Consumer complaint received 2024-10-29 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: GA

Complaint narrative:
I recently viewed my credit report on XXXX XX/XX/XXXX and noticed there are some hard inquiries on my credit report that do not have permissible purpose according to the fair credit reporting act. Anything furnished on my consumer report must have permissible purpose according to 15 USC 1681 B. I sent letters to Transunion, XXXX, and XXXX to investigate the matter, but they have been unresolved ( see files attached below ). Can you please investigate and delete the inquiries below? 

TRANSUNION Delete this inquiry dated XX/XX/XXXX ( XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX  ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX XXXX XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX  ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX  ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

XXXX : Delete this inquiry dated XX/XX/XXXX ( XXXX XXXX  ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX XXXX XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX XXXX XXXX XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX XXXX XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX  ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX XXXX XXXX XXXX as it does not have permissible purpose per 15 U.S.C. 1681 B. 

XXXX Delete this inquiry dated XX/XX/XXXX ( XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX  ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B. 

Delete this inquiry dated XX/XX/XXXX ( XXXX XXXX XXXX ) as it does not have permissible purpose per 15 U.S.C. 1681 B.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation