Consumer complaint received 2024-11-13 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
Pursuant to 15 USC Section 809 ( B ) I'm putting XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX NY on notice that your claim is disputed and validation of the furnished account. XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX NY XXXX has not supplied proof under the doctrine of estoppel by slience, XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX, I presume that no proof of the alleged debt, nor therefore any such debt, in fact therefore exists. I have a right to this information, as it's directly associated and I'm requesting the following : * Signed contract with my wet signature giving you to contact me in regards to the alleged debt * Purchase Agreement * Evidence that you are a licensed debt collector. * Chain of Title Proof that you are a licensed debt collector to collect in my state. * A requested copy of your State Department of Commerce and Insurance Certificate. * A REQUEST FOR ACCOUNTING REQUEST REGARDING LIST OF COLLATERAL OR STATEMENT OF ACCOUNT IN REFERENCE TO U.C.C 9-210s and This authenticated record must include all tax fillings ( including 1099 's 1096 's and 1098 '' s ) any and all trades and/or investments and/or interests associated with this account of which I am alleged to be a party. I have a right to this information, as it's directly associated with the reporting. And the following questions and information answered truthfully under oath : 1. Are you the owner or Assignee of this alleged account? 2. What are the terms of the transfer of rights regarding this alleged account? 3. Does a verifiable, bonafide original commercial instrument between the debt collector and alleged debtor containing alleged debtor 's verified, bonafide signature? 4. Did you purchase this alleged account from the alleged original creditor? 5. If so, what was the date of purchase of this alleged account from the original creditor and purchase amount? This is also a notice for you to CEASE & DESIST all Communication and Collection activities in regards to the listed account above with 15 USC 1692c ( c ). Failure to remove inquiry off my credit report will result in legal matters being taken and me turning XXXX XXXX, XXXX XXXX  XXXX XXXX XXXX, XXXX NY XXXX into the ( FTC ) Federal Trade Commission for aggravated identity theft, Fraud, and for violation of the FDCPA. If this matter is not resolved by the time specified above, I reserve the right to commence legal proceedings to recover the damages without further notice to you and this may be tendered as evidence of failure to comply. I certify under penalty of perjury under the laws of the United States of America that the foregoing is true and correct. Psalm 17:2 " Let my sentence come forth from your presence. Let your eyes look on equity. '' Maxim of Law : Heb 4:16 " He who fails to assert his rights has none. Lev 5:4-5 '' Truth is expressed in the form of an affidavit. 1 Pet. 1:25 An unrebutted affidavit stands as truth in commerce. Heb. 6:16-17. An unrebutted affidavit becomes judgement in commerce. In Good Faith Without Prejudice Under Duress By : XXXX : XXXX.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation