how long does negative information stay on your credit report
How long does negative information stay on my credit report?Typically, the negative information on your credit report tends to fall off after seven years, or 10 if youâve been through bankruptcy. Positive information remains on your report for an average of 10 years from the day its corresponding account is closed. This information applies to accounts like mortgages and car loans, which have fixed terms on the number of years for repayment.