Consumer complaint received 2024-09-26 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: DC

Complaint narrative:
Date : XX/XX/XXXX Endorse Deletion! 
XXXX XXXX Restrict Access XXXX XXXX XXXX XXXX XXXX DC, XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXX, TX XXXX XXXX : Request for Removal of Unauthorized Soft Inquiries and Self Reporting Accounts Dear Experian, I need to get this stuff off my report it Is harming my credit. The laws regarding the deletion of inquiries on my credit report are primarily governed by the Fair Credit Reporting Act ( FCRA ). Here are some key points : XXXX. Disputing Inaccurate Information : Under the FCRA, if I find inaccurate or unverifiable information on my credit report, I have the right as the Consumer to dispute it. The credit reporting agencies ( Experian, XXXX, and XXXX ) are required to investigate your dispute.If the information can not be verified, it must be removed1.

2. Unauthorized Inquiries : If a company pulls your credit report without your consent, you can dispute these inquiries.The credit bureaus must remove any unauthorized inquiries from your report2. 


If you can not provide verification for these inquiries, I request that they be removed from my credit report immediately. Please send me a confirmation once the inquiries have been removed. 


XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX EXPERIANXXXX Inquired on XX/XX/XXXX EXPERIAN XXXX Inquired on XX/XX/XXXX EXPERIAN Inquired on XX/XX/XXXX EXPERIAN XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX EXPERIAN Inquired on XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX EXPERIAN Inquired on XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX EXPERIAN Inquired on XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Self-reported accounts Account nameINSURANCE SELFREPORTED Original creditorXXXX Account nameINSURANCE SELFREPORTED Original creditorXXXX Account nameXXXX XXXX Original creditorXXXX  Account nameXXXX XXXX Original creditorXXXX Account nameXXXX XXXXXXXX Original creditorXXXX Account nameXXXX XXXX  Original creditorXXXX Date of birth XXXX Best Regards! 
By : XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation