Consumer complaint received 2025-01-29 00:00:00
Product: Debt or credit management — Credit repair services
Issue: Charged upfront or unexpected fees — 
Company: United Funding Logistics, LLC
State: NC

Complaint narrative:
I signed up with United funding logistics based out of XXXX Texas approximately 19 months ago. 
I paid a flat fee for lifetime services for XXXX XXXX  and I of {$270.00}. 
Within 4 months they claimed they were being blocked by the credit reporting agencies from being successful and were pausing all challenges and litigating. After 4 months the owner began posting on XXXX that a huge FCRA complaint was being finalized and we should expect payouts soon. Payouts never came. Instead it became a bait and switch. Angry tirades began being posted on XXXX claiming adverse actions were going to be taken against us questioning where our settlements were. Essentially threatening people making negative or questioning comments online with being disqualified from settlement or putting toward the end of the payout schedule. A scheme of now requiring people to pay XXXX XXXX XXXX monthly to continue to receive services began. Threats and an actual website called XXXX for people complaining of now relief of services or settlements promised was put up highlighting people the owner believed deserved to be publicly shamed for challenging him. He also was abusive in his XXXX review comments against negative reviewers speaking in their private personal finance situations to publicly shame them. I have several recorded calls of the owner promising me services and then never following through with them. I have dozens of incriminating XXXX videos downloaded of unclear, false or bait and switch tactics this person has done that dispute the recorded phone calls I have promising me opposite services. After 6 months of receiving no services I began to check in my own searching on pacer, calling the cfpb, calling XXXX federal courts searching for a litigation case. There isnt one. Its all been a grand scheme to buy time for no services, construct a plan to charge for new services while using a mythical lawsuit to bait and switch people for more money monthly, positive reviews online and at the XXXX. Now Ive received an email for cancellation and a refund if I like. I have not submitted this to release the party from his liabilities. I was promised XXXX minimum. Plus an additional XXXX dollars for settlement funds. Now the owner no longer answers or returns my emails or calls. Hes closed his original XXXX but theres imposters reposting his videos still. 
This person who goes by XXXX XXXX online but real last name is XXXX XXXX with the XXXX  is defrauding XXXX XXXX XXXX XXXX XXXX across America for millions of dollars to support his lifestyle while being a predator to vulnerable people trying to restart their credit lives. 
Outside of 4 months of bureau challenges Ive received no services I paid for. 
He also charges a monthly credit monitoring fee I can not cancel. Ive had to lock that credit card to prevent charges because he wont answer the phone for me nor return emails. 
I have dozens of videos, and audio recordings, from XXXX & phone calls I can not upload as they exceed the file size requirements that directly corroborate the lies and misrepresentation he continuously purports to keep his scheme running

Company response to consumer: Closed with explanation