what is a subsidized loan for college
A Guide to Choosing Your Federal Stafford Loan. Stafford loans are low-interest loans that are offered by the government to help you pay for college. There are two types of federal Stafford Loans: Subsidized Stafford Loans and Unsubsidized Stafford Loans. Both types of loans offer fixed interest rates and allow up to 10 years to be paid back, but the Subsidized Stafford Loan has the best perks because it is offered to anyone who exhibits financial need.