Consumer complaint received 2025-07-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC.
State: MI

Complaint narrative:
Complainant : XXXX XXXX XXXX Subject : Failure to Provide Verification, Maintain Accuracy, or Respond Lawfully to Dispute Requests Filed Under : Fair Credit Reporting Act ( FCRA ) Violations I, XXXX XXXX XXXX, am filing this formal complaint against the consumer reporting agency for its failure to comply with its obligations under the Fair Credit Reporting Act ( FCRA ). Specifically, I am requesting the description of the reinvestigation procedures used to verify the information appearing in my credit report, as outlined in 15 U.S.C. 1681i ( a ) ( 7 ).

Despite having disputed the following personal and account-related inaccuracies, I have not received a sufficient response or any documentation validating the continued reporting of these items. Under the law, I am entitled to a breakdown of the reinvestigation process, including : The business name, address, and telephone number of each furnisher contacted, The name of the person who verified the information, And the exact documentation used to validate the disputed data. 

I am exercising my rights as a natural person to request these details. This complaint covers both the failure to provide the method of verification and the continued inaccurate reporting in violation of 15 U.S.C. 1681e ( b ) and 1681i.

Disputed Items Incorrect Personal Information : Current Address : XXXX XXXX XXXX, XXXX, MI XXXX Previous Address : XXXX XXXX XXXX, XXXX, MI XXXX Previous Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, MI XXXX Employer : XXXX XXXX XXXX : XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX Bankruptcy Case Number : XXXX Unauthorized or Unverified Inquiries : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with non-monetary relief