Consumer complaint received 2024-08-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: M&T BANK CORPORATION
State: IL

Complaint narrative:
I am writing to formally dispute the unauthorized furnishing of my personal credit information by your company. According to my recent credit report, there are entries that I did not authorize and which I believe are in violation of my rights under the Fair Credit Reporting Act ( FCRA ). This is the XXXX letter and dispute I have sent to this CREDIT BUREAU along with my police report, FTC report, and supporting identity documents verifying my identity. I indicated in all my letters and police report that I am indeed a victim of identity theft, and these creditors and CREDIT BUREAU are violating my consumer rights and not protecting me as an American consumer according to the stated laws. This is my XXXX notice to this company notifying you guys that these listed accounts are fraud. My information isnt protected, and this credit bureau isnt honoring my identity theft claim. My XXXX notice of litigation will be a lawsuit suing this credit bureau, these company did not honor my rights or acknowledge my supporting documents regarding identity theft. I was incarcerated for 10 years with proof when all these accounts were open illegally and fraudulently and Ive proven this matter and will prove it in court without a doubt, XXXX going to sue for my rights being violated, pain and suffering, false allegations from these creditors and credit bureau, and assisting to furnish wrong and fraudulent accounts. I demand all accounts be removed ASAP. 

Specifically, I refer to the following account : FRAUDULENT ACCOUNTS : XXXX. M & T BANK : {$330000.00} ACCOUNT # XXXX XXXXXXXX XXXX XXXX  : {$50000.00} ACCOUNT # XXXX XXXX. XXXX XXXX : {$540.00} ACCOUNT # XXXX XXXX. XXXX XXXX XXXX : {$9500.00} ACCOUNT # XXXX XXXX XXXX XXXX XXXX XXXX {$210000.00} ACCOUNT # XXXX XXXX. XXXX XXXX : {$4700.00} ACCOUNT # XXXX XXXXXXXX XXXX XXXX XXXX XXXX : {$400.00} BALANCE {$900.00} ACCOUNT # XXXX XXXX. XXXX XXXX XXXX  : {$300.00} BALANCE {$460.00} ACCOUNT # XXXX XXXX. XXXX : {$100.00} BALANCE {$650.00} ACCOUNT # XXXX XXXX. XXXX XXXX XXXX  XXXX XXXX {$7000.00} BALANCE {$2400.00} ACCOUNT # XXXX Fraudulent Address : XXXX XXXX XXXX XXXX XXXX XXXX IL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX These above addresses are fraudulent, and these perpetrators created fraudulent identity documents such as a fake ID and other fake documents to secure a loan in my name and make payments on the loan accounts. My identity has been stolen and compromised during the time I was incarcerated for 10 years ; this is the XXXX notice I have sent this company with all supporting evidence and documentation. I will be suing for assisting and adding in opening accounts and furnishing fraudulent data on my consumer credit report, this company did not take the proper steps to help protect my consumer report and properly investigate this matter.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation