Consumer complaint received 2025-11-17 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: KS

Complaint narrative:
XXXX XXXX  IDENTITY THEFT REMOVAL LETTER XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Phone : XXXX Email : XXXX Date : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX RE : REQUEST FOR IMMEDIATE BLOCKING & REMOVAL OF FRAUDULENT ACCOUNTS Under FCRA 605B ( Identity Theft Block ) FTC Report Number : XXXX To Whom It May Concern, I am submitting an identity theft dispute demanding the immediate removal and blocking of fraudulent accounts appearing on my XXXX  credit file. These accounts were not opened by me, and I have included my official FTC Identity Theft Report, which legally requires you to block these accounts within XXXX business days. 

Fraudulent Accounts to Remove Immediately XXXX. XXXX XXXX  Account Number : XXXX Fraud began : XX/XX/XXXX Discovered : XX/XX/XXXX Amount : {$450.00} Debt originated from fraudulent XXXX XXXX  account. 

XXXX. XXXX XXXX Account XXXX : XXXX XXXX began : XX/XX/XXXX Discovered : XX/XX/XXXX Amount : {$450.00} XXXX. XXXX XXXX Account ending : XXXX XXXX began : XX/XX/XXXX Discovered : XX/XX/XXXX Amount : {$1000.00} XXXX. XXXX Bank Account ending : XXXX Fraud began : XX/XX/XXXX Discovered : XX/XX/XXXX Amount : {$4000.00} Included Documents FTC Identity Theft Report ( # XXXX ) Copy of identification Proof of address Request Under Federal Law Per FCRA 605B, you MUST : 1. Block and delete each fraudulent account. 
XXXX. Notify each furnisher of the block. 
XXXX. Send me an updated copy of my credit report. 

I certify under penalty of perjury that these accounts are fraudulent. 

Sincerely, XXXX XXXX XXXX. TRANSUNION IDENTITY THEFT REMOVAL LETTER XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Phone : XXXX Email : XXXX Date : XX/XX/XXXX TransUnion XXXX XXXX. XXXX XXXX XXXXXXXX XXXX XXXXXXXX RE : REQUEST FOR IMMEDIATE BLOCKING & REMOVAL OF FRAUDULENT ACCOUNTS Under FCRA 605B FTC Report Number : XXXX To Whom It May Concern, I am filing an identity theft dispute for the immediate blocking and removal of fraudulent accounts on my TransUnion credit file. These accounts were opened without my authorization. An official FTC Identity Theft Report is provided to verify my claim. 

XXXX Accounts to Remove XXXX. XXXX XXXX Account XXXX : XXXX XXXX began : XX/XX/XXXX Discovered : XX/XX/XXXX Amount : {$450.00} XXXX. XXXX XXXX Account XXXX : XXXX XXXX began : XX/XX/XXXX Discovered : XX/XX/XXXX Amount : {$450.00} XXXX. XXXX XXXX Account ending : XXXX XXXX began : XX/XX/XXXX Discovered : XX/XX/XXXX Amount : {$1000.00} XXXX. XXXX Bank Account ending : XXXX Fraud began : XX/XX/XXXX Discovered : XX/XX/XXXX Amount : {$4000.00} Documents Provided FTC Identity Theft Report ( # XXXX ) Government ID Proof of address Legal Requirement Under FCRA XXXX, you must block these fraudulent items within XXXX business days and provide an updated credit file. 

I declare that the above information is true and that these accounts are fraudulent. 

Sincerely, XXXX XXXX XXXX. XXXX XXXX  FRAUDULENT ACCOUNT DISPUTE LETTER XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Phone : XXXX Email : XXXX Date : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX RE : Fraudulent Account Identity Theft Notice Account # : XXXX FTC Report # : XXXX To Whom It May Concern, I am notifying you that the above referenced account was opened fraudulently and without my authorization. This debt originated from an identity theft incident and was never created, used, or agreed to by me. 

I have attached my FTC Identity Theft Report, which legally requires you to : Cease all collection attempts Remove all negative reporting Provide all documents related to this account ( FCRA 609 ( e ) ) Notify any credit bureaus you furnished this account to that it was fraudulent Account Details Original debt : XXXX XXXX  ( fraudulent ) Amount : {$450.00} XXXX has no authority to collect or report fraudulent debt. 

Please stop all collection activity immediately and provide written confirmation that this account has been permanently deleted and closed. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation