西安市未央区人民法院民 事 裁 定 书（2020）陕0112民初13822号 原告张银洲，男，1946年11月3日出生，汉族，住济南市历下区，公民身份号码XXXXXXXXXXXXXXXXXX。被告陕西双创电子科技有限责任公司。住所地：陕西省西安市。统一社会信用代码91610132MA6UQ84Q77。法定代表人史宏民，执行董事。委托代理人郭明，陕西泽诚律师事务所律师。原告张银洲与被告陕西双创电子科技有限责任公司民间借贷纠纷一案，本院依法进行了审理，现已审理终结。原告诉称，2017年12月，被告宣传交款办卡，按现金1:1.5返积分。承诺保证资金安全，交款后不会超过1年返还本金，按50%返还积分，实际是支付50%的利息。2017年12月8日至2018年10月，其与妻子将积攒的养老金115270元，以现金交付方式交给了被告在济南市历城区的葡萄园店店长贺红军、李泽舟,办理了会员。按照被告的宣传承诺，在1年内，被告应返还其本金和利息合计172905元。但被告仅返还其28830元（不包括扣除的手续费867元），尚欠其本金86440元未还。被告不按约定的1：1.5返还本息现金，欠其86440个积分，却仅记载积分83466个，少记积分2974个，且拒绝返还现金，只准兑换商品。被告收取其交付的现金，向其出具了收款收据，双方形成了债权债务关系；被告强迫其兑换商品、积分不兑现金等行为，已构成违约。诉请：被告返还其现金本金86440元；支付其诉讼差旅费1330元，资料打印费45元；诉讼费由被告承担。庭审中，原告变更诉讼请求为：被告返还其现金本金99563元；支付欠款利息10640元；承担其差旅费4398元和邮寄费、打印费129元；诉讼费由被告承担。经审查，被告在济南市历城区XX园XX路设立“陕西双创电子科技有限责任公司济南分公司 双创科技 陕西商洛山地农产品服务站 全国连锁济南分店NO.00017店”，向社会不特定人员宣传、承诺办理会员，积分兑换现金等吸收资金。并召集、组织会员旅游、集会、参观等进行宣传鼓动。 本院认为，被告通过业务员宣传、以办理会员、积分兑换现金、承诺50%的高额利息等形式，向社会不特定人员吸收资金，涉嫌经济犯罪，应由公安机关处理。本案不属于民事案件审理范围。依据《最高人民法院关于在审理经济纠纷案件中涉及经济犯罪嫌疑若干问题的规定》第十一条、《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第五条之规定，裁定如下：驳回原告张银洲的起诉。案件受理费1995元（原告已预交），本院退还原告。 如不服本裁定，可在裁定书送达之日起十日内向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省西安市中级人民法院。    审  判  员  王  琦          二○二一年一月八日 书  记  员  叶  娟                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               1