Consumer complaint received 2025-05-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
Pursuant to the Fair Credit Reporting Act ( 15 U.S.C. 1681i ), I am submitting this Automated Consumer Dispute Verification ( ACDV ) to dispute inaccurate and unverifiable information on my credit report. The following items require immediate investigation with the respective data furnishers using the e-OSCAR system. Please apply the specified dispute codes and ensure compliance with FCRA verification requirements. 

XXXX XXXX Section A : Account Disputes XXXX XXXX The following accounts contain inaccurate or unverifiable information. Please forward these disputes to the data furnishers with the corresponding e-OSCAR dispute codes for validation. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account Number : " Unknown '' - Dispute Code : XXXX ( Not his/hers ) or XXXX ( Account status incorrect ) - Issue : Account not mine or incorrect balance/status reported. 
- Request : Verify account ownership and details. Delete if unverifiable per FCRA 1681i ( a ). 

XXXX XXXX XXXX XXXX XXXX XXXX  - Account Number : [ " Unknown '' ] - Dispute Code : XXXX ( Account information disputed by consumer ) - Issue : Incorrect balance, payment history, or late payments reported. 
- Request : Validate all account details with original creditor records. Correct or delete inaccuracies. 

XXXX XXXX XXXX  Department of Education ( Account XXXX ) XXXX XXXX  - Account Number : [ " Unknown '' ] - Dispute Code : XXXX ( Account status incorrect ) or XXXX ( Balance incorrect ) - Issue : Incorrect loan status, balance, or payment history. 
- Request : Verify loan records with Department of Education. Update or remove if inaccurate. 

XXXX XXXX XXXX Department of Education ( Account XXXX ) XXXX XXXX  - Account Number : [ " Unknown '' ] - Dispute Code : XXXX ( Account status incorrect ) or XXXX ( Balance incorrect ) - Issue : Incorrect loan status, balance, or payment history. 
- Request : Verify loan records with Department of Education. Update or remove if inaccurate. 

XXXX XXXX XXXX XXXX XXXX XXXX - Account Number : [ " Unknown '' ] - Dispute Code : XXXX ( Not his/hers ) or XXXX ( Account information disputed ) - Issue : Unrecognized account or incorrect balance/status. 
- Request : Confirm account ownership and details. Delete if unverifiable. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account Number : [ " Unknown '' ] - Dispute Code : XXXX ( Not his/hers ) - Issue : Account not recognized ; possible fraudulent reporting. 
- Request : Validate account ownership with original creditor. Remove if unverifiable. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  - Account Number : [ " Unknown '' ] - Dispute Code : XXXX ( Account information disputed ) or XXXX ( Balance incorrect ) - Issue : Incorrect balance, payment history, or account status. 
- Request : Verify all account details with XXXX XXXX. Correct or delete inaccuracies. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  - Account Number : [ " Unknown '' ] - Dispute Code : XXXX ( Account information disputed ) or XXXX ( Balance incorrect ) - Issue : Incorrect balance, payment history, or account status. 
- Request : Verify all account details with XXXX XXXX. Correct or delete inaccuracies. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account Number : [ " Unknown '' ] - Dispute Code : XXXX ( Account information disputed ) - Issue : Inaccurate balance or account status. 
- Request : Validate account details with XXXX XXXX XXXX. Correct or remove if inaccurate.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation