Consumer complaint received 2026-05-20 00:00:00
Product: Debt collection — Credit card debt
Issue: Took or threatened to take negative or legal action — Threatened to sue you for very old debt
Company: Portfolio Recovery Associates, LLC
State: NJ

Complaint narrative:
Here we go again tiny dimwitted company coming after me for a old debt THEY ALREADY SUED ME IN A PLACE I DIDN'T LIVE NOR STAY OR OWN NOR RENT and tried to get a bs default judgement against me.... taping papers to peoples doors that i " might know '' to try to intimidate regardless Transaction ID : XXXX Item Name : XXXX XXXX XXXX XXXX XXXX style : Yellow Camo, size : Medium ) {$440.00} USD 1 {$440.00} USD disputed in XXXX with XXXX IF i had this jacket i would have never failed to pay this stupid little credit card loan the jacket ended up being worth over {$650.00} on XXXX that would have been a easy {$200.00} profit and i would have paid like i have for the nearly $ XXXX items from XXXX i bought to sell and made profits and paid off everyone else that i did business with the tracking showed " in transit '' and never went out for delivery.... i complained and XXXX asked me for more information at which point when i complained they sent me the " tracking info '' showing it is still out for delivery soo when i STOPPPED PAYING IT WAS ALL OF A SUDDEN A SURPRISE now this dirt bag company and their employees/bottom feeding lawyers want a $ for nothing when they buy me the JACKET then we can talk if i do not get this jacket then you CAN NOT LEGALLY SUE ONLY 2 things can happen either A..... YOU FULFILL THE ORDER or B..... GO AWAY no one needs a " Fair Debt Collection Practices Act ( FDCPA ), you have the right to request proof that you actually owe the debt '' i do not need to prove i owe the debt I KNOW I DON'T trying to sue/ threaten people for {$600.00} when i dont owe {$440.00}.... leaving a XXXX XXXX.... lol which you would settle for {$50.00} XXXX XXXX worthless company PORTFOLIO XXXX-XXXX- recovery w.e. their name is...... are trying to say there is not a dispute my emails shows different. AFTER I FILLED A CLAIM BEFORE XXXX, XXXX.... XXXX took the XXXX XXXX and said YOU NEED TO CONTACT XXXX and since the item was " in transit '' no refund or anything could be done..... according to XXXX so XX/XX/year> comes along and XXXX sends me that email confirming what the XXXX call center employee named " XXXX '' told me days prior on the phone.... that i need to contact XXXX XXXX told her to next time pick a name that wasn't cute for XXXX since they pick names they think XXXX have/use ONCE AGAIN this little company is trying to force me to pay ILLEGALLY on a debt that is ILLEGAL TO PAY under federal law I WILL NEVERRRRRRR PAY FOR ANYTHING I DID NOT RECEIVE and anything incorrectly sent... will never be paid for/ returned ... it is viewed as a GIFT please little company of portfolio asssemployees read the federal laws you are NOT above them you will not scare me away from my federal rights keep wasting paper/time/ink does nothing but feeds me power knowing i control you keep trying to illegal do stuff also i have videos from the neighbors at XXXX XXXX XXXX XXXX where you posted on someones door that illegal lawsuit in somewhere in XXXX Just like you think you read paperwork good and mail it out thinking i will pay FOR ITEMS NOT RECEIVED i took the same measures to make sure i can take the FEDERAL LAW and shove it down your throats when you try your games so lets play games for another 4+ years you know i have nothing better to do than regulate this with every federal agency i need to keep trying to XXXX over XXXX and we fight back always the crime companies like XXXX ( who use to fund organ purchases on the XXXX XXXX ) to get HELP before good people portfolio XXXX are just that XXXX 100 % supporting criminal companies like XXXX maybe let XXXX sort out their issues instead of bailing them out " you '' are XXXX parents????? XXXX giving you the D to make you server them??? sad lil trash debt collectors HOW ABOUT BUILD XXXX with all your skills combined imagine how much GOOD you all can do if you built a company to sell PIZZA ... just a example your company would be making XXXX every few months from DOUGH AND WATER..... stupid debt collectors

Company response to consumer: Closed with non-monetary relief