what is the minimum age to own a credit card
1.5 Minimum age and wage for credit cards. In the UK, you need to be 18 or over to sign any credit agreement. If you are under the age of 18 and you sign a contract, it will not be binding. To apply for a credit card, you will need to sign a credit agreement and therefore must be at least 18 years of age. All credit card companies set out their own acceptance conditions that must be met by any applicant before they are awarded a credit facility and a credit card to access that facility.