Consumer complaint received 2024-11-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CA

Complaint narrative:
XXXX XXXX {$310.00} Account info Account name XXXX XXXX XXXX XXXXccount number XXXX Original XXXX XXXX XXXX XXXX sold- Account type Collection Date opened XXXX XXXX, XXXX Status Collection account. {$310.00} past due as of XX/XX/XXXX. 
Status updated XXXX XXXX Balance {$310.00} Balance updated XX/XX/XXXX Original balance XXXX XXXX  Monthly payment- Past due amount {$310.00} Terms 1 Month Responsibility Individual Your statement- XXXX XXXX XXXX  Original creditor XXXX XXXX {$930.00} Account info Account name XXXX XXXX XXXX  Account number XXXX Original creditor XXXX Company XXXX Account type Collection Date opened XX/XX/XXXX Status Collection account. {$930.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Balance {$930.00} Balance updated XX/XX/XXXX Original balance XXXX XXXX Monthly payment- Past due amount {$930.00} Terms 1 Month Responsibility Individual Your statement- XXXX XXXX XXXXXXXX Original creditor : XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX {$370.00} Account info Account name XXXXXXXX XXXX XXXX Account number XXXX Original creditor XXXX XXXX XXXX XXXX XXXX XXXX XXXX sold- Account type Collection Date opened XX/XX/XXXX Status Collection account. {$370.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Balance {$370.00} Balance updated XX/XX/XXXX Original balance XXXX XXXX  Monthly payment- Past due amount {$370.00} Terms 1 Month Responsibility Individual Your statement- XXXX XXXX XXXX Original creditor : XXXX XXXX {$1700.00} Account info Account name XXXX XXXX XXXX Account XXXX XXXX Original creditor XXXX XXXX XXXX XXXX Account type Debt Buyer Date opened XX/XX/XXXX Status Collection account. {$1700.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Balance {$1700.00} Balance updated XX/XX/XXXX Original balance {$1700.00} Monthly payment- Past due amount {$1700.00} Terms 1 Month Responsibility Individual Your statement- XXXXXXXX XXXX XXXXXXXX Original creditor : XXXX XXXX XXXX XXXX  XXXX 
{$670.00} Account info Account name XXXXXXXX XXXX XXXX Account number XXXX Original creditor XXXX XXXX XXXX XXXX 
Company sold- Account type Debt Buyer Date opened XX/XX/XXXX Status Collection account. {$670.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Balance {$670.00} Balance updated XX/XX/XXXX Original balance XXXX XXXX Monthly payment- Past due amount {$670.00} Terms 1 Month Responsibility Individual Your statement- XXXX XXXX XXXX XXXXnquired on XX/XX/XXXX Business Type : Bank Credit XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX UT XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX XXXXnquired on XX/XX/XXXX Business Type : Bank Credit XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX By mail only XXXX XXXXXXXX XXXX XXXX  XXXX XXXX payments Closed Account info Account name XXXX XXXXXXXX XXXX XXXX  Account number XXXX Original XXXX Company sold- Account type Secured Loan Date opened XX/XX/XXXX Open/closed Closed Status Paid, Closed. 
Status updated XX/XX/XXXX Balance- Balance updated- Original balance {$5000.00} Monthly payment- Last Payment Date XX/XX/XXXX Terms 120 Months Responsibility Individual Your statement- XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX Closed Account info Account name XXXX XXXX XXXXXXXX Balance- Account XXXX XXXX Balance updated- Original creditor- Credit limit {$500.00} Company sold- Monthly payment- Account type Secured Card Last Payment Date XX/XX/XXXX Date opened XX/XX/XXXX Highest balance {$640.00} Open/closed Closed Terms- Status Paid, Closed. {$640.00} written off. 
Responsibility Individual Status updated XX/XX/XXXX Your statement- XXXX XXXX XXXX XXXX XXXX XXXX 
Closed Exceptional payment history Account info Account name XXXX XXXX  XXXX, XXXX. 
Balance- Account number XXXX Balance updated- Original creditor- Original balance {$500.00} Company sold- Monthly payment- Account type Unsecured Last Payment Date XX/XX/XXXX Date opened XX/XX/XXXX Terms 3 Months Open/closed Closed Responsibility Individual Status Paid, Closed/Never late. 
Your statement- Status updated XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX Closed Account info Account name XXXX XXXX Account number XXXX Original XXXX Company sold- Account type Note Loan Date opened XX/XX/XXXX Open/closed Closed Status Paid, Closed. 
Status updated XX/XX/XXXX Balance- Balance updated- Original balance XXXX XXXX Monthly payment- Last Payment Date XX/XX/XXXX Terms 24 Months Responsibility Individual Your statement- XXXX XXXX XXXX late XXXX XXXX Account info Account name XXXX XXXXXXXX Account number XXXX Original XXXX Company sold- Account type Credit card Date opened XX/XX/XXXX Open/closed Closed Status Paid, Closed. 
Status updated XXXX XXXX Balance- Balance updated- Credit limit $ 200 Monthly payment- Last Payment Date XX/XX/XXXX Highest balance {$330.00} Terms- Responsibility Individual Your statement- XXXX Exceptional payment history Closed Account info Account name XXXX  Balance- Account number XXXX Balance updated- Original creditor- Credit limit {$900.00} Company sold- Monthly payment- Account type Line of Credit Last Payment Date XX/XX/XXXX Date opened XX/XX/XXXX Highest balance {$0.00} Open/closed Closed Terms- Status Paid, Closed/Never late. 
Responsibility Individual Status updated XXXX XXXX Your statement- XXXX XXXXXXXX XXXX XXXX potentially negative months {$19.00} Closed Account info Account name XXXX XXXX XXXX Account number XXXX XXXX XXXX XXXX sold- Account type Charge Card Date opened XX/XX/XXXX Open/closed Closed Status Account charged off. {$19.00} written off. {$14.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Balance {$19.00} Balance updated XX/XX/XXXX Credit limit $ 500 Monthly payment- Last Payment Date XX/XX/XXXX Past due amount {$14.00} Highest balance {$24.00} Terms- Responsibility Individual Your statement- XXXX XXXX XXXX XXXX negative months {$350.00} Closed Account info Account name XXXX XXXX Account number XXXX Original XXXX Company sold- Account type Credit card Date opened XX/XX/XXXX Open/closed Closed Status Account charged off. {$350.00} written off. {$350.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Balance {$350.00} Balance updated XX/XX/XXXX Credit limit $ 300 Monthly payment- Last Payment Date XX/XX/XXXX Past due amount {$350.00} Highest balance {$640.00} Terms- Responsibility Individual Your statement

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief