Consumer complaint received 2024-08-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: PA

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate. 
Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX EXPERIAN Issue Action XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Was 30 days late 1 time ( s ). Was 60 days late 1 time ( s ). Was 30 days late 1 time ( s ). Was 60 days late 1 time ( s ). Was 30 days late 1 time ( s ). Was 60 days late 1 time ( s ). 
In Dispute XXXX XXXX XXXX XXXX XXXX XXXX XXXX Was 30 days late 1 time ( s ). Was 60 days late 1 time ( s ). Was 90 days late 1 time ( s ). Was 120 days late 1 time ( s ). Was 30 days late 1 time ( s ). Was 60 days late 1 time ( s ). Was 90 days late 1 time ( s ). Was 120 days late 1 time ( s ). Was 30 days late 1 time ( s ). Was 60 days late 1 time ( s ). Was 90 days late 1 time ( s ). Was 120 days late 1 time ( s ). 
In Dispute XXXX XXXX XXXX XXXX  - - Was XXXX days late 6 time ( s ). 
In Dispute XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX Was XXXX days late 6 time ( s ). 
In Dispute XXXXXXXX XXXX XXXX XXXX XXXX  Was XXXX days late 3 time ( s ). 
In Dispute XXXX - XXXX XXXX XXXX  Was 30 days late 1 time ( s ). Was 60 days late 1 time ( s ). Was 90 days late 1 time ( s ). Was 120 days late 2 time ( s ). 
In Dispute XXXX XXXX XXXX XXXX  - - Was 30 days late 1 time ( s ). Was 60 days late 1 time ( s ). Was 90 days late 1 time ( s ). Was 120 days late 2 time ( s ). Was XXXX days late 11 time ( s ). 
In Dispute XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX Was 30 days late 1 time ( s ). Was 60 days late 2 time ( s ). Was 90 days late 2 time ( s ). Was 120 days late 3 time ( s ). Was 30 days late 1 time ( s ). Was 60 days late 2 time ( s ). Was 90 days late 2 time ( s ). Was 120 days late 3 time ( s ). Was XXXX days late 9 time ( s ). 
In Dispute XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX  Was 30 days late 2 time ( s ). Was 60 days late 2 time ( s ). Was 90 days late 1 time ( s ). Was 120 days late 2 time ( s ). 
In Dispute XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX Was 30 days late 2 time ( s ). Was 60 days late 2 time ( s ). Was 90 days late 1 time ( s ). Was 120 days late 2 time ( s ). Was XXXX days late 6 time ( s ). 
In Dispute XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Was 30 days late 4 time ( s ). Was 60 days late 2 time ( s ). Was 90 days late 1 time ( s ). Was 30 days late 4 time ( s ). Was 60 days late 2 time ( s ). Was 90 days late 2 time ( s ). Was 30 days late 4 time ( s ). Was 60 days late 2 time ( s ). Was 90 days late 1 time ( s ).

In Dispute

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation