Consumer complaint received 2026-05-14 00:00:00
Product: Debt collection — Other debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Aldous & Associates, PLLC
State: CA

Complaint narrative:
This complaint concerns Aldous and Associates ' improper collection and credit reporting of an alleged debt of {$170.00} that I do not owe. The alleged original creditor is XXXX XXXX XXXXXXXX ( a XXXX XXXX XXXX XXXX in XXXX XXXX, California ). BACKGROUND : In XX/XX/XXXX, I signed a one-month membership agreement with The XXXX ( XXXX # XXXX, dated XX/XX/XXXX ) for {$140.00}. The agreement rolled over to month-to-month. I attended the gym for approximately 1.5 years. When I permanently relocated, I cancelled the membership exactly as the contract required. I ( 1 ) called XXXX XXXXXXXX at the phone number they provided, ( 2 ) mailed written cancellation notice as their staff instructed, and ( 3 ) permanently moved my residence more than XXXX miles away from the club- which the contract itself lists as grounds for cancellation. Despite my proper cancellation, XXXX XXXX continued to assess charges and ultimately referred a fabricated balance to Aldous and Associates for collection. PRIOR DISPUTE : I disputed this collection through XXXX. The dispute results were dated XX/XX/XXXX. XXXX marked the account as " updated '' but did not delete it. In response to my dispute, Aldous and Associates sent me a copy of the original XXXX membership contract as their purported " validation '' of the debt. THE VALIDATION DOCUMENT THEMSELVES PROVES THE DEBT IS NOT MINE : 1. WRONG NAME. The agreement lists the member surname as " XXXX. '' My legal surname begins with " XXXX, '' not " XXXX '' These are not the same name. The document does not identify me as the contracting party. 2. NO VALID SSN. The field labeled " Social Security # '' on the agreement contains the value " XXXX. '' This is a XXXX XXXX ZIP code, NOT a Social Security Number. A valid SSN is a 9-digit number. No valid SSN was ever collected by XXXX XXXXXXXX. 3. BUYER INFORMATION SECTION IS ENTIRELY BLANK. The " Buyer Information '' section of the contract has no name, no address, no date of birth, no SSN, no signature it is completely empty. There is no identified buyer. 4. NO SIGNATURES ANYWHERE. The contract bears no signatures at all no buyer 's signature, no member 's signature, no club representative signature, and no signature on the EFT/credit card authorization. An unsigned contract is unenforceable. 5. AMOUNT DOES NOT MATCH. The contract states a Total Sales Price of {$140.00} for a one-month term expiring XX/XX/XXXX. Aldous is claiming {$170.00}. There is no itemization explaining how this figure was calculated. 6. INCONSISTENT DATES. The contract expired XX/XX/XXXX, but Aldous reports the account as opened on XX/XX/XXXX - approximately 22 months later. There is no documentation bridging this gap, no renewal, and no subsequent agreement. 7. NO CHAIN OF ASSIGNMENT. Aldous has provided no documentation showing they have legal authority to collect this debt on behalf of XXXX XXXX. LEGAL VIOLATIONS : I believe Aldous and Associates is in violation of : - 15 USC 1692e ( false or misleading representations ) - 15 USC 1692f ( unfair practices in collecting debt not owed ) - 15 USC 1692g ( b ) ( continuing collection without proper validation ) - 15 USC 1681s-2 ( b ) ( furnishing inaccurate information to credit reporting agencies after notice of dispute ) - California Rosenthal Fair Debt Collection Practices Act ( Cal. Civ. Code 1788 et seq. ) The debt is not mine. The contract does not identify me. The underlying obligation was properly discharged by my cancellation in compliance with the contract 's own terms. Aldous and Associates is collecting on, and reporting to TransUnion, a debt that does not legally exist.

Company response to consumer: Closed with explanation