Consumer complaint received 2024-10-08 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NC

Complaint narrative:
XXXX XXXX, XXXX XXXX. This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the TransUnion credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of are personal credit card accounts opened at XXXX  XXXX bank on XXXX under account number XXXX, XXXX XXXX XXXX  opened on XXXX under account number XXXX, XXXX XXXX XXXX opened XXXX under account XXXX, XXXX XXXX bank opened XXXX XXXX, XXXX XXXX XXXX XXXX  opened XXXX, XXXX XXXX XXXX XXXX XXXX. This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the TransUnion credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of are personal credit card accounts opened at XXXX XXXX bank on XX/XX/XXXX under account number XXXX, XXXX XXXX XXXX  opened on XXXX under account number XXXX, XXXX XXXX XXXX opened XX/XX/XXXX under account XXXX, XXXX XXXX XXXX  opened XX/XX/XXXX XXXX, XXXX XXXX XXXX XXXX  opened XX/XX/XXXX, personal credit card accounts opened at XXXX XXXX XXXX XXXX opened on XX/XX/XXXX under account XXXX, a personal credit XXXX XXXX XXXX  opened on XX/XX/XXXX under acct number XXXX, XXXX opened XX/XX/XXXX under account # XXXX, personal credit card XXXX  opened on XX/XX/XXXX under acct number XXXX, a personal loan with XXXX XXXX opened XX/XX/XXXX under account number XXXX, a personal loan with XXXX XXXX opened XX/XX/XXXX under account number XXXX, a personal loan with XXXX opened XX/XX/XXXX under account number XXXX, a personal loan with XXXX opened XX/XX/XXXX under account number XXXX, a personal loan with XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX account number XXXX These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer FICO credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections, or hard inquiries as reported. The aforementioned accounts, collections, and hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # XXXX, XXXX, XXXX as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief