Consumer complaint received 2025-11-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: LEXISNEXIS
State: GA

Complaint narrative:
I. XXXX XXXX XXXX for XXXX As a consumer protected by federal law, I demand the following corrections and deletions to ensure the accuracy and privacy of my personal information. This dispute is supported by my FTC XXXX Report ( Ref # XXXX ) and Police Report ( Case # XXXX ), which document prior identity theft affecting my credit files. 

Full Legal Name Ensure my full legal name is displayed as XXXX XXXX only. Remove all other variations or aliases. 

Address Update Delete all outdated or irrelevant addresses. 

Only authorized address : XXXX XXXX XXXX, XXXX, GA XXXX I can not receive mail or correspondence at prior addresses. 

Phone Numbers Delete all currently listed phone numbers. 

Social Security Number & Date of Birth Remove from public display ; XXXX be retained internally only if legally necessary. 

Employer Information Delete all entries under the Employer section. 

XXXX. Personal XXXX Dispute I dispute the inaccurate reporting of a XXXX XXXX XXXX. Reporting is inconsistent across bureaus : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX Bankruptcy XXXX {$0.00} Verify & Delete if unverifiable XXXX  XX/XX/XXXX XXXX XXXX XXXXXXXX XXXX GA XXXX {$0.00} Verify & Delete if unverifiable XXXX XXXXXX/XX/XXXX XXXX Federal {$0.00} Verify & Delete if unverifiable XXXX Requested : Court documents, filing date, verified source, and confirmation of owner match. 

Legal Basis : FCRA 607 ( b ) Maximum possible accuracy FCRA 609 ( a ) Right to source verification FCRA 611 ( a ) / ( a ) ( 5 ) Reinvestigation & reinsertion rules FCRA 605 ( a ) Obsolete information XXXX  Privacy Protect sensitive identifiers Supporting Documentation : FTC XXXX Report ( Ref # XXXX ) Police Report ( Case # XXXX ) These reports document prior identity theft and fraudulent activity affecting my credit report. 

XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX : Legal Name : XXXX XXXX XXXX XXXX XXXX Address : XXXX XXXX XXXX XXXX, XXXX, GA XXXX XXXX ( Last XXXX ) : XXXX Owner : XXXX XXXX ( XXXX Last XXXX : XXXX, XXXX : XX/XX/XXXX ) Requested Actions : Correct all identity mismatches, outdated addresses, old DBAs, incorrect XXXX codes, and duplicate records. 

Update all business bureaus and downstream vendors with verified, accurate information. 

A. XXXX / Public Records/ XXXX XXXX XXXX Reported By Date Filed Document # Requested Action Judgment / XXXX XXXXXXXX XXXX XXXX XXXX XX/XX/XXXX XXXX Delete if unverifiable XXXX Requested : Court-certified filing copy, verification of XXXX, proof of liability. 

B. Business Tradeline Disputes For each vendor / XXXX account : Furnisher / Vendor Name : { { Insert } } Bureaus Reporting : XXXX / XXXX XXXX XXXX XXXX XXXXXXXX Status : { { Open / Closed / Late / Collection } } Issue : Incorrect balance, unverifiable late marks, duplicate reporting MOV : Full payment history, account opening docs, billing statements, proof of balance & term XXXX XXXX Inquiries Provide permissible purpose, vendor info, authorization, and date. Delete unauthorized inquiries. 

XXXX XXXX XXXX XXXXXXXX Databases Issues : Incorrect account closures, fraud codes, overdrafts not belonging to the business, mixed-file errors. Delete unverifiable entries. 

XXXX Fraud / Mixed-File / XXXX  Delete duplicate, mismatched, or fraudulent business records. 

Verify business XXXX filings ; delete if unverifiable.

Company response to consumer: Closed with non-monetary relief