Consumer complaint received 2024-04-07 00:00:00
Product: Debt or credit management — Credit repair services
Issue: Confusing or missing disclosures — 
Company: EQUIFAX, INC.
State: PA

Complaint narrative:
Equifax Information Services LLC Dispute Department XXXX XXXX XXXX XXXX, GA XXXX XXXX XXXX XXXX XXXX Disputes Department/XXXX  XXXX XXXX XXXX XXXX, PA XXXX Subject : Arbitration/Dispute Request for Unauthorized Sharing of Personal Information To whom it may concern, I am writing to bring to your attention a serious matter regarding the unauthorized sharing of my personal information 15USC1681b 15US code1662 15USC code1635 USC code16802by 15USC1681i 15USC 1692b 15USC16926 ( 5 ) the following I have not given my permission or consent for these creditors and third party representatives to share my information with my consent to any affliate and or agency, and I request that the items related to this unauthorized sharing be removed from my credit report immediately. 

I am requesting a {$1000.00} per unlawful acount in which my information was breached and my privacy violated. 

Despite my repeated requests to these creditors to rectify this situation, they have failed to take any action. Therefore, I am now turning to you, as the credit bureau responsible for reporting accurate and fair information, to intervene and ensure that my credit report reflects only accurate and lawful information.

15 U.S. Code 1681i No transactions or expenses are to be on your consumer report. 
Each item that was deleted, I will be arbitrating each item. and requesting a lump sum I kindly request that you conduct a thorough investigation into this matter and take the necessary steps to remove the unauthorized items from my credit report. I trust that you will handle this matter with the urgency and seriousness it deserves. 

Furthermore, I am notifying Equifax that I am pursuing legal action for each and every inaccurate piece of information within every negative item that has negatively impacted my credit report. 15 U.S. Code 1681i I will be arbitrating and suing for the removal of all incorrect information from my credit report. It is imperative that my credit report accurately reflects my financial history and standing, and I will not hesitate to take legal action to ensure the integrity of my credit profile. 


creditors and account holders : XXXX XXXX XXXX Account # XXXX Opened XXXX Status Passdue XXXX Owed {$620.00} XXXX XXXX XXXX amount : $ {$1300.00} opened XXXX, XXXX account # XXXX Account # XXXX Balance {$1200.00} /closed account type debt buyer XXXX XXXX XXXX XXXX Bal {$470.00} Bal updated XXXX Original bal {$470.00} Account # XXXX Account type DEBT BUYER Status Collection account {$470.00} pass due XXXX XXXX XXXX, XXXX, Data Unavailable But updated how? 




I have not given my permission or consent for these creditors and third party representatives to share my information with my consent to any affliate and or agency, and I request that the items related to this unauthorized sharing be removed from my credit report immediately. 

I am requesting a {$1000.00} per unlawful acount in which my information was breached and my privacy violated. 

Despite my repeated requests to these creditors to rectify this situation, they have failed to take any action. Therefore, I am now turning to you, as the credit bureau responsible for reporting accurate and fair information, to intervene and ensure that my credit report reflects only accurate and lawful information.

15 U.S. Code 1681i No transactions or expenses are to be on your consumer report. 
Each item that was deleted, I will be arbitrating each item. and requesting a lump sum I kindly request that you conduct a thorough investigation into this matter and take the necessary steps to remove the unauthorized items from my credit report. I trust that you will handle this matter with the urgency and seriousness it deserves. 

Furthermore, I am notifying Equifax that I am pursuing legal action for each and every inaccurate piece of information within every negative item that has negatively impacted my credit report. 15 U.S. Code 1681i I will be arbitrating and suing for the removal of all incorrect information from my credit report. It is imperative that my credit report accurately reflects my financial history and standing, and I will not hesitate to take legal action to ensure the integrity of my credit profile. 

Thank you for your prompt attention to this matter. I look forward to your prompt response. We are already in process of arbitration and seeking legal actions to rectify these erroneous and devastating remarks on my current credit report. 




Sincerely, XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with non-monetary relief