Consumer complaint received 2024-07-10 00:00:00
Product: Credit card — General-purpose credit card or charge card
Issue: Other features, terms, or problems — Other problem
Company: BARCLAYS BANK DELAWARE
State: AZ

Complaint narrative:
First of all, since I was forced back into the COMPLAINT submission mood, I wanted to file this XXXX, against XXXX Bank, XXXX XXXX, and finally XXXX. 

This is not so much of a complaint, where I expect to get my money back, but more to register this complaint, so maybe some other Consumers will not fall for the SCAM they ALL are seemingly being a party to. 

Back a few years ago in XXXX of XXXX, while vacationing in XXXX XXXX, XXXX I was invited at a XXXX, to go to presentation at a local area resort, called XXXX XXXX. 

Their vacation/real estate investment " plan '' seemed too good to be true, and at first, I was going to just take a PASS on it, until the salesman told me, I can even get started with just a credit check. 

So, as a way of me getting out of there, I allowed them to run my credit. 

Sure, enough he came back with a {$2000.00} deposit approval from Barclays Bank. 

Then, he asked me, if I can deposit anything else, perhaps, on my " XXXX '' XXXX credit card? 

I said, of course, and allowed him to run it. 

Sure, enough he came back with another {$10000.00} deposit approval from XXXX '' XXXX! 

Are you already seeing, exactly where this is going? 

Then, this was the ice cream on the cake. 

He said, I can even make my " 18 monthly payments '' to pay off my {$23000.00} remaining balance through XXXX! 

Well, I've had extensive dealings with XXXX over the last 10 years, even getting them BLOCKING my account, with over {$6000.00} in my balance, for 6 months! All over just a few people filing a COMPLAINT against me, for taking too long to honor my 100 % refund policy of their initial {$1.00} activation fee! 

All while there were as many as XXXX {$1.00} activation completed TRANSACTIONS within my XXXX account, by that time! 

Needless to say, NO ONE ELSE filed a complaint, and I ended up getting 100 % of my balance released, after those 6 months had already passed! 

So, here I was in the XXXX of XXXX, bantering with a XXXX salesman, who was speaking to me in PERFECT XXXX! 

All while being surrounded by such a luxurious, Garden of XXXX like of resort, that was right on the XXXX XXXX, and he was selling me, just like I was currently IN XXXX! 

So, I signed the contract, and HOPED everything they were promising was at least 50 % TRUE! 

Over the next 5 months, I 100 % paid off the ENTIRE {$35000.00}, including paying off my {$10000.00} XXXX XXXX balance, and cancelling that card, and paying off what what I later discovered to be a {$2000.00} Barclays Bank credit card, that they had order " for me '', and paying their {$23000.00} " resort property '' account balance, through XXXX payments! 

Obviously, it was ALL A 100 % SCAM! 

They were SO SLICK, I couldn't even discover for sure it was a SCAM, until 18 months later, when I finally, became QUALIFED to start collecting over {$15000.00} PER YEAR, as rent from their vacationers, @ $ XXXX by me " banking '' in XXXX of each year, my XXXX " OWNED '' weeks. Or, me coming back down there, to use those XXXX weeks for my own vacations there. Or, me posting MY " owned '' XXXX full weeks of vacation time on XXXX, at whatever price, over their {$3000.00} weekly minimum guarantee, I can get through XXXX. 

By then, even If I had made all XXXX payments, over all of that QUALIFICATION time, they knew for sure, it would have been well beyond XXXX 's 6 month 's dispute period, and obviously I chose, to foolishly make put those purchases on XXXX XXXX, and Barclays XXXX cards, so there was no dispute recourse. 

So, my real complaint is how can these MAJOR XXXX and XXXX banking XXXX, be allowed to be a party to such a grossly scandalous place? 

All XXXX of their XXXX Banking XXXX member NAMES alone, as legitimate XXXX options, gave that place 100 %, instant CREDIBILITY! 

After signing a contract, hoping they were being at least hallway honest, I discovered they have copious complaints, all over the internet, going way back, well over 15 years, under that business XXXX, and also, under other business Names. 

Recently, they changed the XXXX of the place yet again, to XXXX XXXX... 

I guess it was because their SCAM had already run its course, under the now totally SCAMMY Name XXXX XXXX! 

But, XXXX thing is almost for CERTAIN, they are still in GOOD STANDING with XXXX XXXX, Barclays Bank, and XXXX ... XXXX!!!! 

Without them having access to those XXXX XXXX banking connections, they would have GONE OUT OF THE SCAMMING American and XXXX Vacationers out of their hard-earned money, by them parading themselves as a " legitimate '' Vacation Travel BUSINESS, a long time ago!!!! 


Don't you GET IT?

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation