Consumer complaint received 2025-06-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
XXXX XXXX, XXXX, XX/XX/year> This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the TransUnion credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of : XXXX. XXXX - XXXX - This closed account inaccurately reports a XXXX late payment. 
Under FCRA 1681e ( b ), you are required to ensure maximum accuracy. I demand this outdated and harmful error be corrected immediately to reflect my positive payment history. 
XXXX. XXXX - XXXX - This closed account inaccurately reports a XXXX-day late payment.

Under FCRA 1681e ( b ), you are required to ensure maximum accuracy. I demand this outdated and harmful error be corrected immediately to reflect my positive payment history. 
XXXX. XXXX - XXXX - This closed account inaccurately reports a XXXX-day late payment.

Under FCRA 1681e ( b ), you are required to ensure maximum accuracy. I demand this outdated and harmful error be corrected immediately to reflect my positive payment history. 
XXXX. XXXX - XXXX - This closed account inaccurately reports a XXXX late payment. 
Under FCRA 1681e ( b ), you are required to ensure maximum accuracy. I demand this outdated and harmful error be corrected immediately to reflect my positive payment history. 
XXXX. XXXX - XXXX - This closed account inaccurately reports a XXXX late payment. 
Under FCRA 1681e ( b ), you are required to ensure maximum accuracy. I demand this outdated and harmful error be corrected immediately to reflect my positive payment history. 
XXXX. XXXX  XXXX - XXXX - This is a closed account inaccurately reporting negative payment history. I have a positive payment record, and under FCRA 1681e ( b ), you are required to maintain maximum accuracy. I demand immediate correction to reflect a good payment history and prevent further damage to my credit profile. 
XXXX. XXXX - XXXX - This closed account inaccurately reports a XXXX late payment. 
Under FCRA 1681e ( b ), you are required to ensure maximum accuracy. I demand this outdated and harmful error be corrected immediately to reflect my positive payment history. 
XXXX. XXXX - XXXX - This closed account inaccurately reports a XXXX late payment. 
Under FCRA 1681e ( b ), you are required to ensure maximum accuracy. I demand this outdated and harmful error be corrected immediately to reflect my positive payment history. 
XXXX. XXXX - XXXX - This closed account inaccurately reports a XXXX late payment. 
Under FCRA 1681e ( b ), you are required to ensure maximum accuracy. I demand this outdated and harmful error be corrected immediately to reflect my positive payment history. 
XXXX. XXXX - XXXX - This closed account inaccurately reports a XXXX late payment. 
Under FCRA 1681e ( b ), you are required to ensure maximum accuracy. I demand this outdated and harmful error be corrected immediately to reflect my positive payment history. 
XXXX. XXXX - XXXX - This closed account inaccurately reports a XXXX late payment. 
Under FCRA 1681e ( b ), you are required to ensure maximum accuracy. I demand this outdated and harmful error be corrected immediately to reflect my positive payment history. 
XXXX. XXXX - XXXX - This closed account inaccurately reports a XXXX late payment. 
Under FCRA 1681e ( b ), you are required to ensure maximum accuracy. I demand this outdated and harmful error be corrected immediately to reflect my positive payment history. 
These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint ( XXXX ) as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief