Consumer complaint received 2025-11-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
I want to serve Experian and let them know the cease and desist on reporting inaccurate accounts addresses inquiries identity theft components on my credit report that's my life XX/XX/year> XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX Phone : XXXX Email : XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXX, TX XXXX Subject : Dispute of Incorrect Information Under the Fair Credit Reporting Act ( FCRA ) Identity Theft Claim To Whom It May Concern, I am writing to formally dispute inaccurate information appearing on my credit report maintained by Experian. I have been a victim of identity theft, and as a result, fraudulent accounts and incorrect information that does not belong to me have been reported to your bureau. This false and inaccurate reporting has caused significant harm to my life, credit, financial opportunities, and well-being.Under the Fair Credit Reporting Act ( 15 U.S.C. 1681i ), I have the right to dispute any inaccurate, incomplete, or unverifiable information on my credit report. I am exercising this right and demanding that you conduct a reasonable investigation and remove all false information within 30 days.Inaccurate Information in Question : Fraudulent accounts opened in my name without my authorizationAccounts reported as delinquent that I did not incurLate payments attributed to me that are falseAccounts I did not open or useI have attached the following documentation in support of this dispute : Copy of my Identity Theft ReportCopy of my credit report with inaccurate items highlighted/circledSupporting documents proving fraud and my lack of responsibility for these accountsLegal Obligation : You are required by federal law to : Conduct a thorough and reasonable investigationContact the furnisher ( s ) of this information and request verificationIf the information can not be verified or is found to be inaccurate, delete or correct it immediatelyProvide me with a corrected credit report at no chargeNotify me of the results within 30 daysI request that all inaccurate information be removed from my credit file immediately and that I receive a corrected copy of my credit report.Thank you for your prompt attention to this serious matter. I expect your response within 30 days. 


Sincerely, XXXX XXXX XXXX XXXX ( Your Signature ) ________________ Attachments : Copy of credit report with disputed items highlightedIdentity Theft ReportSupporting documentation Remove all inaccurate information accounts numbers emails inquiries for my credit report because I was a victim of identity theft and is really crashing and messing up my life mentally physically spiritually financially in the lot of it. 
AND I would like compensation in the amount of {$150000.00} for my pain and suffering. Also a credit repair class to help me get my credit back together

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation