Consumer complaint received 2025-05-14 00:00:00
Product: Debt collection — Mortgage debt
Issue: False statements or representation — Attempted to collect wrong amount
Company: Selene Holdings LLC
State: NV

Complaint narrative:
I. Nature of the Complaint I recently obtained an affidavit from XXXX XXXX, a mortgage securitization analyst, confirming that XXXX XXXX XXXX is a static trust incapable of acquiring new assets. His affidavit states unequivocally that my mortgage loan remains in the XXXX XXXX XXXX XXXX XXXX, and was never lawfully transferred to XXXX Acquisition Trust XXXX Despite this, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, and XXXX XXXX XXXX XXXX XXXX ( acting as Owner Trustee ) have used this trust as the basis for unauthorized foreclosure and bankruptcy filings. 
XXXX. SEC FOIA Findings Confirm No Authority On XX/XX/year>, I received a response from the U.S. Securities and Exchange Commission to my FOIA Request No. XXXX. The SEC confirmed that it located no records whatsoever concerning XXXX XXXX XXXX. Specifically, there were no trust agreements, registration statements, Form XXXX filings, or asset-backed security disclosures of any kind. This absence of documentation strongly suggests that XXXX XXXX XXXX is not a valid securitization vehicle and that any foreclosure or debt collection based on its name constitutes fraud. 
XXXX. Suspicious Business Filing by XXXX XXXX SFR-GSB Holding, XXXX Following XXXX regulatory complaint to the Nevada XXXX XXXX XXXX against XXXX XXXX XXXX for XXXX in Default Status, a related entityXXXX XXXX XXXX XXXX XXXXfiled as a Foreign Limited-Liability Company in Nevada XXXX XX/XX/year> XXXX Entity Number : XXXX ). The timing suggests a reactive attempt to retroactively appear compliant with Nevada business law ( XXXX XXXX ), which requires registration before conducting any business in the state. This entity is affiliated with XXXX XXXX XXXX, which is listed as an XXXX, suggesting a deliberate effort to conceal the true controlling parties behind foreclosure actions. 
IV. Role of XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX, XXXX, acted in Default Status during the time it initiated and maintained foreclosure actions against me. I filed an emergency motion to stop the trustee 's sale based on this and other defects, but the court failed to issue Findings of Fact and Conclusions of Law. I have since filed a motion to compel such findings under XXXX XXXX ( a ), and a hearing is pending. This failure has obstructed my ability to challenge the legality of the foreclosure and highlights procedural abuse in support of fraudulent foreclosure. 
V. Request for Immediate CFPB Investigation I respectfully request that the CFPB investigate the following : - whether XXXX Acquisition Trust is being used as a false front to collect or foreclose on loans still owned by Fannie Mae ; - whether XXXX XXXX XXXX and XXXX XXXX XXXX XXXX. have misrepresented authority in violation of federal mortgage servicing and consumer protection laws ; - whether the XX/XX/year> registration by XXXX XXXX XXXX XXXX XXXX XXXX constitutes an attempt to retroactively cure prior violations of Nevada law XXXX - whether communications between the Nevada XXXX XXXX XXXX and these entities were improperly shared to facilitate fraudulent cover-ups. 
This conduct has resulted in serious harm, including an imminent trustee 's sale of my home, wrongful debt collection, and interference with judicial process. I urge the Bureau to treat this matter with urgency and to exercise its enforcement authority against the parties responsible.

Company response to consumer: Closed with explanation