Consumer complaint received 2025-04-08 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX , Florida XXXX Date of Birth : XX/XX/XXXX SSN ( Last 4 ) : XXXX **Date : ** XX/XX/XXXX **To : ** TransUnion LLC Consumer Dispute Center XXXX XXXX XXXX XXXX, PA XXXX **Subject : ** Formal Request for Removal and Verification of Inaccurate Information **Re : FCRA Section 609 and Section 611 Dispute and Verification Request** To Whom It May Concern, I am writing to formally dispute and request the **removal and verification** of several inaccurate and unauthorized entries currently listed on my credit report, as provided by your agency. This request is made pursuant to the **Fair Credit Reporting Act ( FCRA ), Sections 609 and 611**, which grant me the right to obtain full verification and documentation of any account or inquiry listed on my credit file.

After a thorough review of my TransUnion credit report, I have identified the following inaccurate, unverifiable, or unauthorized items that must be addressed immediately : -- - # # # **I. Inaccurate Personal Information** 1. **Current Address** - *Incorrect : * XXXX XXXX XXXX XXXX XXXX, XXXX XXXX FL XXXX XXXX *Action Requested : * Please remove this address. 

2. **Previous Address** - *Incorrect : * XXXX XXXXXXXX XXXX  XXXX FL XXXX - *Action Requested : * Please remove this address. 

3. **Employer** - *Incorrect : * TXXXX - *Action Requested : * Please remove or correct. 


**II. Unauthorized Inquiries** 4. XXXX XXXX Inquiry Date : XX/XX/XXXX 5. XXXX XXXX Inquiry Date : XX/XX/XXXX XXXX. XXXX XXXX XXXX Date : XX/XX/XXXX XXXX. *XXXX XXXX XXXXXXXX Inquiry Date : XX/XX/XXXX - *Action Requested : * These inquiries were not authorized. Please remove them immediately. 


**III. Unverifiable or Fraudulent Accounts** 8. XXXX XXXX XXXX XXXX  Account Number : XXXX - *Not my account remove immediately* 9. XXXX XXXXXXXX XXXX XXXX Account Number : XXXX - *Incorrect account information please update or delete* 10. **XXXX XXXX XXXX XXXX XXXX Account Number : XXXX ( multiple listings ) - *Not my account please remove all occurrences* 11. *XXXX XXXX XXXX* - Account Number : XXXX - *Not my account remove immediately* 12. XXXX XXXX - Account Number : XXXX - *Not my account remove* 13. XXXX XXXX - Account Number : XXXX - *Not my account remove* 14. XXXX XXXX XXXX XXXX XXXX Account Number : XXXX - *Not my account remove* 15. XXXX XXXX XXXX XXXX XXXX Account Number : XXXX - *Not my account remove* 16. XXXX XXXX - Account Number : XXXX - *Not my account remove* 17. XXXX - Account Number : XXXX - *Not my account remove* 18. XXXX XXXX XXXX - Account Number XXXX XXXX - *Not my account remove* 19. XXXX XXXX XXXX* - Account Number : XXXX - *Not my account remove* **FCRA Section 609 Request for Documentation** As allowed under **15 U.S.C. 1681g**, I am requesting **complete verification and documentation** of all the accounts listed above. Please provide : - The original application or contract bearing my **signature** for each account.

- The name and address of the **furnisher** of each piece of information.

- A description of the **procedures used to verify** the accuracy and validity of each entry.

If you are unable to verify any of the disputed items with **original, signed documentation**, the FCRA requires you to **delete the item ( s ) from my credit report** within 10 days.

Please send me written confirmation of your findings and an updated copy of my credit report reflecting the necessary corrections. Also, as permitted under the FCRA, I request that any party who has pulled my credit report in the last six months be notified of any changes made as a result of this investigation. 

Thank you for your prompt attention to this matter. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief