Consumer complaint received 2025-10-28 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: Amsher Collection Services, Inc.
State: TX

Complaint narrative:
Debt Validation Letter Request for Assignment Contract XXXX XXXX XXXX. 
XXXX XXXX XXXX XXXX XXXX, TX XXXX Date : XX/XX/year> AmSher Collection Services XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Phone : ( XXXX ) XXXX RE : Request for Validation of Alleged Debt Account/Reference No. : XXXX Original Creditor : Unknown Amount Claimed : {$120.00} To Whom It May Concern : I am responding to your recent communication regarding the alleged debt referenced above. This letter serves as a formal request for full validation of the alleged debt under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g.

Please note that I have no knowledge of any account with the original creditor you claim to represent. Therefore, I am requesting complete documentation and verification before any further action is taken. Until you have provided the requested information, you must cease all collection activity, including phone calls, written communications, and credit reporting related to this account.

Please provide complete and legible copies of the following : Assignment or Purchase Agreement : A full and unredacted copy of the assignment, purchase, or transfer agreement that demonstrates the legal transfer of this alleged debt from the original creditor to AmSher Collection Services ( or any intermediary debt buyer ). This must include the date of transfer, the parties involved, and the specific account ( s ) included in the sale or assignment.

Proof of Authorization : Documentation verifying that AmSher Collection Services has the legal authority to collect on behalf of the current owner of the alleged debt.

Original Creditor Information : Since the original creditor is currently unknown, please provide the name, address, and contact information of the original creditor, as well as the account number associated with the alleged obligation.

Account-Level Documentation : A copy of any original signed credit agreement or contract bearing my signature and acceptance of the obligation.

An itemized statement of the account from inception to the present, including all charges, interest, payments, and fees that make up the claimed balance.

Collector Identification : Proof that AmSher Collection Services is licensed to collect debts in the State of Texas, including your license number and the name of the issuing authority.

Credit Reporting Disclosure : If you have reported this alleged debt to any consumer reporting agencies, provide the name of each bureau and copies of the exact information you furnished.

If you can not produce the requested assignment or purchase agreement, or otherwise fail to demonstrate your legal right to collect this debt, you must immediately cease all collection efforts and remove any related credit reporting.

Pursuant to 15 U.S.C. 1692g ( b ), you are required to suspend all collection activities until full validation is provided. I request that all communications regarding this matter be conducted in writing only. Telephone contact is neither authorized nor requested.

Failure to comply with this request will be documented for potential submission to the Consumer Financial Protection Bureau ( CFPB ) and the Texas Attorney Generals Office as a violation of federal law. 

Sincerely, [ Your Signature ] XXXX XXXX XXXX.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation