Consumer complaint received 2025-08-10 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
Subject : Urgent Identity Theft Dispute Request for Immediate Removal of Fraudulent Information Pursuant to FCRA 605B To Whom It May Concern, My name is XXXX XXXX, and I am submitting this formal dispute and identity theft affidavit pursuant to the Fair Credit Reporting Act ( FCRA ) 605B ( 15 U.S.C. 1681c-2 ). I hereby demand the immediate and permanent blocking and removal of the fraudulent accounts, collections, and hard inquiries listed below from my credit report.

These items are the result of identity theft and were added without my knowledge or authorization. They do not reflect any legitimate or authorized financial activity on my part.

IMPORTANT NOTICE Data Breach Involvement I am a confirmed victim of the XXXX  data breach, as verified through the official XXXX  data breach settlement website. My personal and financial information was part of the compromised data set. As supporting evidence, I have included a copy of the summons issued to XXXX  by the XXXX XXXX Federal Court relating to this breach. 
I reserve all rights to pursue legal remedies, including joining any future legal action and seeking financial compensation, due to XXXX failure to safeguard my sensitive data. 

FRAUDULENT ITEMS TO BE BLOCKED AND REMOVED ( per FCRA 605B ) : Fraudulent Accounts and Collections : XXXX  XXXX XXXX Account ending in XXXX Credit Limit : {$800.00} | Status : Fraudulent Specialized XXXX XXXX Account # XXXX Balance : {$1000.00} | Status : Collection ( Fraudulent ) XXXX XXXX XXXX Account XXXX XXXX Balance : {$4800.00} | Status : Collection ( Fraudulent ) XXXX XXXX  Account # XXXX Balance : {$4500.00} | Status : Collection ( Fraudulent ) Fraudulent Hard Inquiries : XXXX XX/XX/year> XXXX XX/XX/year> XXXX  XX/XX/year> XXXX XX/XX/year> XXXX XX/XX/year> XXXX XXXX  XX/XX/year> XXXX XXXX XXXX XX/XX/year> Supporting Documentation Attached : Signed Identity Theft Affidavit FTC Identity Theft Report Government-issued Photo ID ( Drivers License ) Proof of Current Address ( Utility Bill ) Copy of Federal Court Summons Served to XXXX  Formal Dispute Letter Legal Compliance Required : Under FCRA 605B, you are required by law to block and remove the disputed information from my credit report within four ( 4 ) business days of receiving this request and supporting documents.

Failure to act in compliance will compel me to pursue the following legal actions without further notice : File suit in XXXX XXXX Federal Court File a claim in State Small Claims Court Submit formal complaints to the Office of the Attorney General Notify XXXX XXXX for further legal review and representation Requested Resolution : I demand : Immediate removal of all fraudulent accounts, collections, and inquiries listed above Written confirmation that my credit file has been corrected in compliance with FCRA 605B Please treat this matter with the urgency and legal seriousness it warrants.

Thank you for your prompt attention.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief