Consumer complaint received 2024-11-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC.
State: MA

Complaint narrative:
Negative information was added to my Equifax report and all these creditors failed to notify me when they supplied the negative information to this credit reporting agency. 
I am writing to dispute the following information that appears on my Equifax report as of XX/XX/XXXX. 
XXXX  revolving acct # XXXX opened on XX/XX/XXXX and a balance of XXXX. I dispute the missed payments and late payments on this account. Please provide statements and records of all payments made and missed since I opened this account. 
XXXX revolving with account # XXXX opened on XX/XX/XXXX and a balance of {$1800.00}. This account is being incorrectly reported reported as a charge off account with a balance due. Please provide proof of the charge off and update the balance to $ ) or delete the negative payment status on this account. 
XXXX XXXX revolving with account # XXXX opened on XX/XX/XXXX and a balance of {$1100.00}. This account is incorrectly being reported as a charge off account with a balance due. Please provide proof of the charge off and update the balance to {$0.00} or delete the negative payment status on this account. 
XXXX  revolving with account # XXXX opened on XX/XX/XXXX and a balance of {$1000.00}. Please provide proof of the charge off and update the balance to {$0.00} or delete the negative payment status on this account. 
XXXX XXXX XXXX  revolving with account # XXXX opened on XX/XX/XXXX and a balance of {$1700.00}. This account is incorrectly reporting as a charge off account with a balance due. Please provide proof of the charge off and update the balance to {$0.00} or delete the negative payment status on this account. 
XXXX revolving with account # XXXX opened on XX/XX/XXXX and a balance of {$1400.00}. This account is incorrectly being reported as a charge off account with a balance due. Please provide proof of the charge off and update the balance to {$0.00} or delete the negative payment status on this account. 
XXXX revolving with account # XXXX opened on XX/XX/XXXX and a balance of {$1600.00}. This account is incorrectly being reported as a charge off account with a balance due. Please provide proof of the charge off and update the balance to {$0.00} or delete the negative payment status of this account. 
XXXX revolving with account # XXXX opened on XX/XX/XXXX and a balance of {$0.00}. I dispute the missed and late payments on this account. Please provide statements and records of all payments made and missed since I opened this account. 
XXXX revolving with account # XXXX opened on XX/XX/XXXX and a balance of {$0.00}. I dispute the missed and late payments on this account. Please provide statements and records of all payments made and missed since I opened this account. 
XXXX  revolving with account # XXXX opened on XX/XX/XXXX and a balance of {$550.00}. This account is incorrectly being reported as a charge off with a balance due. Please provide proof of the charge off and update the balance to {$0.00} or delete the negative payment status on this account. 
XXXX with account # XXXX opened on XX/XX/XXXX and a balance of {$320.00}. This account is incorrectly being reported as a charge off with a balance due. Please provide proof of the charge off and update the balance to {$0.00} or delete the negative payment status on this account. 
XXXX revolving with account # XXXX opened on XX/XX/XXXX and a balance of {$1700.00}. This account is being incorrectly reported with a balance due. Please provide proof of the charge off and update the balance to {$0.00} or delete the negative payment status on this account. 
XXXX revolving with account XXXX opened on XX/XX/XXXX and a balance of {$2100.00}. This account is incorrectly being reported as a charge off account with a balance due. Please provide proof of the charge off and update the balance to {$0.00} or delete the negative payment status on this account. 
XXXX revolving with account # XXXX opened on XX/XX/XXXX and a balance of {$0.00}. I dispute the missed and late payments on this account. Please provide statements and records of all payments made and missed since I opened this account. 
XXXX revolving with account # XXXX opened on XX/XX/XXXX and a balance of {$1600.00}. This account is incorrectly reporting as a charge off account with a balance due. Please provide proof of the charge off and update the balance to {$0.00} or delete the negative payment status on this account. 
XXXX revolving with account # XXXX opened on XX/XX/XXXX and a balance of {$2100.00}. This account is incorrectly reporting as a charge off account with a balance. Please provide proof of the charge off and update the balance to {$0.00} or remove the negative payment status on this account. 
XXXX revolving with account # XXXX opened on XX/XX/XXXX and a balance of {$0.00}. This account is incorrectly reporting that I have XXXX late payments. On my XXXX report XXXX late payments are being reported. 
XXXX revolving with account # XXXX opened on XX/XX/XXXX and a balance of {$0.00}. I dispute the missed and late payments on this account. Please provide statements and records of all payments made and missed since I opened this account. 
XXXX  revolving with account XXXX XXXX opened on XX/XX/XXXX and a balance of {$0.00}. This account is reporting that I have XXXX late payments and on my XXXX report it is reporting that I have XXXX late payments. 
XXXX with account number XXXX opened on XX/XX/XXXX and a balance of {$0.00} This account was included in my XXXX Bankruptcy. 
XXXX with account # XXXX opened on XX/XX/XXXX and a balance of {$0.00} this account was included in my XXXX Bankruptcy. 
XXXX Account from XXXX XXXX XXXX with account # XXXX and a balance of {$500.00}. The original creditor is XXXX XXXX XXXX XXXX . 
I never had a contract with this debt collector for any debt. Please provide proof from the original creditor that this debt collector owns this debt and ha s the legal authority to collect it or delete this account. 
Collection Account from XXXX XXXX XXXX with account # XXXX and a balance of {$420.00}. The original Creditor is XXXX XXXX XXXX XXXX. I never had a contract with this debt collector for any debt. Please provide proof from the original creditor that this debt collector owns this debt and has the legal authority to collect it or delete this account. 
Collection account from XXXX XXXX XXXX with account # XXXX and a balance of {$680.00}. The original creditor is XXXX XXXX XXXX XXXX. I never had a contract with this debt collector for any debt. Please provide proof from the original creditor that this debt collector owns this debt and has the legal authority to collect it or delete this account. 
Collection account from XXXX XXXX XXXX with account # XXXX and a balance of {$970.00}. The original creditor is XXXX XXXX. I never had a contract with this debt collector for any debt. Please provide proof that this debt collector owns this debt and has the legal authority to collect it or delete this account. 
Collection account from XXXX XXXX XXXX with account # XXXX and a balance of {$940.00}. The original creditor is XXXX XXXXXXXX XXXX XXXX XXXX. I never had a contract with this debt collector for any debt. Please provide proof from the original creditor that this debt collector owns this debt and has the legal authority to collect it or delete this account. 
Collection Account from XXXX XXXX XXXXXXXX with account # XXXX and a balance of {$2600.00}. the original creditor is XXXX XXXX. 
I never had a contract with this debt collector for any debt. Please provide proof from the original creditor that this debt collector owns this debt and has the legal authority to collect it or delete this account. 
Collection account from XXXX XXXX XXXX with account # XXXX and a balance of {$490.00}. The original creditor is XXXX XXXX XXXX XXXX. I never had a contract with this debt collector for any debt. Please provide proof from the original creditor that this debt collector owns this debt and has the legal authority to collect it or delete this account. 
Collection account from XXXX XXXX XXXX with account # XXXX and a balance of {$690.00}. the original creditor is XXXX XXXX XXXX XXXX XXXX. I never had a contract with this debt collector for any debt. Please provide proof that this debt collector owns this debt and has the legal authority to collect it or delete this account. 
Collection Account from XXXX XXXX XXXX with account # XXXX and a balance of {$670.00}. the original creditor is XXXX XXXX XXXX XXXX. I never had a contract with this debt collector for any debt. Please provide proof that this debt collector owns this debt and has the legal authority to collect this debt or delete this account. 
Collection account with XXXX XXXX XXXX with account # XXXX and a balance of {$500.00}. The original creditor is XXXX XXXX XXXX. I never had a contract with this debt collector for any debt. Please provide proof that this debt collector owns this debt and has the legal authority to collect this debt or delete this account. 
Collection account from XXXX XXXX XXXX with account # XXXX and a balance of {$660.00}. The original creditor is XXXX XXXX XXXX. I never had a contract with this debt collector for any debt. Please provide proof that this debt collector owns this account and has the legal authority to collect this debt or delete this account. 
Collection account from XXXX XXXX XXXX  with account # XXXX and a balance of {$430.00}. The original creditor is XXXX XXXX. I never had a contract with this debt collector for any debt. Please provide proof that this debt collector owns this account and has the legal authority to collect this debt or delete this account. 
Collection account from XXXX XXXX XXXX with account # XXXX and a balance of {$1100.00}. The original creditor is XXXX XXXX XXXX XXXX. I never had a contract with this debt collector for any debt. Please provide proof that this debt collector owns this debt and has the legal authority to collect it or delete this account. 
Collection account from XXXXXXXX XXXX XXXX with account # XXXX and a balance of {$290.00}. The original creditor is XXXX XXXX XXXX. I never had a contract with this debt collector for any debt. Please provide proof that this debt collector owns this debt and has the legal authority to collect it or delete this account. 
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Company response to consumer: Closed with non-monetary relief