Consumer complaint received 2025-11-17 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: CORELOGIC INC
State: TX

Complaint narrative:
I am filing this complaint because CoreLogic, Inc. is maintaining, distributing, and selling consumer information tied to my identity WITHOUT my authorization, WITHOUT a permissible purpose under the FCRA, and in direct violation of identity theft and consumer reporting laws. 

I have never authorized CoreLogic or any of its affiliated databases ( including XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ) to obtain, maintain, store, or share ANY of my personal identifying information. 

CoreLogic is currently maintaining information that is : Unauthorized Inaccurate Identity-theft contaminated, supported by my FTC Identity Theft Report Unverifiable Mixed with third-party data Furnished without my written consent Collected without permissible purpose under FCRA 604 ( a ) This has caused concrete harm including : Rental application denials Increased deposits on housing Mortgage verification issues Fraud flags Identity verification failures Adverse risk scoring and underwriting decisions CoreLogic is acting as a nationwide consumer reporting agency and is in violation of multiple federal statutes : FCRA 603 ( q ) identity theft FCRA 604 ( a ) no permissible purpose FCRA 607 ( b ) failure to maintain maximum accuracy FCRA 609 ( e ) right to obtain all documents related to unauthorized use FCRA 611 reinvestigation duties FCRA 623 ( a ) ( 1 ) ( A ) unlawful reporting of inaccurate data FCRA 605B / 15 U.S.C. 1681c-2 mandatory identity theft blocking FACTA Red Flags Rule failure to detect unauthorized use CoreLogic is maintaining and distributing consumer information it has no legal right to possess, and this is causing ongoing and harmful consequences. 

I am filing this complaint because CoreLogic, Inc. is unlawfully maintaining, using, selling, and distributing consumer information associated with my identity WITHOUT my authorization, WITHOUT a permissible purpose under the FCRA, and in direct violation of multiple federal statutes.

I have no contractual, consumer, or business relationship with CoreLogic.

I have never granted CoreLogic written authorization to collect, store, analyze, verify, or transmit any of my personal identifying information. 

CoreLogics data includes : Inaccurate information Mixed-file data belonging to other individuals Unauthorized information supplied without my consent Identity-theftrelated data ( supported by my FTC Identity Theft Report ) Information obtained and retained with NO permissible purpose under FCRA 604 ( a ) CoreLogics unlawful activity has caused : Denials of rental housing Increased deposits or adverse terms Mortgage underwriting problems Fraud-risk flags Identity verification failures Consumer harm and reputational damage CoreLogic is violating the following federal statutes : FCRA 603 ( q ) identity theft, improper use of stolen/misused identifiers FCRA 604 ( a ) CoreLogic has NO permissible purpose to obtain or retain my data FCRA 605B ( 15 U.S.C. 1681c-2 ) mandatory blocking of ANY identity-theft-related data FCRA 609 ( e ) CoreLogic must provide ALL records relating to unauthorized use FCRA 611 CoreLogic must investigate and delete unverified information FCRA 623 ( a ) ( 1 ) ( A ) furnishers are prohibited from supplying inaccurate information FCRA 607 ( b ) CoreLogic must maintain maximum possible accuracy FACTA Red Flags Rule CoreLogic failed to detect unauthorized or fraudulent use CoreLogic is acting as a nationwide consumer reporting agency and is currently storing, using, and distributing personal information it has NO legal right to possess. 

This is unlawful under federal law and requires immediate corrective action.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation