Consumer complaint received 2026-05-25 00:00:00
Product: Debt collection — I do not know
Issue: Took or threatened to take negative or legal action — Threatened or suggested your credit would be damaged
Company: Resurgent Capital Services L.P.
State: MS

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XX/XX/year> Via Certified Mail Resurgent Capital Services/ LVNV Funding LLC XXXX. XXXX XXXX XXXX, SC XXXX Re : Notice of Dispute, Debt Validation Request, and Privacy Opt-Out Account Number : XXXXXXXX XXXX XXXX XXXX XXXX To Whom It May Concern : I am sending this letter to you in response to a notice I received via a posting on my credit report dated [ insert the last day it shows on your report ]. No notice was received via mail or telephone prior to this posting. Be advised, this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your office provide me with competent evidence that I have any legal obligation to pay you. Additionally, pursuant to the Gramm-Leach-Bliley Act, specifically 15 U.S.C. 6802, I hereby exercise my right to opt out of the disclosure and fully sharing of my nonpublic personal information with any nonaffiliated third parties permitted by law. I request that you provide the following : XXXX. The original signed contract or agreement creating the alleged obligation ; XXXX. The name and address of the original creditor ; XXXX. A complete payment history on the account ; XXXX. Documentation proving your legal standing and authority to collect on this alleged debt ; XXXX. A copy of any assignment, sale, or transfer agreement showing LVNV Funding LLC owns this account ; XXXX. Proof that any disclosure of my personal financial information complies with applicable federal law, including 15 U.S.C. 6802. I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer-generated calls or correspondence sent to any XXXX parties, it will be considered harassment, and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter. This is an attempt to correct your records, any information obtained shall be used for that purpose. Best Regards, XXXX XXXX XXXX XXXX Reasons : You are in violation under 15 U.S. Code 1681i ( 5 ) Removal of Inaccurate/invalidated Credit Information and 15 U.S. Code 1681e ( b ) - Compliance procedures maximum possible accuracy Also law reason that can used about inaccuracies You have violated law 15 U.S.C. Sec. 1681i ( a ) for a CRA to conduct a reasonable reinvestigation to determine whether [ information disputed by the consumer ] is inaccurate. Please remove this account immediately Thank you for your prompt attention to this matter. CC : Consumer Financial Protection Bureau Federal Trade Commission This company is violating my rights they have not provided validation Information Under 12 CFR 1006.34 ( b ) ( 5 ) yet they have placed a collection on your consumer report recently. i am stressed out because this company is violating my rights Under 15 U.S.C. 1681s- 2 ( a ), data furnishers are required to report only accurate and complete information. Reporting unverifiable or inaccurate data is a violation of federal law.

Company response to consumer: Closed with non-monetary relief