will an iva affect me getting a mortgage
Unlike bankruptcy, you can get mortgage or remortgage your home, whether you are in an IVA or have previously been in one. If you want a mortgage with a current IVA perhaps as part of the 4th year settlement -, then please get in touch as they need careful handling to ensure they complete swiftly and successfully.f you are in an IVA (Individual Voluntary Arrangement), then providing it has been running at least 6 months and has no missed payments there are lenders that will offer an IVA mortgage. Although an IVA puts a strain on your credit and thus your borrowing ability, it does not prevent you from getting a mortgage.