Typically, this process takes 15 months foreclosure proceeding http://www.dfs.ny.gov/consumer/hetptimeline.htm http://www.dfs.ny.gov/consumer/hetptimeline.htm ACT QUICKLY: What May Happen When You Fall Behind New York Department of Financial Services New York’s Department of Financial Services pre-foreclosure notice Act Quickly: What May Happen When You Fall Behind ast 445 days (15 months). foreclosure proceeding