Consumer complaint received 2024-10-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
XXXX XXXX XXXX reported with XXXX and alleged to be XXXX Alleged is reported in deficiency of reporting mandates and or principals therefore the misstatement must be eradicated as is my lawfully requested resolution, please do so HERE AND NOW! This claim has distinguished ailments in at least one or more of the following reported data fields jeopardizing its credibility and integrity as reported when reported : With reference to item questioned above, Creditor Remarks : reported as Account has been closed due to inactivity.Unpaid balance reported as a loss by the credit grantor. for Experian, Charged off as bad debtCanceled by credit grantor for XXXX XXXX, and as Charged off accountAccounts closed by credit grantor for XXXX and as such is one, each or all in aberrancy from the requisite standard ( s ) and or is not proven much less certifiably compliant to its principal mandates as its relevant and consequential for compliant reporting. This field, as reported, is a divergence from the established CDIAs reporting standards and or is reported one or more of being untrue, inaccurate, inconsistent, incomplete, untimely, unverifiable, and or else wise not confirmed certifiably compliant to all mandates for ethical and lawful reporting! Clearly, this field asserts that potentially this item of reporting is or is not yet unproven to be an aberrancy at issue with reporting accuracy and or compliance standards. 
In regard to item questioned above, Account Terms Length : reported as Not Reporting for Experian, Not Reporting for XXXX XXXX, and as Not Reporting for XXXX and as such are one or more seemingly deficient of its exigency of reporting decorum! I here now file a written challenge to and for the accusing data reporter and for each any and all of the accepting data reporting repositories to factually chronicle and substantiate the required minimum adequacy of its own reporting and in doing so necessarily satisfying that for and of at least the minimal criterion to have utilized their obviously previously-assumed privilege to report. 
In regard to item questioned above, Account Cycle Identifier : reported as Not Reporting for Experian, Not Reporting for XXXX XXXX, and as Not Reporting for XXXX and as such is one, each or all in deviation from the requisite standard ( s ) and or is not proven much less certifiably compliant to its regulatory mandates as its a sin qua non for compliant reporting and as such are one or more apparently deficient of its exigency of reporting sufficiency and or decree ( s )!

Bearing attention to the item questioned above, Data Reporter Identification Number reported as Not Reporting for Experian, XXXXXXXX  for XXXX XXXX, and as Not Reporting for XXXX and as such is in apparent deviation from the requisite standard ( s ) for certifiably compliant reporting, hence the XXXX of my rightful consumer complaint contesting reporter 's privilege to report this claim unless it accepts and successfully fulfills the challenge to prove indisputably its confirmed and demonstrated adequacy of reporting practices and process to include no less than the full adherence of their required perfection and completeness of the Credit Reporting Industry 's mandatorily utilized XXXX XXXX Format standards, and as such are one or more likely deficient of its exigency of reporting edict, and as such are one or more for all intents and purposes deficient of its exigency of reporting Appropriateness! 
In regard to item questioned above, Date of Last Payment : reported as XX/XX/XXXXXXXX  for Experian, XX/XX/XXXX for XXXX XXXX, and as XX/XX/XXXX for XXXX are one, two, or each apparently in potential deviation ( s ) from the requisite standard ( s ) for the compliant reporting, thereby making such reported claims a concern due in part to lesser integrity of data as reported ( per CRRG3-4 ). OBVIOUSLY, INTEGRITY is the intention of fair and ethical reporting satiety!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation