hard or soft inquiry https://www.creditkarma.com/article/har ... _inquiries According to CreditKarma Credit Karma hard inquiries hard or soft inquiry “soft pull” your score will not be lowered hard inquiries Credit Karma may temporarily lower your credit score Credit Karma hard pull hard inquiry hard credit inquiries hard inquiry will Soft inquiries credit score will drop a few points difference between hard and soft credit inquiries hard inquiries soft inquiries Credit Karma hard inquiry will Credit Karma directly affecting your actual credit score may check your score as well as other non-lenders hard inquiries will