etf expense fees intelligent portfolios
US REITs = Schwab U.S. REIT ETF (SCHH) International REITs = Vanguard Global ex-US Real Estate ETF (VNQI) SIP is a direct competitor to Vanguardâs Personal Advisor Services (VPAS) which has a lower average overall expense ratio on their suggested portfolios, but also charges a 0.30% advisory fee. Schwabâs overall average expense ratios on their suggested portfolios are higher, but charges no advisory fee. Schwab then goes as far as to guarantee that the total amount paid to ETF OneSource affiliates and Schwab ETF management fees will not exceed a 0.30% fee.