Consumer complaint received 2025-06-24 00:00:00
Product: Mortgage — FHA mortgage
Issue: Trouble during payment process — Interest rate
Company: Aspen Yo LLC
State: FL

Complaint narrative:
I am contacting the law firm, since learned that car accidents and other type of insurance claims, are the vital income producing factual cases for attorneys. 

Well, Bank COLLISION & gross malpractices, as negligent actions, XXXX  my mother, destroy 40 years of my hard work earnings. 

I want to file a class auctions lawsuit & I am willing to pay a retainer as long as your law firm will be agreed on a 55/45 % contingency contract. 

My losses are for more than {$3.00}, XXXX  in lost revenues due to two illegal & malicious foreclosures orchestrated by the US BANK SERVICING COMPANIES & THE BANK ATTORNEYS Both the bank attorneys and servicing companies were fired by US Bank. 


This case is based on borrower paying taxes & Insurance to the lender, and the lender collected both taxes & insurance on monthly escrow, but failed to pay taxes & Insurance.

Lener over charged on interest rates by at least 3 percentage points. 
MAINLY on Bank Fraud & the malicious illegal actions of US Bank receivers XXXX XXXX XXXX XXXX XXXX. 
Please read attached undisputable 1 % evidence. 

I need help recuperating my financial losses in a mortgage fraud case orchestrated by a US Bank servicing company, that are negatively known IN COURT RECORDS US bank, XXXX XXXX  and the bank attorneys. 

My case is supported by legal correspondences and court records ; I offered to pay all arrears to US Bank, XXXX XXXX  & attorneys for the bank since XXXX of XXXX. I had all of the funds to pay off my XXXX XXXX Mortgages and both US Bank and the Banks Attorneys ignored all of USPS registered priority mail pay-off settlements, THAT I REQUESTED. & Judge XXXX, Supreme Court in NY XXXX XXXX ordered on XX/XX/XXXX. ( Judge Order Bank to provide Pay-off with NO legal fees, bank Attorney produced a Pay-off with over {$250000.00} extra on legal fees, a week after ). 
FORECLOUSRES Index No. XXXX, Index No. XXXX ( nonpayment property. tax ), & Index No. XXXX. 

Below are parts of details of my claims, with XXXX out of XXXX supporting documents : USBANK defrauded me, by utilizing the following methods : 1- not paying property taxes that were paid on escrow, collected on escrow.

2- not paying the property insurance, that were paid on escrow.

3- Overcharging on interest rate by 4 & 5 % extra points, TO BE CLEARLY demonstrated on the attached US interest rate chart, that clearly displayed the amount of interest rate that I was being charged and the amount of interest rates that I was supposed to be charged, according to the US real estate adjustable rate chart.

- US Bank & their loan servicing companies, A- XXXX XXXX. 
B- XXXX XXXX  = these servicing comp. are the forefront, tools of USBank. 

5- Denied a forbearance agreement to the Pandemic/covid, clearly knowing that NYS court systems were closed for all cases until XXXX of XXXX. But USBank & Cronies filed a foreclosure case against me in XXXX. 

I was forced to take XXXX private lenders loans/ mortgages on my properties to be able to pay-off the outrages overcharges of the foreclosures.

1. DEATH OF MY MOTHER 2. {>= $1,000,000}. My XXXX property, 3. {$420000.00} loan taken XXXX NY property 4. {$550000.00} loan Florida, private home. 
XXXX. {$300000.00} XXXX investment home. 12 % interest only XXXX. {$29000.00} monthly payments towards loans that were taken since XXXX of XXXX. 

The estimated amounts of my losses are no less than : {>= $1,000,000} plus monthly interest of {$19.00}, XXXX interest only private lenders, closing cost for XXXX loans, & all legal fees. 

* MY PUNITY DAMAGES ARE TO BE CONSIDERED FOR OBVIOUS PAIN AND SUFFERINGS. 

as my mother passed away of a XXXX XXXX because the same receiver that took her building in XXXX NY " XXXX  XXXX XXXX. ", was the same receiver that served my mother when she lost her property due to an illegal quick deed transfer ( case was won but my mother property was not return to her )... 
My Mortgages Balances were {$380000.00} XXXX XXXX XXXX NY XXXX My Mortgage Balance {$560000.00} XXXX XXXX XXXX XXXX. Ny XXXX It is important for your law firm to know that prior to the foreclosure I overpaid my mortgages by over {$200000.00} each I have substantial physical evidence that the above stated claims of USBank and XXXX XXXX, purposely ignored my demands for credit since XXXX, 1. on overcharges of interest rates. 
2. BANK collected my monthly escrow payment for taxes and insurance, and failed to pay my taxes and insurance. 

If necessary, I am willing to a retainer of {$20000.00} retainers, on both my mother 's case and my lawsuit against US Bank. 

I will pay as well the minimum of {$150000.00} upon the return of my mother property Deed... foreclosure index # XXXX, XXXX XXXX . My parents property deed was voided by Judge XXXX, as obvious & PROVEN deed fraud was committed. 

As long as the Deed of my parents property gets finally transferred to their names. 

In addition, I will pay 50 % of all proceeds that will be refunded to me from US Bank XXXX XXXX and XXXX XXXX  XXXX 
* MY MOTHER PROPERTY DEED WAS VOID DUE TO A PROVEN FRAUD, HOWEVER THE PROPERTY WAS ARBITRARILY SOLD ON PUBLIC XXXX AUCTION. 

ATTACHED ARE lists of EXHIBITS that clearly prove the gross negligent of US Bank and US Bank Servicing companies as well as the bank attorneys fraudulent embezzlements of my mortgages payments that were not credit to my mortgage loans. 

Sincerely XXXX XXXX. 
Email : XXXX XXXX

Company response to consumer: Untimely response