Consumer complaint received 2025-06-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXExperianXXXX XXXX XXXX XXXX XXXX XXXX XXXXRE: Dispute of Incorrect Address Information**  \n**Report Number:** XXXX XXXXXXXX*Date Generated:** XXXX XXXX XXXXFORMAL DISPUTE - INCORRECT ADDRESS INFORMATION\n\nI am writing to dispute multiple incorrect addresses appearing on my Experian credit report and request immediate correction of my personal information.\n\n INCORRECT ADDRESSES TO BE REMOVED\n\nPlease **DELETE** the following incorrect address entries from my credit report:\n\n*Address ID XXXX  **Incorrect:** XXXX XXXX XXXX XXXX XXXX XXXX NY, XXXX XXXX*Problem:** Wrong street number (XXXX XXXX XXXX XXXXXXXX)\n\n **Address ID XXXX \n- **Incorrect:** XXXX XXXX XXXX XXXX NY, XXXX- **Problem:** Missing street number XXXX  wrong ZIPXXXXAddress ID XXXX- **Incorrect:** XXXX XXXX XXXX XXXX XXXX NY, XXXX XXXX **Problem:** Wrong street number XXXX XXXX XXXX XXXX, missing apartment\n\n**Address XXXX XXXX XXXX*IncorrectXXXX XXXX XXXX XXXX XXXX  NY, XXXX **Problem:** Missing street number (XXXX), missing apartment\n\n CORRECT ADDRESS INFORMATION\n\n**My Current and Correct Address:XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX  NY XXXX\n\nThis is my legal residential address and should be the **ONLY** address appearing on my credit report.\n\n SUPPORTING DOCUMENTATION PROVIDED\n\nI am enclosing the following documents that verify my correct address:\n\n**1. New York State Driver's License**\n- **License Number:** XXXX XXXX XXXX XXXXAddress:** XXXX XXXX XXXX XXXX XXXX XXXX XXXX NY XXXX XXXXIssued:** XXXX **Expires:** XXXX*2. XXXX XXXX XXXX XXXX XXXXAccount Number:** XXXX  **Service Address:** XXXX XXXX XXXX XXXX XXXX XXXX NY XXXX **Customer Name:** XXXX XXXX\nFCRA COMPLIANCE REQUIREMENTS\n\nUnder the Fair Credit Reporting Act (FCRA), you are required to:\n\n1. **Investigate** this dispute within 30 days\n2. **Delete** inaccurate address information\n3. **Update** my credit report with correct address only\n4. **Provide** written confirmation of changes made\n5. **Notify** furnishers of the corrections\n\n SPECIFIC ACTIONS REQUESTED\n\nPlease take the following actions:\n\n**1. DELETE ALL INCORRECT ADDRESSES**\nRemove all four incorrect address variations listed above (Address IDs XXXX XXXX XXXX XXXX  **2. RETAIN ONLY CORRECT ADDRESS**\nEnsure only my correct address appears: XXXX XXXX XXXX XXXX XXXX XXXX XXXX NY XXXX3. UPDATE ALL RECORDS**\nNotify all data furnishers of the correct address information\n*4. PROVIDE WRITTEN CONFIRMATION**\nSend me written confirmation of all changes made to my credit report\n\n IDENTITY VERIFICATION\n\nTo verify my identity for this dispute:\n\n- **Full Name:*XXXX XXXX XXXX (also appears as XXXX XXXX XXXX XXXX XXXX XXXXn- **Current Address:** XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX **Phone:** XXXX **Email:** XXXX XXXX*Date of Birth:*XXXX XXXX (as shown on driver's license)\n\nIMPORTANCE OF ACCURATE ADDRESS INFORMATION\n\nAccurate address information is crucial for:\n- Proper delivery of credit-related correspondence\n- Identity verification for credit applications\n- Background checks for employment and housing\n- Legal and official communications\n\nThe multiple incorrect addresses on my report create confusion and potential identity verification issues.\n\n METHOD OF DISPUTE\n\nI am submitting this dispute with supporting documentation as permitted under FCRA 611. Please process this dispute promptly and provide written results within the required 30-day timeframe.\n\n SUPPORTING DOCUMENTATION ENCLOSED\n\n Copy of NY State Driver's License showing correct address  \n Copy of XXXX XXXX utility bill confirming correct address \n Copy of current Experian credit report highlighting incorrect addresses\n\n REQUEST FOR WRITTEN RESPONSE\n\nPlease provide written confirmation of:\n1. Investigation results for each disputed address\n2. Actions taken to correct my credit report \n3. Updated credit report showing only correct address\n4. Confirmation that furnishers were notified of corrections\n\n---\n\n**I certify that the information provided in this dispute is true and accurate. The enclosed documentation supports my request for address corrections.**XXXX XXXX**ENCLOSURES:**\n- Copy of NY State Driver's License\n- Copy of XXXX XXXX Utility Bill  \n- Copy of Experian Credit Report (highlighting incorrect addresses)"

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation