Consumer complaint received 2025-06-13 00:00:00
Product: Debt collection — Credit card debt
Issue: Took or threatened to take negative or legal action — Sued you without properly notifying you of lawsuit
Company: Pressler & Pressler, LLP
State: NJ

Complaint narrative:
The original creditor was XXXXXXXX XXXX. XXXX XXXX & XXXX got involved years later and had sued me. And I had never gotten the mail because they were sending the mail to my family members house and I had no communication with my family for many years and they did not notify me. so I was not aware of this situation. This suit XXXX filed in XXXX and I was unaware. About XXXX years ago I was on a XXXX XXXX  account with my girlfriend. They mustve found that account and they FROZE AND LEVIED my girlfriends bank account! With no notice at all. I had no income due to being XXXX deferred from work due to XXXX XXXX and other XXXX XXXX  So we had to approve all income was deposited from my girlfriends and no income in the account was mine once we went through all that they had to unfreeze my girlfriends account and then I had to come off of her bank account. 
I had a court appearance in XXXX and the judge ruled in their favor even though the XXXX  card that was open did not even match my home address. Since there is already a lawsuit against me for about {$1600.00} there is no way I feel that I can get out of this and I know the courts are going to make me pay something even though I shouldnt have to but we a know the collection agency do not care and will take anything from you. So in order for me to move on with my life and resolve this I know XXXX gon na have to come sort of agreement Even though I should not have to. But I have been trying now for months. 
I have been calling them and emailing them and I even XXXX XXXX MAIL They call me in the middle of the day and I explained to them. I can not talk to them at any time when they decide to call. 
Then we made an appointment for XXXX in the morning for a phone call and XXXX days in a row and they did not call me at that time. I reached out to them again about this. Just a few days ago on XX/XX/XXXX. They have no answered me since. I exposed them. Now they wont reply back to me. 
They continue to call me between XXXX to XXXX in the afternoon even though we agreed to XXXX for a call!!!!! Late and early afternoon is the most busiest time of the day for most people I feel they play games and they call at times when they know people are busy and arent unable to talk to settle business. Its a tactic they use in order to make it seem like I am refusing to talk to them or refusing to come to an agreement. 

This creditor is XXXX and XXXX from XXXX XXXX New Jersey. XXXX XXXX always rules in their favor. Ive seen in many cases. The judge did not even let me speak or explain anything considering this lawsuit was from XXXX and XXXX years later theyre still trying to come after me. 
And again this debt collector really has no business, even trying to collect from me because they were not the company that gave out the loan. They are a collection and you save that bought the XXXX for probably dollars single dollars and now this is how they make their money by going after people that have not paid old debts Meanwhile, they didnt even give out the loan and theyre just making money off of other peoples problems And then when you try to reach out to them to resolve something, they play phone tag games with you and say they never got any calls or messages. They are a joke and a scamming company. 

Please help

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation