Consumer complaint received 2025-10-14 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
I expect you to carefully INVESTIGATE my formal writ composed STATEMENT of UNPROVEN Compliant Misinformation that is all or in part : DEFICIENT of adequate current status in fullness of TRUTH and ACCURACY. Ownership, full liability and responsibility for your actions, or compliance with all regulatory requirements that mandate immediate action to repair any violation of the law. Complete, accurate and compliant reporting of METRO 2 data fields is a legal requirement! To be clear : there must not be any notation or aspect of the report that is incomplete or inaccurate. Federal laws mandate that all potentially damaging or derogatory reporting MUST be substantiated by IRREFUTABLE testimony. Ensuring the physically verifiability of the CONFIRMED manual validation of any item. Upon the filing of this complaint, please return to or retain federally lawful reporting and immediately annul all allegations made against me as they lack physical evidence. 

My wish is to formally create a disputation of predictably FALSE, INACCURATE, ERRONEOUS, NON COMPLIANT derogatory information I have discovered upon reviewing my consumer credit report. While reviewing my consumer credit report data from your bureau I have come across numerous mistakes and discrepancies. 
Please REVIEW and EXPUNGE any and all of the following ERRONEOUS, INACCURATE, UNPROVEN, UNVERIFIED, UNVALIDATED, NON FCRA COMPLIANT, NON METRO 2 COMPLAINT ITEMS. You are legally REQUIRED and M
ANDATED to report ONLY TRUTHFUL, ACCURATE, FCRA COMPLAINT, METRO 2 COMPLIANT, VERIFIED AND VALIDATED information. The below listed items REQUIRE immediate DELETION and EXPUNGEMENT. 
Listed are the accounts in dispute : Account XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  The above referenced accounts, you are alleging the negative claims nonetheless but deficit of proof of fact, correctness, completeness, timeliness, and or COMPLIANCE to all legal guidelines and the Metro 2 data area formatted reporting requirements, consequently lawfully you need to expunge any and all unfavorable reporting. 
Please recognize this letter as my official notice of your deficit of METRO 2 compliant reporting and my official DEMAND notice for you to become substantially compliant to METRO 2 and FCRA reporting requirements. BEFORE you attempt to send me validation or verification understand that you are REQUIRED to submit to me acceptable PROOF off all alleged derogatory marks and said PROOF must be in the METRO 2 data field formatted regulatory standards REQUIRED by any entity regarding any consumer credit report or use of it. This is FORMAL notice that you are NOT compliant with said regulated reporting standards and you are REQUIRED to EXPUNGE and ERADICATE by deletion of ANY and ALL derogatory and/or adverse markings OR present PHYSICAL evidence that can and will be VERIFIED regarding and in support of the above referenced items.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation