Consumer complaint received 2024-04-14 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: NJ

Complaint narrative:
I contacted Equifax inc on XX/XX/XXXX. Consumer informed them of potential violation of consumer laws & securities law under the rules of XXXX being that EQUIFAX INC is a publicly traded company. They did not reply to my correspondence and didnt provide me with the requested information under the Freedom of information act. Pursuant to Section 32 of the securities exchange act XXXX which states : ( a ) Any person who willfully violates any provision of this title ( other than section 30A ), or any rule or regulation thereunder the violation of which is made unlawful or the observance of which is required under the terms of this title, or any person who willfully and knowingly makes, or causes to be made, any statement in any application, report, or document required to be filed under this title or any rule or regulation thereunder or undertaking contained in a registration statement as provided in subsection ( d ) of section 15 of this title, or by any self-regulatory organization in connection with an application for membership or participation therein or to become associated with a member thereof, which statement was false or misleading with respect to any material fact, shall upon conviction be fined not more than {>= $1,000,000}, or imprisoned not more than 20 years, or both, except that when such person is a person other than a natural person, a fine not exceeding {>= $1,000,000} may be imposed. It is noted that on page S-i in form 424B2 ( Prospectus ) filed on XX/XX/XXXX with the commission EQUIFAX INC made the following statement : The notes are a new issue of securities with no established trading market. The notes will not be listed on any securities exchange or quoted on any automated dealer quotation system. However, on page XXXX in form XXXX XXXX filed with the commission on XX/XX/XXXX EQUIFAX INC along with its underwriters made and agreed to the following statements in SECTION 2. Purchase, Sale and Delivery of the Securities states : ( c ) Public Offering of the Securities. The Representatives hereby advise the Company that the Underwriters intend to offer for sale to the public as described in the Disclosure Package and the Prospectus, their respective portions of the Securities as soon after the Execution Time as the Representatives, in their sole judgment, have determined is advisable and practicable. Due to the FACT that the above citations are both false and misleading, I have reason to suspect that EQUIFAX INC has committed the following violations : 1. Securities Fraud under FINRA rules 2. False and misleading statements in documents filed with the commission 3. Use of deceptive tactics in buying or selling securities registered on a national exchange or those not registered, including securities-based swap agreements 4. Engagement in deceptive or manipulative practices related to security-based swaps 5. XXXX XXXX XXXXXXXX XXXX statues 6. Identity theft under XXXX rules Pursuant to Freedom of Information Act. In good faith, I hereby request that EQUIFAX INC provide me with the following documents & information : 1. The most recent public & private accounting according to ( GAAP ). 
2. Form XXXX associated with my name. 
3. XXXX XXXXXXXX barter form for any and all securities associated with my name. 
4. A copy of XXXX filing on my name that perfected the security interest in the financial assets. 
5. A copy of my Consumer file not a CONSUMER REPORT that is associated with my name. 
6. EQUIFAX INC XXXX bond if applicable 7. EQUIFAX INC XXXX bond if applicable 8. The name of the person spoken to, documentation used to determine that the information on the consumer report was indeed authorized by the consumer, & signed application with consumer wet ink signature. 

EQUIFAX INC officers have engaged in XXXX XXXX XXXX XXXX XXXX statutes on two separate occasion by using subordinate notes to make principal payments to older investors with new investors proceeds generated from their securities. I will be filing form XXXX treasury omb form to audit consumers account. In addition to the preceded statement in 15 business days I will be arbitration lawsuit under the rules of XXXX being that EQUIFAX INC is a publicly traded company. Lastly, I will be filing a complaint with the securities exchange commission as a whistleblower for securities fraud, to which I will be requesting a settlement of XXXX XXXX United States dollars as well as requesting an order to cease and desist EQUIFAX INC operations. I have included the officers certification filings with the commission to which they agreed that they were acting in accordance with the securities exchange act of XXXX.

Company response to consumer: Closed with non-monetary relief