Consumer complaint received 2025-07-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC.
State: TX

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate.

Under 15 U.S. Code 1681 e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shall -- ( i ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please removed the following items from my credit report, immediately : Transunion * * * XXXX XXXX XXXX XXXX {$550.00} Account Info Account number Acct Status : Open Opened XX/XX/XXXX XXXX XXXX XXXX XXXX {$620.00} Account Info Account number Acct Status : Open Opened XX/XX/XXXX XXXX XXXX XXXX XXXX {$870.00} Account Info Account number Acct Status : Open Opened XX/XX/XXXX XXXX  {$2200.00} Account Info Account number Acct Status : Closed Opened : XX/XX/XXXX XXXX/XXXX  {$0.00} Account Info Account number Acct Status : closed Opened : XX/XX/XXXX XXXX XXXX {$0.00} Account Info Account number Acct Status : Closed Opened : XX/XX/XXXX XXXX  {$1600.00} Account Info Account number Acct Status : Open Opened : XX/XX/XXXX XXXX  {$1800.00} Account Info Account number Acct Status : Open Opened : XX/XX/XXXX XXXX {$1900.00} Account Info Account number Acct Status : Open Opened : XX/XX/XXXX XXXX  {$4100.00} Account Info Account number Acct Status : Open Opened : XX/XX/XXXX XXXX {$2500.00} Account Info Account number Acct Status : Open Opened : XX/XX/XXXX XXXX  {$2500.00} Account Info Account number Acct Status : Open Opened : XX/XX/XXXX XXXX  {$1500.00} Account Info Account number Acct Status : Open Opened : XX/XX/XXXX XXXX {$1100.00} Account Info Account number Acct Status : Open Opened : XX/XX/XXXX XXXX {$1300.00} Account Info Account number Acct Status : Open Opened : XX/XX/XXXX Equifax * XXXX * XXXX XXXX XXXX XXXX {$550.00} Account Info Account number Acct Status : Open Opened XX/XX/XXXX XXXX XXXX XXXX XXXX {$620.00} Account Info Account number Acct Status : Open Opened XX/XX/XXXX XXXX XXXX XXXX XXXX {$870.00} Account Info Account number Acct Status : Open Opened XX/XX/XXXX XXXX XXXX XXXX {$2200.00} Account Info Account number Acct Status : Closed Opened : XX/XX/XXXX XXXX XXXX XXXX  {$0.00} Account Info Account number Acct Status : Closed Opened : XX/XX/XXXX DEPT OF ED {$1600.00} Account Info Account number Acct Status : Open Opened : XX/XX/XXXX DEPT OF ED {$1800.00} Account Info Account number Acct Status : Open Opened : XX/XX/XXXX DEPT OF ED {$1900.00} Account Info Account number Acct Status : Open Opened : XX/XX/XXXX DEPT OF ED {$4100.00} Account Info Account number Acct Status : Open Opened : XX/XX/XXXX DEPT OF ED {$2500.00} Account Info Account number Acct Status : Open Opened : XX/XX/XXXX DEPT OF ED {$2500.00} Account Info Account number Acct Status : Open Opened : XX/XX/XXXX DEPT OF ED {$1500.00} Account Info Account number Acct Status : Open Opened : XX/XX/XXXX DEPT OF ED {$1100.00} Account Info Account number Acct Status : Open Opened : XX/XX/XXXX DEPT OF ED {$1300.00} Account Info Account number Acct Status : Open Opened : XX/XX/XXXX EXPERIAN * XXXX * DEPT OF EDUCATIONXXXX  {$1600.00} Account Info Account number : XXXX Acct Status : Open Opened : XX/XX/XXXX DEPT OF EDUCATION/XXXX {$1800.00} Account Info Account number : XXXX Acct Status : Open Opened : XX/XX/XXXX DEPT OF EDUCATION/XXXX {$1900.00} Account Info Account number : XXXX Acct Status : Open Opened : XX/XX/XXXX DEPT OF EDUCATION/XXXX {$4100.00} Account Info Account number : XXXX Acct Status : Open Opened : XX/XX/XXXX DEPT OF EDUCATION/XXXX {$2500.00} Account Info Account number : XXXX Acct Status : Open Opened : XX/XX/XXXX DEPT OF EDUCATION/XXXX {$2500.00} Account Info Account number : XXXX Acct Status : Open Opened : XX/XX/XXXX DEPT OF EDUCATION/XXXX {$1500.00} Account Info Account number : XXXX Acct Status : Open Opened : XX/XX/XXXX DEPT OF EDUCATION/XXXX {$1100.00} Account Info Account number : XXXX Acct Status : Open Opened : XX/XX/XXXX DEPT OF EDUCATION/XXXX {$1300.00} Account Info Account number : XXXX Acct Status : Open Opened : XX/XX/XXXX XXXX XXXX XXXX {$550.00} Account Info Account number XXXX Acct Status : Collection Account Opened XX/XX/XXXX XXXX XXXX XXXX {$620.00} Account Info Account number : XXXX Acct Status : Collection account Opened XX/XX/XXXX XXXX XXXX XXXX {$870.00} Account Info Account number : XXXX Acct Status : Collection account Opened XX/XX/XXXX XXXX XXXX XXXX {$2200.00} Account Info Account number : XXXX Acct Status : Account charged off. {$2200.00} written off. {$2200.00} past due as of XX/XX/XXXX. 
Opened : XX/XX/XXXX XXXX XXXX {$0.00} Account Info Account number : XXXX Acct Status : Paid, closed. 
Opened : XX/XX/XXXX XXXX {$0.00} Account Info Account number : XXXX Account status : account charged off Opened : XXXX XXXX XXXX {$0.00} Account Info Account number : XXXX Account status : paid by creditor Opened : XX/XX/XXXX

Company response to consumer: Closed with non-monetary relief