your employer’s insurance doesn’t meet certain standards your employer’s insurance doesn’t meet certain standards Employer Coverage Tool form your employer‚Äôs insurance doesn‚Äôt meet certain standards meets the standards meets the standards certain standards certain standards still prefer to get a health plan from the Marketplace Find Out If Your Employer’s Insurance Meets the Standards Employer Coverage Tool form https://www.healthcare.gov/have-job-bas ... lace-plan/ 9.5 percent of the employee’s household income