Consumer complaint received 2025-06-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
I demand : Permanent deletion of the fraudulent accounts listed above Written confirmation within 4 business days A full compliance statement showing that youve blocked the data as required by law Failure to act will result in formal complaints to the CFPB, FTC, and litigation for damages under FCRA 616 & 617.

The following accounts remain on my credit report in violation of FCRA 1681c-2 ( a ) : Equifax XXXX XXXX XXXX XXXX XXXX XXXX XXXX High Balance : {$710.00}, Last Date Account was verified : XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$710.00}, Last Date of Payment : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX High Balance : {$730.00}, Last Date Account was verified : XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$730.00}, Last Date of Payment : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  High Balance : {$530.00}, Last Date Account was verified : XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$530.00}, Last Date of Payment : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX High Balance : {$290.00}, Last Date Account was verified : XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$0.00}, Last Date of Payment : XX/XX/XXXX Experian XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, High Balance : {$3200.00}, Last Date Account was verified : XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$3500.00}, Last Date of Payment : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  High Balance : {$70.00}, Last Date Account was verified : XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$54.00}, Last Date of Payment : XX/XX/XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX High Balance : {$6200.00}, Last Date Account was verified : XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$6800.00}, Last Date of Payment : XXXX XXXX XXXX XXXX XXXX XXXX  - Verify that these inquiries belong to me. - Your actions are in violation of FCRA Laws and CDIA Standards. I insist that you remove this erroneous information. 

XXXXXXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX - Verify that these inquiries belong to me. - Your actions are in violation of FCRA Laws and CDIA Standards. I insist that you remove this erroneous information. 

XXXX XXXX - XX/XX/XXXX - XXXX that these inquiries belong to me. - Your actions are in violation of FCRA Laws and CDIA Standards. I insist that you remove this erroneous information. 

XXXX XXXX - XX/XX/XXXX - Verify that these inquiries belong to me. - Your actions are in violation of FCRA Laws and CDIA Standards. I insist that you remove this erroneous information. 

XXXX XXXX - XX/XX/XXXX - Verify that these inquiries belong to me. - Your actions are in violation of FCRA Laws and CDIA Standards. I insist that you remove this erroneous information. 

Transunion XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX High Balance : {$6200.00}, Last Date Account was verified : XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$6800.00}, Last Date of Payment : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, High Balance : {$900.00}, Last Date Account was verified : XX/XX/XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$900.00}, Last Date of Payment : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX High Balance : {$77.00}, Last Date Account was verified : XX/XX/XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$93.00}, Last Date of Payment : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX High XXXX XXXX {$0.00}, Last Date Account was verified : XX/XX/XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$1200.00}, Last Date of Payment : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, High Balance : {$1700.00}, Last Date Account was verified : XX/XX/XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$0.00}, Last Date of Payment : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  High Balance : {$920.00}, Last Date Account was verified : XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$920.00}, Last Date of Payment : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, High Balance : {$1100.00}, XXXX XXXX Account was verified : XX/XX/XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$0.00}, Last Date of Payment : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX High Balance : {$870.00}, Last Date Account was verified : XX/XX/XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$0.00}, Last Date of Payment : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX High Balance : {$240.00}, Last Date Account was verified : XX/XX/XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$190.00}, Last Date of Payment : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXXXX/XX/XXXX - Verify that these inquiries belong to me. - Your actions are in violation of FCRA Laws and CDIA Standards. I insist that you remove this erroneous information. 

XXXX XXXX XXXX XXXX XXXX - XX/XX/XXXX - Verify that these inquiries belong to me. - Your actions are in violation of FCRA Laws and CDIA Standards. I insist that you remove this erroneous information. 

XXXX - XX/XX/XXXX - Verify that these inquiries belong to me. - Your actions are in violation of FCRA Laws and CDIA Standards. I insist that you remove this erroneous information.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation