Consumer complaint received 2025-03-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: ENOVA INTERNATIONAL, INC.
State: NC

Complaint narrative:
LEGAL NOTICE YOU KNOW BETTER THAN THAT TO CEASE AND DESIST OF DEFAMATION, SLANDER, COLLUSION AND REPORTING TO CONSUMER DATA AGENCIES WITHOUT CONSENT IDENTITY THEFT HARRASSMENT, HARM AND INTENT TO SUE DELETE IMMEDIATELY TRACKING # XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX  XXXX XXXX : XXXX XXXX XXXX DEFENDANT : XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX XXXX XXXX ) XXXX D-U-N-S NUMBER : XXXX CO-DEFENDANTS : D-U-N-S number : XXXX D-U-N-S number : XXXX D-U-N-S number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX SUITCASE GO AFTER PREFERRED XXXX XXXX XXXX XXXX TO SUE UNAUTHORIZED DOUBLE BOOKKEEPING ENTRIES BONDS, SECRET CONTRACTS, DOUBLE RECOVERY, INSURANCE FRAUD, SECURITIES FRAUD, FIDUCIARY DUTIES, ACCOUNT FORWARD FLOW AGREEMENTS, CHAIN OF ASSIGNMENT XXXX XXXX BILLING ERROR ALSO SEND THE BONDS INFORMATION AND THE HIGHEST BIDDER ACCOUNTS, RECEIVABLE ACCOUNTS PAYABLE ( AR ) ( AP ) FULL DISCLOSURE PRINCIPLE, REVENUE RECOGNITION PRINCIPLE, INVESTORS DOCUMENTS CERTIFIED COPY OF PROMISSORY NOTE FRONT AND BACK NAMES OF INVESTORS OF THE PROMISSORY NOTE, WRITTEN LETTER I GAVE TO SELL MY NON-PERSONAL INORMATION PLEASE DONT MAKE ME SUBPOENA YOUR RECORDS! XXXX XXXX, where a creditor may not treat a payment on a credit card account under an open-ended consumer credit plan as late for any purpose. ACCOUNT # XXXX DEAR DEFENDANT : XXXX  XXXX XXXX IVE RECENTLY REVIEWED MY XXXX XXXX XXXX XXXX CONSUMER REPORTS IVE NOTICE THAT YOU HAVE AND [ GAAP ] FINANCING TRUST/BOND ACCOUNT/REMARK AS A CHARGE OFF WRITTEN OFF or PROFIT LOSS FOR ACCOUNT # XXXX FURTHER CONVERSATION WITH MY IRS AGENT / AGENCY IN WASHINGTON DC FEDERAL FINANCE DIVISION/US TREASURY . I WAS ADVISE THAT I REQUEST A COPY OF THE XXXX C & BILLING ERROR OF BEING LATE FROM XXXX  XXXX SO, I AM REQUESTING A COPY OF XXXX C THAT YOU SENT TO MY PERSON ESTATE/ACCT : XXXX XXXX XXXX XXXX MATCHING THE SAME DATE THAT YOU GAVE SOLD MY PRIVATE PERSONAL INFORMATION WITHOUT MY WRITTEN CONSENT Also please send CERTIFIED RETURN RECEIPT WITH MY Human Wet Signature THAT IVE RECEIVED IT. OR I WILL SUE AND FILE [ IRS FORM XXXX WHISTLE BLOWER AWARD ]. DELETE/PURGE THIS ACCOUNT FROM MY CONSUMER REPORT YOUR COMPANY NAME IS SPLATTERED ALL OVER MY CONSUMER REPORT CAUSING ME HARM AND STRESS HIGH INTEREST DID I SAY HARM IM SO DISTRAUGHT BACKLOG YEARS OF A FINANCIAL BURDEN YOUR COMPANY DONE TO MY FAMILY AND I THIS LETTER IS EVIDENCE PROVIDED VIA TO THE CONSUMER FINANCIAL PROTECTION BUREAU ( CFPB ). THE CFPB IS AUTHORZED TO FULLY INVESTIGATE THIS MATTER AND RECEIVE ANY INFORMATION RELATED TO XXXX. BE ADVISED, IF YOU FAIL TO COMPLY WITH THIS LETTER, I MAY TURN THE MATTER OVER TO A CONSUMER ATTORNEY. IF YOU CANT FURNISHED THE ABOVE REQUESTED INFORMATION DELETE THIS ACCOUNT IMMEDIATELY. XXXX MAIL RULE WILLING TO SUE!! SINCERELY, AFFIANT : .Mercedes-Ladawn XXXX XXXX. Living woman, Im far from being dead XXXX XXXX XXXX  XXXX XXXX Beneficiary OF ACCT XXXX XXXX XXXX not the TRUSTEE XXXX ALL RIGHTS RESERVE WITHOUT PREJUDICE WITHOUT RECOURSE ALL DEBTS ARE OF THE UNITED STATES XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX SUIT SECURITIES CLAIM STOP PLAYING WITH MY PERSON YOU RULE BREAKER THIEF. 
If a debt is owned ( or treated as owned for federal income tax purposes ) by more than XXXX creditor, each creditor that is described as Who Must File, earlier, must issue a Form XXXX if that creditor 's part of the canceled debt is {$600.00} or more. XXXX XXXX FRAUD SUIT XXXX XXXX XXXX

Company response to consumer: Closed with explanation