Consumer complaint received 2025-12-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC.
State: IL

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate. 
Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : Experian, please remove the below XXXX Inquiries and XXXX accounts. 

XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX ( Trans ) XXXX limit {$500.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( Trans ) Balance details Paid off- Balance Original balance {$15000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Auto Loan XXXX XXXX XXXXXXXX Original Balance {$11000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXX XXXX XXXXXXXX ( Trans ) Balance details Paid off- Balance Balance updated Original balance {$12000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Auto Loan XXXX XXXX Balance details Paid off- Balance Original balance {$6000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Secured Loan XXXX XXXX Balance details Paid off- Balance Original balance {$2500.00} Account info Account number XXXX Open/closed Closed Date opened XXXX XXXX, XXXX Account type Unsecured XXXX XXXX Balance details Paid off- Balance Original balance {$3000.00} Account info Account number XXXX Open/closed Closed Date opened XXXX XXXX, XXXX Account type Unsecured XXXX XXXX Balance details Paid off- Balance Original balance {$10000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXX XXXX Balance details Paid off- Balance Original balance {$4000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXX  Balance details Paid off- Balance Original balance {$6300.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Secured Loan XXXX Balance details Paid off- Balance Original balance {$10000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXX XXXX Balance details Paid off- Balance Original balance {$3000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXX XXXX Balance details Paid off- Balance Original balance {$3000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXX XXXX XXXX Balance details Paid off- Balance Original balance {$5000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXX XXXX Balance details Paid off- Balance Original balance {$6900.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Secured Loan XXXX XXXX Balance details 100 % paid off Balance {$0.00} Balance updated XX/XX/XXXX Original balance {$7000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXX  XXXX XXXX details Paid off- Balance Original balance {$10000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXX XXXX XXXX. 
Balance details 100 % paid off Balance {$0.00} Balance updated XX/XX/XXXX Original balance {$4700.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXX XXXX XXXX XXXX 
Balance details Paid off- Balance Original balance {$6100.00} Account info Account number XXXX Open/closed Closed Date opened XXXX XXXX, XXXX Account type Unsecured XXXX XXXX XXXX Balance details Paid off- Balance Balance updated Original balance {$240000.00} Account info Account number XXXX Open/closed Closed Date opened XXXX XXXX, XXXX Account type XXXX XXXX XXXXXXXX XXXX XXXX ( XXXX ) Original creditor : XXXX XXXX off XXXX {$6700.00} XXXX updated XX/XX/XXXX Original balance {$6700.00} Account info Account number XXXX Date opened XX/XX/XXXX Account type Debt Buyer Status Collection account. {$6700.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Transunion, please remove the below XXXX inquiries and XXXX accounts from my account. 
XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX details Paid off- Balance Original balance {$15000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Auto Loan XXXX XXXX XXXX Balance details Paid off- Balance Balance updated Original balance {$12000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Auto Loan XXXX XXXX Balance details 100 % paid off Balance {$0.00} Balance updated XX/XX/XXXX Original balance {$7000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXX XXXX XXXX 
Balance details 100 % paid off Balance {$0.00} Balance updated XX/XX/XXXX Original balance {$4700.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured UXXXX XXXX XXXX XXXX 
Balance details Paid off- Balance Original balance {$6100.00} Account info Account number XXXX Open/closed Closed Date opened XXXX XXXX, XXXX Account type Unsecured XXXX XXXX Balance details Paid off- Balance Original balance {$10000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXX XXXX Balance details Paid off- Balance Original balance {$4000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXX XXXX Balance details Paid off- Balance Original balance {$6000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Secured Loan XXXX XXXX Balance details Paid off- Balance Original balance {$2500.00} Account info Account number XXXX Open/closed Closed Date opened XXXX XXXX, XXXX Account type Unsecured XXXX XXXX Balance details Paid off- Balance Original balance {$3000.00} Account info Account number XXXX Open/closed Closed Date opened XXXX XXXX, XXXX Account type Unsecured XXXX XXXX Balance details Paid off- Balance Original balance {$6900.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Secured Loan XXXX XXXX XXXXXXXX Original Balance {$11000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXXXXXX XXXX XXXX XXXX XXXX XXXX  Original creditor : XXXX XXXX off XXXX {$6700.00} Balance updated XX/XX/XXXX Original balance {$6700.00} Account info Account number XXXX Date opened XX/XX/XXXX Account type Debt Buyer Status Collection account. {$6700.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Equifax, please remove the below XXXX inquiries and XXXX accounts from my account. 
XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Credit limit {$500.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Credit card XXXX XXXX XXXX XXXXXXXX XXXX details Paid off- Balance Original balance {$15000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Auto Loan XXXX XXXX XXXXXXXX Balance details Paid off- Balance Balance updated Original balance {$12000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Auto Loan XXXX XXXX Balance details 100 % paid off Balance {$0.00} Balance updated XX/XX/XXXX Original balance {$7000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXX XXXX XXXX 
Balance details 100 % paid off Balance {$0.00} Balance updated XX/XX/XXXX Original balance {$4700.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXX XXXX XXXX XXXX 
Balance details Paid off- Balance Original balance {$6100.00} Account info Account number XXXX Open/closed Closed Date opened XXXX XXXX, XXXX Account type Unsecured XXXX XXXX Balance details Paid off- Balance Original balance {$10000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXX XXXX Balance details Paid off- Balance Original balance {$4000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXX XXXX Balance details Paid off- Balance Original balance {$6000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Secured Loan XXXX XXXX Balance details Paid off- Balance Original balance {$2500.00} Account info Account number XXXX Open/closed Closed Date opened XXXX XXXX, XXXX Account type Unsecured XXXX XXXX Balance details Paid off- Balance Original balance {$3000.00} Account info Account number XXXX Open/closed Closed Date opened XXXX XXXX, XXXX Account type Unsecured XXXX XXXX Balance details Paid off- Balance Original balance {$6900.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Secured Loan XXXX XXXX XXXXXXXX Original Balance {$11000.00} Account info Account number XXXX Open/closed Closed Date opened XX/XX/XXXX Account type Unsecured XXXXXXXX XXXX XXXX XXXX XXXX XXXX  Original creditor : XXXX XXXX off XXXX {$6700.00} Balance updated XX/XX/XXXX Original balance {$6700.00} Account info Account number XXXX Date opened XX/XX/XXXX Account type Debt Buyer Status Collection account. {$6700.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXXXXXX XXXX

Company response to consumer: Closed with non-monetary relief