Consumer complaint received 2024-01-04 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Old information reappears or never goes away
Company: Experian Information Solutions Inc.
State: NC

Complaint narrative:
CREDIT REPORTING AGENCIES Each year I request my consumer reports from XXXX, XXXX, and Experian. I request updates but to no avail. Its not only frustrating but a waste of time and money to ask repeatedly for the same information to be either verified, removed, and/or updated. Especially sending an Affidavit of Identity, and copies of two ID cards to verify myself as the consumer. 

a. My request is to have All three agencies update the following information : 1 ) Name : XXXX XXXX XXXX 2 ) Address : XXXX XXXX XXXX XXXX, North Carolina XXXX 3 ) Employer : XXXX XXXX XXXX Experian ( 1 ) Reinserted an address ( XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX that was deleted some years ago. ( Ref. FRCA ( a ) ( 5 ) ( b ) ( ii ) ).

( 2 ) Reporting accounts ending in XXXX, XXXX, XXXX as income ; Account XXXX XXXX XXXX XXXX is being reported as income. 
( 3 ) XXXX XXXX XXXX account # XXXX was paid in full in a settlement. 
( 4 ) XXXX XXXX account # XXXX was paid I in full in a settlement. 
( 5 ) XXXX XXXX XXXX XXXX RE-AGED ACCOUNT # XXXX ; Account was opened in XXXX ( XXXX XXXX ) with the last payment being listed as XX/XX/XXXXXXXX XXXX  ; the same day the XXXX XXXX account number XXXX was opened. ( Ref. FCRA sec 605 ( c ) ) ( 6 ) Thirty-three ( 33 ) inquires on my credit report without written permission. ( Ref Privacy Act 1974 ) ( 1 ) Reported a name XXXX XXXX. I requested that ALL personal information be updated to the information listed above. DO NOT USE AKAs. 

XXXX XXXX ( 1 ) Reported a name XXXX XXXX. I requested that ALL personal information be updated to the information listed above. DO NOT USE AKAs. 
( 2 ) Reporting accounts ending in XXXX, XXXX, XXXX as income ; Account XXXX XXXX XXXX XXXX is being reported as income. 
( 3 ) XXXX XXXX XXXX account # XXXX was paid in full in a settlement. 
( 4 ) XXXX XXXX account # XXXX was paid I in full in a settlement. 
( 5 ) XXXX XXXX XXXX XXXX RE-AGED ACCOUNT # XXXX ; Account was opened in XXXX ( XXXX XXXX ) with the last payment being listed as XX/XX/XXXX ; the same day the XXXX XXXX account number XXXX was opened. ( Ref. FCRA sec 605 ( c ) ) d. XXXX ( 1 ) Reinserted an address ( XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX that was deleted some years ago. ( Ref. FRCA ( a ) ( 5 ) ( b ) ( ii ) ).

( 2 ) Reporting accounts ending in XXXX, XXXX, XXXX as income ; Account XXXX XXXX XXXX XXXX is being reported as income. 
( 3 ) XXXX XXXX XXXX account # XXXX was paid in full in a settlement. 
( 4 ) XXXX XXXX account # XXXX was paid I in full in a settlement. 
( 5 ) XXXX XXXX XXXX XXXX RE-AGED ACCOUNT # XXXX ; Account was opened in XXXX ( XXXX XXXX ) with the last payment being listed as XX/XX/XXXX ; the same day the XXXX XXXX account number XXXX was opened. ( Ref. FCRA sec 605 ( c ) ) ( 6 ) Thirty-three ( 33 ) inquires on my credit report without written permission. ( Ref Privacy Act 1974 ) ( 1 ) Reported a name XXXX XXXX. I requested that ALL personal information be updated to the information listed above. DO NOT USE AKAs.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief