Consumer complaint received 2025-04-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: IA

Complaint narrative:
Consumer Name : XXXX XXXX XXXX XXXX Social Security Number : ( Private XXXX ) Consumer Date of Birth : ( Private XX/XX/XXXX ) Contents of Complaint : This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the Experian credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of a credit card account opened at XXXX  XXXX on XX/XX/XXXX under the account number XXXX with a balance of {$180.00}, a credit card account opened at XXXX  XXXX on XX/XX/XXXX under the account number XXXX with a balance of {$180.00}, a credit card account opened at XXXX  XXXX XXXX  on XX/XX/XXXX under the account number XXXX with a balance of {$740.00}, a credit card account opened at XXXX  XXXX XXXX  on XX/XX/XXXX under the account number XXXX with a balance of {$400.00}, a credit card account opened at XXXX XXXX  XXXX XXXX on XX/XX/XXXX under the account number XXXX with a balance of {$2000.00}, a credit card account opened at XXXX XXXX  XXXX XXXX on XX/XX/XXXX under the account number XXXX, an unsecured loan opened at XXXX XXXX XXXX on XX/XX/XXXX under the account number XXXX with a balance of {$1200.00}, a secured loan opened at XXXX on XX/XX/XXXX under the account number XXXX, a secured loan opened at XXXX XXXX XXXX  on XX/XX/XXXX under the account number XXXX, a business account opened at XXXX XXXX XXXX XXXX XX/XX/XXXX under the account number XXXX with a balance of {$54000.00}, and a fraudulent XXXX XXXX XXXX filing on XX/XX/XXXX with Reference # XXXX filed at XXXX XXXX XXXX XXXX XXXX XXXX XXXX Additionally, the name " XXXX XXXX XXXX '' is incorrectly associated with my identity and appears in the " Also Known As '' section of my credit report. This is not my name and represents a fraudulent identity that should be removed from my credit file. These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer credit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections, or hard inquiries as reported. The aforementioned accounts, collections, and hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # XXXX as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation