Consumer complaint received 2025-08-29 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
To Whom It May Concern : Upon reviewing my credit report, I have identified the following item ( XXXX ) that are incorrect : XXXX. Validate Account XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * Please verify this account. If you can not verify within 30 days you have to delete this inaccurate information. 

XXXX. Validate Account XXXXXXXX XXXX XXXX Account Number : XXXX * * * * * * * * Please verify this account. If you can not verify within 30 days you have to delete this inaccurate information. 

XXXX. Validate Account XXXX XXXX Account Number : XXXX * * * * * * * Please verify this account. If you can not verify within 30 days you have to delete this inaccurate information. 

XXXX. The following is an invalid late payment XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * * * * * * Please remove late payments and update account XXXX. The following is an invalid late payment XXXX XXXX Account Number : XXXX * * * * * Please remove late payments and update account XXXX. Validate Account Account XXXX : XXXX * * * * * * * Please verify this account. If you can not verify within 30 days you have to delete this inaccurate information. 

XXXX. Validate Account XXXX XXXX Account Number : XXXX * * * * * * * * * * * Please verify this account. If you can not verify within 30 days you have to delete this inaccurate information. 

XXXX. Validate Account XXXX Account XXXX : XXXX * * * * * * * * Please verify this account. If you can not verify within 30 days you have to delete this inaccurate information. 

XXXX. Validate Account XXXX XXXX XXXX Account Number : XXXX * * * * * * * * Please verify this account. If you can not verify within 30 days you have to delete this inaccurate information. 

XXXX. The following is an invalid late payment XXXX Account XXXX : XXXX * * * * * * * Please remove late payments and update account XXXX. The following is an invalid late payment XXXX Account XXXX : XXXX * * * * * * * * * * * Please remove late payments and update account XXXX. The following is an invalid late payment XXXX XXXX Account Number : XXXX * * * * * Please remove late payments and update account In accordance with the Fair Credit Reporting Act, I hereby request an investigation into these items and their subsequent removal from my credit report. It is my understanding that you will validate these items with the respective creditor. If the creditor is unable to verify the accuracy of the information, please proceed with its removal. I am aware that, as stated in 15 U.S.C. Sec. 1681i ( a ), you are required to complete this reinvestigation within 30 days of receiving this letter.

Please send an updated copy of my credit report to the aforementioned address. According to the act, there should be no charge for this updated report. Additionally, I kindly request that you notify anyone who has received my credit report within the past six months of any necessary corrections. 

Thank you for your attention and assistance in resolving this matter.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation