Consumer complaint received 2025-04-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Ive done an dispute with EXPERIAN, XXXX, XXXX about the account consumer portfolio services and these companies were aware there was an federal lawsuit open and an cfpb report and multiple government agencies reports on this open dispute and still allowed the account to never reflect that it was an open dispute This dispute is for every account on my credit report & Im now demanding each credit reporting agency verify the debt belongs to me the following accounts and the violations are all attached to this complaint in pdf form & I am revoking their power of attorney on file for each and every account and I have attached my durable power of attorney which is recorded with the county clerk of XXXX XXXX. Please investigate and include each and everything done in this investigation and please do not contact any third parties or secondary consumer reporting agencies like it has been done each and every time. The law says an investigative consumer report ( e ) The term investigative consumer report means a consumer report or portion thereof in which information on a consumers character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information. However, such information shall not include specific factual information on a consumers credit record obtained directly from a creditor of the consumer or from a consumer reporting agency when such information was obtained directly from a creditor of the consumer or from the consumer. 

Therefore if this company tells me in writing that you all contacted the creditor to verify the information as accurate I will sue the credit reporting agency, if this company tells me you all verified the information as accurate and do not provide me with all calls, text, messages, emails, documentation with dates proving and transcripts of all calls I will sue this company. 

This is overdue and these fraudulent credit reporting agencies have done absolutely nothing which is required by law and I have gotten no remedy from not one dispute and never have after requesting have gotten any form of monetary relief or no type of proof of investigation but actually everything Ive got has literally been clear as day violations priced at $ XXXX {$1000.00} this is my last time going through this and if this isnt solved and all documents in my complaints in the pdfs arent demanding to prove debt is mine then Im gon na sue this company. Also, if this isnt resolved, I am going to re port each credit reporting agency and each company in the pdfs whom I
m disputing an report directly to the following agencies ATTORNEY GENERAL XXXX  & IN THE COMPANIES STATE FTC FRAUD AFFIDAVIT ID THEFT REPORT IRS XXXX  PROGRAM ( for the tax fraud on all these accounts ) XXXX  XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX ) ( Do this for all companies ) because no ucc financing statement meaning debt can not legally be demanded or collected, because no 1099 oid was issued, because no disclosure that anything came out of my own estate, because i was never disclosed that the company appointed an power of attorney over my account ( s ) and it requires notary to be present with me signing and electronic signature act is void in this instance XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX )

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation