Consumer complaint received 2025-06-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: DISCOVER BANK
State: FL

Complaint narrative:
My ex-husband we have now been divorced for one year and separated for four years. We were married for 10 I left with nothing. We owned a brokerage together with three different locations in XXXX XXXX. During our marriage, he kept a lot of secrets. He was opening up fraudulent accounts with my Social Security number and maxed out all of these credit cards and once we got divorced, he stuck me with all of the debt. I have been to stay at home mom for 15 years raising our XXXX young daughters that are currently XXXX years old and XXXX years old. It was a very abusive toxic marriage and now since we are divorced, I signed everything over. I left with zero assets and I am now having to pay tax debt as well over {$10000.00} and {$180000.00} of credit card debt. I am not responsible for any of those credit cards. I had no idea that he had open them in my name and was using them to pay for his properties that I had no idea about. He has my Social Security card and will not give it back and he is still currently using my Social Security number to hurt me and my only benefits. I have to take care of my children that we share custody of. This has caused me great emotional pain and trauma due to the fact I have never been late on any small bill. Ive been a XXXX  for over 20 years keeping my license up-to-date and now I am just trying to get back on my feet, but he has destroyed my credit. I had a very bad attorney and was very scared that he would take my children away from me and he has taken action as well, so I have not been able to access any money whatsoever when we were still married to get a good attorney, so he won and ended up getting everything he wanted telling me we would settle out of court, which was not the truth. I am still permanently trying to get my credit score back up, and I have no idea how I am still dealing with these credit cards that I had no knowledge about to begin with that. He opened fraudulently in my name while we were married. I dont have any assets as I stated I walked away with nothing and he owns about XXXX different rental properties equaling XXXX to XXXX units that you collect rent on monthly. Those properties are up in XXXX XXXX and the house here in XXXX that we own together I also had to sign over to him in the divorce because I was afraid of the manipulation that he had done to me calling the police on me and making false accusations has really Hurt my well-being and my daughters. They are traumatized by his actions. I do not own any of our properties anymore. I signed over the trust and all of the assets that I had when we were married. And now I am stuck with all this dead in my name and he would do the credit line increase and then balance transfer out and I do believe he had things in the XXXX that he owns XXXX XXXX XXXX his name is XXXX XXXX XXXX. Please I just want to clear my name and get back on my feet as a single parent and show my daughters that being independent and not being abused by another person is not how things are supposed to go. I am a good woman and a great mother. I am just trying to keep him away from me and it is very difficult because if I get a restraining order then he will retaliate and this is where Im at right now just trying to do the right things, but also not upsetting. My ex is very highly legally backed in this city of XXXX, XXXX. Please help.

Company response to consumer: Closed with explanation