Consumer complaint received 2025-03-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: NC

Complaint narrative:
To Whom It May Concern : Upon reviewing my credit report, I have identified the following inaccurate item ( s ) : 1. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX NC XXXX XXXX. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX  XXXX XXXX NC XXXX 3. violation of 15 USC 1692g. Validate this account. You have 30 days to verify if you fail to this must be deleted. 
XXXX XXXX XXXXXXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

4. violation of section 604 15 USC code 1681B. Please remove from my credit report XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

5. violation 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately XXXX XXXX Account XXXX : XXXX Please remove this inaccurate information from my credit report. 

6. violation 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately XXXX XXXX Account XXXX : XXXX Please remove this inaccurate information from my credit report. 

XXXX. The status is incorrect for the following account XXXX  XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

8. 15 USC 1681i ( 4 ) client privacy information. Delete this item immediately XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

9. Violation of 15 U.S. Code 1681b - Permissible purposes of consumer. Delete immediately. 
DEPT OF EDUCATIONXXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

10. violation 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately DEPT OF EDUCATIONXXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

11. Violation 15 USC code 1681 ( a ) Congressional Findings and statement of purpose - consumer 's right of privacy DEPT OF EDUCATIONXXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

12. The status is incorrect for the following account DEPT OF EDUCATIONXXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

13. Violation of 15 U.S. Code 1681b - Permissible purposes of consumer. Delete immediately.

DEPT OF EDUCATIONXXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

XXXX late payment status is invalid and inaccurate. you must have maximum accuracy in reporting it. please delete. 
XXXX  XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

XXXX. The status is incorrect for the following account XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

XXXX. The status is incorrect for the following account XXXX Account XXXX : XXXX Please remove this inaccurate information from my credit report. 


In accordance with the Fair Credit Reporting Act, I am hereby requesting an investigation into these items and their removal from my report. It is my understanding that you will verify these items with the creditor responsible for their inclusion. Please eliminate any information that the creditor is unable to substantiate. I am aware that, as per 15 U.S.C. Sec. 1681i ( a ), you are required to complete this reinvestigation within 30 days of receiving this letter.

I kindly request that you send an updated copy of my credit report to the aforementioned address. As per the act, there should be no fee associated with this updated report. Additionally, I request that you notify any individuals who have received my credit report in the past six months about the corrections made. 

Thank you for your attention and assistance in addressing this matter.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation