Consumer complaint received 2025-01-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: WA

Complaint narrative:
hello, my name is XXXX XXXX i have reached out to all XXXX credit bureaus for over a year since last XXXX with no results. I was a victim of identity theft as well as the XXXX XXXX breach XXXX and TransUnion both bureaus had my complete name entirely wrong you can even use the dispute options on Transunion XXXX unauthorized charged my account then reversed it and removed all my quires and said they were gon na remove every collection closed accounts they all said that with no results this has destroyed my life as I am a trying to climb out of whole only to be kicked by in by the credit bureaus as well as XXXX XXXX  and the other secret agencies phone calls letters all every day all for accounts I have no idea about pleas help me get this ball rolling. 
In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 
Account name : # XXXX, Account name : # XXXX, Account name : # XXXX, Account name : # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.

15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX MO XXXX From XXXXXXXX XXXX XXXX XXXX Inquiries ( XXXX ) Hard Inquiries ( XXXX ) Hard inquiries may impact your credit score. 
XXXX XXXX XXXX Dispute this Address XXXX XXXX XXXX XXXX, CA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX Dispute this Address XXXX XXXX XXXX XXXX, TX XXXX XXXX of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX this XXXX XXXX XXXX XXXX XXXX XXXX, WA XXXX XXXX of inquiry XX/XX/XXXX XXXX  XXXX XXXX XXXX XXXX this Address XXXX XXXX XXXX XXXX XXXX, WA XXXX XXXX of inquiry XX/XX/XXXX Soft Inquiries ( XXXX ) Soft inquiries do not impact your XXXX XXXX. These inquiries are not disputable. 
XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX ( XXXX ) Address XXXX XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX 
Address XXXX XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX XXXX of inquiry XX/XX/XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Date XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX  XXXX. 
Address XXXX XXXX XXXX XXXX  XXXX XXXX, CA XXXX Date of inquiry XX/XX/XXXX XXXX - XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX MO XXXX XXXX of inquiry XX/XX/XXXX XXXX XXXX XXXX. 
Address XXXX XXXX XXXXXXXX XXXX  XXXX XXXX, TX XXXX Date of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX 
Address XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX ( XXXX ) Address XXXX XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX - XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX MO XXXX XXXX of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX XXXX of XXXX XX/XX/XXXX XXXX - XXXX XXXX  XXXX XXXX XXXX XXXX XXXX, PA XXXX XXXX of XXXX XX/XX/XXXX XXXX - XXXX  Address XXXX XXXX XXXX XXXX XXXX, WA XXXX XXXX of XXXX XX/XX/XXXX XXXX - XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX MO XXXX XXXX of XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX 
Address XXXX XXXX XXXXXXXX XXXX XXXX  XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, VA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, FL XXXX Date of inquiry XX/XX/XXXX XXXX Address XXXX XXXXXXXX XXXX XXXX XXXX, NJ XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXXXXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX Address XXXX XXXX  XXXX XXXX XXXX XXXX IL XXXX XXXX of XXXX XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of XXXX XX/XX/XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of XXXX XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX GA XXXX From XXXXXXXX XXXX XXXX XXXX XXXX XXXX : XXXX View Account Details Account status Closed Age of Account 2 years 6 months 7 days Late payments XXXX XXXX XXXX : XXXX View Account Details Account status Closed Age of Account 2 years 6 months 30 days Late payments XXXX XXXX  : XXXX View Account Details Account status Closed Age of Account 4 months 23 days Late payments XXXX Mortgage ( XXXX ) You currently do not have this type of account. 
Installment ( XXXX ) You currently do not have this type of account. 
Other ( XXXX XXXX XXXX XXXX XXXX  : XXXX View Account Details Account status Closed Age of Account 8 months 2 days Late payments XXXX XXXX XXXX XXXX : XXXX Dispute not available Whats this? 
View Account Details Account status Closed Age of Account 1 year 9 months 5 days Late payments XXXX XXXX XXXX XXXX : XXXX Dispute not available Whats this? 
View Account Details Account status Closed Age of Account 1 year 8 months 29 days Late payments XXXX XXXX XXXX XXXX : XXXX Dispute not available Whats this? 
View Account Details Account status Closed Age of Account 2 years 21 days Late payments XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief