With the deepening of reform and opening up, the prices of commodities and labor have rapidly become highly market-oriented. The price of land has become market-oriented with auctions, and even the price of stocks has become highly market-oriented. The interest on savings deposits is not market-oriented, and the monopoly interest system artificially reduces the public's property income, which provides companies with cheap funds, and also provides banks with generous interest and low-risk customers. It is the vast number of savers who have become victims of financial stability. What does the above text mean? ['The institutional monopoly of household savings deposit interest affects income and wealth distribution on a global scale.', 'The current interest system for household savings deposits is monopolistic.', 'Resident storage loan system plays an important role in maintaining financial stability.', 'Monopoly interest system artificially suppresses public property income.']