Consumer complaint received 2026-03-29 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: Collection Professionals, Inc. (Macomb, IL)
State: IL

Complaint narrative:
Date : XX/XX/year> To : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX From : XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Re : Account # XXXX To Whom It May Concern : I am sending this letter to you in response to a notice I received from you on XX/XX/year>. Be advised, this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act ( 15 USC 1692g Sec. 809 ( b ) ) that your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your office provide me with competent evidence that I have any legal obligation to pay you. Please provide me with the following : 1 What the money you say I owe is for ; 2 Explain and show me how you calculated what you say I owe ; 3 Provide me with copies of any papers that show I agreed to pay what you say I owe ; 4 Provide a verification or copy of any judgment if applicable ; 5 Identify the original creditor ; 6 Prove the Statute of Limitations has not expired on this account ; 7 Show me that you are licensed to collect in my state ; and 8 Provide me with your license numbers and Registered Agent. If your offices have reported invalid information to any of the three major Credit Bureaus XXXX XXXX XXXX XXXX XXXX ), said action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate in bringing legal action against you for the following : 1 Violation of the Fair Credit Reporting Act 2 Violation of the Fair Debt Collection Practices Act 3 Defamation of Character If your offices are able to provide the proper documentation as requested, I will require at least 15 days to investigate this information and during such time all collection activity must cease and desist. Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with a legal counsel. If your offices fail to respond to this validation request within 15 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file. I would also like to request, in writing, that no telephone contact be made by your offices to my home, my cell phone, or to my place of employment. All future communications with me MUST be done in writing and sent to the address noted in this letter. Additionally, please refrain from contacting any of the financial institutions where I have accounts or relationships. You have no right to access any of my personal or financial information that isn't part of public records. This is an attempt to correct your records, any information obtained shall be used for that purpose. Best Regards, XXXX XXXX

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation