Consumer complaint received 2024-11-13 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
In accordance with the Fair Credit Reporting act. The list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under USC 1681. 

Account Name : Dept of Ed/XXXX  - Account Number : XXXX - Date Opened : XX/XX/XXXXXXXX  ( Duplicate date with wrong amounts ) - {$10000.00} and {$4000.00} - inconsistent amount report from other two credit bureaus. 

Account Name : Dept of Ed/XXXX  - Account Number : XXXX - Date Opened : XX/XX/XXXXXXXX  ( Duplicate date with wrong amounts ) - {$1200.00} and {$960.00} - inconsistent amount report from other two credit bureaus. 

Account Name : Dept of Ed/XXXX  - Account Number : XXXX - Date Opened : XX/XX/XXXXXXXX  ( Duplicate date with wrong amounts ) - {$5300.00} and {$8000.00} - inconsistent amount report from other two credit bureaus. 

Account Name : Dept of Ed/XXXX  - Account Number : XXXX - Date Opened : XX/XX/XXXX ( Duplicate date with wrong amounts ) - {$2600.00} and {$1900.00} - inconsistent amount report from other two credit bureaus. 

Account Name : Dept of Ed/XXXX  - Account Number : XXXX - Date Opened : XX/XX/XXXX ( Duplicate date with wrong amounts ) - {$5700.00} and {$6400.00} Account Name : XXXX XXXX XXXX Account Number : : XXXX failed to verify legitimacy of account by providing contract. 

Account Name : XXXX XXXX - Account Number : XXXX reported inaccurate and inconsistent payment history since XXXX. 

Account Name : XXXX XXXX - Originator XXXX XXXX XXXX  - Account Number : XXXX I did not enter into a contract with XXXX XXXX. I requested a copy of the original contract in which they failed to provide. Inconsistent information from original creditor placed on credit report Account Name : XXXX 's - Account Number : XXXX inconsistent reporting from other two credit bureaus Account Name : XXXX - Account Number : XXXX  inconsistent reporting from other two credit bureaus Account Name : XXXX XXXX XXXX XXXX - Originator -XXXX XXXX - Account Number : XXXX. I did not enter into a contract with XXXX XXXX XXXX XXXX. I requested a copy of the original contract in which they failed to provide. 

Account Name : XXXX XXXX- Originator XXXX XXXX - Account Number : XXXX. I did not enter into a contract with XXXX XXXX. I requested a copy of the original contract in which they failed to provide.


15 U.S.C. 1681 Section 602 A. States I have the right to privacy. 15 U.S.C. 1681 Section 604 A. Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 U.S.C. 1681c. ( a ) ( 5 ) Section 604 A Section States : no consumer reporting agency may make any consumer report containing any of the following items of information. Any other adverse item of information other records of convictions of crime which antedates this report by more than seven years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause that the information is inaccurate.

Company response to consumer: Closed with non-monetary relief