 Second, a framework, which seamlessly combines data-driven models with financial theories, can be extended and applied to solve other related business problems .
<meaning-changed>  Second, a framework, which seamlessly combines data-driven models with financial theories, can be extended and applied to solve other related business problems .
 Second, it provides the methodological guidance on how to seamlessly combine data-driven models with financial theories, can be extended and applied to solve other related business problems .