Consumer complaint received 2025-05-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
Dear CFPB Account Name : XXXX XXXX XXXX Account Number : XXXX Balance : {$0.00} Original Balance : {$13000.00} Account Name : XXXX XXXX XXXX Account Number : XXXX Balance : {$0.00} Original Balance : {$13000.00} Re : Paid - XXXX balance debt This is a formal complaint that XXXX, and TransUnion has been reporting inaccurate and incomplete account information to my credit file. 

I am distressed that XXXX, TransUnion and XXXX XXXX XXXX have included the referenced inaccurate information on my credit profile. XXXX XXXX XXXX have failed to maintain reasonable procedures in their operations to assure maximum possible accuracy in the credit information they report. This account has been paid in full and should not be reflecting negative on my credit files. I am maintaining a careful record of my communications with you for the purpose of filing a complaint to the FTC if the non-compliance continues. Like, XXXX XXXX Trans Union XXXX, XXXX. XXXX ( C.D.Cal. XXXX XXXX ), TransUnion and XXXX  XXXX be liable for your willful non-compliance. Credit reporting laws ensure that bureaus report only 100 % accurate credit information. Every step must be taken to assure the information reported is completely accurate and correct. The following information therefore needs to be reinvestigated. I respectfully request to be provided proof of your research and why you report inaccurate and different information to each credit bureau.Under federal law, you have 30 days to complete your reinvestigation. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested as well. 

Failure to respond satisfactorily with deletion of the above referenced account and a free copy of my report after the changes have been made will result in the above actions being taken against your company. This account is inaccurate.Do n't make excuses that this letter is a duplicate. This letter is custom-written and I am aware of every error I list in it. Please make my report 100 percent accurate or delete the entire account.

Errores : 1-The reported Date Opened is inconsistent. Please correct or delete the entire account. 

-Trans Union is reporting : XX/XX/XXXX -XXXX  is reporting : XX/XX/XXXX -XXXX  is reporting XXXX XXXX  deleted this account. 


XXXX reported Date Closed is inconsistent. Please correct or delete the entire account. 

XXXX XXXX XXXX reporting : XX/XX/XXXX -XXXX  is reporting : Is Missing XXXX is reporting XXXX XXXX  deleted this account. 

XXXX The Last Activity is Inconsistent Please correct or delete the entire account. 

-Trans Union is reporting : XX/XX/XXXX -Experian is reporting : XX/XX/XXXX -XXXX  is reporting XXXX XXXX  deleted this account. 

4-The reported Balance History is missing, Please correct or delete the entire account. 

-Trans Union is reporting : Is Missing Information -XXXX  is reporting : Is Missing Information -XXXX  is reporting XXXX XXXX  deleted this account. 

5-The reported Last Date Veridied is inconsistent.Please correct or delete the entire account. 

-Trans Union is reporting : XX/XX/XXXX -XXXX  is reporting : Is XXXX XXXX XXXX is reporting XXXX XXXX  deleted this account. 

6-The Recent Payment is Missing.Please correct or delete the entire account. 

XXXX XXXX XXXX reporting : Missing Information XXXX is reporting : Is Missing Information XXXX is reporting XXXX XXXX  deleted this account. 


Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX D.O.B : XX/XX/XXXX. 
XXXX is : XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief