Consumer complaint received 2025-03-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: IL

Complaint narrative:
I have submitted SEVERAL disputes regarding this XXXX XXXX Account Listed on my credit report. It is inconsistent, inaccurate and does NOT adhere to metro2 compliance per FCRA Law. Both Equifax and Experian and repeatedly verified this information as accurate. It would behoove both Experian and Equifax to revisit the definition of accurate rather than relying on E-Oscar and other AI assisted tools to perform their jobs for them!! This erroneous reporting is financially injurious in nature and will be treated as such, should they continue to willingly and knowingly FAIL TO ADHERE to FCRA!! 

As of XX/XX/XXXX, this account is displayed on my XXXX report as the following : High Balance : XXXX - Not Reported Experian - {$0.00} Equifax XXXX {$2900.00} Which one is it? 

Date of Last Activity : XXXX - Not Reported Experian - XX/XX/XXXX Equifax - XX/XX/XXXX Which one is it? 

Date Reported : XXXX - Not Reported Experian - XX/XX/XXXX Equifax - XX/XX/XXXX Which one is it? 

Dispute Status : XXXX - Not Reported Experian - Account not disputed Equifax - Account disputed Which one is it? 

Last Payment : XXXX - Not Reported Experian - XX/XX/XXXX Equifax - XX/XX/XXXX Which one is it? 

Past Due Amount XXXX - Not Reported Experian Account disputed- {$1600.00} Equifax XXXX {$1500.00} Which one is it? 

Credit Limit XXXX - Not Reported Experian - {$2500.00} Equifax - {$0.00} Which one is it? 

Payment History XX/XX/XXXX XXXX- Not Reported Experian - Charge Off Equifax - No Data Which one is it? 

XX/XX/XXXX XXXX- Not Reported Experian - Charge Off Equifax - No Data Which one is it? 

XX/XX/XXXX XXXX- Not Reported Experian - Charge Off Equifax - No Data Which one is it? 

XX/XX/XXXX XXXX- Not Reported Experian - Charge Off Equifax - No Data Which one is it? 

XX/XX/XXXX XXXX- Not Reported Experian - Charge Off Equifax - No Data Which one is it? 

XX/XX/XXXX XXXX- Not Reported Experian - Charge Off Equifax - No Data Which one is it? 

XX/XX/XXXX XXXX- Not Reported Experian - Charge Off Equifax - No Data Which one is it? 

XXXX - XXXX XXXX- Not Reported Experian - Charge Off Equifax - No Data Which one is it? 

XXXX - XXXX XXXX- Not Reported Experian - Charge Off Equifax - No Data Which one is it? 

XXXX - XXXX XXXX- Not Reported Experian - Charge Off Equifax - No Data Which one is it? 

XXXX - XXXX XXXX- Not Reported Experian - Charge Off Equifax - No Data Which one is it? 

XX/XX/XXXX XXXX- Not Reported Experian - Charge Off Equifax - No Data Which one is it? 

XX/XX/XXXX XXXX- Not Reported Experian - Charge Off Equifax - No Data Which one is it? 

XX/XX/XXXX XXXX- Not Reported Experian - Charge Off Equifax - No Data Which one is it? 

Accurate where? Please show me! My XXXX report is attached!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation