roth 401k rules for withdrawal
By Investopedia AAA |. A: To make a qualified withdrawal from a Roth 401(k) account, the account holder must have been contributing to the account for at least the previous five years and be either 59 1/2 years old, deceased, or completely and permanently disabled.any people either decide to retire before they reach 59 1/2 or simply end up needing retirement funds for other purposes earlier in life. If a withdrawal is made from a Roth 401(k) account that does not meet the above criteria, it is considered unqualified and incurs income taxes.