Consumer complaint received 2024-10-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: PA

Complaint narrative:
I am writing to formally dispute inaccurate information that is being reported on my credit report. 
particular, the following items are incorrect and are adversely affecting my credit score : XXXX. Account Name : XXXX XXXX XXXX Account Number : XXXX Reason : This account is inaccurately reflected in my credit report. I recently reviewed my report, and it only appears on my Experian account. Please provide proof of the charge-off and update the balance to {$0.00} or remove the negative payment status for this account. 

XXXX. Account Name : XXXX XXXX Account Number : XXXX Reason : This account is incorrectly reported on my credit report. I recently reviewed my report, and it only appears on my XXXX account. Please provide proof of the charge-off and either update the balance to {$0.00} or remove the negative payment status for this account. 

Account Name XXXX XXXX XXXX  Account Number : XXXX Reason : This account is incorrectly reported on my credit report. I recently reviewed my report, and it only appears on my XXXX account. Please provide proof of the charge-off and either update the balance to {$0.00} or remove the negative payment status for this account. 

Account Name : XXXX XXXX Account Number : XXXX Reason : This account is incorrectly reported on my credit report. I recently reviewed my report, and it only appears on my XXXX account. Please provide proof of the charge-off and either update the balance to {$0.00} or remove the negative payment status for this account. 

Account Name : XXXX Account Number : XXXX Reason : This account is incorrectly reported on my credit report. I recently reviewed my report, and it only appears on my XXXX account. Please provide proof of the charge-off and either update the balance to {$0.00} or remove the negative payment status for this account. 

Account Name : XXXX Account Number : XXXX Reason : This account is incorrectly reported on my credit report. I recently reviewed my report, and it only appears on my XXXX account. Please provide proof of the charge-off and either update the balance to {$0.00} or remove the negative payment status for this account. 


Account Name : XXXX XXXX XXXX  Account Number : XXXX Reason : dispute the missed payments and late payments on this account. Please provide statements and records of all payments made and missed since I opened this account. 

Account Name : XXXX XXXX XXXX Account Number : XXXX Reason : I dispute the missed payments and late payments on this account. Please provide statements and records of all payments made and missed since I opened this account. 

Account Name : XXXX XXXX XXXXXXXX Account Number : XXXX Reason : I dispute the missed payments and late payments on this account. Please provide statements and records of all payments made and missed since I opened this account. 

Account Name : XXXX XXXX XXXXXXXX Account Number : XXXX Reason : I dispute the missed payments and late payments on this account. Please provide statements and records of all payments made and missed since I opened this account. 

These items are either reported incorrectly or have already been resolved. I ask that they be thoroughly examined and corrected. I have already reached out to the credit reporting agency and the data furnisher, but the issue is still unresolved. I have attached supporting documents and screenshots of my credit report that highlight the inaccuracies and support my claim. Please address this matter promptly and update my credit report with accurate information.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation