Consumer complaint received 2025-05-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: MO

Complaint narrative:
Please remove all fraudulent accounts, addresses, late payments, wrong names, collections, and inquiries Please see attached documentXXXX XXXX XXXX XXXX Generational identifier - Year of birth XXXX Addresses XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, MO XXXX XXXX XXXXXXXX XXXX XXXX XXXX  XXXX XXXX XXXX MO XXXXXXXX XXXX 1 late payment {$350.00} Balance updated XX/XX/XXXX Account info Account name XXXX XXXX XXXX  Account number XXXX Original creditor - Company sold - Date opened XX/XX/XXXX Open/closed Open Status updated XX/XX/XXXX Account type Charge Card Status Open. 
Balance {$350.00} Balance updated XX/XX/XXXX Credit limit {$3500.00} Credit usage 10 % Monthly payment {$35.00} Last Payment Date XX/XX/XXXX Highest balance {$420.00} Terms - Responsibility Individual XXXX XXXX XXXX XXXX 66 potentially negative months {$16000.00} Balance updated XX/XX/XXXX Account info Account name XXXX XXXX XXXX XXXX  Account number XXXX Original creditor - Company sold - Date opened XX/XX/XXXX Open/closed Open Status updated XX/XX/XXXX Account type XXXX XXXX XXXX XXXX can not locate individual. {$16000.00} past due as of XX/XX/XXXX. 
Balance {$16000.00} Balance updated XX/XX/XXXX Original balance - Monthly payment - Last Payment Date XX/XX/XXXX Past due amount {$16000.00} Terms 1 Month Responsibility Individual Your Statement XXXX XXXX XXXX XXXX 32 potentially negative months {$10000.00} Balance updated XX/XX/XXXX Account info Account name XXXX XXXX XXXX XXXX Account number XXXX Original creditor - Company sold - Date opened XX/XX/XXXX Open/closed Open Status updated XX/XX/XXXX Account type Family Support Status Creditor can not locate individual. {$10000.00} past due as of XX/XX/XXXX. 
Balance {$10000.00} Balance updated XX/XX/XXXX Original balance - Monthly payment - Last Payment Date XX/XX/XXXX Past due amount {$10000.00} Terms 1 Month Responsibility Individualour statemen XXXX XXXX XXXXXXXX  XXXX potentially negative months {$270.00} Closed Account info Account name XXXX XXXX XXXX Account number XXXX Original creditor - Company sold - Date opened XXXX XXXX, XXXX Open/closed Closed Status updated XX/XX/XXXX Account type Credit card Status Account charged off. {$270.00} written off. {$270.00} past due as of XX/XX/XXXX. 
Balance {$270.00} Balance updated XX/XX/XXXX Credit limit $ 300 Monthly payment - Last Payment Date XX/XX/XXXX Past due amount {$270.00} Highest balance {$270.00} Terms - Responsibility Individu XXXX XXXX 40 potentially negative months {$31.00} Closed Account info Account name XXXX XXXXOriginal creditor - Company sold - Date opened XX/XX/XXXX Open/closed Closed Status updated XX/XX/XXXX Account type Secured Card Status Account charged off. {$31.00} past due as of XX/XX/XXXX. 
Balance {$31.00} Balance updated XX/XX/XXXX Credit limit XXXX XXXX  Monthly payment - Last Payment Date XX/XX/XXXX Past due amount {$31.00} Highest balance {$260.00} Terms - Responsibility Individual XXXX 2 late payments Closed Account info Account name XXXX Account number XXXX Original creditor - Company sold - Date opened XX/XX/XXXX Open/closed Closed Status updated XX/XX/XXXX Account type Secured Loan Status Paid, Closed. 
Balance - Balance updated - Original balance XXXX XXXX  Monthly payment - Last Payment Date XX/XX/XXXX Terms 24 Months Responsibility Individual XXXX XXXX XXXX 5 late payments Closed Account info Account name XXXX XXXX XXXX  Account number XXXX Original creditor - Company sold - Date opened XX/XX/XXXX Open/closed Closed Status updated XX/XX/XXXX Account type Secured Card Status Paid, Closed. 
Balance - Balance updated - Credit limit XXXX XXXX Monthly payment - Last Payment Date XX/XX/XXXX Highest balance {$190.00} Terms - Responsibility Individual Your statement. 
Original creditor : XXXXXXXX XXXXXXXX {$1600.00} Account info Account name XXXX XXXX XXXX Account number XXXX Original creditor XXXXXXXX XXXX Company sold - Date opened XX/XX/XXXX Status updated XX/XX/XXXX Account type Collection Status Collection account. {$1600.00} past due as of XX/XX/XXXX. 
Balance {$1600.00} Balance updated XX/XX/XXXX Original balance {$1600.00} Monthly payment - Past due amount {$1600.00} Terms 1 Month Responsibility Individual XXXX XXXX XXXX Original creditor : XXXX XXXX XXXX XXXX XXXX. 
{$640.00} Account info Account name XXXX XXXX XXXX Account number XXXX Original creditor XXXX XXXX XXXXXXXX XXXX XXXX. 
Company sold - Date opened XX/XX/XXXX Status updated XX/XX/XXXX Account type Debt Buyer Status Collection account. {$640.00} past due as of XX/XX/XXXX. 
Balance {$640.00} Balance updated XX/XX/XXXX Original balance $ 643 Monthly payment - Past due amount {$640.00} Terms 1 Month Responsibility Individual XXXX XXXX Original creditor : XXXX XXXX XXXX {$1400.00} Account info Account name XXXX XXXX Account number XXXX Original creditor XXXX XXXX XXXX Company sold - Date opened XX/XX/XXXX Status updated XX/XX/XXXX Account type Collection Status Collection account. {$1400.00} past due as of XX/XX/XXXX. 
Balance {$1400.00} Balance updated XX/XX/XXXX Original balance {$1000.00} Monthly payment - Past due amount {$1400.00} Terms 1 Month Responsibility Individual XXXXXXXX XXXX XXXX Original creditor : XXXX XXXX XXXX XXXXXXXX. 
{$700.00} Account info Account name XXXXXXXX XXXX XXXX Account number XXXX Original creditor XXXX XXXX XXXX XXXX 
Company sold - Date opened XX/XX/XXXX Status updated XX/XX/XXXX Account type Debt Buyer Status Collection account. {$700.00} past due as of XX/XX/XXXX. 
Balance {$700.00} Balance updated XX/XX/XXXX Original balance XXXX XXXX Monthly payment - Past due amount {$700.00} Terms 1 Month Responsibility Individual 700 XXXX XXXX  Inquired on XX/XX/XXXX Business Type : Automobile Dealers, Used XXXX XXXX XXXX XXXX XXXX XXXX, MO XXXX This inquiry is scheduled to continue on record until XX/XX/XXXXXXXX XXXX XXXX  Inquired on XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX, MI XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX, MI XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXXXXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX, MI XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXXXXXX XXXX XXXX  Inquired on XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX, MI XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX XXXX  Inquired on XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX XXXX, SC XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX  Inquired on XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXXXXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX XXXX, CA XXXX By mail only This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX, MI XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Inquired XXXX XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX  Inquired on XX/XX/XXXX Business Type : Credit Bureaus XXXX XXXX XXXX XXXX  TX XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX ( XXXX XXXX XXXX This inquiry is scheduled to continue on record until XX/XX/XXXXXXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX ( XXXX XXXX XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX XXXX, I Inquired on XX/XX/XXXX Business Type : Personal Services ( NonMedical ) - non specific XXXX XXXX XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX ( XXXX XXXX XXXX This inquiry is scheduled to continue on record until XX/XX/XXXXXXXX XXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX Business Type : Tenant Screeners ( Reseller ) XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, IL XXXX ( XXXX XXXX XXXX This inquiry is scheduled to continue on record until XXXXXXXX XXXX XXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX Business Type : Tenant Screeners ( Reseller ) XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, IL XXXX ( XXXX XXXX XXXX This inquiry is scheduled to continue

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation