Consumer complaint received 2025-04-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: FactorTrust, Inc.
State: LA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX, LA XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX. 
XXXX XXXX Department po box XXXX XXXX, FL XXXX Re : Dispute of Inaccurate Information in Consumer Report To Whom It May Concern : I am writing this letter pursuant to the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq., to dispute inaccurate information that appears in my consumer report provided by XXXX XXXX XXXX XXXX. 
Upon review of my consumer report, I have identified the following information that is inaccurate, incomplete, or unverifiable : XXXX. Personal Information Discrepancies : Incorrect name information : XXXX XXXX XXXX and XXXX XXXX Incorrect date of birth ( XXXX ) : XX/XX/XXXX and XX/XX/XXXX Incorrect account number : XXXX LA XXXX. Address Information Discrepancies : The following addresses are incorrectly associated with my identity : XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Telephone Number Discrepancies : The following telephone numbers are incorrectly associated with my identity : Cell Phone Numbers : XXXX XXXX XXXX XXXX Home Phone Numbers : XXXX XXXX XXXX XXXX XXXX Work Phone Numbers : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Employment Information Discrepancies : The following employers are incorrectly associated with my identity : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Income Information Discrepancies : The following income information is incorrect : {$2000.00} reported on or about XX/XX/XXXX {$2000.00} reported on or about XX/XX/XXXX {$2100.00} reported on or about XX/XX/XXXX {$2100.00} reported on or about XX/XX/XXXX {$2200.00} reported on or about XXXX {$2300.00} reported on or about XXXX {$2300.00} reported on or about XX/XX/XXXX {$2500.00} reported on or about XX/XX/XXXX {$3500.00} reported on or about XXXX {$3800.00} reported on or about XXXX {$4100.00} reported on or about XXXX {$4500.00} reported on or about XXXX {$5000.00} reported on or about XXXX {$5500.00} reported on or about XXXX Additionally, the following incorrect pay frequency information appears in my report : XXXX ( first reported XX/XX/XXXX ) MONTHLY ( first reported XX/XX/XXXX ) XXXX  ( first reported XX/XX/XXXX ) WEEKLY ( first reported XX/XX/XXXX ) The following incorrect Date of Next Paycheck information appears : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Under the FCRA, specifically Section 611 [ 15 U.S.C. 1681i ], you are required to conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file within 30 days of receiving this dispute.

Furthermore, I invoke my rights under Section 623 of the FCRA [ 15 U.S.C. 1681s-2 ], which prohibits furnishers of information to consumer reporting agencies from providing inaccurate information. 
Additionally, I request that you promptly notify all persons who have received my consumer report containing this inaccurate information within the last six months ( or two years for employment purposes ), as required by Section 611 ( d ) of the FCRA [ 15 U.S.C. 1681i ( d ) ].

Company response to consumer: Closed with explanation