It's a great laptop. I didn't read in the info about it having Microsoft inside for apps. However I was able to bypass that and install my own apps. Microsoft annually is pretty expensive got our first bill a little over a $100.00 You get a cloud with 1 terabyte and other features. Not sure about how it's going to benefit me yet. I have one issue with the laptop itself and that's the keyboard, it's hard to see the letters and numbers.