陕西省靖边县人民法院 陕西省靖边县人民法院民事判决书                         （2019）陕0824民初6847号     原告朱帅，男，1993年12月9日出生，汉族，住靖边县，身份证号码:612XXXXXXXXXXXXXXX，联系方式:1894800XXXX。    委托代理人孙姣，系陕西秦靖律师事务所律师，联系方式：1829123XXXX。    被告中国平安财产保险股份有限公司靖边支公司。    住所地，靖边县XX路XX段XX号。    负责人张杰，系公司总经理。    委托代理人李锐，系陕西尊尚律师事务所律师，联系方式：1500922XXXX    原告朱帅与被告中国平安财产保险股份有限公司靖边支公司（以下简称：平安保险公司）保险纠纷一案，本院于2019年11月25日立案受理后，依法组成合议庭，于2020年4月7日公开开庭进行了审理。原告朱帅委托代理人孙姣与被告平安保险公司委托代理人李锐到庭参加了诉讼。本案现已审理终结。    原告向本院提出诉讼请求：1、依法判令被告赔偿原告陕KXXXXX号车辆损失费120156元、鉴定费4300元共计124456 元；2、本案的诉讼费用由被告承担。事实和理由：2019年11月18日9时30分，原告驾驶自己所有的陕KXXXXX奔驰牌小型越野客车，由东向西行驶至靖边林荫路（凯达汽修厂门前路段）时，与同向行驶许志艳驾驶的车牌号为陕KXXXXX号五菱牌小型客车发生追尾碰撞，造成两车受损的交通事故。2019年11月21日，经靖边县公安局交通管理支队第610824420190000637号道路交通事故认定书认定，原告在此次事故中承担全部责任。事故发生后，原告就车辆损失要求被告理赔，被告拒不理赔。原告诉至法院。     被告平安保险公司辩称, 原告车辆投保属实，事故发生后应当与被告公司协商选择鉴定机构，并通知被告公司参与鉴定，本案鉴定时被告公司未参与，鉴定程序违法，鉴定损失明显过高，被告公司申请对原告车辆损失重新鉴定。原告的车辆损失应当以实际维修为准，并提供维修发票及维修清单、调配零件清单。鉴定费、诉讼费应当由原告自行承担。当事人围绕诉讼请求依法提交了证据，本院组织当事人进行了证据交换和质证。对当事人无异议的证据，本院予以确认并在卷佐证。对有争议的证据和事实，本院认定如下：对原告向法庭提交的第一组证据商业三者险保险单、行驶证、机动车登记证书、机动车转让协议各一份，因其来源合法，内容客观真实，与本案具有关联性，故本院对其真实性予以确认，对证明目的予以采信。对原告向法庭提交的第四组证据司法鉴定意见书1份，被告平安保险公司质证有异议，认为鉴定系原告单方委托，未通知被告参与，鉴定评估损失明显过高，申请重新鉴定。因该鉴定系原告申请，法院委托鉴定机构作出的鉴定意见，该鉴定程序合法，鉴定意见客观公正，并未有明显依据不足的情形，故本院对该鉴定意见依法予以采信，对被告重新鉴定申请依法不予准许。本院根据双方当事人的举证、质证以及法庭认定，查明以下事实：    2019年11月18日9时30分，原告朱帅驾驶陕KXXXXX奔驰牌小型客车，由东向西行驶至靖边林荫路（凯达汽修厂门前路段）时，与同向行驶许志艳驾驶的车牌号为陕KXXXXX号五菱牌小型客车发生追尾碰撞，造成两车受损的交通事故。2019年11月21日，靖边县公安局交警察大队作出第610824420190001816号道路交通事故认定书认定，原告承担此事故全部责任，许志艳无责任。经原告申请，本院委托，陕西榆林博大机动车物证司法鉴定所于2020年1月15日作出陕榆博司鉴所【2020】车鉴字2号司法鉴定意见书，评定陕KXXXXX奔驰GL5504JGDF7DE小型越野客车事故损失总额为人民币120156元。原告支出鉴定费4300元。陕KXXXXX奔驰牌小型越野客车登记车主系张某某，该车辆系原告朱帅于2019年9月15日向张某某购买所得。朱帅在被告平安保险公司为该车购买了商业险一份，其中机动车损失保险责任限额为90万元，且不计免赔，保险期间为2019年2月9日至2020年2月8日。本院认为，本案争议焦点原告损失应当如何赔偿，原告的损失数额。本案中，原告朱帅在被告平安保险公司处为陕KXXXXXB奔驰牌小型越野客车投保了商业险一份，原、被告之间保险合同合法有效，本院依法予以确认。原告作为被保险人，其投保的陕KXXXXXB奔驰牌小型越野客车发生保险事故造成车辆损失，被告平安保险公司应当按照保险合同的约定在机动车损失保险责任限额内向原告承担理赔责任。关于原告损失数额。原告车辆损失经陕西榆林博大机动车物证司法鉴定所作出的司法鉴定意见书评定为120156元，本院予以确认。被告平安保险公司主张该鉴定程序违法且鉴定结论与客观损失明显不符，因被告平安保险公司并未提交证据证明其主张，故本院对被告重新鉴定申请依法不予准许。故被告应当按照保险合同约定向原告赔偿车辆损失费120156元。关于鉴定费，根据《中华人民共和国保险法》第六十四条规定，鉴定费系原告为了确定其损失程度所支付的必要的、合理的费用，故鉴定费4300元应当由被告平安保险公司承担。关于诉讼费，根据《诉讼费用缴纳办法》第二十九条规定，诉讼费由败诉方负担。故本院对被告平安保险公司不承担诉讼费的主张不予支持。 综上所述，依照《中华人民共和国合同法》第八条、第六十条、《中华人民共和国保险法》第十四条、第六十四条、《最高人民法院关于民事诉讼证据的若干规定》第二十七条之规定，判决如下：由被告中国平安财产保险股份有限公司靖边支公司于本判决生效之日起十日内在商业险责任限额内赔偿原告朱帅车辆损失费120156元、鉴定费4300元，共计124456元。如果未按照本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费2789元，由被告中国平安财产保险股份有限公司靖边支公司负担。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                如不服本判决，可在判决书送达之日起十五日内向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省榆林市中级人民法院。双方当事人在法定上诉期内均未提出上诉或仅有一方上诉后又撤回的，本判决发生法律效力，当事人应自觉履行判决的全部义务。一方不履行的，自本判决内容生效后，权利人可以向人民法院申请强制执行。申请执行的期限为二年，该期限从法律文书规定履行期间的最后一日起计算。                                                       审  判  长   牛怀玉                           审  判  员   张  静                           人民陪审员   赵如林                               二O二O年四月七日                            书  记  员   魏园园1