Consumer complaint received 2025-06-09 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
XXXX XXXX XXXX ( team ) cfpb XXXX XXXX, We have mailed out your disputes and begun intensive work on your profile. 

To get your credit issue resolved XXXX XXXX quickly XXXX XXXX, I also need you to submit a complaint to the XXXX XXXX CFPB XXXX XXXX. This will put pressure on the credit bureaus/collectors and strengthen our case. Since youll need to create an account, this step must be completed on your end. 



Once you receive a response, please send it to me here. Follow these steps : Step 1 : Log in to the CFPB Website Go to the CFPB Complaint Portal : www.consumerfinance.gov/complaint.Click on the " Submit a Complaint '' button. 
Step 2 : Select the Type of Complaint Choose the issue : Choose : Credit reporting or other personal consumer reports '' >> Type of credit reporting product? Choose : " Credit reporting '' >> Type of problem you are having? Choose : " Incorrect information in your report '' >> What best describes your problem? Choose : " Account status incorrect '' >> Have you already tried to fix this problem with the company? Choose : " No '' Choose the company : Select the credit bureaus ( Experian, Equifax, TransUnion ) as the companies you are filing the dispute against. Youll file against each one separately. 




Then copy and paste the items provided below please : To Whom It May Concern : Upon reviewing my credit report, I have identified the following item ( s ) that contain inaccuracies : 1. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX 2. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX. I demand A signed copy of the original Master Promissory Note ( MPN ) bearing my wet-ink signature XXXXDOFED Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove this inaccurate information from my credit report. 
4. Please provide Proof of chain of custody/ownership of the loan ( including all transfers and assignments ) XXXXDOFED Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TransUnion XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Please remove this inaccurate information from my credit report.

5. Please provide Proof of chain of custody/ownership of the loan ( including all transfers and assignments ) DEPTEDXXXX Account XXXX : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Please remove this inaccurate information from my credit report. 
6. I demand A signed copy of the original Master Promissory Note ( MPN ) bearing my wet-ink signature DEPTEDXXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove this inaccurate information from my credit report. 
7. I demand A signed copy of the original Master Promissory Note ( MPN ) bearing my wet-ink signature XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove this inaccurate information from my credit report. 
8. violation 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately XXXX XXXX Account XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Please remove this inaccurate information from my credit report. 
9. 15 USC 1681i ( 4 ) client privacy information. Delete this item immediately XXXX  XXXX XXXX Account Number : XXXX XXXX XXXX XXXX Please remove this inaccurate information from my credit report. 
In accordance with the Fair Credit Reporting Act, I insist on a thorough investigation into these items and their subsequent removal from my report. It is my understanding that you will verify these items with the relevant creditor. Any unverifiable information must be promptly deleted. I am aware that, as stated in 15 U.S.C. Sec. 1681i ( a ), you are required to complete this reinvestigation within 30 days of receiving this letter.

Please send an updated copy of my credit report to the address provided above. According to the act, this report should be provided free of charge. Additionally, I kindly request that you notify any recipients of my credit report within the past six months about the necessary corrections. 
Thank you for your attention and assistance in resolving this matter

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation