Consumer complaint received 2025-03-24 00:00:00
Product: Debt collection — Payday loan debt
Issue: Took or threatened to take negative or legal action — Sued you in a state where you do not live or did not sign for the debt
Company: ENOVA INTERNATIONAL, INC.
State: GA

Complaint narrative:
XXXX/ENOVA used XXXX VA as the staging ground to sue people knowing that they could misuse, abuse the justice system when people do not live or work there. The lawyers for plaintiffs never served my company or me. XXXX XXXX is being personally sued and harassed by this company. The company has communicated to the judge that they have been to my personaI residence so they are not suing my company. In addition, I have sent still photo shots from my ring video camera to VA XXXX XXXX showing that I was never served. I was not even at the house due to clean up of mold and external clean up. I talk to the XXXX VA XXXX after a company alerted me of a lawsuit last year so I was told to check back with them. I called back and I was told that I was served which was not true. So I check my ring camera based on that date since I was not at the house. Per the ring camera and date from XXXX it was someone lurking in the neighborhood and trying to leave something in my screen door at my house which I did not get because I have workers at my house who are in charge of cleaning any debris, flyers, paper and trash. I do not answer my door due to crime in the area nor accept packages or deliveries. I am disappointed with the VA courts continuing to allow this to happen with XXXX/ENOVA knowing defendants do not live in VA and have to rely on their clerks for information which we do not get because they have their on work to do. The lawyers for plaintiffs are known to not serve people per complaints that are pubic. CFPB has an injunction against XXXX/ENOVA that should be enforced and another should be put in. I have an active FOIA with CFPB that I am awaiting information on Enova for my own pending lawsuit. In addition, the plaintiff asked the judge for a default on XX/XX/year> without communicating to me the court date. I was never served in any jurisdiction in my place of business or residence for the court hearing. I am not sure why the judge sided with the lawyers who have a bad reputation of not serving people and claiming to do so and an unscrupulous company that circumvent the jurisdiction to get all of the cases heard in XXXX VA for judgements. It is a current appeal in the works against this unjust judgement that I just found out about on XXXX XXXX while checking on our answer and XXXX request for dismissal of case sent in XXXX. I would like CFPB to intervene against this unscrupulous company which makes a mockery out of the justice system. We will continue to fight to the Supreme Court. We are not paying this company to continue to harass people, slander, discriminate. This company has slandered my company and me to another third party bank when we were in their payment system so the contract was voided due to breach of trust, false disclosure of financial information, and invasion of privacy. The company violated the Georgia Code 10-1-393 : Declares unfair or deceptive acts or practices in consumer transactions unlawful, Georgia Code 10-1-399 : Provides civil actions for violations and remedies.

This is retaliation because this company broke the law by disclosing financial information. The company is suing me and claiming my personal residence as false processing service.

Company response to consumer: Closed with explanation