Psychological accounting refers to the process by which people unconsciously classify wealth into different accounts for management, and encode, classify and value the results (especially economic results), and different mental accounts have different bookkeeping methods and psychology. Operational rules. From small individuals to families to large enterprise groups, there are a set of implicit or explicit psychological account systems. The method of psychological bookkeeping is different from that of economics and mathematics, so it is often unexpected. Affects decision making, making individual decisions contrary to the simplest rational economic laws. According to the above definition, which of the following options best reflects the psychological accounting phenomenon? ['Xiao Chen has enough money to buy the camera, but he must receive the bonus at the end of the year before buying the camera.', 'Worried Xiao Li spends three-quarters of her entire deposit for life insurance.', 'Xiao Wang has a savings card at two different banks, but he always goes to a bank closer to home to withdraw money.', 'Xiao Liu feels good because of the company rewards for traveling to a certain place, but later he feels bad from Fei Chong.']