Consumer complaint received 2024-12-31 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
As a XXXX mother struggling to provide for my children and build a better future for them, I am writing to express my frustration and disappointment with the continued failures of Experian and XXXX to remove fraudulent accounts and unauthorized hard inquiries from my credit report. These inaccuracies have drastically impacted my ability to access financial resources to ensure my children have the stability they deserve. 

Despite providing the necessary documentation, these entries remain on my credit report, causing further hardship and unfair barriers. As a mother and head of household, this is unacceptable. Under 15 U.S. Code 1681c-2, I demand the immediate removal and blocking of the following fraudulent accounts and unauthorized inquiries : Please remove unauthorized/fraudulent inquiries and accounts Fraudulent Accounts : XXXX Account # : XXXX Balance : {$2800.00} Date Opened : XX/XX/XXXX -XXXX  Account # : XXXX Balance : {$1100.00} Date Opened : XX/XX/XXXX XXXX  Account # : XXXX Balance : {$410.00} Date Opened : XX/XX/XXXXXXXX XXXX XXXX Account # : XXXX Balance : {$580.00} Date Opened : XX/XX/XXXX -XXXX Account # : XXXX Balance : {$2300.00} Date Opened XXXX XX/XX/XXXX XXXX XXXX XXXX Account # : XXXX Balance : {$450.00} Date Opened : XX/XX/XXXX XXXX Account # : XXXX Balance : {$1600.00} Date Opened : XX/XX/XXXX XXXX ( Original Creditor : XXXX XXXX XXXX  ) Account # : XXXX Balance : {$720.00} Date Opened : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ) Account # : XXXX Balance XXXX {$2800.00} Date Opened : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) Account # : XXXX Balance : {$450.00} Date Opened : XX/XX/XXXX -XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) Account # : XXXX Balance : {$170.00} Date Opened : XX/XX/XXXX XXXX ( Original Creditor : XXXX XXXX  XXXX ) Account # : XXXX Balance : {$520.00} Date Opened : XX/XX/XXXX - XXXX Original Creditor : XXXX  XXXX ) Account # : XXXX Balance : {$390.00} Date Opened : XX/XX/XXXX XXXX Account # : XXXX Balance : {$2600.00} XXXX XXXX : XX/XX/XXXX XXXX Account # : XXXX Balance : {$2700.00} Date Opened : XX/XX/XXXX XXXX  Account # : XXXX Balance : {$2300.00} Date Opened : XX/XX/XXXX Unauthorized Hard Inquiries : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX - XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XXXX XXXXXX/XX/XXXX These inaccuracies are devastating to me as a single mother. Under the FCRA, I am requesting these entries be blocked and removed immediately. 

I demand that these fraudulent entries be permanently removed and blocked from my credit reports. Please provide written confirmation once this matter has been resolved. Additionally, for violating my rights, send payment immediately via Certified Funds and payment to : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Failure to comply within the legally mandated time frame will result in escalation to legal action. Thank you for your prompt attention to this matter.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation