Consumer complaint received 2026-04-16 00:00:00
Product: Checking or savings account — Other banking product or service
Issue: Managing an account — Deposits and withdrawals
Company: NAVY FEDERAL CREDIT UNION
State: PA

Complaint narrative:
b'(PLEASE USE THIS COMPLAINT TO CLEAR EXPLAIN COMPLAINT SUBMITTED ON XXXX : XXXX) The Department of Human Services Child Welfare Agency which has jurisdiction in and on every area of a consumers life such as myself, this process is called subjection and objection their jurisdiction (based off of subject matter (relation to any similar area (bank cards, banking etc. this entity will create an opportunity ( this cause destruction of quality of life once jurisdiction is implemented in particular areas (employment, housing, education)DHS child welfare investigators implementing their\njurisdiction into my banking, manufacture evidence (for probable cause)\neven in phone calls through digital device laws (controlling your inbound and outbound calling to assure you believe that you cant have access to this capital because I can not work for other companies because they have agrees because of state jurisdiction used to further child welfare investigation (Title 18 Crimes and Offense section 5301 Official Oppression 1 and 2) ultimately your bank account access ( which for me is extremely important because DHS have lied committed obstruction of justice and know that I am reporting to the federal courts these illegal actions implement through DHS child welfare jurisdiction for investigations ( which causes my protected class destruction of my quality) if I have no success , no personal money that they can control , then they have not problem and continue on to implement these actions which to me equal XXXX XXXX like codes. I have a business\nbanking account is subject matter and they connect all of these\nsituations is the psychiatry behind associations that\'s how they\nmove through different areas of my life subject matter\nDHS child welfare investigational jurisdiction allows the possibility of manufacturing evidence (ultimately excessive surveilling ( racial profiling and targeting them weaponizing themselves with false child welfare complaints surveillance provides the right kind of targeting document) through the Communication Assistance for Law Enforcement Act) to give these entity\njurisdiction that\'s based off of manufactured evidence to create\nfake probable calls so they have no business having access to my\nprivate information but their destroying my quality of life so they\ncan hide the things that were implemented in my life through\nthe guise of a child welfare investigation and it\'s all equal to\nviolation of my 13th and 14th amendment rights and my 4th amendment rights. The problem is the communications assistance for\nlaw enforcement act which is a digital device law, Navy Federal lied ( concerning my business banking) and told me over the phone that it was this code word that I needed to get into my account ( that I did not create because the process does not exists that doesn\'t exist ( it was an cation from another area of my life where DHS investigators subjected and objected problems subject matter address (XXXX XXXX XXXX subjecting and objecting services and no access to their mailing services (which was a total lie that XXXX XXXX XXXX create for an opportunity to have jurisdiction surround business banking prior to this my application for CLICK LEASE FINANCING APPLICATION via surveillance information through my digital devices for a food truck ( that application was unsuccessful due to virtual addresses qualifications (identified as a virtual mailbox and not a Registered Agent with a physical, in-state address where someone is present during business hours to accept legal documents) because I am homeless right now and have absolute no money DHS investigation know this very sensitive information ( Also because DHS investigation include systemic racism these are the efforts implement to assure no one has success in any way I\'m in the federal courts with the 42 USC XXXX XXXX XXXX and it\'s based on these court cases where these entities becomes instruments of the state to further their child welfare investigation... Joint Participation ([XXXX XXXX XXXX XXXX.](XXXX)): This\ntest is met when a private party acts "under color of state law" by\nparticipating in joint activity with state officials. In your case, you\nargue that Navy Federals actions regarding your banking are\nwillfully coordinated with DHS investigators. [3, 4]\n* Meeting of the Minds ([XXXX XXXX XXXX XXXX XXXX XXXX]\n(XXXX/)): This\ntest focuses on the existence of a conspiracy or a "meeting of the\nminds" between private actors and police/investigators. You are\nhighlighting that investigators allegedly induced high-stress events\nso that private parties could document your reactions as evidence.\n[5, 6, 7]\n*Pervasive Entwinement (XXXX XXXX v. Tennessee): The Constitutional Amendment Matrix and Respondent Table (Exhibits A and C) demonstrated an entwinement between DHS and a network of nonprofits, transit systems, and employers that was so pervasive it transformed private conduct into state action\n\nIt keep me homeless and assure that DHS child welfare agency, their investigators agents (instrument of the state through these XXXX XXXX type actions action (codes) keep people where they need them to be controlling and destroying every aspect of their (my ) life assuring that these action have been controlled and hidden also that black people like me one family at a time are destroyed under the guise of a child welfare investigations. I have been planning step by step t provide for myself after employment after employment have been used and opportunities destroyed to just support myself and get off a system that has a possibility to assure classism and destruction of quality of my life through whatever method or scheme back by racist organizations (and whatever supports implemented like in my situation where for many people like me have be prevented because of the position and or access to my person information life have been hinder. Navy Federal was able to lie to me directed as an instrument of the state of Pennsylvania under the guise of a child welfare investigation to violate my 4th amended rights (incident and badges of slavery) calling it necessary to further their investigation against me, lying know that with any success they told on for doing very horrible thing to African American families which their jurisdiction was not created for this but through these recent changes with technology protection are the law is still evolving to catch up with tools that facilitate advanced surveillance. INTEGRATED MEDICAL TRANSPORT was only one of many employers that implemented this tactics for the DHS investigators under the guise of a child welfare investigation in this case causing wrongful termination and hostel work environment to assure financial instability DHS invaginators have create a life for me through child welfare investigative jurisdiction under deception'

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with non-monetary relief