2014 employer benefits trend study 3 percent American family of four 2014 employer benefits trend study 90 percent Henry J. Kaiser Foundation Kaiser/HRET 2014 Employer Health Benefits Survey report. rapidly growing Employee Benefits Benchmarking Report Kaiser Family Foundation American family of four American family of four Employer Health Benefits Annual Survey 2014 Kaiser Family Foundation 2014 employer benefits trend study 2014 Employer Health Benefits Survey Employer Health Benefits 2014 Annual Survey. employer plans Kaiser report