Consumer complaint received 2025-03-14 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: LEXISNEXIS
State: TN

Complaint narrative:
LexisNexis Risk Solutions XXXX XXXX XXXX XXXX XXXX, Georgia XXXX Re : Consumer Number : XXXX Case Number : XXXX XX/XX/year> To whom it may concern, In accord with the Fair Credit reporting Act. The list of accounts below have violated my federally protected consumer rights and confidentiality under 15USC1681. 15USC1681 section 602A, states I have a right to privacy. 15USC1681 section 604A section 2 states a consumer reporting agency can not furnish an account without my express written consent and or instruction. 15USC1681cS-2 ( A ) ( 1 ) ( A ) Duty of furnishers of information to provide accurate information ( 1 ) Prohibition ( A ) Reporting information with actual knowledge of errors A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. According to Federal law, you have a period of thirty ( 30 ) days to complete your investigation. Please note that I also request a description of the procedure used to determine the accuracy and completeness of the information, which should be provided within fifteen ( 15 ) days after the completion of your investigation.

The following seven ( 7 ) accounts/inquiries are not mine. 

1. Demand Deposit -XXXX XXXX XXXX XXXX XXXXXXXX XXXX, XXXX XXXX IL Thisaccount/inquiry is not mine, Please remove/update this inaccurate information on my credit report.

2.Demand Deposit - XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX/inquiry is not mine, Please remove/update this inaccurate information on my credit report. 

3. XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX SC XXXX Thisaccount/inquiry is not mine, Please remove/update this inaccurate information on my credit report. 

XXXX XXXX XXXX- GLS Thisaccount/inquiry is not mine, Please remove/update this inaccurate information on my credit report. 

5. Collections - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TN XXXX Thisaccount/inquiry is not mine, Please remove/update this inaccurate information on my credit report. 

6. XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX SC XXXX Thisaccount/inquiry is not mine, Please remove/update this inaccurate information on my credit report. 

7. XXXX  XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Thisaccount/inquiry is not mine, Please remove/update this inaccurate information on my credit report. 

8. Current Address is XXXX XXXX XXXX XXXX XXXX XXXX, TN XXXX XXXX. The following four ( 4 ) address variations do not belong to XXXX XXXX XXXX XXXX XXXX XXXX, TN XXXX, XXXX XXXX XXXX XXXX XXXX NJ XXXX XXXX XXXX XXXX XXXX, TN XXXX XXXX XXXX XXXX XXXX, XXXX, TN XXXX XXXX. Everything on my report associated with these incorrectaddress variations need to be removed for inaccuracy and as my protectedright.Please correct/update this inaccurate information on my credit report.

10. Section 4 ( Record 1 ) Please remove this from my report as it comes by association of anaddress that has never belonged to me.

11. The email address XXXX should be removed as well, as itis no longer current. 

12. The phone number ( XXXX ) XXXX is inaccurate as well, and needs to be removed as additionally. 

Once you have completed your reinvestigation and made the necessary corrections, please send me an updated credit report. 

Your cooperation and prompt attention to this matter would be greatly appreciated. 

Thank you, XXXX XXXX

Company response to consumer: Closed with non-monetary relief