Consumer complaint received 2017-07-25 00:00:00
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: GA

Complaint narrative:
Trans Union concluded an investigation, # XXXX, wherein I disputed the propriety of reporting/listing ( XXXX ) Chapter XXXX Bankruptcy ( s ), to wit : Docket # XXXX ... and Docket # XXXX ... Both of the Petitions were Dismissed and there was no Discharge of Individual Debt in either case. On investigating my dispute, Trans Union Deleted Docket # XXXX ... quoting line 1 of the entry : CHAPTER XXXX BANKRUPTCY DISMISSED DOCKET # XXXX ... DELETED. HOWEVER, Docket # XXXX ... Trans Union Verified as Accurate ... quoting line 1 of the entry : CHAPTER XXXX BANKRUPTCY FILING DOCKET # XXXX ... VERIFIED AS ACCURATE. On Docket # XXXX ..., Trans Union inserted the word ( " Filing '' ) when they were obligated to notice this Bankruptcy had been Dismissed as well thereby compelling Trans Union to Delete Docket # XXXX ... as well. A strict review of the case and the Final Order clearly indicates the case was administratively closed.. .it was Dismissed... there was no Discharge awarded. Therefore there is no " Responsibility : Individual Debt '' as improperly annotated by Trans Union on their investigative results.. 15 U.S.C. 1681e ( b ) states that [ w ] henever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. On information and/or belief, T.U. can not be following reasonable procedures to assure maximum possible accuracy if T.U. is ignoring strict proof ( Final Order originated by the Federal Bankruptcy Court. ) Trans Union has been provided this strict proof a number of times but remains stalwart in their defiance of the FCRA and 15 U.S.C. The Final Order states, " The Trustee is discharged from his office and the Clerk of this Court is authorized to close this case. '' Prior to the Final Order, instant consumer filed a Motion to Voluntarily Dismiss the Petition Docketed # 107011 ... Pursuant to the consumer 's Motion to Dismiss, there was no Discharge of Individual Debt. Further, " Debtor [ instant consumer ] filed a Motion to Extend Administrative Closure of Chapter XXXX, requesting that the Court hold in abeyance the administrative closure of this case on the ground that the Debtor has not exhausted the statutory time limit to pursue a legal malpractice claim against his former counsel, XXXX XXXX XXXX, XXXX, XXXX. '' XXXX had filed an erroneous and incomplete petition without authority and as a result, the Federal Bankruptcy Trustee abandoned all claims to over {$30.00} million dollars in listed assets as a result of malpractice claims against XXXX XXXX XXXX XXXX, XXXX. Not only was the case in re : Docket # XXXX ... an unauthorized filing, it was later Dismissed and Administratively Closed by the Federal Bankruptcy Court.
As a result, the entry should be removed from my Trans Union Report.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation