how long does it take for a refunded credit to show up in my transactions
Reasons for Delay. Every organization or business involved in the process has its own policy about when it will issue refunds. The merchant policy might issue a refund within 24 hours, or it could wait weeks. Nike, for example, gives itself 30 days to issue refunds. So, if you were waiting for a Nike refund, you'd wait 30 days plus the time it takes for the bank to apply it to your account. In some cases, according to Mint.com, merchants take their time or fail to issue prompt refunds to force you to file a dispute with your credit card company.