Consumer complaint received 2025-05-08 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: LA

Complaint narrative:
I told the Experian, Transunion, and Equifax to reinvestigate these accounts : However, they stated everythin " " " g was complete and accurate. But how is that possible if the open date, date of last activity and much more is incorrect. According to 15 USC XXXXi ( XXXX ) they are suppose to modify accounts that isn't reporting correctly. 
15 U.S.C XXXX section XXXX A. States I have the right to privacy. 
15 U.S.C XXXX Section XXXX A Section XXXX : It also states a consumer reporting agency can not furnish a account without my written instructons 15 U.S.C XXXX. ( a ) ( XXXX ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more tan XXXX years 15 U.S.C. XXXX ( A ) ( XXXX ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate modity accounts tat isnt reporting correcuy. 
15 U.S.C XXXX section XXXX A. States I have the right to privacy. 
15 U.S.C XXXX Section XXXX A Section XXXX : It also states a consumer reporting agency can not furnish a account without my XXXX XXXXnstructions 15 U.S.C XXXXc. ( a ) ( XXXX ) Section States : no consumer reporting agency may make any consumer report containing any of the followina items of information XXXX other adverse item of information. other than records of convictions of crimes which antedates the report by more than XXXX vears. 

15 U.S.C. XXXX ( A ) ( XXXX ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 
Also they aren't even in compliance with metro 2 credit reporting. I have evidence to prove my case. 

Account : XXXX CARD Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$13000.00} Account : XXXX CARD Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$18000.00} Account : DEPT OF EDXXXX  Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$5000.00} Account : DEPT OF ED/XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$3200.00} Account : DEPT OF ED/XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$2600.00} Account : DEPT OF ED/XXXX  Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$3200.00} Account : DEPT OF EDXXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$2500.00} Account : DEPT OF EDXXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$1900.00} Account : DEPT OF ED/XXXX  Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$2500.00} Account : DEPT OF ED/XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$920.00}

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation