Consumer complaint received 2025-05-26 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC.
State: NC

Complaint narrative:
b'Dept Of Ed\nDept Of Ed (Installment) Accounts - Summary\nEquifax\tXX/XX/XXXX\tXX/XX/XXXX\nLast Updated\nXX/XX/XXXX XX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\nNone Reported\t\n\n\nBalance\n$XX/XX/XXXX\t\n\n\nCredit Limit\n\n\nAccounts\nXX/XX/XXXX\nCollections\nXX/XX/XXXX\nPublic Records\nXX/XX/XXXX\nInquiries\nXX/XX/XXXX\nPersonal Info\nFraud Alerts\nConsumer Statements\nAccounts\ncompany name\n\nAll Accounts\n\nAll Types\n\nXX/XX/XXXXXX/XX/XXXX\nXX/XX/XXXXe\nXX/XX/XXXX (XX/XX/XXXX) Accounts - Summary\nEquifax\tXX/XX/XXXX\tXX/XX/XXXX\nLast Updated\nXX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\nNone Reported\t\n\n\nBalance\n$XX/XX/XXXX\t\n\n\nCredit Limit\nXX/XX/XXXX\t\n\n\nCredit Utilization\n82%\t\n\n\nMore Details\nXX/XX/XXXX\nXX/XX/XXXX) Accounts - Summary\nEquifax\tXX/XX/XXXX\tXX/XX/XXXXnLast Updated\nXX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\nNone Reported\t\n\n\nBalance\n$XX/XX/XXXXt\n\n\nCredit Limit\n\n\n\n2-Year Payment History\nMore Details\nXX/XX/XXXXClosed\nXX/XX/XXXX Accounts - negative accounts - closed - Summary\nEquifax\tXX/XX/XXXX\tXX/XX/XXXX\nLast Updated\nXX/XX/XXXXt\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\n120+ days past due\t\n\n\nBalance\n$XX/XX/XXXXt\n\n\nCredit Limit\nXX/XX/XXXX\t\n\n\n2-Year Payment History\nOlder Derogatory events\nMore Details\nXX/XX/XXXXClosed\nXX/XX/XXXX Accounts - negative accounts - closed - Summary\nEquifax\tXX/XX/XXXX\tXX/XX/XXXX\nLast Updated\nXX/XX/XXXX XX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\n120+ days past due\t\n\n\nBalance\n$0\t\n\n\nCredit Limit\nXX/XX/XXXX\t\n\n\n2-Year Payment History\nOlder Derogatory events\nMore Details\nXX/XX/XXXXClosed\nXX/XX/XXXX (Installment) Accounts - negative accounts - closed - Summary\nEquifax\tXX/XX/XXXX\tXX/XX/XXXX\nLast Updated\nXX/XX/XXXX, XX/XX/XXXX\t\t\nPayment Status\nCharge-off\n\n\nWorst Delinquency\nNone Reported\t\n\n\nBalance\nXX/XX/XXXXt\n\n\nCredit Limit\n\n\n\n2-Year Payment History\nMore Details\nXX/XX/XXXXnXX/XX/XXXX (XX/XX/XXXX) Accounts - negative accounts - Summary\nEquifax\tXX/XX/XXXXtXX/XX/XXXXnLast Updated\nXX/XX/XXXX XX/XX/XXXX\t\t\nPayment Status\nCharge-off\n\n\nWorst Delinquency\nBad debt/collection\t\n\n\nBalance\n$XX/XX/XXXX\t\n\n\nCredit Limit\nXX/XX/XXXXt\n\n\nCredit Utilization\n123%\t\n\n\n2-Year Payment History\nOlder Derogatory events\nMore Details\nXX/XX/XXXX\nXX/XX/XXXX XX/XX/XXXX Accounts - negative accounts - Summary\nEquifax\tXX/XX/XXXX\tXX/XX/XXXX\nLast Updated\nXX/XX/XXXX XX/XX/XXXX\t\t\nPayment Status\nCharge-off\n\n\nWorst Delinquency\nBad debt/collection\t\n\n\nBalance\nXX/XX/XXXXt\n\n\nCredit Limit\nXX/XX/XXXX\t\n\n\nCredit Utilization\n132%\t\n\n\n2-Year Payment History\nOlder Derogatory events\nMore Details\nXX/XX/XXXXClosed\nXX/XX/XXXX) Accounts - closed - Summary\nEquifax\tXX/XX/XXXX\tXX/XX/XXXX\nLast Updated\nXX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\nNone Reported\t\n\n\nBalance\n$XX/XX/XXXX\t\n\n\nCredit Limit\n$XX/XX/XXXX\t\n\n\n2-Year Payment History\nMore Details\nXX/XX/XXXX\nXX/XX/XXXX Accounts - Summary\nEquifax\tXX/XX/XXXXXX/XX/XXXXtXX/XX/XXXX\nLast Updated\nXX/XX/XXXXXX/XX/XXXX XX/XX/XXXX\t\t\nPayment Status\nCharge-off\n\n\nWorst Delinquency\nBad debt/collection\t\n\n\nBalance\n$XX/XX/XXXX\t\n\n\nCredit Limit\n$XX/XX/XXXX\t\n\n\nCredit Utilization\n148%\t\n\n\n2-Year Payment History\nOlder Derogatory events\nMore Details\nFirst Premier\nXX/XX/XXXXXX/XX/XXXX) Accounts - Summary\nEquifax\tXX/XX/XXXX\tXX/XX/XXXXnLast Updated\nXX/XX/XXXX XX/XX/XXXX\t\t\nPayment Status\nCharge-off\n\n\nWorst Delinquency\nBad debt/collection\t\n\n\nBalance\n$XX/XX/XXXX\t\n\n\nCredit Limit\n$XX/XX/XXXXt\n\n\nCredit Utilization\n145%\t\n\n\n2-Year Payment History\nOlder Derogatory events\nMore Details\nXX/XX/XXXX\nXX/XX/XXXX Accounts - negative accounts - Summary\nEquifax\tXX/XX/XXXX\tXX/XX/XXXX\nLast Updated\nXX/XX/XXXXXX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\n30 days past due\t\n\n\nBalance\n$XX/XX/XXXX\t\n\n\nCredit Limit\n\n\n\n2-Year Payment History\nOlder Derogatory events\nMore Details\nXX/XX/XXXXlosed\nXX/XX/XXXX Accounts - negative accounts - closed - Summary\nEquifax\tXX/XX/XXXX\tXX/XX/XXXX\nLast Updated\nXX/XX/XXXXXX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\n60 days past due\t\n\n\nBalance\nXX/XX/XXXX\t\n\n\nCredit Limit\n\n\n\n2-Year Payment History\nOlder Derogatory events\nMore Details\nXX/XX/XXXX XX/XX/XXXXClosed\nXX/XX/XXXXXX/XX/XXXX Accounts - negative accounts - closed - Summary\nEquifax\tXX/XX/XXXX\tXX/XX/XXXXnLast Updated\nXX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\n120+ days past due\t\n\n\nBalance\n$XX/XX/XXXX\t\n\n\nCredit Limit\nXX/XX/XXXXt\n\n\nOlder Derogatory events\nMore Details\nXX/XX/XXXXClosed\nXX/XX/XXXXXX/XX/XXXX Accounts - negative accounts - closed - Summary\nEquifax\tXX/XX/XXXX\tXX/XX/XXXX\nLast Updated\nXX/XX/XXXX XX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\n120+ days past due\t\n\n\nBalance\n$XX/XX/XXXX\t\n\n\nCredit Limit\nXX/XX/XXXXt\n\n\n2-Year Payment History\nOlder Derogatory events\nMore Details\nXX/XX/XXXXXX/XX/XXXXClosed\nXX/XX/XXXX Accounts - closed - Summary\nEquifax\tXX/XX/XXXXtXX/XX/XXXX\nLast Updated\nXX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\nNone Reported\t\n\n\nBalance\nXX/XX/XXXX\t\n\n\nCredit Limit\nXX/XX/XXXX\t\n\n\nMore Details\nXX/XX/XXXXClosed\nXX/XX/XXXX Accounts - closed - Summary\nEquifax\tXX/XX/XXXX\tXX/XX/XXXXnLast Updated\nXX/XX/XXXXXX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\nNone Reported\t\n\n\nBalance\nXX/XX/XXXX\t\n\n\nCredit Limit\n$XX/XX/XXXX\t\n\n\nMore Details\nXX/XX/XXXXClosed\nXX/XX/XXXXXX/XX/XXXX) Accounts - negative accounts - closed - Summary\nEquifax\tXX/XX/XXXXtXX/XX/XXXX\nLast Updated\nXX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\n120+ days past due\t\n\n\nBalance\n$0\t\n\n\nCredit Limit\n$500\t\n\n\nOlder Derogatory events\nMore Details\nXX/XX/XXXXClosed\nXX/XX/XXXXccounts - negative accounts - closed - Summary\nEquifax\tXX/XX/XXXX\tXX/XX/XXXX\nLast Updated\nXX/XX/XXXX XX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\n120+ days past due\t\n\n\nBalance\nXX/XX/XXXX\t\n\n\nCredit Limit\nXX/XX/XXXX\t\n\n\nOlder Derogatory events\nMore Details\nXX/XX/XXXX XX/XX/XXXXXX/XX/XXXXClosed\nXX/XX/XXXX Accounts - closed - Summary\nEquifax\tXX/XX/XXXXXX/XX/XXXX\tXX/XX/XXXXnLast Updated\nXX/XX/XXXX, XX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\nNone Reported\t\n\n\nBalance\nXX/XX/XXXX\t\n\n\nCredit Limit\n$XX/XX/XXXX\t\n\n\n\nDept Of Ed\nDept Of Ed (Installment) Accounts - Summary\nEquifax\tXX/XX/XXXX\tXX/XX/XXXX\nLast Updated\nXX/XX/XXXX XX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\nNone Reported\t\n\n\nBalance\nXX/XX/XXXX\t\n\n\nCredit Limit\n\n\n\n2-Year Payment History\nMore Details\nDept Of Ed (Installment) More Details\nEquifax\tXX/XX/XXXXtXX/XX/XXXX\nOpen Date\nXX/XX/XXXX XX/XX/XXXX\t\t\nLast Activity\nXX/XX/XXXX\t\t\nTerms\n\n\n\nScheduled Payment\n\n\n\nHigh Balance\n$XX/XX/XXXX\t\n\n\nLoan Type\nStudent Loan\t\n\n\nResponsibility\nIndividual\t\n\n\nCompany Name\nDept Of Ed\t\n\n\nAccount NumberXX/XX/XXXX\t\n\n\nComments\n\n\n\nDept Of Ed\nDept Of Ed (Installment) Accounts - Summary\nEquifax\tXX/XX/XXXX\nLast Updated\nXX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\nNone Reported\t\n\n\nBalance\nXX/XX/XXXX\t\n\n\nCredit Limit\n\n\n\n2-Year Payment History\nMore Details\nDept Of Ed (Installment) More Details\nEquifax\tXX/XX/XXXX\nOpen Date\nXX/XX/XXXXXX/XX/XXXX XX/XX/XXXX\t\t\nLast Activity\nXX/XX/XXXX\t\t\nTerms\n\n\n\nScheduled Payment\n\n\n\nHigh Balance\nXX/XX/XXXXt\n\n\nLoan Type\nStudent Loan\t\n\n\nResponsibility\nIndividual\t\n\n\nCompany Name\nDept Of Ed\t\n\n\nAccount Number\nXX/XX/XXXX\t\n\n\nComments\n\n\n\nDept Of Ed\nDept Of Ed (Installment) Accounts - Summary\nEquifax\tXX/XX/XXXXnLast Updated\nXX/XX/XXXXXX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\nNone Reported\t\n\n\nBalance\n$XX/XX/XXXX\t\n\n\nCredit Limit\n\n\n\n2-Year Payment History\nMore Details\nDept Of Ed\nDept Of Ed (Installment) Accounts - Summary\nEquifax\tXX/XX/XXXX\nLast Updated\nXX/XX/XXXX XX/XX/XXXXt\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\nNone Reported\t\n\n\nBalance\nXX/XX/XXXX\t\n\n\nCredit Limit\n\n\n\n2-Year Payment History\nMore Details\nDept Of Ed\nDept Of Ed (Installment) Accounts - Summary\nEquifax\tXX/XX/XXXXnLast Updated\nXX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\nNone Reported\t\n\n\nBalance\n$XX/XX/XXXXt\n\n\nCredit Limit\n\n\nAccounts\nXX/XX/XXXX\nCollections\n0\nPublic Records\n0\nInquiries\n0\nPersonal Info\nFraud Alerts\nConsumer Statements\nAccounts\ncompany name\n\nAll Accounts\n\nAll Types\n\nXX/XX/XXXX\nXX/XX/XXXX Accounts - Summary\nEquifax\tXX/XX/XXXX\nLast Updated\nXX/XX/XXXX\t\t\nPayment Status\nPays account as agreed\n\n\nWorst Delinquency\nNone Reported\t\n\n\nBalance\nXX/XX/XXXX\t\n\n\nCredit Lim\n\n\nWorst Delinquency\n30 days past due\t\n\n\nBalance\n$XX/XX/XXXX\t\n\n\nCredit Limit\n\nPays account as agreed\n\n\nWorst Delinquency\n60 days past due\t\n\n\nBalance\nXX/XX/XXXX\t\n\n\nCredit Limit\n\n\n'

Company response to consumer: Closed with non-monetary relief