Consumer complaint received 2025-04-23 00:00:00
Product: Debt collection — Other debt
Issue: Took or threatened to take negative or legal action — Seized or attempted to seize your property
Company: Winton Law
State: TX

Complaint narrative:
I am filing this complaint against XXXX XXXX XXXX XXXX XXXX ( XXXX ) and their attorneys, Winton Law XXXX  ( specifically XXXX XXXX and XXXX XXXX XXXX XXXX, for unlawful and abusive debt collection practices. 

On XX/XX/XXXX, an Oklahoma court entered an order requiring me to pay {$8200.00}. ( See Exhibit XX/XX/XXXX order ). Under XXXX  law ( XXXX XXXX XXXX ( A ) ), I had 10 days to pay before enforcement could begin. However, on XXXX XXXX the XXXX window expiredthe XXXX, Winton Law XXXX XXXX specifically XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX lien against me. ( See Exhibit XXXX, XXXX XXXX ). I paid the {$8200.00} ( which is more than the amount I was ordered to pay, as the XXXX provided the Judge with the wrong amount owed; the correct amount was {$8200.00}, not {$8200.00} ) in full by XX/XX/XXXX - XXXX paid {$410.00} on XX/XX/XXXX and {$7800.00} on XX/XX/XXXX. ( See Exhibit XXXX XXXX Screen ). Despite this, on XX/XX/XXXX, they attempted to garnish my bank account based on a false affidavit claiming they obtained my banking information through XXXX  records ( which is untrue ). ( Exhibit XX/XX/XXXX, Garnishment ). I filed a Motion to Quash on XX/XX/XXXX, which I provided them with evidence that the balance was already paid in full. ( See Exhibit XX/XX/XXXX, Motion to XXXX ). On XX/XX/XXXX, they quietly dismissed the garnishmentbut did not release the XXXX. ( See Exhibit XX/XX/XXXX ). They also still claimed that I owed {$380.00} on a balance that showed XXXX even on the XXXX XXXX and I had provided the evidence to them. ( See Exhibit XX/XX/XXXX, XXXX to XXXX to XXXX XXXX ). This is my First complaint. 

On XX/XX/XXXX, the XXXX was awarded {$150000.00} in attorney fees. However, this had not yet been reduced to a signed order. The next day - XX/XX/XXXX, even before an order was signed, they filed a second lienthis time including the unpaid ( and now disputed ) {$380.00} and the full attorney fees. ( See Exhibit XX/XX/XXXX XXXX ). The XXXX did not sign the order for the attorney fees until XX/XX/XXXX. ( See Exhibit XX/XX/XXXX, order ). However, by that time, on XX/XX/XXXX, I had filed a Motion to Vacate the XX/XX/XXXX, order. ( See Exhibit XX/XX/XXXX, motion to vacate ). Because a motion to vacate the attorney fees order was filed, the XX/XX/XXXX order was not final ( According to XXXXXXXX XXXX XXXXXXXX ( A ) ), accordingly collections effort could not begin. This fact is corroborated by a supreme court order on XX/XX/XXXX. ( See Exhibit Supreme court XX/XX/XXXX order ). Nonetheless, the XXXX, XXXX, XXXX and XXXX XXXX Winton Law XXXX. pursued aggressive collection : obtaining an ex-parte order for me to attend an asset hearing ( See Exhibit XX/XX/XXXX Asset Hearing order ), an ex-parte writ of execution ( See Exhibit XX/XX/XXXX Writ of Execuition ), and even forcing me to pay {$4700.00} ( See Exhibit Copy of Payment to XXXX XXXX ) and start biweekly payments of {$580.00} on XX/XX/XXXX all before a final, enforceable judgment existed. On that same day, they also initiated foreclosure proceedings on my home. ( See Exhibit Notice of Sheriff Sale ). These actions led to my bankruptcy on XX/XX/XXXX. ( See Exhibit XX/XX/XXXX, Suggestion of XXXX ). Even in XXXX, they have aggressively pursued collection efforts, including foreclosure on my home. ( See Exhibit XXXX  XXXX  Proof Of Claim, also see Exhibit XXXXXXXX XXXX Objection to XXXX XX/XX/XXXX ). It is also important to note that I made a payment of {$4700.00} before filing for bankruptcy. Even after filing, I was never given credit for this payment, and to date, they are still attempting to collect this amount. This violates 18 U.S.C. 152, 157, and 3571. 

I mailed a formal request on XX/XX/XXXX, for XXXX release and an accounting of the {$380.00} they still falsely claim I owe. ( See XX/XX/XXXX XXXX of dispute ). It has been over XXXX months and have never responded. This violates XXXXXXXX XXXX XXXX 

I believe these actions violate the FDCPA and XXXX  consumer protection laws. I request that the CFPB investigate

Company public response: Company disputes the facts presented in the complaint
Company response to consumer: Closed with explanation