Consumer complaint received 2025-05-08 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Resurgent Capital Services L.P.
State: GA

Complaint narrative:
LVNV FUNDING LLC XXXX. XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX Dear sir or madam, Please be advised that this is a notice sent pursuant to the Fair DebtCollection Practices Act, XXXX USC XXXXg Sec. XXXX { b } that your claim is disputed and validation is requested. 

This is NOT a request for " verification '' or proof of my mailing address, but a request tor VALIDATION made pursuant to the above-named Title and Section. I aggressively request that your company provide me with physical evidence that I have any legal obligation to pay you. 

Please provide me with the following : - * * What the money you say I owe is for * * - * * Explain and show me how you calculated what you say I owe * * - * * Provide me with copies of any papers that show I agreed to pay what you say I owe * * - * * Provide a verification or copy of any judgment if applicable * * - * * Identify the original creditor * * - * * Prove the Statute of Limitations has not expired on this account * * - * * Provide me with your license numbers and Registered Agent or Agent of Service * * At this time, I will also inform you that if your offices have reported invalidated information to any of the XXXX major Credit Bureau 's, XXXX XXXX XXXX XXXX, this action might constitute fraud under both Federal and State Laws. Due to this fact, if any derogatory mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : - * * Violation of the Fair Credit Reporting Act * * - * * Violation of th * * e F * * air Debt Collection Practices Act * * - * * Defamation of Character * * If your offices are able to provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist. 

Also, during this validation time, if any action is taken which could be considered harmful to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting agency that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate. 

I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit.All communication with me should be emailed to XXXX or sent to my home address below. 

In the event you continue your collection efforts against me without providing proof of contract, I may do one or more of the following : 1. * * File a complaint with the Attorney General * * 2. * * File a complaint with the XXXX XXXX XXXX * * 3. * * File a complaint with the Consumer Financial Protection Bureau * * 4. * * File a complaint with the Federal Trade Commission * * 5. * * File a Police Report against your company for harassment, invasion or privacy and attempting to extort money. * * 6. * * File a Law Suit against you for harassment, fraud, extortion, and invasion or privacy. * * You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to.In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the America Bar Association and Professional Liability Fund for code of ethics violations. 

It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date of birth:XXXX

Company response to consumer: Closed with non-monetary relief