Consumer complaint received 2024-09-07 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
I am filing this complaint to inform you that Equifax has unlawfully reported inaccurate information on my Equifax consumer report. I wrote to Equifax on XX/XX/XXXX to resolve this issue no avail ( See Evidence ). It is the duty of every consumer reporting agency to investigate a consumer dispute and follow reasonable procedures to ensure maximum possible accuracy of a consumer report. 
You, Equifax, are furnishing inaccurate hard inquiries on my credit report. The following hard inquiries are not mine, not connected to any line of credit, and must be deleted : XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX Delete all employers that you, Equifax, are furnishing. I have no affiliation with any of those employers. 

You, Equifax, are furnishing an inaccurate collection account on my consumer report. XXXX XXXX account number XXXX XXXX XXXX is not my account and must be deleted immediately. 

I am also requesting for the general or specific certifications pursuant to XXXX XXXX required by 15 U.S.C. 1681b ( f ) to establish permissible purpose and compliance to furnish this account on my consumer report. This account has been reported since XXXX XXXX and XX/XX/XXXX according to my consumer report, so I am requesting the general or specific certification that was given to you, Equifax, on those dates required by procedure to place this account on my report. If you claim to verify, validate this account, I am requesting the results of the reinvestigation and the procedure pursuant 15 USC 1681i ( a ) ( 6 ) and 15 USC 1681i ( a ) ( 7 ) to do so, as well as their sworn certification of accuracy. Equifax is required to complete this reinvestigation pursuant 15 USC 1681i ( a ) ( 1 ) ( A ). I am likewise requesting the original documents pursuant XXXX XXXX. If you, Equifax, can not verify this account under the requirements of the law, it must be deleted immediately! To be clear, I am requesting a preponderance of evidence to the facts ; not conjecture. 

References : Case Law : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Federal Trade Commission XXXX XXXX XXXX XXXX XXXX ( XXXX Doc # XXXX & # XXXX ) 15 U.S.C. 1681s-2 ( a ) ( 8 ) ( E ) 15 U.S.C. 1681i ( a ) ( 6 ) 15 USC 1681i ( a ) ( 7 ) 15 U.S.C. 1681b ( f ) XXXX XXXX Statutes Violated : 15 U.S.C. 1681b ( f ) 15 U.S.C. 1681e ( a ) 15 U.S.C. 1681q 18 U.S.C. 1028A

Company response to consumer: Closed with non-monetary relief