Consumer complaint received 2025-03-29 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC.
State: MD

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XX/XX/XXXX Re : Request to Remove Inaccurate Credit Information To Whom It May Concern : Upon reviewing my credit report, I have identified the following item ( s ) that contain inaccuracies : 1. The following personal information is incorrect Also Known As : XXXX, XXXX, XXXX 2. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXXXXXX XXXX  XXXX 3. FDCPA Section 807 Violation Misleading False Reporting CAF Account Number : XXXX How can there be a balance on a collection/charged-off account? This is inaccurate. Please delete this immediately. 

4. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX 5. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX  XXXX XXXX. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX 7. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX 8. The following personal information is incorrect Also Known As : XXXX, XXXX, XXXX 9. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX 10. The following personal information is incorrect Employers : XXXX XXXX XXXX XXXX 11. Identity Theft XXXX  Account Number : XXXX Please remove it from my credit report. 

12. FDCPA Section 807 Violation Misleading False Reporting XXXXXXXX XXXX Account Number : XXXX How can there be a balance on a collection/charged-off account? This is inaccurate. Please delete this immediately. 

13. The following personal information is incorrect Employers : XXXX XXXX XXXX  XXXX 14. The inquiry was not authorized XXXX XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

15. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

16. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

17. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

18. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

19. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

20. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

21. The Late Payment Status is incorrect. 
XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

22. Identity Theft XXXX XXXX Account Number : XXXX Please remove it from my credit report. 

23. The inquiry was not authorized EQUIFAX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 


In accordance with the Fair Credit Reporting Act, I am requesting an investigation into these items and their removal from my credit report. It is my understanding that you will verify these items with the creditor responsible for reporting them. I kindly ask that any unverifiable information be deleted. I am aware that, as per 15 U.S.C. Sec. 1681i ( a ), you are required to complete this reinvestigation within 30 days of receiving this letter.

Please send an updated copy of my credit report to the address stated above. According to the act, there should be no charge for this updated report. Additionally, I request that you notify anyone who has received my credit report in the past six months of any corrections made. 

Thank you for your attention and assistance in resolving this matter. 

Sincerely,

Company response to consumer: Closed with non-monetary relief