do I have to have pci dss
The PCI DSS applies to any merchant or service provider that handles, processes, stores or transmits credit card data. Merchants. For merchants, the PCI Security Standards Council has provided on-your-honor compliance validation tools in the form of Self Assessment Questionnaires (SAQ's).he PCI DSS applies to any merchant or service provider that handles, processes, stores or transmits credit card data. Merchants. For merchants, the PCI Security Standards Council has provided on-your-honor compliance validation tools in the form of Self Assessment Questionnaires (SAQ's).