different taxable indexed annuity
The assumptions for the indexed annuity include: 1  In a given policy year, if the S&P 500 loses value, the policy will be credited 0%. 2  If the S&P 500 returns more than 2.75%, the policy will be credited 2.75%. 3  If the S&P 500 returns from 0% to 2.75% the policy will be credited the S&P 500 return.