Consumer complaint received 2025-06-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with fraud alerts or security freezes — 
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
I am submitting a formal identity theft complaint under FCRA 605B and 609 ( e ). Multiple companies accessed and used my personal identifying informationincluding my name, Social Security number, and credit filewithout my knowledge or consent.

I did not authorize the sale, transfer, re-aging, or re-reporting of my data to debt buyers, third-party furnishers, or collectors I have no relationship with. Several hard inquiries were also made without my permission. This activity violates FCRA 604 ( permissible purpose ) and 605B, which requires consumer reporting agencies to block identity theft-related data within 4 business days of receiving a valid FTC Identity Theft Report and police report. 
EQUIFAX Incorrect DOB - XXXX EMPLOYER - XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX High Balance : {$23000.00}, Last Date Account was verified : XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$18000.00}, Last Date of Payment : XX/XX/XXXX XXXX  XXXX - XXXXXXXX XXXX XXXX XXXX XXXX, High Balance : {$210.00}, Last Date Account was verified : XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$210.00}, Last Date of Payment : XX/XX/XXXX XXXX  XXXX - XXXXXXXX XXXX XXXX XXXX XXXX High Balance : {$640.00}, Last Date Account was verified : XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$640.00}, Last Date of Payment : XX/XX/XXXX Inquiry XXXX  - XX/XX/XXXX EXPERIAN Incorrect Name- XXXX XXXX Incorrect DOB - XXXX Incorrect Address - XXXX XXXX XXXX XXXXXXXX, FL, XXXX EMPLOYER XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, High Balance : {$23000.00}, Last Date Account was verified : XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$18000.00}, Last Date of Payment : XX/XX/XXXX XXXX XXXX - XXXXXXXX XXXX XXXX XXXX XXXX High Balance : {$0.00}, Last Date Account was verified : XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$210.00}, Last Date of Payment : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, High Balance : {$140.00}, Last Date Account was verified : XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$150.00}, Last Date of Payment : XXXX XXXXXXXX XXXX - XXXXXXXX XXXX XXXX XXXX XXXX High Balance : {$0.00}, Last Date Account was verified : XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$640.00}, Last Date of Payment : XX/XX/XXXX Inquiry XXXX XXXX  XXXX XXXX  - XX/XX/XXXX TRANSUNION Incorrect Address - XXXX XXXX XXXX XXXX, XXXX, FL XXXX XXXX Incorrect Address XXXX XXXX XXXX XXXX XXXXXXXX, FL, XXXX EMPLOYER XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX High Balance : {$23000.00} , Last Date Account was verified : XX/XX/XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$18000.00}, Last Date of Payment : XX/XX/XXXX XXXX  XXXX - XXXXXXXX XXXX XXXX XXXX XXXX High Balance : {$310.00}, Last Date Account was verified : XX/XX/XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$210.00}, Last Date of Payment : XX/XX/XXXX XXXX  XXXX - XXXXXXXX XXXX XXXX XXXX XXXX  High Balance : {$640.00}, Last Date Account was verified : XX/XX/XXXX, Date of Last Activity : XX/XX/XXXX, Owed Balance : {$640.00}, Last Date of Payment : XX/XX/XXXX Inquiry XXXX  XXXX XXXX  XXXX XXXX - XX/XX/XXXX XXXX  - XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation