Some credit card companies allow cardholders to skip payments for up to six months under certain circumstances, but it is almost never in a cardholder' s interest to do so. Finance charges accumulate during the skipped-payment period, and the cost to the cardholder is much greater in the long run. Which one of the following arguments illustrates a principle most similar to the principle underlying the argument above? ['It is better to invest in a used piece of equipment than to purchase a new one. Although used equipment requires more repairs and is sometimes more costly in the long run, buying a new machine requires a far greater initial outlay of capital.', 'Sports cars are impractical for most drivers. While there is undoubtedly a certain thrill associated with driving these cars, their small size makes them incapable of transporting any but the smallest amounts of cargo.', 'It is unwise to use highway maintenance funds for construction of new roads. There is some immediate benefit from new roads, but if these funds are not used for maintenance, the total maintenance cost will be greater in the long run.', 'Although insecticides are effective in ridding the environment of insect pests, they often kill beneficial insects at the same time. Since these beneficial insects are so important, we must find other ways to combat insect pests.']