23 percent raises tens of billions of dollars per year raises tens of billions of dollars per year raises tens of billions of dollars per year raises tens of billions of dollars per year raises tens of billions of dollars per year raises tens of billions of dollars per year raises tens of billions of dollars per year raises tens of billions of dollars per year Debt Collection Statistics 20 percent raises tens of billions of dollars per year raises tens of billions of dollars per year raises tens of billions of dollars per year