Consumer complaint received 2025-04-08 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: AZ

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Az XXXX Phone : XXXX Email : XXXX Date : XX/XX/XXXX To Whom It May Concern, RE : SECOND DEMAND TO BLOCK FRAUDULENT ACCOUNTS UNDER FCRA 605B & METRO 2 COMPLIANCE I am formally issuing this SECOND DEMAND under the Fair Credit Reporting Act ( FCRA ), particularly Section 605B, which clearly states that consumer reporting agencies must block fraudulent information within 4 business days of receiving proper documentation. 
Attached is my FTC Identity Theft Report ( Report # XXXX ), which verifies my claim of identity theft and lists specific accounts and inquiries that do not belong to me. You are legally obligated to block and remove these accounts and inquiries immediately. This is not a new dispute, this is a demand for compliance under the law. 
Fraudulent Items That Must Be Blocked Immediately XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  etc. 
These accounts were opened fraudulently as a direct result of my identity being compromised including during the Equifax data breach, in which my personal information was exposed without my consent. Equifax is already liable, and the continued reporting of this information by any bureau or furnisher will result in severe legal consequences.

Under CDIA Metro 2 and FCRA compliance, you are required to accurately report consumer data. You are currently in violation of that by continuing to report data that has been flagged as fraudulent with proper documentation. 
This is your final notice. If this erroneous and damaging information is not removed within 4 business days, I will proceed with civil litigation for : Each individual violation of the FCRA Failure to block fraudulent information under 605B Willful negligence in reporting false data under Metro 2 Damages resulting from identity theft and data exposure I am fully prepared to sue each entity involved including data furnishers and reporting agencies and will seek monetary damages, statutory penalties, court costs, and attorney fees.

You have been warned. This is my second time demanding removal, and your failure to comply is now being documented for legal use. 
Sincerely, XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation