does removed collections affect credit
As for the debt itself, it can stay on your credit report for seven years and 180 days after the original debt was reported late. Hi, I just received a collections letter in the amount of $82 from an unpaid final cable bill.I donât have any credit cards or a mortgage and plan on paying the amount in full tomorrow.t could, but thereâs no guarantee. Because the length of time since the debt was assigned to a collection agency weighs so heavily on a credit score, the removal of the most recent collections can often be expected to raise a score.