After much deliberation and research I decided to go the refurbish route and I'm glad that I did. I've had this iMac for about 7 months without any problems. It is an Apple product so it's not that surprising really and the company had great reviews and knows the refurbish process apparently. It came with a 2 terabyte fusion drive and 24 gigs of RAM, giving me more than I paid for which was a nice surprise as well, although I wouldn't rely on this as a norm. I might reconfigure the RAM as it seems unbalanced and might be the reason it occasionally opens with a momentary "spinning beach ball" when I wake it up in the morning, but otherwise I'm pleased. This 2019 iMac bought new would have been nearly 3X's the price I paid. If you're looking to buy an iMac but need to stretch your buying power, I suggest going the refurbish route. Cheers.