Consumer complaint received 2025-03-08 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Investigation took more than 30 days
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
I requested that Equifax and XXXX show evidence of what they used to prove the accounts was accurate they playing games I need for you'll to treat them like XXXX they need to be sued i have a copy of the documentation the requested i send them to verfify me and they continue to wait for 30 days to respond and they send letters back saying they can't identify me ima upload the same documents to you'll and see if they tell you'll they can't identify me and i want you'll to use to the same information and you will see they lying and have been damaging me for years I'm requesting they show Subject : Request for Verification Evidence and Reinvestigation of Disputed Information To Whom It May Concern, I am writing to formally dispute the accuracy of specific information contained in my credit report maintained by your agency. Pursuant to the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681i ( a ), I request an immediate reinvestigation of the information listed below and that all unverified or inaccurate information be corrected or removed from my report. 
Disputed Information Account Name : XXXX XXXX XXXX XXXX Account Numbers. : XXXX & XXXX Reason for Dispute : Inaccurate Reporting & Identity Theft. 
I Demand to see the Evidence that was used to verify this account and Im not requesting a copy of the Fraudulent application I also Demand a copy of the 1099 C and 1099 OID from XXXX XXXX XXXX XXXX for Tax Purpose. 
Request for Verification Evidence Under 15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ), I am entitled to receive : A description of the procedure used to determine the accuracy and completeness of the information. 
The source of the information used to verify the disputed account. 
Copies of all underlying documentation or evidence used to verify the information, including correspondence, account statements, or contracts. 
Action Required I request that your agency : Conduct a thorough reinvestigation of the disputed account. 
Provide me with written confirmation of the results of your investigation. 
Supply the evidence and sources used to verify the disputed account, as outlined above. 
Remove or correct the inaccurate information if it can not be verified. 
Supporting Documentation I have enclosed copies of the following documents to assist in your investigation : XXXX CREDIT REPORT IS CORRECT I HAVE ENCLOSED A COPY YOUR CONSUMER CREDIT REPORTING SHOULD MATCH XXXX. 
Legal Obligations Failure to comply with the FCRAs requirements may result in legal action, including statutory and punitive damages. I trust that your agency will address this matter promptly and in accordance with federal law. Please complete your investigation within the 30-day statutory timeframe as required by 15 U.S.C. 1681i ( a ) ( 1 ) and provide a comprehensive response. 
Contact Information If you require additional information or documentation, please contact me at : Phone : XXXX ] Email : XXXX I look forward to your response. Thank you for your prompt attention to this matter.

Company response to consumer: Closed with explanation