Consumer complaint received 2025-03-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: PREFERRED CREDIT INC
State: NC

Complaint narrative:
LEGAL NOTICE YOU KNOW BETTER THAN THAT TO CEASE AND DESIST OF DEFAMATION, SLANDER, COLLUSION AND REPORTING TO CONSUMER DATA AGENCIES WITHOUT CONSENT IDENTITY THEFT HARRASSMENT, HARM AND INTENT TO SUE DELETE IMMEDIATELY XXXX  # XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX  XXXX XXXX : XXXX XXXX XXXX DEFENDANT : PREFERRED XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX MN XXXX XXXX XXXXXXXX D-U-N-S  number : XXXX XXXX XXXX XXXX  CO-DEFENDANTS : D-U-N-S number : XXXX D-U-N-S number : XXXX D-U-N-S number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX XXXX XXXX, CA XXXX, XXXX XXXX XXXX Pa XXXX SUITCASE GO AFTER XXXX  XXXX XXXX XXXX XXXX TO SUE UNAUTHORIZED DOUBLE BOOKKEEPING ENTRIES BONDS, SECRET CONTRACTS, DOUBLE RECOVERY, INSURANCE FRAUD, SECURITIES FRAUD, FIDUCIARY DUTIES, ACCOUNT FORWARD FLOW AGREEMENTS, CHAIN OF ASSIGNMENT USC 1666B BILLING ERROR ALSO SEND THE BONDS INFORMATION AND THE HIGHEST BIDDER ACCOUNTS, RECEIVABLE ACCOUNTS PAYABLE ( AR ) ( AP ) FULL DISCLOSURE PRINCIPLE, REVENUE RECOGNITION PRINCIPLE, INVESTORS DOCUMENTS CERTIFIED COPY OF PROMISSORY NOTE FRONT AND BACK NAMES OF INVESTORS OF THE PROMISSORY NOTE, WRITTEN LETTER I GAVE TO SELL MY NON-PERSONAL INORMATION PLEASE DONT MAKE ME SUBPOENA YOUR RECORDS! USC 1681a, where a creditor may not treat a payment on a credit card account under an open-ended consumer credit plan as late for any purpose. ACCOUNT # XXXX DEAR DEFENDANT : XXXX  XXXX XXXX IVE RECENTLY REVIEWED MY XXXX & XXXX XXXX XXXX REPORTS IVE NOTICE THAT YOU HAVE AND [ GAAP ] FINANCING TRUST/BOND ACCOUNT/REMARK AS A CHARGE OFF WRITTEN OFF or PROFIT LOSS FOR ACCOUNT # XXXX FURTHER CONVERSATION WITH MY IRS AGENT / AGENCY IN WASHINGTON DC XXXX XXXX XXXX TREASURY XXXX I WAS ADVISE THAT I REQUEST A COPY OF THE 1099 C & BILLING ERROR OF BEING LATE FROM XXXX  XXXX SO, I AM REQUESTING A COPY OF XXXX C THAT YOU SENT TO MY PERSON ESTATE/ACCT : XXXX XXXX XXXX XXXX MATCHING THE SAME DATE THAT YOU GAVE SOLD MY PRIVATE PERSONAL INFORMATION WITHOUT MY WRITTEN CONSENT Also please send CERTIFIED RETURN RECEIPT WITH MY Human Wet Signature THAT IVE RECEIVED IT. OR I WILL SUE AND FILE [ IRS FORM 211 WHISTLE BLOWER AWARD ]. DELETE/PURGE THIS ACCOUNT FROM MY CONSUMER REPORT YOUR COMPANY NAME IS SPLATTERED ALL OVER MY CONSUMER REPORT CAUSING ME HARM AND STRESS HIGH INTEREST DID I SAY HARM IM SO DISTRAUGHT BACKLOG YEARS OF A FINANCIAL BURDEN YOUR COMPANY DONE TO MY FAMILY AND I THIS LETTER IS EVIDENCE PROVIDED VIA TO THE CONSUMER FINANCIAL PROTECTION BUREAU XXXX CFPB ). THE CFPB IS AUTHORZED TO FULLY INVESTIGATE THIS MATTER AND RECEIVE ANY INFORMATION RELATED TO THERTO. BE ADVISED, IF YOU FAIL TO COMPLY WITH THIS LETTER, I MAY TURN THE MATTER OVER TO A CONSUMER ATTORNEY. IF YOU CANT FURNISHED THE ABOVE REQUESTED INFORMATION DELETE THIS ACCOUNT IMMEDIATELY. 3DAY MAIL RULE WILLING TO SUE!! SINCERELY, AFFIANT : .Mercedes-Ladawn XXXX XXXX. Living woman, Im far from being dead CESTUI QUE VIE ACT 1666 Beneficiary OF ACCT XXXX XXXX XXXX not the TRUSTEE XXXX ALL RIGHTS RESERVE WITHOUT PREJUDICE WITHOUT RECOURSE ALL DEBTS ARE OF THE UNITED STATES INC PER HJR -192 1933 USC 6802 RICO SUIT SECURITIES CLAIM STOP PLAYING WITH MY PERSON YOU RULE BREAKER THIEF.

If a debt is owned ( or treated as owned for fe
deral income tax purposes ) by more than one creditor, each creditor that is described as Who Must File, earlier, must issue a Form 1099-C if that creditor 's part of the canceled debt is {$600.00} or more. USC 1681a FRAUD SUIT 18 USC 1028A

Company response to consumer: Closed with explanation