how long to show changes on credit report
A: Normal information, such as a paid or unpaid notation, usually hits a credit report within 30 days of the close of the billing cycle for that account. According to Experian, creditors usually report credit information to the bureau once a month. If a payment is recorded close to the time the creditor reports, then that payment shows up quickly. If a payment is recorded directly after the creditor reports, that payment shows up nearly a month later.