Consumer complaint received 2025-01-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
15 USC 1681 ( a ) ( 4 ) : There is a need to ensure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. 

I demand a deletion of all my personal identifiable information from my consumer credit report to respect my privacy rights apart from : Full Legal ame : XXXX XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX, XXXX XXXXXXXX XXXX. Incorrect XXXX - XXXX XXXX - XXXX following listed information is outdated or do not authorized by me. It is a result of Identity Theft. I want immediate removal of these items. 

2. Incorrect Address - XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX - The following listed information is outdated or do not authorized by me. It is a result of Identity Theft. I want immediate removal of these items. 

XXXX. Incorrect Address - XXXX XXXX XXXX XXXX XXXX XXXXXXXX - The following listed information is outdated or do not authorized by me. It is a result of Identity Theft. I want immediate removal of these items. 

XXXX. EMPLOYER - XXXX - The following personal information is incorrect 5. EMPLOYER - XXXX XXXXXXXX XXXX - The following personal information is incorrect XXXX XXXX XXXX XXXX - This account is a result of Identity Theft. Please remove this account from my report. - I do not recognize this at all - please remove this inaccuracy as I do not believe it even belongs to me XXXX XXXX XXXXXXXX - This account is a result of Identity Theft. Please remove this account from my report. - Please investigate and remove it from my report immediately XXXX XXXX - XXXX - This account is a result of Identity Theft. Please remove this account from my report. - Please investigate and remove it from my report immediately XXXX - XXXX - This account is a result of Identity Theft. Please remove this account from my report. - I do not recognize this at all - please remove this inaccuracy as I do not believe it even belongs to me XXXX - XXXX - This account is a result of Identity Theft. Please remove this account from my report. - Please investigate and remove it from my report immediately XXXX XXXX XXXX - XXXX - This account is a result of Identity Theft. Please remove this account from my report. - Please investigate and remove it from my report immediately XXXX - XXXX - This account is a result of Identity Theft. Please remove this account from my report. - I do not recognize this at all - please remove this inaccuracy as I do not believe it even belongs to me XXXX XXXX - XXXX - I have no late payments made on this account. I am paying this account as agreed. - Please change the account status from LATE to PAYING AS AGREED XXXX XXXXXXXX XXXX XXXX XXXXXXXX - This account is a result of Identity Theft. Please remove this account from my report. - This is not mine - please remove this inaccuracy from my report! 

XXXX XXXX - XXXX - This account is a result of Identity Theft. Please remove this account from my report. - This is not mine - please remove this inaccuracy from my report! 

XXXX XXXX - XXXX - This account is a result of Identity Theft. Please remove this account from my report. - This is not mine - please remove this inaccuracy from my report! 

XXXX XXXX - XXXX - This account is a result of Identity Theft. Please remove this account from my report. - This is not mine - please remove this inaccuracy from my report! 

XXXX XXXX - XXXX - This account is a result of Identity Theft. Please remove this account from my report. - This is not mine - please remove this inaccuracy from my report! 

XXXX - XXXX - This account is a result of Identity Theft. Please remove this account from my report. - This is not mine - please remove this inaccuracy from my report! 

XXXX - XX/XX/XXXX - This inquiry was not authorized - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXXXXXX - XX/XX/XXXX - This inquiry was not authorized - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - It is a result of Identity Theft. Please remove it from my credit report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX - This inquiry was not authorized - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXXXX/XX/XXXX - It is a result of Identity Theft. Please remove it from my credit report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was not authorized - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was not authorized - The following inquiry was not authorized and should not be reporting. 

In accordance with the Fair Credit Reporting Act, the accounts below have violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681 15 U.S.C 1681 Section 602 A. States any consumer has the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without prior consumer written instructions.

15 U.S.C 1681c ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information. Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.

15 U.S.C 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation