Consumer complaint received 2025-10-08 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CA

Complaint narrative:
Dear TransUnion This letter is to inform you that I have become a victim of identity theft. I contacted the Federal Trade Commission and filed an FTC complaint ( XXXX  ), which is attached. There are accounts on my report which do not belong to me. These accounts are hindering me from obtaining new credit and thus causing me much hardship. 
I am 100 % willing to work with the credit bureaus and authorities to resolve this matter as soon as possible. I will be following up with your agency to ensure everything is being done to remove these fraudulent accounts from my report. Please be aware all required documentation is within this packet and has been mailed to your agency. 
I demand the following fraudulent accounts and Inquiries be DELETED from my credit report immediately. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  - Under 15 U.S. Code 1681b Permissible purposes of consumer reports I never gave you any written consent to report. - I am writing to formally request the removal of an account that I believe contains misleading and false information, as outlined in the FTC filing. This account violates FDCPA Section 807. Please delete it from my credit report ; otherwise, I will consider pursuing legal action. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Under 15 U.S. Code 1681b Permissible purposes of consumer reports I never gave you any written consent to report. - I am writing to formally request the removal of an account that I believe contains misleading and false information, as outlined in the FTC filing. This account violates FDCPA Section 807. Please delete it from my credit report ; otherwise, I will consider pursuing legal action. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX - Under 15 U.S. Code 1681b Permissible purposes of consumer reports I never gave you any written consent to report. - I am writing to formally request the removal of an account that I believe contains misleading and false information, as outlined in the FTC filing. This account violates FDCPA Section 807. Please delete it from my credit report ; otherwise, I will consider pursuing legal action. 
XXXX XXXX XXXX XXXXXX/XX/XXXX - This inquiry was not authorized - I formally request the immediate removal of these transactions from my report, as they violate my rights as a federally protected consumer under XXXX XXXX XXXX XXXX specifically 15 U.S. Code 1681n and 15 U.S. 
Code 1681a ( 2 ) ( B ). 
XXXX XXXX XXXXXX/XX/XXXX - This inquiry was not authorized - I formally request the immediate removal of these transactions from my report, as they violate my rights as a federally protected consumer under XXXX XXXX XXXX XXXXXXXX, specifically 15 U.S. Code 1681n and 15 U.S. Code 1681a ( 2 ) ( B ). 
XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX - This inquiry was not authorized - I formally request the immediate removal of these transactions from my report, as they violate my rights as a federally protected consumer under XXXX XXXX XXXX XXXX specifically 15 U.S. Code 1681n and 15 U.S. 
Code 1681a ( 2 ) ( B ). 
XXXX XXXX XXXX XXXXXX/XX/XXXX - This inquiry was not authorized - I formally request the immediate removal of these transactions from my report, as they violate my rights as a federally protected consumer under TXXXX XXXX XXXX XXXX specifically 15 U.S. Code 1681n and 15 U.S. 
Code 1681a ( 2 ) ( B ). 
XXXX - XX/XX/XXXX - This inquiry was not authorized - I formally request the immediate removal of these transactions from my report, as they violate my rights as a federally protected consumer under XXXX XXXX XXXX XXXX  specifically 15 U.S. Code 1681n and 15 U.S. Code 1681a ( 2 ) ( B ). 
DEPT OF ED - XX/XX/XXXX - This inquiry was not authorized - I formally request the immediate removal of these transactions from my report, as they violate my rights as a federally protected consumer under XXXX XXXX XXXX XXXX, specifically 15 U.S. Code 1681n and 15 U.S. Code 1681a ( 2 ) ( B ). 
XXXX XXXX XXXX XXXXXX/XX/XXXX - This inquiry was not authorized - I formally request the immediate removal of these transactions from my report, as they violate my rights as a federally protected consumer under XXXX XXXX XXXX XXXX specifically 15 U.S. Code 1681n and 15 U.S.

Code 1681a ( 2 ) ( B ). 
XXXX - XX/XX/XXXX - This inquiry was not authorized - I formally request the immediate removal of these transactions from my report, as they violate my rights as a federally protected consumer under XXXX XXXX XXXX XXXX specifically 15 U.S. Code 1681n and 15 U.S. Code 1681a ( 2 ) ( B ).

Please block and/or remove all information resulting from Identity Theft pursuant to FCRA 605B ( 15 U.S.C. & 1681 c-2 ) which states that these accounts must be removed within 4 Business Days of receipt.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief