Consumer complaint received 2023-11-21 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: CL Holdings LLC
State: AL

Complaint narrative:
XX/XX/XXXX Compliant of Identity Theft Reference : Credit Cards To whom this may Concern : I am writing to you to complain about the following information below that appears in my name at the credit bureaus : XXXX credit report XXXX I have written to the credit bureaus asking them to resolve these issues on my credit report, but they refuse. The creditors are updating old credit and accounts that are not mine. The creditors are Jefferson Capital, LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXFurthermore, I hope this letter will help you understand why those creditors are trying to keep this debt on my credit file and prevent me from obtaining credit. In XXXX, we purchased our home, and some years later, someone signed a municipal Bond using my maiden name since I was not married at the time of purchase and married the next year. 

In XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX-based not-for-profit 501 3 public benefit corporation to establish a public radio station to provide educational programming services to XXXX. 

In XXXX, the XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX in the State of XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Its target market is the XXXX designated areas ( DMA ). 

In, XXXX, the XXXX formed XXXX XXXX XXXX XXXX organized as an externally managed, non-diversified closed-end management Investment Company and has elected to regulation as a XXXX XXXX XXXX XXXX XXXX  ) under the XXXX XXXX XXXX XXXX XXXX to invest in private business. In addition, XXXX XXXX XXXX XXXX should have received {$10000.00} for our project from XXXX. 

In XXXX, the funding that went into the XXXX  XXXX XXXX XXXX XXXX should been granted to XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX public radio station, and XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX  XXXX XXXX, ( XXXX XXXX filed for investments as XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX They filed as a Trade Association through XXXX XXXX XXXXXXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 

In Addition, to XXXX is Investment, Institutional service, and retail using XXXX XXXX, on the XXXX XXXX XXXX ( XXXX ), as the assigned issuer rating service using the ticker symbol ( XXXX  ). In XXXX, XXXX XXXX XXXX XXXX Federal Communications Commission ( FCC ) XXXX as an Educational Radio Corporation. 

Instead, in XXXX XXXX XXXX allocated its first grant to the XXXX  XXXX XXXX ( XXXX XXXX, for operations from the XXXX XXXX XXXX XXXX XXXX The State of XXXX  created the XXXX  XXXX XXXX XXXX ( XXXX ), XXXX  XXXX XXXX XXXX XXXX ( XXXX ), and the Alabama XXXX XXXX ( XXXX XXXX as a Government Entity, and later allocated funds to Community Action as a XXXX XXXX XXXX ( XXXX ). 

Sometimes, between XXXX and XXXX, I went to the Judge of probate to update some of the officers on the corporation but XXXX and individuals who worked for the State of XXXX  informed me incorrectly and had me to form a new Corporation. During that same time, the XXXX  XXXX XXXX formed and created new laws, so they could operate non-profit and for-profit entities. They stole the title of our home, and individuals with similar names used the title of our home in a XXXX  XXXX XXXX ( XXXX ) XXXX  and applied for a Municipal Bond in my name. ( See Attached XXXX ). 

In XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) invoiced us with the bill while they were using both entities and receiving all the benefits. XXXX ( XXXX XXXX ), as nonprofits. The Commission used XXXX XXXX XXXX XXXX as a Government enterprise. ( See Attached 2 ). 

In XXXX, HUD modified our loan and attached a {$34000.00}, XXXX loan to our home funding other individual ventures they created using my XXXX XXXX ( XXXX ). They are expecting us to pay for a loan out of our pocket and have not received any benefits. In addition, they used XXXX XXXX XXXX XXXX, to give away scholarships to individuals, schools, colleges, and their colleague 's businesses. 

In XXXX, the commission used the XXXX XXXX XXXX XXXX Tax ID number filed for securities at the XXXX XXXX XXXX XXXX XXXX  ), and sent me a copy of the Investment portfolio. In addition, trading socks in XXXX  on the XXXX XXXX in XXXX XXXX doing business as XXXX XXXX, etc., and other investors receiving dividends. 

In XXXX, XXXX XXXX XXXX  told us that they held the Bond on our home for the rights of the Bondholder without our knowledge as part of a government entity that used our nonprofit, charity, and commercial entity to construct, build schools, churches, business, parks, etc., ( See Attached 3 ). In XXXX, liens were on both of my businesses they used XXXX without my knowledge, disputed, and removed. 

In XXXX, through research, I found out that the judge of probate granted my power of attorney to someone in XXXX and XXXX  from XXXX until XXXX statewide without my permission. The commission used the name filed under XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX ) as a foreign entity registering companies in XXXX. ( See Attached XXXX ). 

Over the years, they have accumulated cash, stocks, bonds, mutual funds, land, retail property, public schools, and magnet schools, while using our intellectual Property ( IP ) they filed on the market, and have not compensated us for the use of my IP nor with any Grants or Dividends. On XX/XX/XXXX, I filed a police report. Case number XXXX, notifying the XXXX XXXX XXXX that someone had stolen my identity and Business.

Company response to consumer: Closed with explanation