Consumer complaint received 2024-08-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
I am writing to formally lodge a complaint regarding inaccuracies on my credit report. Despite numerous attempts, there are still late open accounts incorrectly listed on my credit report. These accounts are not accurate and should not reflect as late. Similarly, there are late closed accounts that have not been removed despite multiple requests. These accounts were closed in good standing and should not appear as late on my report. The continued presence of these inaccuracies on my credit report is causing significant harm to my credit standing and financial well-being. I urge you to rectify these issues promptly. Please acknowledge receipt of this complaint and provide a resolution timeline. Please help me correct or removed this accounts : XXXX XXXX XXXX Balance Owed : {$0.00} - Please check the Payment History and Status information on this account and adjust accordingly. 

XXXX XXXX XXXX XXXX Balance : {$7100.00} - My records indicate that this account was paid as agreed, and I never missed a payment. Please update this information immediately. 

XXXX XXXX XXXX XXXX Balance : {$4100.00} - I need this account be corrected NOW. 

XXXX XXXX XXXX XXXX Balance : {$11000.00} - How can you report this account as Unrated and Included in Bankruptcy when my record shows that this account was Paid as Agreed and the Balance is 0? Investigate all records closely. Ensure all info is truly accurate. 

XXXX XXXX XXXX XXXX Balance : {$1500.00} - I do not believe I was late on this account you are reporting. Please report the payment status positive and update all late reporting on this account. 

XXXX XXXX XXXX XXXX Balance : {$8700.00} - Please take off the late things from this account because I think I made my payment on time. 

XXXX XXXX XXXX XXXX Balance : {$8400.00} - The number of late payments is incorrect. I never missed a payment. Please adjust immediately. 

XXXX XXXX XXXX XXXX : {$1600.00} - My record shows that this account was Paid as Agreed and I never missed a payment. Please update it immediately. 

XXXX XXXX XXXX XXXX Balance : {$9800.00} - Please check the status of this account. It is entirely wrong, to begin with. I was never late on this account. 

XXXX XXXX XXXX XXXX Balance : {$5800.00} - Please check the Payment History and Status information on this account and adjust accordingly. 

XXXX XXXX XXXX XXXX Balance : {$3400.00} - You are reporting different information from other bureaus. XXXX FCRA, reporting must be 100 % accurate or the information must be updated. 

XXXX XXXX XXXX XXXX Balance : {$7400.00} - I am not late on this account. My record shows that this account was paid as agreed. Please adjust immediately. 

XXXX XXXX XXXX XXXX Balance : {$3200.00} - It seems that the following information reported is incorrect : account number, payment status, and date open. Get it right immediately ; otherwise, update the account from my report. 

XXXX XXXX XXXXXXXX XXXX Balance : {$6700.00} - How can you report this account as late when my record shows that this account was paid as agreed? Please adjust immediately. 

XXXXXXXX XXXX  XXXX XXXX Balance : {$0.00} Kindly take off the late things from this account because I think I made my payment on time. 

XXXX XXXX XXXXXXXX XXXX Balance : {$6800.00} - I want this account be corrected immediately. 

XXXX XXXX XXXX XXXX Balance : {$7000.00} - I never missed a payment. Please adjust immediately. 

XXXX XXXX XXXX XXXX Balance : {$7500.00} - It is entirely wrong, to begin with. I was never late on this account. 

XXXX XXXX  XXXX XXXX Balance : {$7300.00} - Per FCRA, reporting must be 100 % accurate or the information must be updated. 

XXXX XXXX XXXX : {$0.00} - I see things may be inaccurate. Start looking at the account name, opening date, and high balance. I believe this information may be inaccurate. Immediate removal of this item is necessary. 

XXXX XXXX XXXX : {$0.00} - I see things may be inaccurate. Start looking at the account name, opening date, and account status. I believe this information may be inaccurate. I need this deleted now.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation