Consumer complaint received 2025-04-14 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information is missing that should be on the report
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
I viewed the dispute results from XXXXXXXX XXXX XXXX  my credit report still has numerous errors and erroneous information. The account by the name XXXX XXXX XXXX switched their name on my credit report to XXXX XXXX XXXX which is also inaccurate reporting. I XXXX  the address it states XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX Ca XXXX. They are in violation of FCRA 1681s-2 ( b ) ( 1 ) ( c ) by being misleading and knowingly giving the FCRA inaccurate information. I understand that Experian has been sued by CFPB for not doing proper investigation and mines was not properly investigated. 15 U.S.C code 1681i ( 5 ) ( ii ) stated this information must be promptly deleted. I have attached the true address of this company. The address and name of this account differs from my credit report in result is inaccurate reporting. This is a clear violation of 15 U.S Code 1681e ( a ) & 15 U.S code 1681e ( b ) Accuracy of report Identity. 
XXXX XXXX XXXX is also in Violation of the privacy act 1974 5 USC 552a. I did not give written consent to share my information. ( see attached laws ) They are also in Violation of California Family Code 5611 I never received any written contract, nor did I sign a contract. They are also in Violation of California family 5614 ( 4 ) Safeguard records violation of California family code 5614 ( 3 ) sections 1788.10 to 1788.16 ( see attached laws ) They also Violated of 15 USC 1692j ( a ) They are also in violation of 45 CFR 302.35 ( ii ) The XXXX XXXX shall not release information from the computerized support enforcement system required under part 307 of this chapter, IRS information, or financial institution data match information, nor shall the XXXX XXXX forward a non-IV-D request to another State IV-D agency. 
15 USC 1681b - permissible purpose of consumer reports, THE LAW CLEARLY STATES : ( a ) IN GENERAL Subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : 2 ) In accordance with the written instructions. XXXX XXXX XXXX is not a creditor extending credit. Under 15 U.S.C 1692g ( a ) I want this debt validated. I am also requesting documents. A signed contract bearing my signature. State Child Support Enforcement ( IV-D ) Private Collection Agency ( PCA ) Policy states I have a right to request the license and bond of XXXX XXXX XXXX being a debt collection company or contractor with the government. I have also attached proof that XXXX XXXX XXXX not having a license to collect and that is a violation of 1692 ( e ) ( 8 ). Experian Transunion and equitable all have different payment history, date of delinquency, and account names. 

Delete this inaccurate misleading account from my credit report.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation