New credit only affects 10 percent of your credit score opening a lot of new accounts rapidly creditor inquiries new accounts factor How is credit score calculated from new credit? credit score creditor inquiries How is credit score calculated from new credit? http://www.myfico.com/CreditEducation/New-Credit.aspx FICO MyFICO: New Credit 12 months FICO credit score www.myfico.com/Credi…redit.aspx How is credit score calculated from new credit? hard inquiries within the last 12 months