what is ach payment
1 Direct Payment via ACH is the use of funds to make a payment. Individuals or organizations can make a Direct Payment via ACH as either an ACH credit or ACH debit.  A Direct Payment processed as an ACH credit pushes funds into an account.
1 The ACH Network processes two types of transactions: Direct Deposits via ACH and Direct Payments via ACH.  Direct Deposit via ACH is the deposit of funds for payroll, employee expense reimbursement, government benefits, tax and other refunds, and annuities and interest payments.