Consumer complaint received 2025-08-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: AL

Complaint narrative:
XXXX XXXX XXXX XXXX  Alabama XXXX XXXX XXXXransUnioXXXX XXXX XXXX PA XXXXXXXXSubject: Formal Dispute of Inaccurate Information Pursuant to FCRA  605B (15 U.S.C.  1681c-2)\n\nTo Whom It May Concern, This letter serves as an aggressive formal dispute of inaccurate and erroneous information reported on my credit file in violation of my federally protected rights under FCRA  605B (15 U.S.C.  1681c-2). The following accounts and items must be removed from my credit report immediately:XXXX XXXX XXXX XXXX XXXX Under 15 U.S. Code 1692g- Validation of debts - I request validation under 15 US Code 1692g-Validation of debt. If information is not provided or the false reporting isn't removed; as in XXXX XXXX Transunion corp.XXXX XXXX XXXX XXXX) you may be liable for your willful non-compliance.XXXX XXXX XXXX XXXX XXXX  Under 15 U.S. Code 1692g- Validation of debts - I request validation under 15 US Code 1692g-Validation of debt. If information is not provided or the false reporting isn't removed; as in XXXX  v. Transunion corp.. XXXX XXXX XXXX) you may be liable for your willful non-compliance.XXXX XXXX XXXX XXXX XXXX Under 15 U.S. Code 1692g- Validation of debts - I request validation under 15 US Code 1692g-Validation of debt. If information is not provided or the false reporting isn't removed; as in XXXX  v. Transunion corp.. XXXX XXXX XXXX  you may be liable for your willful non-complianceXXXX XXXX XXXX XXXX XXXX Under 15 U.S. Code 1692g- Validation of debts - I request validation under 15 US Code 1692g-Validation of debt. If information is not provided or the false reporting isn't removed; as in XXXX v. Transunion corp.. XXXX XXXX XXXX  you may be liable for your willful non-complianceXXXX XXXX XXXX XXXX  - Under 15 U.S. Code 1692g- Validation of debts - I request validation under 15 US Code 1692g-Validation of debt. If information is not provided or the false reporting isn't removed; as in Wenger v. Transunion corp.. No 95-6445(C.D.Cal.Nov 14,1995) you may be liable for your willful non-complianceXXXX XXXX XXXX XXXX - Under 15 U.S. Code 1692g- Validation of debts - I request validation under 15 US Code 1692g-Validation of debt. If information is not provided or the false reporting isn't removed; as in XXXX  v. Transunion XXXX XXXX XXXX XXXX you may be liable for your willful non-compliance.XXXX XXXX XXXX  - This inquiry was not authorized - The following inquiry was not authorized and should not be reportingXXXX XXXX XXXX XXXX XXXX  This inquiry was not authorized - The following inquiry was not authorized and should not be reporting.\n\nThese accounts are listed as a result of fraudulent activity and have no legitimate basis being reported under my personal information. As stipulated by FCRA  605B, you are required to block this information from my report within four business days of receiving this notice.\n\nFailure to act in accordance with the Fair Credit Reporting Act will result in me pursuing all available legal remedies, including filing complaints with the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), and seeking damages for noncompliance.\n\nI demand written confirmation of the removal of these accounts from my credit file within the legal time frame. If any additional information is required, I expect immediate communication, as I will not tolerate any delays or excuses for failing to follow federal law.\n\nSincerely, XXXX XXXX XXXXEnclosures: ID, proof of address, SSC, FTC report"

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief