Consumer complaint received 2024-12-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Investigation took more than 30 days
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: AL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Alabama XXXX Date of Birth : XX/XX/XXXX SS # : XXXX TransUnion LLC Consumer Dispute Center po box XXXX XXXX, PA XXXX XX/XX/XXXX Re : Letter to Remove Inaccurate Credit Information To Whom It May Concern : I received a copy of my credit report and found the following item ( s ) to be in error : 1. 1681n. Civil liability for willful noncompliance Chapter XXXX Bankruptcy Case Number : XXXX This Account is inaccurate and XXXX seeking litigation please delete at once. 

XXXX. The inquiry was not authorized XXXX  XXXX Date of inquiry : XX/XX/XXXX This Account is inaccurate and XXXX seeking litigation please delete at once. 

XXXX. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX This Account is inaccurate and Im seeking litigation please delete at once. 

XXXX. The inquiry was not authorized XXXX XXXX  Date of inquiry : XX/XX/XXXX This Account is inaccurate and XXXX seeking litigation please delete at once. 

XXXX. The inquiry was not authorized XXXXXXXX XXXX  Date of inquiry : XX/XX/XXXX This Account is inaccurate and Im seeking litigation please delete at once.

6. 1681n. Civil liability for willful noncompliance XXXX XXXX XXXX Account Number : XXXX This Account is inaccurate and XXXX seeking litigation please delete at once. 

XXXX. XXXX. Civil liability for willful noncompliance XXXX Account Number : XXXX This Account is inaccurate and XXXX seeking litigation please delete at once. 

XXXX. XXXX. Civil liability for willful noncompliance XXXX XXXX Account Number : XXXX This Account is inaccurate and Im seeking litigation please delete at once. 

XXXX. XXXX. Civil liability for willful noncompliance XXXX XXXX Account Number : XXXX This Account is inaccurate and XXXX seeking litigation please delete at once. 

XXXX. XXXX. Civil liability for willful noncompliance XXXX Account XXXX : XXXX This Account is inaccurate and Im seeking litigation please delete at once. 

XXXX. XXXX. Civil liability for willful noncompliance XXXX  XXXX Account Number : XXXX This Account is inaccurate and Im seeking litigation please delete at once. 

XXXX. XXXX. Civil liability for willful noncompliance XXXX Account XXXX : XXXX This Account is inaccurate and Im seeking litigation please delete at once. 

XXXX. XXXX. Civil liability for willful noncompliance XXXX XXXX  Account Number : XXXX This Account is inaccurate and XXXX seeking litigation please delete at once. 

XXXX. XXXX. Civil liability for willful noncompliance XXXX XXXX  Account Number : XXXX This Account is inaccurate and XXXX seeking litigation please delete at once. 

XXXX. XXXX. Civil liability for willful noncompliance XXXX Account XXXX : XXXX This Account is inaccurate and Im seeking litigation please delete at once.

16. 1681n. Civil liability for willful noncompliance XXXX XXXX XXXX Account Number : XXXX This Account is inaccurate and Im seeking litigation please delete at once.

By the provisions of the Fair Credit Reporting Act, I demand that these items be investigated and removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor can not verify. I understand that under 15 U.S.C. Sec. 1681i ( a ), you must complete this reinvestigation within 30 days of receipt of this letter.

Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months.

Thank you for your time and help in this matter. 

Sincerely, _____________________________________ XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation