Consumer complaint received 2025-02-04 00:00:00
Product: Vehicle loan or lease — Loan
Issue: Problems at the end of the loan or lease — Problem related to refinancing
Company: UNITED SERVICES AUTOMOBILE ASSOCIATION
State: VA

Complaint narrative:
XX/XX/XXXX Subject : Pain and Suffering to include damages Dear XXXX XXXX XXXX, The doctrine of Abuse of Rights, found in various guises in Civil Law jurisdictions, refers to the concept that the malicious or antisocial exercise of otherwise legitimate rights can give rise to civil liability. In general terms, the doctrine of abuse of rights provides that fault in the delictual sense. It may be imposed upon a party who has exercised a right in a manner that has caused injury to another. At least one of four conditions is required to invoke the doctrine : ( 1 ) the predominant motive for exercising the right is to cause harm ; ( 2 ) no serious or legitimate motive exists for exercising the right ; ( 3 ) the exercise of the right is against moral rules, good faith, or elementary fairness; or ( 4 ) the right is exercised for a purpose other than that for which it was granted.

Due Process Violation. Under both the Fifth and Fourteenth Amendments to the U.S. Constitution, neither the federal government nor state governments may deprive any person of life, liberty, or property without due process of law. The 5th Amendment states that no one may be deprived of life, liberty or property without due process of law. There are two types of due process : procedural and substantive. A procedural due process is based on the concept of fundamental fairness. You can not deprive me of my title for registration.

The state courts violated clearly established federal law in violating Confrontation Clause and Due Process rights leaving me with less than a fair trial and vigilante justice. Given the importance of the motive issue ( to gain a conviction by any means necessary ) and the overall balance of evidence, your lie claimed as constitutional error was not harmless.

When a wrong is ongoing rather than discrete, any limitations period does not commence until the wrong ends. Therefore, Fourth Amendment malicious prosecution standing alone is the wrong characterization of this case ; the problem is wrongful impounding of vehicle causing storage fees, inconvenience of client, other charges, and custody of vehicle tags by compound gained illegally causing irreparable harm to the injured party. A claim can not accrue until the would-be plaintiff is entitled to sue, yet the existence of stolen evidence forbids a suit for damages until recovered in some form to allow contesting that detention validity. Agent claiming that I am not entitled to have vehicle registered is proof that USSA intentionally is holding up title to prevent my getting a license plate to register the vehicle. Asking the court to grant the necessary relief and direct the proper agencies to void and repeal certain portions of the regulations and to make further conforming changes necessary, even if it includes imprisonment of officials and others for obstruction of justice.

FEDERAL COURT OF VIRGINIA JURISDICTION Plaintiff, vs.

USAA, Defendant Case No. : tba PAIN AND SUFFERING USAA Two years is too long to ask for title after refinancing a vehicle with USAA. Something sinister is going on. Like lying to the client to cause unnecessary pain and suffering for unknown reasons as shown by actions. This is not the actions of powers that be that do not want to pay out damages to clients for pain. I am a veteran, diagnosed with XXXX, which caused me to lose my business and has left me to combat an invisible health enemy and now an invisible finance enemy the big ole USAA. I stand proud as a 100 % P & T fully-XXXX  XXXX, having risked my life for the freedom of our country. Yet, life has dealt me an unfair blow : I was saddled with a vehicle that I refinanced from XXXX XXXX with USAA in my name and power that be told the last agent on XXXX XX/XX/XXXX followed up with two phone calls with Member services that I talked with saying that I would never get the paperwork to register the XXXX truck and it can sit there and rot as far as he is concerned, hinting at an outrageous tow and storage charge that has nothing to do with them. Now a mystery truck, alien registration, no tags, uncanny charges, NC can not communicate with Virginia - all linked to me with no evidence and no tags whatsoever to include a company that intends to cause mental health issues unnecessarily leaving the owner stuck in a complex with no recourse as USAAs actions prove that we are at the end of this journey as they do not intend to produce the necessary paperwork to the Virginia DMV for them to produce the tags for the XXXX XXXX to operate on their highways. 
This unjust blockage and violation of power including the notice that came from the voice, sending shockwaves through my already burdened life, and shaking my mental stability is the beginning of a pain and suffering lawsuit that is proof of why this has been a battle. This is not merely illegal but outright harassment against a veteran who has already paid more than his due. It's not about money ; it's about justice, respect, and the preservation of our basic rights against wrongful accusations. 
According to the Federal Trade Commission, making baseless accusations against individuals, especially veterans, is an infringement upon consumer rights, and those guilty of this can face severe penalties ( Federal Trade Commission, XXXX ). Alarmingly, veterans are often victims of financial scams with 16 % admitting to losing money due to such practices ( XXXX, XXXX ). 
XXXX is enough. It is time for us to make a stand, to see justice served, and to ensure that no other veteran faces this undeserved hardship. Let 's protect our veterans from such baseless charges and demand that the involved company respond to these illegal,

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with monetary relief