Consumer complaint received 2024-08-16 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Incorrect information on your report — Public record information inaccurate
Company: EQUIFAX, INC.
State: CA

Complaint narrative:
Account Name : XXXX Number : XXXX Type : Secured LoanResponsibility : IndividualDate Opened : XX/XX/XXXX, XXXX : ClosedStatus Updated : ___________Balance : $ XXXX Updated : Paid OffRecent Payment : XX/XX/XXXX, XXXX Payment : $ XXXX Balance : $ XXXX Balance : $ XXXX : 0 % Interest, 90 Days Repayment Period XXXX XXXX XXXX XXXX. 
XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX XXXX XXXX XXXX, PA XXXX XXXX Request to Update Credit Profile with Missing Public Record InformationDear Credit Reporting Agency , I am requesting an update to my credit profile to include missing public record information that accurately reflects my financial history. Below is a structured summary of the relevant public records for your review and update : Loan Transaction SummaryLien Financing StatementDocument Type : XXXX XXXX XXXX Number : XXXX Filed : XX/XX/XXXX, XXXX : This document confirms the initiation of a {$10000.00} loan with a security interest on specified assets. It establishes the legal framework for the loan and signifies my obligation to repay.Restate CollateralDocument Type : Restate CollateralFile Number : XXXX Filed : XX/XX/XXXX, XXXX : This update reflects adjustments to the collateral originally pledged for the loan. It demonstrates continued compliance with the loan agreement.Restate CollateralDocument Type : Restate CollateralFile Number : XXXX Filed : XX/XX/XXXX, XXXX : Further updates to the collateral indicating adherence to loan terms and conditions, showing ongoing financial diligence.Add CollateralDocument Type : Add CollateralFile Number : XXXX Filed : XX/XX/XXXX, XXXX : This filing shows the addition of collateral to secure the loan further, underscoring my commitment to maintaining sufficient security.TerminationDocument Type : TerminationFile Number : XXXX Filed : XX/XX/XXXX, XXXX : This document signifies the full repayment of the {$10000.00} loan and the release of the XXXX on the collateral, proving complete fulfillment of loan obligations.Request for UpdateI request that you update my credit report to reflect the following information : Loan Amount : $ XXXX Initiation Date : XX/XX/XXXX, XXXX Adjustments : XX/XX/XXXX ; XX/XX/XXXX, XXXX Collateral : XX/XX/XXXX, XXXX Termination : XX/XX/XXXX, XXXX DocumentationAttached are copies of the following documents for verification : Lien Financing Statement ( File Number : XXXX ) Restate Collateral ( File Number : XXXX ) Restate Collateral ( File Number : XXXX ) Add Collateral ( File Number : XXXX ) Termination ( File Number : XXXX ) Please incorporate this information into my credit report to ensure an accurate reflection of my credit history. If additional information is required, do not hesitate to contact me at XXXX or XXXX you for your prompt attention to this matter.Sincerely, XXXX XXXX XXXX XXXX.

Company response to consumer: Closed with explanation