Consumer complaint received 2026-05-18 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: CAINE & WEINER COMPANY, INC.
State: IL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX IL XXXX XX/XX/year> CAINE & WEINER XXXX XXXX XXXX XXXX, XXXX XXXX, CA XXXX Re : FORMAL DISPUTE AND DEMAND FOR VALIDATION Alleged Balance : {$500.00} To Whom It May Concern, This letter serves as a formal dispute of the alleged debt referenced above. I do not acknowledge any liability for this account and demand that you immediately provide full and complete validation as required under the Fair Debt Collection Practices Act ( FDCPA ), XXXX XXXX. XXXX et seq. Pursuant to XXXX XXXX. XXXX ( b ), I am exercising my right to dispute this alleged debt and request verification. Until legally sufficient validation is provided, you are required to cease all collection activities, including but not limited to credit reporting, collection calls, and any attempt to collect or enforce payment. Requested Validation Provide the following documentation in full : A complete and itemized accounting of the alleged debt, including all principal, fees, interest, and any other charges. The name, address, and full contact information of the original creditor ( XXXX or otherwise ). A copy of the original signed contract, application, or agreement that establishes a binding obligation between myself and the original creditor. A complete chain of assignment or bill of sale demonstrating your legal standing and authority to collect this specific debt. Proof that the alleged debt is within the applicable statute of limitations and legally enforceable. Documentation verifying that the debt has been accurately reported and properly attributed to me without error. Failure to provide proper validation will be interpreted as confirmation that you can not substantiate this alleged debt, and I demand immediate deletion of all related tradelines from any consumer reporting agencies pursuant to the Fair Credit Reporting Act ( XXXX XXXX. XXXX et seq. ). Additionally, you are hereby notified that continued collection efforts without proper validation or reporting inaccurate or unverifiable information may constitute violations of the FDCPA and FCRA, including but not limited to : XXXX U.S.C. XXXX ( False, deceptive, or misleading representations ) XXXX XXXX. XXXX ( Unfair or unconscionable collection practices ) XXXX XXXX. XXXX ( b ) ( Furnishing inaccurate information to credit reporting agencies after dispute ) Be advised that I am documenting all correspondence and reserve all rights to pursue statutory damages, actual damages, attorneys fees, and any other relief available under federal and state law. You are further instructed to immediately cease reporting this account to any consumer reporting agencies until full validation is completed. Any continued reporting during a pending dispute is a violation of federal law. This letter is not a refusal to pay ; it is a formal demand for lawful validation of an alleged obligation. All communications must be made in writing and sent to the address listed above. Sincerely, XXXX XXXX

Company response to consumer: Closed with explanation