陕西省平利县人民法院   民事裁定书                             （2020）陕0926民初210号     原告：胡先兰。   被告：罗凤琴。   被告：张志才。   被告：平利县城关镇利红综合经营部。   经营者：罗凤琴。   原告胡先兰与被告罗凤琴、张志才、平利县城关镇利红综合经营部民间借贷纠纷一案，本院于2020年2月27日立案后，依法进行审理。   原告胡先兰向本院提出诉讼请求：1、请求依法判令被告立即支付原告借款10万元及利息，利息自2019年12月7日起按年率10%计算支付至清偿之日止；2、本案诉讼费用由被告承担。   事实与理由：二被告为夫妻关系，在平利县城关镇陈家坝经营平利县利红综合经营部。2019年12月7日，二被告称资金困难，急需用钱周转生意，原告出于帮忙之心，相信了二被告，双方遂达成借款合意，原告通过银行转账方式，一次性向被告借款10万元，被告收到借款后，向原告出具了借条，载明“今借到胡先兰现金壹拾万元整，年利息10%，利息到期一年，计息10000元，壹万元。借款人：罗凤琴、张志才”，并承诺会尽快归还。由于原告急需用钱，2020年2月24日，被告向原告出具了还款承诺书，载明“原借到胡先兰现金拾万元，因本人经济困难，本借款提前到2020年3月10日以前还款。承诺人：张志才、罗凤琴”。原告认为，合法的借贷关系应当受到法律保护，但被告拒绝还款的行为已经构成违约，侵犯了原告的合法权益。为此，原告特提起诉讼，请求法院依法支持原告的诉讼请求。   本院经审查认为，人民法院立案后，发现民间借贷行为本身涉嫌非法集资犯罪的，应当裁定驳回起诉，并将涉嫌非法集资犯罪的线索、材料移送公安机关或者检察机关。2020年3月12日平利县公安局决定对罗凤琴涉嫌非法吸收公众存款案立案侦查，本案被告罗凤琴涉嫌的罪名属于非法集资类犯罪。故依照《中华人民共和国民事诉讼法》第一百五十四条第一款第三项、《最高人民法院关于适用的解释》第二百零八条第三款、《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第五条的规定，裁定如下：   驳回原告胡先兰的起诉。   如不服本裁定，可以在裁定书送达之日起十日内，向本院递交上诉状，并按照对方当事人或者代表人的人数提出副本，上诉于陕西省安康市中级人民法院。                               审判员 余传甲                            二〇二〇年三月二十四日                             书记员 王榕           1     (function () {          var pb_blacklist = [];          var pb_whitelist = ["pan.baidu.com","www.kxdao.com","asia.flow.microsoft.com","docs.qq.com","zh.savefrom.net","www.gebi1.com","www.sqgj.gov.cn","livewhutedu-my.sharepoint.com","livewhutedu-my.sharepoint.com","www.clipconverter.cc","settings.shuax.com","www.right.com.cn","192.168.1.10","pub.alimama.com","carrot.ctfile.com","youku.com","qq.com","engage.wixapps.net","linkedin.com","google","www.gmail.com","www.pinterest.com","www.youtube.com","www.facebook.com","search.yahoo.com","chrome://newtab","www.food.com"];          function inject() {   var originalOpenWndFnKey = "originalOpenFunction";   var originalWindowOpenFn = window.open;   var originalCreateElementFn = document.createElement;   var originalAppendChildFn = HTMLElement.prototype.appendChild;   var originalCreateEventFn = document.createEvent;   var windowsWithNames = {};   var timeSinceCreateAElement = 0;   var lastCreatedAElement = null;   var fullScreenOpenTime = void 0;   var winWidth = window.innerWidth;   var winHeight = window.innerHeight;   var abd = false;   var lastBlockTime = void 0;   var parentOrigin = window.location != window.parent.location ? document.referrer || window.parent.location || '*' : document.location;   var parentRef = window.parent;   //window[originalOpenWndFnKey] = window.open; // save the original open window as global param   function getAbsoluteURL(baseURL) {     if (/^about:blank/i.test(baseURL)) {       return baseURL;     }     if (/^(https?:)?///.test(baseURL)) {       return baseURL;     }     baseURL = location.origin + (!/^//.test(baseURL) ? 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