Consumer complaint received 2025-01-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
XX/XX/XXXX Transunion LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX After 8-10 years of having a credit score of XXXX or below, due to erroneous reporting, I am seeking compensation due to violations on my credit file. XXXX have failed to provide me with a copy of any viable evidence, bearing my signature, showing the accounts that were being reported accurately after countless times of me asking, the bureaus responses were, that the items were verified. I was affected financially, due to the failure of XXXX as you have now violated federal law, by not properly investigating within the required timeframe, and I have evidence of such, via certified mail receipts, as you finally removed, most of the items from my credit file because of my complaint submitted to CFPB on XX/XX/XXXX. On XX/XX/XXXX I submitted a complaint with CFPB XXXX and your response was the items were verified and remained on my credit file. Now you have taken the 2nd dispute seriously and removed most from my credit file Any other action ( or inaction ) on your behalf may result in a small claims action against your company. I have disputed items for at least the last 10 years. I was not able to get certain employment, housing, cars, loans I was further a victim of the Data Breach. Since my information was compromised, I invoked my rights under 15 USC 1681c-2 ( a ) to request that any fraudulent accounts associated with my identity be permanently blocked and deleted from my credit file. Please take the necessary actions to ensure that any unauthorized or fraudulent accounts, as detailed in the accompanying documentation, that you have already received via mail and through the CFPB complaint remain deleted from my credit file.

I am making this final goodwill gesture to allow you to continue correct your erroneous reporting, and I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney Generals office, should you continue in your non-compliance. I further remind you that, as in Wenger v. Trans Union Corp., No. 95-6445 ( C.D.Cal. Nov. 14, 1995 ), you are liable for your willful non-compliance. 
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I am seeking {$1000.00} per violation for that was removed from my credit file, please see attached credit report before they were removed items from my credit file. 
Also for : XXXX XXXX Enablement of Identity Fraud XXXX ) Violations of the Fair Credit Reporting Act I am also seeking {$100000.00} in punitive damages due to damages Violation of the Fair Debt Collection Practices Act ( including but not limited to Section XXXX ) Violation of the Fair Credit Reporting Act ( including but not limited to Section XXXX You have 15 days from the date of this letter to respond. 

Please mail check to : XXXX XXXX XXXX XXXX XXXX XXXX Apt XXXX XXXX, Texas XXXX XXXX P.S. Please be aware that dependent upon your response, I XXXX be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action. 
CC : Consumer Financial Protection Bureau CC : Attorney Generals Office CC : Better Business Bureau

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation