Consumer complaint received 2025-02-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: LEXISNEXIS
State: NY

Complaint narrative:
Consumer Financial Protection Bureau Complaint Complainant Information : Name : XXXX XXXX Email : XXXX Address : XXXX XXXX XXXX, XXXX XXXX XXXX XXXX Phone : XXXX Subject : DEMAND for Immediate Removal of Fraudulent XXXX  and Unauthorized Data Sharing Violations of Federal Consumer Laws Complaint Details : This is a formal demand for the immediate removal of fraudulent XXXX  reporting, public records, and any unauthorized personal and private information from my credit reports. The reporting of this information is a clear violation of federal laws, including the Fair Credit Reporting Act ( FCRA ), Gramm-Leach-Bliley Act ( GLBA ), and Federal Trade Commission ( FTC ) consumer protection laws. 

XXXX. Fraudulent XXXX  Reporting Violation of Consumer Rights I never consented to the reporting of XXXX  on my credit report, and such reporting is fraudulent, deceptive, and violates multiple federal laws. 

Attached is an official letter from the XXXX  XXXX, confirming that the court does not report XXXX  filings to credit bureaus, agencies, or third-party entities. 
This proves that the credit bureaus have obtained and reported this information illegally, in violation of FCRA ( 15 U.S.C. 1681b ), which prohibits the collection and distribution of personal data without consent. 
I am also submitting an FTC Affidavit as evidence of fraudulent reporting of a XXXX  that was either fabricated or obtained through illegal data-sharing practices. 
2. Unauthorized Sharing of My Private and Personal Information LexisNexis and other third-party data brokers have unlawfully collected, stored, and transmitted my personal information without my express permission. 

XXXX confirms that public records, including XXXX, are obtained through LexisNexis, a third-party vendor, not directly from the courts. 
LexisNexis has no permissible purpose under the FCRA to collect or distribute my private information, and I have never given consent for such data collection. 
Attached is a LexisNexis Risk Solutions Consumer Disclosure, proving that LexisNexis supplies unauthorized data, including public records, to XXXX, XXXX, and XXXX. 

LexisNexis XXXX XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX Resolution Demanded : To resolve this matter, I demand the following immediate actions : Permanent removal of all public record data, including fraudulent XXXX  notations, from my credit reports due to violations of FCRA, XXXX, and consumer privacy laws. 
Immediate deletion of any personal and private information obtained through LexisNexis or other unauthorized third-party sources. 
A formal written confirmation from all credit reporting agencies and LexisNexis confirming that my information has been permanently removed and that no future unauthorized data collection will occur. 
Compensation for financial harm, defamation, and emotional distress caused by this fraudulent reporting, as permitted under FCRA ( 15 U.S.C. 1681n ), which allows for statutory, actual, and punitive damages for willful violations.

Final Warning and Legal Action Failure to comply immediately will result in escalated legal action against all responsible parties. I am prepared to file additional complaints with the Federal Trade Commission ( FTC ), the Consumer Financial Protection Bureau ( CFPB ), the IRS, and state Attorney General offices for : Fraudulent XXXX  reporting Unauthorized data collection and sharing Violation of federal privacy laws Defamation of character due to false and misleading reporting Financial and emotional damages caused by these violations This matter requires urgent and immediate correction. I expect a full response and resolution within 15 days. 

Attached Evidence : LexisNexis Risk Solutions XXXX XXXX XXXX XXXX XXXX XXXX XXXX FTC XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX  XXXX Letter Stating the Court Does Not Report to Credit Bureaus or Third Parties Sincerely, XXXX XXXX

Company response to consumer: Closed with explanation