Consumer complaint received 2025-12-15 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: PA

Complaint narrative:
I am submitting this complaint to formally dispute multiple inaccuracies currently being reported on my consumer credit reports. Despite my rights under the Fair Credit Reporting Act ( FCRA ), inaccurate information continues to be reported without proper verification. 

1. Incorrect Addresses Not Mine The following addresses are being reported on my credit file. I have no knowledge of these addresses, they are not associated with me, and they do not belong to me in any capacity. Reporting inaccurate address information violates FCRA 607 ( b ) and 611. 

XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX I am requesting immediate deletion of all incorrect address information. 

2. Charge-Off Accounts No Knowledge / Not Mine The following charge-off accounts are being reported. I have no knowledge of these accounts and do not recognize them as mine. If these accounts can not be fully verified with proper documentation, they must be removed. 

XXXX XXXX XXXXXXXX XXXX XXXXate Opened : XX/XX/XXXX Balance : {$120.00} XXXX XXXX XXXX XXXX Date Opened : XXXX Balance XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XXXX Balance : {$480.00} XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$25000.00} XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$1100.00} These accounts are inaccurately reported and must be deleted or corrected following a proper reinvestigation. 

3. Collection Accounts No Knowledge / Not Mine The following collection accounts are being reported. I have no knowledge of these accounts, did not enter into any agreement related to them, and they do not belong to me. 

XXXX XXXX XXXX ( Original Creditor : XXXX XXXX ) Date Opened : XX/XX/XXXX Balance : {$2200.00} XXXX XXXX XXXX XXXX ( Original Creditor : XXXX ) Date Opened : XX/XX/XXXX Balance : {$460.00} If these accounts can not be verified with competent evidence, they must be removed in compliance with the FCRA. 

4. Credit Inquiries Improper / Unverified The following inquiries are appearing on my credit report. I did not authorize or recognize these inquiries. Unverified inquiries must be removed. 

XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Requested Resolution I am requesting that the CFPB ensure : A proper reinvestigation of all disputed items Deletion or correction of any information that can not be fully verified Compliance with all applicable sections of the Fair Credit Reporting Act This complaint is submitted solely to correct inaccurate credit reporting and ensure my credit file reflects accurate, verifiable information only. 

Thank you for your attention to this matter.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation