Consumer complaint received 2017-09-28 00:00:00
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
Please read all the numbers thank you. I appreciate your patience. I am allowing 24 hours for this investigation to be resolved positively because my rights has been violated with my consent to place unverifiable information directly on my credit report without using steps to verify this account or inquiry by law you are required to use important steps which no credit reporting bureau ever does. It 's the love to profit on a consumer to place an inquiry onto reports of consumers. Now that 's violating and breaking the law. You are considered a criminal by going onto my credit file without my consent to place inquires and accounts on my credit file that I 'm unaware of. Please continue to read and look at the attachment photos of the inquiries, and accounts that I 'm unaware of and have no clue of. It is your job to keep consumers safe, but you guys rather Breach out information to profit any way you guys know how. 


1. Not a credit repair company. 
2. Please do not provide me with any bogus generated codes or bogus verified information. 
3. On going situation. 
4. Please take me through the verifying process that you used to determine that this inquiry is actually mine. 
5. By law if you ca n't verify and inquiry or an account100 % you ca n't place it on any consumers credit file. 
6. You are violating The FCRA law section 609. 
7. I have attached pictures of the inquiries. 
8. If this is n't resolved I will file a law suit at the county court house for violating my rights, violating the law bearing information on a consumers report without their consent that is n't 100 % verifiable, you do n't have original actual documents stating any facts. 
9. I am unaware of the inquiries and I explained that several times to very rude TransUnion Reps who refuse to cooperate with the consumer. 
10. I have suffered from XXXX, lost of job, lack of sleep, XXXX, fear for my life, the Credit Breach has affected me. 
11. As you can clearly see this is n't a computer person nor is it a credit repair company. I am aware that my rights we 're violated and I am making you aware of it. 12. I have contacted the county courthouse, State Attorneys office, BBB, FTC, to complain and place public information of the complaint via online public records on XX/XX/XXXX. The only account that I am aware of is XXXX XX/XX/XXXX that 's the only one for a total of {$1800.00}. The rest I am unaware of them. I sent in information months ago and the accounts we 're removed because their was n't 100 % verifiable and a few months later they we 're place back on my TransUnion credit report which makes it weird because I sent in documents including police reports stating my facts and like I said it was removed for a few months but placed back on my credit report. Violating several laws in FCRA is not what I 'm going to allow you to do. I know my rights and shall stand firmly on the knowledge of laws to protect my rights and my credit report. Please do not attempt to degrade and violate my intelligence.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation