Consumer complaint received 2024-11-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the XXXX, XXXX, and Experian credit reporting agency , to block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consist of a personal credit account opened at XXXX XXXX XXXX on XX/XX/XXXX under the account number ( private ), and that resulted in collection with a balance of {$560.00}, and a XXXX credit account opened at XXXX XXXX XXXX XXXX on XX/XX/XXXX under account ( private ), and that resulted in collection with a balance of {$1100.00}, and a XXXX credit account at XXXXXXXX XXXX XXXX XXXX on XX/XX/XXXX under account number ( private ), and that resulted in collection with a balance of {$2000.00}, and a line of credit account opened at XXXX XXXX on XX/XX/XXXX under account number ( private ), and that resulted in collection with a balance of {$220.00}, and a personal line of credit opened on XX/XX/XXXX at XXXX XXXX under account number ( private ), and that resulted in collection with a balance of {$750.00}, and a credit card opened on XX/XX/XXXX at XXXX  under account number ( private ), and that resulted in collection with a balance of {$610.00}, and a credit card opened on XX/XX/XXXX at XXXX XXXX XXXX XXXX XXXX under account number ( private ), and that resulted in collection with a balance {$390.00}, and a credit card opened on XXXX XXXX at XXXX XXXX XXXX XXXX XXXX under account ( private ), and that resulted with a balance of {$470.00}, and a credit card opened on XX/XX/XXXX at XXXX XXXX XXXX XXXX  under account number ( private ), and that resulted in collection with a balance of {$2900.00}, and a credit card opened on XX/XX/XXXX at XXXX XXXX. under account number ( private ), and that resulted in collection with a balance of {$2200.00}, and a line of credit opened on XX/XX/XXXX at XXXX XXXX XXXX XXXX under account number ( private ), and that resulted in collection with a balance of {$3600.00}, and a line of credit opened on XX/XX/XXXX at XXXX XXXX under account number ( private ) and that result 19 Potentially Negative Months, and a balance of {$130.00}, and a line line of credit opened on XX/XX/XXXX, at XXXX under account number ( private ), and that result 4 Potentially Negative Months on my FICO Credit report, and a credit card opened on XX/XX/XXXX at XXXX XXXX XXXX XXXX  under account number ( private ), and that result 25 Potentially Negative Months in my FICO Credit report, and a line of credit opened on XX/XX/XXXX at XXXX XXXX  under account number ( private ) and that result 24 Potentially Negative Months on my FICO Credit report. These accounts have resulted in several fraudulent hard potentially negative months and fraudulent collections appearing on my consumer FICO credit report. I've attached a list of the hard potentially negative months in question as well as a copy of the consumer FICO credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections, or hard potentially negative months as reported. The aforementioned accounts, collections, and hard potentially negative months appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and hard potential negative months are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # ( private case number ) as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard potentially negative months are the result of identity theft and fraud.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief