Consumer complaint received 2025-07-19 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt is not yours
Company: JPMORGAN CHASE & CO.
State: MI

Complaint narrative:
Complaint against Servicers JP Morgan Chase and XXXX XXXX XXXX for LIES to Federal authorities and to me that actual Servicers and principals XXXX and JP Morgan Chase purportedly " not involved '' is criminal collection racket and illegal non authorized payments for my escrow from unknown to me funds under unknown to me authorities. 

Chase LIED that they did not paid for my home insurance to XXXX XXXX. Chase did it. In XXXX JP Morgan Chase registered a XXXX XXXX XXXX who corporate identity JP Morgan uses to cover up its presence in actual servicing activities after JP Morgan sold fake " securities '' to the Government - which Chase was " servicing ''. This FRAUD resulted in {$25.00} XXXX " settlement '' ; {$13.00} XXXX settlement [ bribe ] between DOJ and Chase and many other bribes paid by JP Morgan to public officials to cover up this CRIME with JP Morgan illegal collections. 

XXXX is 100 % owned by JP Morgan Chase - see attached SEC filing evidencing that this is CHASE who in XXXX was the ONLY reporting person in XXXX SEC 's filing ( see attached ) who fully owns XXXX whom JP Morgan Chase promotes as " a leading provider of XXXX insurance and insurance-related products and services '' uses XXXX 's XXXX to defraud homeowners with force-placed home insurances- for which Chase paid {$300000.00} XXXX " settlement '' in XXXX, As of today Chase - in collaboration with XXXX XXXX XXXX XXXX XXXX XXXX and their Mortgage Servicing Platform MSP - continues to use XXXX 's name to XXXX and perhaps criminally make payments for my home insurance to XXXX XXXX  and refuses XXXX XXXX the source of authority and funds to make these payments For example, in XXXX JP Morgan paid XXXX XXXXXXXX {$1200.00} for my home insurance by its check number XXXX, transaction reference number XXXX - and LIED to CFPB that Chase did not make this payment. 

I demand Chase to provide me a copy of this Check number XXXX and disclose the source of authority based on which Chase paid for my home insurance to XXXX XXXX  {$1200.00} in XXXX On XX/XX/XXXX Chase [ acting as " escrow user '' via its fully owned subsidiary XXXX [ whom Chase misrepresented as " insurance servicer provider ] paid XXXX XXXX  {$43000.00} for XXXX insurance policies- including mine policy number XXXX for the amount {$1100.00}. This check number was XXXX. 

This is my DVR under FDCPA, QWR under RESPA and demand under TILA to Servicer JP Morgan Chase to disclose the owner of the obligation for the property located at XXXX XXXX XXXX, XXXX, MI XXXX. Demand to Servicer JP Morgan Chase immediately cease and desist its criminal servicing activities aka racket under XXXX act and insurance fraud by illegally making payments for my home insurance to XXXX XXXX  from unknown to me funds and under unknown to me authority. During all time in question Servicer JP Morgan Chase criminally makes payments for my home insurance policy, including direct payments from Chase to XXXX XXXX and bulk payments via Chase 's fully owned subsidiary XXXX. JP Morgan systemically violates all applicable laws - UCC, RICO, FDCPA, TILA, RESPA and refused to disclose the source of authority and funds. JP Morgan ignores my repetitive demands to stop its criminal servicing and collection activities [ racket ] and continues to make payments to XXXX XXXX without any authority and over my objections. I once again demand JP Morgan Chase and its fully owned subsidiary XXXX to CEASE and DESIST it servicing activities, stop making payments for my home insurance and provide me name and direct contact information to the owner of the obligation as mandated by TILA to verify JP Morgan 's authority to conduct servicing.

Company response to consumer: Closed with explanation