Consumer complaint received 2024-12-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
XXXX XXXX XXXX : ( TransUnion ) XXXX Social Security Number : ( XXXX ) Consumer Date of Birth : ( XX/XX/XXXX ) Contents of Complaint : This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the TransUnion credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of a personal credit card account opened at XXXXXXXX XXXX XXXXXXXX on XX/XX/XXXX under the account number ( XXXX ) with the amount of {$6600.00}, an personal credit card account opened at XXXX XXXX XXXX XXXX on XX/XX/XXXX under the account number ( XXXX ) with the amount of {$1500.00}, a personal credit card account opened at XXXX XXXX XXXX XXXX on XX/XX/XXXX under the account number ( XXXX ) with the amount of {$1100.00}, an personal credit card account opened at XXXX  XXXX on XX/XX/XXXX under the account number ( XXXX ) with the amount of {$950.00}, an personal credit card account opened at XXXX XXXX  on XX/XX/XXXX under the account number ( XXXX ) with the amount of {$2000.00}, an personal credit card account opened at XXXX XXXX  on XX/XX/XXXX under the account number ( XXXX ) with the amount of {$9900.00}, an personal credit card account opened at XXXX XXXX XXXX XX/XX/XXXX under the account number ( XXXX ) with the amount of {$6600.00}, an personal loan account opened at XXXX XXXX XXXX XXXX XX/XX/XXXX under the account number ( XXXX ) with the amount of {$19000.00}, an personal loan account opened at XXXX XXXX  XXXX XXXX XX/XX/XXXX under the account number ( XXXX ) with the amount of {$820.00}, an auto loan account opened at XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX under the account number ( XXXX ) with the amount of {$76000.00}, these accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer FICO credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections that are being reported. The aforementioned accounts, collections, appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts and collections are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaints # XXXX and # XXXX as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts and collections are the result of identity theft and fraud.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief