Consumer complaint received 2023-05-18 00:00:00
Product: Debt collection — Credit card debt
Issue: Communication tactics — Used obscene, profane, or other abusive language
Company: Radius Global Solutions LLC
State: CA

Complaint narrative:
Radius Global Solutions LLC sent me a letter attempting to collect an alleged debt. The letter gave me till XX/XX/XXXX XXXX to respond. XX/XX/2023 I submitted a response through the CFPB ( case number XXXX ) The letter I sent was a request of Debt Validation. The letter was detailed and clear on the importance of a debt collector to validate a debt which the company is attempting to collect, failure in not doing so could possibly lead to criminal violations, fines and possible imprisonment. XX/XX/2023 I mailed the same detailed validation of debt letter to the company via U.S. certified mail. In the letter I gave Radius Global Solutions LLC 20 days to validate the alleged debt claim. The letter was received and signed by an employee of the company XX/XX/2023 ( please see attachment for evidence of this ) XX/XX/2023 Radius Global Solutions LLC sent a message via CFPB The company has responded that it is still working on the issue and requested more time. That would be the last time I would hear from the company. XX/XX/2023. It has been well over 30 days and still no response from Radius Global Solutions LLC to validate the debt as requested via CFPB and via U.S. certified mail. As stated in the debt validation letter I sent " A debt collectors failure in providing respondent with the requestee verification, validating the alleged debt ''. The following Notice was included in the Debt Validation letter I sent and which was received by the company. 

TAKE NOTICE Debt Collectors failure in providing Respondent with the requisite verification, validating the above referenced alleged debt within the requirements of law as codified in the Fair Debt Collection Practices Act, Fair Credit Reporting Act and the corresponding laws of each state, signifies that Debt Collector tacitly agrees that : A.Debt Collector has no lawful, bona fide, verified claim, re the above-referenced alleged account : B.Debt Collector waives any and all claims against Respondent and C.Debt Collector tacitly agrees that Debt Collector will compensate Respondent for all costs, fees and expenses incurred in defending against this and any and all continued collection attempts, re the above-referenced alleged account. Furthermore Debt Collector will be subject to an Ecclesiastical Jurisdiction for any and all issues arising in regards to the above-referenced alleged account. 

D.Failure of Debt Collector to properly and legally verify/validate alleged debt as required in this notice is a self-executing irrevocable power of attorney authorizing Respondent/Alleged Debtor named herein to direct the permanent removal, on behalf of the alleged Creditor, of any and all references to said account in any and all credit reporting agency files of any type. 

This response will constitute my effort to resolve this on-going debt claim between the parties involved. Until full disclosure is achieved, there can be no case, collection or action. No civil or criminal cause of action can arise lest, out of fraud, there be a valid, honest contract. See XXXX v. XXXX XXXX XXXX XXXX XXXX, XXXX. 



I declare under penalties of perjury in accordance with the laws of the United States of America ( without the United States ) Title 28 U.S.C. 1746 ( 1 ) the forgoing is true and correct and is admitted when not rebutted, so help me.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation