Consumer complaint received 2025-01-19 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC.
State: NE

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Equifax XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Re : Dispute of Unverified and Unauthorized Accounts I am filing a complaint against Equifax for failing to properly investigaie my disputes regarding inaccuracies in my credit report.

Despite my submissions, Equifax consistently responds within 24 hours stating the account is accurate, without providing any evidence of a thorough investigation.

This practice violates the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681i, which mandates a reasonable investigation of disputes. Furthermore, Equifax 's actions may also contravene the Consumer Financial Protection Act ( CFPA ), 12 U.S.C.

5536 ( a ) ( 1 ) ( A ) - ( B ), as highlighted in the CFPB 's recent administrative proceeding XXXX XXXX XXXX - Account number : XXXX. {$0.00} - Reported Status : Revolving XXXX XXXX  XXXX XXXX - Account Number : XXXX, {$3300.00} - Reported Status : Closed XXXX XXXX  XXXX XXXX - Account Number : XXXX, {$2600.00} - Reported Status : Closed XXXXXXXX XXXX XXXX XXXX Account Number : XXXX {$0.00} - Reported Status : Closed XXXX XXXX XXXX XXXX - Account Number : XXXX {$3300.00} - Reported Status : closed XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX$2500.00} - Reported Status : closed XXXX DEPARTMENT XXXX XXXX - Account Number : XXXX {$2700.00} - Reported Status : closed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX {$230.00} - Reported Status : closed XXXX XXXX  XXXX XXXX - Account Number : XXXX {$1700.00} - Reported Status : closed XXXX XXXX  XXXX XXXX - Account Number : XXXX XXXX - Reported Status : closed XXXX XXXX  XXXX XXXX - Account Number : XXXX {$3500.00} - Reported Status : closed XXXX XXXX  XXXX XXXX - Account Number : XXXX {$600.00} - Reported Status : closed XXXX XXXX  XXXX XXXX - Account Number : XXXX {$1100.00} - Reported Status : closed XXXX XXXX  XXXX XXXX - Account Number : XXXX {$2600.00} - Reported Status : closed XXXX XXXX XXXX XXXX - Account Number : XXXX {$2000.00} - Reported Status : closed XXXX XXXX  XXXX XXXX - Account Number : XXXX {$2500.00} - Reported Status : closed XXXX XXXX  XXXX XXXX - Account Number : XXXX {$1000.00} - Reported Status : closed XXXX XXXX  XXXX XXXX - Account Number : XXXX {$560.00} - Reported Status : closed XXXX XXXX  XXXX XXXX - Account Number : XXXX {$4900.00} - Reported Status : closed XXXX XXXX  XXXX XXXX - Account Number : XXXX {$3300.00} - Reported Status : closed XXXX XXXX  XXXX XXXX - Account Number : XXXX {$3900.00} - Reported Status : closed XXXX XXXX  XXXX XXXX - Account Number : XXXX {$3900.00} - Reported Status : closed I would also like to remind you that I am a known victim of the Equifax data breach, which exposed sensitive personal information. Given the nature of this breach, I am particularly concerned about the possibility of fraudulent accounts being opened in my name. I ask that you take extra precautions in reviewing the disputed accounts to ensure they have not been opened as a result of identity theft. 

Please send me written confirmation of the results of your investigation and any actions taken, along with a copy of my updated credit report reflecting these changes. 
Thank you for your prompt attention to this matter. 
Sincerely, XXXX XXXX

Company response to consumer: Closed with non-monetary relief