Consumer complaint received 2025-06-13 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: SC

Complaint narrative:
XXXX XXXX. XXXX. XX/XX/XXXX This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the TransUnion credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of : XXXX XXXX XXXX XXXX XXXX XXXXXXXX - Under 15 USC 1666 Billing Error - Your reporting agency has failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit information they report and may be liable under 15 U.S.C. 1681 accuracy and fairness of credit reporting. Also, in XXXX XXXX XXXX XXXX XXXX XXXX  ( XXXX XXXX XXXX ). Please provide validating documents. 
XXXX. XXXX - XXXX - XXXX - This account is inaccurately reported as open on TransUnion and closed on Equifax. This inconsistency is a violation of FCRA 1681e ( b ), which requires maximum accuracy in reporting. Furthermore, this account is a result of identity theft and has been reported to the FTC. I demand immediate removal of this inaccurate and fraudulent entry in compliance with FCRA 1681i and 1681s-2. - Your reporting agency has failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit information they report and may be liable under 15 U.S.C. XXXX accuracy and fairness of credit reporting. Also, in XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 
XXXX ). Please provide validating documents. 
XXXX. XXXX XXXX - XXXX - This account is inaccurately reported as open on TransUnion and closed on Equifax. This inconsistency is a violation of FCRA 1681e ( b ), which requires maximum accuracy in reporting. Furthermore, this account is a result of identity theft and has been reported to the FTC. I demand immediate removal of this inaccurate and fraudulent entry in compliance with FCRA 1681i and 1681s-2. - Your reporting agency has failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit information they report and may be liable under 15 U.S.C. XXXX accuracy and fairness of credit reporting. Also, in XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 
XXXX ). Please provide validating documents. 
XXXX. XXXX - XXXX - This account is inaccurately reported as open on TransUnion and closed on Equifax. This inconsistency is a violation of FCRA 1681e ( b ), which requires maximum accuracy in reporting. Furthermore, this account is a result of identity theft and has been reported to the FTC. I demand immediate removal of this inaccurate and fraudulent entry in compliance with FCRA 1681i and 1681s-2. - Your reporting agency has failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit information they report and may be liable under 15 U.S.C. XXXX accuracy and fairness of credit reporting. Also, in XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 
XXXX ). Please provide validating documents. 

These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint ( XXXX ) as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Company response to consumer: Closed with non-monetary relief