Consumer complaint received 2025-08-22 00:00:00
Product: Debt collection — Credit card debt
Issue: Took or threatened to take negative or legal action — Seized or attempted to seize your property
Company: Hunt & Henriques
State: CA

Complaint narrative:
CONSUMER COMPLAINT TO CONSUMER FINANCIAL PROTECTION BUREAU Date : XX/XX/2025 Complainant Information : Name : XXXX XXXX Address : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX Phone : XXXX Email : XXXX Company Information : Company Name : Hunt & Henriques, LLP Address : XXXX XXXX XXXX, XXXX XXXXXXXX XXXX XXXXXXXX Phone : ( XXXX ) XXXX Type of Business : Debt Collection Law Firm Product/Service : Debt Collection Legal Services Issue Category : Fraudulent collection practices and improper service of process Detailed Description of Issue : Hunt & Henriques , LLP is representing XXXX XXXX XXXX. in a debt collection lawsuit against me filed in XXXX XXXX XXXX Court Case No. XXXX. This law firm has engaged in fraudulent practices that violate federal debt collection laws and consumer protection statutes.

Fraudulent Service of Process : The law firm 's process server, XXXX XXXX, filed two contradictory Proofs of Service under penalty of perjury that contain impossible claims : First Proof of Service ( filed XX/XX/2025 ) : Claims personal service at XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX on XX/XX/2025, at XXXXXXXX XXXX Second Proof of Service ( filed XX/XX/2025 ) : Claims personal service at XXXX XXXX XXXX XXXX XXXX XXXX XXXX on XX/XX/2025, at XXXX XXXX  These addresses are XXXX XXXX apart according to XXXX XXXX, making simultaneous service at both locations physically impossible. This constitutes clear perjury and fraud in the collection process.

Attorney Knowledge and Misconduct : Despite being presented with overwhelming evidence of this contradiction, attorneys XXXX XXXX ( XXXX XXXX XXXXXXXX ) and XXXX XXXX ( XXXX XXXX. XXXX ) have : Refused to acknowledge or address the perjured service documents Continued pursuing a default judgment for over {$24000.00} based on fraudulent service Filed court pleadings that deliberately ignore the proof of perjury Engaged in bad faith litigation practices to secure an unwarranted judgment FDCPA and Consumer Protection Violations : This conduct violates multiple provisions of the Fair Debt Collection Practices Act : 15 U.S.C. Section 1692e ( False or misleading representations ) : Using fraudulent legal process and perjured evidence to collect a debt 15 U.S.C. Section 1692f ( Unfair practices ) : Employing fraudulent service of process as an unfair means of collecting a debt 15 U.S.C. Section 1692e ( 2 ) ( A ) : Falsely representing the character, amount, or legal status of a debt by using perjured service documents The firm 's willingness to rely on demonstrably false evidence while pursuing collection efforts violates the fundamental consumer protections established by federal law.

Impact on Consumer : This fraudulent conduct has caused significant harm including : Threat of wrongful default judgment exceeding {$24000.00} Damage to credit standing and financial reputation Emotional distress from facing fraudulent legal proceedings Forced expenditure of time and resources defending against fraudulent claims Violation of due process rights through improper service Pattern of Misconduct : The deliberate nature of these violations, combined with the attorneys ' refusal to address known fraud even when presented with clear evidence, suggests a systematic pattern of deceptive practices that likely affects other consumers facing similar collection actions.

Relief Requested : Investigation into Hunt & Henriques ' debt collection practices and procedures Immediate cessation of collection efforts based on fraudulent service of process Correction of any adverse credit reporting based on this fraudulent lawsuit Monetary damages for harm caused by fraudulent collection practices Referral to appropriate enforcement agencies for potential criminal fraud investigation Implementation of compliance measures to prevent future fraudulent practices
Supporting Documentation : I have extensive documentation supporting these allegations including both contradictory Proofs of Service, XXXX XXXX  evidence showing the geographic impossibility, court filings demonstrating attorney knowledge of the fraud, and correspondence proving their refusal to address the perjured evidence.

This law firm 's willingness to use perjured evidence and continue aggressive collection efforts despite irrefutable proof of fraud demonstrates a clear pattern of deceptive practices that harms consumers and undermines the integrity of the legal system. Their conduct violates both the letter and spirit of federal consumer protection laws designed to prevent exactly this type of fraudulent collection activity.

I respectfully request a thorough investigation into these serious violations and appropriate enforcement action to protect consumers from these harmful practices.

Respectfully submitted, XXXX XXXX

Company response to consumer: Closed with explanation