Consumer complaint received 2025-10-14 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
I am filing this formal complaint against [ NAME OF CREDIT BUREAU : TransUnion / Experian / Equifax ] for its persistent failure to maintain accurate consumer records. The presence of numerous, conflicting, and false identifying markers on my file constitutes a severe violation of the core duty to ensure maximum possible accuracy under FCRA 607 ( b ). 

The repeated inclusion of these distinct, erroneous PII markers is clear evidence of poor data hygiene and creates a demonstrable Mixed File issue, exposing me to potential credit denial and identity confusion. I demand a full manual review and the immediate and permanent deletion of all disputed PII, as documented below. 

Inaccurate Personal Identifying Information Demanded for Deletion : If Filing Against TransUnion, use this section : WRONG ADDRESSES ( Violates FCRA 607 ( b ) & 611 ) : The following previous addresses are incorrect and must be deleted : XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX CA XXXX ; XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX CA XXXX ; and XXXXXXXX XXXX XXXX  XXXX XXXX XXXX XXXX CA XXXX. 

ALIASES/WRONG NAMES ( Violates FCRA 607 ( b ) ) : The following incorrect former/also known as names must be deleted : XXXX, XXXX, XXXX ; XXXX, XXXX ; and XXXX XXXX XXXX. 

FORMER/INCORRECT EMPLOYERS ( Violates FCRA 607 ( b ) ) : The following employer information is invalid and must be deleted : XXXX XXXX XXXX and XXXX XXXX XXXX. 

If Filing Against Experian, use this section : ALIASES/WRONG NAMES : The file contains the following incorrect aliases, former names, and/or misspellings that must be immediately deleted : XXXX XXXX, XXXX XXXX XXXX, and XXXX XXXX. 

WRONG ADDRESSES : The following prior or incorrect addresses are inaccurately reported and must be deleted : XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX, XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ( and the variation XXXX XXXX XXXXXXXX XXXX XXXX XXXX CA XXXX ), XXXX XXXX XXXX XXXX  XXXX XXXX CA XXXX ( and the variation XXXX XXXX XXXXXXXX XXXX  XXXX XXXX CA XXXX ), XXXX XXXX XXXX XXXX XXXX CA XXXX, and the current address XXXX XXXX XXXX XXXX XXXX CA XXXX ( listed incorrectly as a previous address in one entry ). 

If Filing Against Equifax, use this section : EVIDENCE OF VIOLATION : The repeated inclusion of these distinct, erroneous PII markers is a clear violation of your duty under FCRA 607 ( b ) and is evidence of poor data hygiene, as noted in XXXX XXXX Equifax XXXX. XXXX, XXXX XXXX XXXX  XXXX XXXX ( XXXX XXXX XXXX. XXXX XXXX, XXXX  ). 

WRONG ADDRESSES : The following previous addresses are incorrect and must be removed : XXXX XXXX XXXX XXXX XXXX CA XXXX ; XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX CA XXXX ; XXXX XXXX XXXX XXXXXXXX XXXX XXXX CA XXXX ; XXXX XXXX  XXXX XXXX XXXX XXXX CA XXXX ; XXXX XXXX XXXX XXXX XXXX CA XXXX ; and XXXX XXXX XXXX XXXX XXXX CA XXXX.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation