陕西省蓝田县人民法院陕西省蓝田县人民法院民事判决书 (2020)陕0122民初990号   原告：陕西蓝田农村商业银行有限责任公司。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      法定代表人：韩刚，系该公司执行董事。委托诉讼代理人：委托诉讼代理人：被告：罗XX被告：蔺XX原告陕西蓝田农村商业银行有限责任公司与被告罗XX、蔺XX借款合同纠纷一案，原告诉请：1、要求被告罗XX、蔺XX偿还借款本金50000元及利息（自2016年12月21日至2017年2月13日，按照月利率7.8‰计算；自2017年2月14日至实际结清之日，按照月利率10.14‰计算）；2、案件受理费由被告承担。本院受理后，依法公开开庭进行了审理，本案现已审理终结。本案相关情况一、原告与被告罗XX、蔺XX签订借款合同的时间：2015年2月13日。二、被告罗XX、蔺XX借款的金额：50000元。三、被告罗XX、蔺XX借款的用途：发展种植业。 四、双方约定的借款期限：2015年2月13日至2017年2月13日。五、双方约定的借款利率（含逾期利率）：借期内月利率7.8‰；逾期利率0。 六、原告向被告发放借款的时间：2015年2月13日。七、被告罗XX、蔺XX借款后偿还本金：0。八、被告罗XX、蔺XX借款后偿还利息：2015年3月27日偿还520元、6月30日偿还1260元、12月30日偿还2305元；2016年6月24日偿还2370元、9月27日偿还1220元、12月20日偿还1113元。判决结果原告与被告罗XX、蔺XX签订的借款合同依法成立并生效，被告罗XX、蔺XX应按合同约定按期向原告履行还本付息的义务。根据双方签订的借款合同，原、被告对借款逾期利率并未约定，故逾期利率应当按照双方约定的借期内月利率7.8‰计算至实际结清之日。依照《中华人民共和国合同法》第一百九十六条、第二百零五条、第二百零六条、第二百零七条，判决如下：自本判决生效后十五日内，由被告罗XX、蔺XX偿还原告陕西蓝田农村商业银行有限责任公司借款本金50000元及利息（自2016年12月21日至实际结清之日，按照月利率7.8‰计算）；  如未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费1413元（原告已预交），减半收取706.50元，由被告罗XX、蔺XX负担。 如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省西安市中级人民法院。        审  判  员    马  小  娜    二〇二〇年七月二十六日    法 官 助 理    袁  永  娟                          书 记 员    赵  耀  花   1