how long do debts remain on credit report
Unfortunately, this, too, will stay on your credit report for seven years. If you pay it off in full. If you eventually settle the debt or pay it off, it will be listed as the most recent status of the collections account. The original debt may be listed as âpaidâ or âsettled.â. Unfortunately, the charge-off status will stay in your credit report for seven years. Get help. If youâre having a problem with debt, a better solution than then waiting for one or more of them to go into charge-off status is to get some help.