Consumer complaint received 2024-12-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: MA

Complaint narrative:
CFPB Complaint against Credit Reporting Agencies Text ( Separate complaint filed with all bureaus : Experian, XXXX, and XXXX ) : What happened ( statement of pertinent facts ) : Consumer Name : XXXX XXXX XXXX Social Security Number : XXXX Consumer Date of Birth : Contents of Complaint : This CFPB complaint has been filed to request, pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ), that you, the XXXX credit reporting agency , block the fraudulent information appearing on my consumer credit report. This information is the result of identity theft and fraud, and I request this block to be applied within 4 business days of you receiving this complaint. 

The fraudulent, inaccurate, and false information consists of : account XXXX XXXX XXXX on XX/XX/XXXX account number : XXXX balance of {$590.00}. 

A XXXX account on XX/XX/XXXX account number : XXXX balance {$590.00}. 

A XXXX XXXX XXXX account on XX/XX/XXXX account number : XXXX. 

XXXX XXXX account opened in XXXX account number : XXXX balance {$70.00} XXXX XXXX XXXX  account number : XXXX date opened on XX/XX/XXXX A XXXX account number : XXXX XXXX opened on XX/XX/XXXX balance of : {$560.00} An account Creditor Name is : XXXX XXXX XXXX XXXXs Collection account number : XXXX opened on XX/XX/XXXX balance of : {$590.00} A XXXX XXXX XXXX account number : XXXX XXXX XXXX XXXX XX/XX/XXXX balance of : {$590.00} A XXXX XXXX account number : XXXX A XXXX XXXX XXXX account number : XXXX XXXX XXXX XX/XX/XXXX balance of : {$1200.00} A XXXX account number : XXXX opened XX/XX/XXXX balance of {$590.00} A list of unauthorized inquiries on the credit report : XXXX XXXX XXXX XXXX date requested requested XXXX XX/XX/XXXX XXXX XXXX XXXX date requested on XX/XX/XXXXXXXX XXXX XXXX XXXX date requested on XX/XX/XXXX XXXX via XXXX requested on XX/XX/XXXX These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. 

I have attached a list of the hard inquiries in question, as well as a copy of the consumer FICO credit report maintained by you, which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections, or hard inquiries as being mine. These fraudulent accounts, collections, and hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. 

All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of the FTC Identity Theft Criminal Complaint ( # private case number ) as proof from the U.S. Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief