Consumer complaint received 2025-07-02 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: LA

Complaint narrative:
IT'S BEEN OVER XXXX DAYS AND BY 15 USC 1681 THIS RETURNING ACCOUNT SHOULD HAVE BEEN REMOVED ALREADY!! ! XXXX TRANSUNION HAS BEEN UP TO PAR WHEN REMOVING INCORRECT INFORMATION. TRANSUNION PROLONGS DEFIANCE OF ACCOUNT XXXX FROM XXXX WHO WAS SUED AND TRANSUNION CONTIUNES TO ALLOW FOR THIS ENTITY 'S ACCOUNT TO RETURN TO MY CREDIT REPORT. I AM TRULY DISGUSTED BY THE WAY THE XXXX BUREAUS CONTINUOUSLY GET AWAY WITH NOT DOING AN A TRANSPARENT INVESTIGATION ON THIS MATTER, INSTEAD OF LETTING A ALGORITHM CONTIUNE TO MISJUDGE AND PUT WHAT IT WANTS ON THE REPORTS TO KEEP CONSUMERS CREDIT LOW. I AM TRULY WOKE AND WILL NOT STAND FOR THIS TO CONTINUE. REMOVAL OF ACCOUNT XXXX FROM XXXX IMMEDIATELY. 
XXXX XXXX WAS SUED AND FILED BANKRUPTCY, WHICH I RECEIEVED RETRIBUTION FROM. I request for XXXX made pursuant to the above-named XXXX and XXXX. I respectfully request your offices provide me with competent evidence that I have any legal obligation to pay you. If your offices are able to provide the proper documentation as requested If your offices fail to respond to this validation request within XXXX calendar days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file, and a copy of such deletion request shall be sent to me immediately.I request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request your offices provide me with competent evidence that I have any legal obligation to pay you. If your offices are able to provide the proper documentation as requested If your offices fail to respond to this validation request within 30 calendar days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file, and a copy of such deletion request shall be sent to me immediately. All three bureaus are in violation of all Consumer Rights. RaciaXXXX Profiling Social Profiling Geogphical Profiling Misleading Information on credit reporting. This is simply outrageous. Never updating accurate information. I paid off over {$3500.00} in loans off and EQUIFAX dropped my score. I request a rescission from all three Bureaus that received payment for accurate credit reporting which i paid a service fee for. All three Bureaus will receive LACHES FOR THIER INVOLVEMENT OF INACCURATE REPORTING. A INJUNCTION WAS SENT TO ALL BUREAUS ON MY BEHALF. I WILL IMPLY IMPLIED AUTHOURITY THROUGH THE UNITED STATES SUPREME COURT SYSTEM THAT ALL COMPANY 'S THAT I HAVE DONE BUSINESS WITH AND THAT ALL BUREAUS SHOW ME THAT THIS INCORPERAL ENTITY XXXX XXXX XXXX. XXXX. 15 USC 28 3002-10 ( Person ) ALL information on my credit report should be in perfect standing with debt to ratio i have no debt. My score should be in the mid XXXX 's REMOVAL OF THIS ACCOUNT IMMEDIATELY!! ! XXXX XXXX XXXX : ACCOUNT XXXX XXXX XXXX Attachments XXXX ( XXXX MB ) XXXX ( XXXX MB )

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation