Consumer complaint received 2025-04-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
To Whom it may Concern, I am writing to formally dispute inaccurate and fraudulent information listed on my credit report, which I believe is the direct result of identity theft.

i did not authorize or open the accounts in question and have never had any dealing with the creditors or collection agencies listed. 

Experian : XXXX XXXX XXXX account # XXXX XXXX XXXX XXXXXXXX XXXX XXXX account # XXXX XXXX XXXX XXXXXXXX XXXX XXXX account # XXXX collection-XXXX XXXX XXXXXXXX account # XXXX debt buyer credit cards or credit lines-XXXX XXXX XXXX account # XXXX secured card credit XXXXXXXX XXXX XXXX account # XXXX credit card total XXXX  account # XXXX credit card XXXX XXXX  account # XXXX credit card XXXX XXXX XXXX account # XXXX charge card inquiries : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, CA XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXXXXXX XXXX XXXX account XXXX XXXX open account XXXX XXXX XXXX account XXXX XXXX  XXXX account XXXX XXXX account # XXXX open account XXXX XXXX XXXX account # XXXX revolving closed accounts ; XXXX XXXX  account # XXXX revolving XXXX XXXX XXXX  account # XXXX installment XXXX XXXXXXXX account # XXXX revolving XXXX account # XXXX revolving XXXX XXXX account # XXXX installment XXXX XXXX account # XXXX open account collections ; XXXX XXXX XXXX  account # XXXX collection account XXXX XXXX XXXX account # XXXX open account XXXX XXXX XXXX account # XXXX collection account XXXX XXXX XXXX XXXX XXXX  account # XXXX open account XXXXXXXX XXXX XXXX  account # XXXX open account XXXXXXXX XXXX XXXX  account # XXXX open account XXXXXXXX XXXX XXXX  account # XXXX open account closed accounts ; XXXX XXXX account # XXXX revolving account XXXX XXXX account # XXXX installment account XXXX XXXX account # XXXX installment account XXXX account # XXXX open account XXXX XXXX account # XXXX revolving account XXXX XXXX account # XXXX revolving account collection ; XXXX account # XXXX open account XXXX XXXX account # XXXX open account XXXX account # XXXX open account XXXX XXXX XXXX account # XXXX open account XXXXXXXX XXXX account # XXXX open account XXXX account # XXXX open account these accounts were opened without my knowledge or consent and are not mine.i became aware of this issue while reviewing my credit report from Experian, XXXX XXXX XXXX on XX/XX/2025 in accordance with the fair credit reporting act and the identity theft and assumption deterrence act, I respectfully request the cfpb to assist in the removal of these fraudulent items from my credit reports and to initiate a investigation into this matters.i also request that these creditors provide any and all documentation used to open these accounts including application details and signature verification.....

enclosed are the following supporting document government issued id and identity theft report filed with the ftc please confirm receipt of this letter and inform me of the outcome of your investigation.i appreciate your prompt attention to this matter and expect that my rights under federal law will be fully upheld sincerely, XXXX XXXX XXXXXXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation