Consumer complaint received 2025-10-12 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate. 

Under 15 U.S. CXX/XX/XXXXe XXXX ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates. 

15 U.S. CXX/XX/XXXXe XXXX ( XXXX ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( XXXX ) or any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shall -- -XX/XX/XXXX ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation ; AND (XX/XX/XXXX) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 


Please remove the following items from my credit report, immediately : EquifaxXX/XX/XXXXXXXX XXXX XXXX Collections Account Number XXXX Original Lender XXXX XXXX XXXX Date Assigned XX/XX/XXXX Original Balance {$690.00} Current Balance {$690.00} Account Number XXXX Original Lender XXXX XXXX XXXX Date Assigned XX/XX/XXXX Original Balance {$470.00} Current Balance {$470.00} Agency Name : XXXX Last Updated XXXX, XXXX Payment Status Charge-off Worst Delinquency Bad debt/collection Balance {$140.00} Agency Name : XX/XX/XXXX Last Updated XX/XX/XXXX Payment Status Not more than XXXX payments past due Worst Delinquency XX/XX/XXXX days past due Balance {$0.00} Agency Name : XXXXXX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Charge-off Worst DelinquencyXX/XX/XXXX days past due Balance {$0.00} Agency Name :XX/XX/XXXX Last Updated XX/XX/XXXX Payment Status Pays account as agreed Worst Delinquency XXXX days past due Balance {$0.00} Agency Name : XX/XX/XXXX Bank Last Updated XX/XX/XXXX Payment Status Charge-off Worst Delinquency XXXX days past due Balance {$0.00} Agency Name : XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Charge-off Worst Delinquency Bad debt/collection Balance {$0.00} Agency Name : XX/XX/XXXX Last Updated XX/XX/XXXX Payment Status Charge-off Worst Delinquency Bad debt/collection Balance {$0.00} Agency Name : XXXX Bank Last Updated XX/XX/XXXX Payment Status Charge-off Worst Delinquency Bad debt/collection Balance {$0.00} Credit Limit {$1200.00} TransUnion * * * * * * Account Number XXXXXXXX Original Lender XXXXXX/XX/XXXXXXXX NameXX/XX/XXXX Date Assigned XXXX XXXX XXXX XXXX Original Balance {$5600.00} Current Balance {$6900.00} XXXX XXXX XXXX XXXX XXXX summary Account Number XXXX Original Lender XXXX XX/XX/XXXXXXXX Bank XXXXXX/XX/XXXX Agency Name XXXXXX/XX/XXXX Date Assigned XXXX XXXX, XXXX Original XXXX {$690.00} Current Balance {$690.00} XXXX Celtic Bank Collections Account XXXX XXXX XXXX XXXX XXXX XXXX Bank Agency Name XXXX Cred Date Assigned XX/XX/XXXX Original Balance {$670.00} Current Balance {$670.00} XXXX XXXX XXXX Collections Account Number XXXX Original LendeXX/XX/XXXX Bank Of XX/XX/XXXXAgency XXXX XXXX XXXX Date Assigned XXXX XXXX, XXXX Original Balance {$470.00} Current Balance {$470.00} XXXX XXXX XXXX XXXX Collections - summary TransUnion Account Number XXXX XXXX XXXX XXXX XXXX XXXX XXXX Agency NameXX/XX/XXXX Date Assigned XXXX XXXX, XXXX Original Balance {$15000.00} Current Balance {$15000.00} XXXX University Of Maryland XXXX XXXX XXXX summary TransUnion Account Number XXXXXXXX Original Lender XXXX University XXXX XX/XX/XXXXXXXX Agency Name XXXX Of XXXX Date Assigned XXXX XXXX, XXXX Original Balance {$1000.00} Current Balance {$0.00} XXXX XXXX ( XXXX XXXX Accounts - negative accounts - Summary TransUnion Last Updated XXXX, XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$170.00} XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$140.00} XX/XX/XXXX ( Installment ) Last Updated XX/XX/XXXX Payment Status 90 days past due Worst Delinquency XX/XX/XXXX days past due Balance {$0.00}XX/XX/XXXX Last Updated XXXX XXXX XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance {$0.00}XX/XX/XXXXXXXX Last Updated XX/XX/XXXX Payment Status Paid or paying as agreed Worst Delinquency XX/XX/XXXX days past due Balance {$0.00}XX/XX/XXXX Bank Last Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} First Premier Last Updated XX/XX/XXXX Payment Status Payment after charge off/collection Worst Delinquency None Reported Balance {$0.00} XXXX Bank Last Updated XX/XX/XXXX Payment Status Charged off as bad debt Worst Delinquency None Reported Balance Credit Limit {$1200.00} ExperianXX/XX/XXXXXXXX Collections Account NumberXX/XX/XXXX Original LenderXX/XX/XXXXXXXX Name XXXX XXXX XXXX Date Assigned XXXX XXXX, XXXX Original Balance {$5600.00} Current Balance {$6900.00} XXXX XXXX XXXX Collections Account Number XXXX Original Lender XX/XX/XXXXXXXX Bank XX/XX/XXXX 
Agency Name XXXX XXXX XXXX Date Assigned XXXX XXXX, XXXX Original Balance {$690.00} Current Balance {$690.00} XXXXXX/XX/XXXXBank Collections Account Number XXXX Original Lender XXXX Bank Agency Name XXXX XXXX XXXX Date Assigned XXXX XXXX XXXX XXXX Original Balance {$670.00} Current Balance {$670.00} XXXX XXXX XXXX Collections Account Number XXXX Original XXXX XXXX XXXX Bank Of XX/XX/XXXX Agency Name XXXX XXXX XXXX Date Assigned XXXX XXXX XXXX XXXX Original Balance {$470.00} Current Balance {$470.00} XXXX XXXX ( Installment ) Last Updated XX/XX/XXXX Payment Status Unpaid balance reported as a loss by credit grantor Worst Delinquency Charge Off/Other Derog Balance {$170.00} XX/XX/XXXX ( Installment ) Last Updated XX/XX/XXXX Payment Status Unpaid balance reported as a loss by credit grantor Worst Delinquency Charge Off/Other Derog Balance {$140.00} Onemain Last Updated XXXX, XXXX Payment Status Unpaid balance reported as a loss by credit grantor Worst Delinquency Charge Off/Other Derog Balance {$0.00} XX/XX/XXXXXXXX Last Updated XX/XX/XXXX Payment Status Paid account/was delinquentXX/XX/XXXXdays past due date Worst DelinquencyXX/XX/XXXXdays delinquent Balance XXXXXX/XX/XXXX Last Updated XX/XX/XXXX Payment Status Account legally paid in full for less than the full balance Worst Delinquency Charge Off/Other Derog Balance XX/XX/XXXXLast Updated XX/XX/XXXX Payment Status Paid account/was a charge-off Worst Delinquency Charge Off/Other Derog Balance XXXX Bank Last Updated XX/XX/XXXX Payment Status Unpaid balance reported as a loss by credit grantor Worst Delinquency Charge Off/Other Derog Balance {$1200.00} Credit Limit {$1200.00}

Company response to consumer: Closed with non-monetary relief