Consumer complaint received 2024-02-26 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: VA

Complaint narrative:
Trans Union XXXX and XXXX have violated my consumer rights, and I have provided proof multiple times. But unfortunately, these companies believe themselves to be higher than the law itself. 

Who is going to govern these agencies? 

By the Fair Credit Reporting Act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under XXXX XXXX XXXX. 

XXXX - XXXX - XXXX XXXX XXXX XXXX - Obligations with respect to disclosures of personal information- Please delete this item immediately. 

XXXX XXXX - XXXX - XXXX XXXX Code XXXX - Obligations with respect to disclosures of personal information- Please delete this item immediately. 

XXXX - XXXX - Under XXXX XXXX XXXX - permissible purpose of consumer reports, THE LAW CLEARLY STATES : Subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the accordance with the written instructions of the consumer to whom it relates- THIS ACCOUNT IS INACCURATE, I DID NOT INCUR ANY LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME XXXX XXXX - XXXX - XXXX XXXX XXXX XXXX - Obligations with respect to disclosures of personal information- Please delete this item immediately. 

XXXX - XXXX - XXXX XXXX XXXX XXXX - Obligations with respect to disclosures of personal information- Please delete this item immediately. 

XXXX - XXXX - Under XXXX XXXX XXXX - permissible purpose of consumer reports, THE LAW CLEARLY STATES : Subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the accordance with the written instructions of the consumer to whom it relates- THIS ACCOUNT IS INACCURATE, I DID NOT INCUR ANY LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME XXXX XXXX XXXX - XX/XX/2023 - THIS COMPANY IS IN VIOLATION OF XXXX XXXX XXXX THESE FRAUDULENT INQUIRIES MUST BE REMOVED IN 4 DAYS XXXX XXXX XXXX- This account is inaccurate and fraudulent. I? m seeking XXXX. Please delete at once. 

XXXX XXXX - XXXX - XXXX XXXX Code XXXX - Obligations with respect to disclosures of personal information- Please delete this item immediately. 

XXXX - XXXX - XXXX XXXX XXXX XXXX - Obligations with respect to disclosures of personal information- Please delete this item immediately. 

XXXX - XXXX - Under XXXX XXXX XXXX - permissible purpose of consumer reports, THE LAW CLEARLY STATES : Subject to subsection ( c ) any consumer reporting agency XXXX furnish a consumer report under the accordance with the written instructions of the consumer to whom it relates- THIS ACCOUNT IS INACCURATE, I DID NOT INCUR ANY LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME FEBDESTINY - XX/XX/2023 - THIS COMPANY IS IN VIOLATION OF XXXX XXXX XXXX THESE FRAUDULENT INQUIRIES MUST BE REMOVED IN 4 DAYS XXXX XXXX XXXX- This account is inaccurate and fraudulent. I? m seeking XXXX. Please delete at once. 

XXXX - XX/XX/2023 - THIS COMPANY IS IN VIOLATION OF XXXX XXXX XXXX THESE FRAUDULENT INQUIRIES MUST BE REMOVED IN 4 DAYS XXXX XXXX XXXX- This account is inaccurate and fraudulent. I? m seeking XXXX. Please delete at once. 

XXXX - XX/XX/2023 - THIS COMPANY IS IN VIOLATION OF XXXX XXXX XXXX THESE FRAUDULENT INQUIRIES MUST BE REMOVED IN 4 DAYS XXXX XXXX XXXX- This account is inaccurate and fraudulent. I? m seeking XXXX. Please delete at once. 

Trans Union, XXXX, and XXXX have violated my rights. 

XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX I have the right to privacy. 

XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX  XXXX : It also states a consumer reporting agency can not furnish an account without my written instructions XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX States : no consumer reporting agency may make any consumer report containing any of the following items of information or Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 

XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the data is inaccurate.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief