Consumer complaint received 2025-10-21 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
b'I am writing to formally lodge a complaint regarding multiple inaccuracies, unfair reporting, and potential violations of my rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA) by various creditors and collections agencies. These inaccuracies are seriously affecting my creditworthiness and causing undue financial and emotional distress.\n\nI have identified numerous errors and discrepancies in my credit report, which I request be investigated immediately:\n\nIncorrect Addresses:XXXX XXXX XXXX, TX XXXX XXXX, XXXX XXXX, VA XXXXThese addresses are wrongly associated with my credit profile and must be corrected immediately.\n\nIncorrect Reporting of Accounts / Late Payments / Charge-Offs / Collections:XXXX XXXX XXXX  High Balance: $XXXX, Date Opened: XXXX  Reported as Late Payment (incorrect/unsupported)XXXX XXXX XXXX  High Balance: $XXXX, Date Opened: XX/XX/XXXX  Reported as Late PaymentXXXX XXXX  High Balance: $XXXX, Date Opened: XX/XX/XXXX  Reported as Charge XXXX XXXX  High Balance: $XXXX, Date Opened: XX/XX/XXXX  Reported as Charge XXXX XXXX XXXX   High Balance: $XXXX, Date Opened: XX/XX/XXXX  Reported as Late XXXX XXXX  High Balance: $XXXX, Date Opened:XX/XX/XXXX  Reported as Late XXXX XXXX XXXX  High Balance: $XXXX, Date Opened: XX/XX/XXXX  Reported as Late PaymentXXXX XXXX XXXX  High Balance: $XXXX, Date Opened: XXXX   Reported as Charge OffXXXX XXXX XXXX  High Balance: $XXXX, Date Opened: XXXX  Reported as Charge Off\XXXX XXXX XXXX  High Balance: $XXXX, Date Opened: XXXX   Reported as Charge OffXXXX XXXX XXXX   High Balance: $XXXX, Date Opened: XXXX   Reported as Late PaymentXXXX XXXX  High Balance: $XXXX, Date Opened: XXXX  Reported as Charge OffXXXX XXXX XXXX  High Balance: $31,496, Date Opened: XX/XX/XXXX  Reported as Charge OffXXXX XXXX XXXX   High Balance: $XXXX, Date Opened: XXXX  Reported as Charge OffXX/XX/XXXX  High Balance: $XXXX, Date Opened: XX/XX/XXXX  Reported as Charge OffXXXX XXXX XXXX   High Balance: $XXXX, Date Opened: XX/XX/XXXX  Reported as Charge OffXXXX Accounts:XXXX XXXX  High Balance: $XXXX, Date Opened: XXXX XXXX XXXX  High Balance: $XXXX, Date Opened: XXXX XXXX XXXX  High Balance: $XXXX, Date Opened: XXXX XXXX  High Balance: $XXXX, Date Opened: XXXX XXXX  High Balance: $XXXX, Date Opened: XXXX XXXX  High Balance: $XXXX, Date Opened: XXXX XXXX  High Balance: $1,474, Date Opened: XXXX XXXX XXXX  High Balance: $XXXX, Date Opened: XXXX XXXX XXXX  High Balance: $XXXX, Date Opened: XXXX demand that each of these accounts be thoroughly investigated, and any inaccurate, unverified, or misleading information be immediately corrected or removed from my credit report. Furthermore, any reporting that violates federal consumer protection laws must be addressed, and I request documentation of all actions taken.\n\nThese errors are causing substantial harm to my credit rating, financial stability, and ability to access fair lending. I expect a prompt and thorough resolution in accordance with federal law. Please treat this matter with the utmost urgency.'

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief