Consumer complaint received 2025-10-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
Identity Theft Affidavit To Whom It May Concern, I, XXXX XXXX, residing at XXXX XXXX XXXX XXXX XXXX XXXXXXXX, hereby declare under penalty of perjury that I am a victim of identity theft. This affidavit is submitted to formally report unauthorized inquiries and accounts that have appeared on my credit reports, which I did not authorize or initiate. 
Below, I provide details of the fraudulent activities and request immediate action to investigate and remove these items from my credit reports. 
Personal Information Full Name : XXXX XXXX Mailing Address : XXXX XXXX XXXX XXXXXXXX, FL XXXX Phone Number : ( XXXX ) XXXX Email Address : XXXX Social Security Number ( last four digits ) : XXXX Date of Birth : XX/XX/XXXX Statement of Identity Theft I have reviewed my credit reports from TransUnion, Experian, and Equifax and discovered multiple unauthorized inquiries and an account that I did not open or authorize. I believe my personal information was used fraudulently by an unknown individual or entity to make these inquiries and open an account in my name. I am taking steps to report this matter to the appropriate authorities and request that the fraudulent items be investigated and removed from my credit reports. 
Details of Fraudulent Activity 1. Fraudulent Account Creditor : XXXX XXXX XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXXXXXX Account Number : XXXXXXXX XXXX XXXX XXXX  Details : This account was opened without my knowledge or consent. I have no relationship with XXXX XXXX XXXX XXXX and did not authorize any transactions or agreements associated with this account.

2. Fraudulent Inquiries The following unauthorized inquiries were made on my credit reports without my permission : XXXX XXXX XXXX XX/XX/XXXX TransUnion XXXX XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XXXXXX/XX/XXXX TransUnion XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XX/XX/XXXX Equifax Creditor Name Date of Inquiry Credit Bureau XXXX XXXX XXXX XX/XX/XXXX TransUnion XXXX XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XXXX TransUnion XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XX/XX/XXXX Equifax Creditor Name Date of Inquiry Credit Bureau Actions Taken Upon discovering this fraudulent activity , I have taken or will take the following steps : 1. Filed a police report with [ Local Police Department Name ] on [ Date, if applicable ]. ( Police Report Number : [ If available ] ).

2. Notified the Federal Trade Commission ( FTC ) by filing a report at www.identitytheft.gov on [ Date, if applicable ]. ( FTC Report Number : [ If available ] ).

3. Placed a fraud alert on my credit files with TransUnion, Experian, and Equifax.

4. Requested copies of my credit reports from all three bureaus to identify any additional unauthorized activity.

Requested Actions I respectfully request the following : 1. Credit Bureaus : Remove the listed fraudulent inquiries from my credit reports and place an extended fraud alert or credit freeze on my file to prevent further unauthorized activity. 
2. XXXX XXXX XXXX XXXX : Investigate the account ( Account Number : XXXXXXXX XXXX XXXX XXXX  ) and provide documentation regarding its opening, including any applications or agreements associated with it. 
Close the account and confirm its removal from my credit reports. 

XXXX XXXX XXXX XXXXXX/XX/XXXX TransUnion XXXX XX/XX/XXXX TransUnion XXXX XXXX XX/XX/XXXX TransUnion XXXX XXXX XX/XX/XXXX TransUnion XXXX XX/XX/XXXX TransUnion XXXX XXXX AXXXX XXXX XXXXXX/XX/XXXX Experian XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XXXX XXXX Experian XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XXXX XXXX XX/XX/XXXX Equifax XXXX XXXX XXXX XX/XX/XXXX Experian

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation