Consumer complaint received 2022-10-28 00:00:00
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: GA

Complaint narrative:
After extensive research I have become aware that your company is in direct violation of a number of federal and state laws including the FCRA, Fair Debt Collection Practices Act. Your company is in violation of Title 18 U.S. Code 1951, Interference with commerce by threats or violence and my 4th amendment right to privacy. Im seeking immediate relief for the inaccuracies and damages caused by your company. Below is a list of accounts that your company has published WITHOUT my written consent.

XXXX XXXX XXXX
Original creditor: XXXX XXXX XXXX INC
XXXX  
Balance updated XX/XX/2022

Account info
Account name
XXXX XXXX XXXX
Account number XXXX
Original creditor
XXXX XXXX XXXX XXXX
Company sold
-
Account type
Collection
Date openedXX/XX/2018
Status
Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status updated
XXXX  XXXX  Balance XXXX
Balance updatedXX/XX/2022
Original balance
XXXX  Paid off
0%
Monthly payment
-
Past due amount
XXXX
Terms
1 Month
Responsibility
Individual
Your statement
-
Payment history XXXX XXXX XXXX
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Collection

Data Unavailable
Contact info
Address
XXXX XXXX XXXX XXXX XXXX  GA XXXX
Phone numbeXXXX XXXX XXXX  Comments
-

Prepared For XXXX XXXXDate generated:XX/XX/2022
XXXX XXXX XXXX  Original creditor: XXXX XXXX XXXX XXXX
XXXX

Balance updated XX/XX/2022

Account info
Account name
XX/XX/XXXX
Account numberXX/XX/2462
Original creditor
XX/XX/XXXX
Company sold
-
Account type
Collection
Date opened
XX/XX/2017
Status
Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status updated
XXXX XXXX
Balance XXXX
Balance updatedXX/XX/2022
Original balance
XXXX
Paid off XXXX
Monthly payment
-
Past due amount
XXXX
Terms
1 Month
Responsibility
Individual
Your statement
-
Payment history
XXXX XXXX XXXX
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Collection

Data Unavailable
Contact info
Address
XXXX XXXX XXXX XXXX XXXX GA XXXX
Phone number
XXXX XXXX  Comments
-

Prepared For XXXX XXXXDate generated:XX/XX/2022
XXXX XXXX XXXX  Original creditor: XXXX XXXX XXXX XXXX XXXX  
Balance updatedXX/XX/2022
Account info
Account name
XXXX XXXX XXXX
Account number
XXXX
Original creditor
XXXX XXXX XXXX XXXX  Company sold
-
Account type
Collection
Date openedXX/XX/2017Status
Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status updated
XXXX XXXX
Balance
XXXX
Balance updated
XX/XX/2022Original balance XXXX  Paid off
XXXX%
Monthly payment
-
Past due amount
XXXX
Terms
1 Month
Responsibility
Individual
Your statement
-
Payment history
XXXX XXXX XXXX
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Collection

Data Unavailable
Contact info
Address
XXXX XXXX XXXX XXXX XXXX, GA XXXX
Phone number XXXX XXXX  Comments
-

Prepared For XXXX XXXXDate generatedXX/XX/2022XXXX XXXX XXXX
Original creditor: XXXX XXXX XXXX XXXX
XXXX

Balance updated XXXX XXXX XXXX

Account info
Account name
XXXX XXXX XXXX
Account numbeXXXX XXXX  Original creditor
XXXX XXXX XXXX XXXX
Company sold
-
Account type
Collection
Date opened
XX/XX/2017Status
Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status updated
XXXX XXXX  Balance
XXXX
Balance updated XXXX XXXX XXXX
Original balance XXXX
Paid off XXXX
Monthly payment
-
Past due amount
XXXX  Terms
1 Month
Responsibility
Individual
Your statement
-
Payment history XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Collection

Data Unavailable
Contact info
Address
XXXX XXXX XXXX XXXX XXXX, GA XXXX  Phone number
XXXX XXXX
Comments
-

Prepared For XXXX XXXXDate generated:XX/XX/2022XXXX XXXX XXXX
Original creditor: XXXX XXXX XXXX XXXX XXXX

Balance updated XX/XX/2022
Account info
Account name
XXXX XXXX XXXX
Account number XXXX  Original creditor
XXXX XXXX XXXX XXXX
Company sold
-
Account type
Collection
Date opened
XX/XX/2018
Status
Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status updated
XXXX XXXX
Balance
XXXX
Balance updated
XX/XX/2022
Original balance XXXX  Paid off
0%
Monthly payment
-
Past due amount
$XXXX  Terms
1 Month
Responsibility
Individual
Your statement
-
Payment history
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Collection

Data Unavailable
Contact info
Address
XXXX XXXX XXXX XXXX XXXX GA XXXX
Phone number
XXXX XXXX
Comments
-

Prepared For XXXX XXXXDate generated: XX/XX/2022XX/XX/XXXXOriginal creditorXXXX XXXX XXXX XXXX XXXX
XXXX

Balance updated XX/XX/2022

Account info
Account name
XXXX XXXX XXXX
Account number
XXXX
Original creditor XXXX XXXX XXXX XXXX  Company sold
-
Account type
Collection
Date opened
XX/XX/2017
Status
Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status updated
XXXX XXXX
Balance
XXXX
Balance updated
XX/XX/2022Original balance XXXX
Paid off
0%
Monthly payment
-
Past due amount
XXXX
Terms
1 Month
Responsibility
Individual
Your statement
-
Payment history XXXX XXXX XXXX
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Collection

Data Unavailable
Contact info
Address
XXXX XXXX XXXX XXXX XXXX, GA XXXX  Phone number XXXX XXXX0
Comments
-

Prepared For XXXX XXXXDate generated:XX/XX/2022XXXX XXXX XXXX
Original creditor: XXXX XXXX XXXX XXXX XXXX

Balance updated XXXX XXXX XXXX

Account info
Account name
XXXX XXXX XXXX
Account number XXXX  Original creditor
XXXX XXXX XXXX XXXX
Company sold
-
Account type
Collection
Date openedXX/XX/2017
Status
Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status updated
XXXX XXXX
Balance XXXX
Balance updated
XXXX XXXX XXXX
Original balance
XXXX
Paid off
0%
Monthly payment
-
Past due amount XXXX
Terms
1 Month
Responsibility
Individual
Your statement
-
Payment history XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Collection

Data Unavailable
Contact info
Address
XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Phone number
XXXX XXXX
Comments
-

Prepared For XXXX XXXXDate generated: XXXX XXXX XXXX
XXXX XXXX XXXX  Original creditor:XX/XX/XXXX XXXX

Balance updated XX/XX/2022

Account info
Account name
XX/XX/XXXXAccount number
XXXX
Original creditor
XXXX XXXX XXXX XXXX
Company sold
-
Account type
Collection
Date opened
XX/XX/2017
Status
Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status updated
XXXX XXXX
Balance
XXXX
Balance updated
XXXX XXXX XXXX  Original balance XXXX  Paid off
0%
Monthly payment
-
Past due amount XXXX  Terms
1 Month
Responsibility
Individual
Your statement
-
Payment history
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Collection

Data Unavailable
Contact info
Address
XXXX XXXX XXXX XXXX XXXX GA XXXX
Phone number
XXXX XXXX
Comments
-

Prepared For XXXX XXXXDate generated: XXXX XXXX XXXX XXXX XXXX XXXX  Original creditor: XXXX XXXX XXXX

Balance updated XXXX XXXX XXXX

Account info
Account name
XXXX XXXX XXXX
Account number
XXXX
Original creditor
XXXX XXXX
Company sold
-
Account type
Collection
Date opened
XXXX XXXX XXXX
Status
Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status updated
XXXX XXXX
Balance XXXX
Balance updated
XXXX XXXX XXXX  Original balance XXXX
Paid off
0%
Monthly payment
-
Past due amount XXXX  Terms
1 Month
Responsibility
Joint Account
Your statement
-
Payment history
XXXX XXXX
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Collection

Data Unavailable
Contact info
Address
XXXX XXXX XXXX XXXX XXXX, GA XXXX
Phone number
XXXX XXXX
Comments
Account information disputed by consumer

Prepared For XXXX XXXXDate generated: XX/XX/2022
Public records
No public records reported.

Prepared For XXXX XXXXDate generated: XX/XX/2022
Inquiries
XXXX XXXXnquired on XX/XX/2021

Business Type: Bank Credit Cards

XXXX XXXX XXXX XXXX XXXX,TXXXXX XXXX XXXX

This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX XXXX

Inquired on XXXX XXXX XXXX

Business Type: Automobile Dealers, Used

XXXX XXXX XXXX XXXX XXXXXXXX  
XXXX XXXX  
This inquiry is scheduled to continue on record until XXXX XXXX

XXXX

Inquired on XXXX XXXX XXXX

Business Type: Auto Reseller XXXX XXXX XXXX XXXX XXXX XXXXCAXXXX XXXXXXXX XXXX

This inquiry is scheduled to continue on record until Jun XXXX XXXX XXXX XXXX

Inquired on XX/XX/2021

Business Type: Bank Credit Cards

XXXX XXXX XXXX XXXX XXXX  
By mail only

This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Inquired on XX/XX/2021
Business Type: Federal Government

XXXX XXXX XXXX XXXX XXXX,TXXXXX XXXX XXXX XXXXhis inquiry is scheduled to continue on record until XXXX XXXX


Prepared For XXXX XXXXDate generated: XX/XX/2022

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief