Consumer complaint received 2025-01-22 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt is not yours
Company: ZWICKER & ASSOCIATES
State: FL

Complaint narrative:
XXXX XXXX said : write a cease and desist letter XXXX said : XXXX Here 's a professional and customizable cease and desist letter template. Let me know if you want to make specific edits or tailor it to a particular situation : [ Your Name or Company Name ] [ Your Address ] [ City, State, ZIP Code ] [ Email Address ] [ Phone Number ] [ Date ] [ Recipient 's Name or Company Name ] [ Recipient 's Address ] [ City, State, ZIP Code ] RE : Cease and Desist Unauthorized Activity Dear [ Recipient 's Name ], This letter serves as a formal demand that you immediately cease and desist from [ describe the offending activity, e.g., infringing on intellectual property, harassing behavior, defamation, etc. ]. Your actions have caused and continue to cause significant harm, and they are in violation of [ specify applicable laws, regulations, or agreements, if known ]. 

Specifics of the Violation : [ Detail 1 : Explain how the activity has impacted you or your organization ] [ Detail 2 : Provide any relevant evidence, such as dates, descriptions, or examples ] [ Additional details if necessary ] Under applicable law, your actions constitute [ state the legal grounds, e.g., copyright infringement, breach of contract, harassment, etc. ]. [ You may also cite specific statutes or legal provisions here if applicable. ] Demand for Immediate Action : I demand that you take the following actions immediately : Cease [ describe the activity ] immediately.

[ Optional : Additional demands, such as deleting infringing content, providing a written apology, compensating for damages, etc. ] Provide written confirmation of your compliance with this demand by [ set a deadline, e.g., within 10 business days ].

Consequences of Non-Compliance : If you fail to comply with the demands set forth in this letter, I will have no choice but to pursue all available legal remedies to protect my rights and interests. This may include seeking injunctive relief, filing a lawsuit, and pursuing monetary damages, including attorneys fees and court costs. 

This letter is not intended as a full or complete statement of my rights or claims, and nothing contained herein shall be deemed a waiver of any legal or equitable rights or remedies. 

Notice of Preservation : You are hereby instructed to preserve all records and materials related to this matter, including but not limited to electronic communications, files, and physical documents. 

I trust that you will comply with this demand promptly to resolve this matter without the need for further legal action. 

Sincerely, [ Your Full Name ] [ Your Title, if applicable ] Let me know if you'd like to adjust this letter further! 









XXXX XXXX XXXX XXXX XXXX XXXX, Fl XXXX XX/XX/year> Zwicker & Associates XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Fl XXXX RE : Cease and Desist Collection Activities for Account Number [ Insert Account Number, if applicable ] Dear Zwicker & Associates, PC I am writing to formally request that you cease all communication with me regarding the alleged debt associated with the above-referenced account. This request is made pursuant to the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692c ( c ), which grants me the right to demand that you stop contacting me regarding this matter. 

Please be advised that : I dispute the validity of this alleged debt. 
I am exercising my rights to request no further communication from your agency regarding this matter. 
Effective immediately, you must stop all forms of communication, including but not limited to phone calls, letters, emails, or any other contact with me, my family, or my employer. Any further contact by your agency, outside of the permissible exceptions outlined in the FDCPA, will be considered a violation of federal law and reported to the Consumer Financial Protection Bureau ( CFPB ) and my states attorney generals office. 

If you believe this request does not apply to your actions, I ask that you provide proof of your authority to collect this debt and validation of the alleged debt itself, as required by 15 U.S.C. 1692g. 

Please confirm in writing that you have received this letter and that you will comply with my request. Any failure to abide by this request or any further attempts to contact me, except for the specific purpose of confirming this letter or advising me of legal action, may result in legal action against your agency. 

Thank you for your prompt attention to this matter. 

Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with explanation