Consumer complaint received 2025-01-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: NJ

Complaint narrative:
XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Dear Consumer Reporting Agency, I am writing to dispute the following information that appears on my consumer report : Dispute Accounts : XXXX XXXX XXXX XXXX  - Account 1 - **Account Type** : XXXX XXXX - **Account Number** : XXXX - **Original Creditor** : XXXX XXXX - **Date Opened** : XX/XX/XXXX - **Balance** : {$XXXX} - **Monthly Payment** : {$XXXX} - **Status** : Open, XXXX  Days Past Due ( as of XXXX ) - **Terms** : 1 Month - **Original Balance** : {$XXXX} - **Payment History** : History includes collections and XXXX delinquencies in prior years. 
XXXXXXXX XXXX XXXX XXXX - Account XXXX - **Account Type** : XXXX XXXX  - **Account Number** : XXXX - **Original Creditor** : XXXX XXXX  - **Date Opened** : XX/XX/XXXX - **Balance** : {$XXXX} - **Monthly Payment** : {$XXXX} - **Status** : Open, Never Late - **Terms** : XXXX  Months - **Original Balance** : {$XXXX} - **Payment History** : No delinquencies reported. 
XXXXXXXX XXXX XXXX XXXX - Account XXXX - **Account Type** : XXXX XXXX - **Account Number** : XXXX - **Original Creditor** : XXXX XXXX - **Date Opened** : XX/XX/XXXX - **Balance** : {$XXXX} - **Monthly Payment** : {$XXXX} - **Status** : Open, XXXX  Days Past Due ( as of XXXX ) - **Terms** : 1 Month - **Original Balance** : {$XXXX} - **Payment History** : Includes collections and XXXX delinquencies. 
XXXXXXXX XXXX XXXX XXXX - Account XXXX - **Account Type** : XXXX XXXX - **Account Number** : XXXX - **Original Creditor** : XXXX XXXX - **Date Opened** : XX/XX/XXXX - **Balance** : {$XXXX} - **Monthly Payment** : {$XXXX} - **Status** : Open, XXXX  Days Past Due ( as of XXXX ) - **Terms** : XXXX  Month - **Original Balance** : {$XXXX} - **Payment History** : Includes collections and XXXX delinquencies. 
XXXX XXXX XXXX XXXX  - Account XXXX - **Account Type** : XXXX XXXX  - **Account Number** : XXXX - **Original Creditor** : XXXX XXXX - **Date Opened** : XX/XX/XXXX - **Balance** : {$XXXX} - **Monthly Payment** : {$XXXX} - **Status** : Open, Never Late - **Terms** : 1 Month - **Original Balance** : {$XXXX} - **Payment History** : No delinquencies reported. 
XXXXXXXX XXXX XXXX XXXX - Account XXXX - **Account Type** : XXXX XXXX - **Account Number** : XXXX - **Original Creditor** : XXXX XXXX - **Date Opened** : XX/XX/XXXX - **Balance** : {$XXXX} - **Monthly Payment** : {$XXXX} - **Status** : Open, XXXX  Days Past Due ( as of XXXX ) - **Terms** : 1 Month - **Original Balance** : {$XXXX} - **Payment History** : Includes collections and XXXX delinquencies. 
XXXXXXXX XXXX XXXX XXXX - XXXXt XXXX - **Account Type** : XXXX XXXX - **Account Number** : XXXX - **Original Creditor** : XXXX XXXX - **Date Opened** : XX/XX/XXXX - **Balance** : {$XXXX} - **Monthly Payment** : {$XXXX} - **Status** : Open, XXXX  Days Past Due ( as of XXXX ) - **Terms** : 1 Month - **Original Balance** : {$XXXX} - **Payment History** : Includes collections and XXXX delinquencies. 
XXXXXXXX XXXX XXXX XXXX - XXXX  XXXX - **Account Type** : XXXX  XXXX  - **Account Number** : XXXX - **Original Creditor** : XXXX XXXX XXXX **Date Opened** : XX/XX/XXXX - **Balance** : {$XXXX} - **Monthly Payment** : {$XXXX} - **Status** : Open, 120 Days Past Due ( as of XXXX ) - **Terms** : 1 Month - **Original Balance** : {$XXXX} - **Payment History** : Includes collections and XXXX delinquencies. 
Thank you for your assistance Sincerely, XXXX XXXX

Company response to consumer: Closed with explanation