average expense of long term care
Long-term care can be expensive. The cost is based on the amount and type of care you need, where you receive it, and what type of medical professional provides it. You can expect to pay at least $3,000 a month for a care in an assisted living center and more than $6,000 a month for care in a nursing home. A long-term care insurance policy typically pays from $50 to $250 per day for nursing home care. To find out how much coverage you might need, call local nursing homes, home health care agencies, and adult day care centers in your area and ask about their cost for daily care.