National Association of Insurance Commissioners renters insurance Renter’s Insurance separate renters insurance policy their parents' homeowner insurance policy provide some coverage Some policies Renters Insurance for College National Association of Insurance Commissioners National Association of Insurance Commissioners See NAIC Consumer Alert on Renters Insurance Asociación Nacional de Comisionados de Seguros http://www.naic.org/documents/consumer_alert_renters.htm www.naic.org writes National Association of Insurance Commissioners renter’s insurance prefer that a separate renters policy is taken out.