Consumer complaint received 2025-05-24 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: TRANSWORLD SYSTEMS INC
State: NC

Complaint narrative:
XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, NC XXXX XXXX XXXX Transworld system inc XXXXXXXX XXXX PA XXXX Phone number - XXXX Account number XXXX I am writing in response to your communication dated [ XXXX XXXX  ], which I received regarding an alleged debt. I do not recognize this debt, and I am requesting that you provide proper validation, as is my right under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g. 

I am unsure of the debt amount and original creditor. 

Please provide the following information : 1. The amount of the alleged debt, including a complete breakdown of how the amount was calculated.

2. The name of the original creditor.

3. A copy of any judgment ( if applicable ).

4. Verification that you are legally authorized to collect this debt in my state.

5. Proof of your right to collect the debt, such as a copy of the original contract or agreement bearing my signature.

6. A complete payment history and accounting to support the balance you claim I owe. 
Until you provide the requested validation, please consider this debt disputed and cease all collection activities, including reporting this debt to credit reporting agencies, per 15 U.S.C. 1692g ( b ). 

If you do not provide proper validation within 30 days of receipt of this letter, I expect you to stop all collection efforts and to ensure that any negative information reported to credit bureaus is removed. 

Thank you for your attention to this matter. 


XXXX XXXX XXXX, TX XXXX I am writing in response to your communication dated [ XX/XX/XXXXXXXX  ], which I received regarding an alleged debt. I do not recognize this debt, and I am requesting that you provide proper validation, as is my right under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g. 

Account number XXXX Please provide the following information : 1. The amount of the alleged debt, including a complete breakdown of how the amount was calculated.

2. The name of the original creditor.

3. A copy of any judgment ( if applicable ).

4. Verification that you are legally authorized to collect this debt in my state.

5. Proof of your right to collect the debt, such as a copy of the original contract or agreement bearing my signature.

6. A complete payment history and accounting to support the balance you claim I owe. 

Until you provide the requested validation, please consider this debt disputed and cease all collection activities, including reporting this debt to credit reporting agencies, per 15 U.S.C. 1692g ( b ).

If you do not provide proper validation within 30 days of receipt of this letter, I expect you to stop all collection efforts and to ensure that any negative information reported to credit bureaus is removed. 

Thank you for your attention to this matter. 


XXXXXXXX XXXX XXXXXXXX info Address XXXX XXXX, NC XXXX Phone number XXXX  Account number XXXX I am writing in response to your communication dated [ XX/XX/XXXX ], which I received regarding an alleged debt. I do not recognize this debt, and I am requesting that you provide proper validation, as is my right under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g. 

Please provide the following information : 1. The amount of the alleged debt, including a complete breakdown of how the amount was calculated.

2. The name of the original creditor.

3. A copy of any judgment ( if applicable ).

4. Verification that you are legally authorized to collect this debt in my state.

5. Proof of your right to collect the debt, such as a copy of the original contract or agreement bearing my signature.

6. A complete payment history and accounting to support the balance you claim I owe. 

Until you provide the requested validation, please consider this debt disputed and cease all collection activities, including reporting this debt to credit reporting agencies, per 15 U.S.C. 1692g ( b ). 

If you do not provide proper validation within 30 days of receipt of this letter, I expect you to stop all collection efforts and to ensure that any negative information reported to credit bureaus is removed. 

Thank you for your attention to this matter.

Company response to consumer: Closed with explanation