Consumer complaint received 2025-01-21 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
All my information has been in a data breach with XXXX XXXX XXXX XXXX and XXXX just to name a few my information has also been used on illegal taxes in XXXX while I was XXXX  I work that out with the California tax XXXX in XXXX but ever since then my information has been going downhill I have over a XXXX increase on one credit bureau between the three major credit bureaus I have several companies saying that I owe money to them I have no knowledge of they're also stating three different amounts in almost each credit bureau some of them are reporting to one credit bureau and not reporting to the other credit bureau some of them are reporting to the credit bureau that they're open when they're not open some of them are reporting to the credit bureau of three different amounts one might say in one credit I owe {$250.00} and then in the next credit bureau they might say that I owe {$250.00} sometimes in the credit bureau they're reporting more than once in the credit bureau so between all this and then majority of those credits not being mine because due to data breaches it is totally messing up my credit and as far as the car leasing company XXXX  they alone have screwed me over so financially bad it's ridiculous a car that I bought {$48000.00} that was reported on my credit as {$48000.00} they have had me pay within XXXX years XXXX to XXXX in financing charges the first year about XXXX to XXXX the second year about XXXX to XXXX so by the time I did not have the car any longer the car was only down to {$42000.00} after 2 years not to mention I have full coverage for the car Gap everything you can think of for the car they did not get in contact with The Gap company but yet they send me a paper saying that they paid off the Gap money but now I just talked to Gap the other day and GAP is telling me that no they need to get it contact with them they are going to pay the rest of the car so that alone is red flags that is way too many red flags how did they know that my data was in a data breach with XXXX and XXXX were supposed to monitor my credit but yet I have XXXX increase on XXXX credit bureau XXXX XXXX another that's beyond ridiculous beyond ridiculous like if that didn't throw red flags for someone to say you know what her credit has been in a credit data breach several of them not just one several times let me check this out she keeps on disputing let 's see what's really going on not to mention I've had XXXX to XXXX XXXX XXXX XXXX just recently with my entire wallet social security XXXX XXXX XXXX XXXX bank cards everything you can name I was supposed to have somebody monitoring my credit after the California lady XXXX out that they filed taxes illegally in my name I've lost a XXXX XXXX XXXX and a XXXX XXXX XXXX was sick in the hospital majority of XXXX and XXXX and that when they will go and tear my credit up the most so with all this being said wait before I forget though not to mention they're stating credit that's not even mine was opened in XX/XX/XXXX XX/XX/XXXX and their accounts that are open but yet they're not reporting credit or credit payments how in the world are accounts open in my name that I have no knowledge of or having any credit right now that's open. I have no credit so that's not only reporting credit on my credit that's not mine but that's reporting credit on my credit in illegal ways not on every bureau not all the same amount not reporting if they're closed or open properly reporting sometimes on one credit bureau two times or more that's illegal not only is it illegal but it's totally messing up my credit to where I will never be able to fix it literally XXXX to XXXX increase and then that's another thing why do I have different increase on different credit bureaus or not the same amount they're supposed to report the same things on each credit bureau why are some only reporting on XXXX credit bureau so yeah this right here needs to be fixed I started a business in XXXX I have worked the entire covid sometimes two jobs sometimes three jobs and guess what I still have not been able to get my business off its feet due to illegal reporting on my credit or even credit that's not mine those increase alone should fix my credit score that car if they would have reported it correctly and they would have talked to Gap that car is not even supposed to be on my record any longer I had all full coverage every piece of coverage you can think of I even had insurance so I am tired of this economy screwing me over literally my life has been a let 's just screwed this person over let 's make her the one that we just fall short on literally all the time I have had so many problems with this system of things with this government screwing me over and I'm about tired of it I'm trying to be a great person within this community within this government within United States of America XXXX XXXX and I can not fulfill my dreams and my goals with these companies not doing their part and following legal California United States laws when it comes to doing things properly and people stealing my information and that's why I'm no longer being quiet about it and I'm doing the research and I'm standing up for myself

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation