西安市未央区人民法院民 事 判 决 书（2019）陕0112民初10165号 原告陕西泓源典当有限责任公司。住所地：陕西省西安市高新区。统一社会信用代码91610000552184354F。法定代表人田月琴，执行董事。委托代理人孙超逸，男，该公司员工，住该公司。委托代理人杨哲，男，该公司员工，住该公司。被告屈鹏鹏，男，1989年3月16日出生，汉族，陕西省延安市洛川县村民，，公民身份号码XXXXXXXXXXXXXXXXXX。原告陕西泓源典当有限责任公司与被告屈鹏鹏民间借贷纠纷一案，本院受理后，依法组成合议庭，公开开庭进行了审理。原告委托代理人孙超逸、杨哲到庭参加诉讼，被告屈鹏鹏经合法传唤，无正当理由，拒不到庭。本案现已审理终结。原告诉称，2019年1月10日，其与被告签订《汽车借款质押合同》，约定被告向其借款32万元，并以车架号：JTHB71B11J2005356，发动机号：A25B0225708的车辆为借款提供质押担保。合同签订后，其向被告出借32万元，履行了合同义务。借款期限届满，被告既未依约还款，也未支付综合费。诉请：被告偿还借款本金32万元，并以此款为基数，按月息2%计算，支付自2019年4月10日至实际还款之日的综合费；其有权对拍卖、变卖质押车辆（车架号：JTHB71B11J2005356，发动机号：A25B0225708）的价款享有优先受偿权；诉讼费、公告费由被告承担。被告未出庭答辩，亦未提出书面答辩意见。经审理查明，2019年1月10日，被告将其雷克萨斯ES300H轿车一辆典当给原告，原告向被告出具了“当票”，典当金额32万元，综合费8000元，实付31.2万元，典当日期自2019年1月10日至2019年2月8日。当日，原告（甲方、贷款人、质权人）与被告（乙方、借款人、出质人）签订《汽车借款质押合同》，约定乙方以其合法拥有的动产以转移占有的方式质押给甲方，作为借款的担保，并支付合同约定的利息和相关费用；质押车辆的型号为AXZH10L-AEXGBC3，车架号JTHB71B11J2005356，发动机号A25B0225708,随车手续：合格证、购车发票、钥匙两把由甲方保管；质押动产担保范围包括借款本金、利息、滞纳金、违约金、赔偿金综合费、实现债权的费用等；乙方向甲方借款32万元，典当综合费率2.5%（30天），借款期限自2019年1月10日至2019年4月9日；借款期限届满后5日内，乙方既不续当又不赎当的视为死当，甲方有权将当物作绝当处理；乙方不可撤销的授权甲方委托中介机构对当物进行评估、变卖、拍卖、过户，而无需乙方另行出具授权委托书，当物的处分收入，在扣除典当本金、利息、违约金（期满之日其每日加收典当金额的0.5%）、典当费用及实现上述质权的费用后，剩余部分退还乙方，不足部分由甲方向乙方追索。典当当日，原告转账给付被告32万元。被告向原告出具“借款收据”，收到原告32万元，并将当物车辆及车辆的“货物进口证明书”、“强制性产品认证车辆一致性证书”、“进口机动车辆随车检验单”、“车辆购置税征管系统专用进口车辆电子信息”、发票、钥匙两把等手续一并交付原告。庭审中，原告称被告已付清了当期三个月的综合费，自2019年4月10日再未支付综合费，亦未续当或偿还借款本金进行赎当。并明确诉讼请求为：被告偿还借款本金32万元，同时以此款为基数，按月息2%计算，承担2019年4月10日至实际偿还借款之日的综合费；对被告的质押车辆行使质押权，对质押物拍卖、变卖的价款享有优先受偿权。并承诺其所述事实及提交的证据均是真实的，如有虚假导致本案错判，引起的法律后果其同意承担责任并接受处罚。上述事实，有“当票”，《汽车借款质押合同》，银行转账凭证，“借款收据”，“货物进口证明书”、“强制性产品认证车辆一致性证书”、“进口机动车辆随车检验单”、“车辆购置税征管系统专用进口车辆电子信息”、发票，典当手续清单等证据及原告陈述在卷佐证。本院认为，原、被告平等自愿签订的《汽车借款质押合同》，系双方真实意思表示，不违反法律、行政法规的禁止性规定，应为有效。原告提交的证据，足以形成证据链，证明被告以其车辆提供质押担保向原告借款，并移交了质物，原告亦履行了出借资金的义务，质押合同生效并已实际履行。借款期限届满，被告未依约还款，已构成违约，原告要求被告偿还借款本金32万元，并以此款为基数，按月息2%计算，承担自2019年4月10日起算的综合费，应予支持。综合费应计算至判决给付之日。被告以其自有的车辆作为借款的质押担保，未依约履行债务，原告要求对被告的质押车辆行使质押权，对车辆拍卖、变卖的价款享有优先受偿权，依法应予支持。被告经本院合法传唤，无正当理由拒不到庭，视为放弃答辩、举证、质证及辩论的权利，应自行承担相应的法律后果。依照《中华人民共和国合同法》第二百零六条、第二百零七条，《中华人民共和国担保法》第六十三条、第六十四条，《中华人民共和国民事诉讼法》第一百四十四条，最高人民法院《关于适用的解释》第二百四十一条、第九十条之规定，判决如下：一、被告屈鹏鹏自本判决生效之日起五日内偿还原告陕西泓源典当有限责任公司借款本金32万元，并以此款为基数，按月息2%计算，承担自2019年4月10日至判决给付之日的综合费。二、原告陕西泓源典当有限责任公司对被告质押车辆（型号为AXZH10L-AEXGBC3，车架号JTHB71B11J2005356，发动机号A25B0225708）的拍卖、变卖价款享有优先受偿权。三、驳回原告陕西泓源典当有限责任公司的其余诉讼请求。如果未按照本判决指定的期间履行给付金钱义务，应当按照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费6100元（原告已预交），由被告承担，与上述付款时间一并给付原告。如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省西安市中级人民法院。  审  判  长   王  琦       人民陪审员   马建青人民陪审员   王中琴   二○一九年八月四日 书  记  员  叶  娟                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         1