Consumer complaint received 2024-12-17 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: NV

Complaint narrative:
XX/XX/XXXXXXXX  Subject : Dispute of Inaccurate Items on Credit Report Dear Consumer Financial Protection Bureau, I am writing to formally dispute inaccurate information on my credit report. After a detailed investigation, I have identified several items that are incorrect and not in compliance with the Fair Credit Reporting Act ( FCRA ). Specifically, the consumer reporting agencies have failed to ensure maximum possible accuracy of the information as required under 15 U.S. Code 1681e ( b ). Additionally, under 15 U.S. Code 1681i ( 5 ), inaccurate or unverifiable information must be promptly deleted or corrected.

The following items on my credit report are inaccurate and should be removed immediately : ExperianXXXX XXXX Last Reported : XX/XX/XXXX Disputed Entries : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Last Reported : XXXX XXXX XXXX Amount : {$570.00} Status : Open Balance Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX Last Reported : XX/XX/XXXX Amount : {$750.00} Status : Open Balance Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX Last Reported : XX/XX/XXXX Amount : {$900.00} Status : Open Balance Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX Last Reported XXXX XX/XX/XXXX Amount : {$1500.00} Status : Open Balance Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Amount : {$1800.00} Status : Open Balance Original Creditor : XXXX & XXXX XXXX XXXX XXXX XXXX XXXX Reported : XX/XX/XXXX Disputed Entries : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX XXXX XXXX XXXX Last Reported : XX/XX/XXXX Amount : {$570.00} Status : Open Balance Original Creditor : XXXX XXXX XXXX XXXX XXXXXXXX XXXX Last Reported XXXX XX/XX/XXXX Amount : {$750.00} Status : Open Balance Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX Last Reported : XX/XX/XXXX Amount : {$900.00} Status : Open Balance Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX Last Reported XXXX XX/XX/XXXX Amount : {$1500.00} Status : Open Balance Original Creditor : XXXX XXXX XXXX XXXX & XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Amount : {$1800.00} Status : Open Balance Original Creditor : XXXXXXXX XXXX XXXX XXXX XXXX XXXX Last Reported XXXX XX/XX/XXXX Disputed Entries : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX XXXX XXXX XXXX Last Reported : XX/XX/XXXX Amount : {$570.00} Status : Open Balance Original Creditor : XXXX XXXX XXXX XXXX XXXXXXXX XXXX Last Reported : XX/XX/XXXX Amount : {$750.00} Status : Open Balance Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX Last Reported : XX/XX/XXXX Amount : {$900.00} Status : Open Balance Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX Last Reported : XX/XX/XXXX XXXX XXXX {$1500.00} Status : Open Balance Original Creditor : XXXX XXXX XXXX XXXX & XXXX, XXXX Last XXXX XXXX XX/XX/XXXX XXXX XXXX {$1800.00} Status : Open Balance Original Creditor : XXXX XXXX XXXX XXXX I request that the consumer reporting agencies promptly delete these items from my credit report or provide verifiable evidence supporting their accuracy.

Please note that I am exercising my rights under the FCRA and expect prompt action to resolve these disputes. Failure to address these inaccuracies will leave me no choice but to pursue further legal remedies.

Thank you for your immediate attention to this matter. Please notify me once the items have been corrected or removed. 

Sincerely, XXXX XXXX XXXX.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief