Consumer complaint received 2025-05-09 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: EQUIFAX, INC.
State: PA

Complaint narrative:
XXXX XXXX XXXX XXXX. 
XXXX XXXX XXXXXXXX XXXX XXXX XXXX  XXXX  PA XXXX Email : XXXX Phone : XXXX Date : XX/XX/XXXX Equifax P.O. XXXX XXXX XXXX, GA XXXX Subject : Request for Removal of Unauthorized Inquiries from Credit Report Dear XXXX XXXXXXXX Department, I hope this letter finds you well. I am writing to formally request the removal of several unauthorized inquiries that appear on my credit report, which I have reason to believe were made without my permission or consent. These inquiries have a negative impact on my credit score, and I request that they be removed immediately. 
XXXX Grounds for This Dispute Include : 15 U.S.C. 1681b ( a ) ( 3 ) ( F ) ( i ) FCRA restriction on permissible purpose for accessing credit reports 15 U.S.C. 1681n ( a ) Civil liability for willful noncompliance or false pretenses 18 U.S.C. 1028A Aggravated identity theft Case Law : XXXX XXXX XXXX, XXXX XXXX XXXX. XXXX XXXX ( XXXX XXXXXXXX. XXXX ) Below is a detailed list of the unauthorized inquiries : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX ( XXXX ) XXXX XX/XX/XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX SD XXXX ( XXXX ) XXXX XX/XX/XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX NY XXXX ( XXXX ) XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, PA XXXX ( XXXX ) XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, VA XXXX ( XXXX ) XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX, XXXX XXXX, MN XXXX ( XXXX ) XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, PA XXXX ( XXXX ) XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX Box XXXX, XXXX, TX XXXX ( XXXX ) XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX ( XXXX ) XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, NY XXXX ( XXXX ) XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX ( XXXX ) XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, TX XXXX ( XXXX ) XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX OH XXXX ( XXXX ) XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, CA XXXX ( XXXX ) XXXX XX/XX/XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX ( XXXX ) XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX ( XXXX ) XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX TX XXXX ( XXXX ) XXXX I would also like to bring to your attention that these XXXX XXXX have violated the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S.C. 1681b ( a ) ( 3 ) ( f ) ( i ), as they were made without my consent or authorization. 
If you are unable to remove these inquiries based on my request, I kindly ask that you provide me with all supporting documentation and evidence that these inquiries were made with my explicit consent. 
Thank you for your prompt attention to this matter. I look forward to your response and the timely resolution of this issue. Please contact me at my provided email or phone number for any further clarification or information. 
Sincerely, XXXX XXXX XXXX XXXX.

Company response to consumer: Closed with explanation