hired physical damage coverage
When you are renting an automobile on behalf. of the organization, there is no need for you to purchase the physical damage coverage for the. automobile from the rental car company. Hired Automobile Physical Damage coverage is provided. subject to the policy deductibles. Non-owned Autos: Autos you do not own, lease, hire, rent or borrow that are used in connection. with your organization. This includes autos ow ned by your employees and members but only while. used in your organization.