Consumer complaint received 2016-10-05 00:00:00
Product: Mortgage — Conventional fixed mortgage
Issue: Loan servicing, payments, escrow account — 
Company: JPMORGAN CHASE & CO.
State: NV

Complaint narrative:
I have been in conflict with JP Morgan Chase Bank about my note from Washington Mutual Bank since the year XXXX. The Federal Deposit Insurance Corporation is enabling Chase to use Washington Mutual Bank as a straw beneficiary on default notices, well after XXXX XXXX, XXXX, the date it closed Washington Mutual Bank. The county recorder records within the State of Nevada are riff with default notices some of which have been fully enforced to foreclosure, where the trust beneficiary is represented as PREVIOUSLY CLOSED WASHINGTON MUTUAL BANK. I have initiated a law suit in Federal Court as an effort for relief from Chase 's and its affiliates fraudulent foreclosure against my wife and my home. As in the case of a score of other Nevada homeowners, Chase subjected us to a foreclosure after filing a default notice on XXXX XXXX, XXXX, representing Washington Mutual Bank as the TRUST BENEFICIARY. The Case is identified as XXXX, Case No. XXXX. The Record consisting of our Complaint and the summary judgment Motion I filed just yesterday, is all that is required as document evidence exposing Chase Bank 's XXXX scheme. That involves use of default notices representing formerly closed Washington Mutual Bank as the trust beneficiary. Nevada leads the Nation in foreclosures. There are two attachments to my summary judgment motion that reveals precisely the reason foreclosures are running rampant in Nevada. The exhibits exposes the great deal of assistance the Nevada judiciary lends to Chase Bank with its XXXX foreclosure scheme and use of Washington Mutual Bank as trust beneficiaries on default notices. XXXX ( XXXX XXXX, XXXX ) explains precisely how the Nevada judiciary participates in the XXXX scheme. The opinion itself illustrates just how far the Nevada judiciary goes to defend banks that use fraudulent documents to foreclose. But it is the footnote of the opinion that explains how banks and like institutions get away with foreclosures through the use of fraudulent documents. After assuring the reader it does not condone or sanction fraud, the footnote amazingly precludes homeowners from raising fraud against documents produced by a bank/mortgage company at a mediation proceeding. But amazing, the preclusion, as shown by the footnote, extends to state court proceedings brought by an aggrieved homeowner from a mediation proceeding. The letters as attached exhibit XXXX of my summary judgment motion, is the pronouncement of the State 's administrator in charge of mediation of our being precluded from raising fraud and other criminal claims and defenses against Chase during our mediation that was conducted on XXXX XXXX, XXXX. Another thing : While violating XXXX XXXX. XXXX, impersonating a Federal employee, a Chase Bank employee executed a corporate assignment instrument in favor of JP Morgan Chase Bank, while representing herself as having been authorized by the FDIC to do so. Exhibit XXXX of my Federal complaint, is the administrative claim I sent to the Federal Deposit Insurance Corporation. It alleges complicity on the part of the FDIC in Chase Bank 's scheme. As in our case and a multitude of others, the FDIC is knowingly enabling Chase to use it as the source of acquisition of Washington Mutual notes, knowingly enabling Chase to use Washington Mutual as trust beneficiary on default notices, while the FDIC refuses to respond to homeowners who simply seek to validate or not Chase Bank 's FDIC acquisition claim. 
On two prior occasions I have filed a complaint with the CFPB. I would conclude by stating Chase should not only not be to big to fail, but also not so big as to operate above the law. The above documents very serious felonies cognizable in Federal court as such. And again, my Federal case and the Record is all required

Company response to consumer: Closed with explanation