Consumer complaint received 2026-02-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: CBC Companies, Inc.
State: FL

Complaint narrative:
Dear Innovis Consumer Assistance,, XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXXXXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXXXXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXXXXXX XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXXXXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXXXXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXXXXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXX XXXX FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXXXXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXXXXXX XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXXXXXX XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXXXXXX XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXXXXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX. XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. In violation of 15 U.S.C. 1692g. They were to notify me of this in writing XXXX days prior, I was not. As the original creditor, only I can validate this debt. I do not validate this debt. FCRA 605B ( 15 U.S.C. 1681c-2

Company response to consumer: Closed with explanation