Consumer complaint received 2025-10-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: AL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  AL XXXX XXXX ( XXXX ) XXXX Date : TransUnion XXXX XXXX XXXX XXXX PA XXXX RE : Credit Report Dispute under FCRA Request for Reinvestigation To Whom It May Concern, I am writing to formally dispute certain information in my credit report as provided by your agency. This dispute is made pursuant to my rights under the Fair Credit Reporting Act ( FCRA ), including but not limited to 15 U.S.C. 1681i, 1681s-2 ( b ), 1681e ( b ), and 1681c-2.

The Disputed Item ( s ) Accounts Reason XXXX XXXX The balance is inaccurate Account Number : XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX The balance is inaccurate Account Number : XXXXXXXX XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXXXXXX The balance is inaccurate XXXX XXXX XXXX This account does not belong to me Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX The balance is inaccurate Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX The balance is inaccurate Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX The balance is inaccurate Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX  The balance is inaccurate Account Number : XXXX XXXX XXXX  This account does not belong to me Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX This account is out dated and should not be Account Number : XXXXXXXX XXXX XXXX XXXX XXXX  reporting, investigate date from XXXX XXXX The balance is inaccurate Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX This account does not belong to me I am requesting that your agency conduct a full reinvestigation of this account under 15 U.S.C. 1681i, which requires a credit reporting agency to reinvestigate the accuracy and completeness of any disputed information.

If this item was furnished by a data furnisher, I request that you notify the furnisher and ensure their compliance with 15 U.S.C. 1681s-2 ( b ), which mandates that furnishers investigate disputes, correct inaccuracies, and report the results to all credit reporting agencies.

Additionally, under 15 U.S.C. 1681e ( b ), you are required to follow reasonable procedures to ensure maximum possible accuracy of the information in consumer reports. I believe this requirement has not been met in this instance.

If this account is the result of identity theft or was opened fraudulently, I am asserting my rights under 15 U.S.C. 1681c-2, which allows consumers to block fraudulent information from appearing on their credit reports.

Enclosures : A copy of my government-issued ID Proof of address A copy of my credit report with the disputed item highlighted Please complete your reinvestigation within the 30-day time frame as mandated by the FCRA and provide me with a written response detailing the results of your investigation.

If the item can not be verified, it must be deleted from my credit report.

Thank you for your prompt attention to this matter. 
Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief