.MsoNormal{margin-top:0cm;margin-bottom:0px}包头市东河区人民法院民事判决书（2017）内0202民初2652号原告高俊利，女，1971年3月18日出生，汉族，现住包头市。委托代理人李素娟，系内蒙古济通律师事务所律师（特别授权）。被告张瑞君，男，1964年4月7日出生，回族，现住包头市。被告回金兰，女，1966年9月25日出生，回族，现住包头市。原告高俊利诉被告张瑞君、回金兰民间借贷纠纷一案，本院受理后，适用简易程序，因被告张瑞君、回金兰经传票传唤无故未到庭应诉，故依法公开进行了缺席审理，原告高俊利与委托代理人李素娟到庭参加诉讼，本案现已审理完结。原告诉称，2015年3月29日，被告因做工程需要资金周转向原告借款5万元，明确约定月利率2%，每月29日付息，双方签订一份《借款合同》约定欠款期限一年，同时被告用自己位于东河区平房一套做为借款抵押，原告将借款交付被告，被告按月给付原告利息，2016年3月29日借款期届满后，原、被告按原《借款合同》的约定重新签订《借款合同》，2017年3月29日借款合同到期后，被告仍按原《借款合同》向原告支付利息，继续使用借款，但只支付了两个月利息后，便以困难为由，不向原告付息，以种种理由推拖，为维护原告合法权益提起诉讼，请求判令被告立即给付原告借款本金5万元及给付原告以5万元为本金按月利率2%，从2017年5月30日起计算利息至利随本清止。被告张瑞君、回金兰均未到庭应诉，均未答辩。经审理查明，2015年3月29日，被告张瑞君、回金兰向原告高俊利借款伍万元，两被告与原告签订《借款合同》，约定以被告张瑞君坐落于东河区自建房做为抵押物。并约定月利率2%，每月29号向原告付利息壹仟元，借款期限一年，从2015年3月29日至2016年3月29日，同日给原告出具借现金5万元的借条，2016年3月29日与原告以相同内容继续签订借款合同，被告从借款起一直按约定给付原告利息至2017年5月29日止，致此再未给付借款本息，现原告诉至本院要求两被告立即偿还借款本金5万元及从2017年5月30日起按月利率2%计算给付利息至利随本清。本院认为，两被告向原告借款5万元并约定每月按2%利息即每月1000元利息，事实清楚、证据充分，双方约定每月2%的利息符合最高法院司法解释中关于利息的规定，两被告应当按约定给付原告利息，并偿还借款本金。由于两被告经传唤未到庭应诉，放弃了答辩和举证的权利，被告张瑞君在庭审中通过电话表示认可该事实，故原告请求从2017年5月30日起计算给付利息，本院予以支持。依据《中华人民共和国合同法》第二百零六条、二百零七条规定，判决如下：一、被告张瑞君、回金兰于判决生效后十日内偿还原告高俊利借款5万元；二、被告张瑞君、回金兰于判决生效后十日内以本金5万元，按每月2%利率计算，从2017年5月31日起给付原告利息，利随本清。如果未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。诉讼费减半收取525元（原告已预交），由被告张瑞君、回金兰承担。如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于包头市中级人民法院。根据《中华人民共和国民事诉讼法》第二百三十九条之规定，申请执行的期间为二年。                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    审判员郑嘉军   二〇一七年十一月九日                               书记员刘 波