hardship or medical expenses pay both taxes and a 10 percent penalty hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses 59-and-a-half years old hardship or medical expenses hardship or medical expenses according to the IRS hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses hardship or medical expenses according to the IRS hardship or medical expenses pay both taxes and a 10 percent penalty hardship or medical expenses hardship or medical expenses pay both taxes and a 10 percent penalty pay both taxes and a 10 percent penalty hardship or medical expenses hardship or medical expenses