DOES AUTO INS RUN YOUR CREDIT
In reviewing the websites of several major auto insurance companies, they report that their inquiry is a soft pull that does not affect your credit score. Although the inquiry is not involuntary (it results when you seek an auto insurance quote), itâs not because you are seeking credit.
But getting an auto insurance quote generally does not affect your score because insurance companies do whatâs called a âsoft pullâ on your credit. There are two types of credit inquires, called a âsoft pullâ and a âhard pull:â.