when can i have bankruptcy removed from my credit report
Occasionally I have a bankruptcy client ask me how to get a bankruptcy off of their credit report, before the time period runs. Chapter 7 bankruptcy is reported by the credit bureaus for 10 years from when the case is filed, and chapter 13 bankruptcy is reported for 7 years from when filed, for most purposes. Answer: there is no legal way to have the bankruptcy removed, before the time period runs. There are illegal ways, such as file segregation.. But they are illegal, they are fraudulent, and you can get in much worse trouble than having a bankruptcy on your credit report.