Consumer complaint received 2025-02-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
TRANSUNION- The accounts in question are as follows : Creditor Name : [ XXXX  XXXX XXXX XXXX XXXX XXXX Date ( s ) of Delinquency : [ XXXX ] Negative impact Auto Loan {$26000.00} all inaccurate has been paid in full ( Collection/Chargeoff ), ( Derogatory ) Creditor Name : [ XXXX  XXXX XXXX XXXX XXXX XXXX Date ( s ) of Delinquency : [ XXXX ] Negative impact Credit Card {$5600.00} and {$830.00} amount past due all inaccurate has been paid in full ( Collection/Charge-off ), ( Derogatory ) EQUIFAX- The accounts in question are as follows : Creditor Name XXXX [ XXXX  XXXX XXXX XXXX XXXX ] Date ( s ) of Delinquency XXXX XXXX XXXX XXXX Serious delinquency, missed payments, bad payment history - all inaccurate Creditor Name : [ XXXX  XXXX XXXX XXXX XXXX ] Date ( s ) of Delinquency : [ XXXX XXXX Serious delinquency , loan balance, high credit usage, bad payment history all inaccurate Creditor Name : [ XXXX XXXX XXXX XXXX  ] Date ( s ) of Delinquency : [ XXXX ] Negative impact - Account closed involuntarily paid in full and in good standing before was closed Also accounts to add to this dispute since open outside the dates in question : Creditor Name : [ XXXX XXXX XXXX XXXX XXXX ] Account Number : [ INQUIRY ] Date ( s ) of Delinquency : [ XXXX ] Negative impact vehicle paid Creditor Name : [ XXXX XXXX XXXX XXXX ] Account Number : [ Inquiry ] Date ( s ) of Delinquency : [ XX/XX/XXXX ] Negative impact no account Creditor Name : [ XXXX XXXX XXXX  ] Account Number : [ Inquiry ] Date ( s ) of Delinquency : [ XX/XX/XXXX ] Negative impact, Auto Finance no purchase Creditor Name : [ XXXX XXXX  ] Account Number : [ Inquiry ] Date ( s ) of Delinquency : [ XX/XX/XXXX ] Negative Impact, Auto Finance no purchase Creditor Name : [ XXXX  XXXX ] Account Number : [ Inquiry ] Date ( s ) of Delinquency : [ XX/XX/XXXX ] Negative impact, Auto Finance no purchase EXPERIAN- The accounts in question are as follows : Creditor Name : [ XXXX  XXXX XXXX XXXX XXXX XXXX Date ( s ) of Delinquency : [ XXXX ] Serious delinquency, loan balance, high credit usage , bad payment history all inaccurate ( 60 Days Delinquent ) - {$21000.00} ( 30 Days Delinquent ) - {$21000.00} ( ChargeOff/Collection ) Creditor Name : [ XXXX  XXXX XXXX XXXX XXXX ] Date ( s ) of Delinquency : [ XXXX ] ( 60 Days Delinquent ) {$5300.00} ( 30 Days Delinquent XXXX {$5200.00} ( ChargeOff/Collection ) Card Over Limit {$5000.00} not accurate Account Balance {$4200.00} not accurate Creditor Name : [ XXXX  XXXX ] Date ( s ) of Delinquency : [ XXXX ] ( 30 Days Delinquent ) {$1400.00} Negative impact paid in full Creditor Name : [ XXXX  XXXX ] Date ( s ) of Delinquency : [ XXXX ] Card over limit {$7500.00} Negative impact paid in full Also accounts to add to this dispute since open outside the dates in question : Creditor Name : [ XXXX  XXXX ] Account Number : [ INQUIRY ] Date ( s ) of Delinquency : [ XX/XX/XXXX ] Negative impact, Auto Finance no purchase Creditor Name : [ XXXX XXXX ] Account Number : [ Inquiry ] Date ( s ) of Delinquency : [ XX/XX/XXXX ] Negative Impact, Auto Finance no purchase Creditor Name : [ XXXX XXXX XXXX  ] Account Number : [ Inquiry ] Date ( s ) of Delinquency : [ XX/XX/XXXX ] Negative Impact, Auto Finance no purchase XXXX XXXX : [ AFFIRM ] Account Number : [ Inquiry ] Date ( s ) of Delinquency : [ XX/XX/XXXX ] Negative impact - Account closed involuntarily paid in full and in good standing before was closed

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation