Consumer complaint received 2025-06-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: NJ

Complaint narrative:
Formal Dispute of Inaccurate Credit Reporting Dear Experian, Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX/XXXX XXXX XXXX XXXX Account number XXXX Balance {$6800.00} Error : Wrong Account Status Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX XXXX XXXX XXXX Account number XXXX Balance {$7000.00} Error : Wrong Account Status Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX XXXX XXXX XXXX Account number XXXX Balance {$6000.00} Error : Wrong Account Status Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX XXXX XXXX XXXX Account number XXXX Balance {$6800.00} Error : Wrong Account Status Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX XXXX XXXX XXXX Account number XXXX Balance {$7000.00} Error : Wrong Account Status Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXXXXXX XXXX XXXX XXXX Account number XXXX Balance {$5000.00} Error : Wrong Account Status Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX XXXX  Account number XXXX Error : Wrong Account Status Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : DEPT OF EDUCATION/XXXX Account number XXXX Error : Wrong Account Status Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX XXXX Inquiry XXXX XX/XX/XXXX Error : Unauthorized Inquiry Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX Inquiry date XX/XX/XXXX Error : Unauthorized Inquiry Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX Error : Unauthorized Inquiry Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX XXXX XXXX  Inquiry date XX/XX/XXXX Error : Unauthorized Inquiry Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXXXXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Error : Unauthorized Inquiry Pursuant to XXXX XXXX. XXXX, I am disputing the following inaccurate information on my credit report : Account Name : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX Error : Unauthorized Inquiry Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Error : Unauthorized Inquiry Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Error : Unauthorized Inquiry Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX XXXX XXXX Account number XXXX Error : Wrong Account Status Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX XXXXXXXX XXXX Account number XXXX Error : Wrong Account Status Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX XXXX XXXX XXXXXXXX Error : Wrong Account Status Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX XXXX XXXX XXXX XXXX XXXX Balance {$3000.00} Error : Wrong Account Status Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX XXXX Account number XXXX Error : Wrong Account Status Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX Account number XXXX Error : Wrong Account Status Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name : XXXX XXXX Account number XXXX Error : Wrong Account Status Pursuant to 15 U.S.C. 1681i, I am disputing the following inaccurate information on my credit report : Account Name XXXX XXXX XXXX  Account number XXXX Error : Wrong Account Status You are legally obligated to conduct a full investigation within 30 days and correct any inaccurate information. Should you fail to comply, I will initiate legal proceedings for your willful non-compliance with the FCRA and demand damages under 15 U.S.C. 1681n. 

Failure to act will result in formal complaints to the CFPB and Attorney General 's office.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation