Consumer complaint received 2023-03-14 00:00:00
Product: Debt collection — Auto debt
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: PRESTIGE FINANCIAL SERVICES INC
State: IL

Complaint narrative:
I have sent Prestige Financial Services an Affidavit of Truth in XXXX regarding the statements that they have been sending me in the mail with the coupon attached. This lead me to actually understand what a bond and instrument really is. Which I found the legal definitions in XXXX XXXX XXXX XXXX edition to be exact. This affidavit of truth has went unrebutted. I requested that they respond back to me via notarized mail only which is how I communicated with them. Yet they continue to send me the alleged statements in the mail and text my phone. I gave them 10 days in the letter to respond back which they did not. I then sent them over an Affidavit of Default stating that they have committed trust fraud through this TRUST transaction and that I am the living woman/soul of this alleged debt that they are stating that I owe. To settle this debt I then sent them a 1099A indorsed by me ( the beneficiary ), along with that I provided them with instructions on how to use the 1099OID,1040V, and1096. I have waited over 30 days for a response and still have not been successful with remedy. I took it upon myself to call and speak with someone. I spoke with XXXX who is the alleged supervisor over the account. I was asked why I " thought that they property was " abandoned ''. From my knowledge according to XXXX XXXX XXXX abandon mean to relinquish or give up with intent of never again resuming or claiming ones rights or interest. I questioned him about the alleged " loan '' ( which I could not seem to find in the legal dictionary ) that was said to have been given to me because I did not recall any alleged funds being placed in my hand nor account. I have been mislead with them attempting to use the words " loan, contract, and retail installment sales contract '' to confuse me. He stated that the funds was transferred over to the dealership ( XXXX XXXX ). I stated to him that the transferring of funds was never disclosed to me which violates Truth In Lending Act. I requested the 1099OID and an on/off ledger balance and was told that they can not provide me with this. They have failed to report the taxes on their " income '' that they have received. They have been compensated from the TRUST account also while receiving funds that I have sent through my checking account meaning they have been double paid. I also requested EVERYTHING in the file that they have with en legis name on it assumed to be me the living woman/soul. I have also sent XXXX XXXX the same notices which have went unrebutted. This has lead me to believe that that XXXX fraud has been committed and they have failed to withhold their fiduciary obligation unto me ( the living soul/woman ). They have willingly and knowingly failed to disclose unto me that any alleged funds were transferred over to the dealership. They have led me to believe that I owe such said amount on a vehicle that I am not sure if the dealership added on any additional fees. Which from my understanding the HJR192 autographed by President Roosevelt in 1933 clearly states that every obligation is to be discharged and backed by the United States.

Company response to consumer: Closed with explanation