Consumer complaint received 2025-07-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
Urgent Request for Removal of Inaccurate Address from Credit Report To Whom It May Concern, TransUnion, Equifax & Experian I am submitting this formal complaint under the Fair Credit Reporting Act ( FCRA ) regarding the continued reporting of an inaccurate address on my credit file. This erroneous information is negatively impacting my credit profile and may pose risks related to identity verification and fraud.

- An address that does not belong to me is currently listed on my credit report.

- I have submitted disputes to the relevant credit reporting agency/agencies, but the address remains.

- This incorrect data may have originated from a data furnisher or through a reporting error. 
Under the FCRA, I am entitled to accurate and verifiable information in my credit file. The continued presence of a wrong address violates the following provisions : - 15 U.S.C. 1681e ( b ) : Credit reporting agencies must follow reasonable procedures to ensure the maximum possible accuracy of the information they report.

- 15 U.S.C. 1681i ( a ) ( 1 ) ( A ) : Requires a reasonable reinvestigation of disputed information within 30 days of receiving notice.

- 15 U.S.C. 1681i ( a ) ( 5 ) ( A ) : If disputed information can not be verified, it must be promptly deleted.

- 15 U.S.C. 1681c ( h ) : Addresses the handling of address discrepancies, requiring agencies to notify users when a substantial difference exists between the address provided and the one on file.

- 12 CFR 1022.82 : Requires users of consumer reports to develop policies to confirm and furnish accurate addresses when discrepancies arise.

The failure to remove this incorrect address after dispute constitutes a violation of these statutes and regulations.

I have attached : - A copy of my credit report showing the incorrect address.

Subject : Urgent Request for Removal of Inaccurate Address from Credit Report To Whom It May Concern, I am submitting this formal complaint under the Fair Credit Reporting Act ( FCRA ) regarding the continued reporting of an inaccurate address on my credit file. This erroneous information is negatively impacting my credit profile and may pose risks related to identity verification and fraud. 

- An address that does not belong to me is currently listed on my credit report. 
- I have submitted disputes to the relevant credit reporting agency/agencies, but the address remains. 
- This incorrect data may have originated from a data furnisher or through a reporting error.

Under the FCRA, I am entitled to accurate and verifiable information in my credit file. The continued presence of a wrong address violates the following provisions : - 15 U.S.C. 1681e ( b ) : Credit reporting agencies must follow reasonable procedures to ensure maximum possible accuracy of the information they report.

- 15 U.S.C. 1681i ( a ) ( 1 ) ( A ) : Requires a reasonable reinvestigation of disputed information within 30 days of receiving notice.

- 15 U.S.C. 1681i ( a ) ( 5 ) ( A ) : If disputed information can not be verified, it must be promptly deleted.

- 15 U.S.C. 1681c ( h ) : Addresses the handling of address discrepancies, requiring agencies to notify users when a substantial difference exists between the address provided and the one on file.

- 12 CFR 1022.82 : Requires users of consumer reports to develop policies to confirm and furnish accurate addresses when discrepancies arise.

The failure to remove this incorrect address after dispute constitutes a violation of these statutes and regulations. 
I have attached : - A copy of my credit report showing the incorrect address. 

Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with non-monetary relief