Consumer complaint received 2024-11-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: MS

Complaint narrative:
I am writing to formally notify XXXX, XXXX, and TransUnion, of my status as a data breach victim, which has led to fraudulent accounts being opened in my name without my authorization. Under the Fair Credit Reporting Act, specifically XXXX XXXX XXXX ( a ), as well as XXXX XXXX XXXX XXXX as the following fraudulent accounts are crippling and damaging my consumer reports, as I do not recognize them. Regardless of any verification the furnishing companies submit via E-Oscar ; I request that you block, remove, and delete all accounts associated with this fraudulent activity from my credit report with in XXXX business days. Accounts listed below. 

XXXX reporting FRAUDULENT & INACCURATE on my credit report XXXX XXXX XXXX POTENTIALLY NEGATIVE MONTHS Balance details 58 % paid off Balance {$550.00} Balance updated XX/XX/XXXX Original balance {$1300.00} Account info Account number XXXX Open/closed Closed Date opened XXXX XXXX, XXXX Account type Lease Payment summary XXXX JanCO- FebCO- XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX PAYMENT HISTORY LEGEND XXXX Account XXXX off. {$1200.00} written off. {$1200.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Past due amount {$1200.00} Original balance {$1300.00} Monthly payment - Last payment date XX/XX/XXXX XXXX TN CHILD SUPPORT XXXX POTENTIALLY NEGATIVE MONTHS Balance details Paid off- Balance {$69000.00} Balance updated XX/XX/XXXX Original balance - Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Child Support Payment summary XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  PAYMENT HISTORY LEGEND Status Collection account. {$17000.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Past due amount {$17000.00} Original balance - Monthly payment XXXX TN CHILD SUPPORT XXXX POTENTIALLY NEGATIVE MONTHS Balance details Paid off- Balance {$75000.00} Balance updated XX/XX/XXXX Original balance - Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Child Support Payment summary XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX PAYMENT HISTORY LEGEND Status Collection account. {$1100.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Past due amount {$1100.00} Original balance - Monthly payment - Last payment date XX/XX/XXXX XXXX XXXX OF XXXX XXXX XXXX LATE PAYMENTS Balance details Paid off- Balance - Balance updated - Original balance - Account info Account number XXXX Open/closed Open Date opened XX/XX/XXXX Account type Child Support Payment summary XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX PAYMENT HISTORY LEGEND Status Open. 
Status updated XXXX XXXX Original balance - Monthly payment - Last payment date XX/XX/XXXX XXXX Reporting FRAUDULENT & INACCURATE on my credit report : TENNESSEE XXXX. OF H XXXX POTENTIALLY NEGATIVE MONTHS Balance details Paid off- Balance {$84000.00} Balance updated XX/XX/XXXX Original balance - Account info Account number XXXX Open/closed Open Date opened XX/XX/XXXX Account type Open Account Payment summary XXXX XXXX - XXXX - XXXX - XXXX - XXXX - XXXX - XXXX - XXXX XXXX - XXXX XXXX XXXX XXXX PAYMENT HISTORY LEGEND Status Pays account as agreed Status updated XX/XX/XXXX Past due amount - Original balance - Monthly payment {$550.00} XXXX TENNESSEE XXXX. OF H XXXX POTENTIALLY NEGATIVE MONTHS Balance details Paid off- Balance {$75000.00} Balance updated XX/XX/XXXX Original balance - Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Open Account Payment summary XXXX XXXX - XXXX - XXXX - XXXX - XXXX - XXXX - XXXX - XXXX - XXXX XXXX XXXX XXXX PAYMENT HISTORY LEGEND Status - Status updated XX/XX/XXXX Past due amount {$850.00} Original balance - Monthly payment {$280.00} XXXX XXXX OF XXXX XXXX XXXX LATE PAYMENTS Balance details XXXX XXXX XXXX XXXX {$0.00} Balance updated XX/XX/XXXX Original balance - Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Open Account Payment summary XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX - XXXX XXXX XXXX XXXX PAYMENT HISTORY LEGEND Status Not more than XXXX payments past due Status updated XX/XX/XXXX Past due amount - XXXX XXXX - Monthly payment - Last payment date XX/XX/XXXX XXXX XXXX XXXX POTENTIALLY NEGATIVE MONTHS Balance details Paid off - Balance {$550.00} Balance updated XX/XX/XXXX Original balance - Account info Account number XXXX Open/closed Closed Date opened XXXX XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CO CO XXXX XXXX XXXX XXXX CO CO XXXX XXXX XXXX XXXX CO CO XXXX XXXX XXXX XXXX CO CO XXXX XXXX XXXX CO CO XXXX XXXX XXXX CO CO XXXX XXXX XXXX CO CO - - XXXX CO CO XXXX - XXXX CO CO XXXX XXXX XXXX CO XXXX - - XXXX - CO XXXX - - XXXX - CO CO - - PAYMENT HISTORY LEGEND Status Charge-off Status updated XX/XX/XXXX Past due amount {$1200.00} Original XXXX - Monthly payment - Last payment XXXX XX/XX/XXXX TRANSUNION reporting FRAUDULENT & INACCURATE on my credit report FAMILY LA CO XXXX LATE PAYMENTS Balance details Paid off - Balance - Balance updated XX/XX/XXXX Original balance {$0.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Open account Payment summary XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX PAYMENT HISTORY LEGEND Status XXXX days past due Status updated XX/XX/XXXX Past XXXX XXXX - Original balance XXXX XXXX  Monthly payment - Last payment date Here listed below are the fraudulent inquiries that also need to be removed, blocked and deleted from my credit report : XXXX BANK DELAWARE XXXX dates Inquiry XXXX XXXX, XXXX Removal XXXX XXXX Additional details Business typeFinance Companies - non specific XXXX Important dates Inquiry XXXX XXXX, XXXX Removal XXXX XXXX Additional details Business typeNational Credit Card Cos. 
Contact info Address XXXX XXXX XXXX FALLS, XXXX Phone number ( XXXX ) XXXX XXXX XXXX CO Important dates Inquiry dateJun XXXX, XXXX Removal XXXX XXXX Additional details Business typeFurniture, XXXX. 
Contact info Address XXXX XXXX XXXX, XXXX Phone number ( XXXX ) XXXX XXXX BANK Important dates Inquiry dateXXXX  XXXX, XXXX Removal dateXXXX  XXXX Additional details Business typeAll Banks Contact info Address XXXX XXXX XXXX XXXX MAIL XXXX XXXX, XXXX Phone number ( XXXX ) XXXX XXXX BANK Important dates Inquiry dateXXXX  XXXX, XXXX Removal XXXX XXXX Additional details Business typeAll Banks Contact info Address XXXX XXXX XXXX XXXX MAIL XXXX XXXX, XXXX Phone numberBy mail only XXXX BANK Important dates Inquiry dateXXXX XXXX, XXXX Removal XXXX XXXX Additional details Business typeAll Banks Contact info Address XXXX XXXX XXXX XXXX MAIL XXXX XXXX, XXXX Phone number ( XXXX ) XXXX XXXX BANK Important dates Inquiry dateXXXX XXXX, XXXX Removal XXXX XXXX Additional details Business typeAll Banks Contact info Address XXXX XXXX XXXX XXXX MAIL XXXX XXXX, XXXX Phone numberBy mail only XXXX VACATION OWN Important dates Inquiry XXXX XXXX, XXXX Removal XXXX XXXX Additional details Business typeMortgage Companies Contact info Address XXXX XXXX XXXX XXXX. # XXXX XXXX XXXX XXXX XXXX, XXXX Phone number ( XXXX ) XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief