is it illegal to cancel a direct debit
The payer can cancel the authorization for a direct debit at any time, and the banker can decline to carry out a debit if the transaction would breach the terms of the bank account out of which payment is to be made, for example if it were to cause the account to overdraw.ormally, the person who directly draws the funds (the payee) instructs his or her bank to collect (i.e., debit) an amount directly from another's (the payer's) bank account designated by the payer and pay those funds into a bank account designated by the payee.