Consumer complaint received 2024-07-08 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
As per the guidance from the Consumer Financial Protection Bureau ( CFPB ), the documents needed, a picture ID, a bill, and a letter from an advocacy group helping me due to debt scam through ways of XXXX XXXX, which falls under XXXX according to XXXX XXXX Final Rule 1002.142 ( b ) ( 4 ) - ( 5 ) -- -- -- 1002.142 ( b ) ( 7 ). I have provided my photo ID along with the other required documents. I Kindly request that you block this information from my credit report within four business days, pursuant to section 605C of the Fair Credit Reporting Act. I have given you my identification as well as the information requested from the list of acceptable items which only 2 are required per the LAW. Which I have provided all of my documentation as well as a victim determination letter according to 1022.142 ( b ) ( 6 ) Unauthorized Accounts : 1.Account name : First City XXXX XXXX XXXX Account XXXX : XXXX Account Open : XX/XX/XXXX Account balance : {$19000.00} 2.Account name : XXXXXXXX XXXX XXXXXXXX Account Number : XXXX Account Open : XX/XX/XXXX Account balance : {$8300.00} 3.Account name : XXXX XXXX XXXXccount Number : XXXX Account Open : XX/XX/XXXX Account balance : {$26000.00} 4.Account name : XXXX XXXX Account Number : XXXX Account Open XXXX XX/XX/XXXX Account balance : {$25000.00} 5.Account name : XXXX XXXX Account Number : XXXX Account Open : XX/XX/XXXX Account balance : {$5300.00} 6.Account name : XXXXXXXX XXXX Account Number : XXXX Account Open : XX/XX/XXXX Account balance : {$8400.00} 7.Account name : XXXX XXXX Account Number : XXXX Account Open : XX/XX/XXXX Account balance : {$7600.00} 8.Account name : XXXXXXXX XXXX  Account Number : XXXX Account Open : XX/XX/XXXX Account balance : {$18000.00} 9.Account name : XXXX XXXX  Account Number : XXXX Account Open : XX/XX/XXXX Account balance : {$13000.00} 10.Account name : XXXXXXXX XXXX  Account Number XXXX XXXX Account Open : XX/XX/XXXX Account balance : {$13000.00} 11.Account name : XXXX XXXX XXXXccount Number : XXXX Account Open XXXX XX/XX/XXXX Account balance : {$21000.00} 12.Account name : XXXX XXXX Account Number : XXXXXX Account Open : XX/XX/XXXX Account balance : {$11000.00} 13.Account name : XXXX XXXX  Account Number : XXXX Account Open : XX/XX/XXXX Account balance : {$1000.00} 14.Account name : XXXX XXXX  Account Number : XXXX Account Open : XX/XX/XXXX Account balance : {$2400.00} 15.Account name : XXXX XXXX  XXXX Account Number : XXXX Account Open : XX/XX/XXXX Account balance : {$9900.00} 16.Account name : XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Account Open : XX/XX/XXXX Account balance XXXX {$9400.00} 17.Account name : XXXX XXXX  Account Number : XXXX Account Open : XX/XX/XXXX Account balance : {$32000.00} 18.Account name XXXX XXXX XXXX Account Number : XXXX Account Open : XX/XX/XXXX Account balance : {$0.00} 19.Account name : XXXX XXXX  Account Number : XXXX Account Open : XX/XX/XXXX Account balance : {$19000.00} 20.Account name : XXXX XXXX  Account Number : XXXX Account Open : XXXX XXXX Account balance : {$180.00} 21.Account name : XXXX XXXX XXXX Account Number : XXXX Account Open : XXXX XXXX Account balance : {$180.00} 22.Account name : XXXX XXXX XXXX XXXX Account Number : XXXX Account Open : XX/XX/XXXX Account balance : {$1500.00} DELETE ALL THE LISTED ACCOUNTS OR I WILL HAVE TO SEEK LITIGATION XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation