how many roth ira accounts can i have
There's no legal limit to the number of traditional or Roth individual retirement accounts you can open. There is usually a practical limit, however. You can only donate so much to your IRAs each year: Opening 100 Roth accounts doesn't let you save more money than if you had just one. Maximum Contributions.At time of writing the maximum you can contribute to a Roth or traditional IRA is $5,500 a year, or $6,500 if you're older than 49.That's not per account; it's the total you can contribute to all your IRA accounts combined.f she only makes $2,000 in self-employment income, you can contribute $5,500 to your account and another $3,500 to her Roth. The Internal Revenue Service discusses income limits and other restrictions on funding spousal IRAs in Publication 590.