What Does the Average Home Owner Pay on a Mortgage? double the national average $12,732 a year The National Association of Realtors average $1000 monthly mortgage payment average $1000 monthly mortgage payment average $12,732 a year just under $1,100 average annual mortgage payments of $12,732 average mortgage payment National Association of Realtors average $1000 monthly mortgage payment Realtor Realtor.com the NAR