Consumer complaint received 2025-02-12 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: AL

Complaint narrative:
Executor Office of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX To : Experian Information Solutions , Inc . 
Attn : Legal Department XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Date : XXXX Notice of Special Request for Documentation/Correction and Notice of Interest Dear [ Experian/Representative ], XXXX XXXX XXXX I, XXXX XXXXXXXX XXXX XXXX XXXXXXXX, am writing to you in your capacity as trustee ( s ) concerning the following listed accounts requiring correction or deletion from your records : List of Accounts, Account Numbers or Identifying Information for removal XXXX. XXXX XXXX ( XXXX Account 4 potentially negative months ) XXXX. XXXXXXXX XXXX XXXXXXXX XXXX ( Account charged off. {$1000.00} written off. XXXX potentially negative months ) XXXXXXXX XXXX XXXX  XXXX ( Account charged off. {$2000.00} written off XXXXpotentially negative months ) XXXX. XXXX XXXX XXXX ( Account charged off. 13 potentially negative months ) XXXX. XXXX XXXX XXXX ( Account charged off. {$5400.00} written off. 14 potentially negative months ) XXXX. XXXX XXXX XXXX ( Account charged off. {$1500.00} written off. 12 potentially negative months ) XXXX. XXXX XXXX ( Account charged off. {$10000.00} written off. 14potentially negative months ) XXXX. XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Pursuant to the principles of equity, and as the appointed Subrogee, Executor-Grantee of the estate associated with the referenced accounts, I hereby : 1. Acknowledge and Accept Your Appointment as Trustee ( s ) : - By operation of law and trust principles, I recognize and affirm your role as trustee ( s ) over the subject matter referenced herein.

- To ensure compliance and proper administration of this trust relationship, I formally request a full and complete copy of the governing trust instrument in accordance with equitable maxim : " A trust shall not fail. '' 2. Request Immediate Correction or Deletion : - I request that the accounts listed above be reviewed and corrected or deleted in their entirety, ensuring compliance with all applicable laws and fiduciary duties.

- If corrections or deletions are not made, I demand access to all pertinent information, including but not limited to : - All accounting information and financial instruments related to these accounts.

- Proof of authority over the accounts or the estate.

- Details and identification of all parties involved in any investigations or proceedings concerning these accounts or the estate.

- Any and all documentation supporting the current status or actions taken regarding these accounts.

3. Notice of Interest : - I assert my vested interest in the equitable administration and resolution of these matters as the Executor-Grantee and Subrogee of the estate. 
- Any further actions taken without proper documentation or compliance with fiduciary obligations will constitute a breach of trust and fiduciary duty. 


Please be aware that this will be the last amicable attempt to dispute these inaccuracies. I have been injured due to your company reporting adverse information which is inaccurate. This has hindered my ability to obtain credit, numerous attempts have been made at solving this matter without court. 
You have ten ( 10 ) business days from receipt of this notice to provide the requested corrections or the complete documentation and accounting records. Failure to comply within this timeframe will result in further administrative remedies and may include formal legal actions. 

This affidavit and notice are made under penalty of perjury and in good faith pursuant to the laws of the United States 28 USC 1746 ( 1 ). 

Sincerely, By : XXXX XXXX XXXX, Executor-Grantee Sent Via : - Email : XXXX XXXX XXXX - Certified Mail : [ XXXX ]

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation