Consumer complaint received 2025-05-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Investigation took more than 30 days
Company: EQUIFAX, INC.
State: NY

Complaint narrative:
As I received my credit report I came across multiple inaccurate negative collections and inquiries from companies Ive never done business with. So I started the dispute process and they just sit there with no movement. I filed a dispute on two which was the maximum at the time until they were resolved and theres still no results. Also to mention the collections they mention dont even show the original lender so I could further dispute. 

Dispute XXXX was initiated to TransUnion on XX/XX/year> in regards to XXXX XXXX and XXXX XXXX XXXX XXXX and it still has not been reviewed. 

It wont even begin to let me to dispute ; XXXX XXXX XXXX XXXX ( {$890.00} ) Which provides no account number and is continuing to report. 

XXXX XXXX  ( {$1000.00} ) Which provides no account number and is continuing to report. 

XXXX XXXX XXXX ( {$1100.00} ) Which provides no account number and is continuing to report. 

XXXX XXXX XXXX {$1100.00} ) Which provides no account number and is continuing to report. 

XXXX XXXX ( {$1400.00} ) Which provides no account number and is continuing to report. 

XXXX XXXX  ( {$3600.00} ) Which provides no account number and is continuing to report. 


As well as the Hard Inquiries which simply were not possible listed below ; XXXX XXXX XXXX XXXX XXXX XXXX All of which as listed in TransUnion, when I found out my information was leaked I frozen my SSN well before all of this information.

I was never notified ( called or sent a letter ) of said collections or and of these inquiries. I was in the 700 credit range when my information was leaked and it clearly didnt help me. 

As far as Equifax goes ; XXXX XXXX XXXX ( {$890.00} ) Which provides no account number and is continuing to report. 

XXXX XXXX XXXX XXXX {$1000.00} ) Which provides no account number and is continuing to report. 

XXXX XXXX XXXX ( {$1100.00} ) Which provides no account number and is continuing to report. 

XXXX XXXX XXXX  ( {$1100.00} ) Which provides no account number and is continuing to report. 

XXXX XXXX XXXX ( {$1400.00} ) Which provides no account number and is continuing to report. 

XXXX XXXX XXXX  ( {$3600.00} ) Which provides no account number and is continuing to report. 

All of which as listed in Equifax, when I found out my information was leaked I frozen my SSN well before all of this information.

I was never notified ( called or sent a letter ) of said collections or and of these inquiries. I was in the 700 credit range when my information was leaked and it clearly didnt help me. 

As well as more unknown inquiries ; XXXX XXXX XXXX ( which I did call and notify them but it still wasnt removed ) Also please note that a few of the claimed collections appear to be the same amount which is suspicious at the very least. 

Please I am need of genuine assistance, thank you in advance! 

I will send the issues with Experian into the next claim/complaint. Also I did submit an identity theft report through the FTC. 

Regards,

Company response to consumer: Closed with non-monetary relief