重庆市涪陵区人民法院民事判决书                             （2020）渝0102民初3250号原告:李兆平，男，1957年12月16出生，汉族，居民，重庆市涪陵区。    被告:朱林，男，1983年11月20日出生，汉族，居民，住重庆市涪陵区。原告李兆平与被告朱林民间借贷纠纷一案，本院于2020年6月9日立案后，依法适用普通程序，公开开庭进行了缺席审理。原告李兆平到庭参加诉讼，被告朱林经本院公告传唤，逾期未到庭参加诉讼。本案现已审理终结。原告李兆平向本院提出诉讼请求：判令被告归还借款本金10万元人民币(大写:拾万元整)，并支付从2017年6月20日起按每月1.5%计算的利息至付清之日止；2、诉讼费由被告承担。    事实和理由：2017年6月20日，因被告朱林需要资金，在原告处借款人民币壹拾万元整(100000.00元)，并约定利息按1.5%月息计算。2017年9月19日，此款到期后，被告以资金紧张为由，一直未能偿还原告该笔款项。期间被告于2018年12月12日、2019年1月2日、2019年3月28日分三次共支付原告利息5000元。综上所述，原告被告之间民间借贷依法成立，为维护原告的合法权利，特起诉至人民法院，并请求人民法院支持原告的诉讼请求。被告朱林未作答辩。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        原告围绕诉讼请求依法提交了证据，本院组织原告进行了证据质证，并认定如下：1、借条，证明被告给原告出具了借条。2、银行客户回单，证明原告向被告支付借款的情况。以上证据及当事人的陈述笔录，具有客观性、关联性和合法性，本院予以采信。综合当事人提交的证据及陈述，本院认定事实如下：2017年6月20日，被告向原告借款10万元，并给原告出具借条一张。借条载明：“今借到李兆平人民币现金壹拾万元整（小写100000.00元）订于2017年9月19日归还。”同日，原告通过银行账户向被告指定的朱伟银行账户转账支付了借款10万元。借款到期后，被告未按时还款。2018年10月29日，被告重新给原告出具借条一张。借条载明：“今借到李兆平人民币现金壹拾万元整（小写100000.00元）此款于2017年6月20日打入朱伟卡上。此款订于2019年5月1日以前归还。在此期间2018年12月1日归还现金伍万元整。注明：朱伟系朱林亲兄弟，利息1.5分，按每月支付。”被告向原告借款后，向原告支付了利息14000元，其余借款本金及利息未付。原告遂诉至本院。                   本院认为，原、被告之间的借贷关系依法成立有效，应受法律保护。被告向原告借款后，经原告催收未及时偿还原告借款，依法应承担偿还原告借款并支付利息的民事责任。综上，依照《中华人民共和国合同法》第一百零七条、第二百零五条、第二百零六条、第二百零七条，《中华人民共和国民事诉讼法》第一百四十四条之规定，判决如下：被告朱林于本判决生效后10日内偿还原告李兆平借款10万元，并支付以借款10万元为基数从2016年6月20日起至付清之日止按月利率1.5%计算的利息（其中已付利息14000元在偿还时予以扣除）。如果未按本判决指定的期限履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条规定，加倍支付迟延履行期间的债务利息。本案案件受理费3200元，由被告朱林负担。如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状并按对方当事人人数提出副本，上诉于重庆市第三中级人民法院。 审  判  长  黄  江人民陪审员  秦凌燕人民陪审员  秦玉梅  二○二○年十一月二十四日 法官助理   李子琦书  记  员   黄银丹1