陕西省蓝田县人民法院   民事判决书     (2020)陕0122民初2730号     原告：陕西蓝田农村商业银行有限责任公司。住所地：蓝田县。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           法定代表人：韩刚，系该公司执行董事。   委托诉讼代理人：朱新刚，系该公司客户经理。   被告：王辉，男，1982年2月19日出生，汉族，住西安市蓝田县。   被告：牟艳艳，女，1990年7月3日出生，汉族，住西安市蓝田县。   原告陕西蓝田农村商业银行有限责任公司与被告王辉、牟艳艳借款合同纠纷一案，原告诉请：1、要求被告王辉、牟艳艳偿还借款本金38100元及利息（2019年12月25日前的利息15885.26元；2019年12月26日至实际清偿之日，按照月利率10.14‰计算）；2、案件受理费由被告承担。本院受理后，依法公开开庭进行了审理，本案现已审理终结。   本案相关情况   一、原告与被告王辉、牟艳艳签订借款合同的时间：2016年2月22日。   二、被告王辉、牟艳艳借款的金额：40000元。   三、被告王辉、牟艳艳借款的用途：买车。   四、双方约定的借款期限：2016年2月22日至2018年2月21日。   五、双方约定的借款利率（含逾期利率）：借期内月利率7.8‰，逾期还款按日计收万分之30的罚息。    六、原告向被告发放借款的时间：2016年2月22日。   七、被告王辉、牟艳艳借款后偿还本金：1900元。   八、被告王辉、牟艳艳借款后偿还利息：截止2019年12月25日尚欠15885.26元。   判决结果   原告与被告王辉、牟艳艳签订的借款合同，依法成立并生效，被告王辉、牟艳艳应按合同约定按期向原告履行还本付息的义务。原告请求按照月利率10.14‰计算逾期利息，符合法律规定，依法予以支持。   依照《中华人民共和国合同法》第一百九十六条、第二百零五条、第二百零六条、第二百零七条之规定，判决如下：   一、自本判决生效后十五日内，由被告王辉、牟艳艳偿还原告陕西蓝田农村商业银行有限责任公司借款本金38100元及利息（2019年12月25日前的利息15885.26元；2019年12月26日至实际清偿之日，按照月利率10.14‰计算）。   如未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。   案件受理费1134元（原告已预交），减半收取567元，由被告王辉、牟艳艳负担。    如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省西安市中级人民法院。     审判员  马小娜     二〇二〇年十月二十日      法 官助 理  袁永娟                         书记 员  赵耀花        1