Consumer complaint received 2015-04-19 00:00:00
Product: Mortgage — Conventional adjustable mortgage (ARM)
Issue: Settlement process and costs — 
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: CA

Complaint narrative:
From the Desk of XXXX XXXXPrivate Attorney General42 U.S.C 1988Racketeer Influenced and Corrupt OrganizationXXXX XXXX XXXX XXXX # XXXX, Ca XXXXXXXXConsumer : XXXX XXXX XXXX AND XXXX XXXX XXXXProperty Address : XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX CRIMINAL INVESTIGATIONLAST UPDATE XXXX XXXX, XXXXFEDERAL CONSUMER LAWS CIVIL CODE SECTION 1567. An apparent consent is not real or free when obtained through 1. Duress 2. Menace 3. Fraud 4. Undue Influence or 5. MistakeFEDERAL CONSUMER LAWS CIVIL CODE 1571. 1572. 1573. 1574. 1575. 1576. 1577. AND 157812 USC Sec. 503. Liability of directors and officers of member banks ; 12 USC Sec. 504. Civil money penalty ; 12 USC Sec. 541. Tax on circulating notes generally ; 12 USC Sec. 582. Receipt of United States or bank notes as collateral ; 12 USC Sec. 629. Conversion of banking corporation into Federal corporations ; procedure 12 USC Sec. 630. Offenses by officers of corporation ; punishment ; 12 USC Sec. 631. False representations as to liability of Unites States for acts of corporation ; punishment ; 12 USC Sec. 632. Jurisdiction of United States courts ; disposition by banks of foreign owned property ; 15 USC Sec. 1692. Congressional findings and declaration of purpose ; 15 USC Sec. 1692g. Validation of Debts ; 15 USC Sec. 1692j. Furnishing certain deceptive forms ; 15 USC Sec. 1693n Criminal liabilities ; 15 USC Sec. 1693o. Administrative enforcement ; 18 USC Sec. 479. Uttering counterfeit foreign obligation or securities ; 18 USC Sec. 480. Possessing counterfeit foreign obligations or securities ; 18 USC Sec. 1962. Prohibited activities ; 18 USC Sec. 986. Subpoenas for bank records ; 31 USC Sec. 5316. Reports on exporting and importing monetary instruments ; 42 USC Sec. 1986 Action for neglect to prevent ; FORGERY CALIFORNIA CODE OF CIVIL PROCEDURE 749 AND 749.5PENAL CODE 115.5 FALSE DOCUMENTS RECORED IN THE COUNTY RECORDERS OFFICE PENAL CODE 182 CRIMINAL CONSPIRACIES PENAL CODE 470 ( a ) ( b ) ( c ) ( d ) INTENT TO COMMIT FORGERYVIOLATION OF GOVERNMENT CODE SECTION8214.1 ( d ) Failure to Discharge the Duties or Responsibilities of a Notary PublicVIOLATION OF GOVERNMENT CODE SECTION8214.1 ( e ) Adjudged Liable for Damages in Any Suit Grounded in Fraud, Misrepresentation, Violation of State Regulatory Laws or Failure toDischarge Fully and Faithfully the Duties of a Notary PublicVIOLATION OF GOVERNMENT CODE SECTION8214.1 ( i ) Act Involving Dishonesty, Fraud, or Deceit with the Intent to SubstantiallyBenefit the Notary Public or Another, or Substantially Injure AnotherVIOLATION OF GOVERNMENT CODE SECTION8214.1 ( l ) Execution of any Certificate as a Notary Public Containing a StatementKnown to the Notary Public to be FalseExecution of a certificate that the notary public knew contained false information. 
VIOLATION OF GOVERNMENT CODE SECTION8214.1 ( o ) Failure to Secure Journal or Official stampRESCISSION OF SUBJECT PROPERTY UNDER CALIFORNIA CIVIL CODE 1688, 1689 ( a ) ( b ) ( c ) ( 1 ) ( 2 ) ( 3 ) 1689.2 NOTICE OF ERROR UNDER 12 C.F.R. 1024.35-1024.36 Yes No Not Required CommentsGRANT DEEDXX/XX/XXXXDOCUMENT # XXXX XXXX XXXXHEREBY GRANTS : XXXX XXXX XXXX AND ACKNOWLEDGED ONXX/XX/XXXXDEED OF TRUSTXXXXDOCUMENT # XXXX XXXX XXXX XXXX XXXX # XXXX # XXXX XXXX XXXX XXXX XXXX XXXX XXXXTRUSTEE- XXXX $ XXXXBENEFICIARY-XXXX***XXXX, XXXX WAS SUSPENDED IN XXXX XXXX, XXXX BY THE SECRETARY OF STATE OF CALIFORNIA AND FRANCHISE TAX BOARD IN XXXX. SEE ATTACHED INTER-AGENCY INQUIRY******ON XXXX XXXX, XXXX MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INCAMENDED UNDER ARTICLE 1 : THE NAME OF THE CORPORATION IS " XXXX, XXXXNOTARY PUBLIC XXXX XXXX XXXX HAS COMMITTED CRIMINAL CONSPIRACY WITH THE MULTI

Company public response: Company chooses not to provide a public response
Company response to consumer: Closed with explanation