Consumer complaint received 2025-11-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
I have reviewed my credit report from Experian and found discrepancies regarding charged-off accounts, inquiries, and late payments. I request that Experian thoroughly investigate these items and update my credit report accordingly. If any information can not be verified, I request that it be removed from my credit report in compliance with the Fair Credit Reporting Act ( FCRA ). 

Charged Off : XXXX XXXXXXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$270.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$650.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$830.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$77.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$120.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$160.00} XXXX XXXXXXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$44.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$640.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$130.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$160.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$6300.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$98.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$67.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$58.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$58.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$240.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$450.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$200.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$230.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$91.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$250.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$57.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$80.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$67.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$120.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$1100.00} XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$3600.00} XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$0.00} XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$0.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$94000.00} XXXXXXXX XXXX XXXXXXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$16000.00} XXXX XXXX Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$1100.00} XXXX XXXX  Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$0.00} XXXX XXXX Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$0.00} XXXX XXXX Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$220.00} XXXX  Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$58000.00} XXXXXXXX XXXX XXXXXXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$5200.00} XXXXXXXX XXXX Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$20000.00} XXXX XXXX  Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$15000.00} XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$31000.00} XXXX Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$230.00} XXXX XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$0.00} XXXX, Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$560.00}

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation