Consumer complaint received 2025-11-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
I previously disputed the following inaccurate items on my credit report, and the bureau failed to conduct a reasonable reinvestigation under FCRA 611. Despite providing full identity verification and supporting documentation, including my ID, proof of address, and if applicable, an FTC Identity Theft Report, the bureau either verified the items without proof or failed to correct them. These items remain inaccurate and/or the result of identity theft connected to a data breach. 
Items in Dispute : 1. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Identity theft please block and delete under FCRA XXXX. 
2. XXXX XXXX - XXXXXXXX XXXX XXXX XXXX XXXX  - Identity theft please block and delete under FCRA 605B. 
3. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Identity theft please block and delete under FCRA 605B. 
4. XXXX XXXX XXXX XXXX XXXX XXXX XXXX  - Identity theft please block and delete under FCRA 605B. 
5. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Identity theft please block and delete under FCRA XXXX. 
6. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Identity theft please block and delete under FCRA 605B. 
7. XXXX XXXX XXXX XXXX XXXX XXXX XXXX - Identity theft please block and delete under FCRA 605B.

8. XXXX XXXX XXXX XXXX XXXX XXXX XXXX  - Identity theft please block and delete under FCRA 605B. 
9. XXXX - XXXXXXXX XXXX XXXX XXXX XXXX - Identity theft please block and delete under FCRA 605B. 
10. XXXX - XXXXXXXX XXXX XXXX XXXX XXXX  - Identity theft please block and delete under FCRA 605B. 
1. XXXX XXXXXXXX - XX/XX/XXXX - This inquiry was not authorized by me. Please remove it from my credit report. 
2. XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was not authorized by me. 
Please remove it from my credit report. 
3. XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX - This inquiry was not authorized by me. Please remove it from my credit report. 
4. XXXX XXXX - XX/XX/XXXX - This inquiry was not authorized by me. Please remove it from my credit report. 
5. XXXX XXXX - XX/XX/XXXX - This inquiry was not authorized by me. 
Please remove it from my credit report. 
6. XXXX XXXX - XX/XX/XXXX - This inquiry was not authorized by me. 
Please remove it from my credit report. 
7. XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was not authorized by me. 
Please remove it from my credit report. 
8. XXXX XXXX - XX/XX/XXXX - This inquiry was not authorized by me. 
Please remove it from my credit report. 
9. XXXXXXXX XXXX XXXXXXXX - XX/XX/XXXX - This inquiry was not authorized by me. Please remove it from my credit report. 
10. XXXX XXXX XXXX XXXX XX/XX/XXXX - This inquiry was not authorized by me. 
Please remove it from my credit report. 
11. XXXX XXXX XXXX XXXX  XX/XX/XXXX - This inquiry was not authorized by me. 
Please remove it from my credit report. 
12. XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was not authorized by me. 
Please remove it from my credit report. 
13. XXXXXXXX XXXX XXXX XXXX XXXX XX/XX/XXXX - This inquiry was not authorized by me. Please 2 of 6 remove it from my credit report. 
1. Public Record - XXXX BKPT CT XXXX  XXXX - XX/XX/XXXX - I have never filed for bankruptcy. This is identity theft. Please block and remove under FCRA 605B.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation