Consumer complaint received 2024-12-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CT

Complaint narrative:
This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the TransUnion credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of a personal credit card account opened Account in Dispute : XXXX XXXX Account Number : XXXX Reported Balance : XXXX $ Account in Dispute : XXXXXXXX XXXX XXXXXXXX Account Number : XXXX Reported Balance : XXXX & XXXX Account in Dispute : XXXXXXXX XXXX, XXXX Account Number : XXXX Reported Balance : XXXX Account in Dispute : XXXX XXXX XXXXXXXX XXXX Account Number : XXXX Reported Balance : XXXX Account in Dispute : XXXX  Account Number : XXXX Reported Balance : XXXX Account in Dispute : XXXX XXXX XXXX XXXX Account Number : XXXX Reported Balance : XXXX Account in Dispute : XXXX XXXX XXXX XXXX Account Number : XXXX Reported Balance : XXXX Account in Dispute : XXXX XXXXXXXX XXXX XXXXXXXX Account Number : XXXX Reported Balance : XXXX Account in Dispute : XXXX XXXXXXXX XXXX  XXXX Account Number : XXXX Reported XXXX Account in Dispute : XXXX XXXX XXXX Account Number XXXX XXXX Reported Balance : XXXX Account in Dispute : XXXX XXXX XXXX Account Number : XXXX Reported Balance : XXXX Account in Dispute : XXXX XXXX Account Number : XXXX Reported Balance : XXXX HARD INQURIES CREDITOR NAME : US DEPARTMENT OF EDUCATION INQUIRY DATE : XX/XX/XXXX Creditors name : US DEPARTMENT OF EDU Inquiry date : XX/XX/XXXX XXXX name : XXXX XXXXXXXX XXXX Inquiry : XX/XX/XXXX CREDITOR NAME : XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX INQUIRY XXXX CREDITOR NAME : XXXX XXXX  XXXX XXXX INQUIRY : XX/XX/XXXX CREDITOR NAME : XXXX XXXX XXXX CREDITOR : XXXX XXXX CREDITOR : XXXX XXXX XXXX XXXX XXXX CREDITOR : XXXX XXXX XXXX CREDITOR : XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX CREDITOR : XXXX XXXX XXXX XXXX : XX/XX/XXXX XX/XX/XXXX CREDITOR : XXXX XXXX XX/XX/XXXX CREDITOR : XXXX INQUIRY : XX/XX/XXXX These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer XXXX credit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer XXXX credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections, or hard inquiries as reported. The aforementioned accounts, collections, and hard inquiries appearing on my consumer credit report maintained by you XXXX AND XXXX were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint XXXX as proof from the XXXX Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud. 
As private guidance from the CFPB the document needed and a letter from an advocacy group helping me do to human trafficking debt bondage, which falls under trafficking according to trafficking rule 1002.142 ( b ) ( 7 ). I kindly request that you block this information from my credit report within four business days, pursuant to section 605c of the fair credit reporting Act. I am a victim of human trafficking of debt bondage and would like for all listed accounts to be blocked and deleted.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief