Consumer complaint received 2025-03-14 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
MUST BE REVIEWED BY A HUMAN HUMAN XXXX XXXX CEASE AND DESIST OF REPORTING UNAUTHORIZED ACCTS CEASE AND DESIST OF IDENTITY THEFT FRAUD CEASE AND DESIST OF VIOLATION OF XXXX PRVACY ACT CEASE AND DESIST OF VIOLATION THE GRAMM-LEACH-BLILEY ACT 18 USC 214 ,18 USC 1348, [ GAAP ] VIOLATION, 18 USC 1028 USC1681G USC 1681s2, 18 USC XXXX XXXX, XXXX, XXXX XXXX XXXX GAAP DELETE IMMEDIATELY OFF CREDIT XXXX XXXX, MUST BE REVIEWED XXXX XXXX MUST BE REVIEWED BY HUMAN MUST BE REVIEWED BY XXXX XX/XX/XXXX GRANTOR/ORIGINAL CREDITOR/PLAINTIFF : XXXX : XXXX. Beneficiary of ACCT/ESTATE : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX DEFENDANTS : VIOLATORS REPEATED OFFENDERS FOR GAIN BONDS THEFT GO AFTER BONDS EQUIFAX XXXX number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TO WHOM : IT MAY CONCERN PLEASE SEND DETAILS HOW YOUR COMPANY VERIFIED THESE ACCTS BELOW! 
RECENTLY REVIEWED MY CONSUMER REPORTS AND IVE NOTICED FRAUDULENT ACTIVITY I HAVE FRAUD NAMES ADDRESSES ON MY CONSUMER REPORTS THESE IS FRAUD ACCORDANCE TO 15 USC 6801a PROTECTION OF NON-PUBLIC PERSONAL INFORMATION ALSO XXXX OBLIGATIONS WITH RESPECT TO DISCLOSURES OF MY PERSONAL INFO ACCORDANCE TO USC 16818 PERMISSIBLE PURPOSES OF CONSUMER REPORTS I NEVER SENT TRANSUNION EQUIFAX A WRITTEN LETTER GIVING CONSENT TO REPORT FRAUD ACCTS PLEASE VERIFY THE LETTER I ASSUMED SENT GIVEN YOUR COMPANIES PERMISSION ACCORDANCE TO 1681i a 6 iii how did your company verify the information I am requesting this information of the interview names and addresses of my neighbors transcripts audio videos of this interview according to the FCRA LAW TITLE 15 USC 1681i a 6 b ili PLEASE SEND INFO OR DELETE THE FRAUD INFO READS : XXXXXXXX XXXX XXXXXXXX ACCT # XXXX ACCORDANCE TO TITLE 15 6801 ( a ) ( b ) ( 1 ) ( 2 ) ( 3 ) ( 4 ) PROTECTION OF NONPUBLIC PERSONAL INFORMATION USC 1681a ( 2Xi ), USC 1666b, 12 CFR 1026,13 BILLING ERROR RESOLUTION USC 1692C, USC 1692G, USC 1692e ( b ) USC 1681B ( a ) ( 2 ) USC S 1635, USC 1692G, ACCORDANCE TO TITLE 15 USC 1681a ( 2 ) I DIDNT GIVE WRITTEN CONSENT TO HAVE THIS ALLEGED FRAUD TRUST UNAUTHORIZED ACCOUNTS : XXXX XXXX, XXXX ACCT # XXXX, ATTN : EQUIFAX, TRANSUNION, ACCORDANCE TO TITLE 15 6801 ( a ) ( b ) ( 1 ) ( 2 ) ( 3 ) ( 4 ) PROTECTION OF NONPUBLIC PERSONAL INFORMATION ACCORDANCE TO TITLE 15 U SC 1681a ( 2 ) I DIDNT GIVE WRITTEN CONSENT TO HAVE THESE TRUST PRIVATE UNAUTHORIZED ACCOUNTS TO BE FURNISHED/REPORTING ON MY CONSUMER REPORTS THE FRAUD ALLEGED ACCTS READS : XXXX XXXX, XXXX ACCT # XXXX : PLEASE REMOVE THESE FRAUD ALLEGED UNAUTHORIZED ACCTS FROM MY CONSUMER REPORTS THANK YOU SIRS/MA'AM CLEAR VIOLATION OF THE LAW AND IMPROPER USE OF MY IDENTITY AND OF { GAAP } YOU HAVE THE RESPONSIBILTY TO REPORT ACCURATE INFORMATION ACCORDANCE TO GRAMM LEACH BLILEY ACT1681 ( ad2ai ) USC 1681 ( a ( b ( 2 ) thanks! TO BE FURNISHED/REPORTING ON MY CONSUMER REPORT. 

HONESTLY, AFFIANT : XXXX XXXX XXXX XXXX XXXX XXXX from being dead XXXX XXXX XXXX XXXXXXXX XXXX Beneficiary OF ACCT/XXXX XXXXXXXX XXXX XXXX not the TRUSTEE XXXXXXXX ALL RIGHTS RESERVE WITHOUT PREJUDICE WITHOUT RECOURSE ALL DEBTS ARE OF THE UNITED STATES XXXX PER XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation