Consumer complaint received 2025-03-12 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: Resurgent Capital Services L.P.
State: GA

Complaint narrative:
Resurgent Capital Services L.P. Collection Agency now calling themselves LVNV FUNDING LLC Collection Agency illegally and fraudulently placed a collection account on my credit file, reporting CHARGED-OFF, account # XXXX in the amount of {$630.00}. I HAVE NOT DONE ANY BUSINESS WITH Resurgent Capital Services L.P. Collection Agency now calling themselves LVNV FUNDING LLC Collection Agency. This is an invasion of my privacy to hurt my credit profile allowing an entity that I have never done any business with, per 15 USC 1681 B ( 2 ), which they are being allowed to put this negative item on my private credit file without my written consent and this identity theft per code 15 US Code 1692 ( c ) ( a ) communicating without my consent. I sent them several emails to cease and desist all communications and any credit bureau reporting unless debt has been validated under the FCRA. They couldnt provide a wet signature of a contract and or " Forward Flow Agreement '' Iin addition to providing a " Chain of Assignment '' between myself and the Resurgent Capital Services L.P. Collection Agency now calling themselves LVNV FUNDING LLC Collection Agency of the actual validity in their claim. In several correspondences that I sent, I also advised them that they need to send me a letter stating that they are going to close the account since they couldnt provide that information. They went against all the requests of them, to prove alleged debt by only sending statements which do not validate business between myself and Resurgent Capital Services L.P. Collection Agency now calling themselves LVNV FUNDING LLC Collection Agency. I also attached a NMLS Consumer Access report showing that Resurgent Capital Services L.P. Collection Agency now calling themselves LVNV FUNDING LLC Collection Agency does not have jurisdiction / licensing to even collect in the state of Georgia. After illegally placing this collection account on my credit file they are now conveniently calling themselves LVNV FUNDING LLC Collection Agency, to appear different to collect, after I brought to their attention, both Collection agencies does not have jurisdiction and no standing practices to collect in the state of Georgia. In addition, the Congress has passed the FCRA and FDCPA codes 15 US Code 1692 ( g ) and 15 US Code 1692 ( c ) against collection agencies. It is illegal to report transaction history per 15 USC 6801, Policy of Congress that each financial establishment or institution has an affirmative obligation to respect the privacy of its consumers. Resurgent Capital Services L.P. Collection Agency now calling themselves LVNV FUNDING LLC Collection Agency has continued to badger abuse and harass me after I thoroughly communicated with them that this alleged debt is not valid, which is illegal per code 15 US Code 1692 ( d ) ( 5 ) causing my telephone to ring repeatedly harassing me and they never produced a valid contract with my wet signature that I had any business dealings with them.

Company response to consumer: Closed with explanation