Consumer complaint received 2025-06-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: SANTANDER HOLDINGS USA, INC.
State: TX

Complaint narrative:
1.The inquiry was not authorized. XXXX ( Finance/Personal ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 2.The inquiry was not authorized. XXXX XXXX ( Finance/Personal ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 3.The inquiry was not authorized. XXXX ( Finance/Personal ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 4. The inquiry was not authorized. XXXX ( Banks ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 5. The inquiry was not authorized. XXXX XXXX ( XXXX ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 6.The inquiry was not authorized. XXXX XXXX ( Credit Unions and Finance Companies Other Than Personal Finance Companies ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 7.The inquiry was not authorized. XXXX XXXX ( Credit Unions and Finance Companies Other Than Personal Finance Companies ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 8.The inquiry was not authorized. XXXX XXXX ( Credit Unions and Finance Companies Other Than Personal Finance Companies ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 9.The inquiry was not authorized. XXXX XXXX ( Credit Unions and Finance Companies Other Than Personal Finance Companies ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 10.The inquiry was not authorized. XXXX XXXX ( Credit Unions and Finance Companies Other Than Personal Finance Companies ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 11.The inquiry was not authorized. XXXX ( Banks ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. XXXX inquiry was not authorized. XXXX ( Finance/Personal ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 13. The inquiry was not authorized. XXXX ( Finance/Personal ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 14. The inquiry was not authorized. XXXX ( Finance/Personal ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 15.The inquiry was not authorized. XXXX XXXX XXXX  ( Automotive ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 16.The inquiry was not authorized. XXXX  ( Finance/Personal ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 17.The inquiry was not authorized. XXXX XXXX ( Credit Unions and Finance Companies Other Than Personal Finance Companies ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 18.The inquiry was not authorized. XXXX ( Finance/Personal ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 19.The inquiry was not authorized. XXXX ( Finance/Personal ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 20.The inquiry was not authorized. XXXX XXXX ( Finance/Personal ) Date of inquiry : XX/XX/XXXX Please remove it from my credit report.

Company response to consumer: Closed with explanation