how to raise your credit score
There are things you can do right now to begin improve your credit score. 1 Get a copy of your credit reports. You can't start to your credit score your credit until you know exactly what you need to work on. Your credit report includes a list of the accounts that are hurting your credit score.
2 Dispute a credit report error. If your credit report contains errors, you have the right to have them removed by writing to the credit bureau or the creditor who listed the account on your credit report. Errors can hurt your credit score more than you think.