how long to underwrite mortgage
So, how long does the mortgage underwriting process take in 2016? It actually varies from one loan application to the next, because every borrower is different. Some people âsail throughâ the process with no issues,while other borrowers hit a lot of snags along the way. In general: Mortgage underwriting can take anywhere from a few days to a few weeks. Five to eight business days is probably a good average (from the time the underwriter receives the file, up until a final determination is made). In many cases, the underwriter will issue a conditional approval.