Consumer complaint received 2025-06-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: AZ

Complaint narrative:
I am including XXXX letters : # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AZ XXXX Phone : XXXX XXXX Equifax XX/XX/XXXX Consumer Dispute Center P.O. XXXX XXXX XXXX, GA XXXX Re : Credit dispute XXXX XXXX XXXX : XX/XX/XXXX To Whom It May Concern : Please remove any and all Credit freezes and Name Blocks from credit file permanently. I am trying to apply for credit for a home loan and my file has a name block on it. This is my second written request. 

Recently I reviewed my credit report and there are errors. This account below does not belong to me : XXXX XXXX Reported : XXXX. XXXX, XXXX The following credit pull was fraud. I never authorized any credit pulls. Please remove it from my account. 

XXXX, XXXX Important dates Inquiry date : XXXX XXXX, XXXX Please remove XXXX XXXX XXXX XXXX XXXX, AZ XXXX from my previous addresses. 

Also, I would like to request a full updated credit report please mail me XXXX. 
Please call me with any questions you XXXX have at XXXX. 

Sincerely, XXXX XXXX Letter # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AZ XXXX Phone : XXXX XXXX TransUnion XXXX XX/XX/XXXX Consumer Dispute Center P.O. XXXX XXXX XXXX, PA XXXX Re : Credit dispute XXXX XXXX XXXX : XX/XX/XXXX To Whom It XXXX Concern : Please remove any and all Credit freezes and Name Blocks from credit file permanently. I am trying to apply for credit for a home loan and my file has a name block on it. This is my second written request. 


The following credit pull was fraud. I never authorized any credit pulls. Please remove it from my account. 

XXXX, XXXX Important dates Inquiry date : XXXX XXXX, XXXX Please remove XXXX XXXX XXXX XXXX XXXX, AZ XXXX from my previous addresses. 

Also, I would like to request a full updated credit report please mail me XXXX. 
Please call me with any questions you may have at XXXX. 

Sincerely, XXXX XXXX Letter # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AZ XXXX Phone : XXXX XXXX Experian XX/XX/XXXX Consumer Dispute Center P.O. XXXX XXXX XXXX, TX XXXX Re : Credit dispute XXXX XXXX XXXX : XX/XX/XXXX To Whom It May Concern : Please remove any and all Credit freezes and Name Blocks from credit file permanently. I am trying to apply for credit for a home loan and my file has a name block on it. This is my second written request. 

Recently I reviewed my credit report and there are errors. This account below does not belong to me : XXXX Authorized user Account # XXXX Account never late : ( See the attached letter ) XXXX XXXX  Late payments showing : XX/XX/XXXX & XX/XX/XXXX The following credit pull was fraud. I never authorized any credit pulls. Please remove it from my account. 

XXXX, XXXX Important dates Inquiry date : XXXX XXXX, XXXX Please remove XXXX XXXX XXXX XXXX XXXX, AZ XXXX from my previous addresses. 

Also, I would like to request a full updated credit report please mail me XXXX. 
Please call me with any questions you may have at XXXX. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation