Consumer complaint received 2025-06-26 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: SC

Complaint narrative:
XXXX XXXX XXXX XXXX  This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, XXXX XXXX XXXXt XXXX XXXX XXXX XXXX information appearing on my consumer credit report that is the result of identity theft and fraud within XXXX business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of : XXXX XXXX XXXX XXXX XXXX Under XXXX XXXX XXXX Billing Error - Please verify that this belongs to me the other bureau are not reporting this so why are you Again please verify this one belongs to me the other bureau are not reporting this at all This is a duplicate item and you're the only XXXX reporting this - Remove it XXXX XXXX XXXX XXXX XXXXXXXX - Under XXXX XXXX XXXX Billing Error - Please verify that this belongs to me the other bureau are not reporting this so why are you Again please verify this one belongs to me the other bureau are not reporting this at all This is a duplicate item and you're the only XXXX reporting this - Remove it XXXX XXXX XXXX XXXX - Under XXXX XXXX XXXX Billing Error - Please verify that this belongs to me the other bureau are not reporting this so why are you Again please verify this one belongs to me the other bureau are not reporting this at all This is a duplicate item and you're the only XXXX reporting this - Remove XXXX XXXX XXXX XXXX XXXXXXXX - Under XXXX XXXX XXXX Billing Error - Please verify that this belongs to me the other bureau are not reporting this so why are you Again please verify this one belongs to me the other bureau are not reporting this at all This is a duplicate item and you're the only XXXX reporting this - Remove it XXXX. XXXX - XXXX - XXXX to XXXX XXXX XXXX XXXX XXXX ) this account is in violation of identity theft and fraud. My identifying information was given to another person without my consent - This is not mine - please remove this from my report! DELETE IMMEDIATELY- Your reporting agency has failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit information they report and XXXX be liable under XXXX U.S.C. XXXX accuracy and fairness of credit reporting. Also, in XXXX XXXX XXXX  XXXX XXXX XXXX ( XXXX XXXX XXXX ). Please provide validating documents. 
XXXX. XXXX XXXX XXXX XXXXXXXX - Pursuant to XXXX XXXX XXXX ( XXXX ) this account is in violation of identity theft and fraud. My identifying information was given to another person without my consent - This is not mine - please remove this from my report! DELETE IMMEDIATELY- Your reporting agency has failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit information they report and XXXX be liable under XXXX U.S.C. 
XXXX accuracy and fairness of credit reporting. Also, in XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX ( XXXX XXXX XXXX ). Please provide validating documents. 
XXXX. XXXX XXXX - XXXX - Pursuant to XXXX XXXX XXXX ( XXXX ) this account is in violation of identity theft and fraud. My identifying information was given to another person without my consent - This is not mine - please remove this from my report! DELETE IMMEDIATELY- Your reporting agency has failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit information they report and XXXX be liable under XXXX U.S.C. XXXX accuracy and fairness of credit reporting. Also, in XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX ( XXXX XXXX XXXX ). Please provide validating documents. 
XXXX. XXXX - XXXX - XXXX to XXXX XXXX XXXX XXXX XXXX ) this account is in violation of identity theft and fraud. My identifying information was given to another person without my consent - This is not mine - please remove this from my report! DELETE IMMEDIATELY- Your reporting agency has failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit information they report and XXXX be liable under XXXX U.S.C. XXXX accuracy and fairness of credit reporting. Also, in XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX ( XXXX XXXX XXXX ). Please provide validating documents. 
XXXX XXXX XXXX XXXX XXXXXXXX - Pursuant to XXXX XXXX XXXX ( XXXX ) this account is in violation of identity theft and fraud. My identifying information was given to another person without my consent - This is not mine - please remove this from my report! DELETE IMMEDIATELY- Your reporting agency has failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit information they report and XXXX be liable under XXXX U.S.C. XXXX accuracy and fairness of credit reporting. Also, in XXXXXXXX XXXX XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX ). Please provide validating documents. 
XXXX. XXXX - XXXX - XXXX to XXXX XXXX XXXX ( XXXX ) this account is in violation of identity theft and fraud. My identifying information was given to another person without my consent - This is not mine - please remove this from my report! DELETE IMMEDIATELY- Your reporting agency has failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit information they report and XXXX be liable under XXXX U.S.C. XXXX accuracy and fairness of credit reporting. Also, in XXXXXXXX XXXX XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX ). Please provide validating documents. 

These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer XXXX credit report. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint ( XXXX ) as proof from the XXXX Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation