Consumer complaint received 2024-08-24 00:00:00
Product: Debt collection — Credit card debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Portfolio Recovery Associates, LLC
State: NJ

Complaint narrative:
On XX/XX/XXXX I received a letter from Portfolio Recovery Associates , LLC as to an alleged debt. I do not own this debt nor portfolio Recovery Associates anything or have any business with. Attached are other instances of issues Ive had with Portfolio Recovery Associates or related companies of Portfolio, in the past and had filed complaints as seen in these attachments with related complaint # cases. 

I will be sending correspondence, via US mail as to cease and desist any further communication, which includes email, us mail, electronic or phone and XXXX  contact to me as to this alleged debt and its collection efforts along with additional certain documentation requested. 

Due to going identity reports filed, several branches of data with different companies Ive had associated with, these issues are ongoing as my credit and personal information thats well documented have been ongoing. All alleged collection communications sent to me are being vented. As a retired law enforcement official, both state and federal, my identity and data intrusion issues have been ongoing since XXXX to present. Most recently, XXXX XXXX breach and in XX/XX/XXXX, but I was just recently informed in XX/XX/XXXX, I was informed by our Department of Justice that my identity and sensitive data information was compromised in a database breach by a company : XXXX, XXXX XXXX XXXX who are used by the DOJ for investigation and litigation purposes. My personal law enforcement records and more sensitive information was obtained by bad actors. I have active military alerts on all three credit reporting agencies, have opted out of advising and solicitation marketing on all three credit reporting agencys as well. I have red flag security on soft inquiry pulls on my personal credit as well. As to this, XXXX represented by counsel and XXXX other law firms who are working together. My personal safety as well as my family are paramount to my identity and any attempts of intrusion, including claims of debt or collection allegations are taken seriously XXXX filing this complaint against this collection/Junk fee buyer to stop any illegal reporting to my credit report that would cause me to file a more formal complaint, possibly seeking a court hearing or arbitration resolution. All associated court costs and legal fees would be requested as deemed appreciate by the court in any filing, outside of arbitration, Any discovery record if any, would be subpoenaed through the XXXX Co XXXX XXXX XXXX NJ. 

I will send out the appropriate documents/ paperwork of demanding this company, Portfolio Recovery Associates , LLC to immediately cease and desist all communication efforts with me, my family or relatives as to this alleged debt. Any filing of collections on my credit report as related to this alleged debt by this company will result in an immediate complaint with the FCRA and the Federal Trade commission for further action.

Company response to consumer: Closed with non-monetary relief