Consumer complaint received 2025-05-15 00:00:00
Product: Debt collection — Rental debt
Issue: Took or threatened to take negative or legal action — Threatened or suggested your credit would be damaged
Company: FAIR COLLECTIONS & OUTSOURCING, INC.
State: PA

Complaint narrative:
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX XXXX XXXX XXXX, XXXX XXXX XXXX  XXXX XXXX, XXXX and XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX  XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Police Department Dear Sir/Madam ; I am writing this letter to inform you of the extreme harassment and abuse I endured while living at the XXXX  in XXXX, XXXX XXXX The harassment and continued death threats resulted in me admitting myself into the XXXX  ward in XXXX  XXXX XXXX. The harassment included using electronic harassment such as XXXX, constant XXXX hours daily XXXX days a week. This type of electronic torture included remote torture from sophisticated technology which manipulated my brain to the poinXXXX where I now have sonic hearing issues and hypersensitivity to electro-magnetic pulse waves. 
I requested assistance from the XXXX, XXXX XXXXXXXX at XXXX and he instructed his hinge-men to continue harassing me until I moved-out. I heard the repairperson tell my neighbor in the apartment complex to Dont worry about her, XXXX is going to raise her rent, so she wont be able to afford to live here anymore. 
I informed XXXX management of the serious criminal negligence of the leasing manager, to include his knowledge of XXXX exploitation, on-line live streaming, and sex-trafficking. The same criminals that began harassing me at the XXXX in XXXX, XXXX have followed me to XXXX, XXXX. 
During my entire residency, I lived afraid, I was threatened daily, video and streamed live in my apartment without my permission and the inside joke among the XXXX  staff was that they could look at me XXXX by invitation only through CCTV cameras. The following IP addresses are identified as the criminals who sold me on-line and streamed my most intimate and private moments and some of these individuals were employed by XXXX, XXXX, and the XXXX, XXXX metropolitan police department XXXX The individuals guilty of on-line streaming are found by the following IP addresses along with their exact locations and distances from the apartment unit ( XXXX ) in which I lived in. 

My Address Live Streaming IP Address Distance from My Address XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX, XXXX XXXX XXXX Approximately XXXX Miles Away XXXX XXXX XXXX Miles Away XXXX XXXX Miles Away XXXX XXXX XXXX Away XXXX - XXXX XXXXXXXX Miles Away EXXXX - XXXX XXXX Miles Away XXXX XXXX Miles Away XXXX XXXX Miles Away Net. XXXX. Miles Away XXXX XXXX Miles Away XXXX XXXX XXXX XXXX. Miles Away My experience living at XXXX XXXX in XXXX, XXXX was so damaging to my mental psychological being, that I had to quit my part-time job at XXXX XXXX  University XXXX XXXX as a Law School Exam XXXX for XXXX students. The experienced has left me severely traumatized and psychologically damaged that I had to call the emergency services XXXX and requested a police escort to the XXXX XXXX called XXXX located in XXXX. I was there for several days and employees who worked at the facility was streaming me live on their cell phones XXXX Police. 
I have since move to XXXX, XXXX  and some of the same XXXX construction workers who were stalking me in XXXX, XXXX have actually followed me to XXXX, XXXX  where I now reside with my son. I tried filing a police report in XXXX, XXXX and they refused to take the report. I re-located to XXXX, XXXX  and the police detective assigned to my case has refused to call or interview me since XX/XX/XXXX. 
I have applied to apartments in the city of XXXX which are managed by XXXX and continued to get denied. I am requesting that XXXX remove the negative rental rating from my credit report due to the criminal abuse and severe victimization I suffered while living at the XXXX. In addition, for my pain and suffering, Im asking that you reimburse me for all my rental payments during my residency at XXXX XXXX at the XXXX in XXXX, XXXX Lastly, I applied to an apartment building in XXXX called XXXX XXXX XXXX and would like special consideration given to approve my residency status at this location if I so choose to apply again at this particular location or any other location within the city of XXXX, XXXX. 
Sincerely, XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation