Consumer complaint received 2025-11-08 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
XX/XX/XXXX Experian Information Solutions , Inc . 
XXXX XXXX XXXX XXXXXXXX, TX XXXX RE : Request for Immediate Deletion of Inaccurate Addresses Full Name : XXXX XXXX XXXX Current Address : XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, FL XXXX XXXX : XX/XX/XXXX Last XXXX of SSN : XXXX To Whom It May Concern, This letter is a formal demand for Experian Information Solutions , Inc. to immediately investigate and delete the inaccurate addresses listed on my consumer file. These addresses are not mine, I have never lived at them, and their presence on my credit report is a direct violation of your duty to report accurate information under the Fair Credit Reporting Act ( FCRA ), including but not limited to 15 U.S.C. 1681e ( b ) and 15 U.S.C. 1681i.

My only correct and authorized residential address for nearly the past XXXX ( XXXX ) years is : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX The following addresses are false, unauthorized, and must be permanently deleted from my Experian credit file : XXXX. XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX. XXXX XXXX XXXX, XXXX XXXX, FL XXXX These addresses do not belong to me and should never have been associated with my file. By continuing to report these inaccurate addresses, Experian is : Failing to maintain maximum possible accuracy of information in my file as required by 15 U.S.C. 1681e ( b ). 
Continuing to furnish and report information that you have been explicitly notified is incorrect, which may constitute negligent and/or willful noncompliance under 15 U.S.C. 1681n and 1681o.

I am exercising my rights under 15 U.S.C. 1681i and demanding a proper reinvestigation. This is not a request to update or correct these addresses. I am demanding their full deletion from my credit report because they are factually inaccurate and do not belong to me in any capacity. 
Upon receipt of this letter, you are required to : XXXX. Conduct a lawful, thorough reinvestigation of the inaccurate address information. 
XXXX. Permanently delete all instances of the addresses listed above from my Experian file. 
XXXX. Cease and desist from ever associating these addresses with my profile in the future. 
XXXX. Provide me with an updated copy of my Experian credit report, in writing, showing the deletions completed. 
Enclosed are copies of the following documents to verify my identity and current address ( do not alter or add any addresses beyond what is listed below ) : Drivers license You are fully aware of your obligations under federal law. Failure to completely remove these false addresses and comply with the FCRA may result in formal complaints to the Consumer Financial Protection Bureau ( CFPB ), my State Attorney General, and consideration of all available legal remedies. 
I expect written confirmation of the deletions mailed to my correct address listed above. 
Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX Email : XXXX I have lived at the address listed below for nearly the past XXXX ( XXXX ) years, and it is the ONLY valid residential address that should appear on my Experian report : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX The following addresses are NOT mine. I have never lived at these locations. They are inaccurate, misleading, and must be deleted from my Experian file : XXXX XXXX XXXX XXXX, XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX By continuing to report these addresses after being notified they are incorrect, Experian is failing to ensure maximum possible accuracy as required under the Fair Credit Reporting Act ( FCRA ), including but not limited to 15 U.S.C. 1681e ( b ) and 15 U.S.C. 1681i. 
This is not a request to update or modify these addresses. 
I am demanding complete deletion of these inaccurate addresses from my file. 
You are required to : XXXX. Conduct a proper reinvestigation of the address information on my file. 
XXXX. Permanently delete all instances of the above false addresses from my Experian credit report. 
XXXX. Ensure no future association of these addresses with my profile. 
XXXX. Send me an updated copy of my Experian credit report reflecting these deletions. 
In accordance with FCRA identity verification requirements, I am providing only what is required : XXXX. A clear copy of my valid drivers license showing my correct address. 
No other addresses are authorized. 
No other addresses are valid. 
If Experian fails to comply with this request and continues to report inaccurate address information, I will file a formal complaint with the Consumer Financial Protection Bureau ( CFPB ) and any other appropriate regulatory agencies, and I will consider all lawful remedies available. 
I expect written confirmation of the deletions mailed to my correct address listed above. 
Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX Email : XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation