Consumer complaint received 2019-09-05 00:00:00
Product: Mortgage — Conventional home mortgage
Issue: Closing on a mortgage — 
Company: Ocwen Financial Corporation
State: FL

Complaint narrative:
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BANK FRAUD COMPLAINT EMERGENCY MOTION TO STOP AND ARREST THE LAWYERS AND BANK FOR BANK FRAUD AND ILLEGAL EVICTION WITH NEWLY DISCOVERED EVIDENCE. AND FRAUD This is total Fraud, XXXX  and XXXXXXXX XXXX is breaking all Laws to take our property because I as XXXX for Trump have been treated bad with XXXX MEGA Discrimination because of me helping Republicans from BUSH, XXXX TO TRUMP. 

Newly discovered evidence and fraud, XX/XX/XXXX, we went to the XXXX County records Department because all Mortgage Notes are Required to be Recorded with Original Signatures F.S. 701.02 ( 1 ) ( 2 ) ( 3 ) exh. A. and. We discovered that the XXXX XXXX  NOTE has absolutely no signatures of the so called buyer ( XXXX XXXX ) on Note as Required by F.S. 695.26 ( 1 ) ( a ), which caused me to search the whole record to discover that All Buyers ( XXXX XXXX ) SIGNATURES and INTIALS are all Blacked Out and the blacked out signature as shown on XXXX # 1 showing XXXX County Clerk XXXX XXXX XXXX XXXX behind Clerks desk behind protective glass. Shes on video after red stamping and putting my payment receipt on the Certified so called XXXX XXXX showing Mortgage Note on Camera, video shows blacked out initials on XXXX Note. And two managers of the Clerks office saying theres no way this Note should have been put on Recorded without the Signature, XXXX and I recorded this all on docket for XXXX XXXX theres no signed Mortgage, Promissory or Prepayment Rider Recorded in XXXX County . 


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There is no lost Note count in XXXX XXXX Complaint and XXXX  is not listed in the Note as Nominee or anything at all, exh. A. Which is why they did a Fake Mortgage Writ of possession attached to back. Assignment which included the Promiss
ory Note as stated on the bottom of the Assigned note from XXXX XXXX to XXXX  exh. C., signed by the Vice President of XXXX ( XXXX XXXX ) the same lady who on the exact same date she signed a fake Allonge to another Bank called XXXX XXXX XXXX, illegal see exhibit CC 1-5 you cant sell a Note to two different entities especially on the same date and did not record the assignment until XXXX 1 year and 5  months after sale which makes the note void according to F.S. exh. C. Allowing an unsigned Mortgage Note to be Recorded in Florida which is a Felony, F.S. 817.2341 and 775.082, 775.083 and 775.084. And are all forgeries that can almost be seen under the blacked out ink when comparing that signature to the other signatures of the other notes with the correct signature see the Plaintiffs XXXX Recorded Note shows Note has a wrong forged signature that you can see under the blacked out signature, exh. A. 
This is the Correct XXXX XXXX real signature from the other note from real Recorded Note of XXXX XXXX other property. From a real Closings, see pgs. 16 and 20 of, exh. B1 and B2. And XXXX XXXX XXXX was sued by XXXX XXXX XXXX XXXX Because of money given but no Note, exh. F1, F2, F3,. And no valid Warranty Deed because XXXX XXXX was not there and did not sign the Warranty Deed, exh. G. One of the owners of the home XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX was not at the closing, see affidavit exb. H. and XXXX XXXX did not sign anything as it APPEARED on the fake Warrenty Deed, exh.G. See XXXX XXXX real signature on drivers license, exh. H2. Someone illegally signed for XXXX XXXX. See Affidavit from XXXX XXXX another owner saying that he ( XXXX ) was their at the Angry wiped out non closing and witnessed that XXXX XXXX, XXXX XXXX, XXXX XXXX nor did XXXX XXXX show up to the closing and the Warranty Deed was not signed, see exh. L. Affidavit from XXXX XXXX stateing that he was not at the closing so there was no Legal Warranty filed on the Record! So payments continued to Bank, exh. S1, S2, S3. and then XXXX XXXX XXXX XXXX. XXXX XXXX. wrote and said make all payments to XXXX  XXXX XXXX, exh. T. And Payments were made on time even six months after XXXX XXXX Foreclosure was started XX/XX/XXXX, exh. M. See receipts showing payments XX/XX/XXXX to XX/XX/XXXX 4 months after XXXX XXXX foreclosure started exh. K1, K2, K3, K4.  And unknown Bank. XXXX XXXX Lis Pendance date filed with no Due Process Notice to us, see page 11 of XXXX Docket exh. O. This filed while Payments were still being made and on TIME, exh. 5. And notice the Note blacked out the Loan Number so that you could not check it, exh. A. 
SO law enforcers MUST stop ILLEGAL EVICTION AND arrest the theives! 

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THERE IS ABSOLUTELY NO XXXX NOTE AT ALL A. ) Because XXXX XXXX did not go to the Closing and did not sign the Notes to XXXX BANK, so then the Note was never Assigned to MERS, exh.C. 


2 B. ) Assignment must be recorded within 30 days F.S. 494.0075 3. ( 3 ) our Assignment WAS RECORDED 1 YEAR AND 5  MONTHS AFTER THE SALE/CLOSING, The Assignment conveyed, sold and signed XX/XX/XXXX Recorded XX/XX/XXXX, exh. C. 

C. ) Because MERS never got a Legal Assignment from XXXX XXXX because there was no XXXX XXXX Mortgage Note that existed. So XXXX  did not Assign the Mortgage Note to XXXX XXXX. Which shows that this EVICTION is ILLEGAL THEFT OF THIS PROPERTY, we actually have no rights to own property. heres more proof. 

D. ) If Mortgage Note is not recorded by 1 year the Mortgage Note is void. This Note was never signed and never Recorded with XXXX XXXX signature from XX/XX/XXXX until today so Mortgage Note is void. And in violation of F.S. 695.01. and see : Exh. A. 

E. ) The Mortgage Note has a space in the right corner of Mortgage Note for the preparer of the Note where the name and post-office address of the natural person who prepared the instrument or under whose supervision it was prepared are legibly printed, typewritten, or stamped upon such instrument ; this Note is void. And in violation of F.S. 695.26 ( 1 ) ( b ). 

F. )  And then the Note was Conveyed illegally by XXXX XXXX to XXXX XXXX XXXX XXXX ( XXXX  ) with no thirty day or any notice As required by Florida which renders Note unenforceable and void. F.S. 701.02 ( 1 ) ( 2 ) ( 3 ). Notice requirement - The borrower must be giving 15-30 days notice before note is sold or assigned to another entity. ( RESPA Law 12 U.S. CODE 2605 ) the Mortgage Note signed XX/XX/XXXX and the Assignment was on the same day of Sale without required Notice also in the original fraudulent mortgage note PAGE 11 number 20 states that the sale of note or change of services the borrow must be given notice according to RESPA law which is 15 to 30 days. But the fraudulent Assignment was signed XXXX. 
XXXX XXXX, exh. C. the same day as the fraudulent closing, written on the front page of the Mortgage Note, exh. A. which makes this Assignment void.F.S. 701.02 ( 1 ) ( 2 ) ( 3 ).

G. ) Assignments must be recorded with in 30 days according to Florida STATUTE 494.0075. 3 ( 2 ) ( 3 ). This Assignment was recorded two years after sale was illegally signed, exh. C. this Assignment is totally void.

H. ) If Assignment is not recorded by 1 year the Assignment is void according to Florida Statute 695.01. The Assignment was signed and notarized XXXX XXXX XXXX but was recorded XX/XX/XXXX, one year and 5 months later. Exh. C. 

I. ) ( Mclean v. JPMorgan  ) says you cant foreclose before you own the Note! 
The Assignment from XXXX  to XXXX XXXX  is Void because assignment was made after foreclosure started XX/XX/XXXX, exh. M. and the XXXX  Assignment to XXXX XXXX   was XX/XX/XXXX, exh. N. and ( Mclean v. JPMorgan ). 
SO law enforcers MUST stop ILLEGAL EVICTION AND arrest the theives! 
ILLEGAL FAKE NOTARY PUBLIC VOIDS OWNERSHIP ON MORTGAGE NOTE go to page 4 on XXXX to view all of the Exhibits for this Complaint. 

pg3 go to page 4 on XXXX to view all of the Exhibits for this Complaint. 

The Notary on the Mortgage Note is a VOID. The Notary stamp must contain commission or ID number, to identify the person if needed to varify or in court, ( Our Mortgage Note for XXXX address has no commission or ID number thats at all Legible to hide their thievery see page 15 of the MORTGAGE Note of Record. in violation of F.S. 117.05 ( 3 ) ( A ) and  F.S. 695.26 ( 1 ). 

This Mortgage Note does not have proof of identity of signer as required in violation of F.S. 117.05 # ( 5 ) and ( 5 ) ( a ) see exh. C. page 2. at middle of the paper. 

The Notaries name must be printed under their signature, on XXXX Mortgage Note there is no printed name under the Notary Public signature in violation of the fake Assignment to XXXX. Is void of see exh. C. Page 2. F.S. 695.26 ( 1 ) ( D ) ( E ). 

New Jersey notary stamp rules is the same as Florida rules, the New Jersey notary of XXXX looks totally different from the Fraudulent one on our Mortgage note, exh. P. and C. The State of New Jersey Notary stamp on our mortgage assignment is a COMEPLETLY MADE UP FRAUD! Exh. C. page 2. and is a punishable felony, s.775.082 775.083 or S.715.84. 


SO law enforcers MUST stop ILLEGAL EVICTION AND arrest the theives! 

ILLEGAL FAKE NOTARY PUBLIC VOIDS OWNERSHIP ON MORTGAGE ASSIGNMENT Must have at least one witness. There is no with witness on our Mortgage Assignment in violation of, F.S. 117.05 ( b ) 1.a.b.c.d.e. see exh. C. page 2. the Assignment is void.

The Notary on the Assignment is a fake. The Notary stamp must contain commission or ID number, to identify the person if needed to verify or in court, ( Our Mortgage Note for XXXX address has no commission or ID number to hide their thievery in violation of F.S.  117.05 ( 3 ) ( A ) and F.S. 695.26 ( 1 ). see exh. C. PAGE 2. 

The name of each person who executed such instrument is legibly printed, type written, or stamped upon such instrument immediately beneath the signature of such person and the post-office address of each such person is legibly printed, typewritten, or stamped upon such instrument in violation of F.S. 695.01 ( 1 ) AND F.S. 695.26 ( 1 ) ( a ) and F.S. 494. 0075 ( 5 ) and F.S. 701.02 ( 1 ) ( 2 ) ( 3 ) exh. A.

SO law enforcers MUST stop ILLEGAL EVICTION AND arrest the theives! 

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NEVER BEHIND ON PAYMENTS We were making payments to XXXX XXXX   see : exh.  S1 - S3, what was the XXXX XXXX Mortgage Note because the buyer XXXX XXXX from seller XXXX XXXX closing did not happen and then XXXX XXXX   Transferred the Note to XXXX XXXX XXXX, exh. J. We made payments to XXXX XXXX XXXX   exh. K1 - K5. We were making those payments far after XXXX XXXX filed the no Due Process of Services Notice Foreclosure h up until they got the Default Judgement against us we paid XXXX, exh. S1 - S3 then the new bank XXXX XXXX some how stop taking our on time Payments And refused to take payments from us after they secretly got a j. And now this new Bank who have harassed us, helped sink my boat in my back yard, XXXX # 10 A. and broke into my house and stole from us, see police report exh. Y. And now this Fraudulent XXXX XXXX is now Evicting us from the house exh. G. with  the help of the Clerk of the Courts. See video of Clerks have allowed unsigned Notes like ours to be illegally recorded and then banks foreclose on u with no Note even if you are paying on time with the help of the judge who without seeing the Note that is Completely FRAUDULENT Blacked out signatures from the XXXX County Records Dept. WOW XXXX at the top of the web site # AA. and AB.. They must be stopped!!!! this EVICTION IS ILLEGAL AND I JUST REPORTED TO THE FTC TO PRESIDENT TRUMPS NEW BANK FRAUD TASK FORCE!!! 


SO law enforcers MUST stop ILLEGAL EVICTION AND arrest the theives! 



HISTORY OF THIS FRAUD AND HOW THEY DID IT! 

The property was quit claimed by owner XXXX XXXX over to XXXX XXXX, XXXX XXXX and to himself ( XXXX XXXX ) XX/XX/XXXX, exh. D1. We had a lease with an option to buy for XXXX a month, exh. E. All. before XXXX XXXX   Fraudulently Recorded an unsigned blacked out Mortgage Note exh. A. And before the so called sale to XXXX XXXX, and XXXX XXXX, XXXX XXXX and XXXX XXXX quit claimed it over to XXXX XXXX and XXXX XXXX XX/XX/XXXX, exh.  D2. Then XXXX XXXX quit claimed it solely to XXXX XXXX XX/XX/XXXX, exh. 
D3. .XXXX XXXX then Quit claimed it back to himself, XXXX XXXX and XXXX XXXX XXXX XX/XX/XXXX, exh.D4. And XXXX XXXX, XXXX XXXX and XXXX XXXX quit claimed it to XXXX XXXX, exh. D5. lastly XXXX XXXX quit it to XXXX XXXX, XXXX XXXX and XXXX XXXX XX/XX/XXXX, .exh. D6. 
There was supposed to be a Sale Closing on the house but XXXX XXXX did not show up and XXXX XXXX did not show up because he quit Claimed the property before the so called closing date and could not be found. After arguing. XXXX XXXX and XXXX XXXX did not sign the Notes and the closing Docs, but somehow the title company or some one kept the money. The Proof of this is Attorney Title Insurance Fund ( ATIF ) sued XXXX XXXX XXXX XXXX who was supposed to do the closing on the house. ATIF Accused them of keeping the money from the closing that did not happen with XXXX XXXX, exh FI `- F6. WHICH WAS SOMEHOW RESOLVED between XXXX XXXX and Title Insurance Company, see exh. F1. & F2. On the same day of XXXX XXXX, XXXX, and a letter had came to tell us that they would not be accepting payments from us to our former bank and that it would be going to XXXX XXXX XXXX and we were making the payments to XXXX XXXX and then three months later XXXX XXXX filed a foreclosure against us that we didnt know they had filed which is no Due Process and then suddenly XXXX XXXX sent a payment money back to us and then told us that they would not be accepting payments from us anymore because they were foreclosing on us but we were paying XXXX and XXXX XXXX XXXX and we replied to them to prove their dept. exh. Z. We had no idea who XXXX XXXX was and that they were foreclosing on us, we found out Deutsche bank was assigned the note by MERS exh. H. and without Noticing the buyer as required by RESPA 12 U.S. CODE 2605 and According to F.S. 701.02 ( 1 ) ( 2 ) ( 3 ) and also in the original fraudulent mortgage note PAGE 11 number 20 which states that the sale of the note or change of servicer the borrow must be given notice according to RESPA law 15 to 30 days Florida Statute XXXX  got the Note from XXXX XXXX   but XXXX never had a closing with XXXX XXXX. Notice requirement - The borrower must be giving 15-30 days notice before note is sold or assigned to another entity. ( RESPA Law 12 U.S. CODE 2605 ), F.S 701.02 ( 1 ) and also in the original fraudulent mortgage note PAGE 11 number 20 states that the sale of note or change of services the borrow must be given notice according to RESPA law which is 15 to 30 days. But the fraudulent Assignment was signed XXXX XXXX XXXX, exh. C. the same day as the fraudulent closing, written on the front page of the Mortgage Assignment, exh. C. which makes this Assignment void. 



SO law enforcers MUST stop ILLEGAL EVICTION AND arrest the theives! 

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pg5 THIS MORTGAGE NOTE IS FRAUD Fraud because in # 20 OF The mortgage Note it says in accordance with RESPA Disclosure after settlement law they must give buyer 15 days before selling the Note. But their saying they sold assigned Note the same day as settlement which voids out Assignment F.S. 701.02 ( 1 ) ( 2 ) ( 3 ) .THE MORTGAGE NOTE HAS NO SIGNATURES WHICH IS ALSO CLERK FRAUD. F.S. 701.04 YOU MUST RECORD ASSIGNMENT WITH 60 DAYS, our Assignment was signed XXXX XXXX, XXXX but recorded XX/XX/XXXX = Void their is no address or Legal description on the Note. 


SO law enforcers MUST stop ILLEGAL EVICTION AND arrest the theives! 


Law Enforcement must immediately take jurisdiction of this matter and enter and arrest them! And cancel the foreclosure Eviction and stop the ILLEGAL EVICTION and SET ASIDE TITLE! 
Respectfully submitted this XXXX day of XXXX, XXXX go to page 4 on XXXX to view all of the Exhibits for this Complaint. 


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Company response to consumer: Closed with explanation