Consumer complaint received 2024-09-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
Im writing you today about a grave issue. My privacy rights are being invaded. Per 15 U.S.Code 1681 ( a ) ( 4 ) you have full responsibility to exercise their grave responsibilities withfairness, impartiality, and a respect for the consumers right to privacy. Im exercising thisright under the code. Please see the following information is handled with the utmostfairness, impartiality and respect for my right to privacy. For the record, Im the one whosinitiating the disputes under MY NAME. The following items are UNKNOWN to ME. I dontget why youre claiming these are fraudulent or of a high risk nature. The documents Iveprovided are legit. These are mine, filed with the appropriate agencies & support myposition. According to FCRA 605B ( 15 U.S.C. 1681c-2 ) ( a ) Block. Except as otherwiseprovided in this section, a consumer reporting agency shall block the reporting of anyinformation in the file of a consumer that the consumer identifies as information thatresulted from an alleged identity theft, not later than 4 business days after the date ofreceipt by such agency of ( 1 ) appropriate proof of the identity of the consumer ; ( 2 ) a copyof an identity theft report ; ( 3 ) the identification of such information by the consumer; and ( 4 ) a statement by the consumer that the information is not information relating to anytransaction by the consumer. In your previous correspondence you mentioned that myidentity theft report needed to be filed with a law enforcement agency which subjects tocriminal prosecution. One of these agencies is the Federal Trade Commission ( FTC ). FYI the report I was filed online WITH THE FTC which by your representation IS A lawenforcement agency. My FTC Report # is XXXX, XXXX. I dont think you havereviewed the documents submitted & are sending me frivolous boiler plate responses todeflect from your responsibility to comply with FCRA laws. Furthermore, you have failed toprovide the method of verification as required under Section 611 ( a ) ( 7 ). Please be advisedthat under Section 611 ( a ) ( 5 ) ( A ) of the FCRA you are required to ... promptly DELETE allinformation which can not be verified. Again, under 617 Civil liability for negligentnoncompliance [ 15 U.S.C. 1681o ] Any person who is negligent in failing to comply withany requirement imposed under this title with respect to any consumer is liable to thatconsumer in an amount equal to the sum of ( 1 ) any actual damages sustained by theconsumer as a result of the failure; and ( 2 ) in the case of any successful action to enforce anyliability under this section, the costs of the action together with reasonable attorneys fees asdetermined by the court. 
XXXX XXXX  XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX  XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation