Consumer complaint received 2024-10-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX ( XXXX XXXX ), am writing this letter to attest that I was a victim of XXXX XXXX. As a result of this traumatic experience, certain inquiries have been reported on my credit report without my knowledge or consent. 

During the period of of my life, I was subjected to XXXX XXXX This resulted in a loss of control over my personal and financial affairs, including the unauthorized use of my personal information to obtain credit and other services in my name. 

My name is ( XXXX XXXX ). My social security is ( XXXX ). My only address is. ( XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX ). I respectfully request that all inquiries on my credit report, which were a result of these unauthorized actions, be blocked or removed in accordance with the relevant provisions of the XXXX XXXX XXXX XXXX XXXX XXXX XXXX and the Fair Credit Reporting Act ( FCRA ). I am enclosing my self-attestation documentation to support my claim. 

The following inquiries on my credit report are inaccurate due to the circumstances mentioned under : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Please take these inquiries off my credit report I am victim XXXX XXXX XXXX my life has been affected drastically and I ask you guys to please Help me I request that these inquiries be removed immediately to prevent further harm and hardship as I work to rebuild my life. I certify that the information provided in this statement is true and accurate to the best of my knowledge and belief. I appreciate your prompt attention to this matter. 
The Consumer Financial Protection Bureau ( Bureau ) is amending Regulation V, which implements the Fair Credit Reporting Act ( FCRA ), to address recent legislation that assists consumers who are victims XXXX XXXX. 

I had no knowledge of these inquiries and they are fraudulent, Im just finding out that my information was being used. Please remove all these other inquiries off my credit report please. FCRA 605B ( 15 U.S.C. 1681c-2 ) ( a ) Block. Except as otherwise provided in this section, a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt Please block this information from my credit report, pursuant to section 605B ( 15 U.S.C. & 1681 c-2 ) of the Fair Credit Reporting Act, and send the required notifications to all furnishers of this information. I need these removed from my credit immediately. 

Please delete all these inquiries off of my credit report. Ive attached my FTC report that states that these inaccuracies should not be on my report and needs to be removed. Ive attached my SSN, DRIVERS LICENSE, FTC, AND LIGHT BILL to confirm my identity and have all these accounts that does not align to my information to be removed. 


Thank you for your understanding and assistance.

Company response to consumer: Closed with explanation