Consumer complaint received 2025-01-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: MD

Complaint narrative:
I should have been approved. My current credit score is a XXXX. And to top it all off, due to the XXXX in our government who decided to shut down the entire world, have cause me massive financial distress and almost impossible recovery due to their decisions and non-payment of unemployment or any pandemic assistance anywhere. 

When I put in the credit increase request, it was denied based off of my credit report through XXXX ( which has never been resolved ) where the information is not accurate and not many financial organizations are using because of this. So, the issuing bank still denied me credit. I AM CITING DISCRIMINATION AND MISUSE OF CREDIT INFORMATION - FISHING FOR INFORMATION SO I WILL FILE THIS COMPLAINT PUBLICLY. After a request for pulling my Transunion file ( which should not have had me denied ). 

I am citing discrimination due to the fact that my father ( prior to death ) was only bringing in {$2400.00} in social security XXXX and was able to obtain a {$25000.00} without incident. His credit score was a XXXX. I am making $ XXXX, employed, and unfortunately no longer have any assets due to the current presidential administrations ' horrible decisions and non-payment of rightfully due unemployment money and assistance never received. My mother is on long term XXXX making $ XXXX and she's got credit limits in the tens of thousands. 

During the process of credit increase request, I was asked where my means of income was coming from ( as I am employed and have been since XXXX ). The request was if it were coming from any other sources. That answer has been no and still is no. Nobody has ever supplemented any of my income, nor have they done anything for me. NOTHING! 

It should not be made my problem that manufacturers are going out of business. Let alone the fact that parts for a XXXX automobile ( non-electric ) should be unobtainable. And have resorted in back orders and having to go through the dealer ( auto manufacturer ) at an inflated rate from XXXX to 5 times what the original price was prior to pandemic shut down ( causing massive financial destruction ). Along with labor rates per hour inflation to XXXX and XXXX times the rate prior to the pandemic. And not getting approved for a credit line, loan, or increase based off of what was not supposed to be held against me and is over the pandemic because of decisions made by leadership. 

The credit line increase should have been approved. I feel as if I am being discriminated upon due to my XXXX XXXX ( unmarried ) and things that are not my fault that I did everything I was supposed to do while the money was given to certain people and businesses. And not who it was supposed to. My credit report from XXXX has never been accurate for over 4 years ( and there are several complaints about it in my history that have never been fixed, or it was deleted several months later after it was fixed ). 

This is wrong. And there is no reason why this should be happening because I recovered what I could. I am not in my situation because of anything I've done wrong. I'm in my situation because of everyone else not doing their job and not giving me the money that is rightfully mine. And once again, more complaints are being filed in regard to it because I am not being heard in any court system and my due process and civil and constitutional rights repetitively are being violated ( intentionally ) and nobody is being held accountable for their actions. Yet, I have resolved what has needed to be and I'm still being crucified for something I haven't done wrong.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation