Consumer complaint received 2024-09-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: LA

Complaint narrative:
XXXX XXXX XXXX of Birth : XX/XX/XXXX Social Security Number : XXXX This CFPB complaint has been filed to request pursuant of FCRA Section 605B ( 15 U.S.C. Section 1681c-2 ) that the TransUnion, XXXX, and XXXX credit reporting agencies block the information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. 

This fraudulent, inaccurate, and false information consists of XXXX with the Account number XXXX and a Balance of {$1700.00}, XXXXXXXX XXXX XXXX  with the Account number XXXX and a Balance of {$6700.00}, XXXX XXXX XXXX XXXX with the Account number XXXX  and a Balance of {$5000.00}, XXXX XXXX XXXX XXXX with the Account number XXXX and a Balance of {$15000.00}, XXXX with the Account number XXXX and a Balance of -, XXXX  XXXX with the Account number XXXX and a Balance of -, XXXX XXXX XXXX with the Account number XXXX and a Balance of {$2400.00}, XXXX XXXX XXXX with the Account number XXXX  and a Balance of {$1500.00}, XXXX XXXX XXXX with the Account number XXXX and a Balance of {$7000.00}, XXXXXXXX XXXX XXXX with the Account number XXXX and a Balance of {$5000.00}, XXXXXXXX XXXX XXXX with the Account number XXXX and a Balance of {$15000.00}, XXXX XXXX with the Account number -XXXX and a Balance of {$0.00}, XXXXXXXX XXXX XXXX XXXXXXXX with the Account number XXXX and a Balance of {$0.00}, XXXX XXXX with the Account number XXXX and a Balance of {$2400.00}, XXXX with the Account number XXXX and a Balance of {$7000.00}, XXXX XXXX  with the Account number XXXX and a Balance of {$5000.00}, XXXX XXXX  with the Account number XXXX  and a Balance of {$15000.00}, XXXX with the Account number XXXX and a Balance of {$0.00}, XXXX XXXX with the Account number XXXX and a Balance of {$0.00}. 

These accounts have resulted in several hard inquiries and fraudulent accounts appearing on my consumer FICO credit report. I have listed these fraudulent accounts that are on the report that is being maintained by the credit reporting agencies Transunion, XXXX, and XXXX. 

The Hard Inquiries that are on my credit report that should also be removed, blocked, and deleted are, Hard Inquiry from XXXX XXXX XXXX Inquired on XX/XX/XXXX, Hard Inquiry from XXXX XXXX XXXX Inquired on XX/XX/XXXX, Hard Inquiry from XXXX XXXX XXXX Inquired on XX/XX/XXXX, Hard Inquiry from XXXX XXXX XXXX Inquired on XX/XX/XXXX, Hard Inquiry from XXXX XXXX XXXX Inquired on XX/XX/XXXX, Hard Inquiry from XXXX XXXX XXXX Inquired on XX/XX/XXXX, Hard Inquiry from XXXX XXXX XXXX Inquired on XX/XX/XXXX, Hard Inquiry from XXXX XXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX, Hard Inquiry from XXXX XXXX  XXXX Inquired on XX/XX/XXXX, Hard Inquiry from XXXX XXXX  Inquired on XX/XX/XXXX, Hard Inquiry from XXXX XXXX XXXX Inquired on XX/XX/XXXX, Hard Inquiry from XXXX XXXX XXXX Inquired on XX/XX/XXXX, Hard Inquiry from XXXX Inquired on XX/XX/XXXX, Hard Inquiry from XXXX  XXXX XXXX XXXX Inquired on XX/XX/XXXX, Hard Inquiry from XXXX XXXX XXXX Inquired on XX/XX/XXXX, Hard Inquiry from XXXX Inquired XXXX XX/XX/XXXX, Hard Inquiry from XXXX XXXX Inquired on XX/XX/XXXX. 

I do not recognize the aforementioned accounts, or hard inquiries as reported. The aforementioned accounts, and hard inquiries appearing on my consumer credit report that are being maintained by XXXX, Transunion, and XXXX were not opened, made, or initiated by me. 

All of the aforementioned accounts, and hard inquiries are the result of identity theft and fraud. I attached a copy of FTC Identity Theft Criminal Complaint # XXXX as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, and hard inquiries are the result of identity theft and fraud.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief