Consumer complaint received 2024-08-09 00:00:00
Product: Debt collection — I do not know
Issue: Took or threatened to take negative or legal action — Seized or attempted to seize your property
Company: Mr. Cooper Group Inc.
State: NM

Complaint narrative:
an affiliate realtor of XXXX XXXX XXXX in XXXX, which is the company. that nationstar works with has allegedly paid XXXX for the XXXX discharged debt of XXXX  of XXXX ( in default in XXXX ) that was bought ( without FDIC involvement ) by XXXX  XXXX XXXX ; The XXXX cash out borrowers ( XXXX $ aprox loan ) abandoned the property ( XXXX ) and bought a condo cash ( XXXX XXXX XXXX XXXX foreclosure XXXX Florida ) which made their personal residence. 
The bank circumvent prior short sale/assumption agreement and put. in motion a XXXX  year lawsuit while us, the homeowners lived and improved and paid property taxes and accumulated XXXX cash for settlement ordered by XXXX XXXX. The XXXX was deposited and sent to the bank and the bank allegedly distributed the elder senior widow XXXX XXXX XXXX- an innocent purchaser my mom, and my XXXX funds to their attorneys, and the borrowers and then together in a collective front of conglomerate of common collection interests handled the senior 's social security and military /disabled funds to pay other loans that appeared in the title record attached ( XXXX, other hard loan funds obtained by third parties not living in the house ever or since XXXX ) and those funds are " unaacounted for '' and the attorney sold the property twice again, to a realtor directly not considering all other interests and purchasers. I listed the property and was sold in XXXX and could not close for failure of the bank of producing a payoff or actually FOR THE BANK TO ADD FEES ON TOP OF THE XXXX PAYOFF to demand XXXX in court from a third party on false pretenses of XXXX short sale/assumption. The borrowers gain IRS tax evasion, all the parties exchanging XXXX XXXX 's family money ( elder ) gain IRS tax evasion, and the funds of an innocent person ( XXXX ), and the affiliate XXXX XXXX XXXXXXXX  realtor XXXX XXXX and the property manager husband attempt to seize the equity gained by the elder ( elder abuse ) for personal profit. Maybe XXXX XXXX  XXXX did the XXXX appraisal we paid for for HUD insurance offset? and then the service link debt collector gain some fees, XXXX XXXX XXXX attempts to enterr or put their mistake of XXXX to approve a loan or a modification of a loan or an new loan of XXXX not looking at the encumbrance of a land contract filed PRIOR THEIR LOAN OF XXXX and it has been proved was a modification by the prior president of the NM XXXX XXXX XXXX XXXX in a XXXX XXXX XXXX email, he works with XXXX. The collector if they obtained the warrranty deed that was supposed to come to me by order of XXXX XXXX in XXXX, they do not have lender title insurance and loose securitization and right of foreclosures. This is an illegal foreclosure, usury, and economical abuse of an elder. 

The loan '' lender ' documents to a realtor named XXXX XXXX and her husband, were sent to our home and this man was given the attached envelope. He never has lived here and has no right to go step over XXXX of title in NM we have been here living the statutory time of XXXX  years in NM for being in title we are in title and this people may ha e assume the debt or loan ( as collectors ) without any promise of title or possession as the bank 's attorney service link did an alleged auction without any promises of title or possession the y are not licensed in nm to sell. service link is NOT licensed. There is a trust violation and breach of contract ythe bank acted alone without any other parties considered, The appeals court sent an order that interprets NOT all interests were considered. This cause other XXXX lawsuits and more coming. The bank should have let the short sale happen in XXXX and not wait 10 years to attempt to seize the property to sell it twice after receiving XXXX to settle in XXXX.

Company response to consumer: Closed with explanation