Consumer complaint received 2024-12-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC.
State: TX

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate. 

Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : XXXX Remove Hard Inquiries XXXX Mortgage Real XXXX XXXX, XXXX XXXX Mortgage XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX Equifax Remove Hard Inquiry XXXX XXXX XXXX, XXXX XXXX XXXX AccounXXXX XXXX XXXX. 
This account is not accurate and is reporting false and misleading information on my XXXX account. 

Account number XXXX Original Balance : {$79000.00} Current Balance : {$0.00} Remove Account from my Credit Profile XXXX Personal Information Remove the Names : XXXX XXXX XXXX XXXX XXXX Remove the Addresses : XXXX PRESERVEPKWY XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Remove the Employer : POWER TO CHANGE XXXX Equifax Remove the following XXXX : XXXXXXXX XXXX XXXX XXXXXXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX Remove the following names : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Employer : XXXX XXXX XXXX : Power to Exhale Equifax Update the Balance-The Balance Should be {$0.00} Shellpoint Mortgage Account Number : XXXX Account Opened : XX/XX/XXXX Account Balance : {$390000.00} Account Balance Should be Reporting {$0.00} Equifax Update the Balance-The Balance Should be {$0.00} Shellpoint Mortgage Account XXXX XXXX XXXX Account Opened : XX/XX/XXXX Account Balance : XXXX Account Balance Should be Reporting {$0.00} Equifax Update the Balance-The Balance should be {$0.00} XXXX  XXXX Account XXXX XXXX XXXX Account Opened : XX/XX/XXXX Account Balance : {$4900.00} Account Balance Should be Reporting : {$1000.00} Equifax Update the Balance-The Balance should be Account : XXXX  Account Number : XXXX Account Opened : October 14m 2018 Account Balance : {$1400.00} Account Balance XXXX be Reporting : {$0.00} Equifax Remove Account XXXX, XXXX. 
This account is not accurate and is reporting false and misleading information on my XXXX account. 

Account number XXXX Original Balance : {$79000.00} Current Balance : {$0.00} Remove Account from my XXXX XXXX XXXX Remove Names : XXXX, XXXX, XXXX XXXX, XXXX, XXXX XXXX, XXXX XXXX this Employment Information : POWER TO CHANGE Remove these. Addresses : XXXX XXXX XXXX  XXXX XXXX XXXX, KY XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with non-monetary relief