Consumer complaint received 2025-03-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: IL

Complaint narrative:
I am sending this to you today because I have pulled my most recent credit report and I am extremely confused. It is very troubling as these items are reporting as incorrect and inaccurate information. I would appreciate your assistance to solve these problems. 
I have done research at my end and as you and myself both aware, there are laws that guarantee that credit bureaus report accurate information. According to the FCRA, the information provided should be 100 % accurate, 100 % verifiable, and reported in a timely fashion. I am well aware you have 30 days to complete this investigation. Your failure to comply with federal regulations is a serious violation of the Fair Credit Reporting Act and could possibly result in an investigation by the Federal Trade Commission. 
I must demand that you run a thorough investigation for each and every mistake listed, and a complete report MUST be provided to me after you have completed the investigation. 
XXXXXXXX XXXX XXXX XXXX  XX/XX/XXXX - This inquiry was not authorized - Delete this inquiry due to Violation of 15 USC 1681b XXXXXXXX XXXX XXXX XXXX XXXXXX/XX/XXXX - This inquiry was not authorized - Delete this inquiry due to Violation of 15 USC 1681b Please see the above inquiries as well. 
The Fair Credit Reporting Act also states that the only permissible purpose for pulling someones credit report is : A ) Firm offer of credit B ) Insurance C ) A court order D ) Employment, for a firm offer of credit, a court order, insurance, or employment. None of the above applies to the inquiries on my credit report. Please erase them immediately. 
Any and all private information should be reporting as the following and other information should be deleted from my credit file : The following personal information is reporting incorrectly on my credit report : Name : The correct spelling of my name is XXXX XXXX XXXX Current Address : My correct current address is : XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Previous Address : The following previous addresses are wrong : Incorrect Name - XXXXXXXX XXXX  XXXX - The following personal information is incorrect - Delete personal data due to violation of 15 USC 1681e ( b ) Incorrect Name - XXXXXXXX XXXX XXXXXXXX - The following personal information is incorrect - Delete personal data due to violation of 15 USC 1681e ( b ) Incorrect DOB - XX/XX/XXXX - The following personal information is incorrect - Delete personal data due to violation of 15 USC 1681e ( b ) Incorrect Address - XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX - The following personal information is incorrect - Delete personal data due to violation of 15 USC 1681e ( b ) Incorrect Address - XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXXXXXX - The following personal information is incorrect - Delete personal data due to violation of 15 USC 1681e ( b ) Incorrect Address - XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX - The following personal information is incorrect - Delete personal data due to violation of 15 USC 1681e ( b ) EMPLOYER - XXXX XXXX XXXX- The following personal information is incorrect - Delete personal data due to violation of 15 USC 1681e ( b ) Please update my credit file to reflect the proper spelling and data as I have indicated above. 
Please also remove the old inaccurate addresses. I do not want to be mistaken for someone else because of these errors that you are reporting

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief