Consumer complaint received 2024-09-04 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
To Whom It May Concern, This letter serves as an unequivocal demand for the immediate removal and blocking of all fraudulent information from my credit report. My Social Security number has been compromised as a result of a data breach, making me a victim of identity theft. I have already filed an official complaint with the Federal Trade Commission, and a copy of the FTC report is attached for your reference. Under 15 U.S.C. 1681c-2 ( a ), you are legally obligated to block and remove any disputed information that I consider to be a result of identity theft within four ( 4 ) business days of receiving this notification. Your failure to act within this mandated timeframe will leave me with no choice but to initiate legal proceedings against your agency. 

XXXX XXXX  - XXXX XXXX - XXXX XXXX  - XXXX Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer or an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete - correct this reporting. - This is inaccurately reporting on my report. 

XXXX - XXXX Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer or an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete - correct this reporting. - This is inaccurately reporting on my report. 

XXXX - XXXX Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer or an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete - correct this reporting. - This is inaccurately reporting on my report. 

XXXX - XXXX Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer or an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete - correct this reporting. - This is inaccurately reporting on my report. 

XXXX - XXXX Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer or an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete - correct this reporting. - This is inaccurately reporting on my report. 

XXXX - XXXX Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer or an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete - correct this reporting. - This is inaccurately reporting on my report. 

XXXX - XXXX Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer or an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete - correct this reporting. - This is inaccurately reporting on my report. 

XXXX - XXXX Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer or an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete - correct this reporting. - This is inaccurately reporting on my report. 

XXXX - XXXX Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer or an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete - correct this reporting. - This is inaccurately reporting on my report. 

XXXX - XXXX Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer or an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete - correct this reporting. - This is inaccurately reporting on my report. 

XXXX - XXXX Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer or an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete - correct this reporting. - This is inaccurately reporting on my report. 

XXXX XXXX  - XXXX Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer or an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete - correct this reporting. - This is inaccurately reporting on my report. 

XXXX - XXXX Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer or an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete - correct this reporting. - This is inaccurately reporting on my report. 

XXXX - XXXX Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer or an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete - correct this reporting. - This is inaccurately reporting on my report. 

XXXX - XXXX Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer or an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete - correct this reporting. - This is inaccurately reporting on my report. 

I did not initiate any of these inquiries furthermore if you feel like it please send me copies of my written signature giving consent to this matter, The items below should all be removed from my consumer report under 15 US Code 1681 ( c ) ( 1 ) ( A ) ( B ) ( i ) ( 3 ). 

XXXX - XXXX Did not consent to unauthorized inquiry the inquiry was not authorized. Please remove it from my credit report XXXX - XXXX Did not consent to unauthorized inquiry the inquiry was not authorized. Please remove it from my credit report XXXX - XXXX Did not consent to unauthorized inquiry the inquiry was not authorized. Please remove it from my credit report XXXX  - XXXX Did not consent to unauthorized inquiry the inquiry was not authorized. Please remove it from my credit report XXXX - XXXX Did not consent to unauthorized inquiry the inquiry was not authorized. Please remove it from my credit report XXXX XXXX - XXXX Did not consent to unauthorized inquiry the inquiry was not authorized. Please remove it from my credit report XXXX - XXXX Did not consent to unauthorized inquiry the inquiry was not authorized. Please remove it from my credit report XXXX  - XXXX Did not consent to unauthorized inquiry the inquiry was not authorized. 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Please remove it from my credit report XXXX XXXX  XXXX - XXXX Did not consent to unauthorized inquiry the inquiry was not authorized. Please remove it from my credit report XXXX XXXX XXXX XXXX - XXXX Did not consent to unauthorized inquiry the inquiry was not authorized. Please remove it from my credit report XXXX - XXXX Did not consent to unauthorized inquiry the inquiry was not authorized. Please remove it from my credit report XXXX - XXXX Did not consent to unauthorized inquiry the inquiry was not authorized. Please remove it from my credit report XXXX XXXX - XXXX Did not consent to unauthorized inquiry the inquiry was not authorized. Please remove it from my credit report XXXX XXXX  XXXX - XXXX Did not consent to unauthorized inquiry the inquiry was not authorized. Please remove it from my credit report XXXX XXXX XXXX - XXXX Did not consent to unauthorized inquiry the inquiry was not authorized. 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Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation