Consumer complaint received 2023-02-26 00:00:00
Product: Debt collection — I do not know
Issue: Took or threatened to take negative or legal action — Seized or attempted to seize your property
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: MI

Complaint narrative:
Complaint, XXXX and XXXX to Bank of America and XXXX XXXX XXXX I continue my investigation about XXXX gaslighting and enormous fraud operated by various hedge funds and Financial technology companies under instructions from major Investment banks, who use names of fictitious sham conduits like XXXX XXXX XXXX XXXX XXXX [ a shill for XXXX XXXXXXXX XXXX and XXXX XXXX now XXXX XXXX ] and XXXX XXXX XXXX, XXXX [ a shill for XXXX XXXX XXXX and XXXX XXXX ). 

Every time money trail and all collaborating evidence lead me to Bank of America and XXXX XXXX XXXX as the real Masters and parties who created these companies and who instruct these companies to rob and gaslight me ; and launder my money offshore, likely to XXXX, via complex XXXX XXXX scheme. 

On XX/XX/XXXX a private equity firm XXXX XXXX XXXX acting under its fictitious name XXXX XXXX XXXX XXXX XXXX sent me another computer-generated response where XXXX  misrepresented my complaint as I am requesting information about the transfer of servicing rights. This is not true. I demanded information about WHO appointed XXXX  as a Servicer; WHOM XXXX  was servicing all this time ; and which particular servicing activities XXXX   performed if all servicing was conducted by various XXXX companies, particularly XXXX XXXX XXXX who deposited all my money into Bank of America account whose ownership is unknown to me. 
I also demanded explanations WHEN and to WHOM XXXX prepared forged XXXX  to my Note where they transferred a loan which did not belonged to XXXX. 
According to XXXX, effective XX/XX/XXXX, the servicing rights for the Loan were released from XXXX XXXX XXXXXXXX and transferred to XXXX According to official documents, in XXXX XXXX  [ former XXXX XXXXXXXX XXXX XXXX ] was 100 % owned by one of XXXX XXXX XXXX XXXX funds, XXXX XXXX XXXX, XXXX, whose business addresses are ALWAYS the same as XXXX  addresses, including but not limited to XXXXXXXX XXXX XXXX XXXX XXXX. 
XXXX, TX XXXX, XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX and in XXXX, CA where many computer-generated letters are coming from. 

Shortly XXXX passed 100 % of ownership in XXXX to its branch XXXX XXXX XXXX XXXX and after it to XXXX XXXX. Which is 100 % owned by XXXX. I dont know the rationale behind these rapid transfers but if XXXX is positioned as an independent company with billions of mortgages under ownership and servicing, its simply impossible to make these transfers from accounting point of view. Only name transfer. Morever, while XXXX did not even included XXXX 's mailing address under its letter head, and changed mailing address on the first page of their robot-generated letter, they and apparently forgot to change it on the second page which stays as the same Oklahoma po box address. It is evident that whomever uses XXXX XXXX name on these idiotic letters do not even care about accuracy of information So, this is obvious, even from XXXX name, that the REAL Servicers are XXXX XXXX  and various XXXX companies who use XXXX name on the letterheads as their cover up. 

XXXX  ( former XXXX ) was accrued by Bank of America in XX/XX/XXXX, and promptly rebranded it via hedge fund XXXX into a new corporation who do not perform any servicing activities, much less any lending and merely used as a sham name by various hedge funds. 

Yet, all my money were collected under XXXX  name and processed by XXXX XXXX XXXX into Bank of America account who is the owner of XXXX, now called XXXX XXXX admitted that they collect, open and deposit my money, thus XXXX  and XXXX XXXX dont do it. It s very obvious that XXXX  did not do any servicing activities and has no relationship to the account where my money were collected by Bank of America, Thus this information MUST be verified by Bank of America as who deposited money on their account and who is the final recipient of my payments if XXXX  is fully owned by XXXX and now my XXXX XXXX, XXXX XXXX XXXX, formerly XXXX XXXX XXXX XXXX, was created in XXXX to own mortgage servicing rights ( MSRs ) and other mortgage related assets. Its unclear WHO granted these servicing rights and that are other mortgage related assets? Probably illegal foreclosures and forged by XXXX XXXX XXXX XXXX and XXXX XXXX XXXX documents In XXXX XXXX XXXX XXXX XXXX, the mortgage real estate investment trust and parent company to nonbank fake lender XXXX, changed its name to XXXX XXXX whose President XXXX XXXX is a former Bank of America, XXXX XXXX and XXXX XXXX banker, as well as several other top executives. 
XXXX XXXX XXXX was alleged lender to my property Seller, XXXX. According to computer-generated letters from XXXX, they XXXX  does not have ANY records about alleged wire transfer from fake lender XXXX XXXX XXXX [ defunct since XX/XX/XXXX ] who on XX/XX/XXXX allegedly assigned my mortgage [ without my Note ] to a fictitious corporation XXXX XXXX XXXX XXXX XXXX which was registered on XX/XX/XXXX by XXXX President XXXX XXXX as a XXXX XXXX XXXX. Prior XXXX used name of XXXX XXXX XXXX  as a cover up, which was not registered at all. On XX/XX/XXXX XXXX died and XXXX XXXX XXXX, XXXX became a XXXX XXXX XXXX XXXX 
Bear to repeat, XXXX  was accrued by Bank of America in XX/XX/XXXX, and these renamed versions of XXXX  XXXX XXXX and XXXX XXXXXXXX XXXX XXXX XXXX, XXXX [ XXXX, XXXX ] were shortly registered by hedge funds XXXX XXXX and XXXX XXXX XXXX, XXXX XXXX XXXX XXXX as sham intermediaries, for the use of their names only. 
After XX/XX/XXXX all my money were demanded by XXXX XXXX XXXX and processed by XXXX XXXX, XXXX into Bank of America account where XXXX was not even mentioned. Thus, XXXX did not do it, and was not the owner of the account where my money were deposited. Bank of America was. 
My property taxes were paid by XXXX XXXX XXXX, XXXX under unknown to me authority and from unknown to me source. When I paid my taxes, XXXX transferred this check to XXXX XXXX bank. Thus, XXXX did not conducted any tax payments activities. 
In XX/XX/XXXX my property insurance was paid by XXXX XXXX XXXX, under unknown to me authority and from undisclosed to me funds. Thus, XXXX did not do it and was removed from my property insurance policy as additional insured two years ago. 
In XX/XX/XXXX XXXX XXXX XXXX sent me Total Payoff statement where XXXX directed me to deposit $ XXXX into XXXX XXXX XXXX account which routing number belongs to XXXX XXXX XXXX XXXX where XXXX CEO is on Board of Directors.

Worth to mention, one of fully owned by XXXX [ owned by XXXX ] is XXXX XXXX XXXX XXXX, whose mailing address is the address of XXXX XXXX XXXX XXXX, XXXXXXXX CA  also belongs to XXXX XXXXXXXX XXXX, subsidiary of XXXXXXXX XXXX XXXX XXXXXXXX, So, no matter whose name appears on the letterheads, my MONEY trails always lead to Bank of America and XXXX XXXX XXXX who ( 1 ) own companies whose names appear on the letterheads, indirectly but via hedge funds whose top executives have close ties with BOA, XXXX XXXX XXXX ( who has numerous repurchase agreements with XXXX ; XXXX XXXX, and XXXX XXXX who received a refund check from XXXX I am entitled for explanations who is the real final recipient of my money ; who owns these accounts with Bank of America and XXXX XXXX XXXX ; and the name of an individual officer whom I can contact to verify ownership of these accounts.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation