Consumer complaint received 2024-05-05 00:00:00
Product: Checking or savings account — Checking account
Issue: Problem caused by your funds being low — Non-sufficient funds and associated fees
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: TX

Complaint narrative:
it all started when met a woman named XXXX XXXX through the social networks XXXX and XXXX, we started as friends, and she pretended to be a woman from the United States XXXX. later we became boyfriends,, when she came from XXXX, she would come here with me to get married and then go live in XXXX, Texas because she had some business that she wanted to take care of. According to her, she had received an inheritance which, when she went to do her service, she took with her because her relatives wanted to take everything from her and to show me how much she had seriously with me he was going to send everything so far that after we got married we would take everything to open his business which was a XXXX XXXX XXXX XXXX XXXX XXXX which in love believed him I told him to send me that package thinking that everything he said was serious she told me to contact a parcel service called XXXX XXXX XXXX which would take care of everything. they asked me for my information through email because they only had that way of communicating. That was the plan according to which she had paid the amount. of {$1400.00} for shipping, everything was going normally, he showed me what the package came with XXXX XXXX XXXX the money of around {$30000.00}, everything went according to how I should receive the package, but within a few hours, I received the email where I then explained that there were problems with the customs from XXXX because their anomalies that I would have to pay a fine of {$6500.00}, which XXXX told me that she had no money with her, she had everything in the package, the parcel service told me again all this about it, which, believing all this, agrees to pay that amount each time for the XXXX XXXX gift cards which were a total of $ XXXX sending them the next day, it turned out needed a permit for the XXXX  to authenticate that it was $ XXXX the parcel service would take care of everything through a lawyer and the authenticity of XXXXXXXX XXXX  asked me if I could pay them because there was no problem with the money, she would pay me everything when she was here with me. also, regarding how the package brought money, there was no problem, I still believe I agreed to pay that amount through bank-to-bank transfers to the account of a woman who, according to her, is in charge of receiving the payments two payments. were sent on the same day, one {$10000.00} and the other {$5000.00} when received the shipping company told me that in less than 2 days I would have the package at my doorstep which made me happy thinking that all of that was true but when it was found according to the service for XXXX XXXXXXXX XXXX there was a problem with the Cost of united states because the cost of the XXXX was higher of $ XXXX was a fine and also for the money, which was a cost of {$540000.00}, I was {$40000.00} I was in love, thinking that everything was real, how to think that it was a fraud, if I was a XXXX, he begged me to make that payment because he had much more to lose than by sending me that package he showed me how much he lovedme, so I couldn't fail him. I in love, continued with the idea and sent the amount of {$39000.00} and {$1000.00} through XXXX cards. the shipment was made through a company called XXXX XXXX XXXX located in Florida. Later, I got another amount.of {$14000.00} to finish the payment, which, XXXX told me to do with money orders same company XXXX XXXX XXXXXXXX XXXX Having already paid everything, it turns out that XXXX used {$10000.00} to cover some problems with her bosses when using the device to communicate. with me according to her who would have to pay that due to those reasons and that gets her that amount so that she could pay the entire total and that way she could receive that XXXX package which I got that money through loans from friends and loans agencies and when it was paid it turns out that he couldn't travel because his passport had expired. That is when I understood that it was all a fraud plan. now I'm in debt everything and be a peace with my consciense.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation