Consumer complaint received 2024-02-29 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: NC

Complaint narrative:
I receive an email from the bureaus saying i'm using XXXX party to send out letter but it is not true because i'm the one who file and send letters they always refused my letters. Please verify the following accounts and inquiries lists boelow I also attached my FTC report I send out n last XX/XX/XXXX. 

This account is unknown and I did not authorize this account. It's an unauthorized account and it appears to be XXXX 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX  This account is inaccurate. I'm seeking XXXX. Please delete at once This account is unknown and I did not authorize this account. It's an unauthorized account and it appears to be XXXX 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX This account is inaccurate. I'm seeking XXXX. Please delete at once This account is unknown and I did not authorize this account. It's an unauthorized account and it appears to be XXXX 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX This account is inaccurate. I'm seeking XXXX. Please delete at once The reporting of this account ( XXXX ) is/are violations of 15 USC1681a, The Fair Credit Reporting Act [ 15 USC 1681 ( a ) ( XXXX ) ( B ) ] : ( XXXX ) Exclusions.? Except as provided in paragraph ( XXXX ), the term? consumer report? does not include? ( B ) any authorization or approval of a specific extension ofcreditdirectly or indirectly by the issuer of acredit cardor similar device. 
XXXX XXXX XXXX XXXX XXXX XXXX} THIS ACCOUNT IS INACCURATE, I DID NOT INCUR ANY LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME The reporting of this account ( XXXX ) is/are violations of 15 USC1681a, The Fair Credit Reporting Act [ 15 USC 1681 ( a ) ( XXXX ) ( B ) ] : ( XXXX ) Exclusions.? Except as provided in paragraph ( XXXX ), the term? consumer report? does not include? ( B ) any authorization or approval of a specific extension ofcreditdirectly or indirectly by the issuer of acredit cardor similar device XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX THIS ACCOUNT IS INACCURATE, I DID NOT INCUR ANY LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME THIS COMPANY IS IN VIOLATION OF 15 USC 1681N THESE FRAUDULENT INQUIRIES MUST BE REMOVED IN 4 DAYS 15 USC 1681CXXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX DELETE IT THIS COMPANY IS IN VIOLATION OF 15 USC 1681N THESE FRAUDULENT INQUIRIES MUST BE REMOVED IN 4 DAYS 15 USC 1681CXXXX XXXX XXXX : XXXX. XXXX, XXXX DELETE IT This account is unknown and I did not authorize this account. It's an unauthorized account and it appears to be XXXX 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX This account is inaccurate. I'm seeking XXXX. Please delete at once This account is unknown and I did not authorize this account. It's an unauthorized account and it appears to be XXXX 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX This account is inaccurate. I'm seeking XXXX. Please delete at once This account is unknown and I did not authorize this account. It's an unauthorized account and it appears to be XXXX. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX  This account is inaccurate. I'm seeking XXXX. Please delete at once This account is unknown and I did not authorize this account. It's an unauthorized account and it appears to be XXXX 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX  This account is inaccurate. I'm seeking XXXX. Please delete at once The reporting of this account ( XXXX ) is/are violations of 15 USC1681a, The Fair Credit Reporting Act [ 15 USC 1681 XXXX a ) ( XXXX ) ( B ) ] : ( XXXX ) Exclusions.? Except as provided in paragraph ( XXXX ), the term? consumer report? does not include? ( B ) any authorization or approval of a specific extension ofcreditdirectly or indirectly by the issuer of acredit cardor similar device. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX THIS ACCOUNT IS INACCURATE, I DID NOT INCUR ANY LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME THIS COMPANY IS IN VIOLATION OF 15 USC 1681N THESE FRAUDULENT INQUIRIES MUST BE REMOVED IN 4 DAYS 15 USC 1681C-XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  DELETE IT THIS COMPANY IS IN VIOLATION OF 15 USC 1681N THESE FRAUDULENT INQUIRIES MUST BE REMOVED IN 4 DAYS 15 USC 1681CXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX DELETE IT THIS COMPANY IS IN VIOLATION OF 15 USC 1681N THESE FRAUDULENT INQUIRIES MUST BE REMOVED IN 4 DAYS 15 USC 1681CXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX DELETE IT THIS COMPANY IS IN VIOLATION OF 15 USC 1681N THESE FRAUDULENT INQUIRIES MUST BE REMOVED IN 4 DAYS 15 USC 1681CXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX THIS COMPANY IS IN VIOLATION OF 15 USC 1681N THESE FRAUDULENT INQUIRIES MUST BE REMOVED IN 4 DAYS 15 USC 1681CXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  DELETE IT THIS COMPANY IS IN VIOLATION OF 15 USC 1681N THESE FRAUDULENT INQUIRIES MUST BE REMOVED IN 4 DAYS 15 USC 1681CXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX DELETE IT THIS COMPANY IS IN VIOLATION OF 15 USC 1681N THESE FRAUDULENT INQUIRIES MUST BE REMOVED IN 4 DAYS 15 USC 1681CXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  DELETE IT THIS COMPANY IS IN VIOLATION OF 15 USC 1681N THESE FRAUDULENT INQUIRIES MUST BE REMOVED IN 4 DAYS 15 USC 1681CXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX DELETE IT THIS COMPANY IS IN VIOLATION OF 15 USC 1681N THESE FRAUDULENT INQUIRIES MUST BE REMOVED IN 4 DAYS 15 USC 1681CXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX DELETE IT THIS COMPANY IS IN VIOLATION OF XXXX5 USC 1681N THESE FRAUDULENT INQUIRIES MUST BE REMOVED IN 4 DAYS 15 USC 1681CXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX DELETE IT

Company response to consumer: Closed with non-monetary relief