what does pcp mean
Â· just now. Report Abuse. PCP means Primary Care Physician and SPC means Specialist. If you have an HMO plan you may be required to pick a Primary Care Physician (or some Point of Service POS plans may require this as well.).y thought is that you are looking at the PCP and SPC and ER on your health insurance ID card and next to it will be the co-payment (co-pay) amounts that you will pay if you have to see a Primary Care Physician (PCP) or a Specialist (SPC).