Consumer complaint received 2025-09-08 00:00:00
Product: Debt collection — Other debt
Issue: Took or threatened to take negative or legal action — Threatened or suggested your credit would be damaged
Company: World Acceptance Corporation
State: LA

Complaint narrative:
WORLD ACCEPT HAS LIED TO CFPB, XXXX XXXX XXXX XXXX  ABOUT MY CREDIT. REPORTING FRAUDULENT INACCURATE INFORMATION ON CREDIT REPORTS WITH ALL THREE BUREAUS, AND CONTINUING TO DO DETRIMENTAL HARM TO MYSELF AND FAMILY!!! XXXX. WORLD ACCEPT HAS LIED THAT XXXX XXXX, XXXX HAS BEEN REPORTING INACCURATE INFORMATION ON MY CREDIT REPORTS, WHEN ACTUALLITY IT'S WORLD ACCEPT THAT HAS BEEN REPORTING TO ALL THREE BUREAUS!!! XXXX Although World is no longer furnishing information as the account was sold, the information World furnished about XXXX XXXX account will remain for sever years after the date of first delinquency, which is XX/XX/XXXX. Attached are copies of the loan information, including payment history, loan balance and loan status from each of the Agencies. Based on our investigation, World found no inaccuracies in the information furnished to the Agencies. Because World is no longer the owner of the account, all further communications, including debt settlement, regarding this account should be directed to XXXX XXXX, XXXX. 


[ XXXX XXXX, XXXX ] Company responded Status Company responded on XX/XX/XXXX Response Type Closed with explanation Company 's Response Due to non-payment as agreed within the loan documents, World Finance Corporation of Louisiana ( World Finance ) charged off the account in question, which XXXX XXXX, XXXX ( " XXXX '' ) then lawfully purchased from World Finance in XX/XX/XXXX. The accompanying documentation includes a complete transaction history of the account prior to charge off by World Finance and an agreement containing wet signatures by XXXX XXXX. XXXX does not have a record of a validation request prior to this complaint, but the information included in this response addresses XXXX XXXX request for information. XXXX is willing to work with XXXX XXXX to resolve this account, please reach out to XXXX or ( XXXX ) XXXX. Please note that neither XXXX nor our servicing agencies have reported any information regarding the account in question to any of the credit bureaus. Any information contained within the credit report of XXXX XXXX has not been supplied by or on behalf of XXXX. 




Company Response XXXX XXXX XXXX Company responded StatusCompany responded on XXXX TypeClosed with explanation Company 's Response Due XXXX non-payment as agreed within the loan documents, World Finance Corporation of Louisiana ( World Finance ) charged off the account in question, which XXXX XXXX, XXXX XXXX XXXX XXXX '' ) then lawfully purchased from World Finance in XX/XX/XXXX. The accompanying documentation includes a complete transaction history of the account prior to charge off by World Finance and an agreement containing wet signatures by XXXX XXXX. XXXX does not have a record of a validation request prior to this complaint, but the information included in this response addresses XXXX XXXX request for information. XXXX is willing to work with XXXX XXXX to resolve this account, please reach out to XXXX or ( XXXX ) XXXX. Please note that neither XXXX nor our servicing agencies have reported any information regarding the account in question to any of the credit bureaus. Any information contained within the credit report of XXXX XXXX has not been supplied by or on behalf of XXXX. 




VIOLATION OF 18 USC Section 241 ( CONSPIRACY BETWEEN TWO ENTITY 'S TO DO HARM TO A XXXX )!! ! XXXX REMOVAL IMMEDIATELY CODE DF

Company response to consumer: Closed with explanation