Consumer complaint received 2024-05-26 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: OH

Complaint narrative:
Equifax is liable under the SEC to follow certain rules. 
EQUIFAX XXXX file number XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX form will be completed and submitted in order to audit consumers account. 
EQUIFAX is securitizing consumer data! Yet, they refuse to provide I, the consumer a copy of my CONSUMER FILE, instead of my CONSUMER REPORT. 


15 U.S. Code 1681c2 - Block of information resulting from identity theft Equifax has 4 days to remove ALL of these items from my credit file. 

If Equifax can not provide me with the original application containing I, the consumer 's wet ink signature or any of the original documentation Privacy Act of XXXX ( 5 U.S. Code 552a ) 12 CFR 1016.1 Purpose and scope15 USC 6801 16 CFR 313 16 CFR 313.7 15 USC 1681a, 1681b, 1681c-2 To be very clear!!! 
ITEMS TO BE REMOVED INDEFINITELY include the following : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX EQUIFAX CONSUMER SERVICES Direct to Consumer Report XX/XX/XXXX EQUIFAX XXXX XXXX Automated Consumer Interview System XX/XX/XXXX XXXX XXXX  XXXX Direct to Consumer Report XXXX XXXX XXXX XXXX XXXX XXXX Direct to Consumer Report XXXX XXXX XXXX XXXX XXXX XXXXXXXX Credit Report XXXX XXXX XXXX XXXX XXXX XXXX  Direct to Consumer Report XXXX XXXX XXXX XXXX XXXX XXXX Direct to Consumer Report XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX Direct to Consumer Report XX/XX/XXXX EQUIFAX XXXX XXXX Direct to Consumer Report XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX Direct to Consumer Report XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX EQUIFAX INFO SVCS. Automated Consumer Interview System XX/XX/XXXX XXXX XXXX XXXX Direct to Consumer Report XX/XX/XXXX EQUIFAX INFO SVCS. Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFO SVCS. Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFO SVCS. Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFO SVCS. Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFO SVCS. Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFO SVCS. Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFO SVCS. Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFO SVCS. Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFO SVCS. Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX EQUIFAX INFORMATION SVCS Automated Consumer Interview System XX/XX/XXXX XXXX XXXX XXXX Direct to Consumer Report XX/XX/XXXX EQUIFAX INFO SVCS. Automated Consumer Interview System XXXX XXXX XXXX XXXX XXXX XXXX XXXX ID Report XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX EQUIFAX Credit Report XXXX XXXX XXXX XXXX XXXX  Direct to Consumer Report XX/XX/XXXX XXXX, XXXX Credit Report XXXX XXXX, XXXX EQUIFAX INFO SVCS Automated Consumer Interview System XXXX XXXX, XXXX EQUIFAX INFO SVCS. Automated Consumer Interview System XXXX XXXX, XXXX EQUIFAX INFO SVCS. Automated Consumer Interview System XX/XX/XXXX EQUIFAX Credit Report XX/XX/XXXX XXXX XXXX Credit Report Per the FCRA, I as a federally protected consumer, am now indefinitely opting out of all authorization of disclosure of and reporting of inquiries I, the consumer may have given, written, unwritten, verbal, and nonverbal ( 15 USC 6802 ).

15 U.S. Code 1681n - Civil liability for willful noncompliance 15 U.S. Code 1681e - Compliance procedures 15 U.S. Code 1681o - Civil liability for negligent noncompliance

Company response to consumer: Closed with explanation