Consumer complaint received 2025-07-15 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
I am submitting this complaint because TransUnion has failed to remove inaccurate and unverifiable information from my credit report, even after XXXX XXXX XXXX conducted proper investigations and removed the same items from my reports. 
I have submitted multiple disputes directly to TransUnion regarding the inaccurate account ( s ), and provided sufficient documentation. Despite this, TransUnion continues to report the information, which is negatively impacting my credit profile. 
The items in question were : * This account is written as a charge off and I never received a XXXX from creditor. They received a tax write off and I should not have it on my credit profile. Please send any information of right to report as debt. If you can not please remove from my report immediatelyXXXX XXXXXXXX Date Opened : XXXX remove this inaccurate information from my credit report. 
* This account is written as a charge off and I never received a XXXX from creditor. They received a tax write off and I should not have it on my credit profile. Please send any information of right to report as debt. If you can not please remove from my report immediatelyXXXX XXXX XXXX Opened : XXXX remove this inaccurate information from my credit report. 
* This account is written as a charge off and I never received a XXXX from creditor. They received a tax write off and I should not have it on my credit profile. Please send any information of right to report as debt. If you can not please remove from my report immediatelyXXXX XXXX XXXXDate Opened : XXXX remove this inaccurate information from my credit report.This account is written as a charge off and I never received a XXXX from creditor. They received a tax write off and I should not have it on my credit profile. Please send any information of right to report as debt. If you can not please remove from my report immediatelyXXXX XXXX  Date of Opened : XXXX remove this inaccurate information from my credit report. 
* This account is written as a charge off and I never received a XXXX from creditor. They received a tax write off and I should not have it on my credit profile. Please send any information of right to report as debt. If you can not please remove from my report immediatelyXXXX XXXX XXXXDate Opened : XXXX remove this inaccurate information from my credit report. 
* This account is written as a charge off and I never received a XXXX from creditor. They received a tax write off and I should not have it on my credit profile. Please send any information of right to report as debt. If you can not please remove from my report immediatelyXXXX XXXX XXXXDate Opened : XXXX remove this inaccurate information from my credit report. 
* This account is written as a charge off and I never received a XXXX from creditor. They received a tax write off and I should not have it on my credit profile. Please send any information of right to report as debt. If you can not please remove from my report immediatelyXXXX XXXX Opened : XXXX remove this inaccurate information from my credit report. 
* This account is written as a charge off and I never received a XXXX from creditor. They received a tax write off and I should not have it on my credit profile. Please send any information of right to report as debt. If you can not please remove from my report immediatelyXXXXXXXX XXXX  XXXX XXXX Opened : XXXX remove this inaccurate information from my credit report. [ List the creditor name ( s ), partial account number ( s ), and the type of account ( e.g., collection, charge-off, etc. ) ] XXXX XXXX XXXX have already removed these same items following investigations that determined the information was either unverifiable or inaccurate. 
Under the Fair Credit Reporting Act ( FCRA ), consumer reporting agencies are required to ensure maximum possible accuracy and to remove or correct information that can not be verified. TransUnions failure to do so violates my rights under the FCRA and causes continued financial and emotional harm. 
Requested Resolution : I respectfully request that the CFPB investigate this matter and assist in requiring TransUnion to permanently delete the inaccurate account ( s ) from my credit report, in line with the actions already taken by the other XXXX credit bureaus. I am also requesting a formal statement from TransUnion acknowledging their findings and any corrective action taken. 
Supporting documentation is available upon request, including : * Copies of my credit reports from all three bureaus Thank you for your time and assistance.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief