Consumer complaint received 2025-07-29 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: MD

Complaint narrative:
CFPB Complaint Statement XXXX XXXX XXXX Subject : Final Attempt to Resolve Inaccurate and Unverified Information on My Credit Report I am filing this formal complaint against Experian for its ongoing failure to correct inaccurate and potentially unverifiable information on my credit report, in clear violation of the Fair Credit Reporting Act ( FCRA ). 

I have submitted multiple disputes regarding the accuracy and legitimacy of specific accounts and personal information on my file. However, XXXX has consistently failed to provide a legally sufficient response, instead responding with generic verified results without supplying any evidence or documentation to substantiate such findings. 

Under 15 U.S. Code 1681i ( a ) ( XXXX ), the credit bureau is legally required to provide the method of verification, including the name, contact information, and procedure used to verify disputed accounts. Experian has not met this requirement, nor has it demonstrated reasonable procedures to ensure maximum possible accuracy as required by 15 U.S. Code 1681e ( b ). 

Disputed and Unresolved Accounts & Information XXXX XXXX ( XXXX  XXXX ) Case Number XXXX XXXXXXXX Late Payments ( XXXX ) XXXX XXXX XXXX Account Numbers XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Inaccurate Personal Information Incorrect Current Address : XXXX XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXX XXXX Previous Address : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Incorrect Employer : XXXX XXXX XXXX Bureaus have failed to provide : The specific method and process used to verify each disputed account The name, title, and contact information of the entities that verified these accounts Any documentation relied upon to justify the continued reporting of these accounts

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief