Consumer complaint received 2025-06-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: AZ

Complaint narrative:
Re : Identity-Theft Block & Correction of Personal Information ( FCRA 605B & 611 ) To Whom It May Concern, I recently purchased and reviewed a copy of my credit report and was shocked to see several incorrect names and addresses listed in the personal-information section. These false, inaccurate, and unknown identifiers do not belong to me, and their presence raises serious concerns that I may be a victim of identity theft. I am alarmed and frustrated that such errors appear on my personal credit file. I need your help to investigate these inaccuracies and ensure that only correct, verifiable data remains on my report.

With that being said, these accounts and inquiries are likewise the result of identity theft. Under the Fair Credit Reporting Act ( FCRA ) Section 605B 15 U.S.C. 1681c-2, I am formally requesting that you block the items listed below and remove them from my credit file immediately. This letter also rescinds any past or assumed authorization that may have been tied to these items. 
XXXX. Items to Be Deleted/ Blocked ( Identity-Theft Accounts & Inquiries ) XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 
XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 
XXXXXXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 
XXXX XXXX XXXX - XX/XX/XXXX - This inquiry was misrepresented and should be deleted from my report. - The following inquiry was not authorized and should not be reporting. 
XXXX. Personal Information to Be Corrected ( Names & Addresses ) Incorrect Address - XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, AZ, XXXX - Please remove this inaccurate info on my credit report. Incorrect Address - XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, AZ, XXXX - Please remove this inaccurate info on my credit report. Incorrect Address - XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, AZ, XXXX - Please remove this inaccurate info on my credit report. Incorrect Address - XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX, XXXX, AZ, XXXX - Please remove this inaccurate info on my credit report. XXXX - XXXX- Please remove this inaccurate info on my credit report. 
EMPLOYER - XXXX XXXX - Please remove this inaccurate info on my credit report. 
Supporting Documents Enclosed 1. Copy of my government-issued photo ID Recent utility bill ( proof of current address ) 3. Identity-theft report filed with the FTC ( FTC Identity Theft Report ) If any party refusesor later attempts to reinstatethese items, you must supply a notarized affidavit, signed under penalty of perjury by a senior executive, affirming that I expressly authorized the reporting and that the information is accurate and complete. Otherwise, the items must remain deleted.

I expect written confirmation within 15 days of the date of this letter that : The fraudulent accounts/inquiries have been blocked and removed, and The erroneous names and addresses have been deleted or corrected. 
Failure to comply will leave me no choice but to file complaints with the Consumer Financial Protection Bureau ( CFPB ), Federal Trade Commission ( FTC ), XXXX XXXX XXXX ( XXXX  ), and my State Attorney General, and to pursue any other remedies available under federal and state law. 
Thank you for your prompt attention to this matter. Please contact me in writing if additional documentation is required. Sincerely,

Company response to consumer: Closed with non-monetary relief