包头市东河区人民法院民事判决书（2020）内0202民初1250号 原告单嘉伟，男，公民身份证号码×××，现住包头市。委托代理人苗录，系内蒙古天原律师事务所律师。被告李泽华，男，公民身份证号码×××原告单嘉伟诉被告李泽华民间借贷纠纷一案，本院受理后，依法适用简易程序公开开庭进行了审理。原告单嘉伟及委托代理人苗录到庭参加了诉讼，被告李泽华经传票传唤无正当理由未到庭，本案现已审理终结。原告诉称，原、被告自幼小时是非常好的朋友。2016年，被告要去富力城购买一套住房，提出向原告借钱，原告告诉被告只能从原告信用卡上取，随后原告把信用卡交给被告；到2019年12月，被告归还了一部分本金及利息，在原告多次要求下，被告于2019年12月24日给原告打下一份172000借条，其后被告再未还款，多次催要未果，原告为减少银行利息负担，从其他渠道筹借了相应现金归还了银行，同时注销了信用卡。依据法律规定，原告谨提出诉讼请求。诉讼请求：1、由被告偿还原告借款172000元；2、诉讼费由被告承担。被告未答辩。经审理查明，2019年12月24日，被告给原告打借条一张，内容为“李泽华（×××）今借单嘉伟现金人民币172000元，壹拾柒万贰仟元整，借款人李泽华”另，法庭通过电话询问被告借款情况，被告承认向原告借款172000元，包括利息。被告说明在外地打工，无法到庭，并表示要积极偿还借款。另查明，2020年5月20日，原告向本院提出诉讼保全申请，同日我院下达（2020）内0202民初1250号民事裁定书，查封被告李泽华名下位于包头市××区房屋（合同编号：2017-0021679）以上事实有原告的陈述、借据条、银行流水、信用卡对账单、微信聊天截图、录音（光盘）等证据在案予以佐证。本院认为，原告单嘉伟与被告李泽华签订的民间借贷合同成立有效，被告李泽华应按约定偿还原告单嘉伟借款本金17.2万元。依据《中华人民共和国民法通则》第八十四条、第一百零八条，《中华人民共和国合同法》第一百九十六条、第二百零六条、第二百零七条，《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》的相关规定，《中华人民共和国民事诉讼法》第六十四条、第一百四十四条之规定，判决如下：被告李泽华于本判决生效之日起五日内偿还原告单嘉伟借款17.2万元。案件受理费1870元（原告预交）、保全费1420元，由被告负担。 如未按本判决指定的期间履行给付金钱义务，应当按照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于包头市中级人民法院。申请执行的期间为本判决生效后的二年，逾期申请视为放弃申请执行权。审判员 梁子明二O二O年六月十二日                书记员 周桂芸 附本判决所适用的法律条文：《中华人民共和国民法通则》第八十四条 债是按照合同的约定或者依照法律的规定，在当事人之间产生的特定的权利和义务关系。享有权利的人是债权人，负有义务的人是债务人。第一百零八条债务应当清偿。暂时无力偿还的，经债权人同意或者人民法院裁决，可以由债务人分期偿还。有能力偿还拒不偿还的，由人民法院判决强制偿还。《中华人民共和国合同法》第一百九十六条 借款合同是借款人向贷款人借款，到期返还借款并支付利息的合同。第二百零六条 借款人应当按照约定的期限返还借款。对借款期限没有约定或者约定不明确，依照本法第六十一条的规定仍不能确定的，借款人可以随时返还；贷款人可以催告借款人在合理期限内返还。  第二百零七条 借款人未按照约定的期限返还借款的，应当按照约定或者国家有关规定支付逾期利息。《中华人民共和国民事诉讼法》第六十四条 当事人对自己提出的主张，有责任提供证据。第一百四十四条被告经传票传唤，无正当理由拒不到庭的，或者未经法庭许可中途退庭的，可以缺席判决。