Consumer complaint received 2025-12-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: GA

Complaint narrative:
I am filing this complaint to dispute inaccurate, unverifiable, and unauthorized information appearing on my credit report. Several accounts, credit inquiries, and personal information listed below are either not associated with me, reported inaccurately, or can not be properly verified, in violation of the Fair Credit Reporting Act ( FCRA ). 

XXXX. XXXX XXXX XXXX XXXX XXXX, GA XXXX I have no knowledge of this address, and it has never been associated with me.

FCRA 1681e ( b ) Failure to maintain maximum possible accuracy FCRA 1681i ( a ) Failure to properly investigate disputed information Require immediate deletion of this address. 

XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AZ XXXX This address is not mine and does not belong to me. 
FCRA 1681e ( b ) FCRA 1681a ( 2 ) ( A ) Inaccurate identifying information Immediately remove it from my credit file. 

XXXX XXXX XXXX Account # XXXX Date Opened : XX/XX/XXXX Balance : {$17000.00} Reported : Late Payment I dispute the accuracy of the late payment history being reported. TransUnion has not provided any verified documentation proving that the reported late payments are accurate.

FCRA 1681s-2 ( a ) ( 1 ) ( A ) Furnishing inaccurate information FCRA 1681e ( b ) Inaccurate reporting FCRA 1681i ( a ) ( 1 ) ( A ) Inadequate investigation Correct or update the late payment history to reflect accurate information only. 

XXXX. XXXX XXXX Account # XXXX Date Opened : XX/XX/XXXX Balance : {$10000.00} Status : Charge Off I have no knowledge of this account, and TransUnion has failed to provide any proof of my liability. 
FCRA 1681b No permissible purpose FCRA 1681e ( b ) Inaccurate reporting FCRA 1681i Failure to verify Require immediate deletion. 

XXXX. XXXX XXXX Account # XXXX Date Opened : XX/XX/XXXX Balance : {$2900.00} Status : Charge Off This is an unverifiable account that I do not recognize. 
FCRA 1681a ( 5 ) Incomplete information FCRA 1681e ( b ) FCRA 1681i ( a ) ( 5 ) ( A ) Need immediate deletion. 

XXXX. XXXX XXXX XXXX XXXX XXXX XXXX  Date Opened : XX/XX/XXXX Balance : {$7900.00} Status : Charge Off I have no knowledge of this account, and no competent verification has been provided. 
FCRA 1681b FCRA 1681e ( b ) FCRA 1681i Require immediate removal from my credit report. 

XXXX. XXXX XXXX XXXX Account # XXXX Date Opened : XX/XX/XXXX Balance : {$11000.00} Status : Charge Off This account is unverifiable and inaccurate. 
FCRA 1681s-2 FCRA 1681e ( b ) Immediately delete it. 

XXXX. XXXX Account # XXXX Date Opened : XX/XX/XXXX Balance : {$990.00} Status : Charge Off I dispute this account in its entirety due to lack of validation. 
FCRA 1681i ( a ) FCRA 1681e ( b ) Delete immediately. 

XXXX. XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX I did not authorize these credit inquiries and have no knowledge of them. 
FCRA 1681b ( a ) No permissible purpose FCRA 1681e ( b ) Require immediate deletion of all unauthorized inquiries. 

I request a full reinvestigation under the FCRA. Any item that can not be fully verified with proper documentation must be corrected or permanently deleted. Continued reporting of these errors is causing financial harm.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief