西安市未央区人民法院民 事 判 决 书（2019）陕0112民初15682号 原告石浩，男，1991年1月25日出生，汉族，住西安市未央区，公民身份号码XXXXXXXXXXXXXXXXXX。委托代理人黄磊，男，西安市未央区三桥法律服务所法律工作者。被告毕明明，男，1982年10月15日出生，汉族，住内蒙古赤峰市东，公民身份号码XXXXXXXXXXXXXXXXXX。原告石浩与被告毕明明民间借贷纠纷一案，本院受理后，依法组成合议庭，公开开庭进行了审理。原告委托代理人黄磊到庭参加诉讼，被告毕明明经合法传唤，无正当理由，拒不到庭。本案现已审理终结。原告诉称，2019年2月28日，被告与其签订《借款合同》，向其借款53万元，并出具了借据，约定借款期限3个月，利息为月息2%。借款期限届满，被告未依约还款付息。诉请：被告偿还借款53万元，并支付自2019年2月28日至借款实际清偿之日的利息（至起诉前利息暂计5.3万元），本息合计58.3万元；诉讼费由被告承担。被告未出庭答辩，亦未提出书面答辩意见。经审理查明，2019年2月28日，原告（甲方、出借人）与被告（乙方、借款人）签订《借款合同》，约定乙方向甲方借款53万元，借款期限自2019年2月28日至2019年5月28；月利率2%，自出借人实际交付借款之日计算至本金结清之日；乙方按月付息，到期一次还本，每月30日付息。合同签订当日，原告委托郭某某向被告转款。郭某某分6笔向被告转款53万元，被告当日向原告出具了“借据”，确认借款53万元。庭审中，证人郭某某出庭作证，证明其于2019年2月28日分6笔向被告账户转款53万元，系受原告委托，原告已将此款归还给其。原告称被告借款后未支付利息，亦未偿还本金。明确诉讼请求为：被告偿还借款53万元，并以此款为基数，按年利率24%计算，承担自2019年2月29日至借款实际清偿之日的利息。并承诺其所述事实及提交的证据均是真实的，如有虚假导致本案错判，引起的法律后果其同意承担责任并接受处罚。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       上述事实，有《借款合同》，“借据”，银行转账回单，证人证言及原告陈述在卷佐证。本院认为，原、被告平等自愿签订的《借款合同》，系双方真实意思表示，内容与法不悖，应为有效。原告提交的证据，可以形成证据链，证明其履行了出借义务，借款期限届满，被告未依约还款，已构成违约，要求被告偿还借款本金53万元，并以此款为基数，按年利率24%计算，自2019年2月29日起算利息，依法有据，应予支持。唯利息应计算至判决给付之日。被告经本院合法传唤，无正当理由拒不到庭，视为放弃答辩、举证、质证及辩论的权利，应自行承担相应的法律后果。依照《中华人民共和国合同法》第二百零六条、第二百零七条，《中华人民共和国民事诉讼法》第一百四十四条，最高人民法院《关于适用的解释》第二百四十一条、第九十条之规定，判决如下： 一、被告毕明明自本判决生效之日起五日内偿还原告石浩借款本金53万元，并以此款为基数，按年利率24%计算，承担自2019年2月29日至判决给付之日的利息。二、驳回原告石浩的其余诉讼请求。如果未按照本判决指定的期间履行给付金钱义务，应当按照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费9630元（原告已预交），由被告承担，与上述付款时间一并给付原告。如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省西安市中级人民法院。   (此页无正文)   审  判  长    王  琦       人民陪审员    马建青人民陪审员    王中琴   二○一九年十月三十日 书  记  员     叶  娟            1