陕西省靖边县人民法院民事判决书                                  （2020）陕0824民初270号 原告：靖边县宝盛商贸有限公司。住所地：陕西省榆林市靖边县XX路XX号。法定代表人：李智梅，任该公司经理。委托代理人： 郭建兵，男，1970年11月24日出生，汉族，住靖边县，系公司员工，身份证号码：61272XXXX011244610，联系电话：1561993****。审:宣读授权委托书及公司法定代表人身份证明。被告：中国人寿财产保险股份有限公司榆林市榆阳支公司，住所地：榆林市榆阳区商铺。负责人：屈惠平，系该公司负责人。委托代理人：白蓉，系陕西富能律师事务所律师。原告靖边县宝盛商贸有限公司与被告中国人寿财产保险股份有限公司榆林市榆阳支公司社会保险纠纷一案，本院于2020年1月15日立案受理后，依法组成合议庭，于2020年10月10日公开开庭进行了审理。原告靖边县宝盛商贸有限公司委托代理人郭建兵到庭、被告中国人寿财产保险股份有限公司榆林市榆阳支公司委托代理人白蓉到庭参加诉讼。本案现已审理终结。原告向本院提出诉讼请求：1、依法判令被告中国人寿财产保险股份有限公司榆林市榆阳支公司在交强险及商业险限额范围内赔偿原告车辆损失费用179168元、施救费9500元、鉴定5875元、道路清运费600元，合计：195143元。2、本案诉讼费用由被告承担。事实和理由： 2019年10月23日5时50分许，李二军驾驶陕KXXXXX/陕KXXXX挂重型半挂牵引车，行驶至陕西省吴起县XX路XX+200M处，因造作不当，致使车辆侧翻的交通事故，造成车辆受损。由于原告驾驶的半挂牵引车在被告保险公司进行投保，发生交通事故后，原告报警及报保险。原告就上述损失与被告进行协商未果，原告诉至法院。被告保险公司辩称, 对事故的发生及责任划分无异议，保险公司愿意在合理的范围内进行赔偿。车辆损失应当以保险公司重新申请鉴定结论为主，鉴定费和诉讼费不属于保险公司承担范围。当事人围绕诉讼请求依法提交了证据，本院组织当事人进行了证据交换和质证。对当事人无异议的证据，本院予以确认并在卷佐证。对有争议的证据和事实，本院认定如下：对原告向法庭提交的第二组证据陕西榆林正成信机动车物证司法鉴定意见书1份、鉴定费票据1支，被告质证对第二组证据的合法性不予认可，该证据系原告单方委托，程序违法。故本院对该组证据的真实性予以确认，对证明目的不予采信。 对原告提交的第三组证据拖车费发票1支、维修费发票3支、通铃汽车服务有限公司材料结算及派工单1份（6页），被告质证对第三组证据的维修费真实性不予认可，维修公司未经保险公司指定，对拖车费无异议。故本院对该组证据的维修费、通铃汽车服务有限公司材料结算及派工单不予认可。对拖车费的真实性予以确认，证明目的予以采信。对原告提交的第四组证据道路清理费证明1支，被告质证对第四组证据的真实性及证明目的均不予认可。故本院对该组证据的真实性及证明目的均不予认可。对被告提交的第一组证据陕西高新资产评估有限责任公司出具的陕高评字（2020）第017号资产评估报告1份、鉴定费票据1支。原告质证对被告提交的第一组证据的真实性无异议，证明目的有异议。故本院对该组证据的真实性予以确认，证明目的予以采信。对原告所述支出的3500元的吊车费的证据，因当时该证据已经向吴起县保险公司提交，在法庭无法提交。但被告保险公司和吴起县保险公司核实后对原告所述的3500元的吊车费真实性无异议。故本院对该组证据的真实性予以确认，证明目的予以采信。本院根据双方当事人的举证、质证以及法庭认定，查明以下事实：2019年10月23日5时50分许，李二军驾驶陕KXXXXX/陕KXXXX挂重型半挂牵引车，行驶至陕西省吴起县XX路XX+200M处，因造作不当，致使车辆侧翻的交通事故，造成车辆受损。由于原告驾驶的半挂牵引车在被告保险公司进行投保，发生交通事故后，原告报警及报保险。原告就上述损失与被告进行协商未果。事故发生后，原告委托陕西榆林正诚信机动车物证司法鉴定所鉴定，该鉴定所出具的【2020】车鉴字370号司法鉴定意见书，鉴定主车车损为156988元、挂车车损为22180元。此外，原告还因此支出鉴定费5875元，拖车费6000元。另外原告在事故发生时，雇佣吊车所支出的3500元的吊车费票据已经向吴起县保险公司提交，且被告保险公司在庭后核实后也予以确认。被告保险公司对原告第一次单方委托的鉴定结果不予认可，保险公司申请重新鉴定。经靖边县人民法院委托，由陕西高新资产评估有限责任公司出具的陕高评字（2020）第017号资产评估报告1份、鉴定费票据1支。鉴定车损共计169895元，鉴定费8000元。陕KXXXXX/陕KXXXX挂重型半挂牵引车所有人系原告宝盛商贸有限公司在被告保险公司为该车购买了商业险一份，其中机动车损失保险责任限额为39万元，且不计免赔，保险期间为2019年6月26日至2020年6月25日。事故发生在保险期间内。本院认为，本案争议焦点原告损失应当如何赔偿，原告的损失数额。本案中，原告宝盛商贸有限公司在被告保险公司处为其所有的陕KXXXXX/陕KXXXX挂重型半挂牵引车投保了商业险一份，原、被告之间保险合同合法有效，本院依法予以确认。原告作为被保险人，其投保的车辆陕KXXXXX/陕KXXXX挂重型半挂牵引车发生保险事故造成车辆损失，被告保险公司应当按照保险合同的约定在机动车损失保险责任限额内向原告承担理赔责任。此次交通事故造成原告的车辆损失，经被告保险公司重新鉴定后陕西高新资产评估有限责任公司出具的陕高评字（2020）第017号资产评估报告1份，确认车损为169895元，本院依法予以确认。对于原告主张的第一次鉴定的车损及鉴定费，系原告单方委托且被告质证有异议，故本院不予认可。对于原告诉请的道路清运费600元，因该证据系个人书写，没有正规的发票予以佐证，故本院对该组证据不予认可。对原告诉请的施救费9500元，其中3500元虽然未提交证据，但被告保险公司在庭后核实后已经对3500元的施救费予以确认。足以证明其该项费用的支出情况，且上述费用系原告为确定车辆损失程度支出的必要的、合理的费用，被告保险公司应当承担。故原告主张的车损、施救费在被告保险公司机动车损失险理赔范围内，故被告应当按照保险合同约定向原告赔偿各项损失。故本院对原告请求被告赔偿的车辆损失费169895元、施救费9500元的诉请依法予以支持。综上所述，依照《中华人民共和国合同法》第八条、第六十条、《中华人民共和国保险法》第十四条、第六十四条、《最高人民法院关于民事诉讼证据的若干规定》第四十条之规定，判决如下：由被告中国人寿财产保险股份有限公司榆林市榆阳支公司于本判决生效之日起十日内在商业险责任限额内赔偿原告靖边县宝盛商贸有限公司车辆损失费169895元、施救费9500元，共计179395元。如果未按照本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费4202元，由被告中国人寿财产保险股份有限公司榆林市榆阳支公司负担。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                如不服本判决，可在判决书送达之日起十五日内向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省榆林市中级人民法院。双方当事人在法定上诉期内均未提出上诉或仅有一方上诉后又撤回的，本判决发生法律效力，当事人应自觉履行判决的全部义务。一方不履行的，自本判决内容生效后，权利人可以向人民法院申请强制执行。申请执行的期限为二年，该期限从法律文书规定履行期间的最后一日起计算。      审  判  长   马彦明                         审  判  员   牛怀玉                         人民陪审员   马建军                           二O二O年十月二十一日                          书  记  员   冯二通 1