are roth iras taxable to estate
The other myth I have heard is that when you have a trust named as beneficiary of the IRA, or Roth IRA, that this will not be included as part of your taxable estate. As the title indicates, your IRA or Roth IRA will be included as part of your taxable estate at your death. Now that does not mean that it will be taxable. The estate tax exemption for 2011 and 2012 is $5,000,000 per person and is portable to the surviving spouse.