Consumer complaint received 2025-01-12 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: WI

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX XXXX Subject : Complaint Regarding Equifax Data XXXX ( XXXX ) To Whom It May Concern, I am writing to formally file a complaint regarding the XXXX Equifax data XXXX, which exposed the sensitive personal information of approximately XXXX XXXX individuals, including XXXX XXXX XXXX. Upon reviewing XXXX online resources, I discovered that my information was impacted by this breach. 
The breach, disclosed by Equifax in XX/XX/XXXX, led to the unlawful access of sensitive consumer data, including Social Security numbers, birthdates, addresses, and other critical personal information. Following this incident, the XXXX  Attorney General, XXXX XXXX, launched an investigation that resulted in a Final Judgment against Equifax on XX/XX/XXXX, as part of a {$600.00} XXXX multistate settlement. 
The settlement included the following key requirements : XXXX. Consumer Fund : Equifax must pay {$300.00} million, with the potential to increase to {$420.00} million, into a Consumer Fund for affected individuals. 
XXXX. Data Security Program : Equifax must implement and maintain a comprehensive data security program to prevent future breaches and safeguard consumer data. 
XXXX. Consumer Assistance Process : Equifax must assist identity theft victims and support members of the armed forces and their families with credit issues. 
XXXX. State Payments : Equifax must pay {$170.00} million to the states.

Despite these measures, I am concerned about the adequacy and accessibility of the restitution and resources provided to affected individuals like myself. I am seeking clarity and resolution regarding the following issues : The process and timeline for obtaining compensation or assistance through the Consumer Fund.

Specific details about Equifaxs data security measures implemented post-settlement to ensure such breaches do not recur. 
Assistance and support available to me as a victim of this breach to safeguard my identity and credit. 
Accounts that have great concern about on my credit report that I have know knowledge of that have dispute them alots of time with know results. 
Bankruptcy : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Given the magnitude of the breach and the sensitivity of the compromised information, I believe additional oversight and accountability are critical to ensuring Equifax complies fully with the settlement terms and provides adequate support to affected consumers XXXX 
I kindly request that the Consumer Financial Protection Bureau investigate my concerns and ensure that Equifax fulfills its obligations to consumers like me. 

I appreciate your time and attention to this matter and look forward to your response. 


Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with non-monetary relief