Consumer complaint received 2025-01-12 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Incorrect information on your report — Information belongs to someone else
Company: LEXISNEXIS
State: GA

Complaint narrative:
I am writing to formally address several inaccuracies that have come to my attention in my consumer report. After reviewing my file, I have identified erroneous and unverified information that needs to be thoroughly investigated and promptly removed. 
As a consumer reporting agency governed by the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq., your organization has a legal obligation to ensure the information you report is both accurate and substantiated. To comply with the requirements outlined under the FCRA, I ask for your immediate attention to the following points : 1. Confirm that reasonable measures are in place to ensure the maximum possible accuracy of all data reported, as mandated by 15 U.S.C. 1681e ( b ).

2. Conduct a proper investigation into the disputed information, as required under 15 U.S.C. 1681i.

3. Verify that any party granted access to my consumer report had a permissible purpose, as outlined in 15 U.S.C. 1681b.

4. Provide all disclosures related to my consumer file, as stipulated under 15 U.S.C. 1681g.

I am requesting verifiable documentationsuch as original contracts or other legally binding agreements bearing my signatureto substantiate the accounts or items listed in Exhibit A. In the absence of such proof, I respectfully demand the removal of all disputed, invalid, and unverified items from my report.

Furthermore, upon the completion of your investigation, please share : A comprehensive explanation of the methods and procedures used to verify the disputed items.

The contact details of the agent responsible for the investigation in case further communication is required. 

For identity verification purposes, I have provided the following information : Name : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Enclosed are copies of my government-issued ID and Social Security card for XXXX reference. Thank you for your prompt attention to this matter. I trust that you will ensure compliance with all applicable laws and work diligently to resolve these inaccuracies. 
Sincerely, XXXX XXXX XXXX Attachments : Copy of ID/Drivers License Copy of Social Security Card Exhibit A SECTION XXXX : Identification Records Dates of Birth : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with explanation