陕西省蓝田县人民法院   民事判决书     (2020)陕0122民初2323号     原告：陕西蓝田农村商业银行有限责任公司。住所地：蓝田县。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       法定代表人：韩刚，系该公司执行董事。   委托诉讼代理人：刘晨，系该公司员工。   被告：王变丽，女，1975年1月9日出生，汉族，住西安市蓝田县。   被告：张光富，男，1974年4月13日出生，汉族，住陕西省子洲县，现住西安市蓝田县。   原告陕西蓝田农村商业银行有限责任公司与被告王变丽、张光富借款合同纠纷一案，原告诉请：1、要求被告王变丽、张光富偿还借款本金50000元及利息（2017年6月29日至2018年6月28日，按照月利率7.5‰计算；2018年6月29日至实际清偿之日，按照月利率9.75‰计算）；2、案件受理费由被告承担。本院受理后，依法公开开庭进行了审理，本案现已审理终结。   本案相关情况   一、原告与被告王变丽、张光富签订借款合同的时间：2017年6月29日。   二、被告王变丽、张光富借款的金额：50000元。   三、被告王变丽、张光富借款的用途：收旧借新。    四、双方约定的借款期限：2017年6月29日至2018年6月28日。   五、双方约定的借款利率（含逾期利率）：借期内月利率7.5‰，逾期还款按日计收万分之30的罚息。    六、原告向被告发放借款的时间：2017年6月29日。   七、被告王变丽、张光富借款后偿还本金：0。   八、被告王变丽、张光富借款后偿还利息：0。   判决结果   原告与被告王变丽、张光富签订的借款合同依法成立并生效，被告王变丽、张光富应按合同约定按期向原告履行还本付息的义务。原告请求被告按照月利率9.75‰计算逾期利息，符合法律规定，依法予以支持。   依照《中华人民共和国合同法》第一百九十六条、第二百零五条、第二百零六条、第二百零七条之规定，判决如下：   自本判决生效后十五日内，由被告王变丽、张光富偿还原告陕西蓝田农村商业银行有限责任公司借款本金50000元及利息（2017年6月29日至2018年6月28日，按照月利率7.5‰计算；2018年6月29日至实际清偿之日，按照月利率9.75‰计算）；   如未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。   案件受理费1363元（原告已预交），减半收取681.50元，由被告王变丽、张光富负担。    如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省西安市中级人民法院。    审判员  马小娜      二〇二〇年九月十七日      法官助理  袁永娟                           书 记  员  赵耀花            1