Consumer complaint received 2024-06-24 00:00:00
Product: Credit card — General-purpose credit card or charge card
Issue: Problem when making payments — Problem during payment process
Company: Atlanticus Services Corporation
State: WA

Complaint narrative:
XX/XX/XXXX Ive had 2 phone conversations that I recall : 1 ) was the day I mailed XX/XX/XXXX to let them know 2 ) when I received next statement the following week and spoke with an overseas agent and said he had to escalate the information to a supervisorNo Response. The following was sent. 


Date : XX/XX/XXXX Notice of Fault and Opportunity to Cure and Contest Acceptance RE XXXX XXXX XXXX XXXX To : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX - XXXX Respondent On XX/XX/XXXX, the undersigned Secured Party presented Legal Tender to you an NEGOTIABLE INSTRUMENT, True Bill Accepted For Value. 

You failed to perform after receiving these presentments from XXXX : XXXX, and you failed to perform by providing the requested and necessary PROOFS OF CLAIM after receiving the said Instrument at XXXX XXXX XXXX, XXXX, Ga XXXX Dispute Resolution Dept. per cardholder agreement XX/XX/XXXX in the amount of {$1100.00}, and XXXX XXXX XXXX For XXXX. 

You also violated Legal Notice and Demand XXXX Secured XXXX XXXX Number XXXX, Registered Statute Staple Security Instrument. As per Title 11 USC 501 ( a ), 502 ( a ), 11 USC 7001, 7013, and Federal R ules of Civil Procedure Sections 8-A, and 13-A the presumptions that I XXXX XXXX XXXXXXXX am a debtor to the UNITED STATES or any of its agencies XXXX or sub-corporations is forever rebutted, by this contract. 

Coercing or Attempted Coercing the Real Natural Man/Woman to take responsibility for the Corporate Strawman against the Natural Man/Woman and Secured Partys Will : {>= $1,000,000} XXXX XXXX XXXX Dollars per occurrence, per officer or agent involved. 

XXXX, deprivation, concealment, defacing, alteration, or theft, of property, including buildings, structures, equipment, furniture, fixtures, and supplies belonging to the XXXX Man/Woman and Secured Party will incur a penalty of total new replacement costs of property, as indicated by owner and secured party, including but not limited to purchase price and labor costs for locating, purchasing, packaging, shipping, handling, transportation, delivery, set up, assembly, installation, tips and fees, permits, replacement of computer information and data, computer hardware and software, computer supplies, office equipment and supplies, or any other legitimate fees and costs associated with total replacement of new items of the same type, like, kind, and/or quality, and quantity as affected items. The list and description of affected property will be provided by the owner and secured party and will be accepted as complete, accurate, and uncontestable by the agency, or representative thereof that caused such action. In addition to the aforementioned cost, there will be a {$200000.00} ( XXXX XXXX XXXX ) XXXX Dollars per day penalty until property is restored in full, beginning on the first day after the incident, as provided by this contract. 

As the Respondent, you are now in fault, and you are in agreement and have stipulated to the terms of the undersigneds dated presentment through your dishonor. You have the right to cure this fault and perform according to said terms within the three ( 3 ) days from the receipt of this Notice of Fault. 

Should you fail to cure your fault, I will establish an Affidavit of Default solidifying your agreement and failure to contest acceptance, and I will obtain a CERTIFICATE OF NON-RESPONSE pursuant to and relative to the XXXX, state statute, and otherwise. 

Thank you for your prompt attention to this matter. 

Without Prejudice Sincerely, XXXX XXXX XXXX Authorized Representative, Attorney-in-Fact, Secured Party Creditor on behalf of XXXX XXXX XXXX, XXXX XXXX

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation