Consumer complaint received 2025-03-14 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: MD

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inadcurate.

Under XXXX XXXX XXXX XXXX XXXX XXXX XXXX Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

XXXX XXXX XXXX XXXX XXXX XXXX XXXX Treatment of inaccurate or unverifiable information XXXX XXXX  ) In general t, after any reinvestigation under paragraph XXXX XXXX XXXX  of any information disputed oy a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shall-i ) promptly delete that ten of information from the file of the consumer, or modify that item
of information, as appropriate, based on the results of the reinvestigation; and ( Upromptly notity the furnisher of that information that the information has been modified or deleted from the file of the consumer. 
Please remove the following items from my credit report, immediately : Experian Account info XXXXXXXX XXXX XXXX XXXXXXXX Account number XXXX Account type Secured Card Responsibility Individual Date opened XX/XX/XXXX Status Open. 
Status updated XX/XX/XXXX Balance {$200.00} Balance updated XX/XX/XXXX Recent payment {$40.00} as of XX/XX/XXXX Monthly payment {$20.00} Credit limit {$200.00} Highest balance {$220.00} Terms Account info Account name XXXX  XXXX XXXX  Account number XXXX Account type Secured Card Responsibility Individual Date opened XX/XX/XXXX Status Paid, Closed. 
Status updated XXXX XXXX Balance - Balance updated - Recent payment {$48.00} as of XX/XX/XXXX Monthly payment - Credit limit {$170.00} Highest balance {$190.00} Terms XXXX XXXX XXXX XXXX XXXX XXXX Account number XXXX Account type Secured Card Responsibility Individual Date opened XX/XX/XXXX Status Paid, Closed. 
Status updated XX/XX/XXXX Balance - Balance updated - Recent payment - Monthly payment - Credit limit {$300.00} Highest balance {$330.00} Terms XXXX  XXXX XXXX XXXX XXXX XXXX  Account number XXXX Account type Secured Card Responsibility Individual Date opened XX/XX/XXXX Status Paid, Closed. 
Status updated XX/XX/XXXX Balance - Balance updated - Recent payment - Monthly payment - Credit limit {$300.00} Highest balance {$330.00} Terms Account name XXXX XXXX Account number XXXX Account type Unsecured Responsibility Individual Date opened XX/XX/XXXX Status Open. 
Status updated XX/XX/XXXX Balance {$270.00} Balance updated XX/XX/XXXX Recent payment {$100.00} as of XX/XX/XXXX Monthly payment {$70.00} Original balance {$370.00} Highest balance - Terms XXXX  Months Account name XXXX XXXX XXXXXXXX XXXX  Account number XXXX Account type Secured Loan Responsibility Individual Date opened XX/XX/XXXX Status Paid, Closed. 
Status updated XX/XX/XXXX Balance - Balance updated - Recent payment - Monthly payment - Original balance {$520.00} Highest balance - Terms XXXX  Months XXXX XXXX XXXX XXXX Account number XXXX Account type Secured Loan Responsibility Individual Date opened XX/XX/XXXX Status Paid, Closed. 
Status updated XX/XX/XXXX Balance - Balance updated - Recent payment - Monthly payment - Original balance {$520.00} Highest balance - Terms XXXX Months Account name XXXX XXXX XXXX Account number XXXX Account type Secured Loan Responsibility Individual Date opened XX/XX/XXXX Status Paid, Closed. 
Status updated XX/XX/XXXX Balance - Balance updated - Recent payment - Monthly payment - Original balance {$520.00} Highest balance - Terms XXXX Months Please remove immediately thank you!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation