Consumer complaint received 2019-08-31 00:00:00
Product: Debt collection — Credit card debt
Issue: False statements or representation — Impersonated attorney, law enforcement, or government official
Company: SELECT PORTFOLIO SERVICING, INC.
State: FL

Complaint narrative:
XXXX, XXXX  informed him calls. They copy and accessively raised and created debt on credit cards.Credit report which i believe they Shared XXXX, with XXXX XXXX copied credit report, Mirepresented content of credit report and used, published information XXXX XXXX XXXX of disturbances and calls from XXXX XXXX XXXX, XXXX excessive TELEPHONE. account they shared information and copied credit report and of Data breach, Identity theft and Mortgage information with copied information off crtedit report to recreate accounts not authorized by me. Both lawyers credit iinformation was used. They comprimized my personal information and used it to empower themselves anti trustpersonal information. Reproduction of documents without permission, disputed charges. iI Fair credit Reporting Act ( FCRA ), 15 U.S.C. 1681, is U.S. Federal Government legislation enacted to sending debt collection letters that violate federal law, violated the FCRA by putting out inaccurate info and not conducting a proper ... 
the acculicy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies ( subsequently amended ) consumer protection amendment, establishing legal protection from abusive debt collection practices Act, as ( FDCPA ) personal, Records Violations of Federal Law that limits the behavior and actions of third-party debt collectors Publishing Misrepresentation or deceit : Credit Protection Act, As Title VIII of That Act. 15 USC 1692b. Data Breaches, Frauds, Scams. Broadly Defines A Debt Collector As " Any Person  Who Uses Any Instrumentality of Interstate Commerce or The Mails in Any Business, The Principal Purpose of which Is the Collection of Any Debts, who regularly collects or Attempts ' to Collect, Directly or Indirectly,. [ XXXX XXXX, victims of identity theft in the process Fraud, Scams, Cyber-Crime There is abundant evidence of the use of abusive, deceptive, unfair debt collection practices. Further communication with the consumer communicates Fraud caused by identity theft from Further with the with respect with such alleged, debt, deceptive practices. Not permitted under applicable law [ 22 ]. Further protection from attempt to harass, abusive, deceptive practices Fraud, publishing private information ; 3 ). The Abusive practices intrusion into the personal life of other invasions of individual privacy. Remedies for violations of the Act. [ 2 ] I protection from the misuse the Consumer notifies the debt collector to cease. Judges through binding precedent common law jurisdictions. Title VIII of that Act Disputes Third Party Contacts Illegal. Contracts by. Third party Debt Collectors ' Conduct Under the FDCPA Act Florida Constitutional Right to Privacy. Identity Theft intrusion on one 's solitude into one 's private affairs ; 2 ) notifies a debt collector in writing that the consumer refuses to pay consumer wishes the debt collector to cease further, the debt collector shall not communicate further with the consumer with respect to such debt, except ( 1 ) to advise the consumer that the delft collector 's further efforts are being terminated ; ( 2 ) to notify may invoke specified remedies which are ordinarily ( 3 ) where applicable ; to notify the consumer that the debt collector or creditor intends to invoke a specified remedy. If such notice from the consumer is made by mail, notification upon receipt. pursue remedies permitted [ 15 ]. Entity violates the FCRA, 1 ] under which Debt Collectors Conduct Business, 802. ( a ) abusive, deceptive, and unfair debt collection practices Rights of Debt collectors prescribes remedies for violations of the Act. [ 2 ]. Debt collector violations of the FDCPA Statutory entitled to recover Punitive damages {$1000.00} remedies for violations of the Act Florida 's Constitution explicitly recognizes a right to individual privacy. I, 23. Right of privacy Conclusion. Invasion of privacy. Third party ( C ) Debt collector Contract Law 15 USC Section 1692b. Violations of the Act. [ 2 ] Act. [ 3 ] [ 4 ], Pub. L. 95-109 ; 91 Stat. 874, codified as 15 U.S.C. 1692 1692p Title VIII of that Act. Public Disclosure of After receiving written notice that said consumer wishes, no further communication, unless litigation '' lawsuit. has a from : 1 ). contract can not confer rights or impose obligation Respectfully,

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation