Consumer complaint received 2025-03-13 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
To Whom It May Concern : Upon reviewing my credit report, I have identified the following item ( s ) that are inaccurately reported : 1. The following personal information is incorrect\n \n Former : XXXX XXXX XXXX XXXX The following personal information is incorrect\n \n Also Known As : XXXX XXXX XXXX XXXX The inquiry was not authorized\XXXX XXXX XXXX\n Date of inquiry : XXXX Please remove it from my credit XXXX. The inquiry was not authorized\n XXXX XXXX XXXX XXXX Date of inquiry : XXXX Please remove it from my credit XXXX. The inquiry was not authorized\n XXXX XXXX\n Date of inquiry : XXXX Please remove it from my credit XXXX. The inquiry was not authorized\n XXXX XXXX XXXX XXXX\n Date of inquiry : XXXX Please remove it from my credit XXXX. The inquiry was not authorized\n XXXX XXXX XXXX\n Date of inquiry : XXXX Please remove it from my credit XXXX. The inquiry was not authorized\n XXXX XXXX XXXXn Date of inquiry : XXXX Please remove it from my credit report.\n\n9. The inquiry was not authorized\n XXXX XXXX XXXX Date of inquiry : XXXX Please remove it from my credit XXXX. The inquiry was not authorized\n XXXX XXXX XXXX XXXXn Date of inquiry : XXXX Please remove it from my credit XXXX. The inquiry was not XXXX XXXX XXXX\n Date of inquiry : XXXX Please remove it from my credit XXXX. The inquiry was not authorized\n TRADITIONS XXXXn Date of inquiry : XXXX Please remove it from my credit XXXX. The inquiry was not authorized\n XXXX XXXXn Date of inquiry : XXXX Please remove it from my credit report.\n\n14. The inquiry was not authorized\n XXXX XXXX XXXX XXXX\n Date of inquiry : XXXX Please remove it from my credit XXXX. The inquiry was not authorized\n XXXX XXXX XXXX\n Date of inquiry : XXXX Please remove it from my credit XXXX. The inquiry was not authorized\n XXXX XXXX XXXXn Date of inquiry : XXXX Please remove it from my credit XXXX. The inquiry was not authorized\n XXXXXXXX XXXX Date of inquiry : XXXX Please remove it from my credit XXXX. The inquiry was not authorized\n XXXX XXXX XXXX XXXXXXXXn Date of inquiry : XXXX Please remove it from my credit XXXX. The inquiry was not authorized\n XXXX XXXXn Date of inquiry : XXXX Please remove it from my credit XXXX. The inquiry was not authorized\n XXXX XXXXn Date of inquiry : XXXX Please remove it from my credit XXXX. The inquiry was not authorized\n XXXX XXXX XXXX XXXX Date of inquiry : XXXX Please remove it from my credit XXXX. The inquiry was not XXXX XXXX XXXX Date of inquiry : XXXX Please remove it from my credit report.\n\n23. The inquiry was not XXXXXXXX XXXX XXXXn Date of inquiry : XXXX Please remove it from my credit XXXX. The inquiry was not authorized\n XXXX XXXXXXXX XXXXn Date of inquiry : XXXX Please remove it from my credit report.\n\n25. The inquiry was not authorized\n XXXX XXXX XXXX XXXX Date of inquiry : XXXX Please remove it from my credit report.\XXXX. The inquiry was not authorized\n XXXX XXXX XXXX\n Date of inquiry : XXXX Please remove it from my credit XXXX. Violation of 15 U.S. Code 1681b - Permissible purposes of consumer. Delete XXXX XXXX XXXX XXXX Account Number : XXXX*\n Please remove this inaccurate information from my credit report.\n\n28. violation 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately\n XXXX XXXX XXXXXXXX Account Number : XXXX Please remove this inaccurate information from my credit XXXXeport.\n\n29. The status is incorrect for the following account\n XXXX XXXX Account XXXX : XXXX Please remove this inaccurate information from my credit XXXX. Violation of 15 U.S. Code 1681b - Permissible purposes of consumer. Delete immediately.\n XXXX XXXX XXXX XXXXn Account Number : XXXX Please remove this inaccurate information from my credit report.\n\n31. violation 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately\n SXXXX XXXX XXXX\n Account Number : XXXX Please remove this inaccurate information from my credit report.\n\n32. 15 USC 1681i ( 4 ) client privacy information. Delete this item immediately\n XXXX XXXX XXXX XXXXn Account Number : XXXXn Please remove this inaccurate information from my credit XXXXeport.\n\n33. violation of 15 usc 1681e ( b ) faling to provide maximum possible accuracy. This must be deleted\n XXXX XXXX XXXX XXXXn Account Number : XXXX Please remove this inaccurate information from my credit XXXX. violation 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately\n XXXX XXXX\n Account Number : XXXX Please remove this inaccurate information from my credit XXXX. violation 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately\XXXX XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report.\n According to the Fair Credit Reporting Act, I hereby request that you investigate and rectify these items from my credit report. It is my understanding that you will verify these items with the corresponding creditor. Please delete any information that the creditor is unable to validate. I am aware that as per 15 U.S.C. Sec. 1681i ( a ), you are required to complete this investigation within 30 days of receiving this letter.

Kindly send an updated copy of my credit report to the aforementioned address. Pursuant to the act, there should be no fee for this updated report. Additionally, I request that you notify anyone who has received my credit report in the past six months of these corrections.

Thank you for your attention and assistance in this matter. 
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Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief