vivekkopthsd/cfpb-consumer-complaints huggingface dataset:
Consumer complaint received 2025-03-26 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: DE

Complaint narrative:
To Whomever This May concern, I found a mistake on my credit report. I am writing to delete the following information in my file. According to 15 USC 1681e ( b ), this charge-off isnt reported correctly. Heres whats wrong : I am a victim of identity theft and did not make the charge. I ask that the items be deleted to correct my credit report. I reported the theft of my identity to the Federal Trade Commission and I also have enclosed copies of the Federal Trade Commissions Identity Theft Affidavit. I need these accounts removed. Please fix this error. As well as the following inquiries below. Please delete the items as soon as possible. My name and only name is XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX. My only phone number is ( XXXX ) XXXX and the only current address is XXXX XXXXXXXX XXXX XXXXXXXX, DE XXXX Thanks, XXXX XXXX Items in Need of Deletion : Collections/ Charge offs 1. Account name : XXXX XXXX Account opened : XX/XX/XXXX Amount owed : {$1900.00} 2. Account name : XXXX Account opened : XX/XX/XXXX Amount owed : {$700.00} 3. Account name : XXXX XXXX Account opened : XX/XX/XXXX Amount owed : {$0.00} 4. Account name : XXXX XXXX Account opened : XX/XX/XXXX Amount owed : {$0.00} 5. Account name : XXXX Account opened : {$0.00} Amount owed : XX/XX/XXXX 6. Account name : XXXX Account opened : XX/XX/XXXX Amount owed : {$2400.00} 7. Account name : XXXX XXXX Account opened : XX/XX/XXXX Amount owed : {$360.00} 8. Account name : XXXX XXXX Account opened : XX/XX/XXXX Amount owed : {$700.00} XXXX. Account name XXXX XXXX XXXX Account opened : XX/XX/XXXX Amount owed : {$700.00} Inquiries Account name : XXXX XXXX Account Opened : XX/XX/XXXX Account name : XXXX XXXX  Account Opened : XX/XX/XXXX 3. Account name : XXXX XXXX Amount Opened : XX/XX/XXXX 4. Account name : XXXX XXXX Amount Opened : XX/XX/XXXX 5.Account name : XXXX Amount Opened : XX/XX/XXXX XXXX name : XXXX XXXX Amount Opened : XX/XX/XXXX 7.Account name : XXXX Amount Opened : XX/XX/XXXX 8.Account name : XXXX & XXXX XXXX Amount Opened : XX/XX/XXXX 9.Account name : XXXX XXXX Amount Opened : XX/XX/XXXX 10.Account name : XXXX XXXX Amount Opened : XX/XX/XXXX 11.Account name : XXXX XXXX XXXX Amount Opened : XX/XX/XXXX 12.Account name : XXXXXXXX XXXX XXXXXXXX Amount Opened : XX/XX/XXXX 13.Account name : XXXX XXXX Amount Opened : XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-03-26 00:00:00
Product: Checking or savings account — Checking account
Issue: Problem with a lender or other company charging your account — Transaction was not authorized
Company: CITIZENS FINANCIAL GROUP, INC.
State: NY

Complaint narrative:
I have called back 3 times with no return call. Im at least happy they sent out warnings to customers. I didnt receive one because we would then accept responsibility. But I have pictures friends sent. Because if we dont settle this I will file a small claims case. I did everything right, questioned, called the number they showed me it was citizens bank. I cant afford to lose that kind of money. I have witnesses because I was on speaker phone. They have done nothing to help me. Thank you XXXX XXXX

Company response to consumer: Closed with monetary relief
Consumer complaint received 2025-03-25 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt is not yours
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: PA

Complaint narrative:
KINDLY HELP ME. I'M GETTING XXXX  UP EVERY TIME I SEE THESE FRAUDULENT BANKRUPTCY RECORD. I WANT THESE TO BE PERMANENTLY REMOVED OFF MY CREDIT REPORT.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief