Consumer complaint received 2016-02-23 00:00:00
Product: Debt collection — Credit card
Issue: Cont'd attempts collect debt not owed — Debt is not mine
Company: Allen & Withrow
State: AR

Complaint narrative:
I am being sued in the District court of XXXX XXXX XXXX Arkansas By XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Case # XXXX. XXXX By Allen and Withro-XXXX They are saying there is a credit card taken out in my name ( XXXX XXXX ) I have NEVER taken out a major Bank CREDIT CARD!! .Something very important about this case is the following! FILED BY AND FOR FOR XXXX XXXX to the Court on XXXX XXXX XXXX. IN THE DISTRICT COURT OF XXXX XXXX XXXX, ARKANSAS -- XXXX XXXX XXXX XXXX XXXX XXXX -PLAINTIFF -- XXXX XXXX XXXX XXXX XXXX CASE NO. XXXX. COMPLAINT -- -- Comes the Plaintiff and for its cause of action against the Defendant, States ; 1. That the Plaintiff is a corporation authorized to bring this action under the XXXX. XXXX XXXX XXXX. 2. That the Defendant is a resident of XXXX XXXX, Arkansas. 3. Jurisdiction and Venue are proper in this Court. 4. That the Defendant purchased certain items with extensions of credit obtained on his/her XXXX account. THIS ACCOUNT WAS PURCHASED BY, AND ASSIGNED TO THE PLAINTIFF FOR GOOD AND VALUABLE CONSIDERATION. -- -5 THAT THE AMOUNT PAST DUE ON SAID ACCOUNT, WHICH has not been paid, and has been owed for a period of time is as follows, principle amount, {$10000.00}, plus pre-judgement interest as set out in Plaintiff 's Affidavit which is attached hereto and incorporated herein by reference. Arkansas State Law rules ARCP 10 ( d ) requires more than an " Affidavit of Account '' To be Attached to the Account!! Also they have admitted they bought this account! They are JUNKDEBTCOLLECTORS! They do not have the right to even collect this debt.They are a third party collection business.Which they ADMIT! They bought debts Banks have written off for pennys on the dollar. They are using manners that are against the Fair Debt Collection. Only filing an Affidavit! And there are stacks of these they are bogginng down the Courts with.I deny I owe this debt! We have NEVER taken out any major credit cards! And The only large loans we have ever had is for a car, or for a house loan. They are harassing me to death. My son who has XXXX has been answering their filings. He is now at a point his health is too bad to file anything more! Myself ( XXXX XXXX ) am XXXX.My wife is XXXX and suffers XXXX. This matter is causing extreme marital distress betwent the two of us! These Attorneys do not own this Debt. They have nothing to show they own the Debt. No credit card number. They are violating Federal trade commission rules. ( They are using false representation or Deceptive means to collect or or attempt.I filed with the Court on XXXX XXXX, XXXX a REQUEST FOR ADMISSIONS AND PRODUCTION ANSWERS AGAINST THE PLAINTIFF.I put at the bottom as they do! YOU ARE HEREBY NOTIFIED THAT SHOULD YOU fail to respond to said REQUEST FOR ADMISSION WITHIN THE THIRTY DAYS ALLOWED, Each of the manners contained herein shall be taken as admitted!! They did not answer any of this. So they admitted so!! .THAT WAS OVER A YEAR AGO!! -- -- -- -- -- -Then All of a sudden on XXXX/XXXX/XXXX over a year later they sent to me ( XXXX XXXX ) RE : XXXX XXXX XXXX XXXX : Please find the Plaintiffs Second Set of Interrogatories and requests for Production of Documents to Defendant. CASE NO XXXX XXXX DEFENDANT. They are asking for A Address of the bank and /or financial institution : B Account number ; C, Names of ALL persons who are signatories on the account along with addresses ; D. Type of Account : E. Date of Account opened ; F. Date of Account closed.Please provide bank statements, canceled checks.deposit slips on each account identified. Please sign the authorization which is a Notary Public. They are asking for my personal information when I have NEVER signed or taken out a credit card. All of this is illegal information for them to ask me for!!

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation