Consumer complaint received 2019-08-15 00:00:00
Product: Mortgage — Conventional home mortgage
Issue: Incorrect information on your report — Public record information inaccurate
Company: Fortren Funding LLC
State: NJ

Complaint narrative:
For the past 4 years I've been involved in a refinance scheme causing me to lose my home and now facing foreclosure on my primary residence after I submitted several complaints about the company before shutting down their locations and lying to officials about a cashier 's check that I issued to a XXXX XXXX instructed by XXXX XXXX. I signed and notarized documents on the evening of XXXX XXXX that stated that I was named after my late father as XXXX. Instead they used my cashier 's check that was suppose to pay my 1st quarter taxes, and used to satisfy a lien that was not mine for a hospice bill before my Dad passed over 20 years ago ... .When I contacted the Sr. loan officer he disconnected his phone and then a XXXX XXXX lied to officials that I misused a disbursement check instead of paying the remainder of my taxes which proved to be inaccurate and a lie because the disbursement check was issued after the 1st quarter were due on my behalf. I already submitted complaints and the company stated the this was a duplicate of the same complaint and shut down and relocated to another company. At this time I am paying for a delinquent mortgage for the rest of my life caused by these crooks and became XXXX and receiving numerous foreclosure statements and my home is up for collateral from another mortgage company after being transferred to 4 different banks since the time I refinanced over 4 years ago. I also am receiving letters on behalf of my late father to attend church seminars in XXXX NJ for people behind on their mortgages. When I get there to explain to them that I am XXXX XXXX  young and not my late Father who passed away over 20 years ago, they just look at me and do not have any recourse for a scheme like this to work against someone in this manner. At this time I have been trying to support 2 homes without any credit cards and now 4 years behind on all home repairs and can not afford a new vehicle while having a sever condition and XXXX XXXX XXXX XXXX XXXX. This has been very unfair for my family and I for the past 4 years after 39 years in the workforce and never missed any kind of payments since I was XXXX XXXX XXXX when I started the workforce to get my parent 's out of a recession. Since then I have always avoided this situation by working 2 jobs and a trade working any type of construction projects. I became a professional XXXX XXXX XXXX  and worked as a XXXX with over 30 years of experience and been with XXXX XXXX for 24 consecutive years before purchasing my second investment property in XXXX which these crooks caused me to LOSE. Make no mistake ... faceless cowards are going to pay ... At this time I have no other choice to take this matter in my own hands and relocating to another state to avoid the disruption caused. I have invested {$120.00} on landscaping and stone work throughout my 29 years owning my primary residence in XXXX NJ where my taxes are high enough without paying for a medical bill that was not mine, and lying to me that the problem was being fixed before they all started running scared from me .... I have to have all this work removed from my home and transferred out of state to correct what was done wrong to my family and I. This is the most shameful and embarrassing outcome I have ever experienced in a lifetime and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  that I can not afford after being elite for most of my life trying to work and earn a living here in New Jersey ... The bottom line is ... I refinanced my mortgage to save XXXX per month for my association dues for my second property that WAS WAS located in XXXX XXXX XXXX NJ ... then costing me over XXXX per month and an increased car payment without any credit cards ... Then lied to me and officials then run like scaredy cats from me to try and hide with other companies and putting my family and I in a long term recession. Well played ... and will pay.

Company response to consumer: Untimely response