Consumer complaint received 2018-03-08 00:00:00
Product: Debt collection — Other debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: ERC
State: GA

Complaint narrative:
TO : Sen. XXXX XXXX XXXX XXXX XXXX XXXX XXXX Washington, DC XXXX XXXX  XXXX   XXXX ATTN : Rev. XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX Consumer Financial Protection Bureau ( C.F.P.B. ) XXXX XXXX XXXX XXXX. Washington, D.C. XXXX XXXX. XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX. XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX MD XXXX XXXX : Rev. XXXX XXXX XXXX XXXX XXXX XXXX, Georgia XXXX XXXX XXXX REF : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IN XXXX. Date : XX/XX/XXXX Sir/Madam XXXX has admitted that my credit file has been breached. XXXX breach goes back for years. I know! XXXX XXXX XXXX retaliated against me for saying I will file a complaint against them through the C.F.P.B. This retribution came instant within days after I mention it. As a Veteran who fought for his country, and a XXXX XXXX XXXX XXXX. They dont care who they XXXX over to save their brand. I am a licensed XXXX XXXX in the State of Georgia. Thieves are using my information all over Georgia with impunity. I have been targeted by criminals starting over four years ago. Earlier this year someone got a XXXX card in my name. They did an address change first, then got the card. XXXX XXXX XXXX are still with this trickery and foolery. I need to know what could be done to XXXX XXXX XXXX criminally. I told them I will file a complaint against them with the Consumer Financial Protection Bureau. Once I said that, they put that negative account on my credit file. That account is fraudulent. I have three family members named XXXX XXXX. This is unacceptable and unenforceable, and this is an unscrupulous attempt by XXXX XXXX XXXX against me. They are only worrying about saving their brand, and not helping the consumer. My Social Security number, birth date, address, driver 's license information is in the hands of criminals. I learned this the hard way after they were XXXX-bent on destroying my credit so I can not get my V. A. loan They are creating havoc in my life. XXXX XXXX XXXX has a strong dislike toward Veterans, and XXXX XXXX XXXX XXXX. They are strongly aware that nothing will happen to them since they believe they are too big to fail. Please help this Veteran and this XXXX XXXX XXXX member. Please? I am filing this complaint because they made a threat against me. I can not fathom why would they do this to a Veteran. I have fought for this Country. I come home and get squash by XXXX XXXX XXXX. They are castigating me for saying I would file a complaint. This stain is an illegal injustice. They put this blemish on my credit report. My address is XXXX XXXX XXXX XXXX, Georgia XXXX. I have stayed at this address for the last fifteen years, and I paid my house off in XXXX. I will include my deed to my house. However, they still put this mess on my credit. They need to get the right XXXX XXXX. There are over four hundred XXXX XXXX throughout the State of Georgia. I am resolved to the fact that XXXX XXXX XXXX is a mafia and a gutless wonder! Why would they put that negative account on my credit file that doesnt belong to me, except mere retribution? I have faxed my credit report, two police reports, and F.T.C. fraud affidavit to your assistance. XXXX XXXX XXXX has a copy of the same information. They are too stubborn, and they are too crooked to satisfy the consumer. They are too more concerned about XXXX XXXX XXXX brand at the expense of Veterans. Sir/Madam this company, and their employees should be penalized through the criminal justice system. Just imagine this, if they are doing this to Veterans, just imagine what they are doing to civilian consumers,

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation