where do you go to apply for a mortgage
Applying for the Mortgage: Information Banks Want to Know. Completing a mortgage application can be an intimidating task, especially if the borrower is uncertain of what information will be needed. Here are some key factors that lenders consider during the application process: 1  Credit Report. The amount of a borrower's credit accounts can make a difference when applying for a mortgage. 2  Avoid closing current accounts or applying for new ones, as this can make the lender suspicious. 3  Down Payments. 4  The more money a borrower can afford to pay up front, the more likely they are to be approved.