陕西省蓝田县人民法院民事判决书 (2020)陕0122民初2322号   原告：陕西蓝田农村商业银行有限责任公司。住所地：蓝田县。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          法定代表人：韩刚，系该公司执行董事。委托诉讼代理人：刘晨，系该公司员工。被告：王东，男，1981年3月31日出生，汉族，住西安市蓝田县。被告：王云香，男，1983年4月28日出生，汉族，住西安市蓝田县。被告：雷计民，男，1970年2月25日出生，汉族，住西安市蓝田县。被告：唐斌会，女，1971年9月21日出生，汉族，住西安市蓝田县。原告陕西蓝田农村商业银行有限责任公司与被告王东、王云香、雷计民、唐斌会借款合同纠纷一案，原告诉请：1、要求被告王东、王云香偿还借款本金100000元及利息（2019年12月21日前的利息16582元；自2019年12月22日至实际清偿之日，按照月利率14.85‰计算）；2、被告雷计民、唐斌会对上述债务承担连带清偿责任；3、诉讼费用由被告承担。本院受理后，依法公开开庭进行了审理，本案现已审理终结。本案相关情况一、原告与被告王东、王云香签订借款合同的时间：2017年3月14日。二、被告王东、王云香借款金额：100000元。三、被告王东、王云香借款的用途：养殖。四、双方约定的借款期限：2017年3月14日至2019年3月12日。五、双方约定的借款利率（含逾期利率）：借期内月利率9.9‰，逾期还款罚息利率为本合同执行利率上浮50%。六、原告向被告发放借款的时间：2017年3月14日。七、被告王东、王云香借款后偿还本金：0元。八、被告王东、王云香借款后偿还利息：截止2019年12月21日尚欠16582元。九、保证担保事宜：2017年3月14日，被告雷计民、唐斌会与原告签订《保证担保合同》，合同约定：被告雷计民、唐斌会对上述借款本金及利息、复利、罚息、违约金、损害赔偿金和实现债权的费用承担连带保证责任；保证期间为借款到期之日起两年。判决结果原告与被告王东、王云香签订的借款合同，与被告雷计民、唐斌会签订的保证担保合同均依法成立并生效，被告王东、王云香应按合同约定按期向原告履行还本付息的义务。被告雷计民、唐斌会为上述债务的连带保证人，应在其保证范围内承担连带保证责任。依照《中华人民共和国合同法》第一百九十六条、第二百零五条、第二百零六条、第二百零七条，《中华人民共和国担保法》第十三条、第十八条、第二十一条之规定，判决如下：一、自本判决生效后十五日内，由被告王东、王云香偿还原告陕西蓝田农村商业银行有限责任公司借款本金100000元及利息（2019年12月21日前的利息16582元；自2019年12月22日至实际清偿之日，按照月利率14.85‰计算）；二、被告雷计民、唐斌会对上述债务承担连带清偿责任。如未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费2586元（原告已预交），减半收取1293元，由被告王东、王云香、雷计民、唐斌会负担。 如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省西安市中级人民法院。  审  判  员    马  小  娜     二〇二〇年九月十四日         法 官 助 理    袁  永  娟                          书 记 员    赵  耀  花       1