Consumer complaint received 2020-09-24 00:00:00
Product: Checking or savings account — Checking account
Issue: Closing an account — Company closed your account
Company: WELLS FARGO & COMPANY
State: CA

Complaint narrative:
Wells Fargo Bank sent me a message on XXXX XXXX, XXXX at XXXX telling me it was Unusual Activity on my card ending in # XXXX claim from XXXX and XXXX the number # XXXX from the Fargo Fraud Detection I told that dept. NO THESE CHARGES are Not mine I was told they will have to stop card and they will file a claim and I will be sent another card the next day I am told I cant get another card for 12 months due to me filling disputes with was and has been filled by me and through XXXX which NONE of these disputes were fraudulent I was not just putting in FAKE claims to order, buy, etc. If its sent to me or i didn't get it I will file a claim to get back my XXXX XXXX  i was told all claims were NON FRAUDULENT Then this Fraudulent banks tells me my account cant get a card for 12 months but i can still use my account and now im being told my account is going to be closed and i can NEVER OPEN another account up with Wells Fargo Bank ever again ... ( as it is no money ) Now, after they closed my account for saying charges that were just coming in back to back from XXXX and XXXX XXXX and I own nothing XXXX do i had no readon to fo business with them at all and I did order from XXXX XXXX but i was charged for two orders of {$50.00} I didn't do, I was told that because I disputed 40 items in 4 months SO WHAT, If i did a claim everyday SO WHAT? Its o my " XXXX XXXX '' because the banks don't have any money only " bookkeeping entry '' Where in the one-sided contract called the Application Agreement that states in FULL DISCLOSURE I the living man can only make a certain amount or disputes when i opened this account up i was told if something is wrong you can disputed it and that's what i did its my XXXX currency not the Fraudulent banks bookkeeping entry! And number XXXX is very vague it still dose not say why, reason, how? I made that Application Agreement inyo a Lawful Binding Contract by stating and reserving ALL MY RIGHTS under UCC 1-308 When i the living man is the ONLY Sole Beneficiary and Sole Grantor and Sole Shareholder of the All Caps Name your title_name that can sign for that name ... So, how was I told Im a risk for the bank HOW? If the living people knew how these XXXX Fraudulent Banks have used and abused the living men and men because they are NOT Citizens!!! that they have financed all they loans for homes, cars, etc. themselves and the Fraudulent banks never gave them a darn dime. You XXXX XXXX BANKERS would have to flee for your life!!! The living man and woman who has been tricked Confused, Conformed, and Conditioned to believe the XXXX into saying they are a ( citizen ) that you brainwashing XXXX  XXXX 's, XXXX  get them to sign a " promissory note '' for checkbook money example : If i the living man buy a house and sign the one-side contract that is really the " promissory note '' and never made one payment the fraudulent bank gets my house for free and my down payment and the bank has never LOANED me the living man or woman one penny of legal tender FACTS!! Just has the Fraudulent Banks used the living humans depositors money to buy GOVERNMENT BONDS!!! The banks have No Money just bookkeeping entry that's it So how is the living man a risk to the Fraudulent bank? FOR acct # XXXX in which In my " proper person '' were I the living man signed UCC 1-308 on the Application Agreement Reserving all my rights all the times never to waive any at any time, as the living man and stating I'm Not a Corporation but Wells Fargo has illegally converted me living man into a CORPORATION without my consent or knowledge or was the living man giving FULL DISCLOSURE of this one-sided CONTRACT this is FRAUD!! On acct. number # XXXX was open up online without the living man putting UCC 1-308 Reserving all my rights at all times, these are two different accounts ONLY because I had to input a SSN that is attached to the ALL CAPS NAME your title_name told to me by Wells Fargo Risk Dept. a XXXX, who also told me UCC 1-308 DON'T MATTER ALSO and that i cant open a bank account without a SSN which is a lie that SSN Number is connected to a CORPORATION that is NOT the living man is the ONLY living human authorize to sign for the name is me in my " proper person '' as a living man ... Now one account is in the name of the CORPORATION and the other is Under UCC 1-308 So how you going to close down both accounts for the same rr reason?? You Wells Fargo dont have a right to close No Account and like i asked before I NEED THE LEGAL DEPT. ADDRESS TO SEND SUMMONS AND COMPLIANT TO I WANT THE Registered Agent Name for Violating my I XXXX  XXXX  Rights as the ONLY TRUE American, XXXX XXXX XXXX XXXX XXXX as you should know Its no such thing as XXXX People which is a dead title name XXXX is a XXXX a thing and Status which you so-called XXXX are really the XXXX POINT XXXX XXXX means = pale/whitish ... And this is slso your STATUS which you have been Fraudulent calling yourselves white by Fraud this is Identity Theft as your Not American, Nationals or even a Citizen your were Made around the XXXX 's from an XXXX  Woman & a XXXX  and that the So-called XXXX are the do called XXXX who are XXXX  the true owners of this land this is not your land and never will be we XXXX  ARE PROTECTED UNDER THE UN INDIGENOUS RIGHTS AND THE UNITED STATES INDIGENOUS RIGHTS SND THE PEACE AND FRIENDSHIP TREATY OF 1787 WITH THE UNITED STATES FOR THE RECORD WELLS FARGO I have never been a XXXX, XXXX. XXXX or XXXX - American which is two Continents ... this US CORPORATION is Bankrupt and has been since XXXX we are still in the banking holiday ... I will be filling a lawsuit i need that information to be sent to me ASAP Iam Not A CORPORATION, I am A living man who is in his lands called XXXX This is our land you XXXX who are XXXX miles from home and you XXXX 's who are not CITZENS, American or Nationals all of you are 'squtters ' in our lands and None of you have paid rent since you been here your time is up ... We Are XXXX  we have never been XXXX or any other names we were only branded those Dead Title Names for you XXXX XXXX to enslave XXXX  to get around the Peace Treaty I will see you in court and make sure your so calked lawyer present those OMB FORM XXXX that exp. XX/XX/XXXX and its no such thing as them having a license to practice law it has been no law since XXXX XXXX Case also i dont enter the boat because those courts are not fir me so you will lose as you or your lawyers will be able to speak or say one word as you know YOUR LAWYERS CANT THE JUDGE CANT SPEAK OR TALK TO THE LIVING ALSO FIR THE JUDGE HE WILL BE PUT ON NOTICE ALSO AS HE IS MY FIDUCIARY AND HE HAS TO PRESENT HIS OMB FORM AND ANIT-BRIBERY STATEMENT THE JUDGE IS ONLY AN ADMINISTRATOR REFEREE HAS NO POWER ALL OF YOU ARE COMMITTING HIGH TREASON AND HANGING IS STILL LEGAL YOU KNOW. 

For the Record I am in my " proper person '' XXXX XXXX I reserve All My Rights never to waive any ever UCC 1-308 without prejudice and without Recourse Non-Assumpsit Errors & Omission Excepted the living man Concerning a CROWN CORPORATION OWNER NAME is in fact an admission of FRAUD where FALSE IMPERSONATION is concerned and is a capital crime to do so. 

UCC 1-308 XXXX XXXX without prejudice.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation