Consumer complaint received 2025-06-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Dispute of Inaccurate Credit Reporting XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX have reviewed my credit report issued by XXXX and discovered inaccurate information that I am disputing under the Fair Credit Reporting Act (FCRA):\n\n1. *XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Multiple address spellings for the same property XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please standardize and remove obsolete addressesXXXX XXXX XXXX XXXX XXXX XXXX XXXX Listed both as open and closed, with payment history inconsistencies.  \n   - Requesting validation and consolidation or removal of erroneous record(s)XXXX XXXX XXXX XXXX XXXX XXXX Discrepancies in collection status  showing as "Open" and in "Charge-off" across other reports.  \n   - Please verify, validate, or remove the item.\n\nEnclosed are:\n- A copy of my government-issued ID  \n- Proof of address  \n- Annotated report with disputed items\n\nPlease send an updated credit report after completing your investigation.\n\nSincerelyXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Dispute of Credit Report Errors XXXX XXXX XXXX XXXXTo Whom It May Concern:\n\nI am requesting an immediate investigation and correction of inaccurate items listed on my XXXX  credit report dated XXXX XXXX XXXX XXXX XXXX XXXX XXXX Incorrect names: XXXX XXXX XXXX XXXX XXXX XXXX XXXX My full legal name is XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX    - Remove outdated addressesXXXX XXXX XXXX XXXX XXXX Account is listed twice  once open and once closed with delinquencies.  \n   - Please validate and eliminate duplicate/conflicting entries.\XXXX XXXX XXXX XXXX XXXX XXXX    - Status marked Closed here, but "Open" or Outstanding on other reports.  \n   - Please verify ownership, validate the debt, or remove if unverifiable.\n\nAttached are a copy of my ID, proof of address, and a marked-up copy of the report. Please resolve these errors in a timely manner and send me an updated copy of my report.\n\nSincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Dispute of Inaccurate Credit Report Information  XXXX XXXX XXXX XXXXTo Whom It May Concern:\n\nI am writing to dispute several inaccurate items on my Equifax credit report dated XXXX XXXX XXXX  Please investigate the following discrepancies under my rights provided by the Fair Credit Reporting Act (FCRA):XXXX XXXX XXXX XXXX   - Incorrect name: XXXX XXXX XXXX   - My correct legal name is XXXX XXXX XXXXAddress Errors**  \n   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX should be consistent across all entries.\n   - Please delete outdated addresses that are no longer valid.\n\n3. **Duplicate/Inconsistent Account Reporting: XXXX XXXX XXXX XXXX XXXX  Reported as open and late XXXX  days. However, other reports indicate current payments.\n   - Requesting validation and correction or deletion of inconsistenciesXXXX XXXX XXXX XXXX XXXX XXXX    - Conflicting status: marked "Open" with inconsistent activity dates and reporting.\n   - Please verify this debt, validate it, or remove if unverifiable.\n\nPlease reinvestigate these items and correct/delete any inaccurate information. Enclosed are:\n- Copy of my ID  \n- Proof of address  \n- Annotated copy of the credit report\n\nThank you for your prompt attention.XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with non-monetary relief