Consumer complaint received 2024-12-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC.
State: TX

Complaint narrative:
Re : Urgent Request Fraudulent and inquiries block under section 605B of the FCRA Account in Dispute : XXXX XXXX, XXXX Account # : XXXX Reported Balance : {$280.00} Account in Dispute : XXXX XXXX XXXX XXXX XXXX Reported Balance : {$1100.00} Account In Dispute : XXXX Account # : XXXX Reported Balance : {$320.00} Account in Dispute : XXXX XXXX XXXX  : XXXX Reported Balance : {$1200.00} Account In Dispute : XXXX XXXX XXXX XXXX XXXX XXXX Reported Balance : {$1300.00} Account In Dispute : XXXX XXXX XXXX XXXX XXXX Reported Balance : # {$15000.00} Account In Dispute : XXXX XXXX XXXX Account XXXX XXXX Reported Balance : {$2000.00} Account In Dispute : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX Reported Balance : {$7400.00} To Whom It May Concern, I am writing to urgently request the removal of fraudulent accounts and inquiries on my credit report due to identify theft. The inaccurate information is causing significant harm to my credit, and I expect immediate correction action. 
Per section 605B of the Fair Credit Reporting Act ( 15 U.S.C. 1681c-2 ), the following fraudulent accounts must be blocked and permanently removed from my credit file. I am invoking my right to have fraudulent information blocked and permanently removed from my credit report within ( XXXX ) business days from the date of receipt of this letter. 
Account in Dispute : XXXX XXXX, XXXX Account # : XXXX Reported Balance : {$280.00} Account in Dispute : XXXX XXXX XXXX XXXX XXXXXXXX Reported Balance : {$1100.00} Account In Dispute : XXXX XXXX XXXX XXXX XXXXXXXX Reported Balance : {$320.00} Account in Dispute : XXXX XXXX XXXX XXXX XXXX Reported Balance : {$1200.00} Account In Dispute : XXXX XXXX XXXX XXXX XXXX XXXX Reported Balance : {$1300.00} Account In Dispute : XXXX XXXX XXXX XXXX XXXX Reported Balance : # XXXX Account In Dispute : XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX Reported Balance : {$2000.00} Account In Dispute : XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Reported Balance : {$7400.00} Additionally, I request the removal of all unauthorized inquiries to this identify theft : XXXX XXXX XXXXXXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Failure to comply with this request will leave me no choice but to pursue legal action. If this fraudulent information is not blocked and removed, I will file complaints with the Consumer Financial Protection Bureau ( CFPB ) and the Federal Trade Commission ( FTC ), and I will seek monetary damages for the harm caused by continued reporting of these inaccuracies. 
I also demand the immediate removal of all unauthorized inquiries related to this identity theft, which were are not authorized by me and negatively impacted my credit. If these inquiries are not promptly removed, I will escalate this matter to the appropriate legal authorities. 
I expect written confirmation by XX/XX/XXXX, confirming that the fraudulent XXXX XXXX XXXX accounts and any related unauthorized inquiries have been fully removed from my credit report. 
This is a time sensitive matter, and you are now officially on notice. Failure to act promptly will result in further legal action to protect my rights and restore my credit. 
Thank you for your immediate attention to this issue. 
Sincerely, XXXX XXXX

Company response to consumer: Closed with non-monetary relief