Consumer complaint received 2025-05-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: IA

Complaint narrative:
I have composed this complaint based on 1. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXXXXXX XXXX XXXXXXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX  Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  REMOVE IT FROM MY CREDIT REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION THE XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX XXXX XXXXXXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXXXXXX XXXX XXXXXXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX XXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX  XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXXXXXX XXXX XXXX XXXXN Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX Account Number XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
PXXXX XXXX  Account Number : XXXX * * XXXX XXXX XXXX  REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS furnishing information that is tarnishing my creditworthiness, emphasizing the necessity for both parties to operate in good faith. I have operated in good faith and will continue to do so. I expect XXXX. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX XXXX  Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXXXXXX XXXX  XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXXXXXX XXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  REMOVE IT FROM MY CREDIT REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX XXXX XXXXXXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX Account Number XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX Account Number : XXXX * * * * * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX XXXX XXXX  Account Number : XXXX * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXXXXXX Account Number : XXXX * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXXXXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX Account Number : XXXX * * * * * * * * REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXXccount Number : XXXX * * * * * REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX Account Number : XXXX * * * * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS to demonstrate the same courtesy. XXXX going to take the time to educate XXXX. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXXXXXX XXXX XXXXXXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXXXXXX XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXXXXXX XXXX XXXX  Account Number : XXXX * * * * * * * * REMOVE IT FROM MY CREDIT REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION THE XXXX XXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX XXXX XXXX Account Number : XXXX * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXXXXXX XXXX XXXXXXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX  XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXXccount Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX XXXX XXXX XXXXccount Number : XXXX * * * * * * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXXXXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXXXXXX XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX * * REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS on consumer laws since XXXX. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXXXXXX XXXX XXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXXXXXX XXXX XXXX  Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXXXXXX XXXX XXXX  Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  REMOVE IT FROM MY CREDIT REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION THE XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX  XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXXXXXX Account Number : XXXX * * * * * * * * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXXXXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXXXXXX XXXX XXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS is causing me direct harm as well as violating federal laws. According to 15 USC 1681a ( f ), the term consumer reporting agency means any person who, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties, and who uses any means or facility of interstate commerce for the purpose of preparing or furnishing consumer reports. Did you catch the part about engaging in whole or in part? I sure did. By the federal definition I have kindly provided,1. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXXXXXX XXXX XXXXXXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXXXXXX XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION THE XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX XXXX XXXXXXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXXXXXX XXXX XXXX XXXXXXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX  XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXXccount Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX  XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXXXXXX XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS is a consumer reporting agency furnishing my consumer information to third parties, including TransUnion, Experian, and XXXX, which are also consumer reporting agencies. TransUnion, Experian, and XXXX are third parties due to the simple fact that they are separate entities from I the consumer XXXX. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXXXXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX & XXXX XXXX Account Number : XXXX * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXX * * * * * * * * I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXXXXXX XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXXXXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX XXXX XXXX XXXX  XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXXXXXX XXXX XXXXXXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX  I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX  XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. THIS ACCOUNT IS PAID SO IT IS NOT IN COLLECTION XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I DEMAND YOU REMOVE THIS ENITRE ACCOUNT FROM MY CONSUMER REPORT XXXX. I WAS NEVER LATE ON THIS ACCOUNT XXXX XXXX XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX  XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXXXXXX XXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXEMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX REMOVE IT FROM MY CREDIT REPORT XXXX. Account involved in litigation " an incorrect high balance '' an inaccurate date of last activity " REAGED ACCOUNTS '' " Reinsertion WITHOUT PROPER NOTICE '' an undated late pay a charge off listed as open a collection account with a limit. 
XXXX XXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE DEROGATORY REMARKS AND UPDATE ACCOUNT STATUS XXXX. Account involved in liti

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief