Consumer complaint received 2025-04-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, XXXX : XX/XX/XXXX, I am submitting this complaint to the Consumer Financial Protection Bureau ( CFPB ) regarding Equifax, specifically in relation to the recent data breach that has compromised the personal information of countless consumers, including myself. Pursuant to the Fair Credit Reporting Act ( FCRA ) 605B ( 15 U.S.C. 1681c-2 ), I request the removal of fraudulent information from my credit report that has resulted from identity theft and fraud. Equifax is legally required to complete this action within four business days of receiving this complaint. 

Fraudulent Accounts to be Removed : XXXX XXXX ACCOUNT XXXX, DATE OPENED : XX/XX/XXXX, BALANCE : {$660.00} XXXX, ACCOUNT XXXX, DATE OPENED : XX/XX/XXXX, BALANCE : {$1100.00} XXXX ACCOUNT XXXX, DATE OPENED : XX/XX/XXXX, BALANCE : {$300.00} XXXX, ACCOUNT XXXX, DATE OPENED : XX/XX/XXXX, BALANCE : {$600.00} XXXX, ACCOUNT NUMBER : XXXX, DATE OPENED : XX/XX/XXXX XXXX BALANCE : {$940.00} XXXX XXXX, ACCOUNT XXXX, DATE OPENED : XX/XX/XXXX, XXXX : {$500.00} XXXX XXXX, ACCOUNT XXXX, DATE OPENED : XX/XX/XXXX, BALANCE : {$340.00} XXXX, ACCOUNT XXXX, DATE OPENED : XX/XX/XXXX, BALANCE : {$1100.00} XXXX, ACCOUNT XXXX, DATE OPENED : XX/XX/XXXX, BALANCE : {$570.00} XXXX XXXX, ACCOUNT XXXX, DATE OPENED : XX/XX/XXXX, BALANCE : {$1000.00} XXXX  ACCOUNT XXXX, DATE OPENED : XX/XX/XXXX, BALANCE : {$1700.00} XXXX, ACCOUNT NUMBER : XXXX, DATE OPENED : XX/XX/XXXX, BALANCE : {$0.00} XXXX, ACCOUNT XXXX, DATE OPENED : XX/XX/XXXX, BALANCE : {$500.00} XXXX XXXXREPORTED : ACCOUNT XXXX, DATE OPENED : XX/XX/XXXX, BALANCE : {$240.00} XXXX XXXX XXXX, ACCOUNT XXXX, DATE OPENED : XX/XX/XXXX, BALANCE : {$940.00} XXXX XXXX XXXX, ACCOUNT XXXX, DATE OPENED : XX/XX/XXXX, BALANCE : {$2200.00} XXXX XXXX XXXX, ACCOUNT XXXX, DATE OPENED : XX/XX/XXXX, BALANCE : {$570.00} XXXX, ACCOUNT XXXX XXXX DATE OPENED : XX/XX/XXXX, BALANCE : {$1700.00} XXXX XXXX XXXX, ACCOUNT XXXX XXXX XXXX XXXX : XX/XX/XXXX, BALANCE : {$1700.00} XXXX, ACCOUNT XXXX, DATE OPENED : XX/XX/XXXX, BALANCE : {$30000.00} INCORRECT NAMES : XXXX XXXX, XXXX, XXXX INCORRECT ADDRESSES : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FRAUDULENT INQUIRES XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX The accounts listed above are fraudulent and have led to numerous unauthorized hard inquiries and derogatory collections appearing on my FICO credit report. These entries are unequivocally tied to identity theft and are negatively impacting my credit standing. To substantiate my claim, I have enclosed documentation of my FTC Identity Theft Complaints, which serves as compelling evidence that these accounts, inquiries, and collections are the result of identity theft and fraud. The negligence of Equifax in safeguarding consumer data has enabled identity thieves to exploit my personal information. I expect immediate action to rectify this matter, with acknowledgment of receipt of this complaint and confirmation of the steps being taken to remove the fraudulent information. Failure to comply with this legal obligation will compel me to take further action, including escalation to the CFPB, Federal Trade Commission, and legal avenues available to protect my rights as a consumer. Thank you for your attention to this urgent matter. Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation