Consumer complaint received 2022-03-15 00:00:00
Product: Mortgage — Conventional home mortgage
Issue: Trouble during payment process — 
Company: Ocwen Financial Corporation
State: FL

Complaint narrative:
Complaint Re : Consumer Complaint Division Comes Now, XXXX XXXX XXXX, XXXX XXXX XXXXXXXX XXXX  XXXX XXXX XXXX and XXXX XXXX, first being duly affirmed, standing squarely, declared, and proclaim, upon Divine Law ; Natures Law ; Universal Laws ; International Laws ; Constitution Laws ; Declare and Declare to say : Introduction XXXX XXXX XXXX XXXXXXXX XXXX, XXXX XXXX XXXX, PHH Mortgage Services XXXX XXXX : are the names of the companies that have been engaging in acts that are illegal, predatory, unfair, and deceptive are all violating federal fair lending laws. 


XXXX. It has come to my attention that you are involved in the attempted foreclosure on my property at XXXX XXXX XXXX XXXX, XXXX XXXX, Florida [ XXXX ] where documented fraud has occurred. This is my Constructive Notice to you that I have discovered extensive fraud in regard to the mortgage and property taxes, transactions associated with it on certain real property as noted below. 


Statement of Facts 3. In mens rea, the intention or knowledge of wrongdoing that constitutes part of a crime, as opposed to the action or conduct of the accused, a mistaken belief in consent meant that the plaintiff/defendant/accused/ lacked mens rea. The county clerk is not meeting these requirements and other statutory requirements. We have noted the following findings, which are detailed in the subsequent findings : Complaint and Facts Law Firm : 4. Plaintiff refused full payment when it was offered, they are asking the court to require me to agree to : Unconscionable contract : This is if the contract offers a large amount of benefits to one party and almost none to the other. Essentially, an unconscionable contract is when one party takes advantage of the other. 
XXXX. On XX/XX/XXXX at XXXX pm I was email a hearing which was improperly notifying me of this date with a short notice only four days for a zoom hearing. So, I had to hurry and file some paperwork at the clerk of courts and no time to mail the paperwork to the attorneys. So I sent a process server to serve the paperwork to the attorney firm. And at that time ( RSA ) XXXX, XXXX, XXXX, XXXX XXXX XXXX, XXXX. Attorney for the plaintiff told process server ( XXXX XXXX ) they no longer work for XXXXXXXX XXXX  and refuse the paperwork. After this happen the hearing date was changed to a week later so I could be properly notice. XXXX Lie in the mouths of lawyers the concrete signification in quite unusual. They speak habitually of law, of the rules of law, of legal principles, but rarely of a law or of the laws. When they have occasion to express the concrete idea, they avoid the vague generic expression, and speak of some particular species of law a statute. Act of Parliament, by-law, or rule of court. The Law of Torts, AmJur pg., 30 XXXX. XXXX - XXXX are not allowed to write in facts their licensed to lie, and the syntax grammar is written in XXXX, XXXX. XXXX - XXXX, dont used prepositional phrases. Learn : No Facts Shall Be Tried in Court of Law. Speech knows that an adverb is negative. Facts : Verbs are negative words as they pertains to facts. Noteworthy : XXXX XXXX XXXX, by following the correct rules, liars dont speak, talk, or write in the t-Ruth. 
XXXX XXXX XXXX : 6. On the subject matter of verification for the payment of taxes on the said property known as : c/o XXXX XXXX XXXX XXXX, XXXX XXXX XXXX FL. [ XXXX ] Ive resided at this location for ( XXXX ) years, and in recent times my rights have been violated by the Property XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Im referencing on several instances, the tax payments records have been manipulated in the favor of XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX ongoing litigation, XXXX XXXX XXXX XXXX XXXX XXXX XXXX Has committed fraud against a senior adult in Filings My case documents I found as a pro se person and my name is XXXX XXXX XXXX XXXX the clerk of courts has filed all my documents under XXXX XXXX XXXX XXXX which is committing fraud against a senior adult. 
8. You have hereby been legally notified of this fraud and your involvement, whether knowingly or unknowingly, and you therefore may make no future claim of a lack of knowledge of these criminal activities, and your participation therein, which could absolve you of liability or culpability. It is my intent to pursue any and all legal remedies against any and all participants regarding these fraudulent acts. The bonding companies of those involved will be notified of claims regarding the civil matters. Conduct yourself accordingly.

Remedy and Conclusion 9. Im the secured party not seen or been presented with any admissible evidence which demonstrates that, primarily, the Bond to Discharge Debt is anything other than the main remedy provided by the Creator in XXXX XXXX to enable His People to be released from bondage and to serve Him in these end times as His special holy nation in direct fulfillment of the type and example provided by the Israelites when they were freed from XXXX, and believe that none exists. 

See : HOLDER IN DUE COURSE. A holder who has taken a bill of exchange ( check or note ) complete and regular on the face of it, under the following conditions, namely : ( a ) That he became the hold- er of it before it was overdue, and without notice that it had been previously dishonored, if such was the fact. ( b ) That he took the bill ( check or note ) in good faith and for value, and that at the time it was negotiated to him he had no notice of any defect in the title of the person who negotiated Uniform Negotiable Instrument Act, XXXX ; XXXX XXXX XXXX XXXX XXXX v. XXXX, XXXX XXXX XXXXXXXX, XXXX XXXX XXXX, XXXX. XXXX XXXX XXXX, XXXX, XXXX, XXXX. 

The United States Constitution Article 1 Section 10 Clause 1 : the Obligations of Contracts Clause No State shall enter into any Treaty, Alliance, or Confederation ; grant Letters of Marque and Reprisal ; coin Money ; emit Bills of Credit ; make any Thing but gold and silver Coin a Tender in Payment of Debts ; pass any Bill of Attainder, ex post facto Law, or Law impairing the Obligation of Contracts, or grant any Title of Nobility. 


Beware : Fraud vitiates ALL! Nothing from the beginning is real or lawful. It is all fraud. It is all fiction. It is all null and void! See : United States v. XXXX, ( XXXX XXXX XXXX XXXX Supreme Court XXXX ) that fraud vitiates everything. 

XXXX vitiates every thing, and a judgment equally with a contract ; that is, a judgment obtained directly by fraud, and not merely a judgment founded on a fraudulent instrument ; for, in general, the court will not go again into the merits of an action for the purpose of detecting and annulling the fraud.... Likewise, there are few exceptions to the rule that equity will not go behind the judgment to interpose in the cause itself, but only when there was some hindrance besides the negligence of the defendant, in presenting the defence in the legal action. There is an old case in South Carolina to the effect that fraud in obtaining a bill of sale would justify equitable interference as to the judgment obtained thereon. But I judge it stands almost or quite alone, and has no weight as a precedent. United States v. XXXX, Paragraph 16 Respectfully submitted on XXXX of XXXX XXXX Dated : XX/XX/XXXX By : XXXX, XXXX XXXX XXXX ] XXXX XXXX XXXX, XXXX, Beneficiary Affidavit XXXX XXXX XXXX XXXX XXXX United States Code XXXX XXXX XXXX See XXXX vs. XXXX XXXX XXXX XXXX Title XXXX, held affidavit sworn true and correct under penalty of perjury has full force of law and does not have to be verified by Notary Public to have same effect. 
Noteworthy : An unrebutted Affidavit stands and the law of the facts CERTIFICATE OF SERVICE The forgoing presentment ( XXXX ) was served upon the all parties herein, pertaining upon this matter, XXXX. XXXXXXXX XXXX XXXX XXXX, XXXX XXXX XXXX, PHH Mortgage Services XXXX XXXX

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation