Consumer complaint received 2025-03-26 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: KS

Complaint narrative:
Trans Union : To Whom It May Concern : Upon reviewing my credit report, I have identified the following item ( s ) that contain inaccuracies : 1. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX CT XXXX KS XXXX 2. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX KS XXXX 3. violation of 15 USC 1692g. Validate this account. You have XXXX  days to verify if you fail to this must be deleted. 
XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

4. violation of 15 USC 1692g. Validate this account. You have XXXX  days to verify if you fail to this must be deleted. 
PORTFOLIO RECOV ASSOC Account Number : XXXX Please remove this inaccurate information from my credit report. 

5. violation of 15 USC 1692g. Validate this account. You have XXXX  days to verify if you fail to this must be deleted.

XXXX XXXX XXXXOC Account Number : XXXX  Please remove this inaccurate information from my credit report. 

6. violation of 15 USC 1692g. Validate this account. You have XXXX  days to verify if you fail to this must be deleted. 
XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

7. Validate Account XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

8. Validate Account XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

9. The status is incorrect for the following account XXXX BANK Account XXXX : XXXX Please remove this inaccurate information from my credit report. 

10. Violation of 15 U.S. Code 1681b - Permissible purposes of consumer. Delete immediately. 
XXXX XXXX BANK XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

11. violation 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately XXXX XXXX XXXX  XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

12. The status is incorrect for the following account XXXX XXXX XXXX XXXX  Account Number : XXXX Please remove this inaccurate information from my credit report. 

13. Violation 15 USC code 1681 ( a ) Congressional Findings and statement of purpose - consumer 's right of privacy XXXX XXXX XXXX  XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

14. Violation of 15 U.S. Code 1681b - Permissible purposes of consumer. Delete immediately. 
XXXX Account XXXX : XXXX Please remove this inaccurate information from my credit report. 


In accordance with the Fair Credit Reporting Act, I hereby request a thorough investigation into these items and their removal from my report. It is my understanding that you will verify these items with the creditor responsible for their inclusion. Please eliminate any information that the creditor is unable to validate. As per 15 U.S.C. Sec. 1681i ( a ), I expect this reinvestigation to be completed within XXXX  days of receiving this letter. 

Kindly send an updated copy of my credit report to the address provided above. As stated in the act, there should be no charge for this updated report. Additionally, I request that you notify anyone who has received my credit report in the past XXXX months about the corrections made. 

Thank you for your attention and assistance in resolving this matter

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation