do retirement accounts count for mortgage
Reserves (while not required on all mortgage types) are a key piece of many Arizona mortgage approval s. Borrowers are allowed to count retirement assets as reserves however there are a few very important restrictions that govern how much of the account balance can be used (see below for more).etermining if Retirement Funds are Accessible. Determining whether or not retirement funds are accessible is a key step in determining whether or not a Phoenix mortgage company will count retirement account funds as reserves.