Recently, some netizens expressed such concerns, "I have money in Alipay and WeChat. If I die unexpectedly someday, what will happen to the money (my family does not know the money)?" Resonated. According to the regulations of Internet companies, if personal accounts are not used for a long time, Alipay will be cancelled and WeChat will be recycled. This also means that personal online property is likely to be "forfeited". There is also such a kind in physical banks Situation. But physical banks generally have relief mechanisms. For example, for "dormant accounts", banks can contact a second contact person, or relatives and friends of the parties hold a bank card to inquire, etc. Inspired by this, current legislation should be adopted. Solve the "dormant account" problem of the network platform. The text is intended to explain:. ['Explain that traditional bank accounts are more secure than online accounts.', 'Emphasize the need for legislation related to online accounts.', 'Highlight the advantages of traditional bank accounts.', 'Prompting the risk of online bank accounts.']