Consumer complaint received 2025-03-29 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: PA

Complaint narrative:
To Whomever This May concern, I found a mistake on my credit report. I am writing to delete the following information in my file. According to 15 USC XXXXe ( b ), this charge-off isnt reported correctly. Heres whats wrong : I am a victim of identity theft and did not make the charge. I ask that the items be deleted to correct my credit report. I reported the theft of my identity to the Federal Trade Commission and I also have enclosed copies of the Federal Trade Commissions Identity Theft Affidavit. I need these accounts removed. Please fix this error. As well as the following inquiries below. Please delete the items as soon as possible. My name and only name is XXXX XXXX XXXX XXXX XX/XX/XXXX. My only phone number is ( XXXX ) XXXX and the only current address is XXXX XXXX XXXX XXXX XXXX, PA XXXX Thanks, XXXX XXXX XXXX Items in Need of Deletion : Collections/ Charge offs XXXX. Account name : XXXX XXXX Account opened : XX/XX/XXXX Amount owed : {$530.00} XXXX. Account name : XXXX XXXX Account opened : XX/XX/XXXX Amount owed : {$180.00} XXXX. Account name : XXXX Account opened : XX/XX/XXXX Amount owed : {$0.00} XXXX. Account name : XXXX Account opened : XX/XX/XXXX Amount owed : {$0.00} XXXX. Account name : XXXX Account opened : XX/XX/XXXX XXXX owed : {$810.00} XXXX. Account name : XXXX Account opened : XX/XX/XXXX Amount owed : {$0.00} XXXX. Account name : XXXXXXXX XXXX  XXXX Account opened : XX/XX/XXXX XXXX owed : {$8100.00} XXXX. Account name : XXXX Account opened : XX/XX/XXXX Amount owed : {$10000.00} XXXX. Account name : XXXX XXXX Account opened : XX/XX/XXXX Amount owed : {$8000.00} XXXX. Account name : XXXX XXXX XXXX Account opened : XX/XX/XXXX Amount owed : {$580.00} Inquiries Account name : XXXX XXXX XXXX Account Opened : XX/XX/XXXX Account name : XXXX XXXX XXXX Account Opened : XXXX Account name : XXXX XXXX Amount Opened : XX/XX/XXXX XXXX Account name : XXXXXXXX XXXX Amount Opened : XX/XX/XXXX XXXXAccount name : XXXX Amount Opened : XX/XX/XXXX XXXXAccount name : XXXX XXXX Amount Opened : XX/XX/XXXX XXXX.Account name : XXXX XXXX XXXX Amount Opened : XX/XX/XXXX XXXX.Account name : XXXX XXXX XXXX XXXX Amount Opened : XX/XX/XXXX XXXXAccount name : XXXX XXXXXXXX Amount XXXX : XX/XX/XXXX XXXXAccount name : XXXX XXXXXXXX XXXX  Amount Opened : XX/XX/XXXX XXXX name : XXXX XXXXXXXX XXXX XXXX  Amount Opened : XX/XX/XXXX XXXX name : XXXX Amount Opened : XX/XX/XXXX XXXX name : XXXX XXXX XXXX Auto Amount Opened : XX/XX/XXXX XXXX. Account name : XXXX XXXXe Amount Opened : XX/XX/XXXX XXXX. Account name : XXXX XXXX XXXX Amount Opened : XX/XX/XXXX XXXX. Account name : XXXX  XXXX XXXX Amount Opened : XX/XX/XXXX XXXX. Account name : XXXX XXXX Amount Opened : XX/XX/XXXX XXXX. Account name : XXXX XXXX Amount Opened : XX/XX/XXXX XXXX. Account name : XXXX / XXXX Funding Amount Opened : XX/XX/XXXX XXXXAccount name : XXXX Amount XXXX : XX/XX/XXXX XXXX. Account name : XXXX XXXX XXXX Amount Opened XXXX XX/XX/XXXX XXXX .Account name : XXXX XXXX Amount Opened XXXX XX/XX/XXXX XXXXAccount name : XXXX XXXX  Amount Opened : XX/XX/XXXX XXXX .Account name : XXXX XXXX XXXX Amount Opened : XX/XX/XXXX XXXX XXXXAccount name : XXXX XXXX  Amount Opened : XX/XX/XXXX XXXX .Account name : XXXX XXXX Amount Opened : XX/XX/XXXX XXXX .Account name : XXXX XXXXXXXX XXXX  Amount Opened : XX/XX/XXXX XXXX .Account name : XXXX XXXXXXXX Amount Opened : XX/XX/XXXX XXXX .Account name : XXXXXXXX XXXX Amount Opened : XX/XX/XXXX XXXX .Account name : XXXX XXXX Amount Opened : XX/XX/XXXX XXXX .Account name : XXXX XXXX XXXX Amount Opened : XX/XX/XXXX XXXX .Account name : XXXX / XXXXXXXX XXXX Amount Opened : XX/XX/XXXX XXXX .Account name : XXXX XXXX XXXX XXXX Amount Opened : XX/XX/XXXX XXXX XXXXAccount name : XXXX XXXX XXXX Amount Opened : XX/XX/XXXX XXXX .Account name : XXXX XXXX XXXX Amount Opened : XX/XX/XXXX XXXX .Account name XXXX XXXX XXXX Amount Opened : XX/XX/XXXX XXXX .Account name : XXXX XXXX Amount Opened : XX/XX/XXXX XXXX .Account name : XXXX XXXX XXXX XXXX  Amount Opened : XX/XX/XXXX XXXX .Account name : XXXX XXXX XXXX Amount Opened : XX/XX/XXXX XXXX XXXXAccount name : XXXX XXXX XXXXXXXX XXXX Amount Opened : XX/XX/XXXX XXXX .Account name : XXXX XXXX XXXX  Amount Opened : XX/XX/XXXX XXXX .Account name : XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX .Account name : XXXX Amount Opened : XX/XX/XXXX XXXX .Account name : XXXX XXXX Amount Opened : XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation