Consumer complaint received 2024-02-25 00:00:00
Product: Debt collection — Medical debt
Issue: Attempts to collect debt not owed — Debt was paid
Company: Cascade Capital, LLC
State: TN

Complaint narrative:
CASCADE CAPITAL FUNDING , LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ] XXXX XXXX XXXX XXXX XXXX XXXX XXXX { CASCADE CAPITAL FUNDING , LLC } failed to provide any of the information they even attempted to deceive me by sending a fake billing statement ( Dated for XX/XX/XXXX ). They have furthered the fraud by looking into my credit report ( hitting my credit files for XXXX on XX/XX/XXXX ). This debt collection company XXXX XXXX XXXX XXXX XXXX XXXX XXXX { CASCADE CAPITAL FUNDING , LLC } did not respond to any of my letters ( XX/XX/XXXX & XX/XX/XXXX, certified mail ) in the time allowed of 45 days each. They had the option to stop the pursuit of this alleged debt, they did not instead they generated a fake document. [ I will include with this complain as proof of the deceitful practices of XXXX XXXX XXXX XXXX XXXX XXXX XXXX { CASCADE CAPITAL FUNDING , LLC } ] I requested XXXX pieces of information multiple times for proof and XXXX of those times by certified mail ( XX/XX/XXXX ). The following was requested of XXXX XXXX XXXX XXXX XXXX XXXX XXXX to provide the following : Original Contract -The contract that has my written signature Creditors Information-Name, Address & Phone Number ( s ) Payment History -Itemized billing associated with the account Proof of Ownership XXXX XXXX ( XXXX, XXXX & XXXX XXXX XXXX { CASCADE CAPITAL FUNDING , LLC } ) must provide me proof that you have authorization to collect this debt from me. CONSUMER ENFORCEMENT ACTION As a Federally Protected Consumer, Original Creditor, Principal and Authorized Representative of XXXX XXXX XXXX on all accounts created by my seal/ signature, I order XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX make recompense and pay redress and compensation for their trespass against me personally, my family and my household. This is criminal activity at least and unacceptable by every means. XXXX XXXX XXXX XXXX XXXX XXXX XXXX { CASCADE CAPITAL FUNDING , LLC } have committed seventeen federal violations against me, a Private law abiding Federally Protected Consumer. For taking time to address these issues. Violations committed against me included but not limited to : 1. Violation 25 USC 1692c ( a ) ; Communication without prior consent, expressed permission 2. Violation 25 USC 1692c ( b ) ; Communication without prior consent, expressed permission 3. Violation 25 USC 1692d ; Harass and oppressive use of intercourse about an alleged debt. 4. Violation 25 USC 1692d ( 1 ) ; Attacking my reputation, accusing me of Owen, and I let it did to you. 5. Violation 25 USC 1692d ( 2 ) ; Use of obscene or profane language on my report ( saying I owe you a debt ) 6. Violation 25 USC 1692e ; Using files, deceptive, or misleading representations 7. Violation 25 USC 1692e ( 2 ) ( A ) ; False representation of the character and amount of the alleged debt 8. Violation 25 USC 169e ( 2 ) ( B ) ; False representation of any service, rendered or compensation 9. Violation 25 USC 1692e ( 8 ) ; Communicating false information 10. Violation 25 USC 1692e ( 9 ) ; Use/ distribution of communication with authorization or approval 11. Violation 25 USC 1692e ( 10 ) ; False Representation ( note a party to a ledge it debt by my consent ) 12. Violation 25 USC 1692e ( 12 ) ; False representation/implication ( innocent purchasers for value ) 13. Violation 25 USC 1692f ; Unfair Practices, attempting collect and alleged death. 14. Violation 25 USC 1692f ( 1 ) ; Attempting to collect a debt unauthorized by and agreement between parties. 15. Violation 25 USC 1692g ( a ) ( 4 ) ; Certifiable Validation and Verification of alleged debt ( s ) 16. Violation 25 USC 1692j ( a, b ) ; Furnishing certain deceptive forms. ( You are not a party in the alleged debt ) 17. IDENTITY THIEF ; Obtaining personal identification information without prior consent, and creating an account in my name without my knowledge.

Company response to consumer: Closed with explanation