陕西省蓝田县人民法院民事判决书 (2020)陕0122民初2525号   原告：陕西蓝田农村商业银行有限责任公司。住所地：蓝田县。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          法定代表人：韩刚，系该公司执行董事。委托诉讼代理人：王路，系该公司员工。委托诉讼代理人：蔡中原，系该公司员工。被告：廖向利，男，1966年4月16日出生，汉族，住西安市蓝田县。被告：彭粉侠，女，1965年4月16日出生，汉族，住西安市蓝田县。 原告陕西蓝田农村商业银行有限责任公司与被告廖向利、彭粉侠借款合同纠纷一案，原告诉请：1、要求被告廖向利、彭粉侠偿还借款本金50000元及利息（2018年2月18日前的利息9412元；自2018年2月19日至实际清偿之日，按照月利率10.14‰计算）；2、诉讼费用由被告承担。本院受理后，依法公开开庭进行了审理，本案现已审理终结。本案相关情况一、原告与被告廖向利、彭粉侠签订借款合同的时间：2016年2月19日。二、被告廖向利、彭粉侠借款金额：50000元。三、被告廖向利、彭粉侠借款的用途：盖房。四、双方约定的借款期限：2016年2月19日至2018年2月18日。五、双方约定的借款利率（含逾期利率）：借期内月利率7.8‰，未按合同约定的还款时间归还本金及利息的，逾期按日计收万分之50的罚息。六、原告向被告发放借款的时间：2016年2月25日。七、被告廖向利、彭粉侠借款后偿还本金：0元。八、被告廖向利、彭粉侠借款后偿还利息：0元。判决结果原告与被告廖向利、彭粉侠签订的借款合同依法成立并生效，被告廖向利、彭粉侠应按合同约定按期向原告履行还本付息的义务。原告请求二被告按照10.14‰支付逾期利息，符合法律规定，依法应予支持。依照《中华人民共和国合同法》第一百九十六条、第二百零五条、第二百零六条、第二百零七条之规定，判决如下：自本判决生效后十五日内，由被告廖向利、彭粉侠偿还原告陕西蓝田农村商业银行有限责任公司借款本金50000元及利息（2018年2月18日前的利息9412元；自2018年2月19日至实际清偿之日，按照月利率10.14‰计算）；  如未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费1570元（原告已预交），减半收取785元，由被告廖向利、彭粉侠负担。 如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省西安市中级人民法院。 审  判  员    马  小  娜    二〇二〇年九月二十二日         法 官 助 理    袁  永  娟                          书 记 员    赵  耀  花     1