Consumer complaint received 2025-03-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: Experian Information Solutions Inc.
State: MD

Complaint narrative:
Re : Unauthorized Credit Inquiries- Request for Removal Subject : Request for Removal of Unauthorized Inquiries from Credit Report Name : XXXX XXXX XXXX Address : XXXX XXXX XXXX, XXXX, Maryland XXXX Dear Experian, I am writing to formally request the removal of unauthorized credit inquiries listed on my credit report. These inquiries appear to have been made without my consent, and I do not recognize them as being related to any legitimate applications or agreements I have initiated. According to the Fair Credit Reporting Act ( FCRA ), I have the right to dispute any inaccurate or unauthorized information on my credit report, including inquiries. 

The following inquiries are in question and should be removed from my credit file : XXXX  Date : XX/XX/XXXX Type : Personal Loan Companies XXXX Date : XX/XX/XXXX Type : Personal Loan Companies XXXX  Date : XX/XX/XXXX Type : Personal Loan Companies ONEMAIN Date : XX/XX/XXXX Type : Personal Loan Companies XXXX Date : XX/XX/XXXX Type : [ No specified type ] XXXX XXXX XXXX Date : XX/XX/XXXX Type : Mortgage Reporters XXXX XXXX XXXX XXXX Date : XX/XX/XXXX Type : Installment Loans XXXX Date XXXX XX/XX/XXXX Type : [ No specified type ] XXXX XXXX XXXX XXXX XX/XX/XXXX Type : [ No specified type ] XXXX Date : XX/XX/XXXX Type : Personal Loan Companies XXXX  Date : XX/XX/XXXX Type : Sales Financing XXXX Date : XX/XX/XXXX Type : [ No specified type ] XXXX Date : XX/XX/XXXX Type : [ No specified type ] XXXX Date : XX/XX/XXXX Type : [ No specified type ] XXXXXXXX XXXX XXXX Date : XX/XX/XXXX XXXX : Mortgage Brokers XXXX Date : XX/XX/XXXX Type : [ No specified type ] XXXXXXXX XXXX XXXX Date : XX/XX/XXXX Type : XXXX Brokers ONEMAIN Date : XX/XX/XXXX Type : [ No specified type ] XXXX CARD Date : XX/XX/XXXX Type : [ No specified type ] EMS/MVC Date : XX/XX/XXXX Type : [ No specified type ] JPMCB CARD Date : XX/XX/XXXX Type : Bank Credit Cards XXXX Date : XX/XX/XXXX Type : [ No specified type XXXX XXXXXXXX XXXX Date : XX/XX/XXXX Type : Bank Credit Cards XXXX XXXXate : XX/XX/XXXX Type : Personal Loan Companies As stated under the Fair Credit Reporting Act ( FCRA ), I request that you investigate and remove these unauthorized inquiries from my credit file. Please notify me in writing of the results of your investigation and the steps you have taken to resolve this matter.

If these inquiries were initiated as a result of fraud or identity theft, I request that they be marked accordingly, and I will follow up with any additional documentation required to support this claim.

Please let me know if you require any further information or documentation. I expect this matter to be resolved promptly. If I do not hear from you within 30 days, I will consider taking further action, including filing a complaint with the Consumer Financial Protection Bureau ( CFPB ) or seeking legal assistance.

Thank you for your attention to this matter. I look forward to your prompt response. 

Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MD XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation