Consumer complaint received 2025-12-03 00:00:00
Product: Mortgage — FHA mortgage
Issue: Trouble during payment process — Loan sold or transferred to another company
Company: MIDFIRST BANK
State: CA

Complaint narrative:
This is all directly related to ongoing XXXX ( in summary ) crimes against me and my family since I reported concerns that my friend was being XXXX trafficked in XXXX of XXXX. The victim had warned me just before that report I filed that I needed to get help and that her mom XXXX XXXX could see my phone, and looked up my divorce at that time I was oblivious to the oncoming relentless efforts to take me and my family out however I do understand she herself was in danger and could only I imagine say so much given her circumstances and likely faced immense danger for even saying what she did. This is serious, this is a volatile situation and yes believe it or not theres connection between all the dots which Ive gained awareness of over the past 3 years. Its taken a long time and Im sorry but I know I desperately need help. 

Ive been violently harassed, my character defamed its endless. When a lot of the crimes were initiated I was drowning in the physical attacks stalking, destruction of my home and vehicule, attempts to kidnap my kids both through the system, and physically, hire to murder so on etc it was easy to overlook the financial crimes, and identity crimes mortgage crimes etc amidst the physical danger So my mortgage, its across the board just become a fraud case all the way around and I know theres details they have tried to stop me from recovering which I will discover that will justify my concern. Giving this my best effort as far as understanding of exactly whats going on. 
Back in XXXX my mortgage quit reporting to my credit. At that time I assumed it was to do with the transfer to a different servicer which happened twice in a matter of a couple months for no particular reason made clear to me however I knew it sometimes did happen so I wasnt flagged then. At this time I was behind on my payments due to XXXX and a divorce so on etc. I applied for assistance and received assistance through the California mortgage relief which XXXX forever thankful for. The total recieved between XXXX payments was just about XXXX dollars. Prior to these funds being applied myself and my ex husband had made continuous payments on time for XXXX years and paid our mortgage down from the original balance of XXXX to right around XXXX. Thats when I recieved the funds ( XXXX ) which were supposed to be applied directly to my loan and help me regain good standing and stability. Those funds were never properly credited, blatantly misapplied to my loan, my title records are confusing, and the suspects have made an attempt to cover their tracks but there still absolutely has to be a record of whats happened. What I have shows 6 days before a hire to murder attempt initiated by XXXX XXXX ( XXXX was called etc ) I show a quality loan service as the owner selling the loan.. I also have records showing alterations made to the original purchase listing my ex husband XXXX XXXX solely involved with the sale with XXXX XXXX whom we bought it from. Thats incorrect data. I was the one heavily involved in the purchase, solely the one who put the funds down, and only listed him as a coborrower as an act or attempt to be a solid wife. Unfortunately XXXX has meticulously become integrated and helped establish this massive criminal organization for many years and XXXX far from their first victim. So this is just an ordinary day in the office of her corrupt officials, agencies, mortgage services, it is a mess. She has a lot of flying monkeys so to speak. 

Back to the mortgage, so mid XXXX bank or midland mortgage currently claims my home is in foreclosure, and my balance is back to the original loan balance of XXXX and XXXX roughly XXXX past due. That makes no sense. 

In addition, I live in an HOA who very quickly became known as the suspects involved in the gang stalking, home invasions death threats property destruction. Of both my home and my vehicle, the suspects are on the XXXX board who have aided in the cyber crimes so on etc, and Ive caught multiple of them red handed and have evidence to support. So to add to this the XXXX has false liens on the property, involving a false past due balance against them stripping me of my HOA RIghts in XXXX and never engaging in arbitration or confronting what caused my need to stop making payments. Which was XXXX, they stopped billing me. It was intense the circumstances so much so that the torment lead me to have to move my children to my parents house out of state so they could evade the ongoing stress of the attacks against us. The president of our HOA was caught on my ring engaging in federal mail theft by stealing my mail. in addition to all of this with the mortgage I havent received bills, end of year tax statements I mean nothing but mortgage assistance documents which is when I review the amounts and raise question as to what happened to my loan with no clarity or response. 

Instead against my rights and safety they would just forward attempts to get these documents signed to my ex husband whom XXXX occupied the property since XXXX but I do understand is on the loan but also understand during this time frame I had a domestic XXXX restraining order against him and had I not been facing legal abuse and XXXX blocking me from proceeding with my dissolution through court clerk relations so on etc I would have been able to obtain the proper order necessary to handle this on my own. ( The mortgage, assistance, signatures so on etc ) instead the mortgage servicer neglected to defend my rights and mt safety and forced communication between us which never lead to anything but conflict because he assumed I was just screwing off and I was just overwhelmed and lost and a little out of my strength, understandably. 

I cant drag this out all night, however I just need to highlight known but still seeking support to resolve mortgage title fraud false liens identity theft lack of reporting to my credit timed perfectly with Wochners attacks misapplied funding issued by CA mortgage relief Insurance fraud -American modern lack of accountability transparency and records including no end of year irs mortgage statements since XXXX XXXX mortgage claims that my balance increased to original loan balance when reality says my balance should be roughly XXXX and my payments between XXXX also and lastly for now I want to mention back in XXXX I pulled a credit report due to identity crimes and although my mortgage didnt show as usual there was a XXXX dollar mortgage loan. Could this have been an equity loan? As soon as I found this it was somehow removed or paid and I believe because of the nature of their urgency that that will help us trace this back to the suspects involved. Someone got that money and then quickly tried to bury the tracks of it but I caught it. 

Recently I recieved from the assessors office or the XXXX attorneys office recording a notice to sell due to a default and its all fraud. Theres so sale date, just constant threats and constant stress and unknown future of my stability. They are attempting a total destruction of every aspect of my life and you know what, let them. I will overcome this, any guidance, help, or action is sincerely appreciated. Happy to provide any record I have been able to grasp hold of. 
XXXX sorry for all the details and the drama but i desperately need help. As I can not lose my home, but also can not do business with companies that shouldnt have my mortgage.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation