Consumer complaint received 2024-12-29 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
The List of accounts, address below has violated my federally protected consumer rights privacy and confidentiality under 15 USC1681. 


( XXXX ) Accounts : XXXX  XXXX XXXX Account # XXXX # XXXX, XXXX XXXX XXXX Account XXXX XXXX # XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account # XXXX has violated my rights. 


Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX Nv XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX Ca, XXXX, XXXX XXXX XXXX XXXX XXXX Ca, XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Beach Ca, XXXX has violated my rights. 

I looked at my Experian, XXXX and XXXX Report credit report on XX/XX/year>, and noticed some things are inaccurate due to my identification being compromise and according to the fair credit reporting act Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates according to FCRA 605B ( 15 U.S.C. 1681c-2 ), And according to 15 USC 1681 ( 5 ) they are supposed to do this ( 5 ) Treatment of inaccurate unverifiable information ( A ) In generally, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shall- ( 1 ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation ; and promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer and according to FCRA 605B ( 15 U.S.C. 1681c-2, ( 15 U.S.C. 1681c-2 ) they are supposed to not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.

Please block this information from my credit report, pursuant to section FCRA 605B ( 15 U.S.C. 1681c-2 ) of the Fair Credit Reporting Act and send the required notifications to all furnishers of this information.

( a ) Block. Except as otherwise provided in this section, a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later then 4 business days after the date of receipt by such agency Experian, XXXX, XXXX. 

A copy of my credit report I received from your company. The fraudulent items are circled. 
A copy of my Identity Theft Report and proof of my identity. 
A copy of section 605B, 15 USC1681c-2, of the Fair Credit Reporting Act, which requires you to block the fraudulent information on my credit report resulting from identity theft within four business days and to promptly notify the furnisher ( s ) of that information. 


I appreciate your prompt attention to this matter and await your reply. 



Respectfully, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation