Consumer complaint received 2024-09-04 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CA

Complaint narrative:
To Whom It May Concern, This letter serves as an unequivocal demand for the immediate removal and blocking of all fraudulent information from my credit report. My Social Security number has been compromised as a result of a data breach, making me a victim of identity theft. I have already filed an official complaint with the Federal Trade Commission, and a copy of the FTC report is attached for your reference. Under 15 U.S.C. 1681c-2 ( a ), you are legally obligated to block and remove any disputed information that I consider to be a result of identity theft within four ( 4 ) business days of receiving this notification. Your failure to act within this mandated timeframe will leave me with no choice but to initiate legal proceedings against your agency. 

XXXX XXXX - XXXX " You Violated The United States Code Law 15 U.S. Code 1681b - Permissible purposes of consumer reports ( a ) In general Subject to subsection ( c ), any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) By the written instructions of the consumer to whom it relates. Under 15 U.S. Code 1681b Permissible purposes of consumer reports, I never gave you any written consent to report anything on my consumer report. As a consumer by law these accounts on this letter must be deleted immediately or I will seek monetary damages in small claims court in my city and state. Also, we already involved and sent this letter to the Consumer Financial Protection Bureau, Attorney Generals Office, XXXX XXXX XXXX and Federal Trade Commission. '' XXXXXXXX XXXX XXXX XXXXXXXX " You Violated The United States XXXX XXXX XXXX XXXX Code XXXX - Permissible purposes of consumer reports ( a ) In general Subject to subsection ( c ), any consumer reporting agency XXXX furnish a consumer report under the following circumstances and no other : ( XXXX ) By the written instructions of the consumer to whom it relates. Under XXXX XXXX XXXX XXXX Permissible purposes of consumer reports, I never gave you any written consent to report anything on my consumer report. As a consumer by law these accounts on this letter must be deleted immediately or I will seek monetary damages in small claims court in my city and state. Also, we already involved and sent this letter to the Consumer Financial Protection Bureau, Attorney Generals Office, XXXX XXXX XXXX  and Federal Trade Commission. 'XXXX XXXX XXXX XXXX XXXXXXXX " You Violated The United States XXXX XXXX XXXX XXXX Code XXXX - Permissible purposes of consumer reports ( a ) In general Subject to subsection ( c ), any consumer reporting agency XXXX furnish a consumer report under the following circumstances and no other : ( XXXX ) By the written instructions of the consumer to whom it relates. Under XXXX XXXX XXXX XXXX Permissible purposes of consumer reports, I never gave you any written consent to report anything on my consumer report. As a consumer by law these accounts on this letter must be deleted immediately or I will seek monetary damages in small claims court in my city and state. Also, we already involved and sent this letter to the Consumer Financial Protection Bureau, Attorney Generals Office, XXXX XXXX XXXX, and Federal Trade Commission. '' XXXX XXXX - XXXX " You Violated The United States XXXX XXXX XXXX XXXX Code XXXX - Permissible purposes of consumer reports ( a ) In general Subject to subsection ( c ), any consumer reporting agency XXXX furnish a consumer report under the following circumstances and no other : ( XXXX ) By the written instructions of the consumer to whom it relates. Under XXXX XXXX XXXX XXXX Permissible purposes of consumer reports, I never gave you any written consent to report anything on my consumer report. As a consumer by law these accounts on this letter must be deleted immediately or I will seek monetary damages in small claims court in my city and state. Also, we already involved and sent this letter to the Consumer Financial Protection Bureau, Attorney Generals Office, XXXX XXXX XXXX and Federal Trade CommissionXXXX XXXX XXXX XXXX XXXXXXXX " You Violated The United States XXXX XXXX XXXX XXXX Code XXXX - Permissible purposes of consumer reports ( a ) In general Subject to subsection ( c ), any consumer reporting agency XXXX furnish a consumer report under the following circumstances and no other : ( XXXX ) By the written instructions of the consumer to whom it relates. Under XXXX XXXX XXXX XXXX Permissible purposes of consumer reports, I never gave you any written consent to report anything on my consumer report. As a consumer by law these accounts on this letter must be deleted immediately or I will seek monetary damages in small claims court in my city and state. Also, we already involved and sent this letter to the Consumer Financial Protection Bureau, Attorney Generals OfficeXXXX XXXX XXXX XXXX and Federal Trade Commission. '' XXXX - XXXX " You Violated The United States XXXX XXXX XXXX XXXX Code XXXX - Permissible purposes of consumer reports ( a ) In general Subject to subsection ( c ), any consumer reporting agency XXXX furnish a consumer report under the following circumstances and no other : ( XXXX ) By the written instructions of the consumer to whom it relates. Under XXXX XXXX XXXX XXXX Permissible purposes of consumer reports, I never gave you any written consent to report anything on my consumer report. As a consumer by law these accounts on this letter must be deleted immediately or I will seek monetary damages in small claims court in my city and state. Also, we already involved and sent this letter to the Consumer Financial Protection Bureau, Attorney Generals Office, XXXX XXXX XXXX and Federal Trade Commission. '' XXXX - XXXX " You Violated The United States XXXX XXXX XXXX XXXX Code XXXX - Permissible purposes of consumer reports ( a ) In general Subject to subsection ( c ), any consumer reporting agency XXXX furnish a consumer report under the following circumstances and no other : ( XXXX ) By the written instructions of the consumer to whom it relates. Under XXXX XXXX XXXX XXXX Permissible purposes of consumer reports, I never gave you any written consent to report anything on my consumer report. As a consumer by law these accounts on this letter must be deleted immediately or I will seek monetary damages in small claims court in my city and state. Also, we already involved and sent this letter to the Consumer Financial Protection Bureau, Attorney Generals Office, XXXX XXXX XXXX and Federal Trade Commission. '' XXXX XXXX - XXXX " You Violated The United States XXXX XXXX XXXX XXXX Code XXXX - Permissible purposes of consumer reports ( a ) In general Subject to subsection ( c ), any consumer reporting agency XXXX furnish a consumer report under the following circumstances and no other : ( XXXX ) By the written instructions of the consumer to whom it relates. Under XXXX XXXX XXXX XXXX Permissible purposes of consumer reports, I never gave you any written consent to report anything on my consumer report. As a consumer by law these accounts on this letter must be deleted immediately or I will seek monetary damages in small claims court in my city and state. Also, we already involved and sent this letter to the Consumer Financial Protection Bureau, Attorney Generals OfficXXXX XXXX XXXX XXXX and Federal Trade Commission. '' XXXX XXXX - XXXX " You Violated The United States XXXX XXXX XXXX XXXX Code XXXX - Permissible purposes of consumer reports ( a ) In general Subject to subsection ( c ), any consumer reporting agency XXXX furnish a consumer report under the following circumstances and no other : ( XXXX ) By the written instructions of the consumer to whom it relates. Under XXXX XXXX XXXX XXXX Permissible purposes of consumer reports, I never gave you any written consent to report anything on my consumer report. As a consumer by law these accounts on this letter must be deleted immediately or I will seek monetary damages in small claims court in my city and state. Also, we already involved and sent this letter to the Consumer Financial Protection Bureau, Attorney Generals Office, XXXX XXXX XXXX and Federal Trade Commission. '' I did not initiate any of these inquiries furthermore if you feel like it please send me copies of my written signature giving consent to this matter, The items below should all be removed from my consumer report under XXXX XXXX Code XXXX ( c ) ( XXXX ) ( A ) ( B ) ( i ) ( XXXX ). 

XXXX - XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my credit report. 

XXXX - XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my credit report. 

XXXX XXXX XXXX - XXXX Unauthorized Hard Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my credit report. 

XXXX XXXX - XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my credit report. 

XXXX XXXX - XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my credit report. 

XXXX XXXX XXXX XXXX XXXX XXXXXXXX Unauthorized Hard Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my credit report. 

XXXX XXXX XXXX - XXXX Unauthorized Hard Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my credit report. 

XXXX - XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my credit report. 

XXXX XXXX - XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my credit report. 

XXXX XXXX XXXX XXXX XXXX XXXXXXXX Unauthorized Hard Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my credit report. 

XXXX XXXX XXXXXXXX - XXXX Unauthorized Hard Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my credit report. 

XXXX XXXX - XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my credit report. 

XXXX XXXX XXXX - XXXX Unauthorized Hard Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my credit report. 

XXXX - XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my credit report. 

XXXX XXXX - XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my credit report. 

XXXX - XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my credit report.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief