Consumer complaint received 2024-07-17 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: NE

Complaint narrative:
And it says I'm filing this FTC identity theft affidavit to report three separate fraudulent accounts appearing on my consumer FIFA reports which I do not recognize as reported and which are the results of identity theft and fraud these fraudulent accounts consist of a personal credit card account opened up wherever and you're basically going to identify which accounts and negative items you but encompassed within this identity theft reports and requests for 605 deletion and it may be necessary to create multiple ID theft reports like one for each accounts and then all the it may be necessary to create multiple ID theft reports like one for each accounts and then all the collection credit Resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer report I demands that the aforementioned fraudulent items be removed from each of my consumer credit reports and that all collection activity related to set items cease pursuant to my rights within the fcra and Is FDCPA laws which essentially require them to put the accounts in do not collect do not pay status I see incorrect names on my account XXXX XXXX AND XXXX XXXX ALSO XXXX XXXX MY CORRECT NAME IS XXXX XXXX XXXX up my name and to my correct XXXX giving name Without Prejudice UCC 1-308 all rights reserved You have 4Days to delete these accounts These companies have completely committed fraud in use of my SSN AND PLEASE INVESTIGATE THESES COMPANYS ASAP XXXX have not send me a copy of my proof that I have contracted with the 3rd part thats reporting on my credit Experian have yet not to show me a disclosure letter and show me a valuation of Debt with b this company I dnt not have no contract with these company please remove these accounts with then 4 days of this notice. 

XXXX have violated my consumer rights by reporting fraud information on my credit report This then or consumer date of birth you put its date of birth and then for contents of complaints we said this this CFPB complaint has been filed to request pursuant to FRA subsection 605-B or 15 USC subsection 1681 C two that you the trans union credit reporting agency block information appearing on my consumer credit report that is the results of identity theft and fraud within four business days of you receiving this complaint this fraudulence inaccurate and false information consists of and then you just list out the accounts and account open here On this date with the account number etcetera another account opened over here at the state on account number etcetera and you might include in definition of any collections relating for those accounts you might also include like the hard inquiries which might show up because of such accounts and we then put these accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer XXXX credit reports I have attached a list of the hard inquiries in question as well as a copy of the consumer XXXX credit report maintained by you which shows the aforementioned fraudulent items I do not recognize the aforementioned accounts collections or hard inquiries as reported the aforementioned accounts collections and hard inquiries appearing on my consumer credit report maintained by you were not opened made or initiated by me all of the aforementioned accounts collections and hard inquiries are the results of identity theft and fraud I have attached a copy of FTC identity theft criminal complaint number and they just put the case number as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts collections and hard inquiries are the result of identity theft and fraud that goes in the statement of permanent facts or what happens part of the CFPB complaints when you are drafting your letter and then the next part of the letter is that what would be a fair resolution to this issue part which is the demand for relief and it says U I request pursuant to XXXX a subsection 605-B or 15 USC subsection 1681 C two that the trans union credit reporting agency block all of the accounts collections and hard inquiries identified in this CFPB complaint from my consumer credit file within four business days of receiving site complaints i request that all written confirmation regarding this CFPB complaints be sent to me via email to the email address XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation