Consumer complaint received 2024-05-21 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
My name is XXXX XXXX XXXX and I currently reside at XXXX XXXX XXXX XXXX, CA XXXX XXXX. My date of birth is XX/XX/XXXX and my Social Security XXXX is XXXX. 
I am writing to you regarding a few discrepancies I have encountered in my credit report. I am a victim of identity theft and I need your help to remove these fraudulent accounts and addresses from my credit file. While checking my credit report, I noticed accounts, I did not authorize made by the following that I will be listed below. I did not authorize any of these employers/employees at these companies to approve or view my credit report. This is a serious breach of my privacy rights and violates the Fair Credit Reporting Act 605B. I would like to request that these accounts and addresses be immediately removed from my credit file that Experian has under my Social Security Number. I am requesting that you place an immediate block on the following fraudulent information in my credit file within 4 days of receipt of this correspondence.

Please block this fraudulent information per section 605B, 615 ( f ), and 623 ( a ) ( 6 ) of the Fair Credit Reporting Act. I also found fraudulent collections, names, inquiries, and employers. 
FROUDULENT ACCOUNTS! 
XXXX XXXX Balance : {$3900.00} Balance updated : XX/XX/XXXX Credit limit : {$3000.00} Account number : XXXX Open/closed : Closed Date opened : XX/XX/XXXX Account type : Credit card XXXX Balance : - Balance updated : - Credit limit : {$1300.00} Account number : XXXX Open/closed : Closed Date opened : XX/XX/XXXX Account type : Charge Card FROUDULENT AUTO LOANS! 
XXXX XXXX XXXX XXXX : - Balance updated : - Original balance : {$19000.00} Account number : XXXX Open/closed : Closed Date Opened : XX/XX/XXXX Account type : Auto Lease XXXX XXXX XXXX : {$12000.00} Balance updated : XX/XX/XXXX Original balance : - Account number : XXXX Open/closed : Closed Date Opened : XX/XX/XXXX Account type : Auto Lease FROUDULENT INQUIRYES! 
XXXX XXXX XXXX IN Inquiry date : XX/XX/XXXX XXXX XXXX XXXX Inquiry date : XX/XX/XXXX FROUDULENT EMPLOYERS! 
XXXX FLOORS AND MORE FROUDULENT NAMES! 
XXXX XXXX FRAUDULENT COLLECTIONS! 
XXXX XXXX I Balance : {$30000.00} Balance updated : XX/XX/XXXX Original balance : {$24000.00} Account number : XXXX Date Opened : XX/XX/XXXX Account type : Debt Buyer Status : Collection account. {$30000.00} past due as of XX/XX/XXXX. 
Status updated : XX/XX/XXXX XXXX XXXX XXXX XXXX : {$540.00} Balance updated : XXXX XXXX, XXXX Original balance : {$540.00} Account number : XXXX Date Opened : XX/XX/XXXX Account type : Debt Buyer Status : Collection account. {$540.00} past due as of XXXX XXXX. 
Status updated : XX/XX/XXXX XXXX XXXX XXXX Balance : {$2300.00} Balance updated : XX/XX/XXXX Original balance : {$2300.00} Account number : XXXX Date Opened : XX/XX/XXXX Account type : Debt Buyer Status : Collection account. {$2300.00} past due as of XX/XX/XXXX. 
XXXX updated : XX/XX/XXXX 2023

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation