Consumer complaint received 2024-09-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Date : XX/XX/XXXX Subject : Request for Personal Information Verification To Whom It May Concern, I am writing to request a verification of the personal information you have on file for me. Recently, I received a notification regarding discrepancies in my personal details during a credit application. Please provide me with a full report of the personal information you have on file, including my name, Social Security number, date of birth, and current address. 

For your reference, my correct personal information is as follows : Full Name : XXXX XXXX Address : XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXX  Phone : XXXX Email : XXXX Date of Birth : XXXX SSN : XXXX Place of Birth : XXXX  Driver 's License # : XXXX Please update your records accordingly if there are any discrepancies. 

To verify my identity, I have included the following documents : A copy of my unexpired California driver 's license ( DL # : XXXX ) A copy of my Social Security card ( SSN : XXXX ) A recent bank statement confirming my current address I kindly ask that you provide a response within the timeframe specified by the Fair Credit Reporting Act ( FCRA ). Thank you for your attention to this matter. 

Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Phone : XXXX Email : XXXX XXXX : XXXX SSN : XXXX Place of Birth : XXXX  Driver 's License # : XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Date : XX/XX/XXXX Subject : Request for Personal Information Verification To Whom It May Concern, I am writing to request a verification of the personal information you have on file for me. I recently received a notification indicating discrepancies in my personal information during a credit application review. Please provide a full report of all personal information associated with my account, including my name, Social Security number, date of birth, and current address. 

For your reference, my correct personal information is as follows : Full Name : XXXX XXXX Address : XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Phone : XXXX Email : XXXX Date of Birth : XXXX SSN : XXXX Place of Birth : XXXX  Driver 's License # : XXXX If any information in your system differs from the details Ive provided, I request that you update your records accordingly. 

To assist with this verification, I have enclosed the following documents : A copy of my unexpired California driver 's license ( DL # : XXXX ) A copy of my Social Security card ( SSN : XXXX ) A recent bank statement verifying my current address Please provide a response in compliance with the Fair Credit Reporting Act ( FCRA ) and make any necessary corrections to ensure the accuracy of my file. 

Thank you for your prompt attention to this matter. 

Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Phone : XXXX Email : XXXX XXXX : XXXX SSN : XXXX Place of Birth : XXXX  Driver 's License # : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX Date : XX/XX/XXXX Subject : Request for Personal Information Verification To Whom It May Concern, I am writing to request verification of the personal information you have on file for me. Recently, I was notified of discrepancies in my personal information during a credit application process, and I would like to confirm that your records are accurate. Please provide me with a report of all personal information on file, including my name, Social Security number, date of birth, and current address. 

For your reference, my correct personal information is as follows : Full Name : XXXX XXXX Address : XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Phone : XXXX Email : XXXX Date of Birth : XXXX SSN : XXXX Place of Birth : XXXX  Driver 's License # : XXXX If any of the information in your records does not match what I have provided, please update your records accordingly. 

To help verify my identity and residency, I have enclosed the following documents : A copy of my unexpired California driver 's license ( DL # : XXXX ) A copy of my Social Security card ( SSN : XXXX ) A recent bank statement verifying my current address Please review and update your records as needed to ensure accuracy. I appreciate your prompt response in accordance with the Fair Credit Reporting Act ( FCRA ). 

Thank you for your attention to this matter. 

Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Phone : XXXX Email : XXXX XXXX : XXXX SSN : XXXX Place of Birth : XXXX  Driver 's License # : XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation