how does lifelock help id id theft already occured
But there is usually no charge if youâre already a victim of ID theft. Credit bureaus consider credit-and debit-card theft as identity theft, so it should be easier for you to get free freezes.f your credit cards are lost or stolen, you donât need LifeLock to notify your financial institutions to cancel and replace them. If your Social Security number is out there, we suggest that you put a security freeze on your credit reports at the big three credit bureausâEquifax, Experian, and TransUnion.