Consumer complaint received 2024-09-05 00:00:00
Product: Debt collection — Medical debt
Issue: Written notification about debt — Didn't receive notice of right to dispute
Company: National Credit Systems,Inc.
State: FL

Complaint narrative:
This is a complaint against XXXX XXXX, a bill collector for XXXX XXXX XXXX. 

On XX/XX/XXXX, I contacted XXXX XXXX about the bill, see attached : In response to your enclosed letter, you have been writing to me at the WRONG ADDRESS. I was detained ( wrongly ) from XX/XX/XXXX through XX/XX/XXXX, then released XXXX. While I was in custody, I asked my brother XXXX to pay this bill for {$810.00} out of my Social Security income that he managed for me from XX/XX/XXXX through XX/XX/XXXX. For some reason XXXX failed to do so. XXXX died on XX/XX/XXXX, so I can not ask him what happened. On XX/XX/XXXX, I was evicted from my home of 17 years on a corrupt XXXX XXXX XXXX a matter still in litigation. The writ of possession is enclosed. In further response, I am age XXXX and rely on Social Security retirement for my sole income. On XX/XX/XXXX, XXXX XXXX approved me for XXXX percent Financial Assistance for my XX/XX/XXXX visit only, enclosed. I am willing to submit another hardship application, or send you {$20.00} a month to pay this bill, see enclosed my dispute with XXXX. Thank you. 

On XX/XX/XXXX I disputed with XXXX XXXX XXXX XXXX a claim on my credit report by XXXX XXXX, a bill collector for XXXX XXXX XXXX of {$810.00} : XXXX XXXXXXXX XXXX XXXX XXXXXXXX Report date : XX/XX/XXXX To Whom it may concern : I dispute this bill. Furthermore, XXXX XXXX - XXXX XXXX XXXX granted me 100 % financial assistance for my visit XX/XX/XXXX, see attached. I am age XXXX and rely on Social Security retirement income. In XXXX I was in jail and could not pay XXXX XXXX XXXX, and they sent the bills to my old address, my house was foreclosed on at XXXX XXXX XXXX XXXX, XXXX, FL XXXX. XXXX XXXX also had an old phone number and old email address that did not work. I am willing to submit another hardship application, or send you {$20.00} a month to pay this bill. Thank you. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX As of XX/XX/XXXX XXXX XXXX, a bill collector for XXXX XXXX XXXX, continues to report my account as delinquent even though I offered to set up payment. 

It appears XXXX XXXX and XXXX XXXX XXXX do not want me to pay my medical debt, but only want to report derogatory information about me to XXXX XXXX XXXX XXXX for the purpose of harming me with malice aforethought. 
XXXX XXXX XXXX - XXXX Last updated XX/XX/XXXX Account Details DEROGATORY Account Type Collection Account Last Account Activity XX/XX/XXXX Open Since XX/XX/XXXX Ownership Individual Current Balance XXXX XXXX Monthly Payment - Original Creditor XXXX XXXX XXXX Please find attached my dispute to XXXX XXXX XXXX XXXX XXXX and the wrong bill from XXXX XXXX XXXX XX/XX/XXXX sent to my old address, XXXX XXXX XXXX XXXX, XXXX XXXX FL XXXX, Claim Number XXXX, Client Ref XXXX, XXXX. Due {$810.00}. 

Also attached is my complaint of medical negligence XX/XX/XXXX to the XXXX XXXX XXXX XXXX by health care practitioners as defined section XXXX ( XXXX ) Florida Statues, and accompanying violations of 42 USC 1866 ( a ) ( 1 ) ( N ) the Social Security Act, and the Americans with XXXX XXXX XXXX ( XXXX ), XXXX XXXX XXXX XXXX ( XXXX et seq. ), and the XXXX Amendments Act of XXXX, Pub L XXXX, XXXX XXXX, XXXX. 

As a result I suffered XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 

I hereby notify XXXX XXXX XXXX that it also engaged in medical negligence. 

I also contacted several lawyers, see my written complaint, but non would assist me

Company response to consumer: Closed with explanation