Consumer complaint received 2024-04-04 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: IL

Complaint narrative:
On XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX I received information from information on my credit report from XXXX, XXXX, and Experian that is incorrect. I have contacted XXXX, XXXX, and Experian on XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX. XXXX, XXXX, and Experian are showing that I have been late for my auto loan payments with XXXX XXXX XXXX XXXX, Experian is showing TWO collections from XXXX XXXX  of which I have told them several times that I have no knowledge of and they have not shown any documents of this debt. Experian is showing a collection from XXXX XXXX XXXX of which I have told them several times that I have no knowledge of and they have not shown any documents of this debt. XXXX, XXXX, and Experian are showing late payments from XXXX XXXXXXXX XXXX, I have never been late on these this account, they have failed to correct this and/or provide and furnishing documents that these late payments from XXXX XXXXXXXX XXXX are in fact accurate, which they are not. XXXX, XXXX, and Experian are showing late payments from XXXX XXXXXXXX, I have never been late on these this account, they have failed to correct this and/or provide and furnishing documents that these late payments from XXXX are in fact accurate, which they are not. A collection from XXXX XXXX is appearing on all of my reports from XXXX XXXX XXXX XXXX and Experian, I have no knowledge of these accounts and I have contacted them several times to tell them that these accounts are not my responsibility. XXXX is reporting a collections from XXXX that I have no knowledge of and they refused to provide me with documentation or information on this debt. Experian and XXXX are both reporting a collection from XXXX XXXX XXXX that I have no knowledge of and they refused to provide me with documentation or information on this debt. XXXX, Experian, and XXXX are all reporting collections from a XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) I have now knowledge of an account from XXXX! Remove this inaccurate information. XXXX XXXX XXXX is reporting from Experian as a collection, they have not told me anything of this account or where this debt originated from or any proof of accuracy of this debt. XXXX XXXX XXXX is reporting ( Original Creditor : XXXX XXXX XXXX XXXX XXXXXXXX XXXX  ) I have no knowledge of this account nor have they furnished any original documents of this account to inform me of how this account was ever created, I have no knowledgment of this. XXXX is showing a collection of XXXX ( Original Creditor : XXXXXXXX XXXX ), I have never had a XXXX account, they have not shown me the accuracy of this debt. Each time I have contacted XXXX, XXXX, and Experian they have sent me letters concerning all of this incorrect information, they have sent letter back to me stating that the letters appeared to have not been sent from me. I have furnished my Government state Id, social security card, and proof of my address to prove to XXXX, XXXX, and Experian that I am in fact disputing the inaccurate information that I have mentioned here. In return, XXXX, XXXX, and Experian have sent back letters stating that it appears that the letters appeared to have come from someone that was not me. If it was not sent by me, I do not understand why XXXX, XXXX, and Experian are constantly sending the letters back to ME, when I have over and over proven to them that I am the one sending the letters to them. XXXX, XXXX, and Experian are violating my rights as a consumer by reporting information that is incorrect onto my credit reports.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief