Consumer complaint received 2024-05-17 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: PA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Dear Credit Reporting Agency, Please be advised this is my FIFTH WRITTEN REQUEST and FINAL WARNING that I fully intend to pursue litigation in accordance with the FCRA to enforce my rights and seek relief and recover all monetary damages that I may be entitled to under Section XXXX and Section XXXX regarding your continued willful and negligent noncompliance. Despite XXXX written requests, the unverified items listed below still remain on my credit report in violation of XXXX XXXX. You are required under the FCRA to have a copy of the original creditors documentation on file to verify that this information is mine and is correct. In the results of your first investigation and subsequent reinvestigation, you stated in writing that you verified that these items are being reported correctly? Who verified these accounts? You have NOT provided me with a copy of ANY original documentation ( a consumer contract with my signature on it ) as required under Section XXXX ( a ) ( XXXX ) ( A ) & Section XXXX ( a ) ( XXXX ) ( A ). Furthermore you have failed to provide the method of verification as required under Section XXXX ( a ) ( XXXX ). Please be advised that under Section XXXX ( XXXX ) ( A ) of the FCRA you are required to ... promptly DELETE all information which can not be verified. The law is very clear as to the Civil liability and the remedy available to me ( Section XXXX & XXXX ) if you fail to comply with XXXX XXXX. I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FCRA. 
XXXX : I am sending this letter in compliance with the The Fair Credit Reporting Act, Section XXXX, part B, subsection ( XXXX ). If you choose not to provide the above requested deletion or requested documentation of your investigation, I will pursue the enforcement of my constitutional rights. 
XXXX XXXX XXXX XXXX XXXX XXXX This is completely inaccurate. - This account is closed. Please provide written validation to the address above. 
XXXX XXXX XXXX XXXX XXXX  This is completely inaccurate. - This account is closed. Please provide written validation to the address above. 
XXXX XXXX XXXX XXXX XXXX This is completely inaccurate. - This account is closed. Please provide written validation to the address above. 
XXXX XXXX XXXX XXXX XXXX This doesn't belong to me. - This is not mine - please remove this inaccuracy from my report - XXXX XXXX XXXX XXXX  This doesn't belong to me. - This is not mine - please remove this inaccuracy from my report - XXXX XXXX XXXX XXXX  This doesn't belong to me. - This is not mine - please remove this inaccuracy from my report - XXXX XXXX XXXX XXXX XXXX XXXX This does not belong to me- This is not mine - please remove this inaccuracy from my report! 
XXXX XXXX XXXX XXXX  - This does not belong to me - This is not mine - please remove this inaccuracy from my report! 

- Bankruptcy XXXX XXXX XXXX  This public record is XXXX - This public record is XXXX - XXXX XXXX XXXX XXXX  This inquiry was misrepresented and should XXXX deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
XXXX XXXX XXXX XXXX XXXX  - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX XXXX XXXX XXXX XXXX  This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX XXXX XXXX XXXXXX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 

- XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX XXXX XXXX XXXX XXXX  This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX XXXX XXXX XXXX XXXX This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report. 
- XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - Impermissible credit pull. Please remove from my credit report.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief