what is the doctrine of proximate cause
Proximate Cause Principle of Insurance. Principles of Proximate cause is concerned with how the actual loss or damage happened to insured party and whether it is a result of an insured peril. It looks for what is the reason behind the loss, is that is an insured peril or not. The doctrine of proximate cause is one of the six principles of insurance. The principle of proximate cause virtually revolves around the claims administration and, more precisely, diagnosing the playability or otherwise of a claim on the question of perils covered by a policy.