homeowners insurance while repairing
As a homeowner, you can typically purchase three different types of home insurance policies. They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils.  Homeowners 2 (HO2): This policy protects your property against 18 perils (including 11 perils from Homeowners 1).
1 Homeowners 2 (HO2): This policy protects your property against 18 perils (including 11 perils from Homeowners 1).  Homeowners 3 (HO3): With this policy, your property is protected against most known perils, including some that are not covered by Homeowners 2.