Consumer complaint received 2024-10-04 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Apt XXXX, XXXX, FL XXXX SSN : XXXX XXXX : XX/XX/XXXX XX/XX/XXXX Subject : Urgent Request for Correction of Inaccurate Information on TransUnion Credit Report To Whom It May Concern at TransUnion XXXX I hereby wish to formally dispute the incorrect information reported in my credit file that has previously been disputed without adequate resolution. Upon reviewing my TransUnion report, I identified the following inconsistencies that require immediate correction : XXXX. Name Correction : There are three incorrect variations of my name listed on my credit file : XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX My full name is XXXX XXXX XXXX XXXX and I request that all incorrect variations be removed. Please keep only my full and correct name on file. 
XXXX. Incorrect Address : The address listed on my report is incorrect or incomplete : XXXX XXXX XXXX, XXXX, FL XXXX The correct address is : XXXX XXXX XXXX XXXX, Apt XXXX, XXXX, FL XXXX. Please update this information and remove any other addresses that do not match this one. 
XXXX. Inaccurate XXXX XXXX : On my current report, I am listed as XXXX XXXX, and the update date for this information is XX/XX/XXXX. This information is incorrect. I am not currently working under that status and have not provided this information. Therefore, I ask that you remove this information from my profile. 
Legal Complaint : Despite having filed a previous dispute, you have not corrected this information in accordance with the Fair Credit Reporting Act ( FCRA ), which requires you to ensure the accuracy of all information contained in my credit file. In addition, as a resident of the state of Florida, I demand that you comply with applicable state and federal laws : Florida Consumer Collection Practices Act ( XXXX ) : Under Florida XXXX XXXX XXXX, a consumer has the right to have credit information reflected that is accurate and not used in a misleading manner. Failure to do so may result in penalties and damages.

Fair Credit Reporting Act ( 15 U.S. Code 1681i ) : The FCRA requires that credit reporting agencies upon receipt of a dispute investigate and correct or delete inaccurate or incomplete information within 30 days. In my case, failure to meet this deadline and failure to perform due diligence in resolving my dispute is a violation of my rights as a consumer. 
Since I have not received a fair resolution in connection with my previous dispute, I am notifying you that I am prepared to exercise all of my rights under the Florida Consumer Protection Act and federal law to ensure that the inaccurate information is removed and my credit profile is corrected. 
In addition, please request that I be notified in writing of the outcome of this dispute and any action taken pursuant to federal law. 
Thank you for your prompt attention to this matter. 
Sincerely, XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief