management 2019s discussion and analysis 120 jpmorgan chase & co./2014 annual report wholesale credit portfolio the firm 2019s wholesale businesses are exposed to credit risk through underwriting , lending and trading activities with and for clients and counterparties , as well as through various operating services such as cash management and clearing activities . a portion of the loans originated or acquired by the firm 2019s wholesale businesses is generally retained on the balance sheet . the firm distributes a significant percentage of the loans it originates into the market as part of its syndicated loan business and to manage portfolio concentrations and credit risk . the wholesale credit environment remained favorable throughout 2014 driving an increase in client activity . growth in loans retained was driven primarily by activity in commercial banking , while growth in lending-related commitments reflected increased activity in both the corporate & investment bank and commercial banking . discipline in underwriting across all areas of lending continues to remain a key point of focus , consistent with evolving market conditions and the firm 2019s risk management activities . the wholesale portfolio is actively managed , in part by conducting ongoing , in-depth reviews of client credit quality and transaction structure , inclusive of collateral where applicable ; and of industry , product and client concentrations . during the year , wholesale criticized assets decreased from 2013 , including a reduction in nonaccrual loans by 40% ( 40 % ) . wholesale credit portfolio december 31 , credit exposure nonperforming ( d ) .

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december 31 , ( in millions )	december 31 , 2014	december 31 , 2013	2014	2013
loans retained	$ 324502	$ 308263	$ 599	$ 821
loans held-for-sale	3801	11290	4	26
loans at fair value	2611	2011	21	197
loans 2013 reported	330914	321564	624	1044
derivative receivables	78975	65759	275	415
receivables from customers and other ( a )	28972	26744	2014	2014
total wholesale credit-related assets	438861	414067	899	1459
lending-related commitments ( b )	472056	446232	103	206
total wholesale credit exposure	$ 910917	$ 860299	$ 1002	$ 1665
credit portfolio management derivatives notional net ( c )	$ -26703 ( 26703 )	$ -27996 ( 27996 )	$ 2014	$ -5 ( 5 )
liquid securities and other cash collateral held against derivatives	-19604 ( 19604 )	-14435 ( 14435 )	na	na
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receivables from customers and other ( a ) 28972 26744 2014 2014 total wholesale credit- related assets 438861 414067 899 1459 lending-related commitments ( b ) 472056 446232 103 206 total wholesale credit exposure $ 910917 $ 860299 $ 1002 $ 1665 credit portfolio management derivatives notional , net ( c ) $ ( 26703 ) $ ( 27996 ) $ 2014 $ ( 5 ) liquid securities and other cash collateral held against derivatives ( 19604 ) ( 14435 ) na na ( a ) receivables from customers and other include $ 28.8 billion and $ 26.5 billion of margin loans at december 31 , 2014 and 2013 , respectively , to prime and retail brokerage customers ; these are classified in accrued interest and accounts receivable on the consolidated balance sheets . ( b ) includes unused advised lines of credit of $ 105.2 billion and $ 102.0 billion as of december 31 , 2014 and 2013 , respectively . an advised line of credit is a revolving credit line which specifies the maximum amount the firm may make available to an obligor , on a nonbinding basis . the borrower receives written or oral advice of this facility . the firm may cancel this facility at any time by providing the borrower notice or , in some cases , without notice as permitted by law . ( c ) represents the net notional amount of protection purchased and sold through credit derivatives used to manage both performing and nonperforming wholesale credit exposures ; these derivatives do not qualify for hedge accounting under u.s . gaap . for additional information , see credit derivatives on page 127 , and note 6 . ( d ) excludes assets acquired in loan satisfactions. .

Question: what was the percentage change in loans retained from 2013 to 2014?
Program: subtract(324502, 308263), divide(#0, 308263)
Answer: 0.05268