Consumer complaint received 2025-12-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Investigation took more than 30 days
Company: Experian Information Solutions Inc.
State: NJ

Complaint narrative:
I am submitting this as my second formal dispute regarding multiple inaccuracies currently appearing on my credit report. Despite my previous dispute submission and the supporting documentation I provided, these items remain uncorrected and continue to misrepresent my credit history. The ongoing reporting of inaccurate information is both frustrating and materially harmful, as it impacts my creditworthiness, my ability to obtain favorable financial products, and my financial reputation. I am requesting a thorough reinvestigation, verification, and correction of all inaccurate information under the Fair Credit Reporting Act ( FCRA ) XXXX ( b ), XXXX ( a ), XXXX ( a ), XXXX ( a ) ( XXXX ), and XXXX ( a ) to ensure that my credit report reflects only accurate, complete, and verifiable information. 

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Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation