what's the difference between a copay and deductible
In contrast, the deductible is the amount of money that a patient must pay before major services are covered, usually things like hospitalizations or surgery. Copays are part of a patient's payment toward one particular bill and something he usually needs to bring with him at the time of service. Rates vary, depending upon the type of service a person is getting and the type of insurance he has. This is the patient's payment share of that particular visit.