Consumer complaint received 2024-10-31 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: STATE STREET BANK AND TRUST COMPANY
State: CA

Complaint narrative:
I purchased XXXX XXXX XXXX, XXXX and XXXX XXXX XXXX XXXX XXXX which comes with 100 % full identity theft restoration services. Yet unfortunately, I've still been hampered by negative marks on my credit report, which have become significant barriers to moving forward. I have been paying for identity theft insurance since XXXX, yet I have not received the restorative services as negative marks are still appearing on my credit report. The negative accounts with XXXX, XXXX and XXXX are covered under the identity theft insurance - I pay XXXX XXXXXXXX month. Despite this, I find myself grappling with unresolved identity theft issues, compounded by XXXX  practices within the system. I filed CFPB complaints which have gone unanswered which requested XXXX XXXX XXXX to stop the retaliatory, illegal, unauthorized data brokering and setups. I wrote a grievance with CFPB which requested they not intentionally block my identity theft claim for the removal of detrimental marks on my credit report. In addition, an emergency ambulatory medical collection was put on my credit report, after my family was targeted and assaulted after leaving a XXXX ; and the driver was able to avoid jail time ( RICO ) after violating 18 US Code Section 1389 on an honorable Veterans XXXX. Years prior, to the injustices in XXXX XXXX XXXX, my purse was stolen at a deceptive XXXX XXXX XXXX which contributed to identity theft issues. - all of my credit cards, checks, identification, XXXX XXXX, everything was in my purse which was under the passenger side seat of my XXXX XXXX - males got out of a XXXX large SUV, broke into my vehicle and drove off. Prior to the random XXXX XXXX party invite, I was sent a random invite to a timeshare event, I went but declined to move forward ; which is my right in a free country. Unfortunately, dangerous individuals and groups with harmful agendas have obsessively targeted and harmed my XXXX XXXX Veteran household over the years. Despite investing in identity theft insurance and considering myself a victim of organized systematic abuses & torts, and defending against years of illegal fair game organized collective systematic, XXXX  elaborate operations, housing discrimination, obsessive interstate and local stalking, outside agitators, vandalism, violence, extremism, racketeering attempts, harassment, invasive privacy violations, XXXX  attempt, coercive recruitment, exploitation, illegal and unethical, often involving serious violations of human rights human and natural civil rights violations, covert corporate bullying, intimidation, chain letters, premeditated scheme designed to ensnare, entrapment, false imprisonment, coercion, duress, conspiracy, exploitation, intentional mail " inconveniences '', identity theft, XXXX XXXX  and other systematic collective corruption, XXXX XXXX XXXX and overboard toxic and hateful acts towards my XXXX XXXX XXXX XXXX, Veteran household - my identity theft claim which I qualify was not approved. Given these circumstances and my ongoing investment in identity theft insurance, I am requesting a thorough review of my claim and the removal of the detrimental marks from my credit report. I believe I over qualify for restoration, and I request for your urgent attention to rectify this situation. It is concerning that, despite my diligence in protecting my identity and my commitment to addressing these issues through formal channels, I continue to face barriers that undermine my financial stability and overall well-being. The negative impacts of these unresolved matters extend beyond mere credit scores ; and request you to consider the gravity of my situation. The compounded effects of identity theft, coupled with the systemic challenges I have faced over the years, demand not just a review of my claim but a serious approach to restoring my identity and integrity. I seek not only to have these negative marks removed/deleted but also to ensure that such injustices do not continue to affect my family in the future. I appreciate your attention to this matter and look forward to your prompt response. Thank you for understanding the urgency and significance of my identity theft credit report CFPB : XXXX complaint. I am a victim of identity theft. The following negative inaccuracies should not be appearing on my credit report : - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  - don't know what this is for - XXXX XXXX - XXXX - XXXX XXXX Over the years I have received bills for items I did not buy, accounts I dont recognize and medical services at Veteran Affairs I did not use Charges on credit cards and XXXX bank statements that I dont believe were mine I received notifications that Identity theft compromised accounts have been turned over to a collections agency. Unexplained withdrawals from my XXXX bank account - now closed I stopped receiving bills and other mail - for three years, chain letters and I filed numerous USPS PRC complaints I have also been denied credit because of the fraudsters actions My vehicle was vandalized XX/XX/XXXX - my family needs transportation and have been stuck, never left the housing development. While everyone else has been enjoying their life, traveling and making memories- my family has been suffering with no justice, dealing with XXXX, XXXX  campaigns, discrimination, XXXX XXXX, privacy and human rights violations, XXXX XXXX, attacks on our health, life, cybercrimes, RICO/racketeering, XXXX  attempts and other serious life draining offenses.

Company response to consumer: Closed with explanation