can surviving spouse withdraw cash from a joint account
Because the funds in a joint account pass to the surviving account holder, they do not form part of the estate of the deceased person. It may come as a surprise to the deceased personâs family that any money in the jointly held bank account immediately falls to the surviving account holder.f the account requires the signature of just one party, the surviving party will be able to access the account as normal. In either case, once the death certificate is provided to the bank the account will become a single account in the name of the surviving party alone. Claims on the estate of the deceased party.