when do old claims fall off credit report
The collection account will fall off of your credit report 7 years from the date of the LAST DELINQUINCY reported by the orignal creditor + 180 days. In this particular case, this would make the collection fall off of your credit report in January of 2017. A lot of people believe that the collection will stay on your account for a full 7 years (in this case 2023), but that is completely false.