Consumer complaint received 2025-10-02 00:00:00
Product: Debt collection — Credit card debt
Issue: Attempts to collect debt not owed — Debt was already discharged in bankruptcy and is no longer owed
Company: Absolute Resolutions Corp.
State: CA

Complaint narrative:
NOTICE OF INTENT TO INITIATE ENFORCEMENT ACTION TO : Absolute Resolutions Investments , LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FROM : XXXX XXXX XXXX RE : Alleged Violations of the Fair Debt Collection Practices Act ( FDCPA ) pertaining to XXXX XXXX XXXX XXXX Account ( ID : XXXX ) XXXX XXXX XXXX PLEASE TAKE NOTICE OF THIS INTENT TO INITIATE LAWSUIT. 
This office has received information suggesting that Absolute Resolutions Investments , LLC ( XXXX ), and its agent, Absolute Resolutions Corporation, XXXX ( XXXX  ), located at the address above, may be engaging in practices that violate federal consumer protection laws, specifically the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692, et seq..

Factual basis Absolute Resolutions Investments , LLC has identified itself as a debt collector, as defined by 15 U.S.C. 1693 ( a ) ( 6 ), in its attempts to collect a debt originally owed to XXXX XXXX XXXX XXXX, identified by original account number XXXX and XXXX account identification number XXXX. 
PLEASE BE ADVISED that this XXXX XXXX  account is currently subject to a pending legal action. 
SEE : United States XXXX XXXX XXXX XXXX XXXX California, Case No. XXXX, XXXX XXXX XXXX XXXX XXXX XXXX 
Alleged violations of federal law and authorizations The actions of Absolute Resolutions Investments , LLC, and/or Absolute Resolutions Corporation XXXX XXXX, in attempting to collect on this debt, particularly in light of the pending litigation concerning its validity and reporting, potentially violate the FDCPA and the Federal Trade Commission Act ( FTC Act ). The FTC is empowered to enforce federal debt collection laws under 15 U.S. Code Section 1692l. 
Specifically, this office is investigating potential violations including, but not limited to : False Representation of Character, Amount, or Legal Status of Debt : XXXX XXXX attempts to collect a debt that is part of pending litigation may constitute a false representation of its legal status, in violation of 15 U.S.C. 1692e ( 2 ). This section prohibits the false representation of the character, amount, or legal status of any debt. 
Use of False or Deceptive Means : Engaging in collection activities while a debt is subject to federal litigation may be considered the use of false representation or deceptive means to collect or attempt to collect any debt, or to obtain information concerning a consumer, in violation of 15 U.S.C. 1692e ( 10 ). 
Additional FDCPA Violations : Further investigation will determine if other sections of the FDCPA have been violated, such as those prohibiting unfair or abusive practices. 
Potential enforcement actions The Federal Trade Commission may enforce the FDCPA by filing actions in federal district court or initiating administrative adjudication proceedings. Violations of the FDCPA can result in administrative penalties or civil fines exceeding {$50000.00} per violation under the FTC Act. 
Demand for immediate cessation of activities Given the severe nature of the allegations and the pending federal court action, Absolute Resolutions Investments , LLC, and Absolute Resolutions Corporation, XXXX, are hereby directed to immediately cease and desist all collection activities related to the XXXX XXXX XXXX XXXX account associated with identification number XXXX, which pertains to XXXX XXXX XXXX. This includes, but is not limited to, phone calls, letters, email communications, and credit reporting related to this specific account. 
Failure to comply with this directive will be viewed as a knowing and intentional violation of federal consumer protection law and will result in swift enforcement action by this office.

Company response to consumer: Closed with explanation