HSA IRS approval of HSAs Health Savings Account (HSA) at a Glance health savings account or HSA irs.gov IRS approval of HSAs irs.gov Health Savings Account (HSA) Health Savings Account (HSA) at a Glance Health Savings Account at a Glance Health Savings Account (HSA) at a Glance HSA irs.gov IRS website Health Savings Account irs.gov. plus a 20% penalty unless over age 65 HSA the following criteria Cuenta de Ahorro para Gastos médicos-Resúmen, en inglés. HSAs Health Savings Account (HSA) at a Glance