Consumer complaint received 2025-03-02 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: IL

Complaint narrative:
To Whom It May Concern : Upon reviewing my credit report, I have identified the following item ( s ) that are inaccurately reported : 1. The following personal information is incorrect Former : XXXX XXXX 2. The following personal information is incorrect Former : XXXX XXXX XXXX 3. The following personal information is incorrect Also Known As : XXXX XXXX 4. The following personal information is incorrect Also Known As : XXXX XXXX XXXX 5. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX IL XXXX XXXX. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXXXXXX XXXX  XXXX IL XXXX XXXX. The inquiry was not authorized XACTUS Date of inquiry : XX/XX/year>2024 Please remove it from my credit report. 

8. The inquiry was not authorized XXXX Date of inquiry : XX/XX/scrub>/2024 Please remove it from my credit report. 

9. The inquiry was not authorized XXXX Date of inquiry : XX/XX/scrub>/2024 Please remove it from my credit report. 

10. violation 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

11. Violation of 15 U.S. Code 1681b - Permissible purposes of consumer. Delete immediately. 
XXXX XXXX XXXX XXXXXXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

12. violation 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

13. The status is incorrect for the following account XXXX XXXXXXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

14. Violation 15 USC code 1681 ( a ) Congressional Findings and statement of purpose - consumer 's right of privacy XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

15. The status is incorrect for the following account XXXX XXXX  Account Number : XXXX Please remove this inaccurate information from my credit report. 

16. 15 USC 1681i ( 4 ) client privacy information. Delete this item immediately XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 


In accordance with the Fair Credit Reporting Act, I hereby request that you investigate and rectify these items on my credit report. I understand that you are required to contact the creditor responsible for reporting these items for verification purposes. Please eliminate any information that the creditor fails to verify. I am aware of the statutory obligation under 15 U.S.C. Sec. 1681i ( a ) for you to complete this investigation within 30 days of receiving this letter.

Please send an updated copy of my credit report to the aforementioned address. As per the act, there should be no fee for obtaining this updated report. Furthermore, I kindly request that you notify any individuals who have obtained my credit report within the past six months of any corrections made.

Thank you for your attention and assistance in resolving this matter.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation