Consumer complaint received 2026-05-28 00:00:00
Product: Debt collection — Medical debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: TRANSWORLD SYSTEMS INC
State: TN

Complaint narrative:
I am filing this complaint regarding collection activity by Transworld Systems Inc. concerning alleged account number XXXX for an alleged balance of {$570.00} associated with XXXX XXXX. I dispute this alleged debt in its entirety because I do not recognize the account, the creditor name, the dates of service, or the basis for the amount claimed. I have not been provided sufficient information or documentation to determine whether this is a valid obligation or whether the account has been inaccurately assigned, billed, transferred, or reported. The communications I received failed to provide meaningful validation of the alleged debt and did not contain the detailed information necessary for me to reasonably investigate the claim. Specifically, I have not been provided documentation sufficient to establish the nature of the alleged services, the accuracy of the balance, whether insurance adjustments were properly applied, or whether Transworld Systems Inc. has legal authority to collect this account. At this time, I remain unable to determine : what specific services are allegedly associated with this account ; whether the account has been accurately attributed to me ; whether insurance payments, adjustments, or contractual write-offs were properly applied ; or whether the balance being collected is accurate. Accordingly, I request complete validation of the alleged debt pursuant to the Fair Debt Collection Practices Act and all applicable consumer protection laws, including : XXXX. A complete itemized billing statement of the alleged balance, including identification of the services allegedly provided, corresponding billing or procedure codes, dates of service, and all insurance payments, adjustments, contractual write-offs, or credits applied to the account ; XXXX. The exact name and address of the original medical provider ; XXXX. Documentation establishing Transworld Systems Inc.s legal authority to collect this account ; XXXX. Documentation showing any assignment or transfer of the alleged debt ; XXXX. Copies of any signed intake forms, financial responsibility agreements, or documents bearing my signature ; XXXX. Confirmation of whether this account has been furnished to any consumer reporting agency ; XXXX. If reported, the date furnished and the exact information reported. Additionally, any continued collection activity or furnishing of information to consumer reporting agencies without first conducting a reasonable investigation and providing competent validation may constitute violations of the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. At this time, I formally dispute the alleged debt and request that collection activity cease until the requested documentation is provided. As a fair resolution, I request that Transworld Systems Inc. immediately cease collection activity unless and until it can provide complete competent validation of the alleged debt and supporting documentation sufficient to establish the accuracy of the balance and its legal authority to collect. If Transworld Systems Inc. can not fully validate the alleged account, I request that the account be returned to the original creditor and that any reporting related to this account be deleted or corrected with any consumer reporting agency to which information has been furnished. I also request written confirmation of the results of the investigation and copies of all documentation relied upon in reaching any determination regarding this alleged debt.

Company response to consumer: Closed with explanation