Consumer complaint received 2024-02-08 00:00:00
Product: Debt collection — I do not know
Issue: Electronic communications — Frequent or repeated messages
Company: Debt Direct Portfolio Management, LLC
State: SC

Complaint narrative:
PUBLIC THIS IS A PUBLIC COMMUNICATION TO ALL Notice to agent is notice to principal Notice to principal is notice to agent Applications to all successors and assigns All are without excuse Common Law Private American Civilian National Without prejudice UCC 1-207/UCC 1-308 ALL inalienable and fundamental rights reserved non waived. XXXX XXXX XXXX, Authorized Representative/Attorney-In-Fact for : XXXX XXXX I, XXXX XXXX XXXX requested debt validation via certified mail on XX/XX/XXXX to : XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX New York XXXX US and XXXX  XXXX XXXX, XXXX XXXX Place XXXX XXXX XXXX, GA XXXX XXXX In this letter, I gave 30 days notice for XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX  to respond and provide me with the information that I requested. Additionally, I requested that XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX  cease all debt collection efforts until they were able to provide me with the information I requested in writing. I requested that XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX  cease the reporting of unverified, invalidated inaccuracies, pursuant to the Fair Debt Collections Practices Act ( FDCPA ). XXXX XXXX XXXX has continued to ignore my requests, and XXXX XXXX XXXX  has failed to provide me with the validated debt they claim I owe them. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX is apparently a third party debt collection agency that was attempting to collect this alleged debt from XXXX XXXX XXXX. As of XX/XX/XXXX I had received a total of THREE phone calls PER WEEK from XXXX XXXX XXXX XXXX XXXX. I received zero correspondence from XXXX XXXX XXXX XXXX XXXX or XXXX XXXX XXXX in writing as I originally requested. Therefore, I submitted complaints on XX/XX/XXXX to the CFPB in hopes of a resolution. XXXX XXXX XXXX Responded. XXXX XXXX XXXX did not respond and has continued to ignore my requests. On XXXX, XXXX, XXXX a company claiming to be " XXXX  XXXX '' contacted someone I am not related to attempting to threaten a lawsuit against me. I was notified by this third party who has never been authorized to speak on my behalf. I attempted to contact " XXXX  XXXX '' twice on XX/XX/XXXX via telephone to find out what was going on. My first phone call was answered by someone named XXXX, who claimed that this company is actually called XXXX XXXX, not XXXX  XXXX. This representative proceeded to demand my social security number, and she refused to give me any information about the company. This representative stated that I had been served with a written letter via USPS, however I let her know that this was not the case and there is no burden of proof of such letter and furthermore I did not understand why this company had reached out to someone unrelated to me, and someone who is not authorized to speak on my behalf. This representative became very hostile and said that I am now in a pending lawsuit and she threatened legal action again. She told me to " get with my attorney '' then she hung up on me. I then called the company back, and an XXXX XXXX answered this time. Representative XXXX stated to me that " she doesn't like her coworkers and that XXXX is hateful. '' XXXX proceeded to accuse me of fraudulent activity regarding an account associated with XXXX XXXX XXXX, and she proceeded to also threaten legal action. Representative XXXX also refused to give me any information regarding the company from which she represents. ( See attached CFPB Complaint # XXXX submitted on XX/XX/XXXX. 
Presently, I am submitting yet another complaint due to emails I am receiving from XXXX XXXX XXXX XXXXDebt Direct Portfolio Management LLC XXXX These emails began on XX/XX/XXXX, and I have received a total of SIX emails from yet another third-party debt collector on behalf of XXXX XXXX XXXX ( see attached ). TO ALL PARTIES AND THEIR ATTORNEYS OF RECORD : PLEASE TAKE NOTICE XXXX XXXX et. al, gives notice, THIS IS A PUBLIC COMMUNICATION TO ALL ; Notice to agent is Notice to principles ; Notice to principles is Notice to assigns ; Applications to all successors and assigns ; All are without excuse It is not now, nor has it ever been XXXX XXXX et als intention to avoid paying any obligation that is legally and lawfully owed. THEREFORE, XXXX XXXX et al hereby gives notice, as XXXX XXXX et al, has always given notice, in order that XXXX XXXX et al can make arrangements to pay an obligation which XXXX XXXX et al may owe, obligatory lawfully legal documentation that has been lawfully and legally verified and validated the claimed allegeddebtmust be done so by complying in good faith with request for validation, and notice that XXXX XXXX et al does dispute part of, or ALL of XXXX XXXX XXXX XXXX et. al./Debt Direct Portfolio Management LLC et. al. non verified nor validated claimed alleged debt. THEREFORE, XXXX XXXX et al, hereby memorializes this notice for the record on the public record to be made part of the record, and does put XXXX XXXX XXXX XXXX et. al./Debt Direct Portfolio Management LLC et. al. and XXXX XXXX XXXX, et. al. on notice, due to continual demands to produce legally lawful evidence with proper jurisdictionally substantive supporting statutes and case laws that support each and every claimed allegations made by XXXX XXXX XXXX et al. 1. XXXX XXXX XXXX XXXX et. al./Debt Direct Portfolio Management LLC et. al. and XXXX XXXX XXXX et. al. are hereby demanded to furnish a copy of the original promissory note redacting alleged social security number to prevent identify theft and state under penalty of perjury under oath, that they are the account holder in due course of the promissory note and will produce the original for XXXX XXXX et als own, an d a judges inspection should there be a trial to contest these matters. 2. XXXX XXXX XXXX XXXX et. al./Debt Direct Portfolio Management LLC et. al. and XXXX XXXX XXXX  et. al. are hereby demanded to produce the account and general ledger statement showing the full accounting of the alleged obligation that you are now attempting to collect by authority of UCC 3-501 Presentment, which has continually failed to be produced on the public record for the public record to be made part of the record. 3. XXXX XXXX XXXX XXXX et. al./Debt Direct Portfolio Management LLC et. al. and XXXX XXXX XXXX  et. al. are hereby demanded to identify by name and address all persons, corporations, associations, or any other parties, but not limited to, having an interest in legal proceedings regarding the alleged debt, but not limited to. As records show, XXXX XXXX et al gave ample notice stating XXXX XXXX et al was exercising XXXX XXXX 's rights under authority of : FCRA 611 ( a ) ( 6 ) ( B ) ( iii ) which provides that a consumer may request a description of the procedure used to determine the accuracy and completeness of the information to be provided to the consumer by the agency, including the business name and address of ANY and ALL furnishers of information contacted in connection with such information and the telephone number of such furnisher, if reasonably available. '' In accordance, XXXX XXXX XXXX XXXX et. al./Debt Direct Portfolio Management LLC et. al. and XXXX XXXX XXXX  et. al. are to provide XXXX XXXX with the following : The description of the procedure used to determine the accuracy and completeness of the information. Name, address, and telephone number of each and ALL person ( s ) contacted regarding alleged account, and amount owed. A copy of ANY documents provided bearing XXXX XXXX  wet ink signature, showing that XXXX XXXX has a legally binding contractual obligation to pay XXXX XXXX XXXX XXXX et. al./Debt Direct Portfolio Management LLC et. al. and/or XXXX XXXX XXXX et. al. Verification of valid basis for claiming XXXX XXXX is required to pay the alleged claimed current amount owed. Details about the age and amount of the debt including a copy of the last True Bill from the original creditor. A detailed explanation of ANY interest added or payments made since the last TRUE BILL and the legal authorization for this interest. The date the original creditor claims the alleged debt became delinquent. Unlike a statement, or invoice that show what was owed, and has already been paid, that is also affirmed by the South Carolina Comptroller Governors Annual Report, and the GAO ( General Accounting Office ), a TRUE BILL shows what is owed, and has not been paid. Whether this debt is within the SOL ( Statute Of Limitations ), and precisely how that was determined. Details about XXXX XXXX XXXX XXXX et. al./Debt Direct Portfolio Management LLC et. al.l and XXXX XXXX XXXX  et. al. authority to collect the alleged debt : XXXX XXXX XXXX XXXX et. XXXX XXXX XXXX XXXX XXXX et. al. and Simple Fast Loans et. al. are licensed in the state of residence, and if so provide the date of license, name on the license, and the license number, and the name, addresses, and telephone number of the state agency issuing the license. If XXXX XXXX XXXX XXXX et. al./Debt Direct Portfolio Management LLC et. al. and XXXX XXXX XXXX et. al. are contacting XXXX XXXX from out of the state of South Carolina, please provide the licensing information from XXXX XXXX XXXX XXXX et. al./Debt Direct Portfolio Management LLC et. al. state as well. NOTICE WAS, AND IS STILL GIVEN, ANY AUTOMATED RESPONSE OR E-OSCAR VERIFICATION IS UNACCEPTABLE Due to no responses from XXXX XXXX XXXX  et. al. XXXX XXXX gives notice that : XXXX XXXX XXXX XXXX et. al./Debt Direct Portfolio Management LLC et. al. and XXXX XXXX XXXX  et. al. engaged in, and continue to engage in : negligence, harassment, slander, conspiracy, and malice against XXXX XXXX by unlawfully and illegally placing the alleged debt with a third party debt collections agency who is harassing XXXX XXXX et. al. via email without having provided any of the original information requested by XXXX XXXX et.al. via certified USPS mail in writing. These harassment and manipulation tactics are causing XXXX XXXX ongoing harm, and ongoing intentional infliction of stress and emotional damages, that is also causing XXXX XXXX relentless ongoing damages and harm. FURTHERMORE, XXXX XXXX XXXX et. al. have refused to provide CORPORATE GOVERNMENT EMPLOYEE QUESTIONNAIRE FORM This questionnaire form is lawfully legally obligatory to return as it is enacted by the Senate and the House of Representatives of the United States of America by Congress assembled, that is cited by THE PRIVACY ACT OF 1974 ( As Amended ) Public Law 93-579, as codified at 5 U.S.C. 552a. As records show, XXXX XXXX XXXX XXXX XXXX et. al. are in fact corporate government employees, and are therefore legally and lawfully obligated to return a fully compliant Corporate Government Employee Questionnaire Form. I give notice I do not know the law. I give notice that the foregoing is true and correct to the best of my knowledge. Common Law Private American Civilian National Without prejudice UCC 1-207/UCC 1-308 ALL inalienable and fundamental rights reserved non waived. XXXX XXXX XXXX XXXX XXXX, Authorized Representative/Attorney-In-Fact for : XXXX XXXX Subscribed To And Sworn To Before God [ Titus 1:2 ] this XXXX XXXX XXXX  XX/XX/XXXX Acknowledgement By Publication Notice to agent is notice to principal : Notice to principal is notice to agent :

Company public response: Company believes complaint represents an opportunity for improvement to better serve consumers
Company response to consumer: Closed with explanation