Consumer complaint received 2025-02-28 00:00:00
Product: Money transfer, virtual currency, or money service — Check cashing service
Issue: Fraud or scam — 
Company: Comerica
State: SC

Complaint narrative:
XXXX XXXX Class Action XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 
Unites States District Court for the XXXX XXXX XXXX Texas XXXX XXXX Division Case No : XXXXXXXX XXXX XXXX CLASS ACTION If You Submitted a Claim Alleging Fraudulent Transactions on Your XXXX XXXX Card That Was Denied, You May Be Eligible for a Payment from a Class Action Settlement.

Payments to Settlement Class Members who submitted a valid claim will be distributed on XX/XX/XXXX. 


A Settlement has been reached in a class action lawsuit pending in the United States District Court for the XXXX XXXXXXXX XXXX XXXX  titled XXXX, XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX ). In the Action, eight people who have or had a XXXX XXXX card issued by Comerica Bank allege that XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( incorrectly named as XXXX XXXX XXXX, XXXX ), Comerica Bank, and Comerica XXXX Inc. improperly handled fraud claims made by XXXX XXXX cardholders in violation of certain provisions of the Electronic Funds Transfer Act ( 15 U.S.C. 1693f ) and Regulation E ( 12 C.F.R. 1005.11 ). Defendants dispute those contentions, deny that they engaged in any wrongdoing, and contend that they complied in all respects with the contractual and other obligations imposed on them. The Court has not decided which side is right. The Court has tentatively approved the proposed Settlement Agreement ( available here ) to which the parties have agreed ( the XXXX ). 

Current and former holders of a XXXX XXXX card who submitted a claim of allegedly fraudulent transaction ( s ) or other error ( XXXX ) between XX/XX/XXXX and XX/XX/XXXX that was denied may be eligible to receive some form of payment. 

Read the Notice carefully. The Notice advises you of the benefits that may be available to you under the proposed Settlement and your rights and options as a Class Member. 

SUMMARY OF YOUR LEGAL RIGHTS AND OPTIONS IN THIS SETTLEMENT SUBMIT A CLAIM If you believe you are a Class Member, you can submit a Claim Form for review. The Claim Form, which is available here, must include the information specified in XXXX XXXX XXXX If the Court approves the Settlement and it becomes final and effective, your Claim will be reviewed and, if approved, you will receive payment. 

EXCLUDE YOURSELF FROM THE SETTLEMENT Receive no benefits from the Settlement. This is the only option that allows you to retain your right to bring another lawsuit against Defendants about claims related to their handling of your fraud claim on your XXXX XXXX  card during the Class Period.

OBJECT Write to the Court if you wish to object to the Settlement.

DO NOTHING You will not receive a payment. 

If you are a Class Member, you will give up your right to participate in further litigation against Defendants about claims related to their handling of your fraud claim on your XXXX XXXX card during the Class Period. You will be bound by the Settlement in all respects.

The Court still has to decide whether to approve the Settlement. If it does, and any appeals are resolved, benefits will be distributed to members of the Class who submit approved claims and who do not exclude themselves from the Settlement.

This website is authorized by the Court, supervised by counsel to the Parties and controlled by XXXX XXXX XXXX XXXX, the Settlement Administrator approved by the Court. This is the only authorized website for this case. 
Call ( XXXX ) XXXX Email XXXX Mail XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX 
XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX NY XXXX XXXX Contact Submit Claim Important Dates Opt-Out Deadline Tuesday, XX/XX/XXXX You must complete and mail your request for opt-out so that it is postmarked no later than XX/XX/XXXX. 
Objection Deadline Tuesday, XX/XX/XXXX You must mail your objection ( XXXX ) and/or notice of intent to appear at the Final Approval Hearing so that it/they are postmarked no later than XX/XX/XXXX. 
Claim Form Deadline Thursday, XX/XX/XXXX You must submit your Claims online no later than XX/XX/XXXX, or mail your completed paper Claims so that it is postmarked no later than XX/XX/XXXX. 
Final Approval Hearing Date Thursday, XX/XX/XXXX The Final Approval Hearing is scheduled for XX/XX/XXXX. Please check this website for updates. 
Important Documents Amended Complaint ( PDF XXXX XXXX XXXX  ) Settlement Agreement ( PDF XXXX XXXX XXXX ) Motion for Preliminary Approval ( PDF : XXXX kB ) Second Amended Preliminary Approval Order ( PDF : XXXXXXXX XXXX  ) Long Form Notice ( PDF : XXXXXXXX XXXX  ) Claim Form ( PDF : XXXX kB ) Email Notice ( PDF : XXXX kB ) Postcard Notice ( PDF : XXXX kB ) Joint Declaration of XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX, XXXX ( PDF : XXXX kB ) Motion for Fees, Expenses, and Service Awards and Approval of XXXX XXXX Beneficiaries ( PDF : XXXX kB ) Motion for Final Approval ( PDF : XXXX MB ) Order Regarding Final Approval Hearing ( PDF : XXXX kB ) Final Judgement ( PDF : XXXX kB ) Having Trouble? 
Having trouble opening .pdf files? You can download XXXX XXXX for free from www.adobe.com. 

Copyright XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Rights Reserved. This site is designed and developed by XXXX, et al., v. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Privacy Policy AI Overview The " code '' related to the XXXX XXXX  debit card is generally considered to be Regulation XXXX under the Electronic Fund Transfer Act, which outlines the rules and protections for electronic transactions, including those made with debit cards like XXXX XXXX  XXXX essentially governing how disputes and unauthorized charges are handled on the card. 
Key points about Regulation E and the DXXXX XXXX  card : Protections for cardholders : This regulation ensures that cardholders have certain protections if their card is lost or stolen, including limitations on their liability for unauthorized transactions. 
Dispute resolution : If a cardholder believes there is an error on their XXXX XXXX account, they can file a dispute under the guidelines of Regulation E. 
Issuing bank responsibility : The bank issuing the XXXX XXXX card ( Comerica ) is required to follow the stipulations of Regulation E when managing transactions and disputes. Fraud transpire upon my account and I reported it to them and they refused to bring forth resolution in this matter. They stated that is no errors has been found upon this dispute and I am detesting this dispute that I would want to rebuttal rebelled bundled upon this and they refused me to actually open a investigation regarding this matter. They just refuse and shut it down

Company response to consumer: Closed with monetary relief