西安市未央区人民法院民 事 判 决 书                               （2020）陕0112民初392 号                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        原告：崔孝民，男，1964年XX月XX日出生，汉族，住西安市未央区农场路中段中心区XX号，公民身份号码XXXXXXXXXXXXXXXXXX。被告:刘庆义，男，1963年XX月XX日出生，汉族，住陕西省榆林市佳县XX乡XX村XX号，公民身份号码XXXXXXXXXXXXXXXXXX。原告崔孝民与被告刘庆义民间借贷纠纷一案，本院于2020年1月3日受理后，依法适用普通程序公开开庭进行了审理。原告崔孝民到庭参加诉讼。被告刘庆义经本院合法传唤未到庭，本院依法缺席审理。本案现已审理终结。原告崔孝民向本院提出诉讼请求，要求依法判令被告：1、返还借款2万元及利息，利息自2018年1月24日起按照年利率1.5%计算至清付之日；2、因催款产生的损失5000元；3、承担本案诉讼费用。事实与理由：其与被告系朋友关系。被告因急用钱，从其处借款2万元，并出具借条，口头约定借款期限为一年及利息按照年利率5%计算。后其向被告催款，被告未归还。故其诉至本院。被告刘庆义未到庭，亦未提交书面答辩意见。审理中，原告围绕其诉讼请求提供了证据。对于原告提供的证据2018年1月24日《借条》、2018年1月25日转账汇款回单真实性予以认定。结合上述认证结果及庭审调查，本院查明本案事实为：原、被告因投资工程相识。2018年1月24日，被告以向眉县某工程交保证金为由从原告处借款并向原告出具《借条》，载明“今借崔孝民人民币贰万元正（20000元） 交眉县保证金”。2018年1月25日，原告将2万元支付至被告所提供名称为刘杰秦农银行账户。后被告未归还借款，原告诉至本院。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              本院认为，原、被告之间借款合同关系事实清楚、证据充分，依法应予保护。原告已按被告要求支付借款款项2万元，被告亦应向原告归还借款。被告未归还之行为已构成违约，应承担继续归还之违约责任。原告关于利息之请求，因其未提供证据证明其双方之间有关于借款期限及利率之约定，故依照法律规定，利息自起诉之日即2020年1月3日起按照同期全国银行间同业拆借中心公布的贷款市场报价利率计算至清付之日。原告关于催要借款之损失未提供证据，应承担举证不能之法律后果，故关于其该部分诉请，本院不予支持。 综上，原告之诉讼请求部分成立。依照《中华人民共和国合同法》第一百零七条、第二百零六条、第二百零七条，《中华人民共和国民事诉讼法》第六十四条第一款，《最高人民法院关于适用的解释》第九十条之规定，判决如下：一、被告刘庆义自本判决生效之日起十日内向原告崔孝民清付借款2万元及利息，利息自2020年1月3日起按照同期全国银行间同业拆借中心公布的贷款市场报价利率计算至清付之日。二、驳回原告崔孝民其余诉讼请求。如未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费625元(原告崔孝民已预付)，由原告崔孝民负担50元。由被告刘庆义负担575元，并于上述付款期限一并向原告崔孝民支付。如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省西安市中级人民法院。   （此页无正文）    审  判  长    许晓娟人民陪审员    党  华人民陪审员    夏艳妮  二〇二〇年八月十二日                           法官助理    苏  晨  书  记  员    高  雅         打印人：周惠荣  校对人：高雅  送达时间：2020年  月  日 1