Consumer complaint received 2025-06-13 00:00:00
Product: Mortgage — FHA mortgage
Issue: Closing on a mortgage — Closing disclosure or other related disclosures
Company: American Financial Network Inc.
State: NM

Complaint narrative:
This property already have a FHA loan fraud flagged by HUD, along with XXXX issues ( XXXX XXXX ) with deferred IRS tax redemption, and now I was told by a third party that there is another FHA loan placed again in the same XXXX XXXX XXXX XXXX XXXX XXXX XXXX. The property does not have owner title insurance for that loan if placed by a third party on a house I lived for 15 years and paid property taxes and insurance and repaired it and remodeled it. 
There is a XXXX refinance/modification in review by FTC as flagged fraud, and I was named in that lawsuit, I never signed a loan with a bank nor know the borrowers other than the ones who sold us the property XXXX XXXX and XXXX XXXX .

Now I was told by an employee that wants to remain anonymous that there is another FHA loan made on the property that has a broken chain of title, divided interest and no owner title XXXX XXXX  in the name of some XXXX person and her wife XXXX  for XXXX XXXX and XXXX XXXX XXXX. I was told can not ask them information but definitely do not want to be pulled to that nest of corruption nor my family nor that money engorgement made at the court for profit of third parties and to avoid XXXX, tax consecquences or disclosure of income to the taxing authorities. Someone made in excess of XXXX for this home how can. you encumber if it is not a clean title this can not be sold, rented or anything and is subject to firpta and irs deferred recapture liens. 
Title is state driven by laws and also federal law. In NM color of title is based on 10. years and recently a ghost title was placed breaking the chain in title and harming the commmunity by a california broker and a pensylvania lawyer opinion through XXXX XXXX, trespassing on the personal residence of a elder military family XXXX  and XXXX kid inside causing terror and harm and locking the house keeping utilities inthe name of the family and wasting electricity and water on landscape and pool tank filling and drilling on walls tearing tile without permission of dwellers/owners/partial owners and persons and business in interst. Someone made XXXX and someoen obtained or may have obtained a fraudulent FHA loan. Another one than the one in XXXX by XXXX XXXX XXXXXXXX labeled mortgage fraud as the title was not in the name of the borrowers then so they needed permission of all parties in title in XXXX. Now there is abreak in the title and a possible mortgage? Again, if there is one, is fraud, if there is not, is hearsay but someone has to insure that loan against fraud and if it gets sold, someone got paid not I and I am not going to be pushed to the mud or the corruption nest I stepped on in XXXX as an innocent purchaser of value of XXXX XXXX XXXX XXXX XXXX and if XXXX attorneys ( many ) asked for a XXXX  from XXXX to me, now I understand it may have been to avoid IRS XXXX and the fines because the chain shows a family transfer AFTER WE BOUGHT IT, from XXXX to XXXX and a XXXX came to the property sayigng hsi brother deeded him the house to gain US residency and he was coming from XXXX XXXX. 
I did not know him so I told him I bought it from his brother. There is the IRS ISSUE in the cHain of title too, however I NEVER SIGNED A LOAN WITH XXXX report potential tax fraud, such as unreported income, false deductions, or businesses that fail to pay taxes properly. It is specifically intended for significant tax fraud rather than minor errors, requiring credible evidence of ALLEGED tax evasion. 
American Financial Network Inc. has faced allegations of fraud, agreeing to pay over {$1.00} XXXX to resolve claims that it improperly originated government-backed mortgage loans insured by the Federal Housing Administration ( FHA ) . These allegations suggest potential fraudulent activities, raising concerns about the company 's practices in the mortgage lending industry. IS THIS ANOTHER ONE? 
headquarters of american financial network XXXX XXXX XXXX XXXX XXXX, XXXX, CA XXXX phone number : ( XXXX ) XXXX

Company public response: Company can't verify or dispute the facts in the complaint
Company response to consumer: Closed with explanation