Consumer complaint received 2025-04-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
The following accounts are showing incorrect and inaccurate information on my credit reports. Pursuant to the Fair Credit Reporting Act ( 15 U.S.C. 1681i ( a ) ). 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ) The following account is showing an incorrect balance ( {$1800.00} ). The correct balance is {$1000.00}. Please update this information immediately, as required by the Fair Credit Reporting Act. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ) The following account is showing an incorrect balance ( {$60.00} ). The correct balance is {$0.00}. Please update this information immediately, as required by the Fair Credit Reporting Act. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) The following account is showing an incorrect balance ( {$64.00} ). The correct balance is {$0.00}. Please update this information immediately, as required by the Fair Credit Reporting Act. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ) The following account is showing an incorrect balance ( {$100.00} ). The correct balance is {$0.00}. Please update this information immediately, as required by the Fair Credit Reporting Act. This account is duplicated on my credit report. Please correct, evidence is attached. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ) The following account is showing an incorrect balance ( {$180.00} ). The correct balance is {$0.00}. Please update this information immediately, as required by the Fair Credit Reporting Act. 

The following inquiries have not been authorized by me, please delete the following information : Financial Institution : XXXX Inquiry Date : Inquiry : Inquired on XX/XX/year> I have not authorized this transaction, please delete from my credit report. 

Financial Institution : XXXX Inquiry Date : Inquiry : Inquired on XX/XX/year> I have not authorized this transaction, please delete from my credit report. 

Financial Institution : XXXX XXXX XXXX Inquiry Date : Inquiry : Inquired on XX/XX/year> I have not authorized this transaction, please delete from my credit report. 

Financial Institution : XXXX XXXX  Inquiry Date : Inquiry : Inquired on XX/XX/year> I have not authorized this transaction, please delete from my credit report. 

I request that you provide documentation verifying that I authorized these entities to make such inquiries into my credit report. If you can not supply evidence of my consent, I am demanding the immediate removal of these inquiries from my credit report in accordance with the FCRA. 

Please delete all inquiries that can not be validated with my signature. I do not recognize many of the inquiries that are being reported on my credit bureau. 
I am disputing the manner in which this account is reporting. Under section 1681j of the FCRA, investigate this account free of charge. Please note that you have 30 days to complete this investigation as per the Fair Credit Reporting Act Sec. 611 ( a ) ( 1 ) ( A ) and I am maintaining a precise record of actions, including the method of verification. I do not consent to any e-oscar, or any other means of automated verification. 

Your immediate attention to this matter is greatly appreciated. Please send me a copy of my updated credit report as soon as your investigation is complete. 

After the investigation is complete, please remove the comments in dispute by consumer. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation