Consumer complaint received 2017-06-13 00:00:00
Product: Debt collection — Medical debt
Issue: Took or threatened to take negative or legal action — Threatened to sue you for very old debt
Company: Business & Professional Collection Service Inc
State: NV

Complaint narrative:
These debts are noncollectable, they advised me they are beyond statute of limitations. These accounts with B & P are noncollectable according to them. They have ceased all collection activity but still call.     Collection activity includes reporting the bureaus. Since this is no longer collectible or active, this account must be removed. All collection activity must cease including reporting to the bureaus. If not I am entitled under the law to {$1000.00} per violation.     The accounts in reference a re B &  P collections  XXXX   XXXX   B & P c ollections  XXXX   XXXX    XXXX    ( 2 a ccounts )  B & P  collections   XXXX   XXXX   XXXX   Since these are  medical collections  as well I am reminding you of the HIPPA laws. It is a violation to report which doctor ive seen.   The Standards for Privacy of Individually Identifiable Health Information ( Privacy Rule ) establishes, for the first time, a set of national standards for the protection of certain health information. T he U.S . Departmen t o  f Health and Human Services ( HHS ) is sued the Privacy Rule to implement the requirement of the Health Insurance Portability and Accountability Act of  1996 ( HIPAA ) .1  The Privacy Rule standards address the use and disclosure of individuals health informationcalled protected health information by organizations subject to the Privacy Rule called covered entities, as well as standards for individuals ' privacy rights to understand and control how their health information is used. Withi n HHS, the Office for Civil Rights  ( OCR ) has responsibility for implementing and enforcing the Privacy Rule with respect to voluntary compliance activities and civil money penalties.  <P/> A major goal of th e Privacy Rule is  to assure that individuals health information is properly protected while allowing the flow of health information needed to provide and promote high quality health care and to protect the public 's health and well being. The  Rule  strikes a balance that permits important uses of information, while protecting the privacy of people who seek care and healing. Given that the health care marketplace is diverse, the  Rule  is designed to be flexible and comprehensive to cover the variety of uses and disclosures that need to be addressed.  <P/> This is a summary of key elements of the  Privacy Rule  and not a complete or comprehensive guide to compliance. Entities regulated by the Rule are obligated to comply with all of its applicable requirements and should not rely on this summary as a source of legal information or advice. To make it easier for entities to review the complete requirements of the  Rule , provisions of the Rule referenced in this summary are cited in the end notes. Visit our  Privacy Rule se ction to view the entire Rule, and for other additional helpful information about how th e Rule app lies. In the event of a conflict between this summary and t he Rule, the Rule go verns.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation