Consumer complaint received 2024-11-25 00:00:00
Product: Debt collection — Rental debt
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: National Credit Systems,Inc.
State: GA

Complaint narrative:
I received multiple collections on my credit report around the same time saying that I owed hundreds for some debts and thousands for other debts for rental properties. 
I have lived with my parents for years now. I do not rent especially in multiple states at the same time. 

Collection Agency NATIONAL CREDIT SYSTEMS INC Original Creditor Name XXXX XXXX  XXXX XXXX Date Assigned XX/XX/XXXXXXXX  Original Amount Owed {$7900.00} Creditor Classification RENTAL_OR_LEASING Date of First Delinquency XXXX XXXX, XXXX These apartments are located in XXXX Ga For this account. I have never even been to these apartments. You can ask anybody in my life and even the courts of XXXX Ga where I have lived since XXXX. That is the year I moved in with my parents in XXXX Ga when I was granted full custody of my children. All the school records and doctor records and court records will show that I have lived with my parents since then. I have never rented at these apartments, and since they just let anybody who can steal a social security number let live there I never will. 

Collection Agency XXXX XXXX XXXX XXXX Original Creditor Name XXXX XXXX XXXX  XXXX XXXX Date Assigned XX/XX/XXXX Original Amount Owed {$14000.00} Creditor Classification RENTAL_OR_LEASING Date of First Delinquency XX/XX/XXXX These apartments are located in XXXX Ga For this account. I have never even been to these apartments. You can ask anybody in my life and even the courts of XXXX Ga where I have lived since XXXX. That is the year I moved in with my parents in XXXX Ga when I was granted full custody of my children. All the school records and doctor records and court records will show that I have lived with my parents since then. I have never rented at these apartments, and since they just let anybody who can steal a social security number let live there I never will. 

Collection Agency XXXX XXXX XXXX XXXX XXXX  XXXX Original Creditor Name XXXX XXXX XXXX Date Assigned XX/XX/XXXX Original Amount Owed {$370.00} Creditor Classification RENTAL_OR_LEASING Date of First Delinquency XX/XX/XXXX These apartments are in XXXX Ga For this account. I have never even been to these apartments. You can ask anybody in my life and even the courts of XXXX Ga where I have lived since XXXX. That is the year I moved in with my parents in XXXX Ga when I was granted full custody of my children. All the school records and doctor records and court records will show that I have lived with my parents since then. I have never rented at these apartments, and since they just let anybody who can steal a social security number let live there I never will. 

Collection Agency XXXX XXXX XXXX XXXX XXXX  XXXX Original Creditor Name XXXX XXXX  Date Assigned XX/XX/XXXX Original Amount Owed {$570.00} Creditor Classification RENTAL_OR_LEASING Date of First Delinquency XX/XX/XXXX These apartments are in XXXX Ga For this account. I have never even been to these apartments. You can ask anybody in my life and even the courts of XXXX Ga where I have lived since XXXX. That is the year I moved in with my parents in XXXX Ga when I was granted full custody of my children. All the school records and doctor records and court records will show that I have lived with my parents since then. I have never rented at these apartments, and since they just let anybody who can steal a social security number let live there I never will. 

Collection Agency XXXX. XXXX XXXX XXXX Original Creditor Name XXXX XXXX XXXX XXXX  Date Assigned XX/XX/XXXX Original Amount Owed {$3600.00} Creditor Classification RENTAL_OR_LEASING Date of First Delinquency XX/XX/XXXX These apartments are in XXXX IL For this account. I have never even been to the state of Illinois. You can ask anybody in my life and even the courts of XXXX Ga where I have lived since XXXX. That is the year I moved in with my parents in XXXX Ga when I was granted full custody of my children. All the school records and doctor records and court records will show that I have lived with my parents since then. I have never rented at these apartments, and since they just let anybody who can steal a social security number let live there I never will. 

Collection Agency XXXX XXXX XXXX  Original Creditor Name XXXX XXXX XXXX Date Assigned XX/XX/XXXX Original Amount Owed {$510.00} Creditor Classification UTILITIES Date of First Delinquency XXXX XXXX, XXXX This is associated with an apartment building called the XXXX XXXX XXXX  in XXXX Ga For this account. I have never even been to these apartments. You can ask anybody in my life and even the courts of XXXX Ga where I have lived since XXXX. That is the year I moved in with my parents in XXXX Ga when I was granted full custody of my children. All the school records and doctor records and court records will show that I have lived with my parents since then. I have never rented at these apartments, and since they just let anybody who can steal a social security number let live there I never will. 

As you can see at the start of XXXX is when my identity was stolen. And now anybody with my social security has been able to get apartments and it hit my credit score. I do not know what to do here. I have my credit frozen and even put a fraud alert on it. But it seems as though that does nothing.

Company response to consumer: Closed with explanation