Consumer complaint received 2025-05-13 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: MD

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX SSN : XXXX XXXX : XX/XX/XXXX Phone : XXXX Email : XXXX XX/XX/XXXX To Whom It XXXX Concern, Subject : Formal Dispute and Demand for Deletion of Inaccurate Personal Information Under the Fair Credit Reporting Act ( FCRA ) This letter serves as a formal dispute and demand for the immediate removal of all inaccurate, incomplete, or unauthorized personal identifying information from my consumer report that does not match the verified information listed below. 

Verified Personal Identifying Information -Full Name : XXXX XXXX XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX  XXXX XXXX of Birth : XX/XX/XXXX -SSN ( last XXXX digits ) : XXXX -Phone Number : XXXX -Email : XXXX Disputed Information to Be Removed Immediately TransUnion -Does not display the last four digits of my SSN ( XXXX ) ; please update this to ensure proper identity matching. 

XXXX following inaccurate addresses must be removed immediately : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX -Please remove the following employer names that are inaccurate or misrepresented : XXXX ( incomplete/inaccurate ) XXXX  ( not associated with me ) Replace with : XXXX XXXX XXXX  XXXX XXXX Equifax XXXX XXXX XXXX XXXX listed. Please add the correct employer : XXXX XXXX XXXX  XXXX XXXX The following inaccurate addresses must be deleted : XXXX XXXX XXXX, XXXXXXXX XXXX XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Experian Displays my name as XXXX XXXX this must be corrected to XXXX XXXX XXXX The following employment entries must be corrected : Remove : XXXX and XXXX Replace with : XXXX XXXX XXXX XXXXXXXX XXXX The following incorrect addresses must be deleted : XXXX XXXX XXXX, XXXX, NY XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Legal Basis for Dispute Under the Fair Credit Reporting Act ( FCRA ) 602 ( a ), consumer reporting agencies are required to assure maximum possible accuracy of the information in consumer reports. In accordance with FCRA 611 [ 15 U.S.C. 1681i ], I am formally disputing the above-listed inaccurate items and demand their prompt deletion or correction. 

This is your legal obligation, and I expect full compliance within the required XXXX period. Any failure to investigate and correct/remove unverifiable information may constitute willful or negligent noncompliance, making you liable under FCRA 616 and 617. 

Request for Action Please confirm in writing that : All unauthorized/inaccurate names, addresses, and employers have been removed or corrected. 
My report reflects only the accurate identifying details listed above. 
Failure to address these issues may result in a formal complaint being filed with the Consumer Financial Protection Bureau ( CFPB ), Federal Trade Commission ( FTC ), and the Attorney Generals office for further investigation. 

Should you need any additional information, you may contact me directly using the contact information above. 

Thank you for your prompt attention to this matter. 

Sincerely, XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation