When a lender issues a loan, the borrower must provide a guarantee. If the borrower does not repay the principal and interest of the loan at maturity, the lender has the right to dispose of its mortgage or pledge in accordance with the law, or the guarantor shall bear joint and several liabilities for repayment of principal and interest. The property of the suite was used as collateral, and a loan of 400,000 yuan was loaned to the bank. Xiao Wang was the guarantor. Based on this, can it be launched? ['Without Xiao Wang as the guarantor, Xiao Huang cannot lend more than RMB 400,000 to the bank.', 'If the bank does not require Xiao Wang to repay the principal and interest of the loan, Xiao Huang must repay the principal and interest of the loan at maturity.', "If Xiao Huang cannot repay the principal and interest of the loan, the bank will auction Xiao Huang's mortgaged property.", 'If Xiao Huang cannot repay the principal and interest of the loan, the bank may require Xiao Wang to repay the principal and interest.']