Consumer complaint received 2025-03-19 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: LA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XX/XX/XXXX RE : Investigation Request to Delete Credit Inquiries To whom it may concern, In accordance with the 15 U.S.C. 1681 aka the Fair Credit Reporting Acts ( FCRA ), I am practicing my right to challenge questionable information that I have found on my personal credit report. I do not recognize the information listed below and request that you investigate the source of these accounts and ascertain that the creditor had a permissible purpose, and is able to verify my complete file information including full name, address, date of birth, and SSN #. 

INCORRECT ACCOUNT INFORMATION The accounts below are reporting incorrectly please investigate these : XXXX. XXXX XXXX I am very concerned regarding the serious possibility that you have not followed the permissible purpose provisions of the federal FCRA. A credit inquiry for you, XXXX, was placed within my Experian credit file in XX/XX/XXXX. The Act specifies that you must document your reasons for requesting my report and, when in error, remove them as well. I am depending upon XXXX to follow the statute : Either provide documentation that the law was followed by researching the matter at once or remove this offending inquiry as soon as possible. 

XXXX. XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX. 
XXXXXXXX XXXX XXXXXXXX this inquiry is damaging my credit rating provide full documentation Regarding The circumstances, Surrounding your release Of my credit report. This inquiry was placed on my credit XXXX XXXX XXXX XXXX. XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX. 
XXXXXXXX XXXX XXXXXXXX this inquiry is damaging my credit rating provide full documentation Regarding The circumstances, Surrounding your release Of my credit report. This inquiry was placed on my credit report XX/XX/XXXX INCORRECT CREDIT INQUIRIES I am disputing the following inquiries which I did not authorize : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX REMOVE INCORRECT PERSONAL INFORMATION & UPDATE PERSONAL INFORMATION I am disputing the following personal information that is showing for me which is incorrect : XXXX. Incorrect Address XXXX. Incorrect Address XXXX XXXX XXXX XXXXXXXX XXXX XXXX please update my address to XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX Incorrect Address XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX please update my address to XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX. Incorrect Address XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX please update my address to XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX. Incorrect Name XXXX XXXX XXXX update my name to XXXX XXXX XXXX. Incorrect Name XXXX XXXX update my name to XXXX XXXX XXXX. Incorrect Name XXXX XXXX XXXX  update my name to XXXX XXXX XXXX. Incorrect XXXX XXXX XXXX update my name to XXXX XXXX XXXX. Incorrect Name XXXX XXXX XXXX update my name to XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation