Consumer complaint received 2021-04-13 00:00:00
Product: Debt collection — Payday loan debt
Issue: Took or threatened to take negative or legal action — Threatened to sue you for very old debt
Company: Consumer Adjustment Company Incorporated
State: CA

Complaint narrative:
So I have this number XXXX XXXX XXXX XXXX calling me. He said his name is XXXX XXXX from XXXX and XXXX XXXX XXXX. XXXX XXXX XXXX. Saying he is attempting to collect a debt from me from XXXX from XXXX XXXX XXXX. The collection agency who owns my debt Consumer ADJ CO already has a payment plan set up to be fully paid off by XX/XX/XXXX. I told that man this and he said that that company is a scam. And I owe them over {$800.00}. The original debt is {$160.00}. I told him that and he said again its a scam. And if I dont pay him now over the phone ( again HE WORKS FOR A LAW FIRM NOT A DEBT AGENCY HE SAYS so why am I paying him??? ) I am going to owe over {$2000.00}. 
I took the time to XXXX his law firm the website is clearly fake. Its just a cover page, no links, no names, just a list of phone numbers to call ( mind you the one he called from was listed ). If you XXXX the law firm and add scam at the end theres a bunch of complaints similar to mine. I call him back and told him this and he got mad and said that hes not a scam and hes going to send someone to my home address ( the one he gave me isnt my place of residence its my XXXX  apartment. My name isnt on her lease and never was so how he got that idea who knows ). He couldnt tell my where my place of employment was but he said he would send someone over there to serve me papers to show up to court if I didnt pay. 
Again I told him I handled everything and Im not paying him any type of money. I contacted the original debt collector and that I would have my {$160.00} debt paid off by XX/XX/XXXX. He insisted I needed to pay him and that I got scammed by someone else. I asked how is that possible when the company I paid is listed as the debt agency who XXXX XXXX XXXX sold my debt to? He couldnt even answer other than look up my agency. I reminded him he said he was a XXXX not a debt collector and he ignored what I said and kept going. 
Not to mention I have another number calling me saying theyre from dispatch. From XXXX XXXX. ( XXXX ) XXXX and XXXX XXXX XXXX XXXX. Both these numbers are NOT XXXX XXXX XXXX. The man calling in question is XXXX XXXX. He calls and leaves a voicemail and I call back and a woman answers saying only dispatch. I asked her to speak to XXXX XXXX and she said why. Im not sure why any dispatch would be handling stuff like this but thats the script theyre sticking to. I told her the reason and she said she not him could tell me anything about the situation. She couldnt tell me her XXXX name or phone number, wouldnt tell me her name, wouldnt not couldnt tell me what part of XXXX XXXX she worked for or if it was another county residing in XXXX like XXXX XXXX Dispatch, XXXX, etc. 
I told them I was going to report them and she kept saying she didnt know why I would do that and any simple question I threw her way she stuttered and had a hard time answering to. 

They wont stop calling me every after I told them I handled my debt. Keep telling me I got scammed by a company thats on my own credit report and not theirs. Keep asking for money even if I block the number the call me from a new one every time. 
I need and want this to end.

Company response to consumer: Closed with explanation