Consumer complaint received 2026-06-23 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Landmark Strategy Group, LLC
State: AL

Complaint narrative:
XX/XX/year> Via Certified Mail Return Receipt Requested Landmark Strategy Group , LLC XXXX XXXX XXXX, XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX Re : Account Number XXXX Alleged Balance : {$880.00} NOTICE OF DEBT DISPUTE, REQUEST FOR VALIDATION, FCRA DISPUTE, AND CEASE & DESIST To Whom It May Concern : I, XXXX XXXX, am in receipt of your communication regarding the above-referenced alleged debt. I hereby dispute this debt in its entirety pursuant to the Fair Debt Collection Practices Act ( " FDCPA '' ), 15 U.S.C. 1692g. This letter serves as a formal request for validation of the alleged debt and notice that I dispute the validity, ownership, amount, reporting, and legal enforceability of the account. This correspondence is not an acknowledgment of liability, nor is it a promise to pay. Any statement made herein shall not be construed as acceptance of the alleged debt. Debt Validation Request Pursuant to 15 U.S.C. 1692g, please provide the following documentation : The name and address of the original creditor. A complete accounting of the alleged debt. The date of first delinquency. The original signed contract, lease agreement, or application bearing my signature. Documentation demonstrating that Landmark Strategy Group , LLC has legal authority to collect this debt. A complete chain of title evidencing assignment, transfer, or purchase of the account. Documentation supporting all fees, charges, interest, and collection costs added to the account. Documentation establishing that the debt is legally enforceable and within the applicable statute of limitations. Until such validation is provided, I dispute this debt and demand that all collection activities cease. Fair Credit Reporting Act ( FCRA ) Dispute Pursuant to the Fair Credit Reporting Act, 15 U.S.C. 1681s-2 ( a ) and 1681s-2 ( b ), furnishers of information to consumer reporting agencies are required to provide complete and accurate information and conduct a reasonable investigation of disputed information. If this account has been reported to any consumer reporting agency, I dispute the accuracy and completeness of all information being reported and request verification of : Date Opened Date of First Delinquency Account Status Payment History Current Balance Past Due Amount Collection Status Ownership Information Date Assigned or Purchased If any information can not be verified or is found to be inaccurate, incomplete, misleading, or unsupported by competent evidence, I demand immediate deletion and correction of the account from all consumer reporting agencies. XXXX XXXX Compliance Request I further request documentation demonstrating that all information furnished regarding this account complies with XXXX XXXX reporting standards and FCRA reporting requirements, including but not limited to : Accurate Date of First Delinquency reporting Accurate Account Status Codes Accurate Compliance Condition Codes Accurate Payment Rating Codes Accurate Special Comment Codes Accurate Balance Reporting Accurate Ownership and Transfer Reporting Any failure to report complete and accurate information may constitute a violation of the Fair Credit Reporting Act. Cease and Desist Notice Pursuant to 15 U.S.C. 1692c ( c ), I hereby demand that Landmark Strategy Group , LLC cease all communication with me regarding this alleged debt except for : Providing the validation requested herein ; Advising that collection efforts are being terminated ; or Providing notice of specific legal remedies that may be pursued. You are instructed not to contact me by telephone at home, work, cellular phone, text message, voicemail, email, or through any third party. All communications must be in writing only. If you are unable to provide competent evidence establishing my legal obligation to pay this debt, I demand that : Collection activities cease immediately ; Any reporting to consumer reporting agencies be deleted ; All consumer reporting agencies receiving information regarding this account be notified that the account is disputed ; Any inaccurate, incomplete, misleading, or unverifiable information be permanently removed. This letter is sent without prejudice and with all rights reserved. Nothing contained herein shall be construed as an admission of liability. Sincerely, XXXX XXXX

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation