do we need secondary health insurance
In some cases, after the coverage of the primary plan has been exhausted, the primary insurer will coordinate with the secondary insurer to see if they are capable of covering the remaining costs. Basically, the primary insurance is typically used to cover the immediate health needs. An advantage of purchasing a secondary insurance plan is that it should be able to take care of costs that the primary plan cannot cover. When purchasing a secondary insurance plan, you should be sure that the plan includes what is not covered by your primary insurance plan.