Consumer complaint received 2025-09-18 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Experian Information Solutions Inc.
State: MI

Complaint narrative:
Listen your company has ignored all fcra, cfpb, ftc, and so many more complaints I HAVE BRUNG TO YOUR ATTENTION. YOU OVER LOOKED THE VIOLATIONS OF THE INACCURATE REPORTING STATUS AND DID NOTHING ABOUT IT. YOU ALSO CHOSE TO LIE ABOUT INFORMATION THAT WAS NOT UNVERIFIABLE AND YOU STATED IT WAS VERIFIED. I REQUESTED METHOD OF VERIFICATION, I SENT YOU VALIDATION LETTERS, I SENT YOU SEVERAL DISPUTE LETTERS AND IT WAS NEVER COMPLIED TOO AND I NEVER RECEIVED ANYTHING I REQUESTED FROM YOUR AGENCY. NOTHING YOU HAVE DONE WAS XXXX. NOTHING. 

VALIDATIONS LETTER AND CEASE AND DESIST FOR MISHANDLING MY CREDIT REPORT I A WRITTING TO YOU TO EXCERSISE MY RIGHTS UNDER THE FCRA XXXX XXXX. XXXX et seq., and applicable statelaws. to dispute information on my consumer credit report that assert is inaccurate, unverifiable, outdated, and violation os my rights. which says all information reporting must be reporting at 100 % accuracy. i demand immediate coreective action of deletion where warranted. 

XXXX all iformation has been prove by my record it is unverifiable and no response from you company. 

XXXX. ) delinquent dates XXXX. ) missing/inaccurate dates, closed date XXXX collections showing and displaying invalid reporting XXXX. HIGH BALANCE REPORTING INVALID AND MISLEADING under XXXX XXXX XXXX ( a ) ( XXXX ) and XXXX ( a ) ( XXXX ), you must conduct a reasonable reinvestigation of the disputed information, review all relevant data, and report results within XXXX  days. 

under XXXX XXXX XXXX FURNISHERS MUST INVESTIGATE AND REPORT ONLY ACCURATE INFORMATION : IF INFORMATION CAN NOT BE VERIFIED, XXXX BE REPORTED. 

IF THE FURNISHER CAN NOT VALIDATE THE ACCURACY YOU MUST PROMPTLY DELETE THE ITEM PER XXXX ( a ) ( XXXX ) ( A ) I REQUEST PERMANENT DELETION WHY ARE YOU CONTINUING TO TRY AND COLLECT DEBT FROM ME THAT I DO NOT OWE. AND IT IS STATED IN YOUR CREDITOR REPONSE SECTION XXXX REQUEST A CEASE AND DESIST FROM REPORTING ANY INFORMATION THAT FAILS TO MEET THE FCRA ACCURACY STANDARD THAT CAN NOT BE VERIFIED. 

I demand that any information found to be unverifiable, outdated, incomplete, or inaccurate be permanently removed from my credit file or corrected to reflect accurate information. If you fail to perform a proper reinvestigation or fail to delete or correct the items as requested, I am prepared to pursue all available legal remedies, including but not limited to filing complaints with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), the state attorney general, and pursuing legal action to enforce my rights under the FCRA and applicable state laws. I XXXX also pursue remedies for any damages caused by inaccurate reportings, including compensation for time and credit damages.Filing complaints with regulatory agencies ( CFPB, XXXX XXXX ) - Initiating or pursuing legal action for FCRA violations

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation