Consumer complaint received 2025-02-21 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate.

Under 15 U.S. Code 1681e (b)Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i (5)Treatment of inaccurate or unverifiable information(A)In general if, after any reinvestigation under paragraph (1) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or cannot be verified, the consumer reporting agency shalli)promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and(ii)promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.


Please remove the following items from my credit report:



FROM MY EXPERIAN

1 address that isn't correct which is: 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX fl XXXX
AND theses employers arent correct : XXXX XXXX XXXX XXXX

*********************************************************************************
the following 3 unauthorized inquiries 

1) XXXX XXXX XXXX XXXX  Inquiry date: XXXX XXXX XXXX 
Contact info : address : XXXX XXXX XXXX XXXX XXXX XXXX,FLXXXX // Phone number : XXXX XXXX 2) XXXX XXXX XXXX
Inquiries date : XXXX XXXX XXXX  
Contact info : XXXX XXXX XXXX XXXX XXXX,FLXXXXXXXX // Phone number : (XXXX XXXX  
3) XXXX XXXX XXXX XXXX
Inquiry date: XXXX XXXX XXXX
Address : XXXX XXXX XXXX XXXX XXXXIAXXXX // Phone number : XXXX XXXX

******************************************************************************
XXXX XXXX XXXX XXXX XXXX
Account number : XXXX
Balance : $XXXX
Date open : XXXX XXXX XXXX
Address : XXXX XXXX, CA XXXX
Phone number : XXXX XXXX

************************************************************************

XXXX XXXX / XXXX XXXX 
Account number : XXXX  Balance : $XXXX
DaXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX (XXXX XXXX

******************************************************************
XXXX XXXX XXXX XXXX XXXX XXXX XXXX 
account number : XXXX  Balance : $XXXX  Date Open : XXXX XXXX XXXX
Address: XXXX XXXX XXXX
Phone number : XXXX XXXX

***************************************************************
XXXX XXXXXXXX XXXX
Account number: XXXX  account is currently close 
date opened : XXXX XXXX XXXX
original balance $XXXX  Contact info: XXXX XXXX IA XXXX 

******************************************************************
XXXX XXXX XXXX  account number: XXXX
Original Balance: $XXXX
Date opened: XXXX XXXX XXXX
Contact Info : XXXX XXXX XXXX
Phone Number: XXXX XXXX

****************************************************************** XXXX XXXX XXXX 
Account number: XXXX
Date opened: XXXX XXXX XXXX
original balance: $XXXX  Contact Info: XXXX XXXX IA XXXX  
XXXX XXXX XXXX
Account number: XXXX  Original balance: $XXXX
Account currently close
Contact Info: XXXX XXXX XXXX XXXX
Phone number: XXXX XXXX
************************************************************************ XXXX XXXX XXXX
Account number: XXXX
Date opened: XXXX XXXX
balance : $XXXX
highest balance: $XXXX
Contact Info: XXXX XXXX XXXX
***********************************************************************

ON MY EQUIFAX

all the following addresses are wrong: 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX
XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX

XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX, FL XXXX  
This following name is wrong : XXXX XXXX
The following employers are wrong: XXXX XXXX XXXX XXXX


******************************************************************************
XXXX XXXX XXXX
Account number: XXXX  Date opened: XXXX XXXX XXXX
balance : $XXXX
Contact Info: XXXX XXXX XXXX XXXX XXXX XXXX  Account number: XXXX
account is currently close 
date opened : XXXX XXXX XXXX
original balance $XXXX  Contact info: XXXX XXXX XXXX XXXX 

****************************************************************** XXXX XXXX XXXX
account number: XXXX
Original Balance: $XXXX
Date opened: XXXX XXXX XXXX
Contact Info : XXXX XXXX XXXX
Phone Number: XXXX XXXX

****************************************************************** XXXX XXXX XXXX 
Account number: XXXX
Date opened: XXXX XXXX XXXX  original balance: $XXXX
Contact InfoXXXX XXXX XXXX, IA XXXX
***********************************************************************XXXX XXXX XXXX XXXX  Account number: XXXX
Original balance: $XXXX
Account currently close
Contact InfoXXXX XXXX XXXX TX XXXX
Phone number: XXXX XXXX  **********************************************************************XXXX XXXX
Account number : XXXX
Date opened: XXXX XXXX XXXX
Address : XXXX  TX XXXX
Phone number: XXXX XXXX

********************************************************************** XXXX XXXX XXXX XXXX XXXX
Account number XXXX XXXX  Balance : $XXXX  Date open : XXXX XXXX XXXX
Address : XXXX XXXX, CA XXXX  Phone number : XXXX XXXX

************************************************************************ XXXX XXXX XXXX XXXX XXXX  
Account number : XXXX
Balance : $XXXX
Date open : XXXX XXXX XXXX
Address : XXXX, Fl XXXX
Phone numberXXXX XXXX XXXX

******************************************************************
XXXX XXXX XXXX XXXX XXXX XXXX XXXX 
account number XXXX XXXX
Balance : $XXXX  Date Open : XXXX XXXX XXXX  Address: XXXX, MI XXXX  Phone number : XXXX 822-0381

***************************************************************
the following 2 inquiries 

XXXX XXXX XXXX  Inquiry date: XXXX XXXX XXXX  Address: 1XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX,FLXXXX /// Phone number: XXXX XXXX XXXX XXXX XXXX XXXX
Inquiry DateXXXX XXXX XXXX
Address: XXXX XXXX XXXX XXXX XXXX XXXX XXXX,FLXXXX  // Phone number: XXXX XXXX

**********************************************************************
ON MY TRANSUNION 

 the following address is wrong : XXXX XXXX XXXX XXXX XXXX
XXXX, FL XXXX

The employers are wrong: XXXXXXXX XXXX XXXX XXXX  
***********************************************************************
the following 6 iquiries are unauthorized

1) XXXX XXXX XXXX XXXX
Iquiry date: XXXX XXXX XXXX 
Contact info : address : XXXX XXXX XXXX XXXX XXXX XXXX,FLXXXX  // Phone number : XXXX XXXX 2) XXXX XXXX
Inquiries date : XXXX XXXX XXXX  
Contact info : XXXX XXXX XXXX XXXX XXXX,FLXXXX  // Phone number XXXX XXXX XXXX 3) XXXX  Inquiry date: XXXX XXXX XXXX
Address : XXXX XXXX XXXX XXXX XXXX,IAXXXX // Phone number : XXXX XXXX XXXX  inquiry date: XXXX XXXX XXXX
Address: XXXX XXXX XXXX XXXX,NCXXXX  // Phone number: XXXX XXXX XXXX XXXX  Inquiry Date: XXXX XXXX XXXX
Address: XXXX XXXX XXXX XXXX XXXX XXXXORXXXX // Phone number: XXXX XXXX

6) XXXX XXXX XXXXnquiry Date: XXXX XXXX XXXX
AddressXXXX XXXX XXXX XXXX
XXXX,TXXXXX // Phone number: XXXX XXXX

*********************************************************************************
*********************************************************************************
The following 5 collections

XXXX XXXX XXXX XXXX XXXX  Account number : XXXX
Balance : $XXXX  Date open XXXX XXXX XXXX XXXX
Address : XXXX XXXX, CA XXXX
Phone number : XXXX XXXX

********************************************************************************* XXXX XXXX XXXX XXXX XXXX 
Account number : XXXX  Balance : XXXX
Date open : XXXX XXXX XXXX  Address XXXX XXXX Fl XXXX  Phone number: XXXX XXXX
 ******************************************************************************
XXXX
account number: XXXX
Date opened: XXXX XXXX XXXXXXXX  Address: XXXX, MA XXXX
Phone numberXXXX XXXX
************************************************************************ XXXX XXXX XXXX XXXX XXXX XXXX Account numberXXXX XXXX XXXX XXXX: XXXX XXXX XXXX  balance XXXX XXXX
Contact Info: XXXX, MI XXXX
************************************************************************XXXX XXXX XXXX XXXX XXXX XXXX XXXX
account number: XXXX
date opened: XXXX XXXX XXXXXXXX  Address: XXXX, KS XXXX
**********************************************************************

5 following installment

XXXX XXXX XXXX
account numberXXXX XXXX  Original Balance: XXXX
Date opened: XXXX XXXX XXXX  Contact Info : XXXX IL XXXX
Phone Number: XXXX XXXX  
****************************************************************** XXXX XXXX XXXXXXXX 
Account number: XXXX  Date opened: XXXX XXXX XXXX
original balance: XXXX  Contact InfoXXXX XXXX XXXX IA XXXXXXXX
**********************************************************************XXXX XXXX XXXX XXXX
Account number: XXXX  Original balance: XXXX
Account currently close
Contact Info: XXXX XXXX TX XXXX  Phone numberXXXX XXXX XXXX XXXX*******************************************************************
XXXX
Account number XXXX XXXX  Date opened: XXXX XXXX XXXX  Address : XXXX, TX XXXX  Phone number: XXXX XXXX
************************************************************************XXXX XXXX XXXX XXXX
Account number: XXXX
account is currently close 
date opened : XXXX XXXX XXXX
original balance XXXX  Contact info:XXXX, TX XXXX XXXX XXXX, IA XXXX 
**************************************************************************
XXXX XXXX XXXX XXXX XXXX  Account number: XXXX  Date openedXXXX XXXX XXXX XXXX  balance : XXXX
Contact Info: XXXX OH XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation