Consumer complaint received 2025-04-17 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Subject : Dispute of Inaccurate Information under 15 U.S.C. 1681s-2 ( a ) ( XXXX ) Dear XXXX Consumer Financial Protection Bureau I am writing to formally dispute inaccurate information appearing on my credit report, which is being reported by your company. Under 15 U.S.C. 1681s-2 ( a ) ( XXXX ) of the Fair Credit Reporting Act ( FCRA ), furnishers of information are required to prevent the re-reporting of fraudulent information related to identity theft. 

The disputed account information is as follows :. Account XXXX : XXXXXXXX XXXX XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX XXXX. XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX XXXX XXXX XXXX XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX XXXX. XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX XXXX. XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX XXXX. XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX XXXX. XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX. XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX. XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX XXXX. XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX XXXX. XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX XXXX. XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX. XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX. XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX. XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX XXXX. XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX. XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX XXXX XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX. XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX XXXX XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 

. Account XXXX : XXXX XXXX. XXXX. This account is the result of identity theft and was fraudulently opened without my authorization. 


I have attached the following supporting documents : XXXX. A copy of my government-issued ID. 
XXXX. A copy of my Identity Theft Report ( if applicable, from the FTC or law enforcement ). 

Under the FCRA, you are required to block and cease reporting fraudulent information resulting from identity theft upon receiving an identity theft report. Please take the following actions immediately : XXXX. Remove or correct the inaccurate information from my credit file. 
XXXX. Cease reporting the fraudulent account to all credit bureaus. 
XXXX. Provide written confirmation of your actions within XXXX days, as required by law. 

Failure to comply with your obligations under 15 U.S.C. 1681s-2 ( a ) ( XXXX ) may result in legal action, including complaints filed with the Consumer Financial Protection Bureau XXXX CFPB ) and the Federal Trade Commission XXXX FTC ). 

Please send all correspondence regarding this dispute to my address listed above. I appreciate your prompt attention to this matter. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation