Consumer complaint received 2024-09-02 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
To Whom It May Concern, I am writing to inform you about a very alarming and important issue regarding the compromise of my social security number, which has resulted in me being a victim of a data breach and identity theft. To address this situation promptly, I have already contacted the Federal Trade Commission and filed an FTC Report which is enclosed with this correspondence. By 15 USC 1681c-2 c ( a ), it is imperative that you, as a credit reporting agency, take immediate action to block and remove all information associated with this identity theft from my credit report. This statute mandates that credit reporting agencies must promptly address such requests within XXXX business days of receiving a complaint that includes the following information : XXXX  XXXX - XXXX I must insist that you promptly remove any item that alleges negative conditions or late payments, as mandated by the law. 

XXXX  - XXXX - Under 15 U.S. Code 1681e ( b ) and 15 U.S. Code 1681i ( 5 ) this account violates not reporting XXXX  % accuracy. - I am writing to dispute this account on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. Please provide me with any documentation you have on these accounts to assist with my investigation and report to the appropriate authorities. 

Listed below are the Inquiries that are being challenged : XXXX - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. 

XXXX - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. 

XXXXXXXX XXXX - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. 

XXXXXXXX XXXX  - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. 

XXXX XXXX - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. 

XXXX XXXX - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. 

XXXXXXXX XXXX - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. 

XXXXXXXX XXXX  - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. 

XXXX  - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. 

XXXXXXXX XXXX - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. 

XXXX - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. 

XXXX XXXX - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. 

XXXXXXXX XXXX  - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. 

XXXXXXXX XXXX - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. 

XXXX XXXX XXXX - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. 

XXXX XXXX XXXX - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. 

XXXX XXXX - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. 

XXXX XXXX - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately. 

XXXX XXXX XXXX  - XXXX I am disputing this inquiry on my credit report due to aggravated identity theft. These accounts and/or inquiries were opened or made without my consent using my personal information. As this is a case of identity theft, I request that these items be removed from my credit report immediately.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation