vivekkopthsd/cfpb-consumer-complaints huggingface dataset:
Consumer complaint received 2025-11-25 00:00:00
Product: Checking or savings account — Checking account
Issue: Managing an account — Deposits and withdrawals
Company: CITIBANK, N.A.
State: FL

Complaint narrative:
XXXX XXXX XXXX of Birth : XX/XX/XXXX Date : XX/XX/XXXX Contents of Complaint : I am writing to request an investigation of the following account I have NEVER opened or used. I am requesting the following information to be deleted from my XXXX XXXX consumer report immediately. I have attached a copy of my ChexSystems report to support this request. 
The account consists of a bank account opened at : Citibank, California Reported Address : XXXX XXXX XXXXXXXX XXXX XXXX XXXX, FL XXXX Date of Closure : XX/XX/XXXX Reported Reason : Suspected Fraud Activity Routing Number : XXXX Account Number : Ending in XXXX Closure Status : Unpaid I am disputing this information because : I never opened this account. 
I have no knowledge of this account or any activity associated with it. 
The address listed is not my address and has no connection to me. 
Citibank can not provide any signed application, signature card, identification, or authorization showing I opened or consented to this account.Under the Fair Credit Reporting Act ( FCRA ), erroneous, unverifiable, or fraudulent information must be removed immediately. I am requesting that this account be deleted from my Early Warning Services report and that you provide written confirmation once the investigation is completed. 
Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-11-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Was not notified of investigation status or results
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
I am requesting the prompt removal of this erroneous late payment from my account. Given my history of timely payments, this entry is unfair and needs to be corrected immediately.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-11-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: IL

Complaint narrative:
Dear Sir/Madam, I am filing a dispute with the Consumer Financial Protection Bureau XXXX CFPB ) regarding the following accounts. The details are separated by credit bureau : Experian ( XXXX ), I request that these inaccuracies be reviewed and corrected promptly. 

Charged Off Accounts EX : XXXX XXXXXXXX XXXX, XXXX, XX/XX/XXXX, {$0.00} XXXX XXXX, XXXX, XX/XX/XXXX, {$0.00} XXXX XXXX XXXX, XX/XX/XXXX, {$0.00} Inquiries XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX, XX/XX/XXXX Late Payments XXXX XXXX, XXXX XXXX XXXX, XXXXXXXX XXXX XXXX, XX/XX/XXXX, {$2300.00} XXXX XXXX, XXXX, XX/XX/XXXX, {$1400.00} XXXX XXXX, XXXX, XX/XX/XXXX, {$1200.00} XXXX BANK XXXX, XXXX, XX/XX/XXXX XXXX {$0.00} XXXX XXXX XXXX, XXXX, XX/XX/XXXX XXXX {$2500.00} XXXX XXXX XXXX, XXXX, XX/XX/XXXX XXXX {$650.00} XXXX XXXX XXXX, XXXX, XX/XX/XXXX XXXX {$870.00} XXXX XXXX XXXX, XXXX, XX/XX/XXXX XXXX {$1700.00} XXXX XXXX, XXXX, XX/XX/XXXX, {$0.00} XXXX CRED, XXXX, XX/XX/XXXX XXXX {$1500.00} XXXX, XXXX, XX/XX/XXXX, {$0.00} XXXXXXXX XXXX XXXXXXXX, XX/XX/XXXX XXXX {$2400.00} XXXX XXXXXXXX, XXXX, XX/XX/XXXX, {$680.00XXXX XXXX XXXX, XXXX, XX/XX/XXXX, {$900.00} XXXX XXXX, XXXX, XX/XX/XXXX, {$310.00} XXXX XXXX XXXXXXXX, XX/XX/XXXX, {$640.00}

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-11-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: NC

Complaint narrative:
I am submitting a dispute for the following accounts that are currently reflected on my credit report. I request that these accounts be reviewed for accuracy and updated accordingly. 
Charged-Off Accounts : XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$580.00} XXXX XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$1600.00} XXXX XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$440.00}

Company response to consumer: Closed with explanation
Consumer complaint received 2025-11-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
I am disputing the following entries on my Experian credit report, which I believe are inaccurate. These accounts, specifically listed as " Charged Off, '' do not reflect the correct status and should be investigated : Charged Off Accounts : XXXX XXXX XXXX  Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$0.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$2000.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$1100.00} XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$2800.00} Inquiries : XXXX XXXX Date : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date : XX/XX/XXXX XXXX XXXX XXXX Date : XX/XX/XXXX XXXX XXXX Date : XX/XX/XXXX XXXX XXXX XXXX Date XXXX XX/XX/XXXX XXXX XXXX XXXX Date : XX/XX/XXXX Late Payments : XXXX XXXX Account Number : XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-11-25 00:00:00
Product: Checking or savings account — Checking account
Issue: Closing an account — Can't close your account
Company: Albert Corporation
State: CA

Complaint narrative:
I opened this account years ago. They raised their monthly fees to XXXX and I requested an account closure because it's too expensive. They refuse to close the account because there is XXXX in the account that they want me to attach ANOTHER bank account to transfer the money to. This is getting ridiculous. I have tried putting a stop payment on it and it never works because it's a eft

Company public response: Company believes the complaint provided an opportunity to answer consumer's questions
Company response to consumer: Closed with explanation
Consumer complaint received 2025-11-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Report provided to employer without your written authorization
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
I XXXX XXXX was a Victim of identity & fraud i ask for transunion to removed the debt as i disputed pursuant to XXXX US CODE XXXX US CODE XXXX US CODE XXXX XXXX ( b ) Permissible purposes of consumer reports i never gave you any written consent to report anything on my consumer reports no consent is fraud This agency is in violation of XXXX U.S.C. XXXX. They were to notify me of this in writing 5 days prior I was not. As the original creditor only, I can validate this debt. I do not validate this debt. They violated my rights as a consumer and are in a law suite for failing to properly investigate my dispute!! the acoounts disputed are : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. And for identity verification purposes i do not wish to send any information or disclose any information pursuant to my personal information all on file is my current information. please retain from asking for more personal/private information. also to notify you that XXXX XXXX is a copywritten name and trade mark any person using my name and any derivations of such name is in violation of trademark laws please remove these thing from my credit with in XXXX business days thank you. Also ive been a victim of credit bureau data breach. And inquires that need to be deleted from my report are as followed : XXXX XXXX XXXX XX/XX/XXXX, XXXX CREDIT/XXXX  XXXX XX/XX/XXXX, XXXX XXXX XX/XX/XXXX, XXXX CREDIT/XXXX  XXXX XX/XX/XXXX, XXXX XXXX CREDIT UNI XX/XX/XXXX, XX/XX/XXXX XX/XX/XXXX, XXXX XXXX XXXX  XX/XX/XXXX, XXXX XXXX XXXX XX/XX/XXXX, XXXX XXXX XXXX XX/XX/XXXX, XXXX XXXX XXXX XX/XX/XXXX, XXXX OF XXXX XX/XX/XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XX/XX/XXXX, XXXX XXXX XX/XX/XXXX, XXXX XXXX XXXX XX/XX/XXXX, XXXXUnder XXXX U.S.C. XXXX ( XXXX ) Method of verification this account is in violation ; it was reported without valid evidence. 
100 % XXXXU.S, Code XXXX ( b ) and XXXX U.S. Code XXXX ( XXXX ) this account is in violation any credit transactions supposed to be excluded from a consumer credit report. If a social security card was used in the transaction. 
Unauthorized/Erroneous Account RESULT OF the Equifax Data XXXX Direct Violation of the FCRA reporting falsely. YOU AS A FIDICUARY I APPOINT YOU TO DO YOUR JOB AND DELETE THE NAME FRUADULENT INFORMATION FROM MY CONSUMER CREDIT REPORT

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-11-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Report provided to employer without your written authorization
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
I XXXX XXXX was a Victim of identity & fraud i ask for transunion to removed the debt as i disputed pursuant to XXXX US CODE XXXX US CODE XXXX US CODE XXXX XXXX ( b ) Permissible purposes of consumer reports i never gave you any written consent to report anything on my consumer reports no consent is fraud This agency is in violation of XXXX U.S.C. XXXX. They were to notify me of this in writing 5 days prior I was not. As the original creditor only, I can validate this debt. I do not validate this debt. They violated my rights as a consumer and are in a law suite for failing to properly investigate my dispute!! the acoounts disputed are : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. And for identity verification purposes i do not wish to send any information or disclose any information pursuant to my personal information all on file is my current information. please retain from asking for more personal/private information. also to notify you that XXXX XXXX is a copywritten name and trade mark any person using my name and any derivations of such name is in violation of trademark laws please remove these thing from my credit with in XXXX business days thank you. Also ive been a victim of credit bureau data breach. And inquires that need to be deleted from my report are as followed : XXXX XXXX XXXX XX/XX/XXXX, XXXX CREDIT/XXXX  XXXX XX/XX/XXXX, XXXX XXXX XX/XX/XXXX, XXXX CREDIT/XXXX  XXXX XX/XX/XXXX, XXXX XXXX CREDIT UNI XX/XX/XXXX, XX/XX/XXXX XX/XX/XXXX, XXXX XXXX XXXX  XX/XX/XXXX, XXXX XXXX XXXX XX/XX/XXXX, XXXX XXXX XXXX XX/XX/XXXX, XXXX XXXX XXXX XX/XX/XXXX, XXXX OF XXXX XX/XX/XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XX/XX/XXXX, XXXX XXXX XX/XX/XXXX, XXXX XXXX XXXX XX/XX/XXXX, XXXXUnder XXXX U.S.C. XXXX ( XXXX ) Method of verification this account is in violation ; it was reported without valid evidence. 
100 % XXXXU.S, Code XXXX ( b ) and XXXX U.S. Code XXXX ( XXXX ) this account is in violation any credit transactions supposed to be excluded from a consumer credit report. If a social security card was used in the transaction. 
Unauthorized/Erroneous Account RESULT OF the Equifax Data XXXX Direct Violation of the FCRA reporting falsely. YOU AS A FIDICUARY I APPOINT YOU TO DO YOUR JOB AND DELETE THE NAME FRUADULENT INFORMATION FROM MY CONSUMER CREDIT REPORT

Company response to consumer: Closed with explanation
Consumer complaint received 2025-11-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NY

Complaint narrative:
I am disputing the following inaccurate or unverifiable information on my TransUnion credit report : Charged Off Accounts : XXXX XXXX XXXX * * * * XX/XX/XXXX {$0.00} XXXX XXXX XXXX * * * XX/XX/XXXX {$0.00} XXXX  XXXX XXXX * * * XX/XX/XXXX {$570.00} Inquiries : XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XXXXXX/XX/XXXXXXXX XXXX XXXX XX/XX/XXXX Late Payments : XXXX  XXXX * * * * XXXX XXXX XXXX * * * * I request that TransUnion investigate XXXX accounts and inquiries, and remove or correct any information that can not be verified.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-11-25 00:00:00
Product: Debt collection — Private student loan debt
Issue: Attempts to collect debt not owed — Debt was paid
Company: F.H. Cann & Associates, Inc.
State: WA

Complaint narrative:
FH Cann & Associates sent me an email to claim that I have a debt with XXXX University in the amount of {$2000.00} when I do not have any debt with this organization. All payments were received by XXXX University. FH Cann & Associates reported this information on XXXX XXXX on my credit report as a new debt collection as being recent when the debt was fully paid in 2022. 

When I reached out and contacted the company they refused to show proof of this debt and they refuse to remove from my Credit Report. 

This has caused undue hardship to me by increasing my debt and affecting the XXXX XXXX. 

Address and information on FH Cann & Associates, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, MA XXXX. Phone # XXXX. Please investigate this company and their claim

Company response to consumer: Closed with explanation
Consumer complaint received 2025-11-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: IL

Complaint narrative:
Dear Sir/Madam, I am filing a dispute with the Consumer Financial Protection Bureau XXXX CFPB ) regarding the following accounts. The details are separated by credit bureau : Equifax ( XXXX ), I request that these inaccuracies be reviewed and corrected promptly. 

Charged Off Accounts XXXX XXXX XXXX XXXXXXXX, XX/XX/XXXX, {$0.00} XXXX, XXXX, XX/XX/XXXX, {$1500.00} XXXX XXXXXXXX, XX/XX/XXXX, {$870.00} XXXX XXXXXXXX, XX/XX/XXXX, {$680.00} XXXX XXXX XXXXXX/XX/XXXX, {$310.00} XXXX XXXX, XXXX, XX/XX/XXXX, {$0.00} XXXX  XXXX, XX/XX/XXXX, {$0.00} XXXX, XXXX, XX/XX/XXXX, {$2300.00} XXXX XXXX, XXXX, XX/XX/XXXX, {$1400.00} XXXX XXXX, XXXX, XX/XX/XXXX, {$1200.00} XXXX BANK XXXX, XXXX, XX/XX/XXXX, {$0.00} XXXX XXXX XXXX, XXXX, XX/XX/XXXX, {$2500.00} XXXX XXXX XXXX, XXXX, XX/XX/XXXX, {$650.00} XXXX XXXX XXXX, XXXX, XX/XX/XXXX, {$870.00} XXXX XXXX XXXX, XXXX, XX/XX/XXXX, {$1700.00} XXXX XXXX, XXXX, XX/XX/XXXX, {$0.00} XXXX, XXXX, XX/XX/XXXX, {$0.00} XXXXXXXX XXXX  XXXX, XX/XX/XXXX, {$2400.00} XXXXXXXX XXXX XXXXXXXX, XX/XX/XXXX, {$640.00} Late Payments XXXX XXXX, XXXX XXXX XXXX, XXXX

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-11-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: NC

Complaint narrative:
I am submitting a formal dispute regarding multiple items on my Experian credit report. Under the FCRA, I request an investigation and correction or deletion of any unverifiable or inaccurate entries. 

Charged Off Accounts XXXXXXXX XXXX XXXX Account # XXXX, Opened XX/XX/XXXX, Balance {$0.00} XXXX XXXXXXXX Account # XXXX, Opened XX/XX/XXXX, Balance {$3700.00} XXXX Account # XXXX, Opened XX/XX/XXXX, Balance {$18000.00} XXXX XXXX Account # XXXX, Opened XX/XX/XXXX, Balance {$3500.00} XXXX XXXX XXXX Account # XXXX, Opened XX/XX/XXXX, Balance {$80000.00} I dispute the accuracy of these accounts reporting and request verification of balance, status, and my liability. 

Inquiries XXXX XXXX, XX/XX/XXXX XXXX XXXX, XX/XX/XXXXXXXX XXXX XXXX XXXXXX/XX/XXXX I did not authorize these inquiries and request they be removed unless proper authorization documentation can be provided. 

Late Payments XXXX Account # XXXX XXXX XXXX XXXX Account # XXXX XXXXXXXX XXXX Account # XXXX I dispute these late payments and request verification of the reporting accuracy. 

Thank you for promptly investigating these matters and updating my credit report.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-11-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CA

Complaint narrative:
I have found these unverified items on my credit report and I'm asking for these items to be removed as it will affect my credit standing.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-11-25 00:00:00
Product: Money transfer, virtual currency, or money service — Mobile or digital wallet
Issue: Trouble accessing funds in your mobile or digital wallet — 
Company: Block, Inc.
State: KS

Complaint narrative:
Hello, Were reaching out to help us gain a better understanding of some recent activity on your account. 

On XX/XX/year>, you sent a payment for the amount of {$100.00}, with " habana '' in the subject line. 

Please reply to this email with information detailing the purpose of the payment, including an explanation of what was being paid for with this transaction and your relationship to the recipient. 

Cash App has a policy to comply with XXXX laws regarding economic sanctions. Engaging in transactions that involve jurisdictions sanctioned by the United States, or engaging in any other activity that violates XXXX sanctions is prohibited under Cash App XXXX XXXX XXXX XXXX XXXX. 

Please note that failure to respond to this email in XXXX days will result in adverse action being taken against your account. 

Thank you in advance for your response. 

Regards, XXXX Cash App Compliance thread : XXXX : : Response : My buttons on my sometimes type what they want instead of what Im actually typing. That is my daughter that I was XXXX XXXX to. Its for her to buy some groceries. Thanks Yes, I sent it. 

There response : XXXX, Thank you for your response. 

Cash App has a policy to comply with XXXX laws regarding economic sanctions. Engaging in transactions that involve jurisdictions sanctioned by the United States, or engaging in any other activity that violates XXXX sanctions is prohibited under Cash App 's XXXX XXXX XXXX XXXX. A violation of these terms may result in the immediate deactivation of your Cash app account, and may also include the indefinite holding of your funds, in order to comply with XXXX law. 

Please respond, " I understand and agree to these terms '' if you agree to the following and wish to continue using Cash App : " I agree to not engage in any transactions, or other activity, that violates Cash App 's XXXX XXXX XXXX XXXX [ XXXX : XXXX ], including engaging in activity involving the countries of XXXX, XXXX, XXXX, XXXX XXXX, XXXX, and the sanctioned XXXX of XXXX or XXXX XXXX individuals XXXX entities. '' Thank you, XXXX Cash App Compliance My response : I understand and agree to these terms My response. : Is there anything else I need to do so Im that my account can be back in good standing? I have agreed to the terms and have explained the problem several times. Please let me know what else needs to be done. This has been going on over several weeks now and could easily be resolved. 
Kind regards,

Company response to consumer: Closed with explanation
Consumer complaint received 2025-11-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: MI

Complaint narrative:
I am writing to dispute the accuracy of the following accounts appearing on my credit reports, as they contain errors and discrepancies. I request that the listed accounts be investigated and corrected according to the guidelines set forth under the Fair Credit Reporting Act ( FCRA ). Below is a detailed list of the accounts that are being disputed : XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$1100.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$3000.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$2200.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$5900.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$3000.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$2400.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$4900.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$2500.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$3800.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$8600.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$0.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$0.00} XXXX  Account Number : XXXX XXXX Opened : XX/XX/XXXX Balance : {$10000.00}

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-11-25 00:00:00
Product: Credit card — General-purpose credit card or charge card
Issue: Problem with a purchase shown on your statement — Card was charged for something you did not purchase with the card
Company: SYNCHRONY FINANCIAL
State: IL

Complaint narrative:
On XX/XX/year> there was an fraudulent withdrawal on {$600.00} from my Paypal Synchrony account in the matter of Gift Cards. Then on XX/XX/year> there was an additional {$440.00} taken out my account in the matter of Gift Cards. I never authorized these transactions. I want a full refund of {$1000.00} put back in my account.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with monetary relief
Consumer complaint received 2025-11-25 00:00:00
Product: Debt collection — I do not know
Issue: Written notification about debt — Didn't receive enough information to verify debt
Company: Resurgent Capital Services L.P.
State: TX

Complaint narrative:
I am filing this CFPB complaint to formally demand validation of the alleged debt being reported by LVNV FUNDING LLC. My attached validation request letter lists the specific documents they must produce under the FDCPA : the original signed contract, proof of ownership or assignment, the purchase agreement, and a complete accounting of the balance. I am deliberately using the CFPB system to ensure my request is officially recorded, forwarded, and enforced. LVNV FUNDING LLC can not lawfully continue reporting or collecting without proper validation. 
I also demand information to verify the accuracy and completeness of the account they reported to the Credit Bureaus under the FCRA, including : A. The Date of First Delinquency ; B. The date the account was charged off ; and XXXX The date the account was acquired by or assigned to LVNV FUNDING LLC XXXX

Company response to consumer: Closed with non-monetary relief