Consumer complaint received 2024-09-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
Good afternoon, Please I seek help as this is wrong and illegal I ask the following accounts be verified or deleted immediately. 
XXXX - XXXX -15 us code 1681 a ( m ) exclusions- I request that the DEBT COLLECTION PROVIDE PROOF OF THIS ALLEGED ITEM I REQUEST TO BE PROVIDED WITH SPEFICIALLY THE ORIGINAL APPLICATION CONTRACT NOTE OR OTHER INSTRUMENT BEARING MY WET SIGNATURE IN ADDITION ANY CONTRACT SIGNED BETWEEN THE DEBT COLLECTOR AND THE ORIGINAL COLLECTOR ABILITY TO COLLECT THIS ALLEGED DEBT FAILING THAT THE ITEM MUST BE DELETED FROM THE REPORTS AS SOON AS POSSIBLEF XXXX XXXX XXXX XXXXXXXX - 15 us code 1681 a ( m ) exclusions- I request that the DEBT COLLECTION PROVIDE PROOF OF THIS ALLEGED ITEM I REQUEST TO BE PROVIDED WITH SPEFICIALLY THE ORIGINAL APPLICATION CONTRACT NOTE OR OTHER INSTRUMENT BEARING MY WET SIGNATURE IN ADDITION ANY CONTRACT SIGNED BETWEEN THE DEBT COLLECTOR AND THE ORIGINAL COLLECTOR ABILITY TO COLLECT THIS ALLEGED DEBT FAILING THAT THE ITEM MUST BE DELETED FROM THE REPORTS AS SOON AS POSSIBLE XXXX - XXXX - 15 us code 1681 a ( m ) exclusions- I request that 1 of 3 the DEBT COLLECTION PROVIDE PROOF OF THIS ALLEGED ITEM I REQUEST TO BE PROVIDED WITH SPEFICIALLY THE ORIGINAL APPLICATION CONTRACT NOTE OR OTHER INSTRUMENT BEARING MY WET SIGNATURE IN ADDITION ANY CONTRACT SIGNED BETWEEN THE DEBT COLLECTOR AND THE ORIGINAL COLLECTOR ABILITY TO COLLECT THIS ALLEGED DEBT FAILING THAT THE ITEM MUST BE DELETED FROM THE REPORTS AS SOON AS POSSIBLE XXXX XXXX XXXX - 15 us code 1681 a ( m ) exclusions- I request that the DEBT COLLECTION PROVIDE PROOF OF THIS ALLEGED ITEM I REQUEST TO BE PROVIDED WITH SPEFICIALLY THE ORIGINAL APPLICATION CONTRACT NOTE OR OTHER INSTRUMENT BEARING MY WET SIGNATURE IN ADDITION ANY CONTRACT SIGNED BETWEEN THE DEBT COLLECTOR AND THE ORIGINAL COLLECTOR ABILITY TO COLLECT THIS ALLEGED DEBT FAILING THAT THE ITEM MUST BE DELETED FROM THE REPORTS AS SOON AS POSSIBLE XXXX  - XXXX - 15 us code 1681 a ( m ) exclusions- I request that the DEBT COLLECTION PROVIDE PROOF OF THIS ALLEGED ITEM I REQUEST TO BE PROVIDED WITH SPEFICIALLY THE ORIGINAL APPLICATION CONTRACT NOTE OR OTHER INSTRUMENT BEARING MY WET SIGNATURE IN ADDITION ANY CONTRACT SIGNED BETWEEN THE DEBT COLLECTOR AND THE ORIGINAL COLLECTOR ABILITY TO COLLECT THIS ALLEGED DEBT FAILING THAT THE ITEM MUST BE DELETED FROM THE REPORTS AS SOON AS POSSIBLE XXXX XXXX XXXX XXXX - 15 us code 1681 a ( m ) exclusions- I request that the DEBT COLLECTION PROVIDE PROOF OF THIS ALLEGED ITEM I REQUEST TO BE PROVIDED WITH SPEFICIALLY THE ORIGINAL APPLICATION CONTRACT NOTE OR OTHER INSTRUMENT BEARING MY WET SIGNATURE IN ADDITION ANY CONTRACT SIGNED BETWEEN THE DEBT COLLECTOR AND THE ORIGINAL COLLECTOR ABILITY TO COLLECT THIS ALLEGED DEBT FAILING THAT THE ITEM MUST BE DELETED FROM THE REPORTS AS SOON AS POSSIBLE XXXX XXXX XXXX - XXXX - 15 us code 1681 a ( m ) exclusions- I request that the DEBT COLLECTION PROVIDE PROOF OF THIS ALLEGED ITEM I REQUEST TO BE PROVIDED WITH SPEFICIALLY THE ORIGINAL APPLICATION CONTRACT NOTE OR OTHER INSTRUMENT BEARING MY WET SIGNATURE IN ADDITION ANY CONTRACT SIGNED BETWEEN THE DEBT COLLECTOR AND THE ORIGINAL COLLECTOR ABILITY TO COLLECT THIS ALLEGED DEBT FAILING THAT THE ITEM MUST BE DELETED FROM THE REPORTS AS SOON AS POSSIBLE XXXX XXXX - XXXX - 15 us code 1681 a ( m ) exclusions- I request that the DEBT COLLECTION PROVIDE PROOF OF THIS ALLEGED ITEM I REQUEST TO BE PROVIDED WITH SPEFICIALLY THE ORIGINAL APPLICATION CONTRACT NOTE OR OTHER INSTRUMENT BEARING MY WET SIGNATURE IN ADDITION ANY CONTRACT SIGNED BETWEEN THE DEBT COLLECTOR AND THE ORIGINAL COLLECTOR ABILITY TO COLLECT THIS ALLEGED DEBT FAILING THAT THE ITEM MUST BE DELETED FROM THE REPORTS AS SOON AS POSSIBLE

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation