Consumer complaint received 2025-02-04 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Old information reappears or never goes away
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
Subject : Request for Removal of Inaccurate or Outdated Inquiries Dear Sir/Madam, I am writing to dispute certain hard and soft inquiries on my credit report that I believe to be inaccurate, unauthorized, or outdated. I request that these inquiries be investigated and removed from my credit report in accordance with the Fair Credit Reporting Act ( FCRA ). 

Disputed Hard Inquiries : XXXX XXXX XXXXnquiry Date : XX/XX/XXXX Inquiry Type : Unspecified Location : XXXX XXXX XXXX, XXXX, MI, XXXX Reason for Dispute : Unspecified/ Not Authorized/ Over XXXX XXXX XXXX XXXX. XXXX XXXX Inquiry Date : XX/XX/XXXX Inquiry Type : Auto Loan Location : XXXX XXXX XXXX, XXXX, TX, XXXX Reason for Dispute : Unspecified/ Not Authorized/ Over XXXX XXXXXXXX XXXX XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX Inquiry Type : Unspecified Location : XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, GA, XXXX Reason for Dispute : Unspecified/ Not Authorized/ Over XXXX XXXX XXXX XXXX. XXXX XXXX Inquiry Date : XX/XX/XXXX Inquiry Type : Auto Loan Location : XXXX XXXX XXXX, XXXX XXXX, TX, XXXX Reason for Dispute : Unspecified/ Not Authorized/ Over XXXX XXXX XXXX XXXX XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX Inquiry Type : Unspecified Location : XXXX XXXX XXXX XXXX XXXX XXXX, CA, XXXX Reason for Dispute : Unspecified/ Not Authorized/ Over XXXX XXXX XXXX XXXX. XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX Inquiry Type : Auto Loan Location : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX, XXXX Reason for Dispute : Unspecified/ Not Authorized/ Over XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXnquiry Date : XX/XX/XXXX Inquiry Type : Unspecified Location : XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, GA, XXXX Reason for Dispute : Unspecified/ Not Authorized/ Over XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX : XX/XX/XXXX Inquiry Type : Auto Loan Location : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX CA, XXXX Reason for Dispute : Unspecified/ Not Authorized/ Over XXXX XXXX XXXX XXXX. XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX Inquiry Type : Auto Loan Location : XXXX XXXX XXXX XXXX, XXXX XXXX, FL, XXXX Reason for Dispute : Unspecified/ Not Authorized/ Over XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX Inquiry Type : Auto Loan Location : XXXX XXXX XXXX, XXXX, TX, XXXX Reason for Dispute : Unspecified/ Not Authorized/ Over XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX Date : XX/XX/XXXX Inquiry Type : Unspecified Location : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX, XXXX Reason for Dispute : Unspecified/ Not Authorized/ Over XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX Date : XX/XX/XXXX Inquiry Type : Unspecified Location : [ Location not provided ] Reason for Dispute : Unspecified/ Not Authorized/ Over XXXX XXXX XXXX XXXX. XXXX XXXX Inquiry Date : XX/XX/XXXX Inquiry Type : Unspecified Location : [ Location not provided ] Reason for Dispute : Over XXXX XXXX XXXX/ Not Authorized XXXX. XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX Inquiry Type : Auto Loan Location : XXXX XXXX XXXX XXXX, Coconut XXXX XXXX FL, XXXX Reason for Dispute : Unspecified/ Not Authorized/ Over XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX Inquiry Type : Auto Loan Location : XXXX XXXX XXXX, XXXX XXXX XXXX, UT, XXXX Reason for Dispute : Over XXXX XXXX XXXX/ Not Authorized Disputed Soft Inquiries XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX Address : XXXX XXXX XXXX FL XXXX, XXXX XXXX, CA XXXX Phone : ( XXXX ) XXXX Reason for Dispute : Unspecified/ Not Authorized XXXX. XXXX XXXX XXXX Inquiry Dates : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Reason for Dispute : Unspecified/ Not Authorized XXXX. XXXX XXXX Inquiry Date : XX/XX/XXXX Address : XXXXXXXX XXXX XXXX  XXXX XXXX XXXX, VA XXXX Additional Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX NY XXXX Phone : ( XXXX ) XXXX Reason for Dispute : Unspecified/ Not Authorized XXXX. XXXX XXXXXXXX XXXX XXXX Inquiry Dates : XX/XX/XXXX, XX/XX/XXXX Address : XXXX XXXX XXXX, XXXX, TX XXXX Phone : ( XXXX ) XXXX Reason for Dispute : Unspecified/ Not Authorized XXXX. XXXX XXXX XXXX Dates : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Address : XXXX XXXX XXXX XXXX XXXX, XXXX, AZ XXXX Additional Address : XXXX XXXX XXXX XXXX, XXXX XXXX, CA XXXX Phone : ( XXXX ) XXXX Reason for Dispute : Unspecified/ Not Authorized XXXX. XXXX XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX Address : XXXX XXXX XXXX, XXXX, MD XXXX Phone : ( XXXX ) XXXX Reason for Dispute : Unspecified/ Not Authorized XXXX. XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX Address : XXXX XXXX XXXX XXXX, The Woodlands, TX XXXX Reason for Dispute : Unspecified/ Not Authorized XXXX. XXXX Inquiry Date : XX/XX/XXXX Address : XXXX XXXX XXXX, XXXX XXXX, CA XXXX Reason for Dispute : Unspecified/ Not Authorized XXXX XXXX XXXX Inquiry Dates : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, etc. 
Reason for Dispute : Unspecified / Not Authorized XXXX. XXXX XXXX Dates : XX/XX/XXXX, XX/XX/XXXX, and several other dates ( from XX/XX/XXXX to XX/XX/XXXX ) Reason for Dispute : Unspecified/ Not Authorized XXXX. XXXX XXXX Dates : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX Reason for Dispute : Unspecified/ Not Authorized XXXX. XXXX XXXX Inquiry Date : XX/XX/XXXX Address : XXXX XXXX XXXX, XXXX, DE XXXX Reason for Dispute : Unspecified/ Not Authorized XXXX. XXXX XXXX XXXX XXXX Dates : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, and others Address : XXXX XXXX XXXX # XXXX, XXXX XXXX, CA XXXX Reason for Dispute : Unspecified/ Not Authorized As these inquiries appear to be inaccurate or outdated, I respectfully request their removal from my credit report. I would appreciate it if you could provide confirmation of their removal and any supporting documentation related to this matter. 

If you require any further information, please do not hesitate to contact me. 

Thank you for your attention to this request. 

Sincerely, XXXX XXXX Let me know if you need further adjustments

Company response to consumer: Closed with explanation