Consumer complaint received 2025-05-29 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Received unsolicited financial product or insurance offers after opting out
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: IA

Complaint narrative:
I am writing to formally dispute the accuracy of multiple items on my credit report dated XX/XX/XXXX. Under the Fair Credit Reporting Act ( FCRA ), I respectfully request that you investigate these accounts and remove or correct any unverifiable, outdated, or inaccurate information. 
Below are the accounts I am disputing : XXXX. XXXX - Account # XXXX ( XXXX XXXX : XXXX XXXX ) XXXX. XXXX XXXX XXXX - Account # XXXX ( Original Creditor : XXXX XXXX ) 3. XXXX XXXX ( XXXX XXXX XXXX  ) - Account # XXXX XXXX. XXXX - Account XXXX XXXX  XXXX. XXXX XXXX XXXX - Account XXXX XXXXXXXX XXXX. XXXX XXXX XXXX - Account XXXX XXXXXXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX. XXXX - Account XXXX XXXXXXXX ( Original Creditor : XXXX XXXX ) XXXX. XXXX XXXX - Account XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX. ) XXXX. XXXX - Account XXXX XXXXXXXX ( XXXX XXXX : XXXX ) XXXX. XXXX XXXX - Account XXXX XXXXXXXX ( Original Creditor : XXXX  XXXX All TransUnion Account Numbers Open Accounts ( In Good Standing ) XXXX Account Number : XXXX XXXX ( XXXX XXXX XXXX ) Account Number : XXXX XXXX ( XXXX XXXX ) Account Number : XXXX Closed or Negative Accounts ( Charge-offs or Collections ) XXXX XXXX ( XXXX XXXX XXXX  ) Account Number : XXXX XXXX Account Number : XXXX  XXXX XXXX XXXX ( XXXX XXXX XXXX ) Account Number : XXXX XXXX  XXXX Account Number : XXXX XXXX XXXX ( Second Account ) Account Number : XXXX XXXX ( XXXX XXXX ) Account Number : XXXX XXXX Account Number : XXXX XXXX ( Second Account ) Account Number : XXXX XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Collection Accounts XXXX XXXX XXXX ( XXXX XXXX XXXX ) Account Number XXXX XXXX XXXX ( XXXX  XXXX ) Account Number : XXXX XXXX XXXX ( XXXX  XXXX ) Account Number : XXXX XXXX ( XXXX XXXX ) Account Number : XXXX XXXX XXXX XXXX ( XXXX ) Account Number : XXXX XXXX  ( XXXX ) Account Number : XXXX XXXX XXXX ( XXXX XXXX XXXX  ) Account Number : XXXX Accounts to Review or Remove XXXX Account XXXX XXXX ( Original Creditor : XXXX XXXX ) Issue : Listed as collection. I dispute its accuracy and request full validation or removal. 

XXXX XXXX XXXX  Account XXXX  XXXX ( Original Creditor : XXXX XXXX ) Issue : Marked in collections. Please validate this debt or remove it from my report. 

XXXX XXXX ( XXXX  XXXX XXXX ) Account XXXX  XXXX Issue : Charged off. I dispute this account due to incomplete payment history and outdated reporting. 

XXXX Account XXXX XXXX Issue : Charge-off status and balance disputed. Please verify or remove. 

XXXX XXXX XXXX Account XXXX  XXXX Issue : Charge-off status disputed. I am requesting validation. 

XXXX XXXX XXXX Account XXXX  XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) Issue : Listed as collection. I dispute the balance and account ownership. 

XXXX Account XXXX XXXXXXXX ( Original Creditor : XXXX  XXXX ) Issue : Collection account disputed. No prior notice received. 

XXXX XXXX Account # XXXX ( Original Creditor : XXXX XXXX XXXX XXXX. ) Issue : Disputed collection. Please provide verification or remove. 

XXXX Account # XXXX ( Original Creditor : XXXX ) Issue : Collection listing. I request validation of the debt or removal. 

XXXX XXXX Account # XXXX ( Original Creditor : XXXX XXXX XXXX ) Issue : Collection and adverse reporting disputed. I request proof of ownership and balance.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief