Consumer complaint received 2026-03-06 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: Universal Account Servicing, LLC
State: NV

Complaint narrative:
I believe that Im a victim of fraud, high pressure sales tactics. The company, The XXXX XXXX! I was scammed by XXXX different people on the internet. Im a widower, my wife died on XX/XX/year>. My wifes sisters took care of me for about 2 years. After recovering from the loss, i thought it was about time I find some companionship. I looked at the internet for a possible solution, in my state of loneliness, i happened to click on a link, that I thought was promising, i was unaware of the deceit that permeated on the internet. To my dismay, two different people acknowledged me. We started communicating. A short time later, I was able to see the dishonest people that take advantage of people like me. This was called XXXX XXXX, a term that is used for impersonating people. I ended the problems quickly. While ending, i found this company that finds companionship. I phoned the company, a salesperson identified herself as XXXX. We arranged a personal meeting, she also reminded me not to go back on the internet because of the reasons I already mentioned. I met XXXX, i filled out a profile sheet. Once i completed it, we had a conversation. She very quickly started to explain what they do. She was able to get me excited about what was going to happen. We discussed a lot. The time came to read and sign the contract. She quoted, {$10000.00}! I just froze for a while, and after, because of my hesitation, she reduced the amount by {$1000.00}. I was still in disbelief that this amount was correct, in the deal, she stated that I would need a class on relationships. I disagreed with that because, i was a widower and I didnt see anyone during my readjustment. She kept telling me that, I needed a new start, through my fillings of insecurity, i felt exhausted mentally. When she finally calculated the total amount, it came to {$8000.00}, minus the down payment of {$800.00}, now the amount was {$7200.00}, not {$7100.00}, that means the sum is off by {$100.00}. I wasnt aware of the discrepancy until I departed. That was the first mistake, the second one was a {$30000.00} increase to substantiate the amount that was necessary for me to meet the requirements of their company. My income at the time was {$70000.00}, thats my yearly income. I think that I have been a victim of fraud. I am XXXX XXXX XXXX, i was XXXX at the time. Im a veteran of thXXXX XXXX XXXX XXXX. During my time in the service, I became XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX i have several XXXX XXXX XXXX XXXX that I am currently dealing with. I have to take manXXXX XXXX XXXX to be exact. And because of my XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and because of those things, my judgment is impaired, Im not of sound mind. I dont have any impulse control, Im very easily persuaded to do things like signing contracts. Through my XXXX XXXX history. Ive been put on XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Because of everything that has happened to me, before and now, Im very destitute. Finances are only by Social Security, Medicaid/SNAP, Medicare, and VA benefits . I truly believe that Im not legally responsible for a lot of legal documents.

Company response to consumer: Closed with explanation