how to calculate second tier va entitlement
The Veteran has used $48,000 of entitlement on a prior VA loan, which may not be restored, and is purchasing a home for $320,000 where the county loan limit is $625,000. We need to calculate the total available entitlement in order to figure out the maximum VA 2nd Tier entitlement.To do this you take the VA county loan limit and multiply by 25% so it looks like this -$625,000 X 25% = $156,250 which is the maximum VA entitlement available.xample 5. Veteran has used $27,500 of entitlement on a prior loan, which may not be restored, and is purchasing a home for $320,000 where the county loan limit is $417,000. $417,000 X 25% = $104,250 Maximum Guaranty. $104,250 â $27,500 = $76,750 VA 2nd Tier Entitlement available.