Consumer complaint received 2025-10-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
Under the Fair Credit Reporting Act FCRA, victims of identity theft have the right to dispute inaccurate information and request its correction or removal. I respectfully ask that Experian take all necessary steps in accordance with the FCRA to prevent further misuse of my personal information. To support my claim I submitted documentation of an Identity Theft police report, with a thorough amount of supporting documentation. I request that Experian remove all incorrect reporting, inaccurate information on background checks and ID protection services, and investigate improper use of these reports. I request an investigation into the misuse of my personal information by sharing with any employer individual company or organization without my knowledge or consent. I have not authorized any individual, company or organization to monitor my reports, or preparation of reports to speak on my behalf or to represent me. I have not authorized a guardian or legal representative or its equivalent. I respectfully ask that Experian conduct a full investigation into inaccurate information and reporting as a result of identity theft and or human trafficking, and unauthorized access to my Experian online account as the cybercrime has been ongoing and impossible for me to track. I ask that Experian respond with written confirmation by mail that I am not liable for misuse and inaccurate information as a result of Identity Theft. I request immediate removal of the information from all major credit bureaus where it is currently being reported. In accordance with the Fair Credit Reporting Act, I request that this matter be thoroughly investigated and that a written response be provided within XXXX  days. Additionally, I request that Experian refrain from sharing or selling my personal information to any other creditors or third parties. I also ask that any future credit requests made in my name be flagged as potential fraud and verified with me directly before any action is taken. I request a XXXX fraud alert be placed on my account. 

Disputes I am requesting as a victim of Identity Theft and or Human Trafficking including but not limited to : Name ID # XXXX Name ID # XXXX Name ID # XXXX All previous addresses and addresses unknown to me because it is possible there has been misuse of my personal information, therefore all addresses except for my current address I request are disputed and investigated by Experian for fraud and Identity Theft protection. 


Address ID # XXXX Address ID # XXXX Address ID # XXXX Address ID # XXXX Address ID # XXXX Address ID # XXXX Address ID # XXXX Address ID # XXXX Address ID # XXXX Address ID # XXXX Address ID # XXXX Address ID # XXXX Address ID # XXXX Address ID # XXXX Address ID # XXXX Address ID # XXXX Address ID # XXXX If you require any additional information, please feel free to contact me with my current phone number listed on this complaint. Thank you for your prompt attention to this matter. I trust you will take swift and appropriate action as required under FCRA regulations. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation