Consumer complaint received 2025-01-17 00:00:00
Product: Debt collection — Credit card debt
Issue: False statements or representation — Attempted to collect wrong amount
Company: Experian Information Solutions Inc.
State: IA

Complaint narrative:
XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX Consumer dispute XXXX XXXX XXXX XXXX PA XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXXConsumer Assistance XXXX XXXX XXXX XXXX, GA XXXX Subject : Dispute of Inaccurate Credit Information Dear XXXX XXXX XXXX XXXX Experian And XXXX XXXX assistance. I am writing to formally dispute certain inaccuracies in my credit report as required by the Fair Credit Reporting Act ( FCRA ). My name is XXXX XXXX XXXX, and my Social Security number is XXXX, I have recently reviewed my credit report dated XXXX and I found the following items that I believe are incorrect. 
XXXX. XXXX XXXX XXXX - Description of the Inaccuracy late payment XXXX days late XXXX and XXXX between the dates of XXXX XXXX, XXXX XXXX XX/XX/XXXX and XX/XX/XXXX XXXX - Supporting Documents : Letter from XXXX XXXX XXXX XXXX. 
XXXX. XXXX XXXX XXXX Account Number : XXXX Balance zero paid in full -Supporting Documents a letter from XXXX XXXX XXXX XXXX 
XXXX. XXXX XXXX XXXX XXXX I paid the balance in full as of XXXX XXXX it needs to be updated. 


XXXX. My Personal name is XXXX XXXX XXXX including telephone number XXXX please remove any other numbers thats is save to my credit profile please remove old telephones. 
XXXX. XXXX XXXX is paid in full as of XX/XX/XXXX. XX/XX/XXXX and XX/XX/XXXX were XXXX days past due which it has being paid on time please remove it off my credit report. 

XXXX. Self-credit builder is reporting XXXX late payments, which am currently paying on time it has been update yet please update it to my credit report. 
XXXX. XXXXXXXX XXXX  account is reporting XXXX late payment & # XXXX ; XXXX which I am currently paying it on time it hasn't been update in the system please remove it off my credit. 

XXXX. XXXX is currently reporting XXXX days late payments which am paying them on time can you please update the account details. 
XXXX. XXXX XXXX XXXX is reporting XXXX late payments, am currently paying them on time can you update the account details. 
XXXX. XXXX Is not updated I paid them in full as of XXXX can you please update my account removing the late payment. 
XXXX. XXXX XXXX XXXX bank is reporting XXXX  days late payments can you please update my account am currently paying them on time. 
XXXX. XXXX XXXX Bank reporting XXXX, XXXX days past due, when I paid them in full as of XXXX can you please update my account regarding this situation. 
I kindly request that you investigate these matters and remove or correct the inaccurate information from my credit report. According to the FCRA, you are required to conduct a reasonable investigation of my dispute and respond within XXXX days. 
Please find attached copies of my credit report with the disputed items highlighted, along with any supporting documentation. I appreciate your attention to this matter and look forward to your prompt response. 
15 U.SC 1692C 15 U.SC 1692G 15 U.CS CODE 16181S2 15 U.CS 1681C-2 15 U.CS 1681i 15 U.S CODE 1681 ( XXXX ) 12 CFR 1026.3 15 U.S CODE 1666b Thank you for your assistance. 
XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation