Consumer complaint received 2024-05-29 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TN

Complaint narrative:
This 2nd complaint against TRANSUNION is about their apparent retaliation against me for filing first complaint of their dishonest practices that enable fraudulent activity against me, denying me my free physical hard copy of credit report at least 5 times since XX/XX/year> and still to this day and falsely declaring fraudulent activity against me is true when is false and fraudulent and they require no documentation they merely ask the frauds if what they fraudulently report is true and take their lie and label it misleadingly as an " investigation '' which it is not it is quite literally misleading and incompetent and further enables the frauds to further damage me with their lies and fraudulent credit reports causing a magnitude of damages without meeting the FCRA requirements themselves to make any assertions, as they falsely, incompetently, knowingly, and dishonestly state that fraudulent activity and lies are true.The public should know and be made aware of these abhorrent credit private for profit companies who as I understand it are NOT government agencies and outsource the publics sensitive information as thats the only thing they have to make money off of for profit with dishonest and damaging, incompetent practices and certainly do not secure nor should be entrusted with the publics sensitive information for these very potential reasons.They hide all identifiable references, and refuse to adhere to the minimalist of FCRA rules in my experience.They are to make sure what goes on my credit report is true, accurate, and complete which the don't even do and haven't since I learned of what they dishonestly practice.In fact, they allow any fraudulent information against my credit report and falsely state and imply it's accurate when it's not, it's actually fraudulent.As a victim of identity theft and fraud this is highly disturbing and outrageous. 
Now since I called them out on their dishonest practices that enable fraudulent activity against me and refusing to even provide me my at least one free credit report and by me filing my first complaint days ago against just some of their dishonest practices and refusing to provide my free credit report.Again it seems as though their mire further wrong me in what appears retaliating against my legitimate valid complaint and concerns by messing with and tampering with and denying me access to my service.transunion free account where their now preventing me of seeing a glimpse of my credit report even online, or adding a statement and making sure my security is still on.All of which I was denied access to out of what I can only conclude as retaliation against me for filing first complaint days ago over a litany of dishonest, fraud enabling, oppressing of my rights, and total disregard for all rules even still refusing to adhere to and pointing out I need my free credit report I'm entitled to by postal mail hard copy they've lied to me about sending and fabricated contradictory false excuses for denying me my free credit report that even all public is entitled to and certainly I am as a victim of identity theft and fraud.They need to stop tampering with my credit reports as it appears there now doing out of pure malfeasance retaliation for filing 1st complaint of their dishonest practices that serve to potentially benefit profitwise Transunion and enable fraudsters to further extort me with fraudulent activity and damage me further as a victim of identity theft and fraud.They need to operate honestly and adhere to all rules.They should be required to provide identifiable reference ids as well but they hide that too.When those who hide, it usually means they know their doing something wrong, and transunion has been consistently hiding from my experience.Not only have they done all I filed in my first complaint against transunion with I feel from my experience, and that was just a glimpse, now they seem to be tampering with my whole credit report and not letting me even see anything online in obvious retaliation against me which will not be accepted, and I might add Transunion still have NOT PROVIDED ME EVEN THE MINIMAL ONE SINGULAR FREE CREDIT REPORT TO MY PHYSICAL POSTAL ADDRESS AS THEY'VE SAID THEY WOULD SINCE XXXXXXXX XXXX XXXXXXXX AT LEAST 5 TIMES SO FAR I BELIEVE, AS IVE LOST COUNT, AND STILL HAVE NOT AND TRANSUNION SEEMS TO HAVE ESCALATED THEIR ABHORRENT NEFARIOUS CLANDESTINE DISHONEST PRACTICES IN THIS WHAT IS OBVIOUS RETALIATION AGAINST ME FILING MY FIRST COMPLAINT.THESE ARE PRIVATE COMPANIES AND ARE NOT IMMUNE FROM LIABILITY FROM ALL DAMAGES, DISTRESS, TIME COSTLY DISHONEST PRACTICES THEY HAVE INDULGED IN AND SEEM TO CONTINUE TO FURTHER INDULGE IN.PUBLIC HAS A RIGHT TO KNOW WHAT THEIR ABOUT AND THAT THEY CAN NOT AND SHOULD NOT BE TRUSTED IN ANYWAYXXXX XXXX XXXX XXXX XXXX and my XXXX XXXX XXXX XXXX XXXX by their disturbing distressing bad practices which I will not stop calling out until they stop allowing and enabling fraudulent activity against me, stop tampering with and manipulating my credit reports falsely, stop their dishonesties, respect my rights and provide me my free credit reports and adhere to all the rules as I do, and do not continue transunions retaliation efforts to silence my valid complaints, as Transunion will quickly find out retaliation against the truth is futile as I will not stop speaking the truth, unlike Transunion im honest and have integrity.All is documented meticulously by me and my parties diligently.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation