Consumer complaint received 2025-07-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NC

Complaint narrative:
In accordance with the Fair Credit Reporting act. The list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under XXXX XXXX XXXX. 
Under XXXX XXXX XXXX XXXX ( a ) of the Fair Credit Reporting Act, a credit reporting agency must block and remove information that a consumer identifies as the result of identity theft within XXXX business days of receiving a valid request. 
Please block and remove the following account from my credit report : Account Name : XXXX XXXX ( Original Creditor : XXXX XXXX ) Account Number : XXXX * * * * Reason : Account is fraudulent Account Name : XXXX XXXX ( Original Creditor : XXXX XXXX ) Account Number : XXXX * * * * Reason : Account is fraudulent Account Name : XXXX XXXX Account Number : XXXX * * * * Reason : Account is fraudulent Account Name : XXXX XXXXXXXX XXXX  Account Number : XXXX * * * * Reason : Account is fraudulent Account Name : XXXX XXXXXXXX Account Number : XXXX * * * * Reason : Account is fraudulent XXXX U.S.C XXXX SECTION XXXX A. STATES I HAVE THE RIGHT TO PRIVACY XXXX XXXX XXXX SECTION XXXX A SECTION XXXX. IT ALSO STATES A CONSUMER REPORTING AGENCY CAN NOT FURNISH AN ACCOUNT WITHOUT MY WRITTEN INSTRUCTIONS. 
XXXX XXXX. XXXX ( a ) ( XXXX ) SECTION STATES : NO CONSUMER REPORTING AGENCY MAY MAKE ANY CONSUMER REPORT CONTAINING ANY OF THE FOLLOWING ITEMS OF INFORMATION. ANY OTHER ADVERSE ITEM OF INFORMATION, OTHER THAN RECORDS OF CONVICTIONS OF CRIMES WHICH ANTEDATES THE REPORT BY MORE THAN XXXX YEARS. 
XXXX XXXX. XXXX ( A ) ( XXXX ) A PERSON SHALL NOT FURNISH ANY INFORMATION RELATING TO A CONSUMER TO ANY CONSUMER REPORTING AGENCY IF THE PERSON KNOWS OR HAS REASONALBLE CAUSE TO BELIEVE THAT THE INFORMATION IS INACCUARTE. 



Failure to respond satisfactorily will result in legal action. I reserve the right to pursue a small claims case against your agency and will seek statutory damages of {$1000.00} per violation under XXXX XXXX XXXX XXXX. 
Violations include but are not limited to : XXXX. Defamation of Character XXXX. Negligent Enhancement of Identity Fraud XXXX. Violation of the Fair Credit Reporting Act XXXX. Civil liability for negligent noncompliance ( XXXX XXXX. XXXX ) XXXX. Civil liability for willful noncompliance ( XXXX XXXX. XXXX ) XXXX. Failure to comply with XXXX XXXX. XXXX XXXX. Permissible purpose violations under XXXX XXXX. XXXX XXXX. Improper method of verification under XXXX XXXX. XXXX ( XXXX ) XXXX. Right to privacy violations under XXXX XXXX. XXXX ( XXXX ) XXXX. Improper handling of consumer data under XXXX XXXX. XXXX Please take this matter seriously. I demand that this fraudulent account be permanently removed and blocked from all consumer reporting systems. An updated copy of my credit report reflecting this correction is also requested.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief