Consumer complaint received 2025-09-18 00:00:00
Product: Mortgage — Home equity loan or line of credit (HELOC)
Issue: Problem with fraud alerts or security freezes — 
Company: Jet Lending Inc.
State: TX

Complaint narrative:
On XX/XX/XXXX XXXX XXXX XXXX entered into a Deed of Trust with Jet Lending LLC, whose address is XXXXXXXX XXXX XXXX XXXXXXXX, Texas XXXX. The amount of the Deed of Trust was {$260000.00}. I only wanted {$50.00}, to start a farm. Since I filed for XXXX Exemption. And my home was my Homestead. The Lender from Jet Lending said I had to take that amount and not to worry because the money they loaned me would cover the payments and after a year they would refinance me at a low interest rate. Also after 12 months would be a ballon payment asking for the full amount in 12 months. I was not employed at the time and had just got out of the Hospital from having XXXX. The payments from their money was being drafted out of my bank account. But during the year I received a letter that another company was going to be taking the payments. Then XXXX XXXX XXXX. took over and Foreclosed on my Homesteaded home without proper notice and sold the home to themselves. 
I hired a lawyer and he sent them a letter. The case is still active in the XXXX XXXX XXXX XXXX CASE # XXXX. I then found out that Jet Lending committed Mortgage Fraud. They lied to me about getting the 30 year Mortgage at a low interest rate after 1 year. And they DOUBLE ASSIGNED MY NOTE. This is how the dates went : XXXX. XX/XX/XXXX ( DEED OF TRUST ) FROM JET LENDING LLC TO XXXX XXXX FOR {$260000.00}. 

XXXX. XX/XX/XXXX ( ASSIGNMENT ) FROM JET LENDING LLC TO XXXX XXXX XXXX XXXX XXXX. Giving XXXX Collateral Assignment to the Note and Lien for {$260000.00} from the Deed of Trust dated XX/XX/XXXX. 

XXXX. XX/XX/XXXX at XXXX XXXX. ( RELEASE ) FROM XXXX XXXX XXXX XXXX XXXX TO GRANTEE XXXX XXXX. RELEASING THE NOTE & LIEN FOR {$260000.00}. Giving XXXX XXXX A TOTAL RELEASE OF THE {$260000.00}. 

XXXX. XX/XX/XXXX at XXXXXXXX XXXX. ( ASSIGNMENT ) FROM JET LENDING LLC TO XXXXXXXX XXXX XXXX. Giving XXXX XXXX XXXX a 2nd Collateral Assignment to the Note & Lien from Jet Lending LLC and XXXX XXXX. 

XXXX. After XXXX XXXX XXXX FORECLOSES ON XXXX XXXX WITHOUT PROPER NOTICE. The Loan was for a HOME EQUILTY & IMPROVEMENT LOAN.

My complaint is that Jet Lending LLC, XXXX XXXX XXXX XXXX XXXX, and XXXX XXXXXXXX XXXX all worked together to deceive me and are DECEPTIVE. XXXX XXXX XXXX HAD NO RIGHT TO FORECLOSE ON MY PROPERTY. AND JET LENDING DID NOT HAVE THE RIGHT TO DOUBLE ASSIGNMENT MY NOTE TO XXXX XXXXXXXX XXXX XXXX. IT APPEARS THAT I WAS SCAMMED. PLEASE HELP ME WITH THESE BIG CORPORATE GANGSTERS FROM TRYING TO STEAL MY HOMESTEADED HOME. 

Jet Lending LLC had no right to DOUBLE ASSIGN my home to XXXX XXXXXXXX XXXX XXXX since Jet Lending LLC hd already ASSIGNED the ASSIGNMENT OF COLLATERAL NOTE & LIEN FOR THE FULL AMOUNT OF {$260000.00} OF THE NOTE & LIEN AMOUNT TO XXXX XXXX XXXX XXXX XXXX. Then after XXXX XXXX XXXX XXXXXXXX WRONGFULLY & ILLEGALLY FORECLOSES on my HOMESTEADED home. AT THAT POINT I WAS GIVEN A FULL RELEASED FILED IN THE XXXX XXXX CLERK 'S RECORDS IN REAL PROPERTY at XXXX XXXX XXXX XXXX XXXX XXXX FILED A RELEASE FOR THE FULL NOTE AND LIEN TO ME GRANTEE XXXX XXXX. 

MORTGAGE FRAUD WAS COMMITTED BY JET LENDING FOR A INVALID CONVEYANCE AND FRAUDULENT DOUBLE ASSIGNMENT FILED ON XX/XX/XXXX AT XXXXXXXX XXXX. FROM JET LENDING LLC ASSIGNS TO XXXX XXXX XXXX XXXX. This act of Mortgage Fraud is FELONY and consists of other FELONIES IN THE STATE OF TEXAS. JET LENDING ALSO IS GUILTY OF CREATING A SCHEME TO DEFRAUD ME. AND GUILTY OF CONSPIRACY TO CONSPIRE WITH XXXX XXXX XXXXXXXX BY DOUBLE ASSIGNING THE NOTE & LIEN THEN FORECLOSING NOT GIVING PROPER NOTICE.

I would like these Corporate XXXX to be convicted and fined for their criminal acts against me. I have had to endure pain & suffering and loss of enjoyment for the reasons in my complaint. Please help me. How can I stress at the time I signed the Deed of Trust I did not have a job and no way to pay the mortgage. I had just got out of the hospital with XXXX. I was tricked to sign the Deed of Trust and was never given a copy of what I signed at the Title Company. Jet Lending LLC. forged my signature on a Homestead document and my Mother had to pay money to get a Handwriting Specialist. And his opinion was it is a Forgery. You can see all the documents have no account number or loan number. I had to hire an Attorney. And since I can not afford an attorney he could not represent me anymore. I feel sick that I have to fight for my home and that Jet Lending LLC and XXXX XXXXXXXX XXXX XXXX has committed Mortgage & Foreclosure Fraud and need to be charged for their crimes against me.

Company response to consumer: Untimely response