vivekkopthsd/cfpb-consumer-complaints huggingface dataset:
Consumer complaint received 2025-05-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NY

Complaint narrative:
Social security XXXX On experian and Trans union i filed a federal trade identity report on filed. To remove negative adverse accounts ending in XXXX experian supposed to block or remove the negative account items and Trans union supposed to remove them too all charged off items

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-05-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
I was utterly shocked and devastated upon discovering unauthorized accounts, credit inquiries and inaccurate personal information made or reported without my knowledge or consent. Despite my efforts to seek clarification from the creditors, they have shamefully failed to provide the necessary information. I demand immediate action and transparency from the creditors. The creditors must provide detailed information on each account and inquiry, including dates, purposes, and types of credit products involved, furnish relevant application documents, and present evidence of explicit authorization for each inquiry.

Please see the attached file for what I am complaining about! I have attached a copy of my government issued ID as well as mail showing proof of address. So, there shouldnt be any confusion or stall tactics on your end. I have maintained a careful record of my communications with you for the purpose of filing a complaint with the FTC should you continue in your non-compliance.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Credit monitoring or identity theft protection services — Billing dispute for services
Company: CAPITAL ONE FINANCIAL CORPORATION
State: MO

Complaint narrative:
I was alerted by XXXX XXXX that my credit line was being used and almost all of it had been used ( capital one ) on credit cards that was opened 14 years ago. I asked my mom I asked my dad and they both have no recollection so I want to press charges on whoever it is thats racking up {$3000.00} in credit. I called the bank they gave me no information on where it was being used or anything. I need the credit line frozen and put back to normal because I went from having a good credit of XXXX to being {$3000.00} in debt. XXXX knew something was wrong and they deleted my whole account sad a bank cant stop from identifying a theft in someones credit

Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: TN

Complaint narrative:
Under 15 U.S.C. 1681b ( a ) ( 2 ), consumer reporting agencies are strictly prohibited from furnishing consumer credit information without explicit consent from the consumer. I affirm that I did not consent to the furnishing or reporting of the following items : XXXX XXXX XXXXXX/XX/XXXX TransUnion XXXX XXXX XXXXXX/XX/XXXX TransUnion XXXX XXXXXXXX XXXX XX/XX/XXXX TransUnion XXXX XX/XX/XXXX TransUnion XXXX XXXX XXXXXX/XX/XXXX TransUnion XXXX XXXX  XX/XX/XXXX TransUnion XXXX XX/XX/XXXX TransUnion XXXX XXXX XX/XX/XXXX TransUnion XXXX XX/XX/XXXX TransUnion XXXX XXXX XXXXXX/XX/XXXX TransUnion XXXX XXXX XX/XX/XXXX TransUnion XXXX XXXXXXXX XXXX XXXX XXXXXX/XX/XXXX Experian XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XXXX XXXXXX/XX/XXXX Experian XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XXXX  XXXX  XX/XX/XXXX Experian XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XX/XX/XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Experian XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax Despite my lawful request, you have continued to report collection activities without furnishing the required verification or providing documentation such as a judgment.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC.
State: TN

Complaint narrative:
Under 15 U.S.C. 1681b ( a ) ( 2 ), consumer reporting agencies are strictly prohibited from furnishing consumer credit information without explicit consent from the consumer. I affirm that I did not consent to the furnishing or reporting of the following items : XXXX XXXX XXXXXX/XX/XXXX TransUnion XXXX XXXX XXXXXX/XX/XXXX TransUnion XXXX XXXXXXXX XXXX XX/XX/XXXX TransUnion XXXX XX/XX/XXXX TransUnion XXXX XXXX XXXXXX/XX/XXXX TransUnion XXXX XXXX  XX/XX/XXXX TransUnion XXXX XX/XX/XXXX TransUnion XXXX XXXX XX/XX/XXXX TransUnion XXXX XX/XX/XXXX TransUnion XXXX XXXX XXXXXX/XX/XXXX TransUnion XXXX XXXX XX/XX/XXXX TransUnion XXXX XXXXXXXX XXXX XXXX XXXXXX/XX/XXXX Experian XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XXXX XXXXXX/XX/XXXX Experian XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XXXX  XXXX  XX/XX/XXXX Experian XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XX/XX/XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Experian XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax XXXX XX/XX/XXXX Equifax Despite my lawful request, you have continued to report collection activities without furnishing the required verification or providing documentation such as a judgment.

Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: OH

Complaint narrative:
Im reaching out to dispute fraudulent accounts resulting from a data breach. In compliance with Section 605B of the FCRA ( 15 U.S.C. 1681c-2 ( a ) ), please block and remove them within 4 days : Also, would like to have all addresses and names REMOVED from my credit report, except for my only name and address listed below : Name : XXXX XXXX Address : XXXX XXXX XXXX XXXX OH XXXX Please delete and block the following accounts from my credit report Accounts XXXX - Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Date Opened : XX/XX/XXXX, Balance : {$0.00} XXXXXXXX XXXX - Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Date Opened : XX/XX/XXXX, Balance : {$650.00} XXXX  - Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, Date Opened : XX/XX/XXXX, Balance : {$2700.00} XXXX - Account Number XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, Date Opened : XX/XX/XXXX, Balance : {$1100.00} XXXX XXXX XXXX  Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, Date Opened : XX/XX/XXXX, Balance : {$1200.00} XXXX XXXX XXXX - Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, Date Opened : XX/XX/XXXX, Balance : {$650.00} Inquiries XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: OH

Complaint narrative:
Im reaching out to dispute fraudulent accounts resulting from a data breach. In compliance with Section 605B of the FCRA ( 15 U.S.C. 1681c-2 ( a ) ), please block and remove them within 4 days : Also, would like to have all addresses and names REMOVED from my credit report, except for my only name and address listed below : Name : XXXX XXXX Address : XXXX XXXX XXXX XXXX OH XXXX Please delete and block the following accounts from my credit report Accounts XXXX - Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Date Opened : XX/XX/XXXX, Balance : {$0.00} XXXXXXXX XXXX - Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Date Opened : XX/XX/XXXX, Balance : {$650.00} XXXX  - Account Number : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, Date Opened : XX/XX/XXXX, Balance : {$2700.00} XXXX - Account Number XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, Date Opened : XX/XX/XXXX, Balance : {$1100.00} XXXX XXXX XXXX  Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, Date Opened : XX/XX/XXXX, Balance : {$1200.00} XXXX XXXX XXXX - Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, Date Opened : XX/XX/XXXX, Balance : {$650.00} Inquiries XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-05-28 00:00:00
Product: Credit card — General-purpose credit card or charge card
Issue: Problem with a purchase shown on your statement — Card was charged for something you did not purchase with the card
Company: Chime Financial Inc
State: IL

Complaint narrative:
Wednesday, XX/XX/XXXX, XXXX Today my car was broken into and my purse ( and many other items ) were stolen. I called Chime at XXXX to report my cards stolen. They cancelled my debit card but did not cancel my credit card. No idea why. My credit builder card was used for XXXX  of dollars and my account was wiped out. I now have a XXXX  {$50.00} balance. Chime is saying that they can not do anything about the charges until they are not showing as 'pending ' which could take 7-10 business days and that i will not receive a new card for 7-10 business days ( estimated XXXX XXXX ). Once I am able to dispute the charges it will take 60 to 90 days to get my money back. So until I get paid again in 2 weeks, I have XXXX XXXX in my account and no credit cards. This is completely unacceptable. I have rent due in a few days that I will not be able to pay. I can't buy food or gas or anything until the money is put back into my account and I have a credit card. 
The Chime representative kept repeating the same phrases over and over again and did absolutely nothing to assist me. They were unable to answer my questions and unwilling to assist me.

Company response to consumer: Closed with monetary relief
Consumer complaint received 2025-05-28 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: CCS Financial Services, Inc.
State: FL

Complaint narrative:
Dear Credit collections or to whom it may concern This letter is being sent in response to a collection account added to my record regarding an alleged debt you claim I owe. I am requesting validation of this debt as provided for by the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g. 
Please provide me with the following : XXXX. The amount of the alleged debt. 
XXXX. The name of the original creditor. 
XXXX. A detailed statement explaining how the debt amount was calculated. 
XXXX. Verification that you are legally authorized to collect this debt in my state. 
XXXX. A copy of the original signed agreement or contract showing I agreed to assume this debt. 
XXXX. The name and address of the original creditor, if different from the current one. 
Until this information is provided, and the debt is properly validated, I request that all collection activities cease. Also, do not report this alleged debt to any credit reporting agencies until this matter is resolved. If it has already been reported, please notify them to mark it as disputed. 
Be advised that any attempt to collect this debt without providing the requested validation is a violation of the FDCPA and my rights. 
Thank you for your attention to this matter.

Company public response: Company can't verify or dispute the facts in the complaint
Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: TX

Complaint narrative:
Date : [ Insert Todays Date ] To : Equifax Information Services LLC XXXX. XXXX XXXX XXXX, GA XXXX Subject : Formal Dispute Request for Permanent Deletion of Charge-Off Accounts Dear Equifax Dispute Department XXXX XXXX am writing to formally dispute XXXX charge-off accounts currently listed on my Equifax credit report. These accounts are inaccurate, damaging, and XXXX be reported in violation of my rights under the Fair Credit Reporting Act ( FCRA ). 

Disputed Accounts : XXXX. XXXX XXXX Bank XXXX XXXX : {$770.00} XXXX. XXXX XXXX XXXX XXXX XXXX : {$11000.00} These accounts are reported as written-off or charged-off, which reflects negatively on my credit history. I am requesting that these accounts be permanently deleted from my Equifax credit report, as required by law when accuracy or legal compliance can not be verified. 

Legal Basis for Deletion : Under the FCRA, specifically 15 U.S.C. 1681e ( b ), Equifax is legally required to : Follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. 
If these accounts can not be fully verified, or if there is any discrepancy in reporting history, balance, ownership, or status, Equifax is obligated to delete the items promptly under 15 U.S.C. 1681i ( a ).

My Formal Request : 1. Initiate a reinvestigation of both accounts listed above.

2. Provide supporting documentation verifying the accuracy and completeness of each item.

3. If not fully verified, permanently delete the accounts from my credit report.

4. Provide a written confirmation of the outcome of your reinvestigation.

5. Prevent re-insertion without full compliance under 15 U.S.C. 1681i ( a ) ( 5 ) ( B ). 

If these requests are not honored within the timeframe permitted by the FCRA, I am prepared to escalate this matter with formal complaints to the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and legal counsel as necessary. 

Thank you for your prompt attention to this matter. I look forward to your response and a full resolution. 

Sincerely, XXXX XXXX

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-05-28 00:00:00
Product: Debt collection — Other debt
Issue: Written notification about debt — Notification didn't disclose it was an attempt to collect a debt
Company: EQUIFAX, INC.
State: SC

Complaint narrative:
There are collection accounts on my report that I believe contain inaccurate information. Under my rights pursuant to 15 USC 1681e ( b ) and 15 USC 1681i, I am entitled to an accurate credit report. I request a review of these entries, and if they can not be verified as accurate, I ask that they be removed.

Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: LA

Complaint narrative:
I am submitting a formal complaint regarding an account reported by XXXX XXXX on my TransUnion credit report. The reported balance is {>= $1,000,000}. I have never had a consumer credit agreement or loan with XXXX XXXX or the alleged original creditor, XXXX XXXX XXXX XXXX. 
This tradeline appears to stem from a default judgment in a business matter involving a former partner. I am actively in the process of vacating this judgment in court. I am not personally liable, and this matter should not appear on my personal credit report. 
TransUnions reporting of this account is inaccurate, misleading, and damaging. XXXX XXXX is not a permissible data furnisher under the FCRA for this matter, and the tradeline violates FCRA 1681e ( b ) and CFPB XXXX guidelines. 
I have submitted a direct dispute to TransUnion and have contacted XXXX XXXX demanding immediate deletion. I request that the CFPB investigate this issue and ensure the account is permanently removed.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-05-28 00:00:00
Product: Payday loan, title loan, personal loan, or advance loan — Installment loan
Issue: Charged fees or interest you didn't expect — 
Company: Possible Financial Inc
State: IA

Complaint narrative:
Ive had multiple loans through possible finance. In 2022 I had taken out a loan and then I was injured as well as my son having an accident and my dad having XXXX. I asked for them to extend the loan and they agreed to 59 days. They didnt specify and I guess I assumed that they meant 59 days extra on each payment, not the total loan. So they reported me as 30 days past due, even though I paid the loan in full. Then I started doing more investigation and realizing they are trying to skirt Iowa law. I wrote into the Iowa division of banking and they admitted that they arent sure of legality on their loans so they agreed to supposedly reimburse me for XXXX loan ( 21 % compared to 36 % ). My question is if they are not sure of the compliance and everything what is happening to all the other people that are paying excessive fees?? 

( The representative today told me Im not allowed to email the XXXX of compliance directly : they dont allow it yet I submitted my complaint to them XX/XX/XXXX and they wouldnt contact me directly ) * I entered into a loan agreement under the assumption of a certain timeline. If they retroactively penalize you based on an unstated or ambiguous rule, that can be considered procedurally unfair, especially if it affects your credit standing. 

* Under the Fair Credit Reporting Act ( FCRA ), lenders are expected to report credit information fairly and accurately. If theres ambiguity or dispute about how the timeline was communicated, you can argue the negative reporting is not fully accurate or lacks sufficient context especially since you ultimately paid the amounts owed. 


* The 59-day cumulative rule wasnt disclosed clearly * You had a reasonable and good-faith belief that you were within grace periods * You made full repayment, showing no intent to default * The negative credit mark is disproportionate and harmful given the misunderstanding

Company response to consumer: Closed with monetary relief
Consumer complaint received 2025-05-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Credit monitoring or identity theft protection services — Problem with product or service terms changing
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: PA

Complaint narrative:
All three ( XXXX ) credit Bureau 's apply a hard hit when applying for XXXX XXXX and these hard hits lower report scores and last for up to XXXX ( XXXX ) years. 

However when the hard hit roll off, The consumer 's Credit Score remains the same? 

So we're still being Penalized and this is wrong. 

The Credit Bureau 's should be mandated to return the score level to its pervious state. It's the right thing to do. 

For example : I applied for a Car Loan and had a score of XXXX, Two hard hits later I'm now at XXXX and even when these hard hits roll off I'm left with a credit score of XXXX. It will take years to get back to a XXXX credit score.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-05-28 00:00:00
Product: Checking or savings account — Checking account
Issue: Managing an account — Funds not handled or disbursed as instructed
Company: Chime Financial Inc
State: AZ

Complaint narrative:
In XX/XX/year>, a charge for {$120.00} was made on my Chime checking account when both my physical and virtual cards were frozen for an extended period of time. 

This is not the first incidence of something like this happening, and even the last time it happened, when I disputed it Chime did give me my XXXX dollar charge back the next day. This time, however, I have been fighting with Chime for about XXXX months. A dispute was promptly opened, and then denied. Multiple rebuttals were filed. Over the last couple of months I have spoken with multiple individuals within the Chime organization regarding this dispute who all seem completely helpless, yes, but furthermore, they keep putting the blame on me. They even sent me a new card, but did not refund the money. 

To be clear -- This was not a fraudulent charge, this was not my error, this was a CHIME ERROR, that resulted in a loss of income for me. 

And Chime continues to put the blame on me, each person I speak with refuses to take accountability for the actions of this organization. 

I just spoke with someone again yesterday before end of business day who said that she was the highest up person I could speak with regarding this dispute, THE INVESTIGATION DEPARTMENT DOES NOT HAVE PHONES, and my claim would not be reopened. 

When this is resolved, I will never bank with Chime again, and will urge others to think twice as well. Again, MULTIPLE errors have taken place in my account, and they refuse to acknowledge them or refund my money. 

I emailed the CEO last night in a last ditch effort to do something regarding this claim. I am forced with no other option than to look into lawyers -- not only for the {$120.00}, but for all of the errors and actions that this company has taken against me.

Company response to consumer: Closed with explanation