Very few people retirement savings SmartAsset.com 9 to 11 times your current annual salary Very few people half of Americans have no retirement savings at all Average retirement savings: Are you normal? any retirement savings or a pension have no retirement savings at all Very few people average monthly Social Security check is $1,354 9 to 11 times your current annual salary 9 to 11 times your current annual salary median net worth of $14,226 29% of adults 55 and older have no retirement savings