Consumer complaint received 2025-06-13 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
The following personal information entries are inaccurate and must be deleted from my credit file : Incorrect Name XXXX XXXX This name is inaccurate, inconsistent, and unverifiable across all three credit bureaus. You have willfully reported conflicting data without conducting a proper reinvestigation, in violation of 15 U.S.C. 1681i ( a ). This also violates your duty to maintain accurate records under 15 U.S.C. 1681e ( b ). I demand that you DELETE every conflicting and non-matching entry immediately. 
This file was impacted by the XXXX  data breach, and you have failed to validate the accuracy or permissible purpose of these discrepancies. 
Why should I trust your reporting when even my identity details are incorrect? DELETE this now. 

Incorrect DOB XX/XX/year> This date of birth is inaccurate, inconsistent, and unverifiable across all three credit bureaus. Again, you have willfully reported conflicting data without following proper reinvestigation procedures under 15 U.S.C. 1681i ( a ), violating 15 U.S.C. 1681e ( b ). I demand that you DELETE every conflicting and non-matching entry immediately.

This file was affected by the XXXX  data breach, and you failed to validate the accuracy or permissible purpose of these discrepancies. 
DELETE this now. 

Please update my credit file to reflect the correct personal information as documented. Also, remove all outdated and inaccurate addresses. I will not accept being misidentified due to your errors. 

Incorrect Name XXXX XXXX This entry is inaccurate, inconsistent, and unverifiable. You are in violation of 15 U.S.C. 1681i ( a ) and 1681e ( b ) for failing to properly reinvestigate and maintain accurate reporting.

DELETE this now.

Incorrect DOB 1976 This birth year is incorrect and unverifiable. You have not followed the reinvestigation process required by 15 U.S.C. 1681i ( a ), and you have breached your duty under 1681e ( b ).

DELETE this immediately. 

Incorrect Address XXXX XXXX XXXX, XXXX, FL XXXX This address is inaccurate, unverifiable, and should not appear in my file. You are again in violation of federal law for failing to ensure accurate data. 
DELETE this address now. 

Incorrect Address XXXX XXXX XXXX, XXXX, FL XXXX This address is also inaccurate and unverifiable. You have not validated its accuracy or corrected it through proper reinvestigation. 
DELETE this immediately. 

Employer XXXX XXXX This employer listing is inaccurate and unverifiable. Your failure to reinvestigate or maintain accurate records is a direct violation of 15 U.S.C. 1681i ( a ) and 1681e ( b ).

DELETE this now. 

Employer XXXX This employer listing is inaccurate, inconsistent, and unverifiable. You continue to report unverified data despite federal mandates requiring accuracy and validation. 
DELETE this immediately. 

I demand that you take immediate action to correct all inaccurate personal information on my credit report. 

Please send me the updated credit report as soon as possible. While I understand the FCRA allows 30 days for this process, I respectfully request that you expedite this update and notify me promptly. 

Thank you for your immediate attention. I look forward to receiving the corrected and updated report without delay.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief