Consumer complaint received 2025-05-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Early Warning Services, LLC
State: PA

Complaint narrative:
- [ ] XXXX XXXX - [ ] XXXX XXXX XXXX XXXX # XXXX - [ ] XXXX XXXX, XXXX - [ ] DOB:XXXX - [ ] SSN:XXXX - [ ] Drivers License - [ ] Driver license number : XXXX - [ ] To : Early Warning Services , LLC - [ ] XXXX XXXX XXXX XXXX - [ ] XXXX, XXXX XXXX - [ ] Phone : XXXX - [ ] Subject : Formal Dispute Fraudulent Information Due to Identity Theft - [ ] Identity Theft Report # : XXXX - [ ] Consumer ID # : XXXX - [ ] Dear Early Warning Dispute Resolution Team - [ ] I am writing to formally dispute fraudulent information that has been reported under my identity and Social Security number due to identity theft following a data breach. I did not open or authorize the accounts, transactions, or inquiries listed in your records. I am requesting the immediate removal and permanent blocking of this information from your database.

- [ ] I have enclosed a copy of my FTC Identity Theft Report along with proof of my identity and address to support this dispute.

- [ ] Disputed Items : - [ ] Fraudulent accounts- [ ] Unauthorized transactions- [ ] Unauthorized inquiries- [ ] I affirm that I did not initiate or consent to any of the activities associated with the disputed information. 

- [ ] Bank : XXXX XXXX XXXX - [ ] Date open : XXXX - [ ] Account:XXXX - [ ] Routing : XXXX - [ ] 2 Bank : XXXX XXXX XXXX [ ] Date open : XXXX - [ ] Account:XXXX - [ ] Routing:XXXX - [ ] 3 Bank : XXXX XXXX  - [ ] Date open XXXX XXXX - [ ] Account:XXXX - [ ] Routing:XXXX  - [ ] 4 Bank : CXXXX XXXX - [ ] Date openXXXX - [ ] Account:XXXX - [ ] RoutingXXXX - [ ] 5 Bank : XXXX XXXX XXXX KY - [ ] Date open : XXXX - [ ] Account:XXXX - [ ] RoutingXXXX XXXX [ ] 6 Bank : XXXX XXXX XXXX KY - [ ] Date open : XXXX - [ ] AccountXXXX - [ ] Routing:XXXX  - [ ] 7 Bank : XXXX XXXX XXXX XXXX - [ ] Date openXXXX - [ ] Account : XXXX - [ ] Routing : XXXX - [ ] 8 Bank XXXX XXXX XXXX XXXX  - [ ] Date open : XXXX - [ ] Account : XXXX - [ ] Routing : XXXX - [ ] 9 Bank : XXXX XXXX XXXX - [ ] Date open : XXXX - [ ] Account : XXXX - [ ] Routing:XXXX  - [ ] 10 Bank : XXXX XXXX XXXX  - [ ] Date open : XXXX - [ ] Account:XXXX - [ ] Routing : XXXX - [ ] Legal Notice : - [ ] Under XXXX U.S.C. XXXXc-2 ( a ), you are legally required to block and delete all information resulting from identity theft within four ( 4 ) business days of receipt of this notice.

- [ ] Failure to comply may result in legal action under XXXX U.S.C. XXXXk, including but not limited to : - [ ] Defamation of character - [ ] Negligent enabling of identity fraud - [ ] Failure to comply with the Fair Credit Reporting Act ( FCRA ) - [ ] Improper handling under verification laws- [ ] Violations of the Fair Debt Collection Practices Act ( FDCPA ) - [ ] - [ ] Please confirm in writing once the disputed information has been blocked and/or deleted and include the method used for verification. 

- [ ] Sincerely, - [ ] XXXX XXXX - [ ] Enclosures : - [ ] FTC Identity Theft Report:XXXX XXXX [ ] Copy of Government-issued ID - [ ] Proof of Address ( Utility Bill, Bank Statement, or similar ) - [ ] Staement of this matter

Company response to consumer: Closed with explanation