can i contribute to a roth ira if I am retired
At that point, you can't contribute anything; instead, you're required to make mandatory annual minimum withdrawals. If you have a Roth IRA, however---in which you pay income tax on contributions but not on withdrawals---you can continue making contributions as long as you live.t that point, you can't contribute anything; instead, you're required to make mandatory annual minimum withdrawals. If you have a Roth IRA, however---in which you pay income tax on contributions but not on withdrawals---you can continue making contributions as long as you live.