Consumer complaint received 2025-07-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: LEXISNEXIS
State: GA

Complaint narrative:
I am filing this complaint to report that LexisNexis is unlawfully retaining and disseminating identity theft-related data connected to my consumer file, in violation of the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S. Code 1681c-2 ( Section 605B ). I am the victim of identity theft, and I believe my personal data was compromised in the Equifax security breach, as well as data exposure related to LexisNexis Risk Solutions and public records systems. Fraudulent accounts tied to my identity have been reported or shared across multiple systems, including those appearing on my credit reports. These accounts were not opened, authorized, or used by me, and their continued presence across systems facilitated by LexisNexis violates my rights as a victim of identity theft. 

The fraudulent accounts include : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, last reported XX/XX/year>, balance {$820.00} I have already submitted all required identity theft documentation to the credit bureaus and other entities, including my FTC Identity Theft Report ( Ref. No. XXXX ), government-issued photo ID, proof of address, and written statements identifying each account listed above as fraudulent. These same accounts appear to have been sourced, verified, or distributed via LexisNexis Risk Solutions and public records systemscontributing to repeated verifications and reinsertion attempts that are unlawful under the FCRA. 

LexisNexis is required under FCRA 1681c-2 ( c ) to block and permanently remove all identity theft-related data within four ( 4 ) business days of receiving valid documentation. Their continued retention or circulation of this data violates : FCRA 1681e ( b ) failure to ensure maximum possible accuracy FCRA 1681b ( a ) ( 2 ) no permissible purpose for furnishing fraudulent data FCRA 1681c-2 ( c ) failure to block identity theft-related data within 4 business days FCRA 1681c-2 ( d ) reinsertion without certification or consumer notice FCRA 1681i ( a ) ( 5 ) ( A ) refusal to delete unverifiable or disputed data I demand immediate written confirmation that all accounts listed above have been permanently removed from my LexisNexis consumer file and that no data related to these accounts will be furnished to any party moving forward. I also request a full list of all third parties with whom LexisNexis has shared these disputed tradelines in the past 12 months. 

If LexisNexis fails to comply, I will escalate this matter to the FTC, state attorneys general, CFPB enforcement, and pursue all available legal remedies under FCRA 1681n and 1681o for willful and negligent noncompliance. This dispute is submitted in good faith, supported by law, documentation, and consumer protection principles.

Company response to consumer: Closed with non-monetary relief