Government-subsidized insurance available to homeowners makes it feasible for anyone to build a house on a section of coastline regularly struck by hurricanes. Each major storm causes billions of dollars worth of damage in such coastal areas, after which owners who have insurance are able to collect an amount of money sufficient to recoup a high percentage of their losses. The passage provides the most support for an argument against a government bill proposing ['that power companies be required to bury power lines in areas of the coastline regularly struck by hurricanes', 'an increase in funding of weather service programs that provide a hurricane watch and warning system for coastal areas', 'establishment of an agency committed to managing coastal lands in ecologically responsible ways', 'establishment of a contingency fund protecting owners of uninsured houses in the coastal areas from catastrophic losses due to the hurricane damage']