内蒙古科尔沁右翼中旗人民法院民 事 判 决 书（2019）内2222民初4549号原告:春莲，女，1972年3月15日出生，蒙古族，科右中旗人，人，个体，住科右中旗前德门大街查干居委会**。居民身份证号码：×××诉讼委托代理人：马喜山，男，1973年11月21日生，人，蒙古族，科右中旗额木庭高勒苏木宝力格太嘎查昂台艾里，特别授权。身份证号码：×××被告：韩树林，男，51岁，蒙古族，科右中旗人，农民，住，住科右中旗额木庭高勒苏木甲哈达嘎查/div>原告春莲与被告韩树林民间借贷纠纷一案，本院于二0一九年九月一日立案后,依法适用简易程序，公开开庭进行了审理。原告诉讼委托代理人到庭参加诉讼，被告韩树林经本院传票传唤无正当理由未到庭参加诉讼。本案现已审理终结。原告春莲向本院提出诉讼请求，1、依法判令被告偿还原告借款40000.00元及利息至2015年8月1日按3%支付利随本清；2、被告承担本案诉讼费。事实与理由：2015年8月1日,因被告生产生活资金困难向原告借款40000.00元,出具一枚借据,至今未还款被告以各种理由推拖,无奈诉到贵院,请求法院依法裁决,已维护原告的合法权益。被告韩树林经本院传票传唤未到庭，亦未递交书面答辩状。原告春莲为证实其诉讼主张向法庭递交一枚借据。证明被告在2015年8月1日向原告借款40000.00元，约定利息为月3%，并向原告出具一枚借据。经审理查明，于2015年8月1日，被告韩树林向原告春莲借款40000.00元，约定利息为月3%，并向原告出具一枚借据。还款期限届满后，被告韩树林未按约定偿还借款，经原告多次向被告主张债权均未果，无奈诉至本院。本院认为，原、被告之间的借贷关系明确，由被告韩树林向原告春莲出具的一枚借据在卷为凭，本案足以认定。原告要求被告立即给付借款及利息的诉讼请求，合法有据，本院予以支持；关于原告自2015年8月1日按3%支付利息，原被告虽在借据中约定利息为3%，但该约定的利息偏高，被告应从2015年8月1日起至给付完毕止，被告应当以本金40000.00元按照年利率24%支付利息为宜。故依照《中华人民共和国民事诉讼法》第一百四十四条、《中华人民共和国合同法》第二百零六条、《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第二十九条第一款之规定，判决如下：限被告韩树林在本判决发生法律效力后，五日之内一次性清偿原告春莲借款40000.00元及利息自2015年8月1日起至给付完毕止，以40000.00元按照年利率24%支付利息，利随本清。  如果未按本判决确定的期间履行给付金钱义务，应依照《中华人民共和国民事诉讼法》第253条的规定，加倍支付迟延履行期间的债务利息。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          案件受理费800.00元，由被告韩树林承担。  如不服本判决，可在判决书送达之日起十五日内向本院递交上诉状，并按对方当事人的人数提出副本，上诉于兴安盟中级人民法院。                         审判员     霍斯日古楞二 〇 一 九年 十月 十六日 书记员    项阿拉旦嘎达苏                  附：相关法律条款：《中华人民共和国民事诉讼法》第一百四十四条 被告经传票传唤，无正当理由不到庭的，或者未经法庭许可中途退庭的，可以缺席判决。《中华人民共和国合同法》第二百零六条 借款人应当按照约定的期限返还借款。对借款期限没有约定或者约定不明的，依照本法第六十一条的规定仍不能确定的，借款人可以随时返还；贷款人可以催告借款人在合理期限内返还 《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第二十九条第一款，借贷双方对逾期利率有约定的，从其约定，但以不超过年利率24%为限。