Consumer complaint received 2024-04-04 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: IL

Complaint narrative:
I am writing to formally dispute several items on my credit report that I believe in violation of 15 U.S Code 1681 which prohibits furnishing certain deceptive forms. Id like to bring your attention to case XXXX XXXX XXXX XXXX ( XXXX. XXXX. XXXX. XXXX, XXXX  ) when the court held that credit reporting agencies must avoid reporting information that creates a materially misleading impression. 


Given the perversion by this case I kindly request the removal of these accounts on my credit report or update a neutral or positive status. Doing so will ensure that my credit report is a fair and accurate impression of me. 
Below are the reference accounts that need to be update to positive and or removed from credit report. 









XXXX. 15 U.S Code 1681a ( 2 ) Exclusions XXXX XXXX XXXX ACCT NUM # XXXX This account is inaccurate and Im seeking ligation please delete at once 2. 15 U.S Code 1681a ( XXXX ) Exclusions Inquiry XXXX XXXX Date of Inquiry XXXX This account is inaccurate and XXXX seeking ligation please delete at once XXXX. 15 U.S Code 1681a ( XXXX ) Exclusions Inquiry XXXX Date of Inquiry XXXX This account is inaccurate and Im seeking ligation please delete at once XXXX. 15 U.S Code 1681a ( XXXX ) Exclusions Inquiry XXXX... 
Date of XXXX XXXX This account is inaccurate and Im seeking ligation please delete at once 5. 15 U.S Code 1681a ( XXXX ) Exclusions Inquiry XXXX... 
Date of Inquiry XXXX This account is inaccurate and Im seeking ligation please delete at once XXXX. XXXX. 15 U.S Code 1681a ( XXXX ) Exclusions Inquiry XXXX XXXX Date of Inquiry XXXX This account is inaccurate and Im seeking ligation please delete at once XXXX. XXXX. XXXX. 15 U.S Code 1681a ( XXXX ) Exclusions Inquiry XXXX XXXX XXXX  Date of Inquiry XXXX This account is inaccurate and Im seeking ligation please delete at once XXXX. XXXX. 15 U.S Code 1681a ( XXXX ) Exclusions Inquiry XXXX... 
Date of Inquiry XXXX This account is inaccurate and Im seeking ligation please delete at once XXXX. XXXX. 15 U.S Code 1681a ( XXXX ) Exclusions Inquiry XXXX-... 
Date of Inquiry XXXX This account is inaccurate and Im seeking ligation please delete at once No one may design, compile and/or furnish any form that creates the false impression that someone other than the creditor ( for example, a debt collector ) is participating in the collection of a debt 15 USC 1692j Furnishing certain deceptive forms ( a ) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating. 


Given the above, I believe these entries on my credit report may have resulted from inaccurate and fraudulent information. I request a thorough investigation into each of these items. If any of the alone mentioned items cant be validated

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation