Consumer complaint received 2025-07-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: LEXISNEXIS
State: RI

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX, RI XXXX XXXX, XXXX LexisNexis XXXX XXXX. XXXX XXXX, GA XXXX Subject : Dispute of Inaccurate Information in LexisNexis Consumer XXXX Report & Request for Suppression Consumer Number : XXXX Case Number : XXXX Dear LexisNexis XXXX XXXX, I am writing to formally dispute the accuracy of certain information contained in my LexisNexis Consumer XXXX Report dated XX/XX/XXXX. This letter serves as a formal request under the Fair Credit Reporting Act ( FCRA ), XXXX XXXX. XXXX, for the reinvestigation and removal of the following information, which I assert is inaccurate and does not pertain to me : -- - * * Inaccurate Items : * * XXXX. * * Names and Identifiers : * * - MS XXXX XXXX - " X '' as a variation of my name XXXX. * * Addresses : * * - XXXX XXXX XXXX XXXX XXXX XXXX XXXX, RI XXXX - XXXX XXXX XXXX XXXX XXXX XXXX, RI XXXX XXXX. * * Phone Numbers : * * - XXXX XXXX. * * Email Addresses : * * - XXXX ( multiple entries ) - XXXX ( multiple entries ) XXXX. * * Accounts/Entities Reported ( with activity descriptions ) : * * - XXXX  XXXX  XXXX XXXX XXXX activity - XXXX XXXX - XXXX Account XXXX ( XXXX  ) activity - XXXX, XXXX - Prequalification entries and account review activity - XXXX XXXX XXXX - XXXX account XXXX entries- XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX - XXXX XXXX XXXX XXXX XXXX are either erroneous, obsolete, or belong to another individual. Their continued presence in my consumer file violates my rights under XXXX # # # * * Legal Basis for Deletion and Suppression * * Pursuant to * * FCRA XXXX ( XXXX U.S.C. XXXX ) * *, LexisNexis is required to : XXXX a reasonable reinvestigation to determine whether the disputed information is accurate within XXXX  days of receiving this notice. Delete or correct any item of information found to be inaccurate, unverifiable, or incomplete. Provide written verification of the reinvestigation results, including the source of each item. Additionally, under * * FCRA XXXX ( XXXX XXXX. XXXX ) * *, I am entitled to the disclosure of the identity of each entity that furnished the disputed information and any account numbers or identifiers used. Furthermore, under * * FCRA XXXX * *, I request that LexisNexis immediately block the reporting and dissemination of the above disputed information to any XXXX XXXX while your investigation is pending. This will prevent further harm from the erroneous data. If LexisNexis can not provide verifiable evidence from the original furnishers proving the accuracy of the disputed items, they must be permanently deleted from my file. Failure to comply with these obligations XXXX result in complaints to the Consumer Financial Protection Bureau ( CFPB ) and other appropriate authorities for investigation and enforcement. -- -Enclosed are copies of my government-issued identification and proof of current address to assist with verifying my identity and locating my file.I request that you provide the following within XXXX  days as required by FCRA : XXXX. A written statement of the results of your reinvestigation. XXXX. A copy of my updated consumer file reflecting any corrections or deletions. XXXX. The name, address, and contact information of any furnisher of the disputed data, along with any account numbers or identifiers used. XXXX. A description of the procedures LexisNexis used to determine the accuracy and completeness of the disputed information. Failure to comply fully within the statutory timeframe XXXX leave me no choice but to pursue all remedies available under FCRA, including seeking damages and attorney 's fees.Sincerely, XXXX XXXX XXXX of Birth : XX/XX/XXXX SSN ( Last XXXX digits ) : XXXX Phone : ( XXXX ) XXXX Email : XXXX * * Enclosures : * * Copy of Driver 's License, XXXX XXXX

Company response to consumer: Closed with explanation