Consumer complaint received 2026-06-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: MO

Complaint narrative:
This complaint is filed under the protections afforded to consumers by the Fair Credit Reporting Act ( FCRA ). After reviewing my consumer report, I discovered reporting inaccuracies that may be adversely affecting my creditworthiness. Pursuant to 15 U.S.C. 1681i, I request that all disputed information be investigated and corrected or deleted if it can not be verified through competent evidence. I have no knowledge of the following address and do not recognize it as belonging to me. Pursuant to FCRA 607 ( b ) and 611 ( 15 U.S.C. 1681e ( b ) and 1681i ), I request that Equifax investigate this information and delete the address if it can not be properly verified. XXXX XXXX XXXX XXXX, MO XXXX I have no knowledge of the following address and do not recognize it as belonging to me. Under FCRA 607 ( b ) and 611, consumer reporting agencies are required to assure maximum possible accuracy of consumer information. Therefore, I request that Equifax investigate and delete this address if it can not be verified. XXXX XXXX XXXX XXXX, MO XXXX I am disputing XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | Date Opened : XX/XX/XXXX | High Balance : {$24000.00} * *. I have no knowledge of this account and do not recognize any contractual relationship with this creditor. Pursuant to FCRA 611 ( 15 U.S.C. 1681i ), Equifax must conduct a reasonable reinvestigation of disputed information. Additionally, under FCRA 623 ( a ) ( 1 ) ( A ), furnishers are prohibited from reporting information they know or have reasonable cause to believe is inaccurate. If this account can not be fully verified with competent documentary evidence, I request its permanent deletion from my consumer report. I am disputing XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | Date Opened : XX/XX/XXXX | High Balance : {$450.00} * *. I have no knowledge of this account and do not recognize any obligation associated with it. Pursuant to FCRA XXXX and XXXX, all information reported to consumer reporting agencies must be accurate, complete, and verifiable. Please provide documentary evidence supporting the reporting of this account. If the account can not be verified, I request its permanent deletion from my credit file. I am disputing XXXX | XXXX Date : XX/XX/XXXX. I have no knowledge of authorizing this inquiry. Under FCRA XXXX ( XXXX XXXX. XXXX ), a consumer report XXXX only be accessed when a permissible purpose exists. Please investigate this inquiry and provide evidence of authorization. If no permissible purpose can be established, I request deletion of this inquiry. I am disputing XXXX | XXXX Date : XX/XX/XXXX. I do not recognize this inquiry and have no knowledge of granting authorization for access to my consumer report. Pursuant to FCRA XXXX and XXXX, please conduct a reasonable investigation and delete this inquiry if authorization can not be verified. I am disputing XXXX | XXXX Date : XX/XX/XXXX. I have no knowledge of authorizing this inquiry and do not recognize it. Under FCRA XXXX, access to a consumer report requires a permissible purpose. If Equifax can not verify authorization or permissible purpose, I request deletion of this inquiry from my credit report. Federal law provides consumers with the right to accurate credit reporting. I request enforcement of those protections and immediate correction or removal of any information found to be inaccurate, incomplete, or unverifiable.

Company response to consumer: Closed with non-monetary relief