Consumer complaint received 2022-01-30 00:00:00
Product: Debt collection — Other debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: ERC
State: NV

Complaint narrative:
ERC, or Enhaced Recovery Company, XXXX, is collecting an unverified debt from XXXX XXXX XXXX that m XXXX XXXX XXXX and XXXX XXXX XXXX XXXX were not able to verify not too long ago. XXXX XXXX XXXX assigned XXXX  XXXX XXXX and XXXX XXXX XXXX XXXX to collect account # XXXX with a balance of {$2600.00} before I submitted a debt verification letter to both companies. They couldnt verify the debt, so they stopped all collections attempts, but XXXX XXXX XXXX continued selling this account to different collections agencies violating the Fair Debt Collection Practices Act ( FDCPA ). 
On XX/XX/2021, I received a letter from XXXX XXXX XXXX XXXX XXXX when they were representinXXXX XXXX XXXX XXXX with the following statements in regards to my debt verification and dispute ; the letter is attached as evidence XXXX received the within XXXX complaint the next day, which was promptly forwarded to the creditor. We are pleased to report that in response, the creditor issued credit adjustments to zero the balance on XX/XX/2021. The matter appears to be resolved in favor of XXXX XXXX. XXXX can confirm that it did not report to the credit bureaus regarding the account. The documents requested have been mailed directly to the consumer in keeping with his request ( XXXX XXXX XXXX, XX/XX/2021 ). 
XXXX XXXX XXXX continues selling this debt to different collection agencies defiantly to harm me without verifying this account or providing the information that I have requested many times before : -CREDITOR/DEBT COLLECTOR DECLARATION Agreement with your client grants you the authority to collect on this alleged debt. 
- Agreement that bears the signature of the alleged debtor wherein they agreed to pay the creditor. 
-Any creditor regarding this account has made any insurance claims. 
-Any Judgments obtained by any creditor regarding this account. 
-Name and address of the alleged creditor. 
-Name on the file of the alleged debtor. 
- Alleged account number. 
-Address on file for the alleged debtor. 
-Amount of alleged debt. 
-Date this alleged debt became payable. 
- Date of original charge off or delinquency. 
-Verification that this debt was assigned or sold to the collector. 
-Complete accounting of alleged debt. 
-Commission for debt collector if collection efforts are successful. 
CLEAR ATTENTION TO THIS REQUEST : This is NOT a request for " verification '' or proof of my mailing address, a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. Because XXXX XXXX XXXX and XXXX XXXX XXXX XXXX was not able to comply with FDCPA per letter that XXXX XXXX XXXX XXXX XXXX XXXXGeneral Counsel sent to XXXX XXXX XXXX XXXX XXXX  employee in XXXX XXXX with address XXXX XXXX XXXX XXXX XXXX, NY, XXXX ) on XX/XX/2021, Letter is attached to this complaint. The complaint about that issue is XXXX Complaint # XXXX. I have also attached a copy of the debt verification letter sent to XXXX XXXX XXXX XXXX.

Company response to consumer: Closed with explanation