Consumer complaint received 2025-04-10 00:00:00
Product: Credit card — General-purpose credit card or charge card
Issue: Improper use of your report — Reporting company used your report improperly
Company: Resurgent Capital Services L.P.
State: CA

Complaint narrative:
report to companies who received your credit report within the last XXXX years for employment purposes, or within the last XXXX months for any other purpose ( the past 12 months for residents of California, Colorado, Maryland, New York and New Jersey residents ). 
Also, if you are interested, you may request a description of how the reinvestigation was conducted along with the business name, address and telephone number ( if reasonably available ) of the furnisher of your disputed information. 
For frequently asked questions about your credit report and the dispute process, please visit XXXX at https : //help.equifax.com/. 
As always, we thank you for contacting XXXX and the results of your dispute are on the pages following this letter. 
How should I read my dispute results? 
To better assist you with understanding the results of your dispute, please review the information below : l If an item states " Deleted '', we have removed it from your credit report and taken steps so it does not reappear. 
l If an item states " Verified as Reported '', the reporting company has certifed it is reporting accurately. 
l If an item states " Updated '', we have updated one or more fields on the item based on information received from the reporting company. 
Updated disputed account information only : The information you disputed has been updated. 
Updated disputed account information. Additional account information was also updated : The information you disputed has been updated as well as other information on this item. 
Disputed information accurate. Updated account information unrelated to the dispute : The information you disputed has been verified as accurate, however, information unrelated to your dispute has been updated.

Consumer 's dispute not specific. Consumer Information verified. Account information updated : Information on your report has been updated.

The Results Of Our Reinvestigation Credit Account Information ( For your security, the last 4 digits of account number ( s ) have been replaced by * ) ( This section includes open and closed accounts reported by credit grantors ) Account History Status Code Descriptions XXXX : XXXX Days Past Due XXXX : XXXX Days Past Due XXXX : XXXX Days Past Due XXXX : XXXX Days Past Due XXXX : XXXX Days Past Due XXXX : XXXX or More Days Past Due G : Collection Account H : Foreclosure XXXX : Voluntary Surrender K : Repossession L : Charge Off >>> We have researched the credit account. Account # - XXXX The results are : WE HAVE VERIFIED THAT THIS ITEM HAS BEEN REPORTED CORRECTLY. THE FOLLOWING FIELDS HAVE BEEN MODIFIED : *ADDITIONAL INFORMATION *HISTORICAL ACCOUNT INFORMATION. If you have additional questions about this item please contact : LVNV FUNDI, XXXX XXXX RESURGENT CAPITAL SERVICES XXXX, XXXX XXXX XXXX, XXXX, ( Continued On Next Page ) XXXX Page XXXX of XXXX XXXX SC XXXX Phone XXXX ( XXXX ) XXXX LVNV FUNDING LLC XXXX XXXX RESURGENT CAPITAL SERVICES XXXX XXXX XXXX XXXX XXXX SC XXXX : XXXX Account Number XXXX XXXX of Last Reported Update Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd XXXX Date Maj Del. Charge Off XXXX XXXX  Amount XX/XX/XXXX XXXX Indicator Original Creditor XX/XX/XXXX {$540.00} Status {$0.00} Debt Buyer Account XX/XX/XXXX Whose Account Individual Account Balance Amount Amount Past Due {$540.00} Type of Account Open Date of Last Payment Scheduled Payment Amount Date of XXXX Delinquency Date of Last Activity Start Date Amount Date Closed Portfolio Status XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX {$540.00} {$0.00} Actual Payment Amount {$0.00} Type of Loan Activity Designator Creditor Classification Financial Deferred Pay Balloon Pay Balloon Pay Date ADDITIONAL INFORMATION : Consumer Disputes This Account Information Collection Account Account History with Status Codes XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX G Historical Account Information Balance Scheduled Payment Amount Actual Payment Amount Date of Last Payment High Credit Credit Limit Amount Past Due Type of Loan Activity Designator {$540.00} {$540.00} {$540.00} Debt Buyer Account {$540.00} {$540.00} {$540.00} Debt Buyer Account {$540.00} {$540.00} {$540.00} Debt Buyer Account {$540.00} {$540.00} {$540.00} Debt Buyer Account No Data Available No Data Available {$540.00} {$540.00} {$540.00} Debt Buyer Account {$540.00} {$540.00} {$540.00} Debt Buyer Account {$540.00} {$540.00} {$540.00} Debt Buyer Account {$540.00} {$540.00} {$540.00} Debt Buyer Account ( Continued On Next Page ) XXXX Page XXXX of XXXX XXXX Historical Account Information Balance Scheduled Payment Amount Actual Payment Amount Date of Last Payment High Credit Credit Limit Amount Past Due Type of Loan Activity Designator ( Continued On Next Page ) XXXX Page XXXX of XXXX XXXX

Company response to consumer: Closed with explanation