Consumer complaint received 2025-12-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Sequium Asset Solutions, LLC
State: NV

Complaint narrative:
I'm at the point in which I have been suing everyone who has refused to remove fraudulent accounts from my credit reports and stop harrasing me.

I'm a.victim of identity theft and have attached police & FTC report along with card from Nevada Attorney General which proves I'm a victim of identity theft.

You have 48 hours to respond. If not I take your silence as agreeing to go to court so the judge can make the decision like they already have in 5 other cases I have brought before them in which my damages will be the full amount that is.claimed that I owe plus XXXX XXXX in damages because of how this has affected my credit and making me lose out on several deals. 

You guys illegally re aged a fraudulent account that is not mine. I have provided all necessary documents which show this. I responded to you within the 30 days and you guys never investigated the fraud and decided to post this on my credit report illegally. 
You guys never responded to my claim. I provided police report, FTC report and affidavit of identity theft and you still ignored me. Remove these fraudulent accounts immediately from my credit report.

section 605 ( c ) ( 1 ) says the clock usually starts ticking 180 days after the date of first delinquency.

Debt buyer can not legally re-age your account. Re-aging is illegal under the Fair Credit Reporting Act ( FCRA ) because it involves changing the original date of first delinquency ( DOFD ) to keep a negative mark on your credit report longer than allowed. This practice is illegal regardless of who owns the debt, whether it's the original creditor or a collection agency. 

Sequium Asset Solutions , LLC This letter dated December 14 day XXXX Sequium Asset Solutions , LLC I am seeking balance information of an Sequium Asset Solutions , LLC is showing on file. Please be advised that per my records Sequium Asset Solutions , LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  should have a balance of { {$0.00} }. Pursuant to the Federal Fair Debt Collection Practices Act, you are hereby notified by XXXX XXXXt to provide that information and make correction to your files. You are advised to send proof by us mail within 7 business days update with correct information with the above-referenced by Sequium Asset Solutions , LLC and updated credit reporting that it be removed immediately. In the event that you fail to honor my request could subject your company to liability under Federal law. Please be advised on XX/XX/XXXX day of XXXX has been given written corresponds to make correct changes per above Thank you for your attention regarding this matter. Sincerely, XXXX XXXX I will report you to the FTC, FDCA and the CFPB Misrepresentation : The FDCPA prohibits collectors from using false, deceptive, or misleading statements. Reporting a debt at its original, higher value when they know they bought it for much less is a form of deception about the debt 's actual status and the collector 's true interest. 
Unfair Practices : It's considered unfair to demand the full original amount when the collector paid significantly less, especially if they don't disclose this difference, as it creates a false impression of the debt 's true cost and your potential negotiation power. 
Report to Regulators : File complaints with the Consumer Financial Protection Bureau ( CFPB ) and the Federal Trade Commission ( FTC ).

Company response to consumer: Closed with non-monetary relief