Consumer complaint received 2025-07-10 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
I am a victim of identity theft. My TransUnion credit report contains unauthorized accounts, incorrect personal information, and numerous credit inquiries I did not initiate. 

My name is XXXX XXXX XXXX, XXXX : XX/XX/XXXX, address : XXXX XXXX XXXX, XXXX, NY XXXX, phone : ( XXXX ) XXXX. 

Despite placing a fraud alert and submitting formal dispute letters, TransUnion continues reporting fraudulent information. The following items are examples : XXXX account : XXXX XXXX XXXX XXXX {$1000.00} Hard inquiries ( not authorized ) : XXXX XXXX via Dealer ( XX/XX/XXXX & XX/XX/XXXX ) XXXX XXXX XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX ) Factual Data Consume ( XX/XX/XXXX ) I have a police report. Under 15 U.S.C. 1681c-2, I request the permanent blocking of all fraudulent information. TransUnion must remove these entries and notify all furnishers involved. 

Please ensure TransUnion complies with its FCRA obligations and resolves this matter swiftly I am reporting identity theft. My Experian credit report includes fraudulent accounts, inaccurate aliases, outdated personal data, and credit inquiries I did not authorize. 

My name is XXXX XXXX XXXX, XXXX : XX/XX/XXXX, address : XXXX XXXX XXXX, XXXX, NY XXXX, phone : ( XXXX ) XXXX. 

Although I submitted a fraud alert and formal dispute with documentation, Experian has failed to fully correct the fraudulent data. I am requesting deletion of : Unfamiliar addresses or aliases not associated with me Unauthorized inquiries, including : XXXX XXXX XXXX XXXX via XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I have attached my police report, which support my claims. Under the FCRA, Section 1681c-2, I am entitled to have these fraudulent entries blocked. 

Please assist in ensuring Experian follows federal law and removes all identity theft-related items from my file. 

I am the victim of identity theft. My Equifax credit report contains multiple unauthorized inquiries, outdated personal information, and fraudulent accounts that I did not authorize. 

My name is XXXX XXXX XXXX, XXXX : XX/XX/XXXX, address : XXXX XXXX XXXX, XXXX, NY XXXX, phone : ( XXXX ) XXXX. 

I placed a fraud alert and submitted a written dispute along with a police report, but Equifax has not removed the fraudulent entries. The following are examples : Hard inquiries : XXXX XXXX via Dealer XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Consume These inquiries were not made by me. I never authorized credit checks or applications with these companies. 

In accordance with 15 U.S.C. 1681c-2, I request that Equifax permanently XXXX this fraudulent data and notify all involved furnishers. 

I ask the CFPB to intervene to ensure compliance and full resolution.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation