Consumer complaint received 2025-03-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: LA

Complaint narrative:
ORMAL CONSUMER REPORT DISPUTE NOTICE OF DISPUTE UNDER FCRA XXXX XXXX XXXX XXXX XXXX, LA XXXX Date : XX/XX/XXXX, XXXX Security Number : XXXX of Birth : XX/XX/XXXX TO : XXXX Consumer CenterAttn : Consumer Disclosure XXXX XXXX XXXX, GA XXXX RE : Formal Dispute of Inaccurate Consumer Report Information To Whom It May Concern : I am writing to dispute several accounts and incorrect personal information appearing on my consumer report maintained by XXXX. Under the Fair Credit Reporting Act ( FCRA ), I have the right to dispute inaccurate or unverifiable information. 
DISPUTED ACCOUNTS I dispute the following accounts and request their immediate removal from my credit report : 1. Account Name : XXXX XXXXXXXX Number : XXXX Opened : XX/XX/XXXX XXXX. Account Name : XXXX XXXX XXXX XXXXAccount Number : XXXX Opened : XX/XX/XXXX XXXX. Account Name : XXXX XXXX XXXXCAccount Number : XXXX Opened : XX/XX/XXXX XXXX. Account Name : XXXX XXXXAccount Number : XXXX Opened : XX/XX/XXXX XXXX. Account Name : XXXX XXXX Number : XXXX Opened : XX/XX/XXXX GROUNDS FOR DISPUTE I firmly assert that the above-listed accounts are absolutely not valid for the following reasons : XXXX. Violation of the Fair Debt Collection Practices Act ( FDCPA ), specifically 15 U.S.C. 1692g, which requires debt collectors to provide written validation notice within five days of initial contact. I have not received such notification from any of these companies.

2. I do not recognize these accounts as mine and categorically DO NOT validate these debts. This may be a case of identity theft as documented in the enclosed police report. 
XXXX. Multiple unauthorized addresses appearing on my consumer report further support potential fraudulent activity related to my identity. 
INCORRECT PERSONAL INFORMATION I also dispute the following addresses that are incorrectly associated with my credit file : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation