Consumer complaint received 2025-04-08 00:00:00
Product: Debt collection — Other debt
Issue: Took or threatened to take negative or legal action — Sued you without properly notifying you of lawsuit
Company: National Account Systems of Omaha, LLC
State: NE

Complaint narrative:
First of all let me inform the public that National account systems of Omaha is a scam company. My attorney dug up the info that they are owned by : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX The guy on the phone I talked to for this National account systems of omaha LLC, XXXX XXXX XXXX XXXX informed me that this company doesn't buy debt. Companies pay them a fee to sue you for debt and court costs, no matter how small. So a company can say you have a debt, pay them, and send you to national account systems of omaha. After you get sent to national account systems of OmahaXXXX XXXX XXXX XXXX XXXX XXXX XXXX takes you to court in an attempt to garnish your wages. It's all a massive scam by XXXX XXXX XXXX and XXXX XXXX XXXX, XXXX. They are crooks. 

XXXX XXXX basically informed me that since national account systems doesn't buy debt, 1. They don't have to prove the debt is yours, 2. They are not allowed to " settle '', set up payment plans with you, or negotiate with you. 3. They can basically break the law and report to the credit bureaus without proof of debt and they don't have to inform you that you owe a debt through call, email, or mail. 

This is especially egregious because you could have been frauded with an individual or company, be reported to these guys, and they can sue you without proof of debt. 

They took me to court for a debt that was fraud and my attorney had to dig into who they were and who I was being sued by. Before they ever even took me to court they hit my credit score for collections. They never informed me of my debt, they never called, emailed, or mailed me, and they never contacted me. But they hit my credit. 

They also served the court paperwork to my autistic teenage brother ( that's illegal and we actually have that recorded ) at my PRIOR residence that I don't even live at anymore. I had moved for a career in another state a year before they sued me. I came back up for the week of XXXX of XXXX and saw the envelope there.

As soon as I read it I sent the court a fax of my statement saying 1. The debt was not mine 2. I've never even heard of the client, 3. Because of my career, I'm not even allowed to have anything on my credit score consisting of bankruptcy or collections. 4. I Never received notification of a debt like phone call, text, email/mail. 5. If they could prove the debt was mine and this wasn't a scam, I woukd happily pay it ( they never proved it was mine because it was fraud ) There was no initial contact, just anautomatic court case. Which I'm pretty sure is also illegal but XXXX XXXX XXXX XXXX found a loophole with their little pyramid scheme. Furthermore, according to my attorney and the documents I provided, XXXX XXXX XXXX XXXX will lie in court, as necessary, to the judge, if it fits his agenda. 

XXXX XXXX was also rude over the phone because he was mad he couldn't " word trap '' me into saying fraudulent debt was mine. He told me point blank " it doesn't matter if the debt is yours or fraud we will sue you and send you to judgement/garnishment either way.

Both this company, and its parent Law firm, need to be investigated to the fullest extent

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation