Consumer complaint received 2025-08-10 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: AL

Complaint narrative:
XXXX XXXXThis CFPB complaint has been filed to request pursuant to FCRA  605B (15 U.S.C.  1681c-2) that you, the TransUnion credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of an auto loan account opened at XXXX XXXX XXXX on XXXX XXXX XXXX under the account number XXXX, an auto loan opened at XXXX XXXX XXXX on XXXX XXXX XXXX under the account number XXXX, an auto loan opened at XXXX XXXX XXXX XXXX on XXXX XXXX XXXX under the account number XXXX, a personal loan opened at XXXX XXXX XXXX. on XXXX XXXX XXXX under the account XXXX, and a collections account opened at XXXX XXXX XXXX on XXXX XXXX XXXX under the account XXXX  with a balance of XXXX. These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. I have attached a list of the hard inquiries in question as well as a copy of the consumer FICO credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections, or hard inquiries as reported. The aforementioned accounts, collections, or hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. I have attached a copy of FTC Identity Theft Complaint #XXXX  as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Automobile Dealers, UsedXXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: XXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Automobile Dealers, UsedXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXXXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Finance Companies - non specific\XXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Finance Companies - non specificXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record untiXXXX XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Finance Companies - non specificXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Automobile Dealers, NewXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Finance Companies - non specificXXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Auto Financing CompaniesXXXX XXXX XXXX XXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX XXXX XXXXInquired on XXXX XXXX XXXXBusiness Type: Credit UnionsXXXX XXXX XXXX XXXXThis inquiry is scheduled to continue on record until XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation