Consumer complaint received 2025-05-02 00:00:00
Product: Checking or savings account — Checking account
Issue: Managing an account — Problem using a debit or ATM card
Company: JPMORGAN CHASE & CO.
State: CA

Complaint narrative:
Dear financial protection bureau of America, I would like your help. I have had extreme financial abuse since XXXX and I know you have savvy investigators, hard-working Americans that investigate fraudulent activity, unauthorized charges and identity theft by large bank in XXXX. 

We must stop the fraud that destroys wealth in XXXX. I believe we should be working hard in XXXX and creating wealth not destroying it. 

Since XXXX Ive been a victim of fraud, identity theft, and loss of money that I earned by very hard work and investments, by Chase Bank. I wont be able to go over every transaction but I will give you an example. 

On XX/XX/XXXX I had a ATM debit from a non-Chase ATM for {$72.00} and a three dollar ATM fee by Chase Bank. As you savvy bankers know the ATM is not going to approve a {$72.00} withdrawal at a no Chase ATM. ATM withdrawals are in multiples of 20s up to $ {$500.00}. The second thing that happened on the specific transaction was the address for the transaction and where the ATM was located was in XXXX XXXX. I know for a fact, and I have many many witnesses that I was in XXXX XXXXXXXX XXXX  specifically XXXX XXXX working for a little company. Actually, I think I was working selling products on XXXX. Ive never been to XXXX XXXX in my life and of course it said it was non-Chase ATM withdrawal so they charge me three dollars. 

Like I said, Ive been a victim of identity theft, fraud and horrible abuse by banks especially Chase. 

I have hundreds of documents that your agency or agencies that you wan na contact can review and look over if you would like please just let me know what you need. I dont think I can add documents to this email. 


Another example oh this financial abuse was in XXXX, I was XXXX XXXX XXXXXXXX with my son and there was a large amount of fraud happening on my Chase Bank account. I called it. They shut down the card. I had to have my sister and family buy me an airplane ticket and food back to XXXX XXXX. This has been going on for XXXX years or longer so when I talk about it, no one wants to hear about it and Ive been hurt and locked up in a psych ward for speaking the truth in XXXX. 

No one has believed me and I have evidence in documents of this. I dont believe all banks steal money from their clients but some banks do and ChAse is a number one bank with {$3.00} trillion and theyre probably printing money in their basement lol. No the federal reserve prints money and distribute it to banks, but banks are also giving out loans. They are the ones that are building skyscrapers and renting out the space. Banks run the the world, but they also are stealing from specific clients and if you talk about it, youre locked up in mental institutions, which is really sad because I have documented proof. 

Ive contacted the Federal Reserve I think many times and I dont know if Ive contacted the consumer finance bureau that protects American banking customers but I have contacted several agencies that are government and not had any response. I believe and I will keep reporting this financial devastation to government agencies until I am paid back and until I can regain my life. I believe I owed a couple million dollars for the pure abuse that continues to happen not to mention the {$7.00} million that has been taken from my wealth.

I also know Chase Bank has {$3.00} trillion and is the richest bank in the world. I believe they set up fraud and take money out of peoples accounts and understand how it works so they also report it and other banks get fined and they collect that money to build their wealth. 

I understand that a bank earns money by selling their money or loaning it out, and they collect interest. But I truly believe that bank steal from banks by getting an account number and a routing number and taking money from another account via ATM withdrawals fees or false withdrawals by a company. For example, if I shop at XXXX every month, they may take an extra withdrawal from XXXX knowing that it might be me it might not be me, but they know what they do and the banks that does it reports it to a government agency and it is investigated, and there are large fines associated with it. 

I dont need to explain banking to your agency at this point I was going to, but I have been talking too much into my app. I just wan na your agency to know that I have hundreds of documents that you can review to see if Im telling the truth I would like Chase Bank fined, Jpmorgan Bank in XXXX XXXX that says I have an account and that Im the primary beneficiary of the account, XXXX XXXX XXXX fined And XXXX XXXX fined. 

I wan na apologize in advance that this is kind of a long story because its taking me a long time for me to understand banking and investigate how this continues to happen to me. Im terrified now of losing all of my money that I created and that my family created and being a XXXX XXXX  because of this horrible fraud, deception and stealing of my personal wealth. 

I also learned that its a XXXX year federal jail sentence for anyone that is stealing money out of a bank account and a {$1.00} million fine for the bank that is doing it or company that is doing it. I can say with 100 % certainty that Jpmorgan Chase, Bank and XXXX XXXX need to be fine large amounts of money that can go back into the federal reserve. I would like to be the one that reported its and Im thinking of telling XXXX about this Which I know the federal reserve would not like that information announced on television because it could destroy the XXXX economy. People would not feel safe putting their money into banks they would hide it under their beds and Cash. 

The only thing I could think of is, I had a bank named XXXX XXXX that was managing my money in XXXX XXXXXXXX XXXX  since XXXX. I also had a bank account with XXXX XXXX XXXX XXXX and way banks can create wealth is they can take your account number and routing number-and they know all of your information and they can steal money from you and then make reports under fake or false identities and collect the large fines. 

I reported some of this information to the Federal Reserve a couple of years ago and Ive probably reported this to the FBI. I see XXXX and other agencies that I deemed appropriate. I do not know what agencies are really versed in severe investigations of putting Fraud to an end. Chase Bank does not want to be fined large amounts of money so it closes my accounts and shuts me down and causes me stress of looking for a new bank account so I cant report the fraud. 

They also say that the fraud is invalid well I know its not invalid. Its been going on since XXXX. Maybe it was XXXX bank maybe it was XXXX XXXX XXXX XXXX maybe its XXXX XXXX or another bank stealing from another bank but bank steal from banks. 


XXXX XXXX and Chase Bank and people up high in the company know how to commit fraud, identity theft, unauthorized charges and steal money from consumers while shutting down their accounts, making them valuable to the operation. 


And sadly when I spoke about the banking fraud and large unauthorized charges I never received the money back and my account was shut down at Chase Bank and several other banks like I said I cant get a bank account today and I have over {$11.00} million. Thats depleting very fast. 


XXXX XXXX, they called my dad and said that I need to be institutionalized which is very sad. 


I know the consumer financial protection bureau knows banking can be extremely complicated, but I also understand that it is a process to investigate all the fraud thats going on in XXXX right now and all the unauthorized charges. Im telling you that this needs to end because Americans cant be wasting hours of their life, trying to recover money that was their earned by a job or investments. 

XXXX should be working creating more wealth and making XXXX a better country. We all can work harder at creating better things. 


Its funny. I have a lot of faith in the government agencies because I know theyre no XXXX and they want to protect XXXX 



We have a beautiful country with a lot of organizations and I think I have reported this to the wrong organizations in the past. I understand that the federal reserve is what monitors monitory policy in the United States. 

And I could talk about the Federal reserve for hours, but Im just mentioning that right now. 

Like I said, a Conservatorship, of person and estate went into fact and my XXXX XXXX XXXXXXXX was doing a Fedwire into my Chase bank account and it says that Im the beneficiary of an account at Chase Bank in XXXX XXXX XXXX. I took many pictures of it whenever I try to look into that account it says I dont have an account. XXXX XXXX is my Conservator of person and XXXX collects money from my money manager and a couple years ago did fed wires into my Chase Bank account. She has to have my account number and routing number to do the XXXX. I dont know how to do a XXXX although I am a fed with the experience of banking. Ive been dealing with for XXXX years. 


Here is a picture of the fed wire Thats why Chase Bank is worth {$3.00} trillion and theyre on every corner block in the city and even in rual areas. 

Because I believe theyre stealing XXXX money and shutting down the accounts if the consumer reports it and theyre also using false identities to collect fines from the government agencies that are working really hard to stop this abuse. 


XXXX XXXX XXXX is the central bank of the United States. It performs five general functions to promote the effective operation of the U.S. economy and, more generally, the public interest. The Federal Reserve * conducts the nations monetary policy to promote maximum employment, stable prices, and moderate long-term interest rates in the U.S. economy ; * promotes the stability of the financial system and seeks to minimize and contain systemic risks through active monitoring and engagement in the U.S. and abroad; * promotes the safety and soundness of individual financial institutions and monitors their impact on the financial system as a whole; * fosters payment and settlement system safety and efficiency through services to the banking industry and the U.S. government that facilitate U.S.-dollar transactions and payments ; and * promotes consumer protection and community development through consumer-focused supervision and examination, research and analysis of emerging consumer issues and trends, community economic development activities, and the administration of consumer laws and regulations.

Its funny because a beautiful woman who I talk to you once in a while and I talk to her husband used to work for the Federal Reserve. Her name is XXXX XXXX. 

I have pictures of my bank statements that dont add up with the accounting. 

My story is a true and my nightmare began then that led to a lot of horrible other things that have caused traumatic injury to myself and my lifestyle. 

I am seeking help from your to bureau and you are welcome at any time to review all the court documents I have I have hundreds, unfortunately. 

I also have hundreds of documents from XXXX XXXX where the Fraud originally started I believe. 



I have lost a lot of money, and I never shouldve lost this money. It shouldve been wisely and prudently invested. I live on less than {$100.00} a day, and my money has been destroyed by fraud and unauthorized charges and stealing of banks by banks. I truly believe the Professional money managers like XXXX XXXX know how to make money because that is their profession. They also know how to steal. 

Instead, they stole money out of my Chase account. Locked me up in mental institutions for reporting it and complaining about it every month saying I was crazy while they continue shutting down my bank accounts constantly so now I cant get a bank account when I have over {$11.00} million. I cant get a bank card. I cant get a credit card and theyve destroyed my life financially taking over {$7.00} million.

Thank you for taking your precious time and reading my report. I also look forward to working with your bureau to end the destruction of financial trauma in XXXX again we should be building wealth not destroying it. 

Thank you so much. I look forward to hearing from you. 


Please call me at XXXX. 

Sincerely, XXXX XXXX XXXX

Company response to consumer: Closed with explanation