Consumer complaint received 2017-06-12 00:00:00
Product: Mortgage — Conventional home mortgage
Issue: Closing on a mortgage — 
Company: RUSHMORE LOAN MANAGEMENT SERVICES LLC
State: GA

Complaint narrative:
Dear Consumer Financial Protection Bureau, CFPB : This Complaint is against Rushmore loan servicer ( prior loan servicer XXXX XXXX XXXX ) and XXXX XXXX XXXX ( both of who are debt collectors ) for which I, XXXX XXXX XXXX OWE NOTHING. I want XXXXushmore and XXXX XXXX XXXX removed from My Credit Report because they are negatively impacting my credit for debt that should have been removed because 7 years have elapsed. In addition, XXXX XXXX XXXX informed me they were writing the alleged debt off, and would mail me a XXXX, which I have not received, instead XXXX XXXX XXXX and rushmore collude and interfere with each short sale, sheriff sale, foreclosure, deed in lieu of foreclosure, relocation incentives, etc, and elect to harass and stalk me. I want them to move their XXXX ONWARD with their delusions of being in control. XXXX XXXX XXXX and Rushmore loan servicer ( prior loan servicer XXXX ) who works for lawyers XXXXXXXX master participation trust ( lawyers specifically XXXX XXXX XXXX XXXX XXXX located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX new jersey XXXX, Phone XXXX, AND XXXX XXXX XXXX ) are encroaching upon my rights and interfering with my VERY IMPORTANT SAFETY, Livelihood, Well-Being, and their collection tactics are legally defined as harassment because they are being unrealistically unreasonable with each closing : ( 1 )XX/XX/XXXX XXXX XXXX XXXX new jersey XXXX XXXX and XXXX XXXX : legally binding contract short sale for {$90000.00}. XXXX XXXX XXXX tortuously interfered with the closing. ( 2 ) XX/XX/XXXX XXXX new jersey XXXX XXXX and XXXX XXXX. BANK APPROVED SHORT SALE FOR {$50000.00}. XXXX XXXX is in breach of contract for which lawyer judge XXXX XXXX of XXXX superior court is not adjudicating fairly. ( 3 ) XX/XX/XXXX XXXX XXXX new jersey XXXX XXXX XXXX with XXXX XXXX. Legally binding contract {$60000.00} and counter offer {$65000.00}. ( 4 ) XX/XX/XXXXXXXX XXXX new jersey XXXX XXXX with XXXX XXXX. Legally binding contract {$50000.00} and counter offer {$53000.00}. The last brokers price opinion, BPO, in XX/XX/XXXX valued the house at {$65000.00} AS IS, and there have been no renovations to the property since XX/XX/XXXX-XX/XX/XXXX. Each time XXXX XXXX XXXX or the loan servicer tortuously interfere with the closing or contract, they fraudulently conceal, and buyer XXXX XXXX is in breach of contract. For example, rushmore is unrealistically and unreasonably negotiating abysmally on a property that has been vacant since approximately XX/XX/XXXX, vandalized both exterior and interior, electrical, plumbing, and heating cooling systems vandalized CONFIRMED AND VERIFIED, just to name a few of the problems with XXXX XXXX XXXX XXXX New jersey XXXX. Several licensed realtors have confirmed the vandalism and property damage to XXXX XXXX XXXX XXXX New Jersey XXXX of a disgruntled, filthy and delusions section 8 tenant-XXXX XXXX XXXX XXXX. They have opted to continuously send me bills and invoices for which they could have easily remedied since XX/XX/XXXX. I  WANT THEM REMOVED OFF MY CREDIT REPORT : They refuse to close on a guaranteed short sale CASH PAYOUT, they refuse to foreclosure, they refuse to deed in lieu of foreclosure, and they refuse sheriff sales, they need to MOVE THEIR OLD XXXX THE XXXX ON. I want them removed off My Credit Report and Away from Me because they are harassing me and adversely reporting negatively on my credit report trying to give the appearance that I am not responsible and not credit worthy when that is a lie ( THEY ARE GRAVELY AFFECTING MY VERY IMPORTANT/GENTLE SAFETY ). The property is a result of predatory lending and should not be in my name. They have ( XXXX XXXX XXXX, rushmore, XXXX participation trust, and XXXX XXXX XXXX XXXX ) have become desperate, trifling, and criminal in their failed attempt to collect on a debt I DO NOT OWE, and they need to MOVE THEIR XXXX XXXX  XXXX XXXX <P/>Sincerely and Respectfully, XXXX XXXX XXXX Phone : XXXX XXXX : CFPB COMPLAINT ON RUSHMORE, XXXX, XXXX XXXX XXXX, XXXX PARTICIPATION TRUST, AND XXXX XXXX XXXX XXXX ).

Company response to consumer: Closed with explanation