Consumer complaint received 2025-06-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: SC

Complaint narrative:
XXXX XXXX, XXXX, XX/XX/year> This CFPB complaint has been filed to request pursuant to FCRA XXXX ( XXXX U.S.C. XXXX ) that you, the XXXX  credit XXXX XXXX XXXX XXXX information appearing on my consumer credit report that is the result of identity theft and fraud within XXXX business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of : XXXX. XXXX - XXXX XXXX XXXX XXXX XXXX - This is a XXXX and fully paid account with a solid payment history. The current reporting is inaccurate and XXXX. Under FCRA XXXX ( b ), you are obligated to maintain maximum possible accuracy. I demand this be corrected immediately to reflect a positive payment history. 
XXXX. XXXX - XXXXXXXX XXXX XXXX XXXX XXXX  - This open account reports inaccurate payment history, violating FCRA XXXX ( b ), which requires maximum accuracy. I demand immediate correction to reflect my consistent, positive payment history. This error is damaging my creditworthiness and must be resolved without delay. 
XXXX. XXXX XXXX - XXXXXXXX XXXX XXXX XXXX XXXX  - This account is the result of identity theft and is causing significant and unjustified XXXX  to my credit profile. Under the Fair Credit Reporting Act ( FCRA ) XXXX and XXXX, you are legally obligated to block and remove fraudulent accounts once notified. I have submitted the proper identity theft documentation, including my FTC Identity Theft Report. I demand this inaccurate and XXXX account be removed from my credit report within XXXX  days to prevent further damage and violation of my consumer rights. 
XXXX. XXXX - XXXXXXXX XXXX XXXX XXXX XXXX XXXX  This account is the result of identity theft and is causing significant and unjustified harm to my credit profile. Under the Fair Credit Reporting Act ( FCRA ) XXXX and XXXX, you are legally obligated to block and remove fraudulent accounts once notified. I have submitted the proper identity theft documentation, including my FTC Identity Theft Report. I demand this inaccurate and XXXX account be removed from my credit report within XXXX   days to prevent further XXXX and violation of my consumer rights. 
XXXX. XXXX - XXXXXXXX XXXX XXXX XXXX XXXX - This account is the result of identity theft and is causing significant and unjustified XXXX  to my credit profile. Under the Fair Credit Reporting Act ( FCRA ) XXXX and XXXX, you are legally obligated to block and remove fraudulent accounts once notified. I have submitted the proper identity theft documentation, including my FTC Identity Theft Report. I demand this inaccurate and XXXX  account be removed from my credit report within XXXX  days to prevent further XXXX  and violation of my consumer rights. 

These accounts have resulted in several fraudulent XXXX  inquiries and fraudulent collections appearing on my consumer XXXX credit report. All of the aforementioned accounts, collections, and XXXX  inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint ( XXXX ) as proof from the XXXX Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and XXXX  inquiries are the result of identity theft and fraud.

Company response to consumer: Closed with non-monetary relief