Consumer complaint received 2025-12-09 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: TX

Complaint narrative:
Subject : Follow-up to CFPB complaint : XXXX ( XXXX ) Formal Complaint and Demand for Block of Fraudulent Information Pursuant to FCRA 605B What happened ( statement of pertinent facts ) : I am filing this complaint to formally report that my consumer credit report, specifically my FICO credit report maintained by your agency, contains numerous fraudulent accounts, collections, and inquiries that are the direct result of identity theft. I was also Injured due to the data breaches with Transunion, Equifax and Experian and XXXX XXXX. I have filed an official Identity Theft Report with the Federal Trade Commission ( FTC ). My FTC Identity Theft Report numbers are XXXX, XXXX, and XXXX. I hA copy of this FTC Identity Theft Affidavit is attached as supporting documentation, constituting a valid " identity theft report '' as defined under the Fair Credit Reporting Act ( FCRA ) 603 ( q ) ( 4 ). I do not recognize, nor did I apply for, open, authorize, or benefit from any of the following fraudulent items. All listed items are inaccurate and are the result of criminal identity theft and fraud. These fraudulent items include, but are not limited to : Fraudulent Tradelines/Accounts : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  These fraudulent accounts and inquiries have severely and unlawfully damaged my creditworthiness. I have attached a copy of my consumer credit report from your, Experian and Equifax. I was not able to include a copy of the Transunion report due to the file size limit of XXXX and the file being XXXX I have attached a copy of all credit reports and FTC report. Some of these accounts have also previously been removed and re-added which is a violation of Section 611 ( a ) ( 5 ) of the FCRA ( 15 U.S.C. 1681i ( a ) ( 5 ) ), which sets the requirements for the treatment of disputed information and governs deletion and reinsertion of previously deleted information. Per your request outlined in your response, I have included identity documentation such as passport, government ID, proof of address. I have included 3 forms of ID and a bill for address verification.

Company response to consumer: Closed with explanation