Consumer complaint received 2025-10-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
XXXX, XXXXXX/XX/XXXXXXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX XX/XX/XXXXXXXX EquifaxXX/XX/XXXXXXXX XXXX XXXXXX/XX/XXXXXXXX XX/XX/XXXX This letter is to inform you that I recently received a copy of my credit report that your company publishes and after reviewing it I found a number of items on the report that are inaccurate. 
The accounts in question are listed below. 
Please send me copies of the documents that you have in your files as of this date that you used to verify the accuracy of the accounts listed below. 
Under the Fair Credit Reporting Act, 15 U.S.C. 

XXXXg I have the right to demand that you disclose to me all of the documents that you have recorded and retained in your file at the time of this request concerning the accounts that you are reporting in my credit report. 
Please dont respond to my request by saying that these accounts have been verified. 
Send me copies of the documents that you have in your files that were used to verify them. 
If you do not have any documentation in your files to verify the accuracy of these disputed accounts then please delete them immediately as required under Section XXXX ( a ) ( XXXX ) ( A ) ( XX/XX/XXXX ). 
By publishing these inaccurate and unverified items on my credit report and distributing them to XXXX XXXX parties you are damaging my reputation and credit worthiness. 
Under the FCRA 15 U.S. 
C. 

XXXXi, all unverified accounts must be promptly deleted. 
Therefore, if you are unable to provide me with a copy of the verifiable proof that you have on file for each of the accounts listed below within XX/XX/XXXXdays of receipt of this letter then you must remove these accounts from my credit report. 
Please provide me with a copy of an updated and corrected credit report showing these items removed. 
I demand the following accounts be properly verified o r removed immediately. 
N ame of Acc ount : Account N umber : P ro vi de P h y s ic a l P roo f o f V er ific at i on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXXEPT OF EDUCATION/NELN XXXXDEPT OF EDUCATIONXXXX XXXXEPT OF EDUCATIONXXXX XXXXDEPT OF EDUCATIONXXXX XXXXDEPT OF EDUCATIONXXXX XXXXDEPT OF EDUCATIONXXXX XXXXDEPT OF EDUCATION/XXXX XXXXDEPT OF EDUCATIONXXXX XXXXEPT OF EDUCATIONXXXX XXXXDEPT OF EDUCATIONXXXX XXXXDEPT OF EDUCATIONXXXX XXXXDEPT OF EDUCATIONXXXXXX/XX/XXXXDEPT OF EDUCATIONXXXX XXXXDEPT OF EDUCATIONXXXX XXXXDEPT OF EDUCATIONXXXX XXXXDEPT OF EDUCATIONXXXX XXXXDEPT OF EDUCATIONXXXX XXXXDEPT OF EDUCATIONXXXX XXXXDEPT OF EDUCATIONXXXX XXXXDEPT OF EDUCATIONXXXX XXXX CARD/XX/XX/XXXX BANK UXXXX XXXX CARD XXXX AUTO XXXX NOTE : P l ease a l so remo v e all non - account ho l d i ng i nqu i r i es o v er XXXX da y s o l d. 
T han k You, Attached : Copy of my Social Security Card & Drivers License is attached Sent : XXXX Certified Mail XXXX, XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation