Consumer complaint received 2022-10-28 00:00:00
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
After extensive research I have become aware that your company is in direct violation of a number of federal and state laws including the FCRA, Fair Debt Collection Practices Act. Your company is in violation of Title 18 U.S. Code 1951, Interference with commerce by threats or violence and my 4th amendment right to privacy. Im seeking immediate relief for the inaccuracies and damages caused by your company. Below is a list of accounts that your company has published WITHOUT my written consent.

XXXX XXXX XXXX
Original creditor: XXXX XXXX XXXX XXXXXXXX XXXX

Balance updated XXXX XXXX XXXX

Account info
Account name
XXXX XXXX XXXX
Account number
XXXX
Original creditor
XXXX XXXX XXXX XXXX
Company sold
-
Account type
Collection
Date opened
XXXX XXXX XXXX
Status
Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status updated XXXX XXXX
Balance
XXXX  Balance updated
XXXX XXXX XXXX
Original balance
XXXX
Paid off
0%
Monthly payment
-
Past due amount
XXXX
Terms
1 Month
Responsibility
Individual
Your statement
-
Payment history
XXXX XXXX XXXX XXXX C C XXXX C XXXX C XXXX C C XXXX C C XXXX C C XXXX XXXX XXXX XXXX C C C XXXX C C C XXXX C C C XXXX C XXXX C C
Collection

Data Unavailable
Contact info
Address
1XXXX XXXX XXXX XXXX XXXX  GA XXXX
Phone number XXXX XXXX
Comments
-

Prepared For XXXX XXXXDate generated: XXXX XXXX XXXX XXXX XXXX XXXX  Original creditor: XXXX XXXX XXXX XXXX XXXX  
Balance updated XXXX XXXX XXXX  
Account info
Account name
XXXX XXXX XXXX  Account number
XXXX
Original creditor
XXXX XXXX XXXX XXXX
Company sold
-
Account type
Collection
Date opened XXXX XXXX XXXX  Status
Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status updated
XXXX XXXX
Balance
XXXX  Balance updated
XXXX XXXX XXXX
Original balance
XXXX  Paid off
0%
Monthly payment
-
Past due amount
XXXX
Terms
1 Month
Responsibility
Individual
Your statement
-
Payment history
XXXX XXXX XXXX XXXX
C
C

XXXX C XXXX C XXXX C C XXXX C C XXXX C C XXXX C C XXXX C C C XXXX C C C XXXX C C C XXXX XXXX XXXX  

C
C
Collection

Data Unavailable
Contact info
Address
XXXX XXXX XXXX XXXX XXXX GA XXXX
Phone number
XXXX XXXX Comments - Prepared For XXXX XXXXDate generated: XXXX XXXX XXXX XXXX XXXX XXXX
Original creditor: XXXX XXXX XXXX XXXX XXXX  
Balance updated XXXX XXXX XXXX  
Account info
Account name
XXXX XXXX XXXX
Account number
XXXX Original creditor
XXXX XXXX XXXX XXXX
Company sold
-
Account type
Collection
Date opened
XXXX XXXX XXXX
Status
Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status updated
XXXX XXXX
Balance
XXXX
Balance updated
XXXX XXXX XXXX
Original balance
XXXX  Paid off
0%
Monthly payment
-
Past due amount
XXXX  Terms
1 Month
Responsibility
Individual
Your statement
-
Payment history XXXX XXXX XXXX XXXX  C
C

XXXX XXXX XXXX C XXXX C C XXXX C C XXXX C C XXXX C C XXXX C C C XXXX C C C XXXX C C C XXXX C XXXX  

C
C
Collection

Data Unavailable
Contact info
Address
XXXX XXXX XXXX XXXX XXXX  GA XXXX  Phone number XXXX XXXX
Comments
-

Prepared For XXXX XXXXDate generated: XXXX XXXX XXXX XXXX XXXX XXXX
Original creditor: XXXX XXXX XXXX XXXX XXXX

Balance updated XXXX XXXX XXXX  
Account info
Account name
XXXX XXXX XXXX  Account number
XXXX  Original creditor
XXXX XXXX XXXX XXXX
Company sold
-
Account type
Collection
Date opened
XXXX XXXX XXXX
Status
Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status updated
XXXX XXXX
Balance
XXXX
Balance updated
XXXX XXXX XXXX
Original balance
XXXX
Paid off
42%
Monthly payment
-
Past due amount
XXXX  Terms
1 Month
Responsibility
Individual
Your statement
-
Payment history
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX


C
C
Collection

Data Unavailable
Contact info
Address
XXXX XXXX XXXX XXXX XXXX  GA XXXX
Phone number
XXXX XXXX
Comments
-

Prepared For XXXX XXXXDate generated: XXXX XXXX XXXX
XXXX XXXX XXXX
Original creditor: XXXX XXXX XXXX XXXX XXXX  
Balance updated XXXX XXXX XXXX

Account info
Account name XXXX XXXX XXXX
Account number
XXXX
Original creditor
XXXX XXXX XXXX XXXX  Company sold
-
Account type
Collection
Date opened
XXXX XXXX XXXX
Status
Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status updated
XXXX XXXX
Balance XXXX
Balance updated XXXX XXXX XXXX
Original balance
XXXX
Paid off
0%
Monthly payment
-
Past due amount XXXX  Terms
1 Month
Responsibility
Individual
Your statement
-
Payment history XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX C C  Collection

Data Unavailable
Contact info
Address
XXXX XXXX XXXX XXXX XXXX, GA XXXX
Phone number
XXXX XXXX  Comments
-

Prepared For XXXX XXXXDate generated: XXXX XXXX XXXX XXXX XXXX XXXX  Original creditor: XXXX XXXX XXXX XXXX XXXX

Balance updated XXXX XXXX XXXX

Account info
Account name
XXXX XXXX XXXX
Account number XXXX
Original creditor
XXXX XXXX XXXX XXXX  Company sold
-
Account type
Collection
Date opened
XXXX XXXX XXXX  Status
Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status updated
XXXX XXXX  Balance
XXXX
Balance updated
XXXX XXXX XXXX
Original balance
XXXX
Paid off
0%
Monthly payment
-
Past due amount
XXXX
Terms
1 Month
Responsibility
Individual
Your statement
-
Payment history XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX


C
C
Collection

Data Unavailable
Contact info
Address
XXXX XXXX XXXX XXXX XXXX, GA XXXX
Phone number
XXXX XXXX  Comments
-

Prepared For XXXX XXXXDate generated: XXXX XXXX XXXX XXXX XXXX XXXX  Original creditor: XXXX XXXX XXXX XXXX XXXX  
Balance updated XXXX XXXX XXXX

Account info
Account name
XXXX XXXX XXXX
Account number
XXXX
Original creditor
XXXX XXXX XXXX XXXX
Company sold
-
Account type
Collection
Date opened
XXXX XXXX XXXX
Status
Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status updated
XXXX XXXX
Balance XXXX
Balance updated
OXXXX XXXX XXXX
Original balance
XXXX
Paid off
0%
Monthly payment
-
Past due amount
XXXX
Terms
1 Month
Responsibility
Individual
Your statement
-
Payment history XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Collection

Data Unavailable
Contact info
Address
XXXX XXXX XXXX XXXX XXXX GA XXXX
Phone number
(XXXX XXXX
Comments
-

Prepared For XXXXXXXX XXXXDate generated: XXXX XXXX XXXX XXXX XXXX XXXX
Original creditor: XXXX XXXX XXXX XXXX XXXX

Balance updated XXXX XXXX XXXX  
Account info
Account name
XXXX XXXX XXXX
Account number
XXXX
Original creditor
XXXX XXXX XXXX XXXX
Company sold
-
Account type
Collection
Date opened
JXXXX XXXX XXXX
Status
Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status updated
XXXX XXXX
Balance
XXXX  Balance updated
XXXX XXXX XXXX
Original balance
XXXX
Paid off
0%
Monthly payment
-
Past due amount
XXXX
Terms
1 Month
Responsibility
Individual
Your statement
-
Payment history
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX


C
C
Collection

Data Unavailable
Contact info
Address XXXX XXXX XXXX XXXX XXXX, GA XXXX
Phone number
(XXXX XXXX
Comments
-

Prepared For XXXX XXXXDate generated: XXXX XXXX XXXX XXXX XXXX XXXX
Original creditor: XXXX XXXX XXXX

Balance updated XXXX XXXX XXXX  
Account info
Account name
XXXXXXXX XXXX XXXX
Account number
XXXX
Original creditor
XXXX XXXX  Company sold
-
Account type
Collection
Date opened
XXXX XXXX XXXX  Status
Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Status updated
XXXX XXXX  Balance
XXXX
Balance updated
XXXX XXXX XXXX  Original balance
XXXX  Paid off
0%
Monthly payment
-
Past due amount
XXXX
Terms
1 Month
Responsibility
Joint Account
Your statement
-
Payment history
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  
C
C
Collection

Data Unavailable
Contact info
Address
XXXX XXXX XXXX XXXX XXXX  GA XXXX
Phone number
XXXX XXXX
Comments
Account information disputed by consumer

Prepared For XXXX XXXXDate generated: XXXX XXXX XXXX
Public records
No public records reported.

Prepared For XXXX XXXXDate generated: XXXX XXXX XXXX
Inquiries
XXXX XXXXnquired on XXXX XXXX XXXX

Business Type: Bank Credit Cards

XXXX XXXX XXXX XXXX XXXX,TXXXXX XXXX XXXX

This inquiry is scheduled to continue on record until XXXX XXXX

XXXX XXXX XXXX

Inquired on XXXX XXXX XXXX

Business Type: Automobile Dealers, Used

XXXX XXXX XXXX XXXX

XXXX,GAXXXX XXXX XXXX

This inquiry is scheduled to continue on record until XXXX XXXX XXXX Inquired on XXXX XXXX XXXX

Business Type: Auto Reseller

XXXXXXXX XXXX XXXX XXXX XXXX XXXX,CAXXXX XXXX XXXX  
This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX XXXX

Inquired on XXXX XXXX XXXX  
Business Type: Bank Credit Cards

XXXX XXXX XXXX XXXX XXXXDEXXXX

By mail only

This inquiry is scheduled to continue on record until XXXX XXXX

US SM BUS ADMIN ODA

Inquired on XXXX XXXX XXXX  
Business Type: Federal Government

XXXX XXXX XXXX XXXX XXXX,TXXXXX  
XXXX XXXX

This inquiry is scheduled to continue on record until XXXX XXXX


Prepared For XXXX XXXXDate generated: XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief