Consumer complaint received 2025-04-21 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
To Whom It May Concern : Upon reviewing my credit report, I have identified the following item ( s ) that are inaccurately reported : 1. The inquiry was not authorized XXXX Date of inquiry : XX/XX/year> Please remove it from my credit report. 

2. The inquiry was not authorized XXXX  Date of inquiry : XX/XX/year> Please remove it from my credit report. 

XXXX. The inquiry was not authorized XXXX Date of inquiry : XX/XX/year> Please remove it from my credit report. 

4. violation XXXX XXXX XXXX XXXX - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately XXXX XXXX XXXX Account Number : XXXX * * * * * * * Please remove this inaccurate information from my credit report. 

5. violation of XXXX XXXX XXXX. Validate this account. You have 30 days to verify if you fail to this must be deleted. 
XXXX XXXX XXXX  Account Number : XXXX * * * * * * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

6. violation of 15 USC 1692g. Validate this account. You have 30 days to verify if you fail to this must be deleted. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

7. violation of 15 USC 1692g. Validate this account. You have 30 days to verify if you fail to this must be deleted. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * Please remove this inaccurate information from my credit report. 

8. violation of 15 USC 1692g. Validate this account. You have 30 days to verify if you fail to this must be deleted. 
XXXX XXXX Account Number : XXXX * * * * * * * * Please remove this inaccurate information from my credit report. 

9. The status is incorrect for the following account XXXX XXXX Account Number : XXXX * * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

XXXX. Violation of XXXX XXXX XXXX XXXX - Permissible purposes of consumer. Delete immediately. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

11. Violation of 15 U.S. Code 1681b - Permissible purposes of consumer. Delete immediately. 
XXXX XXXX Account Number : XXXX * * * * * * * * Please remove this inaccurate information from my credit report. 

12. The status is incorrect for the following account XXXX XXXX L Account Number : XXXX * * * * * * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

13. violation of 15 USC 1692g. Validate this account. You have 30 days to verify if you fail to this must be deleted. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * Please remove this inaccurate information from my credit report. 

14. Violation of 15 U.S. Code 1681b - Permissible purposes of consumer. Delete immediately. 
XXXX XXXX Account XXXX : XXXX * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

15. The status is incorrect for the following account XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report.

16. Violation of 15 U.S. Code 1681b - Permissible purposes of consumer. Delete immediately. 
XXXX Account XXXX : XXXX * * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

17. violation 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately XXXX XXXX Account Number : XXXX * * * * * * * * Please remove this inaccurate information from my credit report. 

18. Violation 15 USC code 1681 ( a ) Congressional Findings and statement of purpose - consumer 's right of privacy XXXX XXXX Account Number : XXXX * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

19. The status is incorrect for the following account XXXX Account XXXX : XXXX * * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

20. Violation 15 USC code 1681 ( a ) Congressional Findings and statement of purpose - consumer 's right of privacy XXXX Account Number : XXXX * * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report. 


In accordance with the Fair Credit Reporting Act, I hereby request that you investigate these items and remove them from my credit report. It is my understanding that you are obligated to verify these items with the respective creditor. Please eliminate any information that can not be verified by the creditor. I am aware that, as per 15 U.S.C. Sec. 1681i ( a ), you are required to complete this investigation within 30 days of receiving this letter. 

Please provide me with an updated copy of my credit report at the aforementioned address. As stated in the act, there should be no fee for this updated report. Additionally, I kindly ask that you notify anyone who has received a copy of my credit report in the past six months about the corrections made. 

Thank you for your attention and assistance in resolving this matter.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation