Consumer complaint received 2025-01-19 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC.
State: TX

Complaint narrative:
XXXX XXXX XXXX  XXXX XXXX XXXX Account Info Account Name XXXX XXXX XXXX  XXXX Account XXXX XXXX Account Type Credit card Responsibility Individual Date Opened XX/XX/XXXX Status Account charged off. {$14000.00} written off. {$14000.00} past due as ofXXXX XXXX. 
Status Updated XX/XX/XXXX Balance {$14000.00} Balance Updated XX/XX/XXXX XXXX XXXX POTENTIALLY NEGATIVE Account Info Account Name XXXXXXXX XXXX Account XXXX XXXX Account Type Credit card Responsibility Individual Date Opened XX/XX/XXXX Status Account charged off. {$830.00} written off. {$1200.00} past due as of XXXX. 
Status Updated XX/XX/XXXX Balance {$1200.00} Balance Updated XX/XX/XXXX Recent Payment - Monthly Payment - Credit Limit {$1000.00} Highest Balance {$1200.00} Terms - On Record Until XXXX XXXX XXXX  XXXX POTENTIALLY NEGATIVE Account Info Account Name XXXX  XXXX Account Number XXXX Account Type Business Card Responsibility Joint Date Opened XX/XX/XXXX Status Account charged off. {$2400.00} written off. {$2400.00} past due as ofXXXX  XXXX. 
Status Updated XX/XX/XXXX Balance {$2400.00} Balance Updated XX/XX/XXXX Recent Payment - Monthly Payment - Credit Limit {$2000.00} Highest Balance {$2400.00} Terms - XXXX  XXXX POTENTIALLY NEGATIVE Account Info Account Name XXXX  XXXX Account Number XXXX Account Type Credit card Responsibility Individual Date Opened XX/XX/XXXX Status Account charged off. {$3900.00} written off. {$3900.00} past due as ofXXXX XXXXXXXX. 
Status Updated XX/XX/XXXX Balance {$3900.00} Balance Updated XX/XX/XXXX Recent Payment - Monthly Payment - XXXX POTENTIALLY NEGATIVE Account Info Account Name XXXX Account Number XXXX Account Type Auto Loan Responsibility Individual Date Opened XX/XX/XXXX Status Account charged off. {$29000.00} written off. {$23000.00} past due as ofXXXX  XXXX. 
Status Updated XX/XX/XXXX Balance {$23000.00} Balance Updated XX/XX/XXXX Recent Payment - Monthly Payment - Original Balance {$32000.00} Highest Balance - Terms 66 Months On Record XXXX XXXX  POTENTIALLY NEGATIVE Account Info Account Name XXXX XXXX  Account Number XXXX Account Type Credit card Responsibility Individual Date Opened XX/XX/XXXX Status Account charged off. {$6000.00} written off. {$6000.00} past due as ofXXXX XXXXXXXX. 
Status Updated XX/XX/XXXX Balance {$6000.00} Balance Updated XX/XX/XXXX Recent Payment - Monthly Payment - Credit Limit {$5000.00} Highest Balance {$6000.00} Terms - On Record Until XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX Account XXXX Account XXXX XXXX XXXX XXXX Account XXXX XXXX Account Type Credit card Responsibility Individual Date Opened XX/XX/XXXX Status Account charged off. {$2800.00} written off. 
Status Updated XX/XX/XXXX Balance {$0.00} Balance Updated XX/XX/XXXX Recent Payment - Monthly Payment - Credit Limit {$2700.00} Highest Balance {$3700.00} Terms - On Record Until XXXX XXXX XXXX XXXX XXXX XXXXXXXX POTENTIALLY NEGATIVE Account Info Account Name XXXX XXXX  XXXX XXXX Account Number XXXX Account Type Auto Loan Responsibility Individual Date Opened XX/XX/XXXX Status Account charged off. {$14000.00} written off. {$14000.00} past due as ofXXXX XXXX. 
Status Updated XX/XX/XXXX Balance {$14000.00} Balance Updated XX/XX/XXXX XXXX XXXX  XXXX XXXX POTENTIALLY NEGATIVE Account Info Account Name XXXX XXXX  XXXX XXXX Account Number XXXX Account Type Credit card Responsibility Individual Date Opened XX/XX/XXXX Status Account charged off. {$17000.00} written off. {$17000.00} past due as ofXXXX XXXXXXXX. 
Status Updated XX/XX/XXXX Balance {$17000.00} Balance Updated XX/XX/XXXX Recent Payment - Monthly Payment - Credit Limit {$16000.00} Highest Balance {$17000.00} Terms - On Record Until XX/XX/XXXX XXXX XXXX XXXX POTENTIALLY NEGATIVE Account Info Account Name XXXX XXXX XXXX Account Number XXXX Account Type Debt Buyer Responsibility Individual Date Opened XX/XX/XXXX Status Collection account. {$3700.00} past due as of XX/XX/XXXX. 
Status Updated XX/XX/XXXX Balance {$3700.00} Balance Updated XX/XX/XXXX XXXX XXXX XXXX POTENTIALLY NEGATIVE Account Info Account Name XXXX XXXX XXXX Account Number XXXX Account Type Auto Loan Responsibility Joint with XXXX XXXX Date Opened XX/XX/XXXX Status Account charged off. {$46000.00} written off. {$46000.00} past due as ofXXXX XXXX. 
Status Updated XX/XX/XXXX Balance {$46000.00} Balance Updated XX/XX/XXXX Recent Payment - Monthly Payment - Original Balance {$51000.00} Highest Balance - Terms 72 Months On Record Until XXXX XXXXXXXX XXXX XXXX XXXXXXXX POTENTIALLY NEGATIVE Account Info Account Name XXXX XXXX XXXX Account XXXX XXXX Account Type Credit card Responsibility Individual Date Opened XX/XX/XXXX Status Account charged off. {$560.00} written off. {$560.00} past due as of XXXX. 
Status Updated XX/XX/XXXX Balance {$560.00} Balance Updated XX/XX/XXXX Recent Payment - Monthly Payment - Credit Limit {$300.00} Highest Balance {$560.00} XXXX XXXX XXXX  POTENTIALLY NEGATIVE Account Info Account Name XXXX XXXX XXXX  Account Number XXXX Account Type Credit card Responsibility Individual Date Opened XX/XX/XXXX Status Account charged off. {$1200.00} written off. {$1200.00} past due as ofXXXX XXXX. 
Status Updated XX/XX/XXXX Balance {$1200.00} Balance Updated XX/XX/XXXX Recent Payment - Monthly Payment - Credit Limit {$1000.00} Highest Balance {$1200.00} Terms - On Record Until XX/XX/XXXX XXXX POTENTIALLY NEGATIVE Account Info Account Name XXXX Account Number XXXX Account Type Unsecured Responsibility Individual Date Opened XX/XX/XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX UT, XXXX Unspecifi ed. Thisinquiry isscheduled tocontinue on recorduntil XX/XX/XXXX. 
XXXX XXXX  Inquired on XX/XX/XXXX XXXX XXXX XXXX, XXXX Unspecifi ed. Thisinquiry isscheduled tocontinue on recorduntil XX/XX/XXXX. 
XXXX XXXX  Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX Auto loan. Thisinquiry isscheduled tocontinue on recorduntil XX/XX/XXXX. 
XXXX XXXX  Inquired on XX/XX/XXXX XXXX I XXXX XXXX  XXXX Auto loan. Thisinquiry isscheduled tocontinue on recorduntil XX/XX/XXXX. 
XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX, XXXX Unspecifi ed. Thisinquiry isscheduled tocontinue on recorduntil XX/XX/XXXX. 
XXXX XXXX  Inquired on XX/XX/XXXX XXXX XXXX XXXX, XXXX Unspecifi ed. Thisinquiry isscheduled tocontinue on recorduntil XX/XX/XXXX. 
XXXX XXXX  Inquired on XX/XX/XXXX XXXX XXXX XXXX, XXXX Unspecifi ed. Thisinquiry isscheduled tocontinue on recorduntil XX/XX/XXXX. 
XXXX XXXX  Inquired on XX/XX/XXXX XXXX XXXX XXXX, XXXX Unspecifi ed. Thisinquiry These are not My Credit Accounts nor are these my inquires!

Company response to consumer: Closed with explanation