Consumer complaint received 2025-11-04 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Told you not to respond to a lawsuit they filed against you
Company: Velocity Portfolio Group
State: FL

Complaint narrative:
Summary of Complaint I am reporting Velocity Investments , LLC for attempting to collect an unknown debt that I was never notified about by them or any original creditor. 

I have never heard of Velocity Investments , LLC before receiving unsolicited junk mail referencing this lawsuit. 
I have never been contacted by any creditor, never received any bills, and was never served with a summons or notice to appear. 

This lawsuit was filed without any validation notice as required by 15 U.S.C. XXXX of the Fair Debt Collection Practices Act ( FDCPA ). 
No one has ever identified what account this debt is supposedly from or who the original creditor was. 

When I called XXXX XXXX to ask why I was never notified, a representative told me not to attend the court hearing. 
This appears to be an attempt to interfere with my due process rights and deceive me into defaulting on a case I was never served notice for. 

Details Case Number : XXXX Court : XXXX XXXX, Florida ( Small Claims Division ) Collector : Velocity Investments , LLC Attorney : XXXX XXXX XXXX, XXXX. 

I was not personally served or properly notified of this case. I only discovered it by chance through lawyer junk-mail advertisements offering to represent me in court. 

There is no proof of assignment, no account validation, and no documentation identifying the creditor or origination of any alleged loan or debt. 

I have never been contacted about any debt from any company and do not owe any money to Velocity Investments , LLC. 
It appears this company filed a lawsuit without lawful notice or evidence, attempting to obtain a default judgment against me without giving me a fair opportunity to respond. 

Additionally, I am currently unemployed, XXXX, and have no attachable assets or property. 
I am therefore judgment-proof under Florida law XXXX and this collection activity has caused me severe stress and hardship. 
This behavior seems abusive, deceptive, and predatory, especially targeting a vulnerable consumer. 

I have never been contacted about any debt from any company and do not owe any money to Velocity Investments , LLC. 
It appears this company filed a lawsuit without lawful notice or evidence, attempting to obtain a default judgment against me without giving me a fair opportunity to respond. 

Disclosure I have already filed an Emergency Motion to Dismiss or Quash in XXXX XXXX XXXX because I was never lawfully served or notified of this lawsuit. 
Filing and pursuing a lawsuit without notice or validation is a violation of my due process rights and appears to be illegal under both Florida and federal law. 

I am also XXXX, currently XXXX and do not own any assets or property. 
Under Florida law, I am judgment-proof, and this lawsuit has caused me significant stress, anxiety, and hardship. 
I believe this conduct by Velocity Investments , LLC is abusive, deceptive, and predatory, particularly against a vulnerable and XXXX consumer.

Company response to consumer: Closed with explanation