Consumer complaint received 2025-03-17 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: LEXISNEXIS
State: LA

Complaint narrative:
I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or a account, and I request that it be closed immediately. Please send me written confirmation that I am not responsible for charges on this account appropriate steps to remove information about this account from my credit files.

Following up on my previous communication regarding inaccuracies on my credit report, I am writing to express my continued concern and disagreement with the resolution of the items listed below. Despite an initial investigation, these inaccuracies persist on my credit report, negatively impacting my credit score and financial well-being. 
Disputed Items for Reinvestigation : XXXX XXXXXXXX Inquiry Date XX/XX/XXXX XXXX XXXX XXXX XXXX, VA XXXX ( Appears To Show Accurate On My XXXX Account, But XXXX Deleted It Due To Inaccuracy & Fraud Information Can You Please Now Show Me What Yall Do Differently You Please Remove This Thank You, & If Not Show Me Description Of The Procedure. 15 USC 1681 ( I ) XXXX XXXX- Account # XXXX XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX Payment Status Collection/ChargeOff Account Status DEROGATORY XXXX XXXX - XXXX Payment XXXX XXXX Account Status DEROGATORY XXXX XXXX XXXX Payment Status Collection/ChargeOff Account Status DEROGATORY XXXX XXXX XXXX Payment Status Collection/ChargeOff Account Status DEROGATORY XXXX Payment Status Collection/ChargeOff Account Status DEROGATORY XXXX XXXX XXXX Payment Status Collection/ChargeOff Account Status DEROGATORY XXXX XXXX XXXX Date Opened XX/XX/XXXX Payment Status 90 Days Late ( XXXX XXXX Not Even Showing A Date Can You Please Remove This Thank You, & If Not Show Me Description Of The Procedure. 15 USC 1681 ( I ) XXXX XXXX XXXX XXXX  Date Opened XX/XX/XXXX Account Type : Note Loan Payment Status 60 Days Late ( XXXX  ) Not Even Showing A Date Can You Please Remove This Thank You, & If Not Show Me Description Of The Procedure. 15 USC 1681 ( I ) XXXX XXXX XXXX XXXX, LA XXXX CORRECT ADDRESS - XXXX XXXX XXXX XXXX La XXXX ( ONE & ONLY ADDRESS THAT SHOULD BE ON MY REPORT ) XXXX XXXX XXXX XXXX XXXX XXXX LA XXXX CORRECT ADDRESS - XXXX XXXX XXXX XXXX La XXXX ( ONE & ONLY ADDRESS THAT SHOULD BE ON MY REPORT ) XXXX XXXX XXXX ( MY LEGAL REAL NAME IS XXXX XXXX THE ONLY NAME THAT SHOULD APPEARS ON MY REPORT ) XXXX XXXX XXXX ( MY LEGAL REAL NAME IS XXXX XXXX THE ONLY NAME THAT SHOULD APPEARS ON MY REPORT ) XXXX XXXX XXXX ( MY LEGAL REAL NAME IS XXXX XXXX THE ONLY NAME THAT SHOULD APPEARS ON MY REPORT ) XXXX XXXX ( MY LEGAL REAL NAME IS XXXX XXXX THE ONLY NAME THAT SHOULD APPEARS ON MY REPORT ) XXXXXXXX XXXX XXXX ( MY LEGAL REAL NAME IS XXXX XXXX THE ONLY NAME THAT SHOULD APPEARS ON MY REPORT ) XXXX XXXX ( MY LEGAL REAL NAME IS XXXX XXXX THE ONLY NAME THAT SHOULD APPEARS ON MY REPORT ) According to Section 609 of the FCRA, I have the right to dispute inaccurate or incomplete information on my credit report. The incorrect name and outdated addresses listed in my file do not accurately reflect my current or historical information and need to be removed immediately.

Company response to consumer: Closed with non-monetary relief