Consumer complaint received 2025-03-21 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
I was a victim of identity Theft and information being reported on my Consumer Report on XXXX XXXXXXXX is inaccurate. Subject to FTC XXXX XXXX XXXX XXXX will be fined {$1000.00} per day per each inaccurate information reported that is inaccurate that has hindered my ability to open Checking accounts. 

These accounts does not belong to me : Reported For : NON-SUFFICIENT FUNDS ( NSF ) ACTIVITY ; Reported Name : XXXX XXXX Reported Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Reported SSN/ID : XXXX Drivers License : State : Date of Closure : XX/XX/XXXX RTN/ACCT # : XXXX / XXXX Original Charge Off Amount : {$150.00} Closure Status : PAID IN FULL Closure Status Date : XX/XX/XXXX Source of Information : XXXX XXXX XXXX XXXX XXXX ; XXXX XXXX XXXX, XXXX XXXX XXXX TX XXXX Phone Number XXXX XXXX Reported For XXXX NON-SUFFICIENT XXXX ( NSF ) ACTIVITY ; Reported Name : XXXX XXXX XXXX Reported Address : XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX Reported SSN/ID : XXXX Drivers License XXXX XXXX XXXX : FL Date of Closure : XX/XX/XXXX RTN/ACCT # : XXXX / XXXX Original Charge Off Amount : {$15.00} Closure Status : UNPAID Closure Status Date : XXXX/XXXX/XXXX I have never lived at these addresses : XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX  XXXX XXXX XXXXXXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX  XXXX XXXX, FL XXXX XXXX inquiries does not XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX A PART OF EXPERIAN XXXX XXXX XXXX XXXX, XXXX TEXAS, TX XXXX Phone Number : XXXX On Behalf Of : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX TX XXXX Phone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX XXXX XXXX : XXXX XXXX XXXX ; XXXX XXXX XXXX XXXX, XXXX, VA XXXX Phone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXXXXXX XXXX  XXXX FLORIDA XXXX XXXX XXXX XXXX XXXX  XXXX, XXXX, FL XXXX Phone Number : XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX record information on file at XXXX XXXX XXXX Solutions was utilized for this inquiry. Should you wish to request your file disclosure from XXXX XXXX Risk Solutions you may contact them at : XXXX XXXX XXXX XXXX XXXX, XXXX. XXXX XXXX, XXXX, GA XXXX, Phone number : XXXX XXXX : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, MN XXXX Phone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX Public record information on file at XXXX XXXX Risk Solutions was utilized for this inquiry. Should you wish to request your file disclosure from XXXX XXXX Risk Solutions you may contact them at : XXXX XXXX XXXX XXXX XXXX, XXXX. XXXX XXXX, XXXX, GA XXXX, Phone number : XXXX XXXX : XXXX XXXX XXXX XXXX ; XXXX XXXX XXXX, XXXX XXXX XXXX IL XXXX XXXX Number : XXXX Inquiry Date : XX/XX/XXXX Public record information on file at XXXX XXXX Risk Solutions was utilized for this inquiry. Should you wish to request your file disclosure from XXXX XXXX Risk Solutions you may contact them at : XXXX XXXX XXXX XXXX XXXX, XXXX. XXXX XXXX, XXXX, GA XXXX, Phone number : XXXX XXXX : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, MN XXXX Phone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX Public record information on file at XXXX XXXX Risk Solutions was utilized for this inquiry. Should you wish to request your file disclosure from XXXX XXXX Risk Solutions you may contact them at : XXXX XXXX XXXX XXXX XXXX, XXXX. XXXX XXXX, XXXX, GA XXXX, Phone number : XXXX XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX MO XXXX XXXX Number : XXXX Inquiry Date : XX/XX/XXXX Public record information on file at XXXX XXXX Risk Solutions was utilized for this inquiry. Should you wish to request your file disclosure from XXXX XXXX Risk Solutions you may contact them at : XXXX XXXX XXXX XXXX XXXX, XXXX. XXXX XXXX, XXXX, GA XXXX, Phone number : XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX Phone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX Public record information on file at XXXX XXXX Risk Solutions was utilized for this inquiry. Should you wish to request your file disclosure from XXXX XXXX Risk Solutions you may contact them at : XXXX XXXX XXXX XXXX XXXX, XXXX. XXXX XXXX, XXXX, GA XXXX, Phone number : XXXX XXXX : XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX XXXX Number : XXXX Inquiry Date : XX/XX/XXXX Information on file at XXXX credit bureau XXXX XXXX for this inquiry. Should you wish to request your file disclosure from XXXX  you may contact them at : XXXX XXXX XXXX, XXXX. XXXX XXXX, XXXX, PA XXXX, Phone number : XXXX XXXX : XXXX * XXXX ; XXXX XXXX XXXX XXXX, XXXX, VA XXXX Phone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXX ; XXXX XXXX XXXX XXXX, XXXX, IL XXXX Phone Number : XXXX On Behalf Of : XXXX XXXX, XXXX ; XXXX XXXX XXXX XXXX FL, XXXX XXXX NY XXXX Phone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX XXXX : XXXX  XXXX ; XXXX XXXX XXXX XXXX, XXXX, IL XXXX Phone Number : XXXX On Behalf Of : XXXX XXXX XXXX ; XXXX XXXX XXXX XXXXXXXX FL, XXXX XXXX, NY XXXX Phone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX XXXX : EXPERIAN INFORMATION SOLUTIONS, XXXX ; XXXX XXXX XXXX, XXXX XXXX, CA XXXX Phone Number : Telephone Number Not Available On Behalf Of : XXXX XXXX XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX UT XXXX XXXX Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX XXXX XXXX : EXPERIAN INFORMATION XXXX XXXX XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Phone Number : Telephone Number Not Available On Behalf Of : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, UT XXXX XXXX Number XXXX Telephone Number Not Available Inquiry Date : XX/XX/XXXX XXXX : XXXX  XXXX ; XXXX XXXX XXXX XXXX, XXXX XXXX IL XXXX XXXX Number : XXXX On Behalf Of : XXXX XXXX ; XXXX XXXX XXXX # XXXX, XXXX XXXX, CA XXXX XXXX Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXX  A PART OF EXPERIAN ; XXXX XXXX XXXX, XXXX TEXAS, TX XXXX XXXX Number XXXX XXXX On Behalf Of : XXXX XXXX ; XXXX XXXX XXXX XXXX, XXXX, UT XXXX Phone Number : XXXX XXXX Date XXXX XX/XX/XXXX XXXX : XXXX XXXX ; XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX Phone Number : XXXX XXXX Behalf XXXX : XXXX XXXX XXXX XXXX XXXX XXXX  ; XXXX XXXX XXXX XXXX, XXXX XXXX, SD XXXX XXXX XXXX : XXXX XXXX Not Available Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXXXXXX ; XXXX XXXX XXXX XXXX, XXXX, IL XXXX Phone XXXX : XXXX XXXX Behalf Of : XXXX XXXX ; XXXX XXXX XXXX # XXXX, XXXX XXXX, CA XXXX Phone Number : XXXX XXXX Not Available Inquiry Date : XX/XX/XXXX XXXX XXXX : EXPERIAN INFORMATION SOLUTIONS, XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX XXXX : XXXX XXXX Not Available On Behalf Of : XXXX XXXX XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, UT XXXX Phone Number : Telephone XXXX Not XXXX Inquiry XXXX : XX/XX/XXXX XXXX : XXXX XXXX A PART OF EXPERIAN ; XXXX XXXX XXXX, XXXX TEXAS, TX XXXX Phone Number : XXXX On XXXX XXXX : XXXX NINJA/FMS ; XXXX XXXX XXXX XXXX, XXXX, IL XXXX Phone Number : XXXX Inquiry XXXX XXXX XX/XX/XXXX XXXX : XXXX XXXX A PART OF EXPERIAN ; XXXX XXXX XXXX, XXXX TEXAS, TX XXXX Phone XXXX : XXXX On Behalf Of XXXX XXXX XXXX XXXXXXXX ; XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, MI XXXX Phone Number XXXX Telephone Number Not Available Inquiry Date : XX/XX/XXXX XXXX XXXX XXXX XXXX A PART OF EXPERIAN ; XXXX XXXX XXXX, XXXX TEXAS, TX XXXX Phone XXXX : XXXX On Behalf Of XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, MT XXXX Phone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXX  ; XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX Phone Number : XXXX On Behalf Of : XXXX XXXX  XXXX XXXX XXXX XXXX XXXX  ; XXXX XXXX XXXX XXXX, XXXX, ND XXXX XXXX Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXX A PART OF EXPERIAN ; XXXX XXXX XXXX, XXXX TEXAS, TX XXXX Phone Number XXXX XXXX On Behalf Of : XXXX XXXX ; XXXX XXXX XXXX XXXX, XXXX, IL XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX XXXX : XXXX XXXX A PART OF EXPERIAN ; XXXX XXXX XXXX, XXXX TEXAS, TX XXXX Phone Number : XXXX XXXX Behalf Of : XXXX XXXX  XXXX XXXX XXXX XXXX XXXX, XXXX, IL XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXX  A PART OF EXPERIAN ; XXXX XXXX XXXX, XXXX TEXAS, TX XXXX Phone Number : XXXX On Behalf XXXX : XXXX XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX Inquiries Viewed Only By You This section refers to transactions you may or may not have initiated. For this reason, you may not always recognize the source. Inquiries made by medical providers may also be included in this section. The information listed in this section is only viewable by you. It is not included in reports to others and does not negatively affect your consumer report. 
XXXX : XXXX  XXXX ; XXXX XXXX XXXX XXXX, XXXX, IL XXXX Phone Number : XXXX On Behalf Of : XXXX XXXX ; XXXX XXXX XXXX XXXX, XXXX, CA XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX : XXXX  XXXX ; XXXX XXXX XXXX XXXX, XXXX, IL XXXX Phone Number : XXXX On Behalf Of : XXXX ; XXXX XXXX XXXX XXXX FL, XXXX, GA XXXX Phone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXX, XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Phone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Phone Number : XXXX On Behalf Of : XXXX XXXX ; XXXX XXXX XXXX XXXXXXXX, XXXX, CA XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX XXXX : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Phone Number : XXXX On Behalf Of : XXXX XXXX ; XXXX XXXXXXXX XXXX XXXXXXXX, XXXX, CA XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Phone Number : XXXX On Behalf Of : XXXX XXXX ; XXXX XXXXXXXX XXXX XXXX, XXXX, CA XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Phone Number : XXXX On Behalf Of : XXXX XXXX ; XXXX XXXXXXXX XXXX XXXXXXXX, XXXX, CA XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Phone Number : XXXX On Behalf Of : XXXX XXXX ; XXXX XXXXXXXX XXXX XXXXXXXX, XXXX, CA XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX : XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Phone Number : XXXX On Behalf Of : XXXX XXXX  XXXX XXXX XXXX XXXX, XXXX, MD XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX : XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Phone Number : XXXX On Behalf Of : XXXXXXXX XXXX  XXXX XXXX XXXX XXXX, XXXX, MD XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX : XXXX ; XXXX XXXX XXXX, XXXX XXXX XXXX CA XXXX Phone Number : XXXX On Behalf Of : XXXX ; XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX SD XXXX Phone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX XXXX XXXX : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Phone Number : XXXX On Behalf Of : XXXX XXXX ; XXXX XXXX XXXX XXXXXXXX, XXXX, CA XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX : XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Phone Number : XXXX On Behalf Of : XXXX XXXX ; XXXX XXXXXXXX XXXX XXXX, XXXX, CA XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX Inquirer : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Phone Number : XXXX On Behalf Of : XXXX XXXX ; XXXX XXXXXXXX XXXX XXXXXXXX, XXXX, CA XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Phone Number : XXXX On Behalf Of : XXXX XXXX ; XXXX XXXX XXXX XXXXXXXX, XXXX, CA XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Phone Number : XXXX On Behalf Of : XXXX XXXX ; XXXX XXXX XXXX XXXX, XXXX, CA XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX : XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Phone Number : XXXX On Behalf Of : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, MD XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Phone Number : XXXX On Behalf Of : XXXX XXXX ; XXXX XXXX XXXX XXXXXXXX, XXXX, CA XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX XXXX Retail Informatio

Company response to consumer: Closed with explanation