Consumer complaint received 2024-03-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
Recently, I did an investigation on my credit report and found several items on there to be inaccurate.

Under 15 U.S. Code 1681e ( b ) Accuracy of report : Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 16811 ( 5 ) Treatment of inaccurate or unverifiable information ( A ) : In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shall- ( i ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.

Please remove the following items from my credit report, immediately : Personal Information 1. INCORRECT ADDRESS - XXXX XXXX XXXX XXXX XXXX XXXX - The personal information is incorrect- please remove this from my credit report immediately. 
2. INCORRECT ADDRESS - XXXX XXXX XXXX XXXX XXXX XXXX - The personal information is incorrect - please remove this from my credit report immediately. 
Accounts 1. XXXX XXXXXXXX. This account is being reported inaccurately, please remove this from my credit report immediately. 
2. XXXX - XXXX. This account is being reported inaccurately, please remove this from my credit report immediately. 
3. XXXX XXXX - XXXX. This account is being reported inaccurately, please remove this from my credit report immediately. 
4. XXXX XXXX - XXXX. This account is being reported inaccurately, please remove this from my credit report immediately. 
Inquiries 1. XXXX - XXXX - This inquiry was not authorized, please remove it from my credit report immediately. 
2. XXXX XXXX XXXX XXXX - XXXX - This inquiry was not authorized, please remove it from my credit report immediately. 
3. XXXX XXXX - XXXX - This inquiry was not authorized, please remove it from my credit report immediately. 
4. XXXX XXXX XXXX XXXX XXXX - This inquiry was not authorized, please remove it from my credit report immediately. 
5. XXXX XXXX - XXXX - This inquiry was not authorized, please remove it from my credit report immediately. 
6. XXXX XXXX - XXXX - This inquiry was not authorized, please remove it from my credit report immediately. 
7. XXXX - XXXX - This inquiry was not authorized, please remove it from my credit report immediately. 
8. XXXX XXXX - XXXX - This inquiry was not authorized, please remove it from my credit report immediately. 
9. XXXX XXXX XXXX XXXX XXXX XXXX - This inquiry was not authorized, please remove it from my credit report immediately.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation