Consumer complaint received 2026-07-15 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: Harris & Harris, Ltd.
State: GA

Complaint narrative:
This letter serves as my formal request for validation of the alleged debts you are reporting and/or attempting to collect pursuant to the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g, and the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681, 1681e ( b ), and 1681i. I dispute the accuracy, completeness, and legal enforceability of the following accounts : Harris & Harris LTD XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$500.00} XXXX demand that you provide competent evidence that I have a legal obligation to pay these alleged debts. Please provide the following : A copy of the original signed contract or application bearing my signature. A complete payment history from the original creditor. The name and address of the original creditor. Documentation showing the chain of assignment or purchase of the debt. Proof that you are legally licensed and authorized to collect debts in my state. Documentation establishing the amount allegedly owed, including interest, fees, and charges. Proof that the debt is within the applicable statute of limitations. Copies of all documents you relied upon in furnishing this information to the credit reporting agencies. If you can not provide competent evidence validating these accounts, you must : Cease all collection activity. Delete the accounts from all consumer reporting agencies. Notify each credit bureau that the information should be permanently removed. Fair Credit Reporting Act Under 15 U.S.C. 1681e ( b ), consumer reporting agencies and furnishers are required to maintain maximum possible accuracy. Under 15 U.S.C. 1681i, disputed information must be reasonably investigated. Information that can not be verified must be deleted. If any information is inaccurate, incomplete, misleading, or can not be verified, it must be removed from my credit reports. Request for Documents I also request disclosure of all information maintained concerning me pursuant to 15 U.S.C. 1681g, including : The source of the information. The dates the information was furnished. Every entity that has accessed my consumer report. All documentation supporting the reporting of these accounts. Notice If your investigation fails to produce legally sufficient documentation, I expect these accounts to be deleted immediately. Continuing to report information that can not be verified may constitute violations of the Fair Credit Reporting Act and Fair Debt Collection Practices Act, including potential civil liability under 15 U.S.C. 1681n and 1681o, as applicable. If I do not receive a complete response within the time required by law, I reserve all rights to file complaints with the Consumer Financial Protection Bureau ( CFPB ), my state Attorney General, the Federal Trade Commission, and to pursue any remedies available under federal and state law. This correspondence is not an acknowledgment of liability, nor is it a promise to pay. I expressly dispute these alleged debts in their entirety. I expect your prompt response. Sincerely, XXXX XXXX

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation