why should i have good credit
that s because your payment history on your debts and bills is one of the biggest factors in your credit report and credit score a credit report is a compilation of how you pay your credit card bill loans rent and selected other debts and billsa credit score is a number that is based on your credit report and reflects your financial responsibilityay your bills on time to maintain a good credit record and qualify for low rates don t wait until the last minute to pay your monthly bills