Consumer complaint received 2025-01-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
Dear Experian Dispute Center, it's clear that the disputed items are in fact listed on my credit report, yet you claim it's not which implies that my report is not being properly looked over I will be taking legal action if we can't resolve this issue asap as it is making my day to day life harder and harming my well being, i have attached a copy of my credit report with the disputed accounts highlighted in yellow and i will document this correspondence as well as all others. 



I am writing to formally dispute multiple inaccuracies and instances of fraudulent information reported on my credit file. Despite a previous request for corrections, this information remains unresolved and is negatively impacting my financial standing. 

Fraudulent Accounts Listed on My Credit Report XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Balance : {$16000.00} ( Repossession ) Original Balance : {$22000.00} Status : Repossessed Legal Basis for My Dispute Under the Fair Credit Reporting Act ( FCRA ), you are legally required to ensure the accuracy of the information contained in my credit file. Specifically : 15 U.S.C. 1681i : You must conduct a thorough investigation of any disputed information and correct or remove inaccuracies within 30 days. 
15 U.S.C. 1681e ( b ) : You are obligated to ensure maximum possible accuracy of the information in my credit report.

15 U.S.C. 1681c : Outdated negative information and unverifiable data must be removed from my report.

Immediate Actions Requested Remove all fraudulent accounts listed above from my credit report. 
Delete the fraudulent address XXXXXXXX XXXX XXXX XXXX XXXX XXXX from my personal information. 
Provide written confirmation of the results of your investigation. 
Failure to comply with these legal obligations will leave me no choice but to escalate this matter to the Consumer Financial Protection Bureau ( CFPB ) and consider legal action to enforce my rights under the FCRA. 

I have attached documentation to support my dispute. Please let me know if you require any additional information

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation