Consumer complaint received 2025-04-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: IA

Complaint narrative:
Statement of pertinent facts ) : Consumer Name : XXXX XXXX XXXX XXXX Social Security Number : ( Private XXXX ) Consumer Date of Birth : ( Private XX/XX/XXXX ) Contents of Complaint : This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the Equifax credit XXXX XXXX XXXX XXXX information appearing on my consumer credit report that is the result of identity theft and fraud within XXXX business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of a credit account opened at XXXX XXXX XXXX on XX/XX/XXXX under the account number XXXX with a balance of {$54000.00}, a credit account opened at XXXX XXXX XXXX on XX/XX/XXXX under the account number XXXX with a balance of {$1200.00}, a credit account opened at XXXX XXXX XXXX  XXXX on XX/XX/XXXX under the account number XXXX with a balance of {$180.00}, a credit account opened at XXXX XXXX XXXX  XXXX on XX/XX/XXXX under the account number XXXX with a balance of {$0.00}, a credit account opened at XXXX XXXX  on XX/XX/XXXX under the account number XXXX with a balance of {$740.00}, a credit account opened at XXXX XXXX  on XX/XX/XXXX under the account number XXXX with a balance of {$400.00}, a credit account opened at XXXXXXXX XXXX XXXX on XX/XX/XXXX under the account number XXXX  with a balance of {$2000.00}, a credit account opened at XXXXXXXX XXXX XXXX  on XX/XX/XXXX under the account number XXXX with a balance of {$0.00}, a credit account opened at XXXX XXXX  on XX/XX/XXXX under the account number XXXX with a balance of {$0.00}, a credit account opened at XXXX XXXX XXXX on XX/XX/XXXX under the account number XXXX with a balance of {$3700.00}, a credit account opened at XXXX XXXX on XX/XX/XXXX under the account number XXXX with a balance of {$0.00}, a credit account opened at XXXX XXXX XXXX  XXXX on XX/XX/XXXX under the account number XXXX with a balance of {$0.00}, a credit account opened at XXXX XXXX XXXX XXXX XX/XX/XXXX under the account number XXXX with a balance of {$2100.00}, a credit account opened at XXXX XXXX XXXX XXXX on XX/XX/XXXX under the account number XXXX with a balance of {$11000.00}, and a fraudulent bankruptcy filing ( Dismissed XXXX ) filed on XX/XX/XXXX with Reference # XXXX. Additionally, the name " XXXX XXXX XXXX '' is incorrectly associated with my identity and appears in the " Also Known As '' section of my credit report. This is not my name and represents a fraudulent identity that should be removed from my credit file. These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer credit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections, or hard inquiries as reported. The aforementioned accounts, collections, and hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # XXXX as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Company response to consumer: Closed with non-monetary relief