Consumer complaint received 2023-03-07 00:00:00
Product: Credit card or prepaid card — General-purpose credit card or charge card
Issue: Closing your account — Company closed your account
Company: FIFTH THIRD FINANCIAL CORPORATION
State: TX

Complaint narrative:
18 U.S. Code 914 - Creditors of the United States Whoever falsely personates any true and lawful holder of any share or sum in the public stocks or debt of the United States, or any person entitled to any annuity, dividend, pension, wages, or other debt due from the United States, and, under color of such false personation, transfers or endeavors to transfer such public stock or any part thereof, or receives or endeavors to receive the money of such true and lawful holder thereof, or the money of any person really entitled to receive such annuity, dividend, pension, wages, or other debt, shall be fined under this title or imprisoned not more than five years, or both. 

IM AWARE THAT YOU ARE REGISTERED WITH THE SECURITY AND EXCHANGE COMMISSION SECURED PARTY- XXXX XXXX XXXX fifth third bank SECURITY- protection : assurance ; indemnification ( d ) [ Request regarding list of collateral ; no interest claimed. ] A person that receives a request regarding a list of collateral, claims no interest in the collateral when it receives the request, and claimed an interest in the collateral at an earlier time shall comply with the request within 14 days after receipt by sending to the debtor an authenticated record : ( 1 ) disclaiming any interest in the collateral; and ( 2 ) if known to the recipient, providing the name and mailing address of any assignee of or successor to the recipient 's interest in the collateral.

DISCLAIMING-RENOUNCE A LEGAL CLAIM TO A PROPERTY OR TITLE.

Terms Used In Texas Business and Commerce Code 9.210 Obligation : An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period. 
Person : includes corporation, organization, government or governmental subdivision or agency, business trust, estate, trust, partnership, association, and any other legal entity. See Texas Government Code 311.005 The following definitions apply unless the statute or context in which the word or phrase is used requires a different definition : ( 1 ) Oath includes affirmation.

( 2 ) Person includes corporation, organization, government or governmental subdivision or agency, business trust, estate, trust, partnership, association, and any other legal entity.

( 3 ) Population means the population shown by the most recent federal decennial census.

( 4 ) Property means real and personal property.

( 5 ) Rule includes regulation.

( 6 ) Signed includes any symbol executed or adopted by a person with present intention to authenticate a writing.

( 7 ) State, when referring to a part of the United States, includes any state, district, commonwealth, territory, and insular possession of the United States and any area subject to the legislative authority of the United States of America.

( 8 ) Swear includes affirm.

( 9 ) United States includes a department, bureau, or other agency of the United States of America.

( 10 ) Week means seven consecutive days.

( 11 ) Written includes any representation of words, letters, symbols, or figures.

( 12 ) Year means 12 consecutive months.

( 13 ) Includes and including are terms of enlargement and not of limitation or exclusive enumeration, and use of the terms does not create a presumption that components not expressed are excluded.

8-501. SECURITIES ACCOUNT ; ACQUISITION OF SECURITY ENTITLEMENT FROM SECURITIES INTERMEDIARY.

( a ) " Securities account '' means an account to which a financial asset is or may be credited in accordance with an agreement under which the person maintaining the account undertakes to treat the person for whom the account is maintained as entitled to exercise the rights that comprise the financial asset.

( b ) Except as otherwise provided in subsections ( d ) and ( e ), a person acquires a security entitlement if a securities intermediary : ( 1 ) indicates by book entry that a financial asset has been credited to the person 's securities account ; ( 2 ) receives a financial asset from the person or acquires a financial asset for the person and, in either case, accepts it for credit to the person 's securities account ; or ( 3 ) becomes obligated under other law, regulation, or rule to credit a financial asset to the person 's securities account.

Under Texas law, an accord and satisfaction defense exists when parties agree to discharge an existing obligation in a manner other than based on the terms of their original contract. The defense involves a new contract, either express or implied, through which the original obligation is released by agreement of the parties. 
_____________________________________________________________________ WITHOUT RECOURSE, PAY TO THE ORDER OF FIFTH THIRD ACQUISITION HOLDINGS, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Authorized Representative. 

{$20000.00} usd

Company response to consumer: Closed with explanation