Consumer complaint received 2024-08-09 00:00:00
Product: Debt collection — Credit card debt
Issue: Took or threatened to take negative or legal action — Sued you without properly notifying you of lawsuit
Company: ENCORE CAPITAL GROUP INC.
State: NY

Complaint narrative:
The company did not address the illegal Actions. That they did they illegal sued me and not letting me talk to anyone including there own Attorneys. Is braking ny state laws I will be going to the Attorney general 's office and also counter suing for XXXX XXXX dollars. Breaking the law by not talking to me about the situation. Allowing me to know who they are, what they are, and allowing me to see if I owed the money and to see if I can make the payments to them. New York State law state state. Anyone claiming to try to collect a debt can not refuse to talk 2. Did person that they are trying to Claim the debt from. This is a formal letter and statement to all parties involved, including the attorney that they have obtained that I will be taking them to court and suing all parties involved for breaking the law. Not only breaking the law by not talking to me, but breaking the law. Because you were supposed to Sue me within 3 years, and it was after the 3 years when the lawsuit was put in New york state says you have up 3 years. I will be suing for XXXX because I'm not looking to be come rich. I'm looking to make sure people don't keep on breaking the law. Now we'll win because I have all the proof that you guys all broke the law and still in charge me more. Not only that, the original lawsuit add only one credit Amount on it, and I somehow was able to get a second amount put on there after already put in. That's illegal. You can't at Sue twice, then if you're not going to Sue the first time for all, you can not just change the amount on a lawsuit you have to include all stuff when you put in your lawsuit. That was breaking a lot too. You can't just add money to a lawsuit. The lawsuit is already set in stone once you fill out the paperwork and hand it in, so therefore your attorney had to put in for a new lawsuit and it would be a separate suite , not the same. It did not address what I actually already wrote to you guys so I will see you in XXXX supreme court, because the court here is breaking the law by now allowing me to talk to anybody there and and tell me who signed off on your False Lawsuit and your attorneys refused to talk to me so I can even tempt to make contact to know What this lawsuit was about who is for where you guys got this information, and not only that, I don't owe anybody, that's on this lawsuit, anything I only oh, according to you, the original Creditor which means I don ' owe Midland credit anything or there attorney Because I don't owe them.I owe the original Creditor they Can sue me if they want to not my fault That you buy Debt illegally and sue illegal. If any money comes out of my bank account or my check at all, I'll be suing for interest on top of that as well, because I don't owe you a XXXX dime.Since nobody can talk to me about this and sue after the XXXX year mark, I will see you guys in court.

Company response to consumer: Closed with explanation