how long without insurance before penalty
Keep in mind that if you are uninsured, you only owe a penalty for the months you are without coverage after a three-month period, and the fee is pro-rated. for people who had insurance at some point during the year, If you do owe a penalty, it will be withheld from your 2014 tax refund.
Since the Affordable Care Act (ACA) requires you to have health insurance, you might be wondering if the government is going to track you down and penalize you. Under the ACA, you can go up to three months in a row and not have to pay a penalty on your federal income taxes for being uninsured.