Consumer complaint received 2025-03-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
I am writing to formally request your assistance in investigating inaccuracies and unauthorized accounts and other inaccurate information on my credit report, which have directly impacted my ability to be approved for loans. Despite my efforts to resolve the issue with the credit reporting agencies, these discrepancies remain unresolved. The information on my credit file includes which I did not authorize or recognize. As a result, my creditworthiness has been significantly affected, leading to my denial for crucial financial opportunities, including loansIappliedfor Incorrect Address : XXXX XXXX  XXXX XXXX XXXX XXXX XXXX, TX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX  XXXX XXXX, TX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX Late Closed XXXX  XXXX {$0.00} Date Open : XX/XX/XXXX XXXX XXXX XXXX XXXX {$0.00} Date Open : XX/XX/XXXX XXXX  XXXX XXXX {$0.00} Date Open : XX/XX/XXXX Charge Off XXXX  XXXX  XXXX {$7500.00} Date Open : XX/XX/XXXX XXXX  XXXX {$480.00} Date Open : XX/XX/XXXX XXXX  XXXX XXXX {$0.00} Date Open : XX/XX/XXXX XXXX XXXX {$160.00} Date Open : XX/XX/XXXX Collection XXXX XXXX XXXX XXXX {$800.00} Date Open : XX/XX/XXXX XXXX XXXX ( Original Creditor : XXXX XXXX  XXXX  XXXX ) XXXX {$510.00} Date Open XXXX XXXX  ( Original Creditor : XXXX XXXX XXXX  ) XXXX {$85.00} Date Open XXXX XXXX  XXXX XXXX Original Creditor : XXXX XXXX  XXXX  XXXX XXXX XXXX ) XXXX {$230.00} Date Open : XX/XX/XXXX XXXX  XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX {$260.00} Date Open : XX/XX/XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX  XXXX XXXX ) XXXX {$22000.00} Date Open : XX/XX/XXXX XXXX ( Original Creditor : XXXX XXXX  XXXX XXXX ) XXXX {$450.00} Date Open XXXX XX/XX/XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX {$1000.00} Date Open : XX/XX/XXXX XXXX XXXX XXXX  ( Original Creditor : XXXX XXXX XXXX XXXX {$1200.00} Date Open : XX/XX/XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX {$13000.00} Date Open : XX/XX/XXXX XXXX XXXX XXXXXXXX XXXX ( Original Creditor : XXXX XXXX ) XXXX {$560.00} Date Open : XX/XX/XXXX XXXX, XXXX ( Original XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) XXXX {$5600.00} Date Open : XX/XX/XXXX XXXX XXXX XXXX XXXX {$340.00} Date Open : XX/XX/XXXX Hard Inquiries XXXX XXXX XX/XX/XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX  XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX  XXXX XX/XX/XXXX XXXX  XXXX XX/XX/XXXX XXXX  XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief