Consumer complaint received 2025-09-04 00:00:00
Product: Mortgage — FHA mortgage
Issue: Trouble during payment process — Lien release
Company: Fidelity National Financial, Inc
State: MI

Complaint narrative:
b"Service link is putting up different websites and they like XXXX  mailed out letters as other XXXX XXXX XXXX  I wrote a letter for closure statement that they were going to do in our judicial foreclosure by change in the name of my deed I informed them MY NAME ON TITLE AND DEED AND THEY WITH XXXX  SHOULD NOT CAHNGE TYPE DEED AND HAVE NOT STANDING IT IS A CLAOSED FHA CASE NUMEBER I DONT KNOW WHATXXXX IS OR WHATHEY ARE REFERRING TO BUT FHA HAMP LOAN OF XXXX  ALREADY PAID OFF AND FHA HAMP THEY CLAIM DID NOT ECIST IN YEARS THEY CLEIM EXCUTED XXXX  AND XXXX  AS SERVCIELINK AND LOAND CARE IS WHAT TEHY WROETY IN TEHRI HOUSE TEHFT ATTEMPTS ANDOTERH VIOLATIOSN I NEVER BEEN THERIR CUTEMER GOT NOTHING FORMN TEHM POLEASE MAIL PRROF TO ME AND FBI FTC AND CFPB. BUT TEY HAVE NO AUTHROETYT TO PUT ANOTERH NAME ONMY DEED AND THEY HAVE A FRAUD INVESTOR BECIASE TEH MROETHE THEY CALIMS AND MODIFTCAIOSN TEHY CLEIM EXCUTED IN XXXX  AND XXXX  CANCELLD BY TEH GOVERMENT  they had no authority to TAKE MY NAME OFF TITLE A ND MY DEED ADN CAHNEG OR AKERT MY RECORDS OR TO FORELSOUE SLAE LEASE MY PEIORPTRY OR TO AUCTYION IT LOOKS LIKE ITS A GROUAP OF STREET CRIMINALS WITH XXXX  AND THIS SERVCIE LINK AND I INFOMRED THEM STOP TEHY HAVE NOT AND TEHY MALE WEB SITE SI OLTD THEM TO do so and it was against the law and to stop listening to my house for foreclosure and auction and a service link then changed it online to a 3rd party XXXX  OR XXXXI'm already just paid off in XXXX  and it was concealed that it was paid off as the XXXX XXXX XXXX staff used my account in my name Social Security number and address to take out many loans as hood partial claims and to continue to collect payments for me and to possibly take my frozen equity of XXXX  which was about I think $XXXX and also to take my equity that I had built up from the actual house purchase from XXXX  to XXXX where they had me continue to pay from XXXX  to XXXX  they would say that I was missing payments related and often charged me double or triple I provide evidence from the mission and peace open solutions paper that showed that that was exactly what they were doing in XXXX  and XXXX  it was a XXXX  paper and so from XXXX  into XXXX XXXX XXXX staff would tell me that I was late missing payments and that I needed a forbearance and they would do a hood partial claim that I was unaware of in state that I needed $XXXX  on billing statements to me and $XXXX $XXXX $XXXX $XXXX $XXXX different amount annually from XXXX  to XXXX  sometimes twice a year as I understand it to the hood partial claims and they would never apply those funds to my account and would have me pay back that money as a result the XXXX XXXX XXXX  staff that meant that they were also with those doing modifications I had reported them for not giving me a modification after becoming unable to work on XXXX  the XXXX XXXX into XXXX  and they did a modification in XXXX  and then they falsified that they had been doing modifications every year in the time frame that I listed that they got hood partial claims for that they claim and those hood partial claim amounts are actually my overpayment from years prior and it appears that they were actually also doing payment in bezel net using my account to do money laundering and they were doing equity skimming from that active mortgage not just from that frozen loan is what I am accusing them of and with that with these modifications that they wrote they claim that in XXXX  and XXXX and XXXX  that they had did FHA hemp partial claims XXXX XXXX claims and the FHA hamp partial claim that they claimed that they did did not exist and so they have no standing to collect I told them in XXXX  and that I did the math of my mortgage payment and it was indeed paid off in XXXX  but FHA and HHHH showed that it was paid off in XXXX  with that information they then transferred me immediately to nation * nation * told me to have all five of my or 4 or 3 whatever of my mortgage payment my money orders returned and made out to XXXX XXXX and then they told me to call and have them type in the computer again to change them to a different account number and then call and change them again into nation star and then changing again by changing the company's service code number and I informed them that I did not work for the company that was not something that I could do and it was in at that point that they said well guess what we never got nothing in you are in foreclosure and in an auction and that we are going to do a non judicial foreclosure through XXXX XXXX we're just gonna transfer the name of the name of the ownership through a deed and I told them I've already showed you that FHA hood wrote down but I don't owe the math shows that I don't owe I can show you specifically where you all had repeated balances for many years XXXX or XXXX for XXXX  or four you know different years and that I've actually have very grossly overpaid they said we're not gonna give you back nothing and we're not gonna apply your payments a XXXX  XXXX XXXX XXXX XXXX said the same thing and they commence their action and then service link with someone also listing us for closure and for providing me so XXXX XXXX list XXXX  is provided a mortgage and providing a modification as well as themselves and they list the state of Michigan and they list service link and service link also makes websites and has been typing in a different disparaging things about my property changing the value and they list that I owe $XXXX and these people are just determined to try to collect on me they said into the year XXXX  and that they will not comply with law and that they will not comply with math and that they will not comply with the government and this is because they wrote in their contract that regardless of whether they're right or wrong or if it's paid off or not and this is not the exact wording but it is essentially what it meant that they were gonna take my home and they did basically say that and they use the word regardless and so with them using the word regardless in XXXX XXXX and XXXX XXXX and the staff name is XXXX XXXX loss like you know XXXX  XXXX  and his name was XXXX XXXX he has all these different riddles going with the supervisor and it looks like it's I don't know it's a gang of some sort but they're bank staff then they're doing crime now they list with them service link and their statement service link provided a mortgage or modification too they gave no address from what I could see of XXXX  and so it is for this reason that I am making a complaint on service link loan care XXXX  by loan care XXXX XXXX XXXX our XXXX XXXX XXXX XXXX or XXXX XXXX and XXXX  are in it and XXXX  our mortgage and service link default and title service link website service link modification service link mortgage service link title services service link foreclosure and service link auction and so they flagged our bank staff listed this service link company as providing a mortgage to me now FHA and HUD do not support this I do not support it either I never felt out an application or got another property ID for anything now as they make these fraudulent claims there are no lenders as service link did do the title search in XXXX  and for some reason if they wrote down if it wasn't flagged our staff they wrote the document but appears to be service linking that they wrote no mortgage or listed no lender listed and the reason that there is no lender listed or mortgage are listed is because the mortgage was concealed that it was paid off and after 11 years of mortgage is not listed as paid off in XXXX XXXX never reported to me that they paid it off so they just told one story to me and one story to the fits and it is for this reason that I am making this complaint against service like because they are with them in this process where they are listing it for sale listening for foreclosure and I never got a letter from them I never got a application from them and it is all financial institution fraud and predatory lending because when they wrote the word regardless of whether they're right or wrong is predatory lending and when they wrote that they were going to take my house either way is what they wrote in their contract for mortgage and modification I never cite anything from service link but for some reason they're listing it and I don't know if these are actual physical business places or this is just something that they're doing through the telephone or online I don't know so I'm writing this complaint against service link because I never got a mortgage with them I never got a modification with them and yet they've never contacted me yet they're listed in my house for foreclosure and for auction and really because XXXX  are bank state that they did a modification or mortgage with me that service link did a modification or mortgage with me and I did not do my mortgage or modification with them either and the type of motor their listing is AFHA hemp which did not exist at that time so it would make again the mortgage or modification in in mortgage and modification invalid it's possible that anyway and then the word regardless makes it predatory lending mortgage predatory lending modification again not able to auction or foreclose or change my deed and so this is why I'm reporting them for these violations in law and I am asking that they provide any loan documentation any modification documentation any FHA hamper any type of mortgage of these businesses are claiming that they provided they forget that Social Security recipients are quite scrutinized by the federal government to make sure that they follow the law and it is apparent that these companies are lying and I am stating that service link is with them because they are listed online and listed in the XXXX XXXX documents and it's false and they are listed from XXXX  and XXXX  and they are with them in the trying to take my property illegally predatory mending financial institution fraud and many other violations but they are listed on my documents service link so would you please provide anymore of your modification information and servicing information and money that you all ever did to say that you're gonna take my name off my deed ? And then please mail all of that information to the Consumer Financial Protection Bureau into XXXX XXXX at XXXX XXXX XXXX XXXX XXXX XXXX as well as to the FBI office in Washington DC and the FBI office in XXXX  Michigan I am not affiliated with any of these here legal places but also the Sheriff Office in XXXX XXXX on XXXX XXXX as I have made complaints to all those locations on the actions of XXXX XXXX and they need to know the roles of why they listed I would think that they need to know why service link is listed in nation styles listed in XXXX XXXX listed and XXXX  is listed like what is going on I have one FHA case number I have XXXX  DEBT And a very difficult thing about this is I had to file XXXX XXXX XXXX to stop their listing which is still being listed online and after I informed them they changed it to a unknown 3rd party is listing and they because they're not honoring the XXXX XXXX XXXX but I enclosed my credit report to those people because I don't have any debts on my credit report to even file bankruptcy I disagree with service link default and title when they said that it was a problem that no lender was listed I think that FHA and H Hud knew what they were doing when they did not list me as having a loan or being a mortgageer it is a false claim when these different servicers and lenders like service link or XXXX XXXX XXXX or anyone that they wanna list or XXXX XXXX or or XXXX XXXX or XXXX XXXX refer to me as being a bower or mortgageer they're lying on my Social Security number my property my real estate my address and my Social Security number it's not true I have not ever received anything from y'all and it feels like I am in the process of them trying to attempt house theft as well"

Company response to consumer: Closed with explanation