Consumer complaint received 2025-01-24 00:00:00
Product: Debt collection — Other debt
Issue: Took or threatened to take negative or legal action — Seized or attempted to seize your property
Company: Greenberg, Grant & Richards Inc.
State: NJ

Complaint narrative:
Greenberg Grant & Richards continue to call and leave voicemails after letters have been faxed over and I have the proof of the fax confirmation and in addition that they indeed receive my fax as stated on the voicemail they left me and said that they wont magically disappear after I wrote the cease and desist as they called my family first and spoke about seizing properties and investigating their company that had nothing to do with my former business. So in all actuality they did speak about my debt to them I. Other words by asking them a bunch of questions they called them more than once left them voicemails and also spoke to them and they have nothing to do with my personal business. My company has been dissolved on XXXX XXXX but, before Greenberg contacted me I had already closed my EIN with the IRS because the company wasnt profiting it had losses. They threaten to seize a property asset in other words by saying I see you have a property so call me that property was a favor to use my credit it wasnt to benefit me at all if you look at my bank account you will see I didnt receive a dime off it. The mortgage and repairs are done by the owner who is on the deed as well. The property was purchased as a favor and not for intent of benefiting of it. I dont even pay the mortgage the mortgage the money is sent to me to make the payment this favor was done with the intent to have it switched eventually to the rightful owner the lawyers have that info plus there are messages, documentations etc to prove this isnt an asset as I am not benefiting from it. Another thing is Greenberg had sent a letter after they spoke to my family members first not to me at all. When they did call and left a message I didnt even want to speak to them because they threatened first before I could even get to speak to them so I did respond they lied and said I was unresponsive when I filed a complaint you can see that I did send them a dispute letter plus two other letter a total of 3 different letters which in fact went through and they themselves stated they received it. I am unemployed collecting unemployment. I put a complain against Greenberg Grant and Richards and they stated they closed my account in their office yet their agent a month and half later is calling again with threats with lawsuits on my voicemail and called this morning at XXXX even after they stated here on CFPB that my account is closed in their office. I have the call logs and voicemails a XXXX XXXX called even after multiple letters stating to stop and disputed it which is inappropriate calling collection rule policy and regulations. They also keep claiming I owe the amount they are trying to collect when the vendor I dealt with gave me like 5 different balances and I have it all on record emails, text messages and invoices. These balances were paid it was a military contract and so the vendor lowered the price to meet the military contract to win the bid. After the military was done with the contract term the vendor gave me a balance and I asked where did the balance come from they stated because it was that one of the trucks were damaged then said they would get back to me because I said didnt they talk to the army rep while inspecting the pick up of the rental because the army has their own insurance to cover for any damages if that was the case. Then another vendor rep called and I told them that the balance is wrong because I am not paying for damages when the army has insurance and that they should of let the army know then the rep looked at the notes and stated there was no damage so they set up a meeting with me then the reason of the balance was that that army kept it a month longer so I asked them to have that in writing so I can submit it to the army but, the army did Not have the vehicles longer than that and this was a contract set price no additional cycles should of been added they knew how much the contract was for I submitted that so I have like 5 different balances from the vendor, text messages, emails, invoices different balances and the collection agency green berg surpassed the supposed balance by XXXX more so they are trying to collect beyond what the vendor initially had the vendor closed out the account and according to Greenberg they also closed my account as well in their office they literally wrote that on the last complaint. I also received Texas Attorney generals letter are also now aware and stating if it happens again to let them know. So they can keep it in file. I will submit it on here again as they stated my account was closed yet a month and a half later still didnt validate the balance they were trying to collect been passed the 30days since the last complaint and when I faxed over the dispute I wanted to know where did they come up with this number? Where did they come up with that balance? Generating invoices doesnt make it legit. He keeps talking about personal guarantee but that doesnt mean anything when they have not gave me an approximate price set I have like 5 different ones. Plus there is no signature with my name with the total balance just when I was getting a quote trying to get credit. No final signature was made to agree on the amount because the amount was made through a meeting after the intial quote and at the end of XXXX early XX/XX/year> you can please refer to it as they themselves stated Greenberg closed my account in their office yet their agent is calling again a few times yesterday and already this morning at and left the message at XXXX all the messages are referring to lawsuits and taking assets etc. 
Last complaint # XXXX

Company response to consumer: Closed with explanation