Consumer complaint received 2025-08-15 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: OR

Complaint narrative:
I filed FTC Identity Theft Report XXXX, Police Report XXXX, and Oregon Department of Justice Consumer Complaint XXXX because accounts on my credit report do not belong to me. I have never agreed to or signed for these debts, yet they have harmed my credit. Ive contacted each collection agency and creditor for proof but still receive calls and notices. Im filing this police report to document the theft and support removal efforts. If not removed, I will take legal action. Over the past year, I hired help, but bureaus keep marking accounts verified without proof. Ive sent dispute letters to agencies and all three bureaus ; My identity is compromised, and these fraudulent debts must be removed. Creditors have failed to provide original agreements proving I owe these debts, violating the law by reporting without verification. Here are the Fraud accounts on found on my TransUnion, Equifax and Experian Credit Report : XXXX XXXX XXXX XXXX XXXXXXXX ) Opened : XX/XX/XXXX | Balance : {$1100.00} XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX ) Opened : XX/XX/XXXX | Balance : {$260.00} XXXXXXXX XXXX  BALANCE : {$1700.00} XXXX XXXX  BALANCE : {$450.00} XXXX XXXX XXXX  Credit Card - Based on TransUnion report from XX/XX/XXXX - Due : {$1100.00} XXXX XXXX - Credit Card - Based on TransUnion report from XX/XX/XXXX - Due : {$1700.00} XXXX XXXX - Credit Card - Based on TransUnion report from XX/XX/XXXX - Due : {$260.00} XXXX  - Unsecured loan - Based on TransUnion report XXXX XX/XX/XXXX - Due : {$2600.00} XXXXXXXX XXXX XXXX  Collection Account - Based on TransUnion report XXXX XX/XX/XXXX - Due : {$1000.00} XXXXXXXX XXXX - Collection Account - Based on TransUnion report XXXX XX/XX/XXXX - Due : {$1100.00} XXXX - XXXX Account - Based on TransUnion report XXXX XX/XX/XXXX - Due : {$330.00} XXXX XXXX XXXXXXXX Account - Based on TransUnion report XXXX XX/XX/XXXX - Due : {$1200.00} XXXX - Collection Account - Based on TransUnion report XXXX XX/XX/XXXX - Due : {$4100.00} XXXX XXXX XXXX Collection Account - Based on TransUnion report XXXX XX/XX/XXXX - Due : {$450.00} XXXX XXXX  - Collection Account - Based on TransUnion report XXXX XX/XX/XXXX - Due : {$2100.00} XXXX - XXXX Account - Based on TransUnion report from XX/XX/XXXX XXXX Due : {$1100.00} XXXX XXXX XXXXsecured loan - Based on TransUnion report from XX/XX/XXXX - Due XXXX {$0.00} XXXX XXXX XXXX XXXX XXXX {$2100.00} XXXX XXXX XXXX- {$1100.00} XXXX XXXX XXXX XXXX XXXX  Report : XXXXXXXX XXXX XXXX - {$1700.00} XXXX XXXX XXXX There are several accounts - Here are the amounts : {$100.00}, {$75.00}, {$440.00}, {$50.00}, {$11.00} XXXX - {$2600.00} XXXX XXXX XXXX - {$4100.00} XXXX XXXX XXXX - Two amounts showing of {$4100.00} and {$1200.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  {$2100.00} XXXX XXXX XXXXXXXX - {$1100.00}

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation