陕西省蓝田县人民法院民事判决书   (2020)陕0122民初1280号      原告：陕西蓝田农村商业银行有限责任公司。住所地：蓝田县。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            法定代表人：韩刚，系该公司执行董事。  委托诉讼代理人：贺韩锋，系该公司客户经理。  被告：西安滋水山泉饮品有限公司。住所地：西安市蓝田县。 法定代表人：钱拴才，系该公司执行董事兼总经理。 委托诉讼代理人：王凌子，陕西信邦律师事务所律师。  被告：钱拴才，男，1970年5月18日出生，汉族，住西安市蓝田县。  原告陕西蓝田农村商业银行有限责任公司与被告西安滋水山泉饮品有限公司、钱拴才借款合同纠纷一案，原告诉请：1、要求被告西安滋水山泉饮品有限公司偿还借款本金0.01元、利息379755元；2、要求被告钱拴才对上述债务承担连带清偿责任；3、诉讼费用由被告承担。本院受理后，依法公开开庭进行了审理，本案现已审理终结。 本案相关情况  一、原告与被告西安滋水山泉饮品有限公司签订借款合同的时间：2016年6月24日。  二、被告西安滋水山泉饮品有限公司借款金额：3000000元。  三、被告西安滋水山泉饮品有限公司借款的用途：购买胚管。  四、双方约定的借款期限：2016年6月24日至2018年6月23日。  五、双方约定的借款利率（含逾期利率）：借期内月利率8.7‰，逾期月利率13.05‰。  六、原告向被告发放借款的时间：2016年6月29日。  七、被告西安滋水山泉饮品有限公司借款后偿还本金：2999999.99元。  八、被告西安滋水山泉饮品有限公司借款后偿还利息：结清利息至2018年1月21日。  九、保证担保事宜：2016年6月24日，被告钱拴才与原告签订《保证担保合同》，合同约定：被告钱拴才对上述借款本金及利息、复利、罚息、违约金、损害赔偿金和实现债权的费用承担连带保证责任；保证期间为借款到期之日起两年。  判决结果  原告与被告西安滋水山泉饮品有限公司签订的《个人借款合同》、与被告钱拴才签订的《保证担保合同》均依法成立并生效，被告西安滋水山泉饮品有限公司应按合同约定按期向原告履行还本付息的义务。被告钱拴才作为担保人，依法对上述债务承担连带清偿责任。  依照《中华人民共和国合同法》第一百九十六条、第二百零五条、第二百零六条、第二百零七条，《中华人民共和国担保法》第十三条、第十八条、第二十一条，判决如下：  一、自本判决生效后三十日内，由被告西安滋水山泉饮品有限公司偿还原告陕西蓝田农村商业银行有限责任公司借款本金0.01元、利息379755元；    二、被告钱拴才对上述债务承担连带清偿责任。  如未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。  案件受理费6996元（原告已预交），减半收取3498元，由被告西安滋水山泉饮品有限公司、钱拴才负担。   如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省西安市中级人民法院。                                                              审  判  员    马  小  娜                              二〇二〇年七月二十二日                                 法 官 助 理     袁  永  娟                          书 记 员     赵  耀  花   11