Consumer complaint received 2023-07-03 00:00:00
Product: Checking or savings account — Other banking product or service
Issue: Problem with a lender or other company charging your account — Transaction was not authorized
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: CA

Complaint narrative:
I just received a letter from Bank of America stating that they are putting a hold on my account because the FTB is placing a levy on my account. I did not authorize this and Never gave Bank of America my consent to share my personal information. I am not the tax payer, XXXX XXXX is the tax payer, which is the Social Security Trust that the Government set up for me. I am XXXX : XXXX, Agent/ Beneficiary for the said account XXXX XXXX XXXX THIS IS NOT THE SAME PERSON. I need bank of America to stop all collection and know that they violated my privacy and committed fraud and I am seeking damages and they are causing me injury. I need the Franchise tax board to provide proof that I XXXX XXXX, or XXXX, XXXX is the one that owes this debt. The XXXX XXXX XXXX and Bank of America are in violation of my natural rights and they are in violation of committing crimes which are punishable. They both need to validate the debt, provide notice that the Bank of America has my wet signature and consent to allow the FTB to place a hold on my account. I need bank of America to provide proof of the claim that I owe that amount and that I gave authorization and consent to this action. I also am demanding that Bank of America provide proof of the following : Keep in mind that a NOTICE is Not an actual Levy. 
1. A copy of actual Lien. Per the Federal Lien Registartion Act requires a Certification of Lien. Please provide Oath that there is an actual Lien. 
2. I need a copy of the actual assessment on Form XXXX. 
3. I demand a copy of the IRS Drivers License that of IRS agent that the bank representatives obtained, so I can go after the IRS agent for committing Coercion and Fraud on my Legal fiction and then coming after me. 
4. I need a copy of the XXXX XXXX that the bank requested in order to complete this transaction. 
5. I need proof of the request of Abstract of Court Judgement. ( the 7th amendment of the Bill of Rights of the Constitution for the United States of America guarantees me " the right of Trial by Jury '' in any amount exceeding {$20.00} ). 
Also, there is no statute of limitations on Fraud.

I believe my Due Process of Law Rights are also in violation.

6. I need a original visible copy of the Sworn Affidavit Assessment for this Lien.

7. I need the IRS and XXXX and Bank of America to provide an Original Copy the Form XXXX and XXXX that completes the service of, " Notice of Levy '' 8. send me a copy of all this authorized by me as I signed to authorize this levy, which I have had a chance of due process and that I authorized this complete " Alleged Levy. '' in which, I am the actual tax payer. 
Please know that Federal Law says that a levy is ( must be ) served with a writ of attachment. I need copies of all the Legal action taken to confirm that the IRS is not a collection agency and i need this within 5 days of this complaint. I demand this get corrected immediately and the correct information is provided as proof. 
Also provide proof that the Internal Revenue Service is a part of the United States Government. 
I do know that Bank of America could be a participant of Organized crime against me, the living person and not the tax payer. Bank of America has participated in XXXX XXXX XXXX, Seizure of Bank Account without Due Process of Law, seizure of Property, as well and the FTB ( CALIFORNIA ) and IRS and Bank of America are all in violation of my 4th amendment. I will be placing a complaint with FTC, Department of Justice, and OIG, and the State of California. 
I am beyond frustrated and I am being harmed and these institutions need to be exposed. I need my funds in my account as I understand that the obligation of the United States is to be responsible for all the American peoples debt. Why am I getting threatening letters, Why is my banking institution allowing this to happen when they do not even follow the law. 
I need proof that this levy and notice is enforceable upon me and I Owe any amount " Alleged ''. They need to provide proof that they are able to do this to me without any judicial process prior to having my bank participate in the Fraud. 

I do not owe anything and I need this to be reversed and they need to process and follow procedure rather than STEAL my money and Allow them to without my Consent. 

I will attach the letters I received and please make sure these corporations get what they deserve, The fraud and Theft of my Living person needs to stop. I will send in a XXXX form to the IRS. I will seek damages as B of A is Violation of my privacy, they are extorting me, and they are ruining my reputation and I am not okay. I demand this gets corrected and handled in an honorable manner as I have. 
Bank of America, Franchise Tax Board, and the Collection Agency Internal Revenue Service are ALL in violation and I will proceed with the measures I see fit. I will go to court for all these corporations if I need to. I will not tolerate my Natural Rights to be Violated. It is Damaging and Hurtful.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation