Consumer complaint received 2024-03-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: OR

Complaint narrative:
I have recently reviewed my credit report and observed inaccuracies and discrepancies in the reported accounts. 

XXXX : 1. Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete XXXX Account Number : XXXX consumer reporting agencies failed to put a notice of dispute after 30 days of my dispute on this account. 
2. Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete XXXX XXXX XXXX  Account Number : XXXX consumer reporting agencies failed to put a notice of dispute after 30 days of my dispute on this account. 
3. Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete XXXX XXXX Account Number : XXXX consumer reporting agencies failed to put a notice of dispute after 30 days of my dispute on this account. 
4. Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete XXXXXXXX XXXX Account Number : XXXX Account in violation of the FCRA 15 U.S. Code 1666- CORRECTION O BILLING ERRORS. The creditor failed to reflect properly on a statement a payment made by me.

5. The following personal information is incorrect : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OR XXXX XXXX. The following personal information is incorrect : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX. The following personal information is incorrect : Employers : XXXX XXXX XXXX EXPERIAN : 1. Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete XXXX Account Number : XXXX consumer reporting agencies failed to put a notice of dispute after 30 days of my dispute on this account. 
2. Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete XXXXXXXX XXXX  XXXX Account Number : XXXX consumer reporting agencies failed to put a notice of dispute after 30 days of my dispute on this account.

3. Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete XXXX XXXX Account Number : XXXX consumer reporting agencies failed to put a notice of dispute after 30 days of my dispute on this account. 
4. Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete XXXX XXXX  Account Number : XXXX Account in violation of the FCRA 15 U.S. Code 1666- CORRECTION OF BILLING ERRORS. The creditor failed to reflect properly on a statement a payment made by me.

5. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OR XXXX XX/XX/XXXX 6. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX, OR XXXX XX/XX/XXXX 7. The following personal information is incorrect : Employers : XXXX XXXX XXXX 8. The following personal information is incorrect : Employers : XXXX XXXX : 1. Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete XXXX Account Number : XXXX consumer reporting agencies failed to put a notice of dispute after 30 days of my dispute on this account. 
2. Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete XXXXXXXX XXXX XXXXXXXX Account Number : XXXX consumer reporting agencies failed to put a notice of dispute after 30 days of my dispute on this account.

3. Under 15 U.S.C. 1681i Paragraph ( 5 ) any information disputed by a consumer an item of the information is found to be inaccurate or incomplete or can not be verified the consumer reporting agency shall ( i ) promptly delete XXXX XXXX Account Number : XXXX consumer reporting agencies failed to put a notice of dispute after 30 days of my dispute on this account. 
4. The following personal information is incorrect Also Known As : XXXX, XXXXXXXX XXXX 5. The following personal information is incorrect Also Known As : XXXX, XXXX, XXXX 6. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX, OR XXXX 7. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXXXXXX XXXX XXXXXXXX, OR XXXX XXXX. The following personal information is incorrect Employers XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation