Consumer complaint received 2024-06-07 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
The CFPB is not allowing my complaints to be shown on my portal after logging out then logging back in and the submission to the company in question, will not get there in a proper matter so they don't response, the arbitrator will see my attempt to resolve this criminal issue done by Equifax and now it shows how you THE CFPB is mad as well that I included you in the complaint. I DID BECAUSE EQUIFAX LIED AND RESPONSED ABOUT MY XXXX ACCOUNT AND IT HAD NOTHING TO DO WITH MY COMPLIANT. I don't care about how you all feel, just as much as you all don't care about me, the information you all are uploading to my report which is a violation of The Privacy Act of 1974 and the securitization of the debt, in which you as a company is profiting from. THAT'S UNDENIABLE UNAUTHORIZED USE. 

Equifax is violating THE PRIVACY ACT OF 1974 by uploading information to my credit report and credit file. Equifax is securitizing the debt that is listed on their file about me. They responded about my XXXX account, which had nothing to do with the complaint. COMPLIANT # XXXX. The XXXX account is not listed nowhere on my report. When I login to my XXXX account, it better not have a error when I gain access. If I do, that will be another thing I WILL GET YOU FOR LEGALLY, they will say ; her initial complaint had nothing to do with her XXXX account but yet you incorporated it into your response back to her. How will you explain, I can, you are a criminal organization. Equifax have not taken my complaint seriously so it leaves me to take my certified forensic audit that I have in hand and take you to XXXX and allow the arbitrator to see your lies and deception. What your company is doing is XXXX  and you are a XXXX  organization. Equifax business tactics is not what is stated on their file with the security exchange. When the arbitrator ask did I try to resolve this before we get there, I will show my evidence and this DISGUSTING securitization audit. Now I will definitely get 100 % of it. EQUIFAX is operating as a XXXX  organization and other companies are in XXXX  with each other to allow Equifax to be this financial criminal. They are misappropriating my credit file for their criminal financial gain. They disregarded my entire complaint to make up another subject to answer to, unprofessional and unproductive for this issue to be resolved. To make it better for me, please erase the financial information you have about me and say I'm lying and when you do EQUIFAX, after that I will win and I WILL NOT SIGN AN XXXX, I'm going to shout to the roof tops that you are doing this to consumers and make sure each consumer knows not to engage in a class action lawsuit against your company and learn the key points of your prospectus, Arbitration manual, XXXX bond #, and XXXX XXXX info. I WILL BE whistleblowing to the security exchange about your criminal organization of a company and it will have portions of MY CERTIFIED SECURITIZATION AUDIT, uploaded to them. I made sure it was one that your company can't get thrown out. You made me happy with your XXXX response you tried to get away with. And for the CFPB, you saw my complaint and you knew they didn't answer correctly and CHANGED MY SUBJECT OF MY COMPLAINT but I have something for you as well because it's clear you are in cahoots with EQUIFAX and other entities, to not have consumers complaints really answered of what they really complained about. Instead you CFPB allow these companies to come up with their own narrative off what the consumer is complaining about. Everything will be in common law and not Admiralty law. I will definitely include all other complaints that subjects were CHANGED to not resolve an issue that the consumer is stating about particular companies. And to make sure other consumers can see my complaint I will upload this response. If you Equifax place it as a duplicate complaint which it is not because it was never answered, not your made up subject you answered, it will definitely catapult me to a victorious win over YOU. I've been reading non-stop about your criminal organization and I can wait to have everyone realize you are not here for the betterment of the consumer ; you have a consumer credit file report and credit report that you are securitizing to gain financial assets off the backs of consumer you have listed in your company. Shameful. Lastly, I will most definitely WHISTLEBLOW to the Internal Revenue Service XXXX IRS about your criminal organization, that is affecting consumers to gain access to credit for personal needs and no other.

15 USC 1602 ( p ) - unauthorized use means a use of a credit card by a person other than the cardholder who does not have actual, implied, or apparent authority for such use and from which the cardholder receives no benefit. 

Any card is a credit card, according to 15 USC 1602 ( l ) means any card, plate, coupon book or other credit device existing for the purpose of obtaining money, property, labor, or services on credit. Even my SSN card is a credit card. Don't you have my SSN on file with your company. 

I can tie all of this together legally. 

FYI, also the person who is responding to the complaints needs to be present so they can help you put yourself in a deeper hole. 

Certified forensic audit or securitization audit are the best play for consumers for companies like you. Ask yourself how long have you been doing this to my file, I KNOW I KNOW.

Company response to consumer: Closed with explanation