Consumer complaint received 2024-12-31 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
I recently noticed upon review of my credit report, a list of misinformation being furnished to my credit report without any written or electronic communication. Now as a consumer, this is in violation of my right to privacy with fairness, impartiality, and respect. As the consumer of my credit report, I have not received any written or electronic form that my nonpublic personal information be disclosed to your agency, nor given the opportunity to opt out the disclosure, which is an indirect violation of 15 US Code 6802. Your agency continues to violate my consumer report by not only furnishing information on my report but doing so without any written instructions given by me per 15 U.S. Code 1681. Credit Reporting Agencies can not receive and furnish a consumers personal information without respecting their right to privacy, give written or electronic forms of such disclosures and receive written instructions from the consumer which leads to violating 18 U.S code 1028A. Your agency knowingly possesses non public information without any lawful authority and continues to use my information by furnishing a report which is a direct case of Identity Theft. None of the information below is related to a transaction done by me as a consumer. I demand that the information listed below needs to be blocked and deleted from my credit report no later than 4 days after receiving my request. These transactions are not related to any transactions done by me. 

To be Blocked and Removed XXXX Account # XXXX This company transferred my nonpublic personal information without lawful authority and failed to give an explanation on how to opt out of disclosure, nor the opportunity to do so according to 15 US Case 6802b, According to 15 US Code 1681b ( 2 ), this company must receive written instructions from me, the consumer, to furnish items. I DID NOT WRITE ANYTHING TO THIS COMPANY TO ALLOW THIS. This company is violating my rights, which is illegal. Cease and Desist all communication : communication through any medium according to 15 USC 1692a ( 2 ) so now Block and Delete. 

To be Blocked and Removed XXXX  Account # XXXX This company transferred my nonpublic personal information without lawful authority and failed to give an explanation on how to opt out of disclosure, nor the opportunity to do so according to 15 US Case 6802b, According to 15 US Code 1681b ( 2 ), this company must receive written instructions from me, the consumer, to furnish items. I DID NOT WRITE ANYTHING TO THIS COMPANY TO ALLOW THIS. This company is violating my rights, which is illegal. Cease and Desist all communication : communication through any medium according to 15 USC 1692a ( 2 ) so now Block and Delete. 


To be Blocked and Removed XXXX Account # XXXX This company transferred my nonpublic personal information without lawful authority and failed to give an explanation on how to opt out of disclosure, nor the opportunity to do so according to 15 US Case 6802b, According to 15 US Code 1681b ( 2 ), this company must receive written instructions from me, the consumer, to furnish items. I DID NOT WRITE ANYTHING TO THIS COMPANY TO ALLOW THIS. This company is violating my rights, which is illegal. Cease and Desist all communication : communication through any medium according to 15 USC 1692a ( 2 ) so now Block and Delete. 

To be Blocked and Removed XXXX XXXX Account # XXXX This company transferred my nonpublic personal information without lawful authority and failed to give an explanation on how to opt out of disclosure, nor the opportunity to do so according to 15 US Case 6802b, According to 15 US Code 1681b ( 2 ), this company must receive written instructions from me, the consumer, to furnish items. I DID NOT WRITE ANYTHING TO THIS COMPANY TO ALLOW THIS. This company is violating my rights, which is illegal. Cease and Desist all communication : communication through any medium according to 15 USC 1692a ( 2 ) so now Block and Delete. 

To be Blocked and Removed XXXX XXXXXXXX Account # XXXX This company transferred my nonpublic personal information without lawful authority and failed to give an explanation on how to opt out of disclosure, nor the opportunity to do so according to 15 US Case 6802b, According to 15 US Code 1681b ( 2 ), this company must receive written instructions from me, the consumer, to furnish items. I DID NOT WRITE ANYTHING TO THIS COMPANY TO ALLOW THIS. This company is violating my rights, which is illegal. Cease and Desist all communication : communication through any medium according to 15 USC 1692a ( 2 ) so now Block and Delete.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation