Consumer complaint received 2025-07-29 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: IL

Complaint narrative:
Consumer Name : XXXX XXXX, Consumer Social Security Number : XXXX, Consumer Date of Birth : XXXX, Contents of Complaint : This CFPB complaint has been filed to request pursuant to FCRA XXXX ( XXXX U.S.C. XXXX ) that you, the Experian credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within XXXX business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of a personal credit card account opened at XXXX  XXXX on XX/XX/XXXX under the account number XXXX with balance of {$290.00}, an personal XXXX card account opened at XXXX XXXX  on XX/XX/XXXX under the account number XXXX with a balance of {$850.00}, a personal XXXX  card account opened at XXXX XXXX on XX/XX/XXXX under the account number XXXX with a balance of {$1100.00}, and personal XXXX  card account opened at XXXX  XXXX  on XX/XX/XXXX under the account number XXXX with a balance of {$0.00}, an personal XXXX card opened at XXXX XXXX XXXX XX/XX/XXXX under the account number XXXX with balance of {$110.00}, an student loan opened at Dept. Of XXXX XXXX on XX/XX/XXXX under the account XXXX with balance {$2700.00}, an personal XXXX  card account open at XXXX  XXXX on XX/XX/XXXX under account number XXXX with a balance of {$0.00}, an personal line of XXXX open at XXXX XXXX XXXX XXXX XX/XX/XXXX under the account XXXX with balance of {$0.00}, an personal line of XXXX  account open at XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX under account number XXXX with a balance of {$6100.00}, an student loan account opened at Dept. Of XXXX. XXXX on XX/XX/XXXX under account number XXXX with balance of {$5800.00}, an student loan account opened at XXXX. Of XXXX. XXXX on XX/XX/XXXX under account number XXXX with balance of {$4000.00}, an student loan account opened at XXXX. of XXXX XXXX on XX/XX/XXXX under account number XXXX with balance of {$2800.00}, an student loan account opened at XXXX. of XXXX. XXXX on XX/XX/XXXX under account number XXXX with balance of {$5300.00}, an student loan account opened at XXXX. Of XXXX. XXXX on XX/XX/XXXX under account number XXXX with balance of {$6100.00}, an student loan opened at XXXX. of XXXX. XXXX on XX/XX/XXXX under account number XXXX with balance {$3500.00}, an student loan account opened at XXXX. of XXXX. XXXX on XX/XX/XXXX under account number XXXX with balance {$3100.00}, an student loan account opened at Sun XXXX Bank on XX/XX/XXXX under account number XXXX with balance of {$0.00}, an personal loan account opened at XXXX on XX/XX/XXXX under account number XXXX with balance of {$3400.00}, an personal loan account opened at XXXX XXXX XXXX XXXX on XX/XX/XXXX under account number XXXX with balance of {$2700.00}, an personal loan account opened at XXXX XXXX XXXX. On XX/XX/XXXX under the account number XXXX with balance of {$2000.00}. These accounts have resulted in several fraudulent XXXX  inquiries and fraudulent collections appearing on my consumer XXXX credit report. I've attached a list of the XXXX  inquiries in question as well as a copy of the consumer XXXX credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections, or XXXX  inquiries as reported. The aforementioned accounts, collections, and XXXX  inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and XXXX inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint XXXX XXXXXXXX as proof from the XXXX Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and XXXX  inquiries are the result of identity theft and fraud.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation