Consumer complaint received 2024-02-06 00:00:00
Product: Debt collection — Credit card debt
Issue: Written notification about debt — Didn't receive notice of right to dispute
Company: Resurgent Capital Services L.P.
State: IL

Complaint narrative:
RESURGENT/LVNV FUNDING AND XXXX have reported XXXX accounts on my credit reports that are not familiar to me and so I requested from them the original copies of the contracts with my signature on them, along with all charges and all monthly statements from the beginning to the current time, as they do not look familiar to me and as stated on my reports I have been involved in 10 data breaches since XXXX! They refused to provide anything and also have dated these accounts as current which is illegal re-aging. They are just breaking every law written and ignoring the laws and regulators. They are breaking the FDCPA and FCRA!! I have also tried to dispute both and XXXX does nothing but wait a day or two then sends me a notice that the business says they are correct and will not investigate or remove them!! They are all lawless!! ENFORCE THE LAWS THAT IS WHAT YOUR JOB IS AND YOU ARE PAID TO DO, I am also speaking with lawyers about suing them and getting a lot of money!!! I can use it!! I want both of these accounts canceled, it is too late for them to verify anything the law states they are to send a verification letter out before they collect or place an account on a credit report, they just ignored the law as if they are above it and it does not pertain to them! They should know differently after all the times the morons have been sued and paid the regulators billions!! They need to learn their lesson and have not!! Error submitting dispute Account name XXXX XXXX XXXX XXXX XXXX XXXX, SD XXXX XXXX XXXX XXXX Address identification number XXXX Account number XXXX .... 
Recent balance {$1600.00} as of XX/XX/XXXX XXXX Account charged off. {$1600.00} written off. {$1600.00} past due as of XX/XX/XXXX. 
Date opened XX/XX/XXXX Details Not mine or No knowledge of account You have previously disputed this item. Pursuant to Section 611 ( a ) ( 3 ) ( A ) of the Fair Credit Reporting Act, we will not process a duplicative dispute. If you have new or different information that is relevant to your dispute, you can upload supporting documents by using the button below. Alternatively, you can add a statement to this item or cancel your request below. You may also wish to contact the data furnisher of this information regarding your dispute. 
You may also submit supporting documentation for your disputes at experian.com/upload. 
Cancel dispute Add a statement Upload Error submitting dispute Account name RESURGENT/LVNV FUNDING XXXX XXXX XXXX XXXX, SC XXXX XXXX XXXX XXXX Address identification number XXXX Account number XXXX .... 
Recent balance {$1500.00} as of XX/XX/XXXX XXXX XXXX account. {$1500.00} past due as of XX/XX/XXXX. 
Date opened XX/XX/XXXX Details Not mine or No knowledge of account You have previously disputed this item. Pursuant to Section 611 ( a ) ( 3 ) ( A ) of the Fair Credit Reporting Act, we will not process a duplicative dispute. If you have new or different information that is relevant to your dispute, you can upload supporting documents by using the button below. Alternatively, you can add a statement to this item or cancel your request below. You may also wish to contact the data furnisher of this information regarding your dispute.

You may also submit supporting documentation for your disputes at experian.com/upload. 
Cancel dispute Add a statement Upload Error submitting dispute Account name RESURGENT/LVNV FUNDING XXXX XXXX XXXX XXXX, SC XXXX XXXX XXXX XXXX Address identification number XXXX Account number XXXX .... 
Recent balance {$1000.00} as of XX/XX/XXXX XXXX XXXX account. {$1000.00} past due as of XX/XX/XXXX. 
Date opened XX/XX/XXXX Details Not mine or No knowledge of account You have previously disputed this item. Pursuant to Section 611 ( a ) ( 3 ) ( A ) of the Fair Credit Reporting Act, we will not process a duplicative dispute. If you have new or different information that is relevant to your dispute, you can upload supporting documents by using the button below. Alternatively, you can add a statement to this item or cancel your request below. You may also wish to contact the data furnisher of this information regarding your dispute.

You may also submit supporting documentation for your disputes at experian.com/upload.

Cancel dispute Add a statement Upload

Company response to consumer: Closed with explanation