Consumer complaint received 2025-07-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: MO

Complaint narrative:
What happened? SO its ion the recoerd Ill state what happened. 
XXXX, Mid-late XXXX I/we see a pattern developing that look suspiciouslly like an employee or possibly crew member is steakling and committing fraud XXXX. XX/XX/XXXX i approach the FTC and file thre subsequent FTC Idenit Theft REPORT ( ATTACHED/UPLOADED ) XXXX. After numerous attempts to find resolution and salvage our credit, we file an affidavit ( ATTACHED/UPLOADED ) along with the items mentioned in the FCRA regarding ID Theft which includes name, ssn, address, copy of FTC report , picture id from the state of XXXX, a banka statement, a utiltities bill, blah blah blah ALL ATTCHED/UPLOADED HERE AGAIN TODAY FOR YOU. 
XXXX. June 6 months later now, with negative and derogatory item ( s ) still on my reports, I RESEND gthe original XX/XX/XXXX affidavit along with updated credentials including my new license, new address, new bank etc etc etc THESE WERE ALL SUPPOSED TO BE REMOVED IN 4 DAYS BACK IN XXXX ACCORDING TO THE FCRA LAWS, BUT HERE I AM RESENDING A SECOND AND THIRD TIME XXXX. The letter from XXXX XXXX says " my debt '' was sold to XXXX a collection account in XXXX. When I call I am informed that XXXX is the actual noteholder now and am told to call XXXX XXXX. After some time with XXXX I am told that Equifax was sent a letter requesting the account be deleted XXXX. A call to Equifax reveals and confirms that the Equifax recieved rthe ketter.reqiuest from XXXX. This time, am told that Equifax has started a NEW investigation- on an account they don't have, from the company with the note itself that was sold to them by XXXX XXXX ( for how much ) and have the authorit tk request a deletion. 
FAST FORWARD AGAIN TO XXXX XX/XX/XXXX I recieve an email from XXXX about " recent changes to my report ''. When i open the email, which specifically identifies Equifax as the info source, XXXX outliunes XXXX x in shiort succession, differipng descriotors from " in dispute '' to " transfer/sold/paid '' to " when paid charge off '' NONE OF THOSE IS FACTUAL OR CORRECT I am sending it all to you. XXXX  XXXX, XXXX, XXXX, XXXX, Equifax ( mostky ), XXXX, CFPB. You have all had the opportunity and taken the opportunity to read my complaints, know they are 100 % supported by FCRA LAW and yet made the a CHOICE TO NOT do the right thing by deleting that STUPID XXXX DOLL ; XXXX  ACCOUNT. I will go tjh distance. 

Well guess what? You have pushed too far now. You all have about one half of one heart beat to DELETE THE ACCOUNT FOR XXXX  XXXX AND COMPLETELY REMOVE THEM FROM MY HISTORY AND THE DEROGATTORIS THAT NEED DELETED, OR GET USED BOREDOM HERE IN XXXX XXXX XXXX WHIXH OS WHERE AND HOW OR I WILL SUE YOUR XXXX AND GET A JUDGMENT FOR DAMAGES BOTH COMPENSATORY AND PUNITIVE ALIKE. 

ERASE TAT XXXX ACCOUNT. YOU HAVE XXXX HOUSE CUZ FRIDAY IM FILING LOCALLY AND YOU XXXX  XXXX  WHEN I DO UNLESS THAT XXXX GTAKES XXXX LIKE A COMET ANSD GETTINGM ALERTS ABUT MY AMAZING UPWARDLY RISING SCORE.

Company response to consumer: Closed with explanation