Consumer complaint received 2025-08-09 00:00:00
Product: Vehicle loan or lease — Loan
Issue: Managing the loan or lease — Billing problem
Company: SUNCOAST CREDIT UNION
State: FL

Complaint narrative:
I sent Suncoast credit Union failed to provide full disclosed regard ing rescind of loan and failed to closed out load after writing the CEO XXXX XXXX .CEO of Suncoast credit Union XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fl XXXX. 
XXXX XXXX : XXXX XXXX XXXX XXXX XXXX, Fl, XXXX Notice to agent is notice to principal Another notice To accure billing error on XXXX XXXX My name is XXXX XXXX, Iam writing you this letter regarding to a XXXX XXXX XXXX XXXX XXXX XXXX  Vin number : XXXX. I am putting CEO XXXX XXXX or whom it may concern at Suncoast Credit Union that I have rescinded my signature. I m requesting my Suncoast Credit Union account to be closed out.We know that the possibilities of an adhesions contract not specified clearly may exist and so we must now rescind any such contracts ( adhesion ). This letter is an opportunity to cure this alleged debt that you claim that I have with your company within 14 business days. Who is the real party in interest in this claim? Im not a corporation but flesh and blood living being? I m requesting a W-9 form from Suncoast Credit Union within 14 business days.Who is the man or woman who has a claim against my property? I m Requesting for an accounting statement of the full ledger? I m requesting within 14 days you provide proof on the ledger that a check, money order, or a wire transfer was paid by the person to the dealership on my behalf? Can I get an affidavit of truth from the person making this claim regarding this alleged debt that money was paid out on my behalf? Do I have interest payments that are due to me? Whos source data did you use to create this alleged debt? According to banking law can banks lend out money? What is the definition of a bank?

This is also a notice of a cease and desist letter to everyone at Suncoast Credit Union if they can not provide any lawful cure and remedy to resolve this billing error.

Failure to respond to all inquires above with supporting evidence within 14 business day Suncoast Credit Union Ceo XXXX XXXX agrees to refund the full amount for the claim for, plus the accrued interest and the full amount that I paid monthly into this account. In addition you agree to release lien off my private property immediately in default. This document can not be negotiated with any other terms and conditions.

This is also a notice of a cease and desist letter to everyone at Suncoast Credit Union if they can not provide any lawful cure and remedy to resolve this billing error above as requested with my terms and conditions. I will sue every person in connection to this case who made a profited off my name. I will sue every person in embedding, conspiring together to embezzle money off of me in there private capacity as the living being if this issue is not resolve in a fair matter. I come in peace and really want this issue corrected as the living being.

Please mailed back respond to to Notary at : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL, XXXX Also According to 39 USC .300 3001 ( d ) ( 2 ) ( a ) and 39 use 3005 ( d ) were violated I used the XXXX Patent process XXXX number for the coupon to be proceed to my account per instructed with the letter that I sent along with it. However the company did not accept payment

Company response to consumer: Closed with explanation