Insurance Company X is considering issuing a new policy to provide the services needed by the elderly who suffer from geriatric diseases. The insurance premium must be low enough to attract customers. Therefore, company X will consider that the income from the policy is not enough to cover the claims that will arise. Which of the following strategies is most likely to minimize Company X's losses on the policy? ['Attract middle-aged customers who will not be able to claim to benefit from the policy for future years.', 'Provide insurance only to individuals who are wealthy enough to pay for medical services.', 'Provide more services in this policy than in other lower-cost policies.', 'Provide insurance only to individuals who have been rejected by other insurance companies in similar insurance programs.']