Consumer complaint received 2026-02-18 00:00:00
Product: Checking or savings account — Checking account
Issue: Problem with a lender or other company charging your account — Can't stop withdrawals from your account
Company: TD BANK US HOLDING COMPANY
State: FL

Complaint narrative:
Good morning, This is in reference to a previous complaint that was closed in the banks favor while they are only protecting the corrupt party of XXXX as the bank is owned by XXXX people mostly. 
The complaint was closed alleging that they kept the funds due to an old repossession case that has nothing to do with the complaint charge, openly showing that they/or you aim to capitalize on supposed mental illness ( like I have XXXX idea of whats going on ) that the bank keep using to justify their abuse towards me as a XXXX customer. 
So, I need a response that is legal, and I need them to send the response to me, since that never happened. 
I rush to write again since Im experiencing retaliation from the bank by holding all my charges for weeks and then charging them all at once, additionally they are trying to control access to my funds affecting my life and purchases. 
So, TD bank is unauthorized to be charging for a car repossession from 2018 from my account using a Locksmith complaint and they had the nerve to openly respond this is the reason why they kept the funds.and they are assuming my IQ is similar to theirs to accept that as a response while they had been working to help the corrupt party of XXXX to keep me confined as I am right now as a labor human trafficking victim by corruption in Public housing. 
Please, be advise that Im educated and intelligent and my XXXX is far from dangerous mental illness, unlike the people that mostly manage TD bank. 
So, as a targeted victim of crime in the hands of XXXX public housing Im being forced to share my apartment, food and belongings with strangers, and I far for my life since they are escalating and corrupt police is under their orders since they are being bribed with a portion of the extortions. to trash my reputation with false police reports from unknown people and ignoring my fraud reports, and Im a license real estate agent, so I know what real estate fraud is. 
So, again : In order to protect myself from intrusion I tried to change the locks and called XXXX, and since my phone is hacked as well as social media and accounts, I received a call back from a supposed Locksmith after calling and they sent a kid ( a teenager ) to change the locks and he suggested to use the locks he brought as they were the same color, and more secure, so he did change the locks with the intention to give a copy of the keys to fraudulent administrators and traffickers in charge XXXX XXXX and XXXX XXXX. 
And, of course all if this was behind my back, so when I thought I was safe, I experienced another robbery. 
And I asked the bank for the merchants information to contact them directly ; however they informed me they lacked that information. 
So, I disputed the transaction since failing to obtain and provide merchants information is a bank error and I should be protected. 
The refund was initially issued, and later on a letter was sent to me with an announcement of retrieval if the refund alleging a merchants dispute as the reason, and a false phone number an incomplete address from the XXXX was provided. 
Of course I was unable to reach the merchant to file a police report, and the bank washed their hands from responsibility providing false and incomplete information that it was probably invented, since they denied having the Locksmiths information before. 
So, the charged back occurred and I was left confined by the main traffickers ( Public housing ) and TD bank ( their collaborators ). 
And, I made sure to give them all information, including the XXXX XXXX  case report and open case at court. 
So, their participation in the civil conspiracy against me ( the government of Florida is involved ) is open, and the factual information I gave you before and now serve as proof. 
So, I ask for a written official response from the bank with a kegal and valid reason to keep the {$160.00} or the immediate refund of the funds. 
I look forward for their compliance. 
Best regards, XXXX XXXX.

Company response to consumer: Closed with explanation