Consumer complaint received 2025-12-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: AZ

Complaint narrative:
b"I have reasonable cause to believe that the information provided by XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX with contact number XXXX XXXX in account # XXXX XXXX XXXX XXXX. Account # XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX with contact number XXXX XXXX. that I identified as a debt buyer.\nI have previously requested to the Federal Trade commission and to the three main Credit Bureaus TRANSUNION, XXXX, EXPERIAN. with FTC # XXXX XXXX XXXX reported to TRANSUNION CREDIT BUREAU on XXXX that account # XXXX  was opened and inaccurate reported to EXPERIAN CREDIT BUREAU that the account # XXXX was allegedly opened on XXXX as showed on my credit report and in the XXXX  compare report XXXX. I'm adding to this dispute.\nThe DEBT BUYER XXXX XXXX XXXX XXXX. Account # XXXX keep furnishing negative information in my credit report.\nThe DEBT BUYER XXXX XXXX XXXX XXXX. Account # XXXXhad failed to provide information like my DRIVER LISENCE, my SOCIAL SECURITY or a CONTRACT to accurate link me with the information they report to TRANSUNION CREDIT BUREAU AND EXPERIAN CREDIT BUREAU. we all know how credit bureaus get pay by the DEBT BUYER to keep and maintain inaccurate information violating 15 USC & 1681s-2 (a)(1)(D).\nThe DEBT BUYER XXXX XXXX XXXX XXXX. Account # XXXX  TRANSUNION CREDIT BUREAU AND EXPERIAN CREDIT BUREAU\n has damage my ability to get credit due to the inaccurate information they KEEP FURNISHING IN MY CREDIT FILE despite the fact that those accounts had been previously reported as an Identity Thef.\nthe banking system is dependent upon fair and accurate credit reporting according with the 15 U.S Code & 1681 Congressional Finding.\nThe DEBT BUYER XXXX XXXX XXXX XXXX Account # XXXX in agreement with TRANSUNION CREDIT BUREAU AND EXPERIAN CREDIT BUREAU had crippled my fair opportunity to access LOANS AND CREDITS due to the false information they continue to report in my credit file.\nI will proceed with CIVIL LIABILITY filing my case in COURT. 15 U.S & 1692k\n\nI request XXXX XXXX XXXX, The DEBT BUYER XXXX XXXX, TRANSUNION CREDIT BUREAU AND EXPERIAN CREDIT BUREAU MANAGEMENT INC. supplied proof of the alleged debts, writing contracts, copies of writing permission, copy of my driver's license and copy of social security \n REMOVE AND DELETE ALL INACCURATE information from my credit report, pursuant to section 605B of the Fair Credit Reporting Act, 15 USC 1681s-2(a)(1) reasonable cause to believe that the information is inaccurate, 15 USC & 1681s-2(a)(7) negative information,15 U.S. Code  1681s2 - Responsibilities of furnishers of information to consumer reporting agencies,15 USC  1681a(q)(4) Definition: identity theft report,15 U.S. Code  1692k - Civil liability and send the required notifications to all Furnishers of this information."

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation