how long does it take for derogatory marks to get off credit report
A derogatory mark is essentially a long-lasting negative record on your credit report. These marks will likely hurt your ability to qualify for credit or obtain desirable rates, and can typically take seven to ten years to clear from your credit history.an i get this deroogatory mark repaired by paying of the bill(~$200) I owe sprint? Or do i need to negotiate it with the collection agency? My current score is 690(after the derogatory mark). I am planning to apply for some credit but am afraid this derogatory makr on my report will harm my chances of credit approval.