Consumer complaint received 2025-09-05 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NC

Complaint narrative:
To Whom It May Concern, I am writing to formally dispute inaccurate address information that appears on my XXXX XXXX and Transunion credit report ( Report Number XXXX, generated on XX/XX/XXXX ). 

My correct and current information is as follows : Full Name : XXXX XXXX XXXX Date of Birth : XXXX Current Address : XXXX XXXX XXXX XXXX Unit XXXX XXXX NC XXXX Phone Numbers on file : ( XXXX ) XXXX However, my credit report incorrectly lists several past or unrelated addresses that should not be associated with me, including but not limited to : XXXX XXXX XXXX XXXX XXXX, NC XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX XXXX XXXX XXXX, XXXX, NC XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, NC XXXX XXXX XXXX XXXX, XXXX, NC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX NC XXXX XXXX XXXX XXXX XXXX NC XXXX XXXX XXXX XXXX XXXX NC XXXX XXXX XXXX XXXX XXXX NC XXXX XXXX XXXX XXXX XXXX NC XXXX XXXX XXXX XXXX XXXX XXXX XXXX NC XXXX Incorrect phone numbers please remove off file ( XXXX ) XXXX, ( XXXX ) XXXX These addresses and telephone numbers are incorrect and should be removed from my credit file to ensure my credit report accurately reflects my personal history. 

Please conduct an investigation under the Fair Credit Reporting Act ( FCRA ) and provide me with a written confirmation once the disputed addresses have been removed. I am enclosing a copy of my Experian credit report with the disputed addresses highlighted, along with proof of my drivers license. 

Thank you for your prompt attention to this matter. I expect to hear back from you within the XXXX time frame mandated by the FCRA. 

I am also writing to formally dispute the accuracy of certain information on my Experian credit report ( Report # XXXX, dated XX/XX/XXXX ). Under the Fair Credit Reporting Act ( FCRA ), I request that you investigate and remove the following inaccurate or unverifiable items : XXXX. XXXX XXXX XXXX Account # XXXX : Reported as charged-off and sold. Please provide verification of ownership and validity of the debt. 
XXXX. XXXX XXXX Account # XXXX : Reported with a XXXX late in XX/XX/XXXX. I dispute the accuracy of this late payment. 
XXXX. XXXX XXXX Account # XXXX : Showing repossession and charged-off balance. 


Sincerely, XXXX XXXX Last XXXX of my XXXX XXXX Date of Birth XXXX I dispute the accuracy and request documentation of the original contract and payment history. 
XXXX. XXXX of Education/Aidvantage Multiple Accounts ( XXXX ) : These show a XXXX late in XX/XX/XXXX. I dispute this reporting and request validation, as my loans have been in deferment/forbearance. 

XXXX. XXXX XXXX Account # XXXX : Reported as charged-off. I dispute the validity and request full verification of this account. 

I request that these items be verified or removed within 30 days. Please provide the results of your investigation in writing. 

To Whom It XXXX Concern, I am writing to formally dispute the accuracy of certain information on my TransUnion credit report. Under the Fair Credit Reporting Act ( FCRA ), I request that you investigate and remove the following inaccurate or unverifiable items : XXXX. XXXX XXXX XXXX Account # XXXX : Reported as charged-off and sold. Please provide verification of ownership and validity of the debt. 
XXXX. XXXX XXXX Account # XXXX : Reported with a XXXX late in XX/XX/XXXX. I dispute the accuracy of this late payment. 
XXXX. XXXX XXXX Account # XXXX : Showing repossession and charged-off balance. 
I dispute the accuracy and request documentation of the original contract and payment history. 
XXXX. XXXXXXXX XXXX XXXX Multiple Accounts ( XXXX ) : These show a XXXX late in XX/XX/XXXX. I dispute this reporting and request validation, as my loans have been in deferment/forbearance. 

XXXX. XXXX XXXX Account # XXXX : Reported as charged-off. I dispute the validity and request full verification of this account. 

I request that these items be verified or removed within 30 days. Please provide the results of your investigation in writing. 

To Whom It May Concern, I am writing to formally dispute the accuracy of certain information on my XXXXx credit report. Under the Fair Credit Reporting Act ( FCRA ), I request that you investigate and remove the following inaccurate or unverifiable items : XXXX. XXXX XXXX XXXX Account # XXXX : Reported as charged-off and sold. Please provide verification of ownership and validity of the debt. 
XXXX. XXXX XXXX Account # XXXX : Reported with a XXXX late in XX/XX/XXXX. I dispute the accuracy of this late payment. 
XXXX. XXXX XXXX Account # XXXX : Showing repossession and charged-off balance. 
I dispute the accuracy and request documentation of the original contract and payment history. 
XXXX. XXXXXXXX XXXX XXXX Multiple Accounts ( XXXX ) : These show a XXXX late in XX/XX/XXXX. I dispute this reporting and request validation, as my loans have been in deferment/forbearance. 

XXXX. XXXX XXXX Account # XXXX : Reported as charged-off. I dispute the validity and request full verification of this account. 

I request that these items be verified or removed within 30 days. Please provide the results of your investigation in writing. 

please remove all items off report immediately.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief