when do banks request a 4506t
The IRS provides Form 4506-T for applicants to request copies of their tax return for the bank to review. If an applicant filed a joint return during any of the requested years, both people on the return will need to sign Form 4506-T to provide proper consent.o Tax Return Filed. If an applicant didnât file a tax return for any of the years the bank wants to see, filing Form 4506-T also provides the option to request verification of nonfiling.