Consumer complaint received 2025-01-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NY

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX Date of birth : XX/XX/XXXX SS # : XXXX TransUnion LLC Consumer Dispute Center XXXX XXXX XXXX XXXX, PA XXXX XX/XX/XXXX XXXX : Dispute Authorization and Multiple Violations of Fair Credit Reporting Act Dear Sir/Madam, I am writing to address the ongoing violations of the Fair Credit Reporting Act ( FCRA ) that have yet to be resolved, despite my previous dispute letters. It is disheartening to see that the disputed items on my credit report have not been removed as requested. 
This failure to comply with the FCRA leaves me with no choice but to escalate this matter further. 
I have diligently followed the proper dispute procedures, including providing all necessary documentation and evidence to support my claims. Despite my efforts, you have not taken the necessary steps to investigate and rectify the inaccuracies present in my credit report. This persistent noncompliance not only undermines the integrity of my credit history but also violates my rights as a consumer. 
Furthermore, I want to bring to your attention the additional violation made by your bureau. In your correspondence, you baselessly accused me of using a \ '' credit clinic\ '' without providing any substantial proof to support this claim. Such baseless accusations are misleading and defamatory. I demand that you immediately cease making unfounded allegations and instead focus on resolving the legitimate disputes rose in my previous letters.

To address these violations, I have sought legal representation from a consumer rights attorney who specializes in FCRA matters.

My attorney is well-versed in the intricacies of consumer protection laws and will work diligently to ensure my rights are upheld.

Additionally, I have filed complaints with the Consumer Financial Protection Bureau ( CFPB )XXXX XXXX XXXX XXXX  ( XXXX  ), and the Attorney General\ 's Office regarding your noncompliance with the FCRA .

Given the severity of the violations and the disregard for the proper method of verification, I once again demand that you take immediate action to rectify these issues. Specifically, I request the following : XXXX XXXX - XX/XX/XXXX - Unauthorized inquiry. - DELETE!!! 
XXXX XXXX - XX/XX/XXXX - XXXX inquiry. - DELETE!!! 
XXXX - XX/XX/XXXX - Unauthorized inquiry. - DELETE!!! 
Remove all fraudulent and inaccurate accounts from my credit report. 
Block any information resulting from identity theft, as required by the FCRA. 
1 of 2 I can not emphasize enough the urgency of this matter. Your continued noncompliance with my requests and failure to address these violations appropriately will leave me with no alternative but to pursue the legal remedies available under the Fair Credit Reporting Act. 
I expect a prompt response outlining a definitive plan of action from you. Your cooperation in resolving these issues is crucial, and I trust that you will take this matter seriously. Failure to do so will further demonstrate your disregard for consumer rights and may result in legal action being pursued against your bureau. 
Sincerely, XXXX XXXX XXXX of XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief