Consumer complaint received 2025-06-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, XXXX XXXX XXXX XX/XX/XXXX TransUnion LLC XXXX. XXXX XXXX XXXX, XXXX  XXXX Formal Dispute of Inaccurate Charge-Off under FCRA ( 15 U.S.C. 1681i ) To Whom It May Concern : I am writing to formally dispute the accuracy and completeness of a charge-off account listed on my TransUnion credit report. This letter is written pursuant to my rights under the Fair Credit Reporting Act ( FCRA ), specifically * * 15 U.S.C. 1681i * *. 

The account in question is as follows : XXXX. XXXX XXXX Account # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Opened : XX/XX/XXXX Charge off XXXX. XXXX Account # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Opened : XX/XX/XXXX Charged off XXXX. XXXX account # XXXX XXXX XXXX XXXX XXXX XXXX XXXX Opened : XX/XX/XXXX however inaccurate on Equifax and Experian stating XXXX/XXXX Charged off also has last payment dates wrong as well as balances wrong XXXX. XXXX  XXXX # XXXX XXXX XXXX XXXX XXXX XXXX XXXX Opened XX/XX/XXXX however shows different on expirian and equifax. 
Charged off also last payment dates wrong XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Opened XX/XX/XXXX Charged off XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Opened XX/XX/XXXX however different on other bureaus Charged off, last payment amounts wrong as wells as the dates XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX account numbers different on different bureaus Opened XX/XX/XXXX different across bureaus Charged off last payment amounts wrong as well as the dates XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date opened XX/XX/XXXX different on other bureaus as well as balances Charged off last payment dates wrong XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Opened XX/XX/XXXX different on other bureaus Charged off last payment dates incorrect XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Opened XX/XX/XXXX Charged off XXXX. XXXX XXXX XXXX # XXXXXXXX XXXX XXXX Date opened XX/XX/XXXX different on other bureaus Charged off XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Opened XX/XX/XXXX Charged off XXXX XXXX XXXX XXXX XXXX XXXX XXXX Opened XX/XX/XXXX different on other bureaus Charged off XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Opened XX/XX/XXXX has different balances on multiples bureaus Charged off last payment dates incorrect. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Opened XX/XX/XXXX Charged off XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Opened XX/XX/XXXX different dates on different bureaus Charged off last payment days incorrect I dispute the accuracy and/or completeness of this account for the following reason ( s ) : - The balance is incorrect or inflated. 
- This account does not belong to me. 
- I requested verification from the creditor, but none was provided. 

Under * * 15 U.S.C. 1681i * *, you are required to : - Conduct a * * reasonable reinvestigation * * of the disputed information within XXXX  days. 
- Delete or correct any information that is * * inaccurate, incomplete, or unverifiable * *. 
- Notify me of the results of your reinvestigation in writing. 

If this account * * can not be verified * *, it must be * * deleted * * from my credit report. Please also provide me with the * * method of verification * *, including the name and contact information of the furnisher that verified the item. 

Enclosed are copies of documents supporting my position ( if applicable ). 

Thank you for your prompt attention to this matter. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief