Consumer complaint received 2024-04-17 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Improper use of your report — Reporting company used your report improperly
Company: Resurgent Capital Services L.P.
State: MI

Complaint narrative:
No Parking Rule/ Refusal to Pay, Cease and Desist. I Refuse to pay this alleged collection. 

You LVNV Funding are unlawfully reporting a alleged debt to my consumer report. Under Rule REGULATION F which took effect XXXX XXXX, you LVNV funding have violated the FDCPA section 1006.30a and its new rule by parking this alleged debt on my consumer report. Cease and Desist the reporting of this alleged Debt immediately or I will escalate this matter to taking legal action. I have not giving you written permission to put anything on my credit profile 15 USC 1681b2. You have no permissible purpose by law to contact third parties with my private or personal information. Your offense amount to Aggravated Identity Theft pursuant to 18 USC section 1028A. You have knowingly Transferred, Possessed, or used, without lawful authority, a means of identification of me, which is a felony punishable with up to 2 years of imprisonment, in addition to civil liability. I AM A LITIGIOUS CONSUMER. I WILL NOT HESITATE TO TAKE LEGAL ACTION. LVNV funding 15 USC section 16922c ( c ) ceasing communication If the consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that a consumer wishes the debt collector to cease further communication with the consumer with respect to such debt. I refuse to pay this alleged debt, cease and desist all collection activity regarding this alleged debt and PROMPTLY DELET IT from ALL consumer repoting agencies that you have reported this inaccurate, incomplete, erroneous and misleading information at once. The reporting of such inaccurate information is has caused severe damage to my character, my general mode of living and ability to obtain credit for personal and house purposes. You and your inaccurate reporting have damaged my livelihood.

15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies.a ) Duty of furnishers of information to provide accurate information ( 1 ) Prohibition ( A ) Reporting information with actual knowledge of errors A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.

( B ) Reporting information after notice and confirmation of errors A person shall not furnish information relating to a consumer to any consumer reporting agency if ( i ) the person has been notified by the consumer, at the address specified by the person for such notices, that specific information is inaccurate; and ( ii ) the information is, in fact, inaccurate. In conclusion I have shown you and you have been put on notice that you are reporting inaccurate information. The continued reporting of this inaccurate information is a clear violation of the law 15 USC 1681-2 of your responsibilities as a furnisher of information you have caused my family and I severe harm due to your negligence and inaccurate reporting. This is the final opportunity to Cure and DELET This Erroneous, iaccurate account from my consumer report.

Company response to consumer: Closed with explanation