Consumer complaint received 2024-11-19 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
THIS CFPB COMPLAINT HAS BEEN FILED TO REQUEST PURSUANT TO FCRA 605 ( b ) ( 15 USC 1681c2 ) THAT YOU, THE XXXX XXXX XXXX XXXX, BLOCK INFORMATION APPEARING ON MY CONSUMER CREDIT REPORTTHAT IS THE RESULT OF IDENTITY THEFT AND FRAUD WITHIN 4 BUSINESS DAYS OF YOU RECEUVING THIS COMPLAINT. THIS FRAULANT, INACCURATE, AND FALSE INFORMATION CONSISTS OF PERSONAL CREDIT CARD ACCOUNT OPENED AT - XXXX  - {$41.00} ACCOUNT # XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX  {$18000.00} ACCOUNT # XXXX XXXX XXXX XXXX XXXX {$17000.00} ACCOUNT # XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX  {$41.00} ACCOUNT # XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX {$18000.00} ACCOUNT # XXXXXXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX INQUIRY - {$0.00} - XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX  XX/XX/XXXX INQUIRY - {$0.00} - XXXX  XX/XX/XXXX INQUIRY - {$0.00} - XXXX  XX/XX/XXXX INQUIRY - {$0.00} - XXXX  XX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXXXXXX XXXX XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XX/XX/XXXX INQUIRY XXXX {$0.00} - XXXX XXXX XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XX/XX/XXXX INQUIRY XXXX {$0.00} - XXXX XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XX/XX/XXXX INQUIRY XXXX {$0.00} - XXXX XXXX XXXX XX/XX/XXXX INQUIRY XXXX {$0.00} - XXXX XXXX XXXX {$0.00} XX/XX/XXXX - XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX  - {$41.00} ACCOUNT # XXXX XX/XX/XXXX - XXXX XXXX XXXX XXXX {$18000.00} ACCOUNT # XXXX XXXX XXXX XXXX XXXX XXXX XXXXNQUIRY - {$0.00} - XXXX  XX/XX/XXXX INQUIRY - {$0.00} - XXXX  XX/XX/XXXX INQUIRY - {$0.00} - XXXX  XX/XX/XXXX INQUIRY - {$0.00} - XXXX  XX/XX/XXXX INQUIRY - {$0.00} - XXXX  XX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XXXXXXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XX/XX/XXXX INQUIRY XXXX {$0.00} - XXXX XXXX XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XX/XX/XXXX INQUIRY XXXX {$0.00} - XXXX XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XX/XX/XXXX INQUIRY - {$0.00} XXXX XXXX XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX  XX/XX/XXXX INQUIRY - {$0.00} - XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XX/XX/XXXX INQUIRY XXXX {$0.00} - XXXX XXXX XXXX XX/XX/XXXX INQUIRY XXXX {$0.00} - XXXX XXXX XXXX {$0.00} XXXX XXXX XXXX XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XXXX XXXXXX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XXXX XXXXXX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XXXX XXXXXX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XXXX  INQUIRY - {$0.00} - XXXX XXXXXX/XX/XXXX INQUIRY - {$0.00} - XXXX  XX/XX/XXXX INQUIRY - {$0.00} - XXXX  XX/XX/XXXX INQUIRY - {$0.00} - XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX  XX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX  INQUIRY - {$0.00} - XXXX XXXXXX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXXXX/XX/XXXX INQUIRY - {$0.00} - XXXX OF XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XX/XX/XXXX INQUIRY XXXX {$0.00} - XXXX XXXX XXXX XXXXXX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XXXXXX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXXXX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXX XXXXXX/XX/XXXX INQUIRY - {$0.00} - XXXX XX/XX/XXXX INQUIRY - {$0.00} - XXXX  XX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXXXX/XX/XXXX INQUIRY - {$0.00} - XXXX XXXXXX/XX/XXXX INQUIRY XXXX {$0.00} - XXXX XXXX XXXX XXXXXX/XX/XXXX INQUIRY XXXX {$0.00} - XXXX XXXX XXXXXXXX {$0.00} XX/XX/XXXX THESE ACCOUNTS HAVE RESULTED IN SEVERAL FRAUDULANT HARD INQUIRES AND FRAUDULANT COLLECTIONS APPEARING ON CONSUMER FICO CREDIT REPORT. IVE ATTACHED A LIST OF THE HARD INQUIRIES IN QUESTION AS WELL S A COPY THE CONSUMER FICO CREDIT REPORT MAINTAINTED BY YOU WHICH HOWS THE AFORWARDMENTIONED FRAULUANT ITEMS. I DO NOT RECOGNIZE THE AFOREMENTIONED ACCOUNTS COLLECTIONS AND HARD INQUIRIES APPEARING AS REPORTED. THE AFOREMENTIONED ACCOUNTS, COLLECTIONS, AND HARD INQUIRIES ON CONSUMER FICO CREDIT REPORT MAINTATINED BY YOU WERENOT OPENED, MADE, OR INTITIATED BY ME. ALL THE FOREMENTIONED ACCOUNTS, COLLECTIONS, AND HARD INQUIRIES, AS A RESULT OF IDENTITY THEFT AND FRAUD. I HAVE ATTACHED A COPY OF THE FTC IDENITY THEFT CRINIMIAL COMPLAINT ( CASE # FTC Report Number : XXXX ) AS PROOF FROM THE US FEDERAL TRADE COMISSION THAT ALL OF THE AFORWARDMENTIONED CONSUMER CREDIT ACCOUNTS, COLLECTIONS, AND HARD INQUIRIES ARE THE RESULT OF IDENTITY THEFT AND FRAUD

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation