Consumer complaint received 2024-08-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
Intent To Sue XXXX XXXX c/o XXXX XXXX XXXX XXXX , Florida Equifax Inc SEC File # XXXX EIN # XXXX CUSIP # XXXX XXXX XXXX XXXX XXXX. 
XXXX, Georgia XXXX Peace and Love To All Who Read This. 

Per the FCRA, as a federally protected consumer, I am now opting out of any and all authorization, I, the consumer, may have given you written, unwritten, verbal, and non-verbal per 15 USC 6802. Your power of attorney has been removed. Effective Immediately. 
According to your Prospectus, the success of your company and your notes depends on your ability to provide accurate information to your customers and to protect that information among other things. However, you failed to take care of the living men and women whose information youre profiting off of without them even knowing while failing to provide any benefit to them. You also failed to protect their information and maintain its integrity. You failed to protect my information. You failed to get my permission to acquire my social security number. 
As an investor and forced peonage of your organization, this is a notice to inform you that due to your actions and negligence I was a victim of your data breach and careless use of my personal identifiable information. Ive spent an extensive amount of time and money rebuilding my credit, removing my information from the dark web, canceling cards, bank accounts, etc. I was also made aware of the fact that you guys are selling my information after reading your SEC Filings. Youre selling my credit file and report as securities an to companies in general monthly as well as every time I try to use my credit in the market. Ive been getting turned down by company after company when trying to get credit cards and loans when simply trying to rebuild my credit and get my life back in order. I get constant notifications about my information being found on the dark web every single time I think Im making some sort of progress in this nightmare. 
Youre a bully. You are a private for-profit organization acting as a government entity. As a consumer reporting agency, youre only supposed to provide my info to government organizations regarding child support. You have stolen my nonpublic personal information and youre using it to make money without my permission or consent. I didnt give you permission to obtain my information and youre using my personal information to cause me harm with no remorse. 
We do not have a contractual agreement with each other in any form or fashion. I never gave you permission to collect my personal information from any external or internal source and I definitely didnt give you permission to sell it to make a profit. This is considered identity theft and fraud. I am unable to purchase a vehicle or perform simple day to day pleasantries due to defamatory reporting. Im tired of the constant excuses of how you guys dont control the info shown on your site when we both know that its a lie. 
Your credit reporting has stifled my business making it hard for me to get loans needed that would help my business grow. Due to the slowdown in business, I was forced to look for employment. I have missed out on several jobs that I was more than qualified for, but didnt make it past the background check despite having a clean criminal record. 
With that being said, Im prepared to file a lawsuit unless my demands are met. I will also take my personal CUSIP and send that information over to the SEC as evidence about how youre selling information on the secondary market. Then Ill file a 211, 3949-a on your company and a 1099b on that CUSIP with the IRS. Ill get the FTC and OCC involved as well just because. I will also mention these other claims which include negligence, unjust enrichment, racketeering, organized crime, and a violation of the FCRA. Then Im going to start teaching people how to go after you guys the same exact way! 
You will find your violations including laws broken in the previous class action lawsuit that I did not participate in, but was a victim of your actions as mentioned previously. I expect a prompt response and settlement of this issue within 10 days.

Company response to consumer: Closed with explanation