Consumer complaint received 2025-02-28 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: CCS Financial Services, Inc.
State: GA

Complaint narrative:
XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX SSN : XXXX XXXX : XX/XX/year> To whom it may concern : CREDIT COLLECTION SERV XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX I am formally asking you to investigate your data for me and ensure that it is accurate and compliant. I have the right to have accurate information on my credit report, and I am demanding that you take action to correct any inaccuracies immediately. I also want you to investigate the source of each account and ensure that each creditor has a permissible purpose for all inquiries. 
CREDIT COLLECTION SERV XXXX  Account # : XXXX Account Rating : CollectionOrChargeOff Account Type : Installment Closed Date : -- ACCOUNT SERIOUSLY PAST DUE DATE/ACCOUNT ASSIGNED TO ATTORNEY, COLLECTION AGENCY, OR CREDIT GRANTOR 'S INTERNAL COLLECTION Creditor Remarks : XXXX  Date Opened : XXXX Account XXXX  Description : Individual Account Status : Closed Balance Owed : {$1000.00} Credit Limit : -- Creditor Type : CollectionServices Date Reported : XXXX XXXX Dispute Status : -- Last Payment : Past Due -- Amount : Payment -- Frequency : XXXX Term Length : The account CREDIT COLLECTION SERV ( XXXX ) on my credit report shows an incorrect rating of CollectionOrChargeOff, with dates XXXX and XXXX. This error is affecting my credit applications. 
Under 15 U.S.C. 1681n, please delete this account and provide evidence of the {$1000.00}. 
Respectfully According to the law, you and data furnishers must certify all aspects of required FCRA/Metro 2 compliance. This must be done in a truthful, correct manner that is complete as well timely so it does not violate my consumer rights or civil freedoms! 
XXXX XXXX XXXX XXXX Please send your written response to my address of XXXX XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX I am aware that you have been sending out form letters in response to many of the disputes and challenges that consumers have submitted, regardless of the specific information that they have provided. This is illegal, as each dispute and challenge must be addressed individually and on its own merits.My letters were created using software that is available to everyone. If you don't process my letters, you are violating 15 U.S. Code 5 1681i. Keep in mind, you are not allowed to delay processing letters from consumers based on the assumption that help from a third party may be available. This is not a legal exception.I am the author of any letters you receive with my name on them. Either I or my advisors wrote them with my full knowledge and consent. I am aware that there is no law that says you need to provide a Power of Attorney in order to delay processing letters from a Date of Last XXXX Activity : {$1000.00} High Balance : XXXX Payment -- Last Verified : Amount : CollectionOrChargeOff Payment Status : XXXX Loan Type : Page XXXX of XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX SSN : XXXX XXXX : XX/XX/year> CREDIT COLLECTION SERV XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX consumer.If you do not process my letters in a timely manner, I will consider it to be an intentional disregard of my rights as a consumer. I will then contact my lawyer to take legal action.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with non-monetary relief