what bank is jcpenney through
Click here for details. New account discount offer will be sent by mail for approved applications submitted by phone or tablet. To receive the new account discount offer immediately upon approval, please apply at a JCPenney store or online from a desktop computer at jcp.com/credit. Welcome to the JCPenney Online Credit Center operated by Synchrony Bank (SYNCB), the issuer of the JCPenney Credit Card.