is the credit reporting industry going to remove liens and judgements from the credit report
From what I have researched, a judment or deragatory mark (not including bankrupcy) will stay on your credit report for 7 years plus 180 days. The 7 years start from the date the first delinquincy was reported to the agency. The 180 days is the leway they give the reporting agencies to remove it from your report.