Consumer complaint received 2025-01-18 00:00:00
Product: Debt collection — Rental debt
Issue: Written notification about debt — Didn't receive enough information to verify debt
Company: Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis
State: DC

Complaint narrative:
Genesis XXXX XXXX accepted the collection illegally from original creditor XXXX XXXX. There are fraudulent and illegal practices conducted by XXXX XXXX, a residential company that has violated multiple tenant laws and ADU housing laws in XXXX XXXX XXXX XXXX XXXX I never legally signed a lease with XXXX XXXX physically or electronically. The original creditor, XXXX XXXX, can not provide metadata showing I accepted or signed the lease agreement. Any lease associated with me was fraudulently accepted by the then-property management. XXXX XXXX can not provide a physically signed lease because I never signed one. 

Additionally, neither the original creditor XXXX XXXX XXXX Genesis XXXX XXXX contacted me about any information or validation regarding the balance I allegedly owed. They never informed me that the balance was going to collections. Genesis XXXX XXXX accepted the collection illegally. No one sent me a letter, and neither the original creditor nor Genesis XXXX XXXX notified me that they were putting this account into collections, which is illegal. 


Furthermore, please reference the following DC tenant laws that XXXX XXXX has violated : Statute of Frauds ( D.C. Code 28:2A201 ) : This law requires that lease contracts be in writing and signed by the party against whom enforcement is sought. Since I never signed a lease agreement, XXXX XXXX violated this statute. 
Consumer Protection Procedures Act ( D.C. Code 28:2A505 ) : This act prohibits unfair or deceptive trade practices, including fraudulent misrepresentation. XXXX XXXX ' actions in creating a fraudulent lease agreement and attempting to collect rent without a valid contract constitute such practices. 

Tenant Receivership Act ( D.C. Code 423509.01 ) : This law mandates that landlords maintain habitable living conditions. XXXX XXXX ' failure to provide a livable unit and the subsequent fraudulent lease practices violate this act. 

Right of Tenants to Organize Act of 2006 ( D.C. Code 423505.06 ) : This act protects tenants ' rights to organize and advocate for their interests. XXXX XXXX ' actions may have infringed upon these rights. 

XXXX XXXX ' actions violate laws against fraudulent and forged leases, as well as consumer protection laws that safeguard tenants from such deceptive practices. Genesis XXXX XXXX XXXX, by attempting to collect a debt based on these fraudulent actions, may also be in violation of the Fair Debt Collection Practices Act ( FDCPA ), which prohibits debt collectors from using false, deceptive, or unfair practices. 
In the case of XXXX XXXX Genesis Credit Management , LLC, the U.S. District Court for XXXX XXXX XXXX of Washington addressed allegations that Genesis XXXX XXXX ( " Genesis '' ) engaged in unlawful debt collection practices. The plaintiff, XXXX XXXX, contended that Genesis attempted to collect amounts he did not owe, thereby violating both federal and state laws. 

Violation of the Fair Debt Collection Practices Act ( FDCPA ) : XXXX argued that Genesis violated the FDCPA by misrepresenting the amount of debt he owed. The court found that Genesis 's actions constituted a false representation of the debt 's character, amount, or legal status, thereby breaching 15 U.S.C. 1692e. Additionally, the court determined that Genesis employed unfair or unconscionable means to collect the debt, violating 15 U.S.C. 1692f. 

I request that Genesis XXXX XXXX XXXX cease all collection efforts related to this false debt and remove any associated collection accounts from my credit report.

Company response to consumer: Closed with explanation