Consumer complaint received 2025-08-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: MI

Complaint narrative:
XXXX XXXX XXXX (SSN) XXXX, (Date of Birth) XXXX, Contents of Complaint: This CFPB complaint has been filed to request pursuant to FCRA  605B (15 U.S.C.  1681c-2) that you, the EXPERIAN credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of\n\n1. The following personal information is incorrect\n    Account Number:\n    Previous Address(es): XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX2. The following personal information is incorrect\n    Account Number:\n    Previous Address(es): XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX3. The inquiry was not authorizedXXXX XXXX XXXX     Date of inquiry: XXXX     Please remove it from my credit report.\n\n4. The inquiry was not authorizedXXXX XXXX XXXX XXXX    Date of inquiry: XXXX    Please remove it from my credit report.\n\n5. The inquiry was not authorizedXXXX XXXX XXXX    Date of inquiry: XXXX     Please remove it from my credit report.\n\n6. The inquiry was not authorizedXXXX XXXX XXXX XXXX    Date of inquiry: XXXX     Please remove it from my credit report.\n\n7. The inquiry was not authorizedXXXX XXXX XXXX XXXX XXXXn    Date of inquiry: XXXX    Please remove it from my credit report.\n\n8. The inquiry was not authorizedXXXX XXXX XXXX XXXX     Date of inquiry: XXXX     Please remove it from my credit report.\n\n9. The inquiry was not authorizedXXXX XXXX XXXX XXXX XXXX    Date of inquiry: XXXX    Please remove it from my credit report.\n\n10. This account is not mine. So delete this account immediately.XXXX XXXX XXXX    Account Number: XXXX    Please remove it from my credit report.\n\n11. This unverified account is not mine.XXXX XXXX XXXX XXXX XXXX XXXX    Account Number: XXXX    Please remove it from my credit report.\n\n12. Validate AccountXXXX XXXX XXXX XXXX XXXX XXXX XXXX    Account Number: XXXX    Please remove it from my credit report.\n\n13. The following account is not mineXXXX XXXX XXXX    Account Number: XXXX     Please remove it from my credit report.\n\n14. The following personal information is incorrect\n    Account Number:\n    Previous Address(es): XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX15. The following personal information is incorrect\n    Account Number:\n    Previous Address(es): XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX16. The following account is not mineXXXX XXXX XXXX XXXX XXXX    Account Number: XXXX    Please remove it from my credit report.\n\n17. The following personal information is incorrect\n    Account Number:\n    Previous Address(es): XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX18. The following personal information is incorrect\n    Account Number:\n    Previous Address(es): XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXThese accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint (FTC Number) XXXX  proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.'

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation