Consumer complaint received 2025-06-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
ATTENTION : EXPERIAN P.O. XXXX XXXX XXXX TX XXXX EQUIFAX XXXX  XXXX XXXX XXXX GA XXXX TRANSUNION XXXX. XXXX XXXX XXXX, PA XXXX NAME : XXXX XXXX XXXX ADDRESS : XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX SOCIAL SECURITY NUMBER : XXXX EMAIL : XXXX I WOULD LIKE ALL OF MY UNAUTHORIZED INQUIRIES, MY DEROGATORY REMARKS, LATE PAYMENTS, PUBLIC RECORDS, CLOSED ACCOUNTS REMOVED. MANY OF THESE ACCOUNTS FALL UNDER THE STATUTE OF LIMITATIONS OR ARE MISREPORTING ON MY CREDIT REPORT. 

PLEASE APPLY THESE LAWS TO MY ACCOUNTS : THE FAIR DEBT COLLECTION PRACTICES ACT LAW XXXX, TITLE X, XXXX STAT. XXXX ( XXXX ) FAIRCREDIT REPORTING ACT ( FCRA ) 15 U.S.C. 1681 ( FCRA ) ACCOUNT NAME : XXXX FINC DATE FILED : XX/XX/XXXX TYPE OF ACCOUNT : Auto Loan NUMBER : XXXX * * * * REASON : UPDATE ALL LATE PAYMENTS & DEROGATORY REMARKS ACCOUNT NAME : SOURCE RECVB INC ) DATE FILED : XX/XX/XXXX TYPE OF ACCOUNT : COLLECTIONS NUMBER : XXXX XXXX XXXX XXXX XXXX  REASON : THE DEBT CAN'T BE VALIDATED SO I NEED IT DEDLETED ACCOUNT NAME : XXXX DATE FILED : XX/XX/XXXX TYPE OF ACCOUNT : Unknown - credit extension, review, or collection NUMBER : XXXX XXXX XXXX XXXX XXXX  REASON : THE DEBT CAN'T BE VALIDATED BE VALIDATED SO I NEED IT DELETED PLEASE REMOVE ANY AND ALL UNAUTHORIZED INQUIRIES FROM MY REPORTS AS I HAVE NO KNOWLEDGE OF EVER FILING ANY OF THESE INQUIRIES OR GIVING ANYONE, COMPANY, OR CORPORATION PERMISSION TO REPORT ANYTHING TO MY REPORT OR WAS PRIVY TO ANY OF THESE FILINGS INQUIRIES : Creditor Name Type of Business Date of inquiry Credit Bureau XXXX XXXX XXXX XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXX  Experian XXXX XXXX XXXX XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXX XXXX TransUnion XXXX XXXX XXXX Equifax XXXX XXXX XXXX XXXX XXXX TransUnion XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  TransUnion XXXX XXXX XXXX XXXX XXXX Equifax XXXX XXXX XXXX Equifax XXXX XXXX XXXX XXXX XXXX  TransUnion XXXX XXXX XXXX XXXX TransUnion XXXX XXXX XXXX XXXX XXXX  TransUnion XXXX XXXX XXXX XXXX TransUnion XXXX XXXX XXXX XXXX XXXX  TransUnion XXXX XXXX XXXX XXXX XXXX XXXX TransUnion XXXX XXXX XXXX XXXX XXXX XXXX TransUnion XXXX XXXX XXXX Equifax XXXX XXXX XXXX Equifax XXXX XXXX XXXX XXXX XXXX TransUnion XXXX XXXX XXXX XXXX XXXX XXXX TransUnion XXXX XXXX XXXX Equifax XXXX XXXX XXXX XXXX XXXX Equifax XXXX XXXX XXXXXX/XX/XXXX Equifax PLEASE REMOVE THE FOLLOWING NAMES FROM MY ACCOUNT. THESE ARE NOT MY NAMES AND I HAVE NOT AUTHORIZED ANYONE TO GIVE OR USE THESE NAMES. INACCURATE NAME AS STATED ON CREDIT REPORT : XXXX XXXX PLEASE REMOVE THE FOLLOWING ADDRESSES FROM MY ACCOUNT. I HAVE NEVER LIVED AT THE ADDRESSES LISTED BELOW NOR HAVE I GIVEN ANYONE AUTHORIZATION OF THESE ADDRESSES. 

INACCURATE ADDRESS AS STATED ON CREDIT REPORT : XXXX XXXX XXXX XXXX XXXX, NY XXXX INACCURATE ADDRESS AS STATED ON CREDIT REPORT : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation