陕西省蓝田县人民法院   民事判决书     (2020)陕0122民初1221号     原告：陕西蓝田农村商业银行有限责任公司。住所地：蓝田县。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       法定代表人：韩刚，系该公司执行董事。   委托诉讼代理人：王超，系该公司客户经理。   被告：李韩英，女，1971年1月1日出生，汉族，住西安市蓝田县。   原告陕西蓝田农村商业银行有限责任公司与被告李韩英借款合同纠纷一案，原告诉请：1、要求被告李韩英偿还借款本金44865.76元及利息（2019年12月24日前的利息13390.37元；2019年12月25日至实际清偿之日，按照月利率10.14‰计算）；2、诉讼费用由被告承担。本院受理后，依法公开开庭进行了审理，本案现已审理终结。     本案相关情况   一、原告与被告李韩英签订借款合同的时间：2014年7月10日。   二、被告李韩英借款金额：50000元。   三、被告李韩英借款的用途：购树苗。   四、双方约定的借款期限：2014年7月10日至2016年7月9日。   五、双方约定的借款利率（含逾期利率）：借期内月利率8.4‰，逾期还款按日计收万分之30%的罚息。   六、原告向被告发放借款的时间：2014年7月10日。   七、被告李韩英借款后偿还本金：2016年7月25日偿还1000元、2017年7月6日偿还3401元、2017年7月24日偿还733.24元，共计5134.24元；尚欠44865.76元。   八、被告李韩英借款后偿还利息：截止2019年12月24日尚欠13390.37元。   判决结果   原告与被告李韩英签订的借款合同依法成立并生效，被告李韩英应按合同约定按期向原告履行还本付息的义务。原告请求被告按照月利率10.14‰支付利息，符合法律规定，依法予以支持。   依照《中华人民共和国合同法》第一百九十六条、第二百零五条、第二百零六条、第二百零七条之规定，判决如下：   自本判决生效后十五日内，由被告李韩英偿还原告陕西蓝田农村商业银行有限责任公司借款本金44865.76元及利息（2019年12月24日前的利息13390.37元；2019年12月25日至实际清偿之日，按照月利率10.14‰计算）。   如未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。   案件受理费1256元、公告费800元，共计2056元（原告已预交），由被告李韩英负担。    如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省西安市中级人民法院。     审判员  马小娜     二〇二〇年十月十日                             法 官助 理 袁永娟                       书 记 员 赵耀花       1