Consumer complaint received 2025-12-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: MS

Complaint narrative:
I am submitting this complaint to dispute inaccurate and unverifiable information appearing on my credit report. These items are being reported without proper investigation or documentation, in violation of the Fair Credit Reporting Act ( FCRA ). 

XXXXXXXX XXXX XXXX XXXXXXXX, NV XXXX I have no knowledge of this address, and it has never been associated with me. 
Reporting an address that does not belong to me violates FCRA 1681e ( b ).

Failure to remove unverifiable personal information violates FCRA 1681i ( a ) ( 1 ).

Demand : Immediate deletion of this address from my credit file. 

XXXX XXXX  XXXX Acct # XXXX High Balance : {$600.00} | Date Opened : XX/XX/XXXX | Status : Charge-Off I have no knowledge of this account, and it is not mine. 
Reporting an account without proper verification violates FCRA 1681e ( b ).

Failure to conduct a reasonable reinvestigation violates FCRA 1681i ( a ).

Reporting a charge-off without competent evidence violates FCRA 1681s-2 ( a ) ( 1 ) ( A ). 
Demand : Delete this account immediately due to lack of verification. 

XXXX CARD Acct # XXXX High Balance : {$5400.00} | Date Opened : XX/XX/XXXX | Status : Charge-Off I do not recognize this account and have no contractual relationship with this creditor. 
Inaccurate and unverified reporting violates FCRA 1681e ( b ).

Continued reporting after prior disputes violates FCRA 1681i ( a ) ( 5 ).

Furnisher failed to ensure accuracy as required under FCRA 1681s-2. 
Demand : Permanent deletion of this charge-off account. 

XXXX XXXX Acct # XXXX High Balance : {$7300.00} | Date Opened : XX/XX/XXXX | Status : Late Payment The late payment history is inaccurate and misleading. 
Reporting inaccurate payment history violates FCRA 1681e ( b ).

Failure to correct disputed inaccuracies violates FCRA 1681i ( a ).

Furnishers must update and correct information under FCRA 1681s-2 ( a ) ( 2 ).

Demand : Correct and update the payment history to accurately reflect my account. 

XXXX  Acct # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance Owed : {$350.00} | Date Opened : XX/XX/XXXX | Status : Charge-Off I have no knowledge of this account, and it has not been properly verified.

Reporting an unverified charge-off violates FCRA 1681e ( b ).

Failure to remove unverifiable data violates FCRA 1681i ( a ) ( 5 ) ( A ).

Demand : Delete this account immediately. 


XXXX XXXX XXXX. Acct # XXXXXXXX XXXX XXXX XXXX  Balance Owed : {$2100.00} | Date Opened : XX/XX/XXXX | Status : Collection I have no knowledge of this collection account. 
Reporting a collection without proper verification violates FCRA 1681e ( b ).

Continued reporting of unverifiable information violates FCRA 1681i ( a ).

Collection reporting without validation is unlawful under FCRA 1681s-2.

Demand : Immediate deletion of this collection account. 

I request immediate reinvestigation or deletion of all inaccurate and unverifiable items listed above.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief