Consumer complaint received 2025-04-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: IA

Complaint narrative:
I have composed this complaint based on XXXX. The following personal information is incorrect Account Number : Name : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXXXXXX XXXX XXXXXXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXX XXXX  Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX, Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX  XXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX  Account Number : XXXX * * * * * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. DATES OF LAST PAYMENT DO NOT MATCH XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX XXXXXXXX Account Number : XXXX * * * * * * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXXXXXX Account Number : XXXX * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX  Account Number : XXXX * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXX * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS furnishing information that is tarnishing my creditworthiness, emphasizing the necessity for both parties to operate in good faith. I have operated in good faith and will continue to do so. I expect1. The following personal information is incorrect Account Number : Name : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXXXXXX XXXX XXXXXXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized COAF Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX, Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX  XXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX  Account Number : XXXX * * * * * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. DATES OF LAST PAYMENT DO NOT MATCH XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXXXXXX XXXX XXXXXXXX Account Number : XXXX * * * * * * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXXXXXX XXXX XXXXXXXX Account Number : XXXX * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX Account Number : XXXX * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXX * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS to demonstrate the same courtesy. Im going to take the time to educate XXXX. The following personal information is incorrect Account Number : Name : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. The following personal information is incorrect Account XXXX : Employers : XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX XXXX. The inquiry was not authorized XXXX XXXX  Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXXXXXX XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized COAF Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX  Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX XXXXXXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN XXXX XXXX XXXX XXXX  Account Number : XXXX * * * * * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. DATES OF LAST PAYMENT DO NOT MATCH XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXXXXXX XXXX XXXXXXXX Account Number : XXXX * * * * * * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXXXXXX XXXX XXXXXXXX Account Number : XXXX * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX Account Number : XXXX * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX  Account Number : XXXX * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS on consumer laws since XXXX. The following personal information is incorrect Account Number : Name : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXXXXXX XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXX  Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX, Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX  XXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. DATES OF LAST PAYMENT DO NOT MATCH XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXXXXXX XXXX  XXXX Account Number : XXXX * * * * * * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXXXXXX XXXX  XXXX Account Number : XXXX * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX Account Number : XXXX * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX  Account Number : XXXX * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS is causing me direct harm as well as violating federal laws. According to 15 USC 1681a ( f ), the term consumer reporting agency means any person who, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties, and who uses any means or facility of interstate commerce for the purpose of preparing or furnishing consumer reports. Did you catch the part about engaging in whole or in part? I sure did. By the federal definition I have kindly providedXXXX. The following personal information is incorrect Account Number : Name : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXXXXXX XXXX  Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXX XXXX  Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX, Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX  XXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. DATES OF LAST PAYMENT DO NOT MATCH XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXXXXXX XXXX XXXXXXXX Account Number : XXXX * * * * * * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXXXXXX Account Number : XXXX * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX Account Number : XXXX * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX  Account Number : XXXX * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX  Account Number : XXXX * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS is a consumer reporting agency furnishing my consumer information to third parties, including TransUnion, Experian, and Equifax, which are also consumer reporting agencies. TransUnion, Experian, and Equifax are third parties due to the simple fact that they are separate entities from I the consumer XXXX. The following personal information is incorrect Account Number : Name : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX  XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX IA XXXX XXXX. The following personal information is incorrect Account XXXX : Employers : XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXXXXXX XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized COAF Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN XXXX XXXX XXXX XXXX, Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX XXXXXXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION PORTFOLIO RECOV ASSOC Account Number : XXXX * * * * * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. DATES OF LAST PAYMENT DO NOT MATCH XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX XXXXXXXX Account Number : XXXX * * * * * * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXXXXXX XXXX XXXXXXXX Account Number : XXXX * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX  Account Number : XXXX * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXXI Account Number : XXXX * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX  Account Number : XXXX * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS. Furthermore, since XXXX. The following personal information is incorrect Account Number : Name : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX IA XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. The following personal information is incorrect Account XXXX : Employers : XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX XXXX. The inquiry was not authorized XXXX XXXX  Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXXXXXX XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXX MISSISSIP Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX XXXXXXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. DATES OF LAST PAYMENT DO NOT MATCH XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXXXXXX XXXX XXXXXXXX Account Number : XXXX * * * * * * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXXXXXX XXXX XXXXXXXX Account Number : XXXX * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX Account Number : XXXX * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXX * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX  Account Number : XXXX * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS is federally categorized as a credit reporting agency under XXXX XXXX XXXX ( f ), my written instructions as the consumer must be followed without further delay. The written instructions of the consumer trump all forms of permissible purpose. Let me reiterate, I am invoking my rights under 15 USC 1681b ( a ) ( 2 ). I am giving clear instructions to XXXX. The following personal information is incorrect Account Number : Name : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXXXXXX XXXX  XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX  XXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX & XXXX

Company response to consumer: Closed with explanation