can someone put car insurance on a car that someone else is paying for?
Car Owner and Policyholder Can Be Different People. Typically, the person who owns a car is the person who insures it. However, most states permit auto insurance policies to be paid by someone other than the registered owner. The same cannot be said of all insurance carriers. Some will not insure a vehicle if the policyholder and car owner are not the same. Even if someone other than the vehicle owner insures the car, it is possible the insurance company may later deny payment on a claim for this exact reason.