Consumer complaint received 2025-01-01 00:00:00
Product: Debt collection — Telecommunications debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: I.C. System, Inc.
State: FL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XX/XX/XXXX XXXX Re : Dispute of Unauthorized Debt on Credit Report Account Number : XXXX I C SYSTEM INC Date Opened : XX/XX/XXXX Amount : {$1100.00} Social Security Number ( Last XXXX Digits ) : [ XXXX Dear Sir/Madam, I am writing to formally dispute an entry on my credit report, which I believe is incorrect and has been caused by fraudulent activity following a data breach in which my personal information was exposed. 
The account in question, identified by [ XXXX ], does not belong to me. I do not recognize this debt, and I am concerned that my personal information may have been misused as a result of the breach. I have reason to believe that the exposure of my data during the breach has led to the creation of this fraudulent account. 
To assist in resolving this issue, I request that you conduct a thorough investigation of this account, including verifying the legitimacy of the debt and providing me with supporting documentation. If you are unable to verify the debt, I ask that you remove the account from my credit report in accordance with the Fair Credit Reporting Act ( FCRA ). 
In addition, I have taken the following actions to protect my identity : * Filed a report with the [ Federal Trade Commission ( FTC ) or local authority ]. 
* Placed a fraud alert or credit freeze on my file. 
* Monitored my credit for any other unauthorized accounts. 
Please provide me with written confirmation of the actions taken regarding this dispute, and notify me of your findings in accordance with the FCRAs timeframes for dispute resolution. 
Thank you for your prompt attention to this matter. I look forward to your response. 

Sincerely, XXXX XXXX XX/XX/XXXX # XXXX Account needs to be removed immediately XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX, FL XXXX XXXX XX/XX/XXXX XXXX Re : Dispute of Unauthorized Debt on Credit Report Account Number : XXXX I C SYSTEM INC Date Opened : XX/XX/XXXX Amount : {$1100.00} Social Security Number ( Last XXXX Digits ) : [ XXXX Dear Sir/Madam, I am writing to formally dispute an entry on my credit report, which I believe is incorrect and has been caused by fraudulent activity following a data breach in which my personal information was exposed. 
The account in question, identified by [ XXXX ], does not belong to me. I do not recognize this debt, and I am concerned that my personal information may have been misused as a result of the breach. I have reason to believe that the exposure of my data during the breach has led to the creation of this fraudulent account. 
To assist in resolving this issue, I request that you conduct a thorough investigation of this account, including verifying the legitimacy of the debt and providing me with supporting documentation. If you are unable to verify the debt, I ask that you remove the account from my credit report in accordance with the Fair Credit Reporting Act ( FCRA ). 
In addition, I have taken the following actions to protect my identity : * Filed a report with the [ Federal Trade Commission ( FTC ) or local authority ]. 
* Placed a fraud alert or credit freeze on my file. 
* Monitored my credit for any other unauthorized accounts. 
Please provide me with written confirmation of the actions taken regarding this dispute, and notify me of your findings in accordance with the FCRAs timeframes for dispute resolution. 
Thank you for your prompt attention to this matter. I look forward to your response. 

Sincerely, XXXX XXXX XX/XX/XXXX # XXXX Account needs to be removed immediately

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief