Consumer complaint received 2022-04-18 00:00:00
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC.
State: TX

Complaint narrative:
This is XXXX XXXX, who is submitting this CFPB complaint myself, and to inform you that there is no third party involved in the process. Regardless of the multiple written requests, the unverified items listed below are still reporting on my credit report in violation of federal law. The 3 Credit Bureaus failed to comply with the Fair Credit Reporting Act, 15 USC sections 1681i within the time declared by law and continued reporting of unconfirmed information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statutes. Please remove the following items completely from my Credit Reports : XXXX : XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX , TX XXXX XXXX XXXX XXXX Balance {$12000.00} XXXX XXXX XXXX XXXX XXXX XXXXXXXX Balance {$3500.00} XXXX XXXX XXXX XXXX Balance {$7700.00} DEPT OF EDXXXX XXXX XXXX DEPT OF EDXXXX XXXX XXXX DEPT OF EDXXXX  XXXX XXXX DEPT OF EDXXXX XXXX XXXX XXXX XXXXL XXXX XXXX XXXX XXXX XXXX XXXXL XXXX XXXX XXXX BalanceXXXX XXXX XXXX Balance {$1300.00} XXXX XXXX XXXX XXXX Balance {$770.00} XXXX XXXX XXXX Balance- XXXX XXXX XXXX XXXX ( Original creditor : XXXX XXXX ) XXXX Balance {$2600.00} XXXX & XXXX ( Original creditor : XXXX  ) XXXX Balance {$95.00} XXXX & XXXX ( Original creditor : XXXX ) XXXX Balance {$800.00} XXXX XXXX XXXX ( Original creditor : XXXX XXXXXXXX XXXX XXXX XXXX ) XXXX Balance {$74.00} XXXX XXXX XXXX ( Original creditor : XXXX XXXX XXXX  XXXX ) XXXX Balance {$1400.00} XXXX XXXX XXXX XXXX ( Original creditor : XXXX XXXX ) XXXX Balance {$490.00} XXXX XXXX  XXXX ( Original creditor : XXXX XXXX XXXX ) XXXX Balance {$120.00} XXXX XXXX XXXX ( Original creditor : XXXX XXXX XXXX XXXX ) XXXX Balance {$2600.00} XXXX XXXX XXXX ( Original creditor : XXXX XXXX XXXX XXXX ) XXXX Balance {$1700.00} XXXX XXXX XXXX ( Original creditor : XXXX XXXX ) XXXX Balance {$770.00} XXXX XXXX XXXX ( Original creditor : XXXX XXXX XXXX XXXX XXXX. ) XXXX Balance {$960.00} XXXX XXXX XXXX ( Original creditor : XXXX XXXX XXXX XXXX XXXX. ) XXXX Balance {$940.00} XXXX XXXX XXXX ( Original creditor : XXXX XXXX XXXX ) XXXX Balance {$860.00} Equifax : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, WA XXXX XXXX XXXX XXXX XXXX XXXX, VA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, WA XXXX XXXX XXXX  Balance {$12000.00} XXXX XXXX  XXXX Balance {$6300.00} DEPT OF ED / XXXX XXXX Balance {$0.00} DEPT OF ED / XXXX XXXX Balance {$0.00} DEPT OF ED / XXXX XXXX Balance {$0.00} DEPT OF ED / XXXX XXXX Balance {$0.00} XXXX XXXX XXXX  XXXXX Balance {$940.00} XXXX XXXX XXXX XXXXX Balance {$970.00} XXXX XXXX XXXX  XXXXX Balance {$860.00} XXXX XXXX XXXX XXXXXXXX Balance {$770.00} XXXX XXXXT XXXX XXXX Original Creditor Name XXXX XXXX XXXX XXXX ) XXXXX Balance {$2600.00} XXXX & XXXX XXXX ( Original Creditor Name XXXX ) XXXXX Balance {$800.00} XXXX & XXXX XXXX ( Original Creditor Name XXXX  ) XXXXX Balance {$95.00} XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX Balance {$12000.00} XXXXXXXX XXXX XXXX XXXX XXXXX Balance {$3500.00} XXXX XXXX XXXX XXXX XXXX Balance {$0.00} DEPT OF EDXXXX  XXXXX Balance {$0.00} DEPT OF EDXXXX XXXXX Balance {$0.00} DEPT OF EDXXXX XXXXX Balance {$0.00} DEPT OF EDXXXX XXXXX Balance {$0.00} XXXX XXXX XXXX Balance {$1300.00} XXXX XXXX XXXX XXXX XXXX Balance {$0.00} XXXX XXXX XXXX XXXX Balance {$770.00} XXXX XXXX - XXXX XXXX Balance {$0.00} XXXX XXXX ( Original Creditor Name XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) XXXXX Balance {$940.00} XXXX XXXX XXXX ( Original Creditor Name XXXX XXXX XXXX XXXX XXXX ) XXXX Balance : {$74.00} XXXX XXXX XXXX  ( Original Creditor Name XXXX XXXX XXXX XXXX XXXX ) XXXX Balance : {$1400.00} ( Original Creditor XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) XXXXX Balance {$970.00} XXXX XXXX XXXX  ( Original Creditor NameXXXX XXXX XXXX ) XXXXX BAlance {$490.00} XXXX XXXX XXXX ( Original Creditor Name XXXX XXXX XXXX XXXX XXXX ) XXXX {$1700.00} XXXX XXXX  XXXX ( Original Creditor NameXXXX XXXX ) XXXX Balance XXXX {$800.00} XXXX XXXX  XXXX ( Original Creditor NameXXXX XXXX ) XXXX  Balance : {$95.00} XXXX XXXX  ( Original Creditor NameXXXX XXXX XXXX XXXX ) XXXX Balance : {$860.00} XXXX XXXXXXXX XXXX ( Original Creditor Name XXXX XXXX XXXX XXXX XXXX ) XXXX XXXX {$4800.00} ( Original Creditor Name XXXX XXXX XXXX ) XXXXX Balance {$770.00} XXXX XXXX XXXX XXXX ( Original Creditor Name XXXX XXXX XXXX XXXX XXXX  ) XXXXX Balance : {$2600.00}

Company response to consumer: Closed with explanation