Consumer complaint received 2025-03-14 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: CT

Complaint narrative:
I have REPEATEDLY been DISPUTING these FRAUDULENT Accounts & Inquiries for " YEARS '' & they REFUSE to Remove the FRAUD off my credit report EXPERIAN, XXXX, XXXX but EXPERIAN is the MAIN ONE WHO REFUSES TO REMOVE ANYTHING ESPECIALLY ALL THE FRAUD ). ( The Accounts are as Follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX it has literally caused me " YEARS of Pain & SUFFERING '' because " I haven't been able to get credit its blocked me from getting apartments, jobs, credit, loans, homes & Much More & the Credit that I do or have to Settle for are Nothing but HIGH INTEREST RATED Credit Cards Or Anything that I try to get are ALL HIGH INTEREST RATES No Matter what it is because my Credit Report has been in POOR STATUS for YEARS now and The Credit Bureaus are ALSO REQUIRED to DELETE NEGATIVE ITEMS THAT HAVE BEEN ON REPORTS FOR XXXX YEARS & MORE & its been on My Reports for LONGER then that so there VIOLATING My Rights Every which way possible Ive given them my Drivers License & Other Information they've requested to Prove My Identity & they STILL CONTINUE TO KEEP ALL THE FRAUD IVE DISPUTED OVER XXXX TIMES on My Credit Report Even though they have ALL the PROOF they Need to see its FRAUD but either way its been on my Reports for XXXX Years so there still VIOLATING My Rights Regardless I'm not sure if they have some kind of payments they get for keeping NEGATIVE & FRAUD stuff on peoples credit reports because that's what it seems like why else would they CONTINUALLY KEEP FRAUD & NEGATIVE Items on peoples credit reports if its Not benefiting them in some sort of way??? You just can't make it make sense but I have LITERALLY NOT been able to really get Any sort of credit whatsoever because of the FRAUD Ive been dealing with now on my credit reports for years the Government/State will NOT give me a New Social Security Number to Stop all of the FRAUD that Continues to happen in My Name Every Year so Unfortunately I have to ( Dispute & Provide Identity Theft Reports & Police Reports ) About All the FRAUD that happens in My Name Which I've done REPEATEDLY throughout the years through the ( FTC Ive Reported them to the BBB, Ive put in reports with Your Organization & they have NOT followed ANY LAWS & are VIOLATING MINE & MILLIONS OF OTHERS RIGHTS '' & the credit I have been able to get have been Nothing but High Interest Credit Rates if I have gotten credit which is RARE but when I do there ALWAYS HIGH INTEREST RATES when all of these things are FRAUDULENT PLEASE IM BEGGING FOR THAT LAST TIME I hope this is the last time ill Ever have to contact your organization because if this doesn't get fixed and EXPERIAN doesn't REMOVE these FRAUD Accounts OFF My Credit Report I will be contacting my Lawyer to Sue Your Organization, Experian, FTC, & Any Other Organization Ive tried to get help from this is honestly really sickening that NOTHING is being done about this I've been trying to get this FRAUD OFF My Credit Report now for YEARS with NO Luck At All! .Please HELP ME!.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation