Consumer complaint received 2025-06-25 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
Complaint Against Experian for Violations of FDCRA, FCRA, CFPB. you have violated my constitutional rights you have violated my cease and desist letter the bill of exchange act Experian tried to murder me with there false misleading credit reporting 15 usc 1611, 15 U.S.C. 15 usc failure to investigate you violated uniform comercial code 1-308 reserve my rights ,1681b, 1681c, 1666b, 1692, and 18 U.S.C. 242 Dear Sir/Madam, Whom it may concern at experian there criminal syndicate . I am writing to file a formal complaint against Experian for multiple violations of constitutional laws and federal law, including article 6 clause 2 supreme law of the land all constitution but not limited to the Fair Credit Reporting Act ( FCRA ), the Fair Debt Collection Practices Act ( FDCPA ), and the Uniform Commercial Code ( UCC ). I am an American national and a victim of identity theft, fraud a vivtim of extortion from experian a experian tried to murder and cause great damage to me, and unconstitutional practices perpetrated by Experian. # # # * * Violations and Facts * * 1. * * Violation of bill of exchange act violation of 42 usc 408 the consumer is the creditor 15 usc 1611 fale and misleading credit 18 usc 894 co conspired against me to collect a debt for a fake government agency. 15 U.S.C. 1681b ( Permissible Purpose of Consumer Reports ) : * * Experian has repeatedly disseminated inaccurate credit reports without my consent, in violation of the FCRA. 2. * * Violation of 15 U.S.C. 1681c ( Requirements Relating to Information Contained in Consumer Reports ) : * * Experian has failed to correct inaccurate information on my credit report despite multiple disputes and provided responses that blatantly disregarded the law. 3false and fictious entries 18 usc 1005 and18 usc 207 false and fake bank records 18 usc 241 mail fraud and more the irs forms i sent since jan 24 ucc 3.603 what is legal money in ciculation. * * Violation of 15 U.S.C. 1666b ( Timely Billing Statements ) : * * Experian has engaged in fraudulent billing practices, including attempting to collect on debts that have been discharged under the UCC. 4. * * Violation of 15 U.S.C. 1692 ( FDCPA ) : * * Experian has engaged in unfair and deceptive practices in connection with debt collection, including attempting to collect on debts that are not legally enforceable. 5. * * Violation of 18 U.S.C. 242 ( Deprivation of Rights Under Color of Law ) : * * Experians actions have deprived me of my constitutional rights, including my right to life liberty and pursuant to happiness credit reporting and protection from fraud and there attempts to murder me civily. 6. * * Identity Theft and Fraud : * * Experian has failed to protect my personal information and self, resulting in the largest crimes to date. This negligence has facilitated identity theft and fraud against me. 7. * * Violation of UCC 3-603 and UCC 1-207 : * * I have provided proof of discharge under UCC 3-603 and invoked my rights under UCC 1-207, yet Experian continues to attempt to collect on debts that have been lawfully discharged unlawlful from begining further proveing to americans experian is a criminal syndacate that wont honor our laws and attacks americans.Relief Sought * * 1. Immediate correction of all inaccuracies on my credit report. 2. Permanent removal of all fraudulent and discharged debts from my credit file. 3. Monetary damages for the harm caused by Experians violations of constitutional laws irs 1020 forms was sent lawfully you are in treason cease and desist letters was sent i dont care if you dont like it or want to cease and desist or risk American retaliation lawfully under constitution experian has tried to murder me and you will remedy me under the law criminal experian thugs sincerly american XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation