Consumer complaint received 2024-12-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: MI

Complaint narrative:
I am writing to file a complaint against this credit reporting agency for persistently reporting inaccurate information despite my repeated attempts to dispute and correct the errors. The credit reporting agencies actions have violated my rights under the Fair Credit Reporting Act ( FCRA ) and I am seeking your assistance in rectifying this matter. I have been diligently monitoring my credit reports and have noticed that they are continuing to report inaccurate information regarding my credit history. I have previously filed disputes with therf to rectify these errors, providing all necessary supporting documentation. However, the agency has failed to conduct a reasonable investigation as required by the FCRA and has neglected its obligation to correct the inaccurate information. FCRA Rights Disregarded : The right to have inaccurate information corrected promptly ( Section 611 ( a ) ( 1XA ) ) The right to a reasonable investigation of disputed information ( Section 611 ( aX2 ) ) The right to receive written notice of the results of the investigation ( Section 611 ( aX6 ) ) The right to delete or modify inaccurate information ( Section 611 ( aX5 ) ) XXXX XXXX XXXXXX/XX/XXXX XXXX I don't recall authorizing this inquiry. It could be fraudulent. Remove it from my credit report IMMEDIATELY! 
XXXXXXXX XXXX XXXX XXXXXX/XX/XXXX XXXX I don't recall authorizing this inquiry. It could be fraudulent. Remove it from my credit report IMMEDIATELY! 
XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Experian I don't recall authorizing this inquiry. It could be fraudulent. Remove it from my credit report IMMEDIATELY! 
XXXX XXXX XXXXXXXX XXXX XXXX XXXXXX/XX/XXXX Experian I don't recall authorizing this inquiry. It could be fraudulent. Remove it from my credit report IMMEDIATELY! 
XXXX XXXX XXXX XXXX XX/XX/XXXX Experian I don't recall authorizing this inquiry. It could be fraudulent. Remove it from my credit report IMMEDIATELY! 
XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Experian I don't recall authorizing this inquiry. It could be fraudulent. Remove it from my credit report IMMEDIATELY! 
XXXXXXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX I don't recall authorizing this inquiry. It could be fraudulent. Remove it from my credit report IMMEDIATELY! 
XXXXXXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX I don't recall authorizing this inquiry. It could be fraudulent. Remove it from my credit report IMMEDIATELY! 
XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX I don't recall authorizing this inquiry. It could be fraudulent. Remove it from my credit report IMMEDIATELY! 
XXXX XXXXXXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX I don't recall authorizing this inquiry. It could be fraudulent. Remove it from my credit report IMMEDIATELY! XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX I don't recall authorizing this inquiry. It could be fraudulent. Remove it from my credit report XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XX/XX/XXXX XXXX I don't recall authorizing this inquiry. It could be fraudulent. Remove it from my credit report

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation