Consumer complaint received 2024-07-08 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
DO NOT SEND A COMPUTER GENERATED XXXX  LETTER TO MY HOUSE I WILL SEEK LIGATION WARNING COMPLAINT # XXXX RE : XXXX  BLOCK REQUEST To whom it may concern, I am writing to advise that I am a victim of XXXX. The information listed below, that is currently listed on my credit report is a result of that XXXX. The inquiry was not authorized XX/XX/year>. Date of Account XXXX. Please remove it from my credit report. XXXX Account Number : XXXX the late payments. I have never been late on this account.1. ) Account Number XXXX Please correct/update this inaccurate information on my credit report. XXXX Account Number XXXX. XXXX. ) XXXX XXXX .Account Number XXXX, Date of Account : XX/XX/year>. XXXX. ) XXXX XXXX XXXX Account Number XXXX, Date of AccountXXXX. ) XXXX XXXX XXXX XXXX, Account Number XXXX, DATE OF account XXXX XXXX ) XXXXXXXX XXXX XXXX, Date of account XXXX, Account Number XXXX, XXXX. ) ACCOUNT NAME : XXXX XXXX XXXX XXXX XXXXXXXX, DATE OF ACCOUNT XXXX, XXXX. ) XXXX, DATE OF account XXXX, ACCOUNT NAME XXXX. ) ACCOUNT NAME : XXXX XXXXXXXX XXXX, Account Number XXXX, Date of Account:XXXX XXXX  ) ACCOUNT NAME : XXXX XXXX, ACCOUNT NUMBER XXXX, DATE OF ACCOUNT:XXXX, XXXX. ) ACCOUNT NAME : XXXX XXXX, ,ACCOUNT NUMBER XXXX, THERE IS XXXX ACCOUNT NEGATIVE ON MY CREDIT REPORT MY XXXX XXXX TOOK THIS OUT IN MY NAME NOT ME I DID NOT BENEFIT THIS I AM HOMELESS AND IS GOING THROUGH MAJOR XXXX I DONT KNOW HOW TO FIND MYSELF AGAIN I HAVE XXXX KIDS AND TRYING TO REBUILD MY LIFE I NEED TO GET MY KIDS AWYA FROM THIS PLEASE HELP WE HAVE A HOLE IN OUR ROOF AND NEED TO BUILD A NEW LIFE AWAY FROM THIS PLEASE HELP. 

PLEASE BLOCK THIS INFORMATION FROM MY CREDIT REPORT WITHIN XXXX XXXX  DAYS, PURSUANT TO SECTION 605C OF THE FAIR CREDIT REPORTING ACT. PER 605C-2 IN BRIEF, SECTION 605C PROVIDES THAT A CONSUMER REPORTING AGENCY MAY NOT FURNISH A CONSUMER REPORT CONTAINING ANY ADVERSE ITEM OF INFORMATION CONCERNING A CONSUMER THAT RESULTED FROM A SEVERE FORM OF XXXX  IN PERSONS OR XXXX XXXX XXXX. IF THE CONSUMER HAS PROVIDED XXXX  DOCUMENTATION TO THE CONSUMER BILLING CODE : XXXX XXXX  PART XXXX [ DOCKET NO. XXXX ] XXXX XXXX PROHIBITION ON INCLUSION OF ADVERSE INFORMATION IN CONSUMER REPORTING IN CASES OF XXXX XXXX  ( REGULATION V ) PLEASE SEND ME NOTIFICATION OF THE ACTIONS TAKEN. I GREATLY APPRECIATE YOUR PROMPT EXPEDITED ACTION TO THIS MATTER!! 
RE : XXXX  BLOCK REQUEST To whom it may concern, I am writing to advise that I am a victim of XXXX. The information listed below, that is currently listed on my credit report is a result of that XXXX  ABOVE I NEED HELP.Validate the late payments. I have never been late on this account. PLEASE BLOCK THIS INFORMATION FROM MY CREDIT REPORT WITHIN XXXX XXXX  DAYS, PURSUANT TO SECTION 605C OF THE FAIR CREDIT REPORTING ACT. PER 605C-2 IN BRIEF, SECTION 605C PROVIDES THAT A CONSUMER REPORTING AGENCY MAY NOT FURNISH A CONSUMER REPORT CONTAINING ANY ADVERSE ITEM OF INFORMATION CONCERNING A CONSUMER THAT RESULTED FROM A SEVERE FORM OF XXXX IN PERSONS OR XXXX XXXX XXXX XXXX. IF THE CONSUMER HAS PROVIDED XXXX  DOCUMENTATION TO THE CONSUMER BILLING CODE : XXXX XXXX  PART XXXX [ DOCKET NO. XXXX ] XXXX XXXX PROHIBITION ON INCLUSION OF ADVERSE INFORMATION IN CONSUMER REPORTING IN CASES OF XXXX  XXXX ( REGULATION V ) PLEASE SEND ME NOTIFICATION OF THE ACTIONS TAKEN. I GREATLY APPRECIATE YOUR PROMPT EXPEDITED ACTION TO THIS MATTER!!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation