how long does an iva stay on your credit file
For example your payments to your mobile phone (if youâre on a contract) and electricity companies will also appear in your credit report. Your IVA will show on your credit file for six years from the day it started.So if your IVA was five years long it will only be listed on your credit file for a further 12 months. The idea behind asking creditors to correct the dates on default notices is to make sure that these too will be gone within 12 months.ost IVA credit file clean up. Itâs a happy day when your individual voluntary arrangement (IVA) finally ends, youâre well and truly free and clear and your money is your own again. You can also take satisfaction from the fact that you have done your best by your creditors.