income limits on roth contributions
If you file as married filing joint or as a qualifying widow(er) your income must be less than $183,000 to contribute up to the limit. If your income falls between $183,000 and $193,000 you cannot contribute up to the limit.Your contribution is reduced.f you do not have income you will not be allowed to contribute to a Roth IRA. If your income is less than $10,000 you cannot contribute up to the limit. Your contribution is reduced. Use the IRS worksheet to calculate your new reduced Roth IRA contribution limit.