can you negotiate a payoff with credit card
Negotiating Process. Call your credit card company and explain your financial situation. If you are unemployed, a credit card company will be more willing to accept a settlement. Answer any questions that the credit card company asks.They may ask questions to help them assess your complete financial picture.hen you are experiencing financial difficulty it's a good idea to seek some type of debt relief such as negotiating a payoff or settlement. If you are not experiencing any financial distress and you can afford to make your payments then you may not want to negotiate a payoff.