Consumer complaint received 2025-10-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: OH

Complaint narrative:
After numerous attempts to the company to correct all the incorrect information to include but not limited to incorrect names and dates, ammouts owed, charge-off dates and amounts, and numerous other incorrect information there sham reviews and inaccurate information still being reported inaccurately to the credit reporting agencies. At this time I am including XXXX of the credit reporting agencies own reporsts after numerous trys to correct inaccuracies only to be told its all correct? As you can see the XXXX reports are not the same and also not reporting that the lease was paid in full. How can you report 30 days late but payments the month befor and after are on time? That is not 30 days late or accurate which is a violation of CFPB reporting of accurate information. This now shows that they are not reporting or investigating my complaints accurately after reporting the information that is incorrect to the company and the credit reporting agencies and receiving the same sham investigations by both the company and the reporting agencies showing more of the same inacute information instead of the correct and complete information reporting back correctly its reporting back verified with the wrong information over and over again due to sham investigations on the credit reporting agencies part and the complete lack of the companyto follow CFPB regulations. Both the company and the reporting agencies are not following CFPB laws by reporting inaccurate and incomplete information which after numerous attempts to correct are by CFPB regulations violating my consumer rights and I will be pursuing legal action if this information is not corrected properly. CFPB regulations state that the information must be reported fair, accurate, and complete but after numerous violations of this the company and the reporting agencies with there sham investigations keep violating my consumer credit rights. This information should be correct, accurate, and complete or be removed from all credit reporting agencies immediately before. I am being forced to peruse legal action due to the blatant violations to CFPB regulations by both the companyandthereportingagencies. All I have been requesting is that the information be corrected or now be removed since the company and the reporting agencies can not or will not follow CFPB regulations this shows how they just don't care about reporting the correct information and continue to violate the fair credit reporting act, along with other numerous violations of the CFPB regulations. Please remove the information from my credit report immediately. This lease debt was satisfied in full and I don't understand why XXXX is fighting the removal of there inaccurate information from my credit report. I request again to have this removed immediately due to the fact that I proved beyond a doubt that they have and are still reporting inaccurately on numerous credit reporting agencies sites. The debt was satisfied please remove the negative reporting on my credit report thank you.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief