is private roth and 401k allowable
Since January 1, 2006, U.S. employers have been allowed to amend their 401(k) plan document to allow employees to elect Roth IRA type tax treatment for a portion or all of their retirement plan contributions. The same change in law allowed Roth IRA type contributions to 403(b) retirement plans. Employees can roll their Roth 401(k) contributions over to a Roth IRA account upon termination of employment. 2  It is the employer's decision whether to provide access to the Roth 401(k) in addition to the traditional 401(k).