Consumer complaint received 2025-09-10 00:00:00
Product: Debt collection — I do not know
Issue: Took or threatened to take negative or legal action — Sued you without properly notifying you of lawsuit
Company: Hunt & Henriques
State: CA

Complaint narrative:
Received a wage garnishment for debt that didn't have my name, but was using my SS #, and a judgment that was awarded by XXXX XXXX XXXX XXXX XXXX. 

I phoned the law firm hired to collect the debt. I was told ( on a recorded line ) it didn't matter if the name was wrong on the debt. I told them that they must not have provided proof of debt to the judge or they must have lied to the judge and told him that the person on the wage garnishment was in fact the person whose name was on the debt, or it wouldn't have been granted, as there is no person with that name that has MY SS #. 

I was told over and over that it didn't matter if the name was wrong, that it was based on the SS #, and that made it valid. I was told that I could dispute the debt or I could ask for proof of debt, but I couldn't do both. 

I told them I am disputing that this is a valid judgment and disputing that this is valid debt, as that person doesn't exist with MY SS #. 

The woman at the law firm asked me repeatedly 'did you apply for this? ' I asked, 'apply for what? ' finally she said, did you apply for this debt that we discussed, the XXXX XXXX XXXX card. 

I told her I had a XXXX  card about 30 years ago, and she said, then yes, this is your debt and you admit that you applied for it. I told her 'NO, you are changing what I said, and I want you to change your notes that I can hear you typing. '' She said she did, but I didn't here the clickety click of the keyboard. 

I was never served, for a court case in XXXX XXXX XXXX, not where I live in XXXX XXXX. I know the case can be in the county where the debtor is. I am not convinced that this is my debt, and don't want to roll over and let them take my minimal wages if it is not. I will be filing a fraud claim with the IRS, as I assume if XXXX  discharged this debt, they filed a 1099-C. IF XXXX XXXX did in fact discharge this debt, and then turned around and sold it : a ) XXXX  can not collect on a discharged debt b ) I do not, nor never have had a contract with XXXX XXXX XXXX XXXX XXXX nor Hunt & Henrique, XXXX, therefore I can not be liable for any debt they have acquired through buying debt from XXXX XXXX. And the debt that they have in their hands that they gave to a judge, is not mine, and does not have my name on it, EVEN THOUGH, they used my SS # All in all, I do not believe this debt is valid, for the following reasons : I am not the person named in the lawsuit There is no proof that I am the person named in the judgement/lawsuit. 
The person that I am, never received ANY notice of this lawsuit There is no proof that the person that I am did receive notice of this lawsuit Therefore, XXXX XXXX XXXX XXXX XXXX violated a XXXX  CFPB order by collecting on unsubstantiated debt, collecting on debt without providing required documentation and disclosures to me, in order to prove that this debt is valid. They have partaken in suing and threatening legal action against me, without offering or possessing required documentation, and subsequently DID sue to collect on debt that is not mine, through wage garnishment from MY income, NOT the income from the named party in the lawsuit.

It is my belief that this is both Identity and SS fraud - because there is no person with that name and SS #.

Company response to consumer: Closed with explanation