Consumer complaint received 2019-10-01 00:00:00
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information is missing that should be on the report
Company: Experian Information Solutions Inc.
State: VA

Complaint narrative:
XXXX XXXX - - - XXXX XXXX XXXX - - - XXXX -XXXX XXXX VA XXXX XXXX XXXX Dear Experian/to whom this formal complaint concerns and it is a formal legal complaint not a concern neither a comment : - - -Today XX/XX/XXXX I received a letter from Experian that showed Experians continuous persistence to violate my rights asserted under the FCRA and other applicable laws ( attached file of my personal information within Experian shows unauthorized and never existed before account with XXXX XXXX under description # XXXX XXXX. from the disputed and wrong credit report of my information that was pulled on XX/XX/XXXX according to the same letter from Experian that I received today XXXX I disputed this account with Experian too and Experian just wanted to retaliate too against me in this directed blacklisting and retaliation from Some corporates of scam and fraud their end is soon and they will dissolve ). - - - I repeatedly proved with evidence that the only XXXX XXXX credit account that I had had the following description as shown in my attached Experian Credit report of XX/XX/XXXX ( I also attached the exact page 31/45 of the same credit report of XX/XX/XXXX where information of the account was located ) : # XXXX .... ( or # XXXX ) which Ive kept paying for its balance until this month I paid off ( see attached copies of payment checks ) and it was already closed by XXXX XXXX on XX/XX/XXXX according to XXXX XXXX itself and it is a different long detailed story of retaliation. I also attached my last check payments via Bill-pay service from my bank. The payments were all for account # XXXX .... ( or # XXXX. ) - ______________.. - Conclusion : Account # XXXX .... ( or # XXXX ) is missing from my credit report. Unauthorized account # XXXX .... is forced against my will on my Experian file and by Experian that knows now and before the above facts with undeniable proofs. - - - Demand : 1-delete immediately the unauthorized account # XXXX .... and its information because it is not correct it is inaccurate. - _________________ - 2-fix and put back the correct account information for my account # XXXX .... ( or #  XXXX ) - - It is that very simple and easy fix if I do not see my Experian credit report fixed and corrected by Experian from the errors and/or inaccurate information referenced and detailed above and as soon as possible. Then Experian decided to dishonor the law and has no respect to the role of the CFPB in this process now. __________ - - your are now served this Formal legal complaint against Experian for its Violation of the FCRA and other applicable laws __ -_ either Your required response within 15 days from today XX/XX/XXXX or you final required response to this legal complaint must be detailed and should not be referring to any follow up neither a future response or any to be mailed and it should be posted here at this CFPB Platform and it should the same that the CFPB OBTAINED FROM you and if it it is all the above then you are contending to serious wrongdoing against my financial reputation and against my well being which caused me irreparable damages and losses that you are also responsible for and you are contending to legal liability for all that unlawful youve done against me at any time -// - -- - your responses or response to this legal complaint will be used against you in a court of law. 
/////- - All stated herein is to my current states belief, knowledge and understanding and it is all subject to any correction or any thing and only by my person or my representative and at any time and Without waiving my rights. Thank you, /- -  -///-///-///// XXXX XXXX //- - XX/XX/XXXX.-

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation