Consumer complaint received 2024-03-12 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: MI

Complaint narrative:
Experian Has incorrect personal information about me and I want it updated to the following

Names
XXXX XXXX  Name ID #XXXX XXXX XXXX XXXX  Name ID #XXXX 
I want this incorrect name removed this is not who I am and this name does not represent me


Addresses
XXXX XXXX XXXX XXXX MI, XXXX

Address ID #XXXX
Single family
Social Security Numbers
XXXX  I want this information removed pursuant to The Privacy Act of XXXX  this private information can not be shared to the public with out my consent. I want it removed indefinitely 

Year of Birth
XXXX

 want this information removed pursuant to The Privacy Act of XXXX  this private information can not be shared to the public with out my consent. I want it removed indefinitely 


Employers
NOT PROVIDED

ACCOUNTS XXXX XXXX XXXX reported an account to my Experian consumer report with the following information..


Account info
Account name XXXX XXXX XXXX
Account number XXXX
Account type
Debt Buyer
Responsibility

Individual
Date opened
XX/XX/XXXX
Status
Collection account. XXXX past due as of XXXX XXXX.
Status updated
XXXX XXXX
Balance

XXXX
Balance updated
XX/XX/XXXXRecent payment
-
Monthly payment
-
Original balance

XXXX
Highest balance

-
Terms
1 Months
On record untilXX/XX/XXXX

I want this count removed immediately. Verifying this as accurate as it is incorrect and illegally reporting on to my consumer report. I have disputed the Validity of this account for years still no progress. Just because this collection company obtained my information does not mean i owe them anything!! Per  18 U.S. Code  1028A aggravated identity, theft I have NEVER done any business with this company!!!

XXXX XXXX XXXX decision to furnish and report this negative misinformation on my credit report, without my legal consent has caused me public embarrassment, and financial hardships..  Per 15 U.S. Code  1692c - Communication in connection with debt collection.  I want this account removed immediately. 

XXXX XXXX XXXX  reported the following information to my consumer report and I want it removed immediately and indefinitely 

Account Info
Account Name
XXXX XXXX XXXX
Account Number
XXXX   Account Type
Secured Card
Responsibility
Individual
Date Opened
XX/XX/XXXX
Status
Account charged off. XXXX written off. XXXX past due as of XXXX XXXX.
Status Updated
XXXX XXXX
Balance XXXX
Balance Updated
XX/XX/XXXXXX/XX/XXXX
Recent Payment
-
Monthly Payment
-
Credit Limit
XXXX
Highest Balance
XXXX
Terms
-
On Record Until
XXXX XXXX  

per 15 usc 6802 I lawfully opt out of this company ( XXXX XXXX XXXX )  reporting or furnishing any data on my behalf at any time or at any place including but not limited to my XXXX  Experian and XXXX consumer reports. 



Soft inquries: 

I want each of the following soft inquiries removed from my consumer report immediately pursuant 15 USC 1681 I did not give these companies any authority to furnish this data on to my credit report i hereby resend and revoke all consent I the consumer may have given these companies known and unknown written and un written verbal or none verbal.


XXXX XXXX
Inquired on XX/XX/XXXX

XXXX XXXX XXXX XXXX XXXX VA XXXX  
XXXX XXXX  Inquired on XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX XXXX XXXX  Inquired on XXXX XXXX  and XXXX XXXX XXXX XXXX XXXX XXXX XXXX NV XXXX XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX XXXX XXXX  TX XXXX XXXX XXXX

EXPERIAN
Inquired on XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX XXXX

EXPERIAN
Inquired on XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX TX XXXX XXXX XXXX

EXPERIAN
Inquired on XXXX XXXX XXXX XXXX XXXX XXXX XXXX

EXPERIAN
Inquired on XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

EXPERIAN
Inquired on XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX  CA XXXX

EXPERIAN
Inquired on XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX

EXPERIAN
Inquired on XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  CA XXXX


EXPERIAN
Inquired on XXXX XXXX XXXX XXXX XXXX XXXX  CA XXXX

EXPERIAN XXXX
Inquired on XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  CA XXXX

EXPERIAN XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  CA XXXX

EXPERIAN XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX

EXPERIANXXXX
Inquired on XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TN XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  VA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX MN XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief