Consumer complaint received 2024-08-13 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: CO

Complaint narrative:
To Whom It May Concern, I am writing to inform you about a very alarming and important issue regarding the compromise of my social security number, which has resulted in me being a victim of a data breach and identity theft. To address this situation promptly, I have already contacted the Federal Trade Commission and filed an FTC Report enclosed with this correspondence. By 15 USC 1681c-2 c ( a ), it is imperative that you, as a credit reporting agency, take immediate action to block and remove all information associated with this identity theft from my credit report. This statute mandates that credit reporting agencies must promptly address such requests within four business days of receiving a complaint that includes the following information : XXXX - XXXX - Misleading False Reporting This account is negligently and inaccurately reporting failing to comply with 15 USC 1692 ( g ) - The information in the article above has never been certified to meet reporting standards, the data provided is not always accurate, complete, or updated, I demand that any wrong, incomplete, or unsupported material be update as agreed on this payment history. Else, DELETE this account immediately! 

XXXX - XXXX - Misleading False Reporting This account is negligently and inaccurately reporting failing to comply with 15 USC 1692 ( g ) - The information in the article above has never been certified to meet reporting standards, the data provided is not always accurate, complete, or updated, I demand that any wrong, incomplete, or unsupported material be update as agreed on this payment history. Else, DELETE this account immediately! 

XXXX XXXX - XXXX - Misleading False Reporting This account is negligently and inaccurately reporting failing to comply with 15 USC 1692 ( g ) - The information in the article above has never been certified to meet reporting standards, the data provided is not always accurate, complete, or updated, I demand that any wrong, incomplete, or unsupported material be update as agreed on this payment history. Else, DELETE this account immediately! 

XXXX XXXX - XXXX - Misleading False Reporting This account is negligently and inaccurately reporting failing to comply with 15 USC 1692 ( g ) - The information in the article above has never been certified to meet reporting standards, the data provided is not always accurate, complete, or updated, I demand that any wrong, incomplete, or unsupported material be update as agreed on this payment history. Else, DELETE this account immediately! 

XXXX  - XXXX Misleading False Reporting This account is negligently and inaccurately reporting failing to comply with 15 USC 1692 ( g ) - The information in the article above has never been certified to meet reporting standards, the data provided is not always accurate, complete, or updated, I demand that any wrong, incomplete, or unsupported material be update as agreed on this payment history. Else, DELETE this account immediately! 

XXXX - XXXX - This is so unfair and deviant from Standards! - 18 U.S. Code 1028A - Aggravated identity theft. DELETE! 

XXXX XXXX XXXX XXXX XXXXXXXX - This is unfair and deviant from Standards! - 18 U.S. Code 1028A - Aggravated identity theft. DELETE! 

XXXX  XXXX - XXXX - This is unfair and deviant from Standards! - 18 U.S. Code 1028A - Aggravated identity theft. DELETE! 

XXXXXXXX XXXX XXXXXXXX - XXXX - This is unfair and deviant from Standards! - 18 U.S. Code 1028A - Aggravated identity theft. DELETE! 


Listed below are the Inquiries that are being challenged : XXXX  - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX XXXX XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX  - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX XXXX XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX  - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX XXXX XXXX XXXXXXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX XXXX XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX XXXX XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX XXXX  - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX XXXX XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXXXXXX XXXX XXXXXXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX XXXX XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX XXXX XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX XXXX XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX XXXX XXXX XXXX XXXXXXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX XXXX XXXX XXXX XXXXXXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit. 

XXXX XXXX XXXX - XXXX These inquiries are incorrect, unverified, and unauthorized. I did not consent to these inquiries or authorize any entity to access my credit report for these purposes. Please investigate and remove these inquiries from my report as they do not have a permissible purpose and negatively impact my credit.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation