how long until negative marks get removed from your credit report?
The act states that most negative items must be removed from your credit report seven years from the first date of delinquency. Some exceptions to the seven-year rule include: 1  Share this story. 2  LinkedIn. 3  Delicious. 4  Reddit. 5  Stumbleupon. 6  Email story. 7  Chapter 7 bankruptcy filings (10 years).