Consumer complaint received 2024-07-31 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
After several calls and sending dispute letters on the following dates : XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX, I have not received any conclusive response. 
I am writing to request the correction and removal of incorrect information on my credit report related to account number [ Account Number XXXX ], [ Account Number XXXX ], and [ Account Number XXXX ]. Below, I detail the discrepancies found in the credit reports issued by the three main credit bureaus : XXXX  Account Number : XXXX Reason : Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete.

Instruction : Please delete this account immediately for failing to do your due diligence making sure everything is 100 % accurate on my report. 
XXXX : Date Last Payment : XX/XX/XXXX ( Inaccurate ) Last Reported : XX/XX/XXXX ( Inaccurate ) Experian : Date Last Payment : XX/XX/XXXX ( Inaccurate ) Last Reported : XX/XX/XXXX ( Inaccurate ) XXXX : Date Last Payment : XX/XX/XXXX ( Inaccurate ) Last Reported : XX/XX/XXXX ( Inaccurate XXXX XXXX XXXX XXXX Account Number : XXXX Reason : Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete. 
Instruction : Please delete this account immediately for failing to do your due diligence making sure everything is 100 % accurate on my report. 
XXXX : Date Last Payment : XX/XX/XXXX ( Inaccurate ) Last Reported : XX/XX/XXXX ( Inaccurate ) Experian : Date Last Payment : XX/XX/XXXX ( Inaccurate ) Last Reported : XX/XX/XXXX ( Inaccurate ) XXXX : Date Last Payment : XX/XX/XXXX ( Inaccurate ) Last Reported : XX/XX/XXXX ( Inaccurate ) XXXXXXXX XXXX XXXXXXXX Account Number : XXXX Reason : Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete. 
Instruction : Please delete this account immediately for failing to do your due diligence making sure everything is 100 % accurate on my report XXXX : Date Last Payment : XX/XX/XXXX ( Inaccurate ) Last Reported : XX/XX/XXXX ( Inaccurate ) Experian : Date Last Payment : XX/XX/XXXX ( Inaccurate ) Last Reported : XX/XX/XXXX ( Inaccurate ) XXXX : Date Last Payment : XX/XX/XXXX ( Inaccurate ) Last Reported : XX/XX/XXXX ( Inaccurate ) These dates do not match and are inaccurate. This incorrect information is negatively affecting my credit score and needs to be corrected immediately and these accounts # XXXX, # XXXX, and # XXXX need to be removed from my credit report. 
I request that the CFPB intervene to resolve this issue.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation