Consumer complaint received 2025-01-15 00:00:00
Product: Debt collection — Credit card debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Radius Global Solutions LLC
State: GA

Complaint narrative:
Here is a draft for a letter you can submit to the Consumer Financial Protection Bureau ( CFPB ) under the Fair Credit Reporting Act ( FCRA ). Please review and tailor it to fit your specific situation. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX GA, XXXX XXXX XXXX XX/XX/XXXX Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX, DC XXXX Subject : Dispute of Inaccurate Credit Information Under the Fair Credit Reporting Act Dear CFPB Representative, I am writing to formally submit a complaint regarding inaccurate information on my credit report, in violation of the Fair Credit Reporting Act ( FCRA ). Despite my efforts to resolve this issue directly with the credit reporting agency " Radius Global Solutions '' and/or the information provider " Radius Global Solutions '', the dispute remains unresolved. 

Summary of the Issue On XX/XX/XXXX, I reviewed my credit report and identified the following inaccurate information : Radius Global Solutions : [ Account Number ] [ Describe the issue, e.g., " Account is reported as delinquent, but I have proof of timely payments. '' ] I contacted [ Name of Credit Reporting Agency ] on [ date ] to dispute this information and provided documentation to substantiate my claim, including [ e.g., payment receipts, correspondence, or other supporting evidence ]. Despite this, the inaccurate information has not been corrected or removed from my credit report. 

Applicable FCRA Provisions Under the FCRA, I have the right to dispute inaccurate information and have it corrected or removed if it can not be verified. Specifically : Section 611 ( a ) ( 1 ) ( A ) : Credit reporting agencies must conduct a reasonable investigation into disputes.

Section 623 ( b ) : Furnishers of information must investigate and report the results to the credit reporting agency within 30 days. 
Requested Resolution I am requesting that the CFPB investigate this matter and ensure compliance with the FCRA by all parties involved. I also ask for the following : Immediate correction or removal of the inaccurate information from my credit report. 
Written confirmation of the changes made. 
Assurance that my credit score will be adjusted accordingly to reflect these corrections.

Supporting Documentation I have included the following documents for your review : A copy of my credit report with the disputed information highlighted. 
Copies of my correspondence with [ Name of Credit Reporting Agency and/or Creditor ]. 
Copies of supporting evidence, such as [ payment receipts, proof of identity, etc. ]. 
Thank you for your time and attention to this matter. I look forward to your prompt response. Should you require any additional information or documentation, please do not hesitate to contact me at [ Your Phone Number ] or [ Your Email Address ]. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation