Consumer complaint received 2024-12-12 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Velocity Portfolio Group
State: TX

Complaint narrative:
These company is reporting traudulent inaccurate information on my credit report. have requested that they provide the purchase agreement to show full ownership of such account and also other documents so I May review to see if this is actually an account that belongs to me. 

XXXX. **CKS Prime Investments, LLC** - **Reported Balance : ** {$800.00} - **Account Status : ** Collection I have previously contacted you about this issue, and I would like to clarify that this debt does not belong to me. To resolve this matter, I kindly request that you provide me with a copy of the purchase agreement related to this debt. Having this documentation will help clarify the situation and confirm whether there has been a mistake. 

XXXX. XXXX XXXX - **Reported Balance : ** {$0.00} - **Account Status : ** Charge-Off - **Credit Limit : ** {$300.00} - **Date Opened : ** XX/XX/XXXX - **Date Reported : ** XX/XX/XXXX - **Last Payment Date : ** XX/XX/XXXX I also wish to address the charge-off status on this account. I would like to request any available documentation regarding this account, including details of any transactions or agreements that may have led to this charge-off. 

XXXX. **XXXX XXXXXXXX ( Account 1 ) ** - **Reported Balance : ** {$5000.00} - **Account Status : ** Charge-Off - **Available Credit : ** Not specified - **Account History : ** The balance has fluctuated over the past months, with the most recent reported balance being {$4200.00} as of XX/XX/XXXX. 

I am concerned about the charge-off status on this account as well. Please provide any documentation related to this account, including the original agreement and any payment history. 

XXXX. **XXXX XXXX ( Account 2 ) ** - **Reported Balance : ** {$0.00} - **Account Status : ** Pays as Agreed - **Credit Limit : ** {$17000.00} - **Date Opened : ** XX/XX/XXXX - **Date Reported : ** XX/XX/XXXX While this account shows a balance of {$0.00}, I would like to confirm that it is accurately reported as " Pays as Agreed. '' Please provide any documentation regarding this account, including the terms of the agreement and payment history. 

XXXX. XXXX XXXX XXXX ( Account 1 ) ** - **Reported Balances : ** $ XXXX $ XXXX $ XXXX {$810.00} - **Account Status : ** Collection - **Available Credit : ** Not specified This account is currently reported as in collection status. I would like to request any documentation related to this account, including the original agreement and payment history. It is important for me to verify the accuracy of this entry. 

XXXX. XXXX XXXX XXXX ( Account 2 ) ** - **Reported Balance : ** {$560.00} - **Account Status : ** Collection - **Available Credit : ** Not specified Similar to the previous XXXX  account, I request documentation regarding this account, including any agreements and payment history. Accurate reporting is essential for my credit history. 


Thank you for your attention to these matters. I look forward to your prompt response so we can resolve these

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation