Consumer complaint received 2024-11-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
Consumer Name : XXXX XXXX, Consumer Social Security Number : ( XXXX ), Consumer Date of Birth : ( XX/XX/XXXX ), Contents of Complaint : This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the Experian credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of a personal credit card account opened at XXXX on XX/XX/XXXX under the account number ( XXXX ), a credit card account opened at XXXX XXXX  on XX/XX/XXXX under the account number ( XXXX ), a credit card account opened at XXXX on XX/XX/XXXX under the account number ( XXXX ), a credit card account opened at XXXX  XXXX on XX/XX/XXXX under the account number ( XXXX ), a charge account opened at XXXX  on XX/XX/XXXX under the account number ( XXXX ), a charge account opened at XXXX on XX/XX/XXXX under the account number ( XXXX ), an loan account opened at XXXX on XX/XX/XXXX under the account number ( XXXX ), an loan account opened at XXXX XXXX  on XX/XX/XXXX under the account number ( XXXX ), an loan account opened at XXXX XXXX  on XX/XX/XXXX under the account number ( XXXX ), an loan account opened at XXXX XXXX on XX/XX/XXXX under the account number ( XXXX ), a cellphone account opened at XXXX on XX/XX/XXXX under the account number ( XXXX ). 
These accounts have resulted in several fraudulent hard inquiries, late payments, charge off, closed accounts with negative balances, Public Record and fraudulent collections appearing on my consumer XXXX credit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer XXXX  credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections, late payments, charge off, closed accounts with negative balances, Public Record or hard inquiries as reported. The aforementioned accounts, collections, late payments, charge off, closed accounts with negative balances, Public Record and hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # ( XXXX ), ( XXXX ), ( XXXX ), ( XXXX ). as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, late payments, charge off, closed accounts with negative balances, Public Record and hard inquiries are the result of identity theft and fraud.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief