Consumer complaint received 2022-11-29 00:00:00
Product: Debt collection — Mortgage debt
Issue: False statements or representation — Impersonated attorney, law enforcement, or government official
Company: SELECT PORTFOLIO SERVICING, INC.
State: GA

Complaint narrative:
THEFT BY TAKING UNFAIR AND DECEPTIVE PRACTICES On or around XX/XX/XXXX, I XXXX XXXX, presumed I signed a contractual agreement with XXXX XXXX XXXX ( mortgage loan and security deed ) in the amount of {$560000.00} for subject property XXXX XXXX XXXX XXXX XXXX, Ga XXXX. 
To date, NO representative ( s ) from XXXX XXXX has signed the promissory note or security deed. Oddly, XXXX  ( who never signed the promissory note and or security deed either ) assigned/transferred MY promissory note to XXXX XXXX  XXXX and XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX. 
Public records for XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX are located at XXXX. Per the Securities and Exchange Commission, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX trust was closed XXXX XX/XX/XXXX ; and monetized for its shareholders soon thereafter. 
XXXX ( the alleged mortgage servicer at the time ) after transference of the note and deed, deemed my loan delinquent and hired XXXX XXXX, XXXX ( a 3rd party debt collector ) to foreclose on the subject property. XXXX and XXXX, XXXX has declared their law firm was/is working on behalf of XXXX XXXX  XXXX XXXX and XXXX XXXX  as their power-in-attorney, in fact on behalf of the subject property. 
Shortly after my first foreclosure notice I began to communicate with XXXX XXXX  XXXX. to try and resolve all issues attached to the subject property, deed and note. On XX/XX/XXXX, XXXX XXXX, XXXX. wrote a letter stating that they have no account ( s ) attached to my name or the subject property. 
On XX/XX/XXXX, I decided to call XXXX XXXX XXXX. and a representative named XXXX ( employee ID XXXX XXXX XXXX ) stated that XXXX XXXX XXXXXXXX. did not house any accounts attached to my name, the property address, or my social security number. 
On or around XXXX XXXX XXXX, I began to call XXXX XXXX  and was directed to a XXXX XXXX XXXX, a Property Compliance Administrator for the state of Georgia. On XX/XX/XXXX, XXXX XXXX informed me via email, XXXX XXXX in fact did not have any interest in the subject property. 
I XXXX XXXX, do not have an executed 2 party contractual agreement with XXXXXXXX XXXX XXXXXXXX, XXXX, XXXX XXXX XXXXXXXX, or XXXX XXXX. I have not been provided with any contracts that show an executed agreement between myself and the parties listed above. Nor does XXXX XXXX  XXXX. or XXXXXXXX XXXX claim to have any interest in or knowledge of the subject property. 
XXXX and XXXX, XXXX are claiming to work on behalf of XXXX XXXX XXXX. and XXXX XXXX  in an attempt to rob the subject property from me. XXXX and XXXX, XXXX are blatantly violating my constitutional rights, FDCPA regulations and are engaging in criminal behavior. I have been a victim of forgery, enforcement of an illegal contract, theft by conversion, theft by taking, libel, defamation of character, harassment, unauthorized permissible use, false/misleading representation, unfair practices, furnishing of deceptive forms, mail fraud and XXXX. 
I am reaching out to the CFPB to remedy XXXX and XXXX deceptive collection practices indefinitely, in hopes of the bureau escalating this matter and force XXXX and XXXX to correct their wrongs by me and other victims across America.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation