Consumer complaint received 2025-08-17 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
I XXXX XXXX as of XXXX, recently gained knowledge that the following accounts are reporting inaccurately on my consumer profile with Transunion. Public documents indicate that these accounts were securitized and sold on secondary financial markets which indicates that the debts are no longer in each respective company 's custody. As a result, in confirmation of ownership of debt for the accounts from each of the companies listed below, please answer the following questions and provide requested documents. 1. Show proof of a Meeting of the Minds, a condition required for a valid contract for the accounts below. 2. Please provide proof of the Valuable Consideration each company provided to initiate the account. 3. Please provide the GAAP Accounting showing all debits and credits from the initiation of the accounts and include full accounting. Please note, do not send loan statements. 4. Signed contracts by both parties which includes my autograph. 5. Please provide documentation showing all assignments, transfers and all endorsements showing the legal standing and lawful custody of the instruments relating to the listed accounts. 6. Please provide proof to illustrate if the accounts are held by a private trust, public liability or otherwise. 7. Were the original loan instruments used as a collateral under any agreement? 8. Were the loans Securitized at any time? 9. Who is the holder in due course? 10. Please provide territorial jurisdiction that proves each company have authority to conduct financial business with an XXXX XXXX. 11. Was the promissory note deposited for each account? 12. Show proof if the promissory note was not deposited. The accounts affected are as follows : XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX  {$630.00} {$32.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  {$950.00} {$48.00} XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX {$20000.00} {$560.00} XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX {$29000.00} {$700.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  {$15000.00} {$450.00} XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX  {$18000.00} {$540.00} XXXX XXXX  XXXXXXXX XXXX XXXX XXXX XXXX  {$2200.00} {$120.00} XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX {$21000.00} {$520.00} XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX {$40000.00} {$1000.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$550.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX {$1000.00} - - - 15 U.S.C. 1681e ( b ) states : Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. These inaccurate reporting by XXXX  have caused myself and family pain, duress and discrimination. If the listed companies can not provide proof of ownership of the debt then these accounts must be removed from my credit profile immediately. Thanks, XXXX XXXX.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief