陕西省蓝田县人民法院   民事判决书     (2020)陕0122民初1516号      原告：陕西蓝田农村商业银行有限责任公司。住所地：蓝田县。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           法定代表人：韩刚，系该公司执行董事。   委托诉讼代理人：赵维锋，系该公司客户经理。   被告：马安民，男，1956年3月9日出生，汉族，住西安市蓝田县。   被告：段淑英，女，1958年10月20日出生，汉族，住西安市蓝田县。   原告陕西蓝田农村商业银行有限责任公司与被告马安民、段淑英借款合同纠纷一案，原告诉请：1、要求被告马安民、段淑英偿还借款本金50000元及利息（2019年12月25日以前的利息21839.75元；以本金50000元为基数，从2019年12月26日起至实际结清之日止，按照月利率9.75‰计算）；2、诉讼费由被告承担。本院受理后，依法公开开庭进行了审理，本案现已审理终结。   本案相关情况   一、原告与被告马安民、段淑英签订借款合同的时间：2014年7月22日。   二、被告马安民、段淑英借款金额：50000元。   三、被告马安民、段淑英借款的用途：工地供料。    四、双方约定的借款期限：2014年7月22日起至2016年7月21日止；展期至2017年7月19日。   五、双方约定的借款利率（含逾期利率）：借期内月利率8.4‰，展期月利率7.5‰，逾期月利率9.75‰。   六、原告向被告发放借款的时间：2014年7月26日。   七、被告马安民、段淑英借款后偿还本金：0。   八、被告马安民、段淑英借款后偿还利息：2015年12月30日偿还7308元。   判决结果   被告马安民、段淑英与原告签订的《农户小额借款合同》、《借款展期协议》依法成立并生效，其应按合同约定按期向原告履行还本付息的义务。   依照《中华人民共和国合同法》第一百九十六条、第二百零五条、第二百零六条、第二百零七条，判决如下：   被告马安民、段淑英于本判决生效后十日内，偿还原告陕西蓝田农村商业银行有限责任公司借款本金50000元及利息（2019年12月25日以前的利息21839.75元；以本金50000元为基数，从2019年12月26日起至实际结清之日止，按照月利率9.75‰计算）；   如未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。   案件受理费1567元（原告已预交），减半收取783.50元，由被告马安民、段淑英负担。    如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省西安市中级人民法院。     审判员 马小娜       二〇二〇年七月九日         法 官 助 理 袁永娟                            书记员 赵耀花