Consumer complaint received 2025-11-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: GA

Complaint narrative:
I am submitting this complaint as a victim of identity theft. Several credit accounts were opened fraudulently using my personal information without my knowledge, permission, or authorization. I did not request, open, or use any of these accounts. I have no relationship with the individuals responsible for this fraud, and I had no involvement in these transactions. 

I am attaching an official Identity Theft Report from the Federal Trade Commission ( FTC ) as well as documentation proving my continuous residency in XXXX, including my W-2 forms for XXXX. These documents show that I have never lived in XXXX, which is where these fraudulent accounts were opened. This further demonstrates that I am not connected in any way to these accounts. 


-- - Legal Basis and Required Actions FCRA 605B ( 15 U.S.C. 1681c-2 ) Under 605B, consumer reporting agencies are required to block information resulting from identity theft within four ( 4 ) business days after receiving : ( 1 ) an Identity Theft Report, and ( 2 ) proof of identity.

I am formally requesting the immediate blocking of all fraudulent accounts and tradelines listed in my FTC Identity Theft Report. 

FCRA 1681s-2 : Duties of Furnishers Furnishers who reported these fraudulent accounts must : Conduct an investigation upon notice of a dispute, and Permanently stop reporting information that they know or reasonably should know is the result of identity theft. 
I request that each furnisher involved investigate promptly and remove any information they can not fully verify as legitimate. 

FCRA 611 ( 15 U.S.C. 1681i ) : Reinvestigation Requirements Consumer reporting agencies must conduct a reasonable reinvestigation within 30 days. 
If they can not verify the accuracy of the disputed information, they must delete or permanently block it. 
I request full compliance with 611, including written confirmation of the reinvestigation results.

-- - Relief Requested 1. Immediate 605B blocking of all fraudulent accounts and tradelines identified in my FTC Identity Theft Report.

2. Investigation by each furnisher involved ; removal of all unverified or fraudulent information ; and notification to all consumer reporting agencies.

3. Written confirmation from both the CFPB and the companies involved regarding the results of their investigations and all corrective actions taken.

4. Assurance that no deleted or blocked information will be reinserted into my credit files unless all FCRA reinsertion procedures are followed.

-- - Supporting Documents Attached FTC Identity Theft Report W-2 forms ( XXXX, XXXX, XXXX, XXXX ) showing Georgia residency Copy of my government-issued ID Copy of FCRA 605B ( 15 U.S.C. 1681c-2 ) Thank you for your assistance.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief