how long do hard inquiries stay on your credit report
Although the hard inquiries remain on your credit report for two years, they have the most impact during the first six months. After a year has passed an inquiry will no longer be counted your FICO score, but it will still be visible to those who view your reports.ith âsoftâ inquiries, there is absolutely no negative impact to your credit score, so they should not be a concern. On the other hand, âhardâ inquiries (also known as âhard pullsâ) will usually ding your credit score to some extent.