what is a certificates of insurance holder?
Certificate Holder: The main contractor is provided with a certificate of insurance that shows that the sub-contractor or vendor, the Name Insured does in fact maintain insurance and names the main contractor as the Certificate Holder.. It is just a proof of insurance. Additional Insured: The main contractor is named as an additional insured on the certificate of insurance and is actually given coverage, and has rights under the sub-contractors or vendor's, the Named Insured policy in the event of a future claim.