cost of childbirth with insurance
1 The typical cost for a C-section without complications or a vaginal delivery with complications ranges from about $14,000 to $25,000 or more. 2  For patients with insurance, out-of-pocket costs usually range from under $500 to $3,000 or more, depending on the plan. According to a study by the March of Dimes Foundation, the average out-of-pocket cost for a vaginal delivery for privately insured patients was $463 and for a C-section, $523. 2  Usually, the baby receives a separate bill, which typically ranges from $1,500 to $4,000 for a healthy baby delivered at term.