Consumer complaint received 2024-11-08 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: U.S. BANCORP
State: AZ

Complaint narrative:
PLEASE ADD TO MY CREDIT REPORT STATEMENT TO XXXX XXXX DISPUTE AGAIN REVERIFY WITHOUT ANY DETAILS OH HOW DONE, SOURCES, ETC MUST BE REMOVED.JUST GO BY CFPB LATEST RULING AGAINST US BANK AND YOU WILL CONFIRM IT SHOULD AND WILL BE REMOVED IMMEDIATELE. 
" XXXX XXXX  FINED XXXX TIME ANOTHER XXXX XXXX WHICH WILL GO TO CONSUMERS AFFECTED BY THE FLAGRANT ILLEGAL OPERATIONS ( XXXX XXXX FINE, XXXX XXXX XXXX, ) BREAKING CODES/LAWS, VIOLATIONS ( NOT REVERIFYING TRUTHFULLY, FALSIFYING LEGAL DOCUMENTS, HIGH PRESSURE TACTICS ON EMPLOYEES, MANY AREAS, IN MY CASE EMPLOYEES TOLD TO KEEP REVERIFYING DISPUTES AS ACCURATE, AS THE CONSUMER 'GIVES UP '' 78 % OF THE TIME. YES THIS IS TRUE AND IN FINAL REPORT GOES INTO DETAIL. '' XXXX XXXX CHARGES XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX THEY HAVE YET TO PROVIDE ANY TYPE OF PROOF EVEN WHEN ASKED FOR IT, FROM ME OR XXXX, OR XXXX, APPLICATION, RECIIEPTS WITH SIGNATURES, VIDEOS FROM TRANSACTIONS, OTHERS, ETC. 

WHO WAS PAYING THE ACCOUNT- FIND THIS AND I'M OUT OF THIS MESS! 
ALSO HAVE MUCH MORE INFO OF DIFFERENT SOURCES PROVING NOT MINE, YET THIS SEEMS THE SIMPLEST TO USE IMMEDIATE ATTENTION TO CORRECT AS FTC & CFPB REPORTED " XXXX XXXX  FINED XXXX TIME ANOTHER XXXX XXXX WHICH WILL GO TO CONSUMERS AFFECTED BY THE FLAGRANT ILLEGAL OPERATIONS ( XXXX XXXX FINE, XXXX XXXX XXXX, ) BREAKING CODES/LAWS, VIOLATIONS ( NOT REVERIFYING TRUTHFULLY, FALSIFYING LEGAL DOCUMENTS, HIGH PRESSURE TACTICS ON EMPLOYEES, MANY AREAS, IN MY CASE EMPLOYEES TOLD TO KEEP REVERIFYING DISPUTES AS ACCURATE, AS THE CONSUMER 'GIVES UP '' 78 % OF THE TIME. YES THIS IS TRUE AND IN FINAL REPORT GOES INTO DETAIL. '' PLEASE ADD THE ABOVE TO MY CREDIT REPORT STATEMENT TO XXXX XXXX  DISPUTE. THE AGENT SAID HE COULDN'T??? RUDE. INFORM ME WHEN ADDED. SAID TOO LONG SO FOR ME TO DO IT ( EMAIL TO YOU ). PLEASE HELP. 
XXXX XXXX ALREADY FINED $ XXXX, XXX JUST FOR MY CASE, WHICH GOES TO CIVIL PENALTY FUND THEN ME. HOW CAN THIS DISPUTE GO ON FOR 19 MONTHS. NOW WE KNOW THEY DID NOT CONDUCT LEGAL PRACTICES AND THEREFORE THIS ACCOUNT MUST BE REMOVED FROM XXXX & XXXX CREDIT BUREAU REPORT IMMEDIATELY. 
REGARDS, XXXX XXXX XXXX " XXXX XXXX FINED XXXX TIME ANOTHER XXXX XXXX WHICH WILL GO TO CONSUMERS AFFECTED BY THE FLAGRANT ILLEGAL OPERATIONS ( XXXX XXXX FINE, XXXX XXXX XXXX, ) BREAKING CODES/LAWS, VIOLATIONS ( NOT REVERIFYING TRUTHFULLY, FALSIFYING LEGAL DOCUMENTS, HIGH PRESSURE TACTICS ON EMPLOYEES, MANY AREAS, IN MY CASE EMPLOYEES TOLD TO KEEP REVERIFYING DISPUTES AS ACCURATE, AS THE CONSUMER 'GIVES UP '' 78 % OF THE TIME. YES THIS IS TRUE AND IN FINAL REPORT GOES INTO DETAIL. '' PLEASE ADD THE WHOLE STATEMENTE TO MY CREDIT REPORT STATEMENT TO XXXX XXXX DISPUTE. THE AGENT SAID HE COULDNT??? RUDE. INFORM ME WHEN ADDED. SAID TOO LONG SO FOR ME TO DO IT ( EMAIL TO YOU ). PLEASE HELP. 
XXXX XXXX  ALREADY FINED $ XXXX, XXX JUST FOR MY CASE, WHICH GOES TO CIVIL PENALTY FUND THEN ME. HOW CAN THIS DISPUTE GO ON FOR 19 MONTHS. NOW WE KNOW THEY DID NOT CONDUCT LEGAL PRACTICES AND THEREFORE THIS ACCOUNT MUST BE REMOVED FROM XXXX CREDIT BUREAU REPORT IMMEDIATELY. 
THANK YOU ALSO HAVE MUCH MORE INFO OF DIFFERENT SOURCES PROVING NOT MINE, YET THIS SEEMS THE SIMPLEST TO USE.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief