Consumer complaint received 2025-09-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: DC

Complaint narrative:
On XX/XX/year> I submitted my first round of disputes because I have found out that I have been a victim of the Equifax data breach and notice a whole bunch of address and account and XXXX inquiries on my credit report that do not belong to me I do not know exactly how this happened but I know they're a whole bunch of errors on my credit report that need to be removed to show my true credit history. 
To Whom It May Concern, I am writing this letter to address the errors and inaccurate information on my credit history that do not belong to me. I am personally reaching out to your company to bring these issues to your attention. 
Upon reviewing my credit report, I have noticed several items and account numbers that are not mine. These errors are negatively impacting my credit score and financial standing. I have listed the incorrect items and account numbers below for your reference : XXXX. The following personal information is incorrect and not mine. Please remove off of my credit report. I never lived here and not my address. 
Current Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX  XX/XX/year> XXXX. The following personal information is incorrect and not mine. Please remove off of my credit report. I never lived here and not my address. 
Previous Address ( es ) : XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/year> XXXX. The following personal information is incorrect and not mine. Please remove off of my credit report. I never lived here and not my address. 
Previous Address ( es ) : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/year> XXXX. The Inquiry Was Not Authorized. 
XXXX XXXX Date of inquiry : XX/XX/year> Please Remove This Inaccurate Information From My Credit Report. because this is not mine and i did not authorized XXXX. The following account is not mine XXXXXXXX XXXX Account Number : XXXX Please Remove This Inaccurate Information From My Credit Report. because this is not mine and i did not apply for this I request that these errors be investigated and removed from my credit history as soon as possible. I have attached supporting documents, such as FTC letters, to prove that these items do not belong to me.I understand the importance of maintaining an accurate credit report and I trust that your company will take the necessary steps to rectify these errors. I appreciate your prompt attention to this matter and look forward to a timely resolution. 
In accordance with the Fair Credit Reporting Act, I hereby request a thorough investigation into these items and their subsequent removal from my credit report. It is my understanding that you are required to verify these items with the relevant creditor. I kindly ask you to eliminate any information that the creditor is unable to authenticate. I am aware that, as per 15 U.S.C. Sec. 1681i ( a ), you must complete this reinvestigation within 30 days of receiving this letter. 
Furthermore, I request an updated copy of my credit report to be sent to the aforementioned address. Pursuant to the act, there should be no charge for this updated report. Additionally, I would appreciate it if you could notify any individuals who have obtained my credit report within the past six months of any corrections made. 
Thank you for your attention and assistance in resolving this matter.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation