what's the difference between a townhouse and a condo?
Townhouse and condominium insurance policies cover different aspects of the buildings. The differences between townhouse and condo insurance deal with how the properties are owned. A townhouse is legally different from a condo in the way that the owners hold title to the land beneath their units. Typically, townhouse owners own the land beneath their units, while condominium owners own the air space in their units and own the land collectively with the other condo owners in the complex.