Consumer complaint received 2025-03-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
I am filing this complaint under FCRA 605B ( 15 USC 1681c-2 ) to request that Experian block fraudulent information appearing on my credit report. These accounts resulted from identity theft, the XXXX data breach, and fraud and must be removed within four ( 4 ) business days of receiving this request.

The fraudulent accounts and inquiries include : authorized XXXX XXXX XXXXXXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
22. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
23. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
24. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
25. The inquiry was not authorized XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
26. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
27. The inquiry was not authorized XXXX XXXX  Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
28. The inquiry was not authorized XXXX XXXX XXXX XXXX  Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
29. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
30. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
31. The inquiry was not authorized XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
32. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
33. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report.

34. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
35. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
36. The inquiry was not authorized XXXX XXXX XXXX XXXX  Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
37. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
38. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
39. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
40. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
41. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
42. The inquiry was not authorized XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
43. The inquiry was not authorized XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
44. The inquiry was not authorized XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
45. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
46. The inquiry was not authorized XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
47. The inquiry was not authorized XXXX XXXX XXXX XXXX  Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
48. The inquiry was not authorized XXXX XXXX, XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
49. The inquiry was not authorized XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
50. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
51. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/year> Please remove this inaccurate information from my credit report. 
52. Request for Account Blocking and Deletion Due to Data Breach XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
53. Request for Account Blocking and Deletion Due to Data Breach XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report.

54. Request for Account Blocking and Deletion Due to Data Breach XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
55. Request for Account Blocking and Deletion Due to Data Breach XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
56. Request for Account Blocking and Deletion Due to Data Breach XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report.

57. Request for Account Blocking and Deletion Due to Data Breach XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
58. Request for Account Blocking and Deletion Due to Data Breach XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

I DO NOT recognize these accounts, collections, or inquiries. They were not opened, authorized, or initiated by me and are causing inaccurate reporting on my consumer FICO credit report. 
I expect Experian to comply with the Fair Credit Reporting Act ( FCRA ) and immediately block these fraudulent items from my report.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation