Consumer complaint received 2025-05-14 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: TD BANK US HOLDING COMPANY
State: NY

Complaint narrative:
I XXXX XXXX following up on case complaint number # XXXX I regards to wrong Name and Spelling of name that is published on XXXX credit bureau website on m person identity profile account. 
this point yes XXXX did removed it from my records after it was placed there for many years. 
They did apologize but at this point Of the damage and misinformation under 15 U.S.C. 1681 I have lost full trust into any information thats been released to the public of my credit report. 
This and many other misinformation I have found on all XXXX credit bureau agencies with misrepresentation of me and my creditworthiness is unbelievable. 
I have made many attempts to have some of these misinformation dealt with by disputing but still they remains on my credit under that name. 
Has if these matters doesnt affect me and my reputation and creditworthiness. 
You claim you gather information affirmative action place on a persons credit report which can affects ones ability to obtain credit approval for a loan/ credit yet you handle it has if its nonessential to prove what you place there is completely accurate and correct. 
This issue has cause so much damage to my reputation and credibility under the fair credit act section 605C/ 628/603/ My Name is XXXX XXXX Never Ive I used any other name but that name. 
All 3 credit bureaus that have collected information about me worked together using information one has collected on me. 
And I have seen misinformation on all 3 credit bureaus about creditor loans and credit cards including pass or present payments thats incorrect. 
I have seen a creditor claiming theyve not received payments for many, many days pass due on my credit report which is false i dispute and still the credit bureaus come back with the same response saying creditor information hasnt changed and is the same. 
Even a dispute with a creditor XXXX store card they claim theyve not received payment since XXXXXXXX XXXX XXXX but i remembered making arrangements and agreement with them verbally on the phone was made to continue making payment which was made and they collected for XXXX, and XXXX but they claiming they received no payments since XXXX. 
I am depending that fact even though I was very ill at the time during XXXX XXXX XXXX XXXX XXXX XXXX  that was explained and i thought it was understood, yet after collecting payments they have already took my information to credit bureau while we made an agreement to do payments and goes for many others creditors in which I found on my credit report published misinformation on my credit account about pass due payments and even way old accounts of such still remains on my credit reports. 
So I am requesting XXXX and the other two credit bureaus XXXX and XXXX  to present and provide me under 12 CFR 1024.36 all documents available that I and creditor underwrite signed at the time loan are credit was establish. 
I hope I can give faith to this issue in regards to incorrect information published on my report record. 
Thanks for your time.

Company response to consumer: Closed with explanation