Consumer complaint received 2025-07-13 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EdFinancial Services
State: CA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXLast 4 of SSN: XXXX  \XXXXBureau Name: ED FINANCIAL/XXXX\nBureau Address: XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXRecently, I did an investigation on my credit report and found several items on there to be inaccurate. \n\nUnder 15 U.S. Code 1681e (b)Accuracy of report Whenever a consumer reporting agency\nPrepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates. \n \n15 U.S. Code 1681i (5) Treatment of inaccurate or unverifiable information (A)In general if, after any reinvestigation under paragraph (1) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or cannot be verified, the consumer reporting agency shall (i)promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and (ii)promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. XXXXThe following educational loans granted were to attend XXXX XXXX XXXX XXXX  was a large-scale, predatory, low value, for-profit institution of postsecondary education. In the link above you will find substantial evidence documenting morally corrupt and illegal business practices of XXXX   this includes lawsuits, settlements, government investigations, new reports, revenue reports and testimony of former students and employees. \n\nBorrowers have continuously had to deal with the lifelong repercussions from a school that: \n(i)\tLied about graduation rates, job placement rates, and potential salaries on graduation\n(ii)\tLied about available grants, scholarships, and financial aid\n(iii)\tUnfairly targeted veterans and military spouses\n(iv)\tEnrolled students regardless of their qualifications and ability\n(v)\tMisled students about the actual costs of education at XXXX XXXXtMisled students about accreditation and the transferability of credits\n(vii)\tLeft students without access to their transcripts and/or diplomas\n\n\nPlease remove the following 11 items from my credit report, immediately: \n\n1.\tED FINANCIAL/XXXX   Balance: XXXX opened XXXX XXXX XXXXtED FINANCIAL/XXXX   Balance: XXXX openeXXXX XXXX XXXX XXXXED FINANCIAL/XXXX   Balance: $XXXX  opened XXXX XXXX XXXX XXXX.\tED FINANCIAL/XXXX   Balance: $XXXX  opened XXXX XXXX XXXX XXXX\tED FINANCIAL/XXXX   Balance: $XXXX  opened XXXX XXXX.\tED FINANCIAL/XXXX   Balance: $XXXX  opened XXXX XXXX XXXX XXXXED FINANCIAL/XXXX   Balance: XXXX XXXX XXXX XXXX XXXX XXXXED FINANCIAL/XXXX   Balance: XXXX opened on XXXX XXXX XXXX XXXX\tED FINANCIAL/XXXX   Balance: $XXXX opened on XXXX XXXX XXXXED FINANCIAL/XXXX   Balance: $XXXX  opened on XXXX XXXX XXXX XXXX ED FINANCIAL/XXXX   Balance: $XXXX  opened on XXXX XXXX XXXX

Company response to consumer: Closed with explanation