Consumer complaint received 2026-04-12 00:00:00
Product: Debt collection — Credit card debt
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: ENCORE CAPITAL GROUP INC.
State: MA

Complaint narrative:
This is a matter : where Midland Credit group : out of : XXXX XXXX XXXX XXXX XXXX, XXXX, Michigan XXXX : as a creditor, has requested an amount of {$770.00}, from my human. In this situation : I have contacted the creditor multiple times : to make ethically appropriate agreement to cancel out the debt : for the amount of {$770.00}. In the above situation : I was illegally forced to put up with non acceptable amounts : of non called for illegal crime : associated with terrible, careless, non professional business representation : allowing : dangerous amounts of aggravated identity theft, treason, felony exploitation, human trafficking : towards my personal, intelligent, respectable : worthy human : while using their financial services : as a dedicated, respectable, intelligent, fortunate, biblical human. XXXX. The situation is : I have put up with non acceptable, amounts of non fair, non called for illegal crimes : with absolute felons : of the XXXX XXXX XXXX security department : hacking, and hitting on my human : desperately attempting to race ahead of my fortunate, intelligent human. Disrespecting my human rights, personal privacy, personal freedom, blatantly disrespecting : my necessary personal financial and private living situation : committing on going illegal crimes : hacking and hitting on my gentleman human : with illegal, felony, sneaky, fraudulent, felony criminal forces. These are aggravated identity thieves : that I have put up with. In the above matter : this was non fair, illegal crime : that I was putting up with : while I was a dedicated, respectable, intelligent personal customer of Midland Credit Company. The company, presented illegally non professional, ethically non appropriate and non professional, business behavior : towards my intelligent, biblical personal human : while I was a dedicated, respectable, solo customer : allowing my human to be XXXX and extorted, while using the companies, respectable, financial services. In the above matter : I have lost out on a great amount of necessary personal financial gains : due to the illegally non appropriate and non professional, non courteous, business, dealings that I was illegally forced to tolerate and put up with. Midland Credit listed a owed : amount of {$770.00} on my credit report. I have contacted Midland Credit, multiple times : to make immediate legal ethically, appropriate actions : as a creditor : to make legal agreement : to cancel out, the amount of {$770.00} immediately : for all legal, appropriate, obvious reasons. In the above situation : I am a very important human on this earth. My financial situation or personal credit score : is never to be illegally jeopardized or played with, for any reasons what so ever. It is more then important that my personal credit score is at XXXX at all times. I am making request that the above named Creditor Midland Credit Group : immediately cancel out the {$770.00} account : making sure the account is immediately canceled and deleted off of my personal credit report. There is an absolute XXXX tolerance : towards any type of non fair, non professional illegal criminal behavior : towards any of the customers : using the financial services. Thank you for your immediate, appropriate actions. THE ABOVE MESSAGE IS THE TRUTH AND NOTHING BUT THE TRUTH. Respectably Submitted, HONORABLE XXXX XXXX TRUTHFUL LORD OF THE EARTH TRUTHFUL PRINCE OF PEACE

Company response to consumer: Closed with explanation