Consumer complaint received 2025-11-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
Equifax Identity Block IDENTITY THEFT BLOCK REQUEST FAIR CREDIT REPORTING ACT SECTION 605B Date : XX/XX/year> To : Equifax Information Services LLC XXXX. XXXX XXXX XXXX, GA XXXX From : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Florida XXXX XXXX : XXXX Phone : XXXX Subject : Formal Legal Demand for Permanent Block and Removal of Fraudulent Accounts Continued Noncompliance with FCRA Section 605B Dear Equifax Dispute Department , I am a verified victim of identity theft. This letter serves as a formal and lawful demand under Section 605B of the Fair Credit Reporting Act, 15 U.S.C. 1681c-2, that Equifax immediately and permanently block and remove all fraudulent accounts and inquiries listed below. 

Despite multiple prior submissions providing verified law enforcement and Federal Trade Commission reports, XXXX  has repeatedly and wrongfully refused to take corrective action. To ensure full compliance with federal law and to prevent further harm, I am submitting this verified documentation directly to Equifax for immediate blocking of all fraudulent items. 

Under Section 605B of the FCRA, a consumer reporting agency is legally required to block all information in a consumer file that results from identity theft within four business days of receiving : Proof of the consumers identity. 

A copy of an official identity theft report filed with a federal, state, or local law enforcement agency. 

Identification of the fraudulent information to be blocked. 

I have provided all of these materials and confirm that they meet the federal requirements for documentation. Failure to comply with this lawful request constitutes a willful violation of federal law and subjects Equifax to civil liability under 15 U.S.C. 1681n and 1681o for willful and negligent violations, including statutory and actual damages, attorneys fees, and potential punitive damages. 

Attached Supporting Documentation Proof of Identity United States Passport United States Passport Card Social Security Card Proof of Current Address Chime Credit Builder Statement XX/XX/year> XXXX XXXX XXXX  Statement XX/XX/year> Federal Trade Commission Identity Theft Reports FTC Report Numbers XXXX, XXXX, XXXX, XXXX Official confirmation emails from identitytheft.gov verifying federal filing XXXXaw Enforcement Reports XXXX XXXX XXXX XXXX Report Number XXXX filed XX/XX/year>, approved and signed by XXXX XXXX XXXX XXXX XXXX No. XXXX XXXX XXXX XXXX XXXX Report Number XXXX filed XX/XX/year>, approved and signed by XXXX XXXX XXXX XXXX XXXX No. XXXX These reports are verified, filed with the XXXX XXXX XXXX XXXX, and include both the officers name and badge number, confirming that the reports were properly received and authenticated by law enforcement officials. Both reports document ongoing fraudulent activity using my personal identifying information. 

Fraudulent Accounts to Be Blocked XXXX XXXX Account Number XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX  Delaware Account XXXX XXXX XXXX XXXX  XXXX  Account Number XXXXXXXX XXXX XXXX Account Number XXXX XXXX XXXX  Account Number XXXX XXXX  XXXX Account Number XXXX XXXX XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX / XXXX XXXX Account Number XXXX XXXX  XXXX Account Number XXXX XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX XXXX XXXX Account Number XXXX Legal Notice of Compliance This submission satisfies all requirements under the FCRA for identity theft documentation. I hereby demand that Equifax : Immediately and permanently block the above-listed accounts. 

Notify each furnisher of information that the blocked data resulted from identity theft. 

Provide written confirmation to me within the statutory period verifying that all items have been blocked and removed from my credit file. 

Failure to comply will constitute a willful violation of the Fair Credit Reporting Act and will result in enforcement actions and legal remedies under 15 U.S.C. 1681n and 1681o.

Statement of Truth I declare under penalty of perjury that all statements made in this letter and all attached documents are true, correct, and complete to the best of my knowledge and belief. 

Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX Documents Attached ( in order ) This signed letter FTC confirmation emails FTC Identity Theft Reports XXXX XXXX XXXX XXXX XXXX ( XXXX XXXX # XXXX and XXXX XXXX # XXXX ) Passport and Social Security Card Chime and XXXX XXXX Statements

Company response to consumer: Closed with non-monetary relief