Consumer complaint received 2024-08-07 00:00:00
Product: Debt collection — Rental debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: FAIR COLLECTIONS & OUTSOURCING, INC.
State: AZ

Complaint narrative:
Landlord was not fixing problems In the apartment. Partying neighbors stomping above me. People smoking on property when its non smoking complex. Not cleaning things and not doing regular maintenance of the property. And they wouldn't remove this nasty smelling scent device thing to accommodate my XXXX and XXXX. So I started making complaints against them to Government entities. Because of my complaints, the landlords started threatening me with eviction before giving me any notices. Then they tried to make stuff uo to get me evicted. But they couldn't evict me because I wasn't doing anything wrong. So they made up a lie about me breaking some stupid thing in their apartment complex and charged it to my rental ledger. I could not pay rent with that fraudulent charge on my rent ledger. I asked to pay rent, but they refused it unless I pay their fraudulent damage fee with rent. I asked for proof of damages to their item but they never gave me proof of damages, it was all just heresay. So because I couldn't pay rent without it applying to those fees XXXX, they filed for eviction for non payment of rent. That's right, they devised this plan to make up false damages, so they could charge it to mybrental ledger, so they could to try to evict for non payment of rent. In the meantime before court, the landlords tried coercing me into signing a mutual agreement to give up my rights, and were threatening me with eviction to scare me. They were trying to scare me into signing their agreements to avoid being evicted. In court, the XXXX judge said regardless if I touched their item, or didn't touch it, proof was needed in order to show that damages happened. So the judge pushed the court date out to give them time. By the next court date, the landlords still didn't have proof of damages other than just heresay. Their vendor that supplies the item was saying the item was lost forever, on record saying the item is LOST and that's the reason for the charge. But the Landlords are saying it's damaged. They never got their story straight. This XXXX court date though went bad, because I had a different judge this time, who was rude, catty, & disrespectful to me. This new judge literally asked the property managers if they have proof of the items damages. And the landlords said NO WE DONT. Despite the last judge ordering that proof was needed. And despite the landlords still telling the new judge that there still is no proof, this rude catty jerk of a judge STILL evicted me. She still awarded judgement against me despite no proof being presented. She told me told me it's mu fault for not paying rent. I told her I offered to pay rent multiple times and that I had the money to pay rent immediately and could pay rent right now, minus the fraudulent damage charge. She literally told me she'd be upset with me to and try to get me evicted to for being obnoxious. Now I have over {$6000.00} in collections that is on my credit report, and I'm homeless because of it and I can't rent anything because of this fraudulent account on my credit report. Because the false stuff the landlords made up to get me evicted. This happened about 9 months ago. I couldn't afford to appeal because I lost my job due to the XXXX XXXX  that I was dealing with in that apartment complex. Can I get this fraudulent debt removed from my account and the case expunged by a different judge who will follow the law instead of being a XXXX XXXX XXXX XXXX?? I demand that they remove this fraudulent debt that the landlords created to get me wrongfully evicted. And if the debt collectors want to dispute it, they can take me to court and explain to the judge how I was evcited due to the landlords making up false damages that they never provided proof of.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation