Consumer complaint received 2025-08-07 00:00:00
Product: Debt collection — Credit card debt
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: Hunt & Henriques
State: CA

Complaint narrative:
This notice is not only for the consumer financial protection bureau to hold this company accountable for attempting to collect on a debt that is not owed when the company KNOWINGLY is aware that the debt is a result of identity theft ; It's willful and purposeful negligence when the company has been put on notice, ignores the law and continue to pursue a debt that I don't owe. I am requesting to force action to stop the continued violations of California state, FCRA, and FDCPA laws. 

The amount of times that the creditor XXXX XXXX deems an identity theft account or affidavit valid or invalid does not override the law. The attorney generals office is aware of this situation with XXXX XXXX. The attorney generals office has a copy of every single dispute I filed with XXXX  as well as XXXX XXXX. Parroting information or simply continuing to violate the law simply because XXXX XXXX told you to do so is another violation of the law. 

This is a notice of intent to sue. I dispute not only the account, but I have put you on notice that I did not open this account and that this is identity theft. I will file a federal lawsuit against Hunt & Henrique in addition to the current lawsuit I have with XXXX in which XXXX XXXX will be added as a defendant. 

I have not received a single letter from Henrique & Hunt to date. I have asked XXXX XXXX several times to provide me with the original application to show the full application and signature page, which they have failed to do so. I have no control over mail being returned or not being returned if you're sending mail to an address that I don't reside at. 

I want to make this very clear ; If Hunt & Henrique continues to threaten me with lawsuits especially after I instructed them to cease and desist due to the account being fraud, and attempt to collect on a debt that I do not owe knowing that it's a result of identity theft, I will file a lawsuit in federal court for emotional distress, damages, embarrassment, defamation of character and the entire time I had to go on XXXX for emotional distress to deal with this identity theft issue. I will include lost wages and every single XXXX of pay that I lost dating back to the date I took a leave of absence to go on XXXX. You have already violated a mountain of laws that I all have documented under the FDCPA, FCRA, state debt collection laws, fraud statues, and law rules under professional conduct. 

Again, I provided XXXX XXXX  with an identity theft affidavit and the amount of times they decide to make it valid or invalid does not override the law. 

If Hunt & Henrique files a lawsuit against me knowing the account is the result of fraud and continue to ignore the law for the sole purpose of attempting to get an identity theft victim to pay on an account that they know I did not open, I will seek justice and damages. 

As an identity theft victim, I will not continue to be victimized not only by the perpetrators that opened the fraud account, but I will not be bullied by ANYONE to pay on an account that I did not open.

Company response to consumer: Closed with explanation