Consumer complaint received 2025-01-14 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
After conducting a thorough review of my credit report, I found several items that are inaccurate and require immediate correction. As stated under 15 U.S. Code 1681e ( b ), consumer reporting agencies are required to follow reasonable procedures to ensure maximum possible accuracy. Additionally, under 15 U.S. Code 1681i ( 5 ), inaccurate or unverifiable information must be promptly deleted or modified.

I have identified multiple accounts and inquiries that are fraudulent and inaccurately reported on my credit file. Despite not authorizing or initiating these inquiries or accounts, they are appearing on my credit report and are negatively impacting my credit profile. Below is a detailed list of the accounts that require removal. 
Accounts to be Removed : XXXX XXXX XXXX XXXX XXXX XXXX Inquiry date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXXXXXX XXXX XXXX XXXX XXXX Inquiry date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX. XXXX XXXX XXXX Inquiry date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX. XXXX XXXX XXXX Inquiry date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX. XXXX XXXX XXXX date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX. XXXX XXXX XXXX Inquiry date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX. XXXX XXXX XXXX Inquiry date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX. XXXX XXXXXXXX XXXX  Inquiry date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX. XXXX XXXX XXXX Inquiry date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX XXXX. XXXX XXXX XXXX date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX. XXXX XXXX XXXX XXXX  Inquiry date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX. XXXX XXXX date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX. XXXX XXXX date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX. XXXX XXXX XXXX XXXXXXXX Inquiry date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX. XXXX XXXX XXXX XXXX XXXXXXXX date : XX/XX/XXXX / Removal date : XX/XX/XXXX TransUnion XXXX. XXXX XXXX XXXX date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX. XXXX XXXX XXXX date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX. XXXX XXXX XXXX date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX. XXXX XXXX XXXXXXXX Inquiry date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX. XXXX XXXX XXXXXXXX date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX. XXXX XXXX XXXX date : XX/XX/XXXX / Removal date : XX/XX/XXXX XXXX. XXXX XXXX Inquiry date : XX/XX/XXXX / Removal date : XX/XX/XXXX Resolution Requested : Please investigate and promptly remove these fraudulent items from my credit report. These accounts are inaccurately reported, and their presence violates federal law as outlined in the Fair Credit Reporting Act ( FCRA ). Kindly provide written confirmation once these items have been removed, and ensure my file is updated accordingly. 
Thank you for your immediate attention to this matter.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief