how long do mortgage lates stay on credit report
Report Abuse. Late payments can stay on your credit report for up to 7 years, however, many lenders only take the last 12 months of mortgage history into consideration when refinancing your home.Source(s): http://www.fpf-direct.com. Jeremy R Â· 9 years ago.eport Abuse. Late payments can stay on your credit report for up to 7 years, however, many lenders only take the last 12 months of mortgage history into consideration when refinancing your home. Source(s): http://www.fpf-direct.com. Jeremy R Â· 9 years ago.