Consumer complaint received 2024-01-19 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
XX/XX/XXXX RE : Violation of Permissible purposes of consumer reports 15 U.S.C. 1681b Equifax : I checked my personal credit report, which I acquired from your organization and found inquiries on my credit file with you that I did not initiate. I have already contacted the creditor and they said I needed to contact the credit bureau reporting such information. I did not initiate these inquiries, nor did I give my written permission or consent for these creditors to check my credit. I ask that you please remove them from my credit file with you. 
1. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX XXXX  XXXX Date of inquiry : XX/XX/XXXX Remove it from my credit report 2. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX XXXX XXXX  XXXX Date of inquiry : XX/XX/XXXX Remove it from my credit report 3. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX  Date of inquiry : XX/XX/XXXX Remove it from my credit report 4. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX XXXX Date of inquiry : XX/XX/XXXX Remove it from my credit report 5. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX XXXX XXXX  XXXX Date of inquiry : XX/XX/XXXX Remove it from my credit report 6. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX XXXX XXXX  XXXX Date of inquiry : XX/XX/XXXX Remove it from my credit report 7. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX XXXX XXXX  Date of inquiry : XX/XX/XXXX Remove it from my credit report 8. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Remove it from my credit report 9. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX XXXX  Date of inquiry : XX/XX/XXXX Remove it from my credit report 10. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX  XXXX Date of inquiry : XX/XX/XXXX Remove it from my credit report 11. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX XXXX XXXX  Date of inquiry : XX/XX/XXXX Remove it from my credit report 12. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX XXXX  Date of inquiry : XX/XX/XXXX Remove it from my credit report 13. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX  XXXX Date of inquiry : XX/XX/XXXX Remove it from my credit report 14. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX XXXX XXXX  Date of inquiry : XX/XX/XXXX Remove it from my credit report 15. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX XXXX  XXXX Date of inquiry : XX/XX/XXXX Remove it from my credit report 16. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX Date of inquiry : XX/XX/XXXX Remove it from my credit report 17. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX XXXX Date of inquiry : XX/XX/XXXX Remove it from my credit report 18. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX XXXX Date of inquiry : XX/XX/XXXX Remove it from my credit report 19. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Remove it from my credit report 20. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX XXXX XXXX  XXXX Date of inquiry : XX/XX/XXXX Remove it from my credit report 21. This inquiry was not authorized. Verify it with the creditor or remove it. 
XXXX XXXX Date of inquiry : XX/XX/XXXX Remove it from my credit report

Company response to consumer: Closed with explanation