Consumer complaint received 2025-04-16 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Incorrect information on your report — Public record information inaccurate
Company: ID Analytics, Inc.
State: LA

Complaint narrative:
XXXX XXXX XXXX Compliance ( CRRG ) Static Removal Letter XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX Date : XX/XX/scrub>XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX RE : FORMAL DISPUTE OF INACCURATE INFORMATION & REQUEST FOR REMOVALReference : CFPB Case # XXXX To Whom It May Concern : I am writing to formally dispute inaccurate information appearing on my credit reports due to identity theft, as previously acknowledged in your correspondence dated XX/XX/year>. This letter serves as my formal request for complete removal of all fraudulent information pursuant to the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq.

CONSUMER IDENTIFYING INFORMATION : Full Name : XXXX XXXX Address : XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXXDate of Birth : XXXXLast 4 Digits of SSN : XXXX : XXXX OPT-OUT REQUEST AND INFORMATION SHARING RESTRICTION : Pursuant to FCRA 604 ( e ) and 603 ( d ) ( 2 ) ( A ), I hereby exercise my right to opt out of information sharing for marketing purposes. I explicitly do not authorize my personal information or credit data to be shared with any third parties except as strictly required by law. 
SPECIFIC CORRECTIONS AND REMOVALS REQUESTED : 1. IMMEDIATELY correct my legal name to XXXX XXXX only 2. REMOVE ALL incorrect name variations previously found in my file : XXXX XXXX XXXX XXXX XXXX  XXXX. REMOVE ALL fraudulent address records : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX BASIS FOR REMOVAL : As confirmed in your letter dated XX/XX/year> ( CFPB Case # XXXX ), I have been the victim of identity theft. I previously submitted an FTC Affidavit and Police Report confirming this fact, and you have already begun removing some of the fraudulent information from my file. I request that you now complete this process by removing ALL remaining fraudulent information.

Under the FCRA, you are required to maintain reasonable procedures to assure maximum possible accuracy of consumer information ( 15 U.S.C. 1681e ( b ) ). The information I have disputed is demonstrably inaccurate and the result of identity theft.

TIMELINE FOR COMPLIANCE : Pursuant to FCRA 1681i, I request that all corrections be completed within 30 calendar days of receipt of this letter. If any information can not be verified as accurate, it must be promptly deleted.

VERIFICATION REQUEST : Please provide written confirmation that all disputed information has been removed from my file. This verification should be sent to both my mailing address and email address listed above.

I understand from your previous letter that you will be sending a separate resolution letter outlining the results of your reinvestigation and my statutory rights. I look forward to receiving that letter and confirmation that all fraudulent information has been removed from my file. 
Under penalty of perjury, I certify that the information provided in this letter is true and accurate to the best of my knowledge. 
Sincerely, XXXX XXXX Enclosures : Copy of government-issued ID Copy of XXXX letter dated XX/XX/year> ( CFPB Case # XXXX ) Copy of Proof of Address CC : Consumer Financial Protection Bureau Reference : CFPB Case XXXX XXXX

Company response to consumer: Closed with explanation