Consumer complaint received 2025-05-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
FORMAL LEGAL NOTICE OF INTENT TO SUE FOR VIOLATION OF FCRA 605B XXXX XXXX, XXXX XXXX XXXX XXXX  XXXX, FL, XXXX, XXXX, XX/XX/XXXX, XXXXTO TRANSUNION, XXXX XXXX XXXX XXXX, PA XXXX. 
INTENT TO SUE FOR NON-COMPLIANCE WITH FCRA 605B ( 15 U.S.C. 1681C-2 ) DEAR TRANSUNION, I AM WRITING TO FORMALLY NOTIFY YOU OF MY INTENT TO PURSUE LEGAL ACTION FOR YOUR FAILURE TO COMPLY WITH THE FAIR CREDIT REPORTING ACT ( FCRA ) 605B, WHICH MANDATES THAT YOU BLOCK INFORMATION RESULTING FROM IDENTITY THEFT FROM MY CREDIT REPORT WITHIN FOUR BUSINESS DAYS UPON RECEIPT OF THE RELEVANT DOCUMENTATION. FRAUDULENT ACCOUNTS IN QUESTION : XXXX XXXX XXXX XXXX ACCOUNT NUMBER : XXXX, DATE OPENED : XXXX, AMOUNT : {$560.00}, DEPT OF ED XXXX, ACCOUNT NUMBER : XXXX, DATE OPENED : XXXX, AMOUNT : {$4100.00}, DEPT OF ED XXXX XXXX ACCOUNT NUMBER : XXXX, DATE OPENED : XXXX, AMOUNT : {$7400.00}, DEPT OF ED XXXX, ACCOUNT NUMBER : 4XXXX, DATE OPENED : XXXX, AMOUNT : {$3200.00}, XXXX, ACCOUNT NUMBER : XXXX, DATE OPENED : XXXX, AMOUNT : {$140.00}, XXXX XXXX, ACCOUNT NUMBERXXXX, DATE OPENED : XXXX, AMOUNT : {$73.00}, XXXX XXXX XXXX, ACCOUNT NUMBER : XXXX, DATE OPENED : XXXX, AMOUNT : {$0.00}, XXXX XXXX, ACCOUNT NUMBER XXXX, DATE OPENED : XXXX, AMOUNT : {$0.00}, XXXX XXXX XXXX ACCOUNT NUMBER : XXXX, DATE OPENED : XXXX, AMOUNT : {$0.00}, XXXX XXXX XXXX XXXX  ACCOUNT NUMBER : XXXX, DATE OPENED : XXXX, AMOUNT : {$330.00}, DEPT OF ED XXXX, ACCOUNT NUMBER XXXX, DATE OPENED : XXXX, AMOUNT : {$4500.00}, XXXX ACCOUNT NUMBER : XXXX, DATE OPENED : XXXX, AMOUNT : XXXX, XXXX, ACCOUNT NUMBER : XXXX, DATE OPENED : XXXX, AMOUNT : {$0.00}. INCORRECT NAME : XXXX A XXXX, INCORRECT XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FRAUDULENT INQUIRES : XXXXXXXX XXXX XXXX DATE XXXX INCORRECT EMPLOYER : XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. THESE ACCOUNTS, ALONG WITH UNAUTHORIZED HARD INQUIRIES, FRADULENT COLLECTIONS, ADDRESSES, AND NAMES, HAVE BEEN FLAGGED AS IDENTITY THEFT. ENCLOSED IS A FEDERAL TRADE COMMISSION IDENTITY THEFT CRIMINAL COMPLAINT, SUBSTANTIATING THE FRAUDULENT NATURE OF THESE ACCOUNTS. YOUR CONTINUED FAILURE TO BLOCK ALL DISPUTED ACCOUNTS, COLLECTIONS, INQUIRIES, ADDRESSES, AND NAMES WITHIN THE NEXT FOUR BUSINESS DAYS, IN STRICT ADHERENCE TO THE FCRA. FURTHERMORE, I SEEK A DETAILED EXPLANATION REGARDING YOUR VERIFICATION PROCESS, PARTICULARLY HOW IT FAILED TO ADDRESS AND CORRECT THESE INACCURACIES IN MY CREDIT REPORT, RESULTING IN HARMFUL RAMIFICATIONS TO MY CREDITWORTHINESS.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief