Consumer complaint received 2024-11-22 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: Diaz Anselmo Lindberg, P.A.
State: IL

Complaint narrative:
XXXX, XXXX and demand for Disclosures under TILA to Diaz Anselmo & Associates LLC DAA ) as successor to XXXX, XXXX XXXX XXXX ( " XXXX '' ) to identify who was the XXXX XXXX XXXX the DEBT due from me who hired and authorized law firm XXXX to conduct foreclosure case XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX aka XXXX XXXX XXXX XXXX Participation ] and XXXX XXXX XXXX XXXX  who allegedly retained XXXX XXXX XXXX to conduct foreclosure and eviction under unknown to me authority. I demand disclosures from whose account receivables were paid {$10.00} stated in Assignments dated XX/XX/XXXX and XX/XX/XXXX ; on whose account receivable were deposited {$10.00} from the sale of my property to XXXX He on XX/XX/XXXX and why these payments were so grossly inadequate - merely {$10.00} ) for a condo in XXXX. 

Based on my communication with XXXX XXXX employees [ AI generated letters from Mortgage Servicing Platform owned by XXXX XXXX XXXX XXXX XXXX ], XXXX XXXX has absolutely no knowledge about foreclosure case XXXX and even asked me to confirm if such foreclosure existed. 

On XX/XX/XXXX Diaz Anselmo & Associates LLC ( DAA ) submitted to CFPB an unsigned response to my Complaint full of false and misleading answers where they insisted that XXXX was retained by XXXX XXXX XXXX. 

First and foremost, its illegal and perhaps criminal to submit unsigned anonymous responses to the Government Agency CFPB. The response must be prepared and signed by an authorized knowledgeable employee of the Company to whom this Complaint was addressed. Please provide the name and contact information of the authorized employee of DAA who has personal knowledge about my transaction and foreclosure and eviction cases and who prepared this response, along with supporting documents, not just an Order prepared by FAL 's undisclosed lawyer. Please provide me the name of the lawyer who prepared Order approving foreclosure and sale filed in this case on XX/XX/XXXX. See attached According to DAA, The Firm was retained in XXXX on behalf of XXXX XXXX XXXX  to initiate a foreclosure proceeding regarding the property located at XXXX XXXX XXXX XXXX, XXXX  XXXX, XXXX, Illinois XXXX ( property ). 

The Foreclosure and eviction cases were filed on behalf of XXXX XXXX as Trustee for XXXX XXXX who was named as a Plaintiff, not on behalf of XXXX XXXX who did not appeared in this case in ANY capacity and was not mentioned by FAL lawyers as their Client and the Creditor. 

Is this DAAs contention that their firm was hired by XXXX XXXX XXXX  who was the owner of the debt by paying value of the debt as mandated under XXXX XXXX  XXXX and XXXX XXXX XXXX XXXX actual Creditor who hired XXXX to conduct foreclosure case XXXX and eviction. Please provide me a copy of this referral and any other evidence in support that XXXX was hired and authorized by XXXX XXXX XXXX. 

I demand XXXX XXXX XXXX to confirm that they retained FAL lawyers to conduct foreclosure and eviction against me and provided FAL instructions, documents and payments for their legal services. 

I demand XXXX XXXX XXXX  to disclose if XXXX XXXX was my XXXX who owned debt by making payment for the debt and owned the account receivable due from me. If XXXX XXXX was not the Creditor, please disclose in which capacity XXXX XXXX retained XXXX lawyers and who authorized this retention. Must be the owner of the debt who paid value for the debt. 

Only the CREDITOR who owns the account receivable due to this Creditor from me has legal rights and STANDING to demand any relief from the Court. 

Please explain why XXXX acted as representative of XXXX XXXX  [ who deny its involvement in my transaction ] and failed to disclose to me and to the Court that FALs actual Client is XXXX XXXX XXXX, not XXXX XXXX  whom XXXX claimed to Judges they represent in this case. Please provide me copies of any and all documents evidencing retention of FAL by XXXX XXXX and XXXX authority to represent XXXX XXXX  and XXXX XXXX XXXX in this case as a Plaintiff Please disclose if XXXX received any documents and instructions from XXXX XXXX  or from XXXX XXXX. Please specify who exactly provided documents and instructions to FAL and the name and contact information of the authorized employee who has personal knowledge about these transaction, as required under XXXX XXXX XXXXXXXX According to XXXX undisclosed employee, based upon the XXXX referral from XXXX XXXX XXXX DAA XXXX suit and did attach that assignment which was prepared by XXXX XXXX XXXX XXXX XXXX XXXX which was tied to the property at issue. 

This is not true. XXXX did not attached Assignment prepared by XXXX XXXX XXXX, XXXX. on XX/XX/XXXX. XXXX used a completely different Assignment dated XX/XX/XXXX. 

Please disclose the source of this Assignment and verify who paid {$10.00} and other valuable consideration on XX/XX/XXXX and who received this Consideration on XX/XX/XXXX, and the full amount of consideration paid and received. 

According to DAAs undisclosed representative, within the Order, the Court held that the amount of the sale was insufficient to satisfy the Judgment, and therefore the Court entered a deficiency judgment in the amount of {$140000.00}. 

The amount of consideration allegedly paid by unknown to me parties was {$10.00} in the Assignments prepared by XXXX on XX/XX/XXXX and {$10.00} from XXXX on XX/XX/XXXX. According to the Warranty Deed prepared by XXXX on XX/XX/XXXX, buyer XXXX He also paid {$10.00} for the property Please disclose who paid {$10.00} in XXXX and {$10.00} in XXXX ; who received these {$10.00}, who was entitled to receive and who actually received {$10.00} from XXXX He on XX/XX/XXXX, why the amount for my property was so inadequate, and who demanded and was entitled to the deficiency judgment in the amount of {$140000.00} DAA did not mentioned my purportedly original Note presented by lawyer XXXX XXXX to XXXX  XXXX XXXX which was not the original and had no endorsements at all. I never received a copy of this document and it was never filed with the Court records. Please disclose the source and authority who provided this Note and Mortgage to lawyer XXXX, and that lawyer XXXX did with these documents after the hearing. Did XXXX kept these documents with XXXX? Please provide me the name of the Company who furnished these purported original documents to XXXX and who received these documents after the hearing and the direct contact information for an authorized employee of this Company who can personally verify that this employee furnished original Note and Mortgage to lawyer XXXX and received it back after the hearing. Please provide me a copy of this allegedly original Note presented by FALs lawyer and return me the original Note and Mortgage. 

DAA undisclosed employee told CFPB that prepared by FALs undisclosed lawyer The Order confirming sale outlines the distribution of the sale proceeds. According to the Order, the successful bidder is entitled to and shall have possession of mortgaged real estate However, here is NO information who was this successful bidder. Can you please identify who submitted a successful bid for my property? 

Did this successful bidder ever received possession of the mortgaged real estate as outlined in the Order? When this successful bidder received possession of the mortgaged real estate? 

What this successful bidder did with my real estate after it received possession? 

Please provide me name and direct contact information of the individual authorized employee of the successful bidder who has personal knowledge about these transaction and can verify it to me Please disclose happened to my original Promissory Note and Mortgage which was never released after sale on XX/XX/XXXX I demand to return me my original documents and provide me a XXXX signed release of this lien since XXXX XX/XX/XXXX I received a demand for payments under my Note and Mortgage from Artificial Intelligence acting as XXXX XXXX XXXXXXXX XXXX XXXX who was misrepresented as a Servicer for unknown to me parties..

Company response to consumer: Closed with explanation