Consumer complaint received 2016-10-27 00:00:00
Product: Mortgage — Other mortgage
Issue: Application, originator, mortgage broker — 
Company: Seterus, Inc.
State: OR

Complaint narrative:
Seterus LLC, a limited liability company Extortion, Racketeering, Bribery and Perjury Conspiracy 18 U.S.C. Section 1506 Altering XXXX XXXX, individually and as an officer of Seterus XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX [ XXXX ] XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Re : SECOND REQUEST : Fake Loan Number XXXX To Whom It May Concern : This letter is in response to correspondence from your company related to the account number listed herein. This letter is notice that this matter has been filed in the United States District Court XXXX District of XXXX ( XXXX XXXX ). 

This fake debt has been sold several times by many Banks ' lacking consent and full disclosure! 

Second demand of consideration of my request for validation of a debt and a corresponding qualified written request validating such debt, pursuant to my rights under the " Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. section 1692 ( a ) - ( p ) .I have never consented to a third party Trespasser to enter in this unlawful matter! 

You are hereby given NOTICE that the XXXX XXXX XXXX neither confirms nor denies any liability for any debt any liability for any debt or alleged debt which you 're false or misleading representations of a fake loan by your company called seterus and/or its affiliates claim may exist are void. Your letter dated XXXX XXXX, 2016 constitutes mail fraud. Mail Fraud is a felony, one that, in some jurisdictions, carries penalties of up to 20 years in prison. 

XXXX XXXX XXXX, I am entitled under the provisions of the FDCPA to certain information, and you are obligated to produce this information in order to " validate '' any alleged debt. Failure to produce all of the information requested may result in your collection practices, unless your fake debt is proven valid. Your failure to produce and verify all of the information requested by the owner of the account XXXX XXXX XXXX shall indicate through your tacit agreement that no valid debt exists between your company seterus and Real Party of Interest Rule 17a XXXX XXXX XXXX. 
In the event that it is established that no valid debt exists, the XXXX not XXXX XXXX demands : that all negative information relating to the alleged debt be removed immediately from all XXXX XXXX XXXX credit reports : the account be closed as paid in full : and, that you provide to the XXXX written confirmation that no such debt exists. 

Since the XXXX XXXX XXXX is not in possession of any information indicating you as the original creditor on any account, XXXX XXXX XXXX assumes that you qualify as a " debt collector '' under FSCPA. As a " debt collector '' you are subject to all federal and state regulations as they exist and as related to debt collection in the State of XXXX, including but not limited to FDCPA, Consumer Protection Act, and possibly others. In the event that NO valid debt exists, further collection attempts would be in violation of said regulations and may affect the alleged " original creditor '', which you claim to represent, from receiving future funding of loans or facilitation of loans the basis of misrepresentation and fraud. You will also be liable for the same. 

Therefore, in order to establish that a valid debt exist between your company and XXXX XXXX XXXX, the XXXX XXXX XXXX requests the following information in the form of a " Qualified Written Request '' 1 ) All future contact between you and the XXXX XXXX XXXX shall be in writing only at the address of : 2 ) Please provide the full name, address and telephone number for a duly authorized representative from your company assigned responsibility for this account.

Company response to consumer: Closed with explanation