Consumer complaint received 2024-12-09 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX, Ca XXXX XXXX : XX/XX/XXXX EMAIL : XXXX XX/XX/XXXX TransUnion LLC Consumer Dispute Center XXXX XXXX XXXX XXXX, PA XXXX XXXX : Request for Accounts Blocking and Deletion Due to Data Breach Dear TransUnion Team XXXX XXXX XXXX XXXX XXXX this CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the TransUnion credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of a personal credit card accounts opened, personal loans, and hard inquiries. 
XXXX. XXXX XXXX XXXX Date Opened XX/XX/XXXX XXXX {$1300.00}. 
XXXX. XXXX XXXX XXXX Date Opened XX/XX/XXXX XXXX {$2700.00}. 
XXXX. XXXX XXXX XXXX Date Opened XX/XX/XXXX XXXX {$5300.00}. 
XXXX. XXXX XXXX XXXX XXXX XXXX  Date opened XX/XX/XXXX XXXX {$7100.00}. 
This request is made in accordance with several provisions of the Fair Credit Reporting Act ( FCRA ) : 1. **15 USC 1681c-2 ( a ) ** : This statute requires consumer reporting agencies to block information resulting from identity theft. I request that all accounts fraudulently opened in my name be blocked immediately.

2. **15 USC 1681i** : Under this section, I am entitled to dispute and request the deletion of any inaccurate information on my credit report.

These accounts have resulted in several fraudulent hard inquiries and fraudulent credit cards appearing on my consumer FICO credit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer FICO credit report maintained by you which shows the fraudulent items. I do not recognize the accounts, credit card accounts or hard inquiries as reported. The accounts, credit card accounts, and hard inquiries appearing on my consumer credit report maintained by you were not opened, by me, or initiated by me. All the accounts, credit card, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # XXXX as proof from the US Federal Trade Commission that all the consumer credit accounts, and hard inquiries are the result of identity theft, fraud, and Data Breach.

I request, pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ), that the TransUnioncredit reporting agency block all the accounts, collections, and hard inquiries identified in this CFPB complaint from my consumer credit file within 4 business days of receiving said complaint. I request that all written confirmation regarding this CFPB complaint be sent to me via email XXXX Sincerely, XXXX XXXX XXXX : Proof of Identity Supporting Documentation

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief