西安市未央区人民法院民 事 判 决 书（2020）陕0112民初8954号 原告胡芳，女，1972年5月20日出生，汉族，住西安市碑林区，公民身份号码XXXXXXXXXXXXXXXXXX。委托代理人朱宏才，陕西维景律师事务所律师。委托代理人董剑飞，陕西维景律师事务所实习律师。被告李美玲，女，1972年2月22日出生，汉族，住西安市未央区，公民身份号码XXXXXXXXXXXXXXXXXX。被告李学杰，男，1973年3月25日出生，汉族，住西安市未央区，公民身份号码XXXXXXXXXXXXXXXXXX。原告胡芳与被告李美玲、李学杰民间借贷纠纷一案，本院受理后，依法适用简易程序，公开开庭进行了审理。原告委托代理人朱宏才、董剑飞到庭参加诉讼。被告李美玲、李学杰经合法传唤，无正当理由，拒不到庭。本案现已审理终结。原告诉称，2015年12月3日，被告向其借款50万元，约定借款月利率1.5%，半年付息。其履行了出借义务，将款项转入被告李学杰账户。但被告并未依约支付利息，其多次要求被告还本付息未果。诉请：被告偿还借款50万元，并承担自2015年12月3日至2020年4月27日的利息40.2万元（利息按约定的月利率1.5%计算，要求计算至实际给付之日），以上共计90.2万元；被告就上述债务承担连带责任；诉讼费由被告承担。    被告李美玲辩称，其向原告借款50万元属实，已经还了4万元，现没有能力还款。被告李学杰未出庭答辩，亦未提出书面答辩意见。经审理查明，2015年12月3日，被告李美玲向原告出具“借条”，载明：“今借胡芳人民币伍拾万元整，利率一分五（月息），半年付息。”被告李美玲在“借款人”栏签名并加盖了私人印鉴，同时加盖了“西安虹杰建材有限公司”印章。当日，原告将50万元转入被告李学杰账户。此后，被告李美玲仅给付原告4万元。另查明，被告李美玲、李学杰系夫妻关系，二人曾系西安虹杰建材有限公司的股东，被告李美玲持股60%，为公司的执行董事兼总经理；被告李学杰持股40%，为公司的监事。2017年3月30日，西安虹杰建材有限公司的股东进行了变更登记，被告李美玲、李学杰将股权100%转让给了公司的现法定代表人李改玲。庭审中, 原告称二被告系夫妻关系，共同开设了西安虹杰建材有限公司，系涉案借款的共同借款人。被告支付的4万元，应首先扣减利息。遂明确诉讼请求为：二被告共同偿还借款本金50万元，并按月利率1.5%计算，承担自2016年5月14日至实际还款之日的利息；诉讼费由二被告承担。诉讼期间，原告申请对被告的财产进行诉讼保全。本院作出（2020）陕0112民初8954号之一的民事裁定，对二被告银行账户上的存款90.2万元或对同等价值的财产予以查封、扣押。上述事实，有“借条”，银行转账凭证，西安虹杰建材有限公司工商登记信息，（2020）陕0112民初8954号之一的民事裁定书及原告陈述在卷佐证。本院认为，被告李美玲对向原告借款并收到借款的事实无异议，且在“借条”的“借款人”栏签名并加盖私人印鉴，系涉案借款的借款人。其与原告之间的借款关系，不违反法律、行政法规的禁止性规定，应为有效。原告履行了出借义务，要求被告李美玲偿还借款本金50万元，并自2016年5月14日起，按约定月息1.5%计算承担利息，依法有据，应予支持。唯利息应计算至判决给付之日。被告李学杰虽未在“借条”上签名，但实际收到了原告的出借款，且其与被告李美玲系夫妻关系，借款系在二人均系西安虹杰建材有限公司股东期间产生，没有证据证明借款用途与被告李学杰无关。故，原告要求被告李学杰与被告李美玲共同承担还款责任，依法应予支持。二被告经本院合法传唤，无正当理由拒不到庭，视为放弃答辩、举证、质证及辩论的权利，应自行承担相应的诉讼风险。依照《中华人民共和国合同法》第二百零六条、第二百零七条，《中华人民共和国民事诉讼法》第一百四十四条，最高人民法院《关于适用的解释》第二百四十一条、第九十条之规定，判决如下： 一、被告李美玲、李学杰自本判决生效之日起十五日内共同偿还原告胡芳借款50万元，并以此款为基数，按月息1.5%计算，承担自2016年5月14日至判决给付之日的利息。二、驳回原告胡芳的其余诉讼请求。如果未按本判决所指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费12820元、保全费5000元，合计17820元（原告已预交），由二被告共同承担，与上述付款时间一并给付原告。                                                                        如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省西安市中级人民法院。 审  判  员      王  琦          二○二〇年八月二十七日 书  记  员     叶  娟                                                                                                                                                                                                                  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