Consumer complaint received 2025-10-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: MI

Complaint narrative:
Subject : Identity Theft Dispute Request for Immediate Removal of Fraudulent Accounts I am writing to inform you that I have been a victim of identity theft. The following accounts listed on my credit report are not mine and were opened or reported fraudulently without my authorization or knowledge. 

Fraudulent Accounts to Be Removed : Creditor Name : XXXX XXXX Account Number ( as shown on my credit report ) : XXXX Amount : {$900.00} Reason : Identity Theft/ Not Mine Creditor Name : XXXX XXXX XXXX  Account Number ( as shown on my credit report ) : XXXX Amount : {$2000.00} Reason : Identity Theft/ Not Mine Creditor Name : XXXX XXXX XXXX  Account Number ( as shown on my credit report ) : XXXX Amount : {$6000.00} Reason : Identity Theft/ Not Mine Creditor Name XXXX XXXX  Account Number ( as shown on my credit report ) : XXXX Amount : {$7300.00} Reason : Identity Theft/ Not Mine Creditor Name : XXXX  Account Number ( as shown on my credit report ) : XXXX Amount : {$13000.00} Reason : Identity Theft/ Not Mine XXXX  Inquiries XXXX XXXX  Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, XXXX Unspecified. Reason : Identity Theft/ Not Mine EXPERIAN XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX TX, XXXX Business. Reason : Identity Theft/ Not Mine XXXX  XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX UT, XXXX Unspecified. Reason : Identity Theft/ Not Mine XXXX  XXXX XXXX Inquired on XX/XX/XXXX Unspecified. Reason : Identity Theft/ Not Mine Subject : Identity Theft Dispute Request for Immediate Removal of Fraudulent Accounts Attention XXXX Department, I am writing to inform you that I have been a victim of identity theft. The following accounts listed on my credit report are not mine and were opened or reported fraudulently without my authorization or knowledge. 

Fraudulent Accounts to Be Removed : Creditor Name : XXXX XXXX Account Number ( as shown on my credit report ) : XXXXXXXX XXXX XXXX XXXX XXXX Amount : {$900.00} Reason : Identity Theft/ Not Mine Creditor Name : XXXX XXXX XXXX XXXX  Account Number ( as shown on my credit report ) : XXXX XXXX XXXX XXXX Reason : Identity Theft/ Not Mine Creditor Name : XXXX XXXX XXXX Account Number ( as shown on my credit report ) : XXXXXXXX XXXX XXXX XXXX XXXX Amount : {$6000.00} Reason : Identity Theft/ Not Mine Creditor Name : XXXX XXXX Account Number ( as shown on my credit report ) : XXXXXXXX XXXX XXXX XXXX XXXX  Amount : {$7300.00} Reason : Identity Theft/ Not Mine Creditor Name : XXXX XXXX  Account Number ( as shown on my credit report ) : XXXXXXXX XXXX XXXX XXXX XXXX Amount : {$13000.00} Reason : Identity Theft/ Not Mine XXXX Inquiries XXXX XXXX XXXX XXXX XXXX XXXX XXXX, VA XXXX Requested On XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX. Reason : Identity Theft/ Not Mine XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX, OH XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX Inquiry Type Individual. Reason : Identity Theft/ Not Mine XXXX XXXX  XXXX Location XXXX XXXX XXXX XXXX XXXX, OH XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX Inquiry Type Individual. Reason : Identity Theft/ Not Mine XXXX XXXX  Location XXXX XXXX XXXX XXXX XXXX, MN XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX Inquiry Type Individual. Reason : Identity Theft/ Not Mine XXXX  XXXX Location XXXX XXXX  XXXX XXXX, VA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX Inquiry Type Individual. Reason : Identity Theft/ Not Mine In accordance with the Fair Credit Reporting Act ( FCRA ), I am requesting the immediate removal of these fraudulent accounts from my credit report. Enclosed you will find a copy of the police report I filed regarding this identity theft, along with a copy of my FTC Identity Theft Report. 

In addition, I have included the following for verification purposes : A copy of my government-issued photo ID XXXX ( XXXX ) documents showing my current address As per FCRA Section 605B ( 15 U.S. Code 1681c-2 ), you are required to block the reporting of any information that resulted from identity theft within XXXX business days of receiving proof of the theft. 

Please remove these accounts effective immediately. 

Subject : Identity Theft Dispute Request for Immediate Removal of Fraudulent Accounts Attention XXXX Department, I am writing to inform you that I have been a victim of identity theft. The following accounts listed on my credit report are not mine and were opened or reported fraudulently without my authorization or knowledge. 

Fraudulent Accounts to Be Removed : Creditor Name : XXXX XXXX XXXX  XXXX Account Number ( as shown on my credit report ) : XXXX XXXXXXXX Amount : {$900.00} Reason : Identity Theft/ Not Mine Creditor Name : Courthouse : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX MI Account Number ( as shown on my credit report ) : XXXX XXXX XXXX XXXX Reason : Identity Theft/ Not Mine Creditor Name : XXXX XXXX XXXX  Account Number ( as shown on my credit report ) : XXXX XXXX  Amount : {$6000.00} Reason : Identity Theft/ Not Mine Creditor Name : XXXX XXXX Account Number ( as shown on my credit report ) : XXXX XXXX Amount : {$7300.00} Reason : Identity Theft/ Not Mine Creditor Name : XXXX XXXX Account Number ( as shown on my credit report ) XXXX XXXX XXXX  Amount : {$13000.00} Reason : Identity Theft/ Not Mine Creditor Name : XXXX  Account Number ( as shown on my credit report ) : XXXX XXXX XXXXXXXX Amount : {$5900.00} Reason : Identity Theft/ Not Mine Creditor Name : XXXX & XXXX Account XXXX XXXX XXXX shown on my credit report ) : XXXX XXXXXXXX Amount : {$1000.00} Reason : Identity Theft/ Not Mine XXXX  Inquiries XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX VA XXXX XXXX XXXX XXXX XXXX ) XXXX XXXX  XX/XX/XXXX. Reason : Identity Theft/ Not Mine In accordance with the Fair Credit Reporting Act ( FCRA ), I am requesting the immediate removal of these fraudulent accounts from my credit report. Enclosed you will find a copy of the police report I filed regarding this identity theft, along with a copy of my FTC Identity Theft Report. 

In addition, I have included the following for verification purposes : A copy of my government-issued photo ID XXXX ( XXXX ) documents showing my current address As per FCRA Section 605B ( 15 U.S. Code 1681c-2 ), you are required to block the reporting of any information that resulted from identity theft within XXXX business days of receiving proof of the theft. 

Please remove these accounts effective immediately. 



In accordance with the Fair Credit Reporting Act ( FCRA ), I am requesting the immediate removal of these fraudulent accounts from my credit report.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation