Consumer complaint received 2024-08-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: AZ

Complaint narrative:
In accordance with the fair credit reporting act. The list of accounts below has violated my federal protected consumer rights to privacy and confidentiality under 15 USC 1681. 

Account name : XXXX XXXX XXXX Account number : XXXX Account name : XXXX XXXX XXXX Account number:XXXX  Account name : Department of EducationXXXX XXXX Account Number : XXXX Open Date : XX/XX/XXXX Balance : {$4100.00} Account name : Department of Education/ XXXX Account Number XXXX XXXXXXXX Open Date : XX/XX/XXXX Balance : {$5000.00} Account name : Department of Education/ XXXX Account Number XXXX XXXX Open Date : XX/XX/XXXX Balance : {$1200.00} Account name : Department of EducationXXXX XXXX Account Number XXXX XXXX Open Date : XX/XX/XXXX Balance : {$2900.00} Account name : Department of EducationXXXX XXXX Account Number : XXXX Open Date : XX/XX/XXXX Balance : {$4900.00} Account name : Department of Education/ XXXX Account Number : XXXX Open Date : XX/XX/XXXX Balance : {$4200.00} Account name : Department of Education/ XXXX Account Number : XXXX Open Date : XX/XX/XXXX Balance : {$2500.00} Account name : Department of EducationXXXX XXXX Account Number : XXXX Open Date XXXX XX/XX/XXXX Balance : {$4200.00} Account name : XXXX XXXX XXXXXXXX XXXX  Account number : XXXX Account name : XXXX XXXX XXXX Account number : XXXX Account name : XXXXXXXX XXXX XXXXXXXX Account number : XXXX Account name : XXXX XXXX XXXX Account number : XXXX Account name : XXXX XXXXXXXX XXXX XXXX 
Account number : XXXX Has Violated my Rights. 

I Looked at my ( Experian ) credit report on XX/XX/XXXX and noticed some things are incomplete and not accurate. And recording to the fair credit reporting act, When ever a consumer reporting agency prepares a consumer report it shall fallow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report related according to 15 USC 1681 ( e ) ( b ) And according to 15 USC 1681i They are supposed to do this ( 5 ) Treatment of inaccurate or unverifiable information. 
( A ) In general if, After any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shall- I : Promptly delete that item of information from the file of consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation. And II : Promptly notify the furnisher of that information that the information ahs been modified or deleted from the file of the consumer. 

And according to 15 USC 1681s-2 they are supposed to not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief