Consumer complaint received 2024-10-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Public record information inaccurate
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
XXXX  - - 15 USC 6802 obligations with respect to disclose any personal info without my consent- This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account. As a consumer by law this account must be removed. A financial institution may not disclose nonpublic personal information to a nonaffiliated third party without clear and conspicuously disclosures or consent. Please delete this account. Erroneous account Direct Violation of 15 USC 1681 Reporting incorrectly. PAYMENT HISTORY DATES ACCOUNT NUMBERS BALANCE INCORRECT AMOUNTS PAYMENT STATUS Inaccurate across all XXXX Bureaus XXXX XXXX and Equifax XXXX - **** - 15 U.S. Code 1681c - Requirements relating to information contained in consumer reports- This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account. 
XXXX XXXX -- 15 USC 1666 USC 16663 12 CFR 1026.13 Billing Error-Late payments- This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account. Recently I checked my credit report and noticed late payments from your company. This Edit account is inaccurately reporting payment history. Please update to paid as agreed/ never late XXXX  - - 15 U.S. Code 1681c - Requirements relating to information contained in consumer reports- Recently I checked my credit report and noticed late payments from your company. This Edit account is inaccurately reporting payment history. Please update to paid as agreed/ never late This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account.

XXXX  - 15 U.S. Code 1681c - Requirements relating to information contained in consumer reports- This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account. 
XXXX 15 U.S. Code 1681c - Requirements relating to information contained in consumer reports- This Account is Inaccurate and I'm seeking litigation please delete at once This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account. 
XXXX - - 15 U.S. Code 1681c - Requirements relating to information contained in consumer reports- This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account. 
XXXX - 15 USC 6802 obligations with respect to disclose any personal info without my consent- This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account. As a consumer by law this account must be removed. A financial institution may not disclose nonpublic personal information to a nonaffiliated third party without clear and conspicuously disclosures or consent. Please delete this account. Erroneous account Direct Violation of 15 USC 1681 Reporting incorrectly. PAYMENT HISTORY DATES ACCOUNT NUMBERS BALANCE INCORRECT AMOUNTS PAYMENT STATUS Inaccurate across all XXXX Bureaus XXXX XXXX and Equifax XXXX - XXXX - 15 U.S. Code 1681c - Requirements relating to information contained in consumer reports- This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account. 
XXXX - 15 U.S. Code 1681c - Requirements relating to information contained in consumer reports- This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account. 
XXXX  - - 15 USC 6802 obligations with respect to disclose any personal info without my consent- This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account. As a consumer by law this account must be removed. A financial institution may not disclose nonpublic personal information to a nonaffiliated third party without clear and conspicuously disclosures or consent. Please delete this account. Erroneous account Direct Violation of 15 USC 1681 Reporting incorrectly. PAYMENT HISTORY DATES ACCOUNT NUMBERS BALANCE INCORRECT AMOUNTS PAYMENT STATUS Inaccurate across all XXXX Bureaus XXXX XXXX and Equifax XXXX XXXX 15 U.S. Code 1681c - Requirements relating to information contained in consumer reports- This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account.

XXXX - 15 U.S. Code 1681c - Requirements relating to information contained in consumer reports- This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account. 

XXXX - 15 U.S. Code 1681c - Requirements relating to information contained in consumer reports- Recently I checked my credit report and noticed late payments from your company. This Edit account is inaccurately reporting payment history. Please update to paid as agreed/ never late This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account. 

XXXX XXXX 15 U.S. Code 1681c - Requirements relating to information contained in consumer reports- Recently I checked my credit report and noticed late payments from your company. This Edit account is inaccurately reporting payment history. Please update to paid as agreed/ never late This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account. 
XXXX - 15 U.S. Code 1681c - Requirements relating to information contained in consumer reports- This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account. 
XXXX XXXX XXXX5 U.S. Code 1681c - Requirements relating to information contained in consumer reports- This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account. 
XXXX - - 15 USC 6802 obligations with respect to disclose any personal info without my consent- This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account. As a consumer by law this account must be removed. A financial institution may not disclose nonpublic personal information to a nonaffiliated third party without clear and conspicuously disclosures or consent. Please delete this account. Erroneous account Direct Violation of 15 USC 1681 Reporting incorrectly. PAYMENT HISTORY DATES ACCOUNT NUMBERS BALANCE INCORRECT AMOUNTS PAYMENT STATUS Inaccurate across all XXXX Bureaus XXXX XXXX and Equifax XXXX XXXX - Validation of debts - This Account is inaccurate and Im seeking litigation please delete at once. XXXX XXXX XXXX XXXX  - Validation of debts - This Account is inaccurate and Im seeking litigation please delete at once. 

XXXX XXXX -- XXXX - Validation of debts - This Account is inaccurate and Im seeking litigation please delete at once. 

XXXX XXXX XXXX XXXX XXXX - Validation of debts - This Account is inaccurate and Im seeking litigation please delete at once. 

SELFLEADB - - XXXX - Validation of debts - This Account is inaccurate and Im seeking litigation please delete at once. 

Bankruptcy - XXXX - Permissible purposes of consumer reports under 15 US Code 1681b. - This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account. 
Bankruptcy - - Permissible purposes of consumer reports under 15 US Code 1681b. - This account is in violation of 15 U.S. Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report. I demand that you delete this account. 
Please VALIDATE this information with the creditors and PROVIDE ME WITH ANY DOCUMENTATIONS associated with these accounts, ( i.e. an ORIGINAL CONTRACT BEARING MY SIGNATURE ). I formally request that this information be immediately deleted from the credit file you maintain under my social security number. Please note that you have 30 days to complete your investigation, as per the FAIR CREDIT REPORTING ACT section XXXX ( a ) ( XXXX ), and I am keeping CAREFUL record of your actions. Failure to respond satisfactorily within 30 days of RECEIPT of this CERTIFIED letter will result in a small claims action against your company. I will be seeking {$5000.00} in damages for : XXXX. ) Defamation XXXX. ) Negligent Enablement Of Identity Fraud 3. ) Violation Of The Fair Credit Reporting Act You will be REQUIRED to appear in a court venue local to me, in order to formally defend yourself. P.S. Please be aware that dependent upon your response, I may be detailing any potential issues with your company via the better business bureau along with an online public press release, including documentation of any potential small claims action. * Please remove all non-account holding inquiries over 30 days old. Thank you for your cooperation in this matter, XXXX XXXX XXXX XXXX,

Company response to consumer: Closed with non-monetary relief