Consumer complaint received 2025-08-21 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC.
State: WA

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate.

Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : Experian XXXX XXXX XXXX XXXX XXXXccount number XXXX Date opened XX/XX/XXXX Account type Collection Status Collection account. {$480.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Account number XXXX Date opened XX/XX/XXXX Account type Collection Status Collection account. {$180.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Account number XXXX Date opened XX/XX/XXXX Account type Debt Buyer Status Collection account. {$310.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Account number XXXX Date opened XX/XX/XXXX Account type Debt Buyer Status Collection account. {$650.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Account number XXXX Open/closed Open Date opened XXXX XXXX, XXXX Account type Education Transunion XXXX XXXX XXXX XXXX  Account Number XXXXXXXX XXXX XXXX XXXX XXXX  Current Balance {$0.00} Original Balance {$0.00} Limit XXXX XXXX  Monthly Payment {$0.00} Status Collection / Charge-Off Opened XX/XX/XXXX Account Number XXXXXXXX XXXX XXXX XXXX XXXX XXXXurrent Balance {$650.00} Original Balance {$650.00} Status Collection / Charge-Off Opened XX/XX/XXXX Account Number XXXXXXXX XXXX XXXX XXXX XXXX XXXXurrent Balance {$180.00} Original Balance {$180.00} Status Collection / Charge-Off Opened XX/XX/XXXX Account Number XXXXXXXX XXXX XXXX XXXX XXXX  Current Balance {$310.00} Original Balance {$310.00} Status Collection / Charge-Off Opened XX/XX/XXXX Account Number XXXXXXXX XXXX XXXX XXXX XXXX  Current Balance {$710.00} Original Balance {$630.00} Collection / Charge-Off Opened XX/XX/XXXX Equifax XXXX XXXX XXXX XXXX Account Number XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Collection Agency XXXX XXXX  Date Assigned XX/XX/XXXX Original Amount Owed {$630.00} Amount {$720.00} Status Date XX/XX/XXXX Status UNPAID Account Number XXXX XXXX XXXX XXXX XXXX XXXX XXXXollection Agency XXXX XXXX XXXX  Date Assigned XX/XX/XXXX Original Amount Owed {$180.00} Amount {$180.00} Status Date XX/XX/XXXX Status UNPAID

Company response to consumer: Closed with non-monetary relief