Consumer complaint received 2023-12-21 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
Affidavit of Truth Notice to all, I, am that I am, the consumer in fact, natural person, original creditor, lender, executor, administrator, holder in due course for any and all derivatives thereof for the surname/ given name XXXX XXXX XXXX and I have been appointed and accept being the executor both public and private for all matters proceeding, and I hereby claim that I will d/b/a XXXX, XXXX, and autograph as the agent, attorney in fact, so be it ; Whereas, I of age, of majority, give this heron notice to all, I make solemn oath to the one and only most high of creation only, whoever that may be, and I depose the following facts, so be it, now present : Fact, The Truth in Lending Act is intended to inform consumers about the cost of credit. 
Fact, The Truth in Lending Act is intended to protect consumers against abuse and deceit by creditors and I have been abused and deceived so be it. 
Fact, Affiant is aware and has proof in attachment labeled as exhibit A that XXXXXXXX XXXX XXXX XXXX is a violation of Title VI of the consumer Credit Protection Act, And 16 CFR 313 and 15 U.S. Code 6802. A charge off is considered a certificate of indebtedness which means it is income and must be removed from the consumer report as stated by Publication XXXX ( XXXX ) & XXXX XXXX XXXX Fact, Affiant is aware and has proof in attachment labeled as exhibit A that XXXX is a violation of Title VI of the consumer Credit Protection Act, And 16 CFR 313 and 15 U.S. Code 6802. A charge off is considered a certificate of indebtedness which means it is income and must be removed from the consumer report as stated by Publication XXXX ( XXXX ) & XXXX XXXX XXXX Fact, Affiant is aware and has proof in attachment labeled as exhibit A that XXXX XXXXXXXX XXXX XXXXXXXX is a violation of Title VI of the consumer Credit Protection Act, And 16 CFR 313 and 15 U.S. Code 6802. A charge off is considered a certificate of indebtedness which means it is income and must be removed from the consumer report as stated by Publication XXXX ( XXXX ) & XXXX XXXX XXXX Fact, Affiant is aware and has proof in attachment labeled as exhibit A that XXXX is a violation of 15 usc 1692g . XXXX I did not supply all requirements under 15 usc 1692g.This is a violation of The Privacy Act of 1974. 

Fact, Affiant is aware and has proof in attachment labeled as exhibit A that XXXX XXXX  is a violation of 15 usc 1692g. XXXX XXXX  I did not supply all requirements under 15 usc 1692g.This is a violation of The Privacy Act of 1974. 
Fact, Affiant is aware and has proof in attachment labeled as exhibit A that XXXX XXXX is a violation of 15 usc 1692g. XXXX XXXX I did not supply all requirements under 15 usc 1692g. This is a violation of The Privacy Act of 1974. 
Fact, Affiant is aware and has proof in attachment labeled as exhibit A that XXXX XXXX is a violation of 15 usc 1692g XXXX XXXX XXXX I did not supply all requirements under 15 usc 1692g.This is a violation of The Privacy Act of 1974. 
Fact, Affiant is aware and has proof in attachment labeled as exhibit A that XXXX XXXX  is a violation of Title VI of the consumer Credit Protection Act, And 16 CFR 313 and 15 U.S. Code 6802. A charge off is considered a certificate of indebtedness which means it is income and must be removed from the consumer report. 
Fact, Affiant is aware and has proof in attachment labeled as exhibit A that XXXX XXXX is a violation of 15 usc 1692g . XXXX XXXX I did not supply all requirements under 15 usc 1692g . This is a violation of The Privacy Act of 1974. 
*Any authorization whether verbal non verbal or written is now and indefinitely null an void per 15 USC 6802.

Company response to consumer: Closed with non-monetary relief