Consumer complaint received 2025-03-30 00:00:00
Product: Vehicle loan or lease — Loan
Issue: Managing the loan or lease — Loan sold or transferred to another company
Company: General Motors Financial Company, Inc.
State: TX

Complaint narrative:
On or about XX/XX/XXXX I purchased a XXXX XXXXXXXX XXXX from the original creditor XXXXXXXX XXXX XXXXXXXX XXXX, XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX, PHONE # : ( XXXX ) XXXX, DEALER # : XXXX. On or about XX/XX/XXXX the above original creditor attaches derivative liability with the actual sales transaction with a deceptive act related to financing the transaction and assignee XXXX XXXX XXXX XXXX, XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, Phone : ( XXXX ) XXXX, XXXX # XXXX, as that such assignee of commercial paper could be held liable for seller misconduct under 16 C.F.R. 433.2 jointly. The Finance manager ( Unknown ) and sales rep. XXXX XXXX were negligence and had a duty of care, to disclose that my wife and I had a right to rescind and fail in their requirement to to deliver two ( 2 ) copies of the notice of the right to rescind to each consumer entitled to rescind, which denied both of us as consumers adequately informed about our rights under 12 C.F.R. 1026 1026.23, or the material disclosures mandated by TILA. That breach caused the injury and harm or loss under the FTC and The Deceptive Trade Practices Act attaches derivative liability with the actual sales transaction with a deceptive act related to financing the transaction and assignee XXXX XXXX XXXX XXXX, XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX  XXXX, Phone : ( XXXX ) XXXX, XXXX # XXXX, as that such assignee of commercial paper could be held liable for seller misconduct under 16 C.F.R. 433.2 jointly. The original creditor were negligent, unlawfully appropriation of our property by design, false, misleading and or deceptive act made a false statement of a specified down payment of three thousands dollars {$3000.00} 15 U.S.C. 1662 ( 2 ). On XX/XX/XXXX my wife and I placed our Notice of Right of Rescission in the United States mail Cert. Mail Receipt # XXXX ; XXXX XXXX XXXX XXXX to XXXXXXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, TEXAS XXXX XXXX PHONE XXXX : ( XXXX ) XXXX, DEALER # : XXXX and to the XXXX XXXX Motors XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXXXXXX XXXX XXXX XXXX, Texas XXXX XXXX Phone XXXX ( XXXX ) XXXX, XXXX # XXXX, XXXX. Mail receipt # XXXX ; XXXX XXXX XXXX XXXX, as that such assignee of commercial paper could be held liable for seller misconduct under 16 C.F.R. 433.2 jointly. XXXX XXXX XXXX XXXX has been shown to have some connection either with the ACTUAL sales transaction or with a deceptive sales act related to finance the transaction. XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX, XXXX ( XXXX. XXXX ) ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX. XXXX ), continuing to report Delinquent and Derogatory Account information on my credit report after both the originate creditor XXXX of XXXX XXXX and XXXX XXXX XXXX XXXX XXXX has failed to respond to this letter within XXXX ( XXXX ) days, the date being XX/XX/XXXX, therefore are under the assumption the both the XXXX of XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX # XXXX have received and accepted " our '' rescission ''.

Company response to consumer: Closed with explanation