Consumer complaint received 2025-07-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: LEXISNEXIS
State: KS

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX KS XXXX XXXX XXXX XX/XX/XXXX Subject : Formal Request for Immediate Investigation and Permanent Deletion of Inaccurate and Unverifiable Information under the Fair Credit Reporting Act ( FCRA ) Dear Lexis Nexis Representative, I am writing pursuant to my rights under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 16811681x, to dispute multiple items of inaccurate, outdated, duplicated, or unverifiable information that are currently associated with my name and identity. 
The following entries associated with my name, aliases, addresses, and personal identifiers are either inaccurate, unverified, obsolete, or not associated with me, and I demand their immediate and permanent deletion : ________________________________________ Disputed Names and Aliases ( Unverified or Duplicates ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Disputed Addresses ( Duplicate, Invalid, Outdated, or Not Associated ) : XXXX XXXX XXXX XXXX XXXX variations, XXXX, MI XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX XXXX XXXX, OH XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX, MI Disputed Phone Numbers ( Invalid or Not Mine ) : INVALID XXXX XXXX XXXX Disputed Drivers License & Court Data ( Not Valid or Duplicated Across States ) : Michigan, Kansas, and Arizona licenses ( verify and retain only accurate, current one ) Traffic violation from Arizona dated XX/XX/XXXX ( Code : XXXX possibly obsolete or inaccurate ) Disputed Insurance Data : XXXX XXXX XXXX policy lapse and data associated with Kansas ________________________________________ LEGAL BASIS FOR REMOVAL According to 15 U.S.C. 1681i ( a ), you are required to conduct a full reinvestigation of disputed information within 30 days of receiving this notice. If you can not verify the accuracy and relevance of the disputed items, you are required to delete them permanently.

Additionally, under 15 U.S.C. 1681e ( b ), you must ensure maximum possible accuracy of the information in consumer reports. Retaining unverified, outdated, or duplicative information violates that standard. 
Furthermore, under 15 U.S.C. 1681c ( a ), certain negative or obsolete data must not be reported after seven years ( or ten for bankruptcy ), which may apply to some items in your record. 
REQUIRED ACTIONS 1. Conduct a complete reinvestigation of all the items listed above.

2. Delete all inaccurate, duplicated, outdated, or unverified data from your system.

3. Cease and desist from reinserting these items unless fully verified and compliant with 15 U.S.C. 1681i ( a ) ( 5 ) ( B ). 
4. Provide a written response with the results of your investigation, including a summary of any action taken.

5. Send an updated copy of my full report reflecting the corrected/deleted data.

________________________________________ If you fail to comply, I am prepared to file formal complaints with the Consumer Financial Protection Bureau ( CFPB ), Federal Trade Commission ( FTC ), and consider taking legal action under 15 U.S.C. 1681n and 1681o, which provide for damages in cases of willful or negligent noncompliance. 
Sincerely, XXXX XXXX Please see attached ( 2 )

Company response to consumer: Closed with explanation