Consumer complaint received 2025-03-17 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: MA

Complaint narrative:
I am filing this complaint under FCRA 605B ( 15 USC 1681c-2 ) to request that Experian block fraudulent information appearing on my credit report. These accounts resulted from identity theft, the XXXX data breach, and fraud and must be removed within four ( 4 ) business days of receiving this request.

The fraudulent accounts and inquiries include : 1. Request for Account Blocking and Deletion Due to Data Breach XXXX XXXX Date of inquiry : XX/XX/year> Please Delete this account. The account statuses do not match on each bureau. The bureaus are violating the XXXX by providing inaccurate information. 
2. Request for Account Blocking and Deletion Due to Data Breach XXXX Date of inquiry : XX/XX/year> Please Delete this account. The account statuses do not match on each bureau. The bureaus are violating the FCRA/FDCPA by providing inaccurate information. 
3. Request for Account Blocking and Deletion Due to Data Breach XXXX XXXX XXXX XXXX  Date of inquiry : XX/XX/year> Please Delete this account. The account statuses do not match on each bureau. The bureaus are violating the XXXX by providing inaccurate information. 
4. Request for Account Blocking and Deletion Due to Data Breach XXXX  XXXX  Date of inquiry : XX/XX/year> Please Delete this account. The account statuses do not match on each bureau. The bureaus are violating the FCRA/FDCPA by providing inaccurate information. 5. Request for  Account Blocking and Deletion Due to Data Breach XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/year> Please Delete this account. The account statuses do not match on each bureau. The bureaus are violating the FCRA/FDCPA by providing inaccurate information.

6. Request for Account Blocking and Deletion Due to Data Breach XXXX XXXX  XXXX Date of inquiry : XX/XX/year> Please Delete this account. The account statuses do not match on each bureau. The bureaus are violating the FCRA/FDCPA by providing inaccurate information. 
7. Request for Account Blocking and Deletion Due to Data Breach XXXX XXXX Date of inquiry : XX/XX/year> Please Delete this account. The account statuses do not match on each bureau. The bureaus are violating the FCRA/FDCPA by providing inaccurate information.

8. Request for Account Blocking and Deletion Due to Data Breach XXXX XXXX Date of inquiry : XX/XX/year> Please Delete this account. The account statuses do not match on each bureau. The bureaus are violating the FCRA/FDCPA by providing inaccurate information. 
9. Request for Account Blocking and Deletion Due to Data Breach XXXX XXXX XXXX Date of inquiry : XX/XX/year> Please Delete this account. The account statuses do not match on each bureau. The bureaus are violating the FCRA/FDCPA by providing inaccurate information. 
10. Request for Account Blocking and Deletion Due to Data Breach XXXX  XXXXXXXX XXXX XXXX Date of inquiry : XX/XX/year> Please Delete this account. The account statuses do not match on each bureau. The bureaus are violating the FCRA/FDCPA by providing inaccurate information.

11. Request for Account Blocking and Deletion Due to Data Breach XXXX XXXX Date of inquiry : XX/XX/year> Please Delete this account. The account statuses do not match on each bureau. The bureaus are violating the FCRA/FDCPA by providing inaccurate information. 
12. Request for Account Blocking and Deletion Due to Data Breach XXXX XXXX I Date of inquiry : XX/XX/year> Please Delete this account. The account statuses do not match on each bureau. The bureaus are violating the FCRA/FDCPA by providing inaccurate information.

13. Request for Account Blocking and Deletion Due to Data BreacXXXX XXXX XXXX  Date of inquiry : XX/XX/year> Please Delete this account. The account statuses do not match on each bureau. The bureaus are violating the XXXX by providing inaccurate information. 
14. Request for Account Blocking and Deletion Due to Data Breach XXXX XXXX XXXX XXXX  Date of inquiry : XX/XX/year> Please Delete this account. The account statuses do not match on each bureau. The bureaus are violating the FCRA/FDCPA by providing inaccurate information. 
15. Request for Account Blocking and Deletion Due to Data Breach XXXX  XXXX XXXX  Account Number : XXXX Please remove it from my credit report. 
16. Request for Account Blocking and Deletion Due to Data Breach COLLECTION Account Number : XXXX Please remove it from my credit report. 
17. Request for Account Blocking and Deletion Due to Data Breach COLLECTION Account Number : XXXX Please remove it from my credit report I DO NOT recognize these accounts, collections, or inquiries. They were not opened, authorized, or initiated by me and are causing inaccurate reporting on my consumer FICO credit report.

As proof, I have attached my FTC Identity Theft Report. I expect Experian to comply with the Fair Credit Reporting Act ( FCRA ) and immediately block these fraudulent items from my report.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation