Consumer complaint received 2025-05-26 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: DISCOVER BANK
State: CA

Complaint narrative:
To Whom It May Concern : Upon reviewing my credit report, I have identified the following item ( XXXX ) that contain inaccuracies : XXXX. The inquiry was not authorized CBNA Date of inquiry : XX/XX/year> Please remove it from my credit report. 

XXXX. Please provide Proof of chain of custody/ownership of the loan ( including all transfers and assignments ) DEPT OF XXXX Account Number : XXXX * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

XXXX. I demand A signed copy of the original Master Promissory Note ( MPN ) bearing my wet-ink signature DEPT OF XXXX Account Number : XXXX * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

XXXX. Violation of XXXX U.S. Code XXXX - Permissible purposes of consumer. Delete immediately. 
XXXX MORTGAGE XXXX Account Number : XXXX * * * * * Please remove this inaccurate information from my credit report. 

XXXX violation XXXX U.S. Code XXXX - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately XXXX XXXX Account XXXX : XXXX * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

XXXX violation XXXX U.S. Code XXXX - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately CAPITAL ONE Account Number : XXXX * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

XXXX. Violation of XXXX U.S. Code XXXX - Permissible purposes of consumer. Delete immediately. 
XXXX XXXX Account XXXX : XXXX * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

XXXX. Violation of XXXX U.S. Code XXXX - Permissible purposes of consumer. Delete immediately. 
DISCOVER BANK Account XXXX : XXXX * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

XXXX violation XXXX U.S. Code XXXX - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately XXXX XXXX Account XXXX : XXXX * * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

XXXX. Violation of XXXX U.S. Code XXXX - Permissible purposes of consumer. Delete immediately. 
CAPITAL ONE Account Number : XXXX * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

XXXX. XXXX USC XXXX ( XXXX ) client privacy information. Delete this item immediately XXXX XXXX Account XXXX : XXXX * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

XXXX. Violation of XXXX U.S. Code XXXX - Permissible purposes of consumer. Delete immediately. 
XXXX Account XXXX : XXXX * * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report. 

XXXX. Potential Violations of the FCRA XXXX unverifiable debts is a direct violation of XXXX U.S.C. XXXX ( b ) and XXXX U.S.C. XXXX ( a ) ( XXXX ) ( A ) XXXX BANK Account Number : XXXX * * * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report. 


In accordance with the Fair Credit Reporting Act, I hereby request that you conduct an investigation to verify these items and remove them from my credit report. It is my understanding that you are obligated to contact the creditor responsible for reporting this information. I kindly ask you to eliminate any details that the creditor can not verify. As per XXXX U.S.C. Sec. XXXX ( a ), I expect this reinvestigation to be completed within XXXX  days of receiving this correspondence. 

Please send a revised copy of my credit report to the aforementioned address. According to the act, there should be no fee associated with obtaining this updated report. Additionally, I request that you notify all individuals who have received a copy of my credit report within the past XXXX months regarding any corrections made. 

Thank you for your attention and assistance in resolving this matter.

Company response to consumer: Closed with explanation