Consumer complaint received 2024-09-19 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: MI

Complaint narrative:
This CFPB complaint has been filed to request pursuant of FCRA Section 605B ( 15 U.S.C. Section 1681c-2 ) that you, the XXXX credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within XXXX business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of XXXX. The following personal information is incorrect Account Number : EMPLOYER : XXXX XXXX XXXX XXXX. The following personal information is incorrect Account Number : EMPLOYER : XX/XX/XXXX XXXX. The following personal information is incorrect Account Number : EMPLOYER : SXXXX XXXX XXXX  XXXX. The following personal information is incorrect Account Number : EMPLOYER : XX/XX/XXXX XXXX. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX. Fraudlent Account Chapter XXXX Bankruptcy Case Number : XXXX Please Remove off my credit report XXXX. Fraudulent Account XXXX XXXX  Date of inquiry : XX/XX/XXXX Please Remove off my credit report XXXX. Fraudulent Account XXXX Date of inquiry : XX/XX/XXXX Please Remove off my credit report XXXX. Fraudulent Account XXXX XXXX Date of inquiry : XX/XX/XXXX Please Remove off my credit report XXXX. Fraudulent Account XXXX Date of inquiry : XX/XX/XXXX Please Remove off my credit report XXXX. Fraudulent Account XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please Remove off my credit report XXXX. Fraudulent Account XXXX Date of inquiry : XX/XX/XXXX Please Remove off my credit report XXXX. Fraudulent Account XXXX XXXXXXXX Date of inquiry : XX/XX/XXXX Please Remove off my credit report XXXX. Fraudulent Account XXXX  Date of inquiry : XX/XX/XXXX Please Remove off my credit report XXXX. Fraudulent Account XXXX  Date of inquiry : XX/XX/XXXX Please Remove off my credit report XXXX. Fraudulent Account XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please Remove off my credit report XXXX. Fraudulent Account XXXX XXXX Date of inquiry : XX/XX/XXXX Please Remove off my credit report XXXX. XXXX Account XXXX XXXX XXXX Account Number : XXXX Please Remove off my credit report XXXX. Fraudlent account XXXX XXXX Account XXXX : XXXX Please Remove off my credit report XXXX. Fraudlent Account XXXX XXXX Account Number : XXXX Please Remove off my credit report XXXX. I was never late on this paid account. 
XXXX Account XXXX : XXXX Please show me proof of a transaction showing i was ever late to support you inaccurate reporting on my account. If you can not supply this please delete these alleged late payment from my credit report per USC 15 166b a creditor may not treat a payment on a credit card as an open ended consumer credit plan XXXX. Unkown Fraudulent account Direct Violation to 15 USC 1681 XXXX Account Number : XXXX Please Remove off my credit report XXXX. Fraudlent account XXXX Account Number : XXXX Please Remove off my credit report XXXX. Unkown Fraudulent account Direct Violation to 15 USC 1681 XXXX XXXX XXXXXXXX Account Number : XXXX Please Remove off my credit report XXXX. Fraudlent Account XXXX Account Number : XXXX Please Remove off my credit report XXXX. XXXX Account XXXX Account XXXX : XXXX Please Remove off my credit report XXXX. I was never late on this Account XXXX Account Number : XXXX Please show me proof of a transaction showing i was ever late to support you inaccurate reporting on my account. If you can not supply this please delete these alleged late payment from my credit report per USC 15 166b a creditor may not treat a payment on a credit card as an open ended consumer credit plan XXXX. Unkown Fraudulent account Direct Violation to 15 USC 1681 XXXX Account Number : XXXX Please Remove off my credit report XXXX. Unkown Fraudulent account Direct Violation to 15 USC 1681 XXXX Account Number : XXXX Please remove it from my credit report. 
XXXX. Unkown Fraudulent account Direct Violation to 15 USC 1681 XXXX Account Number : XXXX Please Remove off my credit report XXXX. Unkown Fraudulent account Direct Violation to 15 USC 1681 XXXX XXXX Account Number : XXXX Please Remove off my credit report XXXX. Unkown Fraudulent account Direct Violation to 15 USC 1681 XXXX Account Number : XXXX Please Remove off my credit report XXXX. Unkown Fraudulent account Direct Violation to 15 USC 1681 XXXX XXXX Account Number : XXXX Please Remove off my credit report XXXX. Unkown Fraudulent account Direct Violation to 15 USC 1681 XXXX XXXX Account Number : XXXX Please Remove off my credit report XXXX. Unkown Fraudulent account Direct Violation to 15 USC 1681 XXXX XXXX XXXX Account Number : XXXX Please Remove off my credit report XXXX. Unkown Fraudulent account Direct Violation to 15 USC 1681 XXXX Account Number : XXXX Please Remove off my credit report XXXX. Unkown Fraudulent account Direct Violation to 15 USC 1681 XXXX Account Number : XXXX Please Remove off my credit report XXXX. Unkown Fraudulent account Direct Violation to 15 USC 1681 XXXX XXXXXXXX Account Number : XXXX Please Remove off my credit report Please block this information from my credit report within XXXX business days Pursuant to section 605c of the fair credit report act Please send me notification of the actions taken I greatly appreciate your prompt expedited attention to this matter These accounts have resulted in several hard inquiries and fraudulent collections appearing on my consumer XXXX credit report. I have listed these fraudulent accounts that are on the report that is being maintained by you. I do not recognize the aforementioned accounts, collections, or hard inquiries as reported. The aforementioned accounts, collections, and hard inquiries appearing on my consumer credit report that is being maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # XXXX as proof from the XXXX Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Company response to consumer: Closed with explanation