maximum earnings to contribute to roth ira
At $114,000 or less, a full contribution is allowed, while the contribution limit begins to phase out between $114,000 and $129,000. Married, separate filers have a phased-out contribution up to $10,000 of income; over this amount, the IRS does not allow Roth contributions.f you are married and filing a joint return, you can contribute the annual maximum as long as your modified adjusted gross income (MAGI) amount, for both spouses, is $181,000 or less as of tax year 2014. Above this figure, your contribution limit begins to phase out until you reach a MAGI of $191,000.