Consumer complaint received 2017-09-20 00:00:00
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
All of this is incorrect information, all but the first XXXX XXXX  are my accounts. The rest I do n't know about and are not mine. Stolen identity from Experian, XXXX XXXX or not mine. Someone else did it or open the accounts.
XXXX XXXX Previously disputed XX/XX/XXXX Account Details Last ReportedXX/XX/XXXX Creditor Name XXXX XXXX Account Type Utility Company Account Status Closed - Paid Opened Date XX/XX/XXXX Closed DateXX/XX/XXXXLimit -- Term -- Monthly Payment {$0.00} Responsibility Individual Balance {$0.00} Highest Balance {$160.00} Payment Status Collection/Charge-Off Worst Payment Status Unknown Date of Last Payment XX/XX/XXXXAmount Past Due $ XXXX Times 30/60/90 Days LateXX/XX/XXXX Remarks Payment after charge off/collection Paid profit and loss Payment History Latest Status : Collection/Charge-Off No payment history has been reported by this creditor.
Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX LA XXXX ( XXXX ) XXXX You started filling out a dispute request. Do you want to add another item to this dispute?
Yes, Add to Dispute XXXX XXXX XX/XX/XXXX Account Details Last Reported XX/XX/XXXXCreditor Name XX/XX/XXXX Account Type Utility Company Account Status Closed - Derogatory Opened Date XX/XX/XXXXClosed DateXX/XX/XXXXLimit -- Term -- Monthly Payment {$0.00} Responsibility Individual Balance {$61.00} Highest Balance {$61.00} Payment Status Collection/Charge-Off Worst Payment Status Unknown Date of Last PaymentXX/XX/XXXXAmount Past Due {$61.00} Times 30/60/90 Days LateXX/XX/XXXXRemarks Charged off as bad debt Profit and loss write-off Payment History Latest Status : Collection/Charge-Off No payment history has been reported by this creditor.
Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX LA XXXX ( XXXX ) XXXX XXXX XXXX XXXX  Previously disputed XX/XX/XXXX XXXX XXXX Last ReportedXX/XX/XXXXCollection Agency XXXX XXXX XXXX Original Creditor XXXX XXXX XXXX XXXX Status Open Opened DateXX/XX/XXXXClosed Date -- Responsibility Individual Balance {$1300.00} High Balance {$1000.00} Remarks Placed for collection Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ( XXXX ) XXXX You started filling out a dispute request. Do you want to add another item to this dispute?
Yes, Add to Dispute XXXX XXXX Previously disputedXX/XX/XXXXAccount Details Last Reported XX/XX/XXXXCollection Agency XXXX XXXX  Original CreditoXXXX XXXX XXXX Status Open Opened DateXX/XX/XXXXClosed Date -- Responsibility Individual Balance {$9400.00} High Balance {$9400.00} Remarks Account information disputed by consumer, meets FCRA requirements Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ( XXXX ) XXXX You started filling out a dispute request. Do you want to add another item to this dispute?
Yes, Add to Dispute Compare this account on your XXXX credit report XXXX XXXX Previously disputedXX/XX/XXXX Account Details Last ReportedXX/XX/XXXX Collection Agency XXXX XXXX Original Creditor XXXX XXXX Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Balance {$1100.00} High Balance {$1100.00} Remarks Account information disputed by consumer, meets FCRA requirements Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ( XXXX ) XXXX You started filling out a dispute request. Do you want to add another item to this dispute?
Yes, Add to Dispute Compare this account on your XXXX credit report XXXX XXXX XXXX Previously disputed XX/XX/XXXXAccount Details Last ReportedXX/XX/XXXX Collection Agency XXXX XXXX XXXX Original Creditor XXXX XXXX XXXX XXXX  Status Open Opened DateXX/XX/XXXXXX/XX/XXXXClosed Date -- Responsibility Individual Balance {$600.00} High Balance {$460.00} Remarks Account information disputed by consumer, meets FCRA requirements Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ( XXXX ) XXXX You started filling out a dispute request. Do you want to add another item to this dispute?
Yes, Add to Dispute Compare this account on your XXXX credit report XXXX XXXX XXXX Previously disputed XX/XX/XXXX Account Details Last ReportedXX/XX/XXXX Collection Agency XXXX XXXX XXXX Original Creditor XXXX XXXX XXXX XXXX Status Open Opened DateXX/XX/XXXX Closed Date -- Responsibility Individual Balance {$1100.00} High Balance {$790.00} Remarks Account information disputed by consumer, meets FCRA requirements Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ( XXXX ) XXXX You started filling out a dispute request. Do you want to add another item to this dispute?
Yes, Add to Dispute XXXX XXXX XXXX  Previously disputedXX/XX/XXXXAccount Details Last ReportedXX/XX/XXXXXX/XX/XXXXCollection Agency XXXX XXXX XXXX Original Creditor XXXX XXXX XXXX XXXX Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Balance {$1200.00} High Balance {$880.00} Remarks Account information disputed by consumer, meets FCRA requirements Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ( XXXX ) XXXX You started filling out a dispute request. Do you want to add another item to this dispute?
Yes, Add to Dispute XXXX XXXX XXXX  Previously disputedXX/XX/XXXXAccount Details Last ReportedXX/XX/XXXXXX/XX/XXXXCollection Agency XXXX XXXX XXXX Original Creditor XXXX XXXX XXXX XXXX Status Open Opened DateXX/XX/XXXX Closed Date -- Responsibility Individual Balance {$1800.00} High Balance {$1200.00} Remarks Account information disputed by consumer, meets FCRA requirements Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ( XXXX ) XXXX You started filling out a dispute request. Do you want to add another item to this dispute?
Yes, Add to Dispute XXXX XXXX XXXX  Previously disputed XX/XX/XXXXAccount Details Last ReportedXX/XX/XXXXXX/XX/XXXXCollection Agency XXXX XXXX XXXX Original Creditor XXXX XXXX XXXX XXXX Status Open Opened DateXX/XX/XXXXClosed Date -- Responsibility Individual Balance {$1700.00} High Balance {$1100.00} Remarks Account information disputed by consumer, meets FCRA requirements Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ( XXXX ) XXXX You started filling out a dispute request. Do you want to add another item to this dispute?
Yes, Add to Dispute XXXX XXXX XXXX XX/XX/XXXX Account Details Last Reported XX/XX/XXXX Collection Agency XXXX XXXX XXXX Original Creditor XXXX XXXX XXXX XXXX Status Open Opened DateXX/XX/XXXXXX/XX/XXXXClosed Date -- Responsibility Individual Balance {$1100.00} High Balance {$760.00} Remarks Dispute resolved ; customer disagrees Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ( XXXX ) XXXX You started filling out a dispute request. Do you want to add another item to this dispute?
Yes, Add to Dispute XXXX XXXX XXXX Previously disputed XX/XX/XXXX Account Details Last ReportedXX/XX/XXXXCollection Agency XXXX XXXX XXXX Original Creditor XXXX XXXX XXXX XXXX XXXX XXXX XXXX Status Open Opened Date XX/XX/XXXXClosed Date -- Responsibility Individual Balance {$510.00} High Balance {$510.00} Remarks Account information disputed by consumer, meets FCRA requirements Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ( XXXX ) XXXX You started filling out a dispute request. Do you want to add another item to this dispute?
Yes, Add to Dispute Compare this account on your XXXX credit report XXXX XXXX XXXX XX/XX/XXXX Account Details Last ReportedXX/XX/XXXXXX/XX/XXXXCollection Agency XXXX XXXX XXXX  Original Creditor XXXX XXXX XXXX XXXX  Status Open Opened DateXX/XX/XXXXXX/XX/XXXXClosed Date -- Responsibility Individual Balance {$5500.00} High Balance {$3700.00} Remarks Account information disputed by consumer, meets FCRA requirements Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ( XXXX ) XXXX You started filling out a dispute request. Do you want to add another item to this dispute?
Yes, Add to Dispute Compare this account on your XXXX credit report XXXX XXXX XXXX  Dispute request startedXX/XX/XXXXXX/XX/XXXXAccount Details Last ReportedXX/XX/XXXX Collection Agency XXXX XXXX XXXX  Original Creditor XXXX XXXX XXXX XXXX  Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Balance {$570.00} High Balance {$390.00} Remarks Account information disputed by consumer, meets FCRA requirements Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ( XXXX ) XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief