Consumer complaint received 2025-01-22 00:00:00
Product: Debt collection — I do not know
Issue: Took or threatened to take negative or legal action — Threatened to sue you for very old debt
Company: CL Holdings LLC
State: FL

Complaint narrative:
XX/XX/year> i started receiving letters in the mail that were from lawyers saying that i had a lawsuit filed against me and they would like for me to call them. I was very confused when i got them cause I had not be notified of any lawsuit filed against me. then on XX/XX/year> i was cleaning out my suv in the driveway and some random car pulls up and has a badge and says he was here to serve me with papers about a law suit filed against me so i took the papers in side then read them when i was done vacuuming out my suv. The lawsuit was filed by Jefferson Captial Systems LLC and I have no idea who these people are i never had a debt with them. but they were suing me for some reason. So i called one the of lawyers on the letter i got in the mail. but before getting a lawyer I tried numerous times to tell jefferson Captial that the debt wasnt mine and that i was a victim of identity theft and they didn't leave me alone after i told them that. They literally called me serveral times a day harrasing me. they asked me to send in proof of the identity theft and i did and yet they were still blowing up my phone. so i called the lawyer, which i didn't want to do cause i am a single mom of three young kids and i do NOT work due to medical issues and there was no way i couldt afford a lawyer but this lawyer worked with me by giving me a payment plan which i can not afford. the lawyer still hasnt been paid off yet cause i don't work and cant afford it. so now i have this lawyer blowing up my phone and emails about the balance due to her. but the lawyer literally resolved the lawsuit with jefferson Captial within a day or two. I don't see why i still even have to pay her all that money when she didnt even really do much i used her for literally one day or two and then the lawsuit of closed. the reason i'm filing this is because they never notified me of the lawsuit at all. I had to find out i had a lawsuit against me by an advertisement in the mail from laywers. I shouldn't have had to find out about this lawsuit by an advertisement i got in the mail from laywers which i literally got advertisements in the mail every day for weeks and i would get at least 5 a day in the mail. I believe that jefferson Captial systems LLC should be responsible for paying the laywer I had to hire because of them filing a lawsuit against me after i told them it wasn't my debt they still harassed me by calling all the time and then they filed the lawsuit after i sent proof it was identity theft. if they would have seen that it wasn't my debt then i wouldn't have a lawsuit against me in the first place. so i'm asking jefferson Captial systems LLC to pay the balance on the bill for the attorney. and they also will need to pay me back all the money i have already wasted on the bill for the lawyer. They were very rude on the phone and they would call me phone every day non stop. I am a single mom of 3 like i said and i dont work and i have enough stress in my life that i shouldn't have had to have added stress to my life just because of them. They had me so stressed out and aggravated that it affected my physical health and my mental health to. I didn't deserve this added stress in my life i have enough going on it my life that stresses me being a single mom not working is stressful then they file a lawsuit against me that didn't help at all it made me physically sick and depressed and stressed. The balance on the bill for the attorney is {$470.00}. and i have already paid them a few times so jefferson captial can make this right by paying me back all the money i spent on the attorney and then pay off the balance and honestly they should give me money for all the XXXX they put me through and for causing unnecessary stress to my life and for making me phyically sick that i had to go to the er cause my XXXX rate was way to high because of them stressing me out. i deserve at least for them to pay me back and pay off my attorney cause now i have this attorney stressing me out about the balance due and i have enough stress right now and my medical conditions have gotten worse I just need all this stress that they have caused and all the stress the attorney has caused to go away and just leave me alone.

Company response to consumer: Closed with explanation