Consumer complaint received 2024-07-08 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CA

Complaint narrative:
Greetings XXXX, I am requesting immediate CFPB deletion of the following inaccurate & harmful information currently listed on my credit report history that is causing damages to my personal credit as well as my company and its current business obligations. Not only is this information incorrect, but variations of the fraudulent activity & reports vary across the different credit bureaus making it impossible for lenders to see an accurate read of my credit activity.

In Pursuant to code 15 USC 1666a : Regulation of credit reports, the following information must be removed from my account.

Dispute # 1 : NOT MY ACCOUNT The following two accounts currently listed on my credit report do not belong to me, and were never authorized by me. Pursuant to code 15 USC 1666a : Regulation of credit reports, these accounts and inquiries must be removed from my credit history. 
Listed as Open Accounts - XXXXXXXX XXXX XXXX XXXX XXXX - $ XXXX limit // shown as red flag, high balance above available limit - XXXX XXXX XXXX {$1100.00} // shown as red flag, high balance above available limit XXXX XXXX XXXX XXXX {$94.00} Listed as Closed Accounts - XXXX XXXXXXXX - {$1100.00} limit // shown as red flag, high balance above available limit noted as a Closed Account Listed as Hard Inquiry XXXX XXXX dated XXXX Dispute # XXXX : CORRECT PROPER ADDRESS My correct address is XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX CA XXXX The following addresses currently listed on my credit report are inaccurate, not mine and are causing informational discrepancies harming my credit and rights. Pursuant to code 15 USC 1666a : Regulation of credit reports, these charges must be removed from my account. 
- XXXXXXXX XXXX XXXX XXXXXXXX XXXX CA XXXX - XXXX XXXX XXXX XXXX # XXXX XXXX WA XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX NV XXXX Any other address listed that differ from the current address must be removed to ensure accuracy of information for all banks & lenders. 

Dispute # 3 : INCORRECT PUBLIC RECORD The following information is inaccurate, causing damages to my personal credit and my business. Pursuant to the Privacy Act and code 15 USC 1666a : Regulation of credit reports this information must be removed from my credit history : - XX/XX/year> - Dismissed Bankruptcy Claim Dispute # XXXX : OUTDATED INFORMATION The following accounts are all closed must be removed from my credit report history accounts removed - XXXX XXXX  - {$31000.00} - XXXX - XXXX XXXX XXXX XXXX XXXX  {$250.00} Thank you in advance for your assistance. I am on standby for a confirmation number as indicative of the CFBs notice & implementation. 
Please contact me here for any further clarity or assistance. 

CFPB Consumer Affiant Sincerely, By Direction of XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief