Consumer complaint received 2025-08-20 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Incorrect information on your report — Information belongs to someone else
Company: Fidelity National Information Services, Inc. (FNIS)
State: SC

Complaint narrative:
XXXX XXXX : XXXX XXXX XXXX. 
Social Security Number : XXXX Date of Birth : XX/XX/XXXXXXXX ChexSystems Consumer ID : XXXX Subject : Request to Block Fraudulent Information and Remove Unauthorized Inquiries Pursuant to FCRA 605 B ( 15 U.S.C. 1681c-2 ) I am submitting this formal request under the Fair Credit Reporting Act 605 B ( 15 U.S.C. 1681c-2 ) to block fraudulent information currently appearing on my ChexSystems consumer XXXX. 

The fraudulent item relates to an account reported by XXXX XXXX XXXX ( RTN/Acct # : XXXX / XXXX ) showing an original charge-off amount of {$54.00}, with a closure status noted as Paid in Full as of XX/XX/XXXX. I did not open, authorize, or initiate this account. It is the result of identity theft and therefore inaccurate, misleading, and damaging to my consumer report. 

In addition, I request the immediate deletion of all fraudulent inquiries listed below, which I did not authorize or initiate : XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX United States XXXX XXXX XXXX XX/XX/XXXX XXXX  XXXX on behalf of XXXX XXXX XX/XX/XXXX XXXX  on behalf of XXXX XXXX  XXXX XXXX XXXX XX/XX/XXXX XXXX  on behalf of The XXXX  XXXX XXXX XXXX XX/XX/XXXX XXXX  XXXX XXXX of XXXX XXXXXXXX XXXX XXXX XXXX on behalf of XXXX XXXX XXXX XXXX XXXX XXXX XXXX on behalf of XXXX XXXX XXXX XX/XX/XXXX XXXX  XXXX on behalf of XXXX XXXX XXXX XX/XX/XXXX XXXX  XXXX on behalf of XXXX XXXX XX/XX/XXXX XXXX  XXXX on behalf of XXXX  XXXX XXXX XXXX XXXX on behalf of XXXX XXXX XXXX XXXX XXXX XXXXXXXX on behalf of XXXX XXXX XX/XX/XXXX XXXX  XXXX on behalf of XXXX XXXX  XX/XX/XXXX XXXX  XXXX on behalf of XXXX XXXX XXXX XXXX XXXX XXXX 
XX/XX/XXXX XXXX  XXXX on behalf of XXXX XXXX XXXX XX/XX/XXXX These inquiries were not authorized by me and are the result of identity theft. Reporting them as valid inquiries results in a misleading and incomplete consumer file. 


Documents Enclosed for XXXX : XXXX of my consumer report showing the fraudulent account and inquiries. 
Copy of my government-issued photo ID. 
Copy of my Social Security card. 
Recent utility bill for identity verification. 
XXXX of FTC Identity Theft Complaint ( XXXX XXXX. [ private ] ). 
Per the FCRA, you are required to block and remove these items within XXXX business days of receiving this request. 

Please also provide written confirmation that : The XXXX XXXX XXXX account has been permanently removed from my file. 
All listed inquiries above have been deleted from my consumer report. 

Thank you for your immediate assistance in resolving this matter. 

Sincerely, XXXX XXXX XXXX. 
XXXX XXXX XXXX XXXX XXXX, SC XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation