Consumer complaint received 2024-11-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
This complaint has been filed to request pursuant to FCRA 605B 15 U.S. Code 1681c-2, that you Transunion reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of receiving this complaint.In, accordance with the Fair Credit Reporting Act Transunion Consumer Services has violated my rights. Please provide " Method of Verification '' FCRA 611 ( 15 U.S.C. 1681 ). Im aware that the alleged Identity Theft Report affidavit. that is a violation of {$1000.00}. Inaccurate reporting 15 USC 1681. Section 602 states I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency ( Transunion ) can not furnish an account without my written instruction of permission. 15 USC 1666B. Also, as a consumer per 15 US code 1681n : Civil liability for willful noncompliance. In case of liability of a natural person for obtaining a consumer report under false pretenses or knowingly without a permissible purpose actual damages sustained by consumer as a result of the failure or {$1000.00} whichever is greater. 
I Have 4 companies who have violated my rights that Transunion has reported on my credit report. 1 hard inquiry by XXXX XXXX on XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX, XXXX XXXX XXXX XXXX XXXXXXXX and 1 inquiry by XXXX XXXX XXXX XX/XX/XXXX XXXX i did not consent nor authorize Transunion or these companys to run my credit or use my social security number. I would like to be reimbursed {$1000.00} per violation. Transunion and the corresponding accounts reported are also in violation of 15 US Code 1681c-2 Block of information resulting from identity theft. These accounts are all related to identity theft i have provided the necessary documentation under this law and the accounts still remain on my report I do not recognize these fraud accounts on my report. These are the fraud accounts from Identity theft, XXXX XXXX XXXX XXXX opened XX/XX/XXXX balance of {$24000.00} XXXX XXXX XXXX XXXX opened on XX/XX/XXXX balance {$27000.00}, XXXX XXXX XXXX {$2500.00} opened XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX These addresses below are fraud and need to be deleted. XXXXXXXX XXXX XXXX XXXX tx XXXX These employers are fraud and need to be deleted XXXX XXXX XXXX XXXX I have attached my FTC Affidavit report, as well as my Id showing my address on file and that the addresses I provided in this complaint or not mailable and are fraud, i have also attached my demand letter showing and telling Transunion how they have violated my rights, privacy, and this information should be deleted from my credit report ASAP I have also attached screenshots of Transunion reporting these fraud accounts. Delete these accounts and inquiries or pay me {$1000.00} per each violation. You have already violated my rights by stating on XX/XX/XXXXXXXX  file number XXXX Transunion stated they recieved my dispute. Stated it was missing essential information in which all informtion Transunion requested I provided. that is a {$1000.00} violation. Name of creditor, account numbers and account details were provided as well on my FTC report, they stated the description was to vague. I am wanting to be compensated within 10 days or less for these violations as well as delete the accounts I have listed. I also have provided my UCC11 from the secretary of state stating that there is no debt in my name. I also provided the same cover letter that I provided transunion and it clearly states Account specific information such as creditor, account numbers, or other account details that would allow transunion to complete my request you will see all of that information provided on my Cover letter.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief