Consumer complaint received 2025-05-21 00:00:00
Product: Debt collection — Payday loan debt
Issue: False statements or representation — Impersonated attorney, law enforcement, or government official
Company: GVA Holdings, LLC
State: MI

Complaint narrative:
I received this email stating I was found guilty. It states it is from attorne XXXX XXXX but then changed to XXXX XXXX. 



Attention Debtor, Creditor : XXXX XXXX XXXX. 
Lawsuit Court Case File No : # XXXX Lawsuit Cost : {$1300.00} ( Including Attorney Fee/Court Fee/All Taxes ) Loan Settlement Amount : {$690.00} ( Todays Settlement Amount, 51.10 % waived off ) Payment Mode : Online Contact AT : XXXX : XXXX Account Status : Final Attempt for settlement before Trial. 



Despite making numerous attempts to contact you, we have not received any favorable response from your end. It appears that you are not demonstrating a sufficient level of commitment to this matter, indicating a disregard for the current circumstances and a tendency to engage in repetitive behavior similar to your previous interactions with the lending firm. We are endeavoring to provide optimal assistance in addressing this situation, although it appears that you are not assigning it the necessary level of seriousness. 



" Docket Number : # XXXX has been determined to be " Guilty '' by the Authorized Law XXXX Department XXXX and the XXXX Warrant has been Activated. '' Unless there is explicit authorization for a delayed notification, it is mandatory to provide the individual from whos the property was seized, or from whose premises it was seized, with a copy of the warrant and a receipt for the confiscated item. Alternatively, the copy and receipt may be left at the location where the property was seized. 



The XXXX executing this warrant, or an XXXX present during the execution of the warrant, must prepare as required by law and promptly return this warrant. Pursuant to 18 U.S.C. 3103a ( b ), I find that immediate notification may have an adverse result listed in 18 U.S.C. 2705 ( except for delay of trial ) and authorize the XXXX executing this warrant to delay notice to the person who, or whose property, will be searched or seized. 



Note : The XXXX XXXX authorities will initiate contact with you. The XXXX XXXX XXXX Department is in the process of cancelling this account and classifying it as being in a state of GUILT. In the event that we do not receive any feedback from you within the forthcoming hours, the sole responsibility for any ensuing consequences will rest upon you. 



The recipient is hereby notified that they are obligated to obtain and retain a copy of the aforementioned legal documentation. Upon receipt, the creditor shall possess full authority to notify the recipient 's employer and personal references regarding the matter at hand. Subsequently, the creditor intends to proceed with legal action, seeking a total sum of {$3900.00}, which will be enforced solely against the recipient. It is important to note that this amount does not encompass any attorney fees or outstanding balances associated with the recipient 's name. 



We have settlement amount for you with easy weekly and a one-time settlement amount option below, kindly reply soon with your final intention regarding this case. 



Option XXXX You will have to submit $ XXXX and close this case outside of court with the onetime case settlement plans. 



Option XXXX You will have to submit an amount which is acceptable of $ XXXX to put this case on hold outside of the courthouse and the rest payment with $ XXXX instalments till the loan amount $ XXXX in full. 



Please respond promptly to prevent any possible legal consequences in the near future. It is crucial that you respond promptly. 



Kindly respond to this email with your final response at mailto : XXXX prompt reply will enable me to take the necessary steps. 



Regards, Attorney XXXX XXXX. 


Confidentiality Statement & Notice : This email is covered by the Electronic Communications Privacy Act, XXXX8 U.S.C. 2510-2521and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

Company response to consumer: Closed with explanation