vivekkopthsd/cfpb-consumer-complaints huggingface dataset:
Consumer complaint received 2025-12-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: NC

Complaint narrative:
I am submitting this follow-up complaint after a prior dispute on the inaccuracies on my credit report, I continue to find multiple items that are inaccurate, incomplete, and unverifiable, and these unresolved errors are causing ongoing stress, confusion, and harm to my financial standing. My report still lists several addresses that do not belong to me, including XXXX XXXX XXXX XXXX XXXX, XXXX NC XXXX, XXXXXXXX XXXX  XXXX XXXX XXXX XXXX NC XXXX XXXX and XXXXXXXX XXXX XXXX XXXX NC XXXX, which indicates a mixed-file or data-merging error that places my identity at risk and violates the maximum-accuracy requirement under FCRA Sections 602A and 607 ( b ). In addition to the address discrepancies, several accounts remain inaccurately reported despite my prior disputes, including XXXX XXXX * * with a {$0.00} balance, XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX with a balance of {$560.00}, XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX with a balance of {$220.00} that is still not reported to TransUnion, XXXX XXXXXXXX XXXX XXXX XXXX XXXX with a balance of {$970.00}, and XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  with a balance of {$360.00}, all of which continue to appear without proper verification or supporting documentation from the original creditors.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-12-05 00:00:00
Product: Student loan — Federal student loan servicing
Issue: Incorrect information on your report — Account status incorrect
Company: Maximus Federal Services, Inc.
State: GA

Complaint narrative:
XXXX  has had my correct XXXX address ( XXXX XXXX XXXX XXXX ) and my correct phone number on file since XX/XX/XXXX. Despite this, Aidvantage continued sending notices to an inaccessible email account due to an internal " preference setting. '' They have provided no evidence that they attempted to contact me by phone or by mail at my verified XXXX address. 

Aidvantage also has not provided proof that XXXX  failed to notify them of the address discrepancy, as required by federal regulations. Instead, they claim that because of my " communication preference, '' they had no responsibility to use phone or mail -- despite the fact that they later reported me delinquent to the same credit agency that had my correct address on file. As a result, my credit score dropped by XXXX points. When alerted of this I immediately paid the then-minimum of {$1000.00} on XX/XX/XXXX. 

But this violates the Fair Credit Reporting Act ( FCRA ) : 15 U.S.C. 1681s -- 2 ( a ) ( 1 ) ( A ) A furnisher shall not provide information to a consumer reporting agency if it knows or has reasonable cause to believe the information is inaccurate.

And it violates 12 C.F.R. 1022.82 ( a ) ( Regulation V ), which requires that : When a user of a consumer report receives a notice of address discrepancy, they must implement reasonable policies and procedures to verify the consumer 's identity. 

After establishing an ongoing relationship with the consumer, they must furnish a confirmed address to the credit bureau. 

Aidvantage did neither of these things. 
Instead, they furnished a delinquency based on outdated and incorrect contact information. 

Despite XXXX written notices from me citing the law and requesting correction, Aidvantage has refused to reverse or amend the delinquent reporting. This has caused significant and unnecessary financial harm. 

I am requesting that this information be corrected immediately and my credit restored to its accurate standing.

Company response to consumer: Closed with explanation
Consumer complaint received 2025-12-05 00:00:00
Product: Debt collection — Medical debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Capio Partners, LLC
State: PA

Complaint narrative:
I disputed this account with XXXX on two occasions. During the reinvestigation, XXXX stated that the furnisher verified the account, but no documentation was provided showing that I received these services. I did not receive an itemized bill, explanation of benefits, signed agreement, or any proof linking me to this debt. I have XXXX and XXXX I was not seeing that day. 

Because the account is not mine, I asked Experian to remove it. Instead, the furnisher continues to certify the information as accurate without providing any supporting documents. This appears to be automated verification, not a real investigation as required under the FCRA. 

I also attempted to contact the collection agency to request validation of the debt, but they have not provided any proof. 

This situation is harming my credit, and no company has provided evidence that this debt is legitimately mine. I am requesting that the CFPB require the furnisher and Experian to provide actual documentation proving I incurred this debt, or remove the collection entirely if they can not verify it.

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-12-05 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: IL

Complaint narrative:
PLEASE REMOVE THESE FRAUDULENT ACCOUNTS FROM MY CREDIT REPORT WITHIN 2 DAYS

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-12-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
In late XX/XX/year>, I financed a vehicle through the credit union. My first payment was not due until XX/XX/year>. Despite no missed payments and no default, the credit union repossessed the vehicle on XX/XX/year>. They claimed multiple identities, but provided no documentation, and my identity had already been verified in person. 

After repossession, they moved the vehicle to another county and refused to return it. A court in XXXX XXXX issued a temporary restraining order preventing the vehicle from being sold. 

While the injunction was active and the dispute was ongoing, the credit union reported false negative credit information, including : Reporting the account as repossession to XXXX XXXX the account as closed to XXXX These actions caused significant score decreases and financial harm.

The credit union has not provided any proof of their claims, and their reporting appears inaccurate and retaliatory. I am requesting CFPB review for wrongful repossession, unfair practices, and inaccurate credit reporting.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-12-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
In late XX/XX/year>, I financed a vehicle through the credit union. My first payment was not due until XX/XX/year>. Despite no missed payments and no default, the credit union repossessed the vehicle on XX/XX/year>. They claimed multiple identities, but provided no documentation, and my identity had already been verified in person. 

After repossession, they moved the vehicle to another county and refused to return it. A court in XXXX XXXX issued a temporary restraining order preventing the vehicle from being sold. 

While the injunction was active and the dispute was ongoing, the credit union reported false negative credit information, including : Reporting the account as repossession to XXXX  XXXX the account as closed to TransUnion These actions caused significant score decreases and financial harm.

The credit union has not provided any proof of their claims, and their reporting appears inaccurate and retaliatory. I am requesting CFPB review for wrongful repossession, unfair practices, and inaccurate credit reporting.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-12-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: PA

Complaint narrative:
Hello, I am following up regarding my previous dispute, as the inaccurate information remains on my credit report. I am requesting once again that the necessary corrections be made in compliance with the FCRA. The credit bureau is legally required to conduct a reasonable reinvestigation and ensure maximum possible accuracy. Please provide confirmation of the correction and an updated credit report once the issue has been resolved. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-12-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: PA

Complaint narrative:
CFPB Attachment Supporting Statement of Facts Statement of Facts and Supporting Information This attachment is being submitted in support of my CFPB complaint regarding inaccurate and unverified information being reported on my consumer credit report. 
I previously disputed the following accounts with the consumer reporting agencies. The information remains inaccurate, incomplete, or unverifiable : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Despite my dispute, the furnishers and/or consumer reporting agencies have not provided any documentation or evidence that these accounts were fully verified as required under the Fair Credit Reporting Act ( FCRA ). 
FCRA Violations 1. Violation of 15 U.S.C. 1681e ( b ) Consumer reporting agencies must follow reasonable procedures to assure maximum possible accuracy of the information they report. The reporting of these accounts is not accurate, nor have I been shown evidence of proper verification.

2. Violation of 15 U.S.C. 1681i ( a ) When a consumer disputes information, the credit reporting agency must conduct a reasonable reinvestigation and provide the consumer with documentation used to verify the account. I was not provided with any signed contracts, billing statements, proof of ownership, or validation from the furnisher.

3. Violation of 15 U.S.C. 1681s-2 ( b ) Furnishers are required to investigate disputes sent to them by the consumer reporting agencies, review all relevant information, and correct or delete inaccurate information. They have not demonstrated that they performed a lawful investigation.

Requested Action by CFPB I respectfully request that the CFPB require the credit reporting agencies and furnishers to : 1. Provide complete documentation proving each account belongs to me and is being accurately reported ; 2. Show the actual verification materials used during reinvestigation ; 3. Delete any account that can not be verified with proper documentation ; 4. Ensure full compliance with the Fair Credit Reporting Act.

Certification I certify that the information provided in this attachment is true and accurate to the best of my knowledge. 
Signature : XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-12-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: PA

Complaint narrative:
CFPB Attachment Supporting Statement of Facts Statement of Facts and Supporting Information This attachment is being submitted in support of my CFPB complaint regarding inaccurate and unverified information being reported on my consumer credit report. 
I previously disputed the following accounts with the consumer reporting agencies. The information remains inaccurate, incomplete, or unverifiable : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Despite my dispute, the furnishers and/or consumer reporting agencies have not provided any documentation or evidence that these accounts were fully verified as required under the Fair Credit Reporting Act ( FCRA ). 
FCRA Violations 1. Violation of 15 U.S.C. 1681e ( b ) Consumer reporting agencies must follow reasonable procedures to assure maximum possible accuracy of the information they report. The reporting of these accounts is not accurate, nor have I been shown evidence of proper verification.

2. Violation of 15 U.S.C. 1681i ( a ) When a consumer disputes information, the credit reporting agency must conduct a reasonable reinvestigation and provide the consumer with documentation used to verify the account. I was not provided with any signed contracts, billing statements, proof of ownership, or validation from the furnisher.

3. Violation of 15 U.S.C. 1681s-2 ( b ) Furnishers are required to investigate disputes sent to them by the consumer reporting agencies, review all relevant information, and correct or delete inaccurate information. They have not demonstrated that they performed a lawful investigation.

Requested Action by CFPB I respectfully request that the CFPB require the credit reporting agencies and furnishers to : 1. Provide complete documentation proving each account belongs to me and is being accurately reported ; 2. Show the actual verification materials used during reinvestigation ; 3. Delete any account that can not be verified with proper documentation ; 4. Ensure full compliance with the Fair Credit Reporting Act.

Certification I certify that the information provided in this attachment is true and accurate to the best of my knowledge. 
Signature : XXXX XXXX XXXX

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-12-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
DESPITE MY PRIOR DISPUTES AND FORMAL NOTICE, THE REPORTING AGENCY FAILED TO CONDUCT A LAWFUL REINVESTIGATION AS REQUIRED UNDER 15 U.S.C. 1681I OF THE FAIR CREDIT REPORTING ACT ( FCRA ). THE AGENCY WAS EXPLICITLY NOTIFIED OF INACCURACIES AND PROVIDED SUFFICIENT DETAIL TO TRIGGER A DUTY OF REASONABLE INVESTIGATION. HOWEVER, THEIR RESPONSE CLEARLY SHOWS NONCOMPLIANCE : NO VERIFIABLE EVIDENCE, DOCUMENTATION, OR CERTIFICATION OF DATA ACCURACY WAS EVER PRODUCED. INSTEAD, THE SAME ERRONEOUS INFORMATION CONTINUES TO BE REPORTED A DIRECT VIOLATION OF FEDERAL LAW.

BY LAW, CONSUMER REPORTING AGENCIES MUST : 1. CONDUCT A REASONABLE REINVESTIGATION WITHIN THE STATUTORY TIME FRAME, 2. DELETE OR CORRECT ANY UNVERIFIABLE OR INACCURATE INFORMATION, AND 3. PROVIDE WRITTEN VERIFICATION OF THEIR FINDINGS AND THE SOURCES RELIED UPON. 

NONE OF THESE REQUIREMENTS WERE MET. THEIR INVESTIGATION WAS CONCLUSORY, UNSUPPORTED BY PRIMARY EVIDENCE, AND FAILED TO PROVIDE ANY PROOF OF VERIFICATION OR CHAIN OF CUSTODY OF THE DATA IN QUESTION. THIS CONSTITUTES BOTH PROCEDURAL NEGLIGENCE AND WILLFUL DISREGARD OF FEDERAL OBLIGATIONS.

ADDITIONALLY, UNDER 15 U.S.C. 1681E ( B ), THE AGENCY HAS A CONTINUING DUTY TO FOLLOW REASONABLE PROCEDURES TO ASSURE MAXIMUM POSSIBLE ACCURACY OF THE INFORMATION IT REPORTS. RETAINING OR RE-REPORTING UNVERIFIABLE DATA BREACHES THIS DUTY AND CAUSES TANGIBLE CONSUMER HARM, REPUTATIONAL DAMAGE, AND DENIAL OF FAIR CREDIT OPPORTUNITIES. 

THEIR FAILURE TO ACT LAWFULLY AFTER NOTICE TRANSFORMS THIS MATTER FROM SIMPLE NEGLIGENCE INTO RECKLESS NONCOMPLIANCE AND BAD FAITH CONDUCT.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-12-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
I recently pulled my credit report and noticed several negative hard inquiry that are reporting inaccurately and without my knowledge. Please help me get these accounts removed immediately. 
Old / Incorrect Addresses : XXXX XXXX XXXXXXXX, XXXX GA XXXX XXXXXXXX XXXX XXXX, XXXX GA XXXX XXXX XXXX XXXX, XXXX GA XXXX XXXX XXXX XXXX, XXXX GA XXXX Incorrect Name : XXXX XXXX XXXX XXXX ( XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX ) XXXX  ( XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with explanation
Consumer complaint received 2025-12-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: GA

Complaint narrative:
I recently pulled my credit report and noticed several negative hard inquiry that are reporting inaccurately and without my knowledge. Please help me get these accounts removed immediately. 
Old / Incorrect Addresses : XXXX XXXX XXXXXXXX, XXXX GA XXXX XXXXXXXX XXXX XXXX, XXXX GA XXXX XXXX XXXX XXXX, XXXX GA XXXX XXXX XXXX XXXX, XXXX GA XXXX Incorrect Name : XXXX XXXX XXXX XXXX ( XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX ) XXXX  ( XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-12-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: PA

Complaint narrative:
I am following up on my previous complaints regarding inaccurate reporting of multiple charge-off accounts on my credit reports with Equifax, TransUnion, and Experian, including XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( Balance : {$3400.00} ), XXXXXXXX XXXX XXXXXXXX * ( Balance : {$23000.00} ), XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ( Balance : {$30000.00} ), XXXX XXXXXXXX XXXX XXXX XXXX ( Balance : {$19000.00} ), and XXXX XXXX XXXXXXXX ( Balance : {$0.00} ), as well as property addresses XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX Despite multiple prior disputes and formal requests, the information remains unverifiable, incomplete, and inconsistent with my documented account history. Under FCRA 607 ( b ), 611, 609, and 623 ( a ) ( 1 ) ( A ), the credit reporting agencies are required to maintain maximum possible accuracy and correct any information that can not be verified.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-12-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: PA

Complaint narrative:
I am following up on my previous complaints regarding inaccurate reporting of multiple charge-off accounts on my credit reports with Equifax, TransUnion, and Experian, including XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( Balance : {$3400.00} ), XXXXXXXX XXXX XXXXXXXX * ( Balance : {$23000.00} ), XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ( Balance : {$30000.00} ), XXXX XXXXXXXX XXXX XXXX XXXX ( Balance : {$19000.00} ), and XXXX XXXX XXXXXXXX ( Balance : {$0.00} ), as well as property addresses XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX Despite multiple prior disputes and formal requests, the information remains unverifiable, incomplete, and inconsistent with my documented account history. Under FCRA 607 ( b ), 611, 609, and 623 ( a ) ( 1 ) ( A ), the credit reporting agencies are required to maintain maximum possible accuracy and correct any information that can not be verified.

Company response to consumer: Closed with non-monetary relief