Consumer complaint received 2024-12-11 00:00:00
Product: Debt collection — Medical debt
Issue: Took or threatened to take negative or legal action — Sued you without properly notifying you of lawsuit
Company: Clark County Collection Service
State: NV

Complaint narrative:
Clark County Collections has obtained an illegal judgement against me XX/XX/XXXX and did not ensure proper service. I was made aware of garnishment to my employer when served XX/XX/XXXX for a medical collection from XXXX. 
This collector has been requested to provide various methods of verification including : -Payment Agreement from original creditor -Original contract with wet signature -Payment history -Name and address of the original creditor -Proof of authorization to collect -Proof of personal service None of these items have been furnished, therefore, I am requesting to have the garnishment stopped immediately and all funds returned as this collector does not have legal permission to collect or have any means of identification for me. 

This company also collected direct payments from me under false pretenses and illegal threats, up to and including a lawsuit. 

Clark County Collection Services claims these charges were created with XXXX XXXX XXXX ( XXXX ) XXXX - but the company does not have any record of my name, date of birth or any services rendered. This company has not provided services for XXXX XXXX since XX/XX/XXXX. 
Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681n -Civil liability for willful noncompliance : ( a ) In generalAny person who willfully fails to comply with any requirement imposed under this subchapter with respect to any consumer is liable to that consumer in an amount equal to the sum of ( 1 ) ( A ) any actual damages sustained by the consumer as a result of the failure or damages of not less than {$100.00} and not more than {$1000.00} ; or ( B ) in the case of liability of a natural person for obtaining a consumer reportunder false pretenses or knowingly without a permissible purpose, actual damages sustained by the consumer as a result of the failure or {$1000.00}, whichever is greater ; ( 2 ) such amount of punitive damages as the court may allow ; and ( 3 ) in the case of any successful action to enforce any liability under this section, the costs of the action together with reasonable attorneys fees as determined by the court.

( b ) Civil liability for knowing noncompliance Any person who obtains a consumer report from a consumer reporting agency under false pretenses or knowingly without a permissible purpose shall be liable to the consumer reporting agency for actual damages sustained by the consumer reporting agency or {$1000.00}, whichever is greater.

( c ) Attorneys fees Upon a finding by the court that an unsuccessful pleading, motion, or other paper filed in connection with an action under this section was filed in bad faith or for purposes of harassment, the court shall award to the prevailing party attorneys fees reasonable in relation to the work expended in responding to the pleading, motion, or other paper.

( d ) Clarification of willful noncompliance For the purposes of this section, any person who printed an expiration date on any receipt provided to a consumer cardholder at a point of sale or transaction between XX/XX/XXXX, and XX/XX/XXXX, but otherwise complied with the requirements of section 1681c ( g ) of this title for such receipt shall not be in willful noncompliance with section 1681c ( g ) of this title by reason of printing such expiration date on the receipt.

I expect this illegal debt to be deleted from all consumer reporting agencies and judgements that you have reported to as these offenses amount to Aggravated Identity Theft pursuant to 18 U.S.C.1028A. You have knowingly transferred, possessed or used, without lawful authority, a means of identification of me, which is a felony and punishable with up to 2 years of imprisonment, in addition to civil liability.

Company response to consumer: Closed with explanation