Consumer complaint received 2024-07-17 00:00:00
Product: Vehicle loan or lease — Lease
Issue: Repossession — Notice to repossess
Company: WELLS FARGO & COMPANY
State: CA

Complaint narrative:
Wells Fargo Auto This Company has caused me a lot of stress because of what they are reporting on my credit report which is inaccurate information on my credit profile along with the furnished!!!! Wells Fargo has yet to contact me about the class Action Law Suit against them which I also failed as a victim I financed a vehicle back on XX/XX/XXXX!! The consumer abuses spanned several product lines and affected more than XXXX XXXX Wells Fargo accounts, according to the CFPB. The agency says the bank wrongfully foreclosed on homes and repossessed cars ; hit customers with erroneous overdraft fees ; improperly closed accounts ; and slapped some consumers with monthly charges that should have been waived. 

I have had difficulty obtaining loans which results in Adverse Action because of what the credit bureaus are reporting on my credit profile along with this Debt Collector, 15 USC 1681FCRA states ( a ) Accuracy and fairness of credit reporting. The Congress makes the following findings : per violation 15 USC 1692k 813. Civil Liability ( a ) Amount of damages, 15 USC 1692k section ( 2 ) is {$1000.00} per violation! This company has caused me many problems, I can't get good rates on insurance or credit or a loan!!! I want this derogatory information removed from my credit profile because I did not give consent per 15 USC 1681 ( a ), ( 1 ), ( 4 ), ( b ) compensate me for the violation. Update my credit profile, I want Everything in writing also the investigation 15 USC 1681j 12 CFR Part 1022, Subpart N, ( C ) Nation-wide specialty consumer reporting agency, 15 USC 1681i ( iii ), ( 7 ) Description of reinvestigation procedure no later than 15 days ( 8 ) Expedited dispute resolution ( e ) Treatment of complaints and report to congress, It's not accurate 15 USC 1681 ( a ) Accuracy and fairness of credit reporting.

This company robbed me of my payments along with a Judgement with the DMV Wells Fargo has yet to contact me about the class Action Law Suite against them which I'm to fail as a victim!! The consumer abuses spanned several product lines and affected more than XXXX XXXX Wells Fargo accounts, according to the CFPB. 

The agency says the bank wrongfully foreclosed on homes and repossessed cars ; hit customers with erroneous overdraft fees ; improperly closed accounts ; and slapped some consumers with monthly charges that should have been waived. Millions of Wells Fargo customers are in line for relief money after the government found the banking giant violated a host of federal consumer laws between XXXX and XXXX. Regulators at the Consumer Financial Protection Bureau have announced how account holders can collect some of the cash. 

The details were released about a month after Wells Fargo entered into an agreement with the CFPB just before XXXX XXXX. The settlement includes more than {$2.00} XXXX in reparations to customers who suffered financial losses and an additional {$1.00} XXXX that will go to a victims relief fund as part of a civil penalty. 

Customers with Wells Fargo Mortgages, Auto Financing and Deposit Accounts Entitled to Relief The consumer abuses spanned several product lines and affected more than XXXX XXXX Wells Fargo accounts, according to the CFPB. The agency says the bank wrongfully foreclosed on homes and repossessed cars ; hit customers with erroneous overdraft fees ; improperly closed accounts ; and slapped some consumers with monthly charges that should have been waived. Wells Fargo said in a statement that its working to address unacceptable practices.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation