Consumer complaint received 2019-03-19 00:00:00
Product: Mortgage — Other type of mortgage
Issue: Trouble during payment process — 
Company: SELECT PORTFOLIO SERVICING, INC.
State: CA

Complaint narrative:
NOTICE : Filing on behalf of XXXX XXXX XXXX and XXXX XXXX XXXX for Property XXXX XXXX XXXX XXXX XXXX CA [ XXXX ]. They have made multiple attempts to contact us after this payment was submitted on XX/XX/XXXX. As well they have contacted family members out of state with foreclosure information. Please be advised made up accounting records in-house do not show a. a history of an alleged loan b. validation c. nor verification. It comes across as fraud and is fraud for that information is made up and isn't real. Validation and Verification by law is wet signature, on contract, the contract signed by both parties making it a valid contract and consistency within the said or alleged contract. Where in this case there is too many fraudulent inconsistencies. 

i XXXX XXXX XXXX have made multiple attempts for payments even though the responders have never verified nor validated this alleged debt. On be half of XXXX XXXX XXXX XXXX XXXX XXXX have made a TENDER OF PAYMENT OFFERING The Federal Emergency Relief Act of 1933 - AN ACT To provide for cooperation by the Federal Government with the several States and Territories and the District of Columbia in relieving the hardship and suffering caused by ( Sec. 4. ( a ) ) Out of the funds, to provide the necessities of life to persons in need as a result of the present emergency, and/or to their dependents, whether resident, transient, or homeless. The Federal Emergency Relief Act of 1933 Approved, XX/XX/XXXX ( Sec. 4. ( a ) ) " The ownership of all property is in the state by virtue of the government '' Under thenew law government obligations, bills of exchange, drafts, notes, trade acceptances, and bankers acceptances, because it is backed by the credit of the nation.It will represent a mortgage on all the homes, and other property of all the people of the nation. '' Senate Document No. 43, 73rd Congress, 1st Session, Congressional Record, XX/XX/XXXX on HR 1491 p. 83. The said notes shall be obligations of the United States and shall be receivable by all national and member banks and Federalreserve banksand for all, and other public dues. They shall be redeemed at the Treasury Department of the United States, in the city of Washington, District of Columbia, or at any FederalReserve bank. 12 U.S. Code 411 - Issuance to reserve banks ; nature of obligation ; redemption - ( Dec. 23, 1913, ch. 6, 16 ( par. ) ,38 Stat. 265 ; Jan. 30, 1934, ch. 6, 2 ( b ) ( 1 ) ,48 Stat. 337 ; Aug. 23, 1935, ch. 614, title II, 203 ( a ) ,49 Stat. 704. ) Select Portfolio Servicing Inc, Select Portfolio Servicing Inc, Title ; XXXX XXXX XXXX XXXX : PAYOFF DEPARTMENT XXXX XXXX XXXX XXXX XXXX XXXX, UT [ XXXX ] Routing/ABA # XXXX Account # XXXX and XXXX XXXX XXXX XXXX XXXX not limited to others herein this matter not limited to subsidiaries, trustees and such the like have been and are hereby notified that I do hereby tender payment for the above referenced obligation of debt, and because this debt concerns property of the United States it is deemed by law and operation of statute to be a government obligation and must be handled in accord with the dictates of statute. I XXXX XXXX have accepted the obligation on behalf of the United States of America and hereby make assignment of the obligation to the United States Treasury Department on behalf of the United States of America as authorized by statute. You SPS and others was and are to present the item ( remittance coupon ) to the United States Treasury Department or at any Federal Reserve bank to include any Federal Reserve member banks to redeem the value of the obligation As per the terms of the contract this shall serve as my notice of change in terms of contract, cancelling and or suspending any acceleration penalties and paying the US government debt obligation for value through acceptance pledging an assignment in full. 

You have placed my home up for sale without fair trade value offered to me in the amount of $ XXXX, XXXX INTENTIONS : The above United States government obligations is hereby accepted and acknowledged and I do assign and pledge the total value of the obligation to the United States of America through the United States Department of the Treasury to be redeemed for value and receivable at the Federal Reserve, the Federal Reserve Bank, and/or any member bank and/or national Association as prescribed by statute ( the act of XX/XX/XXXX ; the act of XX/XX/XXXX1933 ; 12 USC 411 ; 18 USC 8 ; and the intentions of the United States Congress concerning THE CURRENT SERIOUS NATIONAL EMERGENCY ). 

" Since XX/XX/XXXX, the United States has been in A STATE OF DECLARED NATIONAL EMERGENCY. " Senate Report XXXX, XX/XX/XXXX ; XXXX XXXX XXXX - XX/XX/XXXX and 7 CFR XXXX Servicing of insured notes outstanding with investors. 

( i ) endorse theinsured noteas follows : Pay to the order of Select Portfolio Servicing Without recourse. 

The holder will theneliver the endorsed note, to theDirector, Finance Office. ( ii ) On receipt of the endorsed note theDirector, Finance Office will acknowledge receipt of the note and process payment to the assignor of thepar valueof the note as of the date of the Treasury check. 

XXXX for account No. XXXX XXXX XXXX Account - XXXX $ XXXX, XXXX XXXX XXXX XXXX XXXX XXXX Memo : Discharging of Government Obligations Beneficial Interest Holder and Citizen of the United States of America Now that SPS XXXX and others have listed the home for sale by Trustee such has damaged the image and good names of the property owners and by law for such actions the corporations involved are responsible for all damages losses and missed employment wage opportunities including the sale of the home on two occasions. 

This CFPB venue acts as an administrative venue as a result of the administrative acts and the presidential proclamation XXXX, XXXX, and XXXX - for which the presidents of the United States have exercised Emergency Powers Jurisdiction continuously, from XXXX to the present, according two the Senate report on national emergencies associated with the National Emergencies Act. To insure this information is not ambiguous, nor is it foreign to government, for the Senate of the United States Congress has verified the aforementioned facts. 

Complaint is entitled to the relief of damages in equity, as equity must cause equity to be done, thought the heavens fall ; Complaint is entitled to relief in the form of damages for the following reasons : Respondent [ s ] has taken private property and or have made claims upon preventing sales of said property located at XXXX XXXX XXXX XXXX XXXX CA [ XXXX ], the complainants are under extreme duress and may have experienced threats of violence against Complainants lives, property, liberties without just compensation, without the expressed and/or written consent of Complainant. Respondent had a duty to respond to all complaints and questions because of the legal special relationship of the parties and by not responding directly to the complaint the Respondent is in breach of trust, because of the infant estate and duty of care associated therewith/thereto is an express trust : During the process the court [ s ] and other venues may have over looked the facts that the disclosures where either not done in full or with clarity when requested. It appears that the Appellees are simply attempting to steal/take the property of the Appellants without just cause of the laws codes and ordinances mentioned herein. Therefore this court and if not this court the Supreme Court must act accordingly to The Federal Emergency Relief Act of 1933 - AN ACT and " Since XX/XX/XXXX, the United States has been in A STATE OF DECLARED NATIONAL EMERGENCY. '' Senate Report 93-549, XX/XX/XXXX ; Public Law 94-112 - XX/XX/XXXX and 7 CFR XXXX Servicing of insured notes outstanding with investors. There are other violations mentioned herein. It is also not clear as to whom payment is to be made to for multiple letters via USPS mail have arrived with many changes as in whom to contact and which department to contact. Such is confusing and misleading and error. 

Maxims of Equity and Adjudication States that a court of equity [ 56 ] to protect and enforce right to property the object of suits in chancery. the term property, as used in this section, includes that is the subject of exclusive individual ownership ; or, to be more specific, includes not only lands, houses, goods and chattels, rights and credits, but, also, a mans person, and his wife and minor children, and his right to work, and to sell and acquire property, and engage in any lawful business, and his and their reputation, health and capacity to labor, and his and their right to enjoy the senses of sight, smell hearing taste, and his and their right of speech and locomotion, and his and their right to enjoy their sense of moral propriety when normal. 

As men live by their labor and property, no man is presumed to part with either without receiving or expecting and equivalent in value. Hence, whenever one person has obtained either the labor or property of another he should pay or account therefor, unless he can prove it was a gift, and so, whatever injury one person does to anothers property or capacity to labor should be made good whatever injury one person does to anothers property or capacity to labor should be made good in the amount of foreclosure and other damages loss of wages etc, .. current value. Senate Report 93-549, XX/XX/XXXX ; Public Law 94-112 - XX/XX/XXXX and 7 CFR 1901.508 Servicing of insured notes outstanding with investors. other violations mentioned herein.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation