Consumer complaint received 2024-01-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: SC

Complaint narrative:
In accordance with the Fair Credit Reporting Act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 

15 USC ( 2 ) Exclusions- the term " consumer report '' does not include- 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. 

I Just Got My Credit Report and Notice Some Hard Inquiries Don't Have Permission Purpose According To 15 USC 1681b. Can You Please Investigate These Hard Inquires Below.

According to 15 USC 1681 ( 5 ) they are supposed to modify accounts that isnt reporting correctly. 

( Hard Inquiry ) ( Creditor Name ) -- - ( Type of Business ) -- - ( Date of inquiry ) -- -- ( Credit Bureau ) XXXX XXXX, -- - personal -- XXXX XXXX  -- TransUnion XXXX XXXX XXXX XXXX -- personal -- -- XX/XX/XXXX -- -- TransUnion XXXX XXXX XXXX XXXX XXXX Auto Financing -- -Companies -- -- XX/XX/XXXX -- -- XXXX XXXX XXXX  Auto -- -- Financing Companies -- -- XX/XX/XXXX -- - XXXX XXXXXXXX XXXX XXXX  -- -Automobile Dealers, -- - Used -- XXXX -- - XXXX XXXX XXXX XXXX -- - Automobile Dealers XXXX -- -Used -- XXXX -- -XXXX XXXXXXXX XXXX XXXX  -- -- Auto Financing -- XXXX -- XXXX XXXX XXXX XXXX -- Auto Financing -- - XX/XX/XXXX -- - XXXX XXXX Personal Loans -- -Companies -XXXX - XX/XX/XXXX -- -- XXXX XXXX XXXX Personal -- - Loans Companies -- XXXX -- - XXXX XXXX XXXX, XXXX -personal -- XXXX -- -TransUnion XXXX XXXX XXXX -- -Finance Companies -- -- non specific XXXX XXXX -- XXXX XXXX XXXX XXXX XXXX -- -Auto Financing Companies -- - XX/XX/XXXX -- - XXXX XXXX XXXXXXXX -- -Auto Financing -- - XX/XX/XXXX -- XXXX XXXX XXXX, -- - personal -- XXXX -- -TransUnion XXXX XXXX XXXX -- -Auto Financing Companies -- - XX/XX/XXXX -- - XXXX XXXX XXXX XXXX -- -Finance Companies -- XXXX non specific -- - XX/XX/XXXX -- XXXX XXXX XXXX XXXX XXXX  XXXX -Auto Financing Companies XXXX XXXX -- - XXXX XXXX XXXX XXXX -- - Auto Financing -- - XX/XX/XXXX -- -XXXX XXXX XXXX XXXX  -- -Auto Financing -- XXXX -- - XXXX XXXX XXXX -- -Auto Financing -- - XX/XX/XXXX -- - XXXXXXXX XXXX XXXX XXXX XXXX  - Automobile Dealers, -- -Used XX/XX/XXXX -- - XXXXXXXX XXXX -- Credit card XXXX -and travel entertainment companies -- XXXX -- -TransUnion XXXXXXXX XXXX XXXX- -Finance other than persona -- -l XX/XX/XXXX -- -TransUnion XXXXXXXX XXXX -- - Finance other than personal -- XXXX -- -- TransUnion XXXX XXXX -- -XXXX XXXX XXXX XXXX XXXX -- XXXX -- - TransUnion XXXXXXXX XXXX XXXX -- -Bank Credit Cards -- XXXX -- -XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX -- -- XX/XX/XXXX -- - XXXX XXXX XXXX XXXX XXXXXXXX XXXX and XXXX XXXX XXXX XXXX XXXX  -- - TransUnion XXXX XXXX -- XXXX XXXX XXXX XXXX XXXX XXXX- XX/XX/XXXX -- -TransUnion XXXX XXXX XXXX  -- -Bank Credit Cards -- XXXX -- - XXXXXXXX XXXX XXXX -Bank Credit Cards -- XXXX -- -XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX- - TransUnion XXXXXXXX XXXX XXXX XXXXXXXX -- -Credit Unions -- - XX/XX/XXXX -- -XXXX XXXX XXXX XXXX XXXXXXXX, -- -Automobile Dealers -- -, Used XX/XX/XXXX -- XXXX XXXX XXXX, -- - personal -- - XX/XX/XXXX -- - TransUnion XXXX XXXX XXXX XXXX XXXXAutomobile Dealers, -- -Used XX/XX/XXXX -- XXXX XXXX XXXX XXXX  -- XXXXAuto Financing Companies -- XXXX -- XXXX XXXX XXXX -- XXXX Auto Financing Companies -- XX/XX/XXXX -- XXXXXXXX XXXX XXXX XXXX -- - Auto Financing Companies -- XX/XX/XXXX -- XXXX XXXX XXXX XXXX XXXX  -- -Auto Financing Companies -- XXXXXXXX XXXX XXXX XXXX XXXX XXXX -- - Auto Financing -- XXXX -- - XXXXXXXX XXXX XXXXXXXX XXXX XXXX -Auto Financing -- XXXX -- XXXX XXXX XXXX XXXX XXXXAuto Financing -- XXXX -- - XXXX XXXX XXXX -- -Auto Financing -- XXXX -- - XXXX XXXX XXXX XXXX XXXXAutomobile Dealers XXXX -- - Used XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX -- -Automobile Dealers -- -, Used -- - XX/XX/XXXX -- - XXXXXXXX XXXX XXXX  -- -Auto Financing Companies -- - XX/XX/XXXX -- - XXXXXXXX XXXX XXXX XXXX -- - Automobile Dealers, -- - Used XX/XX/XXXX -- -XXXX XXXX XXXX -- - Automobile Dealers , Used -- XXXX -- - XXXX XXXX XXXX XXXX Auto Financing Companies -XXXX XXXX -- - XXXX XXXX XXXX, -- personal -- -- XX/XX/XXXX -- -TransUnion XXXX XXXX  -- -Auto Financing Companies -- XXXX XXXX XXXX XXXX XXXX XXXX XXXX- -Auto Financing -- XXXX -- XXXX XXXX XXXX XXXX XXXX XXXX Auto Financing -- XXXX -- - XXXX XXXX XXXX XXXX -- -All Banks -- XXXX -- XXXX XXXX XXXX -- - Personal Loans Companies -- XXXX -- XXXX XXXX XXXX XXXX XXXX  -Automobile Dealers, New -- - XX/XX/XXXX -- XXXX XXXX XXXX -- - Automobile Dealers, -- - Used XX/XX/XXXX -- - XXXXXXXX XXXX XXXX XXXX -- -Automobile Dealers, XXXX -Used XX/XX/XXXX -- XXXX XXXX XXXX Automobile Dealers, Used XX/XX/XXXX XXXX XXXX XXXX Automobile Dealers, Used XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX  Automobile Dealers, Used XX/XX/XXXX XXXX XXXX XXXX, -- - personal XX/XX/XXXX -- - TransUnion XXXXXXXX XXXX XXXX XXXX  Auto Financing -- - XX/XX/XXXX -- XXXX XXXX XXXX XXXX -- -Auto Financing -- XXXX -- - XXXX XXXX XXXX -- - Auto Financing XXXX XXXX XXXX XXXX XXXX XXXX -- -Automotive -- - XX/XX/XXXX -- -TransUnion XXXX XXXX XXXX -Automobile Dealers, -- -New XX/XX/XXXX -- -XXXX XXXX XXXX XXXX- - Automobile Dealers, -- -New XX/XX/XXXX -- - XXXX Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b.

Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b.

Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b.

Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b.

Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b.

Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b.

Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b.

Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b.

Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b.

Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b.

Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b.

Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b.

Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b.

Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b.

Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b.

Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b.

Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b.

Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b.

Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b Delete This Hard Inquiry Because Of VIOLATION OF 15 USC 1681b

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief