Consumer complaint received 2025-06-19 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: UT

Complaint narrative:
Subject : Demand for Immediate Deletion of Accounts Due to FCRA Violations under XXXX To Whom It May Concern, I am writing to address the recent verification of my dispute regarding fraudulent items on my credit report, submitted under XXXX XXXX. XXXX. While I appreciate your attention to XXXX. XXXX my identity theft claim, I am concerned that certain accounts remain on my report that violate the Fair Credit Reporting Act ( FCRA ). 
According to XXXX XXXX. XXXX, once an identity theft report has been submitted, credit reporting agencies are required to block disputed information identified as resulting from identity theft within XXXX business days. Therefore, any accounts that were not removed in compliance with this law must be deleted immediately. 
XXXX ( a ) ( XXXX ), consumers are entitled to accurate reporting, requires that unverifiable information must be removed from the credit report. 
The following accounts, associated with my identity theft claim, must be deleted due to their fraudulent nature and violations of the FCRA : XXXX. XXXX  XXXX - XXXXXXXX XXXX XXXX XXXX XXXX  Additionally, under XXXX XXXX and XXXX XXXX. XXXX ( XXXX ) Pursuant to the Fair Credit Reporting Act ( FCRA ), XXXX XXXX XXXX ( XXXX ) credit reporting agencies are obligated to provide a description of the investigation within XXXX days of receiving a consumer 's dispute. Additionally, under the Truth in Lending Act ( TILA ), XXXX XXXX XXXX, it is imperative that all credit information provided is accurate and transparent to protect consumer rights I demand that these accounts be removed from my credit report immediately, as required by law. I expect to receive confirmation of their deletion within the timeframe specified by the FCRA. 
In my previous request for reinvestigation sent on [ XX/XX/year> ], I asked for verification of the accuracy of the information related to the aforementioned account. As I have not received a satisfactory response, I request that you provide the following information regarding the investigation process that was conducted : XXXX. 
XXXX. 
A detailed description of the procedures used to verify the the information related to this account. 
Any documentation or evidence TO THE DISCLOUSE WAS SINGNED FOR ME for the information can be public for any accreditor that supports the findings of the investigation conducted. 
XXXX. 
The name and contact information of the investigator or representative who handled my dispute. 
Section According to the Fair Credit Reporting Act, Section XXXX ( a ) ( XXXX ) ( A ), you are required by federal law to verify, through the physical verification of the original signed consumer contract, any and all accounts that you post on a credit report. Otherwise, XXXX of XXXX anyone paying for your reporting services could fax, mail or email in a fraudulent account. 
ADITIONALLY UNDER According to XXXX XXXX. XXXX, THE LAW IS CLEAR ANY credit reporting agencies are required to block disputed information identified as resulting from identity theft within XXXX business days of receiving a valid identity theft report. Additionally, under XXXX XXXX. XXXX ( a ) ( XXXX ) and XXXX ( XXXX ), any unverifiable or inaccurate information must be removed from my credit report.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief