Consumer complaint received 2025-09-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: LEXISNEXIS
State: CA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, CA XXXX Date : XX/XX/year> LexisNexis Risk Solutions Consumer Center XXXX  XXXX XXXX XXXX, GA XXXX Re : Dispute of Entire Consumer File Consumer Number : XXXX Case Number : XXXX To Whom It May Concern, I am formally disputing all information contained in my LexisNexis consumer files provided to me on XX/XX/year>, which include both the State Privacy Act Disclosure Report and the Consumer Disclosure Report lexisnexis XXXX. 
The files contain numerous serious inaccuracies and unlawful data collection practices, including but not limited to : Name Variations : Multiple false or misspelled names attached to me. 
Address Variations : Listings of addresses where I have never resided. 
Phone Numbers & Emails : Telephone numbers and email addresses that do not belong to me, such as XXXX and XXXX lexisnexis XXXX. 
XXXX XXXX XXXX : Records showing opt-ins to websites I never accessed or consented to. 
Inquiry Records : Numerous unauthorized inquiries, including by XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX, XXXX XXXX, XXXX, XXXX, and insurance companies lexisnexis XXXX. I did not authorize these inquiries. 
XXXX XXXX : False associations with businesses or entities I have no relationship with. 
This data is inaccurate, misleading, and harmful. Its collection and distribution violate my rights under the Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq. ), the California Consumer Privacy Act ( CCPA/CPRA ), and other applicable state privacy laws.

I hereby demand that LexisNexis : Delete all disputed data from my file.

Cease and desist from disclosing or selling this inaccurate information to third parties. 
Provide me with a corrected report after reinvestigation. 
If LexisNexis can not verify each disputed item with original, documented, and verifiable sources, you are legally required to delete the information. Unverified marketing data, statements from data vendors, or unverifiable opt-in records are not valid proof of accuracy under the law.

Failure to comply will result in my filing formal complaints with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and the California Attorney Generals Office for regulatory enforcement.

Please complete this reinvestigation within the statutory timeframe and confirm in writing when the deletions are made.To Whom It May Concern, I am writing to formally dispute the accuracy and validity of the information contained in my recent State Privacy Act Disclosure Report dated XX/XX/year>. I object to and dispute all of the personal, business, email, phone, and association records listed in the report. 
The file includes numerous inaccuracies, including : Incorrect or misspelled names ( e.g., " XXXX XXXX, '' " XXXX XXXX XXXX, '' " XXXX XXXX, '' " XXXX XXXX '' ). 
Addresses where I have never resided. 
Phone numbers that do not belong to me. 
Email accounts that are not mine. 
Business associations and employment records that are inaccurate and misleading. 
This information is erroneous, misleading, and constitutes a violation of my rights under applicable State Privacy Acts ( including the California Consumer Privacy Act, as amended by the CPRA ) and federal consumer protection laws. 
I hereby demand that LexisNexis : Delete all disputed data from my file. 
Cease and desist from selling or disclosing this inaccurate information to third parties. 
Provide me with a corrected copy of my file after completing your reinvestigation. 
If LexisNexis can not verify the accuracy of each disputed item with original, verifiable sources, then you are legally required to delete the data. Statements or unverified vendor records are not sufficient to validate personal information. 
Please complete this reinvestigation within the time limits prescribed by law and provide me with written confirmation of the results. 

Sincerely, XXXX XXXX

Company response to consumer: Closed with explanation