Consumer complaint received 2025-04-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Public record information inaccurate
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
To Whom It May Concern, I am formally disputing the accuracy of an account being reported by TransUnion on my credit report. The account in question is listed under XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) with the account number XXXX. After reviewing my credit report, I have found multiple inconsistencies between the information reported by TransUnion and that reported by XXXX. 

The details reported by TransUnion do not match those reported by XXXX in areas such as the creditors name, original creditor, account status, date opened, last active date, and reporting comments. These discrepancies indicate that the information being reported by TransUnion is not accurate or verifiable. 

Additionally, I have attached a court document relevant to this matter, which further supports my claim that this account is being inaccurately reported. Given this legal documentation, I am requesting the immediate removal of this account from my credit report. 

Under the Fair Credit Reporting Act ( FCRA ), I request that TransUnion conduct an investigation into this matter. If the accuracy of this account can not be verified with proper documentation, it must be deleted from my credit file. Please provide me with a written response confirming the results of your investigation within the 30-day timeframe required by law. 

I appreciate your prompt attention to this matter and expect a resolution without unnecessary delay. 

Sincerely, XXXX XXXX To Whom It May Concern, I am formally disputing the accuracy of an account being reported by Experian on my credit report. The account in question is listed under XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) with the account number XXXX. After reviewing my credit report, I have found multiple inconsistencies between the information reported by Experian and that reported by other credit bureaus. 

The details reported by Experian do not match those reported by TransUnion and XXXX in areas such as the creditors name, original creditor, account status, date opened, last active date, and reporting comments. These discrepancies indicate that the information being reported by Experian is not accurate or verifiable. 

Additionally, I have attached a court document relevant to this matter, which further supports my claim that this account is being inaccurately reported. Given this legal documentation, I am requesting the immediate removal of this account from my credit report. 

Under the Fair Credit Reporting Act ( FCRA ), I request that Experian conduct an investigation into this matter. If the accuracy of this account can not be verified with proper documentation, it must be deleted from my credit file. Please provide me with a written response confirming the results of your investigation within the 30-day timeframe required by law. 

I appreciate your prompt attention to this matter and expect a resolution without unnecessary delay. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation