Consumer complaint received 2018-04-14 00:00:00
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
Just got up this morning and checked my credit score and noticed that a company named XXXX XXXX XXXX has appeared on my credit whereas i have no credit history with them. I do not have loan, nor a mortgage with said company. This is an attempt of identity theft slander defimation and libel, such is being taken up in court at this time against said company. WIth no credit history with said comapny all agencies must delete this item from customers credit history since being added XX/XX/XXXX. 
There is no evidence of a mortgage with XXXX, there is no record of a mortgage. No proof of a loan being processed in customers name and such the like. 
The home owners insurance is in the customers name that only XXXX XXXX XXXX. 
The home has been paid off since XX/XX/XXXX. See attachements and court information concerning identity theft created by said company as of XX/XX/XXXX. 
The comapny XXXX is simply trying to create money out of thin air. The customer deemed for this debt is that of XXXX XXXX XXXX and a XXXX XXXX XXXX located at a different address. 
This company [ XXXX ] is simply alleding that they are the orignial lender and or have purchased an illegal debt from XXXX XXXX whereas customers XXXX XXXX XXXX and XXXX XXXX have have never had a mortgage nor a credit history with Either XXXX XXXX XXXX nor XXXX XXXX XXXX XXXX. This is fraud. See attachments whereas President Obama passed a law on extending the Statutes of limitations on Mortgage fraud and securities fraud. Due to this attempt to continue harrassing, fraud, identity theft slander defimation and libel the credt bureus are now responsible for this action and may be financially responsible for all recoupments herein. Please see case no. XXXX and XXXX. Which are still in process. Hearing dzte scheualed later this year. XXXX   whom fraudulently attained private information from XXXX XXXX XXXX does not have the customers consent to have social security numbers not address nor other private information, this account doesnt have a account number listed as well. 
XXXX had attorneys try to offer a settlement on XX/XX/XXXX this year just a few months ago that the customers declined on. XXXX and XXXX even went as far as an illegal removal and fraudulent court docs without a court officers and judges signature. 
Because they knew it would continue in some form or way. With no history and no mortgage XXXX and XXXX XXXX continues to harass attempt to hider and delay the legal process but rather have been served a new or appeals compalint against them for any and such things to be overturned shall and the fraudulent mortgage assignment [ see attatchment ] is just that fraud. XXXX XXXX XXXX. sold a fraudulent peice of paper to XXXX XXXX XXXX XXXX to harrass customers XXXX XXXX XXXX and XXXX XXXX XXXX to get them by fear and harrassment to drop their compalint that has been amended and updated therein the court system. 
This information must be removed from the customers private information within the next 10 days.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief