Consumer complaint received 2025-09-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: MA

Complaint narrative:
I am submitting this follow-up complaint because inaccurate and disputed information continues to appear on my credit file despite prior disputes. The credit reporting agencies and furnishers have failed to correct or remove the following errors : Inaccurate Names XXXX XXXX XXXX XXXX XXXX These names are not accurate and should not be associated with my file.Inaccurate Addresses XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXThese addresses are either outdated, incorrect, or never associated with me.Charged-Off AccountsXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | Balance Owed : {$0.00} XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | Balance Owed : {$230.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Balance Owed : {$0.00} XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX | Balance Owed : {$0.00} XXXXXXXX XXXX XXXX XXXX | Date XXXX : XX/XX/XXXX | Balance Owed : $ XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX | Balance Owed : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | XXXX Opened : XX/XX/XXXX | Balance Owed : $ XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | Balance Owed : $ XXXX of these charge-offs reflect {$0.00} balances but remain listed as derogatory, which is misleading. Others remain unverifiable. 
Late Closed AccountsXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  | Opened : XX/XX/XXXX | Balance Owed : {$0.00} | Payment Status : Current ; Late Dates : XX/XX/XXXX ( XXXX ), XX/XX/XXXX ( XXXX ), XX/XX/XXXX ( XXXX ), XX/XX/XXXX ( XXXX ), XX/XX/XXXX ( XXXX ) SBNASELFLNDR XXXXXXXX XXXX XXXX | Opened : XX/XX/XXXX | Balance Owed : {$0.00} | Payment Status : Late XXXX Days ; Late Dates : XX/XX/XXXX ( XXXX ), XX/XX/XXXX ( XXXX ), XX/XX/XXXX ( XXXX ) These lates are either inaccurate or unverifiable and should be removed.Collections ( Including Duplicates ) COLLECTION XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  | Balance Owed : XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | Balance Owed : {$580.00} COLLECTION XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  | Balance Owed : {$600.00} XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | Balance Owed : {$600.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Balance Owed : {$580.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  | Balance Owed : {$2200.00} The above collection accounts include duplicates and unverifiable entries, creating misleading negative reporting. 
Inquiry Included in Dispute ( Not Corrected ) XXXX XXXX | Date : XX/XX/XXXX This inquiry was specifically disputed but remains on my credit report.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief