Consumer complaint received 2024-04-04 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CA

Complaint narrative:
Back in XX/XX/XXXX I was notified of a breach of DATA with XXXX and XXXX. I promptly notified and the credit bureaus and filed and FTC ID AFFIDAVIT. 
This has been on my report for over 2 years without resolution. 

The credit reporting TRANSUNION has put on credit has been a blatant viloation and fraud against my consumer rights. 

I have sent ID and requested my address to be corrected but TRANSUNION continues to violate my privacy and rights by keeping a known erroneous address. 

My address is : XXXX XXXX XXXX XXXX XXXX, CA XXXX a single family home. 

Transunion is reporting my address as an Apartment XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX {$3900.00} is reporting Date of OPEN XXXX w Date Closed XXXX Date of Last Activity XX/XX/XXXX Thisis illegally reaged account. 

They sent me their invetagtion and said these accounts are complete and accurate. 

I looked at my report and noticed everything is still the same.. and according to 15 USC 1681i 5 they are suppose to do this ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general If, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation ; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

and according to 15 USC 1681eb they are supposed to ensure this ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates.

and according to 15 USC 1681s-2 this is suppose to happen ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. 

Transunion rdid not reinvestigate, they lied on an offical document saying they did something they did not do and I have evidence to prove my case. 

I have attached my credit reports from other bureaus, because TRANSUNION has not given me any way to dispute online or provided any free credit reports as they have stipulated to consumers. 

I want the account deleted and address corrected. 

I will take this to a lawyer to sue for the blatant of violations of my rights if corrected. 

Attached are the credit report showing the blatant fraud and inaccurate information.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief