Consumer complaint received 2025-03-12 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: IN

Complaint narrative:
Per usc s and 1692g section 809 supposed to have written notice before item being placed on my credit. Further more the requested required information still has not been give. To me its been almost XXXX  months. Time allowed set by FCRA is 30 days after request. Time has passed along time ago. After Experian took it off to make my last complaint look like I made a mistake by not agreeing to drop complaint through the XXXX  they are now adding it Back on. Also making it unavailable for me to dispute through there site. The actions on the XXXX XXXX shows the lengths of dishonesty this company is willing to go through. If they are willing to break federal consumer laws while denying me of my rights multiple upon multiple times as the CFPB its self has seen and heard me complaining of this for months and you have only see. The end of it. I still have not received my required by law information. Experian is playing tge CFPB as if this is a game to them adding and removing items so not to be investigated. This is concerning the XXXX XXXX collection they are adding it back my last complaint wasnt investigated because it was taken off right before ur investigation its in black and white by law it must be removed. Again medical collection XXXX not going bank to the illegal and malicious act on the XXXX of XXXX has to be inspected closely you will find thst Experian changed items on my dispute to avoid the CFPB of seeing the truth on the XXXX of XXXX I had been waiting on the XXXX XXXX disputes and knew they had to be deleted per law and I have it on my side. I seen disputes were ready and immediately went to the site. When I opened it. My disputed werent what I was waiting on. They were on items I didnt dispute they were address disputes that I didnt do while there I seen that it showed I just did disputes that day. That I didnt they were the disputes I had been waiting on. Furthermore I had no clue what they even had in those disputes. This is highly illegal for them to do this. Im being maliciously being attacked and bullied. I want to person responsible for this to lose his ability to do this to anyone ever again please investigate this its going to make for a big story. Im following up with my local news outlet hope its excepted please review the items I sent over it will validate how my last complaint was manipulated to the CFPB last complaint wasnt investigated because they said it wasnt on my credit look at the dates. There is XXXX address disputes that I never did in place of the XXXX medical disputes I was waiting on but was changed to fit their needs I wouid like to know what was even said on the disputes. Since they changed them. In moral and highly illegal they should be ashamed of them selves. Please dont let them fool you like they did before. Another big question how are they able to validate without the contract I been asking for. I still havent heard a peep from XXXX collection company they dont have a contract seems to be the only one fighting this is Experian.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief