Consumer complaint received 2025-03-12 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Incorrect information on your report — Personal information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: MI

Complaint narrative:
Urgent Complaint Regarding Inaccurate Personal Information Dear Consumer, Financial Protection Bureau, I am writing to formally file a complaint regarding the inaccurate personal information reported on my credit profile. The details of my complaint are outlined below : **1. Description of Inaccuracy : **\ The following names and addresses associated with my credit report are incorrect and outdated : - Incorrect Names : XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Incorrect Addresses : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX -incorrect Employment : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX These inaccuracies must be removed immediately as they do not reflect my current or past personal information. 

**2. Legal Basis for Removal : **\ Under the Fair Credit Reporting Act ( FCRA ) ( 15 U.S.C. 1681c ), consumer reporting agencies are required to maintain accurate and up-to-date records. The presence of incorrect personal information violates my rights under : - **FCRA 609 ( 15 U.S.C. 1681g ) ** : Grants consumers the right to request complete and accurate information in their credit file. 
- **FCRA 611 ( 15 U.S.C. 1681i ) ** : Requires credit reporting agencies to investigate and correct any inaccuracies in a timely manner, typically within 30 days. 
- **FCRA 605 ( 15 U.S.C. 1681c ) ** : Prohibits outdated and incorrect information from being included in consumer reports. 

**3. Impact of the Inaccuracy : **\ The presence of these incorrect names and addresses has caused confusion and potential misrepresentation of my financial records. It has also affected my ability to maintain accurate credit standing and may impact future financial opportunities. 

**4. Steps Taken to Resolve the Issue : I have attempted to dispute these inaccuracies with the relevant credit bureaus ; however, they remain uncorrected. Attached are copies of my dispute letters, responses from the credit bureaus, and any supporting documents verifying my correct personal information. 

**5. Requested Resolution : I request that the CFPB investigate this matter and require the credit bureaus to : - Remove the incorrect names and addresses from my credit report immediately. 
- Provide me with an updated copy of my credit file reflecting these corrections. 
- Confirm in writing that these inaccuracies have been corrected. 

Failure to comply with the legal requirements of the FCRA may result in further action. I appreciate your prompt attention to this matter and look forward to your resolution. Please feel free to contact me at [ XXXX XXXX XXXX ] or [ XXXX XXXX XXXX  ] should you require any additional information.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief