Consumer complaint received 2024-10-26 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Improper use of your report — Reporting company used your report improperly
Company: LEXISNEXIS
State: MI

Complaint narrative:
XX/XX/XXXX I CONTACTED LEXIS NEXIS RISK SOLUTIONS INC at XXXX. I was. unassisted after spending 1 hour on the phone on hold and being transferred to multiple agents. I contacted the parent company XXXX ( XXXX ) XXXX and was directed to call XXXX ) XXXX for 24 hour customer assistance. This is untrue. LEXIS NEXIS RISK SOLUTIONS has never been a creditor or affiliation to my person. I have never consented or gave permissible purposes for the file to be shared with multiple sources as seen on the file. 

LexisNexis refuses to initiate or complete disputes on my behalf. Instead they are continuing to furnish inaccurate unvaildated data. This investigation requested the source data to validate the information obtained by Lexis Nexis Risk Solutions INC. I requested a freeze and suppression of inaccurate information that has not been lawfully validated FOR MY PERSON. The source or purported source as alleged by LEXIS NEXIS firmly and repeatedly deny furnishing, supplying or validating any data obtained by Lexis Nexis Risk Solutions The disclaimer states verbatim " The Court does not warrant the accuracy of the information contained herein ; is not responsible for any errors or omissions, and assumes no liability for the use of this site, actions taken in reliance upon any information contained herein, and consequences of any such actions. The information available through the System is not considered an official court record and should NOT be used for BACKGROUND CHECKS or REPORTING. The ROAs and any other information obtained from this site are not deemed certified records of the Court. Prohibitions and Limitations on Use The System and any information obtained through the System shall NOT be used for any of the following purposes : Unlawful purposes ; Any purpose that infringes upon the rights of the Court or OTHERS ( myself ), particularly those persons whose names are included in the system as litigants, attorneys, judges, or court employees ; The court will not verify or validate or share any information so where are the additions and records coming from and why have they not been located and removed. 
BULK data downloads and/or COMMERCIAL uses of the data are not permitted. Lexis Nexis Risk Solutions INC CONTINUES TO violated my rights to privacy without consent or permissible purposes, reported all inaccurate unverifiable data, sold my PII for a profit to other persons. 

On XXXX I called XXXX XXXX to demand a copy of a complete credit file. Lexis Nexis RISK SOLUTIONS costumer service agent informed me that they are unable to provide any report and refuse to send a complete one hundred percent accurate credit file or report. Pursuant to FCRA these are major violations. The data that is to be removed is populating a Speeding on XXXX XX/XX/XXXX and another item dated XX/XX/XXXX. I have not been a party to any proceedings and have not agreed to be obligated as a debtor nor consumer. Lexis Nexis caused cancellation of insurance and unwarranted stress, financial harm by the defamatory libel. To publish unverifiable inaccurate information is one thing, but to continue to add more is another. I expect these items to be removed immediately for purposefully disregarding the law, the disclaimers and notices written in bold directed to entities such as LEXIS NEXIS RISK SOLUTIONS INC. Pursuant to the FCRA , the acts are willful and negligent and is not a mistake as this is the 4th violation. It has already caused substantial injury financially and other ways. Also according to FCRA, you need to supply every entity that you supplied the invalid information with an update of the 100 % accurate file or records and cease sharing information without permissible purposes or written consent. You have failed to do so. You have failed your commercial subscriber by furnishing and selling inaccurate data. They need a refund as it is causing them to lose business and customers based on using your data as an analytics business. 

I also requested the method of validation and the resources used.You have yet to share that,

Company response to consumer: Closed with explanation