Consumer complaint received 2024-09-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Report provided to employer without your written authorization
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
To Whom It May Concern, If you continue to disregard my demands for compliant reporting practices, I will consider this letter as an official notice before my petition for a writ of review in civil court. As the injured consumer of your inadequate reporting practices, I contest your assumed reporting privileges for any of your challenged claims in this consumer complaint. I demand that you demonstrate your compliance with state and federal reporting mandates, including the XXXX, FCRA, XXXX, and any applicable laws in my state. I am concerned that your claims may not adhere to industry standards for legal and ethical reporting, particularly about the Metro 2 Data-filled Field Formatted Reporting Standards, per XXXX. 

Listed below are the Collections that are being challenged : XXXX XXXX - XXXX This doesn't belong to me. - According to letter 15 USC 1692 ( G ) you have proven to violate my rights as a consumer. I demand you remove this account. I've hired my attorney to review these files! 

Listed below are the Inquiries that are being challenged : XXXX - XXXX This inquiry was misrepresented and should be deleted from my report. - Why haven't you provided me with proof that this inquiry is reporting inaccurately on my report? 

XXXX - XXXX This inquiry was misrepresented and should be deleted from my report. - Why haven't you provided me with proof that this inquiry is reporting inaccurately on my report? 

XXXX - XXXX This inquiry was misrepresented and should be deleted from my report. - Why haven't you provided me with proof that this inquiry is reporting inaccurately on my report? 

XXXX  - XXXX This inquiry was misrepresented and should be deleted from my report. - Why haven't you provided me with proof that this inquiry is reporting inaccurately on my report? 

XXXX  - XXXX This inquiry was misrepresented and should be deleted from my report. - Why haven't you provided me with proof that this inquiry is reporting inaccurately on my report? 

XXXX - XXXX This inquiry was misrepresented and should be deleted from my report. - Why haven't you provided me with proof that this inquiry is reporting inaccurately on my report? 

XXXX - XXXX This inquiry was misrepresented and should be deleted from my report. - Why haven't you provided me with proof that this inquiry is reporting inaccurately on my report? 

XXXX XXXX XXXX - XXXX This inquiry was misrepresented and should be deleted from my report. - Why haven't you provided me with proof that this inquiry is reporting inaccurately on my report? 

XXXX  - XXXX This inquiry was misrepresented and should be deleted from my report. - Why haven't you provided me with proof that this inquiry is reporting inaccurately on my report? 

XXXX XXXX - XXXX This inquiry was misrepresented and should be deleted from my report. - Why haven't you provided me with proof that this inquiry is reporting inaccurately on my report? 

XXXXXXXX XXXX XXXXXXXX - XXXX This inquiry was misrepresented and should be deleted from my report. - Why haven't you provided me with proof that this inquiry is reporting inaccurately on my report? 

XXXX XXXX - XXXX This inquiry was misrepresented and should be deleted from my report. - Why haven't you provided me with proof that this inquiry is reporting inaccurately on my report? 

XXXX XXXX - XXXX This inquiry was misrepresented and should be deleted from my report. - Why haven't you provided me with proof that this inquiry is reporting inaccurately on my report?

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation