Consumer complaint received 2019-10-07 00:00:00
Product: Money transfer, virtual currency, or money service — Refund anticipation check
Issue: Fraud or scam — 
Company: SELECT PORTFOLIO SERVICING, INC.
State: FL

Complaint narrative:
Fraudulent Account, Identity theft, Data Breach, Mortgage Fraud. phishing, using my personal information without permission. I never signed any Mortgage, Instruments, Notes accessing credit file scam, has violated the FCRA by putting out inaccurate information and improper ... Notes Mortgage forged These agreements agreement and violated state law. Copied and pasted. Full payoff Account breached Estoppel letter sent XX/XX/2019 XXXX XXXX Instrument # XXXX # 1 Book:7739 Page:3149 satisfaction at my county courthouse. Reproduction in whole or in part without permission is prohibited it seems as if the mortgage original amount company and banks decided to modified loans of closed account and sold them to SPS.Select Portfolio Servicing sending debt collection letters that violate federal law, They have now reported to credit report and destroyed my good credit rating. Select Portfolio Servicing, Inc. All rights reserved. 
The UNDERSIGNED hereby gives notice of Termination of Notice of Commencement recorded on 9 IID/0.6 '' '', in Official Records Book 5-4,5'y Page 22.3 ( of the Public Records of XXXX County , Florida and In accordance with Chapter 713.132, Florida Statutes, the following information is provided in this Notice of Termination : improper trying process published mortgage agreement and violated state Florida law.713.13 ( 1 ) ( a ) 7., Florida Statutes : The Notice of Commencement is terminated as of breached the mortgage agreement and violated state law balance would increase even above home value on a fraud mortgage account are of this Notice of Termination, whichever date is later. 
This Notice of Termination applies to : All the real property subject to the Notice of Commencement transferring cancelled real property described as : from the recording date XX/XX/2019. Breach of contract Debt All lienors have been paid in full or prorate in accordance with Section XXXX6 ( 4 ), Florida Statutes A copy of this notice has been served on the contractor and on each lienor who has given notice, if any Instrument # XXXX # 2 Book:7739 Disclaimer. We are not attorneys and not licensed td advise-you on the law or prepare legal forms for you. Please have an attorney or title company ( if applicable ) prepare important legal documents. 
ESTOPPEL AFFIDAVIT OF MORTGAGOR ( State of : ) Florida XXXX ( County of : ) the undersigned authority, duly authorized in the state and county aforesaid to take acknowledgements, this day personally appeared the undersigned Affiant ( s ) and severally first being duly sworn depose ( s ) and say ( s ) : no-obligation ( 1 ) This is to certify that I/we have executed, assumed, or taken title subject originally granted to, dated, recorded in Book, Page ( s ) of the public records of XXXX the County of, State of, and now assigned to and held by. The legal description of the mortgaged property is attached hereto as Exhibit A. ( 2 ) The original principal Promissory Note said Mortgage. ( 3 ) defenses or offsets against said Mortgage or Note.cancelled by Owner of the property this unauthorized created account.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation