Consumer complaint received 2025-05-12 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: LA

Complaint narrative:
XXXX XXXX, pursuant to their rights under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq. We are formally requesting that you provide the method of verification ( MOV ) for the following disputed information appearing in our clients consumer report : Account Name : DEPT OF EDXXXX Account Number : XXXX {$6400.00} Account Name DEPT OF ED/XXXX  {$6400.00} Account XXXX Account Name : DEPT OF ED/XXXX {$3900.00} Account XXXX Account Name : DEPT OF ED/XXXX {$3600.00} Account Number XXXX Account Name : DEPT OF EDXXXX {$2900.00} Account XXXX Account Name XXXX XXXX {$320.00} Account XXXX Account Name : XXXX Account Number : XXXX Account Name : XXXX XXXX XXXX  XXXX Account Number : XXXX Account Name XXXX XXXX  XXXX Account Number : XXXX Account Name : XXXX Account Number : XXXX Account Name : XXXX XXXX  XXXX Account Number XXXX XXXX Account Name : DEPT OF ED/XXXX  {$1200.00} Account XXXX Account Name : DEPT OF ED/XXXX {$2000.00} Account XXXX Account Name : DEPT OF EDXXXX {$6200.00} Account Number : XXXX Account Name : DEPT OF ED/XXXX {$2300.00} Account XXXX Account Name : DEPT OF EDXXXX  {$6500.00} Account XXXX Account Name : DEPT OF ED/XXXX  {$3600.00} Account XXXX Account Name : DEPT OF EDXXXX {$1000.00} Account XXXX Account Name : DEPT OF ED/XXXX {$2600.00} Account Number : XXXX Account Name : DEPT OF EDXXXX  {$1300.00} Account Number : XXXX Account Name : DEPT OF ED/XXXX {$1700.00} Account XXXX Account Name : DEPT OF ED/XXXX {$3000.00} Account Number : XXXX Account Name : DEPT OF ED/XXXX {$3900.00} Account Number : XXXX Account Name : DEPT OF ED/XXXX {$7600.00} Account Number : XXXX Account Name : DEPT OF ED/XXXX {$4900.00} Account Number : XXXX Account Name : DEPT OF ED/XXXX {$1900.00} Account XXXX Account Name : DEPT OF EDXXXX {$2900.00} Account XXXX Account Name : XXXX XXXX XXXX {$3600.00} Account XXXX Account Name : XXXX XXXX XXXX {$20.00} Account Number : XXXX Account Name : XXXX XXXX Account Number : XXXX Account Name : XXXX XXXX Account Number : XXXX Account Name : XXXX  Account Number : XXXX Account Name : XXXX XXXX Account Number : # XXXX * XXXX Bankruptcy Case ( dismissed ) * Request for Method of Verification ( MOV ) Pursuant to 15 U.S.C. 1681i ( a ) ( 7 ), a consumer has the right to request a description of the procedure used to verify the accuracy of disputed information. Please provide the following : 1. The name, title, and contact information of the individual ( s ) who conducted the verification.

2. The specific steps taken to verify the disputed information.

3. The type of documentation relied upon to confirm the accuracy of the account.

4. Whether the verification was conducted manually or through an automated system.

5. If an automated system was used, provide details of the parameters or data used to confirm accuracy.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation