Consumer complaint received 2025-02-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
On XX/XX/XXXX I pulled my reports and found many federal violations. I understand consumer laws protects me from unfair and unsafe credit reporting practices as such and request that these items be deleted immediately. I also see that Equifax, XXXX and XXXX has not been doing their job as to reinvestigate consumers complaints and disputes. These clear violations are affecting me in a major way. I have displayed and drawn out the inaccuracies i found on these reports and added my state identification and proof of address to this complaint. Please see these these items is deleted and and my personal information is corrected and match my state issued ID. Please delete any account that is not associated to me via my ID given in this complaint. 

XXXX XXXX : BALANCE XXXX {$15000.00} XXXX {$16000.00} DATE OF LAST ACTIVE : XXXX XX/XX/XXXX XXXX XX/XX/XXXX EQUIFAX XX/XX/XXXX DATE OF LAST PAYMENT : XXXX XX/XX/XXXX XXXX XX/XX/XXXX EQUIFAX XX/XX/XXXX XXXX XXXX XXXX ) DIFFERENT ACCOUNT NUMBERS ACCOUNT STATUS : XXXX CLOSED - XXXX PAID - DATE OPENED : XXXX XX/XX/XXXX XXXX XX/XX/XXXX DATE LAST ACTIVE : XX/XX/XXXX XXXX XX/XX/XXXX EQUIFAX XX/XX/XXXX DATE OF LAST PAYMENT : XXXX XX/XX/XXXX XX/XX/XXXX ARRONRENTS ACCOUNT STATUS : XXXX XXXX - EQUIFAX PAID DATE OPENED : XXXX XX/XX/XXXX - EQUIFAX XX/XX/XXXX PAYMENT STATUS : CURRENT ON A CLOSED ACCOUNT HOW? 
DATE LAST ACTIVE : XX/XX/XXXX - XX/XX/XXXX DATE OF LAST PAYMENT : XX/XX/XXXX - XX/XX/XXXX XXXX PM XXXX CREDIT ON A CHARGE OFF IS A VIOLATION DATE LAST ACTIVE : XX/XX/XXXX - XX/XX/XXXX - XX/XX/XXXX DATE OF LAST PAYMENT : XX/XX/XXXX - XX/XX/XXXX XXXX XXXX FIN DATE OPENED : XX/XX/XXXX - XX/XX/XXXX DATE LAST ACTIVE : XX/XX/XXXX - XX/XX/XXXX DATE OF LAST PAYMENT : XX/XX/XXXX - XX/XX/XXXXXXXX XXXX XXXXXXXX XXXX HIGH CREDIT ON A CHARGED OFF ACCOUNT IS A VIOLATION WITH A PAST DUE BALANCE {$380.00} DATE LAST ACTIVE XX/XX/XXXX DATE OF LAST PAYMENT IS XX/XX/XXXX FLEXSHOPPER DATE OPENED : XX/XX/XXXX - XX/XX/XXXX LAST REPORTED XX/XX/XXXX - XX/XX/XXXX DATE LAST ACTIVE XX/XX/XXXX - XX/XX/XXXX - XX/XX/XXXX DATE OF LAST PAYMENT : XXXX XX/XX/XXXXXXXX XXXX HIGH CREDIT ON A CHARGED OFF/ COLLECTION ACCOUNT THIS IS A VIOLATION DATE LAST ACTIVE : XX/XX/XXXX - XX/XX/XXXX DATE OF LAST PAYMENT : XX/XX/XXXX - XX/XX/XXXX CREDIT COLL DATE OPENED : XXXX - XX/XX/XXXX *HIGH CREDIT ON A CHARGED OFF/COLLECTION ACCOUNT DATE LAST ACTIVE : XX/XX/XXXX - XX/XX/XXXX - XX/XX/XXXX These accounts violates the fair credit reporting act and has caused damage to my life and creditworthiness.

15 usc 1681b - Permissible Purpose of consumer reports 15 usc 1681i ( 5 ) - Removal of Inaccurate Unverified Credit Information 15 usc 1692e - False and misleading representation 15 usc 1635 Right to Recission 15 usc 1681e ( b ) - collections must be 100 % accurate across all ( 3 ) credit reports Please find these inaccuracies are a violation and delete them right away.

Company response to consumer: Closed with explanation