Consumer complaint received 2025-07-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: LEXISNEXIS
State: CT

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CT XXXX XXXX XX/XX/XXXX XXXX Please keep my information confidential and not publish due to the issues with harassment stalking and financial abuse. 



Consumer Financial Protection Bureau XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX Reporting issues, inquires made my transuniom and Lexis Nexis which I never started and there has been a number of issues with accessing and getting detailed reports. 

Re : Request for Review and Assistance Consumer Fraud, Financial Abuse, and Related Violations To Whom It May Concern, I am writing to formally request the Consumer Financial Protection Bureaus review and assistance regarding a series of ongoing and serious violations that have significantly impacted my credit, financial security, privacy, and overall well-being. These issues are the result of prolonged abuse, fraud, and misconduct that span multiple domains financial, digital, workplace, and civil rights.

Since approximately [ insert year, e.XXXX XXXX XXXX  I have been the victim of overlapping and coordinated abuse involving : 1. Consumer Fraud and Financial Abuse Unauthorized access to or misuse of my personal financial accounts and sensitive data.

Erroneous or manipulated credit reporting that I believe resulted from malicious interference.

Obstruction of access to financial services, disruptions in billing, and insurance policy inconsistencies.

2. Cybercrime and Electronic Harassment Persistent unauthorized digital surveillance and tampering with my electronic communications.

Harassment and intimidation through digital means, with evidence suggesting involvement of individuals with access to privileged information.

3. HIPAA Violations and Medical Privacy Breaches Unauthorized access to or disclosure of my protected health information.

Mishandling or exposure of medical records by healthcare providers or affiliated parties.

4. Civil Rights Violations and Workplace Infiltration Harassment and retaliation within workplace environments, including infiltration by hostile individuals connected to domestic matters.

Discriminatory treatment, unjustified discipline or targeting, and reputational damage resulting in employment instability.

5. Mail Tampering and Communications Interference Obstruction or redirection of critical personal and legal correspondence, including bills, credit reports, and health-related notices.

Delays and tampering that impaired my ability to respond in a timely and informed manner.

These actions have collectively undermined my financial stability, personal safety, and constitutional rights. I am actively gathering documentation, including correspondence, screenshots, account statements, medical reports, and any available forensic or legal records. Due to the complexity and personal toll, it has taken considerable time and effort to piece together a full record and seek accountability.

I am requesting the following from the CFPB : A formal acknowledgment and review of my case.

Guidance and assistance in initiating investigations into financial or credit reporting violations.

Intervention or referral, where appropriate, to credit bureaus or financial institutions for corrective action.

Any applicable protections from retaliation, further abuse, or mishandling of personal data.

I understand the importance of accurate reporting and welcome the opportunity to provide supporting materials upon request. I am also prepared to submit official complaints to the FTC, HHS Office for Civil Rights ( regarding HIPAA violations ), and other appropriate regulatory bodies with your guidance.

Thank you for your attention, and I deeply appreciate your commitment to protecting consumers and upholding our rights. 

Sincerely, XXXX XXXX

Company response to consumer: Closed with explanation