Consumer complaint received 2024-12-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CA

Complaint narrative:
This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the TransUnion credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. 
I am contacting you about the compromising of my social security number. I am a victim of a Data Breach/ Identity Theft. I contacted the Federal Trade Commission and filed an FTC Report XXXX which is attached. Please block and remove all information from my credit report and send me an updated copy of the credit report. 
Under 15 USC 1681c-2 c ( a ) the credit reporting agency must block and remove any alleged pieces of information the consumer considers identity theft within 4 business days of receiving a complaint consisting of the information below. 
1.Identity Theft.XXXX XXXX XXXX XXXX investigate and delete from my credit XXXX2.Identity Theft.XXXX XXXXXXXX XXXXPlease investigate the history reported on this account It is absolutely inaccurate this company does not have any information to verify as they have reported over and over in the history that they have " No Data ( ND ) ''. As this is unverifiable, FCRA Sect. 611 REQUIRES you to delete this immediately as anything inaccurate about the information they have furnished requires correction or deletion according to FCRA Sect. 611. Take care of this immediately3.Identity Theft.XXXX XXXX XXXXAccount Number:XXXX dont recall having latepayment on this XXXX4.Identity Theft.XXXX XXXX XXXXAccount XXXXThis is not mine.5.Identity Theft.XXXX  XXXXAccount NumberXXXXPlease removed from my public record6.Identity Theft.XXXX & XXXX XXXXPlease supply information on how you have verified this item.7.Identity Theft.XXXX XXXXAccount Number:XXXXPlease verify and validate all data for this unproven claim including the requisite certifiable Metro 2 Compliant Reporting Format Standard ( s ) and processes related. Please REMOVE or PROVE! Even document all dates and balances, personal identifiers, the 426 characters of the P6 statement and all of its trailing fragments, and any other necessary aspect of factual reporting! 8.Identity Theft.XXXX XXXXAccount NumberXXXXPlease supply information on how you have verified this item.9.Validate AccountXXXX XXXX XXXXAccount Number : Please investigate and delete from my credit report.10.Validate AccountXXXX XXXXAccount Number : Please verify and validate all data for this unproven claim including the requisite certifiable Metro 2 Compliant Reporting Format Standard ( s ) and processes related. Please REMOVE or PROVE! Even document all dates and balances, personal identifiers, the 426 characters of the P6 statement and all of its trailing fragments, and any other necessary aspect of factual reporting! 11.Identity Theft.XXXXAccount Number : My parent has the same name as XXXX Theft.XXXX XXXXAccount Number : Please verify and validate all data for this unproven claim including the requisite certifiable Metro 2 Compliant Reporting Format Standard ( s ) and processes related. Please REMOVE or PROVE! Even document all dates and balances, personal identifiers, the 426 characters of the P6 statement and all of its trailing fragments, and any other necessary aspect of factual reporting! XXXX AccountKXXXXAccount Number : THIS CONTRACT IS CANCELED14.Validate AccountXXXX XXXXAccount Number : Please removed from my public record15.Validate AccountXXXX XXXXAccount Number : Please supply information on how you have verified this item.16.Validate AccountXXXX XXXXAccount Number:XXXX.Validate AccountXXXX XXXX XXXXXXXX Number : Please investigate and delete from my credit report.18.Identity TheftXXXXAccount Number : Please investigate and delete from my credit report.19.Identity Theft.XXXXAccount Number : Please removed from my public record20.Identity Theft.XXXX XXXXAccount Number : THIS CONTRACT IS CANCELED21.Validate AccountXXXX XXXXAccount Number : have not supplied proof under the doctrine of estoppel by silence Engelhardtv v. Graven ( MO ) 261 SW 715 719 i my presume that no proof of the alleged debt nor therefore any such debt in fact exists22.Identity Theft.XXXX XXXXAccount Number : This is not mine.23.Validate AccountXXXXAccount Number : Please ensure that all information is accurate24.Identity Theft.XXXXAccount Number : This is not mine. I am a victim of ID Theft and I have included a police report. Please investigate and remove from my credit report.25.Identity TheftXXXXAccount Number : Please Update all payment, all pay was made on time.26.Validate AccountXXXX XXXX XXXXAccount Number : Please investigate the history reported on this account It is absolutely inaccurate this company does not have any information to verify as they have reported over and over in the history that they have " No Data ( ND ) ''. As this is unverifiable, FCRA Sect. 611 REQUIRES you to delete this immediately as anything inaccurate about the information they have furnished requires correction or deletion according to FCRA Sect. 611. Take care of this immediately27.Validate AccountXXXX XXXX XXXX Number : Please verify and validate all data for this unproven claim including the requisite certifiable Metro 2 Compliant Reporting Format Standard ( s ) and processes related. Please REMOVE or PROVE! Even document all dates and balances, personal identifiers, the 426 characters of the P6 statement and all of its trailing fragments, and any other necessary aspect of factual reporting! 28.Validate AccountXXXX XXXX XXXXAccount Number : Please verify and validate all data for this unproven claim including the requisite certifiable Metro 2 Compliant Reporting Format Standard ( s ) and processes related. Please REMOVE or PROVE! Even document all dates and balances, personal identifiers, the 426 characters of the P6 statement and all of its trailing fragments, and any other necessary aspect of factual reporting! 29.Identity TheftXXXXAccount Number : Please Update all payment, all pay was made on time.30.Identity Theft.XXXXAccount Number : Please supply information on how you have verified this item.31.Validate AccountTHE XXXX XXXX Number : Please ensure that all information is accurate32.Identity Theft.XXXX XXXXAccount Number : Please Update all payment, all pay was made on time.33.Identity TheftXXXX XXXXAccount Number : Please verify and validate all data for this unproven claim including the requisite certifiable Metro 2 Compliant Reporting Format Standard ( s ) and processes related. Please REMOVE or PROVE! Even document all dates and balances, personal identifiers, the 426 characters of the P6 statement and all of its trailing fragments, and any other necessary aspect of factual reporting! 34.Validate AccountXXXXAccount Number : Please investigate and delete from my credit report. 
Failure to respond satisfactorily will result in a small claims action against your Agency. I will be seeking damages but not limited to and each violation is a statutory cost of {$1000.00} each Per 15 U.S.C 1692k : 1. Defamation of Character2. Negligent Enhancement of Identity Fraud3. Violation of the Fair Credit Reporting Act4. Violation under 15 U.S. Code 1681o - Civil liability for negligent non compliance5. Violation under 15 US Code 1681n ( b ) - Civil liability for willful non-compliance6. Failing to comply with 15 USC 1692 ( g ) 7. Violation under 15 U.S. Code 1681b Permissible purposes of consumer reports8. Under 15 U.S.C. 1681i ( 7 ) Method of verification9. Violations under 15 USC 1681 a ( 4 ) right to privacy10. Violations under 15 U.S. Code 1681c - Requirements relating to information contained in consumer reports I expect this letter to be taken seriously and I demand this fraudulent account be blocked and removed from my report as I have provided you with the required pieces of information.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief