The crime of credit card fraud refers to the violation of relevant credit card management regulations, the use of forged or voided credit cards, the use of other people's credit cards, or malicious overdrafts, etc. , to defraud public property, a relatively large amount. Which of the following actions are not credit card fraud. ['After receiving the Great Wall credit card, Liu always took more and saved less, and fled after overdrawing by over 100,000 yuan.', 'Wang picked up a MasterCard credit card at a hotel, and spent more than 50,000 yuan in the hotel in the name of the card owner.', 'When the neighbor was unprepared, Qin entered his home and took away the credit card, and spent more than 50,000 yuan.', 'Zhao used his work to forge many credit cards, and used these credit cards for high consumption.']