Consumer complaint received 2024-07-08 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
DO NOT SEND A COMPUTER GENERATED STALL LETTER TO MY HOUSE I WILL SEEK LIGATION WARNING COMPLAINT # XXXX RE : XXXX BLOCK REQUEST To whom it may concern, I am writing to advise that I am a victim of XXXX The information listed below, that is currently listed on my credit report is a result of that XXXX The inquiry was not authorized XX/XX/year>. Date of Account XXXX. Please remove it from my credit report. XXXX Account Number : XXXX****.Validate the late payments. I have never been late on this account.1. ) Account Number XXXX Please correct/update this inaccurate information on my credit report. XXXX Account XXXX XXXX. XXXX. ) XXXX XXXX XXXX XXXX XXXX, Date of Account : XX/XX/year>. XXXX. ) XXXX XXXX XXXX  Account Number XXXX, Date of XXXX. ) XXXX XXXX XXXX XXXX Account Number XXXX, DATE OF account XXXX XXXX ) XXXXXXXX XXXX XXXX  Date of account XXXX, Account Number XXXX, XXXX. ) ACCOUNT NAME : XXXX XXXX XXXX XXXX XXXX, DATE OF ACCOUNT XXXX, XXXX. ) XXXX, DATE OF account XXXX, ACCOUNT NAME XXXX. ) ACCOUNT NAME : XXXX XXXX XXXXXXXX, Account Number XXXX, Date of XXXX XXXX. ) ACCOUNT NAME : XXXX DEBT, ACCOUNT NUMBER XXXX, DATE OF XXXX, XXXX. ) ACCOUNT NAME : XXXXXXXX XXXX ,ACCOUNT NUMBER XXXX, THERE IS 9 ACCOUNT NEGATIVE ON MY CREDIT REPORT MY XXXX XXXX TOOK THIS OUT IN MY NAME NOT ME I DID NOT BENEFIT THIS I AM HOMELESS AND IS GOING THROUGH XXXX XXXX I DONT KNOW HOW TO FIND MYSELF AGAIN I HAVE XXXX KIDS AND TRYING TO REBUILD MY LIFE I NEED TO GET MY KIDS AWYA FROM THIS PLEASE HELP WE HAVE A HOLE IN OUR ROOF AND NEED TO BUILD A NEW LIFE AWAY FROM THIS PLEASE HELP. 

PLEASE BLOCK THIS INFORMATION FROM MY CREDIT REPORT WITHIN FOUR BUSINESS DAYS, PURSUANT TO SECTION 605C OF THE FAIR CREDIT REPORTING ACT. PER 605C-2 IN BRIEF, SECTION 605C PROVIDES THAT A CONSUMER REPORTING AGENCY MAY NOT FURNISH A CONSUMER REPORT CONTAINING ANY ADVERSE ITEM OF INFORMATION CONCERNING A CONSUMER THAT RESULTED FROM A SEVERE FORM OF XXXX IN PERSONS OR XXXX XXXX XXXX  IF THE CONSUMER HAS PROVIDED XXXX DOCUMENTATION TO THE CONSUMER BILLING CODE : 12 CFR PART 1022 [ DOCKET NO. XXXX ] RIN XXXX PROHIBITION ON INCLUSION OF ADVERSE INFORMATION IN CONSUMER REPORTING IN CASES OF HUMAN XXXX ( REGULATION V ) PLEASE SEND ME NOTIFICATION OF THE ACTIONS TAKEN. I GREATLY APPRECIATE YOUR PROMPT EXPEDITED ACTION TO THIS MATTER!! 
RE : XXXX  BLOCK REQUEST To whom it may concern, I am writing to advise that I am a victim of XXXX  The information listed below, that is currently listed on my credit report is a result of that XXXX ABOVE I NEED HELP.Validate the late payments. I have never been late on this account. PLEASE BLOCK THIS INFORMATION FROM MY CREDIT REPORT WITHIN FOUR BUSINESS DAYS, PURSUANT TO SECTION 605C OF THE FAIR CREDIT REPORTING ACT. PER 605C-2 IN BRIEF, SECTION 605C PROVIDES THAT A CONSUMER REPORTING AGENCY MAY NOT FURNISH A CONSUMER REPORT CONTAINING ANY ADVERSE ITEM OF INFORMATION CONCERNING A CONSUMER THAT RESULTED FROM A SEVERE FORM OF XXXX IN PERSONS OR XXXX XXXXXXXX XXXX XXXX. IF THE CONSUMER HAS PROVIDED XXXX  DOCUMENTATION TO THE CONSUMER BILLING CODE : 12 CFR PART 1022 [ DOCKET NO. XXXX ] XXXX XXXXXXXX PROHIBITION ON INCLUSION OF ADVERSE INFORMATION IN CONSUMER REPORTING IN CASES OF XXXX XXXX  ( REGULATION V ) PLEASE SEND ME NOTIFICATION OF THE ACTIONS TAKEN. I GREATLY APPRECIATE YOUR PROMPT EXPEDITED ACTION TO THIS MATTER!!

Company response to consumer: Closed with explanation