Consumer complaint received 2024-07-21 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
XXXX. XXXX Account # XXXX - XXXX / XXXX / Transunion have different closed dates, What month, what day and what year was this account closed? 
- XXXX closed date XX/XX/XXXX / transunion closed date XX/XX/XXXX/ XXXX missing data- XXXX / XXXX / Transunion have different open dates, What month, what day and what year was this account open? 
- XXXX / XXXX XXXX Transunion have different last activity dates, What month, what day and what year was this account active? 
- XXXX / XXXX XXXX Transunion have different past due 60 / 90 days reporting, provide proof this account was late on XX/XX/XXXX and XX/XX/XXXX and XX/XX/XXXX ( notice payment history shows on time current status by XXXX on XX/XX/XXXX. 
- XXXX XXXX XXXX XXXX Transunion reporting loan type differently is this a credit card or line of credit? 



- delete account immediately- update monthly payment amount - show documentation of how the late payment reported on XX/XX/XXXX was confirmed to be accurately reported and verified. 
- XXXX / XXXX / Transunion How much was paid XX/XX/XXXX? 


XXXX. XXXX XXXX XXXX account - XXXX inaccurately reports a CO ( charge off status in XX/XX/XXXX ) - Transunion inaccurately reports a NR ( No data reported in XX/XX/XXXX ) - XXXX inaccurately reports a NR ( No data reported in XX/XX/XXXX ) - XXXX inaccurately reports a balance of {$2000.00} - Transunion inaccurately reports a balance of {$2000.00} - XXXX inaccurately reports a balance of {$2000.00} - XXXX inaccurately reports a utilization of 58 % - Transunion inaccurately reports a utilization of 59 % - XXXX inaccurately reports a utilization of 58 % - XXXX Payment Status statement inaccurately reports current account with 90 days past due, this is intentional and malicious. 
- delete account I do not want XXXX to report this account - update status date XXXX has different date than TransunionXXXX XXXX XXXX XXXXXXXXTransunion/XXXX  update balance all reporting {$0.00} balance except XXXX - XXXX inaccurately reports several late payments 120+ - Transunion inaccurately reports several late payments 120+ - XXXX inaccurately reports several late payments 120+ - update monthly payment amount - XXXX Transunion / XXXX XXXX How much was the last payment amount reported for the month of XX/XX/XXXX ( XX/XX/XXXX )? 
- - XXXX. XXXX account ( this account is reporting negatively, within the payment history it is coded as collection account instead of closed, provide documentation showing this was or is a collection account, provide proof that this account was late or owed a balance ) - XXXX / XXXX / Transunion have different closed dates, What month, what day and what year was this account closed? 
- XXXX / XXXX / Transunion have different Last activity dates, What month, what day and what year was this account active? 
- XXXX / XXXX / Transunion have different opened dates, What month, what day and what year was this account opened? 
- XXXX / XXXX XXXX Transunion have no terms reporting. 
- XXXX / XXXX XXXX Transunion have no scheduled payment- XXXX XXXX XXXX XXXX Transunion have different loan types reporting? 
- XXXX / XXXX XXXX Transunion have no high balance reporting, what was the highest balance reported for this account? 
- XXXX / XXXX XXXX Transunion have no terms reporting. 
- XXXX / XXXX XXXX Transunion have no terms reporting. 
- XXXX / XXXX / Transunion provide the complete account number for this account - delete account I do not want XXXX to report this account - XXXX update status date reporting XX/XX/XXXX this means the last time a true investigation took place was XX/XX/XXXX yet I have disputed this item 6 times since XX/XX/XXXX - XXXX inaccurately reports this account as a collection account / Charge off on XX/XX/XXXX ( this impact my score this is malicious and intentional )- XXXX / XXXX / Transunion update balance there is no balance reporting - XXXX / XXXX XXXX Transunion update monthly payment amount? 
- XXXX / XXXX / Transunion How much was the last payment amount XXXX XXXX XX/XX/XXXX? 
- XXXX / XXXX / Transunion What is the credit limit there is no credit limit reporting? 
- XXXX inaccurately reports as a collection account with no delinquency reported and a XXXX XXXX balance. 
- Transunion inaccurately reports as a collection account with no delinquency reported and a XXXX XXXX balance. 
- XXXX / XXXX / Transunion How much was the credit limit? 


XXXX. XXXX XXXX XXXX - delete account I do not want XXXX to report this account - update status date - update balance - update monthly payment amount - How much was the last payment amount? 
- Provide proof showing there was no payment made on XX/XX/XXXX, the report shows previous month to be on time yet the following month shows 90 days past due. 
delete immediately. 


Hard Inquiries XXXX XXXX XXXX XXXX XXXX XXXX XXXX Transunion XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief