Consumer complaint received 2026-06-01 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: Kriya Capital, LLC
State: NV

Complaint narrative:
I am submitting this complaint because Credence Resource Management is reporting and attempting to collect multiple fraudulent debts that resulted from identity theft. I did not open, authorize, use, benefit from, or agree to pay these accounts. These debts do not belong to me. The fraudulent accounts identified in my FTC Identity Theft Report include : Credence Resource Management Account number ending in 7015 Reported balance : {$2900.00} Fraud began : XX/XX/year> Credence Resource Management Account number ending in XXXX Reported balance : {$690.00} Please verify the complete account number against the attached documentation and credit-report entry. FTC Identity Theft Report Number : XXXX I have filed an official FTC Identity Theft Report and have provided documentation identifying these accounts as fraudulent. I am requesting that Credence Resource Management conduct a genuine fraud investigation and immediately stop treating these accounts as valid consumer debts. This is not a request for a courtesy deletion, settlement, payment arrangement, or ordinary credit dispute. This is formal notice that the accounts resulted from identity theft. Under FCRA Section 623 ( a ) ( 6 ) ( B ), 15 U.S.C. 1681s-2 ( a ) ( 6 ) ( B ), after receiving an identity-theft report identifying information maintained by a furnisher as the result of identity theft, the furnisher may not continue furnishing that information to a consumer reporting agency unless it subsequently knows or is informed by the consumer that the information is correct. Under FCRA Section 615 ( f ), 15 U.S.C. 1681m ( f ), a person who has been notified that a debt resulted from identity theft may not sell the debt, transfer it for consideration, or place it for collection. This prohibition applies to persons collecting the debt after notification. I am requesting that Credence Resource Management : 1. Immediately cease all collection activity associated with each fraudulent account identified above. 2. Permanently close each account as identity theft and remove each account from active collection inventory. 3. Notify XXXX XXXX, and XXXX that each account is fraudulent and request deletion of all associated reporting. 4. Stop furnishing or refurnishing these accounts to any consumer reporting agency. 5. Do not sell, transfer, assign, forward, or place these fraudulent debts with another collection agency, debt buyer, creditor, servicer, or third party. 6. Notify each original creditor, current owner, prior owner, furnisher, or collection vendor that these accounts are disputed as identity theft and must not be reported or recycled for collection. 7. Provide written confirmation that each account has been closed as fraud, collection activity has stopped, credit reporting has been deleted, and the debts will not be resold, transferred for consideration, or placed for collection again. I am attaching my FTC Identity Theft Report and supporting documentation. I expect a written response addressing each account and each requested action individually.

Company response to consumer: Closed with non-monetary relief