Consumer complaint received 2017-09-16 00:00:00
Product: Mortgage — Other type of mortgage
Issue: Struggling to pay mortgage — 
Company: Ocwen Financial Corporation
State: MN

Complaint narrative:
Injustice for one Injustice for all. Throughout the past 12-13 yrs have resulted in an education misbelief and yet to be realized consequence and repercussion for each and every ( occasional ) unknowingly breach of the Mortgage Servicing, Banking blatantly negligent ( potentially ) criminal actions/behavior on behalf of XXXX XXXX XXXX  XXXX, as Trustee, Ocwen, XXXX, XXXX, XXXX, XXXX ( XXXX ), XXXX XXXX XXXX XXXX that litigated immorally, ruthlessly, fraudulently, as well as underhandedly. They each and all had absolutely XXXX interest in adhering to the multiple " Settlement Agreements '' at all levels of regulation. The means with which they skirted/grossly negligent disregard for the Legal Process at both Federal District Case 13-cv-56, XXXX County Eviction Case XXXX as well as XXXX County XXXX which ultimately exposed in a completely way beyond coincidence meticulous, carefully orchestrated, mostly an elaborate exercise in everything we claim our Legal System has historically and traditionally managed to avoid maintain integrity, as well as, without question proven the system with no equal. Luckfully, I have experienced fabrication, fraud, corruption, and cover up at every aspect of the 7-8 year fiasco. Long Story Short ( proof in documentation ( all documentation provided by multiple Law Firms, Lawyers, paraded throughout with obviously less than legitimate statements and documents. An embarrassing testament to the lack of professionalism greed and behavior without consequence and repercussion. Fabricated, Fraudulent, Foreclosure under erroneous ownership. An obvious denial of resolution prior to End of Redemption.  Documents filed materially contradicting and unquestionably incriminating many under the guise of redaction withholding of documents accepted actions that never would have even been considered ; once level of lack of integrity was established. Clearly the actions while beyond imagination prior to this financial meltdown, accepted pushed regrettably frequently without push back, without conscience, culminating with unimagined injustice. I have been attempting without any success, documenting, presenting -- - I will continue the efforts without regard for lack of regard from opposing counsel on behalf of aforementioned entities. While I hold out minimal hope expectation regarding any acceptance of aforementioned admittance of unfortunate reckless not to mention consequence and repercussion. The subsequent actions/behavior of opposition will encounter consequence and repercussion once they attempt to explain, justify, own their egregious, blatant, grossly negligent, corrupt/cover up. Lastly, an impossible task relating to balancing accounting for the unimaginable predicament they have created : balancing the potential " racketeering /laundering of funds through an off shore " stand-alone '' tax shelter, documents necessary to liquidate my former Property ( nearly 2 years ) that by actions of aforementioned have continued to incriminate themselves at an alarming as well as amazing extent. A deliberate, meticulous, lucrative, and mostly disgusting, process that has resulted at all and many levels in an embarrassment of the Banking Mortgage Legal Regulatory and lastly Internal Revenue Service. I wish to finally present all data documents ( not to mention ) exposing the oppositions repeated, continuos, and apparent expectation that they could outlast myself and coldly, hypocritically, without out credibility, the time has arrived -- -the exposing of the dastardly, concerted effort on many levels, will be detail by detail presented to the opposition at whichever means we ( cumulatively ) mutually agree. The regulators, the egregious insincere multiple " Settlement Agreements '', XXXX   XXXX/ XXXX/ XXXX XXXX dba as XXXX/Ocwen 's /XXXX  XXXX XXXX  XXXX , as Trustee , /XXXX/XXXX/XXXX/XXXX/XXXX/XXXX/Third Party entities among others unquestionable outrageous blatant disinterest grossly negligent actions behavior unbecoming their Profession must be held accountable, liable, responsible, in its entirety beyond any reasonable doubt as well as for the immediate future into the not so immediate future observed and monitored held to standards that they have ( to date ) accomplished much much more regretfully under the guise of insincere, haphazard, unapologetic, clearly intentions reflective of anything least of which claim to be their perceived intentions. Unabashedly continuing hoping someone will respectfully come to their senses exhibit an interest in owning taking liability responsibility for this travesty. The time for real sincere consequential responsibility is now and the sooner we mutually resolve and move on, the better. You have caused yourself as well as me enough pain actions unbecoming the industry and the longer the ordeal continues the more damaging it becomes on a plethora of levels. Finally respectfully with huge disappointment and sadness, that you will understand very quickly thoroughly and at a timeline that you truly possess the ability to confront own and resolve. The manner and pace of resolution will be yours to determine. Patiently without animosity as to the injustice you have caused me to accept. The means depth and breath to which you will continue to skirt ( bordering on ) actions behavior intent, resulting possibly in " criminal '' opposed to civil and regulatory infractions, may be determined by your forthcoming actions behavior, as you will realize you have already dug yourself a deep, ugly, quite less than unintentional, unknowing, and unrelenting. You were deceitful each and every aspect of the ordeal. A telling aspect to intentions as well as actions and past expectations ( in my humble ) opinion clearly and reflecting quite poorly on you and yours has been blatant grossly negligent, hypocritical, beyond strong arming / bullying, in my eyes a mutually offensive completely unacceptable toss up would be you and yours unwavering ignorance ( to date ) referencing dismissed with prejudice XXXX despite my repeated efforts during the last two months of Redemption Period, the conflicting documents that you and yours chose to reference and support your position. As obvious as it was and more obvious that it 's become, I welcome the opportunity to present to you the daunting, embarrassing, certainly, once you make the decision to honestly subjectively address the ordeal in it 's entirety. Determine the pros and cons on finally mutually agreeing on a resolution. Should you pursue litigation on any all of this fiasco, I assure you. I do not envy or want any part of what you and yours have created. I will and have absolutely XXXX interest in the fiasco seeing a ( any ) Court of Law. Should a resolution not be pursued on your behalf and with your best intentions, I promise you once you jeopardize that preferably quick thorough and mutually agreed resolution, should any semblance of a case appear to be inevitable. Each and all will be held liable and responsible. Each and every detail will be litigated from each and every angle. Again, without question and beyond reasonable doubt. The main memory I have from Judge XXXX was a reference to the only hope " I '' possessed at prevailing was in the accuracy, authenticity, lack there of, of those recorded documents Amongst many many other issues the authenticity of the replacement documents filed by your 6-7 Law Firm 16 months post eviction is indefensible. As is the actions/behavior skirting regulatory enforcement and the basis as to why I was unable to obtain " clear guaranty of title " in addition to the supporting documents ( your supporting documents ) the conflicting documents, The documents Ocwen produced in response to a " Written Request for Validation of Debt '' as well as the XX/XX/XXXX, XX/XX/XXXX foreclosure proceedings also address issues around erroneous ownership as well as to " beyond a reasonable doubt '' as to ownership and amount of land. Lastly, for purposes of this " limited '' but rock solid foundation I welcome the opportunity to present to you and subsequent attempt at mutual agreement and resolution. I will also have all necessary SEC filing ( s ) as " registered '' 30-45 days. I have unofficial documents ( and will have " certified '' also 30-45 days ) as to the value the adjoining property has been purchased for. Look forward to presenting supporting documentation supporting the failures through " modification attempts '' and subsequent embarrassment and violations to Servicing Standards and/or XX/XX/XXXX Mortgage Settlement. The simultaneous violations to the CFPB " Settlement Agreement ''. XXXX forced place insurance debacle. The " off shore '' tax shelter vehicle that first, explains run around from XXXX XXXX XXXX  XXXX, as Trustee -- Ocwen -- XXXX triangle that could n't identify my loan. The shortcomings of your maintenance programs, the value of recently SOLD neighboring Property ( s ) will not suit the financial goals of the stand alone off shore entity, accompanied with three separate and nearly unmatchable payment history ( s ) as well as accounting affiliated with XX/XX/XXXX and XX/XX/XXXX Foreclosures that were resolved prior to actual Sheriffs Sale.  Respectfully communication effort and respect

Company response to consumer: Closed with explanation