Consumer complaint received 2025-09-28 00:00:00
Product: Debt collection — I do not know
Issue: Written notification about debt — Didn't receive notice of right to dispute
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CT

Complaint narrative:
I am disputing the accuracy and completeness of the following items on my TransUnion credit file. Under the Fair Credit Reporting Act ( 15 U.S.C. 1681i ), I request reinvestigation of each line item listed below. If you can not provide full validation directly from the original creditor, the item must be deleted. 



Section XXXX : Personal Information Disputes XXXX. Names : XXXX XXXX not my full legal name. 
XXXX Back inaccurate variation; please delete. 
My correct legal name is XXXX XXXX only. 

XXXX. Addresses : Remove all outdated/incorrect addresses : XXXX XXXX XXXX, XXXX, CT XXXX XXXX XXXX XXXX XXXX XXXX, CT XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, CT XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, CT XXXX Only my current/correct address should remain : XXXX XXXX XXXX. 
XXXX, Connecticut XXXX XXXX. Phone Numbers : Remove all outdated numbers, including ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX. My current number is XXXX XXXX. Employers : Remove outdated/incorrect employers : Passionate Care of XXXX. My current employer is Able XXXX care of XXXX, Connecticut XXXX XXXX : Account Disputes ( Each account listed exactly as it appears on TransUnion ) XXXX. XXXX XXXX ( Acct # XXXX ) XXXX {$170.00}. Status inconsistent with Experian ( suspended vs current ). Please verify or delete. 
XXXX. XXXX Bank XXXX Credit Card ( Acct # XXXX ) Closed 2019. Shows derogatory 60 days past due. Please provide documentation or remove derogatory remark. 
XXXX. XXXX Account XXXX ( Acct # XXXX, XXXX ) {$210.00} collection. Please provide full validation from original creditor or delete. 
XXXX. XXXX XXXX ( Acct # XXXX ) XXXX {$930.00}. Please verify balance, limit, and payment history. 
XXXX. XXXX XXXX ( Acct # XXXX ) XXXX {$730.00}. Please verify balance, limit, and payment history. 



Section XXXX : Inquiries I also dispute all hard inquiries appearing on my TransUnion report. Please provide documented proof that I authorized each inquiry. If proof can not be supplied, remove them immediately. 



Additional Legal Notice Hello, my name is XXXX XXXX, and I have reason to believe that my personal information was compromised due to the recent TransUnion data breach. This raises serious concerns under the Fair Credit Reporting Act ( FCRA ), as it indicates a failure to maintain reasonable procedures to ensure the maximum possible accuracy and confidentiality of consumer data. 

Pursuant to my rights under FCRA 602, 607, 611, and the Gramm-Leach-Bliley Act, I am formally requesting the immediate deletion of any accounts, inquiries, or records that can not be fully and independently verified at the furnisher level. 

Please be advised that failure to comply with this request will result in formal complaints being filed with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and the Office of the Attorney General. 

Can you confirm that you will initiate an investigation and promptly remove all unverifiable items from my report? 



Conclusion I request a full reinvestigation of all items listed above. Please provide a written response within 30 days, including copies of any documents relied upon to verify accuracy. If any account or record can not be fully verified, it must be deleted from my file. 

Thank you for your prompt attention. 

Respectfully XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief