minimum credit score for fha
T he table below describes the relationship between the borrowerâs minimum. credit score and the maximum loan-to-value (LTV) ratio for which he/she is. eligible. If the borrowerâs minimum. decision credit score is ... Then the borrower is ... at or above 580 eligible for maximum financing. between 500 and 579 limited to a maximum LTV of 90% . less than 500 not eligible for FHA -insured financing. Exceptions: These m inimum credit score requirements are applicable to all.