Consumer complaint received 2025-01-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
XXXX XXXX account number XXXX, companies, XXXXXXXX XXXX Experian XXXX XXXX XXXX date XX/XX/XXXXXXXX  score XXXX. I was denied a loan reason Serious delinquencys and public records/so, Ratio of of balance to limit on bank revolving accounts too high, too many accounts with balances, Proportion of loans balances to loan amounts is too high XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Experian, XXXX, XXXX XXXX XXXX. XXXX, account number XXXX, credit date XX/XX/XXXX XXXX. Application number XXXX, I was denied the reason Serious delinquencys and public records/so, Ratio of of balance to limit on bank revolving accounts too high, too many accounts with balances, Proportion of loans balances to loan amounts is too high, also it says from XXXX XXXX XXXX date XX/XX/XXXX score XXXX factors limited history for consumer at address, not enough debt experience, too few revolving accounts, XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Experian. XXXX XXXX XXXXXX/XX/XXXX Experian no reason stated XXXX XXXXXXXX XXXX XXXX Experian, XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX date XX/XX/XXXX, application number XXXX, was denied a loan reason Serious delinquencys and public records/so, Ratio of of balance to limit on bank revolving accounts too high, too many accounts with balances, Proportion of loans balances to loan amounts is too high. XXXX XX/XX/XXXX score XXXX factors limited history for consumer at address, not enough debt experience, too few revolving accounts. 

XX/XX/XXXX XXXX financial services, Experian application number XXXX, XXXX XXXX XXXXXXXX XXXX XXXX credit score application number XXXX. Score XXXX XX/XX/XXXX reason denial Serious delinquencys and public records/so, Ratio of of balance to limit on bank revolving accounts too high, too many accounts with balances, Proportion of loans balances to loan amounts is too high. 

XX/XX/XXXX application number XXXX, XXXXXXXX XXXX  Experian, XXXX XXXX date of score XX/XX/XXXX XXXX credit score. 
reason denial Serious delinquencys and public records/so, Ratio of of balance to limit on bank revolving accounts too high, too many accounts with balances, Proportion of loans balances to loan amounts is too high. 

XXXX, XXXX application number XXXX XXXX XXXXXXXX XXXX XXXX XXXX, reason denial Serious delinquencys and public records/so, Ratio of of balance to limit on bank revolving accounts too high, too many accounts with balances, Proportion of loans balances to loan amounts is too high. Date score XX/XX/XXXX XXXX, reason denial Serious delinquencys and public records/so, Ratio of of balance to limit on bank revolving accounts too high, too many accounts with balances, Proportion of loans balances to loan amounts is too high. 

XX/XX/XXXX XXXX account number XXXX, XXXX XXXX XXXX, date XX/XX/XXXXXXXX  score XXXX reason reason denial Serious delinquencys and public records/so, Ratio of of balance to limit on bank revolving accounts too high, too many accounts with balances, Proportion of loans balances to loan amounts is too high.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation