which states have broad collision
Updated July 15, 2016. A unique coverage to the state of Michigan is broad collision. Broad collision coverage comes with some great benefits you should know about when setting up your car insurance policy. Weigh the benefits of broad collision to determine if it is the right coverage for you. Collision in Michigan. Michigan's collision coverage can be confusing to those first becoming acquainted with its terminology. Michigan is considered the truest no fault state of all 50 states.