Consumer complaint received 2024-11-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Subject : Detailed Negative Account History Report To Whom It May Concern, I am writing to provide a detailed account of my credit history, specifically the negative accounts that have impacted my credit report. Below are the accounts that have negatively affected my credit standing. 


XXXXXXXX XXXX XXXX XXXX Account Status : Charged Off Balance : {$4300.00} Past Due Amount : {$4300.00} Date Opened : XX/XX/XXXX Charge Off Date : XX/XX/XXXX Account History : XXXX Potentially Negative Months ( Account charged off, written off balance ) Payment History : Significant delinquencies ( Past Due up to 180 days, charged off ) Comments : Account closed and written off as a loss. 

XXXX XXXX XXXX XXXX XXXX  Account Status : Charged Off Balance : {$1100.00} Past Due Amount : {$1100.00} Date Opened : XX/XX/XXXX Charge Off Date : XX/XX/XXXX Account History : XXXX Potentially Negative Months ( Account charged off, written off balance ) Payment History : Significant delinquencies ( Past Due up to 150 days, charged off ) Comments : Account closed and written off as a loss. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account Status : Charged Off Balance : {$1100.00} Past Due Amount : {$1100.00} Date Opened : XX/XX/XXXX Charge Off Date : XX/XX/XXXX Account History : XXXX Potentially Negative Months ( Account charged off, written off balance ) Payment History : Significant delinquencies ( Past Due up to 150 days, charged off ) Comments : Account closed and written off as a loss. 


XXXX XXXX XXXX XXXX Account Status : Charged Off Balance : {$2100.00} Past Due Amount : {$2100.00} Date Opened : XX/XX/XXXX Charge Off Date : XX/XX/XXXX Account History : XXXX Potentially Negative Months ( Account charged off, written off balance ) Payment History : Significant delinquencies ( Past Due up to 180 days, charged off ) Comments : Account closed and written off as a loss. 


XXXX XXXX XXXX XXXX XXXX  Account Status : Charged Off Balance : {$1300.00} Past Due Amount : {$1300.00} Date Opened : XX/XX/XXXX Charge Off Date : XX/XX/XXXX Account History : XXXX Potentially Negative Months ( Account charged off, written off balance ) Payment History : Significant delinquencies ( Past Due up to 150 days, charged off ) Comments : Account closed and written off as a loss. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Account Status : COLLECTIONS Balance : {$630.00} Past Due Amount : {$630.00} Date Opened : XX/XX/XXXX INCORRECT ADDRESSES : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX INCORRECT EMPLOYER : XXXX XXXX XXXX XXXX INCORRECT NAME XXXX XXXX XXXX XXXX I understand that these accounts may have negatively impacted my credit history, and I am working towards resolving any outstanding balances and improving my credit standing. If you require additional information or documentation regarding these accounts, please feel free to contact me. 
Thank you for your attention to this matter. 
Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation