Question: when was the equal credit opportunity act passed
Answer: ) , enacted 28 October 1974 , that makes it unlawful for any creditor to discriminate against any applicant , with respect to any aspect of a credit transaction , on the basis of race , color , religion , national origin , sex , marital status , or age ( provided the applicant has the capacity to contract ) ; to the fact that all or part of the applicant 's income derives from a public assistance program ; or to the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act .