Consumer complaint received 2025-05-12 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
This CFPB complaint has been filed to request pursuant to FCRA XXXX ( XXXX XXXX XXXXXXXX ) that you, the Experian credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within XXXX business days of you receiving this complaint. I am filing this FTC Identity Theft Affidavit to report XXXX fraudulent accounts appearing on my consumer FICO Experian credit report, which I do not recognize as reported and which are the result of identity theft and fraud. These fraudulent accounts consist of a credit card opened at XXXX XXXX on XX/XX/XXXX under the account number XXXX * * * *, a credit card opened at XXXX XXXX on XX/XX/XXXX under the account number XXXX * * * *, an auto loan opened at XXXX XXXX on XX/XX/XXXX under the account number XXXX * *, a credit card opened at XXXX on XX/XX/XXXX under the account number XXXX * * * *, a credit card opened at XXXX XXXX on XX/XX/XXXX under the account number XXXX * * * *, a credit card opened at XXXX XXXX on XX/XX/XXXX under the account number XXXX * * * *, a credit card opened at XXXXXXXX XXXX on XX/XX/XXXX under the account number XXXX * * * *, a credit card opened at XXXX XXXX on XX/XX/XXXX under the account number XXXX * * * *, a credit card opened at XXXX CARD on XX/XX/XXXX under the account number XXXX * * * *, a credit card opened at XXXX XXXX on XX/XX/XXXX under the account number XXXX * * * *, an auto loan opened at XXXXXXXX XXXX  on XX/XX/XXXX under the account number XXXX * * * *, an auto loan opened at XXXX XXXX on XX/XX/XXXX under the account number XXXX * * * *, a collection account opened aXXXX XXXX on XX/XX/XXXX under the account number XXXX * *, a collection account opened at XXXX on XX/XX/XXXX under the account number XXXX * *, a collection account opened at XXXX on XX/XX/XXXX under the account number XXXX * *, a collection account opened at XXXX XXXX on XX/XX/XXXX under the account number XXXX * * * *, a credit card opened at XXXX XXXX on XX/XX/XXXX under the account number XXXX * * * *, and a credit card opened at XXXXXXXX XXXX on XX/XX/XXXX under the account number XXXX * *. These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. I demand that the aforementioned fraudulent items be removed from each of my consumer credit reports and that all collection activity related to said items cease pursuant to my rights within the FCRA and FDCPA laws. All accounts above, collections, late payments, and charge-offs result from identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaints # XXXX, XXXX, XXXX, XXXX and XXXX as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud. I demand that the fraudulent items be removed from my consumer credit report and that all collection activity related to said items cease pursuant to my rights within the FCRA and FDCPA laws.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation