what is health maintenance organization
Health Maintenance Organizations (HMO). Health Maintenance Organization (HMO) is a type of Managed Care Organization system. It provides a wide range of health insurance services through a network of hospitals, physicians, and other health care providers having a contract with the HMO, for a fixed, prepaid fee.MO plan members receive health care services from physicians and hospitals involved with the HMO network. Members of this plan choose a primary care physician (PCP) who makes health care decisions and refers patients to in-network specialists who are employees of the HMO or contracted health care providers.