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Tim is also a graduate of the Career Agent School in Milwaukee, WI. In 1985, he became an agent and broker dealer for Northwestern Mutual Life Insurance Company specializing in life insurance, disability income, and investment needs. During his tenure with NML, Tim sold over $100,000,000 of combine insurance coverage. Tim started Concept H.R. with a vision of offering a more effective and efficient way for small business owners to manage their H.R. related functions.