Consumer complaint received 2025-02-02 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: Experian Information Solutions Inc.
State: NC

Complaint narrative:
I have reviewed a copy of my credit report and noticed that my information have been used to try and obtain credit without my knowledge. TRANSUNION, EQUIFAX, AND EXPERIAN HAVE COMITTED FRAUD USING MY INFORMATION AND REPORTING INFORMATION THAT DOES NOT BELONG TO ME, UNDER SECTION 605B OF THE FCRA I AM REQUESTING THAT THIS INFORMATION IS PERMANENTLY DELETED. I have contacted each agency to ensure that this matter is taken care of in a prompt manner. I have never authorized any of these agencies to view my credit report and this has hindered me as a consumer. THE FOLLOWING INFORMATION IS FRAUD AND MUST BE DELETED WITHIN 4 BUSINESS DAYS. I AM A VICTIM OF THE EQUIFAX DATA BREACH AND MY INFORMATION HAS BEEN EXPOSED OVER THE DARK WEB IN PUBLIC RECORDS FOR SCAMMERS TO HAVE ACCESS. FAILURE TO DELETE WILL RESULT IN A LITIGATION PROCESS AGAINST EACH AGENCY REPORTING FRAUDULENT INFORMATION ON MY CREDIT. 

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THE FOLLOWING ACCOUNT AS WELL IS A FRAUDULENT ACCOUNT THAT I HAVE NO RELATION TO : I AM RECIEVING INFORMATION THAT THE BUREAS " VERIFIED THIS INFORMATION '', WHICH IT HAS NOT BEEN LEGALLY VERIRIFIED USING WET INK SIGNATURE CONTRACT. UNDER SECTION 605B OF THE FCRA, DELETE THIS ITEM IMMEDIATELY. XXXX : XXXX. BALANCE : {$13000.00}.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation