Consumer complaint received 2025-11-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: DC

Complaint narrative:
I am disputing several inaccurate items on my credit report that resulted from identity theft following a data breach. These include fraudulent accounts, unauthorized inquiries, and inaccurately reported late payments. I am providing my government-issued ID, proof of address, and an FTC Identity Theft Report. These items were not authorized by me and are being reported incorrectly, which violates FCRA 605B, 611, and 623.

Fraudulent Accounts : 1. XXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXX XXXX - Identity theft please block and delete under FCRA 605B. 
2. XXXX XXXX XXXX XXXX XXXX XXXX XXXX  - Identity theft please block and delete under FCRA 605B. 
3. XXXX - XXXXXXXX XXXX XXXX XXXX XXXX XXXX Identity theft please block and delete under FCRA 605B. 
4. XXXX XXXX XXXX XXXX - XXXXXXXX XXXX XXXX  - Identity theft please block and delete under FCRA 605B. 
5. XXXX XXXX - XXXXXXXX XXXX XXXX XXXX XXXX - Identity theft please block and delete under FCRA 605B. 
6. XXXX XXXX XXXX XXXX - XXXXXXXX XXXX XXXX - Identity theft please block and delete under FCRA 605B. 
7. XXXX CARD - XXXXXXXX XXXX XXXX XXXX XXXX XXXX Identity theft please block and delete under FCRA 605B. 
8. XXXX XXXX - XXXXXXXX XXXX XXXX XXXX XXXX  - Identity theft please block and delete under FCRA 605B. 
9. XXXX XXXX XXXX XXXX XXXX XXXX XXXX - Identity theft please block and delete under FCRA 605B. 

Unauthorized Inquiries : 1. XXXX XXXX XXXX XX/XX/year> - I did not authorize this inquiry. Please remove it from my credit report. 
2. XXXX XXXXXXXX XXXX  - XX/XX/year> - I did not authorize this inquiry. Please remove it from my credit report. 
3. XXXX XXXX XXXX - XX/XX/year> - I did not authorize this inquiry. Please remove it from my credit report. 
4. XXXX XXXX XXXX XXXXXX/XX/year> - I did not authorize this inquiry. Please remove it from my credit report. 
5. XXXX XXXX XXXX - XX/XX/year> - I did not authorize this inquiry. Please remove it from my credit report. 
6. XXXX XXXX XXXX - XX/XX/year> - I did not authorize this inquiry. Please 2 of 7 remove it from my credit report. 
7. XXXX XXXX XXXX - XX/XX/year> - I did not authorize this inquiry. Please remove it from my credit report. 
8. XXXX XXXX XXXX  XX/XX/year> - I did not authorize this inquiry. Please remove it from my credit report. 
9. XXXX XXXX XXXX - XX/XX/year> - I did not authorize this inquiry. Please remove it from my credit report. 
10. XXXX XXXX XXXX - XX/XX/year> - I did not authorize this inquiry. Please remove it from my credit report. 
11. XXXX XXXX XXXX - XX/XX/year> - I did not authorize this inquiry. Please remove it from my credit report. 
12. XXXX - XX/XX/year> - XXXX did not authorize this inquiry. Please remove it from my credit report. 
13. XXXXXXXX XXXX XXXX XXXXXX/XX/year> - I did not authorize this inquiry. Please remove it Inaccurate Late Payments : 1. XXXX XXXX XXXX XXXX XXXX XXXX XXXX  - I was never late ; please correct the record to reflect Paid as Agreed. 
2. XXXX XXXX XXXX XXXX XXXX XXXX I was never late ; please correct the record to reflect Paid as Agreed. 
3. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I was never late ; please correct the record to reflect Paid as Agreed.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation