when do you not have a penalty for not having health insurance
Will you have to pay more than 8% of your income for health insurance? Individuals and families who cannot find a health plan with a monthly premium that is less than 8.13% of their total household earnings are exempt. That means they do not have to buy insurance or pay a penalty. Continued If your employer doesn't offer insurance: You can go to your state's health insurance Marketplace to shop for coverage and to see if you qualify for financial help.