Consumer complaint received 2024-08-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: MN

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX SSN : XXXX XXXX : XX/XX/year> To whom it may concern, May consumer law FCRA rights have been violated with inaccurate and inconsistent data reporting ... .which Experian XXXX XXXX have stated was verified but i have highlighted and attached a copy of my credit report to prove my allegations. CFPB complaint FCRA and FTC Complaint in progress I have found reporting violations found by experian, XXXX and XXXX all XXXX have verified this information as accurate & VERIFIED Thats false and I HAVE UPLOADED MY MOST RECENT CREDIT REPORT which shows inconsistent and UNVERIFIED information. THis is a violation of my FCRA rights as a consumer to furnish accurate information and if found inaccurate DELETE NOT UPDATE more unverified information. 

15 U.S.C 1681-2 ( A ) ( 1 ) A Person shall not furnish any information relating to a consumer reporting agency if the person knows or information is inaccurate In light of the previously discussed issues, I would like to underline how serious and important my concerns are. A credit report that contains information can have serious and long-lasting negative effects on a person 's financial status and future opportunities. It is crucial that every piece of information included in these reports is treated with the seriousness it deserves. Any mistake on your part, no matter how small, not only represents me poorly but also might constitute a legal infraction. It is therefore my strong recommendation that you promptly resolve these discrepancies in order to fulfill both of your legal obligations.

One should not take the consequences of non-compliance lightly. In addition to the possible legal ramifications, any organization providing credit reporting services runs the risk of violating two essential principles : trust and credibility. This concerns maintaining a commitment to each and every person whose data you handle, rather than just fixing a mistake. I'm confident that you recognize the seriousness of the situation and will take steps to not only resolve the immediate issues but also institute more stringent quality control measures in the future.

Preserving accuracy in credit reporting is more than just a mundane choreit 's a moral duty. An individual 's financial journey can be significantly impacted by errors, whether they are the result of omission or commission.

A review, validation, and correction process must be carried out. This is advantageous to me and shows that you are committed to maintaining the greatest standards in the field. I hope to hear back from you and that the necessary action is done.

I'm challenging inaccurate personal information listed below.

The information about my name is not reported accurately.

My current address is not listed accurately.

Certain information about my date of birth is not accurate.

I'm challenging inaccurate accounts listed below. 

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Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief