what age can we collect ss
So the first step is to go to the Social Security Administration's Web site and find out when youâre entitled to full benefits. For those born between 1943 and 1954, for example, you can start collecting benefits at age 62, but youâll only get 75 percent of what youâd get if you wait until youâre 66. If you wait until 67, you get 108 percent of your monthly benefit. And at age 70, youâll collect 132 percent â the maximum you can get by delaying benefits. But your total lifetime payout depends on how long you live.