Consumer complaint received 2024-10-14 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: MD

Complaint narrative:
I am writing to dispute inaccurate and incomplete information on my credit report as required by the Fair Credit Reporting Act ( FCRA ). After reviewing my report dated XX/XX/year>, I have identified numerous inaccuracies and items that do not belong to me. I request that these items be investigated and either corrected or removed promptly, as required under Section 611 of the FCRA. 

Under the FCRA, consumer reporting agencies are required to follow reasonable procedures to assure maximum possible accuracy of the information contained in consumer reports. Additionally, per XXXX XXXX XXXX, information providers are prohibited from furnishing data to consumer reporting agencies that they know, or have reasonable cause to believe, is inaccurate. I am, therefore, disputing the following accounts as they are either incomplete, inaccurate, or not mine : # # # Accounts in Dispute : XXXX XXXX XXXX - Account Numbers : XXXX, XXXX, XXXX - These accounts are incomplete and inaccurate. Please investigate and correct as necessary. 

XXXX XXXXXXXX - Account Numbers : XXXX, XXXX, XXXX - These accounts are incomplete and inaccurate. Please investigate and correct as necessary. 

XXXX XXXX - Account Numbers : XXXX, XXXX, XXXX - These accounts are incomplete and inaccurate. Please investigate and correct as necessary. 

# # # Accounts Not XXXX to XXXX XXXX XXXX XXXX Account Numbers : XXXX, XXXX, XXXX - These accounts are incomplete and inaccurate. Please investigate and correct as necessary. 

XXXX  - Account Numbers : XXXX, XXXX, XXXX - These accounts are incomplete and inaccurate. Please investigate and correct as necessary. 

XXXX XXXX XXXX Account Number : XXXX - These accounts are incomplete and inaccurate. Please investigate and correct as necessary. 

XXXX XXXX  - Account Number : XXXX - These accounts are incomplete and inaccurate. Please investigate and correct as necessary. 

XXXX XXXX - Account XXXX : XXXX - These accounts are incomplete and inaccurate. Please investigate and correct as necessary. 

XXXX - Account XXXX : XXXX - These accounts are incomplete and inaccurate. Please investigate and correct as necessary. 

XXXX XXXX  - Account Numbers : XXXX - These accounts are incomplete and inaccurate. Please investigate and correct as necessary. 

XXXX XXXX - Account XXXX : XXXX - These accounts are incomplete and inaccurate. Please investigate and correct as necessary. 

XXXX XXXX XXXX XXXX - Account XXXX : XXXX - These accounts are incomplete and inaccurate. Please investigate and correct as necessary. 

XXXX, XXXX, XXXX & XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX are not mine. Please remove them from my report. 

Please promptly investigate these inaccuracies and provide me with a written response detailing the results of your investigation. I also request that you send me an updated copy of my credit report once these items have been corrected or removed. 

Thank you for your prompt attention to this matter.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation