what is the average credit score for an american
You're not alone. Many Americans do not even know their own score, much less how it compares to other borrowers. But your credit score falls into one of the following broad categories. A score of 750-840 is generally considered Excellent credit. A score of 660-749 is considered Good credit. 620-659 is average credit. Anything below that is considered Poor credit, and probably indicates that you have a history of late payments or other black marks on your credit report, such as an outstanding loan or default.