Consumer complaint received 2024-08-07 00:00:00
Product: Debt collection — Credit card debt
Issue: Took or threatened to take negative or legal action — Threatened to arrest you or take you to jail if you do not pay
Company: Resurgent Capital Services L.P.
State: FL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, LVNV FUNDING LLC & C/O RESURGENT CAPITAL SERVICES XXXX XXXX XXXX XXXX, XXXX XXXX _________________________________________________/ 30 DAY NOTICE TO PURSUE TO SUE EACH PARTIES ABOVE* ______________________________________________ XX/XX/2024 Dear Resurgent capital services & LVNV FUNDING LLC., NOTICE PURSUE TO SUE ALL PARTIES FOR OVER XXXX IN MONETARY DAMAGES*. 
REF : IDENTITY THEFT FRAUD COLLECTION ACCOUNT XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I AM REQUESTING CEASE AND DESIST HARASSMENT AND, STOP REPORTING TO ALL CREDIT BUREAU AGENCIES AND REMOVE COLLECTION ACCOUNT FROM XXXX XXXX, XXXX, XXXXXXXX XXXX XXXX CEASE AND DESIST ALL COLLECTION EFFORTS IN YOUR OFFICE INCLUDING REMOVING COLLECTION ACCOUNT REPORTING ON ALL CREDIT BUREAU AGENCIES REPORTED. THIS LETTER SERVES AS DOCUMENTATION OF A PATTERN OF HARASSING ACTIVITIES AND FALSE CREDIT BUREAU REPORTING. THIS LETTER IS FINAL NOTICE TO YOU MUST IMMEDIATELY CEASE AND DESIST ALL HARASSING ACTIVITIES AND COLLECTION ATTEMPTS, INCLUDING REMOVING COLLECTION EFFORT ACTIVITIES IMMEDIATELY INCLUDING EMAIL CORRESPONDENCE. CEASE AND DESIST REPORTING TO ANY CREDIT BUREAU OR FORWARD COLLECTION ACCOUNT TO ANOTHER COLLECTION COMPANY. CEASE AND DESIST SENDING BILLING STATEMENTS. CEASE AND DESIST CALLING ME VIA TELEPHONE, OR THREW RELATIVES, EMPLOYMENT. YOUR ACTIONS ARE UNWANTED, UNWELCOME, AND HAVE BECOME UNBEARABLE TO ME. YOUR ACTIONS ALSO INFRINGE UPON MY RIGHT TO REMAIN FREE FROM HARASSMENT AS A RESULT OF YOU'RE HARASSMENT AND DEMANDING MY CREDIT I HAVE SUFFERED IN THE FOLLOWING WAYS : * PHYSICAL HARM OR INJURY * SUBSTANTIAL HARM TO MY CREDIT FILES AND CREDIT SCORES * ACTUAL MONETARY DAMAGES * STATUTORY AND PUNITIVE DAMAGES OVER XXXX. * ATTORNEY RECOVERY FEES/COSTS * SUBSTANTIAL HARM TO MY PERSONAL CHARACTER * EMOTIONAL DISTRESS AND PAIN IN SUFFERING * CREDIT BUREAU DAMAGES * REPEATED DISPUTED THIS ACCOUNT AS FRAUD AND YOU FAILED AND ALLOWED THIS ACCOUNT TO CONTINUE TO BILL * TRY TO COLLECT ON THE VULNERABLE * FALSE COLLECTION PRACTICES * FCRA VIOLATIONS * FDCPA VIOLATIONS 15 U.S.C. 1692C ( A ) ( I ) YOU HAVE ALSO VIOLATED THE FCRA LAWS AND FDCPA LAWS, AND IN ORDER TO STOP CONTINUED CREDIT REPORTING AND BILLING STATEMENTS CONTINUE TO BE SENT TO ME WHEN I REQUESTED CEASE AND DESIST, BE ADVISED THAT I WILL SEEK FULL RECOVERY OF ALL ATTORNEY FEES AND COSTS AND TRAVEL FEES, WORK LOST WAGES FEES. MONETARY DAMAGES FOR PAIN IN SUFFERING, CREDIT BUREAU DAMAGES, FCRA & FDCPA VIOLATIONS WILL SUE CIVIL DAMAGES ABOVE XXXX AND MONETARY FEES FROM LAWYERS AND HARASSMENT PENALTIES ABOVE XXXX INCLUDING THE OUTRAGEOUS BALANCE OF XXXX YOU SAY I OWE YOU. YOU HAVE 14 DAYS FROM THE DATE OF THIS LETTER TO REMOVE AND DELETE THIS ACCOUNT ENTIRELY FROM YOUR'E RECORDS AND ALL THREE CREDIT AGENCIES XXXX, XXXX, XXXX. AND CEASE AND DESIST ALL COLLECTION EFFORTS. THIS ACCOUNT WAS ALREADY DISPUTED AS FRAUD, IDENTITY THEFT IF NOT RESOLVED WITHIN 30 DAYS FROM YOUR OFFICE I WILL COUNTER SUE ALL PARTIES FOR THE FRAUDULENT AMOUNT YOU SAY I OWE YOU AND FOR OTHER MONETARY DAMAGES, FCRA VIOLATIONS, CREDIT BUREAU DAMAGES, PAIN N SUFFERING, HARASSMENT MONETARY DAMAGES, AND DO NOT PLACE THIS ACCOUNT TO ANY CREDIT BUREAU AGENCIES OR COLLECTION AGENCIES. I DO AUTHORIZED YOU TO SEND ME ONLY ONE FINAL CORRESPONDENCE LETTER BY USPS AND THREW CFPB STATING YOU HAVE DELETED THE ABOVE MENTIONED ACCOUNTS FROM ALL CREDIT AGENCIES, THEN I WILL WITHDRAW FROM PURSUING TO SUE ALL PARTIES ABOVE. IF YOU IGNORE THE CEASE AND DESIST DEMANDS AND FAILED TO IMMEDIATE REMOVAL OF THE COLLECTION ACCOUNT YOU ALREADY REPORTED TO XXXX, XXXX, XXXX. ON OUR AFTER XXXXXXXX XXXX  I WILL SEEK ATTORNEY TO DIRECTLY SUE ALL PARTIES INVOLVED FOR SUBSTANTIAL MONETARY DAMAGES, TO EXCEED MORE THAN THE ORIGINAL COLLECTION AMOUNT. ATTORNEY FEES, COURT COST FEES, * I TAKE PRIDE IN PROTECTING MY OVERALL CREDIT TO THE FULLEST. AND WILL SUE FOR MORE THAN THE BALANCES OWED WHICH WILL BE MORE COSTLY IN COURT. A COMPLAINT HAS ALSO BEEN FORWARDED TO CFPB FOR VIOLATIONS. THIS LETTER IS TO INFORM YOU TO CORRECT YOUR'E RECORDS AND FOLLOW THE CEASE AND DESIST DEMANDS EFFECTIVE DATE XX/XX/2024 AND REMOVE COLLECTION ACCOUNT AND CLOSED FILE AND RETURN FRAUD ACCOUNT TO ORIGINAL CREDITOR DUE TO FRAUD.Cease and Desist all collection activity including reporting/adding collection account on any credit agencies effective date XX/XX/2024

Company response to consumer: Closed with explanation