Consumer complaint received 2025-03-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Lincoln Educational Services Corporation
State: TX

Complaint narrative:
LEGAL NOTICE TO CEASE AND DESIST OF DEFAMATION, SLANDER, COLLUSION AND REPORTING TO CONSUMER DATA AGENCIES WITHOUT CONSENT IDENTITY THEFT HARRASSMENT, HARM AND INTENT TO SUE DELETE IMMEDIATELY TRACKING # XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX DEFENDANT : DEFENDANT : LINCOLN EDUCATIONAL SERVICES CORPORATION XXXX XXXX XXXX XXXX XXXX XXXX XXXX New Jersey XXXX D-U-N-S number XXXX XXXX XXXX XXXX CO-DEFENDANTS : D-U-N-S number : XXXX D-U-N-S number : XXXX D-U-N-S number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX XXXX XXXX XXXX CA XXXX, XXXX XXXX, Pa XXXX XXXX GO AFTER LINCOLN TECH XXXX XXXX TO SUE UNAUTHORIZED BONDS, SECRET CONTRACTS , DOUBLE RECOVERY, INSURANCE FRAUD, SECURITIES FRAUD, FIDUCIARY DUTIES, ACCOUNT FORWARD FLOW AGREEMENTS, CHAIN OF ASSIGNMENT USC 1666B BILLING ERROR ALSO SEND THE BONDS INFORMATION AND THE HIGHEST BIDDER ACCOUNTS, RECEIVABLE ACCOUNTS PAYABLE ( AR ) ( AP ) FULL DISCLOSURE PRINCIPLE, REVENUE RECOGNITION PRINCIPLE, INVESTORS DOCUMENTS CERTIFIED COPY OF PROMISSORY NOTE FRONT AND BACK NAMES OF INVESTORS OF THE PROMISSORY NOTE, WRITTEN LETTER I GAVE TO SELL MY NON-PERSONAL INORMATION PLEASE DONT MAKE ME SUBPOENA YOUR RECORDS! USC 1681a, where a creditor may not treat a payment on a credit card account under an open-ended consumer credit plan as late for any purpose. ACCOUNT # XXXX DEAR DEFENDANT : LINCOLN TECH IVE RECENTLY REVIEWED MY XXXX & XXXX XXXX CONSUMER REPORTS IVE NOTICE THAT YOU HAVE AND [ GAAP ] FINANCING TRUST/BOND ACCOUNT/REMARK AS A CHARGE OFF WRITTEN OFF or PROFIT LOSS FOR ACCOUNT # XXXX FURTHER CONVERSATION WITH MY IRS AGENT / AGENCY IN XXXX  DC FEDERAL FINANCE DIVISION/US TREASURY. I WAS ADVISE THAT I REQUEST A COPY OF THE 1099 C & BILLING ERROR OF BEING LATE FROM CAPITAL ONE SO, I AM REQUESTING A COPY OF 1099 C THAT YOU SENT TO MY PERSON ESTATE/ACCT : XXXX XXXX XXXX XXXX MATCHING THE SAME DATE THAT YOU GAVE SOLD MY PRIVATE PERSONAL INFORMATION WITHOUT MY WRITTEN CONSENT Also please send CERTIFIED RETURN RECEIPT WITH MY Human Wet Signature THAT IVE RECEIVED IT. OR I WILL SUE AND FILE [ IRS FORM 211 WHISTLE BLOWER AWARD ]. DELETE/PURGE THIS ACCOUNT FROM MY CONSUMER REPORT YOUR COMPANY NAME IS SPLATTERED ALL OVER MY CONSUMER REPORT CAUSING ME HARM AND STRESS HIGH INTEREST DID I SAY HARM IM SO DISTRAUGHT BACKLOG YEARS OF A FINANCIAL BURDEN YOUR COMPANY DONE TO MY FAMILY AND I THIS LETTER IS EVIDENCE PROVIDED VIA TO THE CONSUMER FINANCIAL PROTECTION BUREAU ( CFPB ). THE CFPB IS AUTHORZED TO FULLY INVESTIGATE THIS MATTER AND RECEIVE ANY INFORMATION RELATED TO THERTO. BE ADVISED, IF YOU FAIL TO COMPLY WITH THIS LETTER, I MAY TURN THE MATTER OVER TO A CONSUMER ATTORNEY. IF YOU CANT FURNISHED THE ABOVE REQUESTED INFORMATION DELETE THIS ACCOUNT IMMEDIATELY. 3DAY MAIL RULE SINCERELY, AFFIANT : XXXX XXXX XXXX XXXX Living woman, Im far from being dead CESTUI QUE VIE ACT 1666 Beneficiary OF ACCT XXXX XXXX XXXX not the TRUSTEE UCC1-308 ALL RIGHTS RESERVE WITHOUT PREJUDICE WITHOUT RECOURSE ALL DEBTS ARE OF THE UNITED STATES INC PER HJR -192 1933 USC 6802 RICO SUIT SECURITIES CLAIM STOP PLAYING WITH MY PERSON YOU RULE BREAKER THIEF. 
If a debt is owned ( or treated as owned for federal income tax purposes ) by more than one creditor, each creditor that is described as Who Must File, earlier, must issue a Form 1099-C if that creditor 's part of the canceled debt is {$600.00} or more. USC 1681a FRAUD SUIT 18 USC 1028A

Company response to consumer: Closed with explanation