how to make my 580 credit score go up quickly
The fastest way to raise your credit score is by reducing your balance to credit ratio. For example, if you have a $5000 limit credit card, but owe $4900, that will kill your score. Reducing that balance down to 0 or even $1000, would likely cause a jump of 40+ points or more in your score.NOTE: When you are talking to the credit card company rep make sure you ask if they can do an increase without doing a âhard pullâ on your credit report. A âhard pullâ shows up on your report as an inquiry for credit, and can result in a quick 10+ point drop in your score.