Consumer complaint received 2024-12-12 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: VA

Complaint narrative:
I have reviewed my consumer report and noticed a few things that are inaccurately reporting. Please ensure my name is spelled correctly. Please ensure my address is spelled correctly. Please ensure my birthday is correct.

I see that theres inaccurate information reporting on my consumer reporting that I would like removed. I have sent this request several times. Dear Consumer Department : I have recently reviewed a copy of my consumer report and unfortunately it has come to my attention that some of my personal information is incorrect. If you would please be so kind as to delete this inaccurate information from my credit profile within the next thirty days, I would greatly appreciate it. Ive listed the details on my personal information in which you are inaccurately reporting and must remove right away.

Please see below : My name is : XXXX XXXX I DO NOT have any requisite OTHER NAMES or aliases, and I DO NOT desire any OTHER NAMES or aliases to be retained or reported. If there are any, please DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights. I have attached a photo of my ID which shows the proper and legal spelling of my full name.

My current address is : XXXX XXXX XXXX XXXX, VA XXXX I DO NOT have any requisite OTHER CURRENT ADDRESSES, and I DO NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights. I have attached a photo of my ID and utility bill which shows my current address and the proper spelling of it.

You are not authorized to report my Social Security Number on my credit report or sell any information containing my Social Security Number to any company. Reporting my Social Security Number on my consumer report arises a safety issue and opens me up to potential identity theft. Immediately DELETE any and all Social Security Numbers that your company is reporting on my credit report. 

My Birth Date is : XX/XX/year> I DO NOT have any requisite OTHER DATES OF BIRTH, and I DO NOT desire any OTHER DATES OF BIRTH to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights. 

I DO NOT have any requisite telephone numbers, and I DO NOT desire any TELEPHONE NUMBERS to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights. 

I DO NOT have any requisite employers and I DO NOT desire any EMPLOYERS to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights. 

I DO NOT have any requisite spouses nor roommates no co-applicants, and I DO NOT desire any TELEPHONE NUMBERS to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.

Thank you, in advance, for honoring my requests. Its my understanding that you have up to thirty days to follow through on my requests so if I dont receive any updates from you within that time frame, then I know that these inaccuracies must be removed automatically. Once you have removed the inaccurate information, I would like my full completed and corrected credit reporting showing these changes mailed to the CURRENT ADDRESS : XXXX XXXX XXXX XXXX, VA XXXX Thank you, Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation