Consumer complaint received 2025-08-06 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: SC

Complaint narrative:
I am submitting this formal follow-up complaint to address the continued presence of inaccurate, unauthorized, and potentially fraudulent information on my credit reports maintained by Experian, Equifax, and TransUnion. 
In accordance with the Fair Credit Reporting Act ( FCRA ), I have fully complied with the required procedures to dispute these accounts, including the submission of an official identity theft report to the Federal Trade Commission ( FTC ) under reference number XXXX, which was submitted via https : XXXX. As outlined in FCRA Section 605B ( a ), credit reporting agencies are legally required to block or remove any information identified in an FTC Identity Theft Report within four ( 4 ) business days of receiving the report and supporting documentation. Furthermore, under FCRA 609 ( a ) and 611 ( a ) ( 1 ) ( A ), I am entitled to request full disclosure and demand a reinvestigation of any item that can not be verified or was added without my authorization.Despite my prior submissions, the following items remain on my credit report. These accounts were not opened by me, were added without my consent, and should be immediately removed in full compliance with federal law : EXPERIAN : XXXX XXXX XXXX, XXXX, SC, XXXX XXXX XXXX XXXX Apt XXXX, XXXX, SC, XXXX XXXX XXXX Balance : {$0.00} XXXX XXXX XXXX XXXX XXXX : {$12000.00} XXXX XXXX XXXX XXXX Balance : {$0.00} XXXX  XXXX BANK XXXX XXXXXXXX Balance : {$670.00} XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX Balance : {$5400.00} XXXX XXXX ( Original Creditor : XXXX  XXXX. ) XXXX Balance : {$2200.00} XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX - ) XXXX Balance : {$1700.00} XXXX XXXX XXXX ( Original Creditor : XXXX BANK ) XXXX Balance : {$490.00} XXXX XXXX XXXX ( Original Creditor : XXXX  ) XXXX Balance : {$0.00} XXXX XXXX XX/XX/year> XXXX XXXX XXXX XXXX. EQUIFAX : XXXX XXXX XXXX XXXX XXXX XXXXXXXX, SC, XXXX XXXX XXXX XXXX XXXX XXXXXXXX, XXXX, SC, XXXX XXXX XXXXXXXX Balance : {$0.00} XXXX XXXX XXXX XXXX XXXX : {$12000.00} XXXX XXXX XXXX XXXX Balance : {$0.00} XXXX  XXXX BANK XXXX  XXXX Balance : {$670.00} XXXX XXXX XXXX : {$5400.00} Original Creditor : XXXX  XXXX Balance : {$2200.00} XXXX  XXXX Balance : {$490.00} Original Creditor : XXXX  XXXX Balance : {$0.00} XXXX XX/XX/year> XXXX XXXX XXXX, XXXX TRANSUNION : XXXX Patron Pl Apt XXXX, XXXX, SC, XXXX XXXX XXXX Balance : {$0.00} XXXX XXXX XXXX XXXX XXXX : {$12000.00} XXXX XXXX XXXX XXXX Balance : {$0.00} XXXX  XXXX BANK XXXX XXXXXXXX Balance : {$620.00} NCB ( XXXX  Creditor : XXXX XXXX XXXX XXXX XXXX XXXX Balance : {$5400.00} XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX Balance : {$2200.00} XXXX  ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX Balance : {$1700.00} XXXX XXXX  XXXX Original Creditor : XXXX BANK ) XXXX Balance : {$490.00} XXXX XXXX ( Original Creditor : XXXX  ) XXXX Balance : {$0.00} XXXX XXXX XX/XX/year> XXXX XXXX XX/XX/year> XXXX XXXX XX/XX/year> XXXX XX/XX/year> XXXX XXXX XX/XX/year> XXXX XXXX XX/XX/year> XXXX XXXX XXXX, XXXX XXXXXXXX XXXX XXXX, XXXX  XXXX  XXXX XXXX XXXX, XXXX. I have attached all supporting documents, including identification, proof of address, FTC report, and a notarized affidavit if applicable. These materials confirm my position and the illegitimacy of the reported information.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation