Consumer complaint received 2024-12-15 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: KY

Complaint narrative:
Summary of Incident : I, XXXX XXXX, am reporting a suspected case of XXXX XXXX  involving the fraudulent use of my identity. I became aware of multiple accounts and inquiries opened in my name, which I did not authorize or initiate. These unauthorized accounts and transactions suggest that my personal information may have been used for unlawful purposes, including potential XXXX-related activities such as XXXX XXXX XXXX XXXX XXXX XXXX 
The fraudulent accounts and inquiries listed below represent a significant breach of my personal and financial security, and I believe they are part of a larger network that may be engaging in XXXX  XXXX  activity.

Details of Fraudulent Accounts and Inquiries : The following fraudulent accounts were opened in my name without my consent : XXXX. XXXX/DOFED, Opened on XX/XX/XXXX {$6500.00} XXXX. XXXX/DOFED, Opened on XX/XX/XXXX {$6300.00} XXXX. MXXXXHELA/DOFED, Opened on XX/XX/XXXX {$4500.00} XXXX. XXXX/DOFED, Opened on XX/XX/XXXX {$4500.00} XXXX. XXXX/DOFED, Opened on XX/XX/XXXX {$3300.00} XXXX. XXXX/DOFED, Opened on XX/XX/XXXX {$2200.00} XXXX. XXXX/DOFED, Opened on XX/XX/XXXX {$1700.00} XXXX. XXXX/DOFED, Opened on XX/XX/XXXX {$1300.00} XXXX. XXXX XXXXXXXX XXXX XXXX XXXXXXXX, Opened on XX/XX/XXXX {$1300.00} charge-off XXXX. XXXX XXXX, Opened on XX/XX/XXXX {$950.00} charge-off XXXX. XXXX, Opened on XX/XX/XXXX {$500.00} charge-off XXXX. XXXX, Opened on XX/XX/XXXX {$390.00} charge-off XXXX. XXXX XXXX, Opened on XX/XX/XXXX {$15000.00} charge-off XXXX XXXX XXXXXXXX, Opened on XX/XX/XXXX {$1500.00} charge-off XXXX XXXX XXXX, Opened on XX/XX/XXXX {$550.00} charge-off XXXX. XXXX XXXXXXXX XXXX XXXXXXXX, Opened on XX/XX/XXXX {$690.00} charge-off XXXX. XXXX XXXX, Opened on XX/XX/XXXX {$570.00} charge-off XXXX XXXX XXXX XXXX, Opened on XX/XX/XXXX {$420.00} charge-off XXXX. XXXX XXXX , Opened on XX/XX/XXXX {$400.00} charge-off XXXX. XXXX XXXX, Opened on XX/XX/XXXX {$550.00} charge-off XXXX. XXXX XXXX  XXXX, Opened on XX/XX/XXXX {$1600.00} charge-off XXXX XXXX, Opened on XX/XX/XXXX {$1300.00} charge-off XXXX. XXXX, Opened on XX/XX/XXXX {$1100.00} charge-off XXXX. XXXX, Opened on XX/XX/XXXX {$400.00} charge-off XXXX XXXX, Opened on XX/XX/XXXX {$1400.00} charge-off XXXX. XXXX - XXXX, Opened on XX/XX/XXXX {$700.00} charge-off XXXX. XXXX XXXX XXXX, Opened on XX/XX/XXXX {$500.00} charge-off XXXX. XXXX, XXXX, Opened on XX/XX/XXXX {$500.00} charge-off XXXX. XXXX, XXXX, Opened on XX/XX/XXXX {$1800.00} charge-off XXXX. XXXX XXXX XXXX XXXX, Opened on XX/XX/XXXX {$1400.00} collections XXXXXXXX XXXX XXXX, Opened on XX/XX/XXXX {$450.00} collections Additionally, several fraudulent credit inquiries have been made under my name, as listed below : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  These accounts and inquiries represent a pattern of suspicious activity, suggesting that my personal information has been exploited for fraudulent purposes. Given the extent of the unauthorized financial transactions and the nature of the institutions involved, I suspect that this is part of a larger criminal operation, potentially linked to XXXX  XXXX  activities. The unauthorized use of my identity could be enabling the perpetrators to secure resources or financial assistance under false pretenses, potentially to fund XXXX  operations. 
Declaration : I declare under penalty of perjury that the foregoing statement is true and correct to the best of my knowledge. I request that law enforcement investigate the possibility of XXXX XXXX  in connection with the fraudulent activities associated with my identity.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation