陕西省蓝田县人民法院民事判决书 (2020)陕0122民初2523号   原告：陕西蓝田农村商业银行有限责任公司。住所地：蓝田县。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          法定代表人：韩刚，系该公司执行董事。委托诉讼代理人：王路，系该公司员工。委托诉讼代理人：蔡中原，系该公司员工。被告：杨永锋，男，1977年11月26日出生，汉族，住西安市蓝田县。原告陕西蓝田农村商业银行有限责任公司与被告杨永锋借款合同纠纷一案，原告诉请：1、要求被告杨永锋偿还借款本金50000元及利息（2018年4月18日前的利息9386元；2018年4月19日至实际清偿之日，按照月利率10.14‰计算）；2、诉讼费用由被告承担。本院受理后，依法公开开庭进行了审理，本案现已审理终结。本案相关情况一、原告与被告杨永锋签订借款合同的时间：2016年4月19日。二、被告杨永锋借款金额：50000元。三、被告杨永锋借款的用途：饭店。四、双方约定的借款期限：2016年4月19日至2018年4月18日。五、双方约定的借款利率（含逾期利率）：借期内月利率7.8‰，逾期为按规定还款按日计收万分之50的罚息。六、原告向被告发放借款的时间：2016年4月26日。七、被告杨永锋借款后偿还本金：0元。八、被告杨永锋借款后偿还利息：截止2018年4月18日尚欠利息9386元。判决结果原告与被告杨永锋签订的借款合同依法成立并生效，被告杨永锋应按合同约定按期向原告履行还本付息的义务。依照《中华人民共和国合同法》第一百九十六条、第二百零五条、第二百零六条、第二百零七条之规定，判决如下：自本判决生效后十五日内，由被告杨永锋偿还原告陕西蓝田农村商业银行有限责任公司借款本金50000元及利息（2018年4月18日前的利息9386元；2018年4月19日至实际清偿之日，按照月利率10.14‰计算）。如未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费1544元（原告已预交），减半收取772元，由被告杨永锋负担。 如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省西安市中级人民法院。审  判  员    马  小  娜    二〇二〇年九月二十三日        法 官 助 理    袁  永  娟                          书 记 员    赵  耀  花    1