what credit score do i need for a.
Minimum Credit Score Needed for a Credit Card. If youâre credit score is below 620, or even 640, thereâs a good chance you WILL NOT be approved for most credit cards, though you may be able to get your hands on a credit card for âpoorâ or âfairâ credit. Unfortunately, a lot of the most desirable credit cards are not in those two categories.