Consumer complaint received 2025-05-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX  XXXX XXXX, NY XXXX SSN : XXXX DOB : XX/XX/XXXX Email : XXXX Phone : XXXX XX/XX/XXXX Re : Request for Deletion and Correction of Inaccurate Personal Information Under FCRA To Whom It May Concern, I am writing to formally dispute and request the immediate correction and deletion of inaccurate personal identifying information currently reported on my credit files. Pursuant to the Fair Credit Reporting Act ( FCRA ) Sections 604, 607 ( b ), and 609 ( c ), I request that the following updates be made to my personal identifying information : Correct Personal Information ( to remain on file ) : Full Name : XXXX XXXX XXXX Current Address : XXXX XXXX XXXX XXXXXXXX XXXX  XXXX, XXXX, NY XXXX Social Security Number ( last XXXX ) : XXXX Date of Birth : XX/XX/XXXX Email Address : XXXX Phone Number : XXXX Employment : XXXX XXXX XXXX Please XXXX XXXX XXXX INCORRECT or INACCURATE information from my credit file immediately : TransUnion and Experian : XXXX XXXX XXXX, XXXX XXXXk, NY XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, NY XXXX Equifax : XXXX XXXX XXXX XXXX, Apt XXXX, XXXX XXXX  NY XXXX XXXX XXXX XXXX, XXXX XXXX NY XXXX These addresses are factually inaccurate and should not be associated with my credit file. Their presence on my report is misleading and could negatively impact my creditworthiness and expose me to identity verification issues.

Please REMOVE all phone numbers except : Correct Number ( retain ) : XXXX Any other number on file is inaccurate and may expose me to fraudulent account access or misidentification. Please permanently delete all other phone numbers from my report.

Please REMOVE all email addresses except : Correct Email ( retain ) : XXXX No other email address is authorized or accurate. Any additional email poses a risk of miscommunication or fraudulent access to my identity. 

Please Update Employment Information To : XXXX XXXX ( All Bureaus ) Under FCRA Section 607 ( b ), you are required to ensure that all personal information reported is accurate and up to date. Continuing to report inaccurate identifying information after receiving this dispute would be a direct violation of the FCRA and could be subject to legal and regulatory action. 

Please consider this a formal dispute under the FCRA and update my personal identifying information accordingly. I respectfully request a written confirmation of the changes made within 30 days, as required under FCRA Section 611. 

Enclosed you will find : A copy of my government-issued ID A copy of my social security card A copy of my bank statement A copy of my Paystub for proof of employment Highlights of incorrect or blank information on my credit report Thank you for your prompt attention to this matter. 

Sincerely, XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation