Consumer complaint received 2024-07-10 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
XXXX, Experian, & XXXX continue to report incorrect information on my consumer report. There are several inquiries listed on my report that has not been verified by the consumer agencies because they have not provided me with any proof that they have authorization to report these inquiries. 

I have asked the consumer agencies for deletion of these inquiries and they stated these inquiries were verified. This can not be the case and I would like the documents or person whom they spoke with that stated I initiated these inquiries. What the consumer agencies are doing is engaging in fraudulent activity in attempt to damage my consumer file to continue making money from the sell of these incorrect records. Not only is it being used against me so I may be denied credit they have received no authorization from me.

Dont respond with the generic response that they are verified without providing me with the application that is signed by me for these creditors to pull my credit. If you do not have such paperwork you agree you do not have any and I will proceed with a lawsuit as its my right under FCRA which you are in violation of! I urge you to take these matters serious as I am done playing with you about your inaccurate information that is significantly costing me thousands. 

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Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief