Consumer complaint received 2025-08-13 00:00:00
Product: Debt collection — Credit card debt
Issue: Written notification about debt — Didn't receive notice of right to dispute
Company: DISCOVER BANK
State: VA

Complaint narrative:
This company, Discover Card thru lawyers ; XXXX and XXXX law in XXXX. 
Discover card gave a credit limit of approximately XXXX I'd like to say they are guilty of OVER lending abuse. More Credit than I should have ever received and was already in debit for {$50000.00} in credit card debt. They have sued me with {$4000.00} in interest and over the 10 years I payed XXXX XXXXXXXXmonth should have covered what I owed them. 
This is credit lending abuse!!!. 
This company knowing gave a credit limit and are guilty of credit XXXX XXXX to me when they knew I would financially fail. 

Garnishment : Discover card, Treasury of XXXX, IRS, XXXX  XXXX XXXX ( MY wife XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX hours ago ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Good morning XXXX Payroll, Im writing to you for help on a DISCOVER CARD garnishment of 25 % my salary. This totals almost XXXX XXXX 

This will literally and possibly put me and my wife in bankrupt. 



Im being garnished from the treasury of XXXX  on past owed taxes since XXXX of XXXX  and continuing indefinitely From my XXXX XXXX bank account on the XXXX of every month for {$250.00} down from $ XXXXmonth because they understand The financial impact on me and my family. 



My wife is being garnished approximately XXXX XXXX/month by XXXX XXXX XXXX XXXXXXXX her employer.

The IRS is set to garnish my pay for back taxes at any time.

With this said I need you and ADP to know that id Discover card garnishes me at 25 %, Im financially crushed.

I can prove all the above with attachments which at this time I need to create.

Can you PLEASE make sure this is legally done so bankruptcy is avoided! 



Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Good morning XXXX  Payroll, Im writing to you for help on a DISCOVER CARD garnishment of 25 % my salary. This totals almost XXXX XXXX 

This will literally and possibly put me and my wife in bankrupt.

Im being garnished from the treasury of XXXX  on past owed taxes since XXXX of XXXX  and continuing indefinitely From my XXXX XXXX bank account on the XXXX of every month for {$250.00} down from XXXX XXXXXXXX because they understand The financial impact on me and my family. 



My wife is being garnished approximately XXXX XXXXXXXX by XXXX XXXX XXXXXXXX thru her employer. 



The IRS is set to garnish my pay for back taxes at any time. 



With this said I need you and XXXX to know that id Discover card garnishes me at 25 %, Im financially crushed. 



I can prove all the above with attachments which at this time I need to create. 



Can you PLEASE make sure this is legally done so bankruptcy is avoided! 



Sincerely, XXXX XXXX XXXX # XXXX Email : XXXX XXXX

Company response to consumer: Closed with explanation