Consumer complaint received 2022-02-17 00:00:00
Product: Payday loan, title loan, or personal loan — Installment loan
Issue: Problem when making payments — 
Company: GOLDMAN SACHS BANK USA
State: NJ

Complaint narrative:
This is a Notice for a Conditional Acceptance and an Addendum/Continuance to any and all previously sent correspondences and recently sent Notice for Conditional Acceptance via Certified Mail # XXXX XXXX XXXX XXXX XXXX, of which the Postal Rule is now applicable upon the receipt of this and the uploaded Conditional Acceptance. The beneficiary of the Social Security Cestui que Trust ALL CAPITAL LETTERS NAME and any derivative thereof of beneficiary classified as " COMPLAINANT '' within this CFPB Trust, which is in fact a Trust business entity ( hereafter Trust or ALL CAPITAL LETTERS name or any derivative thereof ) requires that Respondent who is a flesh and blood man dba a Social Security Cestui que Trust ALL CAPITAL LETTERS NAME, which is also a Trust Business Entity in the name of Respondent, who is also dba the XXXX of MARCUS BY GOLDMAN SACHS ( hereafter GOLDMAN SACHS, also a Trust Business Entity ) hereby answer the following 11 questions. This beneficiary hereby conditionally accepts the response ( s ), claim ( s ) and offer ( s ) made by the Respondent upon the proof of claim that : 1. That this action is not a Social Security Cestui que Trust action? 2. That GOLDMAN SACHS is not a securities intermediary and held to a fiduciary capacity with responsibilities as a Trustee within this Trust action? 3. That GOLDMAN SACHS did not buy, sell, securitize, underwrite, fractionalize or create bonds from any instrument, application, " loan '' agreement signed ( in wet ink or electronically ) by the beneficiary of said Trust? 4. Was the alleged " Loan '' from GOLDMAN SACHS not created from the Trust on behalf of the beneficiary of said Trust? 5. That the previously sent XXXX 1 and other supporting sent correspondences does not give the beneficiary of this action the highest claim to said Trust and of this Trust action? 6. That Respondent is not under fiduciary obligations? 7. Can Respondent show cause that Respondent has not breached nor benefitted from said Trust by completing a full audit and accounting of the created Trust account? 8. Has Respondent completed all of the required tax filings 1099-OID, 1096, W-9, 1040-V and 1099-A and all other required forms with the Internal Revenue Service pertaining to this Trust action ? 9. Who has the highest vested interest and has the highest claim within this Trust action, beneficiary or Trustee? 10. Did Respondent 's account ledgers/books increase in funds after depositing said negotiable instrument called a " LOAN AGREEMENT '' into its account on record? 11. Was deposit increase reported to the Internal Revenue Service as a capital gain ( s ) tax? These are direct questions to Respondent and are hereby required to answer. Any acquiesce or non-response to the above questions is agreement to this contract and that Respondent therefore accepts and agrees to all liabilities including, but not limited to paying the fee of five million ( {>= $1,000,000} ) and an additional ten thousand ( {$10000.00} ) per day in the money of account, in gold and/or silver coin or in USD equivalent for damages incurred by the beneficiary of this Trust account. The above stated and uploaded files were not addressed and respondent has acquiesced to this beneficiary 's claims and counter-claims on numerous occasions and is now in default status as per administrative remedy and has been estopped from any and all negative actions taken against the beneficiary of this Trust. The Respondent 's response is a generic and has no lawful basis or relevancy to continue to disregard the stipulated facts stated within this CFPB case including but not limited to all stated in the CFPB COMPLAINT ID # XXXX ; XXXX and XXXX. Therefore I strongly suggest that this claim remain open and this claim be sent to the proper authorities and/or agency/agencies that can best investigate and remedy beneficiary 's issues, concerns and protected rights within this action and claim upon said Trust account.

Company response to consumer: Closed with explanation