Consumer complaint received 2018-01-01 00:00:00
Product: Debt collection — Auto debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: URS Holding, LLC
State: FL

Complaint narrative:
Complaint against XXXX XXXX , XXXX as an Accessory in Committing Fraud against XXXX XXXX XXXX for a debt that he does not owe under terms and conditions under the lease agreement with XXXX XXXX XXXX, XXXX XXXX XXXX, CFO. 

Page One ) The attached lease agreement states on page one of the monthly scheduled payments where XXXX XXXX XXXX has complied with the lease agreement. 

Page Two ) Section 8 states by Excessive Wear and Use. The lessee may be charged for excessive wear based on XXXX XXXX standards for normal use and for mileage in excess of 12000 miles per year, at the rate of {$.00} per mile. 

The penalty for excess mileage is only implemented for each year and where the lessee is penalized on a annual basis, when the vehicle exceeds 12,000 per year. The Annual penalty is charged at {$.00} for every mile driven of 12,000 each year. 


Example If the lessee during the annual period from XX/XX/XXXX to XX/XX/XXXX, drives 15,000 miles, is charged {$.00} for excessive of 3000 miles and penalized {$750.00}. The same applies for the following annual terms for annual period XX/XX/XXXX to XX/XX/XXXX and also XX/XX/XXXX to XX/XX/XXXX which is lease termination. 

Inasmuch the term of the lease is for 36 months and the maximum allowable miles is 36,000 miles. 

However, the lessee has the option for Early End in Section 29 of the lease agreement. Where in Paragraph C states definition of Early Excess Mileage and Wear Charge excessive milage charge is applicable to Section 8. This lease was terminated early has the vehicle was turned in to the dealership One month before the term of the agreement on XX/XX/XXXX. 




Lease term from XX/XX/XXXX and ending XX/XX/XXXX, but terminated on XX/XX/XXXX. 

XXXX XXXX committed consumer fraud and used XXXX XXXX to cover up their fraud and to have them collect the debt knowing that the debt was not valid under the terms and conditions of the lease agreement. 

XXXX did not comply with Section 8 and Section 29 of the terms of the lease, they must comply with the lease agreement under early termination and bill me under Section 8 as the lease did not come under full term. Section 8 and Section 29 also applies if the lease came under full term of 36 months.

XXXX XXXX failed to bill me each year under Section 8 and failed. However, in order to coverup their fraud they are billing me in bulk which violates the lease agreement. 


Section 16 ) Page Two states the total allowed milage at lease end is 36,000 miles.

Page Three ) Titled ( Section Excess Mileage Charges ) It directs to see Section 8 for the charge of excess miles ( Section 8 states by Excessive Wear and Use. The lessee may be charged for e
xcessive wear based on XXXX XXXX standards for normal use and for mileage in excess of 12000 miles PER YEAR, at the rate of {$.00} per mile ) and Section 16 for total allowed miles ( 36,000 Miles ) WHEREAS, XXXX XXXX failed to bill XXXX XXXX XXXX under the terms and conditions under the lease agreement as to Section 8 and fraudulently sent their issue to XXXX XXXX to collect their fraud and where XXXX XXXX knew or should have known by the terms of the lease to collect and harass XXXX XXXX XXXX to collect a debt, as an accessory to fraud. 

I hereby file my compliant against XXXX XXXX as a debt that I do not owe, XXXX XXXX  failed to bill me under the terms and conditions of the lease agreement for any excess miles each year over 12,000 miles. 

XXXX XXXX to be sanctioned for fraud.

Company response to consumer: Closed with explanation