Consumer complaint received 2016-01-12 00:00:00
Product: Mortgage — FHA mortgage
Issue: Loan modification,collection,foreclosure — 
Company: SELECT PORTFOLIO SERVICING, INC.
State: AZ

Complaint narrative:
I tried respond to ltr from Select Portfolio Servicing from XX/XX/XXXX, you could not answer my questions that I submitted in my ltr of XX/XX/XXXX. For this reason, not only have you committed Mortgage Fraud but also Foreclosure Fraud in which I will file in court against SPS, XXXX XXXX, XXXX XXXX XXXX, XXXX and XXXX XXXX XXXX XXXX.Complaint 1 - Where is the confirmation that the alleged liens were paid off when it is clearly noted on a credit bureau ( which I will be filing a complaint ) that there is an outstanding lien from XXXX XXXX from XX/XX/XXXX on XXXX XXXX XXXX - duly noted alleged paid off but recorded and acknowledged as a payoff on closing documents for XXXX of XXXX XXXX in XX/XX/XXXX and also listed on a HUD-1 statement. Now, XXXX XXXX is pushing for EXTORTION trying to collect on a debt that was paid twice through XXXX, XXXX, XXXX and XXXX XXXX XXXX who claim they have no records but yet recorded. ( see attached ) also see attached original HUD-1 statement from XX/XX/XXXX indicating all of the above. This is MORTGAGE FRAUD, EXTORTION, and DISCRIMINATION AND TAKING ADVANTAGE OF A XXXX CITIZEN WHO HAPPENS TO BE A XXXX LADY WITH MANY XXXX AILMENTS that requires ongoing doctor care. Who is XXXX XXXX to say that I do n't live in my house at XXXX XXXX when you can come there any day and see all my personal possessions there? Yes I go to XXXX my daughter I have doctorsin XXXX that I see. My mail comes to XXXX places, my bedroom, clothes are at XXXX XXXX XXXX, XXXX, XXXX XXXX as I will file a complaint of slander and defamation of character against XXXX XXXX and XXXX XXXX on the grounds of discrimination and trying to make a quick {$7000.00} and making sure I do n't receive anything as discussed {$10000.00} for relocation assistance under HAFA. It 's clearly and duly noted that no Loan Modification NEVER took place in XX/XX/XXXX from XXXX XXXX as I have come to the conclusion it was fake documents & fake signatures of a vice president from XXXX XXXX. I had been paying {$1500.00} since I got the loan in XX/XX/XXXX and I do n't care which way you break it down it has remained the same balance. So SPS and XXXX XXXX has lied including attys XXXX XXXX XXXX. 
I submitted a HAFA Affidavit through my alleged attory office of XXXX XXXX XXXX XXXX and was never filed/completed with all documentation to you is a lie! Listing XXXX XXXX is Extortion! No HUD-1 received either. XXXX claims there 's a XXXX owe to XXXX XXXX this is a lie. SPS states all liens were paid satisfactory. See all attached documents! Of HUD-1, letter of XX/XX/XXXX from SPS ( I received it on XX/XX/XXXX & prior to this never received nothing from SPS was told that I was supposed to receive a ltr on XX/XX/XXXX from XXXX XXXX of SPS in a recorded conversation on XX/XX/XXXX XXXX. - somebody is lying ) RELOCATION ASSISTANCE WAS REQUESTED AND I WAS ADVISED THIS WAS APPROVED. 
SPS is asking for a FINAL HUD-1/Closing Disclosure is signed when I never received the preliminary HUD-1 Disclosure requesting relocation assistance under the HAFA! ( see attached ) I received a ltr from SPS extending any type of closing or sale of house to XX/XX/XXXX. On XX/XX/XXXX spoke w/Mr. XXXX XXXX regarding HAFA. HAFA Affidavit was submitted on XX/XX/XXXX to the real estate attorney XXXX XXXX XXXX, XXXX attention XXXX and a hardship ltr was suppose to be submitted w/my papers to SPS. I am finding out this never took place. I 'm a XXXX XXXX XXXX medical needs that are not covered under my Insurance.My realtor XXXX XXXX assured me she would write the ltr on my behalf and she lied.When SPS took over XX/XX/XXXX the mortgage was never modified in accordance w/XXXX, Vice President there was never a reduction of {$1400.00}. I always paid {$1500.00}. Never paid $ XXXX.will testify under oath/proof! Mortgage Fraud and Predatory Lending. Please Help!

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation