Consumer complaint received 2025-02-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: GA

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate. 
Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : Transunion : Account Information Address XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX, TX XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Installment Account Loan Type SECURED Date Updated XX/XX/XXXX Payment Received {$640.00} Last Payment Made XX/XX/XXXX Pay Status Paid, Closed ; was Paid as agreed Terms {$0.00} per month, paid Monthly for 24 months Date Closed XX/XX/XXXX High Balance ( Hist. ) High balance of {$720.00} from XX/XX/XXXX to XX/XX/XXXX Remarks CLOSED Account Information Address XXXX XXXX XXXXXXXX XXXX XXXX XXXX TX XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Installment Account Loan Type SECURED Date Updated XX/XX/XXXX Payment Received {$96.00} Last Payment Made XX/XX/XXXX High Balance {$530.00} Pay Status Paid, Closed ; was Paid as agreed Terms {$0.00} per month, paid Monthly for 12 months Date Closed XX/XX/XXXX Remarks CLOSED Account Information Address po box XXXX XXXX XXXX, TN XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Revolving Account Loan Type CREDIT CARD Date Updated XX/XX/XXXX Payment Received {$200.00} Last Payment Made XX/XX/XXXX High Balance {$320.00} XXXX XXXX {$200.00} Pay Status Paid, Closed ; was Paid as agreed Terms Paid Monthly Date Closed XX/XX/XXXX Date Paid XX/XX/XXXX Remarks CLOSED BY CREDIT GRANTOR ; CLOSED Account Information Address XXXX XXXX, XXXX XXXX XXXX XXXX, CA XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Revolving Account Loan Type CHARGE ACCOUNT Date Updated XX/XX/XXXX Payment Received {$35.00} Last Payment Made XX/XX/XXXX Pay Status Current ; Paid or Paying as Agreed Terms {$35.00} per month ; paid Monthly High Balance ( Hist. ) High balance of {$420.00} from XX/XX/XXXX to XX/XX/XXXX ; {$420.00} from XX/XX/XXXX to XX/XX/XXXX XXXX XXXX ( XXXX. ) Credit limit of {$3500.00} from XX/XX/XXXX to XX/XX/XXXX ; {$3500.00} from XX/XX/XXXX to XX/XX/XXXX Account Information Address XXXX XXXX XXXX XXXX, GA XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Installment Account Loan Type SECURED Date Updated XX/XX/XXXX Payment Received {$85000.00} Last Payment Made XX/XX/XXXX High Balance {$120000.00} Pay Status >Paid, Closed ; was 60 days past due XXXX Terms {$0.00} per month, paid Monthly for 51 months Date Closed XX/XX/XXXX Estimated month and year this item will be removed XX/XX/XXXX Remarks CLOSED Account Information Address XXXX XXXX XXXX XXXX, GA XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Installment Account Loan Type SECURED Date Updated XX/XX/XXXX Payment Received {$0.00} Last Payment Made XX/XX/XXXX High Balance {$160000.00} Pay Status Paid, Closed ; was Paid as agreed Terms {$0.00} per month, paid Monthly for 37 months Date Closed XX/XX/XXXX Remarks CLOSED Account Information Address XXXX XXXX XXXX XXXX, GA XXXX XXXX ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Installment Account Loan Type SECURED Date Updated XX/XX/XXXX Payment Received {$0.00} Last Payment Made XX/XX/XXXX High Balance {$150000.00} Pay Status >Paid, Closed ; was 30 days past due XXXX Terms {$0.00} per month, paid Monthly for 37 months Date Closed XX/XX/XXXX Estimated month and year this item will be removed XX/XX/XXXX Remarks CLOSED Account Information Address XXXX XXXX XXXX XXXX, GA XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Installment Account Loan Type SECURED Date Updated XX/XX/XXXX Payment Received {$0.00} Last Payment Made XX/XX/XXXX High Balance {$49000.00} Pay Status Paid, Closed ; was Paid as agreed Terms {$0.00} per month, paid Monthly for 37 months Date Closed XX/XX/XXXX Remarks CLOSED Account Information Address XXXX XXXX XXXX XXXX XXXX, SD XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Revolving Account Loan Type CREDIT CARD Date Updated XX/XX/XXXX Payment Received {$200.00} Last Payment Made XX/XX/XXXX Pay Status Current ; Paid or Paying as Agreed Terms {$41.00} per month ; paid Monthly High Balance ( Hist. ) High balance of {$390.00} from XX/XX/XXXX to XX/XX/XXXX XXXX XXXX ( XXXX. ) Credit limit of {$300.00} from XX/XX/XXXX to XX/XX/XXXX Account Information Address XXXX XXXX XXXX XXXXXXXX, VA XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Revolving Account Loan Type CREDIT CARD Date Updated XX/XX/XXXX Payment Received {$130.00} Last Payment Made XX/XX/XXXX Pay Status >Account paid in Full was a Charge-off< Terms Paid Monthly Date Closed XX/XX/XXXX Date Paid XX/XX/XXXX High Balance ( Hist. ) High balance of {$430.00} from XX/XX/XXXX to XX/XX/XXXX XXXX XXXX ( XXXX. ) Credit limit of {$300.00} from XX/XX/XXXX to XX/XX/XXXX Estimated month and year this item will be removed XX/XX/XXXX Account Information Address XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, TX XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Revolving Account Loan Type SECURED CREDIT CARD Date Updated XX/XX/XXXX Payment Received {$0.00} Last Payment Made XX/XX/XXXX Pay Status >Charge-off< Terms Paid Monthly Date Closed XX/XX/XXXX High Balance ( Hist. ) High balance of {$420.00} from XX/XX/XXXX to XX/XX/XXXX ; {$470.00} from XX/XX/XXXX to XX/XX/XXXX ; {$480.00} from XX/XX/XXXX to XX/XX/XXXX XXXX XXXX ( XXXX. ) Credit limit of {$400.00} from XX/XX/XXXX to XX/XX/XXXX Estimated month and year this item will be removed XX/XX/XXXX Remarks UNPAID BALANCE CHARGED OFF Account Information Address XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, TX XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Revolving Account Loan Type SECURED CREDIT CARD Date Updated XX/XX/XXXX Payment Received {$0.00} Last Payment Made XX/XX/XXXX Pay Status >Charge-off< Terms Paid Monthly Date Closed XX/XX/XXXX High Balance ( Hist. ) High balance of {$420.00} from XX/XX/XXXX to XX/XX/XXXX ; {$470.00} from XX/XX/XXXX to XX/XX/XXXX ; {$480.00} from XX/XX/XXXX to XX/XX/XXXX XXXX XXXX ( XXXX. ) Credit limit of {$400.00} from XX/XX/XXXX to XX/XX/XXXX Estimated month and year this item will be removed XX/XX/XXXX Remarks UNPAID BALANCE CHARGED OFF Account Information Address XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Open Account Loan Type COLLECTION AGENCY/ATTORNEY Date Updated XX/XX/XXXX High Balance {$9100.00} Original Creditor XXXX XXXX XXXX Past Due {$9100.00} Pay Status >Collection< Estimated month and year this item will be removed XXXX/XXXX Remarks Account information disputed by consumer ( FCRA ) ; >PLACED FOR XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation