can i buy a home with my ira
The bottom line is yes, you can use funds in a Roth IRA to purchase a home. However, there are two different ways of going about it. Which method applies to you depends on your home buying situation.oth IRA rules state that a first time home buyer can withdraw funds from a Roth IRA under the following conditions: 1  the account has been open for five years. 2  you withdraw $10,000 or less to purchase a home.