Consumer complaint received 2025-07-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: MI

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX SSN # XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX TransUnion Consumer Solutions XXXX XXXX XXXX XXXX PA XXXX Subject : Request for Investigation and Removal of Inaccurate Information in Credit Report Dear TransUnion Consumer Solutions XXXX XXXX am writing to dispute certain inaccurate and/or incomplete information contained in my credit report as per my rights under the Fair Credit Reporting Act ( FCRA ). Upon reviewing my credit file, I have identified the following information that is either incorrect or incomplete and should be deleted immediately to ensure the accuracy of my credit report. 

Account Information to Be Disputed : Creditor Name XXXX XXXX XXXX XXXXXXXX XXXX  Account Number : XXXX Description of the Inaccuracy : never filed bankruptcy Account Information to Be Disputed : Creditor Name : XXXX XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX  Description of the Inaccuracy : Never late Account Information to Be Disputed : Creditor Name : XXXX XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX  Description of the Inaccuracy : Never late Account Information to Be Disputed : Creditor Name : XXXX XXXXXXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX  Description of the Inaccuracy : Identity theft Account Information to Be Disputed : Creditor Name : XXXX XXXX  Account Number : XXXX XXXX XXXX XXXX XXXX Description of the Inaccuracy : Identity theft Account Information to Be Disputed : Creditor Name : XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Description of the Inaccuracy : Never late Account Information to Be Disputed : Creditor Name : XXXX XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Description of the Inaccuracy : Identity theft Account Information to Be Disputed : Creditor Name : XXXX XXXX XXXX XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX  Description of the Inaccuracy : Never late Account Information to Be Disputed : Creditor Name : XXXX XXXX XXXX XXXXXXXX Account Number : XXXX XXXX XXXX XXXX XXXX Description of the Inaccuracy : Identity theft Account Information to Be Disputed : Creditor Name : XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Description of the Inaccuracy : Never late nor charged off.

Under the FCRA, you are required to ensure that the information reported on consumers is accurate and complete. If you are unable to verify the accuracy of the information in question, it must be deleted from my credit file. I request that you investigate this matter promptly and correct or remove the inaccurate information.

Please provide me with written confirmation that the investigation has been completed and the necessary corrections have been made.

Enclosed are copies of [ include any documents that support your dispute, such as a credit report highlighting the errors, correspondence with the creditor, or proof of identity ], which serve as evidence to support my claim.

I expect to receive a response within the 30-day timeframe, as required by the FCRA, confirming the removal or correction of the disputed information.

Thank you for your prompt attention to this matter. I look forward to your response and to a swift resolution. 

Sincerely, XXXX XXXX XXXX : copies of credit reports

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief