Consumer complaint received 2025-07-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NY

Complaint narrative:
XXXX transunion To Whom It May Concern, I am writing to formally dispute and request the removal of fraudulent accounts from my credit report pursuant to my rights under the Fair Credit Reporting Act ( FCRA ) 605B ( 15 U.S. Code 1681c-2 ).

My personal information was compromised in the XXXX  data breach, and I am a confirmed victim of identity theft. I did not open or authorize the accounts listed below, and they are the result of fraudulent activity. The fraudulent accounts have caused significant harm to my credit and financial well-being.

Once again ( My personal i lnformation was comprised in a data breach, and i have reasons to belive that the negative accounts currently reported on my credit file may bethe result of identity theft or unauthorized use of my information. This information has caused significant harm to my credit. My personal information was compromised in a XXXX  data breach. engagement number is XXXX As required under Section 605B, I have included the following : 1. A copy of my FTC Identity Theft Report, detailing the accounts fraudulently opened in my name.

2. A copy of my government-issued ID and proof of address ( if required ).

3. A list of the fraudulent accounts to be blocked and removed. 

Accounts to be Blocked and Removed XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account number XXXXXXXX XXXX Date opened - XX/XX/XXXX ( XXXX Amount XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Account # XXXX Date Open XXXX balance : {$510.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX  OPENED XXXX Amount : {$0.00} Inquiry : PLEASE REMOVE INQUIRY XXXX XXXX XXXXXXXX Inquiry : XXXX XXXX, XXXX XXXXXXXX XXXX Inquiry : XXXX XXXX, XXXX These inquiries were made without my permission and I have no corresponding accounts These are violations of FCRA 604 ( a ) ( 2 ) - ( 3 ). As they are unauthorized and serve no legitimate purpose, you are required to delete them.

CEASE AND DESIST DEMAND FDCPA 805 ( 15 U.S.C. 1692c ) You are hereby notified to cease and desist from : Reporting or verifying any of the above accounts or inquiries Furnishing information to third parties regarding these items Contacting me in relation to these disputed matters Please block/remove based on identity theft report If you fail to comply, you will be in willful violation of my rights under the FDCPA and FCRA, and I reserve the right to pursue all legal remedies, including a civil lawsuit seeking damages of {$1000.00} per violation under 15 U.S.C. 1681n, 1681o, 1692k.

Under FCRA 605B, you are required to block and remove all information related to the fraudulent accounts from my credit report within four ( 4 ) business days of receiving this request and the supporting documentation.

Please send me written confirmation once these accounts have been removed. If any additional documentation is needed, feel free to contact me at the number or email above.

Thank you for your prompt attention to this matter.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief