Consumer complaint received 2025-04-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: NC

Complaint narrative:
Consumer Name : XXXX XXXX XXXX XXXX SSN : XXXX Consumer DOB : XX/XX/XXXX Contents of Complaint : This CFPB Complaint has been filed to request pursuant to The FCRA 605B ( 15 U.S.C. 1681c-2 ) that you : The Credit Reporting Agency ; REMOVE and BLOCK the information appearing on My Consumer Credit Report, that is a result of a Data Breach, Identity Theft and Fraud within XXXX Business Days of you receiving this complaint. This Fraudulent, Inaccurate and False Information consists of : ACCOUNTS : DEPT OF ED/XXXX  ; Under the Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ; Opened On : XX/XX/XXXX DEPT OF ED/XXXX  ; Under the Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ; Opened On : XX/XX/XXXX DEPT OF ED/XXXX  ; Under the Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ; Opened On : XX/XX/XXXX DEPT OF ED/XXXX  ; Under the Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ; Opened On : XX/XX/XXXX DEPT OF ED/XXXX  ; Under the Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ; Opened On : XX/XX/XXXX DEPT OF ED/XXXX  ; Under the Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ; Opened On : XX/XX/XXXX DEPT OF ED/XXXX  ; Under the Account Number : XXXXXXXX XXXX XXXX XXXX XXXX ; Opened On : XX/XX/XXXX DEPT OF ED/XXXX  ; Under the Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ; Opened On : XX/XX/XXXX XXXX XXXX ; Under the Account Number : XXXX XXXX XXXX XXXX XXXX  ; Opened On : XX/XX/XXXX DEPT OF ED/XXXX  ; Under the Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Opened On : XX/XX/XXXX DEPT OF ED/XXXX  ; Under the Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ; Opened On : XX/XX/XXXX XXXX XXXX ; Under the Account Number : XXXXXXXX XXXX XXXX XXXX XXXX ; Opened On : XX/XX/XXXX INQUIRIES : XXXX XXXX ON XX/XX/XXXX XXXX ON XX/XX/XXXX XXXX ON XX/XX/XXXX XXXX ON XX/XX/XXXX XXXX XXXX XXXX ON XX/XX/XXXX XXXX XXXX ON XX/XX/XXXX XXXX ON XX/XX/XXXX XXXX  ON XX/XX/XXXX XXXX ON XX/XX/XXXX XXXX  ON XX/XX/XXXX XXXX ON XX/XX/XXXX ( REMOVE IMMEDIATELY ). 

These items have resulted in several Fraudulent Hard Inquires, Collections, Charge-Offs, and Derogatory Accounts appearing on My Consumer Credit Report, and negatively effecting my Consumer FICO Score as well as My Financial and Personal Life. Ive attached a list of all the negative accounts and/or inquiries in question as a well as a copy of My Consumer Credit Report. I DO NOT recognize the aforementioned Accounts on My Consumer Credit Report maintained by you, were not opened, made or initiated by me. All of the aforementioned Accounts are a result of a Data Breach, Identity Theft and Fraud. I have attached a copy of a FTC ( Federal Trade Commission ) Identity Theft Report as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts are a result of a Data Breach, Identity Theft and Fraud. I request pursuant to The FCRA 605B ( 15 U.S.C. 1681c-2 ) that you : The Experian Credit Reporting Agency ; REMOVE and BLOCK the information appearing on My Consumer Credit Report, that is a result of a Data Breach, Identity Theft and Fraud within XXXX Business Days of you receiving said complaint. I request that all written confirmation ( s ) regarding this CFPB Complaint be sent via email to the email address : XXXX Attached below are supporting documents -A Letter formally detailing the information of my dispute and stating consumer laws -A Fraud Affidavit -Copy of US Issued ID ( Proof of Identity ) -Copy of SSN -FTC ( Federal Trade Commission ) Identity Theft Report

Company response to consumer: Closed with non-monetary relief