Consumer complaint received 2016-10-20 00:00:00
Product: Mortgage — Conventional adjustable mortgage (ARM)
Issue: Loan modification,collection,foreclosure — 
Company: NATIONSTAR MORTGAGE LLC
State: CA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX, California XXXX XXXX, XXXX XXXX XXXX Addition to XXXX XXXX XXXX XXXX, 2016 Letter Notification Dispute Claim of Due Cause For Foreclosure This Is A Complaint Dear Sirs / Madams First This Is To Notify of Dispute To The Filing Of Foreclosure / Legal Cause To Proceed -- The Following Points Establish Due Cause To Forestall The Claim Of Due Cause For Foreclosure : 1 ) In The Subject Of A Contract -- It Is Established Law That In Order To Have A Contract Between 2 Parties / There Must Be A Meeting Of The Minds -- An Understanding of Terms / Agreements / Conditions / Regulating Laws-Codes -- It Is With The Understanding That Myself And Now Deceased Husband Were Purchasing A House ( listed / Described Above ) For The Period Of 30 Years On An Amortized Loan- Where The Payments Reduced The Original-Sale / Principal To Establish Sole Ownership In The Above Mentioned Time Frame -- Of ALL The Loans / Service Arrangements 2 Date -NOT ONE HAS BEEN OF THAT TYPE. 

2 ) In Order For A Loan / Contract To Be Legal -- It Must Follow The Laws Governing Those Aforementioned Contracts / Agreements / Terms Conditions Contained within The Same -- -- Each Of The Loans Provided Do Not Follow The Laws Governing -- -- Interest Only / Neg Am / Option Arms / Variable Rates / Balloon Payment -- -- Moreover From Inception The Loans Were Illegal /In Multiple Respect -- Although Monies Have Been Paid Regularly -- The Payments Did Not Credit The Proper Source -- -- As Predatory Lending Requirements Were Noted / logged In Some Documentation / It Has Been Established That There Was Prior / Knowledge -Intent To Commit A Crime / Fraud In The Amount Qualifying As A Felony -- 3 ) -- As The Owner Was Lead To Believe That Each of The Servicing Adjustments Were Loan Modifications -- The Clear Intent To Defraud / Commit A Crime Qualifying As A Felonious / With Intent To Allow The Owner To Produce Regular And Large Amounts Of Money With Intent To Practice Procedures intent On Illegally Procuring Her Property Adds Additional Crimes Against In Serious Categories. 

4 ) -- Following The Fed Prosecution Of The US Banks -- It Has Been Clearly Established That -Variable Rates / Option Arms / Balloon Payments / Rates Exceeding The Established / interest Only / Negative Amortization Laws Are And Were FRAUDULENT / PREDATORY / MISLEADING / CRIMINAL / AND DANGEROUS, NOT ONLY TO THE ECONOMY OF THE UNITED STATES OF AMERICA , BUT THREATENING IN REGARDS TO INDIGENOUS CONTROL / CONTRIBUTION AND THEREBY THE SECURITY OF THE UNITED STATES OF AMERICA. 

5 ) -- AS THE FORECLOSURE GENERATED IS BASED ON THESE ILLEGAL LOANS -- THUS ANY FRUITS OF THOSE CRIMINAL TERMS-ARE IN CORRELATION-ILLEGAL AS WELL. 

6 ) -- AS THE ORIGINAL SOURCE OF THE DEBT PURPORTEDLY CAUSING FORECLOSURE HAD KNOWLEDGE OF THE PAST AND CURRENT RULES / REG 'S AND LAWS - IT HAS BEEN ESTABLISHED BY YOU 'RE INTENT OF PREMEDITATED FRAUD / CRIMINAL ACTION IN THE EXCEEDS OF FUNDS QUALIFYING AS FELONIOUS / -- AS YOU HAVE CREATED AN EXTREME HARDSHIP ON THE PROPERTY OWNER -- A SINGLE-WIDOWED-FEMALE -- FALLING UNDER THE XXXX -- YOU HAVE COMMITTED OFFENCES VIOLATING CIVIL / CONSTITUTIONAL AND OTHER -- WITH COMPOUND OFFENCES FOR ATTEMPTS TO ALTER THE LIVING ARRANGEMENTS - TO DETRIMENTAL AND THREATENING / AS YOU HAVE AFFECTED / TAKEN MEASURES TO DAMAGE THE ABILITY OF OWNER TO GAIN SAFE INSULATION AND RESOURCE BY DAMAGING THE CREDIT NECESSARY FOR SURVIVAL -YOU HAVE COMPOUNDED ALL THE AFOREMENTIONED CRIMES / OFFENSES -- 6 ) -- As The OCC / Dept of Tes / Dept Of Justo / GAO-FBI / XXXX States Attorney Generals -- Finding By The Supreme Court -- YOU HAVE COMMITTED WILFUL OBSTRUCTION OF JUSTICE AND SHOWN A MARKED DISRESPECT FOR ALL OF THOSE ENTITIES / 7 ) -- As The Owner Has Paid On This Property In Excess of 30 Years - And The Entities Claiming Debt In Amount To Justify Justify Foreclosure

Company response to consumer: Closed with explanation