Consumer complaint received 2024-12-15 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: NJ

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX Subject : Dispute of Fraudulent or Incorrect Information due to XXXX XXXX XXXX Dear XXXX XXXX XXXX , I am writing to dispute certain information on my credit report that may have been affected by the XXXX XXXX data breach. As you are aware, my personal data may have been compromised as a result of this breach. I have reviewed my credit report and noticed that certain accounts or information appear to be inaccurate or potentially fraudulent. 

Here are the details of the issue ( s ) I am disputing : - Account Name : XXXX XXXX - Account Number : XXXX - Reason for Dispute : Unauthorized account opened - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX XXXX XXXX XXXX - Account Number : XXXX - Reason for Dispute : Unauthorized account opened - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX - Account Number : XXXX - Reason for Dispute : Unauthorized account opened - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX - Account Number : XXXX - Reason for Dispute : Unauthorized account opened - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX XXXX - Account Number : - Reason for Dispute : Unauthorized account opened, attempt to buy car in my name - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX XXXX  - Account Number : - Reason for Dispute : Unauthorized account opened, attempt to buy a car in my name - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : Credit Acceptance - Account Number : - Reason for Dispute : Unauthorized account opened, attempt to buy a car in my name - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX XXXX - Account Number : - Reason for Dispute : Unauthorized account opened, attempt to buy a car in my name - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX XXXX XXXXXXXX XXXX XXXX Account Number : - Reason for Dispute : Unauthorized account opened, attempt to buy a car in my name - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX XXXX XXXX - Account Number : - Reason for Dispute : Unauthorized account opened - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX XXXX  - Account Number : - Reason for Dispute : Unauthorized account opened - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX XXXX - Account Number : - Reason for Dispute : Unauthorized account opened - Date ( s ) of Discrepancy : XX/XX/XXXX - Account Name : XXXX XXXX - Account Number : - Reason for Dispute : Unauthorized account opened - Date ( s ) of Discrepancy : XX/XX/XXXX I request that you investigate this matter as soon as possible and update my credit report accordingly. I also ask that you notify me in writing once the dispute has been resolved and provide any documentation that shows the results of your investigation. 

Please also provide me with any information you have regarding whether this issue was related to the XXXX breach or if any steps are being taken to resolve it. 

I have enclosed a copy of my government issued ID, identity theft report, affidavit, and data breach proof to assist in the dispute process. If you require any additional information, please let me know. 

Thank you for your prompt attention to this matter. I look forward to hearing from you soon. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation