certain factors http://www.schwab.com/public/schwab/inv ... awal_rules other situations restrictions for Roth IRA withdrawals Withdrawal Rules stipulations, without tax consequences or penalty without tax consequences or penalty Withdrawal Rules other situations without tax consequences or penalty the Charles Schwab website the Charles Schwab website heck out this post from Schwab contributing http://www.schwab.com/public/schwab/inv ... awal_rules