Consumer complaint received 2024-05-20 00:00:00
Product: Debt collection — Credit card debt
Issue: Took or threatened to take negative or legal action — Seized or attempted to seize your property
Company: O&L LAW GROUP, P.L.
State: FL

Complaint narrative:
This is a new complaint, but still in regard to the same crook attorneys office trying to get a pay day at my expense and my children. The details below was copied and pasted from the original complaint, but are still valid. I am just adding new information, as after 8 years of silence suddenly I received a fact information sheet from this ( O & L Law Group, .L ) to provide a list of personal information and financial statements and home records to them and threaten to garnish my wages or my husband ( we are separated ), seize my bank account, put lien on my house and so much more! 

A little update- this attorney XXXX XXXX XXXX XXXX XXXX ( FBN XXXX ) did indeed went to my then job in XXXX trying to garnish my wages. I filed a claim exemption with the court to dismiss the Writ of Garnishment and the Motion to Vacate the judgment was granted on XX/XX/XXXX ( I have proof of the court letter ). So I am not sure why and how after 8 years of the court order to vacate the writ of garnishment this vicious attorney somehow have the audacity to send me this court document again requesting my life information. I did not do it, because I find it suspicious after fighting this crazy man for so long and got a court order to dismiss this whole thing that he came back after 8 years of silence. 
Honestly, how do we put an end to this harassment? How is it as a society we allow these kind of individuals to use their law knowledge to actually abuse vulnerable people like myself? 

Also it is worth mentioning that after they had served me with the garnishment at my old job back in XXXX, sadly I was let go after 10 wonderful years of service as a result of the garnishment, and ever since then I am not able to really find a stable job to care for my XXXX children. 



This is the previous complaint info Well, ..where do I start. Back in XXXX I received a threatening letter from this attorney 's office ( O & L Law Group, P.L ) regarding a very old credit card debt that was already too old to be sued, but he did anyway. The letter at that time stated that some how I had entered into a stipulation agreement with XXXX, XXXX to have a judgement entered in this matter. first of all, being an immigrant, I do not even know or understand what " entered a stipulation means '' nor do I remember ever signing anything with some kind of company by the name of XXXX in XXXX. We ended up in court of course because he wanted to garnish my hard earning wages to take care of my kids and thank God the judge dismissed the case ( I have letter as proof ) Now, all a sudden 5 years later here come another threatening letter again from the same law firm, this time apparently he is representing some kind of junk debt buyer by the name of XXXX ( never heard the name before, don't know anything about the company ) again for the same debt only this time around he said that the amount had increased from the previous {$9700.00} to an outstanding {$18000.00}! -- -- What makes it more interesting is that at the same time I received another letter from a different company by the name of XXXX ( XXXX XXXX XXXX ) attempting to collect the same debt. I sent them both a letter ( and CC the FTC ) disputing the the debt and also to cease harassing me about a debt that has long passed its statute of limitations. I also question both of them on how a debt can be owned by two different companies. In my letter, I let them know that although I am no lawyer ; and that I do not maintain a life of threatening, intimidating, or bullying average people, or using my knowledge to explot them over credit card accounts already well written off by original creditors, but I am an honest immigrant ( now a citizen of America ), a hard conscientious working mother, trying to do a good job raising my XXXX beautiful children. I want nothing more than the XXXX XXXX for them. Therefore, I have made a conscious effort to maintain a clean life and credit record, and I am not about to let them tarnish it with their inconsistencies and money greeds.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation