Consumer complaint received 2025-01-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NV

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX REF # XXXX NOTICE TO, CEASE & DESIST COMMUNICATION AND COLLECTION ACTIVITY UNDER FDCPA AND SOCIAL SECURITY FRAUD CEASE & DESIST COMMUNICATION AND COLLECTION ACTIVITY UNDER FDCPA This constitutes as first written communication for the record, and this is not a validation request so do not send any validation, if you do I will TAKE LEGAL ACTION AGAINST YOUR COMPANY under the FDCPA for false and misleading representation 15 USC 1692e ( 10 ). XXXX XXXX are indeed third party debt collectors under the very definition of a third party debt collector in accordance with 15 U.S. code 1692 ( A ) ( 6 ), and are subject to the civil liability within The Fair Debt Collection Practices Act. Lets be honest, if this debt was valid you would not be sending me a collection letter assuming the debt was valid now would you?. Pursuant to 15 USC 1692c ( C ), XXXX XXXX is hereby on notice to cease & desist communication and collection activity immediately or I will take legal action under the FDCPA 15 USC 1692k ( a ) ( 1 ) ( A ) {$1000.00} US and I only need to show XXXX violation to establish a FDCPA claim. See XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX gave no value to any security and have no attachment and enforceability of a secured interest in accordance with XXXX XXXX XXXX ( b ) ; XXXX XXXX have no original contract or promissory note ; you are no contract assignee holders in due course in accordance witXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. FOR THE RECORD, Summary of accounts are not a valid claim to defame my character, if I am denied credit or employment based on third parties misleading representation and defaming negligence will be a cause of action. See United States XXXX XXXX XXXX, XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, you DO NOT have my CONSENT to use my social security number for commercial gain acting as XXXX of my services, you are committing fraud and Identity theft and I will contact the office of Inspector General SSA and file a report with the federal authorities. I demand you provide the following documents immediately if you continue to use the fiction name for your entitys personal commercial gain then ; Send a copy of your Commercial Bond and Oaths to do business in the State of Georgia ; provide name and address and phone number of the Underwriter of your bond ; provide name, address, and phone numbers of the owner ( XXXX ) of XXXX XXXX ; Provide name, address and phone number of your insurance company

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief