Consumer complaint received 2020-09-27 00:00:00
Product: Mortgage — VA mortgage
Issue: Closing on a mortgage — 
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
I have discovered someone is misrepresenting their selves as myself and has used my deceased veteran fathers VA home loan and pension to live the lifestyle they stole from me, that my father saved for me to not have any worries, since he and I were kept apart for reasons I have gotten different mixed messages. But my mother told me that my younger sister got approved for her VA home loan thru her deceased fathers military history and my sister failed to do the leg work, now all of a sudden she has a home thru the VA and my mother claims her XXXX pays for my XXXX year old baby sister has a {$180000.00} tuition at XXXX in XXXX Florida, that supposedly our mothers XXXX pays for. No I have discovered recently through the 3 credit reporting agencies that I am a victim of true name fraud. I confront my mother and sister, my sister says she would testify and my mother claims she collects XXXX monthly which is what I am suppose to be receiving myself thru SSA per the manager on recorded line and my sons father. My mother has been collecting a XXXX deposit into my minor sons name at XXXX XXXX since XX/XX/XXXX the month after me and the father returned full custody and rights to myself, so my mother should never have opened an account with XXXX XXXX for my minor son, on top of all that the only settlement I would of got from my sons father in XXXX for support in the amount of XXXX was allegedly already collected by myself which never happened. There is multiple illegal activities under financial misconduct on all three people mentioned above. Once our stimulus checks were labeled XXXX I knew immediately some kind of XXXX scheme against me, as I am the oldest with a different father who was in the XXXX XXXX XXXX, and I have a mortgage in my name I am now aware of yet not until the letters from the credit reporting agencies started to come in the mail, offering free credit reporting, yet I can't get past the entry questions they claim that the info I provided does not match the credit file they have on me. So I as me knowing sure as XXXX what I have and haven't done should not have been blocked. My renters history for all the apartments I have rented with perfect rental history is in my sisters name or my sons fathers name. I paid my own rent and these people family or not are involved in federal level misconduct. I want to prosecute, being me and the son he demanded I never tell was his, has had to struggle as others live our lifestyle one we deserve. I have auto loans and student loans in my name I have never used. applications for credit cards, I never trusted to have one all the way to the age of XXXX and I applied to one I actually got my first time trying, yet the credit file indicates I have tried 11 times. So for a minor to get a deposit from the TREASURY DEPARTMENT with the same code as all the recent stimulus checks, there is a story to be told, yet with all the in between answers my instincts can not research or prove. PLEASE HELP US

Company response to consumer: Closed with explanation