Consumer complaint received 2025-02-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: LA

Complaint narrative:
ATTENTION : CUSTOMER COMPLAINTS DEPARTMENT ATTENTION : Today is : XX/XX/XXXX I am XXXX XXXX, a natural person and this is me physically submitting this dispute. 

This dispute is not being submitted by a third party. This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the : Experian credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud Within 4 business days of you receiving this complaint. 

My one and only correct First and Last name is : XXXX XXXX My correct and legally obtained SSN is : XXXX My current correct Address Street Number , Street Name, City, State is : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX My one and only Date of Birth is : XX/XX/XXXXXXXX  To Whom It May Concern : I received a copy of my credit report and, to my surprise, you are reporting a lot of incorrect information. You have several incorrect personal identifiers listed in my credit file and I am requesting that you remove any information that is not completely accurate. I am seriously concerned that the information that you are incorrectly reporting may send personal mail to the wrong address and jeopardize my identity or lead to fraud if it has not already and I have no other requisite reported names or aliases. Please remove all other versions information similar or alleged as being my name from my credit report. 

My current correct Address Street Number , Street Name, City, State is : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX Please update the information in my file to reflect ONLY my above mentioned true accurate undeniably valid current correct address and remove any and all other reporting addresses that are not exactly as I have submitted and proven. These other addresses are not deliverable to me by the U.S. Post Office, and they are not reportable as per the FCRA Section 623 since they are not yet proven accurate. 
Please remove all alleged employers that are listed on my report. 
Please remove all phone numbers that are listed on my report, otherwise please provide proof that you have verified them to be completely accurate and perfectly factual and certifiably compliant in its reporting. I do not AUTHORIZE you to retain or report any not requisite reported, not certified compliant, potentially outdated, potentially inaccurate, and or else wise unverified even invalid alleged personal identifier information. I have attached a copy of FTC Identity Theft Criminal Complaint # XXXX In accordance with Consumer Protection laws, I request that these NOTED items be removed from my credit report. I know that you are only legally permitted to distribute requisite reported certified compliant and verified valid claims that are true and as reported. I do not give you permission to publish any outdated or incorrect information about me. I understand that you must complete this update within 30 days of receipt of this letter. 
Please send a letter verifying your absolute and total compliance to the above address, along with my updated credit report. Thank you for your prompt and timely help in this matter. 

Sincerely, My one and only correct First and Last name is : XXXX XXXX Attach ID Documentation here : Drivers license Utility bill Social Security Card

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation