Consumer complaint received 2023-01-12 00:00:00
Product: Vehicle loan or lease — Loan
Issue: Managing the loan or lease — Billing problem
Company: JPMORGAN CHASE & CO.
State: TX

Complaint narrative:
JP MORGAN DOES NOT SATISFY ANY POINTS OF COMPLAINT. AT PRESENT, JPMORGAN IS IN VIOLATION OF TRUST LAW AS ACCOUNT HAS BEEN SECURED IN A TRUST VIA SECURED PARTY/CREDITOR. IN ADDITION, JP MORGAN IS IN VIOLATION OF MISCONDUCT, FRAUD, FORGERY, DECEPTION, BOND FRAUD, CONVEYING FALSE INFORMATION, COPYRIGHT INFRINGEMENT OF A LIVING PERSON, HJR 192/PUBLIC LAW 73.10, IDENTITY THEFT, RACKTEERING, PUBLIC CORRUPTION CRIMES. ALL DOCUMENTS SUBMITTED VIA JPMORGAN ARE NULL IN VOID AS I AM A LIVING WOMAN WITH SECURITY INTEREST IN THE FRAUDULENT SIGNED CONTRACT. JP MORGAN IS in violation of 18USC471 Whoever falsely makes, forges, counterfeits or alters any note, bond, debenture, coupon, obligation, instrument, or writing in imitation or purporting to be in imitation of, a note, bond, debenture, coupon, obligation, instrument or writing, issued by the Reconstruction Finance Corporation, Federal Deposit Insurance Corporation, National Credit Union Administration, Home Owners Loan Corporation, Farm Credit Administration, Department of Housing and Urban Development, or any land bank, intermediate credit bank, insured credit union, bank for cooperatives or any lending, mortgage, insurance, credit or savings and loan corporation or association authorized or acting under the laws of the United States, shall be fined under this title or imprisoned not more than 10 years, or both. 

Whoever passes, utters, or publishes, or attempts to pass, utter or publish any note, bond, debenture, coupon, obligation, instrument or document knowing the same to have been falsely made, forged, counterfeited or altered, contrary to the provisions of this section, shall be fined under this title or imprisoned not more than 10 years, or both. 
18 U.S. Code 495 - Contracts, deeds, and powers of attorney Whoever falsely makes, alters, forges, or counterfeits any deed, power of attorney, order, certificate, receipt, contract, or other writing, for the purpose of obtaining or receiving, or of enabling any other person, either directly or indirectly, to obtain or receive from the United States or any officers or agents thereof, any sum of money ; or Whoever utters or publishes as true any such false, forged, altered, or counterfeited writing, with intent to defraud the United States, knowing the same to be false, altered, forged, or counterfeited ; or Whoever transmits to, or presents at any office or officer of the United States, any such writing in support of, or in relation to, any account or claim, with intent to defraud the United States, knowing the same to be false, altered, forged, or counterfeited Shall be fined under this title or imprisoned not more than ten years, or both. 



JP MORGAN CONTRACT IS NULL AND VOID AS FOLLOWS : UNDER THE BUYER 'S ACKNOWLEDGEMENT OF CONTRACT RECEIPT ; YOU AGREE TO THE TERMS OF THIS CONTRACT AND ACKNOWLEDGE RECEIPT OF COMPLETED COPY OF IT, YOU CONFIRM THAT BEFORE YOU SIGNED THIS CONTRAC WE GAVE IT TO YOU, AND YOU WERE FREE TO TAKE IT AND REVIEW IT. YOU ACKNOWLEDGE THAT YOU HAVE READ EACH PAGE OF THIS CONTRACT, INCLUDING THE ARBITRATION PROVISION ON PAGE 4 BEFORE SIGNING IT. 

I, XXXX XXXX XXXX, did NOT sign below the statement and I did not receive a copy of the contract until it was sent to me via JP Morgan . Contract was NOT signed at the dealership due to multiple issues during the COVID pandemic. I did not receive a copy of the contract on night of signing nor did I authorize anyone implied or verbal to forge authorized representative name to this contract. Contract is null in void for fraud and forgery.

AT PRESENT, THIS CASE HAS BEEN SUBMITTED TO THE FDIC WITH FORMAL COMPLAINT, IRS AND SECURITIES EXCHANGE FOR THE FOLLOWING VIOLATIONS : TRUTH IN LENDING, FAIR DEBT COLLECTION ACT, CONSUMER PROTECTION ACT, FORGERY, AND IDENTITY THEFT. JP MORGAN HISTORY OF DEFRAUDING THE PUBLIC IS ON RECORD AND WILL BE USED AS ADDITIONAL EVIDENCE IN THIS CASE AS ALL RECORDS ARE IN PUBLIC DOMAIN.

Company response to consumer: Closed with explanation