Consumer complaint received 2025-10-02 00:00:00
Product: Debt collection — I do not know
Issue: Written notification about debt — Didn't receive enough information to verify debt
Company: Radius Global Solutions LLC
State: AL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX Date : XX/XX/XXXX To : Consumer Financial Protection Bureau ( CFPB ) XXXX XXXX XXXX, XXXX XXXX  , DC XXXX CC : XXXX XXXX XXXX  Subject : Formal Dispute of Fraudulent Collection Account Radius Global Solutions Dear Consumer Financial Protection Bureau Representative, I am submitting this formal complaint and dispute under the Fair Debt Collection Practices Act ( FDCPA, 15 U.S.C. 1692 et seq. ) and the Fair Credit Reporting Act ( FCRA, 15 U.S.C. 1681 et seq. ) regarding a fraudulent and inaccurate collection account that has been reported to the credit bureaus in my name.

The account being disputed is as follows : Creditor/Collection Agency : Radius Global Solutions Account Type : Collections Date Opened : XX/XX/XXXX Reported Balance : {$170.00} I do not now, nor have I ever, had any business relationship, contract, or account with Radius Global Solutions . This collection account is not mine and constitutes inaccurate, incomplete, and unverifiable reporting. 

Legal Grounds for Dispute Fair Debt Collection Practices Act ( FDCPA ) Under 15 U.S.C. 1692e, a debt collector may not use any false, deceptive, or misleading representation in connection with the collection of any debt. Reporting a debt that does not belong to me is a violation of this section.

Under 15 U.S.C. 1692g ( b ), once a consumer disputes a debt in writing, the collector must cease all collection activity until verification of the debt is provided. To date, I have received no such validation.

Fair Credit Reporting Act ( FCRA ) Under 15 U.S.C. 1681i ( a ) ( 1 ), the credit reporting agencies must conduct a reasonable reinvestigation of disputed information within 30 days. If the disputed information can not be verified, it must be deleted immediately.

Under 15 U.S.C. 1681e ( b ), credit reporting agencies are required to follow reasonable procedures to ensure maximum possible accuracy. Reporting this collection account violates this obligation.

Under 15 U.S.C. 1681s-2 ( a ), furnishers of information ( such as Radius Global Solutions ) are prohibited from reporting information they know or should know is inaccurate.

Demand for Immediate Action I demand the following actions be taken without delay : Consumer Financial Protection Bureau : Investigate Radius Global Solutions for violations of the FDCPA and FCRA.

Require Radius Global Solutions to provide full validation of this alleged debt or remove all reporting of this account. 


Credit Reporting Agencies ( XXXX XXXX and XXXX XXXX : Immediately delete this fraudulent collection account from my credit report if the furnisher can not provide verified documentation with my signed contract or agreement linking me to this debt. 


Provide me with written confirmation of the results of your investigation within 30 days as required by 15 U.S.C. 1681i ( a ) ( 6 ).

Radius Global Solutions ( if notified ) : Provide written documentation bearing my signature showing I am legally responsible for this debt.

If such documentation can not be produced, you must cease all collection activities and notify all credit bureaus to delete the account in accordance with federal law.

Conclusion This reporting is damaging, inaccurate, and unlawful. Failure to correct it will leave me no choice but to pursue further remedies under the FDCPA and FCRA, including statutory damages, attorneys fees, and court costs.

Please consider this letter as a formal dispute and request for reinvestigation pursuant to federal law. 
Sincerely, XXXX XXXX SSN ( last 4 digits ) : XXXX Date of Birth : XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief