Consumer complaint received 2026-01-28 00:00:00
Product: Debt collection — Other debt
Issue: Took or threatened to take negative or legal action — Threatened or suggested your credit would be damaged
Company: Southwest Credit Systems, L.P.
State: TX

Complaint narrative:
Southwest has not resolved this issue! The collection account code they have relating to both XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 
Please note that XXXX also operates under the XXXX name XXXX XXXX XXXX with the credit bureaus. Both the XX/XX/XXXX deleted a/c ( which was deleted because it was invalid ) and this account under complaint is under their management and control, thus regardless of the XXXX names, Southwest Credit Systems XXXX XXXX XXXX XXXX XXXX they share the same XXXXXXXX XXXX XXXXXXXX for any collections they manage for specific social security XXXX XXXXXXXX This under XXXX  is for both the now {$100.00} account they claim to have dele and the {$770.00} account they just updated on XX/XX/XXXX using the XXXX XXXXXXXX XXXX XXXX but this XXXX XXXX XXXX  and their address proves they are one and the same entity registered under XXXX Regulations - Southwest has not resolved this issue! The collection account code they have relating to both XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXX XXXX XXXX 
Please note that SWC also operates under the Company name XXXX XXXX XXXX with the credit bureaus. Both the XX/XX/XXXX deleted a/c ( which was deleted because it was invalid ) and this account under complaint is under their management and control, thus regardless of the XXXX names, Southwest Credit Systems XXXX XXXX XXXX XXXX , they share the same XXXX XXXX XXXXXXXX for any collections they manage for specific social security XXXX XXXX 

Hence Southwest, here is the collection XXXX XXXX you requested swearing you have nothing under my social, name or other credentials. Attached, youll find documents to prove that as recent as XX/XX/XXXX, youll find refused to delete the {$770.00} account SWC why dont you stop wasting the CFPBs time acting aloof. The account they mention is XXXX of XXXX in collections with them. With XXXX, the control codes for both accounts with XXXX deleted is XXXX I have also attached evidence to that effect! 

Regards P/S Hence Southwest , here is the collection XXXX XXXX Southwest has not resolved this issue! The collection account code they have relating to both XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 
Please note that SWC also operates under the Company name XXXX XXXX XXXX with the credit bureaus. Both the XX/XX/XXXX deleted XXXX ( which was deleted because it was invalid ) and this account under complaint is under their management and control, thus regardless of the XXXX names, Southwest Credit Systems XXXX XXXX XXXX XXXX XXXX XXXX share the same XXXX  # XXXX for any collections they manage for specific social security XXXX XXXX 

XXXX XXXX, here is the collection XXXX XXXX you requested swearing you have nothing under my social, name or other credentials. Attached, youll find documents to prove that as recent as XX/XX/XXXX, youll find refused to delete the {$770.00} account SWC why dont you stop wasting the CFPBs time acting aloof. The account they mention is XXXX of XXXX in collections with them. With XXXX, the control codes for both accounts with XXXX deleted is XXXX I have also attached evidence to that effect! 

Regards Attached, find the collection you requested swearing you have nothing under my social, name or other credentials. Attached, youll find documents to prove that as recent as XX/XX/XXXX, you refused to delete the {$770.00} account and instead, fought me. 

SWC why dont you stop wasting the CFPBs time acting aloof. The account they mention is XXXX of XXXX in collections with them. With XXXX, the control codes for both accounts with XXXX deleted is XXXX I have also attached evidence to that effect! and per their response you can confirm they have XXXX starting in XX/XX/XXXX when they claimed to have received the {$100.00} XXXX from XXXX. The evidence speaks for itself. Also you claim to take that but nit the {$770.00}? - they took charge of the {$100.00} and {$770.00} accounts and placed them under the XXXX LLCs but what they didnt know was that XXXX  XXXX XXXX XXXX XXXX XXXX for reporting the business or LLC XXXX controller of the account for the person theyre reporting on. That is, if you punch in that specific report # for an individuall, whether they have them under Southwest or XXXX XXXX XXXX, it will pull up under their issued operating #. 

Regards

Company response to consumer: Closed with non-monetary relief