Consumer complaint received 2024-07-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
I have contacted Experian several times with proof of mailings. I constantly provide proof of my identity by my Drivers License, Social Security Card, Voters Registration, Utility Bill and Naturalization Certificate of when I Moved and Became a citizen of this country. 

It seems the main issue is this ... .. My name is XXXX XXXX XXXX XXXX There are accounts on my credit report that are owned by other People including but not limited to : XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX and perhaps others. Somehow all these names are under my Social Security Number ending in XXXX. All these above names are incorrect. 

I should have no credit on my account. For I have never applied for credit yet. This is why I should also have no inquiries. I have supplied Experian before with an Identity Theft Report, which may apply, unless this is all a simple computer error or mix up. The reinvestigation I asked of Experian is now over 30days late as well and is still pending. 

My name again is XXXX XXXX XXXX. I came to this country from XXXX when I XXXX XXXX XXXX, on XX/XX/XXXX. Please see attachments. How could I have accounts before this date. I also have attached a letter of my application to the Social Security Administration on XX/XX/XXXX. 


Please inform Experian to Delete any and all Accounts that do not have the name XXXX XXXX attached to it which should be none. I have had no previous addresses or employers in the United States. My only address is XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX, FL XXXX. 

Please inform Experian of the Following Information as I have tried again and again. My last report number was XXXX My Only Name is : XXXX XXXX XXXX ) Please delete the following inaccurate addresses : XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX Fl XXXX XXXX and any account associated with this address for it is not mine nor have I ever lived there. Research Shows it belonged to a XXXX XXXX XXXX ( Not Me ) XXXX XXXX XXXXXXXX XXXX FL XXXX and any account associated with this address for it is not mine nor have I ever lived there. Research shows it belonged to a XXXX XXXX XXXX ( Not XXXX ). 

My Only Address is : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX My Only Employer is : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  I should have No Consumer Statement for I have never had a statement to give. 

I should have No Real Estate Accounts. 
Please delete the Following Real Estate Accounts : XXXX XXXX Account XXXX XXXX XXXX XXXX Account # XXXX I should have No Revolving Accounts. 
Please delete the Following Revolving Accounts : XXXX Account # XXXX XXXX XXXX Account # XXXXXXXX XXXX Account # XXXX XXXX Account # XXXX XXXX XXXX XXXX Account # XXXXXXXX XXXX XXXX Account # XXXX I should have No Installment Accounts. 
Please delete the Following Installment Accounts : XXXXXXXX XXXX XXXX Account # XXXX XXXX Account # XXXX XXXX XXXX XXXX  Account # XXXX I should have No Overdraft/Reserve Checking Accounts/Line of Credit Accounts. 
Please Delete the Following Overdraft/Reserve Checking Accounts/ Line of Credit Accounts : XXXX XXXX Account # XXXX I should have No Public Information Thankfully there is none listed. 

I should have No Inquiries which also proves I have no Accounts. 
Thankfully There is none listed on my Credit Report.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation