Consumer complaint received 2024-07-24 00:00:00
Product: Checking or savings account — Checking account
Issue: Managing an account — Deposits and withdrawals
Company: Chime Financial Inc
State: MI

Complaint narrative:
Tonight I looked at my account and chime and I see it's negative {$470.00} and I find out that I've been denied for something that was stolen from me by XXXXXXXX XXXX a {$500.00} transaction I think a {$200.00} transaction and a {$20.00} transaction all denied for me this was done I think in XXXX I haven't been in XXXX in probably XXXX  years I talked to them at about XXXX in the morning at chime and they told me that those transactions were denied they did not pay me my money so I redisputed them so that I can possibly fight these things I did not do these transactions they were stolen I think it was like XXXX in the morning when I'm probably ever even up I also got to say that because of chime they they took back up a XXXX XXXX payment where I almost lost my license because I was driving without car insurance and they did it for XXXX  months in a row I mean I need some kind of recourse I should be taking time to court they took my XXXX XXXX payment away from my check out of my checking account and send it back to their account so my insurance was not paid it's darn lucky that my insurance company called me up and I paid them over {$200.00} to get my license back and to start driving again this is happening to me over and over again both these companies chime in XXXX are irresponsible and should not be in business and they should have their financial licenses revoked I can't live like this where my money is constantly being in and out of my accounts I've never had so much problems you can check this I mean I'm on probably at least XXXX cards from chime and probably even more from XXXX this happens at least once a month sometimes twice a month with me I've been trying to get a bank account but they deny me for stupid things I tried to get renters insurance and because of I'm in a trailer park they sent my bill to my XXXX XXXX XXXX Because I it was a XXXX XXXX XXXX was unable to get a account at a credit union so now what I have to do is make sure that's changed to my address and I also got to get my birth certificate just to get a bank account I can not get a bank account unless I have a utility bill or I have a rent contract and I am temporarily in a XXXX house so that I have a place to stay and nobody well give me a bank account I've been trying to do this over and over again and it's so hard just to get a bank account the XXXX XXXX is hurting nobody except American citizens and I'm a veteran I shouldn't be going through all these problems I need a bank account and I need somebody to help me get a bank account but nobody will help me only because the the address on my bill went to a post office box and my unable to get a bank account I have to have the address so now I have to do is either I got to go pay {$50.00} to go get Wi-Fi bill and I already have Wi-Fi where I'm XXXX I just got to get the bill and cancel it after XXXX  month so I can get a bank account this is so XXXX ridiculous what's going on in the states right now I'm so sick of living here I'm supposed to be a citizen and I can't even get a bank account

Company response to consumer: Closed with explanation