Financing refers to the means of currency transactions used to pay for purchases in excess of cash, or the means of currency used to raise funds to obtain assets. According to the definition above, which of the following is options that are not financing? ['In order to facilitate commuting to work, Xiao Zhang took out his 80,000 yuan savings and asked his parents to borrow 30,000 yuan to buy a car.', 'A unit intends to use an unused piece of land to settle employee accommodation, but it still lacks 30 million funds. Some people have proposed to borrow money from employees and pay it in installments for repayment in installments.', 'A company intends to launch a new product developed by Ma Gang to loan to the bank.', 'Mr. Zhang intends to settle down a restaurant, but the money is not enough to find a friend. Mr. Li borrowed 500,000 yuan and agreed to pay off all the interest and interest within two years.']