Consumer complaint received 2025-07-10 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: IL

Complaint narrative:
I am writing to formally report that I am a victim of identity theft and to dispute certain information fraudulently reported on my consumer credit file. In accordance with my rights under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq., I request the immediate removal or blocking of the following fraudulent accounts and related information from my credit report within XXXX business days as outlined un

der 15 U.S.C. 1681c-2. Statement of Identity Theft I did not ope
n the accounts listed below, nor did I authorize anyone to do so on my behalf. I have filed an identity theft report with law enforcement and/or the Federal Trade Commission , and I am attaching relevant documentation to support this claim. 

Fraudulent Accounts to Be Removed : - XXXX XXXX XXXX  Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$16000.00} - Creditor Name : XXXX XXXX XXXXXXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : XXXX - Creditor Name : XXXX XXXX XXXX  Account Number : XXXX Date Opened : XX/XX/XXXX Balance : XXXX - Creditor Name : XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$350.00} - Creditor Name : XXXX  XXXX XXXX  Account Number : XXXX and Date Opened : XX/XX/XXXX Balance : XXXX - Creditor Name : XXXX XXXX XXXX Account Number:XXXX Date Opened : XX/XX/XXXX Balance : {$1000.00} - Creditor Name : XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$500.00} - Creditor Name : XXXX XXXX XXXX Account Number XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$770.00} - Creditor Name : XXXX  Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$1500.00} - Creditor Name : XXXX XXXX XXXX Account Number XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$160.00} Legal Basis for Request Under the FCRA, particularly Section 605B ( 15 U.S.C. 1681c-2 ), you are legally required to block the reporting of fraudulent information on a consumer 's credit file within XXXX business days upon receipt of : - Proof of identity - A copy of an identity theft report - A written statement identifying the fraudulent information Enclosed Documentation : - Government-issued photo ID - Proof of current address - Copy of FTC Identity Theft Report or police report - Any other supporting documents ( fraud alerts, dispute letters, etc. ) Demand for Action : I demand that you : XXXX. Remove or block the above-listed fraudulent accounts within XXXX business days as required by federal law. 

XXXX. Send me a written confirmation of the investigation and results upon completion. 
XXXX. Provide notification to any furnisher of the information that a dispute has been filed in accordance with 15 U.S.C. 1681i. 

Failure to comply may result in formal complaints being filed with the Consumer Financial Protection Bureau ( CFPB ), Federal Trade Commission ( FTC ), and state attorney general 's office, and may also expose your organization to civil liability under FCRA. 

Please confirm receipt of this letter and the initiation of your investigation as soon as possible.

Company response to consumer: Closed with explanation