Consumer complaint received 2025-11-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: SC

Complaint narrative:
Dear Sir/Madam, I am writing to formally dispute the information contained in my credit report. The following accounts are being disputed due to potential inaccuracies and violations under the Fair Credit Reporting Act ( FCRA ), including but not limited to : Violation of 15 U.S.C. 1681e ( b ) for failure to maintain reasonable procedures to ensure the maximum possible accuracy of the information Violation of 15 U.S.C. 1681g for failure to provide accurate consumer information Violation of 15 U.S.C. 1681i for failure to conduct a reasonable investigation into disputed information Violation of 15 U.S.C. 1681s-2 ( b ) for failure to investigate disputed items reported by a consumer Violation of 15 U.S.C. 1681b for improper reporting or sharing of consumer credit data without consent Potential violation due to exposure to data breach or mishandling of sensitive consumer data My details are as follows : Full Name : XXXX XXXX Date of Birth : XX/XX/XXXX Social Security Number ( last four digits ) : XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX The disputed accounts are listed below : XXXX XXXX : Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Balance : {$910.00} Collection - XXXX XXXX XXXX  : Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Balance : {$99.00} Collection - Installment XXXX XXXX XXXX : Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Balance : {$620.00} Collection - Installment XXXX XXXX XXXX : Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Balance : Delinquent Revolving XXXX XXXX XXXX : Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Balance : {$440.00} Collection - Installment XXXX XXXX XXXX : Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Balance : {$870.00} Collection - Installment XXXX XXXX : Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Balance : {$830.00} Collection - Installment XXXX  : Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Balance : {$1200.00} Collection - Installment XXXX XXXX XXXX : Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Balance : {$6900.00} XXXX XXXX XXXX : Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Balance : {$800.00} Collection - Installment XXXX XXXX XXXX XXXX : Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Balance : {$7600.00} AutoLoan XXXX XXXX XXXX : Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX, Balance : {$240.00} ChargeAccount XXXX  : Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX, Balance : {$970.00} Installment XXXX : Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Balance : {$0.00} Installment XXXX XXXX XXXX : Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Balance : {$0.00} Secured Installment XXXX  : Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Balance : {$63.00} XXXX XXXX XXXX : Account Number XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Balance : {$0.00} ChargeAccount XXXX XXXX XXXX : Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX, Balance : {$0.00} XXXX XXXX : Account Number : XXXX XXXX XXXX XXXX XXXX XXXX, Balance : {$0.00} XXXX XXXX XXXX  : Account Number : XXXX XXXX XXXX XXXX XXXX, Balance : {$0.00} Installment

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief