Consumer complaint received 2025-11-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: EQUIFAX, INC.
State: IL

Complaint narrative:
b'On, XXXX at, XXXX  I filed an "Extremely Detailed" Complaint to Equifax regarding old "Collection\'s" on my Credit Report\'s that were all "Paid In Full" directly to the respective "Collection\'s Agencies" that appear on my Credit Report\'s, as well as provided legal "Proof Of Payment" Documentations as legal "Evidence" to be attatched to my "Dispute". However, those past "XXXX  Amounts" still show as if they were never paid at all, or, they  have  now been listed as "CHARGE OFF\'S" Unlawfully. I also explained that "Additionally", the "Credit Card Companies" themselves who "Sold" those UNLAWFUL dollar amounts to the "Collections Agencies" that unlawfully "HARASSED" me, and "Reduced My Credit Score\'s" by, XXXX  points, then, XXXX  points, then, XXXX  points, then, XXXX  points, then XXXX  points every single Month that I "Refused" to pay those "Collection\'s Agencies" that I "Did Not" owe a XXXX to to begin with until i finally did, also "STILL" have those "SAME" XXXX  amounts still showing on my Credit Report\'s as if I "ALSO" still owe "THEM" (Credit Card Companies) those same Dollar amounts as well. That is absolutely "UNLAWFUL".  \nAfter sending Equifax my legal "Dispute" regarding all of these Unlawful "Inaccuracies" on, XXXX they returned to me a "Case Number": XXXX  And stated that my Case was under investigation. However, it has now been  2 1/2 Month\'s (75 - Day\'s) since my case was filed, and yet, every single above-mentioned Unlawful "Inaccuracy" that has been legally "Disputed" to Equifax "STILL" currently exists on my Credit Report\'s with all (9) Credit Bureau\'s that I have searched in direct violation of the U.S. FAIR CREDIT REPORTING ACT though these inaccuracies have all been legally reported to Equifax.I have wasted well over $XXXX  paying XXXX XXXX for (7) Month\'s to fix these Issue\'s whose "Letters" to the "Collections Agencies" were all either ignored, or I was being milked for money because I became so disappointed with the results that I switched to, Safeport Law to see if they would fair better and ended up paying them a total of $XXXX  for (4) Month\'s until I no longer could in being on a "Fixed" Monthly Income via, Social Security. But still to no avail. My last hope, was "EQUIFAX" themselves. And even they did absolutely "Nothing" besides allow the legally designated time frame of (30 - Day\'s) to make the necessary "Corrections" to my Credit Report\'s to elaps more than "Twice". Equalling (78 - Day\'s) of doing absolutely "Nothing" to rectify these matters as they were legally obligated to do per the U.S. FAIR CREDIT REPORTING ACT.\nEquifax even has my remaining "AUTO LOAN" amount showing up "INACCURATELY". They claimed that I still owe over, $XXXX  on my Auto Loan. However, my remaining Auto Loan amount is exactly: XXXX as of, XXXXEquifax has all kinds of "Hard Inquiries" showing up on my Credit Report\'s that "Are Not Mines", and Don\'t Recognize, as well as "Adresse\'s" outside of, XXXX, Illinois that also "Do Not" belong to me, as well as "Job\'s", Phone Number\'s Loan\'s, "Credit Card Inquiries", etc., etc. that I never had. I\'ve never worked, nor lived anywhere besides, XXXX  Illinois. All of this is in direct violation of the U.S. FAIR CREDIT REPORTING ACT. As well as it also being absolutely ridiculous that, Equifax,  XXXX,  and XXXX  were "ALL" legally Notified, and all matters were also legally "Disputed" within all of their respective Portals. However, they have "ALL" elected to completely ignore their legal obligations to make "ALL" necessary "CORRECTIONS" to my Credit Report\'s in accordance with the laws of the, U.S. FAIR CREDIT REPORTING ACT, and have left me to suffer the "Consequences" of their inaction unlawfully. This is my responsibility for now turning to you at the, CFPB in efforts to once, and for all "Resolve" all above-mentioned matters as soon as possible, as I\'ve been fighting since, XXXX, and currently with EQUIFAX since, XXXX "ALL", to no avail. Please assist in theses matters as soon as possible. Thank you.'

Company response to consumer: Closed with non-monetary relief