Consumer complaint received 2024-04-07 00:00:00
Product: Vehicle loan or lease — Loan
Issue: Managing the loan or lease — Billing problem
Company: JPMORGAN CHASE & CO.
State: MO

Complaint narrative:
My compliant is about JPMorgan Chase Bank XXXX as Originator, Chase Auto XXXX as Depositor and XXXX XXXX XXXX as Indenture TrusteeXXXX XXXX XXXX XXXXXXXX XXXX as Owner Trustee I have sent multiple correspondence and JPMorgan Chase Bank XXXX, Chase XXXX XXXX XXXX have failed to respond. You have not responded to my request to provide all documentary evidence on the public and the private side to the XXXX the accounting principles GAAP... But yet your company debt or servicer collection office has the audacity to be calling and sending notices without any name XXXX XXXX can not speak why send anything that is not accepted without a name of who is responding. Your company is attempting to collect an alleged debt. CORPORATIONS CAN NOT SPEAK ANY CORRESPONDENCES " WITHOUT A NAME OF PERSON/INDIVIDUAL WHO IS RESPONDING WILL NOT BE ACCEPTED. '' I am writing this complaint to the XXXX XXXX Credit Bureau XXXX XXXX XXXX violations of agreements submitted on the XXXX XXXX XXXX XXXX, by way of, stealing principal, dividends, and interests ' payments on debt securities, submitted to the JP Morgan Chase, Indentured Trustees, for the account. The above principal name, has been an investor with JP Morgan Chase Bank XXXX, Chase XXXX XXXX XXXX and their Trustees since XX/XX/XXXX. Since then, the principal, has been issued several ... registered securities, sent to the Indentured Trustee, for satisfaction and discharge, which have been dishonored and stolen. The principal/agent, who is also an investor, issued a security instrument, a first series, XX/XX/XXXX. A complaint had to be filed with the Identity theft report to enforce a response, they ignored the fraud report I have attach highlighted copies to prove my point.. Please refer to the section of the indentured agreement, XXXX  XXXX, Covenants of the Issuer and the Guarantor, states that the Issuer agrees to render payment of registered securities and dividends coupons delivered to the Trustee, will be paid to the Guarantor, which will be the creditor, investor. JPMorgan Chase Bank XXXX as Originator, Chase XXXX XXXX as Depositor and XXXX XXXX XXXX as Indenture Trustee, XXXX Bank XXXX XXXX as Owner Trustee dishonored the coupon, of which their indentured agreement states they will honor, violating the Indentured Trustee agreement and the Indentured Act. JP Morgan Chase Bank XXXX. However, they have kept the security and stolen it. I sent out a notice of bill error saying My belief and the reason for my belief that this billing error exists is that JPMorgan Chase Bank, XXXX, XXXX XXXX as " senior XXXX in charge of securitization '' and XXXX XXXX as Chase XXXX XXXX XXXX XXXX XXXX XXXX & XXXX and XXXX XXXX XXXX as XXXX XXXX, XXXX, as Indenture Trustee Senior XXXXXXXX XXXX XXXXXXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX XXXX as Owner Trustee located XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX, Delaware XXXX did not credit my account # XXXX via the Electronic XXXX XXXX Act of the Interest on my XXXX Coupon. This Billing error is for the PAST, CURRENT and PRESENT BILL UNDER THIS CONTRACT. A collateral security in the form of a note, which is any debt security... auto loan note, credit card receivables, and convertible stocks, which are obtained through access to the guarantors trust, by way of the social security number and signature on the security instrument. The contract signed by the guarantor, conveys that JP Morgan has a security interest in the transaction. These security instruments are pooled, with the rights of the Holder, transferred, and sold on the primary and secondary markets. These notes, according to the Prospectus report, are pledged to the XXXX XXXX  and are placed on book-entry according to General Accepted Accounting Principles ( XXXX  ), with the Depository Trust XXXX for XXXX credit, received each month with a positive billing statement. The security instruments have performed the obligations and as an investor, requesting that the payments, interests, and dividends under the XXXX Agreement be obtained. The origination of the transaction was not perfected, with no interests on the real property. I hereby demand the obligations of the duties of the Trustee to perform and Agreement be obtained. The origination of the transaction was not perfected, with no interests JP Morgan to reverse any adverse action that occurred as violation of the policies of their agreement and the XXXX XXXX code. Pursuant to UCC 5-108, UCC 9-311 , UCC 9-313, UCC 9-305, UCC 3-603-604, UCC 9-312, UCC 3-206 , UCC 12 347 , UCC 3-203, & 18 U.S.C 8. Furthermore your servicer debt collection office has been harassing and annoying me intentionally. Under 12 C.F.R. 1006 ruled a debt collector must contact an consumer XXXX once per XXXX days regarding time in the same week with blatant disrespect for the law or my right to privacy. I have tendered payment in reasonable value and have secured all duties and taxes. Please remove any XXXX and XXXX Interest placed on the property with account XXXX. You ignored my payment and did not process the payment. You can either accept this payment I sent. You and I know it was received. You can send it back which constitutes XXXX of XXXX. You can Discharge the XXXX by destroying it or if you want to not accept it. Under XXXX SEC 3-603 ( a ) ( b ) and ( c ) ( a ). If tender of payment of an obligation to pay an instrument is made to a person entitled to enforce the instrument, the effect of tender is governed by principles of law applicable to tender of payment under a simple contract. ( b ). If tender of payment of an obligation to pay an instrument is made to a person entitled to enforce the instrument and the tender is refused, there is discharge, to the extent of the amount of the tender, of the obligation of an endorser or accommodation party having a right of recourse with respect to the obligation to which the tender relates. ( c ). If a tender of payment of an amount due on an instrument is made to a person entitled to enforce the instrument, the obligation of the obligor to pay interest after the due date on the amount tendered is XXXX. If presentment is required with respect to an instrument and the obligor is able and ready to pay on the due date at every place of payment stated in the instrument, the obligor is deemed to have made tender of payment on the due date to the person entitled to enforce the instrument. A little extra information for you : " BE INFORMED '' Any actor, agent, or fiduciary who delays, restricts, or otherwise prohibits the movement of this Negotiable Debt Instrument in its lawful progression* destined to or for the Holder in Due Course, Secured XXXX XXXX or Claimant must show cause why a contempt charge** should not be issued against him/her in his/her/their true character, or suffer the consequences of said action or lack of action. It is noted that said actors, agents, and fiduciaries are subject to the self-executing regulations of the XXXX and XXXX sections of the XXXX XXXX to the Bill of Rights to the Constitution for the United States of America XXXX their offices are vacated, and their salaries and retirement benefits are extinguished when they do not perform the duties of said offices. *Established in XXXX under XXXX. XXXX and exercised by actors, agents, and fiduciaries of every commercial transaction by commercial banking institutions since that date with the Abrogation of the Gold Clause ... **Damages equal to double the amount of the Negotiable Debt Instrument ( under civil action ) or triple the amount of the Negotiable Debt Instrument ( under Admiralty Jurisdiction ). This my NOTICE OF DEFAULT, compliant and opportunity to cure. Pursuant Under 12 U.S. Code 504 Civil money penalty ( a ) FIRST TIER Any member bank which. And any institution-affiliated party ( within the meaning of section 1813 ( u ) of this title ) with respect to such member bank who, violates any regulation issued pursuant thereto, shell forfeit and pay a Civil Penalty of not more than {$5000.00} for each day during which violation continues. If you decide to accept this payment. I expect once a month to get my payout ... .JPMorgan Chase Bank XXXX as Originator, Chase XXXX XXXX as Depositor and XXXX XXXX XXXX as XXXX Trustee, XXXXXXXX XXXX XXXXXXXX XXXX as Owner Trustee But, Unfortunately, for me I wasnt aware that I told you that you can keep ALL my money and you never told me it was there. ( MISREPRESENTION ) is types of FEDERAL SECURITIES FRAUD SCHEMES. I need you XXXX XXXX as XXXX XXXX  XXXX for Chase XXXX XXXX XXXX and their Trustees & XXXX XXXX, Senior XXXX in charge of securitization XXXX XXXX XXXX XXXX, Treasurer for JPMorgan Chase Bank XXXX, Chase XXXX XXXX XXXX JPMorgan Chase Bank XXXX as Originator, Chase XXXX XXXX as Depositor and XXXX XXXX XXXX as Indenture Trustee, XXXX Bank XXXX XXXX as Owner Trustee I need you to do your signatures were the ones who signed the XXXX XXXX filing saying you understand what you were signing...

Company response to consumer: Closed with explanation