Consumer complaint received 2025-04-09 00:00:00
Product: Checking or savings account — Checking account
Issue: Opening an account — Unable to open an account
Company: Fidelity National Information Services, Inc. (FNIS)
State: FL

Complaint narrative:
there are multiple account inquiries and accounts opened under my name and are being reported as negative balances, which were either not granted access to be reported or opened or are reporting incorrect information. such as negative balances, accounts status, etc. these accounts must be removed immediately as reporting these on my consumer report is fraudulent, illegal, and is hindering me financially and my livelihood. IF THESE ACCOUNTS ARE NOT REMOVED WITHIN XXXX HOURS, LEGAL ACTION WILL BE TAKEN. 

Consumer ID XXXX for XXXX XXXX ACCOUNTS are referenced below : ACCOUNT : XXXX  XXXX ; XXXX XXXX XXXX, XXXX, DE XXXX Reported For : NON-SUFFICIENT FUNDS ( NSF ) ACTIVITY ; Reported Name : XXXX XXXX Reported Address : XXXX XXXX XXXX XXXX XXXX, FL XXXX Reported SSN/ID : XXXX Drivers License : State : Date of Closure : XX/XX/XXXX RTN/ACCT # : XXXX / XXXX Original Charge Off Amount : {$2500.00} ACCOUNT : XXXX, CALIFORNIA ; XXXX XXXX XXXX, XXXX XXXX XXXX CA XXXX Reported For : ACCOUNT ABUSE XXXX XXXX Name XXXX XXXX XXXX Reported Address : XXXX XXXX XXXX XXXX XXXX, FL XXXX Reported SSN/ID : XXXX Drivers License XXXX State XXXX Date of Closure : XX/XX/XXXX RTN/ACCT # : XXXX / XXXX Original Charge Off Amount : {$4400.00} INQUIRIES are referenced below : XXXX : XXXX XXXX ; XXXX XXXX XXXX XXXX, XXXX, FL XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXX ; XXXX XXXX XXXX XXXX, XXXX, FL XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX XXXX XXXXXXXX XXXX ; XXXX XXXX XXXX XXXX, XXXX, FL XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX XXXX XXXXXXXX XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX Phone Number : Telephone Number Not Available Inquiry XXXX : XX/XX/XXXX Public record information on XXXX XXXX XXXX BANK ; XXXX XXXX XXXX, XXXX, FL XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX : XXXX BANK ; XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX Phone Number : Telephone Number Not Available Inquiry XXXX : XX/XX/XXXX XXXX : XXXXXXXX XXXX  ; XXXX XXXX XXXX XXXX, XXXX, FL XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX XXXX XXXXXXXX XXXX ; XXXX XXXX XXXX XXXX XXXX  XXXX, FL XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXX  ; XXXX XXXX XXXX XXXX, XXXX, NC XXXX Phone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX Public XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ; XXXX XXXX XXXX XXXX, XXXX, FL XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OH XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, FL XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX XXXX XXXXXXXX XXXX ; XXXX XXXX XXXX XXXX, XXXX, FL XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX XXXX XXXX XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Phone Number : Telephone Number Not Available Inquiry XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, IL XXXX Phone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXX ; XXXX XXXX XXXX XXXX, XXXX, FL XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation