Consumer complaint received 2025-05-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
This is a * * formal dispute of all derogatory accounts * * appearing on my 3-bureau credit file as of your latest reporting. Pursuant to my rights under the * * Fair Credit Reporting Act ( FCRA ) * * and the * * Fair Debt Collection Practices Act ( FDCPA ) * *, I am demanding the * * immediate investigation, verification, and deletion * * of the accounts listed below. Each one is * * inaccurate, unverifiable, or in violation of federal law * *. 

I am requesting : - Original signed contracts ( with wet ink signature ) - Full itemization of all charges- Legal chain of custody - Proof of permissible purpose to report these accounts Failure to respond or correct these records within 30 days will constitute willful noncompliance under * * FCRA XXXX ( a ) * * and * * FDCPA XXXX ( b ) * *. 

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I demand an updated and corrected credit report be sent to me upon completion of your reinvestigation.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation