Consumer complaint received 2024-11-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: TN

Complaint narrative:
In Accordance with the Fair Reporting Act. The list below has violated my federally protected consumers rightsto privacy and confidentiality under 15 USC 1681. 
ACCOUNT : XXXX XXXX Inquiry : XXXX XXXX, XXXX + Banks XXXXXXXX XXXX Inquiry : XXXX XXXX, XXXX + XXXX XXXX and Finance Companies Other Than Personal Finance Companies XXXX XXXX Inquiry : XXXX XXXX, XXXX + XXXX XXXX and Finance Companies Other Than Personal Finance Companies XXXX XXXX Inquiry : XXXX XXXX, XXXX + Credit Unions and Finance Companies Other Than Personal Finance Companies XXXX XXXX XXXX : XXXX. XXXX, XXXX + Banks XXXX XXXX XXXX : XXXX. XXXX, XXXX + XXXX XXXX and Finance Companies Other Than Personal Finance Companies XXXXXXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX + Credit Unions and XXXX Companies Other Than Personal Finance Companies XXXX XXXX XXXX : XXXX XXXX, XXXX + Credit Unions and XXXX Companies Other Than Personal Finance Companies XXXX XXXX XXXXXXXX : XXXX XXXX, XXXX + Credit Unions and XXXX Companies Other Than Personal Finance Companies XXXX  Inquiry : XXXX XXXX, XXXX + Finance/Personal XXXX Inquiry : XXXX XXXX, XXXX + Travel/Entertainment XXXX XXXX XXXX : XXXX XXXX, XXXX + Credit Unions and Finance Companies Other Than Personal Finance Companies XXXX XXXX Inquiry : XXXX XXXX, XXXX + Finance/Personal XXXX XXXX Inquiry : XXXX XXXX, XXXX + Credit Unions and Finance Companies Other Than Personal Finance Companies XXXX Inquiry : XXXX XXXX, XXXX + Finance/Personal XXXX XXXX Inquiry : XXXX XXXX, XXXX + Automotive XXXX XXXX Inquiry : XXXX XXXX, XXXX + Credit Unions and Finance Companies Other Than Personal Finance Companies XXXX XXXX XXXX XXXX XXXX XXXX, XXXX + Banks XXXX Inquiry : XXXX XXXX, XXXX + Banks XXXX XXXX Inquiry : XXXX XXXX, XXXX + Miscellaneous XXXX Inquiry : XXXX. XXXX, XXXX + Banks XXXX XXXX XXXX : XXXX. XXXX, XXXX + XXXX XXXX and Finance Companies Other Than Personal Finance Companies XXXX XXXX  Inquiry : XXXX. XXXX, XXXX + XXXX XXXX and Finance Companies Other Than Personal Finance Companies XXXX XXXX Inquiry : XXXX. XXXX, XXXX + Miscellaneous XXXX XXXXXXXX Inquiry : XXXX. XXXX, XXXX + Miscellaneous XXXX XXXX XXXX : XXXX. XXXX, XXXX + XXXX XXXX and Finance Companies Other Than Personal Finance Companies EQUIFAX MTG Inquiry : XXXX. XXXX, XXXX + Miscellaneous XXXXXXXX XXXX Inquiry : XXXX XXXX, XXXX + XXXX XXXX and Finance Companies Other Than Personal Finance Companies XXXX XXXX  Inquiry : XXXX XXXX, XXXX + XXXX XXXX and XXXX 15 U.S.C 1681 Section 602 A. State I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than Records of convictions of crimes which antedates the report by more than seven years.

15 U.S.C 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is in accurate.

15 USC 1681i 15 USC 1681b - 15 USC 1681 ( 2 ) ( a ) ( i )

Company response to consumer: Closed with explanation