what is the ratio on usda loan
PRODUCT GUIDELINES Revised 10/1/2014. USDA PROGRAM. Min FICO Max Ratios. 620 Per GUS**. *LTV/CLTV is calculated on the appraised value. The appraised value can only be exceeded by the guarantee fee. **Max ratios for manually underwritten loans is 29%/41%. Ratios >29/41% require a debt ratio waiver approved by RD. Refer to Ratio topic for additional information.