Consumer complaint received 2025-11-06 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
I am disputing the following items on my Experian credit report. Please review these entries to ensure they accurately reflect my credit history. 

CHARGED OFF XXXX Account Number : XXXX Date Open : XX/XX/XXXX Balance : {$1100.00} Please confirm the legitimacy of this account and the reported balance. If unable to verify, I request its removal. 

XXXX XXXX Account Number : XXXX Date Open : XX/XX/XXXX Balance : {$810.00} XXXX request documentation that supports this accounts charged-off status and balance. 

XXXX XXXXXXXX Account Number : XXXX Date Open : XX/XX/XXXX Balance : {$190.00} Please verify the details and status of this account. If not validated, it should be removed. 

XXXX XXXX Account Number : XXXX Date Open : XX/XX/XXXX Balance : {$90.00} Kindly provide supporting documentation to validate this account. 

XXXX XXXX Account Number : XXXX Date Open : XX/XX/XXXX Balance : {$0.00} XXXX dispute the charged-off status of this account and request further validation. 

XXXX XXXX  Account Number : XXXX Date Open : XX/XX/XXXX Balance : {$39.00} Please confirm the accuracy of this self-reported account and update it accordingly. 

XXXX XXXX  Account Number : XXXX Date Open : XX/XX/XXXX Balance : {$76.00} Request verification for this self-reported accounts balance and details. 

XXXX XXXX  Account Number : XXXX Date Open : XX/XX/XXXX Balance : {$100.00} Please review and provide supporting documents for this self-reported utility account. 

XXXXXXXX XXXX XXXXccount Number : XXXX Date Open : XX/XX/XXXX Balance : {$53.00} Request verification and validation of this self-reported telecom account. 

XXXXXXXX XXXX  Account Number : XXXX Date Open : XX/XX/XXXX Balance : {$9.00} XXXX request that this self-reported telecom account be verified and updated. 

XXXXXXXX XXXX  Account Number : XXXX Date Open : XX/XX/XXXX Balance : {$68.00} Please validate the details of this telecom account and provide supporting documents. 

XXXX XXXX Account Number : XXXX Date Open : XX/XX/XXXX Balance : {$700.00} XXXX dispute the accuracy of this account and request full verification. 

XXXX XXXX XXXX Account Number : XXXX Date Open : XX/XX/XXXX Balance : {$3200.00} Please provide verification and detailed information about this account. 

XXXX XXXX XXXX Account Number : XXXX Date Open : XX/XX/XXXX Balance : {$3900.00} Kindly verify and confirm the reporting details for this account. 

XXXX XXXX Account Number : XXXX Date Open : XX/XX/XXXX Balance : {$480.00} XXXX request full verification and documentation for this charged-off account. 

XXXX Account Number : XXXXXXXX Date XXXX : XX/XX/XXXX Balance : {$120.00} Please verify the status and details of this account and provide supporting documents. 


INQUIRIES EXPERIAN XXXX  Date : XX/XX/XXXX XXXX Date : XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation