Consumer complaint received 2024-12-15 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: KY

Complaint narrative:
Summary of Incident : I, XXXX XXXX, am reporting a suspected case of XXXX XXXX involving the fraudulent use of my identity. I became aware of multiple accounts and inquiries opened in my name, which I did not authorize or initiate. These unauthorized accounts and transactions suggest that my personal information may have been used for unlawful purposes, including potential XXXX-related activities such as XXXX XXXX XXXX XXXX XXXX XXXX. 
The fraudulent accounts and inquiries listed below represent a significant breach of my personal and financial security, and I believe they are part of a larger network that may be engaging in XXXX XXXX activity.

Details of Fraudulent Accounts and Inquiries : The following fraudulent accounts were opened in my name without my consent : 1. XXXX/DOFED, Opened on XX/XX/XXXX {$6500.00} 2. XXXX/DOFED, Opened on XX/XX/XXXX {$6300.00} 3. XXXX/DOFED, Opened on XX/XX/XXXX {$4500.00} 4. XXXX/DOFED, Opened on XX/XX/XXXX {$4500.00} 5. XXXX/DOFED, Opened on XX/XX/XXXX {$3300.00} 6. XXXX/DOFED, Opened on XX/XX/XXXX {$2200.00} 7. XXXX/DOFED, Opened on XX/XX/XXXX {$1700.00} 8. XXXX/DOFED, Opened on XX/XX/XXXX {$1300.00} 9. XXXX XXXX XXXX XXXX XXXX, Opened on XX/XX/XXXX {$1300.00} charge-off 10. XXXX XXXX, Opened on XX/XX/XXXX {$950.00} charge-off 11. XXXX, Opened on XX/XX/XXXX {$500.00} charge-off 12. XXXX, Opened on XX/XX/XXXX {$390.00} charge-off 13. XXXX XXXX, Opened on XX/XX/XXXX {$15000.00} charge-off 14. XXXX  XXXX, Opened on XX/XX/XXXX {$1500.00} charge-off 15. XXXX  XXXX, Opened on XX/XX/XXXX {$550.00} charge-off 16. XXXX XXXX / XXXX, Opened on XX/XX/XXXX {$690.00} charge-off 17. XXXX XXXX, Opened on XX/XX/XXXX {$570.00} charge-off 18. XXXX XXXX XXXX, Opened on XX/XX/XXXX {$420.00} charge-off 19. XXXX XXXXXXXX , Opened on XX/XX/XXXX {$400.00} charge-off 20. XXXX XXXX, Opened on XX/XX/XXXX {$550.00} charge-off 21. XXXX XXXX  XXXX, Opened on XX/XX/XXXX {$1600.00} charge-off 22. XXXX, Opened on XX/XX/XXXX {$1300.00} charge-off 23. XXXX Opened on XX/XX/XXXX {$1100.00} charge-off 24. XXXX Opened on XX/XX/XXXX {$400.00} charge-off 25. XXXX Opened on XX/XX/XXXX {$1400.00} charge-off 26. XXXX - XXXX, Opened on XX/XX/XXXX {$700.00} charge-off 27. XXXX XXXX XXXX, Opened on XX/XX/XXXX {$500.00} charge-off 28. XXXX, XXXX, Opened on XX/XX/XXXX {$500.00} charge-off 29. XXXX, XXXX, Opened on XX/XX/XXXX {$1800.00} charge-off 30. XXXX XXXX XXXX XXXX, Opened on XX/XX/XXXX {$1400.00} collections 31. XXXX XXXX Opened on XX/XX/XXXX {$450.00} collections Additionally, several fraudulent credit inquiries have been made under my name, as listed below : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX These accounts and inquiries represent a pattern of suspicious activity, suggesting that my personal information has been exploited for fraudulent purposes. Given the extent of the unauthorized financial transactions and the nature of the institutions involved, I suspect that this is part of a larger criminal operation, potentially linked to XXXX XXXX activities. The unauthorized use of my identity could be enabling the perpetrators to secure resources or financial assistance under false pretenses, potentially to fund XXXX  operations. 
Declaration : I declare under penalty of perjury that the foregoing statement is true and correct to the best of my knowledge. I request that law enforcement investigate the possibility of XXXX XXXX in connection with the fraudulent activities associated with my identity.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation