Consumer complaint received 2025-05-09 00:00:00
Product: Debt collection — Telecommunications debt
Issue: Written notification about debt — Didn't receive notice of right to dispute
Company: Credit Control, LLC
State: NV

Complaint narrative:
Credit Control , LLC is being evasive and intentional with their tactics. This is a direct violation of my rights. I have provided the account number along with my name that this agency has provided on my credit report. I will be seeking damages if proof is not provided of Credit Control , LLC legally mandated validation and notification of this debt. 

I am escalating this complaint regarding Credit Control , LLCXXXX XXXXXXXX XXXX XXXX XXXX due to egregious violations of the Fair Debt Collection Practices Act ( FDCPA ) and refusal to comply with federal consumer protection laws. Violation Summary : Failure to Provide Mandatory Validation Notice ( 15 U.S.C. 1692g ) : Per the FDCPA, the collector is legally obligated to send a written debt validation notice within XXXX ( XXXX ) days of initial communication. I have never received such notice, nor has the collector produced documentation ( e.g., certified mail receipt, electronic delivery confirmation ) proving compliance with this requirement. Willful Non-Compliance : Upon formally disputing the debt and requesting validation under 15 U.S.C. 1692g ( b ), the collector explicitly stated they are " not obligated to provide evidence '' of validation. This assertion is false and constitutes a direct violation of federal law. Harm to XXXX Rights : By furnishing unvalidated debt to credit bureaus, the collector has unlawfully impaired my creditworthiness and denied me due process to investigate or dispute this alleged debt. Demands : XXXX Deletion of this account from all credit bureaus ( XXXX XXXX XXXX  ). XXXX XXXX XXXX XXXX, including credit reporting, until full compliance with FDCPA is achieved. Documentation proving strict adherence to 15 U.S.C. 1692g ( a ), including a copy of the initial validation notice and proof of delivery ( e.g., XXXX tracking, signed receipt ) within XXXX calendar days. Legal Action Notice : If these demands are not met within XXXX days, I will pursue all available remedies, including : Filing a civil lawsuit under FDCPA ( 15 U.S.C. 1692k ) for statutory damages of {$1000.00} per violation, actual damages, and attorney fees. Submitting complaints to the FTC, State Attorney General, and Consumer Financial Protection Bureau ( CFPB ) for willful non-compliance. Petitioning credit bureaus for removal under FCRA XXXX due to unverified information. I have attached previous correspondence demonstrating their refusal to validate. This agency 's failure to validate the debt voids any legal authority to collect or report it. I demand prompt resolution to rectify this violation of my consumer rights. 

Credit Control LLC is in direct violation of multiple federal statutes, including : Fair Credit Reporting Act ( FCRA ) XXXX ( a ) ( XXXX ) ( A ) Knowingly reporting false or inaccurate information. FCRA 611 ( 15 U.S. Code 1681i ) Failure to conduct a reasonable reinvestigation. FDCPA 809 ( 15 U.S. Code 1692g ) Failure to provide proper debt validation. FDCPA 807 ( 15 U.S. Code 1692e ) Use of false, deceptive, or misleading representations. FDCPA XXXX ( b ) Failure to properly identify the consumer after validation and verification were provided.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation