what is my full ss retirement age
Early retirement benefits can be requested as early as age 62. You will receive a permanent lower monthly benefit if you make the choice to retire early. Today, the full retirement age for Social Security benefits is 66 years if you were born between the years of 1943 to 1954. The retirement age then gradually increases to age 67 for people born in 1960 and thereafter. If your full retirement age for Social Security is 67, the decision to request early retirement benefits at age 62 results in a 70 percent reduction of full Social Security retirement benefits. If your full Social Security retirement age is 65 and you draw early retirement at 62, your benefits are then reduced to about 87 percent of full Social Security benefits. Social Security Full Retirement Age and Delayed Retirement