Consumer complaint received 2025-01-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
XXXX XXXX Address : XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, FL XXXX Email Address : XXXX Date : [ Insert Todays Date ] To : TransUnion Consumer Solutions XXXX XXXX XXXX XXXX, PA XXXX Subject : Request for Verification or Deletion of Accounts in Compliance with Metro 2 Code and FCRA Dear TransUnion, Under the Fair Credit Reporting Act ( FCRA ), I am writing to formally request verification or deletion of certain accounts appearing on my credit report dated XX/XX/XXXX. Pursuant to Section 611 ( a ) of the FCRA ( 15 U.S.C. 1681i ), I am exercising my rights to dispute the completeness and accuracy of the following accounts. 

Specifically, I am disputing the following Authorized User accounts, as I do not recognize them or have ownership of these accounts : XXXX. XXXX XXXX TransUnion, XXXX, XXXX Account # : XXXX High Balance : {$12000.00} XXXX. XXXX TransUnion XXXX XXXX, XXXX Account XXXX : XXXX XXXX XXXX : {$970.00} XXXX. XXXX XXXX, XXXX Account # : XXXX XXXX XXXX : {$21000.00} XXXX. XXXX TransUnion, XXXX, XXXX Account # : XXXX High Balance : {$19000.00} Additionally, I am requesting verification or deletion of the following accounts : XXXX. XXXX  XXXX TransUnion, XXXX, XXXX Account # : XXXX XXXX. XXXX XXXX  XXXX TransUnion, XXXX, XXXX XXXX. XXXX TransUnion XXXX XXXX, XXXX Account XXXX : XXXX XXXX. XXXX  XXXX TransUnion, XXXX, XXXX Account # : XXXX XXXX. XXXX XXXX XXXXXXXX TransUnion, XXXX, XXXX Account # : XXXX High Balance : {$460.00} XXXX. XXXXXXXX XXXX XXXXXXXX TransUnion, XXXX, XXXX Account # : XXXX High Balance : {$8900.00} XXXX. XXXX XXXX TransUnion, XXXX, XXXX Account # : XXXX High Balance : {$41000.00} XXXX. XXXX XXXX TransUnion, XXXX, XXXX Account # : XXXX I am requesting that TransUnion : 1. Conduct a full reinvestigation of these accounts.

2. Verify each accounts accuracy and compliance with the Metro 2 reporting standards, including all relevant fields. 
XXXX. Provide documentation from the furnishers ( creditors or data furnishers ) confirming the accounts legitimacy, as required by law. 

If verification can not be completed within 30 days, I request that these accounts be immediately deleted from my credit report, as mandated under the FCRA. Additionally, I request written confirmation of the results of this reinvestigation, along with details of any deletions or updates made to my file. 

Please provide me with the investigation results via email at XXXX and by mail at the address listed above. 

Failure to comply with these requirements under the FCRA and Metro 2 standards constitutes a violation of federal law and will be reported to the Consumer Financial Protection Bureau ( CFPB ) and other appropriate authorities. 

Thank you for your attention to this matter. I look forward to your prompt response within the legally mandated timeframe of 30 days. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation