Consumer complaint received 2024-10-31 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: MS

Complaint narrative:
I am writing to formally dispute inaccurate information that is being reported on my credit report. Specifically, the following items are incorrect and are negatively impacting my credit score : XXXX. Account Name : XXXX XXXX Account Number : XXXX Reason : I previously disputed this account, stating, " I dispute the missed and late payments. Please provide statements of all payments since I opened this account ''. I disagree with your investigation results. Please send proof of your findings or remove the negative information from this account. 

XXXX. Account Name : XXXX XXXX Account Number : XXXX Reason : I previously disputed this account, stating, " I dispute the missed and late payments. Please provide statements of all payments since I opened this account. '' I disagree with your investigation results. Please send proof of your findings or remove the negative information from this account. 
Date of Last Activity : Inaccurate Creditor Type : Inaccurate Payment status Inaccurate XXXX. Account Name : XXXX XXXX  Account Number : XXXX Reason : I previously disputed this account, stating, " I dispute the missed and late payments. Please provide statements of all payments since I opened this account. '' I disagree with your investigation results. Please send proof of your findings or remove the negative information from this account. 


XXXX. Account Name : XXXX XXXX Account Number : XXXX Reason : I previously disputed this account, stating, " I dispute the missed and late payments. Please provide statements of all payments since I opened this account. '' I disagree with your investigation results. Please send proof of your findings or remove the negative information from this account. 

XXXX Name : XXXX XXXX Account Number : XXXX Reason : I previously disputed this account, stating, " I dispute the missed and late payments. Please provide statements of all payments since I opened this account. '' I disagree with your investigation results. Please send proof of your findings or remove the negative information from this account. 

XXXX. Account Name : XXXX XXXX XXXX Account Number : XXXX Reason : I previously disputed this account, stating, " I dispute the missed and late payments. Please provide statements of all payments since I opened this account. '' I disagree with your investigation results. Please send proof of your findings or remove the negative information from this account. 
Date of Last Activity : Inaccurate Creditor Type : Inaccurate Payment status Inaccurate XXXX. Account Name : XXXX XXXX XXXX, Account Number : XXXX Reason : I believe this account is incorrect, as I have never had a contract with Safe Home Security. I kindly request that you investigate this issue and remove the collection account from my credit report. 

INQUIRIES : XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX EQUIFAX  XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX I believe these items are either inaccurately reported or have already been resolved, and I respectfully request a thorough investigation and correction. I have contacted both the credit reporting agency and the data furnisher, but the issue remains unresolved. Attached are screenshots of my credit report that highlight the inaccuracies. I appreciate your attention to this matter and kindly request a prompt update to my credit report, as accurate information is crucial for my financial well-being. Thank you for your consideration.

Company response to consumer: Closed with non-monetary relief