Consumer complaint received 2024-11-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: OH

Complaint narrative:
Recently I did an investigation on my credit report and found several items on to be inaccurate. 

Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : XXXX Addresses XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX, NY XXXX XXXX XXXX XXXX Account number XXXX Date opened XXXX XXXX, XXXX Open/closed Closed Balance {$210.00} XXXX XXXXXXXX Account number XXXX Date opened XX/XX/XXXX Open/closed Closed Balance {$220.00} XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Open/closed Closed Balance {$230.00} XXXXXXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Open/closed XXXX XXXX {$180.00} XXXX Account number XXXX Date opened XX/XX/XXXX Open/closed Closed Balance XXXX XXXX XXXX XXXX  Account number XXXX Date opened XX/XX/XXXX Open/closed Closed Balance XXXX XXXX XXXX Account number XXXX XXXX XXXX XX/XX/XXXX Open/closed Closed Balance {$2100.00} XXXX XXXX XXXXXXXX Account number XXXX Date opened XX/XX/XXXX Open/closed Closed Balance {$4400.00} ONEMAIN Account number XXXX Date opened XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$76.00} XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$390.00} XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$470.00} XXXX XXXX XXXX  Account number XXXX Date opened XX/XX/XXXX Balance {$650.00} XXXX XXXX XXXX Account number XXXX Date opened XXXX XXXX, XXXX Balance {$140.00} THE BUREAUS XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$1200.00} THE BUREAUS XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$690.00} EQUIFAX****** Accounts XXXX BANK DELAWARE Account number XXXX Date opened XX/XX/XXXX Open/closed Closed Balance {$180.00} XXXX  Account number XXXX Date opened XX/XX/XXXX Open/closed Closed XXXX XXXX XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Open/closed Closed Balance XXXX XXXXXXXX XXXX  Account number XXXX Date XXXX XX/XX/XXXX Open/closed Closed Balance {$2100.00} XXXXXXXX XXXX  XXXX Account number XXXX Date opened XX/XX/XXXX Open/closed Closed Balance {$4400.00} XXXX  Account number XXXX Date opened XX/XX/XXXX Open/closed Closed Balance {$0.00} XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX XXXX {$76.00} XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$390.00} XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$470.00} XXXX XXXX XXXX Account number XXXX XXXX XXXX XX/XX/XXXX Balance {$650.00} XXXX XXXX ASSOC Account number XXXX Date opened XXXX XXXX, XXXX Balance {$140.00} THE BUREAUS XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$1200.00} THE BUREAUS XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$690.00} PROFESSIONAL DEBT ME Account number XXXX Date opened XX/XX/XXXX Balance {$0.00} XXXX XXXX XXXX XXXX  Account number XXXX XXXX opened XX/XX/XXXX Open/closed Closed Balance {$180.00} XXXX Account number XXXX XXXX opened XX/XX/XXXX Open/closed Closed Balance {$0.00} XXXX & CO Account number XXXX Date opened XX/XX/XXXX Open/closed Closed Balance XXXX XXXXXXXX XXXX Account XXXX XXXX XXXX opened XX/XX/XXXX Open/closed Closed Balance {$2100.00} XXXXXXXX XXXX XXXXXXXX Account number XXXX XXXX opened XX/XX/XXXX Open/closed Closed Balance {$4400.00} XXXX  Account number XXXX Date opened XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$76.00} XXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$390.00} XXXX XXXX XXXX Account XXXX XXXX XXXX opened XX/XX/XXXX Balance {$470.00XXXX XXXX XXXX XXXX  Account number XXXX Date opened XX/XX/XXXX Balance {$650.00} PORTFOLIO RECOV ASSOC Account number XXXX Date opened XXXX XXXX XXXX XXXX Balance {$140.00} THE BUREAUS XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$1200.00} THE BUREAUS XXXX Account number XXXX Date opened XX/XX/XXXX Balance {$690.00} PROFESSIONAL DEBT ME Account number XXXX Date opened XX/XX/XXXX Balance {$0.00}

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation