Consumer complaint received 2025-05-15 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: PA

Complaint narrative:
To Whomever This May concern, I found a mistake on my credit report. I am writing to delete the following information in my file. According to 15 USC 1681e ( b ), this charge-off isnt reported correctly. Heres whats wrong : I am a victim of identity theft and did not make the charge. I ask that the items be deleted to correct my credit report. I reported the theft of my identity to the Federal Trade Commission and I also have enclosed copies of the Federal Trade Commissions Identity Theft Affidavit. I need these accounts removed. Please fix this error. As well as the following inquiries below. Please delete the items as soon as possible. My name and only name is XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX My only phone number is XXXX and the only current address is XXXX XXXX XXXX XXXX XXXX, P.A XXXX Thanks, XXXX XXXX Items in Need of Deletion : Collections/ Charge offs 1. Account name : XXXX Account opened : XX/XX/XXXX XXXX owed : {$120.00} XXXX. Account name : XXXX Account opened : XX/XX/XXXX XXXX owed : {$0.00} 3. Account name : XXXX Account opened : XX/XX/XXXX XXXX owed : {$0.00} 4. Account name : XXXX XXXX Account opened : XX/XX/XXXX XXXX owed : {$22000.00} XXXX. Account name : XXXX XXXX XXXX Account opened : XX/XX/XXXX Amount owed : {$2200.00} XXXX. Account name : XXXX XXXX. 
Account opened : XX/XX/XXXX XXXX owed : {$34.00} XXXX. Account name : XXXX Account opened : XX/XX/XXXX XXXX owed : {$0.00} XXXX. Account name : XXXX XXXX Account opened : XX/XX/XXXX XXXX owed : {$0.00} XXXX. Account name : XXXX XXXX Account opened : XX/XX/XXXX XXXX owed : {$27.00} XXXX. Account name : XXXX Account opened : XX/XX/XXXX XXXX owed : {$0.00} XXXX. Account name : XXXX Account opened : XX/XX/XXXX XXXX owed : {$3700.00} XXXX. Account name : XXXX Account opened : XX/XX/XXXX XXXX owed : {$0.00} XXXX. Account name : XXXX Account opened : XX/XX/XXXX XXXX owed : {$2300.00} XXXX. Account name : XXXX Account opened : XX/XX/XXXX XXXX owed : {$4800.00} XXXX. Account name : XXXX Account opened : XX/XX/XXXX XXXX owed : {$0.00} XXXX. Account name : XXXX Account opened : XX/XX/XXXX XXXX owed : {$0.00} XXXX. Account name : XXXX Account opened : XX/XX/XXXX XXXX owed : {$0.00} XXXX. Account name : XXXX XXXX Account opened : XX/XX/XXXX XXXX owed : {$36.00} XXXX. Account name : XXXX Account opened : XX/XX/XXXX XXXX owed : {$900.00} XXXX. Account name : XXXX Account opened : XX/XX/XXXX XXXX owed : {$0.00} XXXX. Account name : XXXX Account opened : XX/XX/XXXX XXXX owed : {$22000.00} XXXX. Account name : XXXX XXXX Account opened : XX/XX/XXXX XXXX owed : {$94.00} XXXX. Account name : XXXX XXXX Account opened : XX/XX/XXXX XXXX owed : {$240.00} XXXX. Account name XXXX XXXX XXXX Account opened : XX/XX/XXXX Amount owed : {$710.00} Inquiries Account Name : XXXX Account Opened : XX/XX/XXXX Account Name XXXX XXXX Account XXXX : XX/XX/XXXX Account Name : XXXX XXXX Account Opened : XX/XX/XXXX Account Name XXXX XXXX XXXX Account opened : XX/XX/XXXX Account Name : XXXX XXXX Account XXXX : XX/XX/XXXX

Company response to consumer: Closed with non-monetary relief