新疆生产建设兵团五家渠垦区人民法院   民 事 判 决 书     （2020）兵0601民初602号   原告：罗开香，女， 1980年12月29日出生，住乌鲁木齐市。   委托诉讼代理人：尹清波，新疆仕诚律师事务所律师。   委托诉讼代理人：张蔷薇，新疆仕诚律师事务所律师。    被告：新疆开源翔锦房地产开发有限公司，住所地：新疆五家渠青湖经济开发区南区乌鲁木齐街以北、克拉玛依街以南、上海路以东、北京路以西，统一社会信用代码：91659004333051164T。   法定代表人：胡祖国，该公司总经理。   委托诉讼代理人：袁雯娟，该公司销售经理。   原告罗开香与被告新疆开源翔锦房地产开发有限公司（以下简称翔锦公司）商品房销售合同纠纷一案，本院于2020年4月20日立案受理后，依法适用简易程序，公开开庭进行了审理。原告罗开香的委托诉讼代理人张蔷薇、被告翔锦公司的委托诉讼代理人袁雯娟到庭参加诉讼。本案现已审理终结。   原告罗开香向本院提出诉讼请求：1.判令解除原告与被告签订的《商品房买卖合同》;2.判令被告退还原告全部购房款255000元及资金占用期间的利息21897.47元（利息暂计至2020年4月19日），以后的利息按照贷款市场报价利率计算至实际支付之日止; 3.判令被告支付逾期交房违约金505元；4.判令被告退还产证费550元、抵押登记费550元、预告登记费550元、工本费10元，合计1660元；5.本案诉讼费用由被告承担。   事实与理由：2017年10月30日，原告与被告签订了《商品房买卖合同》。合同约定原告购买被告位于五家渠青经开南区上海路X号天幕金街X号商业楼X层X号商品房，房屋价款共计为505000元，交付时间为2018年12月31日，逾期交付超过180日后，原告有权解除合同，被告应退还原告全部房款（含已付贷款部分）。并自原告付款之日按照同期贷款基准利率计算给付利息，并承担全部房价款0.1%的违约金。原告已按约定向被告支付房款，但是时至今日，被告仍未向原告交付房屋。多次协商未果，原告诉至法院。   被告翔锦公司辩称，不同意解除合同，原告仅是交了首付款，而且逾期交付，至今也没有办理银行按揭贷款。我方要求原告继续办理银行按揭贷款，继续履行商品房买卖合同。    本院经审理认定如下事实：2017年10月30日，原告与被告签订了《商品房买卖合同》。合同约定：原告购买被告位于五家渠青经开南区上海路X号天幕金街X号商业楼X层X号商品房，房屋价款共计为505000元。第七条约定：买受人应当于2017年10月30日前支付首付款255000元，余款250000元向银行申请贷款支付。第八条约定：除不可抗力外，买受人未按照约定时间付款的，双方同意按照下列方式处理：1.逾期时间在180日以内的，买受人按日向出卖人支付逾期应付款万分之0.1的违约金；2.逾期超过180日的，出卖人有权解除合同。出卖人解除合同的，应当书面通知买受人。买受人应当自解除合同通知送达之日起30日内按照累计应付款的0.1%向出卖人支付违约金，同时出卖人退还买受人已付全部房款（含已付贷款部分）。出卖人不解除合同的，买受人按日计算向出卖人支付逾期应付款万分之0.1的违约金。第十一条约定：出卖人应当在2018年12月31日前向买受人交付该商品房。第十二条约定：除不可抗力外，出卖人未按照第十一条约定的时间将该商品房交付买受人，双方同意按照逾期时间，分别处理，（1）和（2）不作累加：（1）逾期在180日之内，自2018年12月31日届满之次日起至实际交付之日止，出卖人按日计算向买受人支付全部房款万分之0.1%的违约金；（2）逾期超过180日后，买受人有权解除合同，解除合同应当书面通知出卖人，出卖人应当自解除合同通知之日起15日退还买受人已付全部房款（含已付贷款部分），并自买受人付款之日起，按照0.1%（不低于中国人民银行公布的同期贷款基准利率）计算给付利息，同时，出卖人按照全部房价款的0.1%向买受人支付违约金。   同日，原告、被告签订补充协议一份，约定：买受人所购房屋为期房，双方同意按照《商品房买卖合同》第十一条约定的交房时间为出卖人实际交付房屋给买受人的时间，双方无需另行书面通知，买受人按约定时间前往房屋所在地现场接房；如出卖人判断不能按预定时间交房，可在所约定的交房时间前30日提前书面告知买受人延迟交房，但延长交房时间最长不得超过180日，买受人同意给予出卖人最长180日的宽限期，如出卖人仍不能按调整后的时间交房，按照主合同第十二条约定执行，违约金自主合同约定的交付期限之第二天起算至实际交付之日止，但出卖人应支付的违约金总额以不超过买受人已付房款的3%为限。如出卖人逾期交房超过180天，买受人有权单方面解除合同，如果买受人行使单方解除本合同的权利时，须在前述的180天期限届满之日起的30天书面通知出卖人，否则视为买受人放弃单方面解除本合同的权利，本合同继续履行，买受人同意出卖人不再另行催告。   除主合同第十一条约定以外，若买受人未能按照合同约定付清房价款或其他应付款项的，上述交付日期相应顺延，并由买受人按主合同第八条的约定承担违约责任。   上述《商品房买卖合同》及补充协议签订后，原告于2017年10月30日支付房款15000元，于2018年3月19日支付房款50000元，于2018年7月12日支付房款190000元，合计支付255000元。向被告支付预告登记费550元、产证费550元、抵押登记费550元、工本费10元，合计1660元。原告逾期交首付款约8个月，至今亦未能办理贷款手续。   2018年12月31日，被告未能交付涉案商铺；至双方补充协议约定的交付宽限期2019年6月30日到期，被告仍未能交付涉案商铺；庭审中，被告陈述涉案房屋至今未完工，交付日期不确定。原、被告双方协商未果，引发争讼。   上述事实，有原、被告双方签订的《商品房买卖合同》、补充协议、收款收据及庭审笔录为证，本院予以确认。   本院认为，本案中，双方当事人签订《商品房买卖合同》以及补充协议，系双方当事人真实意思表示，不违反法律法规规定，应认定为有效。双方当事人均应按协议约定履行各自义务。根据《中华人民共和国合同法》第九十四条款规定：“有下列情形之一的，当事人可以解除合同：……（三）当事人一方迟延履行主要债务经催告后在合理期限内仍未履行；（四）当事人一方迟延履行债务或者有其他违约行为致使不能实现合同目的”。本案中，翔锦公司因自身原因在宽限期及顺延交付日期届满后，仍未能将涉案房屋交付原告，且陈述房屋尚未完工，交房日期至今无法确定，被告已构成根本违约。原告要求解除与被告之间订立的《商品房买卖合同》，符合法律规定，本院予以支持。根据《中华人民共和国合同法》第九十七条规定：“合同解除后，尚未履行的，终止履行，已经履行的，根据履行情况和合同性质，当事人可以请求恢复原状、采取其他补救措施，并有权要求赔偿损失。”因此，合同解除后，应由翔锦公司返还原告的购房款等款项256660元（255000元+1660元）并支付资金占用期间的利息21897.47元（2019年8月19日之前的利息按照年利率4.75%计算，2019年8月20日至2020年4月20日的利息按照按照全国银行间同业拆借中心公布的贷款市场报价利率计算，之后的利息按照此标准计至实际清偿之日）。因原告在本案中亦存在逾期交款的违约行为，故对原告主张的违约金，本院不予支持。对被告翔锦公司辩称继续履行合同的意见，因涉案房屋交工日期至今无法确认，合同继续履行的基础不存在，故对该意见本院不予采纳。综上，依据《中华人民共和国合同法》第四十四条、第六十条、第九十四条、第九十七条之规定，判决如下：   一、解除原告罗开香与被告新疆开源翔锦房地产开发有限公司签订的《商品房买卖合同》；   二、被告新疆开源翔锦房地产开发有限公司于本判决生效后十五日内退还原告罗开香购房款255000元及利息21897.47元，该利息暂计至2020年4月19日，之后的利息按照全国银行间同业拆借中心公布的贷款市场报价利率计至实际清偿之日；   三、被告被告新疆开源翔锦房地产开发有限公司于本判决生效后十五日内退还原告罗开香产证费550元、抵押登记费550元、预告登记费550元、工本费10元，合计1660元；   四、驳回原告罗开香其他诉讼请求。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 案件受理费2743元（已减半收取），邮寄送达费160元，合计2903元（原告已预交），由原告罗开香负担5元，由被告新疆开源翔锦房地产开发有限公司负担2898元。   如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于新疆生产建设兵团第六师中级人民法院。           审 判 员  孙仪                              二〇二〇年七月十三日     书 记 员    弥博勃       1