Consumer complaint received 2024-09-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
In compliance with the Fair Credit Reporting Act and as a gesture of respect to the Federal Trade Commission Committee on accuracy and completeness of credit information I am formally writing in today to dispute negative information appearing on my credit. This incorrect information is greatly hindering me from getting the credit score I deserve and hopefully, this letter will resolve all the issues on my credit. I demand to see Verifiable Proof ( an original Consumer Contract with my Signature on it ) of these items. Your failure to positively verify these accounts and inquiries has hurt my ability to obtain credit. 

Items Need to Dispute : Experian : XXXX XXXX Ct, XXXX, PA, XXXX XXXX XXXX Account Number XXXX Date Open : XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX XXXX XXXX Account Number XXXX Date Open : XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX Account XXXX XXXX Date Open : XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX  Account Number XXXX Date Open : XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX XXXX Account Number XXXX Date Open : XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX  XXXX XXXX Account Number XXXX XXXX Open : XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX Account Number XXXX Date Open : XXXX XXXX, XXXX Balance : $ XXXX Charged off XXXX Account Number XXXX Date Open : XXXX XXXX, XXXX Balance : $ XXXX off XXXX XXXX XXXX XXXX Account Number XXXX Date Open : XX/XX/XXXX Balance XXXX $ XXXX XXXX XXXX Account Number XXXX Date Open : XX/XX/XXXX Balance : $ XXXX off XXXX XXXX XXXX XXXX Account Number XXXX Date Open : XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX XXXX Account Number XXXX Date Open : XXXX XXXX, XXXX Balance : $ XXXX XXXX XXXX  ( Original Creditor : XXXX XXXX XXXX XXXX XXXX  ) Account Number XXXX XX/XX/XXXX Balance : {$2000.00} Collection XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX  ) Account Number XXXX XX/XX/XXXX Balance : {$880.00} Collection XXXX XXXX ( Original Creditor : XXXX ) Account Number XXXX XX/XX/XXXX Balance : {$540.00} XXXX XXXX XXXX  ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ) Account Number XXXX Date Opened XX/XX/XXXX Balance : {$5500.00} Collection XXXX XXXX XXXX XX/XX/XXXX XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account Number XXXX Date Open : XX/XX/XXXX XXXX XXXX $ XXXX Charged off XXXX XXXX AND CO Account XXXX XXXX Date Open : XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX Account Number XXXX Date XXXX XXXX XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX Account Number XXXX Date Open : XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX XXXX Account Number XXXX Date Open : XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX XXXX XXXX Account Number XXXX Date Open : XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX Account Number XXXX Date Open : XXXX XXXX, XXXX XXXX : $ XXXX Charged off XXXX Account Number XXXX Date Open : XXXX XXXX, XXXX Balance : $ XXXX Charged XXXX XXXX XXXX XXXX XXXX Account Number XXXX Date Open : XX/XX/XXXX Balance : $ XXXX Late/Closed XXXX Account Number XXXX Date Open : XX/XX/XXXX Balance : $ XXXX off XXXX XXXX XXXX XXXX Account Number XXXX XXXX Open : XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) Account Number XXXX XX/XX/XXXX Balance : {$2000.00} Collection XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX  ) Account Number XXXX XX/XX/XXXX Balance : {$880.00} Collection XXXX XXXX  ( Original Creditor : XXXX ) Account Number XXXX XX/XX/XXXX Balance : {$540.00} Collection XXXX XXXX XXXX Account Number XXXX Date Open : XXXX XXXX, XXXX Balance : $ XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ) Account Number XXXX Date Opened XX/XX/XXXX Balance : {$5500.00} Collection XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX, XXXX XXXX XX/XX/XXXX XXXX : XXXX XXXX Account Number XXXX Date Open : XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX XXXX XXXX  Account Number XXXX Date Open : XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX Account Number XXXX Date Open : XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX  Account Number XXXX Date Open : XX/XX/XXXX Balance XXXX XXXX XXXX XXXX off XXXX XXXX XXXX  Account Number XXXX Date Open : XX/XX/XXXX Balance : $ XXXX XXXX off XXXX XXXX XXXX XXXX Account Number XXXX Date Open : XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX Account Number XXXX Date Open : XXXX XXXX, XXXX Balance : $ XXXX Charged off XXXX Account Number XXXX Date Open : XXXX XXXX, XXXX Balance : $ XXXX off XXXX XXXX XXXX XXXX Account Number XXXX Date Open : XX/XX/XXXX Balance : $ XXXX Late/Closed XXXX Account Number XXXX Date Open XXXX XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX  XXXX XXXX Account Number XXXX Date Open : XX/XX/XXXX Balance : $ XXXX Charged off XXXX XXXX XXXX Account Number XXXX Date Open : XXXX XXXX, XXXX Balance : $ XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX Account Number XXXX XX/XX/XXXX Balance : {$2000.00} Collection XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX  ) Account Number XXXX XX/XX/XXXX Balance : {$880.00} Collection XXXX XXXX  ( Original Creditor : XXXX XXXX ) Account Number XXXX XX/XX/XXXX Balance : {$540.00} Collection XXXX XXXX  ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ) Account Number XXXX Date Opened XX/XX/XXXX Balance : {$5500.00} Collection

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation