Consumer complaint received 2024-09-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: NC

Complaint narrative:
Consumer Name : XXXX XXXX XXXX, Consumer Social Security Number : XXXX, Consumer Date of XXXX, Contents of Complaint : This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the XXXX credit reporting agency , Experian credit reporting agency and XXXX credit reporting agency block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists I am filing this FTC identity Theft affidavit to report 6 separate fraudulent accounts appearing on my consumer credit report witch i do not recognize as reported and witch are the result of identity theft and fraud.These accounts consist of ( 1 ) an account opened on XX/XX/XXXX at XXXX XXXX Acct # XXXX, ( 2 ) an account opened on XX/XX/XXXX at XXXX XXXX XXXX acct # XXXX, ( 3 ) an account opened on XX/XX/XXXX at XXXX XXXX acct # XXXX and acct # XXXX, ( 4 ) an account opened on XX/XX/XXXX at XXXX acct # XXXX, ( 5 ) an account opened on XX/XX/XXXX at XXXX XXXX acct # XXXX XXXX XXXX 6 ) an account opened on XX/XX/XXXX at XXXX BANK XXXX acct # XXXX .These accounts have resulted in several fraudulent hard inquiries fraudulent collections appearing on my consumer XXXX credit report.I demand that the aforementioned fraudulent items be removed from each of my consumer credit reports and that all collections related to said items cease pursuant to my rights within the FCRA and FDCPA These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer XXXX credit report. I've attached a list of the hard inquiries in question. 
( 1 ) XXXX  - XX/XX/XXXX XXXX ( 2 ) XXXX  Bank XXXX XXXX XX/XX/XXXX XXXX XXXX 3 ) XXXX XXXX  Banks XX/XX/XXXX XXXX ( 4 ) XXXX CARD - XX/XX/XXXX XXXX ( 5 ) XXXX - XX/XX/XXXX XXXX ( 6 ) XXXX XXXX Bank Credit Cards XX/XX/XXXX Experian XXXX 7 ) XXXX XXXX  XXXX Bank XXXX Cards XX/XX/XXXX Experian XXXX 8 ) XXXX Bank Credit Cards XX/XX/XXXX XXXX XXXX 9 XXXX XXXX XXXX Credit Unions XX/XX/XXXX XXXX ( 10 ) XXXX XXXX  Banks XX/XX/XXXX XXXX ( 11 ) XXXX Bank Credit Cards XX/XX/XXXX XXXX ( 12 XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX ( 13 ) XXXX XXXX XX/XX/XXXX XXXX XXXX 14 ) XXXX XXXX XXXX Bank XXXX Cards XX/XX/XXXX Experian ( 15 XXXX XXXX XXXX Bank Credit Cards XX/XX/XXXX ( 16 ) XXXX XXXX 17 XXXX XXXX XXXX Banks XX/XX/XXXX XXXX ( XXXX ) XXXX XXXX  Banks XX/XX/XXXX XXXX ( XXXX ) XXXX  XXXX  Finance XX/XX/XXXX Experian ( XXXX ) XXXX CARD - XX/XX/XXXX XXXX ( XXXX ) XXXX - XX/XX/XXXX XXXX ( XXXX ) XXXX  XXXX Bank XXXX Cards XX/XX/XXXX XXXX as well as a copy of the consumer XXXX credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections, or hard inquiries as reported. The aforementioned accounts, collections, and hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # XXXX as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation