Consumer complaint received 2025-01-21 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NC

Complaint narrative:
Fourth Notice to Trans Union XXXX XXXX XXXX, Customer Data Security Breach Litigation U.S. District Court for the XXXX XXXX XXXX XXXX  ( Case No. XXXX ) XXXX XXXX, XXXX XXXX Customer Data Security Breach Litigation U.S. District Court for XXXX XXXX XXXX XXXX  ( Case No XXXX XXXX ) Demand for Immediate Removal of Unauthorized Accounts Due ; XXXX & XXXX XXXX XXXX XXXX Data Breachs & Identity Thefts This situation has been exacerbated by data security breaches involving XXXX Data Breach ( XXXX No. XXXX ), which exposed my personal information to misuse. I am requesting the immediate removal of these fraudulent accounts from my credit files. The disputed items are below : XXXX XXXX XXXX XXXX Balance : {$1000.00} ; Opened Date : XXXX. XXXX, XXXX XXXX  XXXX ; Balance : {$3100.00} ; Opened Date : XXXX XXXX, XXXX XXXX XXXX ; Balance : {$650.00} ; Opened Date : XX/XX/XXXX Trans Union have continue to fail at conducting a timely and meaningful investigation, as mandated under 15 U.S.C. 1681i ( a ) ; improperly verified or ignored accounts that are clearly unauthorized and linked to the XXXX and XXXX XXXX XXXX XXXX data breach; continued to report inaccurate information in violation of 15 U.S.C. 1681e ( b ), which requires reasonable procedures to ensure maximum accuracy. Trans Union violations of the law and their actions, or lack thereof, constitute the following : Failure to Investigate : Under 15 U.S.C. 1681i ( a ) ( 1 ), credit reporting agencies are required to conduct a reinvestigation of disputed information within 30 days of receipt. Trans Union has failed to meet this obligation in my case ; Negligence in Reporting : Under 15 U.S.C. 1681e ( b ), you are obligated to ensure that all reported information is accurate and up to date. Your continued reporting of unauthorized accounts fails this standard ; Failure to Provide Notice : Under 15 U.S.C. 1681i ( a ) ( 6 ), Trans Union must provide the consumer with a written notice of the results of its investigation. To date, I have not received adequate notice regarding my disputes. 
Let me be clear : I am no longer requesting that I am demanding that Trans Union promptly and permanently remove these fraudulent accounts from my credit report. Additionally, I want to highlight that this situation has been worsened by data breaches that grossly mishandled and exposed my sensitive personal information, which your agency continues to misuse. Failure to comply with this demand will leave me no choice but to initiate legal action. I am aware of my rights under federal law and will pursue every remedy available under the FCRA and the Consumer Financial Protection Act ( CFPA ) for the following violations : Negligent or willful violations of the FCRA, which could result in statutory damages of up to {$1000.00} per violation, in addition to attorneys fees and punitive damages, as provided by 15 U.S.C. 1681n and 15 U.S.C. 1681o.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief