Consumer complaint received 2024-05-31 00:00:00
Product: Debt collection — Mortgage debt
Issue: Took or threatened to take negative or legal action — Seized or attempted to seize your property
Company: Shellpoint Partners, LLC
State: OH

Complaint narrative:
Notice of ERROR RESOLUTION request. 

XXXX/NewRez was assigned by XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Mortgage. As the transfer letters of ACCOUNT state the administrative tasks of loan servicing was stated in the assigned document referenced above. See Index.

XXXX/NewRez created a false Second Mortgage by self proclaiming itself as owner of document XXXX XXXXXXXX XXXX XXXX XXXX XXXX in the record department of XXXX, then transferring an assignment of Real Estate Mortgage to XXXX New Residential Mortgage Loan XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX establish an agreement to clarify tax parcel, does not legally act as security in itself and along with several unacceptable errors, referenced non-existent geographic coordinates, pointing to a property somewhere in XXXX. 

This document also referenced the non-existent Note which further deems the document invalid. Presented by XXXX as FDIC receivership of XXXX, its flaws were most in time realized in review, and clearly not included in The Assignment of Mortgage to XXXX in XXXX specifically referenced by title, page # and closing loan number and description. 

XXXXNewRez nor XXXX XXXX have not incurred any injury involved with a servicing of this vested property. Any claimed losses were created by its own failure to follow the terms specified under assignment. XXXX/NewRez presented to XXXX XXXX a security that falls outside terms defined within its own it prospectus. 

This false secondary " NOTE '' should be removed from both the record and the application included in trust. The Summary Judgement as filed against me contains false documents that were not signed by me at any time ( several versions ) of a additional note signed in Independence are false along ewith an unaccpted description, and as first party to the fact, were never seen or filed with the Mortgage '' as required to secure a property in the XXXX XXXX XXXX. See Deed Nearly ever Truth in lending Law has been ignored/and preyed upon in regards to the purchase and payment my property since is shoddy inception in XXXX with XXXX XXXX XXXX XXXX XXXX XXXX  I can not attest to whom is responsible for all of the various mistakes, or lack of Due Diligence, but I have been the true victim of/if any specific crimes that have been inadvertently or intentionally committed. 

As the agreement for mortgage has been satisfied prior to the escrow account transfer, I am informing you that a release of mortgage/satisfaction of mortgage be filed in the county records of XXXX, XXXX. This property is currently vested in my name. I have not at anytime entered into contract with XXXX or XXXX that would convey any right to levy for taxes. 

I have a healthy abundance of supporting documents compiled with witness compiled and from the initial contract for purchase agreement / loan applications, pre qualification and transfer assign letters confirming my standing. With understanding of requirements and contractual agreements specific to XXXX XXXX and the XXXX XXXX XXXX XXXX XXXX, clearly assigned administrative tasks as outlined in the Mortgage document filed within the XXXX XXXX XXXX and as stated infers letter from Shellpoint in XX/XX/XXXX. 

I will allow XXXX  to rectify this false debt collection as an overrsite. There is although as there is a clear break in the chain of record making it obvious where a false record occurred. 

Please respond to my address via certified United States Postal Service ( USPS ) at address listed above. A signed USPS certified copy will be sent of this request for error resolution as well. Similar letters of error notification are being sent to applicable parties, the county recorder and the FDIC and the Attorney General of Ohio. 

Please send an itemized list of any chargers that you believe that I am responsible regarding your error ( s ) and provide specific accurate accounting from Shellpoint Mortgage Servicing , LLC of all payments received from me/or from others on my behave regarding account XXXX since its creation in XXXX XXXX XXXX 
including dispersments for escrow of taxes and property insurance since its assignment in XXXX, that directly reflects terms outlined as presented in the assigned document.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation