Consumer complaint received 2025-03-02 00:00:00
Product: Debt collection — Credit card debt
Issue: Took or threatened to take negative or legal action — Seized or attempted to seize your property
Company: Resurgent Capital Services L.P.
State: PA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX, Pennsylvania XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX Dispute of Inaccurate Information Pursuant to 15 U.S.C. 1681i ( a ) Dear XXXX XXXX XXXX I am writing to formally dispute inaccurate information that appears on my credit report. Pursuant to my rights under the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S.C. 1681i ( a ), I am requesting a reinvestigation of the following items : Please provide a signed contract from the third party indicating the debt against me. 
I believe its possible fraud and/or inaccuracy. 
Account Information : Creditor Name : LVNV FUNDING LLC Account # XXXX Open Date : XX/XX/XXXX Balance : {$1900.00} Account Type : Debt Buyer ( Third Party ) Creditor Name : LVNV FUNDING LLC Account # XXXX Open Date : XX/XX/XXXX Balance : {$820.00} Account Type : Debt Buyer ( Third Party ) Creditor Name : LVNV FUNDING LLC Account # XXXX Open Date : XX/XX/XXXX Balance : {$560.00} Account Type : Debt Buyer ( Third Party ) Creditor Name : XXXX XXXX XXXX Account Number : XXXX Open Date : XX/XX/XXXX Balance : {$780.00} Account Type : Debt Buyer ( Third Party Creditor Name : XXXX XXXX XXXX  Account Number : XXXX Open Date : ( XXXX Day ) XX/XX/XXXX Balance : {$170.00} Account Type : Debt Buyer ( Third Party ) Creditor Name : XXXX XXXX XXXX XXXX Account Number : XXXX Open Date : XX/XX/XXXX Balance : {$710.00} Account Type : Debt Buyer ( Third Party ) Description of Inaccuracy : This item was purchased by a Third Party Debt Collector, LVNV FUNDING LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX This account must be deleted as the status is not correct, the amount is not correct, and the account was paid for less than owed by the Third Party Debt Collector. 
I believe that the information listed above is inaccurate and does not reflect my true credit history. In accordance with 15 U.S.C. 1681i ( a ) ( 1 ) ( A ), I am requesting that you conduct a reasonable reinvestigation to determine the accuracy of the disputed information. 
I kindly request that you contact the furnisher of the information to verify the accuracy of the disputed item. During this reinvestigation, I ask that you consider any documentation or evidence that I may provide to support my claim of inaccuracy. 
I understand that, under 15 U.S.C. 1681i ( a ) ( 3 ) ( A ), you are required to complete the reinvestigation within 30 days of receiving this dispute, unless you notify me that an extension is necessary. 
If, after your reinvestigation, it is determined that the information is inaccurate, incomplete, or can not be verified, I expect the prompt removal or correction of the disputed item from my credit report. 
Please send all correspondence regarding this matter to the address listed above. I appreciate your attention to this dispute and your compliance with the FCRA regulations. 
Respectfully, XXXX XXXX

Company response to consumer: Closed with explanation