Consumer complaint received 2025-02-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC.
State: OH

Complaint narrative:
[ XXXX ] Experian Transunion Equifax Formal Complaint - Contract Violations and Misrepresentation of Financial Information** Dear Experian, This letter constitutes a formal complaint regarding Experian 's Equifax and Transunion violation of its contract with the Securities and Exchange Commission ( SEC ) and the resulting misrepresentation of my financial information. I have on file Experian 's fidelity bond number and SEC number for your company. 

I am writing to address several serious violations that have negatively impacted my ability to fulfill my fiduciary duty to file my taxes, including OIDs and XXXX forms, properly. Experian, Equifax and Transunion has incorrectly reported the selling of my securities, subsequently placing the proceeds into a fund. Furthermore, Experian has repeatedly and falsely reported that I have " abandoned '' this fund every 90 days. This is a gross misrepresentation of my financial activity.

I have provided Experian, Equifax and Transunion with all necessary documentation and updates as agreed upon to rectify these inaccuracies. This includes documentation related to my power of attorney, which should have prevented any misinterpretations of my investment activities. Despite my diligent efforts to correct these errors, Experian, Equifax and Transunion has failed to accurately reflect my financial transactions, creating significant issues with the IRS and hindering my ability to file accurate tax returns. 

These actions constitute a clear violation of Experian 's, Equifax and Transunion contract with the SEC. The misreporting of my securities transactions, coupled with the erroneous " abandonment '' claim, demonstrates a pattern of negligence and disregard for accurate financial reporting.

**Remedy Demanded : ** I demand the following actions from Experian to rectify this situation : 1. **Immediate Correction : ** All inaccurate information regarding my securities transactions, including the erroneous " abandonment '' claims, must be corrected immediately. My financial records must accurately reflect my investment activity.

2. **Confirmation of Correction : ** I require written confirmation from Experian detailing the steps taken to correct these inaccuracies and assuring me that similar errors will not occur in the future.

3. **Credit Score Restoration : ** As a direct result of Experian 's, Equifax and Transunion inaccurate reporting, my credit score has been negatively impacted. I demand that Experian take all necessary steps to restore my credit score to XXXX, the score I maintained before these errors occurred. 
4. **CFPB Notification : ** I will be filing a complaint with the Consumer Financial Protection Bureau ( CFPB ) regarding this matter.

Failure to comply with these demands will leave me no choice but to pursue all available legal remedies to protect my financial interests.

Sincerely, All rights reserved UCC1-308 [ XXXX XXXX TTEE ]

Company response to consumer: Closed with explanation