Consumer complaint received 2025-05-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Old information reappears or never goes away
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
Below Is a letter that I have sent to Equifax XXXX times over a XXXX month period. As of this writing no corrections have been made and nothing has been removed from my credit report To : Equifax XXXX XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX RE : XXXX XXXX XXXX SS # XXXX XXXX XX/XX/XXXX Attention Equifax XXXX name is XXXX XXXX XXXX My Social is XXXX. I am writing to inform you that there are a number of items on my credit report that should not be on there. Some of these have exceeded the 7 year statute for removal and some have been put on by collection agencies that bought the original debt. The original debtor has already been taken off my credit because the 7 year statute has expired. 

These collection agencies should not be on my credit because I have already been punished for XXXX years by the original debtor. I should not have to wait XXXX more years for the same debt. Below is a list of the items that I DEMAND ARE REMOVED IMMEDIATELY from my credit report. All of these collection agencies that show on my credit report are from an Identity theft that occurred against me in XXXX and again in XXXX. 

Bottom line is that they need to REMOVED IMMEDIATELY from my credit report because the ORIGINAL DEBTORS have already fallen off after the 7 year statute and these Collection Companies can not start the same debt over again for another 7 years. 


XXXX ( ORIGINAL DEBTOR ) Date of last payment XX/XX/XXXX XXXX ( ORIGINAL DEBTOR ) Date of last XXXX XXXX ( ORIGINAL DEBTOR ) Date of last payment XX/XX/XXXX XXXX  ( ORIGINAL DEBTOR ) Date of last payment XX/XX/XXXX CREDIT COLLECTION ( COLLECTION AGENCY WHO BOUGHT DEBT ) ORIGINAL DEBTOR : XXXX INSURANCE ( OFF XXXX REPORT ) DATE OPENED BY COLLECTION AGENCY XX/XX/XXXX Date of last payment : NOT SHOWN CREDIT MGNT ( COLLECTION AGENCY WHO BOUGHT DEBT ) ORIGINAL DEBTOR : XXXX XXXX ( OFF XXXX REPORT ) DATE OPENED BY COLLECTION AGENCY XX/XX/XXXX Date of last payment : NOT SHOWN XXXX ( COLLECTION AGENCY WHO BOUGHT DEBT ) ORIGINAL DEBTOR : XXXX XXXX ( OFF XXXX REPORT ) DATE OPENED BY COLLECTION AGENCY XX/XX/XXXX Date of last payment : NOT SHOWN XXXX ( COLLECTION AGENCY WHO BOUGHT DEBT ) ORIGINAL DEBTOR : XXXX XXXX ( OFF XXXX REPORT ) DATE OPENED BY COLLECTION AGENCY XX/XX/XXXX Date of last payment : NOT SHOWN XXXX ( COLLECTION AGENCY WHO BOUGHT DEBT ) ORIGINAL DEBTOR : XXXX ( OFF XXXX REPORT ) XXXX OPENED BY COLLECTION AGENCY XX/XX/XXXX Date of last payment : NOT SHOWN BELOW IS A LIST OF INQUIRIES THAT NEED TO BE REMOVED AS THEY ARE ALL OVER XXXX XXXX XXXX : XXXX - XX/XX/XXXX Equifax XXXX - XX/XX/XXXX Equifax XXXX XXXX XXXX - XX/XX/XXXX Equifax XXXX - XX/XX/XXXX Equifax XXXX XXXX XX/XX/XXXX Equifax XXXX XXXX Auto Financing XX/XX/XXXX Experian XXXX XXXX AUTO FIN Auto Financing XX/XX/XXXX Experian XXXX XXXX XXXX Miscellaneous Finance XX/XX/XXXX Experian XXXX XXXX XXXX XXXX Credit Unions XX/XX/XXXX Experian XXXX XXXX XXXX XXXX Financing XX/XX/XXXX Experian XXXX XXXX  XXXX XXXX XXXX XX/XX/XXXX Experian XXXX Auto Loans XX/XX/XXXX TransUnion XXXX Auto Financing XX/XX/XXXX TransUnion XXXX XXXX XXXX - XX/XX/XXXX Equifax XXXX - XX/XX/XXXX Equifax XXXX AUTO - XX/XX/XXXX Equifax XXXX - XX/XX/XXXX Equifax XXXX - XX/XX/XXXX Equifax XXXX FINANCIAL Auto XXXX XX/XX/XXXX Experian XXXX XXXX XXXX Auto Financing XX/XX/XXXX Experian XXXX XXXX XXXX XXXX Auto Financing XX/XX/XXXX Experian CREDIT ACCEPTANCE Auto Financing XX/XX/XXXX XXXX XXXX XXXX XXXX Auto Financing XX/XX/XXXX Experian XXXX XXXX XXXX XXXX Auto Dealers, Used XX/XX/XXXX Experian XXXX CRE Auto XXXX XX/XX/XXXX TransUnion XXXX Auto Financing XX/XX/XXXX TransUnion XXXX XXXX Auto Financing XX/XX/XXXX TransUnion XXXX - XX/XX/XXXX Equifax XXXX XXXX XXXX Auto Dealers, Used XX/XX/XXXX Experian XXXX XXXX XXXX Auto Dealers, XXXX XX/XX/XXXX TransUnion Thank you for your attention XXXX this matter and Thank you in advance for making the necessary corrections to my credit report. If you need to discuss any of this with me I can be reached at XXXX Sincerely XXXX XXXX XXXX

Company response to consumer: Closed with explanation