Consumer complaint received 2025-07-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: NH

Complaint narrative:
This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the Experian credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. I am filing this FTC Identity Theft Affidavit to report thirteen fraudulent accounts appearing on my consumer FICO Experian credit report which I do not recognize as reported and which are the result of identity theft and fraud. These accounts include : XXXX opened on XX/XX/XXXX under account number XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  with a balance of {$380.00}, XXXX  on XX/XX/XXXX under XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  with a balance of {$0.00}, XXXX on XX/XX/XXXX under XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX  with a balance of {$1600.00}, XXXX on XX/XX/XXXX under XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  with a balance of {$0.00}, XXXX XXXX on XX/XX/XXXX under XXXX XXXX XXXX XXXX XXXX with a balance of {$3100.00}, XXXX XXXX on XX/XX/XXXX under XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  with a balance of {$6100.00}, XXXX on XX/XX/XXXX under XXXXXXXX XXXX XXXX XXXX with a balance of {$0.00}, XXXX  XXXXXXXX XXXX on XX/XX/XXXX under XXXXXXXX XXXX XXXX XXXX XXXX XXXX  with a balance of {$170.00}, XXXX XXXX XXXX on XX/XX/XXXX under XXXXXXXX XXXX XXXX XXXX XXXX with a balance of {$200.00}, XXXX XXXX  on XX/XX/XXXX under XXXX XXXX XXXX XXXX with a balance of {$390.00}, XXXX  on XX/XX/XXXX under XXXX XXXX XXXX  with a balance of {$850.00}, XXXX XXXX on XX/XX/XXXX under XXXXXXXX XXXX XXXX with a balance of {$120.00}, and XXXX XXXX on XX/XX/XXXX under XXXX XXXX XXXX with a balance of {$70.00}. These accounts have resulted in multiple fraudulent hard inquiries, reporting errors, and collections that have negatively affected my credit profile. I demand that all of these fraudulent items be removed from each of my consumer credit reports and that all collection activity related to them cease immediately in accordance with my rights under the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). All accounts above, collections, late payments, and charge-offs result from identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # XXXX, XXXX, XXXX and XXXX as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud. I demand that the fraudulent items be removed from my consumer credit report and that all collection activity related to said items cease pursuant to my rights within the FCRA and FDCPA laws.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation