Consumer complaint received 2025-04-14 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: OH

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX OH XXXX EXPERIAN XXXX XXXX XXXX XXXX, TX XXXX Today 's Date is : XX/XX/year> Resource for Report Information is : XXXX XX/XX/year> My Date of Birth is [ XXXX ] My Social Security Numbers Last XXXX is [ XXXX ] *I have no other required reported personal identifier info and I do not authorize you nor any company ( ies ) to report ANY claim versus me of which there is not required inclusion or is facts not precisely and completely as I have above indicated is my non-disputed, veritable accurate correct and ongoing personal identifier information. Please ensure no other such information exists on my report. 
My Personal Tracking Number is XXXX XXXX XXXX XXXX XXXX Re : Please accept my ocial written notification that I suspect inappropriate details reporting and I'm seeking clarity to if or not the professed data injurious to me was done so in accordance with laws and adherent to the mandatorily exercised reporting standards. Obviously, I demand elimination of claims not attestably compliant in reporting accuracy and completion mandates and or not yet physically demonstrated of long-established documented proof of verification and validation absent incertitudeness. 
Dear Sir or Madam, I am reaching out to you about provided that has me concerned that the adequate and necessary ethical and lawful reporting practices did not occur or did so with reckless abandon! With that I am requesting a through investigation into the matter and immediate actions to legally remedy the misreporting ( XXXX ) discovered, mentioned by me or not! This document is not an argument against any claims verifiability nor its validation nor is this complaint an acknowledgement that either exists. Rather, this lawful consumer complaint is my contesting versus the data reporting furnisher ( XXXX ) very conditional privilege to report if unable, unwilling, untimely, and or else wise unproven in satisfying at least the established minimal requisites for ethical and lawful reporting of consumer. In this complaint, I here now contest any such above-mentioned data reporter and or accepting repository of reported claims to prove by note demonstration that entity 's well established certifiable compliant reporting process, including no less than the perfect adhering to the mandatory practiced and perfect intact Metro 2 data-filled field formatted reporting standards, of which there can not exist a deviation from nor omitting from without jeopardizing the integrity of claims made. Questionable reporting fails the federal requirements for all claims to be legally of a maximum attainable accuracy AND a maximum imaginable completeness, for the entity ( ies ) involved could of and should have been certifiable compliant in its reporting. Non- compliant reporting of even verifiable and or validatable claims fails the CDIA 's enacted CRRG minimums for adequately reported consumer credit. Collectability does not equate necessarily to reportability. Compliance of reporting standards is not optional, but rather a mandatory condition for lawful and ethical reporting. My complaint is that there is not sucient evidence proving the reported claims of derogatoriness or delinquencies versus me are firmly established to be compliant in its reporting, a preconditioned to be to report. Please remove from my report the questionable negativity accused of me labeled as below indicated : PLEASE NOW REMOVE FROM REPORTING THE FOLLOWING : # 1 Please annul any reported personal identifier NOT absolutely presented as XXXX XXXX of address located precisely at XXXX XXXX XXXX, XXXX, XXXX with exact SSN ( or last XXXXour ) of XXXX born on XXXX. I have no necessarily reported OTHER personal identifier data of which I do not contest any prospective reporters to demonstrate privilege to do so over my objection ( s ), be data authentic or elsewise! 
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Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation