Consumer complaint received 2023-12-04 00:00:00
Product: Debt collection — Other debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: TRANSWORLD SYSTEMS INC
State: NC

Complaint narrative:
During the month of XXXX, I received notification from XXXX regarding a debt owed under the name Transworld Systems Inc. ( TSI ) I then opened a dispute with XXXX, requesting validity of said debt. XXXX responded within the month, stating that the debt was correct. Unsatisfied with this, I then escalated this dispute by filing a complaint with the Consumer Financial Protection Bureau stating that I received no correspondence to my place of residence regarding any debt owed to TSI. In addition, requested proof of a contractual agreement sign by me for said company. I then received a response from Transworld Systems Inc. which included a letter stating who was handling this case, the number in which to reach this person, along with other pertinent information regarding this account. They also sent a set of forms or copies of itemized amounts titled " Validation Information '', which included dates in question of XX/XX/XXXX and XX/XX/XXXX, with varying amounts, along with my name, an unknown address, along with an unknown telephone number that are all of no knowledge of me. The letter also stated my first and last name in a manner that is not indicative of any contract that would be associated with me. 

I am here by making notice that the information provided by Transworld Systems Inc is in error and does not pertain in any way to myself. 
All documents I will be providing will prove to the contrary of the address and dates, the phone number that they have provided on the documentation provided by TSI, also reaffirming that I owe no debt to Transworld Systems Inc., nor do I owe any debt to any other entity herein or otherwise stated. 

All sensitive information has been redacted from any or all documentation provided as proof as per Consumer Finance Protection Bureau. ( See attached files. ) XXXX. Responsibilities of furnishers of information to consumer reporting agencies [ 15 U.S.C. 1681s-2 ] ( a ) Duty of Furnishers of Information to Provide Accurate Information ( 1 ) Prohibition ( A ) Reporting information with actual knowledge of errors. A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 
( B ) Reporting information after notice and confirmation of errors. 
A person shall not furnish information relating to a consumer to any consumer reporting agency if ( i ) the person has been notified by the consumer, at the address specified by the person for such notices, that specific information is inaccurate; and ( ii ) the information is, in fact, inaccurate. 
( C ) No address requirement. A person who clearly and conspicuously specifies to the consumer an address for notices referred to in subparagraph ( B ) shall not be subject to subparagraph ( A ) ; however, nothing in subparagraph ( B ) shall require a person to specify such an address. 
( D ) Definition. For purposes of subparagraph ( A ), the term reasonable cause to believe that the information is inaccurate means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of the information.

Company response to consumer: Closed with explanation