Consumer complaint received 2025-10-21 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: MO

Complaint narrative:
I am writing to dispute several unauthorized hard inquiries that have appeared on my credit report. Under the Fair Credit Reporting Act ( FCRA ), I have the right to dispute any information on my credit report that I believe is inaccurate or obtained without my consent. 

The following inquiries are not recognized or authorized by me : Account name XXXX XXXX Date of request XX/XX/XXXX Account name XXXX XXXX Date of request XX/XX/XXXX Account name XXXX XXXX Date of request XX/XX/XXXX Account name XXXX XXXXXXXX XXXX XXXX XXXX XXXX  Date of request XX/XX/XXXX Account name XXXX XXXX XXXX XXXX XXXX request XX/XX/XXXX Account name XXXX XXXX XXXX Date of request XX/XX/XXXX Account name XXXX XXXX  Date of request XX/XX/XXXX Account name XXXXXXXX XXXX XXXX Date of request XX/XX/XXXX XXXX XXXX XXXX  INQUIRIES Account name XXXX XXXX XXXX XXXX  Date of request ( XXXX ) XX/XX/XXXX Account name XXXX, XXXX  Date of request XXXX XXXX ) XX/XX/XXXX Account name XXXX, XXXX  Date of request XXXX XXXX ) XX/XX/XXXX Account name XXXX XXXX Date of request XX/XX/XXXX Account name XXXX XXXX Date of request XX/XX/XXXX Account name XXXX XXXX Date of request XX/XX/XXXX Account name XXXX XXXX XXXX XXXX XXXX XXXX  Date of request XX/XX/XXXX Account name XXXX XXXX XXXX Date of request XX/XX/XXXX Account XXXX XXXX XXXX XXXX Date of request XX/XX/XXXX Account name XXXX XXXX Date of request XX/XX/XXXX Account name XXXX XXXX XXXX  Date of request XX/XX/XXXX XXXX XXXX XXXX  INQUIRIES Account name XXXX XXXX XXXX XXXX Date of request ( XXXX ) XX/XX/XXXX Account name XXXX, XXXX  Date of request ( XXXX ) XX/XX/XXXX Account name XXXX XXXX  Date of request ( XXXX ) XX/XX/XXXX Account name XXXX XXXX XXXXXXXX Date of request ( XXXX ) XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Account name XXXX XXXX Date of request ( XXXX ) XX/XX/XXXX XX/XX/XXXX Account name XXXX XXXX XXXX Date of request ( XXXX ) XX/XX/XXXX Account name EXPERIAN Date of request ( XXXX ) XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Account name EXPERIAN Date of request ( XXXX ) XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Account name EXPERIAN Date of request ( XXXX ) XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Account name EXPERIAN Date of request ( XXXX ) XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Account name EXPERIAN Date XXXX request ( XXXX ) XX/XX/XXXX XX/XX/XXXX Account name EXPERIAN Date of XXXX ( XXXX ) XX/XX/XXXX XX/XX/XXXX Account name EXPERIAN Date of XXXX ( XXXX ) XX/XX/XXXX Account name XXXX XXXX XXXX/EXPERIAN Date of request ( s ) XX/XX/XXXX Account name EXPERIAN Date of request ( XXXX XXXX XX/XX/XXXX Account name EXPERIAN Date of request ( XXXX XXXX XX/XX/XXXX Account name EXPERIAN XXXX Date of request ( XXXX ) XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Account name EXPERIAN XXXX XXXX Date of request ( XXXX ) XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Account name XXXX  Date of request ( XXXX ) XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Account name XXXXXXXX XXXX  Date of request ( XXXX ) XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Account name XXXX Date of request ( XXXX ) XX/XX/XXXX Account name XXXXXXXX XXXX XXXX Date of request ( XXXX ) XX/XX/XXXX Account name XXXX XXXX XXXX Date XXXX request ( XXXX ) XX/XX/XXXX Account name XXXX  Date of request ( XXXX ) XX/XX/XXXX Account name XXXX XXXX Date of request ( XXXX ) XX/XX/XXXX Account name XXXX XXXX  Date of request ( XXXX ) XX/XX/XXXX Account name XXXX XXXX XXXX Date of request ( XXXX ) XX/XX/XXXX Account name XXXX XXXX Date of request ( XXXX ) XX/XX/XXXX Under FCRA 604 ( a ) ( 2 ), a consumer reporting agency may only furnish my credit report to entities that have a permissible purpose and with my explicit written authorization. I have never provided such authorization to the entities listed above. 

Additionally, under FCRA 611 ( a ), I am exercising my right to dispute and request an investigation into these inquiries. If the credit bureau can not verify that I provided written consent, these inquiries must be deleted immediately from my report. 

Please provide written documentation showing that I granted permission for these inquiries, including a signed application or authorization form. If you are unable to verify this information within 30 days, I request that these inquiries be removed from my credit report in compliance with the FCRA.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation