the latter is closer to 16% the latter is closer to 16% the latter is closer to 16% the latter is closer to 16% the latter is closer to 16% the latter is closer to 16% SPY the latter is closer to 16% the latter is closer to 16% the latter is closer to 16% the latter is closer to 16% the latter is closer to 16% the latter is closer to 16% the latter is closer to 16% the latter is closer to 16% the latter is closer to 16% the latter is closer to 16% the latter is closer to 16% the latter is closer to 16% the latter is closer to 16% the latter is closer to 16% the latter is closer to 16% SPY SPDR S&P 500 ETF the latter is closer to 16% the latter is closer to 16%