Consumer complaint received 2025-03-13 00:00:00
Product: Debt collection — Credit card debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
XXXX XXXXXXXX XXXX Revolving with account opened on XX/XX/XXXX and a balance of {$1700.00}. 
This account was charged off and I no longer owe money to this creditor but its still showing a balance due. 
XXXX XXXX XXXX Revolving with account opened on XX/XX/XXXX and a balance of {$0.00}. 
This account was charged off and I no longer owe money to this creditor but its still showing a balance due. 
XXXX XXXX XXXX XXXX Revolving with account opened on XX/XX/XXXX and a balance of {$0.00}. 
This account was charged off and I no longer owe money to this creditor but its still showing a balance due. 
XXXX XXXX XXXX Installment with account # XXXX opened on XX/XX/XXXX and a balance of {$0.00}. 
This account was charged off and I no longer owe money to this creditor but its still showing a balance due. 
XXXX XXXX XXXX Revolving with account opened on XX/XX/XXXX and a balance of {$0.00}. 
This account was charged off and I no longer owe money to this creditor but its still showing a balance due. 
XXXXXXXX XXXX Revolving with account opened on XX/XX/XXXX and a balance of {$140.00}. 
This account was charged off and I no longer owe money to this creditor but its still showing a balance due. 
XXXXXXXX XXXX Revolving with account opened on XX/XX/XXXX and a balance of {$550.00}. 
This account was charged off and I no longer owe money to this creditor but its still showing a balance due. 
XXXX XXXX XXXX XXXX Revolving with account opened on XX/XX/XXXX and a balance of {$320.00}. 
This account was charged off and I no longer owe money to this creditor but its still showing a balance due. 
XXXX XXXXXXXX XXXX XXXX Revolving with account opened on XX/XX/XXXX and a balance of {$740.00}. 
This account was charged off and I no longer owe money to this creditor but its still showing a balance due. 
XXXXXXXX XXXX Revolving with account opened on XX/XX/XXXX and a balance of {$940.00}. 
This account was charged off and I no longer owe money to this creditor but its still showing a balance due. 
XXXX XXXX XXXX XXXX Revolving with account opened on XX/XX/XXXX and a balance of {$2100.00}. 
This account was charged off and I no longer owe money to this creditor but its still showing a balance due. 
Collection account from XXXX XXXX XXXX with account and a balance of {$2000.00}. The original creditor is XXXX XXXX XXXX. 
I never had a contract with this debt collector for any debt. Please provide proof from the original creditor that this debt collector owns this debt and has the legal authority to collect it or delete this account. 
Collection account from XXXX XXXX A with account and a balance of {$1200.00}. The original creditor is XXXX XXXX XXXX XXXX XXXX 
I never had a contract with this debt collector for any debt. Please provide proof from the original creditor that this debt collector owns this debt and has the legal authority to collect it or delete this account. 
Collection account from XXXX XXXX XXXX with account and a balance of {$1300.00}. The original creditor is XXXX XXXX XXXXXXXX XXXX 
I never had a contract with this debt collector for any debt. Please provide proof from the original creditor that this debt collector owns this debt and has the legal authority to collect it or delete this account. 
Collection account from XXXX XXXX XXXX with account and a balance of {$950.00}. The original creditor is XXXX XXXX XXXX XXXXXXXX. 
I never had a contract with this debt collector for any debt. Please provide proof from the original creditor that this debt collector owns this debt and has the legal authority to collect it or delete this account. 
Collection account from XXXX XXXX with account and a balance of {$700.00}. 
The original creditor is XXXX. 
I never had a contract with this debt collector for any debt. Please provide proof from the original creditor that this debt collector owns this debt and has the legal authority to collect it or delete this account. 
Collection account from XXXX XXXX XXXX with account and a balance of {$1200.00}. The original creditor is XXXX XXXX XXXX XXXX XXXX XXXX. 
I never had a contract with this debt collector for any debt. Please provide proof from the original creditor that this debt collector owns this debt and has the legal authority to collect it or delete this account. 
Collection account from XXXX XXXX with account and a balance of {$1600.00}. The original creditor is XXXX XXXX XXXXXXXX XXXX 
I never had a contract with this debt collector for any debt. Please provide proof from the original creditor that this debt collector owns this debt and has the legal authority to collect it or delete this account. 
Collection account from XXXX XXXX A with account and a balance of {$1300.00}. The original creditor is XXXX XXXX XXXX XXXX 
This account was charged off and I no longer owe money to the creditor but its still showing a balance due. 
Please reinvestigate these matters and delete or correct the disputed information as soon as possible. Thank you for your assistance.

Company response to consumer: Closed with non-monetary relief