陕西省西安市中级人民法院 民  事  裁  定  书   (2021)陕01民申216号再审申请人（原审被告) 黄山喜，：，男，1988年11月15日出生，汉族，住河南省平顶山市叶县。 再审申请人（原审被告) ：上海康翼资产管理有限公司,住所地上海市浦东新区。法定代表人：黄子春，该公司执行董事。共同委托诉讼代理人：陈士国，上海赛卓律师事务所律师。共同委托诉讼代理人：李婉婷，上海赛卓律师事务所（实习）律师。被申请人（原审原告）：郭仑，男，1954年1月25日出生，汉族，住陕西省西安市雁塔区。委托诉讼代理人：郑孝军，陕西秀林律师事务所律师。关于再审申请人黄山喜、上海康翼资产管理有限公司（以下简称康翼公司）与被申请人郭仑民间借贷纠纷一案，不服西安市雁塔区人民法院（2020）陕0113民初13656号民事判决，向本院申请再审。本院依法组织合议庭进行了审查，现已审查终结。郭仑、康翼公司申请再审称，根据 《合同法》第52条、《民间借贷解释》第14条、《证券法》第120条、《合同法解释（一）》第10条及《九民会纪要》第86条规定，本案《借款协议书》是以民间借贷的合法形式掩盖证券市场外非法证券融资事实目的，属于证券市场外配资合同，违反了国家特许经营效力性强制性规定，是无效合同根据，《还款承诺书》实质上系双方对《借款协议书》内容的部分确认，同样应属无效。被申请人应当将收取的利息及剩余保证金返还给再审申请人。一审判决认定事实及适用法律均错误，依据《中华人民共和国民事诉讼法》第二百条第二项、第六项规定申请再审。本院经审查认为，合法的民间借贷关系受法律保护。2019年9月17日，黄山喜与郭仑签订《借款协议书》，随后双方均按照协议约定各自履行相应义务，2019年11月7日黄山喜、康翼公司作为借款人向郭仑出具《还款承诺书》，对《借款协议书》及履行情况进行确认和结算，并承诺：“此款是黄山喜和康翼公司借的款”、“自2019年11月 7日起至2020年8月5日向出借人归还784540元”，黄山喜和康翼公司对上述事实均无异议。原审据此认定郭仑与黄山喜和康翼公司之间的民间借贷关系成立并判令黄山喜和康翼公司偿还郭仑借款784540元，事实和法律依据充分。黄山喜和康翼公司主张《借款协议书》《还款承诺书》无效而原判决认定事实适用法律错误的依据不足。综上，黄山喜和康翼公司再审申请不符合《中华人民共和国民事诉讼法》第二百条第二项、第六项规定的情形。依照《中华人民共和国民事诉讼法》第二百零四条第一款，《最高人民法院关于适用的解释》第三百九十五条第二款规定，裁定如下： 驳回郭仑、上海康翼资产管理有限公司的再审申请。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         审 判 长  刘  晓  渭审  判  员  唐      辉审  判  员  陈  媛  媛 二○二一年三月十五日  书 记 员  张      莹 20210121622431199131011532076341019881115410422198811155511954012581161010319540125043220200113136561