Consumer complaint received 2024-08-26 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
ID FOR COMPLAINT SENT TO CREDIT CARD for XXXX XXXX I am seeking remedy either through immediate action by the authority vested in the XXXX and BBB and CFPB and FTC, or arbitration for the proper remedy from XXXX XXXX XXXX XXXX, requesting an unlimited credit balance, questioning the " amount owed per Title 18 U.S. Code 8 '' and thus being denied said unlimited credit balance, thus in violation of - open ended credit, pursuant to Title 15, U.S. Code, 1602 ( j ).

Additionally, pursuant to Title 15 U.S. Code, 7006, I claim the authority vested in me as the Authorized Representative Agent of the Consumer, to ensure all debts are settled in an honorable manner. I authorize the Indenture Trustee or its equivalent, of XXXX XXXX XXXX XXXX ( NFCU ) to settle all debts in accordance with Title 18 U.S. Code 8, effective on all financial transaction for this account, past present and future.

Pursuant to 15 USC 1692j, XXXX has delivered via mail, monthly statements, creating the false belief in me, the consumer that a debt that has not already been paid,- pursuant to XXXX XXXX XXXX but is owed by me. XXXX has purposely deceived me, and has committed securities fraud, by fraudulently deceiving the Consumer into believing that the Consumer is to pay a debt that has already been paid, which means XXXX XXXX has been paid twice since the inception of the credit card account. 

Pursuant to 18 USC 1961, XXXX XXXX XXXX XXXX has committed racketeering activity by extorting money from me monthly. 

Finally, per 15 U.S.C 6801, it is illegal to report transaction history, in accordance with the Privacy Act of 1974. 

CFPB Complain Template for XXXX XXXX via web complaint submission for XXXX XXXX XXXX XXXX ID FOR COMPLAINT SENT TO CREDIT CARD for XXXX XXXX I am seeking remedy either through immediate action by the authority vested in the XXXX and BBB and CFPB and FTC, or arbitration for the proper remedy from XXXX XXXX XXXX XXXX, requesting an unlimited credit balance, questioning the " amount owed per Title 18 U.S. Code 8 '' and thus being denied said unlimited credit balance, thus in violation of - open ended credit, pursuant to Title 15, U.S. Code, 1602 ( j ).

Additionally, pursuant to Title 15 U.S. Code, 7006, I claim the authority vested in me as the Authorized Representative Agent of the Consumer, to ensure all debts are settled in an honorable manner. I authorize the Indenture Trustee or its equivalent, of XXXX XXXX XXXX XXXX ( NFCU ) to settle all debts in accordance with Title 18 U.S. Code 8, effective on all financial transaction for this account, past present and future.

Pursuant to 15 USC 1692j, XXXX has delivered via mail, monthly statements, creating the false belief in me, the consumer that a debt that has not already been paid,- pursuant to 18 USC 8 but is owed by me. XXXX has purposely deceived me, and has committed securities fraud, by fraudulently deceiving the Consumer into believing that the Consumer is to pay a debt that has already been paid, which means XXXX XXXX has been paid twice since the inception of the credit card account. 

Pursuant to 18 USC 1961, XXXX XXXX XXXX XXXX has committed racketeering activity by extorting money from me monthly. 

Finally, per 15 U.S.C 6801, it is illegal to report transaction history, in accordance with the Privacy Act of 1974. 

REMEDY I am seeking remedy either through immediate action by the authority vested in the XXXX and BBB and CFPB and FTC, or arbitration for the proper remedy from XXXX after XXXX about the " amount owed per Title 18 U.S. Code 8 '' and thus being denied said unlimited credit balance, thus in violation of - open ended credit, pursuant to Title 15, U.S. Code, 1602 ( j ), and 15 U.S. Code 1692 ( e ), false and misleading representation.

Additionally, pursuant to Title 15 U.S. Code, 7006, I claim the authority vested in me as the Authorized Representative Agent of the Consumer, to ensure all debts are settled in an honorable manner. I authorize the Indenture Trustee, of XXXX XXXX XXXX XXXX, per 31 C.F.R. 329.6 stamp medallion accommodations, where a violation is ( securities fraud ), as the intent is to settle all debts in accordance with Title 18 U.S. Code 8, effective on all financial transaction for this account, past present and future.

I request this unlimited credit line be accommodated pursuant to all the USC and CFRs, CFPBs, and any other regulatory agencies applicable by law to ensure all protections, rights, allowances and any other authorities granted to the XXXX. Agent, Beneficiary, TTEE, and all other agents acting on behalf of the Consumer, be allocated their rightful authority to settle all debts accordingly to Title 18 USC section 8.8 USC section 8, in addition to all violations of U.S.C. 6801-6805.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation