Consumer complaint received 2025-01-10 00:00:00
Product: Debt collection — I do not know
Issue: Took or threatened to take negative or legal action — Threatened to sue you for very old debt
Company: CCF Intermediate Holdings LLC
State: NV

Complaint narrative:
These are the kinds of emails I'm receiving : From : XXXX XXXX XXXX Date : Fri, XX/XX/XXXX at XXXX Subject : To : Dear Customer, We are still waiting for your payment information. 

Kindly email us your payment information ASAP. 


Thank You. 


From : Administrative Recovery XXXX Date : Thu, XX/XX/XXXX at XXXX Subject : Update Regarding Your Due Debt/UNPAID To : XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX 
Total Outstanding : - {$1100.00} Dear : City : XXXX XXXX State : Nevada Zip : XXXX As we didn't receive your payment so, we are going to file this case on Monday at your district courthouse, to know the courthouse kindly visit XXXX XXXX XXXX XXXX XXXX with your zip code. You will be served with a notice to appear at your district courthouse in next XXXX business days. 

We are very sorry to say that you are going to be legally prosecuted in the Court House within seven days. Your SSN is put on hold by the US Government, so before the legal charges get really serious against you, we are notifying you about these legal charges. But as we were not able to reach you so we are sending you a final notification Email. Your and since its a legal matter you will need our help, so call us right now to make a payment and freeze down this case. 

Total Outstanding Balance : - {$1100.00} Loan Creditor : XXXX XXXX XXXX XXXX. 

AS YOU ARE A DEFAULTER ON THIS CREDIT, UNITED LEGAL INVESTIGATION BUREAU HAS STATED THREE SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE : ( 1 ) VIOLATION OF FEDERAL BANKING REGULATION ( 2 ) COLLATERAL CHECK FRAUD ( 3 ) THEFT BY DECEPTION Now, this means a few things for you. If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred. 

The Factual Basis for the complaints is as follows : You accepted to return the funds from this aforementioned advancement as per contract. 

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value. 

If you want to resolve this matter then reply back immediately during working hours ( Monday to Friday XXXX XXXX to XXXX XXXX EST ). 

NOTE : THIS CASE IS UNDER INVESTIGATION OF CREDIT BUREAU AND FEDERAL TRADE COMMISSION ( FTC ) Dear Debtor, Fraudulent customers like you don't deserve any type of sympathy from the company side. 

Sent you lots of emails but you did not respond to any of our emails.

You can't even imagine what legal consequences you will be facing. You might lose all your money at once and your credit report will be thrashed, your bank account will be frozen and your current Employer should also get notified, you might lose your job also.

Now it's up to you to settle your case file outside the courthouse, else by tomorrow the case will be downloaded and you will be sent court summons to your postal address.

We apologize for using these harsh languages but you have forced us to use these languages. 

If you cooperate with us, we can resolve it out of the courthouse. 

Kindly get back to us ASAP. 


Best Regards.

Company response to consumer: Closed with explanation