Consumer complaint received 2025-09-29 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
You ignored federal law and failed to block and remove fraudulent information from my consumer report within the four-day timeframe required under FCRA 605B ( 15 USC 1681c-2 ). You are now in willful non-compliance and actively violating my consumer rights.

I demand immediate deletion of the following fraudulent accounts : XXXX XXXX - XXXX This item was fraudulently misrepresented. I will alert the issuing bank of this fraud unless you agree in writing to remove the debt immediately. 

XXXX - XXXX This item was fraudulently misrepresented. I will alert the issuing bank of this fraud unless you agree in writing to remove the debt immediately. 

XXXX XXXX - XXXX This item was fraudulently misrepresented. I will alert the issuing bank of this fraud unless you agree in writing to remove the debt immediately. 

XXXX - XXXX This item was fraudulently misrepresented. I will alert the issuing bank of this fraud unless you agree in writing to remove the debt immediately. 

XXXX - XXXX This item was fraudulently misrepresented. I will alert the issuing bank of this fraud unless you agree in writing to remove the debt immediately. 

XXXX - XXXX This item was fraudulently misrepresented. I will alert the issuing bank of this fraud unless you agree in writing to remove the debt immediately. 

XXXX - XXXX This item was fraudulently misrepresented. I will alert the issuing bank of this fraud unless you agree in writing to remove the debt immediately. 

XXXX - XXXX This item was fraudulently misrepresented. I will alert the issuing bank of this fraud unless you agree in writing to remove the debt immediately. 

XXXX - XXXX This item was fraudulently misrepresented. I will alert the issuing bank of this fraud unless you agree in writing to remove the debt immediately. 

XXXX XXXX  XXXX 15 U.S. Code 1692g ( b ) states that when an account is disputed, collections should cease, but this collector continues calling even before the designated time period has expired. Please remove this immediately. 

XXXX  - XXXX 15 U.S. Code 1692g ( b ) states that when an account is disputed, collections should cease, but this collector continues calling even before the designated time period has expired. Please remove this immediately. 

XXXX XXXX - XXXX 15 U.S. Code 1692g ( b ) states that when an account is disputed, collections should cease, but this collector continues calling even before the designated time period has expired. Please remove this immediately. 

XXXX XXXX - XXXX 15 U.S. Code 1692g ( b ) states that when an account is disputed, collections should cease, but this collector continues calling even before the designated time period has expired. Please remove this immediately. 

XXXX - XXXX 15 U.S. Code 1692g ( b ) states that when an account is disputed, collections should cease, but this collector continues calling even before the designated time period has expired. Please remove this immediately. 

XXXX XXXX XXXX - XXXX XXXX XXXX Code XXXX ( b ) states that when an account is disputed, collections should cease, but this collector continues calling even before the designated time period has expired. Please remove this immediately. 

XXXX XXXX XXXX - XXXX XXXX XXXX Code XXXX ( b ) states that when an account is disputed, collections should cease, but this collector continues calling even before the designated time period has expired. Please remove this immediately. 

XXXX - XXXX XXXX XXXX XXXX XXXX ( b ) states that when an account is disputed, collections should cease, but this collector continues calling even before the designated time period has expired. Please remove this immediately. 

XXXX - XXXX 15 U.S. Code 1692g ( b ) states that when an account is disputed, collections should cease, but this collector continues calling even before the designated time period has expired. Please remove this immediately. 

XXXX XXXX  XXXX - XXXX 15 U.S. Code 1692g ( b ) states that when an account is disputed, collections should cease, but this collector continues calling even before the designated time period has expired. Please remove this immediately. 

XXXX XXXX - XXXX 15 U.S. Code 1692g ( b ) states that when an account is disputed, collections should cease, but this collector continues calling even before the designated time period has expired. Please remove this immediately. 

Your continued negligence in handling identity theft reports violates : FCRA 605B ( 15 USC 1681c-2 ) Failure to block fraudulent data 15 USC 1681n Willful non-compliance with the FCRA 15 USC 1681o Negligence in reinvestigating disputed information 15 USC 1681s-2 Failure of furnishers to report accurate data If you fail to comply within 10 days, I will escalate this matter to the CFPB, FTC, and Attorney Generals Office, and seek legal damages for your reckless disregard for federal law.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation