Consumer complaint received 2024-08-07 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: MN

Complaint narrative:
To Whom It May Concern, I am writing to inform you about a very alarming and important issue regarding the compromise of my social security number, which has resulted in me being a victim of a data breach and identity theft. To address this situation promptly, I have already contacted the Federal Trade Commission and filed an FTC Report enclosed with this correspondence. By 15 USC 1681c-2 c ( a ), it is imperative that you, as a credit reporting agency, take immediate action to block and remove all information associated with this identity theft from my credit report. This statute mandates that credit reporting agencies must promptly address such requests within four business days of receiving a complaint that includes the following information : XXXX  - XXXX - By the Fair Credit Reporting Act. This unverified and inaccurate account has violated my federally protected consumer rights to privacy and confidentiality under XXXX XXXX XXXX. 

XXXX XXXX XXXX  XXXX - XXXX - FDCPA Section 807 Violation Misleading False Reporting - DELETE! 

XXXX XXXX  - XXXX - The reporting of late remarks are truly fascinating because on how it is inaccurate. Besides the fact that not all bureaus are reporting this account late. 

XXXX XXXX  - XXXX - By the Fair Credit Reporting Act. This unverified and inaccurate account has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 

XXXX  - XXXX - Only your bureau is reporting this account. This is so unfair! Please remove this right away. 

XXXX XXXX XXXX - XXXX - By the Fair Credit Reporting Act. This unverified and inaccurate account has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 

XXXX  - XXXX - Only your bureau is reporting this account. This is so unfair! Please remove this right away. 

The items below should all be removed from my consumer report under 15 US Code 1681 ( c ) ( 1 ) ( A ) ( B ) ( i ) ( 3 ). 

XXXX XXXX XXXX  - XXXX My Identity was stolen, and my personal information has been impacted by a data breach! Delete this from my report! 

XXXX XXXX XXXX - XXXX My Identity was stolen, and my personal information has been impacted by a data breach! Delete this from my report! 

XXXX XXXX XXXX - XXXX My Identity was stolen, and my personal information has been impacted by a data breach! Delete this from my report! 

XXXX XXXX - XXXX My Identity was stolen, and my personal information has been impacted by a data breach! Delete this from my report! 

XXXX XXXX XXXX - XXXX My Identity was stolen, and my personal information has been impacted by a data breach! Delete this from my report! 

XXXX XXXX - XXXX My Identity was stolen, and my personal information has been impacted by a data breach! Delete this from my report! 

XXXX XXXX XXXX - XXXX My Identity was stolen, and my personal information has been impacted by a data breach! Delete this from my report! 

XXXX XXXX XXXX - XXXX My Identity was stolen, and my personal information has been impacted by a data breach! Delete this from my report! 

XXXX XXXX - XXXX My Identity was stolen, and my personal information has been impacted by a data breach! Delete this from my report! 

XXXX - XXXX My Identity was stolen, and my personal information has been impacted by a data breach! Delete this from my report! 

XXXX XXXX - XXXX My Identity was stolen, and my personal information has been impacted by a data breach! Delete this from my report!

Company response to consumer: Closed with non-monetary relief