Consumer complaint received 2025-10-25 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Improper use of your report — Reporting company used your report improperly
Company: LEXISNEXIS
State: NV

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX Phone : ( XXXX ) XXXX Email : XXXX Date : XX/XX/year> LexisNexis XXXX XXXX XXXX. XXXX XXXX XXXX, GA XXXX Re : Follow-Up to CFPB Case # XXXX | LexisNexis Consumer Number XXXX Subject : Formal FCRA Dispute Clarification of Inaccurate Information in My LexisNexis Consumer File To Whom It May Concern, This letter is a formal follow-up to your correspondence dated XX/XX/year>, issued in response to the CFPB complaint referenced above. Your letter stated that you were unable to determine which information in my consumer file I was disputing as inaccurate. I am therefore providing clarification and renewed dispute instructions pursuant to my rights under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq.

1. Specific Items in Dispute Please review the following information appearing on my LexisNexis consumer disclosure report dated XX/XX/year>, and consider these items disputed : Incorrect or Outdated Addresses : My file contains former or unknown addresses not associated with me or my verified residence history. Only XXXX XXXX XXXX, XXXX XXXX, NV XXXX is correct.

Mixed File Indicators : Certain identifiers or records appear to belong to another individual with a similar name. Please verify that no external or third-party data has been merged with my file in error.

Public Record and Collection Data : Any reported liens, judgments, or collection-related entries should be re-verified for accuracy, source, and current status. Remove any item that can not be independently verified with the original reporting source.

2. Requested Action Under the FCRA, I request that LexisNexis : 1. Conduct a reasonable re-investigation of each disputed entry listed above and provide a written description of the procedures used to determine the accuracy and completeness of the information.

2. Provide the business name, address, and telephone number of each furnisher of the information contacted during the investigation.

3. Delete any data that can not be verified or confirmed as accurate under 611 ( a ) ( 5 ).

4. Send me an updated copy of my corrected LexisNexis consumer report and written confirmation of any changes made.

3. Additional Statement of Dispute If you do not delete the information I have disputed, please add the following statement to my consumer file as per 611 ( b ) : The consumer disputes the accuracy or completeness of certain information contained in this file and has requested re-investigation from LexisNexis Risk Solutions Inc.

4. Supporting Documentation Enclosed are copies of the following supporting documents for your verification : My government-issued photo ID Proof of current address ( utility bill or bank statement ) Copy of your XX/XX/year> letter referencing CFPB Case # XXXX Please complete your reinvestigation within 30 days as required by law and provide written confirmation to the address listed above.

Thank you for your prompt attention to this matter. 
Respectfully, XXXX XXXX XXXX ( Signature if printed )

Company response to consumer: Closed with explanation