Consumer complaint received 2025-12-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: AL

Complaint narrative:
XXXX  INQUIRY - XX/XX/XXXX - PERMISSIBLE PURPOSE NOT GIVEN PER 15 USC 1681b. PLEASE DELETE INQUIRIES IMMEDIATELY. PLEASE REFER TO XXXX V TRANSUNION NO.2:18-cv-05225-GAM. PLEASE DELETE IMMEDIATELY INQUIRY - XXXX  XX/XX/XXXX - PERMISSIBLE PURPOSE NOT GIVEN PER 15 USC 1681b. PLEASE DELETE INQUIRIES IMMEDIATELY. PLEASE REFER TO XXXX V TRANSUNION NO.2:18-cv-05225-GAM. PLEASE DELETE IMMEDIATELY INQUIRY - XXXX XX/XX/XXXX - PERMISSIBLE PURPOSE NOT GIVEN PER 15 USC 1681b. PLEASE DELETE INQUIRIES IMMEDIATELY. PLEASE REFER TO XXXX V TRANSUNION NO.2:18-cv-05225-GAM. PLEASE DELETE IMMEDIATELY INQUIRY - COAF XX/XX/XXXX - PERMISSIBLE PURPOSE NOT GIVEN PER 15 USC 1681b. PLEASE DELETE INQUIRIES IMMEDIATELY. PLEASE REFER TO XXXX V TRANSUNION NO.2:18-cv-05225-GAM. PLEASE DELETE IMMEDIATELY INQUIRY - - XXXX XXXX  - XX/XX/XXXX - PERMISSIBLE PURPOSE NOT GIVEN PER 15 USC 1681b. PLEASE DELETE INQUIRIES IMMEDIATELY. PLEASE REFER TO XXXX V TRANSUNION NO.2:18-cv-05225-GAM. PLEASE DELETE IMMEDIATELY INQUIRY - XXXX XXXX XX/XX/XXXX - PERMISSIBLE PURPOSE NOT GIVEN PER 15 USC 1681b. PLEASE DELETE INQUIRIES IMMEDIATELY. PLEASE REFER TO XXXX V TRANSUNION NO.2:18-cv-05225-GAM. PLEASE DELETE IMMEDIATELY INQUIRY - XXXX XXXX  XX/XX/XXXX - PERMISSIBLE PURPOSE NOT GIVEN PER 15 USC 1681b. PLEASE DELETE INQUIRIES IMMEDIATELY. PLEASE REFER TO XXXX V TRANSUNION NO.2:18-cv-05225-GAM. PLEASE DELETE IMMEDIATELY INQUIRY - XXXX XXXX XXXXXX/XX/XXXX - PERMISSIBLE PURPOSE NOT GIVEN PER 15 USC 1681b. PLEASE DELETE INQUIRIES IMMEDIATELY. PLEASE REFER TO XXXX V TRANSUNION NO.2:18-cv-05225-GAM. PLEASE DELETE IMMEDIATELY INQUIRY - XXXX XXXX  XX/XX/XXXX - PERMISSIBLE PURPOSE NOT GIVEN PER 15 USC 1681b. PLEASE DELETE INQUIRIES IMMEDIATELY. PLEASE REFER TO XXXX V TRANSUNION NO.2:18-cv-05225-GAM. PLEASE DELETE IMMEDIATELY INQUIRY - XXXX - XX/XX/XXXX - PERMISSIBLE PURPOSE NOT GIVEN PER 15 USC 1681b. PLEASE DELETE INQUIRIES IMMEDIATELY. PLEASE REFER TO XXXX V TRANSUNION NO.2:18-cv-05225-GAM. PLEASE DELETE IMMEDIATELY I have tried to contact these companies on my own, but I have not been able to get very far. Itried to contact them using the phone numbers that are provided on my credit report. Half of thenumbers are not even correct. The companies that I was able to get in touch with do not evenhave any record of me. How can they have a permissible business purpose to pull my credit, ifthey have N0 record of me? 

As I stated, I have already given your company quite enough time to investigate the items inquestion, but I am willing to give you one more chance. If I do not receive results of yourinvestigation within 15 days of receipt of this letter, I will be forced to file suit against your company. I will also be contacting the XXXX XXXX XXXX  and the Federal Trade Commission.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation