Consumer complaint received 2025-09-19 00:00:00
Product: Mortgage — Conventional home mortgage
Issue: Struggling to pay mortgage — Foreclosure
Company: Ghidotti | Berger LLP
State: CA

Complaint narrative:
I am writing to address the misrepresentations made by junior attorney XXXX XXXX, JUNIOR inexperienced attorney regarding my filed cases and the wrongful foreclosure process taking place that we need resolved immediately. Specifically, she claims that my cases represent inconsistent personal identifying numbers, which is incorrect. 

It appears that this company is attempting to sabotage my chances of a loan modification by stalling the review process. This delay seems to be timed to benefit their interests in an upcoming proposed sale date. 

I would like to provide clarification on the cases in question : - Case XXXX : Dismissed in XXXX, over 13 years ago, with a Chapter XXXX. 
- Case XXXX : XXXX XXXX XXXX, a Chapter XXXX case for an LLC that held a single home. The property was sold, and the bank received a payoff. This case was unrelated to the current matter and was solely for an investment property. 
- Case XXXX : A Chapter XXXX case for a large investment home/business in North Carolina XXXX The case was successfully dismissed, and the property was saved. 

Regarding the subject of XXXX XXXX XXXX XXXX CA XXXX there is only XXXX voluntary case that I filed, since the current filing. The other case is an involuntary one filed by a creditor, over which I have no control. 

I requested that the judge review this matter and XXXX the stay, as the wrongful dismissal of this case is based on misrepresentations. XXXX XXXX wrote a bunch of fluff garbage legal jargon that didnt make any sense at all and she apparently cant read facts. Additionally, I would like to know if I can file in federal court against this attorney personally and this firm its employees if they continue with these practices, given the alleged bad faith actions of XXXX XXXX, which appear to violate TILA and RESPA. 

XXXX XXXX XXXX has been involved in several lawsuits as a defendant. Here are some examples : - * XXXX vs. XXXX XXXX * : A contract-debt collection lawsuit was filed against XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Florida on XX/XX/XXXX. 
- * XXXX XXXX vs. XXXX XXXX XXXX * : A lawsuit was filed against XXXX XXXX in the XXXX XXXX XXXX XXXX XXXX on XX/XX/XXXX, categorized as " Other - Other Judgment ''. 
- * XXXX vs. Prestige Default Services * : A case was filed in the California XXXX XXXX XXXX on XX/XX/XXXX, involving foreclosure. 
- * XXXX XXXX XXXX vs. XXXX et al * - * XXXX vs. Prestige Default Services * : An appeal was dismissed on XX/XX/XXXX, involving XXXX XXXX XXXX as XXXX of the parties. 
- * XXXX XXXX XXXX vs. XXXX XXXX * : This case, filed on XX/XX/XXXX, is another instance where XXXX XXXX is a defendant in a contract-debt collection lawsuit. 

These cases indicate that XXXX XXXX XXXX has faced various legal challenges, primarily related to its services in foreclosure, bankruptcy, and debt collection. The firm represents secured lenders, loan servicers, and foreclosure trustees in real estate matters, including loss mitigation solutions. I am not the only one with issue with this. Sn servicing the company they are representing isnt clean either. 

XXXX XXXX XXXX has been involved in several lawsuits as a defendant. Here are some examples : - * XXXX XXXX XXXX * : XXXX XXXX XXXX agreed to pay {$900000.00} to resolve claims that its lack of cybersecurity measures resulted in a XXXX data breach. The settlement benefits individuals whose personal information was accessed by unknown third parties during the breach. Class members can receive payments of {$75.00} for Social Security number compromise and {$25.00} for personal information compromise. 

- * XXXX XXXX XXXX XXXX XXXX * : A class action lawsuit was filed against XXXX XXXX XXXX in the XXXX XXXX XXXX for the XXXX XXXX XXXX California, alleging claims arising from a data breach incident in late XXXX. The court denied in part and granted in part XXXX XXXX 's motion to dismiss, with leave to amend. 

Some individuals have also shared their negative experiences with XXXX XXXX XXXX, citing issues such as : - * Mismanagement of Payments * : Customers have reported errors in payment processing, incorrect billing, and difficulties in resolving these issues. 
- * XXXX Issues * : Some customers have experienced accounting discrepancies, including incorrect charges and difficulties in obtaining payoff information. 
- * Foreclosure and XXXX * : XXXX XXXX XXXX has been involved in foreclosure and eviction proceedings, with some customers alleging unfair treatment. 

Look at this information on their owner XXXX XXXX has been involved in several lawsuits, primarily related to his business dealings and real estate ventures. Here are some notable examples : - * XXXX XXXX vs. XXXX XXXX * : XXXX was sued by his former vice president, XXXX XXXX, for failing to pay a {$2.00} XXXX promissory note. The case has been ongoing for nearly a decade, with XXXX 's lawyers arguing that the company is not liable for the payment. 
- * Citizens for a Better XXXX vs. XXXX of XXXX * : XXXX group Citizens for XXXX XXXX XXXX has XXXX multiple lawsuits against the City of XXXX, XXXX to block affordable housing developments on underutilized downtown parking lots. The group argues that the city failed to comply with the California XXXX XXXX XXXX ( XXXX ). 
- * XXXX XXXX 's Request for Dismissal * : The XXXX XXXX has asked a judge to dismiss XXXX of the lawsuits filed by XXXX for XXXX XXXX XXXX, arguing that the tribe is an indispensable party to the case and has sovereign immunity. 
- * XXXX XXXX XXXX XXXX * : XXXX XXXX XXXX has been subpoenaed by the XXXX XXXX XXXX as part of an investigation into Supreme Court ethics scandals. XXXX has provided luxury travel to Supreme Court justices, including XXXX XXXX and XXXX XXXX, which has raised concerns about potential conflicts of interest. 

These lawsuits demonstrate the complex and often contentious nature of XXXX 's business dealings and real estate ventures. This is who they are representing.

Company response to consumer: Closed with explanation