how much should you contribute to roth ira
Quick Summary. 1  You may only contribute to a Roth IRA if you make less than a certain amount of money: $132,000 for single filers and $194,000 for married couples. 2  The maximum annual direct contribution to a Roth IRA is $5,500 unless you are age 50 or over in which case it is $6,500. You may make a contribution anytime from January 1 to the tax filing deadline (April 17 in 2017).