Consumer complaint received 2025-07-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: PA

Complaint narrative:
I am formally dispute and request the removal of inaccurate and incomplete credit information from my credit profile. It has come to my attention that the information listed below is inaccurate, and I am deeply concerned about the lack of accuracy and diligence in your operations to ensure the accuracy of the credit reports you publish. 
According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), it is mandated by federal law that credit bureaus verify the accuracy of any and all accounts they report by physically verifying the original signed consumer contract. Failure to adhere to this requirement leaves room for the inclusion of fraudulent accounts, which could have serious repercussions for individuals such as myself. I hereby demand to see verifiable proof, in the form of an original consumer contract bearing my signature, for the accounts detailed below. Without such evidence, it is imperative that the account be promptly removed from my credit report. Accounts in question : XXXX XXXX XXXX XXXX Account XXXX Highest Balance- {$6400.00} Account information inaccurate not associated with consumer, please remove XXXX XXXX XXXX XXXX Account XXXX Highest Balance- {$1000.00} Account information inaccurate not associated with consumer, please remove XXXX XXXX  Account XXXX Highest Balance - {$2200.00} Account information inaccurate not associated with consumer, please remove XXXX XXXX XXXX XXXX XXXX Account XXXX Balance - {$1100.00} Account information inaccurate not associated with consumer, please remove XXXX XXXX XXXX Account- XXXX Balance - {$640.00} Account information inaccurate not associated with consumer, please remove The presence of this inaccurate and unverified information has adversely impacted my ability to obtain credit. According to the FCRA, any unverifiable accounts must be expunged from the credit report. Failure to provide the requested proof within XXXX ( XXXX ) days will necessitate the immediate removal of the aforementioned accounts. I respectfully request that you provide me with the required proof of the alleged item, specifically the contract, note, or any other instrument bearing my signature. Should you fail to do so, it is imperative that the item be deleted from my credit report without delay. Furthermore, I request that you provide a description of the procedure used to determine the accuracy and completeness of the information within fifteen ( XXXX ) days of the completion of your investigation. Please consider this letter as an official request to rectify this matter promptly and in accordance with federal law. I trust that you will take the necessary steps to resolve this issue expediently. Thank you for your attention to this matter.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief