Consumer complaint received 2025-07-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
b'Recently I did an investigation on my credit report and found several items on there to be inaccurate.\nUnder 15 U.S. Code 1681e (b)Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.\n15 U.S. Code 1681i (5)Treatment of inaccurate or unverifiable information(A)In general if, after any reinvestigation under paragraph (1) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or cannot be verified, the consumer reporting agency shalli)promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and(ii)promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.\n\nPlease remove the following items from my credit report, immediately:\n\nExperian***\n\nXXXX XXXX XXXX XXXX\nOpen/Closed\nOpen\nDate Opened\nXXXX XXXXnAccount info\nAccount Number\nXXXX\nOpen/Closed\nOpen\nDate Opened\nXXXX XXXX\nAccount Info \nAccount Number\nXXXXnOpen/Closed\nOpen\nDate Opened\nXXXX XXXX\nAccount info\nAccount Number\nXXXX\nOpen/Closed\nClosed\nDate Opened\nXXXX XXXX XXXX\nAccount info\nAccount Number\nXXXXnOpen/Closed\nClosed\nDate Opened\nXXXX XXXX XXXX\nAccount info\nAccount Number\nXXXX\nOpen/Closed\nClosed\nDate Opened\nXXXX XXXX XXXX\nAccount info\nAccount Number \nXXXX\nOpen/Closed\nClosed\nDate Opened\nXXXX (Original Creditor: XXXX XXXX T)\nXXXX\nAccount info\nAccount Number\nXXXX\nOpen/Closed\nClosed\nDate Opened\nXXXX XXXX (Original Creditor: XXXX XXXX XXXX XXXX XXXX) \nXXXX\nAccount info\nAccount Number\nXXXX\nOpen/Closed\nClosed \nDate Opened\nXXXX XXXX (Original Creditor: XXXX XXXX XXXX XXXX XXXX) XXXX\nAccount info\nAccount Number\nXXXX\nOpen/Closed \nClosed\nDate Opened \nXXXX XXXX (Original Creditor: XXXX XXXX XXXX XXXX) \nXXXX\nAccount info\nAccount Number\nXXXX\nOpen/Closed\nClosed \nDate Opened\nXXXX XXXX\nAccount info\nAccount Number\nXXXX\nOpen/Closed \nClosed\nDate Opened\nXXXX XXXX\nAccount info\nAccount Number \nXXXX\nOpen/Closed\nClosed \nDate Opened\XXXX XXXX XXXX\nAccount info\nAccount Number\nXXXX\nOpen/Closed\nClosed\nDate Opened\nXXXX XXXX XXXX\nAccount info\nAccount Number\nXXXX\nOpen/Closed\nClosed\nDate Opened\XXXX XXXX XXXX\nAccount info\nAccount Number\nXXXX\nOpen/Closed \nClosed\nDate Opened\nXXXX XXXX XXXX XXXX\nAccount info\nAccount Number \nXXXX\nOpen/Closed\nOpen\nDate Opened\nXXXX XXXX XXXX\nAccount info \nAccount Number XXXX\nOpen/Closed\nClosed\nDate Opened\nXXXX\n\nTransunion****\n\XXXX  XXXXnAccount info\nAccount number\nXXXX\nOpen/Closed\nOpen\nDate Opened\nXXXX XXXX\nAccount info\nAccount Number\nXXXX\nOpen/Closed\nOpen\nDate Opened\nXXXX XXXX\nAccount Info \nAccount Number\nXXXX\nOpen/Closed\nOpen\nDate Opened\nXXXX XXXX XXXX XXXX XXXX\nAccount info\nAccount Number\nXXXXnOpen/Closed\nClosed\nDate Opened\nXXXX (Original Creditor: XXXX XXXX XXXX) \nXXXX\nAccount info\nAccount Number\nXXXX\nOpen/Closed\nClosed\nDate Opened\nXXXX XXXX (Original Creditor: XXXX XXXX XXXX XXXX XXXX) \XXXXnAccount info\nAccount Number\nXXXX\nOpen/Closed\nClosed \nDate Opened\nXXXX XXXX (Original Creditor: XXXX XXXX XXXX XXXX XXXX\nAccount info\nAccount Number\nXXXXnOpen/Closed \nClosed\nDate Opened \nXXXX XXXX (Original Creditor: XXXX XXXX XXXX XXXX XXXX\nAccount info\nAccount Number\nXXXX\nOpen/Closed\nClosed \nDate Opened\nXXXX XXXXnAccount info\nAccount Number\nXXXXnOpen/Closed \nClosed\nDate Opened\XXXX XXXX\nAccount info\nAccount Number \XXXXnOpen/Closed\nClosed \nDate Opened\nXXXX XXXX XXXX\nAccount info\nAccount Number\nXXXX\nOpen/Closed\nClosed\nDate Opened\nXXXX XXXX XXXX\nAccount info\nAccount Number\nXXXX\nOpen/Closed\nClosed\nDate Opened\nXXXX XXXX XXXX (Original Creditor: XXXX XXXX XXXX\nAccount info\nAccount Number\nXXXX\nOpen/Closed\nClosed\nDate Opened\nXXXX XXXX (Original Creditor: XXXX XXXX XXXX XXXX XXXX XXXX\nAccount info \nAccount Number \nXXXX\nOpen/Closed\nClosed\nDate Opened\nXXXX XXXX (Original Creditor: XXXX XXXX XXXX XXXX XXXX\nAccount info\nAccount Number \nXXXX\nOpen/Closed\nClosed\nXXXX\n\XXXX\nXXXX\nAccount info\nAccount Number\nXXXXnOpen/Closed\nClosed\nDate Opened\nXXXX\n\nEquifax****\n\XXXX  XXXXnAccount info\nAccount number\nXXXXOpen/Closed\nOpen\nDate Opened\nXXXX XXXXnAccount info\nAccount Number\nXXXXnOpen/Closed\nOpen\nDate Opened\XXXX XXXXnAccount Info \nAccount Number\nXXXXnOpen/Closed\nOpen\nDate Opened\nXXXX XXXX XXXXnAccount info\nAccount Number\nXXXXnOpen/Closed\nClosed\nDate Opened\nXXXX XXXX XXXX XXXX \nXXXX\nAccount info\nAccount Number\XXXXnOpen/Closed\nClosed\nDate Opened\nXXXX XXXX (Original Creditor: XXXX XXXX XXXX XXXX XXXX XXXX\nAccount info\nAccount Number\nXXXXnOpen/Closed \nClosed\nDate Opened XXXX XXXX (Original Creditor: XXXX XXXX XXXX XXXX XXXX\nAccount info\nAccount Number\nXXXXnOpen/Closed\nClosed \nDate Opened\nXXXX XXXXnAccount info\nAccount Number\nXXXXnOpen/Closed \nClosed\nDate Opened\nXXXX XXXX XXXX XXXXnAccount info\nAccount Number \nXXXX\nOpen/Closed\nClosed \nDate Opened\XXXX XXXX XXXX\nAccount info\nAccount Number\nXXXXnOpen/Closed\nClosed\nDate Opened\nXXXX XXXX XXXX XXXXnAccount info\nAccount Number\nXXXXnOpen/Closed \nOpen\nDate Opened\nXXXX\nAccount info\nAccount Number\nXXXX\nOpen/Closed\nClosed\nDate OpenedXXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation