Consumer complaint received 2024-06-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: TX

Complaint narrative:
In accordance with the fair Credit reporting act. the list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. Account : name # XXXX XXXX. Account name : # XXXX XXXX Account name : # XXXX XXXX XXXX. Account name : # XXXX XXXX XXXX. Account name : # XXXX XXXX XXXX. Account name : # XXXX XXXX XXXXXXXX. Account name : # XXXX XXXX XXXX. Account name : # CXXXX XXXX XXXX XXXX XXXX. Account name : # XXXX XXXX XXXX XXXX XXXX. Account name : # XXXX XXXX XXXX XXXX XXXX. Account name : # XXXX XXXX XXXX XXXX XXXX. Account name : # DEPT OF EDUCATIONXXXX XXXX. Account name : # DEPT OF EDUCATIONXXXX XXXX. Account name : # DEPT OF EDUCATIONXXXX XXXX. Account name : # DEPT OF EDUCATIONXXXX XXXX. Account name : # DEPT OF EDUCATIONXXXX XXXX. Account name : # DEPT OF EDUCATIONXXXX XXXX. Account name : # XXXX XXXX  XXXX. Account name : # XXXX XXXX XXXX. Account name : # XXXX XXXX XXXX XXXX XXXX Account name : # XXXX  XXXX. Account name : # XXXX XXXX XXXX. Account name : # XXXX XXXXXXXX. Account name : # XXXX XXXX XXXX. Account name : # XXXX  XXXX XXXX XXXX. Account name : # XXXX  XXXX XXXX XXXX. Account name : # US DEPT OF EDXXXX XXXX, Account name : # XXXX XXXX XXXX  XXXX XXXX Account name : # XXXX XXXX I looked at my XXXX credit report on XX/XX/year>, and noticed things are incomplete and not accurate. And according to the fail credit reporting act whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates according to 15 U.S.C. 1681 ( e ) ( b ). According to 15 USC 1681i5 they are suppose to do this ( 5 ) treatment of inaccurate or unverifiable information. ( A ) In generalif, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shall ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. and according to 15 USC 1681s-2 they are suppose to not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 2 : it also states a consumer reporting agency can not furnish a account without my written instructions. 15 U.S.C. 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information. Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.

Company response to consumer: Closed with non-monetary relief