Consumer complaint received 2024-03-25 00:00:00
Product: Vehicle loan or lease — Loan
Issue: Managing the loan or lease — Loan sold or transferred to another company
Company: Mid-Atlantic Finance Co., Inc.
State: GA

Complaint narrative:
Mid-Atlantic Finance company bought a contract from A georgia Dealership the dealership at the Time tht contracted with me was dissolved im georgia ( NOT LICENSED ) and they also sold me a car that was BRANDED LEMON LAW BUY BACK UNDISCLOSED IM THE CONTRACT, when I asked them about the lemon buy back they immediately Sold contract without my knowledge to midatlantic mid atlantic Purchased This fraudulent contract from XXXX XXXX sales without due diligence and now want me to Continue Paying them on the CAR however Mid Atlanric isnt LICENSED to do business in georgia EITHER THEY purchased this contract XX/XX/XXXX which was first formed XX/XX/XXXX, However I have asked mid Atlantic several times to Provide me PROOF that they own this contract, also made all parties aware once a debt is sold, it is discharged as I am the true holder of the note I am asserting the rights afforded to me, The entire contract is fraudulent, The dealership that sold me the car wasnt even and still isnt in good standing with ga to operate business and midatlantic still isnt licensed to do business in georgia either nor or either of the companies telling Me how i am to get the remedy with being sold a LEMON LAW BRANDED BUY BACK CAR UNBEKNOWNST TO ME, i also made a complaint about midatlantic, furnishing my ACCOUNT AND HAVING ACCESS TO MY SOCIAL SECURITY NUMBER BECAUSE i NEVER ever furnished my social to THE CAR DEALER, It was NOT a request nor requirement for the LOAN because I was asked also to pay down payments of 40 % of the vehicle Price, and the rest would be me making payments, so my question was how midatlantic OBTAINED MY SOCIAL SECURITY NUMBER???! 
I was not stating the car contract wasnt mine I was wanting evidence on where they recieved my ssn, ALSO they started reporting my car loan to A third party without My express permission, the dealer never put it ony credit report because CREDIT WASNT NEEDED, However since midatlantic finance is up under XXXX  XXXX XXXX XXXX ON THE SEC I know they have sold and traded my retail installment contract many many times and If I have to i will get a forensic audit done to find oiut EXACTLY how much money they have made with securities fraud, the advertising price for the car on XXXX and the price in the contract also 2 different amounts aswell - Because they have made 10x the amount of the original contract at this point, And I have YET TO SEE ANY MONETARY FUNDS TO ME AS THE INVESTOR that I am as the holder of this contract where is my dividends? Does Midatlantic finance know my social is nowhere on the comtract NOR IS MY LASTNAME!? So who gave it To them? 
Dont recall ever signing over my Rights for the companies to ever keep my securitites dividends or interest payments let this be formally disclosed as I am asserting my rights and I want proof that I have a contract with midatlantic just because they purchases this comtract without my knowledge and purchased a fraudulent comtract at that then since they would Like to act as the main holders then they can provide My monetary relief and compensation from the fraud surrounding this contract! If we can not reach agreement through this avenue, I will be filing suit in federal court.

Company response to consumer: Closed with monetary relief