Consumer complaint received 2025-05-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: EQUIFAX, INC.
State: NY

Complaint narrative:
Attention Report Team at Equifax I am sending this to you today because I have pulled my most recent credit report and I am extremely confused. It is very troubling as these items are reporting as incorrect and inaccurate information. I would appreciate your assistance to solve these problems. 

I have done research at my end and as you and myself both aware, there are laws that guarantee that credit bureaus report accurate information. According to the FCRA, the information provided should be 100 % accurate, 100 % verifiable, and reported in a timely fashion. I am well aware you have 30 days to complete this investigation. Your failure to comply with federal regulations is a serious violation of the Fair Credit Reporting Act and could possibly result in an investigation by the Federal Trade Commission. 

I must demand that you run a thorough investigation for each and every mistake listed, and a complete report MUST be provided to me after you have completed the investigation. 


XXXX  XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX  - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX  XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX  - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XXXX  - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XXXX XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX  - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XXXX  - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX  - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX  XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX  - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX  XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX  - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XXXX  - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX  - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX  - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX AUTO - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX  XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX  - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX  XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX  - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XXXX  - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XXXX XXXX  XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX  - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XXXX  - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX  - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 

Delete these hard inquiries.

Company response to consumer: Closed with explanation