Consumer complaint received 2024-01-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
Im stressed and displeased that I see so many fraudulent accounts on my credit reports. This is really damaging my creditworthiness. I am trying to buy a home for me and my family and this is not fair I have tried several times to get these account removed. Let alone my information was in a XXXX and Equifax data breach some months ago so I thought you all would protect my consumer report. I do not feel that my information is being protected. This is a defamation to my character and this is a federal law violation. According to, 15 U.S.C 1681 ( a ) ( 1 ) ( 2 ) ( 3 ) ( 4 ) my consumer report fairness and privacy has been violated. I am upset!! I am depending on the banking system and credit reporting agency to promote my privacy and they have not. This is not right and goes against federal consumer rights. This is causing emotional and mental stress as of now. Also it is illegal these companies should not be furnisher peoples information to 3rd partie companies do this is illegal, neglect and fraud. I have already reported this to the local police department and federal trade commission. These companies and the credit bureau can get sued for these damages. This is negatively effecting my livelihood and putting me in a bad space feeling your data base is inaccurate and Im filing ligation against this if these items are not removed immediately. 

Account : XXXX and XXXX - XXXX - Last Updated XX/XX/XXXX - reflect Past due - Balance : XXXX credit limit XXXX XXXX and XXXX -XXXX XXXX XXXX XXXX XXXX XXXX XXXX last updated XXXX reflect past due delinquency- balance XXXX - credit limit XXXX XXXX XXXX- Last updated XX/XX/XXXX ( Equifax ) and XX/XX/XXXX ( XXXX ) - reflects charged off bad debt- balance XXXX US Department of Edu- Last Updated XX/XX/XXXX ( XXXX XXXX Equifax , and XXXX ) - Showikg charged off XXXX XXXX ) Delinquent ( Equifax ) and current ( XXXX ) - Balance XXXX XXXX XXXX XXXX - Last updated XX/XX/XXXX ( XXXX ) XX/XX/XXXX ( XXXX ) XXXX XXXX charged off Collections : Equifax - XXXX ( original lender ) XXXX ( agency name ) XXXX balance XXXX & Equifax - XXXX XXXX XXXX- XXXX ( account number ) Date XXXX XX/XX/XXXX XXXX balance XXXX XXXX & Equifax XXXX XXXX XXXX - assigned XXXX balance XXXX ( Equifax account number ) XXXX ( XXXX account number ) XXXX XXXX - balance XXXX Hard Inquires : XXXX XXXX XX/XX/XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX - XXXX XXXX XXXX XXXX  XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX  XXXX XXXX Equifax XXXX XXXX XXXX XXXX XXXX XXXX XXXX Personal Info : My name is XXXX XXXX XXXX XXXX and only should be listed this way. 

Previously lived at XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX. 
Current Adress is XXXX XXXX XXXX XXXX XXXX XXXX  XXXX as of XX/XX/XXXX. 

Please delete and remove all other previous address and name spellings off the report as there in accurate as well as remove the employment history and employee as Im self employed thanks

Company response to consumer: Closed with non-monetary relief