Consumer complaint received 2024-12-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: MN

Complaint narrative:
In accordance with the Fair Credit Reporting Act, the list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 
Account name : TransUnion : XXXX  XXXX Bankruptcy, XXXX : XXXX XXXX Bankruptcy, XXXX : XXXX  XXXX Bankruptcy, TransUnion : XXXX, XXXX : XXXX, XXXX, XXXX, XXXX, XXXX XXXX XXXX, XXXX, XXXX : XXXX, XXXX XXXX XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX : XXXX, XXXX, XXXX XXXX XXXX, TransUnion : XXXX, XXXX : XXXX XXXX XXXX : XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX XXXX XXXX, XXXX, XXXX, XXXX, TransUnion : XXXX, XXXX : XXXX, XXXX, XXXX : XXXX, XXXX : XXXX, XXXX, XXXX XXXX XXXX : XXXX, XXXX, XXXX, XXXX XXXX XXXX : XXXX, TransUnion : XXXX, XXXX, XXXX, XXXX, XXXX : XXXX, XXXX XXXX XXXX, TransUnion : XXXX, XXXX : XXXX XXXX XXXX, XXXX, XXXX : XXXX, XXXX : XXXX, TransUnion : XXXX, XXXX, XXXX XXXX XXXX, TransUnion : XXXX, XXXX, XXXX XXXX XXXX, XXXX : XXXX, XXXX : XXXX XXXX TransUnion : XXXX, XXXX : XXXX, XXXX : XXXX, TransUnion : XXXX, XXXX : XXXX XXXX XXXX : XXXX, TransUnion : XXXX, XXXX XXXX XXXX, XXXX : XXXX, XXXX, XXXX, XXXX : XXXX, TransUnion : XXXX, XXXX XXXX XXXX, XXXX : XXXX, TransUnion : XXXX, XXXX : XXXX, XXXX : XXXX, TransUnion : XXXX, XXXX : XXXX, XXXX : XXXX XXXX TransUnion : XXXX, XXXX : XXXX, XXXX : XXXX According to the Fair Credit Reporting Act, whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to ensure the maximum possible accuracy of the information concerning the individual about whom the report relates, according to 15 USC 1681 ( e ) ( b ).

According to 15 USC 1681 5, they are supposed to do this ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.

According to 15 USC 1681s-2, they are supposed not to furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 

15 U.S.C. 1681B ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief