Consumer complaint received 2022-07-20 00:00:00
Product: Credit card or prepaid card — General-purpose credit card or charge card
Issue: Closing your account — Company closed your account
Company: GOLDMAN SACHS BANK USA
State: CA

Complaint narrative:
Goldman Sachs Bank USA has notified me that they closed my Apple Card account as of XX/XX/XXXX for non - repayment of an extension of my own consumer credit, WITHOUT MY WRITTEN, XXXX SIGNATURE requesting for them to do so. Goldman Sachs Bank, USA is causing financial damage to my life and robbing me of happiness that I deserve to have. 
Goldman Sachs Bank, USA in violation of : 18 USC 892- Making extortionate extensions of credit.

15 USC 1692 ( b ) ( 2 ) - not state that such consumer owes any debt.

18 USC 894 collection of extensions credit by extortionate means.

12 CFR 1026.12 ( e ) ( 1 ) ( 2 ) - Prompt notification of returns and crediting of refunds. 

15 usc 1602 - Definitions and rules of construction : ( i ) The adjective consumer, used with reference to a credit transaction, characterizes the transaction as one in which the party to whom credit is offered or extended is a natural person, and the money, property, or services which are the subject of the transaction are primarily for personal, family, or household purposes. 
( m ) The term " accepted credit card '' means any credit card which the cardholder has requested and received or has signed or has used, or authorized another to use for the purpose of obtaining money, property, labor, or services on credit. 

( n ) The term " cardholder '' means any person to whom a credit card is issued or any person who has agreed with the card issuer to pay obligations arising from the issuance of a credit card to another person.

Senate Document No. 43, 73rd Congress The ownership of all property is in the State. Individual so-called ownership is only by the virtue of the government, i.e. law, amounting to mere user, and use must be in accordance with law, and subordinate to the necessities of the state. 
Congressional Record, March 9th, 1933 on HR 1491, p.83 Under the new law, the money is issued to the banks in return for government obligations, bills-of-exchange, drafts, notes, trade acceptances, and bankers acceptances. The money will be worth 100 cents on the dollar, because it is backed by the credit of the nation. It will represent a mortgage on all the homes, and other property of the people of the nation.

Title 18 8. Obligation or other security of the United States defined the term obligation or other security of the United States includes all bonds, certificates, silver certificates, fractional notes, certificates of deposit, bills, checks, or drafts for money, drawn by or upon authorized officers of United States, stamps and other representatives of value, of whatever denomination, issued under any Act of Congress, and canceled United States stamps. 

As it is a fact that all property in the United States as a result of the XX/XX/XXXX act is under the ownership of the United States, and/or its designee, that the currency is underwritten by US Treasury notes , bills and/or obligations, it is impossible for me to be held liable for government obligations. 

Goldman Sachs Bank, USA is violating me as the consumer.

Company response to consumer: Closed with non-monetary relief