how long do credit cards stay open
Accounts closed in good standing donât disappear â in fact, they generally stay on your credit report for 10 years after the date of your last activity. So if an account is closed after being open for, say, a year, it wonât immediately affect your average age of accounts, which makes up 15% of your FICO credit score. But five years later, when youâve had other accounts open for longer, that one-year card could drag your average age of accounts down and ding your credit.