Professor: Economists argue that buying lottery tickets is an unwise use of resources, because the average payoff for the tickets sold in a lottery is much lower than the cost of a ticket. But this reasoning is faulty. The average amount paid out on individual insurance policies is much lower than the average cost of a policy, yet nobody would argue that purchasing insurance is an unwise use of resources. Which one of the following, if true, most weakens the professor's argument? ["The protection against loss that insurance provides is more important to one's well-being than is the possibility of a windfall gain.", 'Individuals spend, on average, much more on insurance than on lottery tickets.', "Taking small financial risks can often greatly increase one's chances of obtaining much larger benefits.", 'In general, the odds of winning the grand prize in a lottery are significantly lower than the odds of collecting a settlement from a typical insurance policy.']