Consumer complaint received 2025-08-06 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate. 

Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report immediately : I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v Gravens ( Mo ) 281 SW 715, 719. I presume that no proof of the alleged debt, nor therefore any such debt, in fact thereof exist. 



Accounts to List : XXXX. XXXX XXXX XXXX Account Type : Auto Loan Balance : {$44000.00} Status : Charge-Off Date Closed : XX/XX/XXXX XXXX. XXXX XXXX Account Type : Charge Account Balance : {$0.00} ( Sold ) Status : Sold ; was Charged-Off Date Closed : XX/XX/XXXX XXXX. XXXX Card Account Type : Credit Card Balance : {$11000.00} Status : Charge-Off Date Closed : XX/XX/XXXX XXXX. XXXX XXXX XXXX Account Type : Auto Loan Balance : {$0.00} ( Sold ) Status : Sold ; was 30 Days Past Due Date Closed : XX/XX/XXXX XXXX. XXXX Account Type : Charge Account Balance : {$520.00} Status : Charge-Off Date Closed : XX/XX/XXXX XXXX. XXXX XXXX XXXX  ( Original Creditor : DSNB Macys ) Account Type : Collection Balance : {$1700.00} Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX ( Original Creditor : XXXX XXXX ) Account Type : Collection Balance : {$3500.00} Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX ( Original Creditor : XXXX Bank ) Account Type : Collection Balance : {$730.00} Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX ( Original Creditor : XXXX XXXX ) Account Type : Collection Balance : {$820.00} Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX  XXXX XXXX ) Account Type : Collection Balance : {$2600.00} Date Opened : XX/XX/XXXX XXXXXXXX XXXX XXXX ( Original Creditor : XXXX XXXX  ) Account Type : Collection Balance : {$5000.00} Date Opened : XX/XX/XXXX XXXX. XXXX  XXXX  ( Original Creditor : XXXXXXXX XXXX XXXX XXXXXXXX ) Account Type : Collection Balance : {$6200.00} Date Opened : XX/XX/XXXX XXXX XXXX XXXX  ( Original Creditor : XXXX XXXX  ) Account Type : Collection Balance : {$890.00} Date Opened : XX/XX/XXXXXXXX XXXX XXXX XXXX  ( Original Creditor : XXXX XXXX XXXX XXXX ) Account Type : Collection Balance : {$3700.00} Date Opened : XX/XX/XXXX XXXXXXXX XXXX XXXX ( Original Creditor : XXXX XXXXXXXX XXXX XXXX XXXX ) Account Type : Collection Balance : {$3700.00} Date Opened : XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation