Consumer complaint received 2023-12-27 00:00:00
Product: Debt collection — I do not know
Issue: Written notification about debt — Didn't receive enough information to verify debt
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
This misinformation is not only damaging my credit score but is also causing undue stress and potential harm to my financial future. There are bunch of inaccurate information pestering on my credit report that were unacceptable.I am writing to express my extreme frustration and anger regarding the inaccurate information on my credit report, specifically the erroneous reporting of the accounts that is adversely affecting my creditworthiness. This situation not only jeopardizes my financial well-being but also raises serious concerns about potential identity theft. 
XXXX - XXXX XXXX XXXX THE DATE REPORTED IS INACCURATE, ERRONEOUS OR INCOMPLETE. PLEASE REMOVE!! 
XXXX - XXXX XXXX XXXX THE DATE REPORTED IS INACCURATE, ERRONEOUS OR INCOMPLETE. PLEASE REMOVE!! 
XXXX  XXXX XXXX THE DATE REPORTED IS INACCURATE, ERRONEOUS OR INCOMPLETE. PLEASE REMOVE!! 
XXXX XXXX  XXXX THE DATE REPORTED IS INACCURATE, ERRONEOUS OR INCOMPLETE. PLEASE REMOVE!! 
XXXX XXXX XXXX XXXX THE DATE REPORTED IS INACCURATE, ERRONEOUS OR INCOMPLETE. PLEASE REMOVE!! 
XXXX XXXX XXXX XXXX THE DATE REPORTED IS INACCURATE, ERRONEOUS OR INCOMPLETE. PLEASE REMOVE!! 
XXXX XXXX XXXX XXXX THE DATE REPORTED IS INACCURATE, ERRONEOUS OR INCOMPLETE. PLEASE REMOVE!! 
XXXX XXXX, XXXX XXXX THIS IS FRAUD, PLEASE REMOVE!!! 
I demand an immediate and thorough investigation into the origin of this false and inaccurate information on my credit report. It is imperative that your bureau takes swift action to rectify this error and delete the inaccurate information entries from my credit history. The gravity of this situation can not be overstated, as it not only tarnishes my financial standing but also poses a serious threat to my identity. 
The inaccurate reporting of erroneous and incomplete information is not only a violation of my rights under the Fair Credit Reporting Act ( FCRA ) but also an unacceptable breach of trust. 
The bankruptcy that is being reported to my credit report is inaccurate. The case that youre reporting as valid & accurate is actually incorrect. I never had a case tried or seen. There was NEVER A JUDGMENT. No judgment means there was never a case. A judge never saw a case so how is one being reported. 
Please see this account is removed from my file at once. 
XXXX XXXX XXXX XXXX  Reference : XXXX - THE DATE REPORTED IS INACCURATE, ERRONEOUS OR INCOMPLETE. PLEASE REMOVE!!! 
While checking my most recent credit report, I noticed credit inquiries that I did not authorize, made by the following companies : Inquiries : XXXX XX/XX/XXXX PLEASE REMOVE!!! 
XXXX XXXXPLEASE REMOVE!!! 
XXXX XXXX XXXX XXXXPLEASE REMOVE!!! 
XXXX XXXX XXXXPLEASE REMOVE!!! 
XXXX  XXXX  XXXXPLEASE REMOVE!!! 
XXXX XXXX XXXXPLEASE REMOVE!!! 
XXXX XXXX XXXX XXXX XXXXPLEASE REMOVE!!! 
XXXX XXXXPLEASE REMOVE!!! 
XXXX XXXX XXXX XXXXPLEASE REMOVE!!! 
XXXX XXXX XXXX XXXXPLEASE REMOVE!!! 
XXXX XXXX XXXX XXXX  XXXXPLEASE REMOVE!!! 
XXXX XX/XX/XXXX PLEASE REMOVE!!! 
XXXX XXXX  XXXX XXXXPLEASE REMOVE!!! 
XXXX XXXX XXXX  XX/XX/XXXX PLEASE REMOVE!!! 
XXXX XXXX XXXXPLEASE REMOVE!!! 
XXXX XXXX XXXX  XXXXPLEASE REMOVE!!! 
XXXX XX/XX/XXXXXXXX  PLEASE REMOVE!!! 
XXXX XXXX XXXXPLEASE REMOVE!!! 
XXXX XXXX XXXXPLEASE REMOVE!!! 
XXXX XXXX XXXX XXXX XXXXPLEASE REMOVE!!! 
XXXX XXXX XXXXPLEASE REMOVE!!! 
XXXX XXXX XXXX XXXXPLEASE REMOVE!!! 
XXXX XXXX XXXX XXXXPLEASE REMOVE!!! 
XXXX XXXX XXXXPLEASE REMOVE!!! 
I did not authorize anyone employed by these companies to make any inquiry and view my credit report. This is a violation of the Fair Credit Reporting Act Section 1681b ( c ) and a serious breach of my privacy rights.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation