Consumer complaint received 2024-11-04 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: FISERV FINXACT CORE
State: TX

Complaint narrative:
Previously in XXXX TeleCheck reported that I owed checks to XXXX XXXX, and XXXX XXXX. I advised TeleCheck several month 's ago that I was a victim of identity fraud. These checks were stolen and the entire check-book was stolen. They continue to report these transactions as debt owed tied to my information. They forwarded these collection notices to TRS, Who Confirmed XXXX XXXX and sent it back to telecheck informing of such. I sent a Identity Theft Affidavit, a Police Report and information about the stolen checks. TeleCheck Proceeded to continue to collect on these items. They are listed under debt owed. It says Forgery but telecheck seems to think I still owe these items. I do not. I did not sign for these checks, and I did not authorize any purchases with XXXX, XXXX XXXX nor XXXX XXXX. TeleCheck was already informed of this and sent a letter from TRS Which confirms Forgery/ Identity Theft. However TeleCheck continues to report the Inquiries on my report, and they continue to report these checks as Forgery but debt owed. These should be not linked to my profile as these were not my accounts these were written from this is identity fraud, I am the Victim not the Thief. I have already contacted Law Enforcement and TRS Stopped all collection activity and removed it from my profile immediately, They also notified TeleCheck but however TeleCheck refuses to do anything about it and continues to report these against me. I have listed these transactions and inquiries below, and I want immediate Remediation as I have also attached the letter from TRS, The Police Report and Already disputed these under identity theft on TeleCheck Website. TeleCheck has no right to list something as debt owed that is identity theft and forgery. Fraudulent Transactions that are confirmed Fraud by their collection agency should not be collectable. These are fraudulent conduct on my account with TeleCheck and Telecheck is reporting false information about me to XXXX and XXXX XXXX stating that I write bad checks and I don't. I never visited these institutions before, and I did not consent to authorize those transactions. I have never owned any accounts listed either. 
XX/XX/XXXX - XXXX XXXX # XXXX {$49.00} looks like bank acct ending in XXXX XX/XX/XXXX XXXX XXXX # XXXX {$49.00} Looks like Bank acct Ending in XXXX XX/XX/XXXX XXXX XXXX # XXXX {$49.00} Looks like bank account ending in XXXX XX/XX/XXXX XXXX XXXX  # XXXX {$49.00} Looks like Bank Acct ending XXXX XXXX XX/XX/XXXX XXXXXXXX XXXX  # XXXX {$100.00} XXXX XXXX Acct not authorized. 
XX/XX/XXXX XXXX XXXX Check # XXXX {$100.00} XXXX XXXX Acct not authorized. 
Inquiries XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX  - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation