Consumer complaint received 2025-01-19 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Incorrect information on your report — Information belongs to someone else
Company: Early Warning Services, LLC
State: NC

Complaint narrative:
XXXX XXXX XXXX XXXX ( Case XXXX ) I have been impacted by XXXX XXXX Breach, ( ID XXXX XXXX ), my SSN being used as a personal gain. I have reported the criminal activity to the appropriate authorities. My file keeps showing over time FCRA violations : Derogatory Payments : 15 USC 1681 a ( 2Xi ), 15 USC 1681 ; Permissible Purpose : 15 USC 1681b ; Responsibilities of Furnishers : 15 USC 1681 ( s ) -2 ; Accuracy : 15 USC 1681e ( b ) & 15 USC 1681i ( 5 ) ( a ) ; Verification : 15 USC 1681i ( 7 ) I was impacted by the XXXX XXXX XXXX XXXX Customer Data Security Breach ( XXXX XXXX. XXXX ), which I believe contributed to unauthorized activity on my account. Upon obtaining a copy of my Early Warning Services LLC report, I discovered several inaccuracies, including entries from financial institutions with which I have no affiliation. Your records show Non-Sufficient Funds ( NSF ) entries or related activity for the financial institutions below ; the amounts and account numbers : 1. XXXX XXXX XXXX XXXX : Account # XXXX : {$8300.00} ; {$20.00} ; {$96.00} ; {$390.00} ; {$1400.00} ; {$1200.00} ; {$170.00} XXXX. XXXX XXXX : Account # XXXX : {$80.00} & {$56.00} XXXXXXXX XXXX XXXX XXXXXXXX : Account # XXXX : {$430.00} ( 2 TIMES ) ; {$430.00} ( 18 TIMES ) ; {$1.00} ; XXXX. XXXX XXXX XXXX  : Account # XXXX : {$1000.00} & {$1500.00} XXXX. XXXXXXXX XXXX XXXXXXXX XXXX : Account # XXXX : {$2500.00} ; {$1500.00} ; {$1000.00} XXXX. XXXX XXXX XXXXXXXX XXXX : Account # XXXX : {$2000.00} XXXX. XXXXXXXX XXXX XXXX XXXX Account # XXXX : {$2000.00} XXXX. XXXX XXXX XXXXXXXX Account # XXXX : {$54.00} ( 3 TIMES ), {$100.00} ; {$95.00} XXXX XXXX XXXX - XXXX : Account # : XXXX XXXX XXXX XXXX - XXXX : Account # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX : Account # : XXXX XXXX XXXX XXXX XXXX XXXX : Account # : XXXXXXXX XXXX XXXX : Account # : XXXXXXXX XXXX XXXX : XXXX XXXX XXXX XXXX : Account # : XXXX XXXX XXXX XXXX XXXX XXXX Account # : XXXX XXXX XXXX XXXX XXXX XXXX {$16.00} ( 8 TIMES ) Account # : XXXX XXXX XXXX XXXX XXXX : Account # : XXXX : {$2500.00} ; {$1500.00} : {$1000.00} XXXX XXXX XXXXXXXX XXXX XXXX Account # : XXXX XXXX XXXX XXXX : Account # : XXXX XXXX XXXX XXXX : Account # : XXXX XXXX XXXX XXXXXXXX XXXX : Account # : XXXX I contest these records as they are inaccurate. I have no relationship with these institutions and did not authorize the accounts, inquiries, or transactions associated with them. Therefore, I respectfully request the following actions ; conduct a thorough investigation of the disputed records as required under the Fair Credit Reporting Act ( 15 U.S.C. 1681i ), provide verifiable documentation or evidence from the reporting entities substantiating these entries, delete all unverifiable, inaccurate, or unauthorized records from my Early Warning Services LLC report, and send me an updated copy of my Early Warning Services LLC report reflecting the corrections.

Company response to consumer: Closed with explanation