Consumer complaint received 2025-09-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX. 
XXXX XXXX, FL XXXX Phone : ( XXXX ) XXXX SSN : XXXX DOB : XX/XX/XXXX XX/XX/XXXX To whom it XXXX concern, Consumer Financial Protection Bureau XXXX XXXX XXXX Experian / Equifax / XXXX / XXXX/ XXXX. XXXX Re : Fraudulent Activity, Identity Theft, and Demand for Permanent Deletion of False Records Dear Consumer Financial Protection Bureau, I am filing this complaint/dispute as a documented victim of identity theft. My personal information ( Social Security number, drivers license number, date of birth, phone numbers, and addresses ) has been stolen, sold on the dark web, and used to create fraudulent credit applications, accounts, inquiries, and insurance policies. Through my Experian membership services, I discovered that my SSN, XXXX, and drivers license number are listed on the dark web and being sold. A long list of fraudulent addresses and phone numbers have been tied to my file across multiple states, including XXXX GA, XXXX XXXX CA, XXXX XXXX CA, XXXX XXXX CA, XXXX AZ, and many others. Dozens of companies continue to pull, sell, and circulate my personal information without authorization. This fraudulent activity has led to the following unlawful records in my files : Addresses : I demand deletion of all addresses except my correct residence : XXXX XXXX XXXX XXXX XXXX XXXX. 
XXXX, FL XXXX Phone Numbers : I demand deletion of all phone numbers except my correct number : ( XXXX ) XXXX Fraudulent Inquiries/Accounts : XXXX XXXX XXXX XXXX XXXX, XXXX, LendingPoint, FlexShopper, XXXX, XXXX, XXXX Funding XXXX XXXX XXXX XXXX XXXX and others. 
Drivers License Records : False Maryland drivers license records. I have only had a Florida drivers license ( # XXXX ). 
These are clear violations under the Fair Credit Reporting Act ( FCRA ), the Fair and Accurate Credit Transactions Act ( FACTA ), and the CFPBs consumer protection rules. I am a documented victim of identity theft dating back to the early XXXX. Despite years of disputes and removals, fraudulent addresses, phone numbers, and accounts keep reappearing in my credit file because Experian, Equifax, TransUnion, and secondary agencies such as XXXX and XXXX continue to repopulate outdated and stolen data. Through my Experian membership, I confirmed that my Social Security number, drivers license, phone numbers, and personal information are listed on the dark web and being sold. I also found at least 14 different states and addresses tied to my name which is impossible and clearly fraudulent. While Experian has removed some items when disputed, they return again because XXXX and others keep reintroducing them. This cycle of re-reporting causes ongoing harm and violates my rights under the Fair Credit Reporting Act. I am requesting that the CFPB require all reporting agencies to : ( 1 ) permanently delete fraudulent addresses, phone numbers, and accounts ; ( 2 ) block future reinsertion of this stolen data ; and ( 3 ) provide written confirmation of compliance with FCRA identity theft protections. I DEMAND : 1 Immediate deletion of all fraudulent addresses, phone numbers, accounts, and inquiries.

2 Permanent blocking of these fraudulent items from reappearing in my file under FCRA 605B ( identity theft protection ).

3 Cessation of the resale, transfer, or re-reporting of my personal data by XXXX, Experian, Equifax, XXXX, and any third-party data furnishers. 
4 Correction of drivers license records to reflect Florida only.

5 Written confirmation of actions taken.

Supporting Documentation Attached : Copy of police report ( XXXX XXXX XXXX Case # XXXX ) Copy of IRS confirmation of identity theft Screenshots from Experian dark web monitoring showing all of my personal information that can easily tie me to bad actors behavior This matter is serious and ongoing. I am also submitting copies to the Florida Attorney General, the Federal Trade Commission, and the XXXX XXXX Police Department for further investigation and prosecution of the entities trafficking and

Company response to consumer: Closed with explanation