Consumer complaint received 2024-05-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
ATTENTION EXPERIAN! 
My name is XXXX XXXX and I currently reside at XXXX XXXX XXXX XXXX XXXX, CA XXXX. My date of birth is XX/XX/XXXX and my Social Security Number is XXXX. I am writing to you regarding a few discrepancies I have encountered in my credit report. I am a victim of identity theft and I need your help to remove these fraudulent accounts and addresses from my credit file. While checking my credit report, I noticed accounts, I did not authorize made by the following that I will be listed below. I did not authorize any of these employers/employees at these companies to approve or view my credit report. This is a serious breach of my privacy rights and violates the Fair Credit Reporting Act 605B. I would like to request that these accounts and addresses be immediately removed from my credit file that Experian has under my Social Security Number. I am requesting that you place an immediate block on the following fraudulent information in my credit file within 4 days of receipt of this correspondence. 
Please block this fraudulent information per section 605B, 615 ( f ), and 623 ( a ) ( 6 ) of the Fair Credit Reporting Act. I also noticed that my current address is not being displayed, please add my current address which is XXXX XXXX XXXX XXXX XXXX, CA XXXX, additionally, I also found fraudulent addresses, employers, and inquiries FRAUDULENT AUTO LOANS OR LEASES! 
XXXX XXXX XXXX XXXX Balance : {$29000.00} Balance updated : XXXX XXXX, XXXX Original balance : {$30000.00} Account number : XXXX Open/closed : Open Date opened : XX/XX/XXXX Account type : Auto Lease XXXX XXXX Balance : {$30000.00} Balance updated : XXXX XXXX, XXXX Original balance : {$10000.00} Account number : XXXX Open/closed : Closed Date opened : XX/XX/XXXX Account type : Auto Lease FROUDULENT OTHER ACCAOUNTS! 
XXXX XXXX Balance : {$840.00} Balance updated : XXXX XXXX, XXXX Original balance : {$840.00} Account number : XXXX Open/closed : Closed Date opened : XX/XX/XXXX Account type : Cell Phone FRAUDULENT ACCOUNTS! 
XXXX  XXXX XXXX Balance : {$550.00} Balance updated : XX/XX/XXXX Credit limit : {$500.00} Account number : XXXX Open/closed : Closed Date opened : XX/XX/XXXX Account type : Secured Card FRAUDULENT COLLECTIONS! 
XXXX XXXX XXXX Balance : {$920.00} Balance updated : XX/XX/XXXX Original balance : {$920.00} Account number : XXXX Date opened : XX/XX/XXXX Account type : Collection Status : Collection account. {$920.00} past due as of XX/XX/XXXX. 
Status updated : XX/XX/XXXX FRAUDULENT ADDRESSES! 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX FRAUDULENT EMPLOYERS XXXX 
XXXX XXXX XXXX XXXX XXXX XXXX FRAUDULENT INQUIRIES! 
XXXX XXXX XXXX Inquiry date : XX/XX/XXXX XXXX XXXX, XXXX XXXX Inquiry date : XX/XX/XXXX XXXX XXXX XXXX Inquiry date : XX/XX/XXXX XXXX XXXX Inquiry date : XX/XX/XXXX XXXX XXXX XXXX Inquiry date XXXX XX/XX/XXXX XXXX  XXXX  XXXX XXXX  XXXX Inquiry date : XX/XX/XXXX XXXX XXXX XXXX XXXX Inquiry date : XX/XX/XXXX XXXX  XXXX XXXX  Inquiry dateXXXX XXXX, XXXX XXXX  XXXX XXXX  Inquiry date : XX/XX/XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation