Consumer complaint received 2025-04-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: M.A.R.S., Inc.
State: TX

Complaint narrative:
1. 

The following Collection Agency : MARS INC with account XXXX XXXX XXXX  and balance of {$180.00} Address XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, OK XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Open Account Loan Type COLLECTION AGENCY/ATTORNEY Complaint : Above debt can not be paid because the collection Agency is unreachable. Their phone number listed on the credit report is not a working number and they have not responded to any of the two correspondences which I sent by mail. Original creditor refers me back to collections. Therefore, this account should not be reporting on my credit report if they are not reachable. 


2. 
The following Collection Agency : XXXX XXXX XXXX with account XXXX XXXX XXXX XXXX XXXX and balance of {$200.00} Address XXXX XXXX XXXX, XXXX XXXX XXXX, VA XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Complaint. 
This account has been delinquent and reporting on my credit for more that 7 years. This account is too old to report on my credit.Listed 'Date Opened ' of XX/XX/XXXX is incorrect. Account was opened in XX/XX/XXXX 3. 
The following Collection Agency : XXXX with account XXXX XXXX XXXX and balance of {$2500.00} Address XXXX XXXX XXXX XXXX, OK XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Open Account Loan Type COLLECTION AGENCY/ATTORNEY Date Updated XX/XX/XXXX High Balance {$2100.00} Original Creditor XXXX XXXX Complaint : XXXX has added an additional {$350.00} to the actual balance owed to XXXX of {$2100.00}. I Do Not owe XXXX that additional {$350.00} and I have never entered into any kind of contract with XXXX and do not owe {$350.00} to XXXX I tried to pay my balance with the original creditor, but XXXX is forcing me to pay through XXXX at an extra cost of {$350.00}. A very real and shameful shakedown. 

4. 
Fig loans with account XXXX XXXX XXXX XXXX XXXX  and balance of {$0.00} Address XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX, OR XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Installment Account Complaint This account has been paid off and currently has XXXX balance, and, as an incentive for me to pay the debt, XXXX XXXX  agreed to remove item from my credit report but this has not been done.They have not removed item 5. 
XXXX XXXX with account XXXXXXXX XXXX XXXX XXXX XXXX  and {$0.00} balance Account Information Address XXXX XXXX XXXX XXXX, DE XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Open Account Loan Type COLLECTION AGENCY/ATTORNEY Complaint This account has been paid off and currently has XXXX balance, and, as an incentive for me to pay the debt, XXXX XXXX to remove item from my credit report but this has not been done.They have not removed item

Company public response: Company disputes the facts presented in the complaint
Company response to consumer: Closed with explanation