Consumer complaint received 2025-03-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: LA

Complaint narrative:
XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX : XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXXXXXX RE : Requesting you Block and Remove Fraud from My Consumer Report I am writing to inform you about a very alarming and important issue regarding the compromise of my social security number, which has resulted in me being a victim of a data breach and identity theft. To address this situation promptly, I have already contacted the Federal Trade Commission and filed a n FTC Report with the reference number : XXXX w h i c h i s e n c l o s e d with this c o r r e s p o n d e n c e. In a c c o r d a n c e with 1 5 USC 1681c-2 c ( a ), it is imperative that you, as a credit reporting agency, take immediate action to block and remove all information associated with this identity theft from my credit report. This statute mandates that credit reporting agencies must promptly address such requests within four business days of receiving a complaint that includes the following information : XXXXXXXX XXXX  # XXXX {$20000.00} opened XXXX, XXXX XXXX  # XXXX {$25000.00} opened XXXX, XXXX XXXX  {$3400.00} # XXXX opened XXXX want to emphasize the gravity of this matter and my expectation for a prompt a n d effective response. Failure t o respond satisfactorily will c o m p e l m e t o pursue legal action against your agency, a s allowed u n d e r t h e law. Please b e advised t h a t I will s e e k damages, including but not limited to, statutory costs, with each violation incurring a statutory cost of {$1000.00} as specified in > 1 5 U.S.C 1692k.

> D e f a m a t i o n o f C h a r a c t e r >Negligent Enhancement of identity Fraud Violation of the Fair Credit Reporting Act Violation under 15 U.S. Code & sect ; 1681o - Civil liability for negligent non compliance >Violation under 15 US Code 1681n ( b ) - Civil liability for willful non-compliance >Failing t o c o m p l y w i t h 1 5 U S C 1 6 9 2 ( g ) > Violation u n d e r 1 5 U.S. C o d e 1681b Permissible purposes of c o n s u m e r reports >Under 15 U.S.C. 1681i ( 7 ) Method of verification > Violations under 15 USC 1681 a ( 4 ) right to privacy Violations u n d e r 1 5 U.S. C o d e & sect ; 1 6 8 1 c - Requirements relating t o information contained i n c o n s u m e r r e p o r t s I a m taking this m a t t e r very seriously, a n d I d e m a n d t h a t you t a k e i m m e d i a t e action t o block a n d r e m o v e t h e fraudulent a c c o u n t from m y c r e d i t report. I have provided all the necessary information to facilitate this process. I kindly request that you acknowledge this letter and provide a timeline for the resolution of this issue .Your prompt attention to this matter is greatly appreciated. Sincerely XXXX XXXX. 
State of XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX ( date ), before me, XXXX XXXX ( name of notary public ), personally appeared XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, who proved to me on the basis o f s a t i s f a c t o r y e v i d e n c e t o b e t h e p e r s n ( s ) w h o s e n a m e ( s ) i s / a r e s u b s c r i b e d t o t h e w i t h i n instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity ( ies ), and that by his/her/their signature ( s ) on the instrument the person ( s ), or the entity upon behalf of which the person ( s ) acted, executed the instrument. 
I certify under PENALTY OF PERJURY under the laws of the State of XXXX  that the foregoing paragraph i s t r u e a n d correct.

WITNESS my hand and official seal. 
resses. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation