is aes a federal student loan
6 Best Banks to Refinance and Consolidate Student Loans in 2016. American Education Services (AES): Information and Resources for Borrowers. If youâre going to take out loans to pay for college, you should familiarize yourself with American Education Services (or AES for short). As one of the largest providers of student loans in the country, AES services both federal and private loans to millions of students each year. About American Education Services.