Consumer complaint received 2026-06-10 00:00:00
Product: Debt collection — Other debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Paramount GR Holdings, LLC
State: FL

Complaint narrative:
I am the current legal owner of the property located at XXXX XXXX XXXX XXXX, XXXX, FL XXXX. I acquired this property by XXXX XXXX dated XX/XX/XXXX, recorded XX/XX/XXXX, in the Official Records of XXXX XXXX, XXXX XXXX XXXXXXXX # XXXX, Book XXXX, Page XXXX ). XXXX, XXXX has a solar energy system physically installed on my home that was financed under the previous owner 's name, XXXX XXXX XXXX The XXXX account number is XXXX. I have no personal, financial, contractual, or other relationship with XXXX XXXX beyond the arms-length real estate transaction. I am not a debtor, signatory, guarantor, or party to the XXXX loan agreement or any related instrument. I never signed or agreed to assume the loan. XXXX filed a UCC-1 Financing Statement on XX/XX/XXXX, naming XXXX XXXX XXXX XXXX sole debtor ( XXXX # XXXX, Book XXXX, Pages XXXX, Official Records of XXXX XXXX, Florida XXXX XXXX The collateral identified in the XXXX is the photovoltaic solar equipment itself, filed as a fixture filing. Critically, XXXX previously filed and recorded a XXXX Termination Statement terminating the UCC-1 security interest. I have a copy of this UCC-3 termination in my possession. The termination of the security interest was material to my purchase of the property, and the continuing presence of the system and the now-reasserted security interest were never disclosed to me at closing. The solar energy system has been deactivated by XXXX, remains physically affixed to my roof, and is causing ongoing damage to the roof structure of my home. I have written GoodLeap on XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX, demanding the following : Removal of the entire solar energy system from my property at no cost to me, pursuant to XXXX 's right and obligation under Florida Statutes Sections 679.6041 ( Removal of fixtures ) and 679.6091 ( Secured party 's right to take possession after default ) ; Repair of roof damage caused by installation, presence, and removal of the equipment ; Written confirmation that the previously recorded UCC-3 Termination remains in full effect ; Written confirmation that no claim, lien, encumbrance, or collection action related to account # XXXX will be asserted against me, my property, my credit, or my title ; Written explanation reconciling the previously recorded UCC-3 Termination with GoodLeap 's present assertion of an active security interest. XXXX initially responded on XX/XX/XXXX by suggesting I could either " assume '' the loan or " pay it off '' upon transfer of the property. I rejected this framing in writing, explaining that under Florida contract law and the doctrine of privity of contract, the agreement between XXXX and XXXX XXXX can not impose obligations on me as a non-party, and that the Warranty Deed contains no assumption clause. On XX/XX/XXXX, XXXX responded only with a request for additional time to investigate, more than 15 days after my initial demand and despite having all relevant documentation in their possession. This conduct constitutes : An attempt to collect a debt from a consumer who is not legally responsible for it, in violation of the Florida Consumer Collection Practices Act ( Fla. Stat. 559.72 ) ; An unfair and deceptive trade practice under the Florida Deceptive and Unfair Trade Practices Act ( Fla. Stat. 501.201 et seq. ) ; A failure to honor a recorded UCC-3 Termination Statement under Florida Statute 679.5131 ; A failure to exercise GoodLeap 's available statutory remedy of repossession of collateral under Fla. Stat . 679.6041 and 679.6091 ; A continuing trespass on my real property ; and A cloud on title and potential slander of title. I am seeking XXXX 's compliance with its statutory obligations, removal of the solar energy system from my property, repair of resulting roof damage, and written confirmation that I bear no obligation under account # XXXX.

Company response to consumer: Closed with explanation