Consumer complaint received 2024-12-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: MI

Complaint narrative:
To begin, please understand and accept this chronicle to be such that serves as my rightful consumer DEMAND for you to demonstrate : The descriptively and correctly well-corroborated physical document proof of your satisfying the minimal criteria needed to retain the CONDITIONAL PRIVILEGE to report. 
Your undeniable, absolute, and replete adherence to : a. The federally and b. State-mandated reporting regulations and any and all prevalent reporting standards for lawful and ethical compliant reporting of any potentially injurious and/or otherwise negative information suspicious versus me, disclosed about me, and/or concerning me. 
I here now officially CONTEST the reportability of any injurious, negatively accused claim ( XXXX ) not certified compliant with the required absolute perfection of and accurate reporting process ( es ). This includes that there can be NO deviation from the Metro 2 Formatted reporting standards, including no omission of any mandated reported data ( be it in ignorance or unlawful willful non-compliance ), thereby rendering any such claims probity in a potential ( if not likely ) unproven state of credulity. 

Essentially, I simply would like to ensure you have and ONLY sustain present, appropriate, CORRECT and MANDATED expressed details. 

In accord with FCRA regulations and any and all others that might be divulged now or otherwise, I DEMAND, as is my lawful RIGHT ( s ), that you annul permanently and immediately any and all potentially unample conditions mentioned herein or otherwise related to any potentially injurious information. Whether precise or unknown, I DO NOT want you to mis-report any mis-information now or ever. 

Please review and ENSURE your adequate and full accordance to the laws governing your practice of reporting consumer credit profiles. 

Specific Demands : a. I do NOT have any requisite OTHER NAMES or aliases and I do NOT yearn for any OTHER NAMES or aliases to be retained or rumored. If ANY exist, exclude from reporting NOW or produce PROOF of your legitimate AUTHORITY to keep, much less report, without infringing my consumer right ( s ). 

XXXX I do NOT have any necessarily OTHER ongoing addresses and I do NOT desire any OTHER ADDRESSES to be retained or announced. If ANY exist, efface from reporting NOW or produce PROOF of your legitimate AUTHORITY to maintain, much less report, without infringing my consumer right ( s ). 

XXXX I do NOT have any preconditioned OTHER SSNs and I do NOT aspire for any OTHER SSNs to be retained or recited. If ANY exist, blackout from reporting NOW or produce PROOF of your legitimate AUTHORITY to preserve, much less report, without infringing my consumer right ( s ). 

XXXX I do NOT have any OTHER Dates of Birth and I do NOT desire for any OTHER Dates of Birth to be retained or communicated. If ANY exist, omit NOW or produce PROOF of your legitimate AUTHORITY to hold, much less report, without infringing my consumer right ( s ). 

XXXX I do NOT have any telephone numbers and I do NOT long for any telephone numbers to be retained or described. If ANY exist, eliminate NOW or produce PROOF of your legitimate AUTHORITY to cling to, much less report, without infringing my consumer right ( s ). 

XXXX I do NOT have any employers and I do NOT have ambition for any employers to be retained or reputed. If ANY exist, annul NOW or produce PROOF of your legitimate AUTHORITY to retain, much less report, without infringing my consumer right ( s ). 

XXXX I do NOT have any spouses/roommates/co-applicants and I do NOT desire any spouses/roommates/co-applicants to be retained or made known. If ANY exist, terminate NOW or produce PROOF of your legitimate AUTHORITY to report without infringing my consumer right ( s ). 

Final Note : Please ensure any personal identifier facts match with exactness to what I have submitted uncontested above. I do NOT rubber-stamp for you to retain ANY data : Not believed, Not conclusive, Not correct, Not timely proclaimed, Not mine, Not my responsibility, or Otherwise questionable or in contradiction to the undoubtable ADEQUATE PERSONAL IDENTIFIER I have submitted above.

Company response to consumer: Closed with non-monetary relief