Consumer complaint received 2024-02-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: TN

Complaint narrative:
Hello, On XX/XX/year> I obtained my XXXX and I have had several complaints with you guys in attempt for creditors to fix the reporting to the credit bureaus. Unfortunately this had NOT been the case and is causing me undue harm, and undue expense due to inaccuracies show on my credit reports, thus creditors are charging me a higher interest rate. 

I would like to have this resolved by either fixing the items to report correctly with account status and balance under my rights as a consumer. 

In the meanwhile if someone could please help add a STATEMENT OF DISPUTE in my file for the following creditors until the CFPB and credit bureaus can get this straightened out. 

XXXX off, EXPERIAN has a wrong last XXXX of SS # ( I do not want to provide them with my correct one, in fear that my identity has been comprimised ) XXXX ) Please reference CFPB Complaint # XXXX ( I am NOT disputing I owe XXXX XXXX XXXX XXXX, as I probably did not ship it back, although I thought I did but can not find my receipt, during my move, so therefore I have no problem paying for the XXXX XXXX  ) I do OBJECT to {$410.00} for XXXX modem. Furthermore I paid my last bill after moving and they have since charged me for services I have NEVER received or used ... ( Racketeering ) I believe its called? I offered them {$100.00} and {$150.00} respectively which is ALOT for XXXX {$50.00} modem. They rejected. Out of principal I will NEVER pay {$410.00} for a {$50.00} box. ( I hope you would not as well, or can appreciate that ) XXXX ) Please reference CFPB Complaint # XXXX Hello, I am on XXXX XXXX  XXXX and tried the post-pay account and was not satisfiedwith XXXX service and canceled within XXXX weeks. I have been back on prepaid for severalmonths now. I reached out to XXXX on XX/XX/year> and confirmed that I do NOT oweXXXX anything on pre-paid OR post-paid account. I have this in an email fromXXXX themselves not the debt collect, however the debt collector still sends meemails stating I owe them XXXX Please help and advise, Sincerely, XXXX XXXX XXXX ) Please reference CFPB Complaint # XXXX I dispute this due to inaccuracies in reporting to credit bureaus. Please seeattachment where according to my XXXX credit report it states this account wasCLOSED. Whereas, it is still showing up on my XXXX on both XXXX XXXX, causing Damages to my score negatively impacting it by false-inaccuratecredit reporting. Please advise, Sincerely, XXXX XXXX XXXX ) Please reference CFPB Complaint # XXXX Hello, I appreciate the information, however this has NOT addressed my concerns or issues of false/incorrect information. I got my Credit information directly from XXXX and XXXX NOT a XXXX party like XXXX XXXX, however since there is a differing information on all XXXX of my credit reports I am demanding that this item be removed from all XXXX as this could be another issue including the FCRA and XXXX for incorrect and wrongful information causing undue damage to my credit. I am stating that because of Wrong and Inaccurate information that this should be XXXX ) ALL DISCOVER>>> I paid them and they offered deletion!! They NEVER deleted the item. I would NEVER settle and not get a deletion.. At that point they could have kept it on my credit.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation