can you transfer stocks to a roth ira as a contribution
You can open a traditional or Roth IRA, depending on your needs. A traditional IRA is a tax-deferred account, while a Roth IRA requires you to pay taxes on the money when it's deposited into the account. Step 2. Request an in-kind transfer to move stock held from your current retirement account to the new IRA.n Individual Retirement Account (IRA) offers different investment options for contributions, including investing in stocks. Because IRAs only accept cash contributions, you cannot transfer stocks outside of a retirement account to an IRA.