Consumer complaint received 2025-07-15 00:00:00
Product: Mortgage — VA mortgage
Issue: Struggling to pay mortgage — Foreclosure
Company: Mr. Cooper Group Inc.
State: FL

Complaint narrative:
I, XXXX XXXX XXXX XXXX XXXX, am filing this complaint in my capacity as the XXXX XXXX and lawful XXXX of my private trust estate, XXXX XXXX XXXX XXXX XXXX, on behalf of the indigenous Moorish American estate known as XXXX XXXXXXXX XXXX and variants thereof, to address ongoing fraudulent, abusive, and unlawful actions by ( Nationstar Mortgage Holdings ( Inc. ) ) d/b/a Mr. Cooper Group ( Inc. ) its offiers , agents, and affiliates, as well as XXXX XXXX XXXX  ) XXXX XXXX XXXX XXXX Community HOA and its cousel for patterns of systemic fraud, sercurities violations, unlawful servicing practices, misrepresentation, identity conversion and attempted foreclosure and liquidation of trust estate property held in a private, indigenous trust estate without lawful authority, in violation of international treaty obligations, indigenous sovereignty protections, and consumer protection statutes. 
Nationstar has engaged in the following unlawful acts : Misrepresenting itself as holder-in-due-course of a mortgage note and debt, while never producing a verified, original, wet-ink instrument or valid assignment demonstrating lawful standing. 
Nationstar and its agents falsely presented themselves as lawful fiduciaries of the estate while failing to disclose the fraud at origination and the fact that the loan was already XXXX via issuance of credit per XXXX XXXX. XXXX ( XXXX ) and XXXX ( XXXX ). 
Concealing the fact that the purported loan was XXXX at origination through hypothecation and monetization of my promissory note, in violation of XXXX XXXX. XXXX ( XXXX ) and related banking law prohibiting banks from lending their own credit. 
The actors failed to disclose the joinder of unrelated parties into my trust estate ( HOA and others ) and failed to present a XXXX, OID, or tax reporting of these transactionsconstituting unreported income and tax fraud, further reported on IRS Form XXXX and Form XXXX. 
Servicing the property under a false presumption that the trust estate is subject to federal taxation and foreclosure remedies, despite its status as indigenous Moorish property protected by treaty and aboriginal allodial title. 
Orchestrating an abusive foreclosure process and proceedings and HOA lien actions without proper treaty authority, proof of standing or jurisdiction, in violation of the XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX ) and the XXXX, Articles XXXX and XXXX. Creating false and fraudulent records to cloud the title to my land. 
They continued to attempt to collect, inspect, and convert the property even after failing to respond or rebut a properly entered jurisdictional averment and Notice of Non-Consent ( XX/XX/XXXX ) into the public record served upon their attorneys of record, establishing default and estoppel ; and XXXX XXXXXXXX XXXX  ( XX/XX/XXXX ) under docket XXXX. 
XXXX of law violations under XXXX XXXX. XXXX, XXXX, XXXX, and breach of fiduciary duty by misrepresentation through communications and presentments to intimidate the rightful trustee and occupier of the estate property. 
Knowingly attempting to convert the property through color of law and intimidation tactics, despite being notified of the trusts foreign status and indigenous title protection. 
Sending notices and filings purporting to levy assessments, while instructing me to remit payments to XXXX XXXX private escrow account an improper and unethical practice. 
Ignoring treaty obligations, federal law, and the protections of a private trust estate, including allodial and aboriginal title immunity from municipal encumbrances. 
Harassing the estate with process servers, fraudulent inspections, and unauthorized presentments, with the intent to coerce and extort payment of a fabricated debt. 

These actions amount to servicing fraud, wrongful foreclosure, fraudulent conveyance, and identity theft of the trusts private estate. Such conduct violates international law ( Treaty of Peace and Friendship, XXXX ), the Supremacy Clause of the XXXX XXXX, the Fair Debt Collection Practices Act ( FDCPA ), and indigenous protections under UNDRIP Articles XXXX and XXXX. 
I have documented and submitted to the public record over XXXX dozen judicial notices, affidavits, tort claims, and IRS filings to revoke their presumed authority and demand lawful proof of standing, agency, and bonding. 

I hereby demand CFPB 's intervention and full investigation of the above entities and their and their agents for violations of the Truth in Lending Act ( TILA ), Real Estate Settlement Procedures Act ( RESPA ), Fair Debt Collection Practices Act ( FDCPA ), Regulation Z, Regulation X, and related statutes, along with violations of treaty and indigenous rights protections acknowledged under United States law. 

Supporting exhibits and public record references are available upon request and are being concurrently served on the violators and lodged with the administrative court, XXXX XXXX XXXX XXXX XXXX XXXX ) under consular seal. 

immediate cessation of all foreclosure and collection activity on this trust estate property. I reserve all rights XXXX XXXX, Article XXXX of the Constitution, and applicable treaty law.

Company response to consumer: Closed with explanation