西 安 市 新 城 区 人 民 法 院 民 事 判 决 书 （2019）陕0102民初1624号 原告：高照，男，1990年2月28日出生，汉族，住西安市临潼区。委托诉讼代理人：吴昊，陕西学进律师事务所律师。被告：韩海涛，男，1987年1月26日出生，汉族，住西安市临潼区。被告：陈晴晴，女，汉族，1989年2月7日出生，汉族，住西安市临潼区。原告高照诉被告韩海涛、被告陈晴晴民间借贷纠纷一案，本院受理后，依法组成合议庭，公开开庭进行了审理。原告高照的委托诉讼代理人吴昊到庭参加诉讼，被告韩海涛、陈晴晴经本院公告传唤无正当理由，拒不到庭参加诉讼，本院依法缺席审理。本案现已审理终结。原告高照诉称，2015年4月，被告韩海涛找原告借钱50000元并出具借条，双方约定还款期限为2015年5月20日还款，同时约定了逾期还款的滞纳金。韩海涛为证明其借款诚意在出具借条之后以其名下车牌号为陕AXXXXX的车辆作为担保其妻陈晴晴作为担保人并签署担保协议。2015年5月20日，韩海涛因未按时还款将抵押车辆开至原告高照舅舅赵建龙处，抵押期间赵建龙为其车辆消除违章花费4400元，后韩海涛趁原告及舅舅没在家时将抵押车辆开走。原告多次催要欠款未果，为维护原告的合法利益，故诉至法院，请求法院依法判决。诉讼请求：1、判令被告向原告偿还借款50000元；2、判令被告向原告偿还消除车辆违章款4400元；3、请求判令被告向原告支付从2015年5月20日起至实际给付之日的逾期利息（按年利率24%截止2019年1月14日利息暂计为44500元，本息共计94500元）；4、被告承担本案诉讼费。被告韩海涛、陈晴晴未出庭，亦未提交书面答辩意见。经审理查明，原告高照与被告韩海涛是同乡关系，2015年4月21日韩海涛向高照出具借条，内容为：今借到高照现金50000元，借款期限2015年4月21日至2015年5月20日，以陕AXXXXX车为抵押保证按时还款。陈晴晴向原告出具担保协议，愿意无条件承担上述借款的担保责任，如到期未归还，日滞纳金为借款的20%。高照将50000元现金交给韩海涛，韩海涛将 陕AXXXXX车辆放在高照舅舅家中。借款到期后，韩海涛未能按时还款，原告多次索款未果，遂诉至本院。韩海涛与陈晴晴系夫妻关系 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                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     以上事实有借条、担保协议、当事人陈述及庭审笔录等在卷佐证。本院认为，合法的借贷关系受法律保护。原告向被告韩海涛出借款项，韩海涛向原告出具借条，原告与被告韩海涛之间存在民间借贷法律关系。被告陈晴晴自愿为韩海涛的债务提供担保，其保证书的内容应认定为连带保证责任。原告起诉要求韩海涛偿还借款，陈晴晴承担连带保证责任，于法有据本院予以支持。至于原告主张的利息，由于双方在借条中没有明确约定，原告主张的逾期利息应当按照年利率6%计算。原告要求二被告承担为陕AXXXXX的车辆消除违章记录的要求属于另一法律关系，原告应另行主张。被告韩海涛、陈晴晴拒不到庭应诉，视为其放弃抗辩权力。据此，依照《中华人民共和国合同法》第二百条、第二百零六条、第二百一十一条，《中华人民共和国担保法》第二十一条 ，最高人民法院《关于审理民间借贷案件适用法律若干问题的规定》第二十九条的规定，判决如下：一、被告韩海涛自本判决生效后十日内，向原告高照偿还欠款人民币50000元计逾期利息（以50000元为基数按照年利率6% ，从2015年5月20日算至实际给付之日止）。二、被告陈晴晴对上述借款承担连带保证责任。三、驳回原告高照其余的诉讼请求。如果未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费2273 元、公告费800元由被告韩海涛、陈晴晴承担。如不服本判决，可以在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人和代表人的人数提交副本，上诉于陕西省西安市中级人民法院。   审  判  长    蒋  茹审  判  员    王  洋人民陪审员    温  萍   二〇一九年十月二十四日 书  记  员   杨 迪   1