Consumer complaint received 2025-12-15 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: Resurgent Capital Services L.P.
State: FL

Complaint narrative:
XXXX TO : LVNV FUNDING LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX SC, XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX ToWhomItMayConcern : XXXX. 
XXXX, thisis notarefusaltopay, butanoticesentpursuanttotheFair DebtCollection PracticesAct,15USC1692gSec.809 ( b ) thatyourclaimisdisputedandvalidationisrequested.

ThisisNOTarequestforverificationorproofofmymailingaddress, butarequestfor VALIDATIONmadepursuanttotheabovenamedTitle andSection.Irespectfullyrequestthat yourofficeprovidemewithcompetentevidencethatIhaveanylegalobligationtopayyou.

Pleaseprovidemewiththefollowing : WhatthemoneyyousayIoweisfor ; ExplainandshowmehowyoucalculatedwhatyousayIowe ; ProvidemewithcopiesofanypapersthatshowIagreedtopaywhatyousayIowe ; Provideaverificationorcopyofanyjudgmentifapplicable ; Identifytheoriginalcreditor ; ProvetheStatuteofLimitationshasnotexpiredonthisaccount ; Showmethatyouarelicensedtocollectinmystate ; and ProvidemewithyourlicensenumbersandRegisteredAgent.

Ifyourofficeshavereportedinvalid informationtoanyofthethreemajorCreditBureaus XXXX XXXX XXXX XXXX saidactionmightconstitutefraudunderbothFederaland StateLaws.Duetothisfact, ifanynegativemarkisfoundonanyofmycreditreportsbyyour companyorthecompanythatyourepresent, Iwillnothesitate inbringinglegalactionagainst youforthefollowing : ViolationoftheFairCreditReportingAct ViolationoftheFairDebtCollectionPracticesAct DefamationofCharacter Ifyourofficesareabletoprovidetheproperdocumentationasrequested, I willrequireatleast 30daystoinvestigatethisinformationandduringsuchtimeallcollectionactivitymustcease anddesist.

Alsoduringthisvalidationperiod, ifanyactionistakenwhichcouldbeconsidereddetrimental toanyofmycreditreports, Iwillconsultwithalegalcounsel.Thisincludesanyinformationtoa creditreportingrepositorythatcouldbeinaccurateorinvalidatedorverifyinganaccountas accuratewheninfactthereisnoprovidedproofthatitis.

Ifyourofficesfailtorespondtothisvalidationrequestwithin30daysfromthedateofyour receipt, allreferencestothisaccountmustbedeletedandcompletelyremovedfrommycredit fileandacopyofsuchdeletionrequestshallbesenttomeimmediately.

Iwouldalsoliketorequest, inwriting, thatnotelephonecontactbemadebyyourofficestomy home, mycellphone ortomyplaceofemployment.Ifyourofficesattempttelephone communicationwithme, includingbutnotlimitedtocomputergeneratedcallsor correspondencesenttoanythirdparties, itwillbeconsideredharassmentandIwillhaveno choicebuttofilesuit.Youalsomaynotcommunicatewithmebyemail.Allfuture communicationswithmeMUSTbedoneinwritingandsenttotheaddressnotedinthisletter.

Additionally, pleaserefrainfromcontactinganyofthefinancialinstitutionswhereIhave accountsorwithwhichIhaverelationships.Youhavenorighttoaccessanyofmypersonalor financialinformationthatisntpartofpublicrecords.

Thisisanattempttocorrectyourrecords, anyinformationobtainedshallbeusedforthat purpose.

BestRegards, XXXX XXXX

Company response to consumer: Closed with non-monetary relief