Consumer complaint received 2025-09-04 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: OK

Complaint narrative:
They violated my rights as a consumer under 15 USC 1681B. I need these items blocked and removed from my credit report. 

XXXXXXXX XXXX Account number XXXX Balance {$0.00} Date opened XX/XX/XXXXXXXX XXXX XXXX XXXX Account number XXXX Balance {$87.00} Date opened XX/XX/XXXXXXXX XXXX XXXX Account number XXXX Balance {$930.00} Date opened XX/XX/XXXXXXXX XXXX Account number XXXX Balance {$0.00} Date opened XX/XX/XXXXXXXX XXXX XXXX Account number XXXX Balance {$570.00} Date opened XX/XX/XXXX XXXX XXXX Account number XXXX Balance {$0.00} Date opened XX/XX/XXXX XXXX  XXXX XXXX  Account number XXXX Balance {$0.00} Date opened XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX  Account number XXXX Balance {$0.00} Date opened XX/XX/XXXX XXXX XXXX Account number XXXX Balance {$490.00} Date opened XX/XX/XXXX XXXX XXXX XXXX Account XXXX XXXX Balance {$2700.00} Date opened XX/XX/XXXX XXXXXXXX XXXX Account number XXXX Balance {$160.00} Date opened XX/XX/XXXX XXXX Account number XXXX Balance {$0.00} Date opened XX/XX/XXXXXXXX XXXX XXXX XXXX Account number XXXX Balance {$0.00} Date opened XX/XX/XXXX XXXX XXXX XXXX Account number XXXX Balance {$650.00} Date opened XXXX XXXX, XXXX Violations of 15 USC 1681s-2 for reporting inaccurate information. At the time of this agreement, I was an uninformed consumer as the agreement was not clear and conspicuous on terms and conditions. They did not disclose to me a clear and conspicuous option on how I can opt out of credit reporting, which means they transferred nonpublic personal information without lawful authority. DELETE OF MY CREDIT REPORT. 

XXXX XXXX XXXX Account number XXXX Balance {$290.00} Date opened XX/XX/XXXX Violations of 15 USC 1681s-2 for reporting inaccurate information. At the time of this agreement, I was an uninformed consumer as the agreement was not clear and conspicuous on terms and conditions. They did not disclose to me a clear and conspicuous option on how I can opt out of credit reporting, which means they transferred nonpublic personal information without lawful authority. DELETE OF MY CREDIT REPORT. 

XXXX XXXX XXXX Account number XXXX Balance {$360.00} Date opened XXXX XXXX, XXXX XXXX XXXX XXXX Account number XXXX Balance {$930.00} Date opened XX/XX/XXXX XXXX XXXX XXXX Account number XXXX Balance {$580.00} Date opened XX/XX/XXXX XXXX XXXX XXXX  Account number XXXX Balance {$630.00} Date opened XX/XX/XXXX XXXX XXXX XXXX  Account number XXXX Balance {$1200.00} Date opened XX/XX/XXXX XXXXXXXX XXXX XXXX Account number XXXX Balance {$1000.00} Date opened XX/XX/XXXX XXXX XXXX Account number XXXX Balance {$530.00} Date opened XX/XX/XXXXXXXX XXXX XXXX  Account number XXXX Balance {$520.00} Date opened XXXX XXXX, XXXX XXXX XXXX XXXX XXXX Account number XXXX Balance {$1700.00} Date opened XX/XX/XXXX XXXX XXXX XXXX XXXX Account number XXXX Balance {$1000.00} Date opened XX/XX/XXXX XXXX XXXX XXXX XXXX Account number XXXX Balance {$1700.00} Date opened XX/XX/XXXXXXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XXXX - XX/XX/XXXX XXXX XXXX - XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation