Consumer complaint received 2025-09-21 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: HYUNDAI CAPITAL AMERICA
State: CT

Complaint narrative:
To file a complaint regarding unauthorized inquiries and request the removal of the inquiries from your credit report, you can follow these steps : # # # Complaint Letter XXXX ( XXXX ) to get assistance, and you can send mail for various services, such as filing a dispute or requesting a credit report, to their XXXX XXXX GA XXXX XXXX XXXX  address, for example, XXXX XXXX XXXXXXXX, XXXX, GA XXXX Dispute and Personal Information Changes XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX General Inquiries and Other Offices For corporate matters, such as sending legal notices, the address is XXXX XXXX XXXX Attention : Office of General Counsel XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX XXXX 

XXXX XXXX XXXX XXXX XXXX XXXXXXXX, PA XXXX * * Consumer Financial Protection Bureau ( CFPB ) XXXX XXXX XXXX XXXX XXXX  WashinXXXX XXXX XXXX * * Subject : Complaint Against XXXX XXXX for Unauthorized Inquiries * * Dear Sir/Madam, I am writing to formally complain against XXXX XXXX regarding multiple unauthorized inquiries on my credit report that have significantly impacted my XXXX XXXX. Below are the details of my complaint : - * * Company Name : XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account Type : * * Auto Lease - * * Current Balance : * * {$22000.00} - * * Date Reported : * * XX/XX/XXXX - * * Original Loan Amount : * * {$22000.00} - * * Monthly Payment : * * {$670.00} - * * Term Months : * * 36 - * * Date of Last Payment : * * XX/XX/XXXX I have noticed several inquiries on my credit report that I did not authorize, which have caused a tremendous loss to my credit score and have resulted in financial hardship. The unauthorized inquiries are damaging my ability to secure credit and adversely affecting my financial stability. 

I request that you investigate these unauthorized inquiries and remove them from my credit report. If these inquiries are not removed, I will be forced to consider legal action to protect my rights and seek compensation for the damages incurred, which I estimate to be {$22000.00}. 

Please find attached copies of my credit report showing the unauthorized inquiries and any other relevant documentation supporting my claim. 

Thank you for your prompt attention to this matter. I look forward to your response. 

Sincerely, [ Your Signature ( if sending a hard copy ) ] [ Your Printed Name ] # # # Next Steps 1. * * Gather Documentation * * : Attach any relevant documents, such as your credit report showing the unauthorized inquiries. 
2. * * Send the Complaint * * : You can send this letter via certified mail to have proof of your complaint submission. 
3. * * Follow Up * * : If you do not receive a response within 30 days, consider following up to check the status of your complaint. 

If you need further assistance or have specific legal concerns, it may be beneficial to consult with a consumer rights attorney.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation