Consumer complaint received 2025-05-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
To Experian/Equifax/Experian I am writing to formally dispute the inaccurate personal information currently reported on my credit file. Under the Fair Credit Reporting Act ( FCRA ), I have the right to dispute and request the correction or deletion of any inaccurate or unverifiable information from my credit report. Below is the correct personal identifying information you should have on file for me : Correct Information : Full Legal Name : XXXX XXXX Current Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Phone Number : XXXX Email Address : XXXX Current and Only Employer : XXXX XXXX XXXX  Please REMOVE and DO NOT REINSERT the following inaccurate, false, or unverifiable information from my file : TransUnion : Incorrect " Also Known As '' name : XXXX XXXX I have never used this name. 

Incorrect addresses : XXXX XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Not my current, former, or previous address. 
XXXX XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Not my previous or current address. 

Inaccurate employers : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX  I have never worked here. 

Experian : Incorrect name : XXXX XXXX XXXX This is not and has never been my name. 
Incorrect birth year listed as XXXX My actual date of birth is not XXXX. 

Incorrect addresses : XXXX XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX XXXX have never lived here. 
XXXX XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Never resided at this location. 

Incorrect employers : XXXX XXXXXXXX XXXX XXXX XXXX XXXX  XXXX XXXX Never employed here. 

Equifax : Incorrect name : XXXX XXXX This is not my name. My name is XXXX XXXX. 

Incorrect current/former name listed as : XXXX XXXX This is my correct and ONLY legal name. 

Incorrect addresses : XXXX XXXX XXXX XXXX XXXX, XXXXXXXX XXXX Never lived at this address. 
XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Also never resided here. 

Incorrect employer XXXX XXXX XXXX XXXX XXXXXXXX XXXX Never XXXX XXXX. 

ALL THREE BUREAUS : Please remove all other phone numbers and all email addresses other than : Phone : XXXX Email : XXXX Please ensure only the following address is listed : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXXXXXX Please remove all other addresses from my file as I have never lived at any location other than the one listed above. 

My correct and ONLY legal name is XXXX XXXX please remove all other name variations. 

Please ensure my current and only employer is listed as " XXXX XXXX XXXX '' This inaccurate personal data not only violates FCRA 602 ( a ) by causing misleading information to appear on my credit file, but it also exposes me to potential identity fraud. I demand that you conduct an immediate investigation, remove the disputed personal information, and send me an updated copy of my credit report reflecting the corrections. 

Please do not " update '' this informationI am requesting permanent removal unless you can provide documented proof verifying that I used these names, lived at these addresses, or was employed by these entities. Failure to comply with the FCRA may result in legal action. 

Attached Is My State Id For Proof Of Identity & Address. Bank Statement For Proof Of Address. Job Id For Proof Of Employment & Highlighted Inaccurate Personal Information On My Consumer Report. 

Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX Phone : XXXX Email : XXXX Date : XX/XX/XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation