Consumer complaint received 2025-03-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: PA

Complaint narrative:
To whom it may concern : Upon reviewing my credit report, I have identified the following item ( s ) that contain inaccuracies : 1. The following personal information is incorrect Former : XXXX XXXX 2. The following personal information is incorrect Former : XXXX XXXX 3 . The following personal information is incorrect Former : XXXX XXXX XXXX 4. The following personal information is incorrect Also Known As : XXXX XXXX 5. The following personal information is incorrect Also Known As : XXXX XXXX 6 . The following personal information is incorrect Also Known As : XXXX XXXX XXXX 7. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXXXXXX XXXX PA XXXX 8. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX PA XXXX 9. The inquiry was not authorized XXXX XXXX XXXX XXXXXXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

10. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

11. Violation of 15 U.S. Code 1681b - Permissible purposes of consumer. Delete immediately. 
XXXX XXXX Account XXXX : XXXX Please remove this inaccurate information from my credit report. 

12. violation 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately XXXX XXXX Account XXXX : XXXX Please remove this inaccurate information from my credit report. 

13. Violation 15 USC code 1681 ( a ) Congressional Findings and statement of purpose - consumer 's right of privacy XXXX XXXX  XXXX Account Number : XXXXXXXX  Please remove this inaccurate information from my credit report. 

14. 15 USC 1681i ( 4 ) client privacy information. Delete this item immediately XXXX XXXX XXXX  Account Number : XXXX Please remove this inaccurate information from my credit report. 

15. The status is incorrect for the following account XXXX XXXX XXXX  Account Number : XXXX Please remove this inaccurate information from my credit report. 

16. Violation of 15 U.S. Code 1681b - Permissible purposes of consumer. Delete immediately. 
XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

17. The status is incorrect for the following account XXXX XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

18. late payment status is invalid and inaccurate. you must have maximum accuracy in reporting it. please delete. 
XXXX XXXXXXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

19. The status is incorrect for the following account XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 


In accordance with the Fair Credit Reporting Act, I hereby request that these items be investigated and promptly removed from my report. I am aware that it is your responsibility to verify these items with the relevant creditor. Please eliminate any information that the creditor is unable to substantiate. I understand that, as stated in 15 U.S.C. Sec. 1681i ( a ), you are required to complete this investigation within 30 days upon receiving this letter.

Kindly send me an updated copy of my credit report to the aforementioned address. Please note that, as per the act, there should be no charge for this updated report. Furthermore, I kindly request that you notify anyone who has received my credit report in the past six months about any corrections made.

Thank you for your attention and assistance regarding this matter.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation