Consumer complaint received 2024-02-02 00:00:00
Product: Debt collection — Credit card debt
Issue: Took or threatened to take negative or legal action — Seized or attempted to seize your property
Company: AMERICAN EXPRESS COMPANY
State: IL

Complaint narrative:
***Release the XXXX  on my personal Checking account*** **I 'm unable to feed my kids, eat, pay bills, or go to work******* No person shall be deprived of life, liberty or property without due process of law. 

XXXX XXXX XXXX XXXXXXXX, 26 U.S.C. 6321, et seq. ( lien ) and 6331, et seq., ( XXXX XXXX XXXX ) are not bills of attainder as proper application of the United States Code preserves judicial due process prior to IRS encumbering and/or seizing property. The problem has been properly discerning the law. This is the general rule prescribed by the U.S. Supreme Court. If the choice boils down to declaring a statute unconstitutional and reading it in a light that preserves constitutional safeguards, the latter must be adhered to. Again, in XXXX XXXX XXXX XXXXXXXX, the Supreme Court articulated this standard : The inclusion of XXXX in the Appropriation Bill undoubtedly raises serious constitutional questions. But the most fundamental principle of constitutional adjudication is not to face constitutional questions but to avoid them, if at all possible. And so the " Court developed, for its own governance in the cases confessedly within its jurisdiction, a series of rules under which it has avoided passing upon a large part of all the constitutional questions pressed upon it for decision. '' XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Vice President with American Express a Negotiable instrument of {$4300.00} to pay the debt in full, but instead they sent a collection agency after me to sue me and placed a levy on my personal banking account anyway. Accourding to UCC 3-603. TENDER OF PAYMENT, ( a ) If tender of payment of an obligation to pay an instrument is made to a person entitled to enforce the instrument, the effect of tender is governed by principles of law applicable to tender of payment under a simple contract. This tender of payment was sent via registered mail to XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ). Accourding to UCC 3-604. DISCHARGE BY CANCELLATION OR RENUNCIATION, a ) A person entitled to enforce an instrument, with or without consideration, may discharge the obligation of a party to pay the instrument ( i ) by an intentional voluntary act, such as surrender of the instrument to the party, destruction, mutilation, or cancellation of the instrument, cancellation or striking out of the party 's signature, or the addition of words to the instrument indicating discharge, or ( ii ) by agreeing not to sue or otherwise renouncing rights against the party by a signed record. There was no consideration, and they are causing harm to my life as I have no way of feeding my family, getting gas to go to work, or able to pay my bills. 

According to the law, A creditor places a bank levy on your account if you have fallen delinquent on your payments, but the payment was made on XX/XX/XXXX, but still placed a levy on my account after a Negotiable instrument was already sent. This Corporation is acting in fraud and has commited adverse reaction against me. 

***Let 's set a arbitration case to settle this matter per the American Express Credit Card Agreement*******Or I can sue you via XXXX XXXX in XXXX

Company response to consumer: Closed with explanation