Consumer complaint received 2025-06-02 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Radius Global Solutions LLC
State: IL

Complaint narrative:
Radius Global Solutions LLC XXXX XXXX XXXX XXXX, MN XXXX Subject : Debt Validation Request Pursuant to FDCPA Account Allegedly Originating from XXXX  XXXX To Whom It May Concern, I am in receipt of your recent communication regarding an alleged charged-off account from XXXX  XXXX. You claim that I now owe a debt to Radius Global Solutions, and you are attempting to collect payment from me for a debt I do not acknowledge or owe to your company. 



I am formally disputing this alleged debt in its entirety, and I hereby invoke my right under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g, to request full validation of the debt you claim I owe. Be advised, I do not have any contractual or legal relationship with Radius Global Solutions, and I have never entered into any agreement with your company. 



As part of your debt validation, please provide the following : XXXX. The original signed contract or agreement that clearly shows I entered into a debt obligation with your company, Radius Global Solutions. 

XXXX. Proof of assignment or purchase of the alleged debt from XXXX XXXX, including the legal transfer documents. 

XXXX. A complete payment history and breakdown of the debt, including all fees, interest, and charges. 

XXXX. The name and address of the original creditor and a copy of the final billing statement from XXXX XXXX. 

XXXX. An explanation of who authorized Radius Global Solutions to collect on this alleged account. 

XXXX. If XXXX  XXXX charged off and sold this debt, I am requesting a copy of IRS Form 1099-C, as required when a debt is forgiven or sold which I have not received. 



Furthermore, I am well aware that Radius Global Solutions has faced multiple lawsuits and regulatory scrutiny regarding its debt collection practices. I would like to note : In XX/XX/year>, Radius Global Solutions was involved in a significant data breach that compromised the personal information including names, addresses, and Social Security numbers of over XXXX individuals, exposing sensitive data to unauthorized actors. 

Attorneys are reportedly investigating the incident for potential class action litigation, underscoring the level of negligence associated with your companys handling of consumer information. 



This background calls into question not only the legitimacy of your debt collection efforts, but also your ability to safeguard my personal and financial information. 



Until full validation is provided, and the legitimacy of this claim is clearly established, you are to cease all collection activity, including reporting to any credit bureaus, phone calls, letters, or third-party involvement. Any continued attempts to collect on this debt without providing proper validation will be considered a violation of the FDCPA and FCRA, and I will not hesitate to file a formal complaint with the Consumer Financial Protection Bureau ( CFPB ), Federal Trade Commission ( FTC ), and my states Attorney General. 



This letter also serves as a notice to preserve all documents, recordings, and correspondence in the event legal action becomes necessary. 



Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief