Consumer complaint received 2025-01-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: WA

Complaint narrative:
hello, my name is XXXX XXXX i have reached out to all XXXX credit bureaus for over a year since last XXXX with no results. I was a victim of identity theft as well as the XXXX XXXX breach experian and XXXX both bureaus had my complete name entirely wrong you can even use the dispute options on XXXX Experian unauthorized charged my account then reversed it and removed all my quires and said they were gon na remove every collection closed accounts they all said that with no results this has destroyed my life as I am a trying to climb out of whole only to be kicked by in by the credit bureaus as well as XXXX nexus and the other secret agencies phone calls letters all every day all for accounts I have no idea about pleas help me get this ball rolling. 
In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 
Account name : # XXXX, Account name : # XXXX, Account name : # XXXX, Account name : # XXXX, has violated my rights. 

XXXX5 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than XXXX years. 

15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX MO XXXX From XXXXXXXX XXXX XXXX XXXX XXXXnquiries ( XXXX ) Hard Inquiries ( XXXX ) Hard inquiries XXXX impact your XXXX XXXX. 
XXXX XXXX XXXX Dispute this Address XXXX XXXX XXXX XXXX, CA XXXX Date of inquiry XX/XX/XXXX CAP XXXX VIA DEALER Dispute this Address XXXX XXXX XXXX XXXX, TX XXXX XXXX of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX this XXXX XXXX XXXX XXXX XXXX XXXX, WA XXXX XXXX of inquiry XX/XX/XXXX CAM XXXX XXXX XXXX XXXX this Address XXXX XXXX XXXX XXXX XXXX, WA XXXX XXXX of inquiry XX/XX/XXXX Soft Inquiries ( XXXX ) Soft inquiries do not impact your XXXX XXXX. These inquiries are not disputable. 
XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX ( XXXX ) Address XXXX XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX 
Address XXXX XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX XXXX of inquiry XX/XX/XXXX XXXX XXXX  Address XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Date XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX  XXXX. 
Address XXXX XXXX XXXX Unit XXXX XXXX, CA XXXX Date of inquiry XX/XX/XXXX XXXX - XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX MO XXXX XXXX of inquiry XX/XX/XXXX XXXX XXXX XXXXXXXX. 
Address XXXX XXXX XXXX FL XXXX XXXX, TX XXXX Date of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX 
Address XXXX XXXX XXXX XXXX  # XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX UP Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX ( XXXX ) Address XXXX XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX - XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX MO XXXX XXXX of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX XXXX of XXXX XX/XX/XXXX XXXX - XXXX XXXX  XXXX XXXX XXXX XXXX XXXX, PA XXXX XXXX of XXXX XX/XX/XXXX XXXX - WASHINGTON Address XXXX XXXX XXXX XXXX XXXX, WA XXXX XXXX of XXXX XX/XX/XXXX XXXX - XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX MO XXXX XXXX of XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX 
Address XXXX XXXX XXXX UNIT # XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, VA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, FL XXXX Date of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX UP Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX Address XXXX Lake XXXX XXXX XXXX XXXX IL XXXX XXXX of XXXX XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of XXXX XX/XX/XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of XXXX XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX GA XXXX From XXXXXXXX XXXX XXXX XXXX  XXXX XXXX : XXXX View Account Details Account status Closed Age of Account XXXX  years XXXX  months XXXX  days Late payments XXXX XXXX XXXX : XXXX View Account Details Account status Closed Age of Account XXXX  years XXXX  months XXXX  days Late payments XXXX XXXX XXXX XXXXXXXX View Account Details Account status Closed Age of Account XXXX  months XXXX  days Late payments XXXX Mortgage ( XXXX ) You currently do not have this type of account. 
Installment ( XXXX ) You currently do not have this type of account. 
Other ( XXXX ) XXXX XXXX XXXX XXXX XXXX View Account Details Account status Closed Age of Account XXXX months XXXX  days Late payments XXXX XXXX XXXX XXXX : XXXX Dispute not available Whats this? 
View Account Details Account status Closed Age of Account XXXX XXXX XXXX XXXX XXXX XXXX  Late payments XXXX XXXX XXXX XXXX : XXXX Dispute not available Whats this? 
View Account Details Account status Closed Age of Account XXXX XXXX XXXX XXXX XXXX XXXXXXXX  Late payments XXXX XXXX XXXX XXXX : XXXX Dispute not available Whats this? 
View Account Details Account status Closed Age of Account XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation