Consumer complaint received 2024-12-02 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Incorrect information on your report — Information belongs to someone else
Company: CBC Companies, Inc.
State: FL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  I am submitting this complaint to the Consumer Financial Protection Bureau ( CFPB ) regarding XXXX, specifically in relation to the recent data breach that has compromised the personal information of countless consumers, including myself. Pursuant to the Fair Credit Reporting Act ( FCRA ) 605B ( 15 U.S.C. 1681c-2 ), I request the removal of fraudulent information from my credit report that has resulted from identity theft and fraud. XXXX is legally required to complete this action within four business days of receiving this complaint.

*Fraudulent Accounts to be Removed : * -- -- 1. DEPTEDXXXX opened XXXX account number XXXX {$2800.00} 2. DEPTEDXXXX opened on XX/XX/XXXX account number XXXX {$280.00} 3. DEPTEDXXXX opened XXXX account number XXXX balance {$4200.00} 4. DEPTEDXXXX opened XXXX account number XXXX {$3500.00} 5. DEPTEDXXXX opened on XX/XX/XXXX account number XXXX balance {$7100.00} 6. DEPTEDXXXX opened XXXX account XXXX balance {$5100.00} 7. DEPTEDXXXX opened on XX/XX/XXXX account number XXXX {$2000.00} 8. DEPTEDXXXX opened on XX/XX/XXXX account number XXXX balance {$3900.00} 9. DEPTEDXXXX opened XXXX account number XXXX balance {$7500.00} 10. DEPTEDXXXX opened on XX/XX/XXXX account XXXX balance of {$7500.00} 11. DEPTEDXXXX opened XXXX account number XXXX balance of {$5000.00} 12. DEPTEDXXXX opened on XX/XX/XXXX account number XXXX balance of {$4900.00} 13. DEPTEDXXXX opened XXXX account number XXXX balance of {$4800.00} 14. XXXX XXXX opened on XX/XX/XXXX account number XXXX balance of {$0.00} 15. XXXX opened on XX/XX/XXXX account XXXX balance of {$0.00} 16. XXXX opened on XX/XX/XXXX Account XXXX XXXX Balance of {$4100.00} 17. XXXX XXXX opened on XX/XX/XXXX Account Number XXXX Balance of {$12000.00} The accounts listed above are fraudulent and have led to numerous unauthorized hard inquiries and derogatory collections appearing on my FICO credit report.

These entries are unequivocally tied to identity theft and are negatively impacting my credit standing. To substantiate my claim, I have enclosed documentation of my FTC Identity Theft Complaints ( XXXX ), which serves as compelling evidence that these accounts, inquiries, and collections are the result of identity theft and fraud. The negligence of XXXX in safeguarding consumer data has enabled identity thieves to exploit my personal information. 

I expect immediate action to rectify this matter, with acknowledgment of receipt of this complaint and confirmation of the steps being taken to remove the fraudulent information. Failure to comply with this legal obligation will compel me to take further action, including escalation to the CFPB, Federal Trade Commission, and legal avenues available to protect my rights as a consumer. Thank you for your attention to this urgent matter. 

Sincerely, XXXX XXXX

Company response to consumer: Closed with explanation