who is eligible for a health savings account
Health savings accounts: Is an HSA right for you? Health savings accounts (HSAs) are like personal savings accounts, but the money in them is used to pay for health care expenses. You â not your employer or insurance company â own and control the money in your health savings account. The money you deposit into the account is not taxed. To be eligible to open an HSA, you must have a special type of health insurance called a high-deductible plan.