Some people say that no matter how bad your situation is now, such as a small salary, facing unemployment, etc. , as long as there is a saving in the bank, it is not a concern, and if you earn a penny, then you are really in a desperate situation. Only savings can make a person truly independent financially. If someone disagrees with this statement, Which of the following may not be the view of the opponent:. ['People with deposits also face worries when they are poor.', 'Savings are a measure of whether a person is financially independent.', 'People who earn a penny will not face despair when they are in a bad situation.', 'People without savings can also be truly independent financially.']