Consumer complaint received 2025-04-29 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
XXXX. Under 15 USC 1666B this is a billing error always paid as agreed on time this is an error this account in violation. 
XXXXXXXX XXXX Account Number : XXXX * * * * Please remove this inaccurate information from my credit report. 
XXXX. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature. They have not been able to provide such proof to me therefore you are reporting misleading false accounts.Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX Account Number : XXXX * * * * As a consumer by law this account must be deleted immediately XXXX. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature. They have not been able to provide such proof to me therefore you are reporting misleading false accounts.Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 

XXXXXXXX XXXX Account Number : XXXX * * * * As a consumer by law this account must be deleted immediately XXXX. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature. They have not been able to provide such proof to me therefore you are reporting misleading false accounts.Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX XXXX Account Number : XXXX * * * * As a consumer by law this account must be deleted immediately XXXX. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature. They have not been able to provide such proof to me therefore you are reporting misleading false accounts.Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX Account Number : XXXX * * * * As a consumer by law this account must be deleted immediately XXXX. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature. They have not been able to provide such proof to me therefore you are reporting misleading false accounts.Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX Account Number : XXXX * * * * As a consumer by law this account must be deleted immediately XXXX. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature. They have not been able to provide such proof to me therefore you are reporting misleading false accounts.Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX Account Number : XXXX * * * * As a consumer by law this account must be deleted immediately XXXX. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature. They have not been able to provide such proof to me therefore you are reporting misleading false accounts.Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXXXXXX XXXX  Account Number : XXXX * * * * As a consumer by law this account must be deleted immediately In accordance with the Fair Credit Reporting Act, I hereby request a thorough investigation into these items and their subsequent removal from my report. I understand that it is your responsibility to verify these items with the relevant creditor. Any information that can not be verified by the creditor should be promptly removed. I am aware that as per 15 U.S.C. Sec.

1681i ( a ), this reinvestigation must be completed within XXXX days of receiving this letter. 
Please send me an updated copy of my credit report to the address provided above. According to the act, no fee should be charged for this updated report. Furthermore, I kindly request that you notify anyone who has obtained my credit report in the past six months of any corrections made. 
Thank you for your attention and assistance in resolving this matter. 
Sincerely, _____________________________________

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation