Consumer complaint received 2025-12-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
XX/XX/year> RE : Complaint # XXXX Additional Evidence & Update Against TransUnion LLC Dear CFPB, I am updating my ongoing complaint against TransUnion LLC for continued willful and negligent violations of the Fair Credit Reporting Act ( FCRA ). 

New Violations and Evidence : XXXX. False Death Claim Message / Deceased Indicator TransUnion recently added a completely false Death Claim Message to my credit report ( see TransUnion letter dated XX/XX/year>, File # XXXX ). I am very much alive and actively employed. This erroneous deceased indicator is a severe inaccuracy that violates FCRA 1681e ( b ) by failing to assure maximum possible accuracy. It causes significant harm, including potential denial of credit. 

XXXX. Continued Reporting of Accounts Already Deleted by XXXX  XXXX  completed a reinvestigation on XX/XX/year> ( Confirmation # XXXX ) and permanently DELETED the following accounts after finding them inaccurate or unverifiable : XXXX XXXX XXXX ( accounts similar to # XXXX and # XXXX ) XXXX XXXX XXXX XXXXXXXX ( # XXXX ) XXXXXXXX XXXX ( # XXXX ) XXXX XXXX XXXX ( # XXXX ) These identical accounts continue to appear negatively on my TransUnion report. When XXXX major credit reporting agency deletes accounts as unverifiable, the same items on TransUnions report become patently unverifiable and must also be deleted under FCRA 1681e ( b ) and 1681i. 

I have formally disputed both issues directly with TransUnion via certified mail today ( copy of my dispute letter attached ). I provided irrefutable proof that I am alive, including : Drivers license Recent utility bills Social Security card Recent payroll stub showing current employment and address XXXX  dispute results showing the deletions I demand that the CFPB require TransUnion to : XXXX. Immediately and permanently remove the false deceased indicator. 
XXXX. Immediately and permanently delete all accounts deleted by Equifax ( listed above ). 
XXXX. Delete all other previously disputed inaccurate items ( Discover post-charge-off lates, XXXX XXXX duplicates, XXXX XXXX duplicates, unnamed charge-off, etc. ). 
XXXX. Provide me with an updated credit report reflecting these corrections. 
XXXX. Pay statutory and actual damages for the ongoing harm caused by these willful violations. 

Attached : Copy of TransUnion letter dated XX/XX/year> ( regarding death claim ) XXXX  dispute results dated XX/XX/year> ( Confirmation # XXXX ) showing deletions Proof of identity and life ( drivers license, utility bills, Social Security card, payroll stub ) Thank you for escalating this matter. TransUnions response remains in progress since XX/XX/year>, and these new violations require immediate intervention. 

Sincerely, XXXX XXXX XXXX XXXX ( XXXX ) XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief