Consumer complaint received 2025-11-15 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
XXXX XXXX, XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX, XXXX, XX/XX/XXXX, I am submitting this complaint to the Consumer Financial Protection Bureau XXXX CFPB ) regarding * Bureau *, specifically in relation to the recent data breach that has compromised the personal information of countless consumers, including myself. Pursuant to the Fair Credit Reporting Act ( FCRA ) 605B ( 15 U.S.C. 1681c-2 ), I request the removal of fraudulent information from my credit report that has resulted from identity theft and fraud. Experian is legally required to complete this action within XXXX business days of receiving this complaint. 

Account name XXXX XXXX XXXX XXXXXXXX Account number XXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX  Account number XXXX Original creditor XXXX XXXX XXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX XXXX  Account number XXXX Date opened XX/XX/XXXX Balance {$700.00} Account name XXXX XXXX I Account number MXXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$1600.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$650.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$210.00} Account name XXXX XXXX XXXX, Account number XXXX Date opened XX/XX/XXXX Balance {$840.00} EXPERIAN Account name XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance- Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX XXXX  XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$700.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$1600.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$650.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$210.00} Account name XXXX XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$840.00} TRANSUNION Account name XXXX  XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX  XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$700.00} Account name XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$160.00} Account name XXXX  Account number XXXX Date opened XX/XX/XXXX Balance {$1600.00} Account name XXXX XXXX  Account number XXXX Date opened XX/XX/XXXX Balance {$210.00} Account name XXXX XXXX  Account number XXXX Date opened XX/XX/XXXX Balance {$650.00} Account name XXXX  Account number XXXX Date opened XX/XX/XXXX Balance {$840.00} The accounts listed above are fraudulent and have led to numerous unauthorizedhard inquiries and derogatory collections appearing on my XXXX credit report. These entries areunequivocally tied to identity theft and are negatively impacting my credit standing. To substantiate my claim, I have enclosed documentation of my FTC Identity Theft Complaints ( XXXX ), which serves as compelling evidence that these accounts, inquiries, and collections are the result of identity theft and fraud. The negligence of Equifax in safe guarding consumer data has enabled identity thieves to exploit my personal information. I expect immediate action to rectify this matter, with acknowledgment of receipt of this complaint and confirmation of the steps being taken to remove the fraudulent information. Failure to comply with this legal obligation will compel me to take further action, including escalation to the CFPB, Federal Trade Commission, and legal avenues available to protect my rights as a consumer. Thank you for your attention to this urgent matter. Sincerely, XXXX XXXX

Company response to consumer: Closed with explanation