Consumer complaint received 2025-07-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: MI

Complaint narrative:
b"Consumer Name: XXXX XXXX  Consumer Social Security Number: XXXX Consumer Date of Birth: XXXX  , Contents of Complaint: This CFPB complaint has\nbeen filed to request pursuant to FCRA  605B (15 U.S.C.  1681c-2) that you, the TransUnion\ncredit reporting agency, block information appearing on my consumer credit report that is the\nresult of identity theft and fraud within XXXX XXXX  days of you receiving this complaint. This\nfraudulent, inaccurate, and false information consists of an account opened at \n\nan account opened at XXXX XXXX XXXX XXXX  on XX/XX/XXXX under the account number XXXX  account opened at XXXX XXXX onXX/XX/XXXX under the account number XXXX account opened at XXXX XXXX on XXXX XXXX XXXX under the account number XXXX account opened at XXXX XXXX XXXX XXXX  on XXXX XXXX XXXX  under the account number XXXX account opened at XXXX XXXX XXXX XXXX on XXXX XXXX XXXX  under the account number XXXX  account opened at XXXX XXXX XXXX XXXX  on XXXX XXXX XXXX under the account numbeXXXX XXXX  account opened at XXXX XXXX  on XXXX XXXX XXXX  under the account number XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXThese accounts have resulted in\nseveral fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO\ncredit report. I've attached a list of the hard inquiries in question as well as a copy of the\nconsumer FICO credit report maintained by you which shows the aforementioned fraudulent\nitems. I do not recognize the aforementioned accounts, collections, or hard inquiries as\nreported. The aforementioned accounts, collections, and hard inquiries appearing on my\nconsumer credit report maintained by you were not opened, made, or initiated by me. All of the\naforementioned accounts, collections, and hard inquiries are the result of identity theft and\nfraud. I have attached a copy of FTC Identity Theft Criminal Complaint XXXX XXXX XXXX  proof from the US Federal Trade Commission that all of the aforementioned consumer credit\naccounts, collections, and hard inquiries are the result of identity theft and fraud.\nWhat would be a fair resolution to this issue? (demand for relief):\nI request, pursuant to FCRA  605B (15 U.S.C.  1681c-2), that the XXXX  credit reporting\nagency block all of the accounts, collections, and hard inquiries identified in this CFPB\ncomplaint from my consumer credit file within XXXX  business days of receiving said complaint. I\nrequest that all written confirmation regarding this CFPB complaint be sent to me via email to\nthe email address XXXX"

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation