Consumer complaint received 2025-08-17 00:00:00
Product: Debt collection — I do not know
Issue: Written notification about debt — Didn't receive notice of right to dispute
Company: NCB Management Services Inc.
State: TX

Complaint narrative:
XX/XX/year> FINAL NOTICE 3 DAY MAIL RULE LEGAL NOTICE LAST CHANCE TO CURE DELETE NOW OR I WILL SUE NCB MANAGEMENT PLEASE SEND CERTIFIED MAIL RETURN RECEIPT WITH MY WET HUMAN SIGNATURE FORWARD FLOW AGREEMENT, CHAIN OF ASSIGNMENT, PURCHASE AGREEMENT, SECURITIZED OF THE DEBT. CEASE AND DESIST OF SLANDER HARRASSMENT EMBARRASSMENT THREATS DEFAMATION COLLUSION AGGRAVATED IDENTITY THEFT COLLECTIONS FALSE REPORTING & 18 USC 96 NOTICE INTENT TO SUE I HAVE NO BUSINESS WITH NCB MANAGEMENT SERVICES , INC I DIDNT GIVE CONSENT TO USE THIS ESTATE : XXXX XXXX XXXX XXXX XXXX PLAINTIFF : XXXX XXXX XXXX XXXX : NCB MANAGEMENT SERVICES XXXX INC. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX PH # XXXX XXXX number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX RE XXXX ALLEGED ORIGINAL CREDITOR : NCP XXXX XXXX, ALLEGED ORIGINAL CREDITOR ALLEGED ACCOUNT NUMBER : [ XXXX, ALLEGED DEBT AMOUNT OR BALANCE {$1400.00} DEAR : NCB MANAGEMENT BULK- DEBT COLLECTOR STOP VIOLATING THE FDCPA USC 1692D EXHIBIT-A SEND ONLY CERTIFIED MAIL WITH RETURN RECEIPT WITH MY SIGNATURE. ALSO PLEASE SEND FORWARD FLOW AGREEMENT, CHAIN OF ASSIGNMENT, PURCHASE AGREEMENT, SECURITIZED OF THE DEBT. 
EXHIBIT A1 : I AM UNAWARE OF THIS ALLEGED DEBT I DIDNT HAVE THE OPPORTUNITY TO DISPUTE THIS ALLEGED DEBT I DIDNT RECEIVE PROPER NOTIFICATION IF IN FACT YOU BELIEVE IVE RECEIVED PROPER NOTIFICATION, PLEASE PROVIDE THE CERTIFIED MAIL WITH RETURN RECEIPT WITH MY WET SIGNATURE STATING THAT IVE RECEIVED IT. ACCORDANCE TO 15 USC 1681s-2 ( a ) ( 7 ) A ( i ) BUT THE CEASE & DESIST DOSENT INCLUDE YOU FROM RESPONDING TO THIS REQUEST. IF YOU CANT PROVIDE ME WITH THIS INFORMATION, PLEASE STOP HARRASSING THIS LIVING WOMAN I DIDNT GIVE CONSENT TO USE THIS ACCOUNT : XXXX XXXX XXXX XXXX XXXX. SEND ONLY CERTIFIED MAIL WITH RETURN RECEIPT WITH MY SIGNATURE. PLEASE SEND DOCUMENTS FROM THE GRAND JURY AS WELL, WHICH I ONLY RECOGNIZED COMMON LAW FEDERAL LAW. EXHIBITA2 : I WAS MADE AWARE OF YOUR ATTEMPT TO COLLECT AND ALLEDGED DEBT AFTER I REVIEWED PUBLIC RECORDS. PLEASE BE THAT I HEREBY DISPUTE THE ABOVE-LISTED ALLEGED DEBT IN ITS ENTIRELY. YOU ARE ON NOTICE THAT YOU ARE UNLAWFULLY ATTEMPTING TO COLLECT THE ABOVE-LISTED ALLEGED DEBT. 
CEASE & DESIST ALL COLLECTION ACTIVITY, INCLUDING REPORTING TO CONSUMER REPORTING AGENCIES ( CRAs ) BUT THE CEASE & DESIST DOSENT INCLUDE YOU FROM RESPONDING TO THIS REQUEST ABOVE IN EXHIBIT A1 AND IT DOSENT INCLUDE YOU FROM DELETING ALLEGED DEBT FROM MY CONSUMER REPORT. THIS LETTER IS EVIDENCE PROVIDED VIA TO THE CONSUMER FINANCIAL PROTECTION BUREAU ( CFPB ). THE CFPB IS AUTHORZED TO FULLY INVESTIGATE THIS MATTER AND RECEIVE ANY INFORMATION RELATED TO THERTO. BE ADVISED, IF YOU FAIL TO COMPLY WITH THIS LETTER ; I WILL SUE ON THE FEDERAL LEVEL AFOR AGGRAVATED IDENTITY THEFT AND ON THE CONSUMER LEVEL HIT YOU BOTH WAYS STOP PLAYING WITH MY PERSON. ABRUPTLY, XXXX : XXXX XXXX XXXX  UCC1-308 WITHOUT PREJUDICE without recourse BENEFICARY OF ESTATE : XXXX XXXX XXXX NOT THE TRUSTEE ALL DEBTS ARE PROPERTY OF THE UNITED STATES INC NOTICE TO CEASE AND DESIST OF DEFAMATION, SLANDER, COLLUSION AND REPORTING TO CONSUMER DATA AGENCIES WITHOUT CONSENT AND INTENT TO SUE DELETE IMMEDIATELY

Company response to consumer: Closed with explanation