Consumer complaint received 2025-08-07 00:00:00
Product: Debt collection — Telecommunications debt
Issue: Written notification about debt — Didn't receive notice of right to dispute
Company: W&A Intermediate Co., LLC
State: KS

Complaint narrative:
Another company tried to collect and it sold the account to another collector. This a copy of what the previous company responded : We received your notice of a dispute and paused all collection activity. We informed the account owner. The investigation is ongoing. 

We will not resume collection activity until you have been provided with validation documentation. 

We would like to provide this documentation to you by email to your email address ( used above ). This will allow you to receive this documentation as quickly as possible. 

Please review our E-Sign Terms and then reply to this email if you consent to receiving your account validation documentation via email. If we do not receive your consent, we will mail the documentation to the mailing address we have on file for your account. Please let us know if you have any questions during this process. 


Sincerely, XXXX Please read below for important disclosures. 

XXXX is a debt collection agency and this is an attempt to collect debt. Any information obtained will be used for that purpose. We are required under state and/or federal law ( s ) to notify consumers of certain rights. This does not include a complete list of rights you may have under state or federal laws or regulations. Federal Law or other state laws may also provide you with similar or even greater rights.

Nothing on this page changes any of the rights we have previously explained to you. 

XX/XX/XXXXXXXX is licensed by the Department of Financial Protection and Innovation, license number XXXX. 
COLORADO Our Colorado office is XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, Colorado XXXX Phone : ( XXXX ) XXXX or ( XXXX ) XXXX ( TTY XXXX ). 
XX/XX/XXXXcollection agency is licensed by the XX/XX/XXXXXXXX Department of Consumer Affairs, license number : XXXX. 
NORTH CAROLINA XXXX XXXX is licensed to operate under permit number XXXX. 
TENNESSEE XXXX XXXX is licensed by the XXXX XXXX XXXX XXXX XXXX Tennessee Department XXXX XXXX and XXXX. 

Email : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  This was my response : Date : XX/XX/year> XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, KS XXXX Email : XXXX Re : Request for Debt Validation under 15 U.S.C. 1692g To Whom It May Concern, I am writing in response to your email communication dated [ Insert Email Date ] regarding an alleged debt you claim I owe to. I do not recognize this debt, nor do I acknowledge any obligation to your agency or to the named creditor.

Under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g, I hereby request that you provide full and complete validation of this debt. Specifically, I am requesting the following : 1. The name and address of the original creditor 2. A complete accounting and payment history of the alleged debt, including a breakdown of all charges, interest, fees, and any payments made by me.

3. A copy of any contract or agreement bearing my signature that legally obligates me to pay this debt.

4. Documentation showing that you are legally authorized to collect on this debt, including a complete chain of title from the original creditor to your agency.

5. Information on whether any insurance claim has been filed or paid on this alleged debt, in full or in part.

Until you provide the above information, I request that all collection efforts cease immediately. Any further attempts to collect this debt without proper validation may be a violation of the FDCPA and reported to the Consumer Financial Protection Bureau ( CFPB ) and Kansas Attorney General 's Office.

This letter is written without waiver of any rights, and should not be construed as an acknowledgment or acceptance of any alleged debt. 
Sincerely, XXXX XXXX XX/XX/year>

Company response to consumer: Closed with non-monetary relief