Consumer complaint received 2025-03-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
To Whom It May Concern, I am writing to demand the immediate removal and blocking of fraudulent information on my consumer credit report. This demand is made under all applicable provisions of the Fair Credit Reporting Act ( FCRA ), including but not limited to FCRA XXXX ( 15 U.S.C. XXXX ), FCRA  XXXX ( 15 U.S.C. XXXXi ), FCRA XXXX, and any other relevant sections that protect my rights as a consumer. 
The information in question includes the following accounts and related inquiries that I did not open, authorize, or initiate, and which are the direct result of identity theft and fraud : Fraudulent closed accounts XXXX XXXX Bank XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX XXXX XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX Banks XXXX XXXXXXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX XXXX XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX Banks XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX Bank Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX XXXX XXXX Opened XXXX XX/XX/XXXX ( account number : XXXX XXXX XXXX Opened on XX/XX/XXXX XXXX account number : XXXX ) Fraudulent collection accounts XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX XXXX Opened on XX/XX/XXXX XXXX account number : XXXX ) XXXX XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXXXXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) Fraudulent hard inquiries XXXX XXXX  Bank XXXX Inquiry date XX/XX/XXXX XXXX XXXX Inquiry date XX/XX/XXXXXXXX XXXX XXXXXXXX Bank XXXX Inquiry date XX/XX/XXXXXXXX XXXX BankXXXX Inquiry date XX/XX/XXXXXXXX XXXX XXXX  Via Dealer Inquiry date XX/XX/XXXX XXXX XXXXXXXX XXXX Inquiry XXXX XX/XX/XXXXXXXX XXXX XXXXXXXX Via Dealer Inquiry date XX/XX/XXXX XXXX  XXXX Bank XXXX Inquiry date XX/XX/XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX XXXX XXXX Inquiry date XX/XX/XXXX XXXX XXXX Inquiry date XX/XX/XXXX In addition to the removal of the fraudulent entries , I demand that you immediately update my personal records to reflect my current, accurate information. This update must include : Name : PRIVATE Employer : PRIVATE ( eliminate all previous and outdated employers ) Address : PRIVATE ( eliminate all previous and outdated addresses that I am no longer associated with ) To verify my identity and support these changes, I have attached copies of my drivers license, utility bill, and Social Security card. Please note that the utility bill is provided specifically as proof of my current address since the address listed on my drivers license is outdated.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation