can i use hsa money to pay for long term care insurance?
I read your column about paying long-term-care premiums with HSA money. But I wonder how it works for a married couple when one spouse has an HSA and the other does not. Can the HSA money be used tax-free to pay both spousesâ premiums? Take Our Quiz: 10 Things You Should Know About Long-Term Care. Yes. If you have an individual health insurance policy, rather than a family plan, and a health savings account, you can still use money tax-free from the HSA for both spousesâ eligible long-term-care premiums and other medical expenses.