Consumer complaint received 2025-11-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC.
State: NJ

Complaint narrative:
I previously disputed the following inaccurate items on my credit report, and the bureau failed to conduct a reasonable reinvestigation under FCRA 611. Despite providing full identity verification and supporting documentation, including my ID, proof of address, and if applicable, an FTC Identity Theft Report, the bureau either verified the items without proof or failed to correct them. These items remain inaccurate and/or the result of identity theft connected to a data breach. 
Items in Dispute : 1. XXXX XXXX XXXX XXXX XXXX XXXX XXXX  - I was never late ; please correct the record to reflect Paid as Agreed. 
2. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Identity theft please block and delete under FCRA 605B. 
3. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  - I was never late ; please correct the record to reflect Paid as Agreed. 
4. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - I was never late ; please correct the record to reflect Paid as Agreed. 
5. XXXX XXXX XXXX XXXX XXXX XXXX XXXX  - Identity theft please block and delete under FCRA 605B. 
6. XXXX - XXXXXXXX XXXX XXXX XXXX XXXX  - I was never late ; please correct the record to reflect Paid as Agreed. 
7. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  - I was never late ; please correct the record to reflect Paid as Agreed. 
8. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - I was never late ; please correct the record to reflect Paid as Agreed. 
9. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - I was never late ; please correct the record to reflect Paid as Agreed. 
10. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - I was never late ; please correct the record to reflect Paid as Agreed. 
11. XXXX - XXXXXXXX XXXX XXXX XXXX XXXX XXXX Identity theft please block and delete under FCRA 605B.

12. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - I was never late ; please correct the record to reflect Paid as Agreed. 
13. XXXX XXXXXXXX - XXXXXXXX XXXX XXXX XXXX XXXX - I was never late ; please correct the record to reflect Paid as Agreed. 
14. XXXX XXXXXXXX - XXXXXXXX XXXX XXXX XXXX XXXX - Identity theft please block and delete under FCRA XXXX. 
15. XXXX XXXXXXXX - XXXXXXXX XXXX XXXX XXXX XXXX - I was never late ; please correct the record to reflect Paid as Agreed. 
16. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  - I was never late ; please correct the record to reflect Paid as Agreed.

17. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I was never late ; please correct the record to reflect Paid as Agreed. 
XXXX. XXXX - XXXX * * * * - Identity theft please block and delete under FCRA 605B. 
XXXX of XXXX XXXX. DOE XXXX - XXXX * * * * - I was never late ; please correct the record to reflect Paid as Agreed. 
20. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Identity theft please block and delete under FCRA XXXX. 
1. XXXX XXXX XXXX - XX/XX/XXXX - I did not authorize this inquiry. Please remove it from my credit report. 
2. XXXX - XX/XX/XXXX - XXXX did not authorize this inquiry. Please remove it from my credit report.

3. XXXX XXXX XXXX - XX/XX/XXXX - I did not authorize this inquiry. Please remove it from my credit report. 
4. XXXX XXXX XXXX - XX/XX/XXXX - I did not authorize this inquiry. Please remove it from my credit report. - 5. XXXX XXXX XXXX - XX/XX/XXXX - I did not authorize this inquiry. Please remove it from my credit report.

Company response to consumer: Closed with non-monetary relief