Consumer complaint received 2025-11-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC.
State: TX

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX  XXXX Phone : XXXX Email : XXXX SSN : XXXX Date : XXXX XXXX To Whom It May Concern, Recently I conducted an investigation on my credit reports and found several items to be inaccurate, incomplete, or unverifiable.

Under 15 U.S. Code 1681e ( b ) consumer reporting agencies must follow reasonable procedures to assure maximum possible accuracy.

Under 15 U.S. Code 1681i ( 5 ) ( A ) : If any item of information disputed by a consumer is found to be inaccurate, incomplete, or can not be verified, the consumer reporting agency shall promptly delete that item of information from the file of the consumer or modify that item appropriately. 
I am requesting immediate removal of the following inaccurate, unverifiable, or incomplete items from my credit reports. 
EXPERIAN Personal Information Former Name ( s ) : XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX Al XXXX, XXXX XXXX XXXX, XXXX XXXX ( These are all inaccurate ; delete them. ) Correct Legal Name : XXXX XXXX XXXX XXXX Incorrect / Previous Addresses : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( Please remove all. ) Correct Address : XXXX XXXX XXXX XXXX XXXXXXXX XXXX  XXXX Incorrect Employers : XXXX ( incorrect ) Correct Employer : XXXX XXXX XXXXXXXX Experian Collection Accounts to Remove XXXX XXXX XXXX XXXX XXXX XXXX Account : XXXX Balance : {$320.00} Date Assigned : XX/XX/XXXX XXXXXXXX XXXX XXXX XXXX XXXX Account : XXXX Balance : {$300.00} Date Assigned : XX/XX/XXXX XXXX XXXX XXXX / XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance : {$13000.00} Date Assigned : XX/XX/XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX Account : XXXX Balance : {$1700.00} Date Assigned : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX Account XXXX XXXX  Balance : {$120.00} Date Assigned : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account : XXXX Balance : {$1800.00} Date Assigned : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account : XXXX Balance : {$700.00} Date Assigned : XX/XX/XXXX XXXX XXXX XXXX / XXXXXXXX XXXX  Account : XXXX Balance : {$580.00} Date Assigned : XX/XX/XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXXXXXX XXXX  Account : XXXX Balance : {$660.00} Date Assigned : XX/XX/XXXX Experian Closed Negative Accounts to Remove XXXX XXXX XXXX  Account : XXXX  Balance : {$0.00} Status : 60 days late Date Opened : XX/XX/XXXX XXXX  Account : XXXX Status : Repossession / Charge-Off Date Opened : XX/XX/XXXX XXXX XXXXXXXX XXXX  Account XXXX XXXXXXXXXXXX Balance : {$240.00} Charged Off Date Opened : XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX Account XXXX XXXX Late payments ( 30/60 days ) Date Opened : XX/XX/XXXX XXXX XXXX XXXX / XXXX XXXX accounts Accounts : XXXX Balances : {$1200.00} and {$1500.00} Status : Dispute resolved customer disagrees Original delinquency dates inconsistent Date Opened : XX/XX/XXXX XXXX XXXX Account : XXXX Balance : {$2600.00} Status XXXX XXXX day delinquent Date Opened : XX/XX/XXXX XXXX XXXX XXXX XXXX  Account : XXXX  Balance : {$0.00} 60-day late history Date Opened : XX/XX/XXXX XXXX XXXX Reporting Account : XXXX Balance : {$0.00} Date Opened : XX/XX/XXXX XXXX Card Account : XXXX  Status : Closed / Past Due Date Opened : XX/XX/XXXX XXXX XXXX XXXX Account : XXXX XXXX XXXX Closed Date Opened : XX/XX/XXXX XXXX XXXX XXXX Account : XXXX Balance : {$0.00} Date Opened : XX/XX/XXXX EQUIFAX Personal Information Former Names : XXXX, XXXX XXXX XXXX, XXXX Incorrect Addresses : XXXX XXXX XXXXXXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( not current ) Correct Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Incorrect Employers : XXXX XXXX XXXX XXXX XXXX  XXXX XXXX Correct Employer : XXXX XXXX XXXX  Equifax Closed Negative Accounts to XXXX XXXX XXXX XXXX XXXX  Account : XXXX Balance : {$1600.00} Date Opened : XX/XX/XXXX XXXX XXXX  Account : XXXX Balance : {$0.00} Date Opened : XX/XX/XXXX XXXX XXXX XXXX ( Two Accounts ) Balances XXXX {$300.00} and {$1000.00} Date Opened : XX/XX/XXXX XXXX XXXX  Account : XXXX Balance : {$0.00} Date Opened : XX/XX/XXXX XXXX XXXX  XXXX / XXXX ( Multiple ) Accounts : ending XXXX Balances : {$0.00} and {$1300.00} Date Opened : XX/XX/XXXX XXXX XXXX XXXX Account : XXXX Balance : {$1500.00} Date Opened : XX/XX/XXXX XXXXXXXX XXXX Account XXXX XXXX Date XXXX : XX/XX/XXXX XXXX  Account : XXXX Date Opened : XX/XX/XXXX TRANSUNION Personal Information Former Names : XXXX XXXX XXXX XXXX Incorrect Addresses XXXX XXXX XXXX XXXX Ct XXXX XXXX, XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX  Incorrect Employers : XXXX XXXX XXXX Correct Employer : XXXX XXXX XXXXXXXX TransUnion Collection Accounts to Remove XXXX XXXX XXXX XXXX XXXX Account : XXXX Balance : {$160.00} Date Assigned : XX/XX/XXXX XXXX XXXX XXXX / XXXX Account XXXX XXXX XXXX : {$13000.00} Date Assigned : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX Account XXXX XXXX Balance : {$1700.00} Date Assigned : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX  XXXX Account XXXX XXXX Balance : {$1800.00} Date Assigned : XX/XX/XXXXXXXX XXXX XXXX XXXX Account : XXXX Balance : {$700.00} Date Assigned : XX/XX/XXXX XXXX XXXX XXXX XXXX ( Two Accounts ) Accounts : XXXX, XXXX Balances : {$580.00} & {$660.00} Date Assigned : XX/XX/XXXX TransUnion Closed Negative Accounts to Remove XXXX XXXX XXXX XXXX ( Repossession ) XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX ( multiple ) XXXX XXXX XXXX XXXX XXXX XXXX ( multiple ) XXXX XXXX ( multiple ) XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX ( All details listed above match TransUnion report. ) REQUEST FOR ACTION In accordance with 15 USC 1681e ( b ) and 15 USC 1681i ( 5 ), I request : Immediate deletion of all inaccurate or unverifiable items Correction of all personal information Written results within 30 days Notification to all furnishers of deletions/modifications Any item that can not be fully verified must be removed immediately.

Company response to consumer: Closed with explanation