Consumer complaint received 2024-11-09 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: TX

Complaint narrative:
This complaint has been filed to request pursuant to FCRA 605B 15 U.S. Code 1681c-2, that you Equifax reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of receiving this complaint.In, accordance with the Fair Credit Reporting Act Equifax information Services LLC has violated my rights. Inaccurate reporting 15 USC 1681. Section 602 states I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency ( Equifax ) can not furnish an account without my written instruction of permission. 15 USC 1666B. Also, as a consumer per 15 US code 1681n : Civil liability for willful noncompliance. In case of liability of a natural person for obtaining a consumer report under false pretenses or knowingly without a permissible purpose actual damages sustained by consumer as a result of the failure or {$1000.00} whichever is greater. I have 222 companies who have violated my rights that Equifax has reported on my credit report. 1 hard inquiry by Department of COMM F XX/XX/XXXX i did not consent nor authorize Equifax or this company to run my credit or use my social security number. I would like to be reimbursed {$1000.00} per violation. Equifax and the corresponding accounts reported are also in violation of 15 US Code 1681c-2 Block of information resulting from identity theft. These accounts are all related to identity theft i have provided the necessary documentation under this law and the accounts still remain on my report I do not recognize these fraud accounts on my report. 
These are the fraud accounts from Identity theft, XXXX XXXX XXXX XXXX {$14000.00} opened XX/XX/XXXX, XXXX XXXX XXXX {$1000.00} opened XX/XX/XXXX, XXXX XXXX XXXX XXXX {$620.00} opened XX/XX/XXXX, XXXX XXXX XXXX XXXX credit card {$24000.00} opened XX/XX/XXXX, XXXX  XXXX XXXX {$640.00} opened XX/XX/XXXX, XXXX card service {$2100.00} opened on XX/XX/XXXX, XXXX XXXX  {$910.00} opened on XX/XX/XXXX, XXXX XXXX XXXX XXXX auto loan {$28000.00} opened on XX/XX/XXXX I have attached the fraud inquiries below XXXX XXXX XXXX  XXXX XX/XX/XXXX Equifax Mortgage SER XX/XX/XXXX XXXX XX/XX/XXXX Equifax Mortgage Ser XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX These addresses below are fraud and need to be deleted. 
XXXX XXXX XXXX XXXX  XXXX XXXX XXXX, tx XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX tx XXXX XXXX XXXX XXXX XXXX Tx XXXX These employers are fraud and need to be deleted XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I have attached my FTC Affidavit report, as well as my Id showing my address on file and that the addresses I provided in this complaint or not mailable and are fraud, i have also attached my demand letter showing telling XXXX how they have violated my rights, privacy, and this information should be deleted from my credit report ASAP I have also attached screenshots of Equifax reporting these fraud accounts.

Company response to consumer: Closed with explanation