vivekkopthsd/cfpb-consumer-complaints huggingface dataset:
Consumer complaint received 2025-06-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NV

Complaint narrative:
These can be combined On my credit report, you have shown incorrect accounts that should not be there at all. This is not only unjust to me, but it's also concerning, because I've never done or made any of the things you accuse me of. If you don't look into these accounts, I'll take legal action against you.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-06-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: ENCORE CAPITAL GROUP INC.
State: NY

Complaint narrative:
b'I am reporting multiple inaccuracies and potentially fraudulent entries on my XXXX credit report, which I believe are either:\n\nResulting from identity theft\n\nInaccurate due to misreporting\n\nOr duplicates that are unfairly affecting my credit standing\n\nDespite disputes filed with XXXX (Confirmation #XXXX, dated XXXX XXXX XXXX, these accounts remain unresolved or inaccurately reported. I am requesting a formal investigation and resolution by the CFPB.\n\n1. Unauthorized or Unverified Hard Inquiries\nThe following companies made hard inquiries I did not authorize:\n\nXXXX XXXX XXXX  XXXX\n\nXXXX XXXX XXXX XXXX XXXX\n\nXXXX XXXX XXXX, XXXX\n\nXXXX XXXX XXXX XXXX XXXX\n\nXXXX XXXX XXXX XXXX XXXX (unsure of why credit was pulled)\n\nThese were not initiated by me, nor do I have credit applications or consent on file with these lenders.\n\n2. Mortgage Reporting Errors (XXXX XXXX XXXX XXXX)\nXXXX XXXX (Acct ending XXXX) shows repeated delinquencies from XXXX through XXXX. However, I was under a partial payment agreement and/or forbearance, and the account is now being disputed.\n\nXXXX (Acct ending XXXX) reports multiple missed payments prior to transfer, but shows account status as "Pays As Agreed." This creates duplicate negative impacts.\n\nThese inconsistencies and duplicative delinquency reporting on the same loan are harming my credit unfairly.\n\n3. Collection Accounts Needing Validation or Removal\nThe following accounts are in collection or charged-off status, many of which I did not authorize or do not recognize. Some are also duplicative or outdated:\n\nCollection Agency\tCreditor\tAmount\tOpen Date\tStatus\nXXXX XXXX XXXX\tUnpaid\nXXXX XXXX XXXX\tUnknown\tXXXX\t\nXXXX XXXX XXXX XXXX XXXX\tTwo accounts: XXXX and XXXX\tUnpaid\t\nXXXX XXXX\tXXXX\tUnpaid\t\nXXXX XXXX\tCharged Off\t\nXXXX XXXX\tCharged Off\t\nXXXX XXXX XXXX\tCharged Off\t\nXXXX XXXX XXXX\tCharged Off\t\n\nSome of these were:\n\nNever opened by me\n\nHave been paid or settled but remain on file\n\nReported without validation of debt\n\nReported incorrectly during identity theft'

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-06-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Resurgent Capital Services L.P.
State: NY

Complaint narrative:
b'I am reporting multiple inaccuracies and potentially fraudulent entries on my XXXX credit report, which I believe are either:\n\nResulting from identity theft\n\nInaccurate due to misreporting\n\nOr duplicates that are unfairly affecting my credit standing\n\nDespite disputes filed with XXXX  (Confirmation #XXXX dated XXXX XXXX XXXX), these accounts remain unresolved or inaccurately reported. I am requesting a formal investigation and resolution by the CFPB.\n\n1. Unauthorized or Unverified Hard Inquiries\nThe following companies made hard inquiries I did not authorize:\n\nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX (unsure of why credit was pulled)\n\nThese were not initiated by me, nor do I have credit applications or consent on file with these lenders.\n\n2. Mortgage Reporting Errors (XXXX XXXX XXXX XXXX)\nXXXX XXXX (Acct ending XXXX) shows repeated delinquencies from 03/2024 through 08/2024. However, I was under a partial payment agreement and/or forbearance, and the account is now being disputed.\n\nXXXX  (Acct ending XXXX) reports multiple missed payments prior to transfer, but shows account status as "Pays As Agreed." This creates duplicate negative impacts.\n\nThese inconsistencies and duplicative delinquency reporting on the same loan are harming my credit unfairly.\n\n3. Collection Accounts Needing Validation or Removal\nThe following accounts are in collection or charged-off status, many of which I did not authorize or do not recognize. Some are also duplicative or outdated:\n\nCollection Agency\tCreditor\tAmount\tOpen Date\tStatus\nXXXX XXXX XXXX\tUnpaid\nXXXX XXXX XXXXtUnknown\XXXX\t\nLVNV Funding\tResurgent Capital\XXXX\t\nXXXX XXXX XXXX\tTwo accounts: XXXX and XXXX\tUnpaid\t\nXXXX XXXX\tUnpaid\t\nXXXX XXXX\tCharged Off\t\nXXXX XXXX9\tCharged Off\t\nXXXX XXXX XXXX\tCharged Off\t\nXXXX XXXX XXXX\tCharged Off\t\n\nSome of these were:\n\nNever opened by me\n\nHave been paid or settled but remain on file\n\nReported without validation of debt\n\nReported incorrectly during identity theft'

Company response to consumer: Closed with explanation
Consumer complaint received 2025-06-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NY

Complaint narrative:
've recently received a copy of my credit report and noticed several inaccuracies and unauthorized accounts/information reporting to my credit report. These remarks have been detrimental to my life and credit health.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-06-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: NC

Complaint narrative:
Equifax Information Services XXXX XXXX XXXX XXXX XXXX, Georgia XXXX This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C.

1681c-2 ) that you, the XXXX  credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. The following items do not belong to me and is a result of fraud that I did not authorize : Also, would like to have all addresses and names REMOVED from my credit report, except for my only name and address listed below : Name : XXXX XXXX Address : XXXX XXXX XXXX XXXX NC XXXX INQUIRIES : XXXX Date : XX/XX/XXXXXXXX XXXX  Date : XX/XX/XXXXXXXX XXXX  Date : XX/XX/XXXXXXXX XXXX Date : XX/XX/XXXX XXXX Date : XX/XX/XXXXXXXX XXXX  Date : XX/XX/XXXX XXXX Date : XX/XX/XXXXXXXX XXXX Date : XX/XX/XXXX XXXX Date : XX/XX/XXXXXXXX XXXX  Date : XX/XX/XXXX XXXX Date : XX/XX/XXXXXXXX XXXX  Date : XX/XX/XXXX XXXX  Date : XX/XX/XXXXXXXX XXXX  Date : XX/XX/XXXX XXXX  Date : XX/XX/XXXXXXXX XXXX Date : XX/XX/XXXX

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-06-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
b"Please remove the following items from my credit report:-\n\nAddresses:-\n \nXXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX\nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX XXXX\nXXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX\nXXXX XXXX XXXX XXXX XXXX, CA XXXX\nXXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX\nXXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX\nXXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX\nXXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XXXXnXXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX\nXXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX\nXXXX XXXX XXXX XXXX XXXX,GA XXXX XXXX\n \nInquiries:- \nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX \nAccounts:-\nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX/F\n \nLate Payments:-\n \nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX\n\nI had not checked my credit report in a long time. I went to the bank and was informed of these items. I don't know who could have done this. This is identity theft and a nightmare."

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-06-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
b"Please remove the following items from my credit report:-\n\nAddresses:-\n \nXXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX\nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX XXXX\nXXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX\nXXXX XXXX XXXX XXXX XXXX, CA XXXX\nXXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX\nXXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX\nXXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX\nXXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XXXXnXXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX\nXXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX\nXXXX XXXX XXXX XXXX XXXX,GA XXXX XXXX\n \nInquiries:- \nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX \nAccounts:-\nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX/F\n \nLate Payments:-\n \nXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX\n\nI had not checked my credit report in a long time. I went to the bank and was informed of these items. I don't know who could have done this. This is identity theft and a nightmare."

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-06-16 00:00:00
Product: Debt collection — Rental debt
Issue: Written notification about debt — Didn't receive enough information to verify debt
Company: RentDebt Automated Collections, LLC
State: NC

Complaint narrative:
On XX/XX/year>, I called RentDebt Automated Collections in order to pay off my collection of {$530.00}. I successfully paid through the phone, but I did not receive a receipt in the email I shared after the suggested wait time of 2-3 business days. After numerous calls in the span of a few weeks and sending an email to them, they claimed to have sent two emails to the address and sent another one to my second email. The only suggestion they have was to check the spam/junk mail, which I have, and there is still no sign of mail from them.

Company response to consumer: Closed with explanation
Consumer complaint received 2025-06-16 00:00:00
Product: Vehicle loan or lease — Loan
Issue: Problems at the end of the loan or lease — Unable to receive car title or other problem after the loan is paid off
Company: TD BANK US HOLDING COMPANY
State: TX

Complaint narrative:
On XX/XX/year>2025 TD Auto Finance sent me a letter that I still owed {$2000.00} after my accident. My XXXX XXXX  paid them {$2700.00}. So it was over paid and either I or the XXXX XXXX deserve a refund. I have called and talk to several people about this over there and all I get is the run around. No reason why they are keeping the money. I just want answers and I am not getting them. If there doing this to me how many other people are getting screwed over by them. I wish that someone would investigate why they can take advantage of customers like me. I just want them to do what is right. They should not be able to get away with this. It's not the money, its the principle. This company is very shady in there financial practices and should be investigated.

Company response to consumer: Closed with monetary relief
Consumer complaint received 2025-06-16 00:00:00
Product: Credit card — General-purpose credit card or charge card
Issue: Getting a credit card — Application denied
Company: JPMORGAN CHASE & CO.
State: AZ

Complaint narrative:
I received an offer indicating " YOU'RE ALREADY APPROVED '', which I've previously accepted without issue. However, this application was declined due to NEW recently opened accounts. The offer stated " already approved, '' based on information obtained from my Chase XXXX account, which contains all my relevant financial data. Therefore, they should have been aware of my recent account openings. If this information disqualified me, I should not have received an offer stating " already approved, '' which I have documented via screenshot ( XXXX  ). I know a pre-approval wouldn't guarantee approval, but the " You're Already Approved '' designation led me to believe otherwise.

Company response to consumer: Closed with explanation
Consumer complaint received 2025-06-16 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Problem with a company's investigation into an existing issue — Investigation took more than 30 days
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
Equifax Information Services XXXX XXXX XXXX XXXX XXXX, Georgia XXXX This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C.

1681c-2 ) that you, the XXXX  credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. The following items do not belong to me and is a result of fraud that I did not authorize : Also, would like to have all addresses and names REMOVED from my credit report, except for my only name and address listed below : Name : XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX ACCOUNTS : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-06-16 00:00:00
Product: Vehicle loan or lease — Lease
Issue: Getting a loan or lease — Loan opened without my consent or knowledge
Company: Mercedes Benz Financial Services
State: CA

Complaint narrative:
I need to have MB FIN SVCS removed off my XXXX report.

Company response to consumer: Closed with explanation
Consumer complaint received 2025-06-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: TX

Complaint narrative:
This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C.

1681c-2 ) that you, the XXXX  credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. The following items do not belong to me and is a result of fraud that I did not authorize : Also, would like to have all addresses and names REMOVED from my credit report, except for my only name and address listed below : Name : XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX TX XXXX ACCOUNTS : XXXX - Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-06-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: PA

Complaint narrative:
You have reported inaccurate and unauthorized accounts on my credit report, which is a violation of the Fair Credit Reporting Act ( 15 U.S. Code 1681i ) requiring a proper reinvestigation of disputed items, and 1681e ( b ), which mandates maximum possible accuracy. These false entries are damaging and unjust, especially since Ive never opened or authorized these accounts. If you fail to investigate and correct this, I may pursue legal action under the FCRA and FDCPA ( 15 U.S. Code 1692e ) for deceptive and misleading reporting.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-06-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: PA

Complaint narrative:
You have reported inaccurate and unauthorized accounts on my credit report, which is a violation of the Fair Credit Reporting Act ( 15 U.S. Code 1681i ) requiring a proper reinvestigation of disputed items, and 1681e ( b ), which mandates maximum possible accuracy. These false entries are damaging and unjust, especially since Ive never opened or authorized these accounts. If you fail to investigate and correct this, I may pursue legal action under the FCRA and FDCPA ( 15 U.S. Code 1692e ) for deceptive and misleading reporting.

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-06-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: SC

Complaint narrative:
The Fair Credit Reporting Act ( 15 U.S. Code 1681 ) says ( 1 ) The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, and unfair credit reporting methods undermine the public confidence which is essential to the continued functioning of the banking system. So whenever there is a violation under the FCRA, it impairs the efficiency of the banking system. This is a violation of TILA US Code 1666B since I was never late. " I recently reviewed my consumer report and noticed an incorrect late payment record. I have always maintained timely payments on this account. Under the Fair Credit Billing Act ( FCBA ) and the Truth in Lending Act ( TILA ), creditors are required to accurately report consumer transactions and provide a mechanism for correcting errors in a timely manner. Please conduct an investigation into this matter, and if you can not provide documentary evidence of these supposed late payments, I demand these payments to be updated to on time as they should be as I was NEVER late. I expect these updates to be made promptly, in compliance with the law.

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-06-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: OH

Complaint narrative:
I am a victim of XXXX. The information listed below, which appears on my credit report, is the result of that XXXX. 
XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  - {$21000.00} XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$1900.00}

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-06-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: AL

Complaint narrative:
I filed a complaint with all 3 bureaus. 1 report ( XXXX ) came back with the corrections but the other 2 ( equifax, experian ) are showing portions of the corrections. I need it all corrected immediately! The payment history and negative/ derogatory accounts.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation