Consumer complaint received 2023-01-08 00:00:00
Product: Debt collection — Other debt
Issue: Took or threatened to take negative or legal action — Seized or attempted to seize your property
Company: CL Holdings LLC
State: SC

Complaint narrative:
Ive noticed my new device from XXXX XXXX I utilize the keychain password autofill to keep up with my usernames and passwords. This would include XXXX  XXXX XXXX as well. I do believe its XXXX or Jefferson Capital due to someone changed the phone number associated with my XXXX XXXX XXXX account to XXXX which is associated with XXXX which is associated with Jefferson Capital. I filed complaints against this company due to sending the information providing proof the account doesnt belong to me. My old account for CFPB, FTC, XXXX, XXXX, XXXX, XXXX, EVEN MY NETWORKNSERVICE PROVIDER, XXXX XXXX ALL MY INFO WAS CHANGED OUT OF NO WHERE, XXXX  was unable to change my phone number, I keep recieving calls and texts stating I owe money to the hospital, something with the blood connections, phishing attempts, my phone once the new bill starts over for my data the same day it shows cramming and slamming due to high volumes of data up to 35gb in one day being used when Im not even using the phone. When I recieved the accounts the ones I could get into its showing the same number XXXX attached to the acccounts when I never transferred my number to XXXX  XXXX  I had got a new number. They made it impossible for me to get back into these accounts by changing the phone number and emails associated with the accounts. Now recently I was with XXXX and had that phone number but I closed the account due to XXXX lying stating my monthly bill wouldnt exceed XXXX $ but every month it was over $ XXXX {$200.00} so I closed the account because I have health issues and my kids have XXXX and I just couldnt afford it. But this old account with XXXX is associated with someone in my family who was using my information I showed uploaded my drivers license records which I disputed with the XXXX someone who knew my social was having my Drivers License sent to their homes committing financial fraud. I know its the debt collectors taking money from my account by utilizing unlawful access to my accounts and taking money. XXXX  XXXX XXXX refuse to give me access to my online banking Im missing approx {$350.00} now and they cant tell me where it went. XXXX XXXX is being remotely turned on from my device. The information XXXX is collecting is from a false pseudonyms XXXX false geolocations false log data using XXXX XXXX XXXX XXXX XXXX XXXX looking at credit report someone pulled my credit report XXXX times back to back alone in XXXX a credit reporting agency I just gained access to today XX/XX/XXXX. Every time I turn my car on XXXX turns on remotely on my phone. My legs feet hurts badly after driving a car thats not in my name. All of sudden after the insurance company just paid over XXXX on the car being fixed this includes ac/heat it just randomly stopped working now my kids are freezing cold in the mornings for the bus or if we have to go somewhere. It shows on the radio in the car a desktop linked to the XXXX even after I reset the radio it pops back up!! My device and router detected a device unauthorized access to it and alerted me XXXX AND XXXX ALERTED ME ON MY PHONE NUMBER BEING ON THE XXXX ALSO WHEN I CALLED XXXX ABOUT MAKING THE APPOINTMENT FOR THE XXXX XXXX was linked to the account Ive never given them that number. Cause the car isnt mine its XXXX XXXX he owns the car not me. He bought the car in XXXX not me I just drive the car Im not tied to the car on paperwork never have. I noticed extremely high XXXX XXXX XXXX its like these creditors are fraudulently utilizing their systems and connections to steal money from me and my kids when the debt isnt mine. XXXX XXXX I tested them by giving them a routing and account number that had no funds in it to make sure it wasnt me they told me they received the payment on an account that had no activity but that same week my bank account came up missing the same amount that was due. My bank couldnt figure where the money went to. This needs attention INTERNAL AFFAIRS THIS IS AN INSIDE JOB BEING DONE. Ive lost work hours up to a week at a time due to my Wi-Fi not working making me loose hours and work the 2 companies I owe I called them told them the issue and told them I will pay them once I get a full check. Im stressed and this is going to kill me mentally emotionally this is illegal. There are over 30 soft credit inquires none that Ive done and some of them been pulled over 30 times

Company response to consumer: Closed with explanation