Consumer complaint received 2024-04-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CA

Complaint narrative:
TransUnion Still continues to report inaccurate information without showing proof how these accounts were verified as accurate. I've sent them a certified UCC-11 showing there is no debt 's or liens under my name but they still continues to be noncompliant. I will be requesting GAAP ( Generally accepted accounting principles ) On these accounts. TransUnion fails to correct these account cause as it states on their 424b3 SEC filing form. They are illegally selling my information as it states on page 8 of their 424B3 SEC report. ( file has been attached and section is highlighted ) These accounts below are being inaccurately reported. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TransUnion is in violation of reporting inaccurate information and reporting transaction history between the consumer and company. Both Violation goes against the FCRA. 
Both XXXX XXXX accounts are charge off. Under the IRS Charge off are Income weather the debt has been discharged OR forgiven. Income does not get reported on a consumer report. I attached a copy of my consumer report highlighting the specific accounts. 

15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers of information to provide accurate information ( 1 ) Prohibition ( A ) Reporting information with actual knowledge of errors A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 
( B ) Reporting information after notice and confirmation of errors A person shall not furnish information relating to a consumer to any consumer reporting agency if ( i ) the person has been notified by the consumer, at the address specified by the person for such notices, that specific information is inaccurate; and ( ii ) the information is, in fact, inaccurate. 
( TransUnion has been put on notice of the inaccurate information and must immediately stop reporting that information until they can provide proof that it is valid. ) 15 U.S. Code 1681a ( 2 ) ( A ) ( i ) ( A ) subject to section 1681s3 of this title, any ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report ; ( Reporting Transaction history is illegal ) 15 U.S. Code 1681n - Civil liability for willful noncompliance ( a ) In general Any person who willfully fails to comply with any requirement imposed under this subchapter with respect to any consumer is liable to that consumer in an amount equal to the sum of ( XXXX ) ( A ) any actual damages sustained by the consumer as a result of the failure or damages of not less than {$100.00} and not more than {$1000.00} ; or ( B ) in the case of liability of a natural person for obtaining a consumer report under false pretenses or knowingly without a permissible purpose, actual damages sustained by the consumer as a result of the failure or {$1000.00}, whichever is greater ; ( ANYONE fails to comply is liable of no greater than {$1000.00} per violation. )

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief