Consumer complaint received 2025-03-26 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Investigation took more than 30 days
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
I previously requested an investigation for the following accounts ; however, I have not received any information, and the errors listed below are still being reported on my file. It has been more than 30 days, which exceeds the time frame allowed for completing your investigation. Please note, I am NOT requesting verification at this time. Instead, I am requesting that my credit report be corrected, as it has been longer than 30 days. If you can not correct the errors, please delete. 

XXXX  - XXXX - I never did business with this co PLEASE DELETE XXXX - XXXX - I never did business with this co PLEASE DELETE XXXX - XXXX - I never did business with this co PLEASE DELETE XXXX  XXXX - XXXX - This charge-off account is inaccurately reporting a past due amount and delinquency after the charge-off date. A charge-off should not have a past due balance. PLEASE DELETE XXXX  XXXX - XXXX - This charge-off account is inaccurately reporting a past due amount and delinquency after the charge-off date. A charge-off should not have a past due balance. PLEASE DELETE XXXX XXXXXXXX - XXXX - This charge-off account is inaccurately reporting a past due amount and delinquency after the charge-off date. A charge-off should not have a past due balance. PLEASE DELETE XXXX XXXXXXXX - XXXX - This charge-off account is inaccurately reporting a past due amount and delinquency after the charge-off date. A charge-off should not have a past due balance. PLEASE DELETE XXXX - XXXX - This charge-off account is inaccurately reporting a past due amount and delinquency after the charge-off date. A charge-off should not have a past due balance. PLEASE DELETE XXXX - XXXX -This charge-off account is inaccurately reporting a past due amount and delinquency after the charge-off date. A charge-off should not have a past due balance. PLEASE DELETE XXXX - XXXX - The date of last activity is different with all three bureaus. PLEASE DELETE XXXX XXXXXXXX - XXXX - This charge-off account is inaccurately reporting a past due amount and delinquency after the charge-off date. A charge-off should not have a past due balance. PLEASE DELETE XXXX XXXX XXXX - This is being reporting twice with another account number and should not be on my report. PLEASE DELETE XXXX XXXX XXXX - This is being reporting twice with another account number and should not be on my report. PLEASE DELETE XXXX - XXXX - The date of last activity is different with all three bureaus. PLEASE DELETE XXXX - XXXX - The date of last activity is different with all three bureaus. PLEASE DELETE XXXX XXXX XXXXXXXX - XXXX - This charge-off account is inaccurately reporting a past due amount and delinquency after the charge-off date. A charge-off should not have a past due balance. PLEASE DELETE XXXXXXXX XXXX - XXXX - This charge-off account is inaccurately reporting a past due amount and delinquency after the charge-off date. A charge-off should not have a past due balance. PLEASE DELETE XXXX  - XXXX - This charge-off account is inaccurately reporting a past due amount and delinquency after the charge-off date. A charge-off should not have a past due balance. PLEASE DELETE XXXXXXXX XXXX XXXX XXXX - I never did business with this co. PLEASE DELETE XXXX XXXX - XXXX - I never did business with this co. PLEASE DELETE XXXX XXXX - XXXX - I never did business with this co. PLEASE DELETE XXXX - XXXX - This charge-off account is inaccurately reporting a past due amount and delinquency after the charge-off date. A charge-off should not have a past due balance. PLEASE DELETE XXXX XXXX XXXX XXXX XXXX- Not my address. PLEASE DELETE XXXX XXXX XXXX XXXX XXXX XXXX- Not my address. PLEASE DELETE XXXX XXXX XXXX- This is not my name. PLEASE DELETE XXXX XXXX- This is not my name. PLEASE DELETE

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation