average cost of long-term care insurance
High Cost: $3,446. * Average Cost (with preferred health discount): $1,720-per-year. Age 55, standard health rate. Initial policy benefit for EACH is $164,000 based on a Daily benefit of $150 and 3 year benefit period. Coverage value will increase annually because a 3 percent compound inflation growth option was included. Long Term Care Insurance Rates for Couple Both Age 60.