five years http://www.rothira.com/roth-ira-rules maximum contribution without penalty http://www.rothira.com/roth-ira-rules Roth IRA $5,500 per year, $6,500 if you’re over age 50 claim it as a contribution for the previous year RothIRA.com: Roth IRA Rules Roth IRA Rules rothira.com Roth IRA you still have time Roth IRA