Consumer complaint received 2025-03-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: TX

Complaint narrative:
To Whom It May Concern, I am writing to demand the immediate removal and blocking of fraudulent information on my consumer credit report. This demand is made under all applicable provisions of the Fair Credit Reporting Act ( FCRA ), including but not limited to FCRA 605B ( 15 U.S.C. 1681c-2 ), FCRA 611 ( 15 U.S.C. 1681i ), FCRA 609, and any other relevant sections that protect my rights as a consumer. 
The information in question includes the following accounts and related inquiries that I did not open, authorize, or initiate, and which are the direct result of identity theft and fraud : Fraudulent closed accounts XXXX XXXX XXXX  XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX  ) Synovus/First Progress Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX XXXX XXXXXXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX XXXX XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXXXXXX XXXX XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX XXXX XXXX Opened XXXX XX/XX/XXXX ( account number : XXXX ) XXXX Opened on XX/XX/XXXX XXXX account number : XXXX ) Fraudulent collection accounts XXXX XXXX  Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX XXXX Opened on XX/XX/XXXX XXXX account number : XXXX ) XXXX XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) XXXX Funding Opened on XX/XX/XXXX ( account number : XXXX ) XXXX XXXX XXXX Opened on XX/XX/XXXX ( account number : XXXX ) Fraudulent hard inquiries XXXX XXXX XXXX XXXX XXXX date XX/XX/XXXX XXXX XXXX Inquiry date XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX In addition to the removal of the fraudulent entries , I demand that you immediately update my personal records to reflect my current, accurate information. This update must include : Name : XXXX  Employer : XXXX  ( eliminate all previous and outdated employers ) Address : XXXX  ( eliminate all previous and outdated addresses that I am no longer associated with ) To verify my identity and support these changes, I have attached copies of my drivers license, utility bill, and Social Security card. Please note that the utility bill is provided specifically as proof of my current address since the address listed on my drivers license is outdated. 
I insist that Equifax act in strict compliance with the FCRA by blocking all fraudulent accounts, collections, and hard inquiries from my consumer credit file within XXXX business days of receipt of this letter. Failure to comply with these legal obligations will leave me no option but to pursue every available remedy under the law, including filing formal complaints with the Consumer Financial Protection Bureau and the Federal Trade Commission, as well as seeking legal redress for any continued violations. 
I expect immediate, written confirmation of the actions taken, which should be sent to my email address at XXXX. Your prompt response and decisive action are urgently needed. 
Sincerely, XXXX  Consumer Social Security Number : XXXX  Date of Birth : XXXX Enclosures : List of Fraudulent Accounts/Hard Inquiries FTC Identity Theft Criminal Complaint Updated Personal Information Documentation Copy of Drivers License/Social Security Card Utility bill ( to prove current address ; my drivers license address is outdated, and my bureau needs to update it ).

Company response to consumer: Closed with non-monetary relief