Consumer complaint received 2025-08-20 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Impersonated attorney, law enforcement, or government official
Company: Capital Collection Management LLC
State: FL

Complaint narrative:
I previously had a debt collection from XXXX representing XXXX. First, there were phone calls from XXXX as XXXX on XX/XX/XXXX. Later, debt collection attempts by XXXX XXXX representing CCMR3. The latest was a letter from XXXX XXXX XXXX with the same address as CCMR3. This is a rather obvious and blatant attempt to circumvent the Fair Debt Collection Act. How XXXX XXXX, CCMR3 and XXXX XXXX XXXX  are related, I have no knowledge. 
The phone calls started XX/XX/XXXX at XXXX am from a XXXX representing XXXX. On XX/XX/XXXX I called the XXXX XXXX  to find out who they were. After doing some research, I found an address and sent them a certified letter on XX/XX/XXXX. I received a letter dated XX/XX/XXXX from XXXX XXXX, and they had no record of a XXXX XXXX. 
On XX/XX/XXXX, I received a debt collection letter via email from XXXX XXXX representing CCMR3. At the bottom of the letter, it clearly says this is an attempt to collect a debt. On XX/XX/XXXX, I received a debt collection letter via email from XXXX XXXX representing CCMR3. At the bottom of the letter, it clearly says this is an attempt to collect a debt. 
On XX/XX/XXXX I sent an email that said I did some research and I could not find your business license in XXXX. In the state of XXXX, a Consumer Collection Agency License is required for agencies which collect consumer debt owed or due to another person. 
I filed a complaint with XXXX  XXXX XXXX XXXX. 
XXXX XXXX XXXX owned by XXXX XXXX XXXX. Please contact this person for this debt. Cease and desist in your illegal activity. You have been put on notice. 

On XX/XX/XXXX I sent an email and told them You ( XXXX XXXX ) and CCRM3 are put on notice to never call me. You and CCRM3 are not licensed in XXXX. 
I am requesting that you never call me. I am disputing the debt. You do not have my consent to call me or my consent for anything. 
XXXX XXXX XXXX XXXX On XX/XX/XXXX I sent XXXX letters via email from my gmail account that does verification of email receipt and opening. XXXX verified the receipt and opening of both letters. 
On XX/XX/XXXX CCMR3 placed in the XXXX mail a response ; however, it was way past the 5 days required by Section 809 of Federal law section 1692 to 1692p, specifically 1692 ( a ) shall provide .., which CCMR3 failed to do so. CCMR3 also threatened in writing to take legal action, which they can not do. I sent a request for admissions and they did not respond. 
Next thing you know I get a letter dated XX/XX/XXXX, from a company called True Path Servicing with the same address as CCMR3. I checked the XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX. There is a XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX. Then I check and find a XXXX XXXX as the CEO of CCMR3. I checked NMLS consumer access and found XXXX ID : XXXX listed as Capital Collection Management at the same address as CCRM3 and XXXX XXXX XXXX. There is also a personal NMLS ID : XXXXXXXX XXXX XXXX XXXX XXXXXXXX representing Capital Collection Management LLC XXXX ID XXXX. 
My complaint is regarding the violation of Federal law sections 1692 to 1692p. Please investigate.

Company response to consumer: Closed with explanation