Consumer complaint received 2025-06-15 00:00:00
Product: Debt collection — I do not know
Issue: Written notification about debt — Didn't receive notice of right to dispute
Company: Credit Systems International, Inc.
State: TX

Complaint narrative:
XX/XX/year> LEGAL NOTICE FEDERAL TRADEMARK VIOLATION. REQUEST OF SEND ONLY CERTIFIED MAIL WITH RETURN RECEIPT WITH MY WET HUMAN SIGNATURE. MATCHING THE SAME DATE, YOUVE STOLE MY IDENTITY GIVING ME THE RIGHT TO DISPUTE MATCHING REPORTED DATE OF THIS ALLEGED ACCOUNT TO MY CONSUMER REPORTS ALSO PLEASE SEND FORWARD FLOW AGREEMENT, CHAIN OF ASSIGNMENT, PURCHASE AGREEMENT, SECURITIZED OF THE DEBT. WHO ARE YOU I HAVE NO BUSINESS WITH YOUR COMPANY PLEASE SEND CERTIFIED MAIL WITH RETURN RECEIPT WITH MY WET HUMAN SIGNATURE AND CEASE AND DESIST OF SLANDER HARRASSMENT EMBARRASSMENT THREATS HARM DEFAMATION COLLUSION AGGRAVATED IDENTITY THEFT COLLECTIONS FALSE REPORTING & 18 USC 96 NOTICE INTENT TO SUE I HAVE NO BUSINESS WITH CREDIT SYSTEM INTERNATIONAL INC. 
I DIDNT GIVE A CONSENT TO USE THIS ESTATE XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  DEFENDANT : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FOR AGGRAVATED IDENTITY THEFT RE : ALLEGED ORIGINAL CREDITOR : XXXX XXXX XXXX XXXX. 
ALLEGED : ACCOUNT NUMBER : XXXX ALLEGED DEBT AMOUNT OR BALANCE XXXX 
DEAR : CREDIT SYSTEM INTERNATIONAL INC. BULK DEBT COLLECTOR REPEATED OFFENDER STOP VIOLATING THE FDCPA USC 1692D EXHIBIT XXXX : I AM UNAWARE OF THIS ALLEGED DEBT I DIDNT HAVE THE OPPORTUNITY TO DISPUTE THIS ALLEGED DEBT I DIDNT RECEIVE PROPER NOTIFICATION IF IN FACT YOU BELIEVE IVE RECEIVED PROPER NOTIFICATION, PLEASE PROVIDE THE CERTIFIED MAIL WITH RETURN RECEIPT WITH MY WET SIGNATURE STATING THAT IVE RECEIVED IT. ACCORDANCE TO 15 USC 1681s-2 ( a ) ( 7 ) A ( i ) BUT THE CEASE & DESIST DOSENT INCLUDE YOU FROM RESPONDING TO THIS REQUEST. IF YOU CANT PROVIDE ME WITH THIS INFORMATION, PLEASE STOP HARRASSING THIS LIVING WOMAN I DIDNT GIVE CONSENT TO USE THIS ACCOUNT : XXXX XXXX XXXX XXXX XXXX XXXX SEND ONLY CERTIFIED MAIL WITH RETURN RECEIPT WITH MY SIGNATURE. SEND ONLY CERTIFIED MAIL WITH RETURN RECEIPT WITH MY SIGNATURE. ALSO PLEASE SEND DEBT VALIDATION FORWARD FLOW AGREEMENT, CHAIN OF ASSIGNMENT, PURCHASE AGREEMENT, SECURITIZED OF THE DEBT. 
XXXX : I WAS MADE AWARE OF YOUR ATTEMPT TO COLLECT AND ALLEDGED DEBT AFTER I REVIEWED PUBLIC RECORDS. PLEASE BE THAT I HEREBY DISPUTE THE ABOVE-LISTED ALLEGED DEBT IN ITS ENTIRELY. YOU ARE ON NOTICE THAT YOU ARE UNLAWFULLY ATTEMPTING TO COLLECT THE ABOVE-LISTED ALLEGED DEBT. 
CEASE & DESIST ALL COLLECTION ACTIVITY, INCLUDING REPORTING TO CONSUMER REPORTING AGENCIES ( CRAs ) BUT THE CEASE & DESIST DOSENT INCLUDE YOU FROM RESPONDING TO THIS REQUEST ABOVE IN EXHIBIT XXXX AND IT DOSENT INCLUDE YOU FROM DELETING ALLEGED DEBT FROM MY CONSUMER REPORT. THIS LETTER IS EVIDENCE PROVIDED VIA TO THE CONSUMER FINANCIAL PROTECTION BUREAU ( CFPB ). AND THE CFPB IS AUTHORZED TO FULLY INVESTIGATE THIS MATTER AND RECEIVE ANY INFORMATION RELATED TO THERTO. BE ADVISED, IF YOU FAIL TO COMPLY WITH THIS LETTER ; I WILL SUE CREDIT SYSTEM INTERNATIONAL INC. FEDERALLY AND THE CIVIL SIDE. WHO ARE YOU ABRUPTLY, XXXX : Allen-Mcgraw. Living Woman UCC1-308 WITHOUT PREJUDICE without recourse BENEFICARY OF ESTATE : XXXX XXXX XXXX NOT THE TRUSTEE NOTICE TO CEASE AND DESIST OF DEFAMATION, SLANDER, COLLUSION AND REPORTING TO CONSUMER DATA AGENCIES WITHOUT CONSENT AND INTENT TO SUE DELETE IMMEDIATELY

Company response to consumer: Closed with explanation