Consumer complaint received 2025-03-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: MI

Complaint narrative:
I am filing this FTC Identity Theft Affidavit to report 7 separate fraudulent inquiries appearing on my consumer FICO credit report which I do not recognize as reported and which are the result of identity theft and fraud. These fraudulent inquiries consist of INQUIRER CONTACT DETAILS XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX ( XXXX ) XXXX TYPE Auto Financing ESTIMATED REMOVAL DATE XX/XX/XXXX XXXX XXXXXXXX XXXX  XXXX XXXX XXXX MAIL STOP XXXX XXXX, MI XXXX XXXX XXXX ESTIMATED REMOVAL DATE XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX ( XXXX ) XXXX TYPE BA ESTIMATED REMOVAL DATE XX/XX/XXXX XXXX CONTACT DETAILS XXXX XXXX XXXX XXXX XXXX, TX XXXX ( XXXX ) XXXX TYPE Auto Financing ESTIMATED REMOVAL DATE XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MI XXXX ( XXXX ) XXXX TYPE Auto Financing ESTIMATED REMOVAL DATE XX/XX/XXXXXXXX XXXX XXXX  XXXX XXXX XXXX XXXX, MN XXXX ( XXXX ) XXXX TYPE Auto Financing ESTIMATED REMOVAL DATE XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MI XXXX ( XXXX ) XXXX TYPE Auto Dealers, New ESTIMATED REMOVAL DATE XX/XX/XXXX Consumer Name : XXXX XXXX XXXX XXXX Consumer Social Security Number : XXXX, Consumer Date of Birth : XX/XX/XXXX, Contents of Complaint : This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the XXXX credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of the following inquiries INQUIRER CONTACT DETAILS XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX ( XXXX ) XXXX TYPE Auto Financing ESTIMATED REMOVAL DATE XX/XX/XXXX XXXX XXXX BANK XXXX XXXX XXXX MAIL STOP XXXX XXXX, MI XXXX XXXX XXXX ESTIMATED REMOVAL DATE XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX ( XXXX ) XXXX TYPE BA ESTIMATED REMOVAL DATE XX/XX/XXXX XXXX CONTACT DETAILS XXXX XXXX XXXX XXXX XXXX, TX XXXX ( XXXX ) XXXX TYPE Auto Financing ESTIMATED REMOVAL DATE XX/XX/XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX, MI XXXX ( XXXX ) XXXX TYPE Auto Financing ESTIMATED REMOVAL DATE XX/XX/XXXX ALLY FINANCIAL XXXX XXXX XXXX XXXX, MN XXXX ( XXXX ) XXXX TYPE Auto Financing ESTIMATED REMOVAL DATE XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MI XXXX ( XXXX ) XXXX TYPE Auto Dealers, New ESTIMATED REMOVAL DATE XX/XX/XXXX These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer FICO credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections, or hard inquiries as reported. The aforementioned accounts, collections, and hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # ( private case number ) as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

What would be a fair resolution to this issue? ( demand for relief ) : I request, pursuant to FCRA 60
5B ( 15 U.S.C. 1681c-2 ), that the XXXX  credit reporting agency block all of the accounts, collections, and hard inquiries identified in this CFPB complaint from my consumer credit file within 4 business days of receiving said complaint. I request that all written confirmation regarding this CFPB complaint be sent to me via email to the email address ( XXXX ).

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief