Consumer complaint received 2025-01-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
Second Request/Demand/Identity Theft Victim Experian Conducted Sham Investigations on My Experian file, rather than Properly Reviewing the Alleged Frivolous Disputes, I begged them to do, as required by Federal Law. 
XXXX XXXX for XXXX XXXX XXXX Georgia XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX ; Case XXXX CC : The Consumer Financial Protection Bureau XXXX Federal Trade Commission ; Federal Deposit Insurance Corporation ; Texas State Attorney Generals Office Violations of : Late Payments : 15 USC 1681 a ( 2Xi ), 15 USC 1681 ; Permissible Purpose : 15 USC 1681b ; Reinsertion Deleted Items : 15 USC 1681i ( 5 ) ( b ) Responsibilities of Furnishers : 15 USC 1681 ( s ) -2 ; Accuracy : 15 USC 1681e ( b ) & 15 USC 1681i ( 5 ) ( a ) ; Verification : 15 USC 1681i ( 7 ) I, XXXX XXXX, XXXXereby declare that the following information is identity theft and is fraudulent, as a result of Identity Theft, as a result of XXXX XXXX Attacks XXXX The derogatory information reflected in my credit report maintained by Experian under my Social Security number. As a victim of identity theft and the XXXX XXXX XXXX ( XXXX XXXX. XXXX ), I have been unjustly impacted by fraudulent accounts and inquiries that must be removed from my credit file immediately. I have informed Experian multiple times that the entries below are erroneous and fraudulent. 
Account Name : XXXX XXXX XXXX : Account Number : XXXX : Balance : {$27000.00} : Opened : XX/XX/XXXX Account : XXXX XXXX Account Number : XXXX : Balance : {$3200.00} : Opened : XX/XX/XXXX Account Name : XXXX XXXX XXXX Account Number : XXXX : Balance : {$4500.00} : Opened : XX/XX/XXXX Account Name : XXXX XXXX XXXX XXXX- Account Number : XXXX : Balance : {$2400.00} : Opened : XX/XX/XXXX Account Name : XXXX XXXX XXXX XXXX  - Account Number : XXXX : Balance : {$1600.00} : Opened : XX/XX/XXXX Account Name XXXX XXXX XXXX XXXX XXXX - Account Number : XXXX : Balance : {$2600.00} : Opened : XX/XX/XXXX Account Name : XXXX XXXX  Account Number : XXXX : Balance : {$6000.00} Opened : XX/XX/XXXX Account Name : XXXX XXXX- Account Number : XXXX : Balance : {$1300.00} : Opened : XX/XX/XXXX Account Name : XXXX XXXX- Account Number : XXXX : Balance : {$110.00} : Opened : XX/XX/XXXX Experian routinely and uncritically accepted the original furnishers response to the above disputed information, even when responses were improbable or illogical on its face. I had no relationship with these entities, nor did I authorize the accounts. These entries are the result of unauthorized activity tied to identity theft. As a consumer reporting agency, you are required by the Fair Credit Reporting Act ( FCRA ) ( 15 U.S.C. 1681 et seq. ) to ensure the accuracy and integrity of the information contained in consumer credit reports. Experian has violated the FCRAs requirements for handling my disputes in several ways, each time I have submitted disputes. Experian has harmed, bullied, and harassed me

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation