vivekkopthsd/cfpb-consumer-complaints huggingface dataset:
Consumer complaint received 2025-05-11 00:00:00
Product: Checking or savings account — Checking account
Issue: Managing an account — Banking errors
Company: DISCOVER BANK
State: DC

Complaint narrative:
Discover Bank offers a Cash back Debit Card for use in all merchant products and services who accept Discover bank cards. 

Hotels accept Discover Cards. Consumer has in numerous occasions used the Discover Cashback Debit at hotels. The Merchant hotel accept the card and places, {$100.00} hold for incidentals during the stay. Upon check-out days the Hotel releases the {$100.00} hold back to the card as official release on the merchants system back to Discover. Discover Bank has practice of not releasing those funds when this happens. Instead they hold the {$100.00} for 8-10 days and create a current balance versus available balance scenario, which is confusing and unfair to consumers. They place the funds in a current balance status and do not make the funds accessible to account holders, known as Available Balance. They pay outstanding items against the balance, although do not release the remainder of those funds for a full 8-10 days. Consumer contends this practice is unfair and costly to the consumer given debit cards are cash out the account. Long debit card holds in order to accommodate Merchants is unfair to consumers that operate on budgets and low balances.

Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Old information reappears or never goes away
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
Incorrect reporting to credit, attempted removal through credit agencies and creditors to no avail

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: MT

Complaint narrative:
I HAVE BEEN AFFECTED OF XXXX  AND EQUIFAX DATA BREACH. PER 15 USC 1681 C-2 STATES EXCEPT AS OTHERWISE PROVIDED IN THIS SECTION A CONSUMER REPORTING AGENCY SHALL BLOCK THE REPORTING OF ANY INFORMATION IN THE FILE OF A CONSUMER THAT THE CONSUMER IDENTIFIES AS INFORMATION THAT RESULTED FROM AN ALLEGED IDENTITY THEFT AND XXXX. 

Account Name : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-12 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: EQUIFAX, INC.
State: NY

Complaint narrative:
I affirm that the inclusion of incorrectly reported late payment remarks on my accounts is a breach of the XXXX XXXX XXXX. Every payment linked XXXX these accounts has been promptly made, XXXX any departure from this precise reporting is XXXX XXXX XXXX.

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-05-12 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Was not notified of investigation status or results
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
To Experian and to Equifax Subject : Request for Documentation Under 15 U.S.C. 1681i Regarding Disputed AccountsTo Whom It May Concern, I am writng to formally request, under the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S.C. 1681i, a detailed description of the procedures used during the reinvestigation of the following disputed acounts on my credit report:1. XXXX XXXX XXXX XXXX Account # : XXXXXXXX XXXX XXXX  Account # : XXXX. XXXX XXXX XXXX XXXX Account # : XXXXXXXX XXXX XXXX  Account XXXX XXXX the FCRA, I am entitled to : A description of the reinvestigation procedures used concerning my disputes. 
The name, address, and telephone number of any furnisher of information contacted during the reinvestigation. 
A copy of all documents, records, or other information that were part of the reinvestigation process. 
Please provide the above information for each of the accounts listed. If any information canot be provided, kindly specify the reason and the legal basis for the denial.I appreciate your prompt atention to this matter and expect a response within the XXXX period as stipulated by the FCRA.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-11 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt is not yours
Company: CNG HOLDINGS INC
State: MA

Complaint narrative:
On or about XXXX XX/XX/XXXX, XXXX XXXX ( also known as XXXX XXXX XXXX ) violated my consumer rights by hiring a third party interloper ( XXXX XXXX XXXX XXXX XXXX ) to negatively report an account that does not belong to me to my consumer credit reports. On or about XXXX XX/XX/XXXX, the CFPB clearly stated " The order permanently bans XXXX from offering or providing consumer leases and requires Tempoe to release all consumers with existing lease agreements from their leases and to allow them to maintain the leased products with no further financial obligation '' according to Docket Number XXXX. Upon attempting to research XXXX XXXX XXXX XXXX XXXX, they are not registered with the XXXX of the XXXX of XXXX  to conduct business. Without being registered to conduct business in the XXXX, you can not legally conduct any business in any form. As far as the XXXX of the XXXX of XXXX  is concerned, XXXX XXXX XXXX XXXX XXXX does not exist. Since XXXX XXXX XXXX XXXX XXXX does not exist, they can not collect anything ; therefore illegally and fraudulently reporting any information to any and/or all of my consumer credit reports.

Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-11 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Incorrect information on your report — Personal information incorrect
Company: Credit Bureau Services Inc.
State: WA

Complaint narrative:
XXXX XXXX  and XXXX and XXXX and XXXX None of them updated with the correct name My legal name is XXXX XXXX XXXX Was changed XX/XX/year> by court order P. SXXXX XXXX I can't log in to due they told me that not right name XXXX need be updated Ssi updated dshs is updated DMV is updated seem you can't update my legal name like lack of motivation please update on your side or it iilegal I am divorced as well not married either been divorced over 7 years now

Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: TN

Complaint narrative:
It's been an ongoing situation back and forth with this company, Experian, to correct the information on my credit report. A copy of my driver 's license, my bank statement, and proof that my data was compromised, with the furnishing of a copy of my police report, and still, this was not corrected.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CA

Complaint narrative:
I am a XXXX XXXX XXXX The information listed below, which appears on my credit report, is the result of that XXXX 

Account Name XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened XX/XX/year> UNAUTHORIZED INQUIRIES : XXXX XX/XX/year> TransUnion XXXX XX/XX/year> TransUnion

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: EQUIFAX, INC.
State: OH

Complaint narrative:
I affirm that the inclusion of incorrectly reported late payment remarks on my accounts is a breach of the 15 USC 1666. Every payment linked to these accounts has been promptly made, and any departure from this precise reporting is unjust and unlawful.

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-05-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
I HAVE BEEN AFFECTED BY THE XXXX XXXXXXXX BREACH. PER 15 USC 1681 C-2 STATES EXCEPT AS OTHERWISE PROVIDED IN THIS SECTION A CONSUMER REPORTING AGENCY SHALL BLOCK THE REPORTING OF ANY INFORMATION IN THE FILE OF A CONSUMER THAT THE CONSUMER IDENTIFIES AS INFORMATION THAT RESULTED FROM AN ALLEGED IDENTITY THEFT. 

Account Name XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: CBC Companies, Inc.
State: FL

Complaint narrative:
To Whom It May Concern : This is my 4th and last time writing you to update my personal information. According to 15 USC 1681 ( a ) ( 4 ) There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy I demand a deletion of all personal identifiable information from my consumer credit report with the exception of : XXXX. My Full Legal Name : XXXX XXXX XXXX XXXX XXXX. My Address : XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Please delete all other addresses, I can not receive mail or any correspondence nor do I have access to any of these addresses please delete these outdated addresses and update the address with the one above. 
My only Phone number is ( XXXX ) XXXX Delete any and all other phone numbers. 
I demand my social security number and date of birth be removed from being displayed on the credit file for privacy reasons. 
Delete all information in the employer section. 
Pursuant to the FAIR CREDIT REPORTING ACT 15 USC 1681 ( a ) ( 4 ), I am a federally protected consumer and I have a right to privacy. Not granting me my rights is in direct violation of 15 USC 1681 and all its subsections

Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-12 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: NC

Complaint narrative:
I HAVE BEEN AFFECTED BY THE EQUIFAX DATA BREACH. PER 15 USC 1681 C-2 STATES EXCEPT AS OTHERWISE PROVIDED IN THIS SECTION A CONSUMER REPORTING AGENCY SHALL BLOCK THE REPORTING OF ANY INFORMATION IN THE FILE OF A CONSUMER THAT THE CONSUMER IDENTIFIES AS INFORMATION THAT RESULTED FROM AN ALLEGED IDENTITY THEFT. 

XXXXXXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX -- {$3700.00} XXXX XXXX XXXX XXXXXXXX XX/XX/XXXX -- {$3100.00} XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX -- {$930.00} XXXX XXXX XXXX XXXXXXXX XX/XX/XXXX -- {$26000.00} UNAUTHORIZED INQUIRIES : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX

Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-11 00:00:00
Product: Debt collection — Medical debt
Issue: Written notification about debt — Didn't receive enough information to verify debt
Company: ALCHRO INC.
State: FL

Complaint narrative:
First Federal Credit is a debt collector. I did not give my permission for this company to have any access to my account information. I dispute this charge and tge date of charges to First Federal Credit. I asked for the general ledger for charges. 
Best Regards, XXXX XXXX

Company response to consumer: Untimely response
Consumer complaint received 2025-05-11 00:00:00
Product: Debt collection — Other debt
Issue: Written notification about debt — Notification didn't disclose it was an attempt to collect a debt
Company: Experian Information Solutions Inc.
State: NC

Complaint narrative:
There are collection accounts on my report that I believe contain inaccurate information. Under my rights pursuant to 15 USC 1681e ( b ) and 15 USC 1681i, I am entitled to an accurate credit report. I request a review of these entries, and if they can not be verified as accurate, I ask that they be removed.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-11 00:00:00
Product: Debt collection — Telecommunications debt
Issue: False statements or representation — Impersonated attorney, law enforcement, or government official
Company: The CBE Group, Inc.
State: GA

Complaint narrative:
XX/XX/year>. I have no idea of this account. I never applied for any cable service. The amount is {$210.00}. The company is. The CBE Group Inc. Formerly XXXX. XXXX XXXX.

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-05-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: MI

Complaint narrative:
Data breach caused my information to be leaked without my consent.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: CAPITAL ONE FINANCIAL CORPORATION
State: GA

Complaint narrative:
Based on, 15 U.S. Code $ 1681c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt.

Under 15 U.S. Code 1681e ( b ) and 15 U.S. Code 1681i ( 5 ) this account in violation not reporting 100 % accurate.

In accordance with the Fair Credit Reporting Act, the list of accounts has violated my federally protected consumer rights to privacy and confidentiality under the 15 USC 1681. These accounts has violated my rights.

Pursuant to 15 USC 1681 section 602 A states I have the right to privacy.

Pursuant to 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish accounts without my written instructions.

I am requesting for the original copy of the agreement & terms & condition. Failure to comply will forfeit your claims and will require you to delete all the list of items above. You are required to do what I am asking and block these transactions from being reported to my consumer report WITHIN 4 DAYS from the date of the receipt of this notice. I LOOK FORWARD TO YOUR RESPONSE.

Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Early Warning Services, LLC
State: AZ

Complaint narrative:
XXXX XXXX Email : XXXX Phone : XXXX Mailing Address as of XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXXXXXX XXXX  XXXX Date : XX/XX/XXXX To : Early Warning Services , LLC XXXX XXXX XXXX XXXX, XXXX XXXX XXXXXXXX XXXX  XXXX Subject : Demand for Immediate Removal of Fraudulent Accounts and Unauthorized Inquiries Consumer ID : XXXX Dear Early Warning Services, I am writing to formally demand the immediate removal of all fraudulent accounts and unauthorized inquiries associated with my identity from your records. This is not a disputethese accounts and inquiries are the result of identity theft and were created without my knowledge or consent. 
I also file a FTC report FTC Report Number : XXXX. 
Below is a complete list of the fraudulent bank accounts that must be removed from your records : XXXX Bank Accounts : XXXX. XXXX  XXXX XXXX XXXX Routing XXXX XXXX XXXXXXXX Account XXXX XXXX XXXXXXXX Open Date : XX/XX/XXXX XXXX. XXXX XXXX  XXXX XXXXXXXX XXXX XXXX XXXXXXXX Account XXXX XXXX XXXX Open Date XXXX XXXX XXXX XXXX XXXX XXXXXXXX. 

Routing XXXX XXXX XXXXXXXX Account XXXX XXXX XXXXXXXX Open Date XXXX XXXXXX/XX/XXXX XXXX. XXXX XXXXXXXX XXXX Routing XXXX XXXX XXXXXXXX Account XXXX XXXX XXXXXXXX Open Date : XX/XX/XXXX Additional Fraudulent Accounts with XXXX Open Date : XX/XX/XXXX Open Date : XX/XX/XXXX Open Date : XX/XX/XXXX Open Date : XX/XX/XXXX Open Date : XX/XX/XXXX XXXX. XXXX XXXX Account Number : XXXX Balance : XXXX Open Date : XX/XX/XXXX Additional Fraudulent Accounts with XXXX XXXX : Open Date : XX/XX/XXXX Open Date : XX/XX/XXXX Open Date : XX/XX/XXXX Open Date : XX/XX/XXXX Unauthorized Inquiries to Be Removed : XXXX XXXX ( multiple entries ) XXXX  XXXX XXXX ( multiple entries ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX  ( multiple entries ) XXXX XXXX XXXX  ( multiple entries ) XXXX XXXX XXXX XXXX XXXX  These entries are a direct result of identity theft, and I have submitted reports to the appropriate authorities. I request that you remove these accounts and inquiries immediately and provide written confirmation within XXXX  days of receiving this notice. 
Failure to act may result in formal complaints with the Federal Trade Commission ( FTC ), Consumer Financial Protection Bureau ( CFPB ), and the XXXX  Attorney Generals Office. 

Sincerely XXXX XXXX

Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-12 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC.
State: NY

Complaint narrative:
This letter constitutes a formal dispute regarding XXXX or more entries currently appearing in my credit file. Under the Fair Credit Reporting Act XXXX ( a ), Equifax is legally required XXXX  conduct a reasonable reinvestigation of any disputed item and correct or delete information that is inaccurate, incomplete, or unverifiable. The information listed is inaccurate XXXX has caused significant harm. Please note that in XX/XX/year>, the CFPB fined Equifax {$15.00} XXXX due XXXX systemic failures in dispute processing, including neglecting supporting documentation XXXX permitting the reappearance of deleted data. ( * XXXX CFPB enforcement action, XX/XX/year> * ) I am requesting : XXXX. XXXX deletion or correction of the disputed accounts. 
XXXX. A full description of the procedures used XXXX verify the disputed information, pursuant to XXXX ( a ) ( XXXX ) ( B ) ( XXXX ). 
XXXX. Written notice of your findings within the XXXX period allowed by law. 


XXXXP XXXX * * * *, XXXX OF XXXX XXXX * * * *, XXXX XXXX * * * *, XXXX XXXX XXXX * * * *, XXXXL XXXX XXXX * * * *

Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
I recently reviewed my credit report and notice a account reporting inaccurate information on my report which is hurting my ability to obtain credit. The account of concern is XXXX XXXX XXXX account # XXXX. This account is reporting as a charge off account which is inaccurate. I traded in my previous kia at the time to get in a newer model and this account balance was transferred to this account XXXX XXXX XXXX account # XXXX that reporting good and accurate on my report. I uploaded pictures to show proofs of dates and inaccuracy of this account. Please fix thank you.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
I am a XXXX XXXX XXXX. The information listed below, which appears on my credit report, is the result of that XXXX 

Account Name XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened XXXX/XXXX/XXXX Account Name : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Date Opened XX/XX/XXXX UNAUTHORIZED INQUIRIES XXXX XXXX XXXX XXXXXX/XX/XXXX TransUnion XXXX XX/XX/XXXX TransUnion

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief