Consumer complaint received 2025-07-21 00:00:00
Product: Debt collection — Credit card debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Radius Global Solutions LLC
State: TX

Complaint narrative:
Radius Global Solutions LLC XXXX. XXXX XXXX XXXXXXXX XXXX XXXXXXXX Re : Debt Validation Request Account originally with XXXX  XXXX, XXXX. / XXXX XXXX. No. XXXX To Whom It May Concern : This letter is sent in response to your correspondence dated XX/XX/year>. Please be advised that I am formally requesting debt validation under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g ( b ). 

Specifically, I am requesting that you : Provide full written validation of the alleged debt, including : A copy of the original signed agreement or application bearing my signature. 

A complete itemized payment and charge history, including all fees, interest, and payments from inception to date. 

The chain of custody of this debt : a list of all prior owners or assignees, and any contracts showing assignment of the debt to Radius Global Solutions LLC. 

Until you provide the above information, you must cease all collection activity in accordance with 15 U.S.C. 1692g ( b ).

This debt has been disputed previously with the Consumer Financial Protection Bureau ( CFPB ), and XXXX  XXXX failed to provide appropriate resolution or correction. Additionally, excessive fees were added without full disclosure or opportunity to cure, which may constitute a violation of applicable consumer protection laws. 

If you can not produce the requested documents and evidence of a valid debt, you are required by law to cease all collection efforts immediately and notify any credit reporting agencies to which you have reported this debt that it is disputed. 

Please respond in writing only. You are hereby notified that any further telephone contact or harassment will be considered a violation of 15 U.S.C. 1692d, and I reserve the right to file a formal complaint with the CFPB, FTC, and the Texas Attorney Generals Office if my rights are violated. 

Sincerely, XXXX XXXX XXXX Summary : XXXX  XXXX placed an account on my credit report for an alleged balance of {$1400.00}, which I previously disputed. Despite my attempts to resolve the matter, XXXX XXXX refused to correct or validate the charges. Now, the account has been transferred to a debt collector, Radius Global Solutions LLC, who is attempting to collect without proper validation. 

The following issues are present : I was charged excessive fees by XXXX XXXX without a clear justification or opportunity to cure. 

I never received the original signed contract or a full accounting of the charges. 

The account was sold without providing me any chain of custody or assignment documentation. 

The current collector has failed to validate the debt as required under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g.

I have now sent a formal debt validation request and cease collection notice to Radius.

Requested Resolution : Remove the account from my credit report until validated. 

Require XXXX XXXX and Radius Global Solutions to provide full documentation. 

Investigate the imposition of unlawful fees and potential FDCPA and FCRA violations. 

Cease all collection activity until legal compliance is met. 

Stop with all the excuses and stall tactics its ridiculous. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief