陕西省靖边县人民法院   民事判决书                                  （2020）陕0824民初858号     原告：李星星，男，1988年6月26日出生，汉族，户籍地靖边县，现住靖边县延长天和城小区，身份证号码：612XXXXXXXXXXXXXXX，系陕AXXXXX号“克莱斯勒”牌小型轿车驾驶人及车主，联系方式：19991092999。   被告：中国平安财产保险股份有限公司靖边支公司。   住所地，靖边县XX路XX段XX号。   负责人谢小伟，系公司经理。   委托代理人常建国，陕西长谦律师事务所律师，联系方式：1822094XXXX。   原告李星星与被告中国平安财产保险股份有限公司靖边支公司（以下简称：保险公司）保险纠纷一案，本院于2020年3月16日立案受理后，依法组成合议庭，于2020年6月12日公开开庭进行了审理。原告李星星、被告中国平安财产保险股份有限公司靖边支公司委托代理人常建国到庭参加了诉讼。本案现已审理终结。   原告向本院提出诉讼请求：1、依法判令被告在保险责任范围内赔偿原告陕AXXXXX号克莱斯勒牌小型客车车辆损失193600元；2、由被告赔偿原告鉴定费6300元、拆解费2400元、拖车费400元，共计9100元；3、本案的诉讼费用由被告承担。事实和理由： 2020年1月9日19时0分许，李星星驾驶陕AXXXXX“克莱斯勒”牌小型客车，行驶至靖边县XX路XX路一路段时由于操作不当，导致车辆失控，与路边张正斌家中的墙、大门发生碰撞，造成墙、大门、车辆受损的交通事故。2020年1月13日，靖边县公安局交通警察大队作出第610824420200000137号道路交通事故认定书，认定李星星承担此次事故的全部责任。事故发生后，原告李星星通过靖边县人民法院委托陕西榆林百信司法鉴定所鉴定陕AXXXXX“克莱斯勒”牌小型客车损失金额。2020年5月8日，陕西榆林百信司法鉴定所作出了陕榆百司鉴所【2020】车鉴字0165号资司法鉴定意见书，认定陕AXXXXX“克莱斯勒”牌小型客车的车辆损失金额为193600元。此外，原告还因此花费鉴定费6300元、拖车费400元、拆解费2400元。原告就上述损失与被告进行协商未果，原告诉至法院。   被告保险公司辩称, 涉案车辆在保险公司投保有车损险，保险限额为30万元，公司对事故发生及责任划分无异议，保险公司在保险限额内予以赔付，鉴定费、诉讼费属于间接损失，保险公司不予赔付。   当事人围绕诉讼请求依法提交了证据，本院组织当事人进行了证据交换和质证。对当事人无异议的证据，本院予以确认并在卷佐证。对有争议的证据和事实，本院认定如下：   对原告向法庭提交的第三组证据陕西榆林百信司法鉴定所司法鉴定意见书一份，鉴定费票据一支，被告质证对真实性无异议，对鉴定结论有异议。鉴定机构对车辆损失价格评定过高，推定车辆全损依据不足，申请对车辆损失进行重新鉴定。该鉴定没有明显的依据不足或者鉴定程序严重违法，故本院对该组证据的真实性予以确认，对证明目的予以采信。     本院根据双方当事人的举证、质证以及法庭认定，查明以下事实：   2020年1月9日19时0分许，李星星驾驶陕AXXXXX“克莱斯勒”牌小型客车，行驶至靖边县XX路XX路一路段时由于操作不当，导致车辆失控，与路边张正斌家中的墙、大门发生碰撞，造成墙、大门、车辆受损的交通事故。2020年1月13日，靖边县公安局交通警察大队作出第610824420200000137号道路交通事故认定书，认定李星星承担此次事故的全部责任。事故发生后，原告李星星通过靖边县人民法院委托陕西榆林百信司法鉴定所鉴定陕AXXXXX“克莱斯勒”牌小型客车损失金额。2020年5月8日，陕西榆林百信司法鉴定所作出了陕榆百司鉴所【2020】车鉴字0165号资司法鉴定意见书，认定陕AXXXXX“克莱斯勒”牌小型客车的车辆损失金额为193600元。此外，原告还因此支出鉴定费6300元，拖车费400元、拆解费2400元。   陕AXXXXX“克莱斯勒”牌小型客车的所有人系原告李星星，李星星在被告保险公司为该车购买了商业险一份，其中机动车损失保险责任限额为30万元，且不计免赔，保险期间为2019年4月14日至2020年4月13日。事故发生在保险期间内。   本院认为，本案争议焦点原告损失应当如何赔偿，原告的损失数额。   本案中，原告李星星在被告保险公司处为其所有的陕AXXXXX“克莱斯勒”牌小型客车投保了商业险一份，原、被告之间保险合同合法有效，本院依法予以确认。原告作为被保险人，其投保的车辆陕AXXXXX“克莱斯勒”牌小型客车发生保险事故造成车辆损失，被告保险公司应当按照保险合同的约定在机动车损失保险责任限额内向原告承担理赔责任。此次交通事故造成原告的车辆损失，经陕西榆林百信司法鉴定所鉴定为193600元，本院依法予以确认。对于原告主张的鉴定费6300元、拖车费400元、拆解费2400元。因原告提交的证据足以证明其该项费用的支出情况，且上述费用系原告为确定车辆损失程度支出的必要的、合理的费用，被告保险公司应当承担。故原告主张的车损、鉴定费、拖车费、拆解费在被告保险公司机动车损失险理赔范围内，故被告应当按照保险合同约定向原告各项损失。故本院对原告请求被告赔偿202700元的诉请依法予以支持。   综上所述，依照《中华人民共和国合同法》第八条、第六十条、《中华人民共和国保险法》第十四条、第六十四条、《最高人民法院关于民事诉讼证据的若干规定》第四十条之规定，判决如下：   由被告中国平安财产保险股份有限公司靖边支公司于本判决生效之日起十日内在商业险责任限额内赔偿原告李星星车辆损失费193600元、鉴定费6300元、拖车费400元、拆解费2400元，共计202700元。   如果未按照本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。   案件受理费4900元，由被告中国平安财产保险股份有限公司靖边支公司负担。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             如不服本判决，可在判决书送达之日起十五日内向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省榆林市中级人民法院。双方当事人在法定上诉期内均未提出上诉或仅有一方上诉后又撤回的，本判决发生法律效力，当事人应自觉履行判决的全部义务。一方不履行的，自本判决内容生效后，权利人可以向人民法院申请强制执行。申请执行的期限为二年，该期限从法律文书规定履行期间的最后一日起计算。         审判长 马彦明                          审判员 牛怀玉                          人民陪审员 马建军                                 二O二O年七月二日                            书记员 魏园园        1