Consumer complaint received 2025-01-19 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: TN

Complaint narrative:
Dear Consumer Financial Protection Bureau, This letter formally disputes the accuracy of certain information appearing on my credit report, a copy of which is attached for your reference. I request that you conduct a full reinvestigation under the provisions of 15 U.S. Code 1681i. 
Specifically, I assert that the following items under Experian are inaccurate or unverifiable : XXXX  XXXX XXXX Account Info : Account Number : XXXX  Balance : {$480.00} Open/closed : Closed Date opened : XX/XX/XXXX _______________________________ XXXX XXXX  Account Info : Account Number : XXXX Balance : {$7400.00} Open/closed : Closed Date Opened : XX/XX/XXXX XXXX XXXX XXXX  XXXX XXXX Account Info : Account Number : XXXX Balance : {$5100.00} Open/closed : Closed Date opened : XX/XX/XXXX _______________________________ XXXX XXXX XXXX  Account Info : Account Number : XXXX Balance : {$6000.00} Open/closed : Closed Date opened : XX/XX/XXXX _______________________________ Specifically, I assert that the following items under XXXX are inaccurate or unverifiable : XXXX XXXX XXXXXXXX Account Info : Account Number XXXX XXXX XXXX : {$480.00} Open/closed : Closed Date opened : XX/XX/XXXX _______________________________ XXXX  Account Info : Account Number : XXXX Balance : {$4500.00} Open/closed : Closed Date opened : XX/XX/XXXX _______________________________ XXXX XXXX XXXX XXXXXXXX Account Info : Account Number : XXXX Credit limit : {$4900.00} Open/closed : Closed Date opened : _______________________________ XXXX XXXX XXXX  Account Info : Account Number : XXXX Balance : {$7400.00} Open/closed : Closed Date opened : XX/XX/XXXX XXXX XXXX XXXX XXXX Account Info : Account Number : XXXX Balance : {$5200.00} Open/closed : Closed Date XXXX : XX/XX/XXXX _______________________________ [ Personal Information Item ] : My address is incorrectly listed as [ XXXX XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX ]. My correct address is [ XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX. ] _______________________________ [ XXXX XXXX XXXX ] : My Name is incorrectly listed as [ XXXX XXXX ]. My correct address is [ XXXX XXXX XXXX ] _______________________________ Specifically, I assert that the following items under XXXX are inaccurate or unverifiable : XXXX XXXX  XXXX Account Info : Account Number : XXXX  Balance : {$480.00} Open/closed : Closed Date opened : XX/XX/XXXX _______________________________ XXXX XXXX  Account Info : Account Number : XXXX Balance : {$7400.00} Open/closed : Closed Date opened : XX/XX/XXXX XXXX XXXX XXXX  Account Info : Account Number : XXXX Balance : {$5100.00} Open/closed : Closed Date opened : XX/XX/XXXX XXXX XXXX XXXX Account Info : Account Number : Balance : Open/closed : Closed Date opened : _______________________________ Account Info : Account Number : XXXX Balance : {$6000.00} Open/closed : Closed Date opened : XX/XX/XXXX _______________________________ [ Personal Information Item ] : My address is incorrectly listed as [ XXXX XXXX XXXX XXXX, TN XXXX and XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX ]. My correct address is [ XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX. ] _______________________________ [ XXXX XXXX XXXX ] : My Name is incorrectly listed as [ XXXX, XXXX ]. My correct address is [ XXXX XXXX XXXX ] _______________________________ In accordance with 15 U.S. Code 1681e ( b ), I request that you follow reasonable procedures to ensure the maximum possible accuracy of the information reported. If, after reinvestigation, any of the disputed items are found to be inaccurate, incomplete, or unverifiable, I request that you promptly delete or modify them as appropriate, pursuant to 15 U.S. Code 1681i ( 5 ) ( A ). 
Please provide me with written confirmation of the results of your investigation and any actions taken within 30 days, as required by law. 

Please investigate these items thoroughly and update my credit report accordingly. I have enclosed copies of my driver 's license and a recent Utility bill, Social Security Card, and Drivers License as proof of my identity and address. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation