Consumer complaint received 2025-05-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Early Warning Services, LLC
State: FL

Complaint narrative:
Dispute Letter for Fraudulent Accounts XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Email : XXXX SSN : XXXX Consumer ID : XXXX DOB : XX/XX/XXXX Date : XX/XX/XXXX Early Warning Services XXXX XXXX XXXX XXXX XXXX XXXX AZ XXXX Subject : Dispute of Fraudulent Accounts and Request for Immediate Removal To Whom It May Concern, I am writing to formally dispute several accounts listed in my Early Warning report that I did not open or authorize. I have * * never opened or used * * the accounts identified in your report. These accounts are the result of identity theft and must be removed from my file immediately. 
Under the Fair Credit Reporting Act ( FCRA ), I am asserting my rights under the following provisions : - * * 15 U.S.C. 1681c-2 * * : You are required to block information resulting from identity theft upon proper notice and documentation.- * * 15 U.S.C. 1681g * * : I have the right to a complete and accurate disclosure of my file.- * * 15 U.S.C. 1681i * * : You are obligated to reinvestigate and delete unverifiable or fraudulent information. 
I previously submitted an FTC Identity Theft Report and police report documenting the fraud. In light of this evidence, I request the immediate removal or permanent blocking of all accounts, transactions, and inquiries that are not directly associated with me or my legitimate activity. Please confirm in writing once the fraudulent data has been deleted or blocked from your records. 
FRAUD ACCTS Reporting Accounts Summary Bank Name : XXXX XXXX XXXX  Routing Number : XXXX Account Number : XXXX Open Date : XX/XX/XXXX Close Date : XX/XX/XXXX Status : Closed for cause / unpaid ( Account Abuse ) Loss : {$170.00} Bank Name : XXXX XXXX Routing Number : XXXX Account Number : XXXX Open Date : XX/XX/XXXX Close Date : XX/XX/XXXX Status : Closed for cause / unpaid ( Account Abuse ) Loss : {$1300.00} Bank Name : XXXX XXXX XXXX ( now XXXX ) Routing Number : XXXX Account Number : XXXX Open Date : Unknown Close Date : XX/XX/XXXX ( incident date ) Status : Unpaid ( Account Abuse ) Loss : {$730.00} Bank Name : XXXX XXXX XXXX XXXX Routing Number : XXXX Account Number : XXXX Open Date : XX/XX/XXXX Close Date : XX/XX/XXXX Status : Closed for Cause Loss : Multiple overdrafts Bank Name XXXX XXXX XXXX XXXX XXXX XXXX Routing Number : XXXX Account Number : XXXX Open Date : XX/XX/XXXX Close Date : XX/XX/XXXX Status : Closed-Purged ( short-lived account ) Loss : XXXX XXXX Name : XXXX XXXX Routing Number : XXXX Account Number : XXXX Open Date : XX/XX/XXXX Close Date : Unknown Status : Post No Debits/ Closed for Cause Loss : Repeated overdrafts Bank Name : XXXX XXXX XXXX XXXX Routing Number : XXXX Account Number : XXXX Open Date : XX/XX/XXXX Close Date : XX/XX/XXXX Failure to comply may result in further complaints filed with the Consumer Financial Protection Bureau ( CFPB ) and other legal remedies. 
Sincerely, XXXX XXXX

Company response to consumer: Closed with explanation