We were looking for an inexpensive W10 laptop for my wife's business to use for her client testing.  This one fit the bill at the right price.  The SSD provides a fast boot time and 8 Gb of RAM is not overtaxed for what it's asked to do.  As a refurb the battery life isn't like new, but for this application that was not a concern.The laptop is configured with a default "owner" account with admin privileges.  You can then link that to your Microsoft account, add other users, and so forth.  We needed to add a "guest" account with minimal privileges and were able to do that with the help of some Google searching and command-line functions.If you need an inexpensive W10 laptop to do the basics, and don't mind a little extra weight and bulk, this might work for you too.