Consumer complaint received 2024-08-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: PA

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate. 
Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : XXXX XXXX XXXX  XX/XX/XXXX - Inquiry In Dispute XXXX XXXX XXXX - XXXX XX/XX/XXXX - Inquiry In Dispute XXXX XXXX XXXXXXXX XXXX XXXX  X XX/XX/XXXX Inquiry In Dispute XXXX XXXX XXXX XX/XX/XXXX - Inquiry In Dispute XXXX XXXX XXXXXXXX XXXX XXXX XXXX XX/XX/XXXX Inquiry In Dispute XXXX XXXXXXXX XXXX  XXXX XXXX XX/XX/XXXX XXXX - Inquiry In Dispute XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Inquiry In Dispute XXXX XXXXXXXX - XXXX XXXXXX/XX/XXXX - Inquiry In Dispute XXXXXXXX XXXX XXXX XX/XX/XXXX - - Inquiry In Dispute XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Inquiry In Dispute XXXX XXXX XXXX XXXX XX/XX/XXXX - Inquiry In Dispute Derogatory Items Derogatory Items : XXXX Account Name XXXX TransUnion XXXX Issue Action XXXX  XXXX XXXX  Negative X Negative X Negative Was 30 days late 1 time ( s ). Was 60 days late 1 time ( s ). Was 30 days late 1 time ( s ). Was 60 days late 1 time ( s ). Was 30 days late 1 time ( s ). Was 60 days late 1 time ( s ).

In Dispute XXXX XXXX Negative X Negative X Negative Was 30 days late 1 time ( s ). Was 60 days late 1 time ( s ). Was 90 days late 1 time ( s ). Was 120 days late 1 time ( s ). Was 30 days late 1 time ( s ). Was 60 days late 1 time ( s ). Was 90 days late 1 time ( s ). Was 120 days late 1 time ( s ). Was 30 days late 1 time ( s ). Was 60 days late 1 time ( s ). Was 90 days late 1 time ( s ). Was 120 days late 1 time ( s ). 
In Dispute XXXX XXXX XXXX Negative - - Was CO days late XXXX time ( s ). 
In Dispute XXXX XXXX XXXX - - X Negative Was CO days late XXXX time ( s ). 
In Dispute XXXXXXXX XXXX XXXX XXXX Negative Was CO days late XXXX time ( s ). 
In Dispute XXXXXXXX XXXX XXXX XXXX Negative Was 30 days late XXXX time ( s ). Was 60 days late XXXX time ( s ). Was 90 days late XXXX time ( s ). Was 120 days late XXXX time ( s ). 
In Dispute XXXX XXXX XXXX Negative - - Was 30 days late XXXX time ( s ). Was 60 days late XXXX time ( s ). Was 90 days late XXXX time ( s ). Was 120 days late XXXX time ( s ). Was CO days late XXXX time ( s ). 
In Dispute XXXXXXXX XXXX  XXXX Negative - X Negative Was 30 days late XXXX time ( s ). Was 60 days late XXXX time ( s ). Was 90 days late XXXX time ( s ). Was 120 days late XXXX time ( s ). Was 30 days late XXXX time ( s ). Was 60 days late XXXX time ( s ). Was 90 days late XXXX time ( s ). Was 120 days late XXXX time ( s ). Was CO days late XXXX time ( s ). 
In Dispute XXXX XXXX XXXXXXXX XXXX XXXX XXXX Negative Was 30 days late XXXX time ( s ). Was 60 days late XXXX time ( s ). Was 90 days late XXXX time ( s ). Was 120 days late XXXX time ( s ). 
In Dispute XXXX XXXX XXXXXXXX XXXX Negative - - Was 30 days late XXXX time ( s ). Was 60 days late XXXX time ( s ). Was 90 days late XXXX time ( s ). Was 120 days late XXXX time ( s ). Was CO days late XXXX time ( s ). 
In Dispute XXXXXXXX XXXX XXXXXXXX XXXX XXXX Negative X Negative X Negative Was 30 days late XXXX time ( s ). Was 60 days late XXXX time ( s ). Was 90 days late XXXX time ( s ). Was 30 days late XXXX time ( s ). Was 60 days late XXXX time ( s ). Was 90 days late XXXX time ( s ). Was 30 days late XXXX time ( s ). Was 60 days late XXXX time ( s ). Was 90 days late XXXX time ( s ). 
In Dispute

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation