what is a zero balance letter
The Zero Balance letter is a letter that you receive from the CC company saying that as of x date. your account balance is zero. You then fax or send this to the CB agency and wait for your score(s).08-26-2009 06:05 PM. The Zero Balance letter is a letter that you recieve from the CC company saying that as of x date. your account balance is zero. You then fax or send this to the CB agency and wait for your score(s).