Consumer complaint received 2025-09-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: The CBE Group, Inc.
State: MI

Complaint narrative:
XXXX  XXXX. XXXX XXXX, XXXX, TX XXXX Subject : Formal Dispute of Inaccurate Collection Account Not Mine To Whom It May Concern, I am writing to formally dispute the following inaccurate information that recently appeared on my credit report : - Collection Agency : The CBE Group , Inc . 
- Original Creditor : XXXX XXXX XXXX - Date Opened : Between XX/XX/XXXX, and XX/XX/XXXX This account does not belong to me. I have never had any account with XXXX XXXX XXXX, and I am not legally obligated for this debt. Reporting this account is an error and a violation of the Fair Credit Reporting Act ( 15 U.S.C. 1681i ), which requires you to report only accurate and verifiable information.

I am requesting that you conduct a full investigation into this account. Unless you can provide complete verification, including original signed documentation proving I am responsible for this account, it must be removed immediately from my credit file.

Please confirm in writing that this account has been deleted from my credit report.

Enclosed are copies of my identification and proof of address, as well as a copy of the report showing the disputed account.

Thank you for your prompt attention to this matter. 
Sincerely, Equifax XXXX. XXXX XXXX, XXXX, GA XXXX Subject : Formal Dispute of Inaccurate Collection Account Not Mine To Whom It May Concern, I am writing to formally dispute the following inaccurate information that recently appeared on my credit report : - Collection Agency : The CBE Group , Inc . 
- Original Creditor : XXXX XXXX XXXX - Date Opened : Between XX/XX/XXXX, and XX/XX/XXXX This account does not belong to me. I have never had any account with XXXX XXXX XXXX, and I am not legally obligated for this debt. Reporting this account is an error and a violation of the Fair Credit Reporting Act ( 15 U.S.C. 1681i ), which requires you to report only accurate and verifiable information. 
I am requesting that you conduct a full investigation into this account. Unless you can provide complete verification, including original signed documentation proving I am responsible for this account, it must be removed immediately from my credit file. 
Please confirm in writing that this account has been deleted from my credit report. 
Enclosed are copies of my identification and proof of address, as well as a copy of the report showing the disputed account. 
Thank you for your prompt attention to this matter. 
Sincerely, TransUnion XXXX. XXXX XXXX, XXXX, PA XXXX Subject : Formal Dispute of Inaccurate Collection Account Not Mine To Whom It May Concern, I am writing to formally dispute the following inaccurate information that recently appeared on my credit report : - Collection Agency : The CBE Group , Inc . 
- Original Creditor : XXXX XXXX XXXX - Date Opened : Between XX/XX/XXXX, and XX/XX/XXXX This account does not belong to me. I have never had any account with XXXX XXXX XXXX, and I am not legally obligated for this debt. Reporting this account is an error and a violation of the Fair Credit Reporting Act ( 15 U.S.C. 1681i ), which requires you to report only accurate and verifiable information.

I am requesting that you conduct a full investigation into this account. Unless you can provide complete verification, including original signed documentation proving I am responsible for this account, it must be removed immediately from my credit file.

Please confirm in writing that this account has been deleted from my credit report.

Enclosed are copies of my identification and proof of address, as well as a copy of the report showing the disputed account. 
Thank you for your prompt attention to The CBE Group , Inc . 
XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, IA XXXX Subject : Debt Validation Request Not Mine To Whom It May Concern, I am writing regarding a collection account you are reporting on my credit file : - Collection Agency : The CBE Group , Inc . 
- Original Creditor : XXXX XXXX XXXX - Date Reported : Between XX/XX/XXXX, and XX/XX/XXXX This debt does not belong to me. In accordance with the Fair Debt Collection Practices Act ( 15 U.S.C.

1692g ), I am requesting validation of this debt. Please provide the following : XXXX. Proof that I am legally obligated to pay this debt. 
XXXX. A copy of any signed agreement or contract bearing my signature. 
XXXX. A complete payment history and breakdown of the alleged balance. 
If you can not provide this documentation, you are required by law to cease collection efforts and request deletion of this account from all credit bureaus. Reporting inaccurate information is a violation of the Fair Credit Reporting Act, and failure to comply may result in complaints with the CFPB, FTC, and Attorney General 's office. 
I expect a response within 30 days. Please confirm in writing once this account has been deleted. 
Thank you for your prompt attention.

Company response to consumer: Closed with non-monetary relief