Consumer complaint received 2024-10-21 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
I am filing this complaint against TransUnion due to their continued reporting of inaccurate and incomplete information on my credit report in violation of the Fair Credit Reporting Act ( FCRA ). Despite my attempts to correct these issues, TransUnion has failed to take the necessary steps to resolve them. I request your assistance in ensuring compliance with the FCRA. 

Below are the items I am disputing : Personal Information to Remove : Incorrect name : XXXX XXXX This is not my legal name, and I request its removal from my credit report. 

Accounts Reporting Inaccurate or Incomplete Information : XXXX  XXXX XXXX Account # XXXX The details of this account are inaccurate and incomplete. I request a thorough investigation, and under the FCRA, if the account can not be fully verified for accuracy, it must be removed. 

XXXX XXXXXXXX Account # XXXX This account is not being reported correctly and is incomplete. TransUnion must verify the accuracy of this account or remove it as required by the FCRA. 

XXXX XXXX XXXX XXXX Account # XXXX The information associated with this account is inaccurate and incomplete. I request that TransUnion investigate, and if it can not be verified, the account should be removed under the FCRA. 

XXXX XXXX XXXX XXXX Account XXXX XXXX This account has inaccuracies, and I am requesting a formal investigation. If the account can not be fully verified, it must be removed from my credit report as required by the FCRA. 

XXXX XXXX  Account # XXXX The information on this account is incomplete and inaccurate. Per the FCRA, I request that TransUnion investigate and remove it if it can not be verified. 

XXXX XXXX XXXX Account # XXXX This account contains inaccurate and incomplete information. Under the FCRA, it should be investigated and removed if it can not be fully verified. 

XXXX XXXXXXXX XXXX XXXX XXXX  Account # XXXX I believe this account is inaccurately reported. TransUnion must verify its details or remove it if incomplete, as required by the FCRA. 

XXXXXXXX XXXX XXXXXXXX Account # XXXX The account information is incomplete and inaccurate. Per the FCRA, I request that it be verified, and if not, removed from my report. 

XXXX XXXX XXXX Account # XXXX This account contains inaccurate information and should be investigated. If the account can not be verified for accuracy, it must be removed in accordance with the FCRA. 

XXXX XXXX XXXXXXXX Account # XXXX This account is reported inaccurately and is incomplete. Under the FCRA, I request a full investigation and removal if the account can not be verified. 

XXXX XXXX XXXX Account # XXXX The account contains inaccurate and incomplete information. Please investigate, and if it can not be verified, it should be removed as required by the FCRA. 

XXXX XXXX XXXX XXXX Account # XXXX This account is inaccurately reported, and I request an investigation. If verification is not possible, the account must be removed as required by the FCRA. 

XXXX XXXX XXXX XXXX Account # XXXX This account has inaccurate and incomplete information. It must be removed if it can not be fully verified, per the FCRA. 

XXXX XXXX XXXX XXXX Account # XXXX This account is inaccurately reported, and I request a full investigation. If the information is incomplete or inaccurate and can not be verified, it should be removed from my credit report per the FCRA.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief