Consumer complaint received 2024-10-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC.
State: IL

Complaint narrative:
I have no idea who this bunch of crooks " XXXX XXXX XXXX '' are and they have NEVER verified any debt with me as I DO NOT OWE THEM!! They are breaking the FDCPA and trying to ruin my credit further after my recent job loss, and adding a collection account to all three credit reporting agencies. I want them fined and shut down!! I am SICK OF BEING HARASSED BY CROOKS LIKE THIS WHO BREAK THE LAWS AND GET AWAY WITH IT!!! TELL THEM TO CEASE AND DESIST AND REMOVE THE ACCOUNTS OR I WILL BE FILING A LAWSUIT AGAINST THEM FOR BREAKING THE FDCPA, LIBEL, AND SLANDER!!! ID Alert sent me notice of this fraudulent collection account on my reports as I was given credit monitoring due to the XXXX breach, as a prior county, state, and federal government employee. 
Type Date Actions New Account - New Account XX/XX/scrub>XXXX  Alert Type : New Account - New Account Found On : XX/XX/year> A new account has appeared on your credit report. 
Additional Info Please review the alert. If you feel you are a victim of identity theft, follow the steps below to ensure your personal information is secure. 

XXXX XXXX XXXX Account Balance {$440.00} Payment XXXX NameXXXX XXXX XXXX  Business XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXXXXXX Here 's what to do : Call a Restoration team member at XXXX. As specialists, we'll help you determine if an identity theft event has occurred and guide you through any necessary restoration activities. We may take the following actions on your behalf : Contact the Social Security office Review your credit report for indications of identity theft Place a fraud alert or security freeze with the three credit bureaus Potentially Negative - Major Derogatory XX/XX/year>XXXX  Alert Type : Potentially Negative - Major Derogatory Found On : XX/XX/year>XXXX  A new derogatory mark has appeared on your credit report. Please review the details of the alert for information that may indicate identity theft.

Additional Info Please review the alert. If you feel you are a victim of identity theft, follow the steps below to ensure your personal information is secure. 

XXXX XXXX XXXX Balance Amount {$440.00} Is CollectionYes Open XXXX Payment XXXX XXXX XXXX ( Collections ) Status XXXX NameXXXX XXXX XXXX Phone ( XXXX ) XXXX Business XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Here 's what to do : Call a XXXX  team member at XXXX. As specialists, we'll help you determine if an identity theft event has occurred and guide you through any necessary restoration activities. We may take the following actions on your behalf : Contact the Social Security office Review your credit report for indications of identity theft Place a fraud alert or security freeze with the three credit bureaus Credit Report XX/XX/year> View Full Credit Report Potentially Negative - New Collection XX/XX/year> Alert Type : Potentially Negative - New Collection Found On : XX/XX/year> A collection change has appeared on your credit report. Please review the details of the alert for information that may indicate identity theft.

Additional Info Please review the alert. If you feel you are a victim of identity theft, follow the steps below to ensure your personal information is secure. 

XXXX XXXX XXXX Balance Amount {$440.00} Is CollectionYes Open XXXX Payment StatusUnpaid ( D ) Status XXXX NameXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Here 's what to do : Call a XXXX  team member at XXXX. As specialists, we'll help you determine if an identity theft event has occurred and guide you through any necessary restoration activities. We may take the following actions on your behalf : Contact the Social Security office Review your credit report for indications of identity theft Place a fraud alert or security freeze with the three credit bureaus

Company response to consumer: Closed with non-monetary relief