Consumer complaint received 2025-01-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX, XXXX FL. XXXX XX/XX/XXXX I am writing to inform you that there is 100 % improper use of the credit report attached to the SSN! XXXX, XXXX and EXPERIAN HAVE 1000 % VIOLATED THE FCRA, AND IM HIGHLY PISSED ABOUT THIS. I looked over the credit report and found some addresses that appear incorrect. Not only did I find addresses, but I also found tons of inaccurate information on the credit report. Including accounts that I never gave you written permission to add on any information to the credit report! As instructed on your website, Ive enclosed documentation providing proof of my current address, social security card, id passport and driver license. This is the final step BEFORE TAKING THIS INACCURATE, FRAUDULENT ACTIVITY IN FRONT OF A JUDGE. Under the FCRA, ONLY CORRECT INFORMATION SHALL BE ADDED TO A CONSUMERS CREDIT REPORT, and the information on the XXXX, XXXX, and EXPERIAN credit report isnt accurate AND ITS COMPLETE XXXX. Ive spoken to a lawyer, and he told me that I COULD EASILY TAKE THIS TO court AND FINE XXXX, XXXX and EXPERIAN, {$1000.00} PER VIOLATION ( and there are many violations ). I DEMAND YOU, XXXX, XXXX, and EXPERIAN, TO REMOVE ALL OF THESE FRAUDULENT INCORRECT ACCOUNTS FROM THIS CREDIT REPORT WITHIN 24 HOURS OF RECEIVING THIS LETTER. YES, I WANT THE ENTIRE ACCOUNT FULLY WIPED OFF THE CREDIT REPORT WITH NO FRAUD REMARKS OR DISPUTE COMMENTS REMARKS ON THE CREDIT REPORT. 
IF THESE FRAUDULENT, INACCURATE ACCOUNTS DO NOT COME OFF THE CREDIT REPORT WITHIN 24 HOURS. THE LAWYER HANDLING THIS MATTER SAID HE WILL BE TAKING MASSIVE LEGAL ACTION AGAINST THE FOLLOWING CORPORATIONS FOR LETTING THIS HAPPEN : POTENTIAL LAWSUITS LIST : EXPERIAN, XXXX, and XXXX 15 U.S.C 1681 section 602 A. States I Have the Right to Privacy!!! 15 U.S.C 1681 section 604 A Section 2 : Also States A Consumer Reporting Agency Can not Furnish An Account Without My Written Instructions!!! 
DELETE THIS ACCOUNT IMMEDIATELY FROM THE CREDIT REPORT UNLESS YOU WANT TO BE HELD FOR {$10000.00} PER VIOLATION!! 
XXXX XXXX XXXX XXXX XXXX XXXX, XXXX FL. XXXX XX/XX/XXXX To make the deletion process easier for you, attached is a list of the inaccurate accounts that need to be taken off the credit report ASAP and fraudulently reported inquiries that need to be taken off the report ASAP. 
15 U.S.C 1681C-2 states I have the right to privacy and a block of information. And I never gave any company written consent to add this information to my credit report! DELETE IT IMMEDIATELY! 

ACCOUNT NAME / ACCOUNT NUMBER ACCT NAME - XXXX - XXXX - XXXX ACCT XXXX - NCB - XXXX - Transunion/Experian ACCT XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX - Transunion ACCT NAME - XXXX FUNDING - XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX XX/XX/XXXX INACCURATE INQUIRES THAT NEED TO BE REMOVED XXXX XXXX XXXX - XX/XX/XXXX - Experian XXXX XXXX XXXX XXXXXX/XX/XXXX - Experian XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX - Experian XXXX - XX/XX/XXXX - Experian XXXX - XX/XX/XXXX - Experian XXXX XXXX - XX/XX/XXXX - Experian XXXX - XX/XX/XXXX - Experian XXXX XXXX XXXXXX/XX/XXXX - Experian XXXX XXXX XXXX XXXXXX/XX/XXXX - Experian XXXX XXXX - XX/XX/XXXX - Experian XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX - XXXX XXXX & XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX - XX/XX/XXXX - XXXX XXXX - XX/XX/XXXX - XXXX XXXX - XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX - XXXX XXXX XXXX - XXXX, XXXX - XXXX XXXX - XX/XX/XXXX - XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation