Consumer complaint received 2024-11-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: IA

Complaint narrative:
I AM WRITING TODAY IN REFERENCE TO SEVERAL FRAUDULENT ACCOUNTS, UNAUTHORIZED HARD INQUIRES, AND INCORRECT PERSONAL INFORMATION THAT KEEP APPEARING ON MY CREDIT REPORT. THESE THINGS DO NOT BELONG TO ME AND SHOULD NOT BE SHOWING UP AGAINST ME. I DEMAND THAT THEY BE REMOVED IMMEDIATLEY. THIS IS THE SECOND TIME THAT I'VE WRITTEN YOU REQUESTING A 'PROOF OF CONTRACT FROM THE CREDIT BUREAUS AND THE COMPANIES LISTED IN MY IDENTITY THEFT REPORT AFFIDAVIT MORE THAN XXXX  DAYS AGO I WROTE AND REQUESTED " PROOF '' OF THE ORIGINAL CONTRACT WHICH CONTAINS MY SIGNATURE IN REGARDS TO THESE FRAUDULENT ACCOUNTS TO THE CREDIT BUREAUS. THE CREDIT BUREAUS NEVER PROVIDED ME WITH ANY PROOF THAT A CONTRACT EXIST, NOR DID THEY RESPOND BACK TO ME. 
I AM NOW ASKING YOU TO DEMAND TO THE CREDIT BUREAUS THAT THEY IMMEDIATELY REMOVE THESE FRAUDULENT ACCOUNTS, AS THEY ARE HINDERING MY ABILITY TO OBTAIN CREDIT, AS WELL AS RUINING ME FINACIALLY! 
I ALSO REQUEST THAT YOU DEMAND THAT THE CREDIT BUREAUS REMOVE ALL INCORRECT PERSONAL INFORMATION AND HARD INQUIRES THAT ARE STILL SHOWING UP ON MY CREDIT REPORT. THIS REQUEST WAS ALSO MADE OVER XXXX  DAYS AGO AND I STILL HAVEN'T RECIEVED A RESPONCE OR ANY RELIEF. IN ACCORDANCE WITH THE ( FCRA ) USC 1681, IT IS THE CREDIT BUREAUS RESPONSIBILITY TO INSURE THE MAXIMUM AMOUNT OF ACCURACY! 
PLEASE SEE IDENTITY THEFT REPORT AFFIDAVIT ATTACHED. 



XXXX XXXX XXXX XXXX XXXX account # XXXX, opened XX/XX/XXXX, balance {$2800.00}, account # XXXX XXXXXX, opened XX/XX/XXXX, balance {$3400.00}, account # XXXX, opened XX/XX/XXXX, balance {$5900.00}, account # XXXX, opened XX/XX/XXXX, balance {$700.00}, account # XXXX, opened XX/XX/XXXX, balance {$1800.00} account # XXXX, opened XX/XX/XXXX, balance {$2300.00}, account # XXXX, opened XX/XX/XXXX, balance {$2800.00}, account # XXXX XXXXXXXXX, opened XX/XX/XXXX, balance {$5000.00}, account # XXXX, opened XX/XX/XXXX, balance {$3100.00}, account # XXXX, opened XX/XX/XXXX, balance {$3900.00}, account # XXXX XXXXXXXX, opened XX/XX/XXXX, balance {$130.00}, account # XXXX, opened XX/XX/XXXX, balance {$5200.00}, account # XXXX, opened XX/XX/XXXX, balance {$5100.00}, account # XXXX, opened XX/XX/XXXX, balance {$1200.00}, account # XXXX, opened XX/XX/XXXX, balance {$1900.00}, account # XXXX XXXXXXX, opened XX/XX/XXXX, balance {$1800.00} XXXX XXXX  ( original creditor : XXXX XXXX XXXX XXXX account # XXXX, opened XX/XX/XXXX, balance {$970.00} XXXX XXXX XXXX ( original creditor XXXX XXXX XXXX XXXX XXXX XXXX XXXX account # XXXX  XXXX XXXX XXXX XXXX XXXX, opened XX/XX/XXXX, balance {$230.00} account # XXXX, opened XX/XX/XXXX, balance {$580.00} XXXX XXXX XXXX XXXX XXXX creditor : XXXX ) account # XXXX, opened XX/XX/XXXX, balance {$1200.00} XXXXXXXX XXXX XXXX ( original creditor : XXXX XXXX XXXX XXXX ) account # XXXX, opened XX/XX/XXXX, balance {$590.00XXXX XXXX XXXX XXXX account XXXX XXXX, opened XX/XX/XXXX, balance {$0.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX account XXXX XXXX XXXX opened XX/XX/XXXX, balance {$1800.00}, account # XXXX, opened XX/XX/XXXX, balance {$2300.00}, account # XXXX, opened XX/XX/XXXX, balance {$3900.00}, account # XXXX, opened XX/XX/XXXX, balance {$1200.00}, account # XXXX, opened XX/XX/XXXX, balance {$1800.00}, account # XXXX, opened XX/XX/XXXX, balance {$2800.00}, account # XXXX, opened XX/XX/XXXX, balance {$5200.00}, account # XXXX, opened XX/XX/XXXX, balance {$1800.00}, account # XXXX, opened XX/XX/XXXX, balance {$700.00}, account # XXXX, opened XX/XX/XXXX, balance {$5900.00}, account # XXXX XXXXXXX, opened XX/XX/XXXX, balance {$5000.00}, account # XXXX XXXXX, opened XX/XX/XXXX, balance {$5100.00}, account # XXXX, opened XX/XX/XXXX, balance {$3100.00}, account # XXXX XX/XX/XXXX, balance {$3400.00}, account # XXXX, opened XX/XX/XXXX, balance {$2800.00}, account # XXXXXX, opened XXXX, opened XX/XX/XXXX, balance {$130.00} XXXX XXXX ( original creditor : XXXX XXXXXXXX XXXX ) account XXXX XXXX, opened XX/XX/XXXX, balance {$970.00} XXXX XXXX XXXX XXXX  original creditor : XXXX XXXX XXXX ) account # XXXX, opened XX/XX/XXXX, balance {$1300.00} XXXX XXXX XXXX XXXX account # XXXX, opened XX/XX/XXXX, balance {$580.00} CURRENT account # XXXX, opened XX/XX/XXXX, balance {$240.00} XXXX XXXX XXXX XXXX original creditor : XXXX XXXX XXXX XXXX  ) account # XXXX, opened XX/XX/XXXX, balance {$530.00} XXXX XXXX XXXX ( original creditor : XXXX XXXX XXXX XXXX XXXX ) account # XXXX, opened XX/XX/XXXX, balance {$230.00} XXXX XXXX XXXX account # XXXX XXXX, opened XX/XX/XXXX, balance {$0.00} XXXX XXXX XXXX account XXXX XXXX balance {$0.00} Experian Fraudulent Accounts XXX, opened XX/XX/XXXX, balance {$120.00}, account # XXXX, opened XX/XX/XXXX, XXXX XXXX XXXX XXXX account # XXXX # XXXX # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX XXXXXX, opened XX/XX/XXXX, balance {$1900.00}, account opened XXXX, balance {$2300.00} account opened XX/XX/XXXX, balance {$3000.00} acount opened XX/XX/XXXX, balance {$1200.00}, account # opened XX/XX/XXXX, balance {$1800.00}, account opened XX/XX/XXXX, balance {$2800.00}, account # opened XX/XX/XXXX, balance {$5.00}, account # opened XX/XX/XXXX, balance {$1800.00}, account opened XX/XX/XXXX, balance {$700.00}, account opened XX/XX/XXXX, balance {$6900.00}, account opened XX/XX/XXXX balance {$5000.00}, account # opened XX/XX/XXXX, balance {$5.00}, XXXX, account opened XX/XX/XXXX, balance {$3100.00}, account opened XX/XX/XXXX, balance {$3400.00}, account # opened XX/XX/XXXX, balance {$2000.00}, account # opened XX/XX/XXXX, balance {$130.00} XXXX XXXX  ( XXXX creditor XXXX XXXX XXXX ) account # XXXX XXXX XXXX XX/XX/XXXX balance {$970.00} XXXX XXXX XXXX ( original creditor XXXX XXXX ) account # XXXX, opened XX/XX/XXXX, balance {$1300.00} XXXX XXXX XXXX  account # XXXX, opened XX/XX/XXXX, balance {$580.00} XXXX XXXX XXXX XXXX account # XXXX, XXXX, balance XXXX XXXX XXXX XXXX ( original creditor XXXX  ) account # XXXX, opened XX/XX/XXXX, balance {$1200.00} XXXX XXXX XXXX ( original creditor : XXXX XXXX XXXX XXXX XXXX XXXX account # XXXX, opened XX/XX/XXXX, balance {$530.00} XXXX XXXX XXXX XXXX XXXX creditor XXXX XXXX XXXX XXXX XXXX XXXX account # XXXX, opened XX/XX/XXXX, balance {$230.00} XXXX XXXX XXXX XXXX  account # XXXX, opened XX/XX/XXXX, balance {$0.00}

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief