Consumer complaint received 2025-10-21 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
I am submitting this formal dispute and complaint under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq., against Experian Information Solutions XXXX XXXX, for reporting false and inaccurate personal identifying information on my consumer credit report. 

The inclusion of this erroneous data violates my rights under FCRA XXXX ( b ), which requires consumer reporting agencies to maintain maximum possible accuracy, and XXXX ( a ) ( XXXX ) ( A ), which requires reinvestigation and correction of inaccurate information. 

This inaccurate information is damaging my credit profile, creating identity confusion, and obstructing my access to fair credit opportunities. 

I am demanding the immediate deletion of the following INCORRECT ADDRESSES : - XXXX XXXX XXXX XXXX XXXX # XXXX, XXXX XXXX, FL XXXX - XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX, XXXX, NY XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, FL XXXX XXXX XXXX XXXX, XXXX XXXX XXXX NJ XXXX XXXX, FL XXXX Any and all other addresses different from my verified residence : XXXX XXXX XXXX XXXX, XXXX, FL XXXX DELETE XXXX FOLLOWING INCORRECT PHONE NUMBERS : - ( XXXX ) XXXX - ( XXXX ) XXXX - ( XXXX ) XXXX Any other number not matching my verified cell : ( XXXX ) XXXX DELETE THE FOLLOWING INCORRECT AND FRAUDULENT NAME VARIATIONS : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX A XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Any other XXXX XXXX from my legal and verified name : XXXX XXXX CORRECT AND VERIFIED INFORMATION THAT MUST REMAIN : Name : XXXX XXXX Current Address : XXXX XXXX XXXX XXXX, XXXX XXXX FL XXXX Phone : ( XXXX ) XXXX Employer : XXXX FLORIDA XXXX XXXX LEGAL BASIS FOR MY DEMAND Under FCRA XXXX ( a ), consumers have the right to fair and accurate credit reporting XXXX 
Under XXXX ( b ), Experian is required to ensure maximum possible accuracy in the information it maintains. 
Under XXXX ( a ) ( XXXX ), I have the right to know all information in my file. 
Under XXXX ( a ) ( XXXX ) ( A ), Experian must reinvestigate and delete any unverifiable or inaccurate information immediately. 

I am demanding that Experian conduct an expedited reinvestigation and delete all inaccurate personal data within XXXX business days of this submission. 
Failure to comply will result in escalation to the Federal Trade Commission ( FTC ) and the Florida Attorney XXXX XXXX for violation of federal consumer protection laws. 

This incorrect personal information has already caused credit denials, system mismatches, and confusion in verifying my identity. I am attaching screenshots of the inaccurate report for your investigation.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation