Consumer complaint received 2025-09-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: IL

Complaint narrative:
Contents of Complaint : This CFPB complaint has been filed to request, pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ), that you, the Equifax credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. 

This fraudulent, inaccurate, and false information consists of the following accounts : XXXX XXXX Account # : XXXXXXXX XXXX XXXX XXXX XXXX  opened XX/XX/XXXX, balance {$2400.00}, reported as Collection/Charge-off. 

XXXX XXXX XXXX ( XXXX XXXX XXXX ) Account # : XXXXXXXX XXXX XXXX XXXX XXXX opened XX/XX/XXXX, balance {$600.00}, reported as Collection/Charge-off. 

XXXX XXXX XXXX ( XXXX ) Account # : XXXXXXXX XXXX XXXX XXXX XXXX opened XX/XX/XXXX, balance {$570.00}, reported as Collection/Charge-off. 

XXXX XXXX XXXX ( XXXX XXXX XXXX XXXX XXXX  Account # : XXXXXXXX XXXX XXXX XXXX XXXX  opened XX/XX/XXXX, balance {$1100.00}, reported as Collection/Charge-off. 

XXXX XXXX ( XXXXXXXX XXXX  ) Account # : XXXXXXXX XXXX XXXX XXXX XXXX, opened XX/XX/XXXX, balance {$2400.00}, reported as Collection/Charge-off. 

XXXX XXXX XXXXXXXX Account # : XXXXXXXX XXXX XXXX XXXX XXXX opened XX/XX/XXXX, balance {$570.00}, reported as XXXX. 

Impact XXXX XXXX ( XXXX XXXX XXXX ) Account # : XXXXXXXX XXXX XXXX XXXX XXXX opened XX/XX/XXXX, balance {$2600.00}, reported as Collection/Disputed. 

XXXX XXXX XXXX XXXX ( XXXXXXXX XXXX XXXX  Account # : XXXX XXXX XXXX XXXX XXXX opened XX/XX/XXXX, balance {$1500.00}, reported as XXXX. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) Account # XXXX XXXX XXXX XXXX XXXX XXXX opened XX/XX/XXXX, balance {$6500.00}, reported as Collection/Disputed. 

XXXX ( XXXX XXXX XXXX XXXX XXXX  ) Account # : XXXXXXXX XXXX XXXX XXXX *, opened XX/XX/XXXX, reported as Open / Listed as Disputed. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) Account # : XXXXXXXX XXXX XXXX XXXX XXXX opened XX/XX/XXXX, reported as Closed / Paid ( Previously Late ). 

XXXX XXXXXXXX XXXX XXXX XXXXXXXX ) Account # : XXXXXXXX XXXX XXXX XXXX XXXX  opened XX/XX/XXXX, reported as Closed / Paid ( Previously Late ). 

The following fraudulent hard inquiries also appear on my report and were not authorized by me : XXXX XXXX XX/XX/XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX. 

XXXX ( XXXX XXXX XXXX XXXX XXXX ) XX/XX/XXXX, XXXX XXXX XXXX XXXX, XXXX, IL XXXX. 

XXXX XXXX XX/XX/XXXX, XXXX XXXX XXXX, XXXX, MI XXXX. 

XXXX XXXX XXXX XXXXXXXX XXXX XXXX ( XXXX ) XX/XX/XXXX, XXXX XXXX XXXX XXXX, XXXX, IL XXXX. 

XXXX XXXX XXXX XXXX XX/XX/XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, CA XXXX. 

XXXX XXXX XX/XX/XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, CA XXXX. 

XXXX XXXX XXXX XX/XX/XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, TX XXXX. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX, SC XXXX. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX, SC XXXX. 

Additionally, the following fraudulent addresses must be blocked and removed from my file : XXXX XXXX XXXX, XXXX, IL XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX  XXXX, IL XXXX I do not recognize the aforementioned accounts, collections, inquiries, and addresses as reported. These are the result of identity theft and fraud. 

I have attached a copy of my FTC Identity Theft Criminal Complaint ( XXXX ) as proof that all of the aforementioned accounts, collections, inquiries, and addresses are fraudulent.

Company response to consumer: Closed with non-monetary relief