what is the difference between a designated insured and an additional insured
Insured vs. Named Insured. There is a difference between being an insured and being a named insured.. Unless specifically designated as such, an additional insured does not have named insured status. A primary distinction between the two is the application of endorsements that apply solely to the named insured. While an additional insured (general contractor) enjoys the benefit of insurance protection from another policy (subcontractor), he may lose control of the defense of the claim.