Consumer complaint received 2025-03-26 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
I am filing this complaint under FCRA 605B ( 15 USC 1681c-2 ) to request that Experian block fraudulent information appearing on my credit report. These accounts resulted from identity theft, the XXXX data breach, and fraud and must be removed within four ( 4 ) business days of receiving this request.

The fraudulent accounts and inquiries include : 1. The inquiry was not authorized XXXX  Date of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX XXXX  Date of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. 
XXXX. The inquiry was not authorized XXXX  Date of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. 
XXXX. The inquiry was not authorized XXXX  Date of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX XXXX  Date of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX SER Date of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX XXXXI XXXX of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. 
XXXX. Request for Account Blocking and Deletion Due to Data Breach XXXX XXXXccount Number : XXXX Please remove this inaccurate information from my credit report. 
XXXX. Request for Account Blocking and Deletion Due to Data Breach XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
XXXX. Request for Account Blocking and Deletion Due to Data Breach XXXX  XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
XXXX. Request for Account Blocking and Deletion Due to Data Breach XXXX  XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
XXXX. Request for Account Blocking and Deletion Due to Data Breach XXXX XXXX  Account Number : XXXX Please remove this inaccurate information from my credit report. 
XXXX. Request for Account Blocking and Deletion Due to Data Breach XXXX  XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
XXXX. Request for Account Blocking and Deletion Due to Data Breach XXXX  XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
XXXX. Request for Account Blocking and Deletion Due to Data Breach XXXX  XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
XXXX. Request for Account Blocking and Deletion Due to Data Breach XXXX XXXX  Account Number : XXXX Please remove this inaccurate information from my credit report. 
I DO NOT recognize these accounts, collections, or inquiries. They were not opened, authorized, or initiated by me and are causing inaccurate reporting on my consumer FICO credit report.

I expect Experian to comply with the Fair Credit Reporting Act ( FCRA ) and immediately block these fraudulent items from my report.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation