Consumer complaint received 2024-12-21 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
Attn : XXXX XXXX XXXX of THE DEPARTMENT OF EDUCATION Where no contrary evidence is offered or other evidence exists to create a reasonable doubt, an investigators unrebutted affidavit is XXXX XXXX evidence of public performance. XXXX XXXX, XXXX XXXX XXXX, XXXX ( XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX ) Pursuant 12 U.S.C. 411 Do you know what lawful money is? To my innerstanding Federal Reserve Notes, which are legal tender in the United States and are backed by full faith and credit of the United States ( unincorporated ) Lawful money is backed by gold and silver Does THE DEPARTMENT OF EDUCATION operate under the BANKRUPTY ACT of 1933 HOUSE JOINT RESOLUTION?

Does THE DEPARTMENT OF EDUCATION participate in T.I.L.A? 

My consumer reporting file is incorrect nor accurate According to the Fair Credit Reporting Act ; The U.S. Congress enacted the Fair Credit Reporting Act in 1970 The FCRA was intended to address concerns over consumers previous inability to challenge errors in their credit reports, as well as a lack of privacy protections related to consumers credit information. 

Can they provide information on how to initiate an administrative appeal? 

How can I challenge decisions, seek clarification, or request a review of these cases/claims on my report? 

Can THE DEPARTMENT OF EDUCATION provide me with information about these alleged debts in question? Including the original creditor, the amount owed, and the dates of the " debts ''? 

Can and will THE DEPARTMENT OF EDUCATION provide documentation or evidence that establishes liability for these " debts ''? 

Can and will THE DEPARTMENT OF EDUCATION explain the basis for which i am responsible for this debt? 

What is the process for disputing the validity of these " debts '' and are there specific forms and or documents I can send in? 

Can you provide any information on any of the payments made? If so please provide documentation or records of these payments? 

What are the procedures for appealing or challenging these decisions regarding my liability for these alleged " debts ''? 

Can you provide information on the Statue of Limitations for collecting on the type debt in my state of Florida? 

Are there any errors or inaccuracies in the debt collection process that I should be aware of? 

What steps can I take to protect my rights and ensure fair treatment in resolving this " debt '' Is THE DEPARTMENT OF EDUCATION operating under the Bankruptcy Act of 1933? 

Would 18 U.S. Code 2073 and 2076 False Entries and reports of moneys or securities be applicable concerning this and officer failing to make returns or reports? 

How did the credit reporting agencies obtain my private and personal information regarding any of these alleged debts. 

For the record i do not dispute these alleged debts just seek clarification concerning them that the matter may be resolved in a lawful fashion.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation