Consumer complaint received 2025-11-06 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
I am filing this complaint to EQUIFAX to request for the removal of the inaccurate, erroneous and incorrect personal information and accounts. Please see below : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Reported 30 DAYS LATE XX/XX/XXXX. The late payments are inaccurate and unverified. Please conduct a full reinvestigation and delete or correct the late payment history. 
XXXXXXXX XXXX XXXX XXXXXXXX DATE OPENED XX/XX/XXXX BALANCE {$0.00} If not validated with payment history, delete late marks. 
Reported 30 DAYS LATE XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. The late payments are inaccurate and unverified. Please conduct a full reinvestigation and delete or correct the late payment history. 
XXXX XXXX XXXX XXXX XXXX DATE OPENED XXXX XXXX XXXX BALANCE {$0.00} If not validated with payment history, delete late marks. 
Reported 120 DAYS LATE XX/XX/XXXX TO XX/XX/XXXX. The late payments are inaccurate and unverified. Please conduct a full reinvestigation and delete or correct the late payment history. 
XXXX XXXX XXXX XXXX XXXXXXXX DATE OPENED XX/XX/XXXX BALANCE {$0.00} If not validated with payment history, delete late marks. 
Reported 30 DAYS LATE XX/XX/XXXX. The late payments are inaccurate and unverified. Please conduct a full reinvestigation and delete or correct the late payment history. 
XXXX XXXX XXXX XXXX XXXX DATE OPENED XX/XX/XXXX BALANCE {$0.00} If not validated with payment history, delete late marks. 
Reported 30 DAYS LATE XXXX XXXX, 60 DAYS LATE XXXX XXXX 30 DAYS LATE XX/XX/XXXX. The late payments are inaccurate and unverified. Please conduct a full reinvestigation and delete or correct the late payment history. 
XXXX XXXX DATE OPENED XX/XX/XXXX BALANCE {$10.00} If not validated with payment history, delete late marks. 
Reported 30 DAYS LATE XX/XX/XXXX. The late payments are inaccurate and unverified. Please conduct a full reinvestigation and delete or correct the late payment history. 
XXXX XXXX DATE OPENED XX/XX/XXXX BALANCE {$0.00} If not validated with payment history, delete late marks. 
Reported 30 DAYS LATE XXXX XXXX, 60 DAYS LATE XX/XX/XXXX. The late payments are inaccurate and unverified. Please conduct a full reinvestigation and delete or correct the late payment history. 
XXXX XXXX XXXX XXXX DATE OPENED XX/XX/XXXX BALANCE {$0.00} If not validated with payment history, delete late marks. 
Reported as CHARGED OFF. This is erroneous, it should be in charged off since this was paid before charged off. Please conduct a full reinvestigation and delete this immediately. 
XXXX, XXXX XXXX DATE OPENED XX/XX/XXXX BALANCE {$0.00} If not validated with payment history, delete this account. 
Reported 180 DAYS LATE XX/XX/XXXX TO XX/XX/XXXX. The late payments are inaccurate and unverified. Please conduct a full reinvestigation and delete or correct the late payment history. 
XXXX XXXX DATE OPENED XX/XX/XXXX BALANCE {$0.00} If not validated with payment history, delete late marks.

Company response to consumer: Closed with non-monetary relief