Consumer complaint received 2024-12-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Investigation took more than 30 days
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
I submitted a dispute on XX/XX/year> to Experian by certified mail. Per the certified mail receipt, Experian received the report on XX/XX/year>. I have yet to receive an update on the dispute or acknowledgement that it was received. Request that the following that all negative items including the ones listed in the dispute below be removed : XXXX  XXXX : XXXX, This account date is inaccurate is not matching the data with the other bureaus. Please remove this from my report. 

XXXX XXXX : XXXX, The account data is confusing because the data is inconsistent with the data from the other bureaus. I need this deleted ASAP. 

XXXX XXXX XXXX  : XXXX, The law says the account listed here is supposed to be reported 100 % accurate. Why is it different on each credit bureau? Need you to investigate and delete. 

XXXX XXXX XXXX : XXXX, Im disputing this account because I need you to comply with the law and make sure its reporting 100 % accurate as of now, it appears to be different on the other bureaus. I need a resolution and a deletion. 

XXXX XXXX XXXX XXXX : XXXX, This account is problematic because of the way the data is reporting. Delete all errors. 

XXXX : XXXX, The account is misleading because the data is inaccurate. Remove this account. 

XXXX XXXX : XXXX, Account in question is erroneous. Please purge this issue and send me and update. 

XXXX XXXX XXXX : XXXX, Its not correct. Eliminate this item from my credit report XXXX : XXXX, The reporting of this account is not complete. The law says you must investigate and delete inaccurate information. 

XXXX XXXX XXXX  : XXXX, A possible error in my credit report as it does not match the other reports. Please verify if not, delete. 

XXXX XXXX XXXX XXXX, The credit information is referenced as wrong due to the way it's being reported. Purge it from my credit report. 

XXXX : XXXX, Inaccurate item on the credit report is still being list wrong. This information should be deleted. XXXX XXXX : XXXX, Falsely listed on the Credit report because its not being reported correctly. Investigate the matter and remove the error asap. 

XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) : XXXX, Inaccurate item on my credit report because its not a 100 % accurate. Investigate this dispute and delete the bad account on the report. 

XXXX XXXX XXXX ( Original Creditor : XXXX XXXX ) : XXXX, I Dispute the completeness and accuracy of this account. Investigate and make sure the information is accurate 100 %. 

XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) : XXXX, Accounts does NOT match the listing from the other bureaus. The data should be 100 % correct and complete. If not remove it asap. 

XXXX XXXX XXXX ( Original Creditor : XXXX XXXX ) : XXXX, Creditors account that is being reported is inaccurate. Go ahead and delete this from my credit report ASAP. 

XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ) : XXXX, The account needs to be re-verified as it is inaccurate or incomplete. Requesting for an error deletion. 

XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) : XXXX, Inaccurate credit information is displaying. Errors need to be removed promptly. 

XXXX XXXX XXXX ( Original Creditor : XXXX XXXX  XXXX XXXX  ) : XXXX, Possible inaccuracies on the credit report for this account. I need action taken to delete the reported issue.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation