Consumer complaint received 2026-03-18 00:00:00
Product: Debt collection — Credit card debt
Issue: False statements or representation — Attempted to collect wrong amount
Company: Resurgent Capital Services L.P.
State: CA

Complaint narrative:
XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, ca XXXXXXXX XXXXXX/XX/year> LVNV Funding LLC c/o resurgent capital services XXXX XXXX XXXXXXXX, SC XXXX XXXX : Formal Demand for Validation, Proof of Assignment, and Cease & Desist Alleged Account ( s ) XXXX XXXX To Whom It May Concern : This letter serves as a formal demand regarding the above-referenced alleged account ( s ) you are reporting and/or attempting to collect. I dispute the validity, accuracy, and completeness of this alleged debt in its entirety. Pursuant to my rights under the Fair Credit Reporting Act ( FCRA ) and other applicable consumer protection laws, I hereby demand that you provide competent evidence of your legal right to collect and report this debt. Specifically, you are required to provide the following : A complete and unredacted copy of the original purchase agreement bearing my signature, demonstrating that I agreed to the alleged debt. A full chain of title, including the forward flow agreement and assignment documentation from the original creditor to your company, account level documentation with all the account opening statements till closed, signatures from all parties involved, establishing your legal ownership of this alleged debt. Documentation showing that you have the lawful authority to collect and report this account. Additionally, you are hereby instructed to cease and desist from reporting any information regarding this alleged account to any consumer reporting agency, including XXXX, XXXX, and XXXX, if you can not provide the documentation requested above. Please be advised : You were previously notified approximately six ( 6 ) months ago to cease all collection and reporting activities related to this matter. Your continued furnishing of information to consumer reporting agencies after being instructed to stop constitutes ongoing and willful noncompliance. Furnishing information that is inaccurate, unverifiable, or misleading is considered a violation of federal law, including the FCRA. FAiR Credit Billing act FCBA. Not responsible for any unauthorized charge above {$50.00} dollars If you fail to provide the requested documentation within a reasonable time, you must immediately : Cease all collection efforts Delete all references to this account from any consumer reporting agency Confirm such deletion to me in writing Failure to comply will leave me no choice but to pursue all available remedies, including filing complaints with the appropriate regulatory agencies Federal trade commission, Consumer financial protection bureau and seeking legal action for statutory damages resulting from your continued violations. XXXX x {$1000.00} per violation per account totaling {$10000.00} be ready to cure this amount.... this is per every month you reported false information... This letter is not an acknowledgment of any debt. I expect your prompt response. Regards, XXXX XXXX

Company response to consumer: Closed with non-monetary relief