Consumer complaint received 2024-01-11 00:00:00
Product: Checking or savings account — Checking account
Issue: Managing an account — Deposits and withdrawals
Company: HUNTINGTON NATIONAL BANK, THE
State: IL

Complaint narrative:
First as the court appointed administrator of my father 's estate I deposited a check made payable to my father from the homeowners insurace company for a claim I researched the law and Huntingtons user polociy and there is nothing that prohibits me form doing this given my court order. In fact under Illinois statutes I can take possession of any account of mybfathers and continue the use there after and it's not necessary for the bank to verify any farther than the court order I provided them with.

( 755 ILCS 5/28-9 ) ( from Ch. 110 1/2, par. 28-9 ) Sec. 28-9. Protection of persons dealing with an independent representative. ) No person dealing with an independent representative is obliged to inquire as to the independent representative 's powers under any will or court order or see to the application of any money or property paid or delivered to the independent representative. No will or court order limiting an independent representative 's powers is effective as to a person with whom the independent representative deals, and such person may assume that the independent representative 's act is in accordance with any applicable will or court order, unless such person has actual knowledge of the limitation. If property or a security interest therein is acquired in good faith by a purchaser or lender for value from an independent representative, the purchaser or lender takes title free of the rights of all persons having an interest in the estate and incurs no liability to the estate, whether or not the action of the independent representative was proper. 
( Source : P.A. 81-213. ) They have placed a hold on the money failing to give notice and were trying to force me to open an estate account with them and then have contacted the administrator of the other probate case XXXXXXXX KY and have claimed that KY is the primary estate and Illinois is secondary this is something that still has to be decided by the courts but in the mean time dose not permit them to hold the funds and thus keep me from finishing the work already started on the family home in XXXX where the rest of the assets are. XXXX XXXX  were no assets in KY at all and he was only in ky for 2 months in a XXXX XXXX  there against his wishes before he passed away. The administrator in KY refuses to agknolage this fact and its in litigation but this does not give Huntington bank the right to make a decision like that anyway. XXXX acting on my legal rights and the poweres granted me as independent administrator of my father 's estate. Huntington has offered no real solution other then to have the insurance companys bank file paperwork to have the money given back to them on the grounds of an improper endorsement which the insurance company will not do. In the meantime the home is taking on more damage due to the XXXX  Conditions and the repairs having stopped mid way. Already there has been feozen water pipes burst causing extensive damage to the plumbing and Huntington refuses to release the unlawful and unreasonable hold. Secondly a check payable to me from the KY administrator that i deposited on Saturday immediately had a hold placed on it and it remains in place even though i received an email stating that the hold was released. I went as far as to verify with the administrator that made the check and he confirmed that the funds were payed from his account but Huntington is continuing the hold. Ive been without access to my money since before XXXX and my family is literly going hungry. I have had a bite of food for 3 days now and my daughter has gone to sllep crying on am empty stomach for several nights now and Huntington wont release even a XXXX  dollas to by food. Every time i call they add more time to the second checks hold first saying the XXXX then XXXX and then XXXX. This is a gross abuse of power and XXXX  is holding funds they have no right to govern and surley they are collecting interest to boot. I think its disgusting what they are doning and am actively seeking represntation to file a lawsuit for damages I beleive suffering hunger is quite damaging indeed. Please help me with this horrid overstepping of boundries and blatant disregard for a court order by Huntington bank XXXX XXXX

Company response to consumer: Closed with non-monetary relief