Consumer complaint received 2015-12-14 00:00:00
Product: Debt collection — Other (i.e. phone, health club, etc.)
Issue: Cont'd attempts collect debt not owed — Debt is not mine
Company: SELECT PORTFOLIO SERVICING, INC.
State: CA

Complaint narrative:
DEBT VALIDATION NOTIFICATION : Select Portfolio Servicing Inc. is attempting to collect a debt i, as a consumer, do not owe and i want the CFPB to be witness to my demand for accountability to these criminal actions. i have done everything in my power to shut down these unlawful acts and the FDCPA and CFPB are clear that unsecured debt collectors can not foreclose, and that if a debt is not owed the consumer has protection from these crimes. It is also clear that if a debt is time barred it is also not able to collect and by their own admission this alleged debt they have created is time barred and i have given evidence of their unlawful actions. Select Portfolio Servicing Inc. ( SPS ) is using XXXX XXXX XXXX XXXX as a biased Trustee, an entity that was recording documents in XXXX and XXXX, without having standing to do such. I have given proof of unlawful actions. SPS has no standing, nor does any entity to record any documents against my home regarding these matters and documents of fraud continue to be uttered against my title. Identity theft has been used in attempts to commit grand larceny and i can not allow my private property to be stolen. These entities are claiming to be collecting on behalf of XXXX XXXX Trust, a trust that has no standing by the evidence i have sent all of these entities. i have completed the XXXX XXXX XXXX XXXX and have recorded Notice of Defaults against these entities for their unlawful actions, rendering also, under 15 USC 1635 TILA Rescission i have already verified that the alleged Deed of Trust is to be rescinded and yet the companies continue to attempt to collect a debt not owed, threatening to steal private property. XXXX XXXX is effective for 15 USC 1692 violations. 
under 15 USc 1692i and 15 USC 1692g i am requesting Account Loan Data from Original lender - verify and validate in affidavit form swearing under penalty of perjury their statements. 
As of this date SPS and all are in default, without the ability to rebuttal, as they never answered, instead of lawful answers they caused fraudulent documents to be uttered and recorded into the County Recorders office and recorded a Notice of Trustee Sale that is now rescheduled forXXXX XXXX, XXXX i issued a cease and desist and demand for cancellation of the sale and rescission to be honored and all funds returned as required by the Tila Rescission. 
These entities continue to perpetuate their crimes and it must end. Having met with a title agent and Real Estate counsel who say if these entities do sell the property through grand larceny more damages will be incurred. Title can not pass by fraud and as such i demand accountablity for these actions. 
The CFPB is the enforcement end for these actions and as such will be witness to the affidavits if produced by the entities who have first hand knowledge of these documents. Without first hand knowledge it is all hear say and not enforceable. ORIGINAL LENDER VALIDATION AND VERIFICATION : they can not take any real property until they answer this Debt Validation Notification and take it to a Federal Judicial district Consumer court and can not do an unlawful non judicial foreclosure action. i have a right to these demands being met and that no debt collector collect from a consumer without proof they have a right to collect and sworn testimony of first hand knowledge to the facts. i will also hold anyone personally liable for any fraud uttered unless these actions cease and are remedied as required. i have been very clear in all communications. This home has been fraudulently stated in documents as non owner occupied, that has been rebutted in affidavit and still continues to be uttered in fraud by these entities and employees personally making false declarations.

Company public response: Company chooses not to provide a public response
Company response to consumer: Closed with explanation