Consumer complaint received 2021-09-24 00:00:00
Product: Debt collection — Other debt
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: CCS Financial Services, Inc.
State: NJ

Complaint narrative:
CREDIT COLLECTION SERVICES has deprived me of my rights under color of law pursuant to 18 USC 242 and attemping to conspire against mt rights pursuant to 18 USC 241and has committed mail fraud to 18 USC 1341 by sending me deceptive notices in the mail with no stamps dated XX/XX/2021 and XX/XX/2021 stating that they were debt collectors and that they were trying to collect an alleged debt from me. 
CREDIT COLLECTION SERVICES has also committed aggravated identity theft pursuant to 18 USC 1028A by opening an account in my name without my written authorization.

Notice that you CREDIT COLLECTION SERVICES are defined as a debt collector Pursuant to 15 USC 1692 ( 6 ) which states that a debt collector is any person who uses any instrumentality of interstate commerce via mail and is engaged in the principal purpose of collecting debt which you are attempting to do by communicating with me without my prior consent in direct violation of 15 USC 1692c ( a ) ( 1 ). 
Fact, I am aware and have proof in the attachment of the fraudulent documents dated XX/XX/2021 and XXXX you furnished to me through the United States Postal Service that all bills and coupons are the obligation of the United States pursuant to 18 USC 8.

Fact I am aware that in the fraudulent notices that you sent to me in the mail that I have an account balance of {$1000.00} which is a positive balance which means that I have credits available to me and I want the balance returned to me immediately pursuant to 15 USC 1666d.

Take further notice that her failure to comply with these federal laws will be Prima facie evidence of willful noncompliance Pursuant to 15 USC 1681n ( a ) ( 1 ) ( A ) ( B ) ( 2 ) ( 3 ), civil negligent noncompliance Pursuant to 15 USC 1681o and criminal liability for willful and knowing violation Pursuant to 15 USC 1611 ( 3 ) ; I responded with an affidavit of fact, consumer enforcement action and a copy of the notices that they sent to me pointing out their violations and civil liability ( 15 USC 1692k ) of the Federal Debt Collection Practices Act ( FDCPA ) Title 15 of the United States code sent via United States Postal Service certified mail and CREDIT COLLECTION SERVICES has received my Affidavit of Fact, Bill of Particulars and copy of their notices pointing out the violations of the Federal Debt Collection Practices Act via certified mail number XXXX XXXX XXXX XXXX XXXX on XXXX.There is no proof to the contrary. 
Take further notice that CREDIT COLLECTION SERVICES, violator of my rights under color of law, have been informed of U.S. Law and informed that if a settlement is not reached within 10 days charges will be filed in the Civil Rights Division of the Department of Justice and/or with the United States District Attorney and/or in the U.S. District Court for willful violation of my U.S. Civil rights.

Company public response: Company believes the complaint is the result of a misunderstanding
Company response to consumer: Closed with explanation