Consumer complaint received 2025-05-21 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
[ Your Name ] [ Your Address ] [ City, State, ZIP Code ] [ Email Address ] [ Phone Number ] Date : XX/XX/XXXX To : [ Insert Bureau Name ( e.g., Experian, Equifax, TransUnion ) ] [ Address of the Bureau ] * Re : Credit Report Dispute [ Your Full Name, XXXX : XX/XX/XXXX, XXXX : -- XXXX ] Dear [ Insert Bureau Name ], I am writing to formally dispute several accounts that appear on my credit report. After reviewing my report, I found inaccurate and/or fraudulent information that I believe violates my rights under the Fair Credit Reporting Act ( FCRA ). The information listed below is either incomplete or not associated with me, and I am requesting a formal investigation and removal or correction of these items. 





Disputed Accounts : 1. Creditor Name : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Reason for Dispute : Incorrect information. Please correct. 

Requested Resolution : Remove from my credit report. 



XXXX. Creditor Name : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, CA XXXX Reason for Dispute : Information is not mine. Possibly fraud. 

Requested Resolution : Remove from my credit report. 



XXXX. Phone Number : XXXX Reason for Dispute : Not associated with me. 

Requested Resolution : Remove from my credit report. 



XXXX. Creditor Name : XXXX XXXX XXXX XXXX MO, XXXX XXXX XXXX, XXXX, FL XXXX Phone Number : XXXX Reason for Dispute : This business is unknown to me. 

Requested Resolution : Remove from my credit report. 



XXXX. Creditor Name : XXXX XXXX XXXX XXXX  Address : XXXX XXXX XXXX, XXXX, TX XXXX Phone Number : XXXX Reason for Dispute : Account not recognized. 

Requested Resolution : Remove from my credit report. 



XXXX. Creditor Name : XXXX XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX Number : XXXX Reason for Dispute : Never opened this account. 

Requested Resolution : Remove from my credit report. 



XXXX. Creditor Name : XXXX XXXX XXXX  Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX Phone Number : XXXX Reason for Dispute : Account not mine. 

Requested Resolution : Remove from my credit report. 



XXXX. Creditor Name XXXX XXXX XXXX Address : XXXX XXXX XXXX, XXXX XXXX, TX XXXX Phone Number : XXXX Reason for Dispute : Unfamiliar and possibly fraudulent. 

Requested Resolution : Remove from my credit report. 



XXXX. Creditor Name : XXXX XXXX XXXX XXXX Address : XXXX XXXX XXXX XXXX, XXXX, FL XXXX Phone Number : XXXX Reason for Dispute : I have never had any dealings with this credit union. 

Requested Resolution : Remove from my credit report. 







In accordance with the FCRA, I request that you investigate these items and remove any unverifiable or inaccurate information from my credit report. Please send me written confirmation of the results of your investigation. 



Thank you for your prompt attention to this matter. 



Sincerely, [ Your Signature ( if mailing ) ]

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation