Consumer complaint received 2024-07-14 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: MO

Complaint narrative:
XXXX Experian XXXX XXXX XXXX XXXX, TX  XXXX CFPB Subject : Dispute of Fraudulent Accounts and Inquiries To Whom It May Concern, I recently reviewed my credit report and found several inaccuracies that I need to dispute as fraudulent. Please remove the following accounts from my credit report : Fraudualent Negative Accounts : 1XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$900.00} Status : Closed. {$210.00} past due as of XX/XX/XXXX. 

2. XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$300.00} Status : Account charged off. {$300.00} written off. {$190.00} past due as of XX/XX/XXXX. 

3. XXXX  Date Opened : XX/XX/XXXX Balance : {$9200.00} Status : Repossession. {$9200.00} past due as of XX/XX/XXXX. 

4. XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$13000.00} Status : Open. 

5. XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$260.00} Status : Account charged off. {$260.00} written off. {$100.00} past due as of XX/XX/XXXX. 

6. XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$260.00} Status : Collection account. {$260.00} past due as of XX/XX/XXXX. 

7. XXXX XXXX  Date Opened : XX/XX/XXXX Balance : {$1900.00} Status : Collection account. {$1900.00} past due as of XX/XX/XXXX. 

8. XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$200.00} Status : Collection account. {$200.00} past due as of XX/XX/XXXX. 

9. XXXX XXXX XXXX XXXXXXXX Date Opened : XX/XX/XXXX Balance : {$300.00} Status : Collection account. {$300.00} past due as of XX/XX/XXXX. 

10. XXXX XXXX XXXX  Date Opened : XX/XX/XXXX Balance : {$1600.00} Status : Collection account. {$1600.00} past due as of XX/XX/XXXX. 

11. XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$130.00} Status : Collection account. {$130.00} past due as of XX/XX/XXXX. 

12. XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$3800.00} Status : Collection account. {$3800.00} past due as of XX/XX/XXXX. 

Fraudulent Inquiries : 1. XXXX XXXX Inquired on : XX/XX/XXXX On record until : XX/XX/XXXX 2. XXXX Inquired on : XX/XX/XXXX On record until : XX/XX/XXXX 3. XXXXXXXX XXXX XXXXXXXX Inquired on : XX/XX/XXXX On record until : XX/XX/XXXX 4. XXXX XXXX Inquired on : XX/XX/XXXX On record until : XX/XX/XXXX 5. XXXX XXXX Inquired on : XX/XX/XXXX On record until : XX/XX/XXXX 6. XXXX XXXX XXXX Inquired on : XX/XX/XXXX On record until : XX/XX/XXXX 7. XXXXXXXX XXXX Inquired on : XX/XX/XXXX On record until : XX/XX/XXXX 8. XXXX XXXX XXXX XXXX  via Dealer Inquired on : XX/XX/XXXX On record until : XX/XX/XXXX 9. XXXX Inquired on : XX/XX/XXXX On record until : XXXX XXXX 10. XXXX XXXX XXXX Inquired on : XX/XX/XXXX On record until : XXXX XXXX 11. XXXX XXXX Inquired on : XX/XX/XXXX On record until : XXXX XXXX 12. XXXX XXXX XXXX Inquired on : XX/XX/XXXX On record until : XX/XX/XXXX I appreciate your prompt attention to this matter and expect these fraudulent accounts and inquiries to be removed from my credit report immediately. 

Sincerely, XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief