Consumer complaint received 2025-03-17 00:00:00
Product: Debt collection — Rental debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: National Credit Systems,Inc.
State: FL

Complaint narrative:
I am a victim of very XXXX XXXX identity theft, cybercrime, attacks on my life and XXXX XXXX that have destroyed my life while living in the State of Michigan for years now. I started lodging complaints with different XXXX agencies on certain governmental bodies in the State of Michigan, including the Michigan Attorney General. The Michigan Dept of Civil Rights is actively investigating the City of XXXX, MI, where I lived, as well as XXXX and others. My XXXX XXXX XXXX XXXX XXXX, has stolen my identity along with others, has been abusive in different ways, etc. I was experiencing extreme backlash and retaliation by the Government in Michigan after starting to lodge complaints and they have gone out of their way to destroy my life, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, discredit me, falsely imprison me, make it look like I can not take care of myself and prevent me from getting housed to make me even more vulnerable during attacks on my life and so that I never see my day in court with these people who have destroyed my life that run the government in Michigan. I originally fled XXXX XXXX, MI, to XXXX, MI. The XXXX XXXX XXXX moved me into a condemned/not up to code apartment building renting from XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. ) I was hurt, became a victim of crime, further ID theft, then got very sick from a leaking XXXX unit and construction done on the building to try and get it up to code. I started filing complaints and then was seriously retaliated against by the XXXX XXXX XXXX all the way up to the Michigan attorney general and XXXX XXXX. XXXX XXXX did end up moving me to a different apartment across the courtyard at XXXX XXXX XXXX XXXX XXXX, XXXX XXXX MI XXXX in XXXX XXXX. I went through XXXX in XXXX, just like in XXXX XXXX, with abuse by the government as well as XXXX XXXXXXXX, Identity theft, cybercrime, fraud and more. I decided to flee the State of Michigan just prior to my lease ending with XXXX XXXX at the end of XX/XX/XXXX. I claimed the Violence Against Women Act ( VAWA ) with the XXXX XXXX XXXX and XXXX prior to my lease ending, also porting my housing XXXX out of state to XXXX, NC. My housing was in good standing, my rent always paid and I even recieved a letter of recommendation from XXXX XXXX manger stating I am a responsible tenant and always pay my rent on time. I also would not have been able to port my housing voucher if my housing was in bad standing or I had not paid rent. I took my dog and left on a XXXX XXXX for our lives and safety, leaving most everything behind. The XXXX XXXX XXXX XXXX protects victims like myself from getting penalized for fleeing XXXX and other XXXX. Like XXXX XXXX charging me {$2100.00} that evidently went to XXXX XXXX XXXX debt collector in XX/XX/XXXX, as unpaid rent. My rent was paid. I was never even notified about XXXX XXXX charging me this. They have my email and phone number. I was also never contacted by the XXXX courts who also have my contact information. I suddenly get all of these credit alerts in XX/XX/XXXX, while actively looking for housing and XXXX of them was from XXXX XXXX XXXX XXXX collector for XXXX XXXX in the amount of {$2100.00}. I thought this was identity theft originally as I was also receiving utility bills in XXXX and XXXX from that apartment when I had canceled my utilities with the XXXX XXXXXXXX XXXX XXXX XXXX in XX/XX/XXXX. I received a bill in XXXX and XXXX XXXX of XXXX and the other XXXX of XXXX. I called National Credit System letting them know this is fraud and to tell me how to dispute this. I called and spoke with XXXX XXXX twice, also leaving her numerous voicemails. She said she would send a link to my email where I could upload documentation to dispute the debt. She sent a link and when I followed it, all It did was give me an option to pay the debt. I left her another voicemail. I also contacted XXXX XXXX who originally did not respond until I started reporting them for financial fraud. Then XXXX, a property XXXX with XXXX XXXX, emailed me letting me know that they charged me for having to remove my bed and couch, also charging me for the dumpster. I told her she knows she can not do this as I am protected under federal law with XXXX from this type of penalty for fleeing violence and to contact the debt collector and remove this debt as it is fraud. She never did and never responded after that. This just happened to happen while I was actively looking for housing with my housing navigator with the XXXX XXXX shelter I was staying at, preventing me from getting housed. Something XXXX and the State of Michigan would want and have been doing to me for years. Especially now that they are under investigation. I have also filed complaints against XXXX XXXX with code enforcement and others and this is pure retaliation. They wrote me the letter stating I am a responsible tenant who always pays rent on time in XX/XX/XXXX, just before I moved out, fleeing the state of Michigan, porting my housing voucher to another state. My voucher legally would not have been allowed to port if my housing was in bad standing. Please remove this debt immediately so that I can get a safe place to live. I have also tried contacting XXXX in recent past numerous times and can not get through to speak to anyone regarding disputes. Someone has also accessed my XXXX Account, so that I can not dispute this large {$2100.00} fraud debt or other problems regarding identity theft ( hard inquiries for credit cards, address changes recently to states Ive never been to and much more. ) Please address this immediately. Thank you.

Company response to consumer: Closed with explanation