Consumer complaint received 2026-04-07 00:00:00
Product: Mortgage — Conventional home mortgage
Issue: Struggling to pay mortgage — Foreclosure
Company: Aldridge Pite, LLP
State: CA

Complaint narrative:
Opening Statement This complaint concerns foreclosure actions conducted by Clear Recon Corp and raises concerns regarding reliance on inaccurate or misleading documentation, as well as failure to provide requested documentation following the foreclosure sale. Complaint Summary Clear Recon Corp acted as trustee in connection with a foreclosure sale conducted on XX/XX/XXXX, involving my property located in a gated community requiring controlled access. A declaration used in the foreclosure process states that a Notice of Trustee Sale was posted at the property on XX/XX/XXXX. However, official records from the XXXX XXXX XXXX XXXX XXXX entity responsible for managing access to the gated communityconfirm that no process server or posting agent requested or obtained access to the community on that date. Because access authorization is required to physically reach the property, the posting agent could not have accessed the property to post the notice as stated. Instead, documentation confirms that papers were placed on the community entrance gate, which is located approximately XXXX mile from the property and serves over XXXX homes. Deceptive or Inaccurate Documentation Concerns Despite this discrepancy, XXXX XXXX XXXXp proceeded with the foreclosure process and sale while relying on documentation that states the notice was posted at the property. This creates a material inconsistency between : The declaration relied upon in the foreclosure process Independent access control records The actual location where documents were placed XXXX on documentation that does not accurately reflect the actions performed raises concerns that the foreclosure process XXXX have been conducted using inaccurate or misleading representations. Failure to Provide Documentation After Sale Following the foreclosure sale, I requested documentation supporting the posting of the Notice of Trustee Sale, including : Vendor work orders Service logs Photographs showing the location of posting To dateXXXX XXXX XXXX XXXX XXXXas failed to provide this documentation. The failure to provide documentation supporting critical foreclosure actions raises concerns regarding transparency, recordkeeping, and the ability to verify compliance with statutory notice requirements. Consumer Protection Concerns This matter raises serious concerns regarding : Accuracy and reliability of foreclosure-related declarations Use of potentially misleading documentation in foreclosure proceedings Failure to provide documentation upon request following foreclosure Whether foreclosure actions were conducted in a manner consistent with applicable requirements Requested Investigation I respectfully request that the Consumer Financial Protection Bureau XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX Relied on documentation that does not accurately reflect the actual posting of the Notice XXXX XXXX XXXX XXXX. Failed to verify the accuracy of the posting declaration used in the foreclosure process XXXX. Maintains adequate records supporting foreclosure activities XXXX. Failed to provide documentation upon request following the foreclosure sale Requested Resolution I request thXXXX XXXX XXXX XXXX be required to : Provide all documentation supporting the alleged posting of the Notice of Trustee Sale, including work orders, logs, and photographs Clarify the actual location where the notice was posted Explain the discrepancy between the declaration and independent access records Confirm whether the foreclosure process relied on inaccurate or unverified information Review whether corrective action is warranted due to defective or inconsistent notice procedures Supporting Documentation Vendor posting declaration / proof of posting XXXX XXXX XXXX XXXX XXXX letter confirming no access was granted XXXX XXXX response dated XX/XX/XXXX Closing Foreclosure actions depend on strict compliance with statutory notice requirements. The discrepancy between the declaration relied upon and independently verifiable access records raises serious concerns regarding the integrity of the foreclosure process. The use of documentation that appears inconsistent with actual access records, combined with the failure to provide supporting documentation upon request, raises concerns that the foreclosure XXXX have proceeded based on inaccurate or misleading information and XXXX constitute a potentially wrongful foreclosure. I respectfully request a thorough investigation into these practices. Opening XXXX This complaint concerns foreclosure actions conducted by XXXX XXXX XXXX XXXX XXXXises concerns regarding reliance on inaccurate or misleading documentation, as well as failure to provide requested documentation following the foreclosure sale. XXXX XXXX XXXX XXXX XXXX XXXXcted as trustee in connection with a foreclosure sale conducted on XX/XX/XXXX, involving my property located in a gated community requiring controlled access. A declaration used in the foreclosure process states that a Notice of Trustee Sale was posted at the property on XX/XX/XXXX. However, official records from the XXXX XXXX XXXX XXXX XXXX entity responsible for managing access to the gated communityconfirm that no process server or posting agent requested or obtained access to the community on that date. Because access authorization is required to physically reach the property, the posting agent could not have accessed the property to post the notice as stated. Instead, documentation confirms that papers were placed on the community entrance gate, which is located approximately XXXX mile from the property and serves over XXXX homes. Deceptive or Inaccurate Documentation Concerns Despite this discrepancy, XXXX XXXX XXXX proceeded with the foreclosure process and sale while relying on documentation that states the notice was posted at the property. This creates a material inconsistency between : The declaration relied upon in the foreclosure process Independent access control records The actual location where documents were placed XXXX on documentation that does not accurately reflect the actions performed raises concerns that the foreclosure process XXXX have been conducted using inaccurate or misleading representations. Failure to Provide Documentation After Sale Following the foreclosure sale, I requested documentation supporting the posting of the Notice of Trustee Sale, including : Vendor work orders Service logs Photographs showing the location of posting To daXXXX XXXX XXXX XXXX has failed to provide this documentation. The failure to provide documentation supporting critical foreclosure actions raises concerns regarding transparency, recordkeeping, and the ability to verify compliance with statutory notice requirements. Consumer Protection Concerns This matter raises serious concerns regarding : Accuracy and reliability of foreclosure-related declarations Use of potentially misleading documentation in foreclosure proceedings Failure to provide documentation upon request following foreclosure Whether foreclosure actions were conducted in a manner consistent with applicable requirements Requested Investigation I respectfully request that the Consumer Financial Protection Bureau XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX Relied on documentation that does not accurately reflect the actual posting of the Notice XXXX XXXX XXXX XXXX. Failed to verify the accuracy of the posting declaration used in the foreclosure process XXXX. Maintains adequate records supporting foreclosure activities XXXX. Failed to provide documentation upon request following the foreclosure sale Requested Resolution I request that XXXX XXXX XXXX be required to : Provide all documentation supporting the alleged posting of the Notice of Trustee Sale, including work orders, logs, and photographs Clarify the actual location where the notice was posted Explain the discrepancy between the declaration and independent access records Confirm whether the foreclosure process relied on inaccurate or unverified information Review whether corrective action is warranted due to defective or inconsistent notice procedures Supporting Documentation Vendor posting declaration / proof of posting XXXX XXXX XXXX XXXX XXXX letter confirming no access was granted XXXX XXXX response dated XX/XX/XXXX Closing Foreclosure actions depend on strict compliance with statutory notice requirements. The discrepancy between the declaration relied upon and independently verifiable access records raises serious concerns regarding the integrity of the foreclosure process. The use of documentation that appears inconsistent with actual access records, combined with the failure to provide supporting documentation upon request, raises concerns that the foreclosure XXXX have proceeded based on inaccurate or misleading information and XXXX constitute a potentially wrongful foreclosure. I respectfully request a thorough investigation into these practices. Opening XXXX This complaint concerns foreclosure actions conducted by XXXX XXXX XXXX and raises concerns regarding reliance on inaccurate or misleading documentation, as well as failure to provide requested documentation following the foreclosure sale. XXXX XXXXXXXX XXXX XXXX XXXX acted as trustee in connection with a foreclosure sale conducted on XX/XX/XXXX, involving my property located in a gated community requiring controlled access. A declaration used in the foreclosure process states that a Notice of Trustee Sale was posted at the property on XX/XX/XXXX. However, official records from the XXXX XXXX XXXX XXXX XXXX entity responsible for managing access to the gated communityconfirm that no process server or posting agent requested or obtained access to the community on that date. Because access authorization is required to physically reach the property, the posting agent could not have accessed the property to post the notice as stated. Instead, documentation confirms that papers were placed on the community entrance gate, which is located approximately XXXX mile from the property and serves over XXXX homes. Deceptive or Inaccurate Documentation Concerns Despite this discrepancy, XXXX XXXX XXXX proceeded with the foreclosure process and sale while relying on documentation that states the notice was posted at the property. This creates a material inconsistency between : The declaration relied upon in the foreclosure process Independent access control records The actual location where documents were placed XXXX on documentation that does not accurately reflect the actions performed raises concerns that the foreclosure process XXXX have been conducted using inaccurate or misleading representations. Failure to Provide Documentation After Sale Following the foreclosure sale, I requested documentation supporting the posting of the Notice of Trustee Sale, including : Vendor work orders Service logs Photographs showing the location of posting To dateXXXX XXXX XXXX XXXX has failed to provide this documentation. The failure to provide documentation supporting critical foreclosure actions raises concerns regarding transparency, recordkeeping, and the ability to verify compliance with statutory notice requirements. Consumer Protection Concerns This matter raises serious concerns regarding : Accuracy and reliability of foreclosure-related declarations Use of potentially misleading documentation in foreclosure proceedings Failure to provide documentation upon request following foreclosure Whether foreclosure actions were conducted in a manner consistent with applicable requirements Requested Investigation I respectfully request that the Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX XXXX XXXX Relied on documentation that does not accurately reflect the actual posting of the Notice XXXX XXXX XXXX XXXX. Failed to verify the accuracy of the posting declaration used in the foreclosure process XXXX. Maintains adequate records supporting foreclosure activities XXXX. Failed to provide documentation upon request following the foreclosure sale Requested Resolution I request that XXXX XXXX XXXX be required to : Provide all documentation supporting the alleged posting of the Notice of Trustee Sale, including work orders, logs, and photographs Clarify the actual location where the notice was posted Explain the discrepancy between the declaration and independent access records Confirm whether the foreclosure process relied on inaccurate or unverified information Review whether corrective action is warranted due to defective or inconsistent notice procedures Supporting Documentation Vendor posting declaration / proof of posting XXXX XXXX XXXX XXXX XXXX letter confirming no access was granted XXXX XXXX response dated XX/XX/XXXX Closing Foreclosure actions depend on strict compliance with statutory notice requirements. The discrepancy between the declaration relied upon and independently verifiable access records raises serious concerns regarding the integrity of the foreclosure process. The use of documentation that appears inconsistent with actual access records, combined with the failure to provide supporting documentation upon request, raises concerns that the foreclosure XXXX have proceeded based on inaccurate or misleading information and XXXX constitute a potentially wrongful foreclosure. I respectfully request a thorough investigation into these practices. See Complaints CFPB Complaints XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation