Consumer complaint received 2025-03-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: CT

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CT XXXX XX/XX/year> TransUnion Consumer Solutions XXXX XXXX XXXX XXXX, PA XXXX Consumer Financial Protection Bureau XXXX CFPB ) XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX : Complaint Regarding Inaccurate Address Information on My Credit Report Dear Sir/Madam, I am writing to formally lodge a complaint regarding inaccurate address information listed on my credit report. This dispute relates to the addresses appearing on my credit report provided by [ insert name of credit reporting agency, e.g., Experian, Equifax, or TransUnion ], which I obtained on [ insert date of credit report ]. Under the Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681, I have the right to dispute any inaccuracies that appear on my credit report. I have already disputed these inaccuracies with the credit reporting agency, but the addresses in question have not been corrected. 
Upon reviewing my credit report, I identified the following inaccurate or erroneous addresses : 1. [ List the inaccurate address ( es ), including the specific address you are disputing ] These addresses are either outdated, incorrect, or not associated with me. Despite notifying the credit reporting agency, these inaccuracies remain unresolved. As outlined in the FCRA ( 15 U.S.C. 1681i ), the credit reporting agency is required to conduct a reasonable investigation and correct any inaccuracies within 30 days. However, as of today, no corrective action has been taken. 
I request that the CFPB intervene to ensure that my rights under the FCRA are respected, and that these inaccurate addresses are removed from my credit report. The failure to correct this information constitutes a violation of my rights under the FCRA, and I am requesting that the CFPB take appropriate action against the credit reporting agency for their failure to comply with the law. 
In addition, I would like to highlight that the failure of the credit reporting agency to correct the errors within the required time frame also violates my right to have my credit report maintained with accuracy and fairness, as provided under 15 U.S.C. 1681e ( b ). 
I have attached the following documentation to assist in the investigation : A copy of my credit report highlighting the disputed addresses. 
Any supporting documents ( e.g., proof of residence or identification ) to verify that the disputed addresses are incorrect. 

Incorrect Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I respectfully request that the CFPB investigate this matter and ensure the credit reporting agency takes the necessary steps to correct the inaccuracies. If the credit reporting agency does not resolve this issue promptly, I expect further action, including the removal of the inaccurate information from my credit report. 
Thank you for your attention to this matter. I look forward to your timely response and assistance in resolving this issue in accordance with the law. 
Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation