Consumer complaint received 2025-03-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: MS

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX, Mississippi XXXX Date of Birth : XX/XX/XXXX SS # : XXXX Experian XXXX XXXX XXXX XXXX, TX XXXX XX/XX/XXXX Subject : Request for Removal of Inaccurate Credit Information To Whom It May Concern : Upon reviewing a copy of my credit report, I have identified the following item ( XXXX ) that contain inaccuracies : XXXX. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. The following personal information is incorrect Employers : WASHINGTON XXXX XXXX XXXX. The following personal information is incorrect Employers : XXXX XXXX SCHOOL XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

XXXX. The inquiry was not authorized XXXX  XXXX AUTO FIN Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

XXXX. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

XXXX. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

XXXX. The inquiry was not authorized XXXX  Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

XXXX. The status is incorrect for the following account XXXX XXXX XXXX  Account Number : XXXX Please correct/update this inaccurate information on my credit report. 

XXXX. Validate Account XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account XXXX XXXX XXXX  Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account THE XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account U XXXX DEPT OF XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account U XXXX DEPT OF XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account U XXXX DEPT OF XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account U XXXX DEPT OF XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account U XXXX DEPT OF XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account U XXXX DEPT OF XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account U XXXX DEPT OF XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account U XXXX DEPT OF XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account U XXXX DEPT OF XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account XXXX  XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. The status is incorrect for the following account XXXX XXXX XXXX Account Number : XXXX Please ensure that all information is accurate XXXX. Validate Account XXXX XXXX Account XXXX : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account XXXX Account XXXX : XXXX Please investigate and delete from my credit report. 

XXXX. Validate Account THE BANK XXXX XXXX  Account Number : XXXX Please investigate and delete from my credit report. 


In accordance with the Fair Credit Reporting Act, I hereby request an investigation into these items and their subsequent removal from my credit report. I understand that you are obligated to verify these items with the relevant creditor. Any information that can not be verified by the creditor should be promptly removed. I am aware that, as per 15 U.S.C. Sec. 1681i ( a ), you are required to complete this reinvestigation within 30 days of receiving this letter.

Please send an updated copy of my credit report to the address provided above. According to the provisions of the act, there should be no charge for this updated report. Additionally, I kindly request that you notify any party who has received my credit report in the past XXXX months about the corrections made. 

Thank you for your attention and assistance in resolving this matter. 

Yours sincerely, XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation