Consumer complaint received 2025-09-03 00:00:00
Product: Mortgage — FHA mortgage
Issue: Trouble during payment process — Lien release
Company: Mr. Cooper Group Inc.
State: MI

Complaint narrative:
i WAS NEVER ACCRIETED MY OVERPAYEMNST FORM BEING BILLE DMORE THAN XXXX FROM XXXX TO XXXX WHEN THEY BILLED ME XXXX A MONTH AND XXXX A MONTH AND XXXX AND XXXX IN XXXX TO XXXX, THEY BEGAN TO BILL ME XXXX AFETR TEH MROATE LOING SAPAID OFF XXXX XXXX I was over billed at a gross minimum of XXXX. It's really more. Just in the time frame of XXXX to XXXX. XXXX Bank Nationstar Mortgage Mr. Cooper has been collecting on a mortgage type that does not exist. They have been collecting on a FHA XXXX mortgage which that program was cancelled three years prior. But they wrote these documents and they pretend that they have an investor, they pretend that they have a loan and they have absolutely nothing, which is why their information did not enter the FHA system nor the HUD system or any government system as existing as a loan because that loan type was cancelled. They have never had standing to collect against me since XXXX to XXXX and I am owed all of those payments back with interest. 

I have reported this error to them repeatedly and it's like there's something wrong with them. They keep talking to me about amortization and maths, like they can't add, like they didn't do any math training. Or even reading. Incomprehension. I have told them repeatedly that it does not exist and they can't. They said that FHA is wrong and HUD is wrong. And they failed to understand that they wrote a mortgage type. For people that have XXXX in {>= $1,000,000} homes. It appears that they are affiliated with local St. criminals as well. Some hang out at the library. XXXX XXXX Bank staff. And they claim service link and a company called XXXX and a company called XXXX by XXXX XXXX that they made these FHA have mortgages. And again that was cancelled later on when Obama went out I believe. And they claimed they did modifications, none of which are supported by the government, which is why they're looking at them for fraud. All of their HUD partial claims that they claim against me are considered fraud as well. It is for this reason that the staff have to correct their errors. Either I can file a complaint as negligent. And miscalculation and errors or I can file charges. This is not a matter of dispute, These are matters of fact. 

XXXX Bank claims that they did FHA XXXX loans and mortgages in the year of XXXX. XX/XX/XXXX XXXX  when they were over. They also claimed that they did had partial claims that they saw that. And they didn't see anything because it was paid off, as a government showed. This This is why there is no mortgage listed in the computer and I am not listed as a mortgager because I don't have a mortgage and there is no lenders listed because no one will lend it to me. Thus when they typed it, they have an investor. It is important for the authorities to find out who the. Investor is and who has been collecting these funds? And distributing this paperwork because? That fraud, false claim and there is no investor because it was already paid off XXXX to XXXX years ago. And when XXXX claimed to have wrote those mortgages, again, that program was dismantled by the government. So they're clearly making a false claim. It's either clearly financial institution fraud and embezzlement or clearly an error. 

When I tell them this and I tell them to correct it and they won't, it appears that Nationstar Mortgage, Mr. Cooper and XXXX Bank and XXXX XXXX and all of its names and all the websites they make up and the local people, criminals that they have working with them as well, it's like. Prime rank. These errors that I find that XXXX Bank transferred the FHA mortgage debt of XXXX and XXXX and hooked partial claims. All of which do not exist because the programs were cancelled and there was no debt. So they transferred a ghost or imaginary or false debt and they made these claims that they were executed. Not by the government, not by FHA, not by XXXX, not by any government institutions as all loans are. But they claim that it was executed by a company called XXXX. XXXX Bank supervisor XXXX XXXX  and XXXX XXXX and XXXX and all the names they call themselves who wrote all these documents with their St. camera. Criminals and the criminals in marketing as well. Therefore, their claims of loans are obviously aired. False fraud, inducement, money laundering. Because the government ended those programs that they're claiming was backed by an investor. All associated need to be arrested and prosecuted in my opinion. But. We'll see what happens. For right now, I'm asking that these hair errors be corrected. Therefore, they must stop transferring imaginary, false, miscalculated, erred. Falsification of documentation. Financial institution fraud. Money laundering. Created that that it false that. They have libeled me and slandered me. I paid off a mortgage in five years. And I worked XXXX hours a day and I'm not getting any man or any woman my extra payments. They have to work and go to college just like I did. They're gon na have to go to the universities and get masters degrees and bachelors degrees and work XXXX jobs just like I did. I'm not giving them a cent. Or Penny. They're gon na get my money back. And I am. You're gon na litigate for them falsifying and clouding purposefully my title, my deed, my Social Security number, and my name and the all the parties with them that supported those lies. The staff that work in public positions be at state, federal, city, Township and their public servant roles are required by a law called Duty to Report and every single bank staff and public staff at any business had a duty to report that they saw these crimes occurring. Their collection efforts are being made and typed into the computer and they were collecting funds with their out being any validity to do so. Upon reporting this to the police, they were derelict in their duties. By state and racist by stating that they refuse to prosecute these bank staff that felt like it was OK not to take {$0.00} but to take XXXX dollars {$30000.00} a year not just in overpayments but all payments because it did not exist they also felt like it. It's OK to use a HUD partial claim of delinquency against the debt that did not exist. How could there be a debt when it does not exist? Thankfully unto XXXX, these ignorant people signed me up for a mortgage that was cancelled by the government. But they did that on purpose to make it appear that they did not do a crime against FHA, HUD, XXXX XXXX  State, Township, local or any government agencies, that they only did a crime against me as a citizen. And they need to think about that. Because they're believing that they won't get in trouble with all those government priorities because it'll be a miscalculation. But when you do these crimes against the citizen, they're just crimes. They're not just a miscalculation. So again, Nation Star and Mr. Cooper validated false debt, then they went further. And they mailed it to an attorney who began fraudulent foreclosure, fraudulent auction with service link and other priorities, falsifying all, falsifying a debt that just does not exist. So in the years between XXXX and XXXX, I grossly overpaid at a gross minimum {$100000.00}. I have repeatedly asked XXXX Bank to provide my transaction history of all payments received. In those years and also XXXX to XXXX and the reason that I asked this is because they are required by law and the records retention law to keep the records off site at another location either as archives. We're just for record keeping now, the CFPB writes. Those laws are only protected for five years, but that is only within the bank system. Under records retention law, the records are supposed to be moved to another location, even like taxes in our records building off site. And it is for this reason that I am requesting all my payments received. XXXX Bank, Nationstar Mortgage, and Mr. Cooper state falsely and fraudulently false claims to Consumer Financial Protection Bureau and the Federal Trade Commission when they say that they responded to my request. I affirm. I click yes on the computer that they did. Respond to my request, but I have to detail that they responded falsely. Like by stating apples or oranges, what they actually do is they mail me a letter and say give me {$130000.00} or give me {$120000.00} or give us {$120000.00} when I ask for my transaction. History of all payments received. The staff also stated that they've never heard of CFPB DOES NOT OFFER A OPTION TO SELECT A FHA XXXX MORTGAGE AND THEY ARE FOR HOMES THAT ARE {$550000.00} TO {$1.00} XXXX DOLALRS MYHOME IS NOT WORTH THAT XXXX MONEY ADN THE TYPE MORATEG THEY CLAISM TEHY ISSUED IS NOT AVAIBLE IT DOE SNOT EXIST. 

fha XXXX WAS A CANCELD MORATGE LOASN PROGRASM AND MY DEBTS ARE ASTAISIFED, TEHY ARE ALLEDGING IN XXXX ADN XXXX THAT THE XXXX BANSK STAFF AD ALL TEH INVESTOR AND CEOMAPNOES THEY LIST WITH XXXX XXXX XXXXXXXX XXXX NATIOSN STAR AND MR COOPER TEHY ATTRONTYE XXXX AND XXXX ARE COLLECTIGN A DEBTWHEN TEHY KNWO THE XXXX XXXX SHOWED I AM NOT A MRATEG ADN DO NOT HAVE ANY LOANS AND TEHY KNWO FHA XXXX XXXX ENDED WHEN THEY CLAIM THEY WOTRE RECIEVD AND HAVE A INVETSOR IS FLASEHIID THEY NEED OT CORRECT ADN STIPO. THEY HHAVE NO LIEN WORTE A FHA XXXX XXXX WHCI IS FALS EBCAUSE IT WAS CANCCEDLL.

DEBT THAT I HAD HAS BEEN PAID I AM OWED A SATSFIED FIED MRATGE CLEAN TITLE NATIONS sTAR, mR. cOOPER ADN XXXX BANK ARE ALLEGING ADN COLLECTION TRY FORECLSOE SALE AUCTION MY HOME AND CHANGE NAME OF MY DEED AND FORCE ME INTO BACNKRUCTY XXXX XXXX  FOR A FHA XXXX XXXX AND TEH MORTAGES WERE CANCLED WHEN TEHY CLAIM THEY WROET OR CONITED DEBT AGAISNT ME THE MORAGE WAS AP D OFF AS MY CREDIT RPORT AND GIVERMENT SHOWS I HAVENO DEBTS,. THEY CANT COLLECT ON A FHA XXXX XXXX WHEN THEY HAVE NO FHA XXXX XXXX OR FCASE NUMERB ADN TEH CASE NUMEBR SHOWN SHOW PAID,, XXXX XXXX I was over billed at a gross minimum of XXXX. It's really more. Just in the time frame of XXXX to XXXX. XXXX Bank Nationstar Mortgage Mr. Cooper has been collecting on a mortgage type that does not exist. They have been collecting on a FHA XXXX mortgage which that program was cancelled three years prior. But they wrote these documents and they pretend that they have an investor, they pretend that they have a loan and they have absolutely nothing, which is why their information did not enter the FHA system nor the HUD system or any government system as existing as a loan because that loan type was cancelled. They have never had standing to collect against me since XXXX to XXXX and I am owed all of those payments back with interest. 

I have reported this error to them repeatedly and it's like there's something wrong with them. They keep talking to me about amortization and maths, like they can't add, like they didn't do any math training. Or even reading. Incomprehension. I have told them repeatedly that it does not exist and they can't. They said that FHA is wrong and HUD is wrong. And they failed to understand that they wrote a mortgage type. For people that have XXXX in {>= $1,000,000} homes. It appears that they are affiliated with local St. criminals as well. Some hang out at the library. XXXX XXXX Bank staff. And they claim service link and a company called XXXX and a company called XXXX by XXXX XXXX that they made these FHA have mortgages. And again that was cancelled later on when Obama went out I believe. And they claimed they did modifications, none of which are supported by the government, which is why they're looking at them for fraud. All of their HUD partial claims that they claim against me are considered fraud as well. It is for this reason that the staff have to correct their errors. Either I can file a complaint as negligent. And miscalculation and errors or I can file charges. This is not a matter of dispute, These are matters of fact. 

XXXX Bank claims that they did FHA XXXX loans and mortgages in the year of XXXX. XX/XX/XXXX XXXX  when they were over. They also claimed that they did had partial claims that they saw that. And they didn't see anything because it was paid off, as a government showed. This This is why there is no mortgage listed in the computer and I am not listed as a mortgager because I don't have a mortgage and there is no lenders listed because no one will lend it to me. Thus when they typed it, they have an investor. It is important for the authorities to find out who the. Investor is and who has been collecting these funds? And distributing this paperwork because? That fraud, false claim and there is no investor because it was already paid off XXXX to XXXX years ago. And when XXXX claimed to have wrote those mortgages, again, that program was dismantled by the government. So they're clearly making a false claim. It's either clearly financial institution fraud and embezzlement or clearly an error. 

When I tell them this and I tell them to correct it and they won't, it appears that Nationstar Mortgage, Mr. Cooper and XXXX Bank and XXXX XXXX and all of its names and all the websites they make up and the local people, criminals that they have working with them as well, it's like. Prime rank. These errors that I find that XXXX Bank transferred the FHA mortgage debt of XXXX and XXXX and hooked partial claims. All of which do not exist because the programs were cancelled and there was no debt. So they transferred a ghost or imaginary or false debt and they made these claims that they were executed. Not by the government, not by FHA, not by XXXX, not by any government institutions as all loans are. But they claim that it was executed by a company called XXXX. XXXX Bank supervisor XXXX XXXX  and XXXX XXXX and XXXX and all the names they call themselves who wrote all these documents with their St. camera. Criminals and the criminals in marketing as well. Therefore, their claims of loans are obviously aired. False fraud, inducement, money laundering. Because the government ended those programs that they're claiming was backed by an investor. All associated need to be arrested and prosecuted in my opinion. But. We'll see what happens. For right now, I'm asking that these hair errors be corrected. Therefore, they must stop transferring imaginary, false, miscalculated, erred. Falsification of documentation. Financial institution fraud. Money laundering. Created that that it false that. They have libeled me and slandered me. I paid off a mortgage in five years. And I worked XXXX hours a day and I'm not getting any man or any woman my extra payments. They have to work and go to college just like I did. They're gon na have to go to the universities and get masters degrees and bachelors degrees and work 2 jobs just like I did. I'm not giving them a cent. Or Penny. They're gon na get my money back. And I am. You're gon na litigate for them falsifying and clouding purposefully my title, my deed, my Social Security number, and my name and the all the parties with them that supported those lies. The staff that work in public positions be at state, federal, city, Township and their public servant roles are required by a law called Duty to Report and every single bank staff and public staff at any business had a duty to report that they saw these crimes occurring. Their collection efforts are being made and typed into the computer and they were collecting funds with their out being any validity to do so. Upon reporting this to the police, they were derelict in their duties. By state and racist by stating that they refuse to prosecute these bank staff that felt like it was OK not to take {$0.00} but to take XXXX dollars {$30000.00} a year not just in overpayments but all payments because it did not exist they also felt like it. It's OK to use a HUD partial claim of delinquency against the debt that did not exist. How could there be a debt when it does not exist? Thankfully unto XXXX, these ignorant people signed me up for a mortgage that was cancelled by the government. But they did that on purpose to make it appear that they did not do a crime against FHA, HUD, XXXX  XXXX, State, Township, local or any government agencies, that they only did a crime against me as a citizen. And they need to think about that. Because they're believing that they won't get in trouble with all those government priorities because it'll be a miscalculation. But when you do these crimes against the citizen, they're just crimes. They're not just a miscalculation. So again, Nation Star and Mr. Cooper validated false debt, then they went further. And they mailed it to an attorney who began fraudulent foreclosure, fraudulent auction with service link and other priorities, falsifying all, falsifying a debt that just does not exist. So in the years between XXXX and XXXX, I grossly overpaid at a gross minimum {$100000.00}. I have repeatedly asked XXXX Bank to provide my transaction history of all payments received. In those years and also XXXX to XXXX and the reason that I asked this is because they are required by law and the records retention law to keep the records off site at another location either as archives. We're just for record keeping now, the CFPB writes. Those laws are only protected for five years, but that is only within the bank system. Under records retention law, the records are supposed to be moved to another location, even like taxes in our records building off site. And it is for this reason that I am requesting all my payments received. XXXX Bank, Nationstar Mortgage, and Mr. Cooper state falsely and fraudulently false claims to Consumer Financial Protection Bureau and the Federal Trade Commission when they say that they responded to my request. I affirm. I click yes on the computer that they did. Respond to my request, but I have to detail that they responded falsely. Like by stating apples or oranges, what they actually do is they mail me a letter and say give me {$130000.00} or give me {$120000.00} or give us {$120000.00} when I ask for my transaction. History of all payments received. The staff also stated that they've never heard of a transaction history. And it is for this reason that I am asking again that these records be provided to me, perhaps under court subpoena and under the CFPB 's direction. 

In regards to the FHA and HUD already validated that my mortgage was paid off. In XXXX, a FHA XXXX mortgage was rolled for {$92000.00}. In XXXX, when you. Subtract the overpayment, the minimal overpayment from XXXX to XXXX. Again, it is a gross minimum of {$100000.00}. I actually paid more than that. When you do this subtraction again, it's overpaid, and that's not including XXXX to XXXX. It is for this reason that I was arguing that the mortgage was paid off. In XXXX by name. FHA and HUD content or in the position of stating that they paid it off when the XXXX Bank staff took out a XXXX unnecessary illegal fraudulent HUD partial loan and it was fraud because they foster. Side that I was delinquent and that {$30000.00} hit my account and paid off the {$29000.00} debt, they did not issue the overage to anyone. Whatever {$30000.00} -? XXXX dollar balance in XXXX leaves {$1000.00}. Now what XXXX Bank with staff was trying to present is that there is another mortgage called an FHA XXXX loan and that FHA XXXX loan. With the {$92000.00} debt. And that {$92000.00} debt they're trying to say came into existence after the XXXX partial claim. But this here is false. What occurred was the bank staff did a modification in error and the way that they did it was. And they wrote down this wrong math and they wrote down that there was a {$92000.00} balance because that's what the staff was maintaining falsely in the computer to all the other departments, the actual staff that could see the internal systems of payments being applied and subtracted. To that there was only a {$30000.00} debt. It is for this reason that that {$92000.00} debt of the FHA hair color. In XXXX. Is complete. A mathematical error. Because the. Loss Mitigation department, Collections Department Those air departments of underwriting could actually see that only {$29000.00} was old, they claim. And FHA and HUD claim. With that being said, then obviously the {$92000.00} FHA. And XXXX of XXXX is a mathematical error. On the part of XXXX Bank, because they, as witnessed by the XXXX XXXX paper from XXXX to XXXX and XXXX, was falsely reporting my payments and balance, which caused the. XXXX FHA  XXXX Mortgage of XXXX to be written. And they need to correct it by. Forgiving it or cancelling it? Because they know that they did not get a new number. No new parcel ID number, no new FHA number. And so because there was no new FHA number. With the FHA XXXX loan of {$92000.00} in XXXX, Then again. It is inaccurate. That there are no moms and that it's paid off and This is why. FHA and XXXX I believe is saying that they show no loans. There also was no new. FHA Case Number written for the FHA XXXX loan It was the same mortgage number, the same FHA case number for the FHA hamper of XXXX for {$92000.00}. So it appears that all parties. That that debt was paid off The confusion or the falsehood begins when XXXX Bank staff from XXXX into XXXX created several documents in private on my behalf. The only bank staff could write only people in their department. Right. I, as a bowler or a citizen could not write those documents. Now I am not referred to as a borrower or a mortgager in the credit Bureau. And no lending and no debts are listed on my credit at all. So again, these lending institutions and servicers are libeling and slandering me when they reference me as a debtor, A mortgager and a lender. And it is necessary. That these staff, I don't know if they need the law to make them do the right thing. But they have to comply with law as they were told to do previously. So. The only thing that becomes a problem is what the staff wrote from XXXX into XXXX which is impacting XXXX. The staff fraudulent deed that there was a {$92000.00} mortgage FHA XXXX that was carried into XXXX is what you would expect. Because it's near or the exact amount, but when in fact what the XXXX Bank staff did in XXXX, they actually are wrote down that they did a new FHA XXXX loan for {$92000.00} and they matched the amounts and they did not carry it. XXXX They are not falsifying that they carried that debt. They're just saying that I just owed it all that time and that they wrote 3 new loans between XXXX and XXXX. Thank XXXX none of them went through. But they have been illegally collecting, illegally foreclosing, and illegally auctioning. It is for this reason that I am writing this notice of error. On the XXXX. In XXXX, FHA XXXX mortgage that the servicers and lending institutions that XXXX Bank listed and their fake investor claim to have created. Which are not supported because. I think. FHA XXXX loans I think ended like in XXXX or XXXX. They're over so they have no standing to contact me. They are bylaw required. To stop. Including with their St. thugs. That do computer crimes. Intrusion. But it is known specifically that it was the lady supervisor in XXXX and XXXX and for this reason I am old. A clear title and a satisfied deed because they allege that they are collecting. There were XXXX and XXXX documents. When this is brought to their attention as I'm bringing again. They refer back and say well it's the XXXX deck or they'll say well it's a XXXX  day and I have already detailed how the XXXX debt was paid off and the XXXX debt. He's paid off, and the XXXX XXXX was paid off and the HUD loan was paid off. And it is for this reason that I am asking the Consumer Financial Protection Bureau, the Justice Department, the Federal Trade Commission, and all concerned priorities to enforce that. Please do a permanent financial restraining order and that they stop collecting, stop their foreclosure actions, stop their listing my house for sale, stop. Their foreclosure and that they clear my title, Social Security number, address, my name and that the issue is satisfied. Loans and mortgages for HUD. For FHA and FHA XXXX. Because the FHA case number and the loan numbers that they refer to in all of these XXXX documents are documented by the government with a XXXX balance. Is not a dispute. These are facts. The debt that they're alleging against me again as an FHA XXXX loan was cancelled by the government XXXX or XXXX years prior, so they are clearly making a fraudulent false claim. Or air when they state that I owe anything from XXXX. From XXXX. XXXX to XXXX. And they're required under the Michigan law to issue that satisfaction and to type up all these errors that I'm showing. And type up what they corrected exactly so that my title is not damaged. In regards to damaging my reputation and my property and title, I'll deal with that later, but what is of most expedient importance is that these errors be corrected immediately. And that I be issued clear title satisfied deeds. And that. All of their means of encumbrances and on my land and on my real estate and all over my property and all that ridiculousness be documented by their attorneys that they are cancelling that. And it is of no confusion that it was paid off in XXXX so my satisfaction should be back for into XXXX. And I am older letter stating that from XXXX to XXXX. Like a big staff made errors. Miscalculations and that they did a wrong loan and that they did not find any debt and that they issued a loan that did not exist because the government has already confirmed that there was no debt and that they're not etelling the truthor erroed Please provide these records. Of billing statements and payments received for the last 17 years. Please provide the satisfaction. In the clear title. From dated XXXX or XXXX and because they already stated that they were never supposed to have given me a hug mom, but they didn't put it for XXXX. And also please provide a letter that y'all were in error from XXXX to. XXXX in your calculations. And that you were wrong to pursue auction for sale and foreclosure. Because those government programs don't exist. They either. That y'all were trying to have a that you have as liens. Please note that the apology law. Is not acceptable. I will be litigating. If not for crime, if you don't comply with the law, then I will be litigating. If you do comply with the law, if you do comply, I will be litigating for liable, slander, defamation, lender liability and negligence. If you don't comply with the law. Then I will do as I have already written. I will pursue the matter as I've already written. Because no matter what. They already told y'all that they could see that y'all were doing financial institution fraud and embezzlement and money laundering. In XXXX. And they asked y'all to comply with the law and I'm still asking that. And you need to comply immediately You have to comply immediately because Michigan State law states that when a request for satisfaction is owed and requested, it is to be issued in XXXX days. And I have proven beyond a shadow of a doubt with my credit report, with the FHA letter and HUD stating nothing is old and with the fact that the type of mortgage that y'all wrote does not exist, it ended. And you can't go back and say, well we wrote on this, but now we're gon na try to restart a XXXX mortgage notes paid off. Ohh. Well we wan na refer back to XXXX and know that's paid off. It's all the same mortgage, no new FHA number. Was ever issued nor a FHA and hemp number is y'all are fully aware that it's XXXX. In regards to the staff 's choice of taking out HUD, partial claims and falsifying the delinquency existed on a account that did not even exist. Just remember, I'm not even your customer. I'm not your customer. My home is not your customer. You're demanding fines and demanding my home, which would equate to house theft with your other parties included. So again. I'm asking for those transaction history records, I'm asking for those billing statement records, and I'm asking for payments received under the transaction history. I'm asking for a clear title. I'm asking for a satisfied mortgage, and I'm asking that you remove all your foster against me. Which is funny because it's only. Amongst your letters, your debts are not listed at FHA, they're not listed at XXXX, they're not listed at HUD, they're not listed at the credit bureaus, they're not listed at the XXXX XXXX. It's just a few strange people walking around my home making those claims and also on records of the billing statements. What are the net? There is nothing to substantiate that anything exist. And your attorney stated that y'all were not going to give them the truth. And I am reporting that Nationstar Mortgage, Mr. Cooper and XXXX did not give the truth to consumer. Financial Protection Bureau and they did not give the truth to their attorneys nor to me. And they have not provided me the information that I asked for for years, they respond. But they don't respond with what I'm asking for. Is it required to by law? You have to tell XXXX Bank, Mr. Cooper, Nationstar that are all located at XXXX XXXX in XXXX, XXXX  at the same address as well as another. Address in XXXX, address in XXXX and in XXXX  and in XXXX, XXXX. That they do not hold a debt against me. As it is written. And that they can not do a non judicial foreclosure by a deed sale or just a deed transfer. That's deed fraud and title fraud. It be auction fraud and foreclosure fraud, embezzlement and money laundering and financial institution. And this is the reason that I made those complaints, because it's true. Now I'm asking. 4 clear title. Satisfy the. As I am old from XXXX to XXXX, I don't owe y'all a cent. And quite frankly, for the bank staff to type in debt against me is actually a cyber security crime. Scratch Issue those transaction billing statements from XXXX to XXXX and the payment history from XXXX to XXXX at your earliest convenience and look at your records that you wrote. Where you wan na do you wan na take my title indeed out of my name? Your own title search read that I am not a mortgager and that there are no liens against me which shows that it was XXXX. So please look at your records where you wrote that you gave me an FHA loan plan in XXXX and XXXX when it was over. And that you are therefore required to. 
I am owenr of XXXX XXXX XXXX i have no debts. i stayed with in my XXXX Budget they provided. 
Please rpoet to you attroney how youll did a fha hamp mortage when it was a ended program and they have no debt against e. Please stop reporting me in letetr of collectyoin to attrorny and fha hampo as if I have a lender adn debt andam a bororower or as a Debtor, Mortaggor, stop livbel stop slander, cancel your bankruptcy against me in all actions against my home my property my name my social security my title my deed cancel auction. Cancel your foreclosure. Cancel your bankruptcy. Cancel your collections. OK. Then I can file it as a miscalculation. And as negligence. And libel, slander, defamation. And please also issue my clear title, satisfied deed and a letter stating that all that y'all wrote against me is not old and that it was a miscalculation. Is the ending of the program from the government ( FHA XXXX ) ( 1 FHA NUMBER is paid and satisfied and the loan numerb youll transfer XXXX shows. Please comprehend that all because y'all typed in debt in the computer and you deceived me through fraudulent billing statements that could have been an error. That those amounts never penetrated into the HUD system or the FHA system or the FHA XXXX XXXX. They did not even penetrate into the records office. You have no standing. You have no right to contact me or to even claim that you have a lien against me. But you do owe me a clear title, and staified ded and all the records I reausted asap fAND MORTGATE DEBT Nationstar Mortgage. Mr. Cooper, XXXX Bank & XXXX by lOAN. ARE NOT LISTED ANY WHERE BUT IN MAIL

Company response to consumer: Closed with explanation