how long to wait after chapter 7 to buy a house conventional
The discharge might take place months after the filing. To get a conventional mortgage loan after a Chapter 13 bankruptcy filing, you will probably have to wait at least two years after discharge -- or four years after dismissal.Here's the difference between these terms. Under a Chapter 13 filing, discharge means you are making an effort to pay back your debts.f you want to qualify for a conventional mortgage loan after a Chapter 7 bankruptcy filing, you will probably have to wait at least four years. That is, if the loan conforms to the guidelines set by Freddie Mac and Fannie Mae.