how long does an initial fraud alert last
The feature enables Equifax to place your free initial ninety-day fraud alert on your credit file. Then every ninety days the fraud alert will automatically be renewed for you. This tool can come in handy if you know you wonât have a lot of activity on your credit file and donât want to worry about identity theft. Letâs say you know you wonât be applying for a loan or any credit cards in the next year or so.