Consumer complaint received 2024-03-04 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: SC

Complaint narrative:
In accordance with the Fair Credit Reporting Act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. I told Experian, XXXX, and XXXX to reinvestigate these accounts : XXXX Name : XXXX XXXX XXXX Account XXXX XXXX Name : XXXX XXXX Account XXXX XXXX Name : XXXX Account XXXX XXXX Name : XXXX Account XXXX XXXX XXXX : DPT EDXXXX Account XXXX XXXX Name : DPT ED/XXXX  Account Number : XXXX XXXX. Account Name : XXXX Account XXXX XXXX Name : XXXX XXXX Account XXXX XXXX. Account XXXX : XXXX XXXX Account XXXX XXXX. Account Name : XXXX XXXX Account XXXX XXXX Name : DPT EDXXXX Account XXXX XXXX Name : XXXX Account XXXX XXXX Name : XXXXXXXX XXXX  Account XXXX XXXX Name : XXXX XXXX XXXXXXXX Account XXXX XXXX Name : XXXX XXXX Account XXXX XXXX. Account Name : XXXX XXXX Account XXXX XXXX Name : XXXX Account XXXX XXXX Name : XXXXXXXX XXXX XXXXXXXX Account XXXX XXXX. Account XXXX : XXXX Account XXXX : XXXX XXXX. Account Name : XXXX XXXX Account XXXX XXXX Name : XXXX XXXX Account XXXX XXXX. Account Name : XXXX Account XXXX XXXX Name : XXXX XXXX XXXX Account Number : XXXX XXXX Name : XXXX XXXX Account XXXX XXXX Name XXXX XXXX Account XXXX XXXX Name : XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ) Account XXXX XXXX Name : XXXXXXXX XXXX  ( Original XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) Account XXXX XXXX Name : XXXX XXXX  ( Original Creditor : XXXX XXXX XXXXXXXX XXXX XXXX XXXX ) Account XXXX XXXX Name : XXXX XXXX ( Original XXXX : XXXX XXXX XXXX XXXX XXXX XXXX ) Account XXXX XXXX Name : XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX ) Account XXXX XXXX Name : XXXXXXXX XXXX  XXXX XXXX ( Original Creditor : XXXX XXXXXXXX XXXX XXXX ) Account XXXX XXXX Name : XXXX XXXX  Account XXXX XXXX XXXX : XXXX XXXX XXXX Account Number : XXXX XXXX. Account Name : XXXX  Account XXXX XXXX Name : XXXX XXXX Account XXXX XXXX Name : XXXX XXXX Account XXXX XXXX Name : XXXX Account XXXX XXXX Name : XXXX XXXX Account XXXX XXXX Name XXXX XXXX  Account XXXX XXXX Name : XXXX XXXXXXXX Account Number : XXXX XXXX Name : XXXX Account XXXX XXXX Name : XXXX XXXX Account XXXX XXXX Name : XXXX XXXX Account XXXX XXXX Name : XXXX Account XXXX XXXX Name : XXXX Account XXXX XXXX Name : XXXX Account Number : XXXX However, they stated everything was complete and accurate. But how is that possible if the open date, date of last activity and much more is incorrect. According to 15 USC 1681i ( 5 ), they are supposed to modify accounts that aren't reporting correctly. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation