Consumer complaint received 2025-12-14 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: MOHELA
State: GA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, GA XXXX Date : XX/XX/XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX RE : Request for Re-Investigation and Removal of Inaccurate Credit Information ( FCRA 15 U.S.C.

1681i ) To Whom It May Concern, I am writing to formally request a re-investigation of several items that XXXX has previously verified despite being inaccurate, incomplete, and misleading, in violation of the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681. I previously disputed these accounts and submitted all documentation requested by Equifax. However, the items remain reported without proper verification. Therefore, pursuant to 15 U.S.C. 1681i ( a ), I am requesting that XXXX  conduct a new and reasonable reinvestigation and delete any information that can not be fully verified.

PERSONAL INFORMATION DISPUTE Please remove any name, variation, or alias that is not my birth-right given legal name : Incorrect / Unlawful Name Reporting : XXXX XXXX This name is not accurate, not legally mine, and its continued reporting violates 15 U.S.C. 1681e ( b ) ( maximum possible accuracy ). 
ACCOUNT DISPUTES The following accounts are disputed as inaccurate, incomplete, misleading, and/or unverifiable : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Balance : {$20000.00} Date Opened : XX/XX/XXXX NOTICE OF RIGHTS I am fully aware of my rights under the FCRA and XXXX obligation to ensure maximum possible accuracy. You have 30 days from receipt of this letter to complete your reinvestigation and notify me of the results pursuant to 15 U.S.C. 1681i ( a ). This letter does not constitute acknowledgment of any debt and is submitted strictly as a dispute under federal law. Please provide written confirmation of the outcome of this reinvestigation along with an updated copy of my credit report.

DELETE ANY AND ALL INVALUED INFORMATION RIGHT AFTER INVESTIGATION. 
Sincerely, XXXX XXXX XXXX

Company response to consumer: Untimely response