can you get the seller to pay closing costs
When it comes to closing costs for FHA and USDA loans, sellers can contribute up to 6% of the sale price toward closing costs, prepaid expenses, discount points and more. You canât put this money toward a down payment (though USDA loans do not require one).ou can also ask your lender to pay your closing costs. To make that happen, youâll typically have to take a higher interest rate, which costs you more over the life of the loan. That may not be a big deal if youâre planning to stay in the home for just a few years.