Consumer complaint received 2025-01-17 00:00:00
Product: Payday loan, title loan, personal loan, or advance loan — Installment loan
Issue: Problem when making payments — 
Company: Affirm Holdings, Inc
State: PA

Complaint narrative:
XXXX order # XXXX Signed up to pay the amount over XXXX  months via cc on file. 
Got a notification saying payment upcoming on th XXXX it was XXXX this month so m like let me pay it now so that's done but when iwent2pay it off it said Icould only use debitcard or bank account which is not the agreement as normally if Iwant2purchase like Itried before n if it required a bank account or a debit card to process the loan I could nt n did not as idont hav that form of payment to guarantee so Inever did also in th so called loan the whponized stratigc calculated attack from affirm was clear since Icould nt pay with cc as agreed as they changed it n so texted th support on the app 2explain the breach n they did nothing but try2 justify their attack n claimed what Iwas saying was in a foreign language n wasted my time n caused emotional distress so said good bye but before request the chat transcript as the app would not let me n told the rep n said as all things screwu can't give u the chat transcript which Iscreen shot as best can a big chat n then called n their call center was people sitting around trye 2counter my truth with their lies n it was bunch of kids who thought this was funny sat around litented to call laughed n has a good time at my expense n first said they would not relay this to n file a complaint later they did but that shows closed even though they said will reply n in 3to5 days. In short like all transaction from affirm u need to provide the payment method u are going to pay the loan with at the time n inever ever provided a bank account or debit card as Ido n't have and all. Iprovided2guenetee the payment of loan with is what Ihave a cc given2my mom as Ihad no phone but instead these XXXX changed the via system n want me to pay with a debit card n or bank account where on any agreement do Ihave a payment method listed as debit or bank account these XXXX don't want to do business they want2 whponized the limited movement I have in this monopolies market of the XXXX for the XXXX  n by th XXXX affirm complaint no XXXX Which shows closed on XXXX app General information passed to th ftc Case no XXXX What I want is these XXXX how did they let me process the loan without providing the payment means they are asking now Is it nt true affirm XXXX u have2provide th payment method at th time or else how the heck does one process th loan N if u take screen shots time capsule each frame when I did sign up for the loan one can verify I used a cc to guarantee the loan and like all the other ones I paid with the same cc on When it asked me b4 to process th same loan with th bank account and debit card as guarantee idid nt as idid not have that2 guarantee so idid process it how with a cc as a gaurnette as payment.

N what Iwant is this loan eliminated compensation for the breach in agreement n th malicious joke u thought Iwas over u chat cheat support in name n phone support the most unprofessional n childish where u had it so called customer service reps try to push ur lie n pretend the truth I'm saying doesn't exist was screaming on th top of my lungs th truth nt loud in voice but th pain in tone as these losers then want2pass this2collection n use th law they broke against me n with their repeated attempts for my legal protection I have2take this course protect my self as much as possible as they have collaborated in cooperation2 wheponize attempt 2selectively persecute me every step So close this loan. Close this account. Idont want anything do with u as I can not afford to take my trust breach agreement n then violate my peace of mind.

U have lost that privilege as ur XXXX acts. So what say u deamons?

How did I process the transaction that can only be paid off by debit or bank account without providing that information as .js Also is a complaint with the state ag of the company affirm HQ location.js Also this has been specific with affirm dragged out for months not only this many other cases so it's exhausting n inever get any thing for all the time energy emotional distress ever if the minimum is done fine but no anything but constant attacks cause I will not like their puppets in the name of job n fake financial security by screwing other people families n doing evil deeds like these losers do In the name of jobs in short they can have the battles n few moments but Ihave the war and their confirmation in eternal XXXXXXXX as this is why XXXX exist cause XXXX knows this so called system of man is not of humanity but of the XXXX to impose slavery on humanity. 

XXXX the only reason why I had to buy the inferior phone for more is the phone I got few months before the XXXX XXXX XXXX XXXX was no fault of my own no jail brake no chines apps no all that were not from play store but intentionally they put the virus made the phone unusable and the only no XXXX phone that was not shitsung XXXX was the XXXX far XXXX XXXX even this phone like day or XXXX after the virus took over and it made the battery drain much faster when I hold the phone hands go numb and as well the audio is what I usually use the most has been made XXXX unlike the day I got it in short it's a claulated long planned collective collaborative attacks on XXXX me so this with affirm XXXX part but it is tied to all the losers who collectively are on the same page with their lies and attacks XXXX methods. 

So ya investigate a way u will find the XXXX box. If u choose.js

Company response to consumer: Closed with explanation