Consumer complaint received 2020-02-18 00:00:00
Product: Debt collection — Payday loan debt
Issue: False statements or representation — Attempted to collect wrong amount
Company: Cheadle Law Firm
State: TN

Complaint narrative:
This is hopefully one of the final complaints against Cheadle Law firm but they may continue if I do not  receive a detailed statement that I'm requesting below. 

The court date is tomorrow regarding my dispute of attorney 's fees, not the original debt. I have tried many times to reach out to XXXX XXXX and was turned down many times when I tried to make payment arrangements, when I filed the original complaint in XXXX 2019. Since then, I have reached out many times, even before I received the lawyers letter on XXXX XXXX, 2019, dated XXXX XXXX, 2019 which was OVER a week later, giving me even less time to respond, as the law allows. 

This law firm has been shady in their tactics, non-communicative, non-workable and dishonest. I have reported them to the TN attorney general, TN bar association on two complaints and many complaints on this website. I have only filed these complaints on here due to their lack of communication and dishonesty and lack of trust and being a honest law firm. 

With this judgment, I am still going to fight this attorney and their gouging fees, as I tried to handle this situation even before it got to their office with no luck from their client. 

I request and demand a detailed copy of attorney fees from this attorney, not just a line item that says " attorney 's fees. '' The only reason these fees could increase is due to responding on here and them charging me even more to send a one or two sentence response. EACH line item should have the date, what the item was for, how many hours it took them, and what their normal hourly rate is. I HAVE A RIGHT TO THIS INFORMATION whether you like it or not and will keep pursuing complaints until I receive this information. Please upload this information to this complaint so I can download it and review it. 

What's going to happen since I'll be working when the court date is in session and I can't find another two-bit lying lawyer like you to represent me due to just a small case amount, is you will receive a default judgment against me as I can not be there to defend myself. I am positive the judge would have seen it my way, with as much paperwork trail as I have against your firm. Also, what is going to happen is that my employer will terminate me once that judgment comes through. You " may '' get a couple hundred dollars off my final check then I will be out of work for a few months, then you'll have to find me again, resubmit the paperwork, then I'll get terminated again. This will happen many, many times and that will give me enough time and try to stop this dishonest attorney from continuing. Just because you get a default judgment, it is NOT over. Also, if you think you are going to charge me and rack up additional attorney fees while looking for my new employer, you think I'm XXXX now, you try that. If you, in any way, produce third party disclosure or unlawful tactics to do this, I will put a stop to it immediately. Unfortunately, that will be at your own expense if you want any money. 

Wouldn't it have been much easier to let me make payment arrangements, even before you received my file on your dishonest desk? The balance was not high and I could have paid this off by now if you would have not been so deceitful and let me make some kind of payment arrangement with you. 

Again, the crux of my complaints are that you did not give me the required 30 days. All the complaints I have filed prove a paper trail that's undeniable in your actions. Your complaints are PERMANENT, whereas this judgement will go away in due time. These are on your PERMANENT law record. Hopefully, you will get enough complaints that one day your license will be revoked. You are deceitful, dishonest, and have under zero integrity. I'm not understanding how you have survived this far, as you appear to have hundreds of complaints of straight out stealing money from clients and being thieves while doing it. I'm assuming that one day God will notice your horrible actions and deceitful ways and take care of you in some way that teaches you a lesson of how to be better people and be more honest. If you would have done things right, the LEGAL way, I would not have filed any complaints against you and I'm assuming nobody else would have either. 

CFPB, you did NOTHING to help with this shady and unethical law firm. Congratulations..you may have as  well not existed. I'm not a XXXX and I can't stand XXXX XXXX but I think she needs to disband your organization. You were ZERO help, and this didn't do anything but document what was happening in a legal way. 

XXXX XXXX and XXXX XXXX ... Good luck with going the way you're going..I can't assume it will take you through life in a good way. I am in NO WAY threatening anyone, other than with attorney 's coming after you for possibly years of lost pay due to falsification of responses, gouging or existing attorney 's fees, and employment termination to name just a few, from this judgment. The only way I could get you to respond was why I am filing complaints and when you did you falsified your testimony o this website. 

I am also updating the complaints at the attorney general 's office as well as the bar association with this exact wording to place in your permanent law file at these offices. I will again then update them, based on the total amount and unlawful fees they are adding once the final judgment comes through. 

Again eventually this judgment will pass, however your attorney files have been permanently tainted at these law offices, who are supposed to reside over your lawlessness.

Company response to consumer: Closed with explanation