Consumer complaint received 2024-03-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX To Whom It May Concern : I am not sure why I havent received results from your company. I have reached out multiple times during the last XXXX months about accounts that youre reporting with inaccuracies on my credit report.

The accounts are listed below. I have reported these issues several times and instead of removing these inaccuracies, you have taken my complaint and the information that I am providing to update my credit report.

I would appreciate it if your company could remove them from my credit file as soon as possible.

These accounts are damaging to my credit score, and they needed to be removed A.S.A.P. If your company does not do their investigation in the next XXXX days and romove these accounts, In accordance with the fair credit reporting act, the list of accounts below has violated my federally protected consumer rights to privacy.

I am also attaching a copy of my credit report with the inaccuracies highlighted The amount of missed payment and multiple late fees are incorrect.

Multiple accounts appear several times on my credit report.

Bankruptcy has been on my report for more than XXXX  years.

The accounts below have violated my rights.15. U.S C 1681 section 602A State I have the right to privacy.

15. U. S C 1681 Section 604 A Section 604 A section 2 : it also states that a consumer reporting agency can not furnish an account without my written instructions.

15 U. S C 1681 c. ( A ) ( 5 ) Section states : No
consumer reporting agency can make any report containing any of the following item of information Any other adverse item of information, other than records of conviction of crime which antedates the report more than seven years.

Please delete the accounts below. 

XXXX XXXX account # XXXX : is reporting different date on the XXXX credit bureaus XXXX  XXXX account # XXXX : is reporting different date on the XXXX credit bureaus XXXX  account # XXXX : is reporting different date on the XXXX credit bureaus XXXX XXXX Account # XXXX : is reporting different date and diferen balance. 
XXXX XXXX Account # XXXX : is reporting different dates. 
XXXX XXXX ACCOUNT # XXXX : is reporting different account numbers, different dates and different balance amounts. 
XXXX Account # XXXX : this account was removed from XXXX and Eperian, However XXXX is refusing to delete this account. 
XXXX XXXX Account # XXXX : this account is being reported with different dates and different balances. 
XXXX XXXX Account # XXXX : this account is being reported with different banlaces. 
XXXX XXXX Account # XXXX : this account was removed from Experian, XXXX, However XXXX  is refusing to delete this account. 
XXXX XXXX Account # XXXX : this account was removed from Experian, XXXX, However XXXX  is refusing to delete this account. 
XXXX XXXX Account # XXXX : this account was removed from Experian, XXXX, However XXXX  is refusing to delete this account. 
XXXX XXXX XXXX Account # XXXX : is reporting different dates. 

XXXX Account number XXXX : this account was deleted from EXPERIAN AND XXXX, However XXXX is ferusing to delete it. 
XXXX XXXX Account # XXXX : this account was removed from Experian, XXXX, However XXXX  is refusing to delete this account. 
XXXX XXXX Account # XXXX : this account was removed from Experian, XXXX, However XXXX  is refusing to delete this account. 

XXXX XXXX, XXXX Account # XXXX : is reporting different dates. 

XXXX XXXX Account # XXXX : this account is reporting a different charge off date. 

XXXX XXXX XXXX Account # XXXX : this account is reporting different dates and different balances on XXXX AND EXPERIAN. 

XXXX XXXX Account # XXXX : this account was removed from XXXX, However Eperian and XXXX are reporting different charge off dates. 


Thank you, XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX SS # XXXX ( D.O.B XX/XX/XXXX )

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation