Consumer complaint received 2024-01-10 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Credit Karma, LLC
State: AZ

Complaint narrative:
DO NOT ALTER ANY LETTER OR WORDS IN THIS COMPLAINT, LIKE WHAT HAS BEEN DONE IN PREVIOUS COMPLAINTS. Which I have screenshots to prove it. 


This is the 2nd complaint and last one EVERYONE want to continue to thwart justice and law. So they can continue to create securities for profit and keep all the profits. And disregard the FCRA and EVERYONE who has put in a joint effort. 
To deceive and ignore the law. I will be filling a complaint for FRAUD with the security exchange commission. 

As I previous stated in my previous complaint. XXXX it has been improper use of my credit report. They have blocked my IP address from communicating with them. As well as my telephone number Credit Karma who I will be filing a complaint with SEC against them as well. Because they have blocked all communication with them as well. The company investigation was handled with pure prejudice and retaliation simply because I NOW know my rights. 

And they wish to play legalese games and if I dont give them every code. They chose to ignore me send me touting message such as NA/Na/Na. They have obtained and used my information for the purposes of PROFIT that is against the law. 

The ONLY way we can settle this is them restore my credit score to XXXX and remove EVERYTHING I requested in the last complaint. Anything they removed I do not want to see a ( + ) or a ( - ) next to alleged debt ONLY paid in full. 

EVERY and I mean EVERYTHING they had my credit report the last time I was allowed on their website before they blocked me was provided without my written authorization. 



The 1st Complaint Was closed. XX/XX/2023 TO WHOM IT MAY CONCERN, ( CREDIT AGENCIES ) I have repeatedly ask if you'll would remove ALL those negative remarks as well of the accounts. I do not owe off my credit report. After repeatedly asking you'll to remove those reporting off my BENEFICARY ) credit. because there is and has been information that is on my ( BENEFICARY ) consumer report that is a result of identity theft. I did not provide permission to be reported starting back when I ( beneficiary ) was XXXX old to this day nor has I ever given permission to ANY/NO CREDIT REPORTING AGENCY permission or instruction verbal nor in writing for the identified transaction to be reported on my ( BENEFICIARY ) CONSUMER REPORT. No one never told me ( BENEFICIARY ), I could opt-out because I have right to privacy. I am also requesting this information that is due to identity theft be block within 4 days being made on the basis of material misrepresentation of fact by me ( BENEFICIARY ) relevant to the request to block the identified transaction. The identified transaction ( s ) are not information related to my transaction by me ( BENEFICIARY ) AS THE CONSUMER. And the law says section 18 U.S. Code 1681.c.-2- 18 U.S. C1028 ( d ) ( 3 ) 15-UC 16 81-C2 FCRA SSA -89 Form I appreciate you'll handling this matter in the time stated. Respectfully, XXXX : XXXX , BENEFICARY UCC 1-30 WiITHOUT PREJUDICE I RESERVE ALL MY RIGHTS I DO NOT CONSENT TO ANY HIDDEN OR REVISED CONTRACT ( S ) OR COMERICAL AGREEMENT.

Company response to consumer: Closed with explanation