Consumer complaint received 2024-07-09 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
I am reaching out to notify you that I have fallen victim to fraudulent activity. In my efforts to understand how to remove fraudulent items from my credit report, I learned that I need to file an identity theft report with the Federal Trade Commission at https : //www.ftc.gov. As stipulated by FCRA section 605b, Credit Reporting Agencies are obligated to remove any items listed on an identity theft report, with reference number XXXX. The attached documents should facilitate the removal of the fraudulent accounts, erroneous personal information, and inquiries from my report. Below is a list of items that were added without my authorization : EXPERIAN : XXXX XXXX XXXX XXXX, MA XXXX XX/XX/XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX VA XXXX XX/XX/XXXX ; CHRYSLERCAP XXXX Balance : {$8800.00} ; XXXX XXXX XXXX XXXX Balance : {$460.00} ; XXXX XXXX  XXXX XXXX Balance XXXX {$660.00} ; XXXX XXXX Balance : {$2000.00} ; XXXX XXXXXXXX Balance : {$420.00} ; XXXX  XXXX XXXX Balance : {$780.00} ; XXXX XXXX  XXXX Balance : {$1000.00} ; XXXX XXXX Balance : {$0.00} ; XXXX XXXX Balance : {$240.00} ; XXXX XXXX XXXX Balance : {$990.00} ; XXXX XXXX  ( Original Creditor : XXXX XXXX ) XXXX Balance : {$1800.00} ; XXXX XXXX ( Original Creditor XXXX XXXX XXXX ) XXXX Balance : {$7100.00} ; XXXX XXXX XXXX ( Original Creditor : XXXX ) XXXX Balance : {$260.00} ; XXXX XXXX XXXX XXXX Balance : {$840.00} -- -- -- -- -- -- -- -- -- -- -- -- -- XXXX : XXXX XXXX Balance XXXX {$8800.00} ; XXXX  XXXX XXXX XXXX Balance : {$460.00} ; XXXX XXXX  XXXX XXXX Balance : {$660.00} XXXX XXXX XXXX Balance : {$2000.00} ; XXXX  XXXX Balance : {$420.00} ; XXXX  XXXX XXXX Balance : {$780.00} XXXX XXXX XXXX XXXX Balance : {$1000.00} ; XXXX XXXX Balance : {$0.00} ; XXXX XXXX Balance : {$0.00} ; XXXX XXXX  XXXX Balance : {$990.00} ; XXXX XXXX ( Original Creditor : XXXX XXXX ) XXXX Balance : {$7100.00} ; XXXX XXXX XXXX ( Original Creditor : XXXXXXXX  ) XXXX Balance : {$260.00} ; XXXX XXXX XXXX XXXX Balance : {$840.00} ; XXXX XXXX Balance : {$1800.00} -- -- -- -- -- -- XXXX -- -- -- -- -- -- XXXX : XXXX XXXX Balance : {$8800.00} ; XXXX  XXXX XXXX XXXX Balance : {$460.00} ; XXXX BANK XXXX XXXX XXXX : {$660.00} ; XXXX XXXX Balance : {$2000.00} ; XXXX XXXX Balance : {$420.00} ; XXXX  XXXX XXXX Balance : {$780.00} ; XXXX  XXXX XXXX Balance : {$1000.00} ; XXXX XXXX Balance : {$0.00} ; XXXX XXXX Balance : {$240.00} XXXX XXXX XXXX XXXX Balance : {$990.00} ; XXXX XXXX  ( Original Creditor : XXXX XXXX ) XXXX Balance : {$1800.00} ; XXXX XXXX  ( Original Creditor : XXXX XXXX XXXX  XXXX XXXX  ) XXXX Balance : {$840.00} ; XXXX XXXX ( Original Creditor : XXXX XXXX ) XXXX Balance : {$7100.00}. Per FCRA Section 605B ( a ), Credit Reporting Agencies must remove any items identified by the consumer as resulting from identity theft within 4 business days of receiving the request.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation