Consumer complaint received 2024-09-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC.
State: TX

Complaint narrative:
Re- XXXX I have a pending report on XXXX XXXX and XXXX XXXX give feedback, because sometimes the XXXX is bent. I woke up this morning and noticed that I have a change on my credit report. XXXX XXXX removed the duplicate reporting ( which is good, but ), left the balance unchanged which is considered securities fraud pursuant to XXXX XXXX XXXX XXXX. This because XXXX XXXX Received a security negotiable instrument according to XXXX XXXX on XX/XX/XXXX at XXXX as a copy of the bearer registered security that was received as followed " Delivered, Front Desk/Reception/Mail Room XXXX, VA XXXX XX/XX/XXXX, XXXX am. '' Registered Mail per XXXX. ( Exhibit Attached ). XXXX XXXX has my Credentials as owner of the XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX woman XXXX XXXX XXXX XXXX for XXXX ( to be distinguished ). The Credentials was placed in the account in the year the XXXX was opened. Although, the Credit Card account was opened before the initial XXXX was established with XXXX XXXX, this gave no right for the company nor its affiliates to keep vital information from me. A trust relationship is built on faith of whom you put your XXXX in. I never agreed for XXXX XXXX to report on my Credit ever. If they are going to report, it needs to be a legitimate report as FDCPA requires. ( XXXX XXXX XXXX XXXX. XXXX XXXX or abuse ). FCRA XXXX ( b ) says, no consumer reporting agency XXXX furnish a consumer report to any person if it has reasonable grounds for believing that the consumer report will not be used for a purpose listed in section XXXX [ XXXX ] of this title. ( This means they need permission by a competent court of jurisdiction ). Which according to my credentials and ownership they have no right, nor permission. After thoroughly reading the contract with competent help, I discovered that the said contract was void if the credit card wasn't signed ( exhibit attached ) XXXX XXXX has received copies of my credentials and ownership before and still have the submitted files that were uploaded. Since opening the initial account, I never understood Trust Law, Banking, Credit Card Agreements etc. But Ignorance of the law is without excuse. Now that I am receiving legal guidance, I am perusing my lawful rights under the constitution and exercise my free rights of Texas constitution XXXX of rights Sec. XXXX. FREEDOM AND SOVEREIGNTY OF STATE. Texas is a free and independent State, subject only to the XXXX of the United States, and the maintenance of our free institutions and the perpetuity of the XXXX depend upon the preservation of the right of local self-government, unimpaired to all the XXXX. 
( XXXX XXXX, XXXX. ) Sec. XXXX. INHERENT POLITICAL POWER ; REPUBLICAN FORM OF GOVERNMENT. ALL political power is inherent in the people, and all free governments are founded on their authority, and instituted for their benefit. The faith of the people of Texas stands pledged to the preservation of a republican form of government, and, subject to this limitation only, they have at all times the inalienable right to alter, reform or abolish their government in such manner as they XXXX think expedient. 
( XXXX XXXX, XXXX. ) Sec. XXXX. EQUAL RIGHTS. All freemen, when they form a social compact, have equal rights, and no man, or set of men, is entitled to exclusive separate public emoluments, or privileges, but in consideration of public services. 
( XXXX XXXX, XXXX. ) Sec. XXXX. EQUALITY UNDER THE LAW. XXXX under the law shall not be denied or abridged because of XXXX, race, XXXX, creed, or national origin. This amendment is self-operative. 
( Added XXXX XXXX, XXXX. ) If nothing is done through CFPB I will be perusing a competent court of equity. All calls that were recorded of phone calls, emails and letters will be used in a court of equity. As stated, before Federal reserve XXXX section XXXX explains the application process. If I produced a signature please verify, because this would indicate that a promissory note was deposited into my account to make me pay back the note of my own funds. This is considered extorsion. I seek immediate results. ALL RIGHTS RESEVED XXXX WITHOUGHT PREJUDICE.

Company response to consumer: Closed with explanation