Consumer complaint received 2025-07-19 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
XXXX XXXX XXXX XXXX. 
XXXX XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX XXXX ( XXXX ) XXXX Date : XX/XX/XXXX To : Experian Dispute Department XXXX. XXXX XXXX XXXX, XXXX  XXXX Subject : Request to Delete Inaccurate Personal Information and Associated Accounts from My Credit File To Whom It May Concern : I am writing to dispute and request the immediate removal of inaccurate personal informationincluding multiple variations of my name and several incorrect or outdated addressesbeing reported on my Experian credit file. This information is incorrect and has never been used or authorized by me. I have strong reason to believe that my Social Security Number and personal identifiers were compromised, and unauthorized access to my credit profile occurred, including potentially fraudulent account creation. 

Correct Information : Full Legal Name : XXXX XXXX XXXX XXXX. 
Date of Birth : XXXX Current Address : XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX  XXXX Email : XXXX Phone : ( XXXX ) XXXX Inaccurate Name Variations ( Request for Deletion ) : Please remove all of the following incorrect or duplicated name variations from my file : XXXX XXXX XXXX ( # XXXX, # XXXX, # XXXX ) XXXX XXXX ( # XXXX, # XXXX, # XXXX, # XXXX, # XXXX ) XXXX XXXX XXXX ( # XXXX ) XXXX XXXX XXXX ( # XXXX ) XXXX XXXX ( # XXXX ) Inaccurate Addresses ( Request for Deletion ) : Please remove all of the following addresses that are not associated with me or were fraudulently attached to my credit file : XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXXXXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX # XXXX, XXXX XXXX, XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX ( various military locations ) XXXX XXXX XXXX XXXX, XXXX XXXX XXXX  XXXX Any other address not matching XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX  XXXX Legal Basis for Removal : XXXX. Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681e ( b ) You are required to maintain only accurate and verifiable information on consumer reports. Any data that can not be confirmed or is connected to identity theft or fraud must be removed immediately.

2. FCRA, 15 U.S.C. 1681g ( a ) ( 1 ) Upon request, a consumer must be provided with a complete and accurate disclosure of all information in their file. This includes correction and suppression of inaccurate identifiers.

3. FCRA, 15 U.S.C. 1681c-2 Requires the blocking of any information resulting from identity theft or unauthorized access within four business days after receiving a valid request. 
XXXX. Servicemembers Civil Relief Act ( SCRA ), 50 U.S.C. 3937 As an XXXX XXXX member of the U.S. XXXX, I am entitled to special protections from negative or unauthorized credit actions while serving. Failure to properly verify identity or block invalid data may constitute a violation of my rights under the SCRA. 



Request for XXXXmmediate Action : I hereby request the following : 1. Immediate deletion of all inaccurate names and addresses listed above. 
XXXX. A full reinvestigation of any accounts associated with the wrong names, phone numbers, emails, or addresses. Any accounts connected to fraudulent or misattributed data must be removed. 
XXXX. Written confirmation within 30 days of the actions taken on this request. 

Please consider this a formal dispute under FCRA and provide the results of your investigation in writing. If you require additional documents to validate my identity, I am happy to provide a copy of my military ID, government-issued ID, and proof of current address. 

Sincerely, XXXX XXXX XXXX XXXX. 
XXXX XXXX United States XXXX XXXX, XXXX XXXX XXXXXXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation