how long does it take credit scores to rise
You must have, at one time, had a good credit score to qualify for the lease. Generally, the paying off of bills will take longer to get reported to credit agencies than a late payment...not fair but true. To reap the benefits of this, it will take about 3-6 months for the score to raise. This is because part of the scoring system takes into account that most people will lease or purchase another vehicle on credit within 3 months of paying off the previous loan.