Consumer complaint received 2024-12-29 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate. 

Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates. 

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 



Please remove the following items from my credit report, immediately : Experian : XXXX XXXX XXXXXXXX XXXX : XX/XX/XXXX Acct : XXXX Balance : XXXX $ Close : XX/XX/XXXX XXXX XXXX Open : XX/XX/XXXX Acct : XXXX Balance : {$8200.00} Closed : XX/XX/XXXX XXXXXXXX XXXX XXXX  Open XXXX Acct # XXXX Balance : {$5100.00} Closed : XX/XX/XXXX XXXX XXXX Open XXXX Acct XXXX Balance : {$2100.00} Closed : XX/XX/XXXX XXXX XXXX XXXX Open XXXX Acct : XXXX Balance ; {$50.00} Close ; XX/XX/XXXX Medical Payment Data Open XXXX XXXX Acct XXXX Balance ; {$1700.00} XXXX XXXX XXXX XXXX Open : XX/XX/XXXX XXXX Balance : {$2000.00} Closed : XX/XX/XXXX XXXX XXXX Open : XXXX Acct : XXXX Balance : {$970.00} XXXX XXXX XXXX XXXX XXXX : XX/XX/XXXX Acct : XXXX Balance : {$390.00} Closed : XX/XX/XXXX XXXX XXXX Open XXXX Acct ; XXXX Balance : {$63.00} Closed : XX/XX/XXXX XXXX XXXX Open XXXX Acct : XXXX Balance : {$1600.00} Closed : XX/XX/XXXX XXXX XXXX XXXX ; XX/XX/XXXX Acct # XXXX Balance : {$1500.00} Closed : XX/XX/XXXX XXXX XXXX XXXX XXXX : XX/XX/XXXX Acct : XXXX Balance : {$2700.00} Close : XX/XX/XXXX XXXX : XXXX XXXX XXXX XXXX : XX/XX/XXXX Acct : XXXX Closed : XX/XX/XXXX Balance : {$5100.00XXXX XXXX XXXX XXXXXXXX XXXX : XX/XX/XXXX Acct : XXXX Closed XXXX Balance : {$0.00} XXXX XXXX XXXX XXXX XX/XX/XXXX Acct XXXX Balance : {$2100.00} Closed : XX/XX/XXXX XXXX XXXX Open : XX/XX/XXXX Acct : XXXX Balance : {$8200.00} Closed : XX/XX/XXXX XXXX XXXX XXXX : XXXX XXXX XXXX Balance {$0.00} Closed : XXXX XXXXXXXX XXXX XXXX XXXX  Open : XX/XX/XXXX Acct ; XXXX Balance {$50.00} Closed : XX/XX/XXXX Medical payment Data Open : XX/XX/XXXX XXXX Balance : {$1700.00} Closed : XX/XX/XXXX XXXX XXXX XXXX Acct ; XXXX Balance : {$2000.00} Closed ; XX/XX/XXXX XXXX XXXX Open : XX/XX/XXXX Acct ; XXXX Balance : {$970.00} Closed : XX/XX/XXXX XXXX XXXX XXXXXXXX Open XXXX Acct ; XXXX Balance : {$390.00} Closed XXXX XXXX XXXX XXXX : XX/XX/XXXX Acct : XXXX Balance : {$63.00} Closed : XX/XX/XXXX XXXX XXXX XXXX ; XX/XX/XXXX XXXX Balance : {$1600.00} Closed ; XX/XX/XXXX XXXX XXXX XXXX ; XX/XX/XXXX Acct : XXXX Balance : {$1500.00} Closed XX/XX/XXXX XXXX Bank of XXXX XXXX : XX/XX/XXXX Acct ; XXXX Balance : {$0.00} Closed XXXX XX/XX/XXXX XXXX XXXX Open : XX/XX/XXXX Acct : XXXX Balance : {$0.00} XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX : XX/XX/XXXX Acct ; XXXX Balance : {$5100.00} Closed : XX/XX/XXXX Credit Acceptance Open : XX/XX/XXXX Acct ; XXXX Balance : {$8200.00} Closed : XX/XX/XXXX XXXX XXXX XXXX Open : XX/XX/XXXX Acct ; XXXX Balance : {$50.00} Closed : XX/XX/XXXX Medical payment Data Open : XX/XX/XXXX Acct : XXXX Balance : {$1700.00} Closed : XX/XX/XXXX XXXX XXXX Open XXXX XXXX Balance : {$970.00} Closed : XX/XX/XXXX XXXX XXXX Acct : XXXX Balance : {$63.00} Closed : XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX Acct ; XXXX Balance : {$1600.00} Closed : XX/XX/XXXX XXXX XXXX XXXX : XX/XX/XXXX Acct ; XXXX Balance : {$1500.00} Closed XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation