Consumer complaint received 2025-11-08 00:00:00
Product: Debt collection — Rental debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Property Receivables, Corp
State: TX

Complaint narrative:
* PLEASE REFERENCE PDF ATTACHMENT LABELED " CFPB-Cover Summary '' FOR FULL DETAILED DOCUMENTATION OF CHRONOLOGY OF EVENTS AND VIOLATIONS LISTED AS MUCH OF WHICH IS MISSING HERE. IT SHOULD CLEAR UP ANY MISCONCEPTIONS REGARDING COLLECTOR REBUTTLE * * DOCUMENTS LISTED AS " NEGLIGENCE- photo evidence '' ARE PARTS OF THE ORIGINAL TERMINATION AND DEMAND LETTER WHICH ALSO INCLUDE SCREENSHOTS OF CORRESPONDENCE RELATING TO ISSUE INITIALLY AS FURTHER CONTEXT ( NOT ALL OF WHICH COULD BE UPLOADED DUE TO DOCUMENT SIZE CONCERNS BUT CAN BE UPON REQUEST ) * * SCREENSHOTS SHOWCASE THE CORRESPONDENCE REGARDING DENIAL OF ENTRY CONCERNS AFTER PROLONGED DISREGARD FOR THE ISSUE TO AVOID EVIDENCE TAMPERING PER OUR RIGHTS ALONG WITH OUR SAME DAY INVITATION TO RETURN POST INSPECTION * > This complaint concerns an unlawful debt collection by Property Receivables ( Account # XXXX ) on behalf of The XXXX XXXX XXXX despite a closed CFPB case ( # XXXX ) already reviewing the same dispute prior to its assignment to collections wherein the CFPB posted them XXXX this sentinel network. 

On XX/XX/XXXX, I lawfully terminated my lease at XXXX XXXX XXXX under Texas Property Code XXXX after confirmed flooding and toxic mold made the unit uninhabitable. We relocated XX/XX/XXXX and surrendered keys XX/XX/XXXX. XXXX issued a Final account statement on XX/XX/XXXX prorating rent through move-out. 

On XX/XX/XXXX, XXXX reopened the account, added XXXX rent and late fees, and misapplied my {$250.00} security deposit to these unlawful chargesraising the balance to about {$4000.00}. This violates Texas Property Code 92.10892.109 and the Texas Debt Collection Act. 

On XX/XX/XXXX, Property Receivables began collecting this same disputed balance. Account Manager XXXX XXXX confirmed the file originated from XXXX. My co-tenant XXXX XXXX filed related CFPB XXXX # XXXX. In their rebuttal to his case, Property Receivables stated the debt was valid per the original creditor, yet ignored evidence that : XXXX. The lease was legally terminated XX/XX/XXXX. 
XXXX. Possession ended XX/XX/XXXX. 
XXXX. The ledger was finalized XX/XX/XXXX. 

By continuing to collect and representing the debt as valid, Property Receivables violated : FDCPA 1692e & 1692g ( false representation / failure to validate ) Texas Finance Code 392.304 ( a ) ( 8 ), ( a ) ( 19 ) ( misrepresentation of amount/character of debt ) FCRA 623 ( a ) ( 3 ) ( failure to report account as disputed ) I request that CFPB : Link this case to CFPB # XXXX and # XXXX. 
Order Property Receivables to cease collection, remove all credit reporting, and provide written debt validation. 
Require XXXX and its agent to issue a corrected final ledger showing {$0.00} balance as of XX/XX/XXXX. 

This collection effort is retaliatory, inaccurate, and continues while a prior CFPB investigation is active. It has caused credit harm and ongoing stress despite full compliance with Texas law. 

* PLEASE REFERENCE THE PREVIOUS PRE-COLLECTIONS COMPLAINT OF MY OWN AND THE RECENT POST COLLECTIONS COMPLAINT OF MY CO TENANT XXXX XXXX FOR SUPPORTING UPLOADS AND EVIDENCE

Company response to consumer: Closed with explanation