Consumer complaint received 2025-01-15 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
cfpb please look at the attachments i have uploaded XXXX out of many from my credit report. please look at the attachments and let me know if you can spot the BIG PROBLEM AND INACCURATE INFORMATION! 
how can transunion report those accounts was closed XX/XX/XXXX i was not born until XXXX so this whole time they are reporting these both was closed XXXX  years before i was born. i have Printed all the disputes times dates and still continue stating its accurate. i have contacted league action on this company any any other company aiding this behaver. 

I found many inaccuracies on my credit report from Transunion and XXXX. I have numerus times disputed these inaccuracies. the company comes back within just a couple hrs. and states they investigated and found it being accurate. Then I call and ask how they can state its accurate and verified when some inaccuracies are so outargues and violates my rights in the biggest way. I have repeatedly over and over disputed these inaccuracies with no resolution. I tried being nice and kind about it even though it's unfair and violates my rights... so, I am asking again please delete the accounts that are reporting to everyone this inaccurate information. at this point i printed out all the inaccuracies to show proof Transunion and XXXX has been for years and months according to all the credit reports from both have tarnished my good name.

Im about to sue u for statutory damages and actual damages for reporting incorrectly to my credit reports. filling with the IRS for fraud. 



I am writing to dispute the in accurate information that TransUnionXXXX XXXX is reporting on my credit report. according to the information provided, it appears that there is many inaccuracies found on my credit report. I am formally requesting that TransUnion/ XXXX provide proof As a responsible consumer, i take my credit report seriously and am concerned about the inaccurate information being reported. the false information listed is damaging my creditworthiness and may have serious implications for my facial well - being Should TransUnion/ XXXX fail to provide verifiable evidence. i am prepared to pursue legal action to rectify this error. i have outlined an itemized list below detailing the potential financial losses TransUnion/ XXXX XXXX incur if litigation becomes necessary. 

1. Legal Fees : {$5000.00} 2. Lost Wages : {$3500.00} 3. Emotional Distress : {$7000.00} 4. Statutory Damages : {$10000.00} Please note that the figures provided above are estimates and my bary based on the extent of the inaccuracies and the duration of legal proceedings i am hereby requesting thatTransUnionXXXX XXXX XXXX investigate this matter and provide me with a written response detailing the results of the investigation. I expect this dispute to be resolved within the timeframe mandated by the Fair Credit Reporting Act. 

thanks for your prompt attention to this matter. i look forward to receiving your response within 30 days as required by law.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief