Consumer complaint received 2025-07-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXCredit Report Inaccuracy Dispute To: dispute department Date: XXXXnDear Dispute Department, I reviewed my credit report on XXXX XXXX XXXX and\nnoticed several inaccuracies that violate the Fair Credit Reporting Act\n(FCRA), which requires credit reporting agencies to follow reasonable\nprocedures to ensure maximum possible accuracy. The following accounts\ncontain incomplete and incorrect information:\nTo Whom It May Concern, I am writing to formally dispute several accounts\nlisted on my questing be immediately removed from my credit file: Account\nname\nACCOUNT NAME XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXthis information is not complete or accurate, I formally request that\nyou investigate and correct these errors immediately. Please provide\ndocumentation of your investigation and the sources used to verify this\n1\ninformation. I have attached copies of my credit report and any supporting\ndocumentation. Please respond in writing within 30 days as required by the\nFCRA. Dear Consumer Department: I have recently checked out a copy of\n1\nmy credit profile and unfortunately, it has come to my attention that some of\nmy personal information is incorrect. If you would please be so kind as to\ndelete this inaccurate information from my credit profile within the next XXXX, I would greatly appreciate it. Ive listed the details on my personal\ninformation in which you are inaccurately reporting and must remove right\naway. Please see below: . I do NOT have any requisite OTHER NAMES or\naliases and I do NOT desire any OTHER NAMES or aliases to be retained or\nreported, if ANY DELETE NOW or produce PROOF of your legitimate\nAUTHORITY to retain much less report without infringing my consumer\nrights.. I do NOT have any requisite OTHER CURRENT addresses and I do\nNOT desire any OTHER ADDRESSES to be retained or reported, if ANY\nDELETE NOW or produce PROOF of your legitimate AUTHORITY to retain\nmuch less report without infringing my consumer rights. You are not\nauthorized to report my Social Security Number on my credit report or sell\nany information containing my Social Security Number to any company.\nReporting my social security number on my credit report arises a safety\nissue and opens me up to potential identify theft. Immediately Delete any\nand all social security numbers that your company is reporting on my credit\nreport. I do NOT have any requisite OTHER Dates of Birth and I do NOT\ndesire any OTHER Dates of Birth to be retained or reported, if ANY DELETE\nNOW or product PROOF of your legitimate AUTHORITY to retain much less\n2\nreport without infringing my consumer rights. I do NOT have any requisite\ntelephone numbers and I do NOT desire any telephone numbers to be\nretained or reported, if ANY DELETE NOW or product PROOF of your\nlegitimate AUTHORITY to retain much less report without infringing my\nconsumer rights. I do NOT have any requisite employers and I do NOT desire\nany employers to be retained or reported, if ANY DELETE NOW or product\nPROOF of your legitimate AUTHORITY to retain much less report without\ninfringing my consumer rights. I do NOT have any requisite spouses nor\nroommates nor co-applicants and I do NOT desire any spouses or\nroommates or co-applicants to be retained or reported, if ANY DELETE NOW\nor product PROOF of your legitimate AUTHORITY to retain much less report\nwithout infringing my consumer rights. Thank you, in advance, for honoring\nmy requests. Its my understanding that you have up tXXXX XXXX XXXX XXXXo follow\nthrough on my request so if I dont receive any updates from you within that\ntime frame, then I know that these inaccuracies must be removed\nautomaticallyXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Once you have\nremoved the inaccurate information I would\nlike my full completed and corrected credit reportshowing these changes.\nThank you.\n\nSINCERXXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation