Consumer complaint received 2024-09-12 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC.
State: CA

Complaint narrative:
I purchased XXXX XXXX XXXX, XXXX ( XXXX XXXX and Equifax XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX which comes with 100 % full identity theft restoration services. Yet unfortunately, I've still been hampered by negative marks appearing on my credit report, in an effort to create significant barriers to moving forward. I have a membership with XXXX - a Discriminatory credit union. My account has been dormant for years yet the dormant account was reactivated due to an unauthorized charge. I filed a complaint regarding FTC violations and RICO tactics with the White House Veteran hotline. I received an alert from XXXX ( XXXX XXXX and Equifax ( XXXX ) stating `` A new account XXXX XXXXXXXX with XXXX XXXX XXXX  was opened in your name . The Debt Buyer Account account was opened on XX/XX/XXXX. If you don't recognize this activity, contact XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, VA XXXX where the new account was opened in your name. '' CFPB was already notified of this company. I pay {$80.00} a month in total for identity theft insurance with the CRAs yet my information has been used in numerous data brokering and kickback and corporate bullying transactions, my identity has been collectively attacked over the years and no restorative services have been applied, negative accounts appearing on my XXXX, XXXX and Equifax reports are covered under identity theft yet nothing is corrected when I file disputes- the negative marks remain. Paying money each month for services that do not work. I find myself grappling with unresolved identity theft issues, compounded by discriminatory practices within the system. I filed CFPB complaints back in XXXX which have gone unanswered and requested XXXX XXXX XXXX to stop the retaliatory, illegal and unauthorized data brokering. No shareholders should be obsessively targeting, stalking and harassing a female Veteran and tracking them in all their transactions ; it is highly unethical, illegal and unAmerican. I wrote a grievance with CFPB which requested they not intentionally block my identity theft disputes for relief and removal of detrimental marks on my credit report. I have a negative mark of a medical collection ( XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX etc corruption ) from a dangerous DUI/DWI driver who targeted my family ; hitting my two children in broad daylight with a vehicle after they left XXXX- the driver avoided jail time ( Hidden Hand RICO ) after violating 18 US Code Section 1389. Despite investing in identity theft insurance and considering myself a victim of intentional torts and fraud - defending against years of illegal fair game aka organized crime, collective systematic, unAmerican terrorism operations, housing discrimination, obsessive interstate and local stalking, disturbed paid outside agitators, vandalism, extremism, harassment, invasive privacy violations, human and natural civil rights violations, covert corporate bullying, intimidation, schemes, exploitation, intentional mail " inconveniences '', identity theft, death threats and other corporate corruption, toxic misogynist terrorism and overboard toxic and hateful acts towards my Female Veteran household, HUD violations, FTC, FCC violations, a wide range of federal consumer financial laws violated yet my identity theft claim which I qualify for was not approved. The identity theft comprehensive program that I pay for each month protects sensitive data just as any financial institution to include surveillance of black market sites, data breaches, monitoring of fictitious identities, alerts of credit inquiries, scanning any records, verification and changes of data and restorative services. I am a Veteran who has been subjected to identity theft, violence, narcassistic abuse and crime - there is an extended credit alert on file along with identity protection coverage and there should be no negative marks appearing on my credit report.

Company response to consumer: Closed with non-monetary relief