Negotiable Certificate of Deposit what is
5. Cancel. A negotiable certificate of deposit is a receipt from the bank that bears an interest rate that the bank will pay after a certain period of time. Consider a negotiable certificates of deposit with tips from a registered financial consultant in this free money management video.. Cancel. A negotiable certificate of deposit is a receipt from the bank that bears an interest rate that the bank will pay after a certain period of time. Consider a negotiable certificates of deposit with tips from a registered financial consultant in this free money management video.