Consumer complaint received 2025-01-04 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Early Warning Services, LLC
State: KY

Complaint narrative:
Identity Theft Affidavit XXXX, XXXX XXXX XXXX, am writing to report fraudulent activity and identity theft in relation to the accounts referenced below. The information provided within this affidavit pertains to fraudulent transactions and unauthorized use of my personal details, including my name, Social Security XXXX ( XXXX ), and other identifying information. I did not authorize or participate in any activities associated with the following accounts and request immediate investigation and resolution of this matter. 
XXXX XXXX XXXX Account : Contributor XXXX XXXX XXXX Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Phone : XXXX Address : XXXX XXXX XXXX XXXX XXXX, XXXX, KY XXXX, XXXX Date of Birth : XX/XX/XXXX Bank Routing # : XXXX Account # : XXXX Incident Date : XX/XX/XXXX Contribution Reference # : XXXX Account Type : Primary signer Principal Loss : {$340.00} Fee Reversal : {$86.00} Contribution Reason : Account Abuse Status : Unpaid Combined Loss & Fee Reversal : {$0.00} XXXX. XXXX XXXX Account : Bank Name : XXXX XXXX Bank Routing # : XXXX Account # : XXXX Open Date : XX/XX/XXXX Close Date : XX/XX/XXXX Consumer Removed Date : XX/XX/XXXX Current Account Status : Closed for Cause Purged Previous Account Status : Closed for Cause Date of Last Status Change : XX/XX/XXXX Name : XXXX XXXX XXXX Phone : XXXX Address : XXXX XXXX XXXX XXXX XXXX, XXXX, KY XXXX, XXXX XXXX XXXX XXXX Date of Birth : XX/XX/XXXX ID # : XXXX ID Type : Drivers License ID Expiry Date : XX/XX/XXXX Declaration of Fraud : The accounts referenced above were fraudulently opened and used without my knowledge or consent. I did not authorize the creation, use, or modification of these accounts. The fraudulent activity, including account abuse, began on XX/XX/XXXX, and was not initiated by me. Additionally, the XXXX XXXX account was closed for cause and purged, further indicating that it was compromised and used fraudulently. 
I request the immediate removal of any associated negative marks from my credit report and the corrective action be taken to address the fraudulent activity tied to these accounts. I have not received any formal communication regarding the fraudulent transactions or account status changes, and I expect a thorough investigation into the matter to resolve these discrepancies. 
Requested Actions : 1. Investigation : I request a full investigation into the fraudulent transactions and the creation of the unauthorized accounts in my name.

2. Account Purging : I ask that any records, debts, or fees associated with these fraudulent accounts be removed from my name and credit file. 
3. Identity Protection : Please ensure my identity is protected, and I am not held liable for any fraudulent activity that occurred under these accounts.

4. Notification : I request to be notified of any steps taken, and actions completed, in regard to this identity theft claim. 
I swear, under penalty of perjury, that the information provided in this affidavit is true and accurate to the best of my knowledge. I understand that providing false information XXXX result in legal consequences. 
Contact Information : Full Name : XXXX XXXX XXXX Phone Number : XXXX Address : XXXX XXXXXXXX XXXX XXXXXXXX, KY XXXX SSN : XXXX Date of Birth : XX/XX/XXXX

Company response to consumer: Closed with explanation