Consumer complaint received 2025-02-10 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
I checked my credit report over a month ago using XXXX and noticed errors on my credit report. I wrote the agencies by certified mail and i will have that proof attached. 

There were several errors and several accounts listed below, I wrote them with proof, showed the errors with my copy of my credit report and showed the errors to either correct or delete right away... 

It has been 30 days and i received letters in the mail showing Verified as Accurate, after they didnt fix anything. They literally just ignored my letters and kept all errors in place and left everything inaccurate. 

The errors as described are as follows and nothing has changed after their investigations which is against the law : Account # 1 XXXX XXXX Account # XXXX This account Needs to be Deleted. This is not my account. I have never had or done business with XXXXXXXX XXXX It is not even in my name. My name is XXXX XXXX. Also the High Balance of Trans Union is {$7100.00}, Experian {$0.00}, and Equifax does not report. It was Last Verified on XX/XX/XXXX by Transunion and last verified Never by Experian, Date of Last Activity was XX/XX/XXXX by trans union and XX/XX/XXXX by Experian. Equifax reported this as XXXX and removed in XXXX when first reported as wrong. This account needs to be deleted promptly please. 

Account # XXXX : XXXX XXXX XXXXXXXX Account # XXXX This account Needs to be Deleted. This account has been reporting 100 % inaccurate for over XXXX. Equifax has deleted this account in XXXX for being inaccurate. 
Transunion shows Date of last Activity on XX/XX/XXXX, Experian on XX/XX/XXXX Transunion shows Date Reported as XX/XX/XXXX, Experian on XX/XX/XXXX Transunion shows Date Opened on XX/XX/XXXX, Experian on XX/XX/XXXX Transunion Shows High balance of {$6200.00} and Experian {$0.00} This account is Definitely being reported inaccurate and Needs to Be Deleted Please. 

Account # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX This account Needs to be Deleted. This is another account being reported inaccurately for a couple years now. I have asked before to verify it and make it accurate and nothing has been done. 
Transunion shows Last Verified on XX/XX/XXXX and Experian Last Verified Never Transunion Date of Last Activity was on XX/XX/XXXX and Experian on XX/XX/XXXX Transunion shows date reported on XX/XX/XXXX and Experian on XX/XX/XXXX Transunion shows date opened on XX/XX/XXXX and Experian on XX/XX/XXXX Transunion shows Payment Status as 30 Days and Experian Shows Current Transunion shows Last Payment on XX/XX/XXXX and Experian shows XX/XX/XXXX Transunion shows Past Due amount of {$880.00} and and Experian shows {$0.00} HOW CAN ALL THIS Be DIFFERENT between Credit Bureaus, This is against my rights of having a correct Credit Report and Needs to be Deleted. 

Experian is also showing my name as XXXX XXXX on my credit report which is the same name as the XXXX Account # XXXX. How is this persons account still on my credit report when it is clearly not my account much less not even my name. 

**TRANSUNIONS Investigatin File Number was XXXX **Experians Investigation Report Number was XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation