Household debt in 2013 According to the August 2013 third annual Ipsos Reid Debt Poll only 24 per cent of Canadians were debt free in 2013 compared to 26 per cent in 2012. The average personal non-mortgage debt in 2013 was $15,920 up from $13,141 in 2012. According to an IPSOS chart produced in 2013 debt levels increased "a staggering 35 per cent" in Western Canada compared to 10 per cent in Eastern Canada since 2012 even before the Alberta floods. In Alberta in 2013 household debt rose 63 per cent to $24,271 per household from 2012 after the 2013 Alberta floods. In 2013 the average personal debt load in British Columbia was "up 38 per cent to $15,549"; in "Manitoba and Saskatchewan, up 32 per cent to $16,145"; in Ontario, "up 13 per cent to $17,416", in Quebec up "3 per cent to $10,458"; and in Atlantic Canada, "up 12 per cent to $15,243".. How many percentage points less of Canadians were debt free from 2012 to 2013?