Consumer complaint received 2024-08-08 00:00:00
Product: Credit card — General-purpose credit card or charge card
Issue: Fees or interest — Problem with fees
Company: CAPITAL ONE FINANCIAL CORPORATION
State: WA

Complaint narrative:
This needs oversight as the fee schedule for big business is out of control again. They are already collecting an interest rate thats higher than we have been used to and I frankly am okay with this in short term credit accounts because folks need to mind their household budgets. They get out of control and create poverty. 

{$40.00} dollars is target a demographic that are high risk accounts and I get trying to encourage people from engaging in bad behavior that creates problematic situations that lead to bigger issues down the line. Im not saying I didnt read the terms and conditions but Im never late and that generally never applies to me. 

The XXXX community has been targeted by XXXX XXXX who wanted to send human assets into the field to test how they handled XXXX XXXX XXXX and of exposure was still a issue or concern in receiving adequate care as I have a feeling they are being dismantled as they as last of an era with an ax to grind. 

So I was used and dumped onto system using breaking glass which is a code word for academic use for police reform and my XXXX worked for the oldest institution on the block in XXXX XXXX  that came under fire on XXXX and lost many of its accounts that day so my mother being an XXXX was laid off and sent into the world to find a new job. After 20 years it was a shock but we were at war and were a military family stationed on the border where there is a dispute with the locals about who owns California. Wed like to believe our hard work made it the forth richest economy in the world whereas XXXX if you look at it looks like California in size yet can only get XXXX place on the list as they have suddenly lost interest in working as they are land owners who manage a mestizo XXXX who they hand picked because they are hunter gathers and not that of the warriors of the bunch and less likely to challenge the authority. They too understood the values of not being burdened with war on the homeland and believed their stake was a matter of human dignity and rights to produce whereas they hadnt reached a point in their development where they needed more to survive so this is really an argument of life support that is claimed for reparations for honoring a treaty that we refuse to acknowledge in fear I suspect that its not good for their health. Given the investment of a quick paycheck we see how the community invested in televisions and liquor in reminisce about times they never served. Trying to make a connection with a tribe of yesteryear but often failing to find the right connection. They knew not how to build healthy happy adults that were capable of assimilating to XXXX while honoring their ancestors. Its very possible to do both but we are forced to listen to their stories of war. 

They have no leadership as we control their purse and their leadership took the money instead of the help. Fearful of our power they didnt want to loose their beliefs, values, and heritage. Anyone can appreciate that but drumming up the calls for war is not what you need. You need help and support and you are too proud to ask for it and this is now Americas investment in native cultures and seeing we can honor their past and look to the future. 

You deserve to be acknowledged and appreciated for you gifts and hospitality but we have a world who depends on our agreement to XXXX another. To support and help each other achieve security and prosperity through the bounty of the harvest is a gift from our creator. Its our XXXX heritage that we are not embarrassed about but celebrate in private in fear of being exploited by those who fear the unknown. Ignorance again. And a trait of the elderly as they get weak and can not defend themselves is a challenge to monitor as it needs to challenged in a manner thats respectful to their wisdom and their journey. Honoring your brothers work is minding the store and an opportunity to appreciate the challenges they had to overcome to get us to where we are today. 

We arent perfect and dont want that at perfection breaks banks. Nothing is perfect and the XXXX believe in producing an error in their creation of textiles that shield their families from the storm. For only XXXX is perfect and we have much to learn and yet in this modern era we are godless as we feel science is better than XXXX yet Gods grace built your school of higher education. 

Its a appreciation for the imperfect nature of development and how the learn the more we recognizes that higher education is a path to understanding a problem that existed and how someone communicated to the world in a manner that could explain the phenomenon to the masses and explain the wonder that is Gods gift of understanding thru education and how important it is to keep people engaged in learning through out their own experiences in life. Its the task of finding your own voice to speak for those who can not speak for themselves and protecting them until you can no longer. 

Whats sad is the need to break this for others and decide whats best for them. Its as if American ideals of creation have suddenly changed over night. We understand why men self medicate and we try to create a world free from pain but no matter how hard we try we celebrate the cost of living a life free from suffering from ignorance in how to make a living. As we are workers and celebrate the worker yet do a heck of a job in telling a story. The beacon on the home hill is burnt out and tired of keeping the door open. Changing of flags? 

We are in changing of the guard mode and Im being used to evaluate nurses in a practice of medicine. Being ill Im my growing up taught me what to look for and what to know what a healer whos a pastimes practitioner of a doctrine of care thats not perfect but uses his hands to listen. To challenge his beliefs in finding the root causes of the XXXX and addressing the chief complaint but in XXXX everyone is lying and so proving you deserve to be heard is nearly impossible. Nurses and doctors are afraid to touch people anymore they are in charge of caring for. That is amazing to me. How rude. I get it but you dont know how to protect yourself and blame others is my experience with nurses. Often frustrated because they couldnt understand and left out because they refused to reinvest in higher education of being a doctor. Instead a compromise to allow them access to a catalog of older vetted medication that has known side effects that the are to monitor for and suggest alternatives for care. But they failed me. They didnt see the tremor maybe due to me being superficial and hiding it but they didnt touch me. 

They refuse to explain like Utah does to invest in patient care by having consumers in the field who mimic the benefits of discovery in this doctrine of care. We fail to invest and people burn out here fast. We dont account for this. 

So excuse me for trying but invest in my community and being locked out by XXXX from employment after the restricted access period kicked in. Its to recognize that Im sick and stop stupid XXXX from happening but XXXX failed to anticipate my return and overcome the challenges with the tech. 

Then I lost my numbers and wad really locked out. From XXXX and apps.

Company response to consumer: Closed with monetary relief