average american retirement account
Unmet Savings Goals. It isnât just retirement accounts that Americans lack. Looking at overall net worth tells a similar story. According to the Census Bureau, the (median) average net worth excluding home equity for an American 35-44 years old is $14,226. In the 55-64 age range, average net worth is $45,447. The picture of Americansâ net worth looks better if you include home equity, but not every American will be able to tap into that equity to pay for retirement.