Consumer complaint received 2025-04-10 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
I recently conducted an investigation into my credit report and found several items that are inaccurate. 

Under 15 U.S. Code 1681e ( b ) Accuracy of Report consumer reporting agencies are required to follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual to whom the report relates.

Additionally, according to 15 U.S. Code 1681i ( 5 ) ( A ) Treatment of Inaccurate or Unverifiable Information if, after a reinvestigation, any disputed information is found to be inaccurate, incomplete, or can not be verified, the consumer reporting agency must : ( i ) Promptly delete or modify that item as appropriate based on the results of the reinvestigation, and ( ii ) Promptly notify the furnisher of that information that the item has been modified or deleted. 

Please remove the following items from my credit report immediately : Accounts I am disputing : EXPERIAN DISPUTES XXXX XXXX  Account Number : XXXX Date Opened : XX/XX/XXXX Status : Collection account. {$770.00} past due as of XX/XX/XXXX. 

XXXX  Account Number : XXXX Date Opened : XX/XX/XXXX Status : Charged off. {$7900.00} written off. {$7500.00} past due as of XX/XX/XXXX. 

XXXX  XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Status : Charged off. {$770.00} written off and past due as of XX/XX/XXXX. 

XXXX XXXX  Account Number : XXXX Date Opened : XX/XX/XXXX Status : Paid, Closed. 

XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Status : Open. Balance : {$5100.00} ( as of XX/XX/XXXX ) XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Status : Charged off. {$15000.00} written off. {$8200.00} past due as of XX/XX/XXXX. 

XXXX XXXX XXXX XXXX XXXX  XXXX Account Number : XXXX Date Opened : XXXX XXXX, XXXX XXXX Late Payments Balance : {$5100.00} ( as of XX/XX/XXXX ) Credit Limit : {$6500.00} XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX XXXX Potentially Negative Months Credit Usage : 100 % Balance : {$15000.00} XXXX XXXX XXXX Account Number : XXXX Date Opened : XXXX XXXX, XXXX XXXX Late Payments Balance : {$10000.00} Status : Closed XXXX XXXX XXXX  Account Number : XXXX Date Opened : XX/XX/XXXX XXXX Late Payments Credit Limit : {$3000.00} Credit Usage : 0 % Balance updated : XXXX XXXX, XXXX XXXXXXXX XXXX XXXX XXXXXXXX Account Number : XXXX Date Opened : XXXX XXXX, XXXX XXXX Late Payments Balance : {$5100.00} XXXX XXXX : {$6500.00} XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$15000.00} XXXX XXXX  Account Number : XXXX Date Opened : XXXX XXXX, XXXX Balance : {$10000.00} Credit Limit : {$25000.00} Balance updated : XX/XX/XXXX XXXX XXXX  Account Number : XXXX Date Opened : XX/XX/XXXX Credit Limit : {$3000.00} Thank you for your attention to this matter. I look forward to your response within the timeframe required under the Fair Credit Reporting Act.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief