陕西省西安市新城区人民法院 民事判决书  （2019）陕0102民初3922号 原告：沈改英，女，1961年6月2日出生，汉族，陕棉十一厂退休职工，住西安市新城区。委托诉讼代理人：马潇，陕西其源律师事务所律师。被告：刘玉华，女，1960年11月18日出生，汉族，陕棉十一厂退休职工，西安市未央区。委托诉讼代理人：刘江伟，陕西稼轩律师事务所律师。委托诉讼代理人：梁博尊，陕西稼轩律师事务所实习律师。原告沈改英诉被告刘玉华民间借贷纠纷一案，本院受理后，依法组成合议庭，公开开庭进行了审理。原告沈改英及其委托诉讼代理人马潇，被告刘玉华到庭参加诉讼。本案现已审理终结。原告沈改英诉称，原告和被告系多年同事、朋友关系，2010年原告的丈夫从被告处借款10000元，双方没有约定还款期限。2016年1月，原告的女儿又从被告处借款100000元，约定年息10000元，三年后归还，本息130000元。2019年初，原告家中因拆迁得到一笔款项，遂主动联系被告，承诺连本带息一次性向被告支付150000元，双方从此两清。被告借机提出，希望原告再借给被告150000元用于资金周转，借期半个月。原告考虑双方多年关系，遂同意被告要求，同时提出原告转款300000元后，被告归还原告女儿的借条，并向原告出具借据，被告口头同意。2019年3月8日中午，当双方来到北二环大明宫秦农银行，原告向被告转款后，被告当即反悔，不仅拒绝归原告女儿的借条，还拒绝出具借条 ，维护原告合法权益，请求法院判令被告向原告返还150000元并承担诉讼费用。被告沈改英辨称，2010年被告交给原告丈夫刘某甲的10000元不是借款，而是双方共同投资购买的单位房子的房号的款项。当时双方约定，由被告出资，刘某甲出力得到的房子收益每人一半。2019年初，双方投资的房屋拆迁了，双方为房屋收益有过争吵，后来刘某甲说给其转款300000元，是房屋的赔偿款。2019年3月8日刘玉华给被告的转款就是房屋赔偿款，不存在原告所述的情形，不同意原告的诉讼请求。经审理查明，原告沈改英与被告刘玉华是多年同事朋友关系。2010年原告丈夫刘某甲收到刘玉华10000元。2016年，原告女儿刘某乙向刘玉华借款100000元，并出具借条，约定年息10000元，三年后归还，本息130000元。2019年3月8日，原告沈改英通过秦农银行向被告刘玉华账户转款300000元。双方随即因该款项用途发生争执，原告陈述该款项中的150000元时替其丈夫和女儿的还款，另外150000元是被告沈改英的借款。被告刘玉华认为此房屋系双方共同投资房屋的收益。 沈改英于2019年6月20日向本院申请财产保全，本院作出民事裁定书冻结了刘玉华名下银行账户存款。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                以上事实有转款凭证、当事人陈述及庭审笔录等在卷佐证。本院认为，自然人之间的民间借贷关系成立并生效需同时具备借款合意和借贷事实是否发生两个要件。本案中，原、被告对于双方之间存在相互转账不存异议，但被告否认双方存在借贷关系，认为原告向自己转款属于其与原告丈夫共同出资购买房屋之后因房屋拆迁所获得的属于收益。根据《最高人民法院关于人民法院审理民间借贷案件适用法律若干问题的规定》第十七条的规定，原告仅依据金融机构的转账凭证提起民间借贷诉讼，被告抗辩转账系偿还双方之前借款或其他债务，被告应当对其主张提供证据证明。但从被告提交证据的证明力难以达到确证其与原告或原告丈夫之间存在其他债权债务的问题，结合本案查明的事实及原告的证据，足以认定原、被告之间的借款事实存在。现原告要求被告归借款150000元的请求，本院依法应予支持。依照《中华人民共和国合同法》第一百零七条、第一百九十六条、第二百零六条，《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第十七条，《中华人民共和国民事诉讼法》第二条的规定，判决如下：被告刘玉华自本判决生效后十日内向原告沈改英偿还借款人民币150000元。    如果未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费3300元、保全费1270元，由被告刘玉华承担。如不服本判决，可以在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人和代表人的人数提交副本，上诉于陕西省西安市中级人民法院。  审  判  长    蒋  茹审  判  员    王  洋人民陪审员    温  萍   二〇一九年十月十日 书  记  员    杨  迪 1