Consumer complaint received 2025-10-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: IL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, IL XXXX Phone : ( XXXX ) XXXX DOB : XX/XX/XXXX SSN : XXXX Email : XXXX Date : [ Todays Date ] Subject : Dispute of Inaccurate and Incomplete Information Report XXXX XXXXXXXX I am formally disputing the reporting of inaccurate and incomplete personal identifiers within my consumer credit file, Report Number XXXX, generated on XX/XX/XXXX. 

Pursuant to my rights under the Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq. ), all consumer reporting agencies and furnishers of information are obligated to follow reasonable procedures to assure maximum possible accuracy ( 1681e ( b ) ), provide full file disclosure ( 1681g ), and reinvestigate disputed information within the statutory period ( 1681i ).

Additionally, under Metro 2 reporting standards, data furnishers and credit reporting agencies must ensure accuracy, integrity, and completeness of information. Any unverifiable, inaccurate, or incomplete information must be permanently deleted. 

XXXX. Name Discrepancy Incorrect Variations Reported : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Correct Legal Name : XXXX XXXX XXXX XXXX. Address Discrepancy Correct Address ( KEEP XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Correct Number ( KEEP ) : ( XXXX ) XXXX XXXX. Employer Discrepancy Incorrect : XXXX XXXX XXXX XXXX/ NOT PROVIDED Correct Employer : XXXX XXXX Required Resolution In compliance with the FCRA and Metro 2 standards, I require that : All inaccurate and incomplete information listed above be permanently deleted.

My file be updated to reflect only my accurate legal identifiers : Legal Name : XXXX XXXX XXXX Current Address : XXXX XXXX XXXX, XXXX, IL XXXX Employer : XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX ) XXXX XXXX : XX/XX/XXXX SSN : XXXX Email : XXXX Written confirmation of the results of reinvestigation be provided within 30 days, as required by federal law. 

Failure to ensure accuracy and integrity of my file constitutes a violation of the FCRA and may result in regulatory complaints or pursuit of civil remedies under 15 U.S.C. 1681n & 1681o. 

Sincerely, XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation