Consumer complaint received 2024-01-02 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
My name is XXXX XXXX, I am not a third party. I am a natural person submitting this complaint, and I am requesting that these negative inaccurate items be removed from my credit report. 

XXXX Account number XXXX Account type Charge Card Responsibility Individual Date opened XX/XX/XXXX Status Closed. {$750.00} written off. 
Status updated XX/XX/XXXX Balance {$0.00} Balance updated XX/XX/XXXX REASON ; I don't recognize how this account is reporting on my credit report. 
I don't recognize the account number, the LAST ACTIVITY BEING REPORTED, ACCOUNT STATUS, ACCOUNT HIGH BALANCE nor to I recognize the LATE PAYMENTS. 
This creditor has not provided me a 1099c form this account is being reported as charged off, the debt collector is not properly reporting on this debt. 
This account is inaccurate and needs to be removed. 
The debt collector has not provided me proper debt validation for this alleged debt. Please delete this from my report. 
The debt collector is not properly reporting on this debt. 
This account is inaccurate and needs to be removed. 
Under 15 USC 6802b my rights were violated.

I was never gave consent or an option opt out of having my information shared to third parties.

Under 15 U.S.C.1681b, 15 U.S.C.1666, 15 U.S.C.1666b 15 USC 1681S-2 my rights have been violated. 

XXXX Account number XXXX Account type Charge Card Responsibility Individual Date opened XX/XX/XXXX Status Closed. {$490.00} written off. 
Status updated XX/XX/XXXX Balance {$0.00} Balance updated XX/XX/XXXX REASON ; I don't recognize how this account is reporting on my credit report. 
I don't recognize the account number, the LAST ACTIVITY BEING REPORTED, ACCOUNT STATUS, ACCOUNT HIGH BALANCE nor to I recognize the LATE PAYMENTS. 
The debt collector has not provided me proper debt validation for this alleged debt. Please delete this from my report. 
The debt collector is not properly reporting on this debt. 
This account is inaccurate and needs to be removed. 
Under 15 USC 6802b my rights were violated.

I was never gave consent or an option opt out of having my information shared to third parties.

Under 15 U.S.C.1681b, 15 U.S.C.1666, 15 U.S.C.1666b 15 USC 1681S-2 my rights have been violated. 

XXXX XXXX XXXX XXXX Account number XXXX Account type Credit card Responsibility Individual Date opened XX/XX/XXXX Status Account charged off. {$15.00} written off. {$15.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Balance {$15.00} REASON ; I don't recognize how this account is reporting on my credit report. 
I don't recognize the account number, the LAST ACTIVITY BEING REPORTED, ACCOUNT STATUS, ACCOUNT HIGH BALANCE nor to I recognize the LATE PAYMENTS. 
The debt collector has not provided me proper debt validation for this alleged debt. Please delete this from my report. 
The debt collector is not properly reporting on this debt. 
This account is inaccurate and needs to be removed. 
Under 15 USC 6802b my rights were violated.

I was never gave consent or an option opt out of having my information shared to third parties.

Under 15 U.S.C.1681b, 15 U.S.C.1666, 15 U.S.C.1666b 15 USC 1681S-2 my rights have been violated. 

XXXX XXXX Account number XXXX Account type Unsecured Responsibility Individual Date opened XX/XX/XXXX Status Closed. {$4.00}, XXXX written off. 
Status updated XX/XX/XXXX Balance {$0.00} Balance updated XX/XX/XXXX REASON ; I don't recognize how this account is reporting on my credit report. 
I don't recognize the account number, the LAST ACTIVITY BEING REPORTED, ACCOUNT STATUS, ACCOUNT HIGH BALANCE nor to I recognize the LATE PAYMENTS. 
This creditor has not provided me a 1099c form this account is being reported as charged off The debt collector is not properly reporting on this debt.

This account is inaccurate and needs to be removed.

The debt collector has not provided me proper debt validation for this alleged debt. Please delete this from my report.

The debt collector is not properly reporting on this debt.

This account is inaccurate and needs to be removed.

Under 15 USC 6802b my rights were violated.

I was never gave consent or an option opt out of having my information shared to third parties.

Under 15 U.S.C.1681b, 15 U.S.C.1666, 15 U.S.C.1666b 15 USC 1681S-2 my rights have been violated.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief