Consumer complaint received 2025-01-12 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CA

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate. 

Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.

Please remove the following items from my credit report, immediately : Recently I did an investigation on my credit report and found several items on there to be inaccurate.

Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : XXXX XXXX XXXX Accounts XXXX. XXXX XXXX Services - Account Number : XXXX XXXX - Account Balance : {$1400.00} - Credit Limit : {$4500.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX Credit Card XXXX XXXX XXXX XXXX Account XXXX : XXXX XXXX - Account Balance : {$1500.00} - Credit Limit : {$1000.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX. XXXX Credit - Account Number : XXXX XXXX - Account Balance : {$7100.00} - Credit Limit : {$9300.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX. XXXX XXXX Bank XXXX XXXX - Account Number : XXXX XXXX - Credit Limit : {$4000.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX. XXXX XXXX - Account Number : XXXX XXXX - Credit Limit : {$2000.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX. XXXX XXXX - Account Number : XXXX - Credit Limit : {$1000.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX. Bank XXXX XXXX - Account Number : XXXX XXXX - Credit Limit : {$500.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX. XXXX XXXX - Account Number : XXXX XXXX - Credit Limit : {$700.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX - Account Number : XXXX XXXX - Account Balance : {$19000.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX - Account Number : XXXX XXXX - Account Balance : {$700.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX - Account Number : XXXX XXXX - Account Balance : {$2900.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX Collections XXXX. XXXX XXXX - Account Number : # # # # # XXXX - Original Creditor Name : XXXX Communications - Date Assigned : XX/XX/XXXX - Original Amount Owed : {$400.00} - Date of First Delinquency : XX/XX/XXXX XXXX. XXXX XXXX XXXX - Account Number : # # # # # XXXX - Original Creditor XXXX Lofts - Date Assigned : XX/XX/XXXX - Original Amount Owed : {$55000.00} - Date of First Delinquency : XX/XX/XXXX XXXX XXXX XXXX XXXX. XXXX Bankruptcy XXXX - XXXX XXXX - Type : Chapter XXXX - Date : XX/XX/XXXX - Court : XXXX XXXX XXXX Closed Accounts XXXX. XXXX XXXX - Account Number : XXXX - Credit Limit : {$1000.00} - Highest Balance : {$1200.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX. Bank XXXX XXXX - Account Number : XXXX - Credit Limit : {$500.00} - Highest Balance : {$690.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX. XXXX XXXX - Account Number : XXXX - Credit Limit : {$2000.00} - Highest Balance : {$2000.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX Credit XXXX Bank XXXX XXXX Account XXXX : XXXX - Highest Balance : {$540.00} - Credit Limit : {$300.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX  - Account Number : XXXX - Highest Balance : {$1500.00} - Credit Limit : {$1000.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX. XXXX XXXX Bank - Account Number : XXXX - Credit Limit : {$700.00} - Highest Balance : {$990.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX. XXXX XXXX Services - Account Number : XXXX - Highest Balance : {$5100.00} - Credit Limit : {$4500.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX. XXXX Credit - Account Number : XXXX - Credit Limit : {$9300.00} - Highest Balance : {$10000.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX Student Loans ( Closed Accounts ) XXXXXXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXX  - Account Number : XXXX - Original Balance : {$4600.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX. Rhode Island XXXX of Design - Account Number : XXXX - Balance : {$3200.00} - Original Balance : {$1500.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX Personal Loans XXXX. XXXX XXXX XXXX - Account Number : XXXX - Original Balance : {$20000.00} - Open/Closed : Closed - Date Opened : XX/XX/XXXX XXXX Collections XXXX. XXXX. XXXX, XXXX. 
- Original Creditor : XXXXXXXX XXXX - Original Balance : {$400.00} - Account Number : XXXX - Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX - Original Creditor Name : XXXX Loan - Original Balance : {$19000.00} - Account Number : XXXX - Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX - Original Creditor : XXXX XXXX - Original Balance : {$2900.00} - Account Number : XXXX - Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX - Original Creditor : XXXX Bank - Original Balance : {$700.00} - Account Number : XXXX - Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX - Original Creditor : XXXXXXXX XXXX XXXX - Original Balance : {$55000.00} - Account Number : XXXX - Date Opened : XX/XX/XXXX XXXX XXXX Records XXXX. XXXX XXXX XXXX XXXX XXXX XXXX  - Bankruptcy Type : Chapter XXXX - Original Filing Date : XX/XX/XXXX - Reference Number : XXXX TRANSUNION TransUnion Closed Accounts XXXX. XXXX XXXX - Account Number : XXXX - Date Opened : XX/XX/XXXX - High Balance : {$1200.00} - Credit Limit : {$1000.00} - Open/Closed : Closed XXXX. Bank XXXX XXXX - Account Number : XXXX - Date Opened : XX/XX/XXXX - High Balance : {$690.00} - Credit Limit : {$500.00} - Open/Closed : Closed XXXX. XXXX XXXX - Account Number : XXXX - Date Opened : XX/XX/XXXX - High Balance : {$2000.00} - Credit Limit : {$2000.00} - Open/Closed : Closed XXXX Credit XXXX Bank NA XXXX Account XXXX XXXX XXXX - Date Opened : XX/XX/XXXX - High Balance : {$540.00} - Credit Limit : {$300.00} - Open/Closed : Closed XXXX. XXXX XXXX XXXX XXXX XXXX Account Number : XXXX - Date Opened : XX/XX/XXXX - High Balance : {$1500.00} - Open/Closed : Closed XXXX. XXXX XXXX Bank - Account Number : XXXX - Date Opened : XX/XX/XXXX - Credit Limit : {$700.00} - High Balance : {$990.00} - Open/Closed : Closed XXXX. XXXX XXXX XXXX  - Account Number : XXXX - Date Opened : XX/XX/XXXX - High Balance : {$4600.00} - Credit Limit : {$4500.00} - Open/Closed : Closed XXXX. XXXXXXXX XXXX  - Account Number : XXXX - Date Opened : XX/XX/XXXX - Credit Limit : {$20000.00} - Open/Closed : Closed XXXX. XXXX Credit - Account Number : XXXX - Date Opened : XX/XX/XXXX - High Balance : {$7100.00} - Credit Limit : {$9300.00} - Open/Closed : Closed XXXX. XXXX  - Account Number : XXXX - Date Opened : XX/XX/XXXX - High Balance : {$140.00} - Open/Closed : Closed XXXX. I XXXX Systems Collections - Account Number : XXXX - Date Opened : XX/XX/XXXX - High Balance : {$400.00} - Original Creditor : XXXX XXXX  - Open/Closed : Closed XXXX. XXXX XXXX XXXX - Account Number : XXXX - Date Opened : XX/XX/XXXX - Balance : {$19000.00} - Original Creditor : XXXX Loan - Open/Closed : Closed XXXX. XXXX XXXX XXXX - Account Number : XXXX - Date Opened : XX/XX/XXXX - Original Creditor : XXXX XXXX XXXX High Balance : {$2900.00} - Open/Closed : Closed XXXX. XXXX XXXX XXXX - Account Number : XXXX - Date Opened : XX/XX/XXXX - High Balance : {$700.00} - Original Creditor : XXXX XXXX  XXXX Open/Closed : Closed XXXX. XXXX XXXX XXXX - Account Number : XXXX - Date Opened : XX/XX/XXXX - High Balance : {$700.00} - Original Creditor : XXXX XXXX XXXX  - Open/Closed : Closed TransUnion Inquiries XXXX. FebDestiny - Requested on : XX/XX/XXXX - Inquiry Type : XXXX Transunion XXXX XXXX XXXX. Bankruptcy - Court Type : XXXX Bankruptcy XXXX - Bankruptcy Type : Chapter XXXX - Docket Number : XXXX - Date Updated : XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief