Consumer complaint received 2025-04-07 00:00:00
Product: Mortgage — Conventional home mortgage
Issue: Applying for a mortgage or refinancing an existing mortgage — Application denials
Company: WELLS FARGO & COMPANY
State: FL

Complaint narrative:
fORECLOSURESx 2 XXXX & XXXX NO DISCOVERY PRODUCED IN RELATION TO THIS MORTGAGE i RECENTLY FOUND OUT FOR A FORMER FLORIDA ATTORNEY mine for 6 years that the florida judges were getting paid bonuses to foreclose faster. without discovery both case should have been dismissed. but no they continued on and lost my home due to one of those set trials by a judge getting a bonus.

Its time to ( re ) tell the story of my prior ( law ) career. You might find it interesting w DOGE stuff we see now. The short version : From XXXX - XXXX, I was Floridas best foreclosure defense lawyer ( by a lot ). XXXX XXXX cases for homeowners. ( For comparison, nobody else in FL won XXXX. ). I also created many of the favorable appellate decisions for homeowners. After my work cost banks billions ( yes, not exaggerating ), banks hired private investigators to create a dossier against me in an effort to take me out, which they then circulated anonymously to FL govt. This dossier was never the subject of any court proceeding, but it became justification for govt to attack me relentlessly. Endless attacks by my state Bar. A raid on my office, w the raid leaked to media. Then media hit pieces. I was never arrested, much less charged or convicted, of anything. Heck, I wasnt even sued in civil court about any of the false stuff they alleged. And Id spent my career helping the poor. So why did govt use the dossier as an excuse to keep attacking me, esp when Id devoted my career to helping the less fortunate? I got a judge to testify that the pay raises of all FL judges, statewide, were tied to their foreclosing faster for the benefit of banks. Judges got large pay raises for capitulating $ XXXX in extra pay ( lifetime ) for highest judges in state. Thats when it all clicked for me. The hostility I so often felt from the judges before whom I appeared was a byproduct of their large personal incentives to rule against me & my clients. The whole system went into the tank. Not one judge stood up & said this is wrong bc they were all benefitting from it. In aftermath of XXXX XXXX, the judiciary went into the tank, aligning XXXX XXXX XXXX & throwing XXXX XXXX under the bus. Why? So judges w de-facto lifetime appointments could get more pay ( This same dynamic existed across XXXX. Its why no bankers went to jail after crashing global economy in XXXX XXXX ) The result? XXXX XXXX foreclosures pushed thru the system in FL alone homes taken from middle class & redistributed to banks, hedge funds & investors. Ever since, home prices have continued to grow faster than median income, making housing unaffordable for so many. All by design A illustration of how badly the judiciary twisted the laws to help banks ( and themselves )? Florida now has a statute of limitations for everything except XXXX & mortgage foreclosure. And its now almost impossible to find a lawyer who can help homeowners. They didnt just crush methey eliminated help for consumers altogether When I wrote a book about this, I thought I could change how the system operated. The story was so compelling, it felt like a movie script. What did I realize? A XXXX winning journalist told me she couldnt cover my story bc her editors wouldnt let her. A national PR firm liked my story so much they worked on it for a year for free, only to realize media was never going to cover it Freedom of the press was created to expose govt secrets, but in practice, it protects corrupt govt. ( This is why XXXX is now getting attacked, even though hes a grifter ( corporate subsides ) too ) XXXX XXXX, government and media arent just in bed together. Theyre all the same thing And the public? It ensures the system never changes by arguing D v R endlessly Some people will never believe me. Thats ok. My life is great. I use my unique knowledge of the system to make a career in investing, and I love my life That said, Ill always be sad at how many ppl got crushed in aftermath of XXXX How many couldnt pivot like I did And part of me will always want my friends to see just how corrupt & irredeemable govt is so they can tune out the endless XXXX  and improve their lives So, if you see me post about corruption, this is part of where Im coming from. Its real, its worse than you think, and it the bottom 99 %

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation