Consumer complaint received 2024-07-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: SC

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TransUnion LLC Consumer Dispute Center XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Subject : Request to Remove Inaccurate Credit Information To Whom It May Concern : Upon reviewing my credit report, I have identified the following item ( s ) that are incorrect : 1. The following personal information is incorrect Name : XXXX XXXX XXXX XXXX. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX. The following personal information is incorrect Employers : XXXX XXXX XXXX XXXX. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX  Please remove this inaccurate information from my credit report. 

XXXX. The inquiry was not authorized XXXX XXXX XXXX inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. 

XXXX. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. 

XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. 

XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. 

XXXX. The inquiry was not authorized XXXX XXXX XXXX inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. 

XXXX. Other information I would like changed XXXX XXXX XXXX XXXX  Account Number : XXXX XXXX5 USC 1666b ( a ) Truth In lending ct Section 163 Covers the timing of payments for open end consumer credit plans. It states that creditors cant consider a credit card payment late unless they've received written instructions and notified me and they haven't! update payments to Paid as Agreed XXXX. Other information I would like changed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  15 USC 1666b ( a ) Truth In lending ct Section 163 Covers the timing of payments for open end consumer credit plans. It states that creditors cant consider a credit card payment late unless they've received written instructions and notified me and they haven't! update payments to Paid as Agreed XXXX. Other information I would like changed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 15 USC 1666b ( a ) Truth In lending ct Section 163 Covers the timing of payments for open end consumer credit plans. It states that creditors cant consider a credit card payment late unless they've received written instructions and notified me and they haven't! update payments to Paid as Agreed XXXX. Other information I would like changed XXXX XXXX XXXX XXXX Account Number : XXXX  15 USC 1666b ( a ) Truth In lending ct Section 163 Covers the timing of payments for open end consumer credit plans. It states that creditors cant consider a credit card payment late unless they've received written instructions and notified me and they haven't! update payments to Paid as Agreed XXXX. This is a duplicate account XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove it from my credit report. 

15. The following account is not mine XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Please remove it from my credit report. 

16. Other information I would like changed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 15 USC 1666b ( a ) Truth In lending ct Section 163 Covers the timing of payments for open end consumer credit plans. It states that creditors cant consider a credit card payment late unless they've received written instructions and notified me and they haven't! update payments to Paid as Agreed XXXX. Validate Account XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove it from my credit report. 

XXXX. The following information is outdated. I would like it removed from my credit history report XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Please remove it from my credit report. 


As per the Fair Credit Reporting Act, I insist on a thorough investigation of these items and their subsequent removal from my credit report. I understand that you are obligated to verify these disputed items with the respective creditor. I kindly request you to eliminate any information that the creditor can not verify. I am aware that as per 15 U.S.C. Sec. 1681i ( a ), you are required to complete this reinvestigation within 30 days of receiving this letter.

Please send an updated copy of my credit report to the address provided above. I would like to remind you that the act stipulates that there should be no charge for this updated report. Additionally, I request that you notify anyone who has received my credit report in the past six months of any corrections made. 

Thank you for your attention and assistance in resolving this matter.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief