Consumer complaint received 2024-06-24 00:00:00
Product: Mortgage — FHA mortgage
Issue: Trouble during payment process — Trying to communicate with the company to fix an issue while managing or servicing your loan
Company: AmeriHome Mortgage Company, LLC
State: GA

Complaint narrative:
Today in my mailbox XX/XX/XXXX, was document about an escrow account has a shortage of {$0.00}. I only have XXXX mortgage loan and that loan is with AmeriHome Mortgage ( XXXX XXXX XXXX XXXX, NJ XXXX ) loan # XXXX. I knew when this mortgage company received my mortgage form XXXX XXXX XXXX  that this would be another case of mortgage Fraud. I Refinance my conventional mortgage loan, that had been with XXXX XXXX XXXX XXXX XXXX. since XX/XX/XXXX, thru XXXX or XX/XX/XXXX ( This organization keep trying to change documents, because they continue to try and steal my home property from me. ( XXXX XXXX XXXX  XXXX, GA XXXX ) First it was XXXX XXXX XXXX  XXXX XXXX my original mortgage Loan number when I filed XXXX  XXXX Bankruptcy ( XX/XX/XXXX ) XXXX XXXX XXXX  XXXX. then went and transferred my mortgage loan to XXXX XXXX XXXX XXXX XXXX - Servicer for my mortgage loan ( XX/XX/XXXX ) My arrear amount owed was {$4500.00} ( Paid in full in XX/XX/XXXX ). When I voluntarily asked for a dismissal on my XXXX  XXXX Bankruptcy this servicer XXXX XXXX XXXX XXXX XXXX kept my mortgage loan in a debt collection company and told me it was not in a debt collection. But yet they try to File a foreclosure on my property XX/XX/XXXX ( My house was not and have never been foreclose on ) XXXX had me to paid {$3900.00} and never had it listed in my payment history. This XXXX XXXX XXXX XXXX was taking money from me and continue to tell me my mortgage loan was in a Negative ( I have kept up with this Mortgage Fraud that have been going on with my mortgage, started when I filed my XXXX  XXXX Bankruptcy ( XX/XX/XXXX ) I started discovering evidence of mortgage fraud that dated back to XX/XX/XXXX. I now believe that XXXX XXXX XXXX XXXX XXXX. was a fraud mortgage loan account # XXXX ( From XX/XX/XXXX thru XXXX or XX/XX/XXXX ) I Have Filed Documents with Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX  XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX Bankruptcy XXXX XXXX XXXX XXXX and XXXX XXXX XXXX  XXXX AmeriHome Mortgage, and information about XXXX XXXX XXXX XXXX XXXX XXXX. ( I file a mortgage fraud case in XXXX XXXX XXXX and XXXX XXXX had it moved to XXXX XXXX XXXX Georgia to a XXXX XXXX XXXXXXXX XXXX XXXX and he never had given me a chance to show proof of fraud with this organization. Please see file in the courthouse Because if i did not continue to show the proof of Theft by Taken with this XXXXXXXX XXXX XXXX  Services blocked me out of my on-line mortgage account for 4 or 5 months while trying to file a complaint and then they try to keep me from making payments on my mortgage loan, and they found a way to transfer the loan while still in the court system. Note : The facts are already listed This is a complain because now this AmeriHome was able to get my mortgage loan on the day I closed with XXXX XXXX XXXX  ( XX/XX/XXXX ) XXXX XXXX XXXX  was to give me a {$10000.00} payout from my refinancing. I only received {$670.00}. Where is the rest of my money. This AmeriHome is trying again to steal my property by saying I owe the money in my escrow account. My new payment change date is XX/XX/XXXX and not XX/XX/XXXX This is how they say my escrow have a shortage when it time to pay my property taxes and insurance and this FHA XXXX. I have a {$980.00} overage in my escrow at closing I have never missed a mortgage payment. my money is cover for my escrow payment. This is why I'm doing a lawsuit against XXXX XXXX XXXX  I will pay the {$0.00} for the short. Please correct the information about when starting payment history. ( correct Date is XX/XX/XXXX )

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation