Consumer complaint received 2024-09-06 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Problem with a company's investigation into an existing issue — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: SC

Complaint narrative:
CREDIT BUREAU TRANS UNION. FRAUDULENT ACCOUNT REPORTING ON CONSUMER REPORT XXXX XXXX. 
TRANSUNION HAS COMMITTED AGGRAVATED IDENTITY THEFT AND HAS VIOLATED THE FCRA. AFTER DOCUMENTATION WAS PROVIDED TO TRANS UNION THAT CONSUMER IS A VICTIM OF IDENTITY THEFT, TRANS UNION REFUSES TO REMOVED ALL FRAUDULENT ACCOUNTS OFF OF CONSUMER 'S REPORT. OTHER BUREAUS SUCH AS XXXX AND XXXX HAVE REMOVED FRAUDULENT ACCOUNTS AND TRANSUNION REFUSES TO REMOVE. WHICH NOW HAS RESULTED INTO CONSUMER 'S HEALTH SUCH AS PAIN AND SUFFERING, XXXX, AND XXXX. COMPANY XXXX XXXX PROVIDED A 1099C ( CANCELLATION OF DEBT ) FROM XXXX XXXX 'S CORPORATE OFFICE. THIS MEAN THE DEBT IS CANCELED, PAID, PAID 3 TIMES, AND DEBT MUST BE REMOVED. TRANSUNION WAS ADVISED TO INVESTIGATE FRAUDULENT ACCOUNTS WITHOUT VERIFYING FRAUDULENT ACCOUNTS THROUGH A COMPUTER SYSTEM ( E-OSCAR SYSTEM ). TRANSUNION HAS CONTINUED TO KEEP FRAUDULENT ACCOUNTS ON CONSUMER REPORT WHICH NOW WILL RESULT IN LITIGATION. COMPANY HAS 4 DAYS TO REMOVE FRAUDULENT INFORMATION OFF OF REPORT. CREDIT BUREAU : TRANS UNION/ TRANS UNION LLC FRAUDULENT ACCOUNTS THAT ARE REPORTING ON CONSUMER REPORT : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX AND XXXX XXXX XXXX XXXX TRANS UNION/ TRANS UNION LLC IS OBLIGATED BY THE FCRA TO REPORT ACCURATE ACCOUNTING CONSUMER HAS ADVISED ALL INQUIRIES REPORTED WAS FRAUD.COMPANY HAD 4 DAYS ACCORDING TO THE LAW TO REMOVE SUCH ITEMS. XXXX AND XXXX HAVE MOVED THESE FRAUDULENT ACCOUNTS OFF OF CONSUMER CREDIT REPORT FOR OVER 1 YEAR. NO ACCOUNTS HAVE CONSUMERS WET INK SIGNATURE AND MUST BE REMOVED. FTC FRAUD REPORT WAS FILED ON BEHALF OF THE CONSUMER, CONSUMER IS NOW REQUESTING TRANS UNION/ TRANS UNION LLC TO PROVIDE THE DOCUMENTATION USED TO DETERMINE INQUIRY AND OR ACCOUNT WAS INDEED AUTHORIZED BY THE CONSUMER. TRANS UNION/ TRANS UNION LLC HAS 15 DAYS TO PROVIDE ME WITH THE NAME OF THE PERSON ( S ) SPOKEN TO, DOCUMENTATION USED, SIGNED APPLICATION WITH CONSUMER WET INK SIGNATURE. CONSUMER IS NOT ASKING FOR E-OSCAR REPORT. IF TRANS UNION/ TRANS UNION LLC DOES NOT HAVE DOCUMENTATION TO SHOW THESE WERE IN FACT AUTHORIZED IT MUST BE REMOVED ASAP. SAID COMPANY IS LIABLE UNDER THE SEC TO FOLLOW CERTAIN RULES. TRANS UNION/ TRANS UNION LLC XXXX XXXX. XXXX XXXX XXXX, XXXXXXXX XXXX XXXX. In connection with the XXXX Change in Control Transaction, we entered into a registration rights agreement ( the Registration Rights Agreement ) with certain affiliates of the Sponsors and certain members of management. This Registration Rights Agreement provides the Sponsors an unlimited number of demand registrations, which require us to register shares of our common stock under the Securities Act of 1933, as amended ( the Securities Act ), held by the Sponsors and, if requested, to maintain a shelf registration statement effective with respect to such shares. Each of the Sponsors and members of management party to the Registration Rights Agreement is also entitled to customary piggyback registration rights and entitled to participate on a pro rata basis in any registration of our common stock under the Securities Act that we may undertake. The Registration Rights Agreement also provides that we will pay certain expenses relating to such registrations and indemnify the Sponsors and the members of management party thereto against certain liabilities which may arise under the Securities Act. I WILL BE FILING FORM 211 TREASURY OMB FORMS TO AUDIT CONSUMERS ACCOUNT. TRANS UNION/ TRANS UNION LLC IS SECURITIZING CONSUMERS DATA YET REFUSE TO PROVIDE CONSUMER A COPY OF THEIR CONSUMER FILE NOT CONSUMER REPORT.TRANSUNION HAS COMMITTED FRAUD, AND AGGRAVATED IDENTITY THEFT. TRANSUNION CONTINUES TO KEEP FRAUDULENT INFORMATION ON CREDIT REPORT AFTER ALL LEGAL DOCUMENTATION HAS BEEN SUBMITTED INCLUDED IDENTIFICATION. CONSUMER 'S INFORMATION HAS BEEN INVOLVED IN XXXX, XXXX, TRANSUNION, AND SOCIAL SECURITY ADMINISTRATION DATA BREACHES. AFTER ALL LEGAL DOCUMENTATION HAS BEEN PROVIDED, TRANSUNION STILL IGNORES CONSUMER 'S RIGHTS AS TO ALL ACCOUNTS ARE FRAUDULENT ON CONSUMER REPORT. OTHER BUREAUS SUCH AS XXXX AND XXXX HAVE REMOVED FRAUDULENT ACCOUNTS AND TRANSUNION REFUSES TO REMOVE. WHICH NOW HAS RESULTED INTO CONSUMER 'S HEALTH SUCH AS PAIN AND SUFFERING, XXXX, AND XXXX. TRANSUNION WAS ADVISED TO INVESTIGATE FRAUDULENT ACCOUNTS WITHOUT VERIFYING FRAUDULENT ACCOUNTS THROUGH A COMPUTER SYSTEM ( E-OSCAR SYSTEM ). TRANSUNION HAS CONTINUED TO KEEP FRAUDULENT ACCOUNTS ON CONSUMER REPORT WHICH NOW WILL RESULT IN LITIGATION. COMPANY HAS 4 DAYS TO REMOVE FRAUDULENT INFORMATION OFF OF REPORT. CREDIT BUREAU : TRANS UNION/ TRANS UNION LLC FRAUDULENT ACCOUNTS THAT ARE REPORTING ON CONSUMER REPORT : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX AND XXXX XXXX XXXX XXXX TRANS UNION/ TRANS UNION LLC IS OBLIGATED BY THE FCRA TO REPORT ACCURATE ACCOUNTING CONSUMER HAS ADVISED ALL INQUIRIES REPORTED WAS FRAUD.COMPANY HAD 4 DAYS ACCORDING TO THE LAW TO REMOVE SUCH ITEMS. XXXX AND XXXX HAVE MOVED THESE FRAUDULENT ACCOUNTS OFF OF CONSUMER CREDIT REPORT FOR OVER 1 YEAR. NO ACCOUNTS HAVE CONSUMERS WET INK SIGNATURE AND MUST BE REMOVED. FTC FRAUD REPORT WAS FILED ON BEHALF OF THE CONSUMER, CONSUMER IS NOW REQUESTING TRANS UNION/ TRANS UNION LLCTO PROVIDE THE DOCUMENTATION USED TO DETERMINE INQUIRY AND OR ACCOUNT WAS INDEED AUTHORIZED BY THE CONSUMER. TRANS UNION/ TRANS UNION LLC HAS 15 DAYS TO PROVIDE ME WITH THE NAME OF THE PERSON ( S ) SPOKEN TO, DOCUMENTATION USED, SIGNED APPLICATION WITH CONSUMER WET INK SIGNATURE. CONSUMER IS NOT ASKING FOR E-OSCAR REPORT. IF TRANS UNION/ TRANS UNION LLC DOES NOT HAVE DOCUMENTATION TO SHOW THESE WERE IN FACT AUTHORIZED IT MUST BE REMOVED ASAP. SAID COMPANY IS LIABLE UNDER THE SEC TO FOLLOW CERTAIN RULES. TRANS UNION/ TRANS UNION LLC XXXX XXXX. XXXXXXXX XXXX XXXX XXXX XXXX XXXX. In connection with the XXXX Change in Control Transaction, we entered into a registration rights agreement ( the Registration Rights Agreement ) with certain affiliates of the Sponsors and certain members of management. This Registration Rights Agreement provides the Sponsors an unlimited number of demand registrations, which require us to register shares of our common stock under the Securities Act of 1933, as amended ( the Securities Act ), held by the Sponsors and, if requested, to maintain a shelf registration statement effective with respect to such shares. Each of the Sponsors and members of management party to the Registration Rights Agreement is also entitled to customary piggyback registration rights and entitled to participate on a pro rata basis in any registration of our common stock under the Securities Act that we may undertake. The Registration Rights Agreement also provides that we will pay certain expenses relating to such registrations and indemnify the Sponsors and the members of management party thereto against certain liabilities which may arise under the Securities Act. I WILL BE FILING FORM 211 TREASURY OMB FORMS TO AUDIT CONSUMERS ACCOUNT. TRANS UNION/ TRANS UNION LLC IS SECURITIZING CONSUMERS DATA YET REFUSE TO PROVIDE CONSUMER A COPY OF THEIR CONSUMER FILE NOT CONSUMER REPORT.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief