Consumer complaint received 2024-04-06 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
Upon reviewing my credit report, I discovered this unauthorized hard inquiry which, to the best of my knowledge, does not have a permissible purpose to be included in my credit history. This inquiry has been reported without my consent or authorization, and I request that it be removed from my credit report promptly. They still yet deleted the inquires I have attached evidence supporting my claim of the lack of permissible purpose for this inquiry. As per the FCRA guidelines, unauthorized inquiries can negatively impact an individual 's credit score and financial standing. It is essential that inaccurate or unauthorized information is rectified in a timely manner to ensure the integrity and accuracy of my credit report. 

Details of the Unauthorized Hard Inquiry : - Name of Inquiry : [ XXXX XXXX XXXX Auto ) ] - Date of Inquiry : [ XX/XX/XXXX ] I hereby request the immediate deletion of the aforementioned unauthorized hard inquiry from my credit report as it violates the provisions set forth in 15 USC 1681b . I kindly ask for your prompt investigation into this matter and the necessary actions to correct this error. 

Name of Inquiry : [ XXXX XXXX XXXX ( Finance ) ] - Date of Inquiry : [ XX/XX/XXXX ] I hereby request the immediate deletion of the aforementioned unauthorized hard inquiry from my credit report as it violates the provisions set forth in 15 USC 1681b. I kindly ask for your prompt investigation into this matter and the necessary actions to correct this error. 

Name of Inquiry : [ XXXX XXXX XXXX XXXX ( Finance ) ] - Date of Inquiry : [ XX/XX/XXXX ] I hereby request the immediate deletion of the aforementioned unauthorized hard inquiry from my credit report as it violates the provisions set forth in 15 USC 1681b. I kindly ask for your prompt investigation into this matter and the necessary actions to correct this error. 

Name of Inquiry : [ XXXX ( Finance ) ] - Date of Inquiry : [ XX/XX/XXXX ] I hereby request the immediate deletion of the aforementioned unauthorized hard inquiry from my credit report as it violates the provisions set forth in 15 USC 1681b. I kindly ask for your prompt investigation into this matter and the necessary actions to correct this error. 

Name of Inquiry : [ XXXX XXXX XXXX XXXX ( Auto ) ] - Date of Inquiry : [ XX/XX/XXXX ] I hereby request the immediate deletion of the aforementioned unauthorized hard inquiry from my credit report as it violates the provisions set forth in 15 USC 1681b . I kindly ask for your prompt investigation into this matter and the necessary actions to correct this error. 

Name of Inquiry : [ XXXXXXXX XXXX XXXX  ( Bank ) ] - Date of Inquiry : [ XX/XX/XXXX ] I hereby request the immediate deletion of the aforementioned unauthorized hard inquiry from my credit report as it violates the provisions set forth in 15 USC 1681b. I kindly ask for your prompt investigation into this matter and the necessary actions to correct this error. 

Name of Inquiry : [ XXXX XXXXXXXX XXXX ( Bank ) ] - Date of Inquiry : [ XX/XX/XXXX ] I hereby request the immediate deletion of the aforementioned unauthorized hard inquiry from my credit report as it violates the provisions set forth in 15 USC 1681b. I kindly ask for your prompt investigation into this matter and the necessary actions to correct this error. 

Name of Inquiry : [ XXXX XXXXXXXX ( Bank ) ] - Date of Inquiry : [ XXXX XXXX, XXXX ] I hereby request the immediate deletion of the aforementioned unauthorized hard inquiry from my credit report as it violates the provisions set forth in 15 USC 1681b. I kindly ask for your prompt investigation into this matter and the necessary actions to correct this error. 

- Name of Inquiry : [ XXXX XXXXXXXX XXXX ( Bank ) ] - Date of Inquiry : [ XXXX XXXX, XXXX ] I hereby request the immediate deletion of the aforementioned unauthorized hard inquiry from my credit report as it violates the provisions set forth in 15 USC 1681b. I kindly ask for your prompt investigation into this matter and the necessary actions to correct this error.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation