Consumer complaint received 2025-03-28 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: NC

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX. 
XXXX XXXX, NC XXXX XXXX ( XXXX ) XXXX Date : XX/XX/year> Experian XXXX XXXX XXXX XXXX, TX XXXX Subject : Dispute of Inaccurate Personal Addresses Information Dear Experian, I am writing to formally dispute the inaccurate addresses, telephone numbers, and employers listed on my credit report. Upon reviewing my report, I have noticed that the addresses, telephone numbers, names, and employers listed for me are not associated with me. I have never lived at said addresses. I have never owned the telephone numbers, my name is miss-spelled, and I have never been employed at the employers listed below : ***ADDRESSES*** XXXX. XXXX XXXX XXXX XXXX XXXX, NC XXXX XXXX. XXXX XXXX XXXX XXXX XXXX, NC XXXX XXXX. XXXX XXXX XXXX XXXX, NC XXXX XXXX. XXXX XXXX XXXX APTC XXXX, TX XXXX XXXX. XXXX XXXX XXXX XXXX, TX XXXX XXXX. XXXX XXXX XXXX XXXX, NC XXXX XXXX. XXXX XXXX XXXX XXXX XXXX, NC XXXX XXXX. XXXX XXXX XXXX XXXX XXXX, NC XXXX XXXX. XXXX XXXX XXXX XXXX XXXX, NC XXXX XXXX. XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX ***TELEPHONE NUMBERS*** XXXX. ( XXXX ) XXXX XXXX. ( XXXX ) XXXX XXXX. ( XXXX ) XXXX ***NAMES*** XXXX. XXXX XXXX XXXX. XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX. XXXX XXXX. CONDUENT However, my correct address is as follows : XXXX XXXX Mh. Ln. XXXX XXXX, NC XXXX I respectfully request that you investigate this matter and correct the inaccurate information in accordance with the Fair Credit Reporting Act ( FCRA ), which requires credit reporting agencies to ensure the accuracy of the information they maintain. 

Fair Credit Reporting Act ( FCRA ) - Under the FCRA, credit reporting agencies, such as Experian, are required to maintain accurate and complete information. When a consumer disputes an inaccuracy, the agency must investigate the matter and provide a resolution within XXXX  days. 

XXXX XXXX - FCRA XXXX ( b ) mandates that credit reporting agencies are to follow reasonable procedures to assure maximum possible accuracy in the information they report. By not addressing this address discrepancy promptly, it is evident that Experian is in violation of these standards. 

I respectfully request that you correct my address, name, employer, and telephone number information and send me a confirmation once this has been completed. If the information is not accurate and I have suffered harm as a result, including but not limited to the denial of credit or other adverse actions. I am seeking damages as outlined in the FCRA, which allows consumers to pursue claims for violations of credit reporting laws. 

Additionally, I request that you provide me with a copy of my updated credit report once this issue is resolved. Should there be any issues or questions during your investigation, please contact me directly at the phone number or email address provided above. 

Please confirm in writing that you have corrected the information in my credit report and provide me with an updated copy. 

Thank you for your immediate attention to this matter. I look forward to your prompt resolution of this issue. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation