Internet tourism financial services refer to a new type of financial services in which the tourism industry relies on Internet tools to achieve financial financing, payment, and information intermediation. In the future, Internet tourism financial services will also have advantages. Which of the following, if true, would best support this view? ['As income increases, people are becoming more enthusiastic about travel.', 'Only 8.6% of users have used tourism financial products.', 'The proportion of Chinese online travel users aged 36 to 45 who choose travel financial services is higher.', 'Tourism financial services have the advantages of wider user coverage, more convenient and efficient services.']