Consumer complaint received 2025-06-10 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXEquifaxXXXX XXXX XXXX XXXX XXXX: Formal Dispute of Inaccurate Information Pursuant to FCRA  605B (15 U.S.C.  1681c-2)\n\nTo Whom It May Concern, This letter serves as an aggressive formal dispute of inaccurate and erroneous information reported on my credit file in violation of my federally protected rights under FCRA  605B (15 U.S.C.  1681c-2). The following accounts and items must be removed from my credit report immediately:XXXX XXXX XXXX XXXX - Under 15USC 1692g. Validation of debts - I request validation under 15US Code 1692g-Validation of debtXXXX XXXX XXXX  - Under 15USC 1692g. Validation of debts - I request validation under 15US Code 1692g-Validation of debtXXXX XXXX XXXX XXXX - Under 15USC 1692g. Validation of debts - I request validation under 15US Code 1692g-Validation of debtXXXX XXXX XXXX XXXX XXXX - Under 15USC 1692g. Validation of debts - I request validation under 15US Code 1692g-Validation of debtXXXX XXXX XXXX XXXX  - Under 15USC 1692g. Validation of debts - I request validation under 15US Code 1692g-Validation of debtXXXX XXXX XXXX XXXX XXXX XXXX  Under 15USC 1692g. Validation of debts - I request validation under 15US Code 1692g-Validation of debtXXXX XXXX XXXX XXXX  - Under 15USC 1692g. Validation of debts - I request validation under 15US Code 1692g-Validation of debtXXXX XXXX XXXX XXXX XXXX XXXX Under 15USC 1692g. Validation of debts - I request validation under 15US Code 1692g-Validation of debtXXXX XXXX XXXX  - Under 15USC 1692g. Validation of debts - I request validation under 15US Code 1692g-Validation of debtXXXX XXXX XXXX XXXX Under 15USC 1692g. Validation of debts - I request validation under 15US Code 1692g-Validation of debtXXXXXXXX XXXX XXXX XXXX - Under 15USC 1692g. Validation of debts - I request validation under 15US Code 1692g-Validation of debtXXXX XXXX XXXX XXXX - Under 15USC 1692g. Validation of debts - I request validation under 15US Code 1692g-Validation of debtXXXX XXXX XXXX  - Under 15USC 1692g. Validation of debts - I request validation under 15US Code 1692g-Validation of debtXXXX XXXX XXXX XXXX - Under 15USC 1692g. Validation of debts - I request validation under 15US Code 1692g-Validation of debtXXXX XXXX XXXX  - Under 15USC 1692g. Validation of debts - I request validation under 15US Code 1692g-Validation of debtXXXX XXXX XXXX - Under 15USC 1692g. Validation of debts - I request validation under 15US Code 1692g-Validation of debtXXXX XXXX XXXX XXXX - Under 15USC 1692g. Validation of debts - I request validation under 15US Code 1692g-Validation of debtXXXX XXXX XXXX XXXX - Under 15 U.S. Code 1692g- Validation of debts - I request validation under 15us code 1692g-Validatiom of debtsXXXX XXXX XXXX XXXX - Under 15 U.S. Code 1692g- Validation of debts - I request validation under 15us code 1692g-Validatiom of debtsXXXX XXXX XXXX - Under 15 U.S. Code 1692g- Validation of debts - I request validation under 15us code 1692g-Validatiom of debtsXXXX XXXX XXXX XXXX  - Under 15 U.S. Code 1692g- Validation of debts - I request validation under 15us code 1692g-Validatiom of debtsXXXX XXXX XXXX XXXX  - Under 15 U.S. Code 1692g- Validation of debts - I request validation under 15us code 1692g-Validatiom of debtsXXXX XXXX XXXX XXXX  - Under 15 U.S. Code 1692g- Validation of debts - I request validation under 15us code 1692g-Validatiom of debtsXXXX XXXX XXXX XXXX - Under 15 U.S. Code 1692g- Validation of debts - I request validation under 15us code 1692g-Validatiom of debtsXXXX XXXX XXXX - Verify that these inquiries belong to me. - The following inquiry was not authorized and should not be reporting.XXXX XXXX XXXXXXXX - Verify that these inquiries belong to me. - The following inquiry was not authorized and should not be reporting.XXXX XXXX XXXX XXXX - Verify that these inquiries belong to me. - The following inquiry was not authorized and should not be reporting.XXXX XXXX XXXX - Verify that these inquiries belong to me. - The following inquiry was not authorized and should not be reporting.XXXX XXXX XXXX  - Verify that these inquiries belong to me. - The following inquiry was not authorized and should not be reporting.XXXX XXXX XXXX - Verify that these inquiries belong to me. - The following inquiry was not authorized and should not be reporting.XXXX XXXX XXXX - Verify that these inquiries belong to me. - The following inquiry was not authorized and should not be reporting.XXXX XXXX XXXX - Verify that these inquiries belong to me. - The following inquiry was not authorized and should not be reportingXXXX XXXX XXXX  - Verify that these inquiries belong to me. - The following inquiry was not authorized and should not be reporting.XXXX XXXX XXXX - Verify that these inquiries belong to me. - The following inquiry was not authorized and should not be reporting.XXXX XXXX XXXX  - Verify that these inquiries belong to me. - The following inquiry was not authorized and should not be reporting.XXXX  XXXX XXXX XXXX XXXX Verify that these inquiries belong to me. - The following inquiry was not authorized and should not be reporting.XXXX XXXX XXXX  - Verify that these inquiries belong to me. - The following inquiry was not authorized and should not be reporting.XXXX XXXX XXXX - Verify that these inquiries belong to me. - The following inquiry was not authorized and should not be reporting.\n\nThese accounts are listed as a result of fraudulent activity and have no legitimate basis being reported under my personal information. As stipulated by FCRA  605B, you are required to block this information from my report within four business days of receiving this notice.\n\nFailure to act in accordance with the Fair Credit Reporting Act will result in me pursuing all available legal remedies, including filing complaints with the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), and seeking damages for noncompliance.\n\nI demand written confirmation of the removal of these accounts from my credit file within the legal time frame. If any additional information is required, I expect immediate communication, as I will not tolerate any delays or excuses for failing to follow federal law.\n\nSincerely, XXXX XXXX XXXXXXXXEnclosures: ID, proof of address, SSC, FTC report'

Company response to consumer: Closed with non-monetary relief