Consumer complaint received 2025-05-26 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
Bankruptcy - This XXXX XXXX XXXX  is being inaccurately reported on my consumer report. The case was dismissed, and therefore, it should not be listed as an active or valid public record.Furthermore, your reporting is factually incorrectyou have failed to include the full name of the court, along with the city and state, which is a clear violation of both Fair Credit Reporting Act ( FCRA ) requirements and CDIA ( Consumer Data Industry Association ) reporting standards.Under FCRA Sections 1681b ( 2 ) and 1681s-2 ( b ), you are legally obligated to maintain accurate and verifiable information. Your failure to comply with these provisions constitutes a violation of federal law.Your continued reporting of this dismissed and improperly documented bankruptcy is not only misleading, but it also damages my creditworthiness unlawfully. I am formally demanding the immediate and permanent removal of this erroneous public record from my consumer report.Failure to comply may result in further action. 

Bankruptcy - I am writing to dispute the inaccurate reporting of a XXXX XXXX XXXXXXXX on my consumer report. This public record has been discharged, yet it continues to be reported in a manner that is incomplete and misleading.Your report has failed to accurately identify the court, as it does not include the court 's full name, city, and statewhich are mandatory reporting elements under the Fair Credit Reporting Act ( FCRA ) and CDIA ( Consumer Data Industry Association ) standards. This omission alone renders the public record inaccurate and unverifiable.Under FCRA Sections 1681b ( 2 ) and 1681s-2 ( b ), you are legally required to ensure that all information furnished in consumer reports is complete and accurate. By continuing to report this record without the proper court information and without acknowledging its discharged status, you are in direct violation of federal law.This action is not only noncompliant, it is deceptive and damaging to my credit profile. I am formally demanding the immediate deletion of this erroneous public record from my consumer report.Should you fail to correct this violation, I am prepared to escalate this matter to the appropriate regulatory agencies and pursue all available legal remedies. 

XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was not authorized - Delete immediately! 
XXXXXXXX XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was not authorized - Delete immediately! 
XXXXXXXX XXXX XXXX XXXX  XX/XX/XXXX - This inquiry was not authorized - Delete immediately! 
XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was not authorized - Delete immediately! 
XXXX XXXX - XX/XX/XXXX - This inquiry was not authorized - Delete immediately! 
XXXX XXXX - XX/XX/XXXX - This inquiry was not authorized - Delete immediately! 
XXXX - XX/XX/XXXX - This inquiry was not authorized - Delete immediately! 
XXXXXXXX XXXX XXXX XXXX XXXXXX/XX/XXXX - This inquiry was not authorized - Delete immediately! 
XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX - This inquiry was not authorized - Delete immediately! 
XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was not authorized - Delete immediately!

Company response to consumer: Closed with non-monetary relief