Consumer complaint received 2025-04-15 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: LEXISNEXIS
State: LA

Complaint narrative:
FORMAL XXXX XXXX FORMAT COMPLIANCE VIOLATION NOTICE XX/XX/XXXX LexisNexis Risk SolutionsXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX VIA CERTIFIED MAIL - RETURN RECEIPT REQUESTED Re : Consumer Number : XXXX / Case Numbers : XXXX, XXXX : XXXX XXXX XXXX Violations- Data Furnisher Correction Demand To Whom It May Concern : This correspondence constitutes a formal dispute pursuant to XXXX XXXX XXXX requirements as documented in the Credit Reporting Resource Guide ( CRRG ) and the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq. I am demanding immediate correction of multiple XXXX XXXX compliance violations affecting my consumer file. 
CONSUMER IDENTIFICATION INFORMATION Consumer Name : XXXX XXXX Current Address : XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX Date of Birth : XX/XX/XXXX Last XXXX of XXXX : XXXX Contact Phone : XXXX Email Address : XXXX XXXX XXXX FORMAT VIOLATIONS XXXX. BASE SEGMENT IDENTIFIER FIELD VIOLATIONS ( POSITIONS XXXX ) My consumer file contains multiple improperly segmented records falsely associating unrelated individuals with my primary consumer file. This violates XXXX XXXX Base Segment accuracy requirements. 
XXXX. CONSUMER ACCOUNT INFORMATION VIOLATIONS ( POSITIONS XXXX ) The following unauthorized name variations violate XXXX XXXX XXXX standards for name reporting accuracy : XXXX, XXXX ( Subject # XXXX ) XXXX, XXXX ( Subject # XXXX ) XXXX, XXXX ( XXXX # XXXX ) XXXX, XXXX XXXX ( Subject # XXXX ) XXXX. ADDRESS SEGMENT VIOLATIONS ( POSITIONS XXXX ) The following incorrect addresses violate XXXX XXXX XXXX Segment reporting requirements : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX. COMPLIANCE CONDITION CODE VIOLATIONS Drivers license violations erroneously reported to my file include : Record XXXX : Speeding violation ( Code XXXX, Incident Date XX/XX/XXXX ) Record XXXX : Careless Operation ( Code XXXX, Incident Date XX/XX/XXXX ) Record XXXX : Flight from XXXX ( Code XXXX, Incident Date XX/XX/XXXX ) Record XXXX : XXXX XXXX  ( Code XXXX, Incident Date XX/XX/XXXX ) These records violate XXXX XXXX XXXX  Field ( Field XXXX ) reporting requirements as they constitute unverified third-party information improperly associated with my file. 
DEMANDED REMEDIAL ACTIONS Under XXXX XXXX Format requirements for data furnisher compliance and FCRA Sections 611 and 623, LexisNexis must take the following corrective actions WITHIN XXXX CALENDAR DAYS : XXXX. GENERATE XXXX XXXX FORM ( UDF ) to correctly implement XXXX XXXX Format corrections across all segments. 
XXXX. APPLY COMPLIANCE CONDITION CODE XC ( Field removed due to consumer dispute ) to all disputed records. 
XXXX. IMPLEMENT HARD DELETE PROCEDURE for all name variations, incorrectly associated drivers records, and unauthorized addresses per XXXX XXXX Format removal protocols. 
XXXX. APPLY CODE XR to remove all disputed Compliance Condition Codes. 
XXXX. ISSUE CDIA-COMPLIANT CONSUMER DISCLOSURE showing only verified, accurate information pertaining solely to XXXX XXXX XXXX 
XXXX. EXECUTE XXXX XXXX XXXX SEGMENT NOTIFICATIONS to all data recipients within the previous 12 months, advising them of all corrections. 
CERTIFICATION AND LEGAL NOTICE Failure to comply with these XXXX XXXX Format correction requirements within the statutory timeframe constitutes continued violation of the CRRG standards, the FCRA, and applicable state laws. I reserve all rights to pursue legal remedies available under : FCRA Section 616 ( 15 U.S.C. 1681n ) FCRA Section 617 ( 15 U.S.C. 1681o ) Louisiana Revised Statutes XXXX A formal written response confirming receipt of this dispute and documenting all corrective actions taken is required within 30 days. 
Sincerely, XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX Attachments : Copy of Drivers License with matching address Copy of Phone Bill showing current address Copy of Utility Bill confirming address CC : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX )

Company response to consumer: Closed with explanation