average cost of homeowners insurance in florida
The average homeowners insurance premium rose by 6.0 percent in 2013, following a 5.6 percent increase in 2012, according to a February 2016 study by the National Association of Insurance Commissioners. The average renters insurance premium rose 0.5 percent in 2013 and was unchanged in 2012. Florida had the highest average homeowners insurance premium in 2013 ($2,115) and Idaho had the lowest ($561). The countrywide average homeowners insurance premium was $1,096 in 2013. (See tables in EXPENDITURES FOR HOMEOWNERS AND RENTERS INSURANCE section below).