what is a ghost account
PâCards are not limited to plastic cards; they can also take the form of non-plastic account numbers. The term card is typically used within the industry when describing any type of Commercial Card product, regardless of whether or not a plastic card is issued. One variation of a PâCard is a: 1  Ghost Card/Ghost Account â a card account that an end-user organization issues to a specific supplier or supplier type and the supplier processes all of the organization's purchases to the account; functions like a P-Card.