what age can i take ira distributions
Withdrawals of earnings from a Roth IRA before age 59Â½ may not be subject to the 10% federal penalty tax (or any other taxes) if the IRA has been held for at least 5 years and one of the following applies:1  The IRA owner is totally and permanently disabled.ithdrawals at age 70Â½ & older. If you own a Roth IRA, there's no mandatory withdrawal at any age. But if you own a traditional IRA, you must take your first required minimum distribution (RMD) by. of the year following the year you reach age 70Â½. For each subsequent year, you must take your RMD by. .