Consumer complaint received 2025-01-06 00:00:00
Product: Debt collection — Credit card debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Admin Recovery, LLC
State: SC

Complaint narrative:
I am more than willing to Settle any legitimate debt in which I lawfully owe under the following terms and Conditions that you or any authorized representative of ADMIN RECOVERY , LLC provide me with true and correct, Certified Copy ( or copies ) of the Original ( XXXX ) of the following : A. Provide Validation of this alleged Debt which clearly shows/illustrates that I, XXXX XXXX XXXX XXXX total amount you or representatives of ADMIN RECOVERY , LLC is claiming include an original or certified copy of the Assignment contract or agreement supporting your claim. 

B. Provide an original copy of a signed contract or agreement between XXXX XXXX and ADMIN RECOVERY , LLC. 

XXXX Please send me a detailed Account statement that includes all transactions related to this debt, including the original creditors name and contact information. 

XXXX If you acquired this debt through assignment, please provide documentation that confirms your authority to collect this debt on behalf of the original creditor. Please include a detailed breakdown of the account fees, interest, and other charges that have been added to the original balance. 

XXXX Please provide your license number signifying that you or ADMIN RECOVERY , LLC are/is qualified and registered to collect consumer debt in South Carolina .

F. Provide me with your Bonding Company information along with your bond number, bonding company along with the name of your Insurer and all insurance policy information -- in case you cause any damage/ injury upon my person and/or estate. 

XXXX Provide me with a True Bill in Commerce for this account, signed and notarized under penalty of perjury.

H. Please provide full accounting both accounts payable and accounts receivable under GAAPs principles.

Otherwise, I Do Not Consent to be Surety of any alleged debt. I Do Not Consent to be Guarantor of any alleged debt. Please Take Notice that I do not know how you received my personal and private information as I did not knowingly consent to and never gave any bank permission to distribute my name, address, SSN, account numbers nor phone number to any third-party interloper.

Please also take Notice that you or any representative of ADMIN RECOVERY , LLC using and sharing my personal private information without my written consent and permission constitutes as Identity Theft and could lead to a criminal complaint being filed for a civil and criminal investigation as you may have already violated both Federal and State law. 

Please Take Notice this letter/complaint also serves as a Notice to Cease-and-Desist calling me or contacting me by telephone -- - unless you have and produced All of the information above within my Notice and Demand Letter/ Complaint to the CFPB. P.S. I have also included an attachment of a letter of which I received on XXXX of XXXX I have the letter for ADMIN RECOVERY , LLC to clarify, within their presentment or Offer to Contract, before contacting again me, as well.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation