Consumer complaint received 2025-11-13 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
I am filing this complaint because several accounts and addresses are being inaccurately reported on my credit file by the credit reporting agencies and data furnishers. These errors are seriously affecting my creditworthiness and violate the Fair Credit Reporting Act ( FCRA ). 
Despite my attempts to resolve these issues directly with the credit bureaus, these inaccurate items remain uncorrected. 
Incorrect Addresses : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX These addresses are incorrect and should be removed from my credit file, as I have no association with them. 
Accounts with Errors : XXXX XXXX Account # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX High Balance : {$1100.00} Issue : This account is marked as a charge-off which is inaccurate. I have no knowledge of this account and request deletion from my report. 
XXXX XXXX XXXX Account # : XXXXXXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX High Balance : {$29000.00} Issue : Reported as a charge-off, which is incorrect. I do not recognize this account and request immediate removal. 
XXXX XXXX XXXX Account # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX High Balance : {$63000.00} Issue : This account is reported as a charge-off. I have no knowledge of this account and request deletion for accuracy. 
XXXX XXXX Account # : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Date Opened : XX/XX/XXXX High Balance : {$39000.00} Issue : Marked with late payments. I have never been late on this account. Please correct payment history to show all payments made on time. 
XXXX XXXX XXXX XXXX Account # : XXXX XXXX XXXX XXXX XXXX  Date Opened : XX/XX/XXXX High Balance : {$63000.00} Issue : Showing late payments inaccurately. I have maintained timely payments. Please update records to reflect never late. 
XXXX XXXX XXXX Account # : XXXXXXXX XXXX XXXX XXXX  Date Opened : XX/XX/XXXX High Balance : {$1100.00} Issue : Listed as a collection account. I have no knowledge of this debt and request deletion. 
XXXX XXXX XXXX XXXX Account # : XXXXXXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX High Balance : {$3700.00} Issue : Reported as a collection. I have no knowledge of this account. Please remove immediately. 
XXXX XXXX XXXX Account # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX High Balance : {$2200.00} Issue : Reported as a collection. I have no relationship with this account. Please delete from my credit file. 
XXXX XXXX Account # : XXXXXXXX XXXX XXXX XXXX XXXX  Date Opened : XX/XX/XXXX High Balance : {$620.00} Issue : Reported as a charge-off. I have no knowledge of this account and request deletion for accuracy. 
Requested Action : I am requesting the CFPB to investigate these issues and require the credit bureaus and data furnishers to : 1. Delete all inaccurate, unverifiable, and unauthorized accounts and addresses.

2. Correct any late payment information that is reported inaccurately.

3. Remove the unauthorized inquiry from my file.

4. Provide written confirmation of actions taken.

These errors violate my rights under the Fair Credit Reporting Act ( 15 U.S.C. 1681i ), and I respectfully request that corrective measures be taken promptly.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief