who help with improving credit score
Request a credit line increase. Increasing your credit line will improve your credit utilization ratio, which is the percentage of your credit limit youâve used, and help your credit score. Many credit card issuers give you the option to request a credit line increase without a credit inquiry. Take it. If they want additional information and plan to pull your credit, cancel the application, because a hard credit check will hurt your score. 3. Pay off debt.