Consumer complaint received 2025-03-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Dovenmuehle Mortgage, Inc.
State: AL

Complaint narrative:
Re : XXXX XXXX Violations, XXXX XXXX Tactics, and Credit Harm by XXXX XXXX XXXX XXXX XXXX Dear CFPB : I am filing this complaint against XXXX XXXX XXXX XXXX XXXX ( XXXX ) for **systemic RESPA XXXX, abusive litigation tactics, and deliberate efforts to obstruct resolution of documented mortgage errors. Reliances misconduct has caused severe financial harm, including defaults in my business operations directly linked to their actions. 

-- - I. FACTUAL SUMMARY XXXX. Inaccurate Mortgage Statements : XXXX has issued XXXX ( XXXX ) materially false mortgage statements and a new XX/XX/XXXX statement, including : - Misapplied payments ; - Failure to credit an approved partial claim. 
- Unlawful fees and interest. 
XXXX. Ignored QWRs/NOEs : Despite multiple certified notices and CFPB complaints, XXXX failed XXXX correct errors within RESPAs XXXX window, violating XXXX XXXX. XXXX ( XXXX ). 
XXXX XXXX XXXX XXXX : XXXX XXXX to falsely report my account as delinquent, damaging my XXXX XXXX in violation of XXXX XXXX. XXXX ( k ). 

XXXX. Retaliatory Litigation Tactics : - Discovery Delay** : Reliance XXXX a Rule XXXX ( f ) Report proposing a XXXX discovery delay ( XXXX XXXX XXXX, XXXX ) while their meritless Motion to Dismiss remains pending. 
This violates *XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX Cir. XXXX ), which prohibits withholding discovery for factual disputes. 
- Harassment : XXXX seeks information about business defaults which were caused by their own XXXX  violations. 
- Refusal to Settle : XXXX admits settlement does not look likely despite overwhelming evidence of their wrongdoing. 
XXXX. SYSTEMIC VIOLATIONS AND CONSUMER HARM XXXX. Pattern of Obstruction : XXXX litigation tacticsincluding delaying discovery and demanding irrelevant informationconfirm a **systemic strategy to evade accountability**. This abuse of process exacerbates consumer harm by prolonging financial instability. 
XXXX Business Defaults Linked to Reliances Actions : XXXX false delinquency reporting and refusal to correct errors caused lenders to withdraw financing for my business, resulting in defaults. XXXX now weaponizes these defaults to harass me in litigation. 
XXXX. XXXX XXXX : XXXX conduct reflects broader industry practices of using procedural delays to suppress valid consumer claims. An investigation is critical to protect other borrowers. 
XXXX. REQUESTED RELIEF XXXX. Investigate XXXX XXXX XXXX Violations, including : - Failure to correct mortgage statements ; - False credit reporting ; - Abuse of discovery rules to obstruct resolution. 
XXXX. XXXX XXXX Correction of all account inaccuracies and credit reporting. 
XXXX. Impose Civil Penalties under XXXX XXXX. XXXX ( d ) for XXXX willful noncompliance. 
XXXX. Investigate Retaliatory Tactics under XXXX XXXX XXXX ( Unfair, Deceptive, or Abusive Acts and Practices ). 

XXXX. XXXX XXXX XXXX XXXX to prevent further consumer harassment. 
IV. CONCLUSION Reliances actions transcend isolated errorsthey reflect a calculated effort to exploit legal processes to silence consumers. I urge the CFPB to halt this predatory conduct and hold XXXX accountable for the devastation caused to my finances and business. 
Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - Inaccurate Statements ( XXXX ) - Partial Claim Approval - XX/XX/XXXX Statement - QWRs/NOEs ( Tracking # XXXX ) - Prior CFPB Complaint - Defendants Rule XXXX ( f ) Report I have filed XXXX other CFPB complaints against this company where they also admit to applying payments received in error. I have also received inaccurate foreclosure notices and etc based on the wrongful application of my payments received and my credit score has suffered tremendously as well as my business, my health, my family life, and my mental stability.

Company response to consumer: Closed with explanation