陕西省蓝田县人民法院   民事判决书     (2020)陕0122民初2421号     原告：陕西蓝田农村商业银行有限责任公司。住所地：蓝田县。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           法定代表人：韩刚，系该公司执行董事。   委托诉讼代理人：刘少勇，系该公司客户经理。   被告：尚喜录，男，1953年1月29日出生，汉族，住西安市蓝田县。   被告：张雪玲，女，1953年2月20日出生，汉族，住西安市蓝田县。。   原告陕西蓝田农村商业银行有限责任公司与被告尚喜录、张雪玲借款合同纠纷一案，原告诉请：1、要求被告尚喜录、张雪玲偿还借款本金200000元及利息(2017年3月20日至2017年12月22日，按照月利率7.5‰计算；2017年12月23日至实际清偿之日，按照月利率9.75‰计算)；2、诉讼费用由被告承担。本院受理后，依法公开开庭进行了审理，本案现已审理终结。   本案相关情况   一、原告与被告尚喜录、张雪玲签订借款合同的时间：2015年12月23日。   二、被告尚喜录、张雪玲借款金额：200000元。   三、被告尚喜录、张雪玲借款的用途：养鸡。   四、合同有效期自2015年12月23日始，至2017年12月22日止。   五、双方约定的借款利率（含逾期利率）：借期内月利率7.85‰，未按借据还款日归还借款的，按计收逾期利息，逾期利率在借据利率基础上浮动30%。   六、原告向被告发放借款的时间：2017年3月20日。   七、被告尚喜录、张雪玲借款后偿还本金：0元。   八、被告尚喜录、张雪玲借款后偿还利息：0元。   判决结果   原告与被告尚喜录、张雪玲签订的借款合同依法成立并生效，被告尚喜录、张雪玲应按合同约定按期向原告履行还本付息的义务。   依照《中华人民共和国合同法》第一百九十六条、第二百零五条、第二百零六条、第二百零七条之规定，判决如下：   自本判决生效后六十日内，由被告尚喜录、张雪玲偿还原告陕西蓝田农村商业银行有限责任公司借款本金200000元及利息(2017年3月20日至2017年12月22日，按照月利率7.5‰计算；2017年12月23日至实际清偿之日，按照月利率9.75‰计算)。   如未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。   案件受理费5158元（原告已预交），减半收取2579元，由被告尚喜录、张雪玲负担。    如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于陕西省西安市中级人民法院。       审判员  马小娜       二〇二〇年十月十三日        法官助 理  袁永娟                           书 记 员  赵耀花          1