Consumer complaint received 2025-11-21 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: Forest Recovery Services LLC
State: AR

Complaint narrative:
To Whom It May Concern : I am formally disputing the alleged debt referenced above. I have no record, knowledge, contract, agreement, or obligation with Billor or any related entity that would require me to pay this alleged amount. I have never authorized, signed, or entered into any agreement that created a financial obligation with the original creditor you claim to represent. 

1. This Account Is Fraudulent This alleged debt is the result of identity theft, misuse of my personal information, or an otherwise fraudulent creation of an account. I did not apply for, receive, or benefit from any transportation services, nor did I authorize anyone to create such an account in my name.

2. No Contract / No Proof of Obligation Under the FDCPA and federal contract law : You must possess a legally binding contract with my signature You must prove that consideration was given You must show a complete chain of title You must prove I agreed to this specific obligation Until you provide verifiable documentation showing a signed contract, application, service agreement, or any evidence that I willingly entered into a binding financial obligation, this account can not be collected.

3. FDCPA Violations Your attempt to collect an unknown, unverified, and fraudulent debt violates multiple provisions of the Fair Debt Collection Practices Act, including : 15 U.S.C. 1692e ( 2 ) False representation of the character, amount, or legal status of a debt 15 U.S.C. 1692e ( 8 ) Communicating or threatening to communicate false credit information 15 U.S.C. 1692e ( 10 ) Use of deceptive means to collect a debt 15 U.S.C. 1692f Unfair or unconscionable means to collect a debt 15 U.S.C. 1692g ( b ) Continuing collection without providing proper validation You are attempting to collect a debt with no evidence that it belongs to me, which is illegal under federal law.

4. Unauthorized Use of My Personal Information You have used my name, address, and personal identity without my permission, which is a violation of : My privacy rights Federal consumer protection laws Identity theft laws ( 18 U.S.C. 1028 ) Using someones identity without consent to collect money is a form of extortion, identity theft, and unjust enrichment.

5. Verification UNDER OATH of Debt Required by Federal Law Under 15 U.S.C. 1692g ( b ), I am requesting full validation, including : 1. A copy of any contract with my signature 2. A detailed ledger of all charges 3. Proof that I received the services claimed 4. Proof that you have legal authority to collect the debt 5. The name, address, and contact of the original creditor 6. A complete chain of assignment/ownership 7. A copy of any application, agreement, or service order allegedly created by me Until you provide complete validation, you must cease all collection efforts. FTC IDENTITY THEFT REPORT IS ATTACHED.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation