can you have late payments removed from your credit report
There are three ways to get a late payment removed from your credit report. And itâs a very good idea to do this. Some financial experts believe that a late payment can drop your credit report by as much as 180 points. The first way to do this is to ask for a âgoodwill adjustment.â If you have a good credit history with the lender, it may grant you one of these adjustments.