Consumer complaint received 2025-08-02 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: LEXISNEXIS
State: GA

Complaint narrative:
I was provided to LexisNexis a consumer file pursuant to section XXXX of the fair credit reporting Act ( 15 USC 1681g ) permissible purpose to access my information. They sent me letter on this date, XX/XX/XXXX with their findings, I have attached that letter that was sent to me that clearly tells me that the reinsertion of previously deleted inaccurate/invalidated items according to the consumer disclosure sent to XX/XX/XXXX ( attached as well ) this reinsertion information they are reporting is not accurate, its not complete, or fair. Please delete the reinserted items it from my LexisNexis Credit Report Immediately. Additionally, I previously alerted them with my filling of my FTC Identity Theft Affidavit, which was attach as well, to report separate personnel information and accounts appearing on my consumer credit report which I do not recognize as reported and which are the result of identity theft and fraud. 

These fraudulent accounts consist of reinsertion of personal information and accounts below : Items should be permanently removed Personal Address Information : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX SECTION XXXX : Address Characteristic Record XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX SECTION XXXX : Permanently removed this item Lien, XXXX, and Civil Filing Records XXXX XXXX XXXX XXXX This account XXXX inaccurate because you have XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Filing Date, Book, which means it is inaccurate, incomplete and not fair according to XXXX XXXX and FCRA Permanently removed this item Company Name : XXXX XXXX XXXX XXXX This account XXXX XXXX because you have an omission of XXXX XXXX XXXX XXXX, Filing Date, Filing Type, Filing State, Status, Filing Jurisdiction : Case Number, Book, Filing Number, Filing Date, or Filing Amount which means it inaccurate incomplete and not fair according to XXXX XXXX and FCRA LexisNexis Search Transaction Detail This section contains incorrect information provided XXXX LexisNexis Risk XXXX XXXX, that I was not provided a product result for XXXX which XXXX XXXX inaccurate, incomplete and not fair according XXXX XXXX and FCRA Items should be permanently removed Record XXXX Name : MR XXXX XXXX Address : XXXX XXXX PL XXXX, XXXX, GA XXXX XXXX XXXX XXXX Name : MR XXXX XXXX Address : XXXXXXXX XXXX XXXX XXXX XXXXXXXX, GA XXXX XXXX Record XXXX Name : XXXX  XXXX XXXX Address : XXXXXXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX Record XXXX Name : MR XXXX XXXX Address : XXXX XXXX  XXXX XXXX, XXXX, GA XXXX XXXX XXXX XXXX Name : MR XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, GA XXXX XXXX Additionally, informed them that I believe there may be other violations of the Fair Credit Reporting Act ( FCRA ), specifically under 15 U.S.C. 1681 ( a ) ( 4 ), which emphasizes the need for accurate credit reporting to ensure fair treatment of consumers, and 15 U.S.C. 1681b ( a ), which outlines the permissible purposes for accessing a consumers credit information. Under Section 605B of the Fair Credit Reporting Act ( FCRA ), 15 U.S. Code 1681c2, I was entitled to have this fraudulent information removed from my credit report expeditiously. I insist that they do not use automated verification methods such as XXXX service to investigate my claim due to inaccuracies of LexisNexis  versus XXXX records, as these methods are insufficient for verifying the accuracy of such serious allegations. I explained that I was maintaining detailed records of all correspondence and actions related to this matter. Including their failure to respond within my entitled to have this fraudulent information removed from my credit report expeditiously. Under the FCRA, I may seek up to {$1000.00} per violation for defamation and negligent enablement of fraud. I look forward to your prompt response to this matter.

Company response to consumer: Closed with non-monetary relief