Consumer complaint received 2017-12-21 00:00:00
Product: Mortgage — Conventional home mortgage
Issue: Struggling to pay mortgage — 
Company: Seterus, Inc.
State: NY

Complaint narrative:
Why this deceiving company is above law and refuse to obey our Gov regulation and they also ignore your Institution too by replying honest, Why this pirate mortgage company is allowed to lie without any shame. Why tje lying XXXX their cover up artist is not arrested and put in prison yet. CFPB must help me close this company by putting a massive multi XXXX dolor penalty since many American families are defrauded by this pirate mortgage and this must stop. We care about XXXX but more criminal activity is done by Seterus that defraud families in top secret close door act that is against 6/91 Foreclosure Act and this must stop now. Your Institution must help me to get the operating license of this deriving company expert in lying, defrauding and foreclosed on a top secret close door against act 6/91 PA Foreclosure. This  company for family like my family is more dangerous due to their fraudulent tactics than any criminal organization on this planet. American families are losing their property in top secret close door act and this is more criminal than any theorist criminal act. Seterus intentionally organized the looting of all my private property and now they must pay {$260000.00} before we meet in XXXX XXXX. CFPB specifically mention that all clients must get a response from any organization doing business in USA. CFPB is an US Gov. Organization designed to help and protect  people from criminal organization specialize in defrauding customers. Was my property is my property and permanent for the next 200 years will be my family 's property and this lair XXXX there is nothing he can do to stop this expect pay the {$260000.00} or face criminal charges and {$5.00} mill legal case against this lair XXXX and his mother. Around {$260000.00} stolen, damage vandalize private property not part of any mortgage Their legal lair adviser XXXX try to cover up but this time will never work. Once I get my property that will be very. With 29 years experience in banking, including procedure of mortgage documents, ( I will provide the Court if necessary many documents from all over XXXX and some country in XXXX confirming this ) it gives me a clear edge against any XXXX lawyer, in understanding not only the mortgage documents but also the importance of those documents. For this reason I will explain again so the XXXX understands the vital importance of this document. What is the difference between a mortgage and a Promissory Note? Homebuyers sometimes think of the mortgage ( or deed of trust ) as the contract they are signing with the bank to borrow money to purchase a house, but it is the promissory note that contains the promise to repay the amount borrowed. A mortgage note ( also known as a real estate lien note, borrower 's note ) is a promissory note secured by a specified mortgage loan. Mortgage notes are a written promise to repay a specified sum of money plus interest at a specified rate and length of time to fulfill the promise. The mortgage note states the amount of debt and the rate of interest, and obligates the borrower, who signs the note, personally responsible for repayment.

Company response to consumer: Closed with explanation