Consumer complaint received 2025-08-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CA

Complaint narrative:
b"Name: XXXX XXXX XXXX  \n\n  Address: XXXX XXXX XXXX \n\n  XXXX  / state; XXXX California \n\n  Zip code: XXXX \n\n  Phone# XXXX XXXX XXXX \n\n  Email Address XXXX  \n\n  Social securityXXXX XXXX  \n\nIdentification number (I.D) # XXXX  \n\n  [Date] XXXX XXXX \n\n   \n\n \n\nSubject: Dispute of Debts  \n\n  \n\nDear : TransUnion \n\nI am writing to dispute these you stated I owe, after I disputed these debts. These are not accurate, (dates, amount and agreement) so I am requesting an itemized statement, and the step you took to show that the debts are accurate and belong to me.   \n\n \n\nPlease provide the following information: \n\n * The original account number and date the account was opened. \n\n * The date of the last payment and the amount paid. \n\n * Copies of all statements showing charges, payments, and fees. \n\n* A copy of the contract with my signature. Or the copy of the original \n\n agreement with my signature. \n\n \n\n       I have no contract with any of these agencies or no agreements to pay anything. Under t15 USC Section 1681i of the Fair Credit Reporting Act of 1997. As required by the Act, please re-verify each of these items, please mail me the finding. Also, if you can't find it to be accurate within the 30 days deadline, (according to Fair Credit Reporting Act) Please delete these items from my credit report. \n\n \n\nXXXX XXXX  XXXX  - Closed \n\nXXXX XXXX XXXX XXXX XXXX MN XXXX  | (XXXX) XXXX-XXXX  Date Reported: XXXX  | Balance: $XXXX  \n\nAccount Number: XXXXXXXX  | Owner: Individual Account Credit Limit: | High Credit: $XXXX  \n\nLoan/Account Type: Debt Buyer Account | Status: \n\nDate Opened: XXXX  Date of 1st Delinquency: XXXX Terms Frequency: \n\nDate of Last Activity: Date Major Delinquency 1st Reported: XXXX Months Reviewed: 14 \n\nScheduled Payment Amount: Amount Past Due: $XXXX  Deferred Payment Start Date:  \n\n \n\nXXXX XXXX XXXX - Closed \n\nCARE OF XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX | \n\n(XXXX XXXX \n\nDate Reported: XXXX | Balance: $XXXX  \n\nAccount Number: XXXXXXXX  | Owner: Individual Account Credit Limit: $0 | High Credit: $XXXX  \n\nLoan/Account Type: Debt Buyer Account | Status: \n\nDate Opened: XXXX Date of 1st DelinquencyXXXX XXXX Terms Frequency: \n\nDate of Last Activity: Date Major Delinquency 1st Reported: XXXX  Months Reviewed: 13 \n\nScheduled Payment Amount: Amount Past Due: $XXXX  \n\nActual Payment Amount: Charge Off Amount: Balloon Payment Amount:  \n\n   \n\n \n\nXXXX XXXX XXXX  - Closed \n\nXXXX XXXX XXXX XXXX VA XXXX XXXX XXXX XXXX Date Reported: XXXX  | Balance: $XXXX  \n\nAccount Number: *8620 | Owner: Individual Account Credit Limit: | High Credit: $XXXX  \n\nLoan/Account Type: Debt Buyer Account | Status: \n\nDate Opened: XXXX Date of 1st Delinquency: XXXX Terms Frequency: \n\nDate of Last Activity: Date Major Delinquency 1st Reported: XXXX Months Reviewed: 11 \n\nScheduled Payment Amount: Amount Past Due: $XXXX  Deferred Payment Start Date: \n\nActual Payment Amount: Charge Off Amount: Balloon Payment Amount: \n\nDate of Last Payment: Date Closed: Balloon Payment Date:  \n\n \n\nXXXX XXXX XXXX - Closed \n\nXXXX XXXX XXXX XXXX XXXX KS XXXX XXXX XXXX XXXX  Date Reported: XXXX | Balance: XXXX \n\nAccount Number: XXXX | Owner: Individual Account Credit Limit: | High Credit: XXXX \n\nLoan/Account Type: Debt Buyer Account | Status: \n\nDate Opened: XXXX Date of 1st Delinquency: XXXX Terms Frequency: \n\nDate of Last Activity: Date Major Delinquency 1st ReportedXXXX XXXX Months Reviewed: 24 \n\nScheduled Payment Amount: Amount Past Due: $XXXX  Deferred Payment Start Date: \n\nActual Payment Amount: Charge Off Amount: Balloon Payment Amount: \n\nDate of Last Payment: Date Closed: Balloon Payment Date:  \n\n \n\n \n\nXXXX XXXX XXXX XXXX XXXX  - Closed \n\nXXXX XXXX XXXX XXXX XXXX XXXX UT XXXX XXXX XXXX XXXX Date Reported: XXXX | Balance: XXXX \n\nAccount NumberXXXX XXXX | Owner: Individual Account Credit Limit: $XXXX  | High Credit: XXXX \n\nLoan/Account Type: Credit Card | Status: Charge Off \n\nDate OpenedXXXX XXXX  Date of 1st Delinquency: XXXX Terms Frequency: Monthly \n\nDate of Last Activity: Date Major Delinquency 1st Reported: XXXX Months Reviewed: 58 \n\nScheduled Payment Amount: Amount Past Due: $XXXX Deferred Payment Start Date: \n\nActual Payment Amount: Charge Off Amount: $XXXX  Balloon Payment Amount: \n\nDate of Last Payment: XXXX Date Closed: Balloon Payment Date: \n\n \n\n \n\nXXXX XXXX XXXX \n\nPOTENTIALLY NEGATIVE \n\n  \n\n Account Info \n\nAccount Name XXXX XXXX XXXX \n\nAccount Number XXXX  \n\nAccount Type Collection \n\nResponsibility Individual \n\nDate Opened XXXX \n\nStatus Collection account. $XXXX  past due as of XXXX XXXX \n\nStatus Updated XXXX XXXX \n\nBalance $XXXX  \n\nBalance Updated XXXX \n\nRecent Payment - \n\nMonthly Payment - \n\nOriginal Balance $XXXX  \n\nHighest Balance - \n\n \n\n \n\nIn conclusion \n\n \n\nIf you cannot provide this information, or that these debts belong to me, (by agreement) please remove these debt from my credit report. \n\nThank you for your time and attention to this matter. \n\nSincerely, \n\n \n\n \n\nXXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief