Consumer complaint received 2023-12-25 00:00:00
Product: Vehicle loan or lease — Loan
Issue: Repossession — Company explaining amount owed
Company: CREDIT ACCEPTANCE CORPORATION
State: AR

Complaint narrative:
I have requested the application interest to be paid to the order of the > Bearer XXXX XXXX XXXX. The Bill of Exchange and Federal Reserve allows > The drawer to get federal notes on applications with interest section 29a > will show this as true I would like the balance to be updated within five > business days I go to XXXX XXXX XXXX University online being > Treated unfairly is not a way to do business title 16 section 1431 will > help you even more with this application interest owed in the amount of the > Face value XXXX XXXX XXXX needs this for school, and the foreign agent > Registration Act of 1938 and anti-bribery statements are also added to > Protect the student from propaganda this is requested by me to review as > The laws have given also instructions to follow as agent review title 8 > Section 1481 shows oath of office relinquishes citizenship once it is > taken and must register under the Fara Act and government website. 

2. the equity was stolen XXXX collaterals put down for a collateral XXXX deposit were not explained correctly they stole XXXX vehicles the sum balance is not right automated systems parameters staff was untrained to evaluate the title of the charge 15 USC 1607e 15 USC 1601 This company failed to give the correct sum amount financed 12 CFR 1026.4 ( a ) ( 3 ) ( ll ) and ( I ) fees were not or subtracted right regulation Z, R, CFR filing fees charges by third party characterizing the charges they did not subtract the items not part of the finance charges title 15 USC 1638 and 1605 transactions other then underlined open XXXX notice finders services release info lack of training reinstallment act and the right to rescind the amount financed and the finance charges are wrong and is not the actual use gap arbitration is needed to resolve matters they stole not only the collateral cars put down as a down payment they took car seats and toys of our kids music records pictures phones XXXX of them pair of brand new bag of clothing like shoes, sock missing never returned while also repoing the truck while at work repo is not lawful nor was the XXXX XXXX XXXX it was stated that credit acceptance and the dealer worked together to do this act the dealer was to get a over priced truck for as much as they could while knowing it was over priced and then took the collateral equilty and interest owed back to the consumer in a timely manner decite because the dealer stated that credit acceptance demanded these items or no deal will be on going while knowing the need for the truck at the time was a weigh on the consumer trust as credit acceptance repoed the truck and saling the truck for a lot less then it was given to the consumer shows the act of crime and fraud by consericary with XXXX XXXX XXXX  XXXX 

XXXX XXXX XXXX request equity back off everything and the interest due to the application transfer under the Bill of exchange act and Federal Reserve Act section 29a this is owed to the bearer principal account noted in this demand letter for compensation and report of theft to this company that has been ignoring the reporting of fraud and deceit I want justice and my life liberty and property back asap from this company I requested a brand new car and funding for pain and suffering or lets go to civil federal court to resolve this issue at hand today within five business days or else we will go forward to court to get this back and even more.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation