Consumer complaint received 2025-06-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: DE

Complaint narrative:
Current : XXXX XXXX XXXX XXXX, DE XXXX Previous address to be removed : XXXX XXXX XXXX XXXX Wyoming, DE XXXX Inquiries to be removed I NEVER AUTHORIZED THIS! 
Credit Acceptance XX/XX/XXXX XXXX CO XX/XX/XXXX XXXX DATA XX/XX/XXXX XXXX  XXXX XX/XX/XXXX - PASTED XXXX YEAR MARK XXXX Accounts TO DELETE : For account CBNA # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX the information is not assuring maximum possible accuracy. The date of last activity, Date opened, Closed Date, Creditor Type, and Creditor Remarks is still inaccurate. It also doesnt align and match the record of XXXX  and Experian. According to the Fair Credit Reporting Act, whenever a consumer reporting agency prepares a consumer report, it must follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates. You are violating my rights under 15 USC 1681i ( 5 ) and 15 USC 1681e ( b ) For account XXXX XXXX # XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX  the information is not assuring maximum possible accuracy. The date of last activity, Date opened, Closed Date, Creditor Type, and Creditor Remarks is still inaccurate. It also doesnt align and match the record of XXXX  and Experian. According to the Fair Credit Reporting Act, whenever a consumer reporting agency prepares a consumer report, it must follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates. You are violating my rights under 15 USC 1681i ( 5 ) and 15 USC 1681e ( b ) For account XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, the information is not assuring maximum possible accuracy. The date of last verified, Date of last activity, and XXXX opened, is inaccurate. It doesnt align and match the record of XXXX  and Experian. According to the Fair Credit Reporting Act, whenever a consumer reporting agency prepares a consumer report, it must follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates. You are violating my rights under 15 USC 1681i ( 5 ) and 15 USC 1681e ( b ) For account XXXX XXXX XXXX XXXX, the information is not assuring maximum possible accuracy. The date of last verified, Date of last activity, Date opened, Date closed and creditor type is inaccurate. It doesnt align and match the record of XXXX  and Experian. According to the Fair Credit Reporting Act, whenever a consumer reporting agency prepares a consumer report, it must follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates. You are violating my rights under 15 USC 1681i ( 5 ) and 15 USC 1681e ( b ) Ive been Denied a loan or credit card, Denied housing, Higher interest rates, Emotional stress and Delayed business financial opportunity because of inaccurate being reported by EXPERIAN!!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation