Consumer complaint received 2024-01-20 00:00:00
Product: Credit card — General-purpose credit card or charge card
Issue: Trouble using your card — Can't use card to make purchases
Company: JPMORGAN CHASE & CO.
State: CA

Complaint narrative:
I, consumer, XXXX XXXX, agent on behalf of the principal, XXXX XXXX is here to claim all rights titles interest and equity owed to the principal. I have received letter that is stressing me out and causing me and my family harm as I am being threatened that I will not have access to my own security account that I am the owner of and this is discrimination and CHASE and CHASE CREDIT CARD SERVICES is in violation of the ECOA and CCPA and are breaking the law as they are trying to collect a debt and this account is already paid and I am to Indorse the Bill, not pay the bill. I have already been attempting to set off the account as I am the one whom is to benefit as I am the payee, the bearer, and the holder in due course. I am demanding that the CHASE CREDIT CARD COMPANY do as I say as I have claimed the bill and I have already sent off the security and instructions to apply and transfer the positive balance to the account for set off each and every billing cycle. The banks are the borrowers and I am the one that is to benefit. They are the account managers and I am the account owner. I received XX/XX/XXXX and chase is saying that the account is past due meaning there is a late payment nd NO CREDITOR IS TO TREAT A PAYMENT AS LATE FOR ANY PURPOSE : 15 USC 1666b. So, I demand that Chase send me all the Statements for all my accounts from the date I executed the application ( promissory Note ) in good faith. I have interest and equity inside this account that has my name and I am to receive all the benefits and I need CHASE Credit Card Services to abide by the law and what congress says and NO WHERE does the law say that I need to PAY A BILL. I am to accept and return and perform the bill. Bill of Exchange act and Federal Reserve Act. Section 16 part one and two. I demand that they read it and connect with the CFO as he or she knows the law and if they do not comply and do as I say, they are committing securities fraud and I will be notifying the IRS. I also instruct that they send me all the proof that I have given the right and permission to report and furnish any of my private and personal information to any XXXX XXXX. I NEVER consented to this action and they are doing fraudulent business and I am being damaged and harmed. This is not okay. I was never late and this account is insured so I must receive all the benefits due to me.

I can not be declined, I can not be denied access to my own right to credit. This has NOTHING to do with a Credit Score. I have been paying double payments for decades and I demand that the master account for the Principal be accessed and I need all the positive balances that is sitting inside the vault, which is waiting for the owner, me, to claim. CFPB, demand that Chase credit cards services refund me all the balances in excess of XXXX. They owe me XXXX XXXX XXXX and they are to refund my unearned interest within XXXX days of receiving this notice. 

send refund check to XXXX XXXX XXXX XXXX XXXX XXXX  ca [ XXXX ] there's many accounts over the decades attached to my Estate. I am claiming it ALL.

Company response to consumer: Closed with explanation