Consumer complaint received 2024-01-06 00:00:00
Product: Debt collection — Payday loan debt
Issue: Written notification about debt — Didn't receive enough information to verify debt
Company: Resurgent Capital Services L.P.
State: IL

Complaint narrative:
I am making Consumer Complaint on the following entities below *XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX IL XXXX AND *LVNV Funding LLC C/O Resurgent Capital AND all the Resurgent Companies XXXX XXXX XXXX XXXX XXXXXXXX, SC XXXX *The law office of XXXXXXXX XXXX XXXX XXXX XXXX XXXX Corporate XXXX XXXX XXXX XXXX XXXX IL XXXX thats representing LVNV Funding LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX I had a case in XXXX XXXXXXXX XXXX XXXX XXXXXXXX in XXXX case XXXX XXXX with a 3rd party debt collector LVNV Funding LLC on credit report is reading on my credit report as LVNV Funding LLC C/O Resurgent Capital Services where they are stating that I owe them an allege debt of {$4700.00}. I discovered it on XX/XX/XXXX. LVNV Funding is using numerous different entities/companies to collect this alleged debt. These entities have committed identity fraud violate the FCRA 15U.S.C.1681g. LVNV Funding LLC C/0 Resurgent Capital Services is fraudulent reporting # XXXX Each company mention has violated my private information LVNV Funding LLC deceptive acts in the Bill of Sale in the letter the privacy notice sent to by Frontline Asset Strategies says as documented as Resurgent Capital Services L.P. , Resurgent Acquisitions LLC , Resurgent Receivables LLC , Resurgent Funding LLC CACH , LLC LVNV Funding, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX CACV XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX The Bill of Sale says all purposes to XXXX XXXX XXXX XXXX ( PURCHASER ) this name was not on court documents either on XXXX XXXX. Then again on Transfer and Assignment for the purchase by XXXX XXXX on XXXX XXXX sells, grants and deliver to LVNV Funding LLC ( LVNV ) above stored records. This has caused me consumer injury. The law office of XXXXXXXX XXXX XXXXXXXX are not debt collectors, they have no firsthand information about this account. This case has been going over a year which has contributed It has been damaging to my health condition that develop with stress and diagnosed with XXXX that I did notify LVNV Funding LLC attorney XXXXXXXX XXXX XXXXXXXX and Judge XXXX XXXX XXXX I came to court with clean hands that they did not a valid information they insist on swindling me. As of today, they still have not sent me a receipt of my payment. Is XXXXXXXX XXXX XXXXXXXX willing to file an affidavit verifying that everything under oath is true and handle in good faith and clean hands. Did not consent to LVNV Funding nor Resurgent Capital to have my information and privacy rights violated. Willful intent to deceive me. 

This case has been going over a year which has contributed to my health condition that develop with stress and diagnosed with XXXX that I did notify the LVNV Funding LLC, and the Judge XXXX XXXX XXXX has caused damage on my credit status and cost me time and money loss wages too. Denials of loan applications and high interest rates, This case has been going over a year which has contributed to my health condition that develop with stress and diagnosed with XXXX that I did notified the LVNV Funding LLC and the Judge XXXX XXXX XXXX. 

I made a motion to Judge XXXX XXXX XXXX letting him know that LVNV Funding LLC is reporting on my credit report LVNV Funding LLC C/O Resurgent Capital Services not whole account numbers # XXXX Account Type ( open account ) Loan type ( debt buyer ). My court documents only say LVNV Funding LLC. Please get all the court recordings of the court from XX/XX/XXXX XXXX in XXXX  XXXX at XXXX XXXXXXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX I explained that I did not have a signed contract with LVNV Funding LLC nor Resurgent Capital and that it is privity of contract. Filed my appearance and answer on XX/XX/XXXX first court date XX/XX/XXXX no court no XXXXXXXX XXXX XXXXXXXX attorney forced to early resolution then my case was scheduled to XX/XX/XXXX then XXXXXXXX XXXX XXXXXXXX attorney continued case to XX/XX/XXXX. I emailed XXXXXXXX XXXX XXXXXXXX the request XX/XX/XXXX ignored the email. The Judge continued to ignore me through this whole case in my motion and when I came to court, he just kept continuing it to another time. 

I asked for Arbitration in court on XX/XX/XXXX which is in the original contract with XXXX XXXX who they created a bill of sale attached which was altered from the first time it was presented. LVNV Funding LLC ignored the arbitration request. XXXX XXXX ignored my motion. He scheduled another court date scheduled XX/XX/XXXX for trial for the 2nd time. If I had not come to these courts the first time, it would have been an automatic judgment. 

The witness that supposedly worked for Resurgent record keeping was presented in court and said that she became aware of my file just 2 weeks ago prior to the court date XX/XX/XXXX. The witness and the attorney for LVNV Funding LLC did not present any affidavit proving that what the witness was saying is true. I asked her if she worked for XXXX. She stated no. I asked if know how XXXX keep their files. She did not have firsthand of my contract with XXXX she sworn that she witnessed my electric signature and Social Security. The violation of my personal information being exposed to the public in court on XX/XX/XXXX. The Judge had me verify my last four of my Social Security # in open court so did XXXXXXXX XXXX XXXXXXXX Attorney for the public. 

When the attorney was speaking with their witness, I stayed quiet. When it was my turn the judge and attorney seemed to have gotten very upset with me and would not allow me to speak and state my case. The judge and attorney talked over me. The attorney making a call on the decision that was addressed to me about me questioning the witness that XXXX XXXX XXXXXXXX XXXX. brought in to testify against me. I was representing myself. The judge put a judgement on me for the amount of {$5100.00} this included court cost. I paid in full on XX/XX/XXXX so it would not further any more damage to my credit report what has been a hindrance to my credit score which has cost me more interest and higher interest rates and to be denied for certain things. There was no 1099 C sent to me from any of the mention companies. Below is names how they are filed in ILLINOIS LVNV Funding LLC AND RESURGENT CAPITAL SERVICES LP Custodial Account LLC RESURGENT CAPITAL SERVICES L.P . I feel that I have been frauded, conspiracies, misled, confused contributed to mental and health conditions. I am asking for {$1000.00} for each violation and from each company that violated my rights. XXXXXXXX XXXX XXXXXXXX XXXX attorneys has no firsthand knowledge of the debt from the first for each attorney that they have used in the case # and against me Im asking for {$2000.00} for each attorney that violated me at XXXXXXXX XXXX XXXXXXXX XXXX changed attorney several times. Im asking {>= $1,000,000} from Resurgent and LVNV Funding LLC each and the person who files their income tax using LVNV Funding LLC Please investigate the all the mention companies, enties and the individuals that is tied to Resurgent and LVNV Funding LLC.

Company response to consumer: Closed with explanation