Consumer complaint received 2026-03-18 00:00:00
Product: Mortgage — Conventional home mortgage
Issue: Struggling to pay mortgage — Trying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure
Company: Old Republic National Title Holding Co.
State: CO

Complaint narrative:
Subject : Complaint Fraudulent Mortgage, Forgery, and Wrongful Foreclosure Sale I am submitting this complaint regarding a mortgage loan that was fraudulently originated in my name and resulted in the wrongful foreclosure and auction sale of my home. I did not authorize, sign, or consent to the mortgage loan in question. My signature appears to have been forged on the loan documents, and I believe the loan was obtained through fraud and identity misuse. Despite this, the loan was processed, recorded, and ultimately enforced through foreclosure proceedings. As a result, my property was sold at auction. I am requesting that the Consumer Financial Protection Bureau investigate the following : The origination of this mortgage loan, including how it was approved and executed without my authorization. The authenticity of the signatures and notarization on all loan documents. The actions of the mortgage lender and/or servicer in pursuing foreclosure despite evidence of fraud. The full chain of title, assignments, and transfers related to this loan. All foreclosure documentation submitted, including affidavits and certifications used to justify the sale. I am also requesting copies of the complete loan file, including : The original loan application All signed closing documents Any signature verification records Payment history and servicing records Foreclosure filings and supporting documents This situation involves serious concerns of fraud, forgery, and potential violations of federal consumer protection laws. I request that this matter be escalated and formally investigated. Please confirm receipt of this complaint and advise me of the next steps. Sincerely, XXXX XXXX XXXX XXXX XXXX, XXXX, MA XXXX I also have reason to believe that documents submitted to the registry of deeds by attorney XXXX XXXX contained false or fraudulent information related to this mortgage. I have asked XXXX XXXX for the name of his malpractice insurance carrier multiple times, and he has failed to respond. Please advise. Additional records are below. A. Attorney XXXX XXXX of XXXX, MA ; ethical troll The state of Massachusetts presented XXXX XXXX XXXX with a law license in XXXX after he graduated from XXXX XXXX XXXX University XXXX XXXX XXXX. The XXXX XXXX XXXX XXXX found XXXX guilty of the following misconduct. Simultaneously represented seller and buyer in a residential real estate transaction Failed to adequately explain the buyer/seller conflict and obtain the informed consent of the buyer Not reasonable for XXXX to believe he could provide competent and diligent representation to each client affected by the conflict of interest The buyer executed several documents setting forth unusual terms and conditions that favored the seller, and the terms of the loan would not have been included in any loan transaction from any recognized lending institution As a direct consequence of his misconduct, the cheerleaders for Attorney Misfits sitting on the Board of XXXX punished XXXX by XXXX him with a complimentary reprimand. As one would suspect, XXXX fails to mention the misconduct set forth above on his self-serving website at XXXX. Apparently, he decided to conceal this relevant information from prospective clients to assure that he would not limit her future victim pool. As we speak ( ca. XX/XX/XXXX ) XXXX practices with the Law Office of XXXX XXXX XXXX at XXXX XXXX XXXX in XXXX, Massachusetts. B. From : " XXXX XXXX XXXX '' XXXX Date : XX/XX/XXXX at XXXX XXXX To : XXXX XXXX XXXX Cc : XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Subject : RE : XXXX Bank and mortgage fraud XXXX XXXX XXXX XXXX, XXXX, MA XXXX XXXX XXXX As I have told you countless times, the only work I did regarding your property at XXXX XXXX XXXX was to represent the lender and you and XXXX when you purchased the property XXXX XXXX. I witnessed the mortgage. I did not have anything to do with this property for you or XXXX after XXXX. Whatever you and/or XXXX did with regard to this property after XXXX I had nothing to do with. Thank you, XXXX XXXX XXXX, XXXX XXXX XXXX of XXXX XXXX XXXX XXXX XXXX XXXX, Suite XXXX XXXX, MA XXXX Phone ( XXXX ) XXXX Fax ( XXXX ) XXXX C. From : XXXX XXXX XXXX Sent : Monday, XX/XX/XXXX XXXX XXXX To : XXXX XXXX XXXX XXXX Cc : XXXX XXXX XXXX ; XXXX XXXX XXXX XXXX ; XXXX XXXX XXXX XXXX XXXX Subject : Re : XXXX Bank and XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX MA, XXXX XXXX, XXXX so XXXX. You were the only notary before the auction, correct? Where are the names of the people who signed XXXX 's original XXXX mortgage? Regards, XXXX Sent from my XXXX On XX/XX/XXXX, at XXXX, XXXX XXXX XXXX XXXX wrote : There is none- Again the mortgage loan I closed was in XXXX Thank you, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Suite XXXX XXXX, MA XXXX XXXX ( XXXX ) XXXX Fax ( XXXX ) XXXX D. From : XXXX XXXX XXXX Date : XX/XX/XXXX at XXXX EDT To : " XXXX XXXX XXXX XXXX XXXX Cc : XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX Court CV XXXX - Signed AIM HUD ( XXXX ) There was a XXXX involving XXXX Bank in XXXX, based on the attached evidence. Please send all records asap. Regards, XXXX Sent from my XXXX On XX/XX/XXXX, at XXXX, XXXX XXXX XXXX XXXX wrote : I am not Thank you, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Suite XXXX XXXX XXXX MA XXXX Phone ( XXXX ) XXXX Fax ( XXXX ) XXXX From : XXXX XXXX XXXX Sent : Wednesday, XX/XX/XXXX XXXX XXXX To : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX house XXXX ; XXXX XXXX XXXX ; XXXX XXXX XXXX ; XXXX XXXX XXXX Cc : XXXX XXXX XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX : XXXX XXXX XXXX XXXX - Signed AIM HUD ( XXXX ) Good evening, gentlemen. None of you are familiar with this AIM document, correct? Regards,

Company response to consumer: Closed with explanation