Consumer complaint received 2024-08-28 00:00:00
Product: Debt collection — Telecommunications debt
Issue: Took or threatened to take negative or legal action — Sued you in a state where you do not live or did not sign for the debt
Company: Red Target LLC
State: TX

Complaint narrative:
I am filing this complaint against Red Target LLC XXXX XXXX XXXX XXXX XXXX for their wrongful and abusive legal practices. The company has filed a lawsuit against my company, XXXX XXXX XXXX XXXX XXXX, in the Supreme Court XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX of XXXX ( Index No. XXXX ), despite our contract explicitly stating that any legal action must be initiated in the XXXXXXXX XXXX XXXX 

Violations : Wrong Jurisdiction : The lawsuit was filed in XXXX XXXX, a jurisdiction with no connection to the contract, my residence, or the events in question. This filing is in direct violation of the terms of our contract, which mandates that any legal disputes be resolved in XXXX. 

Fair Debt Collection Practices Act ( FDCPA ) Violations : 15 U.S. Code 1692i ( a ) ( 2 ) : The company violated the FDCPA by filing the lawsuit in a judicial district that is not the correct venue. The contract was signed in XXXX, and both my residence and business are located in Texas.

15 U.S. Code 1692d : The improper venue appears to be a deliberate attempt to harass and oppress by forcing my company to defend against a lawsuit in a distant and unrelated jurisdiction.

15 U.S. Code 1692e : The company made false and misleading representations by asserting that New York was the appropriate venue for this legal action.

Deceptive Trade Practices : Texas Business and Commerce Code 17.46 ( b ) : Filing the lawsuit in an improper jurisdiction appears to be a deceptive trade practice designed to pressure us into an unfair settlement.
Misrepresentation of Debt : The items claimed in the collections account were returned via XXXX, and therefore, no legitimate debt should exist. Despite this, Red Target LLC XXXX XXXX XXXX XXXX XXXX  has pursued legal action, falsely representing that my company owes this debt. This further exemplifies their intent to deceive and coerce us into payment for items that were returned and for which no outstanding balance should exist. 
Summary : Red Target LLC XXXXXXXX XXXX XXXX XXXX XXXX is using the judicial system in a manipulative and abusive manner, contrary to both federal and state laws. By filing in an incorrect jurisdiction and pursuing a debt that does not exist ( as the items in question were returned via XXXX ), they are intentionally increasing the legal burden and costs on my company, in what appears to be an attempt to coerce us into paying a disputed debt. These actions not only violate the FDCPA but also go against the ethical and legal standards expected of businesses in the debt collection industry. 

I request that the CFPB investigate this matter and take appropriate action to prevent further abuse by this company. Additionally, I seek any available remedies for the damages caused by this wrongful lawsuit, including the dismissal of the case and any applicable sanctions against Red Target LLC XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with explanation