is usda fee part of prepaid finance charge?
USDA Rural Development Annual Guarantee Fee. Should a USDA Rural Development Annual Guarantee Fee be included in the prepaid finance charge calculation when it is included in escrow, similar to property taxes and insurance? This is not to be confused with the upfront guarantee fee, which must be included in prepaid finance charges. As I understand the USDA program details that have been discussed several times here on BOL, the charges are virtually identical to the fees charged on FHA loans.