Consumer complaint received 2025-01-29 00:00:00
Product: Debt collection — Telecommunications debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Spring Oaks Capital, LLC
State: AL

Complaint narrative:
THIS COMPANY IS NOT LICENSED TO COLLECT IN MY STATE AND HAS OBTAINED MY INFORMATION ILLEGALLY. THEY HAVE VIOLATED MY RIGHTS AS A CONSUMER AND I WILL SEEK LEGAL ACTION IF THIS ACCOUNT IS NOT REMOVED FROM MY CREDIT REPORT. 




Spring Oaks Capital , LLC XXXX ID : XXXX XXXX Address : XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXXXXXX Mailing Address : XXXX XXXX XXXX XXXX, XXXX XXXXXXXX Phone : XXXX Toll-Free Number : Not provided Fax : Not provided Website : www.springoakscapital.com Email : XXXX Other Trade Names More Info : None Prior Other Trade Names More Info : None Prior Legal Names More Info : None Sponsored XXXX More Info : XXXX Fiscal Year End : XX/XX/XXXX Formed in : XXXX United States Date Formed XXXX More Info XX/XX/XXXX Stock Symbol : None Business Structure : Limited Liability Company Regulatory Actions More Info : None posted in XXXXBranch LocationsMore Info ( 1 Active, 0 Inactive ) view all branches State Licenses/Registrations ( Displaying 31 Active of 31 Total ) Regulator More Info License/Registration Name Authorized to Conduct Business More Info Consumer Complaint More Info view all details XXXX Collection Agency License Yes Submit to Regulator View Details AXXXX  Sales Finance License Yes Submit to Regulator View Details XXXX  - XXXX Debt Collection License Yes Submit to Regulator View Details Connecticut XXXX XXXX XXXX License Yes Submit to Regulator View Details XXXX  XXXX XXXX XXXX License Yes Submit to Regulator View Details XXXXXXXX Collection Agency License Yes Submit to Regulator View Details Idaho Regulated Lender License Yes Submit to Regulator View Details XXXX Sales Finance Agency License Yes Submit to Regulator XXXX XXXX  XXXX Collection Agency License Yes Submit to Regulator View Details  XXXX Supervised Loan License Yes Submit to Regulator View Details XXXX Licensed Lender Main Office ( In-State and Out-Of-State with Lending Activity ) Yes Submit to Regulator View Details XXXX Debt Collector Yes Submit to Regulator View Details XXXX Collection Agency License Yes Submit to Regulator View Details XXXX Consumer Loan License Yes Submit to Regulator View Details XXXX Sales XXXX XXXX XXXX XXXX XXXX XXXX  View Details XXXX Debt Collector XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Consumer Loan License Yes Submit to Regulator View Details XXXX Installment Loan Company License Yes Submit to Regulator View Details XXXX XXXX XXXX Collection Agency License Yes Submit to Regulator View Details XXXX XXXX XXXX Collection Agency License Yes Submit to Regulator View Details XXXX XXXX Collection Agency License Yes Submit to Regulator View Details XXXX XXXX Collection Agency License Yes Submit to Regulator View Details XXXX Consumer Installment Loan Act License Yes Submit to Regulator View Details XXXX Collection Agency Registration Yes Submit to Regulator View Details XXXX Debt Buyer License Yes Submit to Regulator View Details Rhode Island Debt Collector Registration Yes Submit to Regulator View Details XXXX XXXX Supervised Lender - Company License Yes Submit to Regulator View Details XXXX XXXXI Supervised Lender - Website # 1 License Yes Submit to Regulator View Details XXXX XXXX  Money Lender License Yes Submit to Regulator View Details XXXX Collection Agency License Yes Submit to Regulator View Details XXXX Consumer Lender License

Company response to consumer: Closed with explanation