864.042179.5715751.702014／7／20193.79975954魏某甲9705.663057.783149.6915913.132014／7／11197.82985955代某甲9772.614438.799171.2823382.682014／7／8384.56995956周某甲9711.824209.069257.3323178.212014／7／11379.451005957王某甲9784.354040.355908.6219733.322014／7／6293.331015958孙某甲9852.274302.383199.117353.752014／7／12233.841025959刘某甲9802.304626.845048.9119478.052014／7／1286.951035960付某甲9834.663343.822663.6315842.112014／7／1196.051045961陆某甲9714.954033.792433.5516182.292014／7／10204.551055962钟某甲9724.753928.556062.0219715.322014／7／1292.881065963金某甲9753.813980.95090.5618825.272014／7／9270.631075964王某甲9793.766300.3418160.4534254.552014／7／13656.361085965丁某甲9749.064322.294017.3718088.722014／7／1252.211095966张某9788.803838.283676.7517303.832014／7／1232.591105967高某甲9768.707328.3421567.238664.242014／7／10766.61115968李某甲9704.044691.094896.0819291.212014／7／2282.281125969徐某甲9739.155015.87174.8621929.812014／7／6348.241135970刘某甲9748.253035.463071.5515855.262014／7／1196.381145971廖某甲9898.445726.83700.0619325.302014／7／15283.131155972熊某甲9726.705879.919102.7624709.372014／7／4417.731165973杨某甲9790.006388.8818373.4334552.312014／7／8663.81175974王某甲9962.612457.593426.1515846.352014／7／7196.15备注：利息收费标准为日息万分之五，按月计收复利，最低收费为人民币1元或美元1元或港币1元；滞纳金收费标准为每期最低还款额未还部分的5%，最低收费为人民币30元或美元3元或港币30元