Consumer complaint received 2015-06-18 00:00:00
Product: Mortgage — Other mortgage
Issue: Loan servicing, payments, escrow account — 
Company: JPMORGAN CHASE & CO.
State: WA

Complaint narrative:
the following letter was sent to chase for violating homeowner consumer protection laws anduscfpb regulatons and us. federal mortgage escrow accounting act. and harassing me after XXXX in violation of the fair debt collection practices act and the fair telephone collection practice act after I applied for mortgage help from www.mha.gov website who called chase to help me. meanwhile I found out today they have not sent me nor Is it on the website no mortgage escrow accounting information since XX/XX/XXXX. 
this email is sent to XXXX ceo of chase mortgage banking and XXXX XXXX s.v.p of chase default managementment group. pursuant to the u.s. federal respa law and the u.s. federal tila upheld by the us supreme court justice XXXX, this email is to demand all of my escrow statements for the following years. all of the escrow statements on this website are blank. these years include XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XXXX XX/XX/XXXX as a jpm organ chase stockholder I will move the board of directors of jp morgan chase bank and the occ us treasury dept to be removed for conducting fraudulent mortgage servicing operations with regard to your operating XXXX different account numbers for my XXXX mortgage some of which have XXXX account numbers. in addition, the current loan was created by jp morgan chase bank as a loan modification unilaterally to cover up the changing of the loan terms of this loan from the previous loan beginning with XXXX. Under the federal RESPA law and the XXXX dollar settlement with us dojustice you continue and your staff of oh XXXX and XXXX in XXXX XXXX and XXXX continue t o defraud me with regard to this loan that I never applied for. today I saw on your computer screen for my mortgage that you are allegedly stealing my escrow funds in violation of the federal mortgage escrow accounting act to make disbursements called property preservation disbursements while not providing me with any mortgage escrow statements since XX/XX/XXXX as far as I am concerned both of you gentlemen and your chase staff have stolen all of my escrow funds and mortgage payments since XX/XX/XXXX. 
as of this notice pursuant to section 1594 of federal respa law, you are turn over immediately all of the escrow transactions on all account numbers since XXXX along with all of the mortgage statemenets and funds paid on this loan that I never applied for. 
this letter constitutes my official notice to you of my submittal of letter of rescrissoin of this loan and all other loan numbers you are maintaining for this mortgage pursuant to us suepreme court ruling on the Federal Truth in Lending Act. you have under the ruling by justice XXXX of XXXX to return all my mortgage payments since XXXX and escrow funds minus taxes and insurance. the note and deed of trust for all loan numbers are herby void and voidable. we will deal with legally as necessary. this is in effect of my mailing this letter of notice of recission followed up us mail. in additionI have already filed criminal charges against both of you and your staff of oh XXXX and ceast and desist having XXXX XXXX XXXX in XXXX XXXX from calling me any more as a XXXX veteran at XXXX and then during the day and asking me to call her bank and she refused the call immediately. I will never apply for a loan modification on a unilateral loan modification done by chase in XX/XX/XXXX upon transferring my loan that was predatory and fraudulent from emc mortgage XXXX chase in XXXX.

Company response to consumer: Closed with explanation