Consumer complaint received 2023-10-10 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: Resurgent Capital Services L.P.
State: CA

Complaint narrative:
Hello, LVNV and/or Resurgent. In your response to Complaint XXXX your office stated ; Resurgent and the Current Owner comply with all applicable regulatory and licensing requirements in each state where they operate. 

First of all, I wanted to let you know I did not ask for this information but I would like to see said licensing and permits pertaining to doing business in the state of California. I only see you do businesses in South Carolina, Maryland, and Nevada. Please attach licensing details. 

You also stated ; Resurgent has reviewed XXXX XXXX additional concerns. From our review, we believe most of their concerns were already addressed in our response to their previous inquiry dated XXXX XXXX XXXX 
We are enclosing a copy of our previous response for review. 

Your previous communication AGAIN only explained how you purchased this alleged debt/account and sent along several statements. Please be advise automatization break down of charges ARE NOT considered proper validation of Debt, therefore, your statements wont satisfy this request. 

Like I said before, I sent to your office ( Email copy attached ) a validation letter requesting the following ; Resurgent Capital Services Please provide the following : Agreement with your client that grants you the authority to collect on this alleged debt. 
Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. ( Original and Completed Credit Application Form ) Any insurance claims been made by any creditor regarding this account. 
Any Judgments obtained by any creditor regarding this account. 
Name and address of alleged creditor. 
Name on file of alleged debtor. 
Alleged account number. 
Address on file for alleged debtor. 
Amount of alleged debt. 
Date this alleged debt became payable. 
Date of original charge off or delinquency. 
Verification that this debt was assigned or sold to collector. 
Complete accounting of alleged debt. 
Commission for debt collector if collection efforts are successful. 
Completed detailed transactions, refunds, chargebacks, credits, or dishonored checks that put the account on negative balance. ( All Credit Card Statements from beginning to last one ) Original Purchase Agreement between you and alleged creditor. 

As of today XXXX XXXX XXXX  I have NOT received the requested documentation, instead break down of charges and statements of the alleged account which per law does not constitute validation of debt. You were supposed to send it all, specially the original purchase agreement between both parties. 

30 days had passed so this collection must cease right away. I hope all collection are currently NOT REPORTING while under investigation ( past and current investigations ) and closes as soon as possible or Ill be working with my current law firm to seek legal remediation, and it wont come cheap. Ive been turned down line of credit for my business and mortgage due to this account. I will be demanding remediation for all lost business and defamation of character. 

Attachment ( XXXX ) : Email with Validation of Debt attached to it. 
Your own Response to XXXX Complaint Original Validation of Debt Request ( sent in email )

Company response to consumer: Closed with explanation