Consumer complaint received 2024-12-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: CBC Companies, Inc.
State: FL

Complaint narrative:
Innovis Data Solutions and XXXX XXXX have unlawfully reported XXXX or more fraudulent accounts on my respective consumer reports with these consumer reporting agencies. 

XXXX. XXXX XXXX XXXX  : Account # ending in XXXX Date Opened : XX/XX/XXXX Alleged Balance : {$560.00} All credit tradelines reported on my Innovis consumer report and XXXX consumer report are fraudulent and arose from IDENTITY THEFT on my consumer report. XXXX, XXXX, and XXXX have removed my disputed items from my consumer reports this year, XXXX. Innovis Data Solutions and XXXX XXXX have failed to verify my personal information and reported credit tradelines as required by law on my consumer reports. Innovis Data Solutions and XXXX XXXX have a history of inaccurate reporting for my Consumer Credit Report. 

They do not have my current address listed correctly. 

I live at XXXX XXXX XXXX  XXXX XXXX XXXX XXXX FL XXXX. I do not live at XXXX XXXX XXXX XXXX XXXX FL XXXX. 


Innovis Data Solutions and XXXX XXXX are inaccurately reporting of late payments for student loans in the date range of XX/XX/XXXX and XX/XX/XXXX to XX/XX/XXXX. XXXX, XXXX, and XXXX report no late payments for any items on my consumer credit reports with the 3 major credit reporting agencies. 

Account : XXXX  XXXX XXXX XXXX Account number : XXXX Consumer Account Numbers : XXXX XXXX XXXX XXXX XXXX XXXX XXXX - {$5800.00} XXXX XXXX - XXXX XXXX XXXX XXXX - {$1200.00} XXXX XXXX  - XXXX XXXX XXXX XXXX - {$2200.00} XXXX XXXX - XXXX XXXX XXXX XXXX - {$1200.00} XXXX XXXX - XXXX XXXX XXXX XXXX - {$4700.00} XXXX XXXX  - Loan XXXX - XXXX - {$3000.00} XXXX  XXXX  - XXXX  XXXX - XXXX - {$570.00} XXXX XXXX - XXXX XXXX XXXX XXXX - {$2000.00} XXXX XXXX - XXXX XXXX XXXX XXXX - {$1200.00} XXXX  XXXX XXXX XXXX XXXX XXXX XXXX - {$2100.00} XXXX XXXX  - XXXX XXXX XXXX XXXX - {$4600.00} Group AI - XXXX XXXX XXXX XXXX - {$4400.00} XXXX XXXX  - XXXX  XXXX - XXXX - {$4600.00} XXXX XXXX XXXX  XXXX XXXX XXXX XXXX - {$6500.00} XXXX XXXX  XXXX XXXX XXXX XXXX XXXX - {$2200.00} XXXX XXXX XXXX XXXX XXXX - XXXX - {$3000.00} Alleged Balance : {$50000.00} Status : Open Date opened : XX/XX/XXXX XX/XX/XXXX Account type : Student Loans XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ) XXXX XXXX ( Nebraska ) Police Department Report ID Number : XXXX XXXX XXXX XXXX Police Report ID : XXXX XXXX FTC Report XXXX : XXXX I address all this in my Identity Theft Letter and Change of Address Letter. See XXXX XXXX XXXX Police Report ID : XXXX XXXX I AM A VICTIM OF IDENTITY THEFT. 

Innovis Data Solutions and XXXX XXXX are suppose to operate in Uniform with its fellow consumer reporting agencies. Secondly, Companies are using my copyright name for unauthorized commercial gain. All supporting documents are attached. 15 U.S. Code 1681e - Compliance procedures ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates.

Inaccurate and negative information on my consumer reports are hinder my ability to secure more small business funding and personal lines of credit. 

I also have a quadriplegic brother that was hazed by the XXXX Police XXXX on XX/XX/XXXX. XXXX XXXX, my only sibling. It is national news, XXXX " XXXX police academy XXXX  ". I am keeping count of the economic and monetary damages Innovis Data Solutions and XXXX XXXX are causing me, my small business, and my family. I will submit an affidavit of truth and invoice Innovis Data Solutions and XXXX XXXX for my monetary damages if this is not resolved shortly.

Company response to consumer: Closed with explanation