Consumer complaint received 2025-03-04 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: Experian Information Solutions Inc.
State: OH

Complaint narrative:
**Subject : Demand for Removal of Unauthorized Inquiries [ Your Name ] ** Dear [ Credit Bureau Name ], I am writing to formally dispute unauthorized inquiries appearing on my credit report with [ TransUnion/Experian ]. Under the Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681b, a company must have permissible purpose and my explicit authorization to access my credit report. The following inquiries were made without my consent : On Transunion the following are the following unauthorized inquiries. 
Company Name : XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name XXXX XXXX XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name XXXX XXXX XXXXXXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXXXXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX  Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX  Date of Inquiry : XX/XX/XXXX Company Name XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX Date of Inquiry:XXXX Company Name : XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX On Experian are the following unauthorized inquiries : Company Name : XXXX XXXX XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX Date of Inquiry : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Company Name : XXXX XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX XXXX XXXX Date of Inquiry : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Company Name : XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name XXXX XXXX XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name XXXX XXXX XXXX Date of Inquiry : XX/XX/XXXX Company Name : XXXX XXXX XXXX Date of Inquiry : XX/XX/XXXX, XX/XX/XXXX As these inquiries were not authorized , they must be removed immediately to prevent further harm to my credit profile. I have also filed a complaint with the Federal Trade Commission ( FTC ) regarding this matter and which I have attached to this complaint.

Both Transunion and Experian were notified of this unauthorized inquires more than 60 days ago and have failed to investigate. Therefore, I am demanding the immediate removal of the listed inquiries.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation