Consumer complaint received 2025-11-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: WA

Complaint narrative:
As I recently reviewed my credit report, I discovered several items that do not accurately reflect my financial history. Each inaccuracy has caused me stress, confusion, and concern, and I am sharing the full story of what I discovered, why these errors matter, and why they must be thoroughly investigated and corrected under the Fair Credit Reporting Act ( FCRA ), including Sections 602A, 607 ( b ), 611, 623 ( a ) ( 1 ) ( A ), and 605 ( c ). 
XXXX XXXX XXXX CT XXXX XXXX XXXX, WA XXXX XXXX XXXX XXXX, WA XXXX XXXX XXXX XXXX XXXX, WA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance Owed : {$290.00} XXXX  XXXX * * * * * * Balance Owed : {$0.00} XXXX XXXX XXXX XXXX XXXX XXXX Balance Owed : {$0.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance Owed : {$0.00} XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance Owed : {$0.00} XXXX  XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Balance Owed : $ XXXX reported in XXXX XXXX XXXX * Balance Owed : $ XXXX not reported in EQ and TU XXXX XXXX XXXX Balance Owed : $ XXXX reported inTU XXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance Owed : $ XXXX reported in TU XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance Owed : $ XXXX reported in TU XXXX XXXX * * Balance Owed : $ XXXX reported in TU XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX  Balance Owed : $ XXXX reported in TU XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance Owed : $ XXXX reported in XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  * Balance Owed : $ XXXX reported in XXXX XXXX XXXX  XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance Owed : $ XXXX reported in TU XXXX XXXX XXXX XXXX * * * Balance Owed : $ XXXX not reported in TU XXXX XXXXXXXX XXXX XXXX XXXX * Balance Owed : $ XXXX reported XXXX XXXX XXXX XXXX XXXX XXXX * * * * * * * XXXX XXXX XXXX Balance Owed : XXXX XXXX reported in TU XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance Owed : {$1400.00} XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance Owed : {$1200.00} XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance Owed : {$470.00} XXXX XXXX Original Creditor : XXXX  XXXX XXXX XXXX Balance Owed : {$680.00} XXXX XXXX XXXX Original Creditor XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance Owed : {$460.00} XXXX  XXXX XXXXXXXX XXXX XXXX Balance Owed : {$0.00} not reported in EX and EQ XXXX  XXXX XXXX XXXX XXXX Balance Owed : $ XXXX reported in EX and EQ XXXX XXXX XXXX Original Creditor : XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX Balance Owed : {$170.00} XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Under FCRA 609 ( a ) ( 1 ), all personal identifying information must be accurate and verifiable. I request that this inaccurate address be removed immediately to ensure my credit report accurately reflects my personal information. I request that to contact each original creditor to verify balances, dates of activity, and reporting accuracy. Any account that can not be fully verified must be removed immediately, in accordance with FCRA 611 ( a ) ( 1 ) and 623 ( a ) ( 1 ) ( A ). The cumulative effect of these inaccuracies has caused me significant stress, confusion, and difficulty in managing my financial life. I rely on my credit report to accurately reflect my financial behaviour, and errors like these misrepresent my obligations, making it harder to obtain loans, rent housing, or access other financial services. Under FCRA, I have the right to dispute any item that is inaccurate, incomplete, or unverifiable, and TransUnion is required to investigate and correct such items within 30 days.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief