陕西省蓝田县人民法院   民事判决书     (2020)陕0122民初1932号    原告：陕西蓝田农村商业银行有限责任公司。住所地：蓝田县。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         法定代表人：韩刚，系该公司执行董事。   委托诉讼代理人：刘旭璞，系该公司客户经理。   被告：李希峰，男，汉族，住西安市蓝田县。   被告：张文利，女，汉族，住西安市蓝田县。   被告：李西鹏，男，汉族，住西安市蓝田县。   原告陕西蓝田农村商业银行有限责任公司与被告李希峰、张文利、李西鹏借款合同纠纷一案，原告诉请：1、要求被告李希峰、张文利偿还借款本金100000元及利息（2020年10月20日前的利息24740.79元；2020年10月21日至实际清偿之日，按照月利率12.87‰计算）；2、要求被告李西鹏对上述债务承担连带清偿责任；3、案件受理费由被告承担。本院受理后，依法公开开庭进行了审理，本案现已审理终结。   本案相关情况   一、原告与被告李希峰、张文利签订借款合同的时间：2017年10月25日。   二、被告李希峰、张文利借款的金额：100000元。   三、被告李希峰、张文利借款的用途：借新还旧。    四、双方约定的合同期限：2017年10月25日至2019年10月24日。   五、双方约定的借款利率（含逾期利率）：借期内月利率9.9‰，罚息利率为本合同执行利率上浮30%即12.87‰。    六、原告向被告发放借款的时间：2017年10月25日。   七、被告李希峰、张文利借款后偿还本金：0元。   八、被告李希峰、张文利借款后偿还利息：截止2020年10月20日尚欠利息24740.79元。   九、保证担保事宜：2017年10月25日，被告李西鹏与原告签订保证担保合同，合同约定：被告李西鹏对上述借款本金及利息、复利、罚息、违约金、损害赔偿金和实现债权的费用承担连带保证责任；保证期间为借款到期之日起两年。   判决结果   原告与被告李希峰、张文利签订的借款合同，与被告李西鹏签订的担保合同，均依法成立并生效，被告李希峰、张文利应按合同约定按期向原告履行还本付息的义务。被告李西鹏为上述债务的连带保证人，应对上述债务承担连带清偿责任。   依照《中华人民共和国合同法》第一百九十六条、第二百零五条、第二百零六条、第二百零七条，《中华人民共和国担保法》第十三条、第十八条、第二十一条之规定，判决如下：   一、自本判决生效后三十日内，由被告李希峰、张文利偿还原告陕西蓝田农村商业银行有限责任公司借款本金100000元及利息（2020年10月20日前的利息24740.79元；2020年10月21日至实际清偿之日，按照月利率12.87‰计算）；   二、被告李西鹏对上述债务承担连带清偿责任。   如未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。   案件受理费2371元，公告费800元，共计3171元（原告已预交），由被告李希峰、张文利、李西鹏负担。    如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省西安市中级人民法院。             审判员 马小娜      二〇二〇年十一月二十六日                             书记 员 赵耀花        1