Consumer complaint received 2025-03-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC.
State: IL

Complaint narrative:
I received a copy of my credit report and found the following inaccurate items which are reporting in error : XXXX XXXX XXXX XXXX - XXXX - Please start an investigation and prove that this actually belongs to me. - I do not recognize this at all - please remove this inaccuracy as I do not believe it even belongs to me XXXX XXXX XXXX XXXX  - XXXX - This account is not showing maximum possible accuracy according to 15 USC 1681e ( b ) - I PAID THIS IN FULL - and after numerous conversations with this company this should have been removed after I paid it off which has been fulfilled. 
XXXX XXXX XXXX XXXX - XXXX - I believe this is reporting inaccurately - verify that this belongs to me. - This is not mine - please remove this inaccuracy from my report XXXX XXXX - XXXX - This account is not showing maximum possible accuracy according to 15 USC 1681e ( b ) - Verify this belongs to me. open date, payment history is inaccurate- Delete account immediately for violation of 15 USC 1681e ( b ) XXXX XXXX XXXX - XXXX - This account is not showing maximum possible accuracy according to 15 USC 1681e ( b ) - Date open, date of last active is not accurate- Delete account immediately for violation of 15 USC 1681e ( b ) XXXX XXXX XXXX XXXX - XXXX - The court has provided me with an affidavit stating that they do not verify or validate any public records through your organization. I request that you immediately delete this unverified account. - This account is in violation of 15 U.S.

Code 1681a ( 4 ), which grants consumers the right to privacy. This bankruptcy should not be included in my credit or consumer report.

Under the provisions of the Fair Credit Reporting Act, I advise that these items be investigated and removed from my report. It is my understanding that you will verify these items with the creditor who has reported them. Please remove any information that the creditor can not verify. According to 15 U.S.C. Sec. 1681i ( a ), you by law, must complete this reinvestigation within 30 days of receipt of this letter.

Send back an updated copy of my credit report to the above address. I also request that you send notices of corrections to anyone who received my credit report in the past six months.

Thank you for your time and attention.Previous Address : The following previous addresses are wrong : Incorrect Name - XXXX XXXX XXXX - The following information is Outdated, Please remove it from my credit Report - Delete personal data due to violation of 15 USC 1681e ( b ) Incorrect DOB - XX/XX/year> - The following information is Outdated, Please remove it from my credit Report - Delete personal data due to violation of 15 USC 1681e ( b ) Incorrect Address - XXXX XXXX XXXX XXXX, XXXX, IL, XXXX - The following information is Outdated, Please remove it from my credit Report - Delete personal data due to violation of 15 USC 1681e ( b ) Incorrect Address - XXXX XXXX XXXX XXXX XXXX, IL, XXXX - The following information is Outdated, Please remove it from my credit Report - Delete personal data due to violation of 15 USC 1681e ( b ) EMPLOYER - XXXX XXXX XXXX- The following information is Outdated, Please remove it from my credit Report - Delete personal data due to violation of 15 USC 1681e ( b ) EMPLOYER - XXXX XXXX - The following information is Outdated, Please remove it from my credit Report - Delete personal data due to violation of 15 USC 1681e ( b ) EMPLOYER - XXXX XXXX  - The following information is Outdated, Please remove it from my credit Report - Delete personal data due to violation of 15 USC 1681e ( b ) Please update my credit file to reflect the proper spelling and data as I have indicated above. 
Please also remove the old inaccurate addresses. I do not want to be mistaken for someone else because of these errors that you are reporting

Company response to consumer: Closed with non-monetary relief