Consumer complaint received 2024-01-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: NY

Complaint narrative:
XXXX XXXX XXXX and Equifax have violated my consumer rights, and I have provided proof multiple times. But unfortunately, these companies believe themselves to be higher than the law itself. 

Who is going to govern these agencies? 

By the Fair Credit Reporting Act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 

XXXX XXXX XXXX XXXX - THIS ACCOUNT IS INACCURATE, I DID NOT INCUR XXXX  LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME XXXX XXXX XXXX XXXX - THIS ACCOUNT IS INACCURATE, I DID NOT INCUR ANY LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME XXXX XXXX XXXX XXXX - THIS ACCOUNT IS XXXX, I DID NOT INCUR XXXX  LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME XXXX - XXXX - THIS ACCOUNT IS INACCURATE, I DID NOT INCUR XXXX  LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME XXXX XXXX XXXX - THIS ACCOUNT IS INACCURATE, I DID NOT INCUR XXXX  LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME UPSTART NETW - XXXX  - Please verify by providing my XXXX copy of my ID, provide my wet signature, and the original contract. or DELETE THIS ACCOUNT IMMEDIATELY. 

UPSTART NETW - XXXX  - Please verify by providing my XXXX copy of my ID, provide my wet XXXX, and the original contract. or DELETE THIS ACCOUNT IMMEDIATELY. 

XXXX XXXX XXXX XXXX - Please verify by providing my XXXX copy of my XXXX, provide my wet signature, and the original contract. or DELETE THIS ACCOUNT IMMEDIATELY. 

XXXX XXXX XXXXXX/XX/XXXX - This account is XXXX XXXX XXXX. I? m seeking XXXX. Please delete at XXXX. 

XXXX XXXX XXXX - THIS ACCOUNT IS INACCURATE, I DID NOT INCUR XXXX  LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME XXXX XXXX XXXX XXXX - THIS ACCOUNT IS INACCURATE, I DID NOT INCUR XXXX  LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME XXXX XXXX - XXXX - THIS ACCOUNT IS INACCURATE, I DID NOT INCUR ANY LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME XXXX XXXX - XXXX - THIS ACCOUNT IS INACCURATE, I DID NOT INCUR ANY LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME REPUBLIC/NC - XXXX - Please verify by providing my XXXX copy of my ID, provide my wet signature, and the original contract. or DELETE THIS ACCOUNT IMMEDIATELY. 

XXXX XXXX XXXX XXXX - Please verify by providing my XXXX copy of my ID, provide my wet signature, and the original contract. or DELETE THIS ACCOUNT IMMEDIATELY. 

XXXX XXXXXXXX XXXX XXXXXXXX - Please verify by providing my XXXX copy of my ID, provide my wet signature, and the original contract. or DELETE THIS ACCOUNT IMMEDIATELY. 

XXXX XXXX - XXXX - Please verify by providing my XXXX copy of my ID, provide my wet signature, and the original contract. or DELETE THIS ACCOUNT IMMEDIATELY. 

XXXX - XXXX - THIS ACCOUNT IS INACCURATE, I DID NOT INCUR XXXX  LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME INQUIRY - XX/XX/XXXX - This account is XXXX XXXX XXXX I? m seeking XXXX. Please delete at XXXX. 

XXXX - XX/XX/XXXX - This account is XXXX XXXX XXXX. I? m seeking XXXX. Please delete at once. 

XXXX - XX/XX/XXXX - This account is XXXX XXXX XXXX. I? m seeking XXXX. Please delete at XXXX. 

XXXX - XX/XX/XXXX - This account is XXXX XXXX XXXX. I? m seeking XXXX. Please delete at XXXX. 

XXXX - XX/XX/XXXX - This account is XXXX XXXX XXXX. I? m seeking XXXX. Please delete at XXXX. 

XXXX - XX/XX/XXXX - This account is XXXX XXXX XXXX. I? m seeking XXXX. Please delete at XXXX. 

XXXX - XX/XX/XXXX - This account is XXXX XXXX XXXX. I? m seeking XXXX. Please delete at XXXX. 

XXXX - XXXX - THIS ACCOUNT IS XXXX, I DID NOT INCUR XXXX  LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME XXXX XXXX - XXXX - THIS ACCOUNT IS XXXX, I DID NOT INCUR XXXX  LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME XXXX XXXX XXXX  XXXX - THIS ACCOUNT IS INACCURATE, I DID NOT INCUR XXXX  LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME XXXX DESTINY - XXXX - THIS ACCOUNT IS XXXX, I DID NOT INCUR XXXX  LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME XXXX XXXX - XXXX - Please verify by providing my XXXX copy of my ID, provide my wet signature, and the original contract. or DELETE THIS ACCOUNT IMMEDIATELY. 

XXXX XXXXXXXX XXXX  XXXX - Please verify by providing my XXXX copy of my ID, provide my wet signature, and the original contract. or DELETE THIS ACCOUNT IMMEDIATELY. 

XXXX XXXX XXXX - Please verify by providing my XXXX copy of my ID, provide my wet signature, and the original contract. or DELETE THIS ACCOUNT IMMEDIATELY. 

XXXX XXXX XXXX XXXX - Please verify by providing my XXXX copy of my ID, provide my wet signature, and the original contract. or DELETE THIS ACCOUNT IMMEDIATELY. 

XXXX - XXXX - THIS ACCOUNT IS XXXX, I DID NOT INCUR XXXX  LATE PAYMENTS. PLEASE UPDATE TO PAID ON TIME INQUIRY - XX/XX/XXXX - This account is XXXX XXXX XXXX I? m seeking XXXX. Please delete at XXXX. 

XXXX - XX/XX/XXXX - This account is XXXX XXXX XXXX. I? m seeking XXXX. Please delete at XXXX. 

XXXX - XX/XX/XXXX - This account is XXXX XXXX XXXX. I? m seeking XXXX. Please delete at XXXX. 

XXXX - XX/XX/XXXX - This account is XXXX XXXX XXXX. I? m seeking XXXX. Please delete at XXXX. 

XXXX XXXX, XXXX, and Equifax have violated my rights.

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make XXXX  consumer report containing any of the following items of information or XXXX  other adverse item of information, other than records of convictions of crimes which antedates the report by more than XXXX years.

15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish XXXX  information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the data is XXXX.

Company response to consumer: Closed with non-monetary relief