Consumer complaint received 2024-12-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
Full Name : XXXX XXXX XXXX : XX/XX/XXXX SSN : XXXX Contents of this complaint : This CFPB complaint has been filed to request pursuant of FCRA Section 605B ( 15 U.S.C. Section 1681c-2 ) that you, the XXXX credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within XXXX business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of Bankruptcy, credit cards, collections, loans and student loans. Accounts- Public Record : Bankruptcy XXXX  XXXX Date Filed : XX/XX/XXXX - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Collections Balance : {$200.00} - Creditor : XXXX XXXX XXXX  Date Reported : XX/XX/XXXX Current Status : charged off Balance : {$2800.00} - Creditor : XXXX XXXX XXXX Reported : XX/XX/XXXX Current Status : Open Balance : {$32.00} - Creditor : XXXX XXXX XXXXXXXX Date Reported : XX/XX/XXXX Current Status : Closed Balance : {$0.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Charged Off Balance : {$4000.00} - Creditor : XXXX XXXX Date Reported : XXXX XXXX Current Status : collection Balance : {$5800.00} - Creditor : XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$590.00} - Creditor : XXXX XXXX solutions Date Reported : XX/XX/XXXX Current Status : Charged Off Balance XXXX {$1100.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$2800.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$8600.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$3100.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$780.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$3400.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$2500.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$1600.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$1200.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$1300.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$1500.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$3600.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$4000.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$2500.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$5700.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$1100.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$520.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$6500.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$2900.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$2300.00} - Creditor : XXXX XXXX XXXX Date Reported : XX/XX/XXXX Current Status : Open Balance : {$2300.00} Hard Inquiries : XXXX, XXXXXXXX XXXX These accounts have resulted in hard inquiries and fraudulent collections appearing on my consumer XXXX credit report. I have listed these fraudulent accounts that are on the report that is being maintained by you. I do not recognize the aforementioned accounts, collections, or hard inquiries as reported. The aforementioned accounts, collections, and hard inquiries appearing on my consumer credit report that is being maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # XXXX as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation