Consumer complaint received 2016-10-05 00:00:00
Product: Mortgage — Conventional fixed mortgage
Issue: Loan servicing, payments, escrow account — 
Company: Ocwen Financial Corporation
State: NV

Complaint narrative:
WE REQUEST THAT OCWEN LOAN SERVICING RESPOND TO THIS COMPLAINT ONLY! 
Documents reflect, on XXXX XXXX XXXX, Ocwen Loan Servicing created an assignment of Deed of Trust for XXXX. This document reflects that XXXX assigned this Deed of Trust to XXXX Per Ocwen in another CFPB complaint ( XXXX ), they stated ; " the owner of the loan is XXXX XXXX, as trustee for XXXX Mortgage Loan trust XXXX ''. Now, on XXXX XXXX XXXX at XXXX, XXXX XXXX XXXX XXXX XXXX ( XXXX ) stated in an email ; " in addition to the positive findings in the XXXX XXXX trust, the signer of assignment of the Deed of Trust is an assignee agent employee, XXXX XXXX, who states his position as a XXXX assigning officer without disclosure of his true role. The document was also recorded on XXXX/XXXX/XXXX, approximately eight years after the closing date XXXX/XXXX/XXXX and was not signed by the required Depositor XXXX in violation of S.E.C governing documents ''. Per the XXXX website, they stated that from the point of view of XXXX XXXX there can be no foreclosure of a mortgage without the party claiming rights under the mortgage showing that they purchased the mortgage for value. Then, I contacted the State of Florida notary division and requested documents on XXXX XXXX who sign the Assignment of Deed of Trust along with XXXX XXXX, the notary that notarized this document! On XXXX XXXX XXXX, we received a letter from the Florida Department of State dated XXXX XXXX XXXX. Per the application that XXXX XXXX filed with the State of Florida reflects that XXXX XXXX works for Ocwen Loan Servicing LLC located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Florida. XXXX XXXX date of birth is XXXX/XXXX/XXXX, Florida drivers license XXXX. XXXX XXXX also filed a State of Florida XXXX XXXX XXXX XXXX form which reflects the surety company that has the bond with is XXXX XXXX XXXX XXXX XXXX of XXXX. Per the State of Florida website, it reflects that XXXX XXXX has a notary, ID # XXXX, issued on XXXX/XXXX/XXXX and expires on XXXX/XXXX/XXXX and the bonding agent is XXXX XXXX Bonding. Per the State of Florida documents, XXXX XXXX who notarized this document works for Ocwen Loan Servicing at the same address as mentioned above. XXXX XXXX date of birth is XXXX/XXXX/XXXX and his Florida driver 's license number is XXXX. XXXX XXXX also filed a State of Florida XXXX XXXX XXXX XXXX form which reflects the surety company that has the bond is also with XXXX XXXX XXXX XXXX XXXX of XXXX. Per the State of Florida website, it reflects that XXXX XXXX has a notary, ID # XXXX, issued on XXXX/XXXX/XXXX and expires on XXXX/XXXX/XXXX and the bonding agent is XXXX XXXX XXXX. Both XXXX XXXX and XXXX XXXX both work together at Ocwen, got there notaries at the same time for Ocwen Loan Servicing benefit! This is a clear violation of the use of State notary stamps which is against the law when used unlawfully! On XXXX XXXX XXXX, I filed a complaint with the Office of the Governor Notary section in Florida against XXXX XXXX and XXXX XXXX who work for Ocwen loan Servicing! Per a federal judge, XXXX. a private company known as XXXX and owned by large banks and mortgage processors, can not act as an agent of the banks that own mortgages, wrote XXXX XXXX XXXX. This statement means that XXXX can not transfer mortgages! The only company that can transfer a mortgage is the current investor only! Per XXXX states in item " XXXX '', poorly drafted mortgages, " here is an example of an absurdly drafted mortgage from the public records of Florida. Item C states ; XXXX is XXXX. XXXX is a separate corporation that is acting solely as a nominee for lender and lenders suc

Company response to consumer: Closed with explanation