Consumer complaint received 2024-04-19 00:00:00
Product: Checking or savings account — Checking account
Issue: Problem with a lender or other company charging your account — Money was taken from your account on the wrong day or for the wrong amount
Company: M&T BANK CORPORATION
State: MD

Complaint narrative:
XXXX of XXXX I asked m and t bank for a loan of {$11000.00} they denied the loan and sent me a {$1000.00} credit card that I never asked for this was predatory lending for if would have gotten the loan I would have a business and and not been in debt the loan was denied on income m and t bank stated that I had not enough income but they should not have sent me and credit of {$1000.00} the which was given to place me in debt in XXXX I used XXXX and XXXXXXXX XXXX XXXX whith paying the {$1000.00} credit by the XXXX of XXXX XXXX year I would have paid this off but XX/XX/XXXX to present XXXX and XXXX charged me from {$600.00} to a {$1000.00} the fee of the debt rides I did not give XXXX or XXXX or m and t bank permission to take funds from my account so at least {$600.00} to a {$1000.00} was taken from me that I did not give them permission to take m and XXXX bank told me they would not dispute this or get the funds disputed to me reimburse me. From these feesI were charged by the three companies I lost potentially of at least {$3000.00} I could have made but because of that I sm in poverty and in debt m and t bank closed all of my accounts purposely so I can't pay or dispute the debt the debt is of at least {$26.00} a month which I never missed a payment on till recently which is not my fault I asked that m and t bank reduced the debt to nothing and also pay me compensation to {$3000.00} fir the lost for losing any account causes economical loss and debt and now all banks do not want to do business with me because of this also m and t bank won't provide me with no info about this at all so I can't pay or dispute the debt I ask that till this dispute is resolved that m and t bank send me emails monthly of the bank statements and fees of the debt every month so I can keep my A1 credit and also have the right to cash checks at m and t bank for government benefits or any bank because a bank has a duty to give a person the right to cash a check at any bank whether they have a account or not per the right to petition the grivances and the right no discrimination a constitutional right if m and t bank allows a person to cash a check with a account per the constitutional amendment they have to give this right to.all citizens of this nation also m and t bank discriminates on low income recipients such as low income benefits the reason my {$11000.00} loan was denied I asked fir this debt to be remedied to nothing and also compensation for my lost and give me a monthly bank statement of the debt and dispute and keep the acount not closed so I cam pat the debt monthly to the dispute is done or of not I can't pay also further when a low income person ask for a loan by XXXX XXXX this not decrease the benefits or counted as income and the XXXX beneficiary does not have to repay the loan per XXXX XXXX rule XXXX which states a person on XXXX is given all state assistance snd this does not decrease rease the benefits or counted as income.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation