Texas Mortgage Credit Certificate Program Texas Department of Housing Down Payment Programs First Time Homebuyers Program The Texas Department of Housing and Community Affairs Department’s website TDHCA's program Gift Programs https://www.tdhca.state.tx.us/homeownership/fthb/index.htm Texas Department of Housing and Community Affairs (TDHCA) Texas Programa de compra de vivienda por primera vez First Time Homebuyers Program TDHCA Texas First Time Homebuyer Program