Consumer complaint received 2025-05-10 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: OH

Complaint narrative:
All XXXX credit bureaus I keep disputing and Im a victim of XXXX different data breaches in the country and in my city and state I have numerous issues on my report that has been hindering me for housing and transportation. Taxes have been filed in my name and some student loans. I dont know all of these companies and what is going on. 

XXXX. XXXX XXXX XXXX Opened : XX/XX/XXXX XXXX : {$4200.00} XXXX. XXXX XXXX XXXX Opened : XX/XX/XXXX XXXX : {$4200.00} XXXX. XXXX XXXX XXXX Opened : XX/XX/XXXX XXXX : {$3500.00} XXXX. XXXX XXXX XXXX Opened : XX/XX/XXXX XXXX : {$3600.00} XXXX. XXXX XXXX XXXX Opened : XX/XX/XXXX XXXX : {$6400.00} XXXX. XXXX XXXX XXXX Opened : XX/XX/XXXX XXXX : {$3700.00} XXXX. XXXX XXXX XXXX Opened : XX/XX/XXXX XXXX : {$2000.00} XXXX. XXXX XXXX XXXX Opened : XX/XX/XXXX XXXX : {$2000.00} XXXX. XXXX XXXX XXXX Opened : XX/XX/XXXX XXXX : {$1800.00} XXXX. XXXX XXXX XXXX Opened : XX/XX/XXXX XXXX : {$1800.00} XXXX. XXXX XXXX XXXX Opened : XX/XX/XXXX XXXX : {$2200.00} XXXX. XXXX XXXX XXXX Opened : XX/XX/XXXX Balance : {$1.00}, XX/XX/XXXX Federal Trade Commission ( FTC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Subject : Identity Theft Statement and Request for Official Complaint Filing To Whom It May Concern, I am a victim of identity theft. I have been affected by multiple national and local data breaches, including but not limited to Experian, Equifax, and XXXX XXXX XXXX XXXX, all of which have resulted in the fraudulent use of my personal identifying information. 

I am submitting this Identity Theft Statement as part of my formal complaint under the Identity Theft and Assumption Deterrence Act. The following information has been used fraudulently : - My name - Social Security Number - Address - Phone number As a result, I have been denied access to secure housing, transportation, and financial resources. I have faced damage to my credit, been wrongfully reported by financial institutions, and have suffered extreme emotional and economic distress. 

I am requesting that this report be recorded and filed under my name. I am including a list of disputed accounts and supporting documents. Please also notify me of any next steps to finalize my claim. 

Thank you for your attention to this matter. 

Sincerely, A person who never had a chance XXXX ( XXXX ) Opened : XX/XX/XXXX Balance : {$260.00} - XXXX  XXXX ( XXXX ) Opened : XX/XX/XXXX Balance : {$480.00} - XXXX XXXX ( XXXX ) Opened : XX/XX/XXXX Balance : {$1400.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Inquiry Date : XXXX XXXX XXXX XXXX XXXX XXXX XXXX Type : XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Phone Number : * * ( XXXX ) XXXX - PORTFOLIO RECOVERY A CAPIT-XXXXXXXXXXXXXXX Balance : {$480.00} Date Opened : XX/XX/XXXX - XXXX XXXX XXXX Balance : {$1400.00} Date Opened : XX/XX/XXXX XXXX XXXX XXXXXXXX XXXX : {$0.00} Date Opened : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXXXXXX Balance : {$550.00} Date Opened : XXXX XXXX, XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX : {$0.00} Date Opened : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXXXXXX Balance : {$260.00} Date Opened : XX/XX/XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation