Consumer complaint received 2025-03-14 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
This CFPB complaint has been filed to formally request, pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ), that you, Equifax, block the fraudulent information appearing on my consumer credit report within four ( 4 ) business days of receiving this complaint.

Additionally, I want to clarify that my legal name is listed incorrect and any alternative variations should be removed from my credit file. 

Furthermore, I have never lived at a previously listed address nor am I associated with this address in any capacity. It is fraudulent and must be removed from my credit report immediately. 

Fraudulent Accounts The following fraudulent accounts have been identified as the result of identity theft and fraud : Credit Card Account - XXXX Date Opened : XX/XX/XXXX Account Number : ( Private ) Fraudulent Amount : {$2800.00} Credit Card Account XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXXXXXX  Account Number : ( Private ) Fraudulent Amount : {$750.00} Line of Credit XXXX XXXX XXXX Date Opened : XX/XX/XXXX Account Number : ( Private ) Fraudulent Amount : {$2700.00} Credit Card XXXX XXXXXXXX XXXX  XXXX Date Opened : XX/XX/XXXX Account Number : ( Private ) Fraudulent Amount : {$1300.00} Personal Loan - XXXX XXXX Date Opened : XX/XX/XXXX Account Number : ( Private ) Fraudulent Amount : {$1000.00} Debt - XXXXXXXX XXXX - XXXX  Date Opened : XX/XX/XXXX Account Number : ( Private ) Fraudulent Amount : {$2100.00} Credit Card XXXX XXXXXXXX XXXX XXXX XXXX Opened XXXX XXXX XXXX  Account Number : ( Private ) Fraudulent Amount : {$520.00} Credit Card XXXX XXXX XXXX XXXXXXXX XXXX Date Opened : XX/XX/XXXX Account Number : ( Private ) Fraudulent Amount : {$420.00} Fraudulent Amount : {$1000.00} Credit Card - XXXX XXXX Date Opened : XX/XX/XXXX Account Number : ( Private ) Fraudulent Amount : {$910.00} Credit Card- XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Account Number : ( Private ) Fraudulent Amount : {$2100.00} Credit CarXXXX XXXX XXXX XXXX XXXX  Rewards Credit Card Date Opened XXXX XX/XX/XXXX Account Number : XXXX XXXX XXXX Fraudulent Amount {$100.00} Fraudulent Credit Inquiries The fraudulent accounts have also resulted in unauthorized hard inquiries on my Equifax credit report, including XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I have included the following documentation to support my claim of identity theft : 1 . A copy of my government-issued ID. 
2. My Social Security Card 3. Proof of Address 4. Copies of my FTC Identity Theft Reports I demand that Equifax immediately block and remove the fraudulent accounts, collections, and hard inquiries from my consumer credit report as required by FCRA 605B. Additionally, I request that : Any name variation other than my listed name and address be corrected and removed. 

All collection activity related to these fraudulent accounts cease immediately, pursuant to my rights under the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). 

I do not recognize or acknowledge any of the above-listed accounts, collections, or hard inquiries as being initiated by me. These fraudulent entries are the direct result of identity theft and fraud.

Company response to consumer: Closed with non-monetary relief