Consumer complaint received 2025-10-06 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: CT

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CT XXXX XX/XX/XXXX TransUnion XXXX XXXX. XXXX XXXX XXXX, PA XXXX Re : Credit Report Dispute Request for Investigation Report Date : XX/XX/XXXX | Reference # : XXXX Dear TransUnion Dispute Department, I am writing to formally dispute inaccurate information in my credit report. Under the Fair Credit Reporting Act ( FCRA ), I request a reinvestigation of the following items : XXXX. Personal Information Errors Incorrect names listed : XXXX XXXX, XXXX XXXX. These are not my legal names. Please remove them. 
Incorrect/outdated addresses : XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX New XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Please delete these. My correct current address is XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX  Reported as charged-off. This account contains inaccurate reporting and should be removed. 
XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Reported as collection. I dispute this account as inaccurate and request deletion. 
XXXX XXXX XXXX XXXX ( Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX  Reported as collection. I dispute this account as inaccurate and request deletion. 
XXXXXXXX XXXX XXXX XXXXXXXX XXXX ( Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX  Reported as charged-off, dated XXXX. Please verify its accuracy or remove it as obsolete. 

Please conduct a thorough investigation and remove or correct all inaccuracies. Once completed, kindly send me an updated copy of my credit report. 

Thank you for your prompt attention. 

Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CT XXXX XX/XX/XXXX Experian XXXX XXXXXXXX XXXX XXXX, TX XXXX Re : Credit Report Dispute Request for Investigation Report Date : XX/XX/XXXX | Reference # : XXXX Dear Experian Dispute Department, I am disputing the following inaccurate items in my credit report under the Fair Credit Reporting Act ( FCRA ) : XXXX. Personal Information Errors Incorrect names : XXXX XXXX, XXXX XXXX. Please delete. 
Old/outdated addresses : XXXX XXXX XXXX, CT ; XXXX XXXX XXXX New XXXX XXXX CT ; XXXX XXXX XXXX XXXX XXXXXXXX XXXX VA. Please delete these. 
XXXX. XXXX XXXX XXXX Bank ( Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX Charged-off, inaccurate reporting. Please remove. 
XXXX XXXX XXXX XXXX XXXX XXXX Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX  Dispute as inaccurate. Request removal. 
XXXX XXXX XXXX XXXX ( Acct # : XXXX XXXX XXXX XXXX XXXX XXXX Dispute as inaccurate. Request removal. 
XXXX Bank / XXXX XXXX ( Acct # : XXXX XXXX XXXX XXXX XXXX XXXX  Dispute as obsolete. This account is older than 7 years and should no longer appear. 

Please investigate, delete any unverifiable items, and provide me with an updated credit report. 

Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CT XXXX XX/XX/XXXX Equifax Information Services LLC XXXX. XXXX XXXX XXXX, GA XXXX Re : Credit Report Dispute Request for Investigation Report Date : XX/XX/XXXX | Reference # : XXXX Dear Equifax Dispute Department, This is a formal request under the Fair Credit Reporting Act ( FCRA ) to investigate and correct inaccuracies in my credit file. 
1. Personal Information Errors Incorrect names : XXXX XXXX, XXXX XXXX. Remove immediately. 
Outdated addresses : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ; XXXXXXXX XXXX XXXX XXXX XXXX XXXX. Please delete. 
XXXX. XXXX XXXX XXXX Bank ( Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX Inaccurate charged-off reporting. Please delete. 
XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Dispute, not accurate. Please remove. 
XXXX XXXX XXXX XXXX ( Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX  Dispute, not accurate. Please remove. 
XXXX Bank / XXXX XXXX ( Acct # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX  Obsolete reporting beyond 7 years. Please remove. 

Please provide me with written confirmation once this reinvestigation is complete and send me an updated report. 

Sincerely, XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation