Consumer complaint received 2024-06-21 00:00:00
Product: Debt collection — I do not know
Issue: Communication tactics — Used obscene, profane, or other abusive language
Company: TRANSWORLD SYSTEMS INC
State: CA

Complaint narrative:
Dear Sir/Madam, I am writing to request validation of an alleged debt that you claim I owe, associated with account number # XXXX as being reported on my Credit report. I have noticed that this debt has been unlawfully placed on my consumer report without my written consent, which is a violation of 15 U.S. Code 1692c - Communication in connection with debt collection. the account is being as charged-Off I have never received my 1099-C which I am entitled to for any debt over {$600.00} which is from the IRS. Further more it is deemed as income, and income can not be reported on a consumer report. You are in clear violation of the FCRA and FDCPA. 

Per the Fair Debt Collection Practices Act ( FDCPA ), you are required to provide validation of this debt. To validate this debt, you must have first-hand knowledge of the alleged debt. Please provide me with the name, phone number, address of the alleged person who was present during the time of this alleged debt. Therefore, I am requesting full disclosure and documentation of this debt. Please provide me with the following documents : An affidavit signed under penalty of perjury stating that Transworld Systems Inc., or any agents acting on your behalf, have not violated any portion of the FDCPA. 

Proof that the alleged debt has not already been satisfied by any means, including but not limited to, a tax write-off, an insurance claim, or selling the purported debt to a third-party debt collector. 

The completed Debt Collector Disclosure Statement previously sent to you, which has been ignored. Your failure to complete this statement prohibits you from further collection efforts or contacting me. 

The original contract with my wet signature between Transworld Systems and myself. 

Certified copy of all Public Hazard Bond ( s ) and/or Liability Insurance Policy ( s ) and accounting demonstrating financial capability of TransWorld System A complete list of all officers of TransWorld Systems with complete contact information including, but not limited to, full name, title, direct mailing address, direct phone number ( s ), fax number ( s ) and email address. Providing a link to a website is not acceptable. 


To further substantiate the claim that Trans World Systems may have, do not hesitate to provide the information requested within the time frame allotted to settle this matter as quickly as possible. You may contact me only when providing the required information listed above ; Any other communication attempts will be considered to be further attempts to criminally extort monies and will be reported accordingly. Please note that in the event of any legal action you will be required to provide the original ( s ) of all documents which include wet ink signature ( s ) at any hearing ( s ) commencing from these communications ( or lack thereof ). Also note, that selling ( or otherwise transferring ) this account [ debt collection attempt ] prior to validation may constitute fraud and may result in a federal criminal complaint under the XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  listing XXXX XXXX and XXXX XXXX XXXX as co-conspirators.

Company response to consumer: Closed with explanation