Consumer complaint received 2024-09-21 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: CBC Companies, Inc.
State: CA

Complaint narrative:
These erroneous entries have severely affected my credit standing, resulting in a significant drop in my XXXX score. Consequently, I am experiencing considerable financial distress, which has hindered my ability to obtain credit and manage my financial obligations effectively. 

Given the substantial impact this situation has had on my financial well-being, I urge you to treat this matter with the utmost urgency. I request that these inaccuracies be thoroughly investigated and that the erroneous items be blocked and removed from my credit report promptly. 

Please make a further review on the following : 1. The Spelling of my Name listed is incorrect. 
I have never used the variation of my name as listed. Please delete. My full name should be listed only as : XXXX XXXX XXXX. The Date of Birth listed is incorrect. 
Date of Birth : XX/XX/XXXX 3. The Social Security Number listed is incorrect. 
My real social security number is ending in : SS # : XXXX XXXX. The Address ( XXXX ) listed is incorrect, as I have never lived at the below-listed addresses. It is my conclusion that these addresses have somehow become merged within my credit file. Therefore, these addresses must be deleted. 
XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX  XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXXXXXX XXXX XXXX  XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXXXXXX XXXX  XXXX. Under 15 U.S.C. 1681i ( 7 ) Method of verification this account is in violation it was reported without valid evidence. 
XXXX XXXXXXXX Account Number : XXXX This reporting is inconsistent. Since when is it possible for the balance to be higher than the high credit I also noticed that this account has a charge-off status but Im still seeing balance and past due balance is being reported. Arent you aware that its a violation If you cant report this account correctly then just remove it on my credit file. 

XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXXXXXX XXXX XXXX  XXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXXXXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXXXXXX XXXX XXXX XXXXXXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXXXXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXXXXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXXXXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXXXXXX XXXX XXXX  XXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX  XXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXXXXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXXXXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXXXXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXXXXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX  XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXXXXXX XXXX XXXX XXXXXXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX  XXXX. The following personal information is incorrect Account Number : Former : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Former : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX, CA XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXXXXXX XXXX XXXX, NC XXXX XXXX. In addition, my Current Address is not being listed correctly. My current address is listed below. Please make these changes. 
XXXX XXXX XXXX XXXX XXXX XXXX, California XXXX

Company response to consumer: Closed with non-monetary relief