do you have to work for a year prior to using short term disability
Enrolling For Short-Term Disability Coverage. Your premiums will be based on your coverage level and Benefit Salary. Since you pay for this coverage with after-tax premiums, you wonât pay taxes on the benefits you receive. Short-Term disability does not pay while you are using accrued sick leave but will pay while on annual/compensatory leave or while on leave without pay. Long-Term Disability (LTD) With the Standard.