Consumer complaint received 2024-12-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.

Complaint narrative:
I looked at my Equifax credit report on XX/XX/XXXX and noticed some things are incomplete and not accurate. And according to the fair credit reporting act Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates according to 15 USC 1681 ( e ) ( b ).

And according to 15 USC 1681 5 they are suppose to do this ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In generallf, after any reinvestigation under paragraph ( XXXX ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

and according to 15 USC 1681s-2 they are suppose to not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.

The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 

Hard Inquiries Date Company Address Request Originator XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX GA XXXX XX/XX/XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX, XXXX XXXX XXXX XXXX XXXX XXXXXXXX, VA XXXX Soft Inquiries Date Company Description Request Originator XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX EQUIFAX CONSUMER SERVICES CONS RPT XXXX XXXX XXXX EQUIFAX CONSUMER SERVICES CONS RPT XXXX XXXX XXXX XXXX XXXX XXXX Promotional Inquiry XX/XX/XXXXXXXX XXXX XXXX XXXX Promotional Inquiry XX/XX/XXXXXXXX XXXX XXXX XXXX. Promotional Inquiry XX/XX/XXXX XXXX XXXX XXXX  Promotional Inquiry XX/XX/XXXX XXXXXXXX XXXX Account Review Inquiry XX/XX/XXXXXXXX XXXX XXXX XXXX. Promotional Inquiry XX/XX/XXXXXXXX XXXX XXXX XXXX Promotional Inquiry XX/XX/XXXXXXXX XXXX XXXX XXXX. Promotional Inquiry XX/XX/XXXX XXXX XXXX XXXX. Promotional Inquiry XX/XX/XXXXXXXX XXXX XXXX XXXX  Promotional Inquiry XX/XX/XXXXXXXX XXXX XXXX XXXX. Promotional Inquiry XX/XX/XXXXXXXX XXXX XXXX XXXX  Account Review XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX. Promotional Inquiry XX/XX/XXXX EQUIFAX Automated Consumer Interview System XX/XX/XXXX EQUIFAX AUTO MTNC UP Automated Consumer Interview System XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX XXXX XXXX XXXX. Promotional Inquiry XX/XX/XXXXXXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXXXXXX XXXX XXXX XXXX  Promotional Inquiry XX/XX/XXXX EQUIFAX XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX XXXX XXXX XXXX. Promotional Inquiry XX/XX/XXXXXXXX XXXX XXXX XXXX  Promotional Inquiry XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Soft Inquiry XX/XX/XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Soft Inquiry FARMERS XXXX & XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  EQUIFAX CONSUMER SERVICES CONS XXXX XX/XX/XXXX EQUIFAX CONSUMER SERVICES CONS RPT XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX Account XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX  XX/XX/XXXX EQUIFAX UPDATE Automated Consumer Interview System XX/XX/XXXX EQUIFAX CONSUMER SERVICES XXXX XXXX XX/XX/XXXX EQUIFAX CONSUMER SERVICES CONS XXXX XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ID Report XX/XX/XXXX XXXXXXXX XXXX XXXX XXXX XXXX Report XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX EQUIFAX INC. CONS RPT XXXX XXXX XXXXXX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview XXXX XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview XXXX XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview XXXX XX/XX/XXXX EQUIFAX UPDATE Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview XXXX XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview XXXX XX/XX/XXXX EQUIFAX - XXXX XXXX Soft Inquiry XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX  Soft Inquiry

Company response to consumer: Closed with explanation