Consumer complaint received 2025-10-02 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
You ignored federal law and failed to block and remove fraudulent information from my consumer report within the four-day timeframe required under FCRA 605B ( 15 U.S.C. 1681c-2 ). You are now in willful non-compliance and actively violating my consumer rights. I Demand Immediate Deletion of the Following Fraudulent Accounts
: XXXX XXXX In violation of 15 U.S. Code 1692g ( b ), which requires that once an account is disputed, all collection activity must cease until validation is provided. This collector continues to contact me despite the active dispute. This is unlawful and must be removed immediately. 

XXXX  XXXX In violation of 15 U.S. Code 1692g ( b ), which requires that once an account is disputed, all collection activity must cease until validation is provided. This collector continues to contact me despite the active dispute. This is unlawful and must be removed immediately. 

XXXX XXXX XXXX XXXX In violation of 15 U.S. Code 1692g ( b ), which requires that once an account is disputed, all collection activity must cease until validation is provided. This collector continues to contact me despite the active dispute. This is unlawful and must be removed immediately. 

XXXXXXXX XXXX XXXX XXXXXXXX In violation of 15 U.S. Code 1692g ( b ), which requires that once an account is disputed, all collection activity must cease until validation is provided. This collector continues to contact me despite the active dispute. This is unlawful and must be removed immediately. 

XXXX XXXXXXXX XXXX XXXXXXXX In violation of 15 U.S. Code 1692g ( b ), which requires that once an account is disputed, all collection activity must cease until validation is provided. This collector continues to contact me despite the active dispute. This is unlawful and must be removed immediately. 

XXXXXXXX XXXX XXXXXXXX In violation of 15 U.S. Code 1692g ( b ), which requires that once an account is disputed, all collection activity must cease until validation is provided. This collector continues to contact me despite the active dispute. This is unlawful and must be removed immediately. 

XXXX  XXXX In violation of 15 U.S. Code 1692g ( b ), which requires that once an account is disputed, all collection activity must cease until validation is provided. This collector continues to contact me despite the active dispute. This is unlawful and must be removed immediately. 

XXXX XXXX XXXX In violation of 15 U.S. Code 1692g ( b ), which requires that once an account is disputed, all collection activity must cease until validation is provided. This collector continues to contact me despite the active dispute. This is unlawful and must be removed immediately. 

Your Continued Negligence in Handling Identity Theft Reports Violates : FCRA 605B ( 15 U.S.C. 1681c-2 ) Failure to block fraudulent data.

15 U.S.C. 1681n Willful non-compliance with the FCRA.

15 U.S.C. 1681o Negligence in reinvestigating disputed information.

15 U.S.C. 1681s-2 Furnishers reporting inaccurate/unverifiable data.

15 U.S. Code 1692g ( b ) Continued collection activity during an active dispute.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation