Consumer complaint received 2020-03-12 00:00:00
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Public record information inaccurate
Company: Convergence Acquisitions, LLC
State: OH

Complaint narrative:
XX/XX/XXXX I received court papers from XXXX County Ohio XXXX XXXX courts stating a complaint was filed by Convergence Acquisitions LLC with Attorney XXXX XXXX XXXX with XXXX XXXX XXXX. This was for a XXXX XXXX  account. 

XX/XX/XXXX I was contacted by XXXX XXXX and payments where set up and automatically withdrawn from my account on the following dates :XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX. This was to settle the XXXX XXXX  account that Convergence Acquisitions LLC filed the complaint with the courts. 

XX/XX/XXXX Around this time the above account was removed from my credit report and lifted from XXXX. Also received a letter from the court stating the case was dismissed. 

XX/XX/XXXX I received court papers from XXXX County XXXX Court stating a complaint was filed by Convergence Acquisitions LLC with Attorney XXXX XXXX with XXXX XXXX XXXX. This was in regards to the same account. 

XX/XX/XXXX I called the office of XXXX XXXX XXXX weekly and left messages with XXXX XXXX with no calls returned. 

XX/XX/XXXX I finally got through and talked to a real person at XXXX XXXX XXXX named XXXX who advised me to fax him the letter from XXXX XXXX that states the account was paid in full. The fax was sent and received. 

XX/XX/XXXX I started the process to get a mortgage. In my report its listed that their is a judgement against me. 

XX/XX/XXXX I called the law office of XXXX XXXX XXXX only yo find out they were no longer in business. I then called XXXX XXXX only to find out that they were also no longer in business. I then contacted Convergence Acquisitions LLC. I spoke with a man named XXXX XXXX and he stated that they knew nothing about the XXXX Judgement against me and the only one they seen on their system was the one filed in XXXX that was dismissed. He asked for me to fax over the XXXX court papers and the letter stating that the account was paid off. 

XX/XX/XXXX I faxed over all the paperwork I had regarding this. 

XX/XX/XXXX I called Convergence Acquisitions LLC and spoke with XXXX XXXX. He told me that the account number listed on my paid in full letter did not match the account number they had listed. He also stated they have never heard of XXXX XXXX. He told me that I am responsible for paying this judgment or they will take action against me to receive payment. 

XX/XX/XXXX I filed a complaint with this company through the XXXX XXXX XXXX XX/XX/XXXX I received an email from the XXXX XXXX XXXX stating that the complaint was sent to Convergence Acquisitions LLC and was returned as undeliverable or no longer in business. 

I feel this company is fraudulently trying to get money off of me twice! Seems a little suspicious that these companies are becoming out of business

Company public response: Company believes complaint caused principally by actions of third party outside the control or direction of the company
Company response to consumer: Closed with explanation