Consumer complaint received 2025-05-09 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: PA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX Center XXXX XXXX Apartment XXXX Monaca, PA, XXXX XXXX XXXX Date : XX/XX/XXXX TransUnion LLC XXXX. XXXX XXXX XXXX, PA XXXX Subject : Formal Dispute and Demand for Removal of XXXX XXXX XXXX Dear TransUnion Dispute Department, This letter serves as a formal dispute and demand for the immediate removal of unauthorized hard inquiries from my credit file. These inquiries were made without my knowledge or consent, and as such, their inclusion violates federal law. 
Legal Grounds for This Dispute Include : 15 U.S.C. 1681b ( a ) ( 3 ) ( F ) ( i ) FCRA restriction on permissible purpose for accessing credit reports 15 U.S.C. 1681n ( a ) Civil liability for willful noncompliance or false pretenses 18 U.S.C. 1028A Aggravated identity theft Case Law : XXXX XXXX XXXX, XXXX XXXX XXXX. XXXX XXXX ( S.D. XXXX. XXXX ) I request an immediate investigation and removal of the following inquiries from my credit report : Disputed Inquiries : XXXX. XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, SD XXXX Requested On : XX/XX/XXXX, XX/XX/XXXX Phone : ( XXXX ) XXXX XXXX. XXXX XXXX XXXX. XXXX XXXX, XXXX, XXXX XXXX Requested On : XX/XX/XXXX, XX/XX/XXXX Phone : ( XXXX ) XXXX XXXX. XXXX XXXX XXXX Capital XXXX XXXX, XXXX, VA XXXX Requested On : XX/XX/XXXX Phone : ( XXXX ) XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX Requested On : XX/XX/XXXX, XX/XX/XXXX Phone : ( XXXX ) XXXX XXXX. XXXX XXXX Old XXXX XXXX XXXX XXXX, XXXX, VA XXXX Requested On : XX/XX/XXXX, XX/XX/XXXX Phone : ( XXXX ) XXXX XXXX. XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, SC XXXX Phone : ( XXXX ) XXXX XXXX. XXXX XXXX XXXX XXXX XXXX, XXXX, PA XXXX Phone : ( XXXX ) XXXX XXXX. XXXX XXXX XXXX XXXX XXXX, XXXX, TX XXXX Requested On : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Phone : ( XXXX ) XXXX XXXX. XXXX XXXX XXXX Kings Auto XXXX XXXX, XXXX, OH XXXX Phone : [ Not Available ] XXXX. XXXX XXXX XXXX XXXX, XXXX, OR XXXX Requested On : XX/XX/XXXX, XX/XX/XXXX Phone : ( XXXX ) XXXX XXXX. XXXX XXXX XXXX XXXX XXXX, XXXX, PA XXXX Phone : ( XXXX ) XXXX XXXX. XXXX XXXX XXXX XXXX, XXXX XXXX XXXX SD XXXX Phone : ( XXXX ) XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX SD XXXX Phone : ( XXXX ) XXXX XXXX. FIRST XXXX BANK XXXX XXXX XXXX XXXX, XXXX XXXX, SD XXXX Phone : [ Not Available ] XXXX. XXXX XXXX XXXX XXXX, XXXX, OR XXXX Requested On : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Phone : ( XXXX ) XXXX XXXX. XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, PA XXXX Phone : ( XXXX ) XXXX XXXX. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, TX XXXX Phone : ( XXXX ) XXXX XXXX. XXXX OF XXXX XXXX XXXX XXXX XXXX XXXX, OH XXXX Phone : ( XXXX ) XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, TX XXXX Phone : ( XXXX ) XXXX XXXX. XXXXXXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX, LA XXXX Requested On : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Phone : ( XXXX ) XXXX XXXX. XXXX XXXX XXXX XXXX Ohio XXXX XXXX, XXXX, PA XXXX Phone : ( XXXX ) XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, CA XXXX Requested On : XX/XX/XXXX Phone : ( XXXX ) XXXX In accordance with the FCRA, please provide documentation of permissible purpose for each of the above inquiries. If no such documentation exists, I demand that each inquiry be removed within 30 days. 
Enclosures : Copy of government-issued ID Proof of address Social Security Card Image Thank you for your prompt attention to this matter. 
Sincerely, XXXX XXXX XXXX XXXX.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation