Consumer complaint received 2025-02-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
To Whom It May Concern : Upon reviewing my credit report, I have identified the following item ( s ) that contain inaccuracies : 1. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

2. Validate Account XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

3. Validate Account XXXXXXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

4. Timely Payment Made XXXX XXXX Account Number : XXXX Please remove late payments and update account XXXX. Validate Account XXXX XXXX XXXX  Account Number XX/XX/XXXXPlease investigate and delete from my credit report. 

6. Validate Account XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

7. Timely Payment Made XX/XX/XXXX Account Number : XXXX Please remove late payments and update account XXXX. Timely Payment Made XXXX XXXX XXXX XX/XX/XXXXAccount Number : XXXX Please remove late payments and update account 9. Validate Account XXXXXX/XX/XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

10. The following is an invalid late payment XX/XX/XXXX NA Account Number : XXXX Please remove late payments and update account 11. Validate Account XX/XX/XXXX Account Number XX/XX/XXXXXX/XX/XXXXPlease investigate and delete from my credit report. 

12. Validate Account XX/XX/XXXXAccount Number : XXXX Please investigate and delete from my credit report. 

13. Validate Account XXXX Account XXXX : XXXX Please investigate and delete from my credit report. 

14. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

15. Timely Payment Made XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

16. Validate Account XXXX Account XXXX : XXXX Please investigate and delete from my credit report. 

17. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 


In accordance with the Fair Credit Reporting Act, I hereby request a thorough investigation into these items and their subsequent removal from my credit report. I understand that it is your responsibility to verify these items with the relevant creditor. Should the creditor fail to provide verification, please promptly remove the disputed information. As per 15 U.S.C. Sec. 1681i ( a ), I expect this reinvestigation to be completed within 30 days of receiving this letter.

Kindly provide an updated copy of my credit report to the aforementioned address, as the act mandates that no fee should be charged for this service. Additionally, I request that you notify any entities who have received my credit report in the past six months of the corrections made. 

Thank you for your attention and assistance in resolving this matter.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation