Consumer complaint received 2024-06-05 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
Dear Equifax Credit Reporting Agency, This complaint has been filed to request, pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ), that you, the Equifax credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of the following : an Collections account opened at XXXX XXXX XXXX on XXXX, XXXX, an account # XXXX with a balance of {$530.00}, an personal credit card account opened at XXXX XXXX  on XX/XX/XXXX under the account # XXXX, an personal credit card account opened at XXXX XXXX  on XX/XX/XXXX under the account # XXXX, an personal credit card account opened at XXXX XXXX XXXX XXXX XXXX on XX/XX/XXXX under the account # XXXX, an personal credit card account opened at XXXX XXXX on XX/XX/XXXX under the account # XXXX, an personal charge card account opened at XXXX  on XX/XX/XXXX under the account # XXXX, an debt buyer account opened at XXXX XXXX XXXX on XX/XX/XXXX under the account # XXXX, an debt buyer account opened at XXXX XXXX XXXX on XX/XX/XXXX under the account number XXXX, and a debt buyer account opened at XXXX XXXX XXXX on XX/XX/XXXX under the account number XXXX. These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer FICO credit report maintained by you, which shows the aforementioned fraudulent items.

I do not recognize the aforementioned accounts, collections, or hard inquiries as reported. The aforementioned accounts, collections, and hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud.

I have attached a copy of FTC Identity Theft Affidavit # XXXX as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Please confirm in writing that the aforementioned fraudulent information has been blocked and provide me with an updated copy of my credit report. Furthermore, I am going to attach a copy of a Full General Durable Power of Attorney that my son XXXX XXXX has authority of any and all things that has to do with me and my well being. Just so when future issues that are not fully handled yet needs to be correct he can do so with no questioning. I thank you in advance for your rapid response knowing the seriousness of this matter.

Note : The only one that was not on the Identity Theft affidavit because of the limited amount of characters is the XXXX XXXX XXXX. Which still applies to this complaint and violations.

Company response to consumer: Closed with non-monetary relief