how to get started on independent insurance agent
How to Start an Independent Insurance Company. Opening an independent insurance agency is a way to build a business with residual income sources. Most policies are funded over time, with monthly, quarterly or annual premium payments generating commissions for both insurance agents and the agency. Owners of an insurance agency must be at least 18 with a clean criminal record. 2  To obtain written consent to engage in business activities, any felony or misdemeanor charges must be explained in a letter to the insurance commissioner.