Consumer complaint received 2025-12-14 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
I am writing to formally dispute the following information appearing on my credit report. I have reviewed my report and found several inaccuracies that require immediate attention and correction.I am disputing the following accounts and information because I have no record of them, or the details provided are inaccurate. Under the FCRA, I request that you verify the accuracy of this information with the original creditor or remove it entirely. 

The following phone numbers are incorrect, outdated, or do not belong to me. Please remove them from my profile : * [ Incorrect Phone Number XXXX ] * [ Incorrect Phone Number XXXX ] * [ Incorrect Phone Number XXXX ] * [ Incorrect Phone Number XXXX ] * [ Incorrect Phone Number XXXX ] * [ Incorrect Phone Number XXXX ] Unauthorized Hard Inquiries The following inquiries were not authorized by me, nor did I apply for credit with these institutions. Please remove these inquiries as they are inaccurate : * [ XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Request for Account Validation/Verification I am disputing the following account ( s ) because I have no record of them, or the details provided are inaccurate. I am invoking my rights under 15 U.S.C. 1681i and request that you provide the original application or contract bearing my signature. In the absence of such documentation, this " unverifiable '' information must be deleted immediately. Under the FCRA, I request that you verify the accuracy of this information with the original creditor or remove it entirely : * Account Name : XXXX XXXX XXXX XXXXXXXX ] * Account Number : [ XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX ] I do not recognize this account, it needs to be removed immediately Request for Account Validation/Verification I am disputing the following account ( s ) because I have no record of them, or the details provided are inaccurate. Under the FCRA, I request that you verify the accuracy of this information with the original creditor or remove it entirely : * Account Name : [ XXXX ] * Account Number : [ XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I do not recognize this account, please have contract and signature verification. 
I have no record of ever opening these accounts with these creditors. I am invoking my rights under 15 U.S.C. 1681i and request that you provide the original application or contract bearing my signature. In the absence of such documentation, this " unverifiable '' information must be deleted immediately.

Company response to consumer: Closed with explanation