Consumer complaint received 2024-01-09 00:00:00
Product: Debt collection — Medical debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: FirstCredit, Inc.
State: OH

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ] [ Referance number XXXX ] Account number [ XXXX ] Subject : Complaint regarding debt collection for an erroneous medical bill that I owe to the Office of Ohio Attorney General XXXX 

Dear Sir/Madam, I am writing to express my strong dissatisfaction and concern regarding the recent debt collection notice I received from your agency. The debt in question relates to an incident involving emergency XXXX XXXX ( XXXX ) from XXXX, when my roommate had called XXXX seeking XXXX XXXX, but on my behalf However, I would like to bring to your attention that I did not receive any actual XXXX XXXX or visit a hospital during this incident. 
Thus dispensing a collection of XXXX is proposterous Let me provide you with a comprehensive account of the events that transpired. At the time of calling XXXX, I was suffering from extreme fatigue, overwork, and had contracted XXXX. Given my deteriorating condition, my roommate, out of concern, contacted the emergency services. Nevertheless, I was adamant about not going to the hospital and expressed my inability to cover the cost of such services to the ambulance crew. 

When the XXXX arrived, I explained my situation to them. They conducted a brief assessment, including checking my vital signs and condition. After examining me for approximately XXXX minutes, they concluded that I merely had XXXX symptoms and that there was nothing they could do at that time. Importantly, I did not consent or utilize any hospital services during this encounter. 

To my surprise, I have recently received a bill from your agency, claiming that I owe a debt for the XXXX services I allegedly received on that day. I firmly assert that I neither signed any documents nor gave my consent for any medical treatment or transport to a hospital. I was, in fact, released by the ambulance crew upon my own will, with no further involvement from their side. 

Moreover, I would like to highlight that the call for the ambulance was made by my roommate, who exaggerated my illness to a considerable degree. This resulted in an unnecessary emergency response, which I explicitly communicated to the XXXX personnel at the scene. The debt being pursued by your agency is based on an occurrence that was not within my control or consent, especially considering my financial situation at the time. 

In light of the circumstances, I kindly request that you review the details of this incident thoroughly and provide an explanation for how this debt was incurred. Additionally, I would appreciate it if you could provide any supporting documentation that verifies my usage of hospital services or any authorized consent I may have given, as I am certain no such evidence exists. 

I expect this dispute to be resolved promptly and for all collection activities from your agency regarding this debt to be ceased until a fair resolution is reached. I reserve my rights to take further legal action if the matter is not resolved satisfactorily. 

Please acknowledge receipt of this complaint in writing within 30 days. I can be reached at the contact information provided above. Thank you for your immediate attention to this matter, and I look forward to a prompt resolution. 

Yours sincerely, XXXX.

Company response to consumer: Closed with explanation