Consumer complaint received 2025-01-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
Name : XXXX XXXX XXXX XXXX Address : XXXX XXXX XXXX XXXX, XXXX XXXX XXXXXXXX Email : XXXX Phone : XXXX Date of Birth : XXXX Last XXXX SSN : XXXX EXPERIAN Credit Bureau Address : XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX Dear EXPERIAN Customer Service, Due to the recent lawsuit filed against Experian in. XX/XX/XXXX. I insist you conduct an investigation as you are required by the FCRA Law. I will explicitly say do not accept the findings of the furnishers who do not provide thorough results of their investigation. Which I ask that you provide to me in exact detail via mail and not through your online portal. 


Subject : Request for Removal of Negative Accounts Due to XXXX Data Breach Please Delete the disputed information within the required timeline of 30 days as set forth per the FCRA which is federal law. 

Don't play with me and make me crash out and break the backboard on your HOEASS and you locally because I'm ready to throw hands fam. 



The specific items I am disputing are : XXXX. Account Name : XXXX XXXX XXXX XXXX, Account Number : XXXX XXXX. Account Name : XXXX XXXX, Account Number : XXXX XXXX. Account Name : XXXX, Account Number : XXXX XXXX. Account Name : XXXX XXXX XXXX, Account Number : XXXX XXXX. Account Name : XXXX XXXX XXXX, Account Number : XXXX XXXX. Account Name : XXXX, Account XXXX : XXXX XXXX. Account Name : XXXX XXXX XXXX XXXX  Account Number : XXXX XXXX. Account Name : XXXX XXXX XXXX XXXX Account Number : XXXX XXXX. Account Name : XXXX XXXX Account Number : XXXX XXXX. Account Name : XXXX XXXX XXXX XXXX, Account Number : XXXX XXXX. Account Name : XXXX XXXX, Account Number : XXXX XXXX. Account Name : XXXX XXXX, Account Number : XXXX XXXX Name : XXXX XXXX, Account Number : XXXX XXXX Name : THE XXXX XXXX, Account XXXX XXXX XXXX XXXX XXXX XXXX XXXX I am disputing : Bankruptcy chapter XXXX Filed on XX/XX/XXXX Reference number : XXXX Court : XXXX XXXX XXXX XXXX XXXX The specific hard inquiry I am disputing are : XXXX. XXXX XXXX Inquired on XX/XX/XXXX XXXX Inquired on XX/XX/XXXX XXXX CREDIT BUREAU Inquired on XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX Inquired on XX/XX/XXXX I am disputing unrecognize names : XXXX XXXX XXXX I XXXX XXXX XXXX I am disputing unrecognize Addresses : XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX I am writing to formally request the removal of any negative accounts that may have been impacted by the XXXX data breach that occurred between XXXX and XX/XX/XXXX. As you are aware, this breach compromised the personal data of millions of consumers, and I believe that some of my negative accounts may have resulted from fraudulent activity due to this breach. 



In light of the breach and the potential for identity theft, I am requesting that any negative or inaccurate accounts be removed from my credit report. This includes any accounts that were opened fraudulently or affected by identity theft due to the data breach. I would appreciate your immediate attention to investigate this matter thoroughly and ensure the correction of my credit report. 



Please find attached a copy of my credit report, along with documentation of my identity theft or fraud alert, and any other supporting materials to assist in the investigation. I am also requesting confirmation in writing once these negative accounts have been removed or corrected. 



Additionally, I would appreciate information about the steps Experian is taking to support consumers whose data may have been compromised and the measures that can be taken to prevent further issues. 



Thank you for your immediate attention to this matter. I look forward to your prompt resolution of this issue and the restoration of my credit standing. 



Sincerely, XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation