Consumer complaint received 2025-05-04 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX : XX/XX/XXXX SSN : XXXX Consumer Dispute XXXX Re : Urgent Request - Fraudulent information Block under Section 605B of the FCRA To Whom It May Concern : I am writing to urgently request the removal of fraudulent addresses and names that appear on my credit report along with the fraudulent accounts and inquiries on my credit report due to identity theft. The inaccurate information is causing significant harm to my credit, and I expect immediate corrective action. 

Per Section 605B of the Fair Credit Reporting Act ( 15 U.S.C. 1681c-2 ), the following fraudulent accounts must be blocked and permanently removed from my credit file. I am invoking my right to have fraudulent information blocked and permanently removed from my credit report within XXXX ( XXXX ) business days from the date of receipt of this letter. 
I have identified the following fraudulent entries on my credit report : Names : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Addresses : XXXX XXXX XXXX, VA XXXX XXXX FLORIDA XXXX, VA XXXX XXXX XXXX XXXX, VA XXXX XXXX XXXX XXXX XXXX, VA XXXX XXXX XXXX XXXX XXXX, VA XXXX Employment : XXXX XXXX XXXX XXXX XXXX XXXX Accounts : Account Name : XXXX Account Number : XXXX * * * * * * Account Name : XXXX XXXX XXXX Account Number : XXXX * * * * Account Name : XXXX Account Number : XXXX * * * * * * Account Name : XXXX Account Number : XXXX * * * * * * * * * * * *, XXXX * * * * * * * * * * * * * Account Name : XXXX Account Number : XXXX * * * * * * * * * * Account Name : XXXX Account Number : XXXX * * * * * * * * Account Name : XXXX Account Number : XXXX * * * * * * * * * * * * Account Name : XXXX Account Number : XXXX * * Account Name : XXXX XXXX XXXX Account XXXX XXXX XXXX * * * * Account Name : XXXX XXXX XXXX Account XXXX XXXX XXXX * * * * Account Name : XXXX XXXX XXXX Account XXXX XXXX XXXX * * * * Account Name : XXXX XXXX XXXX Account XXXX XXXX XXXX * * * * Account Name : XXXX XXXX XXXX Account XXXX XXXX XXXX * * * * Account Name : XXXX XXXX XXXX Account Number : XXXX XXXX XXXX Account Name : Unknown Account Number : XXXX * * * XXXX * * Account Name : XXXX Account Number : XXXX * * * * * * Account Name : XXXX Account Number : XXXX * * * * * * * Account Name : XXXX Account Number : XXXX * * * * * * * Account Name : XXXX Account Number : XXXX * * * * * * * Account Name : XXXX Account Number : XXXX * * * * * * * Account Name : XXXX Account Number : XXXX * XXXX * * * * Account Name : XXXX XXXX  Account Number : XXXX * * * Account Name : XXXXXXXX XXXX Account Number : XXXX * * Account Name : XXXXXXXX XXXX Account Number : XXXX * * * * * * * * * * Account Name : XXXX Account Number : XXXX * * Additionally, I request the removal of all unauthorized inquiries related to this identity theft : XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Failure to comply with this request will leave me no choice but to pursue legal action. If this fraudulent information is not blocked and removed, I will file complaints with the Consumer Financial Protection Bureau ( CFPB ) and Federal Trade Commission ( FTC ), and I will seek monetary damages for the harm caused by continued reporting of these inaccuracies. 
I also demand the immediate removal of all unauthorized inquiries related to this identity theft, which were not authorized by me and have negatively impacted my credit. If these inquiries are not promptly removed, I will escalate this matter to the appropriate legal authorities. 

I expect written confirmation by XXXX BUSINESS DAYS FROM THE LETTER DATE confirming that the fraudulent account and any related unauthorized inquiries have been fully removed from my credit report. 

This is a time-sensitive matter, and you are now officially on notice. Failure to act promptly will result in further legal action to protect my rights and restore my credit. 
Thank you for your immediate action to this issue. 

XXXX XXXX XXXX

Company response to consumer: Closed with non-monetary relief