Consumer complaint received 2024-09-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
I am a victim of identity theft. The information listed below, which appears on my credit report, does not relate to any transaction ( s ) that I have made. It is the result of identity theft. 

XXXX ) The following account is reporting incorrect, inaccurate and imprecise information. Account name : XXXX XXXX Account number : XXXX Fraudulent balance : {$8800.00} This account is the result of identity theft. This account does not belong to me, I have never had any kind of business relationship with this company. Please note that you have 30 days to complete this investigation as per the Fair Credit Reporting Act Sec. 611 ( a ) ( 1 ) ( A ) and I am maintaining a precise record of actions, including the method of verification. I do not consent to any e-Oscar, or any other means of automated verification. This account is duplicated on my credit report, please remove from my credit report. 

XXXX ) The following account is reporting incorrect, inaccurate and imprecise information. Account name : XXXX XXXX XXXX  Account number : XXXX Fraudulent balance : {$3100.00} This account is the result of identity theft This account does not belong to me, I have never had any kind of business relationship with this company. Please note that you have 30 days to complete this investigation as per the Fair Credit Reporting Act Sec. 611 ( a ) ( 1 ) ( A ) and I am maintaining a precise record of actions, including the method of verification. I do not consent to any e-Oscar, or any other means of automated verification. 

XXXX ) The following account is reporting incorrect, inaccurate and imprecise information. Account name : XXXX XXXX Account number : XXXX The status of this account should indicate paid as agreed. 
Fraudulent balance : {$3100.00} This account is the result of identity theft. 
This account does not belong to me, I have never had any kind of business relationship with this company. 
Please note that you have 30 days to complete this investigation as per the Fair Credit Reporting Act Sec. 611 ( a ) ( 1 ) ( A ) and I am maintaining a precise record of actions, including the method of verification. I do not consent to any e-Oscar, or any other means of automated verification. 
This account is duplicated on my credit report, please remove from my credit report. 

XXXX ) The following account is reporting incorrect, inaccurate and imprecise information. 
Account name : XXXX XXXX Account XXXX Fraudulent balance : {$320.00} This account is the result of identity theft. 
This account does not belong to me, I have never had any kind of business relationship with this company. 
Please note that you have 30 days to complete this investigation as per the Fair Credit Reporting Act Sec. 611 ( a ) ( 1 ) ( A ) and I am maintaining a precise record of actions, including the method of verification. I do not consent to any e-Oscar, or any other means of automated verification.

Company response to consumer: Closed with non-monetary relief