Consumer complaint received 2026-06-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
My information was in a data breach and multiple dark web pages. Im a dependent of military personnel and I am submitting this complaint regarding multiple accounts and personal identifying information appearing on my consumer credit reports that I believe are the result of identity theft. I have completed an FTC Identity Theft Report and am providing supporting identification documentation. The disputed accounts were not opened, authorized, or used by me. I am requesting that the consumer reporting agencies and furnishers comply with their obligations under the Fair Credit Reporting Act ( FCRA ), including the identity theft blocking provisions found in FCRA Section 605B ( 15 U.S.C. 1681c-2 ). The following accounts are being disputed as the result of identity theft and should be blocked and removed from my consumer reports : XXXX XXXX ( XXXX ) approximately {$2800.00} charge-off XXXX XXXX XXXX XXXX {$620.00} balance XXXX XXXX XXXX XXXX approximately {$180.00} charge-off XXXX XXXXXXXX XXXX account ( Original Creditor : XXXX ) approximately {$2600.00} collection account In addition to the fraudulent accounts, my consumer reports contain inaccurate personal identifying information, including incorrect names, aliases, and addresses : Incorrect Names/ Aliases : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX J XXXX Incorrect Addresses : XXXX XXXX XXXX, XXXX XXXX GA XXXX XXXX XXXX CT, XXXX, GA XXXX Pursuant to FCRA Section 605B, I am requesting that the disputed information be blocked from my consumer reports because it resulted from identity theft. I have provided an Identity Theft Report and sufficient proof of identity. If any furnisher or consumer reporting agency claims that the information is accurate, I request copies of all records relied upon to verify the accounts, including : Original applications and agreements Signature cards and signature records Identity verification records IP address logs and device identification records Geolocation records Complete account statements Complete payment histories Records showing how the accounts were attributed to me Records used to verify the information after receipt of my identity theft documentation My information was in a data breach and multiple dark web pages. Im a dependent of military personnel and I am submitting this complaint regarding multiple accounts and personal identifying information appearing on my consumer credit reports that I believe are the result of identity theft. I have completed an FTC Identity Theft Report and am providing supporting identification documentation. The disputed accounts were not opened, authorized, or used by me. I am requesting that the consumer reporting agencies and furnishers comply with their obligations under the Fair Credit Reporting Act ( FCRA ), including the identity theft blocking provisions found in FCRA Section 605B ( 15 U.S.C. 1681c-2 ). The following accounts are being disputed as the result of identity theft and should be blocked and removed from my consumer reports : XXXX XXXX ( XXXX ) approximately {$2800.00} charge-off XXXX XXXX XXXX approximately {$620.00} balance XXXX XXXX XXXX XXXX approximately {$180.00} charge-off XXXX XXXXXXXX XXXX account XXXX XXXX Creditor : XXXX ) approximately {$2600.00} collection account In addition to the fraudulent accounts, my consumer reports contain inaccurate personal identifying information, including incorrect names, aliases, and addresses : Incorrect Names/ Aliases : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX J XXXX Incorrect Addresses : XXXX XXXX XXXX, XXXX XXXX GA XXXX XXXX XXXX CT, XXXX, GA XXXX XXXX to FCRA XXXX XXXX, I am requesting that the disputed information be blocked from my consumer reports because it resulted from identity theft. I have provided an Identity Theft Report and sufficient proof of identity. If any furnisher or consumer reporting agency claims that the information is accurate, I request copies of all records relied upon to verify the accounts, including : Original applications and agreements Signature cards and signature records Identity verification records IP address logs and device identification records Geolocation records Complete account statements Complete payment histories Records showing how the accounts were attributed to me Records used to verify the information after receipt of my identity theft documentation

Company response to consumer: Closed with explanation