how long does a bad mark stay on my credit report
How long a bankruptcy stays on your credit report depends on the type of bankruptcy you filed. Chapter 13 bankruptcies may be removed from your credit report after 7 years, whereas Chapter 7 and Chapter 11 bankruptcies can remain on your report for 10 years.ad Mark #6: Late Payments. If youâve missed payments here and there, then you could actually be fine. Late payments arenât generally reported to the credit reporting agencies unless they are 30 days past due. If that is the case, they will remain on your credit report for 7 years.