Consumer complaint received 2025-10-30 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Improper use of your report — Report provided to employer without your written authorization
Company: Checkr, Inc
State: TX

Complaint narrative:
FCRA NOTICE OF VIOLATION AND DEMAND FOR PERMANENT DELETION OF CRIMINAL RECORD DATA Date : XX/XX/XXXX To : Checkr , Inc. 
Attn : Consumer Relations / Compliance Department 1 XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX, CA XXXX Email : XXXX From : Name : XXXX XXXX XXXX Address : XXXXXXXX XXXX XXXX XXXX XXXX 
XXXX XXXX, TX XXXX XXXX : XX/XX/XXXXXXXX  XXXX XXXX Subject : Formal Notice of FCRA Violations and Demand for Permanent Deletion of Criminal Record Information Dear Checkr Compliance Department, I am submitting this formal notice pursuant to the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq., concerning serious violations of my rights as a consumer. 

Upon reviewing my consumer disclosures and prior reports furnished by Checkr, I have reason to believe that your company has collected, maintained, and/or furnished my criminal record information to third parties : 1. Without a valid permissible purpose as required by 15 U.S.C. 1681b ( a ) ; and/or 2. Containing inaccurate, incomplete, or obsolete data, in violation of 15 U.S.C. 1681e ( b ) ( requiring maximum possible accuracy ) and 1681c ( prohibiting reporting of certain outdated criminal information ). 

These violations represent both unauthorized use of my personal information and failure to maintain compliance with accuracy and retention requirements under federal law. 

DEMANDS FOR REMEDY Pursuant to my rights under the FCRA, I hereby demand that Checkr : 1. Immediately delete and permanently block all criminal record data, arrest records, and related entries from my consumer file and all systems under your control or associated third-party databases ; 2. Cease and desist from further furnishing, sharing, or distributing any of my personal or criminal record information to any third party, employer, or agency unless you have verified ( and can produce proof of ) a valid permissible purpose under 1681b ( a ) and my express written consent under 1681b ( b ) ( 2 ) ; 3. Conduct a full reinvestigation under 1681i ( a ) to verify the lawful basis and accuracy of every item of information reported about me ; and 4. Provide written confirmation within 30 days of receipt of this letter stating that : All criminal record data has been deleted and permanently blocked from reappearance ; No further dissemination of my data will occur without my renewed, written authorization ; and Any prior disclosures made without permissible purpose have been logged and remedied.

NOTICE OF LIABILITY Be advised that any continued reporting, sharing, or storage of my personal or criminal record data without full FCRA compliance will constitute willful noncompliance under 15 U.S.C. 1681n, or negligent noncompliance under 1681o, both of which carry statutory, actual, and punitive damages.

Failure to correct and delete this data will compel me to file complaints with the Consumer Financial Protection Bureau ( CFPB ) and consider civil action in federal court to enforce my rights and seek damages. 

Verification Documents Attached Copy of government-issued ID Please treat this correspondence as both a formal dispute and a demand for deletion under 15 U.S.C. 1681b, 1681c, 1681e ( b ), and 1681i ( a ).

I look forward to written confirmation of compliance within 30 days as required by law. 

Sincerely, XXXX XXXX XXXX

Company response to consumer: Closed with explanation