do my subcontractor need to have work comp
Subcontractors are business entities independent of your company or organization; they are not your employees. Because of this, you do not need to carry workers' compensation insurance for subcontractors.his means all subcontractors must maintain valid workers' compensation insurance. In these cases, it will be your responsibility to ensure that each subcontractor carries workers' compensation insurance, even though you don't have to provide it yourself.