Consumer complaint received 2024-09-02 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: PA

Complaint narrative:
In the Eastern District of Pennsylvania FCRA Violations complaint XXXX XXXX XXXX. 
Experian XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX and XXXX RESPONSE TO THE SAME COMPLAINT SENT TO ALL CRAs. for the past 24 months. I have used this forum to build this case to show the incompleteness and inaccuracy on reporting of all three CRAs which continues to report different information on all the disputed items to include proof of all the changes made to each items everytime each items were disputed by certified mail aswell as to the CFPB. 

Instead of agreeing to deleted and block the inaccurated items, they keep changing information and then claim to verify the inaccurate and incomplete account : They have changed several times : 1. The name of the company 2. The date of last payment 3. The balance on the account 4. Payments made to payments not made 5. Type of account If the items were inaccurate incomplete and false, FCRA laws require a deletion of any such credit items. 
I have saved and documented all credit reports reflecting my complaint and planned to seek damages for these reporting errors to include : compensatoury and punitive damages and attorney fees. See my attachements Do they all conduct the same investigation? 

Company responded Status Company responded on XX/XX/year> Response Type Closed with non-monetary relief Company 's Response Thank you for submitting your complaint through the CFPB Complaint Portal. In your complaint, you indicated that there were inaccurate items reporting on your credit file. XXXX has completed its investigation, including contacting the furnisher of the information, where applicable. A summary of the results are listed below : Trade : XXXX XXXX XXXX XXXX THIS ITEM HAS BEEN DELETED FROM THE CREDIT FILE. Trade : XXXX XXXX XXXX XXXX THIS ITEM HAS BEEN DELETED FROM THE CREDIT FILE. XXXXXXXX XXXX THIS ITEM HAS BEEN DELETED FROM THE CREDIT FILE. XXXX THIS ITEM HAS BEEN DELETED FROM THE CREDIT FILE. XXXX XXXX THIS ITEM HAS BEEN DELETED FROM THE CREDIT FILE. Non Reporting Trade : XXXX XXXX XXXXXXXX XXXX THE DISPUTED ITEM IS NOT CURRENTLY REPORTING ON THE XXXX XXXX FILE. We hope this resolves your concerns and, if applicable, a copy of the dispute results has been mailed to you. If you have any additional questions, you may call XXXX ( XXXX ) or you may visit XXXX. With XXXX, you can create an account to manage your security freeze, add or remove fraud alerts, and initiate credit file disputes. Additionally you can access free XXXX credit reports and other products. You may also obtain a free copy of your credit report on annualcreditreport.com. DESCRIPTION OF NON-MONETARY RELIEF XXXX reviewed the complaint, relevant documents, and completed an investigation where applicable. 

Please note I submitted the same certified mail dispute to all CRAs

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation