does no mot invalidate insurance
It is a common misconception that driving around without a valid MOT will automatically invalidate car insurance. The majority of car insurance providers make no mention of an MOT and stipulate in the terms and conditions of the contract that the vehicle must be in a roadworthy condition.An MOT is no guarantee that your vehicle is in a roadworthy condition other than the moment you leave the MOT station with your new certificate.or large claims, where the vehicle might be a write-off, things may become more complicated if no valid MOT has been issued for the vehicle. Certainly not having a valid MOT does give an insurance company grounds not to honour a claim.