Consumer complaint received 2024-04-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
I am writing to you regarding several hard inquiries listed on my credit report dated XX/XX/year>, which I do not recognize and believe to be in violation of the Fair Credit Reporting Act ( FCRA ). Upon reviewing my Experian credit report, I discovered the following unauthorized inquiries XXXX XXXX  XXXX This inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX XXXX XXXX-This inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX XXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX XXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX  XXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX XXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX XXXX XXXXXXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXXXXXX XXXX XXXXXXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX XXXX XXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXXXXXX XXXX XXXXXXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXXXXXX XXXX XXXXXXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX XXXX  XXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX XXXX XXXX-This inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX XXXX XXXX-This inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX XXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX XXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX XXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX XXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX XXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX-This inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX XXXX XXXX XXXX-This inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b US XXXX XXXX XXXX-This inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX XXXX XXXXThis inquiry has no permissible purpose to be on my report, delete this inquiry due to violation of 15 USC 1681b XXXX XXXX XXXXThis inquiry has no permissible purpose to be on my report , delete this inquiry due to violation of 15 USC 1681b these inquiries have no permissible purpose to be on my credit report and are therefore in violation of 15 USC 1681b. I have not applied for any credit, loans, or services from the entities listed above, and I have not authorized any third parties to make inquiries on my behalf. 

I kindly request that you investigate these unauthorized inquiries and take appropriate action to remove them from my credit report in accordance with the FCRA. These inquiries are not only inaccurate but also have the potential to negatively impact my credit score and financial reputation. 

Please find enclosed a copy of my credit report highlighting the unauthorized inquiries for your reference. I appreciate your prompt attention to this matter and request that you provide me with updates regarding the investigation process.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation