Consumer complaint received 2026-01-26 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: CAVALRY INVESTMENTS, LLC
State: CA

Complaint narrative:
Cavalry Portfolio Services , LLC Attn : Compliance / Legal Department RE : CEASE AND DESIST 15 U.S.C. 1692c ( c ) Consumer : XXXX XXXX Case No : XXXX XXXX Cavalry Account # : XXXX To Whom It May Concern, This letter serves as formal written notice that I am demanding you CEASE AND DESIST from any and all communications with me regarding the above-referenced alleged account.

Pursuant to the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692c ( c ), once a debt collector receives a written cease-and-desist request, the debt collector must stop all communication with the consumer immediately, except for the limited purposes allowed by law.

YOU ARE HEREBY ORDERED TO STOP ALL CONTACT Effective immediately, you are instructed to stop contacting me, including but not limited to : Phone calls to any number associated with me Voicemails Text messages Emails Letters ( other than what is legally permitted ) Contacting any third parties regarding this alleged debt PERMITTED COMMUNICATIONS ONLY If you choose to respond after receiving this letter, you may contact me ONLY for one of the following reasons allowed under 15 U.S.C. 1692c ( c ) : 1. To confirm you will comply and cease further contact ; 2. To notify me of specific lawful actions you intend to take ; or 3. To notify me that you are taking a specific lawful action.

NOTICE OF VIOLATIONS/ LIABILITY Be advised that any continued communication with me outside the limited exceptions stated above will be considered a knowing and willful violation of federal law.

Continued reporting of unverified or inaccurate information after notice constitutes false reporting and unlawful collection activity under the FCRA and FDCPA.

If you fail to comply, I will take all necessary steps to protect my rights, including but not limited to filing complaints with : The Consumer Financial Protection Bureau ( CFPB ) The Federal Trade Commission ( FTC ) My State Attorney General And pursuing all available civil remedies under applicable federal and state law PRESERVATION OF RECORDS ( LEGAL NOTICE ) You are hereby instructed to preserve all records related to this alleged account, including but not limited to : Call logs and call recordings Collection notes and internal account history Reporting history to any consumer reporting agency Any alleged contracts, statements, assignments, or documents used to support this debt The company attempted to collect and report an amount that has not been validated. Despite written requests for documentation and a cease-and-desist notice under 15 U.S.C. 1692c ( c ), the company refused to provide proof of the debt or the amount claimed and continues collection activity and/or reporting. Continued reporting of unverified or inaccurate information after notice constitutes false reporting and unlawful collection activity under the FCRA and FDCPA.

This letter is not a refusal to pay, nor is it an acknowledgment of liability. This is a formal demand that you comply with federal law and immediately cease communications with me

Company response to consumer: Closed with non-monetary relief