From the first Yu'ebao, to later P2P, to various crowdfunding models, it has to be acknowledged that Internet finance is changing traditional industries and is also subverting people's lives. Taking crowdfunding as an example, it not only allows ordinary people One more channel to participate and obtain excess returns, while also giving young people with dreams the possibility to realize their dreams at a low cost. The article is most likely to elaborate next:. ['Development Process of the Internet Finance Industry.', "How the Internet is changing people's investment philosophy.", 'Differences between crowdfunding and other models.', 'How crowdfunding can help investors realize returns.']