10% early withdrawal penalty fidelity.com https://www.fidelity.com/viewpoints/retirement/cashing-out 10% early withdrawal penalty hypothetical example cash out your account penalties 10 percent penalty surcharge https://www.fidelity.com/viewpoints/retirement/cashing-out fidelity.com 1 in 3 401(k) investors cashed out 22% of those ages 30-39 hypothetical example two decisions to make with your rollover. Fidelity $14,300 in 2016