Consumer complaint received 2025-03-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: WELLS FARGO & COMPANY
State: FL

Complaint narrative:
to whom it may concern at Wells Fargo Home Mortgage For the Record .... 
I received a copy of my credit report and have found the following items to be in error by the provisions of the Fair Credit Reporting Act I respectfully demand these items to be investigated and removed from my credit report it is my understand and belief that you will recheck these items with the " creditor/agency/corporation '' who posted them Please remove any information that the " creditor/agency/corporation '' can not verify it is to my knowledge that under 15 U.S.C. Section 1681i ( a ) that withing ( 30 ) days you must complete this re-investigation of the receipt of this notice Please send me an update copy of my credit report to the above address Thank you for your time and help in this matter.

RESERVATION OF RIGHTS I reserve my right not to be compelled to preform under any contract or commercial agreement that i did not enter into knowingly willingly voluntarily or intentionally and i furthermore do not accept the liability of the compelled benefit of any unrevealed contract or commercial agreement UCC1-207 JURISDICTION AND VENUE 2. Subject matter jurisdiction is conferred upon this Court by 15 U.S.C. 45 ( m ) ( 1 ) ( A ), 53 ( b ), 56 ( a ), 57b, and 7706 ( a ), and 28 U.S.C. 1331, 1337 ( a ), 1345, and 1355. This action arises under 15 U.S.C. 45 ( a ).

3. Venue in the United States District Court for XXXX XXXX XXXX XXXX XXXX is proper under 15 U.S.C. 53 ( b ) and 28 U.S.C. 1391 ( b-c ), and 1395 ( a Affiant XXXX XXXX moves for a declaratory judgment pursuant to XXXX XXXX ( XXXX ) declaring that the mortgage on the property, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, is unenforceable due to the time bar of the XXXXyear statute of limitations, and should be cancelled, discharged and stricken from the records of the City Register. 

You are Breaking The Law and must discharge this debt in full immediately in accordance with Congress and Supreme Court Rulings or I will move forward and put the Attorney General on Notice, the Federal Reserve XXXX XXXX XXXX on Notice as well as the FTC because they have Enforcement Action on their end as well as authority to take civil action and they need to be apprised and availed of this info that I have been denied and deprived and mistreated concerning my extension of my credit and of the Remedy provided by congress Pursuant XXXX XXXX XXXX XXXX regarding discharge of debt, I demand an Adverse Action of Disclosure in which Wells Fargo Home Mortgage has in fact incriminated you of committing this fraud they are committing against me and my property under Title 15 Section 1611 : Faults and Misleading 's Ignorance of the Law is No excuse The Contract is Fraud and Wells Fargo Home Mortgage is breaking the law ( Securities Fraud ) ( Deprivation of Rights under color of law ) XXXX Abuse, I demand for full discharge of this account immediately

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation