Consumer complaint received 2025-04-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: NJ

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate.

Under 15 U.S. Code 1681e ( b ) Accuracy of report. Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report immediately : Transunion XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$2400.00} Account Info Account number XXXX Open/Closed Closed Date Open XX/XX/XXXX XXXX {$2300.00} Account Info Account Number XXXX Open/Closed Closed Date Open XX/XX/XXXX XXXX XXXX {$10000.00} Account Info Account Number XXXX Open/Closed Closed Date Open XX/XX/XXXX XXXX XXXX  {$970.00} Account Info Account Number XXXX Open/Closed Open-Outstanding Date Open XX/XX/XXXX XXXX XXXX XXXX {$800.00} Account Info Account Number XXXX Open/Closed Open-Outstanding Date Open XX/XX/XXXXXXXX XXXX XXXX {$710.00} Account Info Account Number XXXX Open/Closed Open-Outstanding Date Open XX/XX/XXXX XXXX XXXX  {$690.00} Account Info Account Number XXXX Open/Closed Open-Outstanding Date Open XX/XX/XXXX XXXX XXXX {$290.00} Account Info Account Number XXXX Open/Closed Open-Outstanding Date Open XX/XX/XXXX Equifax XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX {$2400.00} Account Info Account number XXXX Open/Closed Closed Date Open XX/XX/XXXX XXXX XXXX  {$1000.00} Account Info Account Number XXXX Open/Closed Closed Date Open XX/XX/XXXX XXXX XXXX {$10000.00} Account Info Account Number XXXX Open/Closed Closed Date Open XX/XX/XXXX XXXX XXXX XXXX  {$2300.00} Account Info Account Number XXXX Open/Closed Open-Outstanding Date Open XX/XX/XXXX XXXX XXXX XXXX {$800.00} Account Info Account Number XXXX Open/Closed Open-Outstanding Date Open XX/XX/XXXXXXXX XXXX XXXX {$710.00} Account Info Account Number XXXX Open/Closed Open-Outstanding Date Open XX/XX/XXXX XXXX XXXX {$290.00} Account Info Account Number XXXX Open/Closed Open-Outstanding Date Open XX/XX/XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX {$2400.00} Account Info Account number XXXX Open/Closed Closed-Charge Off Date Open XX/XX/XXXX XXXX XXXX {$10000.00} Account Info Account Number XXXX Open/Closed Closed Date XXXX XX/XX/XXXX XXXX XXXX XXXX {$970.00} Account Info Account Number XXXX Open/Closed Open-Outstanding Date Open XX/XX/XXXXXXXX XXXX XXXX XXXX {$800.00} Account Info Account Number XXXX Open/Closed Open-Outstanding Date Open XX/XX/XXXXXXXX XXXX XXXX XXXXXXXX {$710.00} Account Info Account Number XXXX Open/Closed Open-Outstanding Date Open XX/XX/XXXXXXXX XXXX XXXX XXXXXXXX {$690.00} Account Info Account Number XXXX Open/Closed Open-Outstanding Date Open XX/XX/XXXX XXXX XXXX XXXX {$430.00} Account Info Account Number XXXX Open/Closed Closed-Outstanding Date Open XX/XX/XXXX XXXXXXXX XXXX XXXXXXXX {$290.00} Account Info Account Number XXXX Open/Closed Closed-Outstanding Date Open XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation