Consumer complaint received 2024-10-17 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
Equifax has unlawfully reported XXXX fraudulent accounts and XXXX fraudulent inquiry that arose from XXXX XXXX on my consumer report and Equifax failed to verify as required by law on my consumer report. 

Equifax has a history of inaccurate reporting for my Consumer Credit Report. They do not have my current address listed correctly. And if you look in my credit report, they even mention my father 's name, XXXX XXXX, as my own personal name in the past. I address all this in my Identity Theft Letter and Change of Address Letter. 

See XXXX XXXX XXXX Police Report ID : XXXX XXXX I AM A VICTIM OF IDENTITY THEFT. XXXX & XXXX have deleted alleged accounts from XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX credit report in XXXX as requested and Equifax is XXXX to operate in Uniform with its fellow credit reporting agencies. 

Secondly, Companies are using my copyright name for unauthorized commercial gain. All supporting documents are attached. 

XXXX XXXX XXXX XXXX - Compliance procedures ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. 

I called their customer service department on Tuesday ( XX/XX/XXXX ) and I also uploaded documents on their Dispute Center web portal online. 

Additionally, the Equifax XXXX XXXX web portal says the following about my Equifax account ( see attached document named Technical Errors with XXXX ) : " You currently have no collections or bankruptcy records reporting on your credit file '' And yet they report an alleged collections account on my records. Equifax has TECHNICAL ERRORS with it's Dispute Center web portal. 

This is unprofessional, I am an XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. I have a pending approval for a XXXX XXXX XXXX XXXX for {$42000.00}. They need to pull my Equifax report and Equifax is reporting INACCURATE & NEGATIVE information on my consumer report. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX. XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 

I am keeping count of the economic and monetary damages Equifax is causing me, my small business, and my family. I will submit an affidavit of truth and invoice Equifax for my monetary damages if this is not resolved shortly. 



AXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with non-monetary relief