Consumer complaint received 2024-09-06 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: SC

Complaint narrative:
CREDIT BUREAU : TRANSUNION, TRANSUNION LLC. ACCOUNTS IN QUESTION : XXXX XXXX XXXX XXXX {$0.00}, XXXX XXXX XXXX XXXX {$2100.00}, XXXX XXXX XXXX XXXX {$23000.00}. TRANSUNION HAS COMMITTED AGGRAVATED IDENTITY THEFT, SECURITIES FRAUD, AND ILLEGAL REPORTING ON CONSUMER REPORT. TRANSUNION HAS VIOLATED THE FCRA. CONSUMER 'S INFORMATION HAS BEEN IN TRANSUNION, XXXX, XXXX, AND XXXX XXXX  XXXX DATA BREACHES. REMOVE ALL FRAUDULENT ACCOUNTS. TRANSUNION IS CONTINUES TO REPORT ON CLOSED AND FRAUDULENT ACCOUNTS WHICH IS RESULTING IN PROLONGING THE STATUES OF LIMITATION ON CREDIT REPORT, ALSO TRANS UNION HAS VIOLATED 15 USC 1681 - RIGHT TO PRIVACY. TRANS UNION WILL NOT PROVIDE ANY DOCUMENTATION THAT CONSUMER HAS ASKED FOR WHICH IS PROOF OF BEAR WET INK SIGNATURE ON ALL FRAUDULENT ACCOUNTS, PROOF OF ORIGINAL PROMISSORY NOTES OF ALL FRAUDULENT ACCOUNTS, WHICH WAS NEVER PROVIDED. CONSUMER WAS INFORMED THAT FRAUDULENT ACCOUNT DO NOT HAVE PROOF OF ORIGINAL PROMISSORY NOTE FROM FRAUDULENT ACCOUNT WHICH RESULTS INTO REMOVAL OFF OF CREDIT REPORT. AFTER TRANS UNION WAS PROVIDED ALL LEGAL DOCUMENTATION, THEY REFUSE WHICH WILL NOW RESULT INTO LITIGATION. CONSUMER 'S HEALTH HAS BEEN AFFECTED BY THIS AS TO XXXXXXXX XXXX XXXX XXXX XXXX. IT IS ILLEGAL TO REPORT ON A CONSUMER 'S REPORT EVERY MONTH EVEN IF THE ACCOUNT IS CLOSED. ALL XXXX ACCOUNTS ARE FRAUDULENT AND NEED TO BE REMOVED OFF OF CONSUMER REPORT.IF TRANS UNION/ TRANS UNION LLC DOES NOT HAVE DOCUMENTATION TO SHOW THESE WERE IN FACT AUTHORIZED IT MUST BE REMOVED ASAP. SAID COMPANY IS LIABLE UNDER THE SEC TO FOLLOW CERTAIN RULES. TRANS UNION/ TRANS UNION LLC XXXX XXXX. XXXX XXXX XXXX, XXXX, Illinois XXXX. In connection with the XXXX Change in Control Transaction, we entered into a registration rights agreement ( the Registration Rights Agreement ) with certain affiliates of the XXXX and certain members of management. This Registration Rights Agreement provides the Sponsors an unlimited number of demand registrations, which require us to register shares of our common stock under the Securities Act of 1933, as amended ( the Securities Act ), held by the Sponsors and, if requested, to maintain a shelf registration statement effective with respect to such shares. Each of the Sponsors and members of management party to the Registration Rights Agreement is also entitled to customary piggyback registration rights and entitled to participate on a pro rata basis in any registration of our common stock under the Securities Act that we may undertake. The Registration Rights Agreement also provides that we will pay certain expenses relating to such registrations and indemnify the Sponsors and the members of management party thereto against certain liabilities which may arise under the Securities Act. I WILL BE FILING FORM XXXX TREASURY XXXX FORMS TO AUDIT CONSUMERS ACCOUNT. TRANS UNION/ TRANS UNION LLC XXXX SECURITIZING CONSUMERS DATA YET REFUSE TO PROVIDE CONSUMER A COPY OF THEIR CONSUMER FILE NOT CONSUMER REPORT.TRANSUNION HAS COMMITTED FRAUD, AND AGGRAVATED IDENTITY THEFT. BOTH XXXX AND XXXX HAVE REMOVED ALL FRAUDULENT ACCOUNTS OF XXXX XXXX XXXX XXXX ON CONSUMER 'S REPORT. TRANSUNION CONTINUES TO KEEP FRAUDULENT INFORMATION ON CREDIT REPORT AFTER ALL LEGAL DOCUMENTATION HAS BEEN SUBMITTED INCLUDED IDENTIFICATION. CONSUMER 'S INFORMATION HAS BEEN INVOLVED IN XXXX, XXXX, TRANSUNION, AND XXXX XXXX  XXXX DATA BREACHES. AFTER ALL LEGAL DOCUMENTATION HAS BEEN PROVIDED, TRANSUNION STILL IGNORES CONSUMER 'S RIGHTS AS TO ALL ACCOUNTS ARE FRAUDULENT ON CONSUMER REPORT. OTHER BUREAUS SUCH AS XXXX AND XXXX HAVE REMOVED FRAUDULENT ACCOUNTS AND TRANSUNION REFUSES TO REMOVE. WHICH NOW HAS RESULTED INTO CONSUMER 'S HEALTH SUCH AS XXXX XXXX XXXX XXXX XXXX XXXX. TRANSUNION WAS ADVISED TO INVESTIGATE FRAUDULENT ACCOUNTS WITHOUT VERIFYING FRAUDULENT ACCOUNTS THROUGH A COMPUTER SYSTEM ( E-OSCAR SYSTEM ). TRANSUNION HAS CONTINUED TO KEEP FRAUDULENT ACCOUNTS ON CONSUMER REPORT WHICH NOW WILL RESULT IN LITIGATION. COMPANY HAS 4 DAYS TO REMOVE FRAUDULENT INFORMATION OFF OF REPORT. CREDIT BUREAU : TRANS UNION/ TRANS UNION LLC FRAUDULENT ACCOUNTS THAT ARE REPORTING ON CONSUMER REPORT : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX AND XXXX XXXX XXXX XXXX TRANS UNION/ TRANS UNION LLC XXXX OBLIGATED BY THE FCRA TO REPORT ACCURATE ACCOUNTING CONSUMER HAS ADVISED ALL INQUIRIES REPORTED WAS FRAUD.COMPANY HAD 4 DAYS ACCORDING TO THE LAW TO REMOVE SUCH ITEMS. XXXX AND XXXX HAVE MOVED THESE FRAUDULENT ACCOUNTS OFF OF CONSUMER CREDIT REPORT FOR OVER 1 YEAR. NO ACCOUNTS HAVE CONSUMERS WET INK SIGNATURE AND MUST BE REMOVED. FTC FRAUD REPORT WAS FILED ON BEHALF OF THE CONSUMER, CONSUMER IS NOW REQUESTING TRANS UNION/ TRANS UNION LLCTO PROVIDE THE DOCUMENTATION USED TO DETERMINE INQUIRY AND OR ACCOUNT WAS INDEED AUTHORIZED BY THE CONSUMER. TRANS UNION/ TRANS UNION LLC HAS 4 DAYS TO PROVIDE ME WITH THE NAME OF THE PERSON ( XXXX ) SPOKEN TO, DOCUMENTATION USED, SIGNED APPLICATION WITH CONSUMER WET INK SIGNATURE. CONSUMER IS NOT ASKING FOR E-OSCAR REPORT. IF TRANS UNION/ TRANS UNION LLC DOES NOT HAVE DOCUMENTATION TO SHOW THESE WERE IN FACT AUTHORIZED IT MUST BE REMOVED ASAP. SAID COMPANY IS LIABLE UNDER THE SEC TO FOLLOW CERTAIN RULES. TRANS UNION/ TRANS UNION LLC XXXX XXXX. XXXX XXXX XXXX, XXXX, Illinois XXXX. In connection with the XXXX Change in Control Transaction, we entered into a registration rights agreement ( the Registration Rights Agreement ) with certain affiliates of the Sponsors and certain members of management. This Registration Rights Agreement provides the Sponsors an unlimited number of demand registrations, which require us to register shares of our common stock under the Securities Act of 1933, as amended ( the Securities Act ), held by the Sponsors and, if requested, to maintain a shelf registration statement effective with respect to such shares. Each of the Sponsors and members of management party to the Registration Rights Agreement is also entitled to customary piggyback registration rights and entitled to participate on a pro rata basis in any registration of our common stock under the Securities Act that we may undertake. The Registration Rights Agreement also provides that we will pay certain expenses relating to such registrations and indemnify the Sponsors and the members of management party thereto against certain liabilities which may arise under the Securities Act. I WILL BE FILING FORM XXXX TREASURY OMB FORMS TO AUDIT CONSUMERS ACCOUNT. TRANS UNION/ TRANS UNION LLC IS SECURITIZING CONSUMERS DATA YET REFUSE TO PROVIDE CONSUMER A COPY OF THEIR CONSUMER FILE NOT CONSUMER REPORT.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief