Consumer complaint received 2024-09-29 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
I gained access to my credit report and noticed several items that weren't recognized and personal information was incorrect. These accounts and inquiries were pulled without my permission or consent. I demand a full and thorough investigation on my credit report. This is destroying me financially in my life, I can not get extended any credit due to this crisis on my credit report. PLEASE REMOVE / DELETE these items off my report. 

XXXX Account # XXXX Bal : {$180.00} Opened : XX/XX/XXXX Self Account # XXXX Bal : {$180.00} Opened : XX/XX/XXXX XXXX Account # XXXX & # XXXX Opened : XX/XX/XXXX XXXX XXXX Account # XXXX Opened : XX/XX/XXXXXXXX XXXX XXXX Account # XXXX Bal : {$180.00} Opened : XX/XX/XXXX XXXX XXXX Account # XXXX Bal : {$220.00} Opened : XX/XX/XXXX XXXX XXXX Account # XXXX Opened : XX/XX/XXXX XXXX XXXX  XXXX Account # XXXX Balance : {$20000.00} Credit XXXX XXXX Date XXXX XXXX Account # XXXX Balance : {$11000.00} XXXX XXXXt XXXX # XXXX Balance : {$500.00} XXXX XXXX XXXX : Date : XXXX # XXXX XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX : {$76.00} XXXX XXXX  Account # XXXX XXXX balance {$1000.00} XXXX XXXX XXXX # XXXX XXXX {$2000.00} XXXX XXXXXXXX XXXX  # XXXX XXXX XXXX XXXX {$1000.00} Inquiry XXXX XXXX XXXX Inquiry XXXX XXXX Inquiry XXXX XXXX XXXX XXXX  XXXX Inquiry XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX This XXXX XXXX XXXX XXXX XXXX 15 USC 1681N 15 USC 1681 Q, 15 USC 1681 E In accordance with the written instructions of the consumer to whom it relates.

( 3 ) To a person which it has reason to believe ( A ) intends to use the information in connection with a credit transaction involving the consumer on whom the information is to be furnished and involving the extension of credit to, or review or collection of an account of, the consumer ; or ( B ) intends to use the information for employment purposes ; or ( C ) intends to use the information in connection with the underwriting of insurance involving the consumer ; or ( D ) intends to use the information in connection with a determination of the consumers eligibility for a license or other benefit granted by a governmental instrumentality required by law to consider an applicants financial responsibility or status ; or ( E ) intends to use the information, as a potential investor or servicer, or current insurer, in connection with a valuation of, or an assessment of the credit or prepayment risks associated with, an existing credit obligation ; or ( F ) otherwise has a legitimate business need for the information ( i ) in connection with a business transaction that is initiated by the consumer ; or ( ii ) to review an account to determine whether the consumer continues to meet the terms of the account.

( G ) executive departments and agencies in connection with the issuance of government-sponsored individually-billed travel charge cards.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief