Consumer complaint received 2025-01-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: CA

Complaint narrative:
Consumer Name : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Consumer Date of Birth : XX/XX/XXXXXXXX  Contents of Complaint : This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the Equifax credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint.

This fraudulent, inaccurate, and false information consists of the following : A personal credit card account opened at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX under the account number XXXX, with a total fraudulent amount of {$12000.00}. 

A personal credit card account opened at XXXX XXXX XXXX XXXX on XX/XX/XXXX under the account number XXXX, with a total fraudulent amount of {$150.00}. 

A personal credit card account opened at XXXX XXXX on XX/XX/XXXX under the account number XXXX, with a total fraudulent amount of {$0.00}. 

A personal credit card account opened at XXXX XXXX on XX/XX/XXXX under the account number XXXX, with a total fraudulent amount of {$0.00}. 

A collections account opened at XXXX XXXX XXXX on XX/XX/XXXX under the account number XXXX, with a total fraudulent amount of {$63000.00}. 

A credit inquiry by XXXX. 

A personal credit card account opened at XXXX XXXX XXXX on XX/XX/XXXX under the account number XXXX, with a total fraudulent amount of {$930.00}. 

A personal credit card account opened at XXXX XXXX XXXX  XXXX on XX/XX/XXXX under the account number XXXX, with a total fraudulent amount of {$950.00}. 

A personal credit card account opened at XXXX XXXX XXXX  XXXX on XX/XX/XXXX under the account number XXXX, with a total fraudulent amount of {$400.00}. 

A personal credit card account opened at XXXX XXXX on XX/XX/XXXX under the account number XXXX, with a total fraudulent amount of {$0.00}. 

A personal credit card account opened at XXXX XXXX  on XX/XX/XXXX under the account number XXXX, with a total fraudulent amount of {$330.00}. 

A personal credit card account opened at XXXX XXXX on XX/XX/XXXX under the account number XXXX, with a total fraudulent amount of {$0.00}. 

A collections account opened at XXXX XXXX XXXX on XX/XX/XXXX under the account number XXXX, with a total fraudulent amount of {$1800.00}. 

A collections account opened at XXXX XXXX XXXX on XX/XX/XXXX under the account number XXXX, with a total fraudulent amount of {$1800.00}. 

These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. I've attached a list of the hard inquiries in question, as well as a copy of the consumer FICO credit report maintained by you which shows the aforementioned fraudulent items.

I do not recognize the aforementioned accounts, collections, or hard inquiries as reported. The aforementioned accounts, collections, and hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. 

I have attached a copy of FTC Identity Theft Criminal Complaint # XXXX and # XXXX as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Company response to consumer: Closed with non-monetary relief