Consumer complaint received 2017-09-16 00:00:00
Product: Debt collection — Mortgage debt
Issue: Took or threatened to take negative or legal action — Seized or attempted to seize your property
Company: MORGAN STANLEY & CO. LLC
State: DC

Complaint narrative:
This complaint is in response to XXXX XXXX XXXX XXXX - agent / in parity with document custodian XXXX XXXX trustee - for Morgan Stanley XXXX XXXX XXXX XXXX XXXX XXXX Mortgage Pass Through Certificates XXXX XXXX XXXX XXXX number : XXXX - Reference previous Complaint -CFPB- XXXX XXXX XXXX Dated XXXX The XXXX is not of issue nor discussion, as Saxon was the secured XXXX XXXX to XXXX XXXX and the XXXX XXXX XXXX. The Trust took an insurance write off for the BK- per SEC XXXX XXXX 
XXXX obtained a charged off account as per their own ledger. XXXX in cahoots and parity with XXXX intended to steal and deceive by concealment and fraud for unjust enrichment through a foreclosure mill XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXXXXXX created a Collateral file ; had to validate the debt and violated FDCP by wrong amounts owed and claimed false Note holder- the document custodian trustee- XXXX XXXX XXXX There is NO valid lien. The ONLY lien on subject property was with the prior owner for XXXX through XXXX. The chain of origination and holder due course UCC XXXX FAIL. IF XXXX and XXXX in parity are not forging documents- why NOT file a proof of claim in Court to show the valid transfers as how they obtained a blank note. In addition, XXXX forged my signature THAT is robo signing. XXXXXXXX XXXX 305 page response on XXXX is false and additional evidence of duplicate Deeds versions of one original. 
XXXX 's response is FALSE and deceptive- also criminal- the Deed does NOT give permission to break in my condo and stalk me- paragraph 5 page 1 and 1st paragraph page 2. ONLY IF THE PROPERTY WAS ABANDONED can the LENDER enter to make repairs. THAT is why they offer {$3000.00} for keys- to avoid Landlord Tenant Court. XXXX trustee for XXXX is NOT the LENDER. XXXX submitted Fake HAMP letters never sent ; XXXX has not responded to the fraudulent Deed Transfer created by XXXX and XXXX XXXX XXXX XXXX, as XXXX can not transfer something they do not have only RECORD submittals. XXXX submitted several versions of the Deed some stamped with Lending Connection some not. XXXX submitted fabricated documents back dated and they do NOT take robo signing seriously- as they would have done a better job than using XXXX XXXX and NO dates!. In their own admission, they submitted 305 pages of fraud to add to the other 150+ page ledger as they created documents. XXXX XXXX XXXX did mot stamp that " Note without Recourse '' or they are selling blank notes under XXXX XXXX protection. XXXX XXXX has not admitted to doing as such but XXXX certainly put it in their ledger scanning and endorsing from XXXX XXXX to XXXX XXXX in Blank. Where is Morgan Stanley Trust or document custodian XXXX XXXX? 
Pager 119 Of the XXXX Ledger when they forged my name bled on page 120 of the XXXX XXXX exhibit.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation