Consumer complaint received 2025-07-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
This letter serves as formal notice that I, XXXX XXXX, am a victim of identity theft, and fraudulent activity has been reported on my credit file. The following accounts, inquiries, and addresses were added without my knowledge or consent. I am exercising my rights under the Fair Credit Reporting Act ( FCRA ), Section 605B [ 15 U.S.C. 1681c-2 ], to demand that you : - Block and delete the listed accounts and inquiries, - Remove the fraudulent addresses, and - Complete this action within 4 business days from receipt of this letter and my supporting documentation. 
Fraudulent Addresses to Be Removed : - XXXXXXXX XXXX XXXX XXXX XXXXXXXX, XXXX, TX XXXX - XXXX XXXX XXXX XXXX, XXXX, TX XXXX - XXXXXXXX XXXX XXXX XXXX XXXXXXXX, TX XXXX Fraudulent Accounts to Be Blocked and Removed : - XXXX XXXX XXXX Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX Acct # : XXXXXXXX XXXX XXXX XXXX Acct XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX  Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX ( XXXX XXXX XXXX  ) Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX  Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX  Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX Acct # : XXXXXXXX XXXX XXXX XXXX XXXX Acct # : XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Acct # : XXXX XXXX XXXX XXXX XXXX XXXX XXXX Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX  XXXX Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX  Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Acct # : XXXXXXXX XXXX XXXX XXXX XXXX Fraudulent Hard Inquiries to Be Deleted : XXXX XXXX XX/XX/XXXX ( Experian ) XXXXXXXX XXXX  XX/XX/XXXX ( XXXX  ) XXXX XX/XX/XXXX ( Experian ) XXXXXXXX XXXX XX/XX/XXXX XXXX Experian ) XXXXXXXX XXXX  XX/XX/XXXX ( XXXX  ) XXXX XX/XX/XXXX ( XXXX  ) XXXXXXXX XXXX XXXX XX/XX/XXXX ( XXXX  ) XXXX XXXX XXXX XXXX XXXX ) XX/XX/XXXX ( Experian ) XXXX XXXX XX/XX/XXXX XXXX XXXX  XXXX XXXX XXXX XX/XX/XXXX ( XXXX  ) XXXX XX/XX/XXXX ( XXXX  ) XXXX XXXX XX/XX/XXXX ( Experian ) XXXX XXXX XX/XX/XXXX XXXX XXXX  XXXX Experian, XXXX  XXXX XXXX XXXX XXXX XX/XX/XXXX ( Experian, XXXX  XXXX XXXX  ) Legal Grounds for Immediate Removal : Per FCRA Section 605B, the credit bureaus are required to : Block any account, inquiry, or personal information resulting from identity theft within 4 business days of receiving the request and proper documentation. 
- Notify all furnishers of the fraud and ensure the information is permanently suppressed from future reports. 
You are also obligated under : - FCRA 611 [ 15 U.S.C. 1681i ] information.

- FCRA 623 [ 15 U.S.C. 1681s2 ] after being notified.

- FACTA ( Fair and Accurate Credit Transactions Act ) specific protections and expedited resolution.

Reasonable reinvestigation and deletion of unverifiable Furnishers must not report inaccurate information Identity theft victims are entitled to Documents Included : Copy of my government-issued photo ID Proof of current address Identity Theft Report from the FTC or police report ( if available ) I expect written confirmation from your office that these items have been permanently removed from my file. If you fail to act within 4 business days as required by law

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation