Consumer complaint received 2018-03-03 00:00:00
Product: Mortgage — Conventional home mortgage
Issue: Struggling to pay mortgage — 
Company: SELECT PORTFOLIO SERVICING, INC.
State: FL

Complaint narrative:
XX/XX/XXXX To : SELECT PORTFOLIO SERVICING, INC XXXX XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX Ref. : SPS # XXXX Property Address : XXXX XXXX XXXX XXXX, XXXX Fl XXXX This complaint is to request SELECT PORTFOLIO SERVICING INC disclose Loan Mortgage information fromXX/XX/XXXX to XX/XX/XXXX, Mortgage Note owned by XXXX XXXX, and signed by XXXX XXXX on XX/XX/XXXX. 

I, REQUESTS TO PROVIDE COPY OF THE DOCUMENTS AND INFORMATION : 1. All documents in SPS possession or available to XXXX XXXX AS TRUSTEE that establish that the XXXX XXXX AS TRUSTEE is the legal, beneficialor equitable owner of the alleged loan agreement and Mortgage that is the subject of this proceeding Case No. : XXXX at XXXX County Florida. 

2. All documents which support XXXX XXXX AS TRUSTEEs claim that theycurrently own the alleged loan agreement and Mortgage including without limitation documents pertaining to all transfers, assignments, mergers, purchase and sale agreements, endorsements or other documents that demonstrate Plaintiff has standing to bring this claim at the time itwas filed. 

3. Copies of any and all documents which create or demonstrate the existence of a nominee or agency relationship by, between, or otherwise relating to XXXX XXXX AS TRUSTEEand XXXX XXXXand which supports plaintiffs allegation that it has standing to bring this Complaint in Foreclosure. 

4. The original Mortgage and Note involved in this action which shall be made available for inspection and copying at a mutually convenient time and location. 

5. All documents pertaining to the securitisation of the subject alleged loan agreement and mortgage. 

6. All documents that show the present physical location of the original alleged loanagreement and mortgage documents claimed to be owned by the Plaintiff. 

7. All documents setting forth the name, address, and telephone number of the physical custodian of the original alleged loan agreement and Mortgage document claimed to beowned by the Plaintiff. 

8. All documents setting forth the assignment of either thealleged loan agreement or mortgage document which are claimed to be owned by XXXX XXXX AS TRUSTEE, to any particularSpecial Purpose Vehicle ( SPV ), Specialized Investment Vehicle ( SIV ), CollateralizedMortgage Obligation ( CMO ), Collateralized Debt Obligation ( CDO ), series of residential mortgage-backed securities or certificates ( RMBS ), collateral default swap ( CDS ), Trust, or the like used in the securitization process. 

9. All documents setting forth the full name, current address, and telephone number of each holder of or investor in any SPV, SIV, CMO, CDO, RMBS, or CDS which is collateralized in whole or in part by theDefendants alleged loan agreement and mortgage documents or any right incident thereto or thereunder. 

10. All documents that identify the full name, currentaddress, and telephone number of allpersons who authorized the filing of this proceeding against XXXX XXXX and his property. 

11. All accounting records of the alleged loan in accordance with XXXX Accounting Standards and Generally Accepted Accounting Principles. 

12. All accounting records that show how the alleged liability arose. 

13. All documents evidencing all payments made by the Defendants or any third party on or toward the Defendants alleged loan obligations at any time. 

14. All documents setting forth any credits applied against any balance due on the Defendants alleged loan at any time, including amount of credit, date credit applied, source of credit, and obligation to which credit was applied ( e.g. principal, interest, latefees, etc. ) 15. All documents setting forth the disposition of all payments made by the Defendants or any third party in connection with the Defendantsalleged loan, including but not limited to documentation setting forth amounts assigned to or credited againstprincipal, interest, insurance premiums or payments, tax deductions or payments, late fees, or any other charges. 

16. All documents demonstrating any funding of any of the Defendants alleged loan agreement and mortgage the subject of this action by any security. 

17. All documents concerning any consideration exchanged between any persons or partiesin connection with the assignment or sale of any part of, or right under, or rightincident to the Defendants alleged loan agreement andmortgage ( e.g.  assignment or sale of mortgage, assignment or sale of anote, assignment or sale of servicing rights, assignment or sale of right to income stream from borrower payments, assignment to amortgage pool, assignment to any SPV, SIV, CMO, CDO, RMBS, or CDS, [ asdefinedherein infra ], and the like ). 


18. All policies of insurance, including but not limited to mortgage insurance, insurance in favour of any trustee or loan trust, swap policies, master and bulk supplementalpolicies, mortgagee title policies, or any other insurance which provides benefits toeither the Plaintiff or any party in privity with the Plaintiff or any original lender orsuccessor thereto or securitised trust upon default by the borrower in connection with the Defendantsalleged loan agreement and Mortgage. 


19. All documents setting forth any servicing agreement between XXXX XXXX AS TRUSTEE and any entity with reference to the alleged loan agreement and mortgage of the Defendants. 

20. All Pooling and Service Agreements, Custodial Agreements, Deposit Agreements, Master Purchasing Agreements, Issuer Agreements, Commitment to Guarantee Agreements, Release of Document Agreements, Master Agreements for ServicersPrincipal and Interest Custodial Account, Servicers Escrow Custodial Account Agreements, Release of Interest Agreements, Trustee Agreements, or the like relating to the alleged loan agreement and Mortgage of the Defendants. 

21. All documents setting forth the entire chain of title to the alleged loan agreement and mortgage instruments of the Defendants from origination to the present. 



XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Fl XXXX XXXX Email : XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation