Consumer complaint received 2025-05-06 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: MI

Complaint narrative:
I've reviewed my TRANSUNION credit report and found a number of items that appear to be incorrect. I would appreciate knowing if you have completed a thorough investigation into these inaccuracies. Personal Information for TRANSUNION NAME : XXXX XXXX XXXX Can you please delete any names in your system that don't match mine? I want to make sure the database has accurate information about me, so it will help with future transactions if you can get rid of any names in your system that don't match XXXX XXXX XXXX. 

CURRENT ADDRESS : XXXX XXXX XXXX XXXX, MI XXXX My only address is XXXX XXXX XXXX XXXX, MI XXXX. If you have any address listed in your system that do not match my address as its listed here, please delete them immediately so you can make sure the database has accurate information about me. 

XXXX XXXX XXXX Date opened XX/XX/XXXX Balance {$410.00} It's very important that your company complies with all applicable consumer laws and reporting standards. Please put this back in my credit reports and only removed the late payments for XX/XX/XXXX and XX/XX/XXXX but never delete this account. 

XXXX XXXX XXXX Date opened XX/XX/XXXX Balance {$1000.00} It's very important that your company complies with all applicable consumer laws and reporting standards. Please put this back in my credit reports and only removed the late payments for XX/XX/XXXX. 

XXXX XXXX BANK XXXX XXXX Date opened XX/XX/XXXX Balance {$3900.00} It's very important that your company complies with all applicable consumer laws and reporting standards. Please put this back in my credit reports and only removed the late payments for XX/XX/XXXX and XX/XX/XXXX XXXX XXXX Date opened XX/XX/XXXX Balance {$6400.00} I'm disappointed that you have failed to provide documented proof of compliance reporting standards and applicable consumer laws. This is a major deficiency! I demand this flawed, inaccurate report be deleted immediately or else legal action will ensue against your company for failing to meet certain requirements set out in law with regards these matters - it's very important we know what kind documentaries can show us so we don't get caught flat-footed when things go south later down the road due an issue which may have been preventable had there only ever been one shred left behind by those who knew better but chose not care enough about accuracy over convenience alone. PLEASE DELETE THIS ACCOUNT IMMEDIATELY FOR INACCURATE INFORMATION. 

Below is a list of data furnishers and corresponding inquiries of which I am filing the complaint : XXXX : Header Record Packed Format BSCF : Base Segment Character Format The RED indicates this field is required by XXXX XXXX Compliance Guidelines. TRANSUNION, XXXX Inquiries Details Dispute Description : XXXX Creditor Name : XXXX XXXX Non-Permissible Purpose! 
XXXX Date of Inquiry : XX/XX/XXXX XXXX Creditor Name : XXXX Non-Permissible Purpose! 
XXXX Date of Inquiry : XX/XX/XXXX XXXX Creditor Name : XXXX XXXX Non-Permissible Purpose! 
XXXX Date of Inquiry : XX/XX/XXXX XXXX Creditor Name : XXXX BANK Non-Permissible Purpose! 
XXXX Date of XXXX : XX/XX/XXXX 2023

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief