how long does derogatory credit stay on credit report
Accounts included on your credit report will show as BK accounts. How long a bankruptcy reports on your credit report: 10 years from the date field for Chapter 7 bankruptcy, Chapter 11 bankruptcy or Chapter 12 bankruptcy. 7 years for Chapter 13 bankruptcy and 7 years for BK accounts. A tax lien is a public record relating to your state or federal taxes. Tax liens can stay on your credit report longer than any other type of derogatory item. How long a tax lien reports on your credit report: 7 years from the date paid. There is no maximum time for unpaid tax liens.