Consumer complaint received 2023-06-27 00:00:00
Product: Mortgage — FHA mortgage
Issue: Trouble during payment process — 
Company: Selene Holdings LLC
State: TX

Complaint narrative:
I, XXXX XXXX XXXX, a living man, Executor of the minor estate XXXX XXXX XXXX, XXXX d/b/a XXXX XXXX XXXX as evinced by the Internal Revenue Service Employer Identification  Number XXXX, have reason to believe and do believe that multiple crimes are in progress against the minor estate d/b/a XXXX XXXX XXXX to contain without limits to : Counterfeit securities 18 USC 513 ; Illegal securitization 18 USC section 43 ; Aggravated identity theft 18 USC 1028a ; Misprision of treasury funds ; Misappropriation of treasury funds ; Hobbs Act violations ; Executive order 13818 violations ; RICO violations ; Sherman Anti Trust Act violations ; Emergency Banking Act violations ; Indentured Trustee Act violations ; Trading with the enemy act violations ; Illegal seizure of property - fourth amendment - constitution for the united states of America ; Illegal trade and commerce 15 USC section 1 , 15 USC section 1692e ; Tax evasion 15 USC section 47 ; Frauds and swindles 18 USC 1341 by way of artifice ( s ) ; Mail Fraud 18 USC 1342 use of fictitious name ( s ) and address ( es ) ; False personation 18 USC 911 ; Misfeasance/malfeasance in office 18 USC 3333 ; False statements 18 USC ch. 47 1001 ; Executor de son tort ; Usury 12 USC 86.

The dates are listed in the attached evidence. I realize mistakes are present in my process and instruments yet it does not change the facts of the crimes being perpetrated. Not a legal scholar, only a law abiding man on the land and soil known as Texas, living in harmony with divine law as set forth by XXXX, the only Sovereign and source of law I cognize. This is a brief overview and request that an agent-in-charge contact and depose me and take my first-hand testimony. Time is of the essence as foreclosure is set for 5 XX/XX/2023. 

Allow me to begin by stating that the Estate will gladly settle any and all debts immediately if the Estate receives the proper information that will allow it to do so as prescribed by law. 

Last year a request was made of COUNTRY WIDE FINANCE d/b/a/ XXXX XXXX to validate the debt they were claiming pertaining the property in question. XXXX XXXX was unable to produce the requested evidence. XXXX XXXX and its officers/representatives did accept two separate negotiable instruments with memorandums of law and instructions for their use. Here is where the error occurred due to lack of understanding on the amount of post duty on instruments. Nonetheless, they did not return the instruments and I have reason to believe and do believe that XXXX XXXX 's officers/representatives made the necessary corrections and did monetize/securitize these instruments, took them off ledger and did not issue a cash receipt for recoupment. Also, being the only signatory on the note, I amended the terms and stipulations of the unilateral contract as is my right because the social security number XXXX and my signature on the note created the funds to begin with. No money was ever lent to me rather it was the credit of the Estate that created the funds from the beginning. 

XXXX XXXX then sold the account, while in dispute, to XXXX XXXX XXXX. I have reason to believe and do believe that XXXX XXXX did not disclose the amendments to the note or anything else about the account being in dispute. 

SELENE FINANCE LP then presented XXXX XXXX XXXX with a service agreement which was rejected page by page. Valuable consideration was added, the stamp duty paid, by attaching the appropriate postage stamps ( lawful money ) to validate the rejection of their agreement and it was returned to them immediately. SELENE FINANCE LP has presented no other offers for consideration. 

SELENE FINANCE LP has continually engaged in mail fraud in attempts to extort Federal Reserve Notes from XXXX XXXX XXXX without a valid contract or agreement. All these attempts should be void for vagueness as the debtor, XXXX XXXX XXXX, can not speak and the real party in interest was never addressed. 

SELENE FINANCE LP then sold the account to XXXX XXXX XXXXXXXX ( foreclosure mill ) who is now proceeding to foreclose without any claim or validation of debt or contract with XXXX XXXX XXXX. Disregarding the amendments made to the unilateral note. 

Requests have been made of SELENE FINANCE LP and XXXX XXXX  XXXX to share with me pertinent information which would give rise for cause for the actions taken yet neither have been forth coming with vital facts that would allow remedy of the situation such as the indentured trust bank and the name and address of the trustee responsible and capable of settling the matter. My conversations with various sources have revealed hearsay evidence of a court hearing that transpired that I was totally unaware of as I was never given proper notice of such an event. SELENE FINANCE LP nor XXXX XXXX  XXXX will verify this nor give me a case number, a court name nor the name of the administrative adjudicator. This would, of course, mean the inferior court is ultra vires in action. It is my right to know these things. I received no notice of any of this.

A UCC-11 search certifies that no liens exist against the debtor XXXX XXXX XXXX and XXXX have reason to believe and do believe that an Internal Revenue Service search via form 4506-t would prove beyond the shadow of a doubt that this alleged debt has a been discharged by SELENE FINANCE LP prior XXXX XXXX XX/XX/2023 as required by law via 1099c/1099a. My understanding is that no foreclosure or seizure of property can occur in the absence of a proper lien through the Uniform Commercial Code on record with the Secretary of State.

Furthermore, these bad actors are enticing me to commit crimes and act as an enemy/combatant of the State by insisting that payment be made in Federal Reserve Notes. It is a well established fact that only negotiable instruments or gold/silver coin can act as legal tender to extinguish, discharge or offset of debt.

For the sake of brevity, this message is brief and not detailed. I request a response as time is of the essence. Again I request that a special-agent-in-charge depose me and take my first hand testimony for the official record as evidence.

That which was originally void does not, by lapse of time, become valid, maxims of law, Black 's Law Dictionary 4th Edition.

Once a fraud, always a fraud. maxims of law, Black 's Law Dictionary 4th Edition.

It is fraud to conceal a fraud maxims of law, Black 's Law Dictionary 4th Edition.

Fraud vitiates everything maxims of law, Black 's Law Dictionary 4th Edition.

May peace be with you. 

P.S. 
Monday, XXXX XX/XX/2023, XXXX XXXX. An email just arrived, NOTICE OF ACCELERATION AND NOTICE OF POSTING & FORCLOSURE. This is the first time I have ever laid eyes on this document. It was not properly served to me. 
This document makes the claim that SELENE FINANCE LP bases its authority on a service agreement. I rejected their service agreement and returned it to them within 24 hours of receipt. The rejected service agreement is the most important piece of evidence. SELENE FINANCE LP has no valid service agreement! Repeat for emphasis : SELENE FINANCE LP has no valid service agreement to authorize this wrongful foreclosure! 
I have more files of evidence to share on reply/request.

Company response to consumer: Closed with explanation