Consumer complaint received 2024-09-08 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate. 
Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : Experian*** XXXX XXXX XXXX Open Date opened XX/XX/XXXX {$300.00} XXXX  XXXX open Date opened XX/XX/XXXX {$100.00} XXXX XXXX XXXX XXXX XXXX Open Date opened XX/XX/XXXX {$730.00} XXXX XXXX XXXX  XXXX Open Date opened XX/XX/XXXX {$720.00} XXXX XXXX XXXX Closed StatusAccount charged off. {$180.00} written off Date opened XX/XX/XXXX {$180.00} XXXX XXXXXXXX XXXX Paid, closed Date Opened XX/XX/XXXX {$750.00} XXXX XXXX XXXX Closed Paid, Closed Date Opened XX/XX/XXXX {$460.00} XXXX  XXXX XXXX Closed Date Opened XX/XX/XXXX {$600.00} XXXX XXXX Paid, Closed Date Opened XX/XX/XXXX {$2200.00} XXXX XXXX Closed, XXXX Written off Date opened XX/XX/XXXX {$5700.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX written off Date Opened XX/XX/XXXX {$880.00} XXXX XXXX Paid, Closed Date opened XX/XX/XXXX {$60000.00} XXXX XXXXL XXXX Paid, Closed Date opened XX/XX/XXXX {$530.00} XXXX XXXX XXXX XXXX Paid, Closed Date Opened XXXX XXXX, XXXX {$280.00} inquiry XXXX XXXX  XXXX XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXXXXXX  Inquired on XX/XX/XXXX XXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX  Inquired on XX/XX/XXXX XXXX XXXXXXXX XXXX Inquired on XX/XX/XXXX XXXX Inquired on XX/XX/XXXX XXXX Inquired on XX/XX/XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXXXXXX XXXX Inquired on XX/XX/XXXX XXXX Inquired on XX/XX/XXXX XXXX  Inquired on XX/XX/XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX  XXXX Inquired on XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX Inquired on XX/XX/XXXX XXXXXXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX  Account nameXXXX Account XXXX Date openedXXXX XXXX  XXXX Open/closedOpen {$100.00} Account nameXXXX XXXX XXXX Account XXXX Account type Revolving Date opened XX/XX/XXXX Open/closedOpen {$750.00} Account nameXXXX XXXX Account XXXX Date openedXXXX XXXX, XXXX Open/closedOpen {$720.00} Account name XXXX XXXX. 
Account number XXXX Date openedXXXX  XXXX, XXXX Open/closedOpen {$1300.00} Account name XXXX XXXX XXXX Account XXXX XXXX Original creditor- Company sold- Account type Installment Date openedXXXX XXXX XXXX Open/closedClosed {$530.00} Account XXXX XXXX XXXX XXXX Account XXXX Date openedXXXX XXXXXXXX, XXXX Open/closed Closed StatusCharge-off Account XXXX XXXX Account XXXX XXXX XXXX XXXX sold- Account typeInstallment Date XXXX XXXX, XXXX Open/closedClosed {$60000.00} Account nameXXXX XXXX Account XXXX Original XXXX XXXX XXXX Company sold- Account typeCollection Account Date openedXXXX  XXXX, XXXX StatusPaid *Inquires* XXXX XXXX, XXXX Inquired on XX/XX/XXXX Business Type : Miscellaneous Reptg. Agencies XXXX XXXX Inquired on XX/XX/XXXX Business Type : Auto Financing XXXX XXXX Inquired on XX/XX/XXXX Business Type : Auto Financing XXXX XXXX XXXX XXXX  Inquired on XX/XX/XXXX Business Type : Auto Financing XXXX XXXX Inquired on XX/XX/XXXX Business Type : All Banks XXXX XXXX Inquired on XX/XX/XXXX Business Type : All Banks XXXX XXXX  XXXX Inquired on XX/XX/XXXX Business Type : All Banks XXXX XXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX Business Type : All Banks XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Type : All Banks XXXX Inquired on XX/XX/XXXX Business Type : Specialty - Shoe, Hat, Etc. 
XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Automobile Dealers, New XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Auto Financing XXXX Inquired on XX/XX/XXXX Business Type : All Banks XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Personal Loans XXXX XXXXnquired on XX/XX/XXXX Business Type : Personal Loans XXXX  Inquired on XX/XX/XXXX Business Type : Personal Loans Companies XXXX XXXX XXXX  Inquired on XX/XX/XXXX Business Type : Auto financing XXXX XXXX XXXX  Inquired on XX/XX/XXXX Business Type : Auto Financing XXXX  Account nameXXXX XXXXXXXX Account XXXX Original creditor- Company sold- Account typeRevolving account Date XXXX XXXX, XXXX Open/closedOpen {$100.00} Account nameXXXX Account XXXX Original creditor- Company sold- Account typeRevolving account Date openedXXXX  XXXX, XXXX Open Account nameXXXX Account XXXX Original creditor- Company sold- Account typeRevolving account Date openedXXXX  XXXX, XXXX Open/closedOpen {$730.00} Account nameXXXX XXXX  Account XXXX Original creditor- Company sold- Account typeRevolving account Date openedXXXX XXXXXXXX, XXXX Open/closedOpen {$720.00} Account nameXXXX Account XXXX Original creditor- Company sold- Account typeInstallment account Date openedXXXX XXXX, XXXX Open/closedClosed Paid XXXX Account XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX sold- Account typeOpen account Date openedXXXX XXXXXXXX, XXXX XXXX bad debt Open/closedClosed Account XXXX XXXX  Account XXXX XXXX XXXX XXXX sold- Account typeInstallment account Date XXXX XXXX, XXXX Paid off closed {$60000.00} Account nameXXXX XXXX  Account XXXX Original XXXX XXXX XXXX XXXX Company sold- Account typeOpen account Date openedXXXX XXXX, XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Miscellaneous and public record XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX OF XXXX Inquired on XX/XX/XXXX Business Type : Banks and XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Banks and XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Banks and XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Banks and XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX Business Type : Banks and XXXX XXXX  XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXXXXXX Inquired on XXXX XXXX, XXXX Business Type : Banks and XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Finance, personal XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Finance, personal po box XXXX XXXX XXXX XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Finance, personal po box XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Banks and XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX FCU Inquired on XX/XX/XXXX Business Type : Finance other than personal po box XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XXXX XXXX XXXXXXXX XXXX Inquired on XX/XX/XXXX Business Type : Finance other than personal XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXXXXXX XXXX Inquired on XX/XX/XXXX Business Type : Finance other than personal po box XXXX XXXX XXXX XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Finance other than personal po box XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX  Inquired on XX/XX/XXXX Business Type : Finance other than personal po box XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Finance, personal po box XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Finance, personal po box XXXX XXXX, XXXX XXXX XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Finance, personal XXXX XXXX XXXX XXXX, XXXX XXXX XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Finance, personal XXXX XXXX XXXX XXXX, XXXX XXXX XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Finance, personal XXXX XXXX XXXX XXXX, XXXX XXXX XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Lumber, building material, hardware XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Banks and XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Banks and XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Banks and XXXX XXXX  XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Finance, personal XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX  Inquired on XX/XX/XXXX Business Type : Banks and XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX  XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation