Consumer complaint received 2025-09-09 00:00:00
Product: Debt collection — I do not know
Issue: Written notification about debt — Didn't receive enough information to verify debt
Company: Resurgent Capital Services L.P.
State: WA

Complaint narrative:
I checked my credit reports. Theres a collections account from LVNV Funding LLC. I send them a debt Validation request letter on XX/XX/year> via certified mail. They do not respond in the required 30 day period and validate the debt. Then on XX/XX/year> " XXXX XXXX XXXX '' sends me a bill for this same alleged debt that LVNV Funding LLC is billing me for and reporting to my credit reports for. So I am getting double billed for this same alleged debt and double reported on my credit reports. Which violates the FCRA and the CFPA. I send " XXXX XXXX XXXX '' a debt validation request letter on XX/XX/year>. They do not respond in the required 30 day period either to validate this alleged debt. I also get contacted by a " XXXX XXXX XXXX XXXX '' about this same debt during this same time period. I mailed them a debt Validation letter on XX/XX/year> and they responded on XX/XX/year> and said they were going to " cease collection activity and request consumer reporting agencies delete this account. '' I then get mailed a bill from " Resurgent Capital Services '' on XX/XX/year> with a " {$810.00} '' amount with the " current owner '' listed as LVNV Funding LLC and info from " Credit One '' bank about a credit card. But no mention of the fact that they transferred or sold this alleged debt to this " XXXX XXXX XXXX '' company. Then they mail me another letter the next day on XX/XX/year> saying they " manage the account for LVNV Funding LLC and has initiated a review of the inquiry recently received either directly or from XXXX XXXX XXXX, the current servicer of the account. '' So I mail these Resurgent Capital Services a Debt Validation request letter SPECIFICALLY requesting " If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name. In addition, tell me when the current creditor obtained the debt and who the current creditor obtained it from. '' AND " Provide a documented history of ownership if the debt has been transferred or sold multiple times. This means providing me with a record of each company that has owned or held the debt, from the original creditor to the current debt collector. I mail this letter via certified mail on XX/XX/year>. They responded on XX/XX/year> with the same information they provided last time. No documented history of transfers of ownership or sales of this alleged debt, or really any mentions of who actually owns or manages or controls or services this alleged debt collections account that I have been double, triple, and quadruple billed for and had reported on my credit reports at points. I am XXXX, XXXX, I have XXXX types of XXXX, I am on XXXX. I don't need bad credit from debt collectors that don't keep accurate records or report accurately and have limited purchasing power and opportunities also. Please get these removed from my reports. I have contacted the attorney general, and the credit bureaus. Or we can go to court. Thank you. XXXX XXXX XXXX

Company response to consumer: Closed with non-monetary relief