Consumer complaint received 2025-04-17 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC.
State: NY

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate. 
Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( XXXX ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : Experian XXXX XXXX XXXX {$1500.00} Original : Not Available Opened : XXXX : XXXX. # : XXXX * * * * * Condition : Closed XXXX XXXX XXXX {$890.00} Original : Not Available Opened : XXXX : XXXX. # : XXXX * * * * * Condition : Closed XXXX  {$7000.00} Account # XXXX * * * * * * * * * * XXXX Date XXXX Condition : Closed High Balance : {$0.00} Balance : {$7000.00} Payment : {$0.00} Account Type : Installment XXXX XXXX  {$940.00} Account XXXX XXXX * * * * * * * * XXXX Date XXXX Condition : Closed Credit Limit : {$1000.00} Balance : {$940.00} Payment : {$0.00} Account Type : XXXX  XXXX XXXX  XXXX {$810.00} Account # XXXX * XXXX XXXX XXXX XXXX * * * * * XXXX Date XXXX Condition : Closed Credit Limit : {$550.00} Balance : {$810.00} Payment : {$0.00} Account Type : XXXX XXXX XXXX {$180.00} Account # : XXXX * * * * * * * * * XXXX XXXX * * * XXXX Date XXXX Condition : Closed Credit Limit : {$600.00} Balance : {$180.00} Payment : {$0.00} Account Type : XXXX XXXX XXXX XXXX XXXX {$0.00} 60 Days Late Account # XXXX * * * * * * XXXX Date XXXX Condition : Closed High Balance : {$0.00} Balance : {$0.00} Payment : {$0.00} Account Type : Installment XXXX XXXX XXXX XXXXXXXX {$42000.00} Account # XXXX * * * * * * * * * * * XXXX Date ReportedXXXX Condition : XXXX XXXX XXXX XXXX {$0.00} Balance : {$42000.00} Payment : {$0.00} Account Type : Installment Equifax Original creditor XXXX XXXX XXXX XXXX Date reported XX/XX/XXXX Date assigned XX/XX/XXXX Account status Unpaid Agency XXXX XXXX Creditor Classification Insurance Status date XX/XX/XXXX Original amount owed {$570.00} XXXX XXXX XX/XX/XXXX Date of last payment Date of first delinquency Balance owed {$570.00} Comments None XXXX XXXX XXXX {$1500.00} Original : Not Available Opened : XXXX : XXXX. # : XXXX * * * * * Condition : Unknown XXXXXXXX XXXX XXXX {$890.00} Original : Not Available Opened : XXXX : XXXX. # : XXXX * * * * * Condition : Unknown XXXX XXXX {$570.00} Original : Not Available Opened : XXXX : XXXX. # : XXXX * * * * Condition : Unknown XXXX XXXX XXXX XXXX {$42000.00} Account # XXXX * * * * * * * * * * * XXXX Date XXXX Condition : Closed High Balance : {$0.00} Balance : {$42000.00} Payment : {$0.00} Account Type : Installment Onemain {$7000.00} Account # XXXX * * * * * * * * * * XXXX Date XXXX Condition : Closed High Balance : {$0.00} Balance : {$7000.00} Payment : {$0.00} Account Type : Installment XXXX XXXX  {$940.00} Account # XXXX * * XXXX XXXX XXXX * * * XXXX Date XXXX Condition : Closed Credit Limit : {$1000.00} Balance : {$940.00} Payment : {$0.00} Account Type : XXXX XXXX XXXX {$810.00} Account # XXXX * * * * * * * XXXX XXXX XXXX XXXX Date XXXX Condition : Closed Credit Limit : {$550.00} Balance : {$810.00} Payment : {$0.00} Account Type : XXXX XXXX XXXX {$180.00} Account # : XXXX * * * * * * * * * * * * * * XXXX XXXX XXXX Condition : Closed Credit Limit : {$600.00} Balance : {$180.00} Payment : {$0.00} Account Type : Revolving XXXX XXXX Bank {$0.00} XXXX  Days Late Account # XXXX * * * * * * XXXX Date XXXX Condition : Closed High Balance XXXX {$2500.00} Balance : {$0.00} Payment : {$0.00} Account Type : Installment TransUnion XXXX XXXX  {$1500.00} Original : Not Available Opened : XXXX : XXXX. # : XXXX * * * * * Condition : Unknown XXXX XXXX  {$890.00} Original : Not Available Opened : XXXX : XXXX. # : XXXX * * * * * Condition : Unknown XXXX  {$0.00} XXXX  Days Late Account # XXXX * * * * * * XXXX Date XXXX Condition : Closed High Balance : {$2500.00} Balance : {$0.00} Payment : {$0.00} Account Type : Installment XXXX XXXX XXXX {$42000.00} Account # XXXX * * * * * * * * * * * XXXX Date XXXX Condition : Closed High Balance : {$41000.00} Balance : {$42000.00} Payment : {$0.00} Account Type : Installment XXXX {$7000.00} Account # XXXX * * * * * * * * * * XXXX Date XXXX Condition : Closed High Balance : {$6900.00} Balance : {$7000.00} Payment : {$0.00} Account Type : Installment XXXX {$940.00} Account # XXXX * * * * * * * * XXXX Date XXXX Condition : Closed Credit Limit : {$1000.00} Balance : {$940.00} Payment : {$0.00} Account Type : Revolving XXXX XXXX {$810.00} Account # XXXX * * * * * * * * XXXX Date XXXX Condition : Closed Credit Limit : {$550.00} Balance : {$810.00} Payment : {$0.00} Account Type : XXXX XXXX {$180.00} Account # : XXXX * * * * * * * * Opened:XXXX Date Reported:XXXX Condition : Closed Credit Limit : {$600.00} Balance : {$180.00} Payment : {$0.00} Account Type : XXXX

Company response to consumer: Closed with non-monetary relief