Consumer complaint received 2025-07-29 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: IL

Complaint narrative:
Consumer Name : XXXX XXXX, Consumer Social Security Number : XXXX, Consumer Date of Birth : XXXX, Contents of Complaint : This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the Equifax credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of a personal credit card account opened at XXXX  XXXX on XX/XX/XXXX under the account number XXXX with balance of {$290.00}, an personal credit card account opened at XXXX  XXXX  on XX/XX/XXXX under the account number XXXX with a balance of {$850.00}, a personal credit card account opened at XXXX  XXXX  on XX/XX/XXXX under the account number XXXX with a balance of {$1100.00}, and personal credit card account opened at XXXX XXXX  on XX/XX/XXXX under the account number XXXX with a balance of {$0.00}, an personal credit card opened at XXXX XXXX XXXX XX/XX/XXXX under the account number XXXX with balance of {$110.00}, an student loan opened at Dept. Of Ed XXXX on XX/XX/XXXX under the account XXXX with balance {$2700.00}, an personal credit card account open at XXXX  XXXX on XX/XX/XXXX under account number XXXX with a balance of {$0.00}, an personal line of credit open at XXXX/ XXXX XXXX  on XX/XX/XXXX under the account XXXX with balance of {$0.00}, an personal line of credit account open at XXXX XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX under account number XXXX with a balance of {$6100.00}, an student loan account opened at Dept. Of Ed. XXXX on XX/XX/XXXX under account number XXXX with balance of {$5800.00}, an student loan account opened at Dept. Of Ed. XXXX on XX/XX/XXXX under account number XXXX with balance of {$4000.00}, an student loan account opened at Dept. of Ed XXXX on XX/XX/XXXX under account number XXXX with balance of {$2800.00}, an student loan account opened at Dept. of Ed. XXXX on XX/XX/XXXX under account number XXXX with balance of {$5300.00}, an student loan account opened at Dept. Of Ed. XXXX on XX/XX/XXXX under account number XXXX with balance of {$6100.00}, an student loan opened at Dept. of Ed. XXXX on XX/XX/XXXX under account number XXXX with balance {$3500.00}, an student loan account opened at Dept. of Ed. XXXX on XX/XX/XXXX under account number XXXX with balance {$3100.00}, an student loan account opened at XXXX  XXXX XXXX  on XX/XX/XXXX under account number XXXX with balance of {$0.00}, an personal loan account opened at XXXX on XX/XX/XXXX under account number XXXX with balance of {$3400.00}, an personal loan account opened at XXXX XXXX XXXX . on XX/XX/XXXX under account number XXXX with balance of {$2700.00}, an personal loan account opened at XXXX XXXX XXXX. On XX/XX/XXXX under the account number XXXX with balance of {$2000.00}. These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer FICO credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections, or hard inquiries as reported. The aforementioned accounts, collections, and hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # XXXX as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Company response to consumer: Closed with non-monetary relief