Consumer complaint received 2024-08-06 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: MO

Complaint narrative:
To Whom It May Concern, I am writing to inform you about a very alarming and important issue regarding the compromise of my social security number, which has resulted in me being a victim of a data breach and identity theft. To address this situation promptly, I have already contacted the Federal Trade Commission and filed an FTC Report which is enclosed with this correspondence. By XXXX USC XXXX c ( a ), it is imperative that you, as a credit reporting agency, take immediate action to block and remove all information associated with this identity theft from my credit report. This statute mandates that credit reporting agencies must promptly address such requests within XXXX business days of receiving a complaint that includes the following information : XXXX XXXX - XXXX - Misleading False Reporting This account is negligently and inaccurately reporting failing to comply with XXXX USC XXXX ( g ) - The information in the article above has never been certified to meet reporting standards, the data provided is not always accurate, complete, or updated, I demand that any wrong, incomplete, or unsupported material be update as agreed on this payment history. Otherwise, DELETE this account immediately! 

XXXX XXXX - XXXX - Misleading False Reporting This account is negligently and inaccurately reporting failing to comply with XXXX USC XXXX ( g ) - The information in the article above has never been certified to meet reporting standards, the data provided is not always accurate, complete, or updated, I demand that any wrong, incomplete, or unsupported material be update as agreed on this payment history. Otherwise, DELETE this account immediately! 

XXXX XXXX - XXXX - Misleading False Reporting This account is negligently and inaccurately reporting failing to comply with XXXX USC XXXX ( g ) - The information in the article above has never been certified to meet reporting standards, the data provided is not always accurate, complete, or updated, I demand that any wrong, incomplete, or unsupported material be update as agreed on this payment history. Otherwise, DELETE this account immediately! 

XXXX CARD - XXXX - Misleading False Reporting This account is negligently and inaccurately reporting failing to comply with XXXX USC XXXX ( g ) - The information in the article above has never been certified to meet reporting standards, the data provided is not always accurate, complete, or updated, I demand that any wrong, incomplete, or unsupported material be update as agreed on this payment history. Otherwise, DELETE this account immediately! 

XXXX XXXX  XXXX - XXXX Misleading False Reporting This account is negligently and inaccurately reporting failing to comply with XXXX USC XXXX ( g ) - The information in the article above has never been certified to meet reporting standards, the data provided is not always accurate, complete, or updated, I demand that any wrong, incomplete, or unsupported material be update as agreed on this payment history. Otherwise, DELETE this account immediately! 

XXXX - XXXX - The unknown collection account reported negatively impacts my creditworthiness and violates my rights under federal law. Additionally, as a victim of the Equifax data breach, I am concerned about the security of my personal information and the accuracy of my XXXX XXXX. I demand the immediate deletion of the unknown collection account from my XXXX XXXX and request a thorough investigation. Please provide me with a written response detailing the actions taken to rectify the inaccuracies and ensure the security of my XXXX XXXX 

XXXX XXXX XXXX XXXX  XXXX - The unknown collection account reported negatively impacts my creditworthiness and violates my rights under federal law. Additionally, as a victim of the Equifax data breach, I am concerned about the security of my personal information and the accuracy of my XXXX XXXX. I demand the immediate deletion of the unknown collection account from my XXXX XXXX and request a thorough investigation. Please provide me with a written response detailing the actions taken to rectify the inaccuracies and ensure the security of my XXXX XXXX 

XXXX - XXXX - The unknown collection account reported negatively impacts my creditworthiness and violates my rights under federal law. Additionally, as a victim of the Equifax data breach, I am concerned about the security of my personal information and the accuracy of my XXXX XXXX. I demand the immediate deletion of the unknown collection account from my XXXX XXXX  and request a thorough investigation. Please provide me with a written response detailing the actions taken to rectify the inaccuracies and ensure the security of my XXXX XXXX 

XXXX XXXX - XXXX - XXXX unknown collection account reported negatively impacts my creditworthiness and violates my rights under federal law. Additionally, as a victim of the Equifax data breach, I am concerned about the security of my personal information and the accuracy of my XXXX XXXX. I demand the immediate deletion of the unknown collection account from my XXXX XXXX and request a thorough investigation. Please provide me with a written response detailing the actions taken to rectify the inaccuracies and ensure the security of my XXXX XXXX 

The items below should all be removed from my consumer report under XXXX US Code XXXX ( c ) ( 1 ) ( A ) ( B ) ( i ) ( 3 ). 

XXXX XXXX XXXX - XX/XX/XXXX - XXXX XXXX  Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my XXXX XXXX 

XXXX - XX/XX/XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my XXXX XXXX 

XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my cXXXX XXXX 

XXXX XXXX - XX/XX/XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my XXXX XXXX 

XXXX XXXX - XX/XX/XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my XXXX XXXX 

XXXX XXXX - XX/XX/XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my crXXXX XXXX 

XXXX XXXX - XX/XX/XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my XXXX XXXX 

XXXX XXXX - XX/XX/XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my XXXX XXXXXXXX. 

XXXX - XX/XX/XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my XXXX XXXX 

XXXX XXXX - XX/XX/XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my XXXX XXXX. 

SMART XXXX - XX/XX/XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my XXXX XXXX 

XXXX XXXX - XX/XX/XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my XXXX XXXX 

XXXX - XX/XX/XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my XXXX XXXX 

XXXX - XX/XX/XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my XXXX XXXX 

XXXX OF XXXX - XX/XX/XXXX XXXX XXXX Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my XXXX XXXX. 

XXXX XXXX AUTO FIN - XX/XX/XXXX XXXX XXXX  Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my XXXX XXXX. 

XXXX XXXX XXXX - XX/XX/XXXX XXXX XXXX  Pull! Please refer to Section XXXX of the FCRA. I demand immediate DELETION from my XXXX XXXX

Company response to consumer: Closed with non-monetary relief