Consumer complaint received 2025-02-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
After reviewing my updated credit report, I am appalled at the credit agency repeated failure to address fraudulent accounts and unauthorized hard inquiries that I have previously disputed. I am writing again to demand immediate action to block and delete these entries in full compliance with federal law. TansUnion, XXXX and XXXX negligence and irresponsibility to remove these unauthorized inquiries is costing me and my family to suffer for me to provide them a better life. As a XXXX XXXX and father, I carry the heavy responsibility of providing for my family, but these fraudulent entries have severely hindered my ability to achieve financial stability. This is more than just a disputeit reflects the systemic barriers I continue to face while trying to secure a better future for my household. Under 15 U.S. Code 1681c2, All 3 listed above credit agencies are legally required to block all fraudulent information within 4 business days of receiving my identity theft documentation. Your failure to comply has violated my rights under the Fair Credit Reporting Act ( FCRA ). Please remove unauthorized/fraudulent inquiries and accounts Fraudulent Accounts : Please remove unauthorized inquiries. Unauthorized Hard Inquiries : XXXX XXXX - XX/XX/year> XXXXXXXX XXXX- XX/XX/year> XXXX XXXXXXXX XXXX Please immediately delete and block the fraudulent accounts and unauthorized hard inquiries listed above. All 3 credit agency must adhere to 15 U.S. Code 1681c-2 by blocking the entries within 4 business days of receiving this complaint. All XXXX credit agencies ( TransUnion, XXXX, XXXX ) continued inaction has already caused harm and is a direct violation of my rights under the FCRA. For violating my rights, I request you send payment immediately via Certified Funds to : XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX reviewing my updated credit report, I am appalled at the credit agency repeated failure to address fraudulent accounts and unauthorized hard inquiries that I have previously disputed. I am writing again to demand immediate action to block and delete these entries in full compliance with federal law. TansUnion, XXXX and XXXX negligence and irresponsibility to remove these unauthorized inquiries is costing me and my family to suffer for me to provide them a better life. As a XXXX XXXX and father, I carry the heavy responsibility of providing for my family, but these fraudulent entries have severely hindered my ability to achieve financial stability. This is more than just a disputeit reflects the systemic barriers I continue to face while trying to secure a better future for my household. Under 15 U.S. Code 1681c2, All 3 listed above credit agencies are legally required to block all fraudulent information within 4 business days of receiving my identity theft documentation. Your failure to comply has violated my rights under the Fair Credit Reporting Act ( FCRA ). Please remove unauthorized/fraudulent inquiries and accounts Fraudulent Accounts : Please remove unauthorized inquiries. Unauthorized Hard Inquiries : XXXXXXXX XXXX - XX/XX/year> XXXX XXXXXXXX XXXX Please immediately delete and block the fraudulent accounts and unauthorized hard inquiries listed above. All 3 credit agency must adhere to 15 U.S. Code 1681c-2 by blocking the entries within 4 business days of receiving this complaint. All 3 credit agencies ( TransUnion, XXXX, XXXX ) continued inaction has already caused harm and is a direct violation of my rights under the FCRA. For violating my rights, I request you send payment immediately via Certified Funds to : XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief