can you rollover a 529 into an ira
Process. The process for moving funds from a 529 plan to an IRA involves liquidating the 529 plan. Funds cannot be directly rolled into an IRA without paying taxes. Instead you must contact your 529 plan administrator. Request a distribution form.his means that moving money from a 529 plan to an IRA is an inefficient move, tax-wise. You may lose a substantial amount of money in taxes during the move, giving you less money to invest in your IRA.