Consumer complaint received 2025-09-13 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
Name : XXXX XXXX Social Security Number ( last XXXX ) : XXXX Date of Birth : XX/XX/XXXX Primary Address : XXXX XXXX XXXX, XXXX XXXX, XXXX  XXXX Other addresses reported on my Experian credit report : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Employers reported on my Experian credit report : XXXX XXXX XXXX XXXX XXXX Phone numbers reported on my Experian credit report : ( XXXX XXXX XXXX ( XXXX XXXX XXXX Other names reported on my Experian credit report : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX : XXXX Contents of Complaint : This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C . 1681c-2 ) that you, the Experian credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. 

This fraudulent, inaccurate, and false information consists of the following credit accounts, collections, and inquiries that I do not recognize as mine : Fraudulent Credit Accounts : XXXX XXXX XXXX XXXX Acct # XXXX Reported XX/XX/XXXX Balance {$2100.00} XXXX Acct # XXXX Reported XX/XX/XXXX Balance {$3600.00} XXXX XXXX Acct # XXXX XXXX XX/XX/XXXX Balance {$270.00} XXXX XXXX XXXX XXXXXXXX Acct # XXXX XXXX XX/XX/XXXX Balance {$840.00} XXXX XXXX XXXX Acct # XXXX XXXX XX/XX/XXXX Balance {$650.00} XXXX XXXX  Acct # XXXX Reported XX/XX/XXXX Balance {$720.00} XXXX XXXX XXXX Acct # XXXX Reported XX/XX/XXXX Balance {$530.00} XXXX XXXX XXXX Acct # XXXX Reported XX/XX/XXXX XXXX {$140.00} XXXX XXXX XXXX XXXX Acct # XXXX Reported XX/XX/XXXX XXXX {$680.00} XXXX XXXX XXXX Acct # XXXX Reported XX/XX/XXXX XXXX {$820.00} XXXX XXXX XXXX Acct # XXXX Reported XX/XX/XXXX XXXX {$17000.00} Fraudulent Hard Inquiries : XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX Fraudulent Soft Inquiries : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX These accounts, collections, inquiries, and the above personal identifying information are the result of identity theft and fraud. They were not opened, authorized, or initiated by me. I do not recognize any of them as belonging to me. 

I have attached : A list of these fraudulent items ( credit accounts, collections, inquiries, and personal identifying info ), A copy of my consumer FICO credit report maintained by you, and A copy of FTC Identity Theft Criminal Complaint # ( private case number ) as proof from the U.S. Federal Trade Commission. 

I respectfully request that all the aforementioned fraudulent accounts, collections, inquiries, and inaccurate personal identifying information be blocked and removed from my Experian consumer credit report within XXXX business days as required by law. 

Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX XXXX : XX/XX/XXXX SSN ( last XXXX ) : XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation