Consumer complaint received 2026-01-25 00:00:00
Product: Vehicle loan or lease — Loan
Issue: Managing the loan or lease — Loan sold or transferred to another company
Company: ALLY FINANCIAL INC.
State: AZ

Complaint narrative:
LEGAL TENDER Ally Finance had been paid for the XXXX for XXXX XXXX truck what is legal tend according UCC AND USC Also title 12 USC sec 1813 says in the law that promissory notes are the equivalent of money as per title 18 USC sec 5103. Also 18 USC sec 5103 particularly says it is considered national currency. Congressional positive statutes, Statutes at Law, Judicial laws of title 12 and title 62, unites states codes 7, promissory note secretary act, and several treaties.

Also title 12 USC sec 1813 says in the law that promissory notes or XXXX XX/XX/XXXX with arbitration provision dealer number XXXX contract number XXXX BE CAME A PROMISSORY NOTE are the equivalent of money as per title 18 USC sec 5103. Also 18 USC sec 5103 particularly says it is considered national currency.

In which you can accommodate the document by placing a certain dollar amount on it and the bank has to take it because it says by federal statutes that it is the equivalent of money. Banking Institution ; and Financial Agency pursuant to 31 U.S.C. 5312. Private Bankers National Banking Association, PBNBA, Bankers ' Acceptance Promissory Note under ( U.C.C. 2-304 ) states, The price can be made payable in money or otherwise. IRS codes section XXXX ( XXXX ) C.C.H. states that Federal Reserve Notes ( Dollars ) are valueless. Banking Institution ; and Financial Agency pursuant to 31 U.S.C. 5312. Private Bankers National Banking Association, PBNBA, Bankers ' Acceptance Promissory Note under ( U.C.C. 2-304 ) states, The price can be made payable in money or otherwise. IRS codes section XXXX ( XXXX ) C.C.H. states that Federal Reserve Notes ( Dollars ) are valueless.

The only lawful money of the United States of America are gold and silver coins with XXXX oz XXXX pure gold or silver as per Articles XXXX and X of the Constitution For the United States of America, XXXX. 
Bank Loan Contracts or lender promissory notes requiring legal money that is not true money such as : bank checks, cash, check, money orders, attorney checks, bank transfers, wire transfers, FEDERAL RESERVE PROMISSORY NOTE DOLLARS, cashier checks, and certified checks from a bank, attorney, or escrow company are illegal pursuant to Title 31 U.S.C. 5118 ( d ) ( 2 ) ; 31 U.S.C.A. 463 ; and Public Law 97-258 ( XX/XX/XXXX ) The only lawful money of the United States of America are gold and silver coins with XXXX oz XXXX pure gold or silver as per Articles XXXX and X of the Constitution For the United States of America XXXX XXXX. 
Bank Loan Contracts or lender promissory notes requiring legal money that is not true money such as : bank checks, cash, check, money orders, attorney checks, bank transfers, wire transfers, FEDERAL RESERVE PROMISSORY NOTE DOLLARS, cashier checks, and certified checks from a bank, attorney, or escrow company are illegal pursuant to Title 31 U.S.C. 5118 ( d ) ( 2 ) ; 31 U.S.C.A. 463 ; and Public Law 97-258 ( XX/XX/XXXX ) TRUTH AND LEADING ACT requires a response as stipulated above. If Company fails or refuse to provide a written response in the form of a point-to-point rebuttal of the U.C.C. LAWS in a form of an Affidavit/Acknowledgement a non-response is Acquiescence means A persons or companies tacit or passive acceptance ; implied consent to an act. Review XXXX XXXX XXXX XXXX XXXX XXXX which states : An Affidavit/Acknowledgement if not contested in a timely manner is considered undisputed facts as a matter of law. Also, review XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) which states : Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading I XXXX XXXX presented an affidavit of official records of XXXX XXXX recorder file number XXXX to provide a proper validation of the debt according to truth and lending Act show or have a affidavit signed and get it notarized by a public notary stated that the owned the contract and not a copy I had requested that you provided proof of claim. A copy of the security instrument is not sufficient proof of claim as per U.C.C. - ARTICLE 3 -3-501 ( b ) 2 ( 1 ). Under this code, I am entitled to have the instrument presented to me as you are required to upkeep the legal document entrusted to you. ) I am asking for the Arbitration provision stated in the contract. SHOW THE ORIGINAL PROMISSE TO PAY NOTE OR PROVIDE THAT FEDERAL RESERVE NOTES ARE PLACE INTO WHAT IS CALL MONEY OF ACCOUNT ALLY LOAN OUT FERERAL RESERVE NOTE INTO CIRCULATOR MONEY AND PROVIDE A DEPOSIT RECIEPT.

Company response to consumer: Closed with explanation