Consumer complaint received 2024-05-06 00:00:00
Product: Debt collection — Credit card debt
Issue: Communication tactics — You told them to stop contacting you, but they keep trying
Company: Resurgent Capital Services L.P.
State: SC

Complaint narrative:
PUBLIC THIS IS A PUBLIC COMMUNICATION TO ALL Notice to agent is notice to principal Notice to principal is notice to agent Applications to all successors and assigns All are without excuse Common Law Private American Civilian National Without prejudice UCC 1-207/UCC 1-308 ALL inalienable and fundamental rights reserved non waived. XXXX XXXX XXXX, Authorized Representative/Attorney-In-Fact for : XXXX XXXX I, XXXX XXXX XXXX requested debt validation via certified mail on XX/XX/XXXX to : XXXX XXXX XXXX  Post Office Box XXXX XXXX XXXX XXXX Nevada XXXX XXXX XXXX In this letter, I gave 30 days notice for XXXX XXXX XXXX  to respond and provide me with the information that I requested. Additionally, I requested that XXXX XXXX XXXX  cease all debt collection efforts until they were able to provide me with the information I requested in writing. I requested that XXXX XXXX Bank cease the reporting of unverified, invalidated inaccuracies, pursuant to the Fair Debt Collections Practices Act ( FDCPA ). XXXX XXXX XXXX  continues to ignore my requests and XXXX XXXX XXXX  has failed to provide me with the validated debt they claim I owe them. FURTHERMORE, XXXX XXXX XXXX  has now placed this alleged debt with a third party debt collections agency : Resurgent Capital Services as of XX/XX/XXXX. Resurgent Capital Services is apparently a subsidiary of LVNV Funding LLC, and is a third party debt collection agency attempting to collect this alleged debt on behalf of XXXX XXXX XXXX  after months of complete silence from XXXX XXXX XXXX. I sent a letter of validation to Resurgent Capital Services PA and LVNV Funding LLC on XX/XX/XXXX. I have proof that Resurgent Capital Services received my letter on XX/XX/XXXX. In this letter, I gave 30 days notice for Resurgent Capital Services to respond and provide me with the information that I requested. Additionally, I requested that Resurgent Capital Services cease all debt collection efforts until they were able to provide me with the information I requested in writing. I requested that Resurgent Capital Services cease the reporting of unverified, invalidated inaccuracies, pursuant to the Fair Debt Collections Practices Act ( FDCPA ). I continue to receive phone calls from an unknown number, voicemails from this unknown number stating they are calling on behalf of Resurgent Capital Services, text messages since XX/XX/XXXX, and a letter dated XX/XX/XXXX. FURTHERMORE, I submitted complaint # XXXX to the CFBP on XX/XX/XXXX, and Resurgent Capital Services responded stating that they would cease all debt collection activities ( see attached hereto ). HOWEVER, I am continuing to receive text messages, phone calls, and letters from Resurgent Capital Services. Furthermore, I have received zero correspondence from Resurgent Capital Services in writing as I have requested. Therefore, I am now submitting another complaint to the CFPB in hopes of a resolution. TO ALL PARTIES AND THEIR ATTORNEYS OF RECORD : PLEASE TAKE NOTICE : XXXX XXXX XXXX. al, gives notice, THIS IS A PUBLIC COMMUNICATION TO ALL ; Notice to agent is Notice to principles ; Notice to principles is Notice to assigns ; Applications to all successors and assigns ; All are without excuse It is not now, nor has it ever been XXXX XXXX et als intention to avoid paying any obligation that is legally and lawfully owed. THEREFORE, XXXX XXXX et al hereby gives notice, as XXXX XXXX et al, has always given notice, in order that XXXX XXXX et al can make arrangements to pay an obligation which XXXX XXXX et al may owe, obligatory lawfully legal documentation that has been lawfully and legally verified and validated the claimed alleged debt must be done so by complying in good faith with request for validation, and notice that XXXX XXXX et al does dispute part of, or ALL of the LVNV Funding, LLC c/o Resurgent Capital Services XXXX XXXX XXXX. al. non verified nor validated claimed alleged debt. THEREFORE, XXXX XXXX et al, hereby memorializes this notice for the record on the public record to be made part of the record, and does put LVNV Funding, LLC c/o Resurgent Capital Services , LP et. al. on notice, due to continual demands to produce legally lawful evidence with proper jurisdictionally substantive supporting statutes and case laws that support each and every claimed allegations made by XXXX Funding, LLC c/o Resurgent Capital Services XXXX XXXX XXXX. al. XXXX. LVNV Funding, XXXX c/o Resurgent Capital Services XXXX XXXX XXXX. al. are hereby demanded to furnish a copy of the original promissory note redacting alleged social security number to prevent identify theft and state under penalty of perjury under oath, that they are the account holder in due course of the promissory note and will produce the original for XXXX XXXX et als own, and a judges inspection should there be a trial to contest these matters. XXXX. LVNV Funding, XXXX c/o Resurgent Capital Services XXXX XXXX XXXX. al. is hereby demanded to produce the account and general ledger statement showing the full accounting of the alleged obligation that they are now attempting to collect by authority of XXXX XXXX Presentment, which has continually failed to be produced on the public record for the public record to be made part of the record. XXXX. LVNV Funding, XXXX c/o Resurgent Capital Services XXXX XXXX XXXX. al. is hereby demanded to identify by name and address all persons, corporations, associations, or any other parties, but not limited to, having an interest in legal proceedings regarding the alleged debt, but not limited to. As records show, XXXX XXXX et al gave ample notice stating XXXX XXXX XXXX al was exercising XXXX XXXX 's rights under authority of : FCRA 611 ( a ) ( 6 ) ( B ) ( iii ) which provides that a consumer may request a description of the procedure used to determine the accuracy an completeness of the information to be provided to the consumer by the agency, including the business name and address of ANY and ALL furnishers of information contacted in connection with such information and the telephone number of such furnisher, if reasonably available. '' In accordance, LVNV Funding, XXXX c/o Resurgent Capital Services XXXX XXXX XXXX. al. are to provide XXXX XXXX with the following : The description of the procedure used to determine the accuracy and completeness of the information. Name, address, and telephone number of each and ALL person ( XXXX ) contacted regarding alleged account, and amount owed. A copy of ANY documents provided bearing XXXX Grants wet ink signature, showing that XXXX XXXX has a legally binding contractual obligation to pay LVNV Funding, XXXX c/o Resurgent Capital Services XXXX XXXX XXXX. al. XXXX of valid basis for claiming XXXX XXXX is required to pay the alleged claimed current amount owed. Details about the age and amount of the debt including a copy of the last XXXX XXXX from the original creditor. A detailed explanation of ANY interest added or payments made since the last TRUE BILL and the legal authorization for this interest. The date the original creditor claims the alleged debt became delinquent. Unlike a statement, or invoice that show what was owed, and has already been paid, that is also affirmed by the South Carolina Comptroller Governors Annual Report, and the GAO ( General Accounting Office ), a TRUE BILL shows what is owed, and has not been paid. Whether this debt is within the SOL ( Statute Of Limitations ), and precisely how that was determined. Details about LVNV Funding, XXXX c/o Resurgent Capital Services XXXX XXXX XXXX. al. authority to collect the alleged debt : whether LVNV Funding, XXXX c/o Resurgent Capital Services XXXX XXXX XXXX. al. and are licensed in the state of residence, and if so provide the date of license, name on the license, and the license number, and the name, addresses, and telephone number of the state agency issuing the license. If LVNV Funding, XXXX c/o Resurgent Capital Services XXXX XXXX XXXX. al. are contacting XXXX XXXX from of the state, provide the licensing information from LVNV Funding, XXXX c/o Resurgent Capital Services XXXX XXXX XXXX. al. state as well. NOTICE WAS, AND IS STILL GIVEN, ANY AUTOMATED RESPONSE OR E-OSCAR VERIFICATION IS UNACCEPTABLE Due to no responses from LVNV Funding, XXXX c/o Resurgent Capital Services XXXX XXXX XXXX. al. XXXX XXXX gives notice that : LVNV Funding, XXXX c/o Resurgent Capital Services XXXX XXXX XXXX. al. and engaged in, and continue to engage in : negligence and harassment against XXXX XXXX illegally and unlawfully harassing XXXX XXXX via telephone communications from an unknown number, text messaging, and collection letters regarding this alleged debt. These manipulation tactics are causing XXXX XXXX ongoing harm, and ongoing intentional infliction of stress and emotional damages, that is also causing XXXX XXXX relentless ongoing damages and harm. FURTHERMORE, LVNV Funding, XXXX c/o Resurgent Capital Services XXXX XXXX XXXX. al. have refused to provide the completed CORPORATE GOVERNMENT EMPLOYEE QUESTIONNAIRE FORM This questionnaire form is lawfully legally obligatory to return as it is enacted by the XXXX and the House XXXX XXXX of the United States of America by XXXX assembled, that is cited by THE PRIVACY ACT OF XXXX ( As Amended ) Public Law XXXX, as codified at XXXX U.S.C. 552a. As records show, XXXX XXXX, XXXX c/o Resurgent Capital Services XXXX XXXX XXXX. al. are in fact corporate government employees, and are therefore legally and lawfully obligated to return a fully compliant XXXX Government XXXX XXXX XXXX. I give notice I do not know the law. I give notice that the foregoing is true and correct to the best of my knowledge. Common Law Private American Civilian National Without prejudice UCC 1-207/UCC 1-308 ALL inalienable and fundamental rights reserved non waived. XXXX XXXX XXXX XXXX XXXX, Authorized Representative/Attorney-In-Fact for : XXXX XXXX Subscribed To And Sworn To Before God [ Titus 1:2 ] this 6 day of XX/XX/XXXX Acknowledgement By Publication Notice to agent is notice to principal : Notice to principal is notice to agent

Company response to consumer: Closed with explanation