Consumer complaint received 2025-01-19 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: WELLS FARGO & COMPANY
State: FL

Complaint narrative:
It has come to my attention that due to WELLSFARGO constantly harassing us at our residence I now feel obligated to be sure that WELLS FARGO and all affiliated agencies as well as Wells Fargo Home Mortgage are in compliance with what is legally required of the IRS I as a consumer and a Private member of society of the XXXX have the rights to know who I am contracting with and if they are in compliance with the federal and state laws required to do such business and contractual obligations Can " WELLS FARGO '' and " Wells Fargo Home Mortgage '' provide the numbers/figures and records of all interest accumulated on the allegedly owned property located at XXXX XXXX XXXX XXXX XXXX FL [ XXXX ] Is Respondent " WELLSFARGO and Wells Fargo Home Mortgage XXXX XXXX compliance with State and Federal rules and regulations and FBAR reporting and can respondent provide evidence such as supporting documentation of compliance filed by the filing deadlines XX/XX/XXXX or with extension XX/XX/XXXX if WELLSFARGO and XXXX and associated agency are claiming to be in contract with me and my household The Family name XXXX then XXXX have a right to ask and know these questions for my own protection and safety Being that " WELLS FARGO and Wells Fargo Home Mortgage '' is claiming to be " in contract with XXXX : XXXX XXXX XXXX has and exercises the right that Respondent : WELLS FARGO and Wells Fargo Home Mortgage answer and provide detail explanation and supporting documents ( Declarations are not suffice for they Please provide a comprehensive review of your current tax compliance status, including any potential issues or areas of concern. 

XXXX asks that Respondent Wells Fargo Home Mortgage provide written proof of a valid contract signed by all parties involved Affiant is not in possession of any documentation that provides the statutes and enforcing regulation that proves Wells Fargo Home Mortgage, WELLS FARGO or XXXX XXXX XXXX 's claim that XXXX XXXX XXXX is XXXX and unequivocally liable for this alleged debt. 










XXXX XXXX XXXX XXXX, Florida [ XXXX ] XXXX United States zip code exempt ( XXXX XXXX ) zip code exempt ( XXXX XXXX ) I have disputed this unlawful debt, therefore, until validated Wells Fargo Home Mortgage/WELLS XXXX and those thereof know that your information concerning ( Loan number : XXXX address XXXX  XXXX XXXX XXXX, FL XXXX is in fact INACCURATE. Thus if you have already reported this " debt/information '' to any credit-reporting agency ( CRA ) or Credit Bureaus ( CB ) 's and any other GOVERNMENTAL AGENCIES then, you must immediately inform them of my dispute with this claim. Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act UCC 1691s-2. Should respondent pursue a judgement without validating all of affiants rightful and lawful questions, XXXX will inform the SECRETARY OF STATE AND ATTORNEY GENERAL and request the case be dismissed based on your failure to comply with the FDCPA, IRS, CCPA, GAAP for reservation of rights.

The CCPA allows the California Attorney General to impose civil penalties of up to {$7500.00} per violation for intentional violations of the law and {$2500.00} per violation for unintentional violations. Businesses that are notified by the California Attorney Generals Office that they have violated the CCPA have 30 days to cure the violation. If businesses fail to cure the violation within 30 days, they can be fined. By understanding the civil penalties for violations of the CCPA, businesses can take steps to avoid being fined and to comply with the law.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation