Consumer complaint received 2026-01-13 00:00:00
Product: Debt collection — Rental debt
Issue: False statements or representation — Attempted to collect wrong amount
Company: National Credit Systems,Inc.
State: TX

Complaint narrative:
On XX/XX/XXXX I received documents from XXXX XXXX XXXX XXXX XXXX XXXX XXXX in XXXX, XXXX  ( representing National Credit System ) It consisted of duplicated pages of XXXX XXXX XXXX and a revised final account statement. I do not deny residing there, especially after being there for 14 years. I dispute I do not owe National Credit System any money. I do not know who they are and I certainly did not have a contract with them. XXXX XXXX XXXX sent a revised final account statement from XXXX ( original creditor ). 

XXXX stated that this revised statement was prepared on XX/XX/XXXX, the same date of my move out on XX/XX/XXXX with some outrageous additional charges and ledger account at move out totaling {$1000.00}. I paid my rent, building and facilities fees via resident portal. XXXX did not send any invoice stating I owe any. After moving out the only invoice I received from XXXX was for {$340.00}. On this revised final statement it indicate that after 30 days of no contact it will be sent to collections. 

National Credit System placed a collection on my consumer report on XX/XX/XXXX without notifying me of this alleged debt ( prior to placing it on my credit report that I owe this debt ). National Credit System indicated that were assigned this debt on XX/XX/XXXX and status of open account on XX/XX/XXXX. XXXX has not shown any proof that they owned this debt and that I am obligated to pay this alleged debt. If they bought this debt from XXXX it definite was not for {$1000.00}. Therefore, they are reporting inaccurate information on my consumer report. Also they are keep updating last activity dates. XXXX has not provided proof they are License or Register to Collect in the State of Texas. I informed XXXX if I owe the original creditor anything I would of paid them. 

Lets resurface this revised final account statement. It consist of inaccurate information and outrageous charges. XXXX prepared this statement on XX/XX/XXXX but did not notify me of such charges. They indicate a move out date on XX/XX/XXXX. XXXX has not shown any evidence or proof of any damages after move out ( unreasonable Charges ). 

My consumer report indicates the XXXX date of XXXX is XX/XX/XXXX which typically means 30 days past due. How can I be 30 days past due if my moved out date is XX/XX/XXXX? Move out date is 4 days after the Date Of First Delinquency. Also, National Credit System placing collection on my report without notifying me of such debt ( Violation and inaccurate reporting of information ). 

what I received was a statement ( any leasing office staff can go into the system and generate with unreasonable or outrageous dollar amount ). I do not believe I owe XXXX any money or such amount of {$1000.00}. They had 30 days to notify me which they did not. My actual move out date was XX/XX/XXXX. My 60 day notice was given to staff that was fired. New Management discuss me locating to another building due to mold and maintenance not repairing things. Management and I agreed on a move out date on XX/XX/XXXX but I move out early and into my new apartment in XXXX in which I notified XXXX  of my new resident and they did not contact me of such amount owed. 
I do not owe XXXX. any money and yet they reported this and inaccurate information on my report. 

As a Good Will gesture can you delete this collection because of inaccurate reporting.

Company response to consumer: Closed with explanation