Owner information will affect car premiums. For example, older, female, highly educated car owners, the premium is relatively low, young people under the age of 25 have higher premiums, and car owners have experienced higher insurance premiums; in addition, car prices, vehicle models, Vehicle age and even color can affect insurance costs. High-priced new cars are not necessarily more expensive than lower-priced old cars, because new cars, good cars have more anti-theft devices, and more safety devices; bright cars with specific colors are expensive, such as those who love to drive red sports cars He has a more open-minded personality and is less cautious when driving. Based on the above, the most likely to be launched are:. ['High premium paid by 18-year-old male owner of a red sports car with a traffic accident.', 'Women who drive luxury sports cars pay higher premiums than men who drive affordable cars.', 'Older female owners with postgraduate qualifications and new car purchases pay lower premiums.', 'A cautious car is mainly lower than the premium paid by a free-spirited car owner.']