Consumer complaint received 2024-01-05 00:00:00
Product: Debt collection — I do not know
Issue: Took or threatened to take negative or legal action — Threatened to sue you for very old debt
Company: Future Judgement Solutions
State: FL

Complaint narrative:
User I received a phone call on XX/XX/XXXX about noon from a XXXX XXXX XXXX. I did not answer as it showed as spam on my caller ID. They left a voicemail. I called back and XXXX XXXX claiming to be from FJS Global answered the phone. She only asked my name, she did not ask any verification questions then proceeded to tell me that she was wondering why I never responded to a demand letter they sent back on XXXX XXXX XXXX I proceeded to tell her that I haven't lived at that address in over 2 years now. Then she starts telling I owe monies for a payday loan from XXXX, if we can't come to an arraignment then I will be sued, and the process servers will go to my home, and place of employment. I told her that this didn't sound right, and I wanted verification of my debt. she said she could NOT give that to me it was part of their case against me. She ended up sending me a PDF of a generic Demand Letter. I told her I needed time to look into this and would get back to her. 

After speaking with her I started to do some digging, I can not find any legitimate info on this company. I even reach out to XXXX XXXX XXXX XXXX  to Verify their license in XXXX  since that is where the company address is on the demand letter. In the mean time I sent a certified signature required letter to that address on XX/XX/XXXX, asking for debt validation and their licensing information. 

Today XX/XX/XXXX I received XXXX calls in a row from XXXX and I did NOT answer, the first call they left a voice mail : " This message is intended for XXXX XXXX my name is XXXX with the processing department of your local jurisdiction contacting you in regards to a civil complaint that's ... due at this time it is critical that you contact your case manager at direct phone number is XXXX. Please be aware if they do not hear from you our department will be notified to forward which may include documentation being processed and hand deliver to your current home address as well as your last place of employment. This message has been logged in and submitted as proof that you've been properly informed.. '' Immediately after that My husband gets XXXX calls in a row from XXXX he did answer the second time. They proceeded to say they were with a process server and we're looking for me, he ask who they were with and they hung up on him. I then also called back the XXXX a women answered and said she was with Processing, I asked who they were representing and she immediately hung up on me. 

At XXXX XXXX XXXX XXXX XXXX the XXXX left a message on my daughter 's phone who is at work! My daughter forwarded me the voice message, it is saying the same thing as stated above. 

At XXXX XXXX XXXX XXXX XXXX the XXXX called my sister and left a voicemail again : " Someone called me who you left me as a reference. Regarding case number # XXXXXXXX XXXX XXXX XXXX XXXX XXXX 
They left a number : XXXX '' At XXXX XXXX XXXX XXXX XXXX  I received an email back the the XXXX XXXX XXXX XXXX : Hello, We have received several calls and inquiries on this company and at this time we are looking into this but have not been able to help much because they are not licensed in the state of XXXX. You will need to contact your state or XXXX with this complaint as I do know they have an open investigation on this company. I will forward this to our XXXX XXXX though, because he is aware of this situation and helping XXXX and other states as much as he can with this matter. Thank you for sending this to us, we will continue to do what we can with this case. 

Thank you, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with explanation