Consumer complaint received 2025-08-20 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Incorrect information on your report — Information is incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX DrSt. XXXX, XXXX XXXXDOB : XX/XX/XXXX | SSN : XXXX XX/XX/XXXX TransUnionXXXX  XXXX XXXX, XXXX  XXXX Subject : Request for Correction of Inaccurate Personal Information Compliance with 15 U.S.C. 1681e ( b ), 1681i, and 1681b To Whom It May Concern, I hope this message finds you well. I am respectfully requesting your assistance in correcting several inaccuracies identified within my credit report. Maintaining the accuracy of consumer information is critical, and I trust that your agency is committed to complying with the standards set forth under the Fair Credit Reporting Act ( FCRA ). 
Upon reviewing my credit file, I noticed the following errors : Name Correction : The correct and only legal spelling of my name is XXXX XXXX XXXX XXXX. Please remove any incorrect, alternative, or misspelled variations. ( Proof attached : [ Document of Identity ] ) Address Correction : The only valid address associated with me is : XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX. Any outdated, incorrect, or unauthorized addresses should be deleted accordingly. Some of the addresses reported previously no longer belong to me, and I kindly request that they be removed to reflect the most accurate and updated information. ( Proof attached : Proof of Address ) Employer Correction : My correct employer is : XXXX XXXX XXXX XXXX XXXX XXXX. I kindly request the removal of any inaccurate employer listings. 
Under the Fair Credit Reporting Act ( FCRA ), I am entitled to the maximum protection and accuracy regarding the personal information reported on my credit file. Specifically : 15 U.S.C. 1681e ( b ) : Requires that consumer reporting agencies follow reasonable procedures to assure the maximum possible accuracy of the information they report. Failure to maintain accurate records, such as listing incorrect names, outdated addresses, or inaccurate employment information, violates this obligation and can seriously impact a consumers financial standing.

15 U.S.C. 1681i ( a ) : Mandates that upon receiving a dispute, credit bureaus must conduct a prompt and thorough reinvestigation to verify the accuracy and completeness of the disputed information. If the information can not be verified, it must be corrected or deleted without delay. This ensures that consumers are not burdened by incorrect or unverifiable data.

15 U.S.C. 1681b : Limits the furnishing of consumer information strictly to those who have a permissible and authorized purpose. Any inclusion or reporting of unauthorized informationsuch as outdated addresses or inaccurate employer recordsnot only compromises consumer privacy but also constitutes a breach of this federal requirement. 
Given these legal protections, I respectfully demand that all incorrect name variations, outdated addresses, and unauthorized employer information be immediately corrected or removed to ensure full compliance with the FCRA and to protect the integrity of my credit file. 
I am enclosing supporting documentation to facilitate your investigation and to expedite the necessary corrections : Copy of my Government-issued ID Copy of my Social Security Card Proof of my current address I kindly request written confirmation once these corrections have been made and an updated copy of my credit report reflecting the accurate information. 
Thank you very much for your prompt attention and cooperation in addressing this important matter. I appreciate your assistance and look forward to a timely resolution Sincerely, XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation