西安市碑林区人民法院 西安市碑林区人民法院民事判决书 （2019)陕0103民初2250号原告：郭淼，女，1982年12月15日出生，汉族，无业，住西安市碑林区。委托诉讼代理人：谷小卫，陕西京悦律师事务所律师。委托诉讼代理人：姚鹏搏，陕西京悦律师事务所实习律师。被告：田孟媛，女，1982年3月3日出生，汉族，自由职业，住黑龙江省松花江地区。原告郭淼与被告田孟媛民间借贷纠纷一案，本院于2019年1月28日立案后，依法适用普通程序，公开开庭进行了审理。原告郭淼之委托诉讼代理人谷小卫到庭参加诉讼，被告田孟媛经公告送达开庭传票，未到庭参加诉讼。本案现已审理终结。原告郭淼向本院提出诉讼请求：1、判令被告归还借款50万元人民币并按照人民银行同期贷款利率自2016年12月6日支付至实际给付之日；2、判令被告支付本案诉讼费。事实和理由：2016年被告因其公司资金周转不畅，向原告借款50万元。2016年12月6日，原告将钱转入被告账户。此后，经原告多次催要，被告一直拒不还款，原告无奈诉至法院。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          被告田孟媛未到庭答辩。原告围绕其诉请提交了以下证据：证据1：转账记录；证据2：汇款详情；证据3：2018年3月19日原告郭淼与被告田孟媛（通话录音。用于证明借款事实。被告未向法庭提交证据。根据当事人陈述和经审查确认的证据，本院认定事实如下：原、被告系高中同学，2016年12月6日原告通过其建设银行账户向被告账户转账支付50万元。2018年3月19日原告通过电话号码与被告电话号码通话，主要内容为：被告说“我就说跟你商量一下能不能撤了”，原告说“能”，……原告说“你借的是我的50万”，被告说“我知道”，……原告说“那你说你啥时候能给我吗，给我还钱”，被告说“你给我点时间行吗？”，原告说“多久？”，被告说“半年左右的时间行吗？”，原告说“我考虑一下”，……被告说“没有不认账啊”，原告说“你没有不认账吗？你是不是借了钱”，被告说“是借了钱”。本案系北京市门头沟区法院移送至我院，通过该院工作记录显示，曾通过法院专递向被告邮寄诉状被拒收，并拨打被告田孟媛电话号码询问为何拒收，其表示就是不想收，拒绝应诉。本院立案后，向被告户籍地邮寄诉状及传票，再次显示收件人拒收。本院认为，原告依据金融机构的转账凭证提起民间借贷诉讼，被告经法院多次传唤拒不到庭应诉，视为放弃自己的权利，原、被告之间的通话录音显示双方对于50万元借款事实的认可，故原、被告之间形成民间借贷法律关系。原告已完成出借义务，但双方对借款期限没有约定，原告可以催告被告在合理期限内返还。双方虽未约定逾期利息，但依据法律规定，原告有权主张按照中国人民银行同期贷款利率支付资金占用期间的利息，但原告应给予被告一定的宽限期，故应以2018年3月19日双方通话协商归还借款事宜为起算时间。综上，依照《中华人民共和国合同法》第一百九十六条、第二百零六条、第二百一十条，《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第十七条、第二十九条第二款第一项，《中华人民共和国民事诉讼法》第一百四十四条之规定，判决如下：被告田孟媛于本判决生效之日起十五日内偿还原告郭淼借款本金500000元，并按照中国人民银行同期贷款利率自2018年3月19日至实际给付之日支付利息。如果未按本判决指定的期间履行给付金钱义务,应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定,加倍支付迟延履行期间的债务利息。诉讼费9490元（其中案件受理费8800元、公告费690元）由被告田孟媛负担（此款原告已预交，被告田孟媛于履行本判决时直付原告）。如不服本判决,可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省西安市中级人民法院。   审    判    长      曹旭侠审    判    员      卢 颖人 民 陪 审 员      孙  萌   二〇一九年六月三日  书    记    员      邱银平 1