how long do i have to wait to overdraft my account after it being negative and adding money to it?
Time Varies. As a matter of policy, banks vary the time they take to close negative accounts based on the size of the overdraft and the banking history with the consumer. Many typically wait 30 to 60 days before doing so, while others may wait four months. The extended period occurs because bank officers would much rather you bring the account current than close your account. The latter requires the bank to charge off the debt and record it as a loss on its books.