vivekkopthsd/cfpb-consumer-complaints huggingface dataset:
Consumer complaint received 2024-11-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
I am writing to formally request the immediate blocking and deletion of certain accounts and inquiries on my credit report. I am a victim of identity theft due to a data breach, and I am seeking the removal of these entries under 15 USC 1681c-2 ( a ) and FCRA 605 ( b ). 
Accounts to Be Blocked and Deleted : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2024-11-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: NCC Holdings, LLC
State: NJ

Complaint narrative:
ON XX/XX/year> I WENT TO XXXX XXXX  XXXX TO LOOK FOR A CAR. AS I SAT WITH A REPERSENTATIVE TO DISCUSS A VEHICLE. I WAS TOLD HE WOULD TALK TO HIS LOAN OFFICER AS I DID NOT PURCHASE A VEHICLE FROM XXXX XXXX, I WAS NOT TOLD THAT HE WOULD RUN MY CREDIT WITH MULITIPLE LENDERS, I NEVER GAVE WRITTEN CONSENT FOR ENTERPRISE CARS TO RUN MY CREDIT REPORT AND I SENT OUT LETTERS TO EVERY LENDER DISPUTING THESE ACCUSATIONS AND THEY ALL KEEP TELLING ME, THEY WENT THRU A THIRD PARTY. I ASKED XXXX TO SHOW THAT I GAVE THEM APPROVAL TO SEND MY INFORMATION TO THESE LENDERS WITH A COPY OF MY DRIVERS LICENSE AND SIGNATURE. I WAS ALSO TOLD THAT AFTER SPEAKING WITH XXXX XXXX THAT BECAUSE I DID NOT PURCHASE A VEHICLE THAT MY INFORMATION IS NO LONGER AVAILABLE TO THEM AFTER 20 DAYS I CALLED AND WROTE TO XXXX XXXX, XXXX XXXX XXXX  AND XXXX XXXX. I HAVE DOCUMENTATION FROM XXXX XXXX AND XXXX XXXX, I ALSO SENT A COPY OF MY DRIVERS LICENSE AND MY SOCIAL SECURITY CARD PROVING I NEVER GAVE PERMISSION FOR ANY 3RD PARTY TO RUN MY CREDIT REPORT.

Company response to consumer: Closed with explanation
Consumer complaint received 2024-11-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: CAPITAL ONE FINANCIAL CORPORATION
State: NJ

Complaint narrative:
ON XX/XX/2024 I WENT TO XXXX XXXX XXXX TO LOOK FOR A CAR. AS I SAT WITH A REPERSENTATIVE TO DISCUSS A VEHICLE. I WAS TOLD HE WOULD TALK TO HIS LOAN OFFICER AS I DID NOT PURCHASE A VEHICLE FROM XXXX XXXX, I WAS NOT TOLD THAT HE WOULD RUN MY CREDIT WITH MULITIPLE LENDERS, I NEVER GAVE WRITTEN CONSENT FOR XXXXXXXX XXXX TO RUN MY CREDIT REPORT AND I SENT OUT LETTERS TO EVERY LENDER DISPUTING THESE ACCUSATIONS AND THEY ALL KEEP TELLING ME, THEY WENT THRU A THIRD PARTY. I ASKED XXXX  TO SHOW THAT I GAVE THEM APPROVAL TO SEND MY INFORMATION TO THESE LENDERS WITH A COPY OF MY DRIVERS LICENSE AND SIGNATURE. I WAS ALSO TOLD THAT AFTER SPEAKING WITH XXXX XXXX THAT BECAUSE I DID NOT PURCHASE A VEHICLE THAT MY INFORMATION IS NO LONGER AVAILABLE TO THEM AFTER 20 DAYS I CALLED AND WROTE TO XXXX XXXX, CAPITAL ONE NA XXXX XXXX XXXX. I HAVE DOCUMENTATION FROM XXXXXXXX XXXX XXXX CAPITAL ONEXXXX  I ALSO SENT A COPY OF MY DRIVERS LICENSE AND MY SOCIAL SECURITY CARD PROVING I NEVER GAVE PERMISSION FOR ANY 3RD PARTY TO RUN MY CREDIT REPORT.

Company response to consumer: Closed with explanation
Consumer complaint received 2024-11-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: CAPITAL ONE FINANCIAL CORPORATION
State: TX

Complaint narrative:
company used predatory practices such as gaining my personal information and reported a corporate credit card to my personal credit report. no such account belongs to me personally

Company response to consumer: Closed with explanation
Consumer complaint received 2024-11-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: MI

Complaint narrative:
As per the guidance from the consumer financial protection bureau ( CFPB ), the required document and a letter from an advocacy group assisting me due to debt bondage, which falls under trafficking according to trafficking-debt final rule 1002.142 ( b ) ( 4 ) -5 -- 1002.142 ( b ) ( 7 ). I kindly request that you remove and BLOCK this information from my credit report within four business days, pursuant to section 605C of the fair credit reporting act. 


Please delete XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2024-11-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Army and Air Force Exchange Service
State: PA

Complaint narrative:
IVE RECENTLY CHECKED MY CREDIT REPORT AND NOTICED SOME INACCURACIES ACCOUNTS REPORTED. 
SEE ATTACHED BELOW

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2024-11-03 00:00:00
Product: Debt collection — Auto debt
Issue: Threatened to contact someone or share information improperly — Talked to a third-party about your debt
Company: Harley Davidson Financial Services Inc
State: AZ

Complaint narrative:
This company has contacted people I havent spoken to in over a decade and has told them I have debt with Harley Davidson Financial services. I recently met with someone I havent seen since 2013 and she asked why they were reaching out to her about debt. This is absolutely ridiculous and illegal. After my previous complaint, I received another call. I told this gentlemen that their completely unprofessional behavior is unacceptable. I told them Im working with debt consolidation to resolve all my Covid related debts, but at this point they are being moved to the absolute bottom of the list and if they sue for their property I will be filing bankruptcy. Absolutely nothing was done last time, and if they had even the slightest amount of precessionalism I could tell them where the bike was last seen. However since they want to act like school yard bullies they can go ahead and find it themselves. If they discharge the debt I will tell them where I last saw the bike, if not, they can find it themselves. After their last call where I tried to explain this, I was spoken over so I hung up. Then my wife was immediately harassed less than 5 minutes ago. I have other debtors with higher balances that need being paid off first. If Harley wants to continue these unethical practices I will just file bankruptcy as this is unacceptable and is impacting our day to day lives.

Company response to consumer: Closed with explanation
Consumer complaint received 2024-11-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: TX

Complaint narrative:
I am writing to formally request the immediate blocking and deletion of certain accounts and inquiries on my credit report. I am a victim of identity theft due to a data breach, and I am seeking the removal of these entries under 15 USC 1681c-2 ( a ) and FCRA 605 ( b ).

Accounts to Be Blocked and Deleted : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2024-11-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
I am writing to formally request the immediate blocking and deletion of certain accounts and inquiries on my credit report. I am a victim of identity theft due to a data breach, and I am seeking the removal of these entries under 15 USC 1681c-2 ( a ) and FCRA 605 ( b ). 
Accounts to Be Blocked and Deleted : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2024-11-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
I HAVE BEEN AFFECTED BY THE XXXX XXXX BREACH. PER 15 USC 1681 C-2 STATES EXCEPT AS OTHERWISE PROVIDED IN THIS SECTION A CONSUMER REPORTING AGENCY SHALL BLOCK THE REPORTING OF ANY INFORMATION IN THE FILE OF A CONSUMER THAT THE CONSUMER IDENTIFIES AS INFORMATION THAT RESULTED FROM AN ALLEGED IDENTITY THEFT. 

Account Name : XXXX XXXX XXXX Account Name : XXXX XXXX XXXX Account Name : XXXX XXXX XXXX Account Name : XXXX XXXX XXXX XXXX Account Name : XXXX XXXX XXXX XXXX Account Name : XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2024-11-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: GA

Complaint narrative:
Subject : Dispute of Inaccurate Accounts on Consumer Report I am writing to formally dispute the accuracy of XXXX accounts listed on my consumer report. I believe these accounts are incorrect and request their removal. The details of the accounts in question are as follows : XXXX. XXXX XXXX XXXXXXXX XXXX XXXXAccount # : XXXX / XXXX - Amount : {$520.00} XXXX. XXXX XXXX - XXXX # : XXXX / XXXX - Amount : {$140.00} I have reviewed my records and can confirm that I do not owe these amounts. 

In accordance with the Fair Credit Reporting Act, I request that you conduct a thorough investigation into these accounts. I would appreciate your prompt attention to this matter and a written confirmation of the results of your investigation. 

Thank you for your assistance in resolving this issue.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2024-11-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
these hard inquiries are fraudulent and doesnt belong to me and need removed. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2024-11-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
these hard inquiries are fraudulent and doesnt belong to me and need removed. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with explanation
Consumer complaint received 2024-11-03 00:00:00
Product: Debt collection — Other debt
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: Meridian Financial Services, Inc.
State: NC

Complaint narrative:
This account was sold to a company called meridian Financial and I have no knowledge of this company.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2024-11-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: AL

Complaint narrative:
This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the XXXX credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of a personal auto loan account opened at XXXX XXXX on XX/XX/year>, under the account number XXXX. There are several fraudulent hard inquiries appearing on my consumer XXXX credit report. I've attached a list of the hard inquiries in question as well as a copy of the fraudulent contract that does not bare my signature maintained by you which shows the afore mentioned fraudulent item. I do not recognize the afore mentioned accounts, or hard inquiries as reported. The afore mentioned accounts, and hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All the afore mentioned accounts, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # XXXX as proof from the US Federal Trade Commission that all the afore mentioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2024-11-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NC

Complaint narrative:
I am writing to request the immediate blocking and deletion of the accounts and inquiries listed below from my credit report. I am a victim of a data breach, and, pursuant to 15 USC 1681c-2 ( a ) and FCRA 605 ( b ), I request the removal of these items to prevent any further fraudulent activity under my name. 
Accounts to be Deleted : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2024-11-03 00:00:00
Product: Credit card — General-purpose credit card or charge card
Issue: Other features, terms, or problems — Other problem
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: MA

Complaint narrative:
I sent this Credit Card Company four INTERNATIONAL COMMERCIAL CLAIM WITHIN THE ADMIRALTY SELF EXECUTING CONTRACTS. They failed to respond back.These are the dates I mailed them certified mail. 

1. BOA dates are as follows : first one sent XXXX XXXX - second one sent XX/XX/year> - third one sent XX/XX/year> - forth one sent XX/XX/year>. Dates they received them are available on request.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2024-11-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: AL

Complaint narrative:
This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the XXXX credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of a personal auto loan account opened at XXXX XXXX on XX/XX/year>, under the account number XXXX. There are several fraudulent hard inquiries appearing on my consumer XXXX credit report. I've attached a list of the hard inquiries in question as well as a copy of the fraudulent contract that does not bare my signature maintained by you which shows the afore mentioned fraudulent item. I do not recognize the afore mentioned accounts, or hard inquiries as reported. The afore mentioned accounts, and hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All the afore mentioned accounts, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # XXXX as proof from the US Federal Trade Commission that all the afore mentioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2024-11-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: NC

Complaint narrative:
I am writing to request the immediate blocking and deletion of the accounts and inquiries listed below from my credit report. I am a victim of a data breach, and, pursuant to 15 USC 1681c-2 ( a ) and FCRA 605 ( b ), I request the removal of these items to prevent any further fraudulent activity under my name. 
Accounts to be Deleted : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2024-11-04 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: DE

Complaint narrative:
In accordance with the Fiar Credit Reporting act XXXX account Account Name XXXX Account Number XXXX XXXX XXXX XXXX Account Name XXXX XXXXXXXX Account Number XXXX XXXX XXXX XXXX Account Name XXXX Account Number XXXX XXXX XXXX XXXX Account Name XXXX XXXX Account Number XXXX XXXX XXXX XXXX Account Name XXXX Account Number XXXX XXXX XXXX XXXX Account Name XXXX XXXX XXXX Account Number XXXX XXXX XXXX XXXX has violated my right 15 U.S, C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681section 604 A.section 2 : it also states a consumer reporting agency can not furnish a account without my written instruction.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2024-11-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: LA

Complaint narrative:
I HAVE BEEN AFFECTED BY THE XXXX XXXX BREACH. PER 15 USC 1681 C-2 STATES EXCEPT AS OTHERWISE PROVIDED IN THIS SECTION A CONSUMER REPORTING AGENCY SHALL BLOCK THE REPORTING OF ANY INFORMATION IN THE FILE OF A CONSUMER THAT THE CONSUMER IDENTIFIES AS INFORMATION THAT RESULTED FROM AN ALLEGED IDENTITY THEFT. 

Account Name : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief