what is the score for a fair rating on a credit score
There is no technically defined range for a fair credit score, but most agree that any range between 640 and 680 could be considered fair. Anything worse than 640 and many lenders will either be very cautious or will not offer loans to you at all.ignificance. People who have fair credit ratings either have one or two delinquent accounts, have a demonstrated pattern of failing to pay back revolving credit balances in full or may have a very poor debt to income ratio. In many cases, a downgraded credit rating can merely indicate an error on the credit history.