Consumer complaint received 2025-07-19 00:00:00
Product: Debt collection — Credit card debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Experian Information Solutions Inc.
State: OH

Complaint narrative:
XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX This CFPB complaint has been filed to request pursuant to FCRA 6058 ( 15 U.S.C. 1681c-2 ) that you, the XXXX Experian

, and Equifax credit reporting agency . I request that you ( CFPB ) block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. In accordance with the Fair Credit Reporting act, inaccurate collections such as XXXX XXXX XXXX opened XX/XX/XXXX Amount {$160.00} Collections It is illegal to remove and place back on my credit consumer profile according to 15 USC 1681 5 & USC 1681 ( e ) ( b ). 

XXXXXXXX XXXX XXXXXXXX Opened XX/XX/XXXX Amount {$320.00} Collections ( b ). & 15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions XXXX XXXX XXXX  Opened XX/XX/XXXX Amount {$1200.00} Collections DEPTEDXXXX  opened XX/XX/XXXX Amount {$60000.00} Student debt DEPTEDXXXX opened XX/XX/XXXX Amount {$3500.00} Student debt DEPT OF EDXXXX Opened XX/XX/XXXX Amount {$4000.00} Account # XXXX Student debt DEPT OF ED/XXXX  opened XX/XX/XXXX Amount {$4500.00} Account # XXXX Student debt DEPT OF ED/XXXX  Opened XX/XX/XXXX Amount {$3500.00} Account # XXXX Student debt DEPT OF ED/XXXX  Opened XX/XX/XXXX Amount {$2000.00} Account # XXXX Student debt DEPT OF ED/XXXX  Opened XX/XX/XXXX Amount {$2000.00} Account # XXXX Student debt DEPT OF ED/XXXX  Opened XX/XX/XXXX Amount {$3500.00} Account # XXXX Student debt DEPT OF ED/XXXX  Opened XX/XX/XXXX Amount {$2000.00} Account # XXXX Student debt DEPT OF ED/XXXX  Opened XX/XX/XXXX Amount {$4500.00} Account # XXXX Student debt DEPT OF ED/XXXX  Opened XX/XX/XXXX Amount {$2000.00} Account # XXXX Student debt DEPT OF ED/XXXX  Opened XX/XX/XXXX Amount {$4000.00} Account # XXXX Student debt DEPT OF EDUCATION/XXXX  Opened XXXX XXXX, XXXX Amount {$6000.00} Account # XXXX Student debt DEPT OF EDUCATION/XXXX  Opened XXXX XXXX, XXXX Amount {$3500.00} Account # XXXX Student debt DEPT OF EDUCATION/XXXX  Opened XXXX XXXX, XXXX Amount Account # Student debt DEPT OF ED/XXXX  Opened XXXX XXXX, XXXX Amount {$60000.00} Account # XXXX Student debt XXXX XXXX  Opened XX/XX/XXXX Amount {$530.00} Closed account XXXX XXXX Opened XX/XX/XXXX Amount {$0.00} Closed account XXXX XXXX XXXX Opened XX/XX/XXXX Amount {$0.00} Closed account All the accounts are falsely on my Experian, XXXX XXXX and Equifax consumer credit profile . I would like these accounts deleted with in 4 days of receiving this complaint.

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation