Consumer complaint received 2025-03-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
Copy of Second Letter sent to the Credit Agencies EQUIFAX ADDRESS XXXX XXXX XXXX XXXX XXXX GA XXXX EXPERIAN XXXX XXXX XXXXXXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX PA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX, Florida XXXX XXXX XXXX TRANSUNION EQUIFAX AND EXPERIAN HAVE ALL BEEN SENT THIS LETTER RE LEGAL NAME CHANGE FROM XXXX XXXX XXXX TO XXXX XXXX This shall serve as legal notice to TRANSUNION Credit reporting Bureau et , al . this is the Secord and final attempt to get you TRANSUNION to correct the credit report information on the files with social security number XXXX. In addition, you are to cease a desist from blocking the Consumer XXXX XXXX XXXX from online access and on-line review of his credit report as well as his ability to monitor as such. You are currently in violation of the fair credit reporting act as well you now have upon receipt of this letter 30 days to correct and delete the erroneous information in my credit file or legal action will be taken against you. 
The contents of this information in this letter and my communications are being recorded and will be provided to any Federal for State Agency and or the consumers attorney if so required. 




DEMAND FOR CORRECTIONS OF THE CONSUMERS CREDIT REPORT 1. The name XXXX XXXX XXXX is to be removed from the credit report the consumer formally XXXX XXXX XXXX Legally in a court of law with XXXX XXXX XXXX XXXX Florida Granted and so order a Legal name change for XXXX XXXX XXXX and in such by law the name was changed to XXXX XXXX XXXX XXXX Florida Driver LC XXXX as well as the XXXX XXXXXXXX Department of Social Security a Federally run agency also has correct the Social Security number of XXXX to bear the name XXXX XXXX XXXX XXXX IN SUCH A COPY OF THE DRIVERS LIC COURT ORDER AND SOCIAL SECIRY CARD ARE ATTACHED TO THIS NOTICE. 

2. CONSTANT ALLEGED ERRORS BY TRANSUNION ON LINE IN VIOLATION OF MY RIGHTS TO ACCESS AND REVIEW MY CREDIT REPORT AS WELL AS DISPUTE INCORRECT INFORMATION. SEE BELOW MESSAGE RECEIVED FOR ONLINE TRANSUNION 3.

We have encountered an internal server error. Please note that your order has been canceled. Sorry about the inconvenience. 

Call us toll-free at XXXX Hours of operation : Mon - Fri : XXXX XXXX  to XXXX XXXX PT Sat - Sun : XXXX XXXX to XXXX XXXX  PT 4. Legal name is XXXX XXXX XXXX effective XX/XX/XXXX 5. Also, knowns are to be corrected if so, required to in fact be listed on a credit report is also known as XXXX XXXX XXXX all others are incorrect and should not appear as they are in error and disputed by XXXX XXXX XXXX. 

6. I am also disputing and alleging that the name XXXX XXXX XXXX at XXXX XXXX XXXX XXXX Michigan XXXX was incorrectly associated with my credit file and my credit file with XXXX XXXX XXXX XXXX XXXX XXXX of XXXX Michigan causing me injury by why of a psychical threat in XXXX when this matter originally occurred with accredit file mix up that stemmed with the Company called XXXXXXXX XXXX This Original Mixed of Credit files occurred at the hands of TRANSUNION credit and musty be corrected at once this includes removing and listing and or mentioning on said credit report of a XXXX XXXX who IS NOT ASSOCIATED NOR THE SPOUSE of FORMERLY XXXX XXXX XXXX XXXX. This credit mix occurred when Then XXXX XXXX XXXX LIVED IN XXXX MICHIGAN AND THE CONUSMER XXXX XXXX XXXX LIVE IN XXXX MICHIGAN AT THE SAME TIME IN XXXX THIS. 

7. CORRECTING THE Employer of the Consumer the Consumers only place of Employment is with XXXXXXXX XXXX XXXXXXXX  and XXXX XXXX as XXXX XXXX XXXX XXXX  and a EIN NUMBER of XXXX this was and remain effective since XX/XX/XXXX 8. Correction of Customers Phone Number XXXX is the Consumers cellular and Personal number and in such his Place of Employment is XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX. 

9. DISPUTE Consumer also disputes and has disputed XXXX XXXX XXXXXXXX XXXX XXXX WI XXXX the retailer shipped two ceiling fans that arrived damaged and were not useable the shaft on the fan were bent prevenient the fan from ever being balanced and to prevent wobble consumer sought to return the items with a free paid retun shipping labels from the Seller country door and they refused the items in question have since been placed in the trash as unseeable and a refusal of the creditor XXXX XXXX to resolve with the consumer. 




10. Dispute XXXX XXXX XXXX XXXX should have no potential negative impact on the consumers credit report as the Consumer has 2 current and in good standing Accounts a Checking and Saving both in good standing In addition the Consumer formerly had a secured XXXX XXXX XXXX XXXX  with no late payments ever and was closed by the Card holder to shore up and reduce debt of the consumer and for Experian and or any other credit bureau to list a account in good stating as potentially negative with subject itself to litigation with the consumer if not corrected and removed as a potential negative.

11. Consumer legally changed his name to hi biological fathers name and also as a direct result of the in just the TRANSUNION was causing to the Consumer by not removing and disassociation of the XXXX XXXX XXXX from the consumers credit file which resulted in threat of injury from XXXX XXXX XXXX and his associates in Michigan to the Contained denial of Credit from XXXX as a direct result of mis reporting by Experian and the credit file mix. XXXX XXXX XXXX changed his name to help cause the cease and desist of the mis reporting by Experian credit Bureau Consumer herby summits and demands the following for the Credit bureau known as EQUIFAX Correction of the Credit file and to cease and desist from violating the Consumers Rights under the fait Credit Reporting act CHANGE THE LEGAL NAME ON THE FILE TO READ XXXX XXXX XXXX REMOVE AND CORRT THE INCORRECT ADDRESS OF XXXX XXXX XXXX XXXX MIHIGAN AND REMOVE XXXX ASSOICATED OF XXXX XXXX. 






CORRECT THE PHONE NUMBER OF THE CONSUMBER TO XXXX CORRECT PLACE OF EMPOYMENT XXXX XXXX XXXXE AND XXXX XXXX XXXX XXXX XXXX XXXX. 



XXXX XXXX XXXX CERTIFIED COURT ORDER OF ADULT NAME CHANGE OF XXXX XXXX XXXX TO XXXX XXXX XXXX COPY OF THE CONSUMERS FLORIDA DRIVERS LIC COPY OF THE SOCIAL SECURITY CARD ISSUED BY THE UNITED STATES GOVERNMENT XXXX 



Signed this XXXX day XX/XX/XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation