Consumer complaint received 2025-05-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: OH

Complaint narrative:
Consumer Name : ( XXXX XXXX ), Consumer Social Security Number Last XXXX : ( XXXX ), Consumer Date of Birth : ( XX/XX/XXXX ), Contents of Complaint : This CFPB complaint has been filed to request pursuant to FCRA XXXX ( XXXX U.S.C. 1681c-2 ) that you, the TransUnion, Experian, Equifax credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of a Accounts : XXXXXXXX XXXX XXXX Account # XXXXXXXX XXXX XXXX XXXX XXXX  date opened XX/XX/XXXX bal. {$9800.00}, XXXX XXXX XXXX Account # XXXX XXXX XXXX XXXX XXXX  date opened XX/XX/XXXX bal. {$4600.00}, XXXX XXXX XXXX Account XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX date opened XX/XX/XXXX bal. {$3800.00}, XXXX XXXX XXXX Account # XXXX XXXX XXXX XXXX * * * * date opened XX/XX/XXXX bal. {$2400.00}, XXXX XXXX XXXX Account # XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  date opened XX/XX/XXXX bal. {$270.00}, XXXX XXXX XXXX Account # XXXXXXXX XXXX XXXX XXXX XXXX  XXXX opened XX/XX/XXXX bal. {$1900.00}, XXXX XXXX XXXX Account # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  date opened XX/XX/XXXX bal. {$930.00}, XXXX XXXX XXXX Account # : XXXXXXXX XXXX XXXX XXXX XXXX  date opened XX/XX/XXXX bal. {$870.00}, XXXX XXXXXXXX XXXX XXXX XXXXccount # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX {$640.00XXXX XXXX XXXX XXXXXXXX Account # : XXXXXXXX XXXX XXXX XXXX XXXX date opened XX/XX/XXXX bal. {$500.00}, XXXX  XXXX Account # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX  date opened XX/XX/XXXX bal. {$460.00}, XXXX XXXX XXXX Account XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX date opened XX/XX/XXXX bal. {$430.00}, faXXXX XXXX XXXX XXXX Account # : XXXXXXXX XXXX XXXX XXXX XXXX  date opened XX/XX/XXXX bal. {$230.00}, XXXX XXXX XXXX Account # : XXXXXXXX XXXX XXXX XXXX XXXX date opened XX/XX/XXXX bal. {$85.00XXXX XXXX XXXX  Account # : XXXX XXXX XXXX XXXX * date opened XX/XX/XXXX bal. {$0.00}. Inquiries : bk of amer, tbom, syncb. These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer XXXX credit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer FICO credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections, or hard inquiries as reported. The aforementioned accounts, collections, and hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # ( XXXX ) as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Company response to consumer: Closed with non-monetary relief