how long does good credit info stay on report
- Good credit stays for 10 years and then it is aged off but can stay longer. - Bankruptcies that, from the date of adjudication, (means decision) antedate (means predate) the report by more than 10 years. - Collection accounts and charge offs remain for 7 years from first serious delinquency or charge off date. - Paying an old debt does NOT reset the clock on reporting for another 7 years.