Consumer complaint received 2025-07-26 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate. 
Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( XXXX ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : Equifax XXXX XXXX XXXX Account Name : XXXX Card Services Account Number : * XXXX Date Opened : XX/XX/XXXX Account Balance : {$2500.00} Account Closed : Yes Account Name : XXXX Card Account Number : * XXXX Date Opened : XX/XX/XXXX Account Balance : {$1600.00} Account Closed : Yes Account Name : Credit Card XXXX XXXX XXXX Account XXXX : * XXXX Date Opened : XX/XX/XXXX Account Balance : {$0.00} Account Closed : Yes Account Name : XXXX XXXX XXXX  XXXX XXXX Account Number : * XXXX Date Opened : XX/XX/XXXX Account Balance : {$0.00} Account Closed : Yes XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Experian * * * * * * Account Name : XXXX Card Services Account Number : * XXXX Date Opened : XX/XX/XXXX Account Balance : {$2500.00} Account Closed Account Name : XXXX XXXX  Account Number : * XXXX Date Opened : XX/XX/XXXX Account Balance : {$1600.00} Account Closed Account Name : XXXX  XXXX Account Number : * XXXX Date Opened : XX/XX/XXXX Account Balance : {$0.00} Account Closed Account Name : XXXX Bank XXXX XXXX XXXX XXXX XXXX XXXX  ) Account Number : * XXXX Date Opened : XX/XX/XXXX Account Balance : {$0.00} Account Closed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Transunion XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXXXXXX XXXX XXXX XXXX XXXX Date Opened XX/XX/XXXX Balance {$0.00} Account Closed XXXX XXXX  XXXXXXXX XXXX XXXX XXXX XXXX Date Opened XX/XX/XXXX Balance {$1600.00} Account XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX Date Opened XX/XX/XXXX Balance {$0.00} Account Closed XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened XX/XX/XXXX Balance {$2500.00} Account Closed XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX  Date Opened XX/XX/XXXX Balance {$910.00} I have not supplied proof under the doctrine of estoppel by silence, XXXX XXXX XXXX XXXX Mo ) XXXX XXXX XXXX, I presume that no Proof of the alleged debt, nor therefore any such debt, in fact therefor exist

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation