Consumer complaint received 2025-06-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: GA

Complaint narrative:
I am writing to TRANSUNION to formally dispute multiple accounts listed on my credit report due to inaccurate, unverified, and potentially fraudulent information. The accounts in question are as follows : XXXX XXXX ( Account No : XXXX, Date Opened : XX/XX/XXXX ), XXXX XXXX XXXX ( Account No : XXXX, Date Opened : XX/XX/XXXX, Balances : {$62000.00} and {$80000.00} ), XXXX XXXX XXXX ( Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$33000.00} ), and XXXX Auto ( Account No : XXXX, Date Opened : XX/XX/XXXX, Balance : {$35000.00} ). I believe that the balances and opening dates of these accounts may be incorrect or unverified, and I request a full investigation into their accuracy. If these accounts can not be verified or substantiated with proper documentation from the respective creditors, I request that they be removed from my credit file, as required under FCRA Section 609 ( 15 U.S.C. 1681g ), which mandates that consumer reporting agencies provide accurate and complete information. Under the Fair Credit Reporting Act ( FCRA ), specifically Section 607 ( 15 U.S.C. 1681e ), I am entitled to dispute inaccurate or incomplete information and request that you investigate it. Additionally, under Section 611 ( 15 U.S.C. 1681i ), the consumer reporting agency is obligated to complete the investigation within XXXX XXXX and if the disputed information can not be verified, it must be removed or corrected. I request that you provide evidence of verification from the creditors or remove any unverifiable information as stipulated by the FCRA. If no action is taken within this timeframe, I will be compelled to escalate the matter to the Consumer Financial Protection Bureau ( CFPB ) and other relevant regulatory bodies. Also I request for the deletions of these unauthorized inquiries : List of Fraudulent accounts : XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Never authorized XXXXXXXX XXXX XXXX XXXXXXXX Inquired XXXX XX/XX/XXXX Never authorized XXXX XXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX Never authorized XXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX Never XXXX XXXX OF XXXX Inquired on XX/XX/XXXX Never authorized XXXX XXXX NA Inquired on XX/XX/XXXX Never authorized XXXX XXXX NA Inquired on XX/XX/XXXX Never authorized XXXX XXXX XXXX Inquired on XX/XX/XXXX Never XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX Never XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX Never authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Never authorized XXXX XXXX XXXX XXXX on XX/XX/XXXX Never authorized XXXX XXXX XXXX XXXX on XX/XX/XXXX Never authorized XXXX XXXX Inquired XXXX XX/XX/XXXX Never authorized XXXX XXXX  Inquired on XX/XX/XXXX Never authorized XXXX XXXX  Inquired on XX/XX/XXXX Never authorized Thank you for your attention to this XXXX, and I look forward to your prompt resolution

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief