Consumer complaint received 2026-05-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: AR

Complaint narrative:
XXXX XXXX Dispute FORMAL IDENTITY THEFT DISPUTE & DEMAND FOR BLOCK/DELETION Via Certified Mail and Email Date : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Phone : ( XXXX ) XXXX Address : XXXX XXXX XXXX XXXX XXXX, AR XXXX TransUnion LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX RE : Formal Identity Theft Dispute Request for Immediate Investigation, Blocking, and Deletion of Fraudulent Accounts, Addresses, and Inquiries To Whom It May Concern, I am submitting this formal dispute under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq., as a verified victim of identity theft. I request a full reinvestigation and immediate blocking or deletion of all inaccurate, fraudulent, and unauthorized information appearing on my TransUnion consumer file. This dispute is also submitted pursuant to : Fair Credit Reporting Act ( FCRA ) Fair Debt Collection Practices Act ( FDCPA ), where applicable Identity Theft protections under 15 U.S.C. 1681c-2 1. Notice of Identity Theft and Data Exposure I am a verified victim of identity theft. My personal information has been compromised through major credit bureau data breaches, including : XXXX XXXX XXXX ( XX/XX/XXXX ) XXXX unauthorized access to U.S. consumer credit reports ( XX/XX/XXXX XX/XX/XXXX ) TransUnion data breach ( XX/XX/XXXX ) Pursuant to 15 U.S.C. 1681c-2, I am exercising my legal right to demand the blocking and permanent deletion of all information resulting from identity theft. My personal identifying information has also been used without authorization. As a result, multiple accounts and inquiries appearing on my credit file were not opened, authorized, or associated with me. I hereby affirm these accounts, inquiries, and addresses are the result of identity theft. XXXX. Request for Immediate Blocking of Fraudulent Information Pursuant to 15 U.S.C. 1681c-2, I request the immediate blocking and removal of all fraudulent accounts, inquiries, and addresses listed below. XXXX. Fraudulent Addresses to Remove These addresses are not associated with me and must be permanently deleted from my file : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX. Fraudulent Accounts to Delete or Block- PLEASE REFER TO PERSONAL STATEMENT OF THE FTC XXXX! The following accounts were not opened or authorized by me : XXXXXXXX XXXX XXXX XXXX XXXXXXXX Paid/Closed {$100.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX accounts opened between XXXX XXXX. Fraudulent Inquiries to Remove The following hard inquiries were unauthorized and must be deleted : Iron Horse XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Legal Requests Under FCRA 611 ( 15 U.S.C. 1681i ), I request that TransUnion : 1. Conduct a complete reinvestigation of all disputed items 2. Permanently block or delete all verified fraudulent information 3. Remove all associated fraudulent addresses and inquiries 4. Prevent reinsertion of these items without proper validation 5. Provide written results of investigation and updated consumer report 7. Supporting Documents Included FTC Identity Theft Report Government-issued ID Proof of current address Supporting dispute documentation 8. Notice I have not authorized any of the accounts, inquiries, or addresses listed above. Continued reporting of this inaccurate information after receipt of this notice may constitute violations of the Fair Credit Reporting Act. I request prompt compliance with federal law and written confirmation of all corrections. Sincerely, XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief