Consumer complaint received 2025-02-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: Experian Information Solutions Inc.
State: PA

Complaint narrative:
Dear Sir/Madam, While checking my most recent credit report, I noticed Fraudulent credit inquiries that I do not recognize and did not authorize anyone to pull my credit report. The inquiries made by the below listed companies : Inquiries Experian Hard Inquiries XXXX XXXX XXXX Inquired on XX/XX/XXXX On record until XX/XX/XXXXXXXX XXXX XXXX Inquired on XX/XX/XXXX On record until XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX On record until XXXX XXXX XXXX XXXX XXXX XXXXnquired on XX/XX/XXXX On record until XX/XX/XXXXXXXX XXXX XXXX Inquired on XX/XX/XXXX On record until XX/XX/XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX On record until XX/XX/XXXX XXXX XXXX XXXX Inquired XXXX XX/XX/XXXX On record until XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX, AZ XXXX Phone number XXXX XXXX XXXX XXXX Record Details Inquired on XX/XX/XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, IA XXXX Phone number ( XXXX XXXX XXXX Record Details Inquired on XX/XX/XXXX XXXXXXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, IA XXXX Phone number ( XXXX XXXX XXXX Record details Inquired on XX/XX/XXXXXXXX XXXX XXXX  Address XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX CA XXXX Record details Inquired on XX/XX/XXXXXXXX XXXX XXXXXXXX XXXX Address XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, XXXX XXXXXXXX Record details Inquired on XX/XX/XXXX XXXX XXXX Address XXXXXXXX XXXX XXXX XXXX XXXX NY XXXX Record details Inquired on XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX Record details Inquired on XX/XX/XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, IA XXXX Record details Inquired on XX/XX/XXXX XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX NJ XXXX Record details Inquired on XX/XX/XXXX XXXX  Address XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX, AZ XXXX Record details XXXX on XX/XX/XXXX XX/XX/XXXXXXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Record details Inquired on XX/XX/XXXX XXXX XXXX  Address XXXX XXXX XXXX XXXX, DE XXXX Record details Inquired on XX/XX/XXXX XXXXXXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX Record details Inquired on XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XXXX XXXX XXXX  Address XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX UT XXXX Record details Inquired on XX/XX/XXXX XXXXXXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX  UT XXXX Record details Inquired on XX/XX/XXXX XXXX XXXX XXXX  Address XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX on XX/XX/XXXX XX/XX/XXXX EXPERIAN XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Record details Inquired on XX/XX/XXXX EXPERIAN XXXX Address XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Record details Inquired on XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX EXPERIAN Address XXXX XXXX XXXX XXXX XXXX, CA XXXX Record details Inquired on XX/XX/XXXX XX/XX/XXXX EXPERIAN Address XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX on XX/XX/XXXX EXPERIAN Address XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX on XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX EXPERIAN Address XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX on XX/XX/XXXX XX/XX/XXXX EXPERIAN Address XXXX XXXX XXXXXXXX XXXX, TX XXXX Record details Inquired on XX/XX/XXXX EXPERIAN Address XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX on XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX  Address XXXX XXXX XXXX XXXX XXXX, NV XXXX Record details Inquired on XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, CA XXXX Record details Inquired on XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XXXXXXXX XXXX XXXX XXXX  Address XXXX XXXX XXXX XXXX, MD XXXX Record details XXXX on XX/XX/XXXXXXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, VA XXXX Record details Inquired on XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXXXXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, VA XXXX Record details XXXX on XX/XX/XXXXXXXX XXXX XXXXXXXX Address XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX Record details Inquired on XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXXXXXX XXXX XXXX Address None Provided Record details Inquired on XX/XX/XXXXXXXX XXXX XXXXXXXX Address XXXX XXXX XXXX XXXX XXXX, VA XXXX Record details XXXX on XX/XX/XXXXXXXX XXXX XXXX XXXX  Address XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX Record XXXX XXXX on XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Record details Inquired XXXX XX/XX/XXXXXXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXXXXXX, AZ XXXX Record details Inquired on XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXXXXXX XXXX Address XXXX XXXX XXXX XXXX, NJ XXXX Record details Inquired on XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Please validate info with these companies and provide me with a copy of any documentation associated with these accounts bearing my signature, authorizing an inquiry. In the absence of any such documentation bearing my signature, I formally request that these fraudulent inquiries be immediately deleted from the credit file you maintain under my Social Security Number. Please note that you have 30 days to complete this investigation, as per the Fair Credit Reporting Act section 611. By willfully violating the FCRA, I am willing to settle your civil liability damages I have suffered as a result of your violation for {$1000.00} pursuant to FCRA 616 ( a ) ( 1 ) ( B ) [ 15 U.S.C. 1681n ]. Should you fall or refuse to settle the matter by tendering payment in the amount of {$1000.00} within ten ( 10 ) calendar days of receipt of this notice and demand, I will seek actual damages which are greater than {$1000.00}. Send payment immediately via Certified Funds to :

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation