vivekkopthsd/cfpb-consumer-complaints huggingface dataset:
Consumer complaint received 2025-01-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NY

Complaint narrative:
Under the Fair Credit Reporting Act ( FCRA ), I am disputing the reported late payment on my account as I believe it to be inaccurate. The FCRA requires that all information reported to credit bureaus be accurate and verifiable. I kindly request that the creditor or data furnisher investigate this matter and provide evidence supporting the late payment claim. If the information can not be verified, I ask that it be corrected or removed from my credit report in accordance with the law. Details of the account involve are as follows : Personal Information Also Known As : XXXX XXXX Also Known As : XXXX, XXXX, XXXX Also Known As : XXXX XXXX Former : XXXX XXXX Former : XXXX XXXX Former : XXXX XXXX XXXX Former : XXXX XXXX Former : XXXX Former XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, NY XXXX XXXX Address XXXX XXXX XXXX XXXX, CT XXXX Collection/Chargeoff XXXXXXXX XXXX XXXX XXXXXXXX XX/XX/XXXX {$1300.00} XXXX XXXX  XXXX XX/XX/XXXX {$4900.00} XXXXXXXX XXXX XXXXXXXX XX/XX/XXXX {$10000.00} XXXX ( Original Creditor : XXXX XXXX XXXX XXXXXXXX XX/XX/XXXX {$690.00} XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX {$1800.00} XXXX XXXX XX/XX/XXXX {$340.00} Late Payment XXXX XXXX XXXX Inquiries XXXX XXXXXX/XX/XXXX XXXXXXXX XXXX XXXXXX/XX/XXXX TransUnion XXXX XX/XX/XXXX TransUnion XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX TransUnion XXXX XXXX XXXX - XX/XX/XXXX XXXX XXXX - XX/XX/XXXX XXXX XXXX - XX/XX/XXXX XXXX XXXX - XX/XX/XXXX XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX TransUnion XXXX XX/XX/XXXX TransUnion XXXX XXXX XX/XX/XXXX TransUnion XXXX XXXX XXXX XXXXXX/XX/XXXX TransUnion XXXX XX/XX/XXXX TransUnion XXXX XXXX XX/XX/XXXX TransUnion XXXX XXXX XXXX XX/XX/XXXX TransUnion XXXX XXXX XXXX XXXXXX/XX/XXXX TransUnion XXXXXXXX XXXX XXXXXX/XX/XXXX TransUnion XXXX XX/XX/XXXX TransUnion XXXX XXXX XX/XX/XXXX TransUnion

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-01-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
I disputed this XXXX XXXX XXXX  XXXX personal account ( {$6000.00} ) with XXXX on XX/XX/year> I provided ftc report as well as formal dispute letter. this account does not belong to me and XXXX has still chosen to report this information on my credit report. Under fcra XXXX a proper investigation must occur. Not just creditor saying the account belongs to me. 
I Demand this account be removed from my report immediately! 


In the context of the Fair Credit Reporting Act ( FCRA ), a " proper investigation '' means a thorough and reasonable examination of disputed information on a consumer 's credit report by the furnisher of that information, to determine if the information is accurate and should be modified or deleted if found inaccurate ; essentially, it requires the company providing the information to actively review relevant evidence to verify its accuracy when a consumer disputes it.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-01-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
I disputed this XXXX XXXX XXXX XXXXXXXX personal account ( {$6000.00} ) with XXXX on XX/XX/year> I provided ftc report as well as formal dispute letter. this account does not belong to me and XXXX has still chosen to report this information on my credit report. Under fcra XXXX a proper investigation must occur. Not just creditor saying the account belongs to me. 
I Demand this account be removed from my report immediately! 


In the context of the Fair Credit Reporting Act ( FCRA ), a " proper investigation '' means a thorough and reasonable examination of disputed information on a consumer 's credit report by the furnisher of that information, to determine if the information is accurate and should be modified or deleted if found inaccurate ; essentially, it requires the company providing the information to actively review relevant evidence to verify its accuracy when a consumer disputes it.

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-01-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: EQUIFAX, INC.
State: NV

Complaint narrative:
As a result of a data breach, my personal information was compromised, leading to unauthorized accounts and credit inquiries being added to my credit report without my knowledge or consent. These accounts and inquiries were not initiated by me, yet they persistently appear on my report, negatively impacting my credit profile. Despite my efforts to address these inaccuracies, they continue to be reflected, raising serious concerns about the security of my personal information and the integrity of my credit report. I request that you investigate and remove the following items : Personal Information Current Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-01-01 00:00:00
Product: Credit card — General-purpose credit card or charge card
Issue: Unable to get your credit report or credit score — Problem getting your free annual credit report
Company: CAPITAL ONE FINANCIAL CORPORATION
State: CA

Complaint narrative:
I called Capital One on XX/XX/XXXX and requested the yearly statement for XXXX, and I was told it will be emailed to me within XXXX business days, then I called Capital One on XX/XX/XXXX and told them that I still did not receive it yet and asked them when I will be receiving it that day on XX/XX/XXXX for being the last of the XXXX business days?, then XXXX, a XXXX XXXX XXXX  confirmed that day on XX/XX/XXXX that I will be receiving it the next day on XX/XX/XXXX, so I told her that I should be receiving it on XX/XX/XXXX as Capital One informed me on XX/XX/XXXX, and that XX/XX/XXXX is a XXXX, then XXXX confirmed again that Capital One will email it to me on XX/XX/XXXX and that they are open on XX/XX/XXXX. When I still did not receive it on XX/XX/XXXX, I called Capital One on XX/XX/XXXX and XXXX XXXX XXXX XXXX XXXXXXXX confirmed in that call that the XXXX  yearly statement was processed on XX/XX/XXXX and submitted and I should have it in my email, and when I told him that I hadn't received it yet via email, he said that he can not email it to me as now it had passed 7 years. Please note that both calls with XXXX and XXXX were on a recorded line. As such I am filing a complaint today requesting that Capital One email me the 2017 yearly statement as they confirmed and indicated to me on XX/XX/XXXX ; in that they will email it to me within XXXX business days, especially when XXXX on XX/XX/XXXX confirmed that it will be emailed to me on XX/XX/XXXX and in spite I told her that I need to receive it by end of business day on XX/XX/XXXX she confirmed again to me in that call on XX/XX/XXXX that I will receive it on XX/XX/XXXX, however, XXXX  indicated to me on XX/XX/XXXX that he can not email it to me. I want the CFPB to hold Capital One accountable to their false promises and for refusing to provide me with the 2017 yearly statement in a timely manner as they confirmed to me on XX/XX/XXXX

Company response to consumer: Closed with explanation
Consumer complaint received 2025-01-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: AK

Complaint narrative:
Under the Fair Credit Reporting Act ( FCRA ), I am disputing the reported late payment on my account as I believe it to be inaccurate. The FCRA requires that all information reported to credit bureaus be accurate and verifiable. I kindly request that the creditor or data furnisher investigate this matter and provide evidence supporting the late payment claim. If the information can not be verified, I ask that it be corrected or removed from my credit report in accordance with the law. Details of the account involve are as follows : FOR ROUND XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-01-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: AK

Complaint narrative:
As a result of a data breach, my personal information was compromised, leading to unauthorized accounts and credit inquiries being added to my credit report without my knowledge or consent. These accounts and inquiries were not initiated by me, yet they persistently appear on my report, negatively impacting my credit profile. Despite my efforts to address these inaccuracies, they continue to be reflected, raising serious concerns about the security of my personal information and the integrity of my credit report. I request that you investigate and remove the following items : XXXX XXXX XXXX Personal Information Also Known As : XXXX XXXX Also Known As : XXXX XXXX Also Known As : XXXX XXXX Employers : XXXX XXXX XXXX Employers : XXXX XXXX Employers : XXXX Employers : XXXX XXXX Collection/Charged Off ALASKA XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX {$0.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$480.00} XXXX XXXX XXXX  ( Original Creditor : XXXX XXXX XXXX  ) XXXX XX/XX/XXXX {$1600.00} XXXX XXXX XXXX ( Original Creditor : ALASKA XXXX ) XXXX XX/XX/XXXX {$250.00} XXXX XXXX XXXXXXXX XX/XX/XXXX {$0.00} XXXX XXXX  XXXX XX/XX/XXXX {$410.00} Late Payment XXXX  XXXX XXXX XX/XX/XXXX XXXX  XXXX XXXX XX/XX/XXXX XXXX  XXXX XXXX XX/XX/XXXX XXXX  XXXX XXXX XX/XX/XXXX XXXX  XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXXXXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX Inquiries XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX  XXXX XX/XX/XXXX Experian XXXX - XX/XX/XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Experian OREGON XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XX/XX/XXXX Experian XXXX XX/XX/XXXX XXXX XXXX - XX/XX/XXXX XXXX XXXX - XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX IDAHO XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XX/XX/XXXX XXXXXXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XXXX - XX/XX/XXXX XXXX XXXX XXXX NA XX/XX/XXXX Experian XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX Experian

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-01-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Problem with personal statement of dispute
Company: Bridgecrest Acceptance Corporation
State: OH

Complaint narrative:
Hello my name is XXXX XXXX for 5 years ive reached out many many times on getting a vehicle loan and removing my name. XXXX XXXX courts gave me a letter stating I was no longer financially responsible for said vehicle in which XXXX XXXX XXXX was court ordered to remove my name. He failed to comply with court orders. I have submitted proof of said court order and bridgecrest has refused on removing this whole account from my credit. I never once had possession of this vehicle nor did I make any payments. All the payments made were by XXXX and he was ALWAYS late. I need this bridgecrest removed from my credit. Completely! I will be contacting my lawyer

Company response to consumer: Closed with explanation
Consumer complaint received 2025-01-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: SANTANDER HOLDINGS USA, INC.
State: PA

Complaint narrative:
Santander was part of a predatory lending and vehicle repossession lawsuit during the year of XXXX. I was a consumer during that time and my vehicle was repossessed. I never received information regarding this lawsuit. Santander continues to report to credit bureaus as a chargeoff and also reporting as a past due account and the same time. I have disputed many times without any action just returned as verified. This is unfair the Company should be held responsible for errors on my credit report because they continue to deny any wrongdoing and the credit bureaus agree and continue to report on my credit file.

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-01-01 00:00:00
Product: Credit card — General-purpose credit card or charge card
Issue: Trouble using your card — Can't use card to make purchases
Company: AMERICAN EXPRESS COMPANY
State: NJ

Complaint narrative:
I made several purchases of Amex Gift card on XXXX over the past month or so but Amex has been constantly declining my online purchases.I have tried to make purchases at several different vendors but all purchases keep getting decline. At this stage, I am unable to use the card. I have spent hours on calls with their customer support but they dont seem to even acknowledge the concerns and keep telling me " everything is good with the card ''. Here are the order numbers of the card - XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX. Please help me resolve the issue with these cards or refund me my balance.

Company response to consumer: Closed with monetary relief
Consumer complaint received 2025-01-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC.
State: PA

Complaint narrative:
Its absolutely infuriating to see inaccurate accounts on my credit report. These accounts have been dragging my score down for far too long, and its impossible to ignore how much theyve impacted my financial life.

Company response to consumer: Closed with explanation
Consumer complaint received 2025-01-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: EQUIFAX, INC.
State: NV

Complaint narrative:
Under the Fair Credit Reporting Act ( FCRA ), I am disputing the reported late payment on my account as I believe it to be inaccurate. The FCRA requires that all information reported to credit bureaus be accurate and verifiable. I kindly request that the creditor or data furnisher investigate this matter and provide evidence supporting the late payment claim. If the information can not be verified, I ask that it be corrected or removed from my credit report in accordance with the law. Details of the account involve are as follows : Personal Information Current Address XXXX XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX Current Address XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX, XXXX  XXXX XX/XX/XXXX Current Address XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Previous Address XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX Previous Address XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX Previous Address XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XX/XX/XXXX Previous Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Collection/Charged Off XXXX XXXX XXXX XX/XX/XXXX {$20000.00} XXXX XXXX XX/XX/XXXX {$5500.00} XXXX XXXXXXXX XX/XX/XXXX {$7900.00} XXXX XXXX XXXX XX/XX/XXXX {$1400.00} XXXX  ( Original Creditor : XXXX XXXX XXXX  ) XXXX XX/XX/XXXX {$140.00} XXXX XXXX ( XXXX XXXX : XXXX XXXX XXXX XXXX ) XXXX XX/XX/XXXX {$7900.00} XXXX XXXX XXXX XX/XX/XXXX {$6200.00} Late Payment XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Inquiries XXXX XXXX XXXX  XXXX

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-01-01 00:00:00
Product: Money transfer, virtual currency, or money service — Mobile or digital wallet
Issue: Fraud or scam — 
Company: JPMORGAN CHASE & CO.
State: NV

Complaint narrative:
Dear Sir/Madam, I am writing to file a formal complaint against Chase Bank concerning a fraudulent transaction that occurred on XX/XX/year>. I was scammed out of {$880.00} by an entity posing as XXXX XXXX XXXX. Despite providing clear evidence of the scam, including a fraudulent loan approval letter, a barcode for a XXXX transfer, and receipts proving the transaction was unauthorized, Chase Bank has refused to return my money. 

This fraudulent charge has caused significant financial hardship as the money was intended for my maintenance medications for XXXX, which I now can not afford. I have tried multiple times to resolve this with Chase Bank, but the customer service I received was unprofessional and inadequate. The representatives handling my case showed a lack of empathy and failed to protect me against fraud as promised by their consumer protection policies. 

To date, I have provided all relevant evidence of fraud, but Chase Bank continues to deny my claim and has not refunded the fraudulent transaction amount. I am asking the Consumer Financial Protection Bureau to intervene and assist in the following : XXXX. Investigate Chase Banks handling of my fraud case and ensure they take appropriate action. 
XXXX. Enforce that Chase Bank refund the {$880.00} that was taken from my account under fraudulent circumstances. 
XXXX. Ensure that Chase Banks practices align with their stated commitment to consumer protection and fraud prevention. 

I have enclosed all relevant documentation, including receipts, email correspondence, and evidence of the scam, to support my complaint. I have made multiple attempts to resolve this matter directly with Chase Bank, but their actionsor lack thereofhave left me with no other recourse but to escalate this matter. 

Thank you for your time and attention to this urgent issue. I look forward to your assistance and a timely resolution to this matter. Please do not hesitate to contact me at [ Phone Number ] or [ Email Address ] for any further information or clarification. 

Sincerely XXXX XXXX

Company response to consumer: Closed with explanation
Consumer complaint received 2025-01-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TN

Complaint narrative:
Instead of deleting the wrong account the company placed a charge off! 
Thats still a slap in the face when its not mines! This has destroyed my life for many years months etc I demand DELETION

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-01-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: TN

Complaint narrative:
Instead of deleting the wrong account the company placed a charge off! 
Thats still a slap in the face when its not mines! This has destroyed my life for many years months etc I demand DELETION

Company response to consumer: Closed with explanation
Consumer complaint received 2025-01-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: TN

Complaint narrative:
Instead of deleting the wrong account the company placed a charge off! 
Thats still a slap in the face when its not mines! This has destroyed my life for many years months etc I demand DELETION

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-01-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: CAPITAL ONE FINANCIAL CORPORATION
State: VA

Complaint narrative:
My information has been used to receive unemployment in 2019 therefore my identity has been frauded against since then.

Company response to consumer: Closed with explanation
Consumer complaint received 2025-01-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: JPMORGAN CHASE & CO.
State: VA

Complaint narrative:
My information has been used to receive unemployment in 2019 therefore my identity has been frauded against since then.

Company response to consumer: Closed with explanation