Consumer complaint received 2025-10-09 00:00:00
Product: Debt collection — Credit card debt
Issue: False statements or representation — Attempted to collect wrong amount
Company: Credit Control, LLC
State: CA

Complaint narrative:
Re : Formal Complaint Against Credit Reporting Agencies and Furnisher of Information Accounts in dispute include, but are not limited to, the following : - XXXX  XXXX XXXX - {$760.00} ( # XXXX ) - XXXX XXXX - {$1800.00} ( # XXXX ) / {$760.00} ( # XXXX ) - XXXX  XXXX XXXX  XXXX {$1800.00} ( # XXXX ) / {$760.00} ( # XXXX ) - XXXX XXXX  XXXX XXXX XXXX # XXXX ) - XXXX XXXX XXXX XXXX XXXX # XXXX ) - XXXX XXXX XXXX - {$1800.00} ( # XXXX ) / {$760.00} ( # XXXX ) - Credit Control LLC XXXX {$1800.00} ( # XXXX ) / {$760.00} ( # XXXX ) - XXXX XXXX - {$1800.00} ( # XXXX ) / {$760.00} ( # XXXX ) - XXXX XXXX XXXX XXXX XXXX # XXXX ), ( # XXXX ), ( # XXXX ) To Whom It May Concern, I am filing this complaint regarding inaccurate and unverified information being reported on my credit reports by XXXX XXXX XXXX XXXX. 
Despite my written disputes, the bureaus continue to report information that is incorrect and has not been properly validated. The following issues remain unresolved : 1. Disputed Accounts I have requested, under 15 U.S.C. 1692 ( g ) of the Fair Debt Collection Practices Act ( FDCPA ), validation of alleged debts. Specifically, I requested : - The name and address of the original creditor. 
- A copy of the original signed agreement establishing any obligation to pay. 
- An itemized accounting of the reported balance. 
- Confirmation whether any insurance claim has been made or paid on this debt. 
- The chain of title or assignment, showing all parties who have owned, transferred, or collected on this debt. 
- Proof that the reporting party is legally authorized to collect or report this account. 
- Evidence of true accord and satisfaction, showing lawful resolution of any alleged obligation. 
To date, I have not received the requested validation. The bureaus are required under the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S.C. 1681i ( 2 ) ( A ), to conduct a proper investigation, yet the information continues to appear without verification. 
2. Inaccurate Personal Information In addition, my credit file contains incorrect personal identifiers, including : - Wrong name ( s ) : I only have one legal name, XXXX XXXX, and no other names or variations should be associated with my credit file. 
- Wrong address ( es ) : [ List the incorrect address ( es ) ] - Wrong phone number ( s ) : [ List the incorrect phone number ( s ) ] These items are inaccurate and harmful to my file. I have provided my correct information and supporting documentation, yet the errors remain. 
3. Cease Improper Contact I have also invoked my rights under 15 U.S.C. 1692 ( c ) to require that any collector communicate with me only in writing. Despite this, I continue to be subjected to improper contact attempts. 
The continued reporting of inaccurate and unverified information is a violation of both the FCRA and the FDCPA. I am requesting that the CFPB investigate these matters, compel the credit bureaus and any furnishers to comply with federal law, and ensure that all inaccurate and unverifiable information is permanently removed from my credit reports. 
Please confirm receipt of this complaint and advise me of the next steps. 

Best Regards XXXX XXXX,

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation