Consumer complaint received 2024-01-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
XXXX XXXX XXXX Reported : XXXX XXXX, XXXX - {$0.00} Closed Overview You have XXXX XXXX left to pay on this loan. 

Balance {$0.00} Highest Balance XXXX XXXX Monthly payment {$0.00} Opened XXXX XXXX, XXXX ( XXXX XXXX XXXX XXXX ) Term XXXX  months  Payment History Last payment XXXX XXXX, XXXX Current Payment Status In Collections/Charge-off Worst Payment Status No Info Account Details Account status Derogatory Type XXXX  Loan Responsibility Individual Remarks Charged off as bad debt Purchased by another lender Times XX/XX/XXXX days XXXX XXXX Closed XXXX XXXX, XXXX XXXX XXXX XXXX XXXX Reported : XXXX XXXX, XXXX - {$0.00} Closed Overview You have XXXX XXXX left to pay on this XXXX XXXX loan. 

Balance {$0.00} Highest Balance XXXX XXXX  XXXX  payment {$0.00} Opened XXXX XXXX, XXXX ( XXXX XXXX XXXX XXXX ) Term XXXX  months Payment History Youve made XXXX XXXX  of payments for this account on time. 

Payment history table, broken down by XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Current XXXX  XXXX  XXXX  payment XXXX XXXX, XXXX Current Payment Status XXXX XXXX Payment Status XXXX Days XXXX  Account Details Account status Derogatory Type XXXX XXXX XXXX  mortgage Responsibility Individual Remarks Settled - less than full balance Times XX/XX/XXXX days late XXXX Closed XXXX XXXX, XXXX XXXX  Inquiries When you apply for a new credit account, a XXXX  inquiry will usually get added to your report, which can make a small dent in your score. Here are the inquiries on your XXXX report. 

XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX + Finance/Personal XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Inquiry : XXXX. XXXX, XXXX + Finance/Personal ( XXXX ) XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX + Bank XXXX XXXX XXXX XXXX XXXX XXXX Inquiry : XX/XX/XXXX + Finance/Personal ( XXXX ) XXXX XXXX Inquiry : XX/XX/XXXX + Home/Office Furnishings Collections If you've fallen behind on payments, your account could be sent to a collections agency. This can have a big impact on your credit score. 

XXXX XXXX XXXX Reported : XXXX XXXX, XXXX - {$9100.00} Needs Attention Overview You have 91 % left to pay on this collection. 

Balance {$9100.00} XXXX  Balance {$10000.00} Opened XXXX XXXX, XXXX ( XXXX XXXX XXXX XXXX XXXX  Account status Open Type Derogatory Responsibility Individual Remarks Placed for collection Original Creditor Name XXXX XXXX XXXX XXXX XXXX Closed No Info XXXX XXXX Reported : XXXX XXXX, XXXX - {$0.00} Closed Overview You're currently using XXXX XXXX  of your account 's limit. 

Balance {$0.00} Credit limit XXXX XXXX  Monthly payment No Info Opened XXXX XXXX, XXXX ( XXXX yrs, XXXX mos ) Payment History XXXX  payment XXXX. XXXX, XXXX Current Payment Status XXXX  Amount past due {$0.00} Worst Payment Status XXXX  Account Details Account status Paid and Closed Type Credit Card Responsibility Individual Account. 
Remarks Account closed at XXXX XXXX XXXX XX/XX/XXXX days late XXXX Closed XXXX XXXX, XXXX Hard Inquiries When you apply for a new credit account, a XXXX  inquiry will usually get added to your report, which can make a small dent in your score. Here are the inquiries on your XXXX report. 

XXXX XXXX XXXX : XXXX XXXX, XXXX + XXXX  Financing XXXX XXXX XXXX : XXXX XXXX, XXXX + XXXX  Dealers, New ( XXXX ) XXXX XXXX XXXXXXXX Inquiry : XXXX XXXX, XXXX + XXXX  Financing XXXX XXXX  Inquiry : XXXX XXXX, XXXX + XXXX  Financing ( XXXX ) XXXX XXXX  Inquiry : XX/XX/XXXX + XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief