Consumer complaint received 2024-01-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: DC

Complaint narrative:
Formal Cease and Desist notice Letter Date : XX/XX/XXXXXXXX  XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX DC, XXXXXXXX Experian XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Dear EXPERIAN, This is to serve as a formal, Formal Cease and Desist notice demanding immediate removal of ALL numerous fraudulent Soft Inquiries attributed to my credit report EXPERIAN. EXPERIAN, you claim that I made these inquiries how can you prove it that was me. You know how many XXXX XXXX in the world. Thats irrelevant. These Soft Inquiries are coming off my report I filed a police report. You want to fight the police go ahead. I dont work for EXPERIAN , I am my own entity. You need us. This is my mandate for you EXPERIAN to emanating from your organization under Credit Report for EXPERIAN. I have attached my EXPERIAN Dispute Letter My police Report Number : # XXXX My FTC Report Number : # XXXX XXXX XXXX! REQUESTED - REMOVE AND DELETE ALL EXPERIAN SOFT INQUIRIES FROM MY EXPERIAN CREDIT REPORT IMMEDIATELY! 

Thats my mandate! 

Correspondence also confirms that 1. Your company mailing address, operate independently of EXPERIAN, merely representing myself as a consumer advocacy initiatives. I implore your urgent action to validate our contention, rectify any discrepancies or inaccuracies, and ensure this misleading data does not further jeopardize my credit standing or prospects. 


My second request is to Opt me Out on ALL EXPERIAN offers and advertisements! 

I just wanted to write this letter to formally dispute several fraudulent items on my report generated by your company EXPERIAN, I didnt give you authorization to do a credit check on my EXPERIAN Report. You took advantage of me because I am a Senior citizen. You figured I would let this guy. This is wrong unethical on your part. In violation of the Fair Credit Reporting Act. I firmly denies all liability associated with credit inquiries that allegedly originated from me on EXPERIAN ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX EXPERIAN XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX EXPERIAN XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX EXPERIAN XX/XX/XXXX EXPERIAN XX/XX/XXXX EXPERIAN XX/XX/XXXX EXPERIAN XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX EXPERIAN XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX EXPERIAN XXXX XXXX XXXX XXXX XXXX EXPERIAN XX/XX/XXXXXXXX  Total of 109 or more Soft Inquiries. 

Which appears as Account Review Inquiries on EXPERIAN, respectively. I have my lawyer and my financial advisor, you have a team, I also have a team. I can sue you for mega bucks. Down to superior court. I dont mind going down there where I live and file a lawsuit against EXPERIAN for SENIOR Bagging and Corruption against your company. The XXXX XXXX XXXX Police Department told me they have strong evidence indicating that EXPERIANs accusations against myself are unfounded as seen in the attached photographs credit report file number XXXX depicts a closeup of my report showing you the issue I am having with you EXPERIAN, also because I am a XXXX  citizen and I have XXXX  ... XXXX XXXX XXXX living in XXXX  DC, I have been working in this metropolitan area for over 30 years. 


Mandate for you EXPERIAN XXXX XXXX  MANDATE Personal Statements I have also Names & Date of birth information I want you to remove too REMOVE ALL NAMES & Date of birth FROM EXPERIAN IMMEDIATELY WITHOUT NO DELAY!!! 

HERE IS THE LIST!!! 

NAMES XXXX XXXX Name ID # XXXX XXXX XXXX XXXX Name ID # XXXX XXXX XXXX XXXX Name ID # XXXX DATE of birth / YEAR OF BIRTH XXXX  PRIVACY ACT OF XXXX The Privacy Act of XXXX, as amended, 5 U.S.C. 552a establishes a code of fair information practices that governs the collection, maintenance, use, and dissemination of information about individuals that is maintained in systems of records by federal agencies. A system of records is a group of records under the control of an agency from which information is retrieved by the name of the individual or by some identifier assigned to the individual. 

The Privacy Act requires that agencies give the public notice of their systems of records by publication in the Federal Register. The Privacy Act prohibits the disclosure of a record about an individual from a system of records absent the written consent of the individual, unless the disclosure is pursuant to one of twelve statutory exceptions. The Act also provides individuals with a means by which to seek access to and amendment of their records, and sets forth various agency record-keeping requirements. 



MANDATE SIGNING OFF!!! 
XXXX XXXX!!!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief