Consumer complaint received 2024-05-02 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: AL

Complaint narrative:
I just got a copy of my credit report and some accounts on my credit report are incomplete, inaccurate which is a violation of USC 1681e ( b ) I've filed complaint about the below consumers below and it shows that Experian, XXXX, and XXXX continues to ignore my complaints. I'm not liable for this debt with : XXXX. XXXX XXXX XXXX XXXX- {$2000.00} - Date Opened XX/XX/XXXX Not mine2. XXXXXXXX XXXX XXXXXXXX - Account XXXX - {$1100.00}, Date Opened XX/XX/XXXX Negative ( Old ) Past 7 years Not mine XXXX. XXXX XXXX Account XXXX {$22000.00} Date Opened XX/XX/XXXX XXXX. XXXX XXXX XXXX XXXX {$0.00} has showing as a negative on my credit report. 
I did not have a contract with the collection agencies Experian, XXXX, or XXXX. They did not provide me with a original contract as requested on numerous occasions. 
Correction to my credit report is needed ASAP! I DEMAND these accounts be removed from my credit report. I will have my attorney contact each credit agency for scamming me and causing me hardship due to their bad and risky behaviors. I've already tried to fix the problems with each credit bureau for improper use of my credit report. In accordance with the Fair Credit Reporting Act. The list of accounts has violated my federally protected consumer rights to privacy under XXXX XXXX XXXX. Neither credit reporting agency listed above have provided me with the investigators names as to who investigated my complaints previously. They have only caused me more hardship by ignoring my complaints and not answering my previous questions and providing evidence in their practices They have not provided me with a written letter where I signed giving neither credit bureau my written consent to place any items on my credit report Neither how they come up with accurately of items in which they have listed on my credit reports? I have been waiting for 5 months and have not received written response to my questions.DEMAND DELETION of ALL accounts listed with 14 days. TO include removal of names that are not mine that I have requested removal of for over 5 months. I do not want any items that I do not give consent to either credit reporting agency to be placed on my credit report!! I have made every effort to resolve inaccurate, inconsistent, and untimely reporting of items placed on my credit report. Due to the negligent behavior practices of the credit reporting agencies this has caused me hardship, stress, and burden to my family which has left me unable to provide housing for my family, unable to provide dependable transportation for work, unable to get medical care that my family is in need of, I am unable to get credit cards, credit and this has taken a tole on my families day-to-day living because of inaccurate items and names and addresses placed on my credit report.!!!! My name should list as XXXX XXXX, Only address should be XXXX Mt XXXX XXXX, XXXX, AL XXXX. I want ALL items removed as I have tried for over 5 months to cooperate and have the negative items removed from my credit report which have violated my rights to privacy and violation of the Fair Credit Reporting ACT XXXX XXXX.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation