Consumer complaint received 2024-08-29 00:00:00
Product: Debt collection — Credit card debt
Issue: Written notification about debt — Didn't receive notice of right to dispute
Company: Weber & Olcese, PLC
State: MI

Complaint narrative:
I received a phone call regarding the debt XXXX XXXX  file number XXXX XXXX and a letter the letter did not have anything enclosed in it other than a paper signed by a clerk of XXXX XXXX  district court clerk on XX/XX/XXXX The letter said that they served a copy of appearance and proof of service upon me at my address, which is not true. WEBER and OLCESE have other accounts listed with My name on it however I was served at an old address XXXX XXXX XXXX, XXXX, MI XXXX in XXXX and at that time I lived in XXXX at XXXX XXXX XXXX XXXX Mi XXXX For XXXX XXXX  already in the XXXX district. They continue to show you judgments that are the second judgments not the first because they improperly served me and did not serve me personally they serve someone else my personal stuff. I did not live at that address in XXXX for XXXX XXXX  at the time they served it. Ask for the original judgment they got itll show the XXXX District Court look up my name youll see that I lived in XXXX since XXXX this debt is 17 years old if not older. They have gotten judgments every 10 years. This account they bought just recently XXXX file XXXX from XXXX filed in the XXXX District Court of which was closed and I did not live at that address they served me at they bought this from XXXX XXXX XXXX recently they are forcing me into bankruptcy by continuously getting garnishments and adding more accounts. I had a payment plan with them on another account. I just found out it was in the XXXX District Court as well I never was served on. Both were XXXX case number XXXX XXXX  file number XXXX and case number XXXX XXXX  file number XXXX pinnacle. They both are pinnacle from WEBER & Oclese attorney at law. I was served two years after I moved from the XXXX XXXX address at the XXXX XXXX address then they got a Second 10 year judgement there after and me not knowing anything about these two debts because they were in a different jurisdiction than the district I lived in therefore, I dont know who they served. I wasnt at that address in XXXX. Thats where it was originally served. I never received service the second account is, case number XXXX XXXX  file number XXXX. How could I possibly be responsible for these two debts I didnt even know I had and was never served properly on but yet they were able to get a second judgment and send it to my new address 10 years later! I feel like I have become a target of aggressive debt collecting under act 1692 section 5. Paperwork was sent to a previous attorney. I no longer have they were notified in court and at their office that I no longer had this attorney in XX/XX/XXXX. I no longer had an attorney back in XXXX and they continue to send paperwork there as of XXXX and XX/XX/XXXX which was opened, seen by their office and then forwarded to me, and I dont know if all of it was forwarded that is definite invasion of my privacy and I dont even know if I received everything I was supposed to because once again they sent it to the wrong person. I asked for proof of service on all the debt in their office, amount of debt fees, and interest, original debt statement among other items that I am entitled to I did not receive. I ask for this back in XX/XX/XXXX and I am being forced into bankruptcy due to their aggressive debt collection actions with garnishments and me trying to make payments monthly on plans that were made, but when I call in to make the payment, the plan says one amount and my paper that I have says another amount we agreed on. They continue to say on their voice activated line pay line I owe the original amount they say I owe not that they proved owe Going against the payment plan agreement amount. But I have a paper agreement saying something different. They show you judgements they got in XXXX please tell them to give you what they got in XXXX in district XXXX, thats the original judgment not the XXXX, because I did not live there and had not for two years. How could I possibly defend myself on debt I was never served on at my right address? I would asked to be relieved of those debts immediately and the money that they received from me returned immediately. They are forcing me into bankruptcy which is against Act 1692 section 5. Not to mention invading my privacy by sending my mail to a former attorneys office, which they then had to open and then forward to me. I dont know who all seen my information. I was called on the debt over the phone on XXXX XXXX  at XXXX ; XXXX XXXX  in the morning because they just purchased it from some other company prior to that, I got the paper in the mail, but no date of her appearance. Something is missing out of this paperwork. This seems to be an ongoing issue with them showing me only what they want to show and never giving me what I asked for like proof of service from the start not just showing you the last judgment they got how about showing you the first one they got which will prove they served me at an invalid address. I live in the XXXX district and have since XXXX. I will be contacting a bankruptcy attorney they are forcing me into it by the garnishments they continue to run to the courts to get on top of the payments I pay. I am low income. I am XXXX XXXX XXXX with a XXXX XXXX daughter at home on top of my XXXX. I need relief. This is making me physically and emotionally sick. They are playing games with a XXXX woman can you imagine having to file bankruptcy at that age due to aggressive debt collection.

Company response to consumer: Closed with explanation