Consumer complaint received 2025-11-30 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Incorrect information on your report — Public record information inaccurate
Company: Checkr, Inc
State: MI

Complaint narrative:
ANONYMOUS COMPLAINT AND REQUEST TO DISPOSE OF CONSUMER REPORT INFORMATION BY RESALE OR TRANSFER TO A FEDERAL AGENCY OR DEPARTMENT. 

ANONYMOUS CONSUMER, Plaintiff v. 

{$570000.00} CHECKR REPORT ID : XXXX, et al., Defendant. 

I. JURISDICTION AND AUTHORITY : 1. This Complaint is submitted to the Consumer Financial Protection Bureau pursuant to the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq.

2. The CFPB has jurisdiction over consumer reporting agencies, furnishers of information, and users of consumer reports for violations involving accuracy, reinvestigation, and improper retention or disclosure of consumer report information.

II. PARTIES : 1. Plaintiff : ANONYMOUS CONSUMER ( Consumer ) 2. Defendants : a. CHECKR REPORT ID : XXXX ( Defendant Property ) Address : XXXX XXXX XXXX, XXXX XXXXXXXX, XXXX XXXXXXXX XXXX XXXXXXXX ; Alternative Address : XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX, XXXX XXXXXXXX ; Alternative Address : XXXX XXXX XXXX, XXXXXXXX XXXX XXXX 

b. CHECKR , INC. 

Address : XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX. 

XXXX XXXX Address : XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX. 

XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX, XXXX XXXX Address : XXXX XXXX XXXX, XXXX, XXXX XXXXXXXX. 

III. STATEMENT OF FACTS : 3. On XX/XX/XXXX, Consumer served a complete Dispute Binding Packet ( Amended ) upon Checkr, Roadie, and the Prosecutor of XXXX XXXX, containing : a. FCRA Dispute Letter ( Amended ) ; b. Affidavit and Method-of-Verification Demand ( Amended ) ; c. Incorrect Checkr Consumer Report dated XX/XX/XXXX ; d. Proof of Deposit with Sheriff of XXXX XXXX dated XX/XX/XXXX ; e. Notice of Fault and Opportunity to Cure ( Amended ) ; f. Notice of Intent to Dispose of Consumer Report Information ( Amended ) ; g. Certificate of Service.

( See DISPUTE BINDING PACKET ( AMENDED ) ).

4. The report falsely stated : Disposition : Guilty Disposition Date : XX/XX/XXXX while the correct disposition was : Disposition : NOT GUILTY Disposition Date : XX/XX/XXXX. 

5. Checkrs inaccurate reporting violated FCRA 1681e ( b ).

6. Plaintiff, CONSUMER, also issued a Notice of Intent to Dispose of Consumer Report Information by private resale or transfer within 10 days. 7. Defendants have failed to correct
the inaccurate record, provide the requested Method of Verification, or comply with their duties under FCRA and CFPB regulations.

IV. CLAIMS FOR RELIEF : Count 1 Violation of 15 U.S. Code 1681e ( b ), Defendants, CHECKR, INC., ROADIE, and STATE OF MICHIGAN, THIRD XXXX XXXX, XXXX XXXX, did, prepare, use, or furnish inaccurate information for a consumer report for Plaintiff, CONSUMER, and did, fail to follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates, contrary to 15 U.S. Code 1681e ( b ) ; Count 2 Violation of 15 U.S. Code 1681b, Defendant, ROADIE, did, intend to use the consumer information for contractor or employment purposes, and did, fail to certify and provide to Plaintiff, CONSUMER, a permissible purpose for use of such inaccurate consumer report or information, contrary to 15 U.S. Code 1681b ; Count 3 Violation of 15 U.S. Code 1681s-2, Defendant, STATE OF MICHIGAN, XXXX XXXX XXXX, XXXX XXXX XXXX did, furnish inaccurate information relating to Plaintiff, CONSUMER, to Defendant, CHECKR, INC., and then to Defendant, ROADIE, and did, know or have reasonable cause to believe that the information is inaccurate, contrary to 15 U.S. Code 1681s-2 ( a ) ( 1 ) ( A ) ; Count 4 Violation of 15 U.S. Code 1681s-2, Defendant, STATE OF MICHIGAN, THIRD XXXX XXXX, XXXX XXXX, did, furnish inaccurate information relating to Plaintiff, CONSUMER, to Defendant, CHECKR, INC., and then to Defendant , ROADIE, contrary to 15 U.S. Code 1681s-2 ( a ) ( 1 ) ( B ), and did, receive notification from Plaintiff, CONSUMER, at the address specified by Defendant, STATE OF MICHIGAN, THIRD XXXX XXXX, XXXX XXXX XXXX for such notices, that specific information is inaccurate ; and the information is, in fact, inaccurate ; Count 5 Violation of 15 U.S. Code 1681s-2, Defendant, STATE OF MICHIGAN, THIRD XXXX XXXX, XXXX XXXX, did , furnish inaccurate information to Defendant , CHECKR, INC., regarding Plaintiff, CONSUMER, who has a court depository or special fund account with Defendant, STATE OF MICHIGAN, THIRD XXXX XXXX, XXXX XXXX, and did, fail to notify Defendant , CHECKR, INC., of the voluntary closure or surrender of the account by Plaintiff, CONSUMER, in information regularly furnished for the period in which the account is closed, contrary to 15 U.S. Code 1681s-2 ( a ) ( 4 ).

V. VERIFICATION : I verify under the penalty of perjury under the laws of the united states of America that the foregoing is true and correct to the best of my knowledge, information, and evidence.

Respectfully submitted, On this XXXX day of XX/XX/XXXX. 
Signed : /s/ Anonymous Consumer VI. AFFIDAVIT & DEMAND IN SUPPORT OF THE CFPB COMPLAINT : I, Anonymous Consumer, declare as follows : 1. I am the subject of the Defendant Property, {$570000.00} Checkr Report ID Number XXXX, which contains materially false and inaccurate criminal background information. ( See Dispute Binding Packet ( Amended ) ). 

2. I served a complete corrected dispute packet on XX/XX/XXXX, including an MOV demand, notices, and disposition evidence.

3. Defendants failed to comply with 15 U.S.C. 1681e ( b ), 1681b, 1681s-2 ( a ) ( 1 ) ( A ), 1681s-2 ( a ) ( 1 ) ( B ), and 1681s-2 ( a ) ( 4 ).

4. I request that the CFPB compel deletion, correction, disposition, and penalties by resale or transfer to a federal agency or department.

I declare under the penalty of perjury under the laws of the United States of America that the foregoing is true and correct. 

Executed on : XX/XX/XXXX Signed : /s/ Anonymous Consumer

Company response to consumer: Closed with explanation