average cost of pet insurance per month
1 Pet insurance for a cat typically costs between $15 and $18 per month, depending on the age. Some plans do not cover conditions considered congenital, such as hip dysplasia. 2  Some pet insurance companies offer a rider that includes about $200 worth of coverage for routine care, such as for annual exams, teeth cleaning and flea and heartworm medication, for about $8 to $10 extra per month.