Department of Housing and Urban Development have only owned homes U.S. Department of Housing and Urban Development have only owned homes have only owned homes have only owned homes have only owned homes HUD: First-Time Homebuyers HUD: First-Time Homebuyers a first-time homebuyer is someone who have only owned homes a first-time homebuyer is someone who have only owned homes have only owned homes HUD: First-Time Homebuyers a first-time homebuyer is someone who have only owned homes https://archives.hud.gov/offices/hsg/sfh/ref/sfhp3-02.cfm