Consumer complaint received 2025-06-18 00:00:00
Product: Debt collection — Other debt
Issue: False statements or representation — Attempted to collect wrong amount
Company: Reliant Capital Solutions, LLC
State: UT

Complaint narrative:
b"I recieved a letter in the mail from a company called Reliant Capital Solutions in XXXX XXXX.  I don't remeber the exact date, just that I needed to respond before XXXX XXXX XXXX  which I did. Reliant Capital Solutions are trying to collect a debt for Versara lending LLC.  This all started when my now ex-husband and I, worked with a company called Level One Law.  They were helping us consolidate our debt into one payment.  I signed an agreement with them that they would help us and only them.  Our debt was roughly XXXX. They assured us this would take XXXX XXXX XXXX  years and our credit would take a hit but it would come back better...  partway through these payments, Level one said that XXXX was going to take over but not to worry, nothing would change.  I never signed ANYTHING with XXXX but my payments kept coming out of my bank account every XXXX weeks. After paying XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX started sending me bank statemenst saying that I owed over XXXX and I would have it payed off in a few more years. I called several times and I would be on hold foXXXX XXXX minutes at a time, and then the call would just hang up. I finally got a hold of someone but they would never let me talk to a manger or answer any questions.  I knew something was wrong so i decided to stop paying until I found out just how much I owed becasue i knew it wasnXXXX XXXX.  I had already paid over XXXX!  Nobody would talk to me.  I finally ended up filing a complaint with The Attorney Generals Office.  It took months and months but their attorney put together a complaint against Versara because they were operating with No license.  When the Attorney went to file, he got stopped because there was already another case filed against them.  He told me that Versara is not allowed to try and collect from me while another case is against them.  Now I have Reliant Capital Solutions trying to tell me that I owe XXXX  but I can make payments and only owe XXXX!!!  My original debt was only like XXXX and Ive already paid more than that!!!!!  I am now XXXX.  I make XXXX an hour and they are coming after ME, and me alone.  I couldnt pay them if I wanted to, and I wont.  I don't owe that.  AND the papers they sent me have my signature, and my XXXX signature on them, but its nothing I ever signed... as well as our initials over and over...  you can clearly see that they copy and pasted our signature, and the initials are all identical, same thing..  and they put me first...  I have never signed First on any document, since my XXXX XXXX was the XXXX I do believe they are wrongfully trying to extort money from me but clearly didnt do their research.  I have ALL the proof of the payments I have paid, as does the attorney General of Utah's Lawyer.  So I'm not sure if this complaint should be against XXXXXXXX XXXX XXXX, Reliant Capital Solutions, or Both?  I do know that I will go to court and fight against this becasue there is no way on this earth that this is my debt and no way that I could ever possibly come up with that kind of money."

Company response to consumer: Closed with non-monetary relief