Consumer complaint received 2024-11-10 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Yamaha Motor Finance Corporation USA
State: GA

Complaint narrative:
XXXX is causing me harm by not rectifying, correcting their reporting errors and inaccuracies. 

This complaint XXXX, is still pending and its simply showing that the account Yamaha Motors was deleted and there is no notice of a reinsertion within 5 days received by XXXX XXXX XXXX 

Also in light of recent case law : No proof of alleged debt, the doctrine of estoppel by silence applies, XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, XXXX, I may presume therefore no such debt, in fact exists. 

Both the CFPB and Yamaha are willfully ignoring the facts. Yamaha has the burden to proof their claim. There is no contract, you know what a contract is. There is no security agreement recorded and filed with any UCC1 Financing Statement. There is no lien in any county in the United States of America for said obligation or collateral imposed. 

Also I take great offense and will file a claim for defamation for Yamaha 's irresponsible remarks, comments and assertions and accusations and labeling me a " XXXX XXXX '' because I come with clean hands while theirs are not. Because I stand on law and the Constitution and Yamaha does not. You yourself should be ashamed of yourself whoever is responding on behalf of Yamaha via the CFPB electronic communications. Study and learn what the law is, you care not to spew prejudices and false claims. XXXX had a lot to say about the likes of you! And it wasnt good! 

You brood of VIPERS!!!! 

I intended to handle this matter privately and seeing that XXXX is the only credit report still reporting this inaccurate account, you continue to show your Willful Non Compliance as this account IS NOT REPORTING TO XXXX AND XXXX!!!! 

You XXXX are causing me more harm and injury than Yamaha as the burden is yours to ensure the accurace, legitimacy, and righteousness of anything sent to your company which everything is alleged until the facts are provided. 

The facts being that Yamaha NEVER gave me anything of value or consideration and I gave them the application with my signature which gave them an asset and Yamaha needs to either CORRECT THE REPORTIN to the TRUTH of PAID, XXXX BALANCE, NEVER LATE. As there NEVER was any LOAN. You borrowed from my account i did not borrow from yours!!! 

With that being said, I demand you fufill this Request Regarding Statement of Account and Request regarding Authentic Statement of Account pursuant to UCC 9-210 within 14 days as required by law : I hereby certify and confirm this to be a true and correct statement of accounting : Payment Date : XX/XX/year> Status : Final Balance Amount Paid : {$34000.00} Balance=credit : {$0.00} Your response is required in writing, under oath and under penalty of perjury, and full commercial liability ( where not otherwise prohibited by law ) failure to respond shall be deemed approval of this statement by operation of law. 

As per 28 U.S.C. 1746 ( 1 ), I declare under penalty of perjury that all claims and demands herein are true and correct to the best of my knowledge, and I fully expect your immediate compliance to prevent further harm or injury to the Beneficiary of this trust. 

By : : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX. Printed Name : XXXX XXXX All rights reserved without recourse UCC 1-308, Subrogee, Executor of the XXXX XXXX XXXX XXXX Signed under penalty of perjury, pursuant to 28 U.S.C. 1746 ( 1 )

Company response to consumer: Closed with explanation