what number is good for credit report
What's a Good Credit Score? While different lenders have their own standards for rating credit scores, 700 and higher (on a scale of 300 to 850) is generally considered good. Lenders typically use your 3-digit credit score to help them decide if they'll approve you for a loan or credit card. In general, the higher your score, the better your chances of getting approved. Having a good credit score can also help you save on interest rates. Of course, a specific score doesnât guarantee that you'll be approved for credit or get the lowest interest rates, but knowing where you stand may help you determine which offers to apply for - or which areas to work on before you apply.