Consumer complaint received 2025-05-09 00:00:00
Product: Debt collection — Credit card debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Radius Global Solutions LLC
State: NY

Complaint narrative:
Your company is furnishing inaccurate information to consumer reporting agencies. The reporting of such inaccurate information has caused severe damage to my character, my reputation, my general mode of living, and my ability to obtain credit for personal and household purposes. Your company 's inaccuracy has damaged my livelihood. 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. ( a ) Duty of furnishers of information to provide accurate information ( 1 ) Prohibition ( A ) Reporting information with actual knowledge of errors A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe the information is inaccurate. ( B ) Reporting information after notice and confirmation of errors A person shall not furnish information relating to a consumer to any consumer reporting agency if ( i ) the person has been notified by the consumer, at the address specified by the person for such notices, that specific information is inaccurate; and ( ii ) the information is, in fact, inaccurate. Account Number : XXXX USC 1692c, I, XXXX XXXX, as the consumer, am refusing to pay a debt collection to your company. Your company and I, XXXX XXXX, did not have a contract. I am not liable for this debt. You MUST delete this from my consumer reporting profile in the next 30 days. Unfortunately, your company can not report any information on consumer reporting without my written permission. Once you have deleted this collection from my consumer reporting profile, send it through certified mail only. I trust this message finds you well. Upon reviewing the data provided above, I respectfully wish to bring to your attention that it has not been certified to meet the required reporting standards. Additionally, it appears that some of this information might be incomplete, outdated, or lacking sufficient support. In light of this, I kindly request the removal of any inaccurate or unsupported material from the mentioned page. The above statement is an additional effort on my part to collaborate with you and find a resolution to this matter. If the issue is not addressed soon, I will have no option but to consider legal action against you, seeking not only monetary compensation but also penalties for all your negligent, reckless, and non-compliant reporting errors that have caused me unfair credit disapprovals and unjustified interest rates. I require regulatorily obligatory, lawfully compliant, and uncontested claim information with maximum possible accuracy and completeness. Any reporting deviations or inadequacies could potentially jeopardize the integrity of the alleged claims. According to XXXX 's XXXX XXXX, all claims must adhere to the reporting requirements without fail. You have up to seven days from the receipt of this letter to respond with undeniable adequacyfairness, maximum possible correctness, and completeness. Failure to do so may result in legal action. Legal action will be more damaging to your company. It is in our best interest to take immediate action. If you respond with certifiably compliant reporting as requested, I will consider the matter settled and pursue no further action. The proof of each claim must be authenticated by a notarized statement from a person with original knowledge of the debt, who can testify that the debt was incurred legally, was not disputatious, was not used as a profit-loss tax deduction, and was not claimed as a loss with any insuring entity during the period it may have been payable. Very hopefully yours, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief