Consumer complaint received 2025-02-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL. XXXX [ Date : XX/XX/year> ] XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX Subject : Formal Notice of Inaccurate and Noncompliant Reporting Dear XXXX XXXX XXXX, I am writing this notice to formally address and dispute the inaccurate and certifiably noncompliant information being reported by XXXX XXXX XXXX XXXX Specifically, the public records information you are reporting and providing to the credit bureaus is improper and noncompliant with applicable laws and recognized industry standards, including XXXX XXXX reporting requisites as outlined by the Consumer Data Industry Association ( CDIA ) and the Fair Credit Reporting Act ( FCRA ). 
The alleged public records you are reporting have caused significant and demonstrable harm to my credit reports, and I demand immediate action to rectify this matter. The following issues must be addressed without delay : Noncompliance with XXXX XXXX Standards : The public records information in question is not being reported in compliance with XXXX XXXX reporting guidelines as outlined in the Credit Reporting Resource Guide ( CRRG ). XXXX XXXX compliance is essential to ensure accuracy, consistency, and fairness in credit reporting. 
Violation of the Fair Credit Reporting Act ( FCRA ) : The inaccurate and unverifiable information being disseminated appears to be in violation of the FCRA, which mandates that consumer reporting agencies must ensure the utmost accuracy and integrity of the information reported. 
Harm to My Credit Reputation : The improper and erroneous reporting is damaging my creditworthiness and credit reports, which has resulted in harm to my ability to secure fair financial opportunities. 
Required Actions I demand that XXXX XXXX Solutions immediately take the following steps to resolve this issue : Conduct a Thorough Investigation : Investigate the alleged public records information being reported and verify its accuracy and compliance with all applicable laws and XXXX XXXX standards. 
Cease Reporting the Inaccurate Information : Stop providing the inaccurate and noncompliant public records information to the credit bureaus and any third parties until its accuracy and compliance are fully substantiated. 
Provide Written Confirmation : Provide me with a written statement confirming that the inaccurate information has been corrected and is no longer being reported in a manner that violates Metro 2 standards or the FCRA or REMOVE THE INFORMATION and contact every company sharing the information. 
Legal Considerations Please be advised that failure to address and resolve this matter promptly may result in further action, including filing a formal complaint with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and other relevant regulatory agencies. I also reserve the right to pursue legal remedies should this matter remain unresolved. 
Response Deadline I request a written response from XXXX XXXX XXXX within 30 days of receipt of this letter, detailing the actions taken to address my concerns. 
Thank you for your immediate attention to this matter. I trust that XXXX XXXX XXXX will take the necessary steps to rectify these issues and ensure compliance with all applicable standards and laws. 

Sincerely, XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation