Consumer complaint received 2025-01-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Old information reappears or never goes away
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: WA

Complaint narrative:
I am filing a complaint regarding TransUnion, XXXX, and XXXX repeatedly reinserting previously deleted inaccurate or fraudulent accounts and inquiries into my credit report. Despite providing evidence, including FTC Identity Theft Affidavits and supporting documentation, these credit reporting agencies have continually failed to prevent the reappearance of erroneous information. Below are specific examples detailing the timeline of these issues : TransUnion : Source Receivables Collection Account Deleted : XX/XX/XXXX Reinserted : XX/XX/XXXX XXXX Account Deleted : XX/XX/XXXX Reinserted : XX/XX/XXXX XXXX Account Deleted : XXXX Reinserted : XX/XX/XXXX ( disputed and deleted again ) Reinserted : XX/XX/XXXX under a new furnisher ( disputed and deleted again ) Reinserted : XX/XX/XXXX XXXX XXXX XXXXXXXX Account XXXX : XX/XX/XXXX Reinserted : XX/XX/XXXX Feb-Retail Account Deleted : XXXX for identity theft Reinserted : XXXX ( after providing proof it was a fraudulent account ) XXXX and XXXX XXXX Account Deleted : XX/XX/XXXX, reinserted XX/XX/XXXX Deleted : XX/XX/XXXX Reinserted : XX/XX/XXXX ( disputed and deleted again ) Reinserted : XX/XX/XXXX Audit and Adjustments Collection Account Deleted : XX/XX/XXXX Reinserted : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX Payments ) Disputed : XXXX Reinserted : XX/XX/XXXX XXXX XXXX XXXX  XXXX XXXX ) Disputed : XXXX Reinserted : Later in XXXX Inquiry for XXXX XXXXXXXX Bank Disputed : XX/XX/XXXX ( submitted with an FTC Identity XXXX Affidavit ) Reinserted : XX/XX/XXXX Now Appearing as XXXX Separate Inquiries XXXX : XXXX XXXX XXXXXXXX Account XXXX XXXX XX/XX/XXXX Reinserted : XX/XX/XXXX XXXX Card Account Deleted : XX/XX/XXXX Reinserted : XX/XX/XXXX ( disputed and deleted in Fall XXXX ) Reinserted : XX/XX/XXXX Feb-Retail Account Deleted : XXXX Reinserted : XXXX ( after providing proof it was a fraudulent account ) XXXX XXXX XXXX  ( XXXX XXXX XXXX : XXXX Reinserted : Later in XXXX Audit and Adjustment Collection Account Deleted : XX/XX/XXXX Reinserted : XX/XX/XXXX Credit Concepts LLC ( XXXX XXXX XXXX Disputed : XXXX Reinserted : XX/XX/XXXX Inquiry for Capital XXXX Bank Disputed XXXX XX/XX/XXXX ( submitted with an FTC Identity Theft Affidavit XXXX Reinserted : XX/XX/XXXX Now Appearing as XXXX Separate Inquiries Inquiry for XXXX ( XXXX ) Disputed : XX/XX/XXXX ( submitted with an FTC Identity Theft Affidavit XXXX XXXX Refused to Delete and Confirmed it as Accurate XXXX : XXXX  of XXXX Account XXXX XXXX XX/XX/XXXX XXXX : XX/XX/XXXX Feb-Retail Account Deleted : XXXX Reinserted : XXXX ( after providing proof it was a fraudulent account ) Credit Concepts LLC ( Late Payments XXXX XXXX XXXX XXXX Reinserted : XX/XX/XXXX XXXX XXXX Bank ( XXXX ) XXXX XXXX XXXX Reinserted : Later in XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief