Consumer complaint received 2025-10-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: NJ

Complaint narrative:
XX/XX/XXXXSubject: Notice of COPYRIGHT INFRINGEMENT  and Lawful Demand for Permanent Opt-Out & Cessation of Unauthorized Surveillance & Data Profiling\XX/XX/XXXXXX/XX/XXXX the living man, hereby confirm that I am a victim of Identify Theft and Data Breaches, and that I have not knowingly, intentionally, nor voluntarily opted into any listing, data or reporting services by XX/XX/XXXX and XX/XX/XXXXncluding their subsidiaries. Furthermore, the agencies described herein are guilty of COPYRIGHT INFRINGEMENT for unauthorized use of my copyrighted intellectual property. The intellectual property described asXX/XX/XXXX and any and all derivatives thereof have been copyrighted since the XX/XX/XXXXday of XX/XX/XXXXin the year ofXX/XX/XXXXatXX/XX/XXXXThis copyright is evidenced by Copyright NumberXX/XX/XXXX which can be found in the database of XX/XX/XXXX. The Secretary of State for the State of XX/XX/XXXX XX/XX/XXXX was given notice of this copyright as evidenced by Certified Mail NumberXX/XX/XXXX which was received by her office inXX/XX/XXXXofXX/XX/XXXX Any and all use of this intellectual property is subject to my express written consent in regards to how my property can be used in the public. On and for the record, I consent to XX/XX/XXXXandXX/XX/XXXX et al using my intellectual property for under the strict condition that only information that I explicitly express and consent to being reported is reported and all information that I do not consent to being reported must be deleted becauseXX/XX/XXXX never received my consent to utilize my intellectual property and has been selling inaccurate information attached to my copyrighted intellectual property which has caused financial harm. The reporting of inaccurate information is also Defamation of Character which has caused financial harm and hardship and I reserve my right to equitable compensation for all damages described hereinXX/XX/XXXXhe purpose of this notice is to issue a formal demand to permanently remove any and all personal information that I do not consent to being reported from all databases and records. This includes, but is not limited to, all forms of data collection, processing, profiling, aggregation, scoring, distribution, and sale.\n\nI have never provided informed or express written consent to the organizations above or any of the subsidiaries to collect, process, or trade on my personal, financial, or behavioral data. Furthermore, it is a violation of the Privacy Act of XX/XX/XXXX to sell or store my personal information without my express written wed ink autographed consent. Therefore, any such activities are being done without my authorization and constitute a violation of my privacy and autonomy.XX/XX/XXXXThis is not simply a voluntary opt-out under federal consumer law. It is a lawful demand based on my rights as a copyright holder and my rights protected by the constitution, as affirmed by the U.S. Supreme CourtXX/XX/XXXXEstablished that individuals have a protected right to privacy derived from the Bill of Rights. XX/XX/XXXX: Affirmed that the Fourth Amendment protects people, not places  and that a reasonable expectation of privacy must be respected in both physical and digital contexts.XX/XX/XXXXRuled that warrantless access to digital records (e.g., location and behavioral data) is unconstitutionalXX/XX/XXXX: The right to be let alone is the most comprehensive of rights and the right most valued by civilized men.'

Company response to consumer: Closed with explanation