Consumer complaint received 2025-02-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
XXXX XXXX XXXX XXXX SSN : XXXX XXXX : XX/XX/XXXX Address : XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX , FLXXXX I am writing to inform you that my identity has been compromised and that I am requesting that you place a fraud alert on my credit file. I am aware of my rights under the Fair Credit Reporting Act ( FCRA ) and the Identity Theft And Assumption Deterrence Act ( ITADA ) and believe that your agency is legally obligated to investigate and resolve any inaccuracies on my credit report. As identified in the FTC Report the Fraudulent account Opened by the Thief. TransUnion have Removed these negative items off my credit report with my request, and have DELETED and BLOCKED all of the incorrect and hurtful information. Therefore, I ask you to do the same. You have failed to properly investigate and allowed this Fraudulent accounts to stay on my credit report. According to Cushman v Transunion 1997. TransUnion is supposed to ensure MAXIMUM POSSIBLE ACCURACY. This account violates these laws : 15 USC 1681i, 15 USC 1681s2. 15 USC 168115, 15 USC 1681eb. Delete these ACCOUNTs XXXX ( XXXX XXXX ) XXXX ( XXXX XXXX XXXX ) ** Please delete all these inaccurate information off my credit report. Ive attached my FTC report that states that these inaccuracies should not be on my report and needs to be removed. Ive attached my SSN, DRIVERS LICENSE, FTC, AND LIGHT BILL to confirm my identity and have all these accounts that does not align to my information to be removed. Please delete all these inaccurate information off my credit report. Ive attached my FTC report that states that these inaccuracies should not be on my report and needs to be removed. Ive attached my SSN, DRIVERS LICENSE, FTC, AND LIGHT BILL to confirm my identity and have all these accounts that does not align to my information to be removed. Please Block these negative items off my credit report my life has been affected drastically and I ask you guys to please Help me. And remove this account. I had no knowledge of these account they were open fraudulently Im just finding out that my information was being used. The address associated to these account accounts and the Spelling of my name is Incorrect. Please remove all other names that those not specifically say ( XXXX XXXX XXXX XXXX ). My social security is ( XXXX ). My only address that Ive been like at for more then 5 years that should be on my credit report is. ( XXXX XXXX XXXX XXXX XXXX XXXX, FLXXXX ). Please remove all these other inaccurate addresses Ive never lived at off my credit report please. FCRA 605B ( 15 U.S.C. 1681c-2 ) ( a ) Block. Except as otherwise provided in this section, a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt Please block this information from my credit report, pursuant to section 605B ( 15 U.S.C. & 1681 c-2 ) of the Fair Credit Reporting Act, and send the required notifications to all furnishers of this information. I need these removed from my credit immediately. Please delete all these inaccurate information off my credit report. Ive attached the files of my credit report that states that these accounts are inaccurate.Thank you for your help.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation