Consumer complaint received 2025-11-11 00:00:00
Product: Payday loan, title loan, personal loan, or advance loan — Title loan
Issue: Charged fees or interest you didn't expect — 
Company: MARINER FINANCE, LLC
State: NJ

Complaint narrative:
I took a loan out with this company the interest rate was much higher than what they explained. they used a car title for this loan. they had my car taken out of a closed driveway i paid the loan out when this happened over XXXX and had to get my car back. i explained that they were robbing from consumers that is illegal they said that I received letters I never did nothing. during covid i lost my job they advised that i can stop the loan payments and they continued to withdrawal the money from my account causing overdraft fees of over thousands of dollars this company has many lawsuits against them they are being investigating in many states. they perform illegal things against innocent consumers who are struggling. It took me over a year to get a job then they took my car. this loan has been paid off. all they would do is continue to refinance the loan for more and more money. Mariner Finance faces multiple lawsuits alleging it engages in predatory lending practices, including charging consumers for hidden or unwanted " add-on '' products, increasing the total loan amount without proper disclosure, and using deceptive tactics to push borrowers into refinancing. These lawsuits, filed by state attorneys general and private law firms, claim the company takes advantage of vulnerable, low- and moderate-income consumers. A significant development is that a court denied Mariner 's motion to dismiss a multistate lawsuit, allowing the case to proceed to trial. Attorney General XXXX XXXX Sues Predatory Lender.. 
This company has stolen over XXXX dollars from me its horrible. They have a title to my car and its showing at motor vehicle this will need to be returned to me they continue to steal from Americans the law suits prove this. i need help .. this company needs to pay the consequence for putting so many americans in horrible situations while they got richer Yes, it is current. You can also look online. 

Thank you, XXXX. 



From : XXXX XXXX Sent : Tuesday, XX/XX/year>XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 



[ XXXX XXXX ] This message is from an external source. Please exercise caution when opening attachments or links. 

Can you please confirm that the account has been payed to date I sent an email few days back asking and did not hear back Sent from my XXXX OXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXte : Good afternoon, Please see attached. 

Thank you, XXXX. 




XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX ATTENTION : This e-mail is nonbinding unless and until a more formal and definitive written contract between the parties is signed. This information transmission, aloXXXX XXXX XXXX XXXXttachments, is intended only for the individual or entity to which it is addressed. This communication may contain information that is confidential or privileged. If you are not the intended recipient, or the employee or person responsible for delivering it to the intended recipient, you are hereby notified that any retransmission, dissemination, distribution, copying or other use is strictly prohibited. If you have received this communication in error, please contact the sender and destroy any copies of this information. 

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Company response to consumer: Closed with explanation