Consumer complaint received 2025-09-19 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
b"XXXX XXXX reported with XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  and alleged to be \nXXXX Alleged is\n reported in deficiency of reporting mandates and or practices   \ntherefore the sophism   \nmust be\n eradicated as is my legitimately   requested resolution, please do so HERE AND NOW! This claim has \nsuggested   \nailments in at least one or more of the following reported data fields jeopardizing its\n credibility and integrity as reported when reported:\n As to and in consideration of the item questioned above, \nData Reporter Identification Number \nas \nNot Reporting for Experian, XXXX  for Trans Union, and as \nreported\n Not Reporting for XXXX and as\n such is one, each or all in deviation from the requisite standard(s) and or is not proven much less\n certifiably compliant to its magisterial mandates as its prerequisite for compliant conformity in reporting.\n This field, as reported, is a deviation from the established XXXX reporting standards and or is reported\n one or more of being untrue, inaccurate, inconsistent, incomplete, untimely, unverifiable, and or else\n wise not confirmed certifiably compliant to all mandates for ethical and lawful reporting!\n Bearing attention to the item questioned above, \nCreditor Remarks: \nreported as \nPurchased by a\n another lender.Unpaid balance reported as a loss by credit grantor.  for Experian, \ndebtPurchased by another lender  for Trans Union, and as \nCharged off as bad\n Not Reporting for XXXX and as such is in\n apparent deviation from the requisite standard(s) for certifiably compliant reporting, hence the genesis of\n my rightful consumer complaint contesting reporter's privilege to report this claim unless it accepts and\n successfully fulfills the challenge to prove indisputably its confirmed and demonstrated adequacy of\n reporting practices and process to include no less than the full adherence of their required perfection and\n completeness of the Credit Reporting Industry's mandatorily utilized Metro 2 Format standards, and as\n such are one or more likely deficient of its exigency of reporting edict, and as such are one or more for all\n intents and purposes deficient of its exigency of reporting Appropriateness!\n In regard to item questioned above, \nAccount Cycle Identifier: \nNot Reporting for Trans Union, and as \nreported as \nNot Reporting for Experian,\n Not Reporting for XXXX  are one, two, or each apparently in\n potential deviation(s) from the requisite standard(s) for the compliant reporting, thereby making such\n reported claims a concern due in part to lesser integrity of data as reported (per CRRG3-4).\n Page 10 of 15\nOBVIOUSLY, INTEGRITY is a desideratum of adequacy in fair and ethical reporting practices if not\n legally as well!\n With respect to item questioned above, \nAccount Terms Length: \nExperian, \nNot Reporting for Trans Union, and as \nreported as \nNot Reporting for\n Not Reporting for XXXX  and as such is one, each or\n all in aberrancy from the requisite standard(s) and or is not proven much less certifiably compliant to its\n principal mandates as its relevant and consequential for compliant reporting acquiescence. This field, as\n reported, is a divergence from the established CDIAs reporting standards and or is reported one or more\n of being untrue, inaccurate, inconsistent, incomplete, untimely, unverifiable, and or else wise not\n confirmed certifiably compliant to all mandates for ethical and lawful reporting! Clearly, this field asserts\n that potentially this item of reporting is or is not yet unproven to be an aberrancy at issue with reporting\n accuracy and or compliance standards.\n In regard to item questioned above, \nAccount Terms Frequency: \nExperian, \nNot Reporting for Trans Union, and as \nreported as \nNot Reporting for\n Not Reporting for XXXX and as such is in apparent\n deviation from the requisite standard(s) for certifiably compliant reporting, hence the genesis of my\n rightful consumer complaint contesting reporter's privilege to report this claim unless it accepts and\n successfully fulfills the challenge to prove indisputably its confirmed and demonstrated adequacy of\n reporting practices and process to include no less than the full adherence of their required perfection and\n completeness of the Credit Reporting Industry's mandatorily utilized Metro 2 Format standards. As such,\n either one or more as a matter of course is not doubt deficient of its exigency of reporting proficiency!\n In regard to item questioned above, \nCreditor Type: \nVariety Store  for Trans Union, and as \nreported as \nCredit Card - Dept. Store  for Experian,\n Not Reporting for XXXX and as such are one or more having the\n appearance of being substandard of its exigency of reporting precept and or decorum elsewise! I here\n now file a written preemptory even insistent demand to and for the acusador posturing as if were a\n lawfully righted data reporter despite there only existing a potentially achievable very conditional\n PRIVILEGE TO REPORT. Further, I appeal for each any and all of the accepting data reporting\n repositories to factually attest to (thereby corroborating) at least the minimally required adequacy of its\n own reporting and in doing so naturally satisfying the minimal criterion to have utilized their obviously\n previously-taken-for-granted benefit to report"

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief