can i go to a school that i included in my bankruptcy?
Print PDF. Student loans are difficult, but not impossible, to discharge in bankruptcy. To do so, you must show that payment of the debt âwill impose an undue hardship on you and your dependents.â. Courts use different tests to evaluate whether a particular borrower has shown an undue hardship.ou will make these court-determined payments while you are in the Chapter 13 plan, usually for three to five years. You will still owe the remainder of your student loans when you come out of bankruptcy, but you can try at this point to discharge the remainder based on undue hardship.