陕西省西安市灞桥区人民法院民事判决书 (2020)陕0111民初154号原告：任某某，女，19**年8月18日出生，汉族，现住西安市灞桥区****坊*号楼*单元*层*号。被告：肖某，男，19**年12月15日出生，汉族 ，现住西安市灞桥区**村**号。原告任某某与被告肖某民间借贷纠纷一案，本院于2020年1月6日立案受理后，依法由审判员王新独任适用普通程序，公开开庭进行了审理。原告到庭参加了诉讼。被告肖某经公告传唤，无正当理由未到庭参加诉讼，本院依法缺席审理。本案现已审理终结。原告诉讼请求: 1、请求判令被告归还借款本金115000元，利息18000元，合计133000元；2、本案诉讼费由被告承担。事实及理由：原、被告于2018年2月在微信平台认识，以结婚为目的相处。双方逐渐熟悉之后，被告多次以自己银行信用卡欠款为由，向原告借款，原告陆续借给被告共115000元。后原告发现被告无结婚意向，遂多次向被告索要归还借款，被告给原告出具欠条一张，但始终不愿还款，其行为严重损害原告的合法利益。故诉至法院。被告肖某经公告传唤，无正当理由，未到庭参加诉讼，亦未提交书面答辩意见。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              原告围绕诉讼请求依法提交了如下证据：1、2018年6月10日借条一张；2、欠条一张；3、刷卡凭证。另有庭审笔录在卷佐证。根据庭审调查结合上述证据，本院认定以下事实：原、被告于2018年2月在社交平台认识，双方以男女朋友关系相处。在交往后，被告以信用卡透支需要还款为由，向原告借款。从2018年2月至2018年8月间，被告向原告借款共计115000元，2018年7月11日双方经过核对，被告向原告出具了一份欠条，但一直未向原告还款。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             本院认为，合法的民间借贷关系受法律保护。原告提供的欠条能够证明原、被告之间存在借款事实。原告要求被告归还借款本金115000元之诉讼请求依法应予支持。《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第二十五条：借贷双方没有约定利息，出借人主张支付借期内利息的，人民法院不予支持。第二十九条：未约定逾期利率或者约定不明的，人民法院可以区分不同情况处理：（一）既未约定借期内的利率，也未约定逾期利率，出借人主张借款人自逾期还款之日起按照年利率6%支付资金占用期间利息的，人民法院应予支持。原、被告之间未就还款期限、借款利息及逾期利息作出约定，对原告要求被告支付借期内利息之诉讼请求，本院不予支持，关于原告要求被告支付逾期还款资金占用期间利息之诉讼请求，被告应从原告立案之日起以年利率6%支付支付逾期还款资金占用期间利息。被告肖某经本院公告传唤，无正当理由未到庭应诉，亦未提供答辩意见，由其承担不利的法律后果。根据《中华人民共和国合同法》第二百零六条、第二百零七条、第二百一十一条；《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第二十五条第一款、第二十九条第二款第一项；《中华人民共和国民事诉讼法》第一百四十四条之规定判决如下：被告肖某于本判决生效后十日内返还原告任某某借款本金115000元并按照年利率6%支付资金占用期间利息（以115000元为基数，自2020年1月6日起至实际履行之日止）。如果未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费2960元、公告费600元，原告已预交，现由被告承担（与上述应付之款一并给付原告）。如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省西安市中级人民法院。 审  判  员 王 新 二0二0年九月二十五日 书 记 员 董  婧