Consumer complaint received 2020-03-30 00:00:00
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
EXPERIAN TAKING LONGER THAN 30 ON FTC VIOLATIONS THAT WERE REPORTED TO TO THEM 45 DAYS AGO WILL LIST BELOW XXXX XXXX XXXX {$0.00} Paid, closed 12 charge-offs Account Info Hover over labels for more details Account number XXXX Account status Closed Date opened XX/XX/XXXX Account type Secured Loan Balance Loan Amount {$0.00} {$840.00} XXXX XXXX XXXX {$0.00} Paid, closed 2 late payments XXXX Account status Closed Date opened XX/XX/XXXX Account type Auto Loan Balance Loan Amount {$0.00} {$15000.00} Payment Info Status Paid, was past due 30 days two or three times Updated on XX/XX/XXXX Past due amount - Original loan amount - Monthly payment - Late payments XX/XX/XXXX XX/XX/XXXX You've made 92 % of your payments on time for this account. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX On Time 30 Days Late Data Unavailable Additional info Responsibility Joint Account Terms 42 Months Company sold - Original creditor - Comments - Your statements - Contact XXXX XXXX XXXX XXXX XXXX, TX XXXX ( XXXX ) XXXX Is everything correct? 
If inaccurate information appears on your report, you can contact the lender directly to have it corrected, or let us know online or by mail. 
Dispute this account XXXX XXXX XXXX {$8300.00} Paid, closed 3 late payments Account Info Hover over labels for more details Account number XXXX Account status Closed Date opened XX/XX/XXXX Account type Auto Loan Balance Loan Amount {$8300.00} {$12000.00} Payment Info Status Repossession Updated on XX/XX/XXXX Past due amount {$8300.00} Original loan amount - Monthly payment - Late payments XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX You've made 96 % of your payments on time for this account. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX On Time 120+ Days Late 30 Days Late 60 Days Late N Negative Data Unavailable Additional info Responsibility Joint Account Terms 45 Months Company sold - Original creditor - Comments - Your statements - Contact XXXX XXXX XXXX XXXX , MI XXXX By Mail Only Is everything correct? 
If inaccurate information appears on your report, you can contact the lender directly to have it corrected, or let us know online or by mail. 
Dispute this account XXXX XXXX {$1800.00} Paid, closed 40 charge-offs Account Info Hover over labels for more details Account number XXXX Account status Closed Date opened XX/XX/XXXX Account type Auto Loan Balance Loan Amount {$1800.00} {$19000.00} Payment Info Status Charge-off Updated on XX/XX/XXXX Past due amount {$1800.00} Original loan amount - Monthly payment - Late payments XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX View more You've made 89 % of your payments on time for this account. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX On Time 30 Days Late 60 Days Late N Negative 90 Days Late Data Unavailable Additional info Responsibility Joint Account Terms 75 Months Company sold - Original creditor - Comments - Your statements - Contact XXXX XXXX XXXX XXXX, TX XXXX ( XXXX ) XXXX Is everything correct? 
If inaccurate information appears on your report, you can contact the lender directly to have it corrected, or let us know online or by mail. 
Dispute this account XXXX XXXX XXXX XXXX {$0.00} Paid, closed 6 late payments

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation