Consumer complaint received 2025-06-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: CBC Companies, Inc.
State: CA

Complaint narrative:
Demand for Immediate Deletion of Fraudulent Accounts Identity Theft per 15 U.S.C. 1681c-2, 1681b, 1681e ( b ) To Whom It May Concern, I am formally demanding the immediate deletion and permanent blocking of all fraudulent accounts, addresses, and inquiries listed below pursuant to the Fair Credit Reporting Act ( FCRA ) and supported by the enclosed FTC Identity Theft Report ( # XXXX ) and my government-issued ID and Social Security card. These accounts were fraudulently opened or reported without my authorization, consent, or any permissible purpose. I never signed contracts, authorized inquiries, or lived at the addresses associated with these items. Under 15 U.S.C. 1681c-2, you are legally required to block all information that resulted from identity theft once notified and provided with proper documentation. Fraudulent Accounts Demanded for Permanent Deletion : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Applicable Laws and Violations : 15 U.S.C. 1681c-2 You are legally obligated to block and delete any information resulting from identity theft once notified and provided with documentation. 15 U.S.C. 1681b You do not have my permission to report or distribute my personal information or consumer file. There is no permissible purpose. 15 U.S.C. 1681e ( b ) You failed to ensure maximum possible accuracy by continuing to report fraudulent, unverified information. 15 U.S.C. 1681i ( a ) Failure to conduct a reasonable reinvestigation upon dispute is a violation of federal law. 15 U.S.C. 1681s-2 ( b ) If you are a data furnisher, you are required to delete inaccurate data after receiving notice from a CRA. 15 U.S.C. 1681g ( a ) ( 2 ) I demand a complete copy of my file, including the name of each party that received a consumer report about me. I am demanding the following actions within 15 days of receipt : 1. Permanent deletion and blocking of all fraudulent accounts and inquiries. 2. Removal of all false addresses and correction of my personal file. 3. Written confirmation of deletion per 15 U.S.C. 1681c-2. 4. A complete consumer file disclosure and reinvestigation details. If you fail to comply, I will file complaints with the CFPB, FTC, State Attorney General, and pursue civil action for willful and negligent noncompliance, which carries statutory damages up to {$1000.00} per violation, plus actual damages, punitive damages, and legal costs under 15 U.S.C. 1681n and 1681o. This is a formal notice to cease and desist all reporting and distribution of my personal information, and a direct demand for permanent deletion of all data associated with the above fraudulent accounts. Sincerely, XXXX XXXX XXXX

Company response to consumer: Closed with non-monetary relief