Consumer complaint received 2024-03-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: IL

Complaint narrative:
I am natural person, I am a living human being, I have rights under 15 USC 1681.

Equifax is govern by 15 USC 1681. And they violated my rights numerous of times. I demand the accounts listed below be remove because According to 15 USC 1681 : I have the rights to privacy and I did not give Equifax written permission to furnish these accounts. 

Accounts : XX/XX/XXXX Dear Equifax, According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report.

Otherwise, anyone paying for your reporting services could fax, mail or email in a fraudulent account. 
Under the FCRA, unverified accounts must be removed and if you are unable to provide me a copy of verifiable proof, you must remove the accounts listed below. 
I demand to see Verifiable Proof ( an original Consumer Contract with my Signature on it ) of the accounts listed below. Your failure to positively verify these accounts has hurt my ability to obtain credit.

I demand the following accounts be verified or removed immediately. 
XXXX - XXXX - This doesn't belong to me. - This is not mine - please remove this inaccuracy from my report XXXX - XXXX - This doesn't belong to me. - This is not mine - please remove this inaccuracy from my report XXXX - XXXX - This is completely inaccurate. - This account is closed. Please provide written validation to the address above. 
XXXX XXXX - XXXX - This is completely inaccurate. - This account is closed. Please provide written validation to the address above. 
XXXX - XXXX - This is completely inaccurate. - This account is closed. Please provide written validation to the address above. 
XXXX - XXXX - This doesn't belong to me. - This is not mine - please remove this inaccuracy from my report XXXX - XXXX - This is completely inaccurate. - This account is closed. Please provide written validation to the address above. 
XXXX XXXX XXXX XXXX XXXX - This is completely inaccurate. - This account is closed. Please provide written validation to the address above. 
XXXX - XXXX - This is completely inaccurate. - This account is closed. Please provide written validation to the address above. 
XXXX XXXX XXXX XXXX  - This is completely inaccurate. - This account is closed. Please provide written validation to the address above. 
XXXX - XXXX - This is completely inaccurate. - This account is closed. Please provide written validation to the address above. 
XXXX - XXXX - This doesn't belong to me. - This is not mine - please remove this inaccuracy from my report 1 of 10 XXXX XXXX XXXX XXXX XXXX XXXX This is completely inaccurate. - This account is closed. Please provide written validation to the address above. 
XXXX XXXX XXXX XXXX  XXXX - This is completely inaccurate. - This account is closed. Please provide written validation to the address above. 
XXXX - XXXX - This is completely inaccurate. - This account is closed. Please provide written validation to the address above. 
XXXX XXXX - XXXX - This is completely inaccurate. - This account is closed. Please provide written validation to the address above. 
XXXX - XXXX - This doesn't belong to me. - This is not mine - please remove this inaccuracy from my report XXXX - XXXX - This is completely inaccurate. - This account is closed. Please provide written validation to the address above. 
XXXX - XXXX - This is completely inaccurate. - This account is closed. Please provide written validation to the address above. 
XXXX - XXXX - This is completely inaccurate. - This account is closed. Please provide written validation to the address above. 
XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report.

Company response to consumer: Closed with non-monetary relief