Consumer complaint received 2024-04-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: WA

Complaint narrative:
ALTHOUGH I'VE CONTINUOUSLY TRIED TO CHALLENGE THE INACCURACIES IN THE DATA PROVIDED TO EQUIFAX, XXXX, AND XXXX, REGRETTABLY, THE MATTER REMAINS UNRESOLVED AT THIS JUNCTURE. 

EQUIFAX 1. Under 15 USC 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers to provide accurate information XXXX  Account Number : XXXX Under 15 U.S.C. 1681i ( a ) ( 1 ) ( A ), the FCRA requires consumer reporting agencies ( or CRAs ) to conduct a reasonable reinvestigation to determine whether disputed information in a consumer 's file is inaccurate.

2. Under 15 USC 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers to provide accurate information XXXX XXXX XXXX XXXX  Account Number : XXXX This account is being reported as Collection on my credit report. I ask that you provide all the missing information like the balance, high balance, past due amount and date of last payment on this. Please also provide all the instruments presented to you when this was reported by the creditor to verify that this is associated with me. If your agency could not provide my request, please remove this from my report. 
3. Under 15 USC 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers to provide accurate information XXXX  XXXX Account Number : XXXX This account is being reported as Charge-off on my credit report. I ask that you provide all the missing information like the balance, high balance, past due amount and date of last payment on this. Please also provide all the instruments presented to you when this was reported by the creditor to verify that this is associated with me. If your agency could not provide my request, please remove this from my report. 
4. Under 15 USC 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers to provide accurate information XXXX Account XXXX : XXXX This account is being reported as Charge-off on my credit report. I ask that you provide all the missing information like the balance, high balance, past due amount and date of last payment on this. Please also provide all the instruments presented to you when this was reported by the creditor to verify that this is associated with me. If your agency could not provide my request, please remove this from my report. 
5. Under 15 USC 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers to provide accurate information XXXX XXXX XXXX Account Number : XXXX This account is being reported as Charge-off on my credit report. I ask that you provide all the missing information like the balance, high balance, past due amount and date of last payment on this. Please also provide all the instruments presented to you when this was reported by the creditor to verify that this is associated with me. If your agency could not provide my request, please remove this from my report. 
XXXX. The following personal information is incorrect Previous Address : XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX WA XXXX Please remove this inaccurate information from my credit report. 
XXXX. The following personal information is incorrect Previous Address : XXXX XXXX XXXX XXXX XXXX WA XXXX Please remove it from my credit report. 


XXXX XXXX. Under 15 USC 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers to provide accurate information XXXX  Account Number : XXXX Under 15 U.S.C. 1681i ( a ) ( 1 ) ( A ), the FCRA requires consumer reporting agencies ( or CRAs ) to conduct a reasonable reinvestigation to determine whether disputed information in a consumer 's file is inaccurate. 
XXXX. Under 15 USC 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers to provide accurate information XXXX  XXXX Account Number : XXXX This account is being reported as Charge-off on my credit report. I ask that you provide all the missing information like the balance, high balance, past due amount and date of last payment on this. Please also provide all the instruments presented to you when this was reported by the creditor to verify that this is associated with me. If your agency could not provide my request, please remove this from my report. 
XXXX. Under 15 USC 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers to provide accurate information XXXX Account XXXX : XXXX This account is being reported as Charge-off on my credit report. I ask that you provide all the missing information like the balance, high balance, past due amount and date of last payment on this. Please also provide all the instruments presented to you when this was reported by the creditor to verify that this is associated with me. If your agency could not provide my request, please remove this from my report. 
XXXX. Under 15 USC 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers to provide accurate information XXXX XXXX XXXX Account Number : XXXX This account is being reported as Charge-off on my credit report. I ask that you provide all the missing information like the balance, high balance, past due amount and date of last payment on this. Please also provide all the instruments presented to you when this was reported by the creditor to verify that this is associated with me. If your agency could not provide my request, please remove this from my report. 
XXXX. The following personal information is incorrect Previous Address : XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX WA XXXX XXXX Please remove this inaccurate information from my credit report. 
XXXX. The following personal information is incorrect Previous Address : XXXX XXXX XXXX XXXX XXXX WA XXXX XXXX XX/XX/year> Please remove it from my credit report. 

XXXX : XXXX. Under 15 USC 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers to provide accurate information DISCOVERBANK Account Number : XXXX Under 15 U.S.C. 1681i ( a ) ( 1 ) ( A ), the FCRA requires consumer reporting agencies ( or CRAs ) to conduct a reasonable reinvestigation to determine whether disputed information in a consumer 's file is inaccurate.

2. Under 15 USC 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers to provide accurate information XXXX XXXX XXXX XXXX Account Number : XXXX Under 15 U.S.C. 1681i ( a ) ( 1 ) ( A ), the FCRA requires consumer reporting agencies ( or CRAs ) to conduct a reasonable reinvestigation to determine whether disputed information in a consumer 's file is inaccurate.

3. Under 15 USC 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers to provide accurate information XXXX XXXX XXXX COMPANY Account Number : XXXX This account is being reported as Collection Account on my credit report. I ask that you provide all the missing information like the balance, high balance, past due amount and date of last payment on this. Please also provide all the instruments presented to you when this was reported by the creditor to verify that this is associated with me. If your agency could not provide my request, please remove this from my report. 
4. Under 15 USC 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers to provide accurate information XXXX  XXXX Account Number : XXXX This account is being reported as Charge-off on my credit report. I ask that you provide all the missing information like the balance, high balance, past due amount and date of last payment on this. Please also provide all the instruments presented to you when this was reported by the creditor to verify5. Under 15 USC 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers to provide accurate information XXXX Account XXXX : XXXX This account is being reported as Charge-off on my credit report. I ask that you provide all the missing information like the balance, high balance, past due amount and date of last payment on this. Please also provide all the instruments presented to you when this was reported by the creditor to verify that this is associated with me. If your agency could not provide my request, please remove this from my report. 
XXXX. The following personal information is incorrect Previous Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX WA XXXX Please correct/update this inaccurate information on my credit report. 
XXXX. The following personal information is incorrect Previous Address : XXXX XXXX XXXX XXXX XXXXXXXX WA XXXX Please remove this inaccurate information from my credit report. 
XXXX. The following personal information is incorrect Account Number : XXXX XXXX XXXX XXXX XXXX WA XXXX Please remove it from my credit report. 
XXXX. Under 15 USC 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers to provide accurate information XXXX XXXX XXXX Account Number : XXXX Under 15 U.S.C. 1681i ( a ) ( 1 ) ( A ), the FCRA requires consumer reporting agencies ( or CRAs ) to conduct a reasonable reinvestigation to determine whether disputed information in a consumer 's file is inaccurate.

Company response to consumer: Closed with non-monetary relief