Financial Industry Regulatory Authority hard numbers Financial Industry Regulatory Authority FINRA: 401(k) Rollovers FINRA http://www.finra.org/investors/401k-rollovers Financial Industry Regulatory Authority Learn more about direct and indirect rollovers. according to FINRA the indirect rollover roll over your 401(k) over-50%-of-the-balance-in-your-account Financial Industry Regulatory Authority 20% of your account balance is withheld the IRS will take 10-20 percent