Consumer complaint received 2025-04-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
b'I am writing to formally dispute inaccurate and obsolete personal information listed under my consumer file. Pursuant to my rights under the Fair Credit Reporting Act (FCRA), specifically 15 U.S.C.  1681e(b) and 15 U.S.C.  1681i, I request the immediate removal of all incorrect, outdated, and/or variant versions of my name currently associated with my credit report.\n\nUnder 15 U.S.C.  1681e(b), credit reporting agencies are legally required to maintain maximum possible accuracy of the information included in consumer reports. Inaccurate personal identifiers, such as incorrect names, create misleading and incomplete consumer files, which can cause serious harm.\n\nHere is the only correct, full legal name that should appear on my credit report:XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXXPlease immediately remove all the following inaccurate, outdated, or incorrect names from my file:\nI am writing to formally dispute inaccurate and obsolete personal information listed under my consumer file. Pursuant to my rights under the Fair Credit Reporting Act (FCRA), specifically 15 U.S.C.  1681e(b) and 15 U.S.C.  1681i, I request the immediate removal of all incorrect, outdated, and/or variant versions of my name currently associated with my credit report.\n\nUnder 15 U.S.C.  1681e(b), credit reporting agencies are legally required to maintain maximum possible accuracy of the information included in consumer reports. Inaccurate personal identifiers, such as incorrect names, create misleading and incomplete consumer files, which can cause serious harm.\n\nHere is the only correct, full legal name that should appear on my credit report:\nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXPlease immediately remove all the following inaccurate, outdated, or incorrect names from my fileXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXThese name variations are not associated with my identity, and their continued presence on my consumer report represents inaccurate reporting in violation of the FCRA.\n\nIn addition, pursuant to 15 U.S.C.  1681i, I am requesting that you conduct a reasonable reinvestigation of this dispute and provide written confirmation upon completion, including an updated copy of my full consumer file reflecting these corrections.\n   \n\n\nThese name variations are not associated with my identity, and their continued presence on my consumer report represents inaccurate reporting in violation of the FCRA.\n\nIn addition, pursuant to 15 U.S.C.  1681i, I am requesting that you conduct a reasonable reinvestigation of this dispute and provide written confirmation upon completion, including an updated copy of my full consumer file reflecting these corrections.'

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation