Consumer complaint received 2025-07-07 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: SC

Complaint narrative:
EQUIFAX IS CONTINUING TO VIOLATE MY RIGHTS AS A CONSUMER WHICH YOU HAVE ALREADY SUED THEM FOR THIS. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX have tried in every to get EQUIFAX TO XXXX HARRASING ME. THEY HAVE RUINED MY LIFE. THEY CONTINUE TO DO THE FOLLOWING WHICH YOU HAVE ORDERED TO THEM PREVIOUSLY TO PAY XXXX XXXX FOR IMPROPER INVESTIGATIONS. 

COUNT 1 Failing to thoroughly investigate consumer disputes : Equifaxs process for submitting disputes limits the ability of consumers to fully and accurately describe their disputes. In many cases, Equifax also failed to consider relevant information submitted by consumers, sometimes not looking at the information at all. Then, after Equifax forwarded information about a dispute to a furnisher, it did not meaningfully consider whether the furnishers response made sense, sometimes ignoring information it had that contradicted the furnishers response. Finally, the resulting letters Equifax sent to consumers sometimes contained confusing or contradictory statements, such as both this has been verified as accurate and this item has been deleted.

I HAVE LISTED SEVERAL SCREEN SHOTS ALSO OF EQUIFAX CONTINIOUSLY DOING THE FOLLOWING. I AM REQUESTING XXXX AS WELL HOPEFULLY THIS WILL STOP THEM FROM VIOLATING MY RIGHTS AS A CONSUMER. 

COUNT XXXX Putting previously deleted errors back on credit reports and failing to block identity- theft related information : Equifax XXXX not have systems to detect information that was previously removed and block that information from again appearing on the consumers credit report. In addition, Equifax also had no process to identify situations where a consumer is forced to send another dispute about the same inaccurate information because Equifax failed to correct the information the first time, or because Equifax reported information that had previously been corrected. Equifaxs policies limited consumers ability to dispute inaccurate information being put on their credit report. Finally, Equifax reported credit information that it should have blocked because the information resulted from identity theft.

SAME THING HERE OVER AND OVER AGAIN THEY HAVE IGNORED MY ATTEMPTS TO RESOLVE THIS KEEP PUTTING US DEPARTMENT OF EDUCATION AND XXXX XXXX  ON MY REPORT OVER AND OVER OVER AGAIN DELETING IT AND REAPPLYING IT. AM I ENTITTLED TO XXXX XXXX DOLLARS ON THE RELIEF FUND. 

COUNT XXXX Sharing inaccurate credit scores and data about consumers with lenders : Coding errors in Equifaxs internal software caused the company to miscalculate and share inaccurate credit scores for several XXXX XXXX consumers. The company also reported the same credit accounts multiple times for more than XXXX consumers. 

THEY HAVE CONTINUED TO SHARE THIS INACCURATE INFORMATION OVER AND OVER AGAIN. I HAVE LISTED SCREENSHOTS TO SUPPORT THIS. WHEN WILL THEY STOP THIS HARRASSMENT. I HAVE IDENTITY THEFT INSURANCE AS WELL WHAT DO I NEED TO DO TO SEEK COMPENSATION.... I HAVE EXPRESSED THAT I WOULD DO THIS BUT THE MEASURES THEY HAVE GONE THRU TO HARASS ME. THEY HAVE ALSO REMOVED POSITIVE ACCONTS I HAVE REQUESTED TO BE ADDED BACK MAKING ME LOOK AS I DONT HAVE GOOD AND LONG HISTORY. I PAY MY BILLS WHY ARE THEY HARRASING ME CONTIOUSLY. ALSO I HAVE CONTACTED MY ATTORNEYS SO I WOULD LOVE FOR THEM TO BE ABLE TO CORRELATE THIS INFORMATION TO YOU AS WELL AS FILED COMPLAINTS WITH ATTORNEY GENERAL ... EQUIFAX IS RUINING MY LIFE..... THEY ARE CONITNUEING TO BREAK THEY LAW AND NO ONE IS HOLDING THEM RESPONSILBLE..... IM SO SICK OF THEM.... I DEMAND THE CONSUMER FINANCIAL PROTECTION BUREAU TAKE ACTION. I NEED YOU GUY S TO STAND UP FOR THE CONSUMERS.... I WILL ALSO EMAIL THIS TO YOU GUYS AS WELL. 

XX/XX/year> DOCUMENTED XX/XX/year> DOCUMENTED XX/XX/year> DOCUMENTED XX/XX/year> DOCUMENTED WHAT DOES IS TAKE HOW ARE THEY CONTINUING TO DO THIS.... EXPLAINATIONS AND NEXT STEP TO TAKE.. I WOULD LOVE A CONVERSATION. AND ALSO MONETARY COMPENSATION. HOW DO I RECIEVE THE RELIEF FUND? 


PLEASE SEE ATTACHED RELATING TO Consumer Financial Protection Bureau, PLAINTIFF Equifax XXXX and Equifax Information Services LLC, XXXX ADMINISTRATIVE PROCEEDING File No. XXXX SPECIAL XXXX TO THE FOLLOWING PARTIES XXXX XXXX, Mass XXXX XXXX XXXX. XXXX ( Application for Pro Hac Vice Admission Pending ) email : XXXX CONSUMER FINANCIAL PROTECTION BUREAU XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX CONSUMER FINANCIAL PROTECTION BUREAU XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Consumer Financial Protection Bureau

Company response to consumer: Closed with explanation