Consumer complaint received 2025-11-17 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Old information reappears or never goes away
Company: Resurgent Capital Services L.P.
State: GA

Complaint narrative:
Date : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX SSN : XXXX XXXX : XX/XX/XXXX Subject : Formal Request for Deletion of Unverifiable Collection Account This letter serves as a formal notice disputing the accuracy, completeness, and verifiability of the ALL negative accounts : Account No. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX  Account ending XXXX : Balance {$2600.00} I dispute this account as inaccurate, outdated, and unverifiable. Reporting contains conflicting payment data and lacks proof of assignment. The tradeline is defective and legally unverifiable for the following reasons : You are in violation of the following statutes : 15 USC 1681e ( b ) Duty to maintain maximum possible accuracy 15 USC 1681i ( a ) ( 1 ) ( A ) Right to reinvestigation 15 USC 1681i ( a ) ( 5 ) ( A ) Unverifiable information must be deleted 15 USC 1692g Debt validation requirement 15 USC 1692c Communication restrictions Because you can not substantiate the accuracy of this information, I demand immediate reinvestigation and permanent deletion. 

Subject : Formal Request for Deletion of Unverifiable Collection Account XXXX XXXX XXXX XXXX XXXX This letter serves as a formal notice disputing the accuracy, completeness, and verifiability of the following account : Account No. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX : XXXX XXXX XXXX ). The tradeline is defective and legally unverifiable for the following reasons : XXXX XXXX XXXX : Balance {$600.00} Account reports incomplete and unverifiable data, including missing chain of title documentation. 
You are in violation of the following statutes : 15 USC 1681e ( b ) Duty to maintain maximum possible accuracy 15 USC 1681i ( a ) ( 1 ) ( A ) Right to reinvestigation 15 USC 1681i ( a ) ( 5 ) ( A ) Unverifiable information must be deleted 15 USC 1692g Debt validation requirement 15 USC 1692c Communication restrictions Because you can not substantiate the accuracy of this information, I demand immediate reinvestigation and permanent deletion. 

Subject : Formal Request for Deletion of Unverifiable Collection Account LVNV Funding XXXX XXXX XXXX This letter serves as a formal notice disputing the accuracy, completeness, and verifiability of the following account : Account No. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX : XXXX XXXX XXXX ). 

The tradeline is defective and legally unverifiable for the following reasons : LVNV FUNDING LLC XXXX : Balance {$1400.00} No proof of assignment or validation has been provided. Reporting is unverifiable. 
You are in violation of the following statutes : 15 USC 1681e ( b ) Duty to maintain maximum possible accuracy 15 USC 1681i ( a ) ( 1 ) ( A ) Right to reinvestigation 15 USC 1681i ( a ) ( 5 ) ( A ) Unverifiable information must be deleted 15 USC 1692g Debt validation requirement 15 USC 1692c Communication restrictions Because you can not substantiate the accuracy of this information, I demand immediate reinvestigation and permanent deletion. 

Subject : Formal Request for Deletion of Unverifiable Collection Account LVNV Funding XXXX XXXX XXXX  This letter serves as a formal notice disputing the accuracy, completeness, and verifiability of the following account : Account No. XXXXXXXX XXXX XXXX XXXX XXXX  LVNV FUNDING LLC XXXX XXXX XXXX Balance {$960.00} The tradeline is defective and legally unverifiable for the following reasons : Data accuracy can not be confirmed ; no validation supplied. 
You are in violation of the following statutes : 15 USC 1681e ( b ) Duty to maintain maximum possible accuracy 15 USC 1681i ( a ) ( 1 ) ( A ) Right to reinvestigation 15 USC 1681i ( a ) ( 5 ) ( A ) Unverifiable information must be deleted 15 USC 1692g Debt validation requirement 15 USC 1692c Communication restrictions Because you can not substantiate the accuracy of this information, I demand immediate reinvestigation and permanent deletion. 

Subject : Formal Request for Deletion of Unverifiable Collection Account LVNV Funding XXXX XXXX XXXX : Account No. XXXXXXXX XXXX XXXX XXXX XXXX  This letter serves as a formal notice disputing the accuracy, completeness, and verifiability of the following account : LVNV FUNDING LLC XXXX Balance {$1600.00} Multiple inconsistencies exist in reporting fields. 
You are in violation of the following statutes : 15 USC 1681e ( b ) Duty to maintain maximum possible accuracy 15 USC 1681i ( a ) ( 1 ) ( A ) Right to reinvestigation 15 USC 1681i ( a ) ( 5 ) ( A ) Unverifiable information must be deleted 15 USC 1692g Debt validation requirement 15 USC 1692c Communication restrictions Because you can not substantiate the accuracy of this information, I demand immediate reinvestigation and permanent deletion. 

Subject : Formal Request for Deletion of Unverifiable Collection Account XXXX / Dept. of Education XXXX XXXX : Account XXXX. XXXXXXXX XXXX XXXX XXXX XXXX This letter serves as a formal notice disputing the accuracy, completeness, and verifiability of the following account : XXXX / Dept. of Education : Balance {$14000.00} Reported delinquencies contain inconsistencies requiring correction or deletion. 
You are in violation of the following statutes : 15 USC 1681e ( b ) Duty to maintain maximum possible accuracy 15 USC 1681i ( a ) ( 1 ) ( A ) Right to reinvestigation 15 USC 1681i ( a ) ( 5 ) ( A ) Unverifiable information must be deleted 15 USC 1692g Debt validation requirement 15 USC 1692c Communication restrictions Because you can not substantiate the accuracy of this information, I demand immediate reinvestigation and permanent deletion. 

Sincerely, XXXX XXXX

Company response to consumer: Closed with non-monetary relief