Consumer complaint received 2024-09-07 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: OH

Complaint narrative:
To whom it may concern, Re : This is a formal dispute of my right as a consumer for removalof all reported inaccurate reporting named in this dispute that is reporting on my creditreport. Please firmly establish that your reportings are certifiably compliant in itsreporting ( s ) as dubious to be of the mandated physically verified validated claims of truth, accuracy, completeness, of a known ownership of responsibility, of adequate timeliness, andor elsewise indubitable in or of its validity unequivocally as disclosed, as indicated! ToWhom it Concerns, This cite serves as my Lawful consumer request for all claims ofcollections and derogatoriness be supposed or elsewise revealed not only of the federallymandated requirement with the maximum achievable accuracy and maximum likelycompletion but equally in full accordance with the established standards of ethical lawfulreporting. For any potential reported negativity, my demand is for any such still yetunproven allegation be absolute and well corroborated to its utter truth and facts, evencertified as such. It is your requirement to have a certifiably compliant reporting process ofwhich adheres to the mandatorily utilized XXXX XXXX data field formatted reportingstandard ( s ). 
I today, here and now, contest your report-ability of the claims noted in this complaint. 
Additionally, I challenge you to make record testament and further to demonstrate theevidence, if any, of each claims eradicated certified compliant reporting even beyondeachs In consonance with-requisites of being physically verified as fully indubitable, ofmaximum imaginable correctness, adequately total, timely, known to be of my ownership ofresponsibility, and or else wise undoubtable in its sure validity as required as made knownand suggested in report referenced! As you are aware, or SHOULD BE AWARE, Accordingto XXXX  CRRG, DPN 3-4, ANY DEVIATION OF THESE STANDARDS JEOPARDIZES THEINTEGRITY OF THE DATA. As currently demonstrated in the above-mentioned report andbeing seemingly deficient of certainty of facts, with concerns to the adequately certifiablereporting process ( es ) and or format ( s ), it can NOT be assumed your claims are within theminimal criteria for lawful and or ethical reporting, even should collection rights beunaffected, if even applies. In appreciation of the sufficient reporting safeguards, the belownoted claim ( s ) divulged versus me are contested as not being of a sure confirmation of factsand truth much less being certifiable in its essential compliant reporting process ( es ) and orthe mandatory XXXX XXXX format reporting. Being divergent of the expected reporting caliber, the below contested reputed claims probity each is in a state of peril due to multipleaspects of ailment as indicated beneath, efface from reporting ALL ASPECTS OFNEGATIVITY immediately and permanently. In accordance with the Fair Credit Reporting ActSection 611 ( 15 U.S.C. 1681I ) and the understood STANDARDS of acceptable lawfulCOMPLIANT REPORTING STANDARDS such as the XXXX XXXX XXXX Points of Compliance andother potentially applicable standards and or regulatory engrossments of reporting I amrendering this officially writ consumer CHECK OF COMPLIANT REPORTING andCHALLENGE versus any and all insufficient reporting and ineptitude to sufficientlydocument factual reporting verifiability of validness, authenticity, accuracy, ownership ofresponsibility, completeness, and or certifiability of the mandated compliant Procedure ofREPORTING and mandatorily perfect complete certifiable XXXX XXXX FORMAT compliance ofreporting standard ( s ). I do not recognize the information listed below as having ever beendemonstrated to be factual in solidity much less certified compliantly reported in themandatory processes of reporting and with factual, accurate, and completely certifiedordered format of the XXXX XXXX COMPLIANCE STANDARD of reporting standard ( XXXX ). PLEASEDELETE THE FOLLOWING ACCOUNT BELOW : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation