Consumer complaint received 2025-04-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: MA

Complaint narrative:
XXXX  - Account # XXXX Amount : {$0.00} It is clear that adhering to XXXX XXXX XXXX XXXX is not only advised but also required. The veracity of this data is still up for debate until every element of the reported item is confirmed and backed up by proof. As a result, it is crucial to resolve any problems, which includes deleting any information right away. 

XXXX XXXX Account # XXXX Amount : {$0.00} To guarantee the accuracy of the information linked to my name, I require verifiable proof of compliance with industry standards. Any disputed details must be completely removed if such verification is not provided. 

XXXX - Account # XXXX Amount : {$0.00} Failure to adhere to the industry standards we have cited is totally unacceptable. The reported data raises questions regarding its accuracy and compliance with regulations. All dubious information must be eliminated as soon as possible to maintain the integrity of the reporting process. Please take the appropriate action. 

XXXX XXXX XXXX XXXX - Account # XXXX Amount : {$0.00} Considering the level of accuracy that is expected in reporting, I question the accuracy of the information in this account. The only appropriate course of action is to completely remove these discrepancies from my profile if your analysis does not follow the exacting standards established by industry standards. 

XXXX - Account # XXXX Amount : {$990.00} Not following established reporting guidelines is more than just an error. Additionally, it may have detrimental effects on customers. This seems to be the case with the specific claim in question. We must take immediate action to resolve this problem by verifying the data 's accuracy and eliminating any potential errors as soon as possible. 

XXXX XXXX  - Account # XXXX Amount : {$420.00} Providing unquestionable proof that this account complies with strict industry standards is your responsibility. It must be immediately and completely removed from my credit history if its validity is not confirmed. 

XXXX XXXX XXXX XXXX - Account # XXXX Amount : {$410.00} Each and every item in my credit report ought to be truthful. be devoid of conjecture. Please check every entry as soon as possible and provide proof that it follows all necessary guidelines. This issue must be resolved quickly, so please take immediate action. Any information that is inaccurate or noncompliant needs to be removed right away. This is an expectation, not a request, as I hope you understand. 

XXXX XXXX - Account # XXXX Amount : {$5500.00} Unambiguously show how this account satisfies the strict requirements established by current industry regulations. Immediately deleting the pertinent account information is the only acceptable course of action if the evidence does not meet these requirements. 

XXXX XXXX - Account # XXXX Amount : {$1200.00} Being thorough and truthful in our reporting is more important than feeling let down. We must adhere to all industry regulations and base our information sharing on facts. Please take steps to collect proof for your assertions. As a top priority, resolve any discrepancies. Everyone is now watching to see how committed you are to accuracy. I expect you to fix this mistake right away. 

XXXX - Account # XXXX Amount : {$20000.00} Your current report does not meet the required standards. Not an error, but a sizable discrepancy that damages my financial standing. Every inaccurate detail in the report violates the standards of our sector. It is imperative that you take immediate action to resolve this matter for our mutual benefit. I demand that all material be thoroughly reviewed and that any false information be removed. 

XXXX - Account # XXXX Amount : {$0.00} In its current state, your reported data seems to deviate from widely recognized industry standards. I implore you to take prompt action : either confirm the veracity of the aforementioned information in accordance with the applicable standards, or choose to quickly and completely remove the inconsistencies from my profile. 

XXXX XXXX XXXX XXXX - Account # XXXX Amount : {$2400.00} Although your current stance is not intolerable, it almost amounts to legal negligence. It's critical to acknowledge the gravity of the situation noncompliance is a violation, not a choice. In order to comply with industry standards, it is imperative that you thoroughly review and remove any inconsistencies. The most important factor is time. I will be forced to take severe legal action if there are any more delays. Do something. Ensure that all inaccurate data is eliminated as soon as possible. 

XXXX XXXXXXXX XXXX XXXX - Account # XXXX Amount : {$1300.00} Any reporting must unquestionably follow recognized industry standards, making sure that every field complies strictly. I demand that any inconsistencies be fixed right away or that the account be deleted entirely from my profile. The disputed data must be promptly removed if such errors persist. 

XXXX - Account # XXXX Amount : {$830.00} There are some discrepancies in your current report that should not be disregarded. Ensuring transparency and reliability is a fundamental reporting principle. Thus, every error damages that trust. Please take this incorrect information down and deal with this problem as soon as possible. I look forward to an answer and a resolution that adheres to industry norms. Any additional postponement will only make you seem less credible. 

XXXX - Account # XXXX Amount : {$0.00} It is imperative that all information you share about this account adhere to the strictest industry guidelines. I anticipate prompt action to guarantee that this requirement is fulfilled. In the event of a lapse, it is essential that the faulty data points be removed from my report after the fact. 

XXXX - Account # XXXX Amount : {$1200.00} Your records suggest that there has been an unacceptable lack of thoroughness. In a field where precision is essential, it is unfair to all parties involved to accept anything less than excellence. Please take quick action to correct this error. Making sure that reporting is a necessity rather than a choice. I expect all false information to be purged. 

XXXX - Account # XXXX Amount : {$1900.00} What you have provided about this account does not meet the required standards. It is essential that you take immediate action to remove any information from my report that does not meet the necessary standards or to do so completely. 

XXXX - Account # XXXX Amount : {$0.00} Given the significance of upholding reporting standards and their profound effect on consumers, it is imperative that you present proof of your compliance. It is not possible to negotiate this requirement. I anticipate that you will live up to this expectation. Kindly resolve these discrepancies as soon as possible. Immediately expunge all entries. Please let me know as soon as you've completed the necessary steps. 

XXXX - Account # XXXX Amount : {$1000.00} The information provided is not in compliance with the strict guidelines established by Metro 2 . It is unacceptable to deviate from these requirements. It is crucial that you resolve these differences right away by confirming the accuracy or removing the information from my file.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation