what is health insurance hdhp
High-Deductible Health Plan - HDHP. What is a 'High-Deductible Health Plan - HDHP'. A health insurance plan with a high minimum deductible that the insurance holder must pay for medical expenses before insurance coverage kicks in. The minimum deductible for a plan to fall into the category of an HDHP varies each year. In 2015, it was $1,300 for individuals and $2,600 for families.