what is a good rate of return on retirement
The CAGR would be 0 percent. As you can see, inflation-adjusted average returns for the S&P 500 have been between 5 and 8 percent over a few selected 30-year periods. The bottom line is that using a rate of return of 6 or 7 percent is a good bet for your retirement planning. Iâll use 6 percent because I â like many of you I polled on our Facebook page last week â would rather be conservative and save more than be overly optimistic and wind up short in 30 years.