Consumer complaint received 2022-01-05 00:00:00
Product: Debt collection — Mortgage debt
Issue: False statements or representation — Impersonated attorney, law enforcement, or government official
Company: SELECT PORTFOLIO SERVICING, INC.
State: IL

Complaint narrative:
Select Portfolio Servicing, Inc. IS NOT the the entity entitled to enforce the promissory note originated on XX/XX/XXXX between XXXX XXXX, XXXX XXXX lender and XXXX XXXX XXXX XXXX XXXX XXXX, XXXX has ceased operations in the U.S. as of XXXX, XXXX. This is a case of foreclosure fraud. The alleged owner of the debt is XXXX XXXX XXXX as identified on a complaint filed by attorneys XXXX  XXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, IL XXXX. XXXX XXXX XXXX is a fiduciary trust incorporated under the laws of Delaware and registered to do business as a non-profit or religious trust and not a mortgagee. XXXX XXXX XXXX was submitted in the complaint without a named trustee and under state of Illinois laws a trust can neither sue or be sued. XXXX XXXX XXXX IS NOT the entity of record entitled to enforce the aforementioned note executed on XX/XX/XXXX between XXXX XXXX, XXXX, XXXX and XXXX XXXX XXXX borrower. The originating mortgagee, XXXX XXXX, XXXX was purchased by XXXX XXXX XXXX XXXX in a purchase/sale transaction, the note and mortgage were not. The aforementioned promissory note originated on XX/XX/XXXX between XXXX XXXX, XXXX, lender, and XXXX XXXX, borrower was never endorsed to any other mortgagee or investor and remains as of this writing as the lender of record. XXXX XXXX XXXX, a subsidiary of XXXX XXXX XXXX XXXX was the alleged mortgagee per complaint filed on XX/XX/XXXX, XXXX JUDICIAL CIRCUIT, XXXX XXXX, as case no. XXXX. No mortgage assignment and no promissory note endorsement from the originating mortgagee, XXXX XXXX, XXXX was submitted in the complaint filed on XX/XX/XXXX and none exists. The complaint submitted by the Law Office of XXXX  XXXX XXXX alleges that XXXX XXXX XXXX. was the owner of the debt through a merger between XXXX XXXX XXXX. and XXXX XXXX, XXXX which is fraud, XXXX XXXX XXXX XXXX was the purchaser of XXXX XXXX, XXXX in XXXX and not XXXX  XXXX XXXX. as fraudulently alleged in the complaint per a fraudulent allonge to the original " UN-ENDORSED '' promissory note filed with the complaint. XXXX XXXX XXXX XXXX purchased XXXX XXXX, XXXX, but never received or had ownership of the aforementioned mortgage debt and fraudulently confirmed that it was the owner of the debt and illegally collected seven years of mortgage payments from XXXX XXXX which XXXX XXXX XXXX XXXX was not due. Attached are copies of the original complaint as filed and all supporting documentation clearly clearly supporting the fraudulent conduct of XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, SELECT PORTFOLIO SERVICING, XXXX, LAW OFFICE OF XXXX  XXXX XXXX, attorneys XXXX XXXX XXXX, XXXX XXXX, and XXXX XXXX. Signed, XXXX XXXX, XXXX, XXXX, XXXX XXXX XXXX, XXXX XXXX, IL XXXX ( mailing address ), XXXX XXXX XXXX XXXX, XXXX XXXX, IL XXXX, residence address.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation