Consumer complaint received 2024-10-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: NJ

Complaint narrative:
I am writing to report that I am a victim of identity theft, and I have enclosed copies of my police report, identity theft report, drivers license, Social Security card, and proof of my current address to verify my identity. I am formally requesting that you immediately block and remove the fraudulent information detailed below from my credit file. 

I recently obtained a copy of my credit file, and it includes information that does not relate to any transactions I have made. This is not a regular dispute, and I have filed a complaint with the Federal Trade Commission to document my identity theft.

Per Sections 605B, 615 ( f ), and 623 ( a ) ( 6 ) of the Fair Credit Reporting Act ( FCRA ), I am requesting that you block and delete the following fraudulent accounts and incorrect personal information from my credit file within 4 days of receiving this letter : Incorrect Personal Information Account Number : Former : XXXX XXXX XXXX Incorrect Personal Information Account Number : Former : XXXX XXXX XXXX Incorrect Personal Information Account Number : Also Known As : XXXX XXXX XXXX Incorrect Personal Information Account Number : Also Known As : XXXX XXXX XXXX Identity Theft - Inquiry Creditor : OneMain Date of Inquiry : XX/XX/XXXX Please remove this from my credit report. 

Identity Theft - Inquiry Creditor : XXXX XXXX  Date of Inquiry : XX/XX/XXXX Please remove this from my credit report. 

Identity Theft - Inquiry Creditor : XXXX XXXX XXXX XXXX Date of Inquiry : XX/XX/XXXX Please remove this from my credit report. 

Identity Theft - Inquiry Creditor : XXXX XXXX XXXX Date of Inquiry : XX/XX/XXXX Please remove this from my credit report. 

Identity Theft - Inquiry Creditor : XXXX XXXX XXXX Date of Inquiry : XX/XX/XXXX Please remove this from my credit report. 

Identity Theft - Inquiry Creditor : XXXX XXXX XXXX Date of Inquiry : XX/XX/XXXX Please remove this from my credit report. 

Identity Theft - Inquiry Creditor : XXXXXXXX XXXX Date of Inquiry : XX/XX/XXXX Please remove this from my credit report. 

Identity Theft - Inquiry Creditor : XXXX XXXXXXXX XXXX  Date of Inquiry : XX/XX/XXXX Please remove this from my credit report. 

Identity Theft - Fraudulent Account Creditor : XXXX XXXX XXXX Account Number : XXXX Please remove this from my credit report. 

Identity Theft - Fraudulent Account Creditor : XXXX XXXX  Account Number : XXXX Please remove this from my credit report. 

Identity Theft - Fraudulent Account Creditor : XXXX XXXX XXXX. 
Account XXXX : XXXX Please remove this from my credit report. 

Identity Theft - Fraudulent Account Creditor : XXXX XXXX Account Number : XXXX Please remove this from my credit report. 

Identity Theft - Fraudulent Account Creditor : XXXX XXXX XXXX  Account Number : XXXX Please remove this from my credit report. 

I expect prompt attention to this matter, and I look forward to receiving confirmation once the fraudulent information has been removed.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation