Consumer complaint received 2025-07-02 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
This debt collector has done unjustifiable practices of the FDCPA which it prohibits. They furnished accounts that we didn't agree upon and I didn't sign an agreement on. A legal contract is signed by two parties and I did not participate in any of it. They didn't follow the proper 5-step validation procedure. According to the FDCPA, Im entitled to compensation for these violations and clearly, they violated my rights and abused my privileges. I demand these account be taken off immediately. 


XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XX/XX/year> XXXX Equifax Dear Equifax , My name is XXXX XXXX and I'm Begging for your help, I'm NOT A COMPANY! 
To get things moving, you should have more than enough time to remove these inaccurate accounts from my credit, stop ignoring my disputes I need real help!! I request to remove any inaccurate information from my credit report as quickly as possible. The items in question are : XXXX XXXX XXXX credit card, account number ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - 615 USC 1681b Permissible purpose of consumer report in thislawconsumers has the right to have anything excluded from the credit report. 

XXXX XXXX secured credit card, account number ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - You have violated law15 U.S.C. Sec. 1681i ( a ) for a CRA to conduct a reasonable reinvestigation to determine whether [ information disputed by the consumer ] is inaccurate. Please remove this account immediately XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  You have violated law15 U.S.C. Sec. 1681i ( a ) for a CRA to conduct a reasonable reinvestigation to determine whether [ information disputed by the consumer ] is inaccurate. Please remove this account immediately XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - 615 USC 1681b Permissible purpose of consumer report in thislawconsumers has the right to have anything excluded from the credit report. 
XXXX XXXX XXXX XXXX XXXX XXXX. ) - XXXX XXXX XXXX Permissible purpose of consumer report in thislawconsumers has the right to have anything excluded from the credit report. 
XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX Permissible purpose of consumer report in thislawconsumers has the right to have anything excluded from the credit report. 
XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX Code XXXX - Requirements Relating to Information Contained in Consumer Reports Consumer reporting agencies must not include medical information in a credit report without the consumers explicit consent. 
XXXX. XXXX ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX Code 1681c - Requirements Relating to Information Contained in Consumer Reports Consumer reporting agencies must not include medical information in a credit report without the consumers explicit consent. 

Please remove each and every account listed immediately as they violate my Consumer and FCRA laws. After doing so please provide me an updated credit report reflecting your obedience of the law. Thank you for your time. 

XXXX XXXX

Company response to consumer: Closed with non-monetary relief