Consumer complaint received 2025-05-06 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Revco Management, LLC
State: CA

Complaint narrative:
To Whom It May Concern : Upon reviewing my credit report, I have identified the following item ( s ) that contain inaccuracies : 1. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX CA XXXX XXXX. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX  XXXX XXXX XXXX CA XXXX XXXX. Violation 15 USC code 1681 ( a ) Congressional Findings and statement of purpose - consumer 's right of privacy XXXX Case Number : XXXX Please be advised that the court does not send information to any websites internet search engines or credit reporting agencies instead credit reporting agencies and other information providers collect information regarding bankruptcy cases from the court 's public records. Once a case is filed with the bankruptcy court that case becomes part of the court 's permanent records. Regardless of the status of your case ( open closed discharged dismissed etc. ) the credit reporting agencies can still report your case on your credit report for up XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, California XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX to XXXX years. If you believe there is an error on the web or in your credit report you must resolve that with the website or reporting agency directly. This is a clear violation of FCRA 15 U.S.C. 1681-1681x. The Fair and Accurate Credit Transactions Act added many provisions to this Act primarily relating to record accuracy and identity theft. 
XXXX. The inquiry was not authorized XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX XXXX of inquiry : XX/XX/XXXX Please remove it from my credit report.

19. Pursuant to 15 U.S.C. 1692g ( FDCPA ) and 15 U.S.C. 1681 ( FCRA ) I am requesting immediate verification of the legal ownership servicing rights and validity of the alleged student loan debt under your authority. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report.

20. violation of 15 USC 1692g. Validate this account. You have 30 days to verify if you fail to this must be deleted. 
REVCO SOLUTIONS Account XXXX : XXXX * * * * * * * Please remove this inaccurate information from my credit report.

21. Pursuant to 15 U.S.C. 1692g ( FDCPA ) and 15 U.S.C. 1681 ( FCRA ) I am requesting immediate verification of the legal ownership servicing rights and validity of the alleged student loan debt under your authority. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * Please remove this inaccurate information from my credit report.

22. Potential Violations of the FCRA Reporting unverifiable debts is a direct violation of 15 U.S.C. 1681e ( b ) and 15 U.S.C. 1681i ( a ) ( XXXX ) ( A ) XXXX XXXX XXXX  Account Number : XXXX * * * * * * * * * * Please remove this inaccurate information from my credit report.

23. violation of 15 USC 1692g. Validate this account. You have 30 days to verify if you fail to this must be deleted. 
XXXX XXXX XXXX Account Number : XXXX * * * * * * * * Please remove this inaccurate information from my credit report.

24. Violation of 15 U.S. Code 1681b - Permissible purposes of consumer. Delete immediately. 
XXXX XXXX Account XXXX : XXXX * * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report.

25. Violation 15 USC code 1681 ( a ) Congressional Findings and statement of purpose - consumer 's right of privacy XXXX XXXX Account Number : XXXX * * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report. 
XXXX. I demand A signed copy of the original Master Promissory Note ( MPN ) bearing my wet-ink signature XXXX XXXX XXXX  Account Number : XXXX * * * * * * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report.

27. violation 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately FLAGSHIP CREDIT ACCEPT Account Number : XXXX * * * * * * * * * * * * * * * * Please remove this inaccurate information from my credit report. 
XXXX violation XXXX XXXX XXXX XXXX - Responsibilities of furnishers of information to consumer reporting agencies. Delete immediately XXXX XXXX XXXX Account Number : XXXX * * * * * * * * * * Please remove this inaccurate information from my credit report. 
In accordance with the Fair Credit Reporting Act, I insist that these items be thoroughly investigated and expunged from my report. It is my understanding that you will verify these items with the respective creditor.

Please eliminate any information that the creditor is unable to validate. I am aware that under 15 U.S.C. Sec.

1681i ( a ), you are obligated to complete this reinvestigation within 30 days of receiving this correspondence.

Kindly send an updated copy of my credit report to the aforementioned address. As per the act, there should be no charge for this updated report. Furthermore, I request that you notify any parties who have received my credit report in the past XXXX months regarding the corrections made. 
Thank you for your attention and assistance in resolving this matter.

Company response to consumer: Closed with non-monetary relief