Consumer complaint received 2025-11-21 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Difficulty submitting a dispute or getting information about a dispute over the phone
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: VA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX               NOTICE TO AGENT IS NOTICE TO PRINCIPAL | NOTICE TO PRINCIPAL IS NOTICE TO AGENT: XXXXTransunion Consumer SolutionsXXXX XXXX XXXX XXXX XXXXNotice to Agent:XXXX It is my understanding that Under the FCRA 15 U.S.C.  1681i, each and all of the unproven, non-compliant, incomplete, untrue, incorrect, and or unverified aspects of any alleged derogatory accounts must be promptly negated in its entirety or the alleged accounts are to be completely deletedXXXX XXXX I AM NOW enlisting my consumer rights to compel you to ENACTING MY CONSUMER AND CIVIL RIGHTS TO COMPEL YOU TO ANNUL with PERMANENT DELETION of these derogatory accounts or provide testimony and certification that you are adhering to mandated metro 2 data formatted reporting standards according to regulations.XXXX XXXXFailure to take appropriate actions to remedy this matter will lead to my civil right to file a lawsuit seeking monetary resolution via a court in my jurisdiction.XXXX XXXXNo entity is permitted to keep any non-compliant information, particularly upon it being challenging any or all of the excerpts, dated assignments, ledger balances, audited details, documents of identification, each of the XXXXcharacter format fielded XXXX  statements, pay status codes, alpha-/ numeric-/ and or alphanumeric source codes. Further certificate firmly every single one even each any and or all of the minimal five (5) portioned personal identifiers, and even the unabbreviated XXXX  pieces of confirmation to collect.XXXX XXXXThe FOLLOWING derogatory account allegations are either UNTRUE, INCORRECT, INCOMPLETE, UNTIMELY, NOT MINE, NOT MY RESPONSIBILITY, or otherwise NOT PROVEN COMPLIANT to regulatory federal reporting laws and or standards and MUST be removed immediately. The infractions are as follows:XXXXDELETE: XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX U S. BANKRUPTCY COURT NEWPORT NEWS.XXXX  Contract CancellationXXXX XXXX XXXX XXXXContract Cancelled. Section 609, Requirement to send me the ORIGINAL PAPERWORK, otherwise this account is False Information. XXXX.  Contract CancellationXXXX XXXX XXXX XXXXContract Cancelled. Section 609, Requirement to send me the ORIGINAL PAPERWORK, otherwise this account is False Information. XXXX.  No Existing ContracXXXX XXXX XXXXAccount NumberXXXX XXXXNo contract ever existed between me and this company. Section 609, Requirement to send me the ORIGINAL PAPERWORK, otherwise this account is False Information. XXXX.  No Existing ContractXXXX XXXX XXXX XXXX XXXXNo contract ever existed between me and this company.  Section 609, Requirement to send me the ORIGINAL PAPERWORK, otherwise this account is False Information. XXXX  No Existing ContractXXXX XXXX XXXX XXXX XXXXNo contract ever existed between me and this company.  Section 609, Requirement to send me the ORIGINAL PAPERWORK, otherwise this account is False InformationXXXX  No Existing ContractXXXX XXXX XXXXNo contract ever existed between me and this company. Section 609, Requirement to send me the ORIGINAL PAPERWORK, otherwise this account is False Information.XXXX  Contract CancellationXXXX XXXXContract Cancelled. Section 609, Requirement to send me the ORIGINAL PAPERWORK, otherwise this account is False Information.XXXX  No Existing ContractXXXX XXXX XXXX XXXX XXXXNo contract ever existed between me and this company. Section 609, Requirement to send me the ORIGINAL PAPERWORK, otherwise this account is False Information.XXXXINQUIRIES:XXXX.  Unauthorized Inquiries\XXXX XXXXThe inquiry was not authorized, this harms my score. Please RemoveXXXX  Unauthorized InquiriesXXXX XXXX XXXXThe inquiry was not authorized, this harms my score. Please RemoveXXXX.  Unauthorized InquiriesXXXX XXXXThe inquiry was not authorized, this harms my score. Please Remove\r\n4.  Unauthorized InquiriesXXXX XXXXThe inquiry was not authorized, this harms my score. Please RemoveXXXX  Unauthorized InquiriesXXXX XXXX XXXXThe inquiry was not authorized, this harms my score. Please Remove\r\n\r\n6.  Unauthorized InquiriesXXXX XXXX XXXXThe inquiry was not authorized, this harms my score. Please RemoveXXXX.  Unauthorized InquiriesXXXX XXXX XXXXThe inquiry was not authorized, this harms my score. Please RemoveXXXX  Unauthorized InquiriesXXXX XXXX XXXXThe inquiry was not authorized, this harms my score. Please Remove\r\n\r\n9.  Unauthorized InquiriesXXXX XXXXThe inquiry was not authorized, this harms my score. Please RemoveXXXX   Unauthorized InquirieXXXX XXXXThe inquiry was not authorized, this harms my score. Please RemoveXXXX.  Unauthorized InquiriesXXXX XXXX XXXXThe inquiry was not authorized, this harms my score. Please RemoveXXXX  Unauthorized InquiriesXXXXThe inquiry was not authorized, this harms my score. Please Remove.  XXXX  Unauthorized InquiriesXXXX XXXX XXXXThe inquiry was not authorized, this harms my score. Please RemoveXXXXRemainder of this page intentionally left blankXXXXProvide Physical Proof of Verification. This is a non-compliant allegation and has not been validated and true. Unless you provide testimony to facts which are physically certified, this claim is unlawful to report.  DELETE OR PROVE every notation, date, balance, total, XXXX XXXX statement, identifier, and all XXXX  pcs of confirmation, notes, etcXXXX XXXXOtherwise DELETE PROMPTLY if there are any deficiency to provide requested information as Federally defined in a timely manner.XXXX XXXX  thank you for your cooperation in bringing my credit report into compliance. XXXXSincerely, XXXXThank You,XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXWithout Recourse, All Rights Reserved'

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief