how long can medical bills stay on your credit report
1 Your payment history is one factor that plays into your credit score. 2  Not paying your bills on time could deter lenders from lending you money in the future. 3  Unpaid medical bills could stay on your credit report up to seven years.n this video, youâll learn how long unpaid medical bills can stay on your credit report. This video shares information like: 1  Your payment history is one factor that plays into your credit score.