Consumer complaint received 2025-10-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
bmitting this complaint to the Consumer Financial Protection Bureau ( CFPB ) regarding * Bureau *, specifically in relation to the recent data breach that has compromised the personal information of countless consumers, including myself. Pursuant to the Fair Credit Reporting Act ( FCRA ) 605B ( 15 U.S.C. 1681c-2 ), I request the removal of fraudulent information from my credit report that has resulted from identity theft and fraud. Experian is legally required to complete this action within four business days of receiving this complaint. 
EQUIFAX ADDRESSES : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX equifax Account name XXXX XXXX XXXX XXXXXXXX Account number XXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX  Account number XXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX XXXX  Account number XXXX Date opened XX/XX/XXXX Balance {$700.00} Account name XXXX XXXX I Account number XXXX  Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$1600.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$650.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$210.00} Account name XXXX XXXX XXXX, Account number XXXX Date opened XX/XX/XXXX Balance {$840.00} TRANSUNION : ADDRESSES : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX TRANSUNION : Account name XXXX  XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX XXXX  Account number XXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$700.00} Account name XXXX XXXX Account number MXXXX Date opened XX/XX/XXXX Balance {$0.00} Account name XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$160.00} Account name XXXX  Account number XXXX Date opened XX/XX/XXXX Balance {$1600.00} Account name XXXX XXXX  Account number XXXX Date opened XX/XX/XXXX Balance {$210.00} Account name XXXX XXXX  Account number XXXX Date opened XX/XX/XXXX Balance {$650.00} Account name XXXX  Account number XXXX Date opened XX/XX/XXXX Balance {$840.00} The accounts listed above are fraudulent and have led to numerous unauthorizedhard inquiries and derogatory collections appearing on my FICO credit report. These entries areunequivocally tied to identity theft and are negatively impacting my credit standing. To substantiatemy claim, I have enclosed documentation of my FTC Identity Theft Complaints, which serves as compelling evidence that these accounts, inquiries, and collections are the result of identity theft and fraud. The negligence of Equifax in safeguardingconsumer data has enabled identity thieves to exploit my personal information. I expect immediateaction to rectify this matter, with acknowledgment of receipt of this complaint and confirmation of thesteps being taken to remove the fraudulent information. Failure to comply with this legal obligationwill compel me to take further action, including escalation to the CFPB, Federal Trade Commission, and legal avenues available to protect my rights as a consumer. Thank you for your attention to thisurgent matter. Sincerely, XXXX XXXX

Company response to consumer: Closed with non-monetary relief