Consumer complaint received 2024-12-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: OH

Complaint narrative:
To Whom it May Concern : I Recently I did an investigation on my credit report and found several items on there to be inaccurate.

Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( XXXX ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency XXXX  ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation ; and ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : Inaccurate Names ( Aliases ) Experian XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Inaccurate Account Information Experian Acct. info XXXX. Account name XXXX XXXX Account number XXXX Account type Credit card Responsibility Individual Date opened XX/XX/XXXX Status Paid, Closed. {$530.00} written off. 
Status updated XX/XX/XXXX Credit limit {$300.00} XXXX. Account name XXXX XXXXXXXX Account number XXXX Account type Credit card Responsibility Individual Date opened XX/XX/XXXX Status Paid, Closed. {$140.00} written off. 
Status updated XX/XX/XXXX Credit limit {$300.00} XXXX. XXXX XXXX XXXX Account number XXXX Account type Credit card Responsibility Individual Date XXXX Status Account charged off. {$420.00} written off. {$420.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX XXXX {$420.00} Credit limit {$350.00} XXXX. Account name XXXX XXXX XXXX XXXX  Account number XXXX Account type Auto Loan Responsibility Individual Date opened XX/XX/XXXX Status Open. 
Status updated XX/XX/XXXX XXXX {$7000.00} Balance updated XX/XX/XXXX Recent payment {$420.00} as of XX/XX/XXXX Monthly payment {$420.00} Original balance {$33000.00} XXXX. Account name XXXX XXXX XXXX Account number XXXX Account type Auto Loan Responsibility Individual Date opened XX/XX/XXXX Status Repossession. {$2.00}, XXXX past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX XXXX {$2700.00} Original balance {$13000.00} XXXX. Account name XXXX XXXXXXXX Account number XXXX Account type Unsecured Responsibility Individual Date opened XX/XX/XXXX Status Paid, Closed. 
Status updated XX/XX/XXXX XXXX balance {$500.00} XXXX. Account name XXXX XXXX XXXX XXXX Account number XXXX Account type Debt Buyer Responsibility Individual Date opened XX/XX/XXXX Status Collection account. {$810.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX XXXX {$810.00} Original balance {$810.00} XXXX Acct. info XXXX. Account name XXXX XXXX Account number XXXX Account type Credit card Responsibility Individual Date opened XX/XX/XXXX Status Paid, Closed. {$530.00} written off. 
Status updated XX/XX/XXXX Credit limit {$300.00} XXXX. Account name XXXX XXXX Account number XXXX Account type Credit card Responsibility Individual Date opened XX/XX/XXXX Status Paid, Closed. {$140.00} written off. 
Status updated XX/XX/XXXX Credit limit {$300.00} XXXX. XXXX XXXX XXXX Account number XXXX Account type Credit card Responsibility Individual Date XXXX Status Account charged off. {$420.00} written off. {$420.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX XXXX {$420.00} Credit limit {$350.00} XXXX. Account name XXXX XXXX XXXX XXXX Account number XXXX Account type Auto Loan Responsibility Individual Date opened XX/XX/XXXX Status Open. 
Status updated XX/XX/XXXX XXXX {$7000.00} XXXX updated XX/XX/XXXX Recent payment {$420.00} as of XX/XX/XXXX Monthly payment {$420.00} Original balance {$33000.00} XXXX. Account name XXXX XXXX XXXX Account number XXXX Account type Auto Loan Responsibility Individual Date opened XX/XX/XXXX Status Repossession. {$2.00}, XXXX past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX XXXX {$2700.00} Original balance {$13000.00} XXXX. Account name XXXX XXXXXXXX Account number XXXX  Account type Unsecured Responsibility Individual Date opened XX/XX/XXXX Status Paid, Closed. 
Status updated XX/XX/XXXX XXXX balance {$500.00} XXXX. Account name XXXX XXXX XXXX XXXX Account number XXXX Account type Debt Buyer Responsibility Individual Date opened XX/XX/XXXX Status Collection account. {$810.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX XXXX {$810.00} Original balance {$810.00} XXXX Acct. info XXXX. Account name XXXX XXXX Account number XXXX Account type Credit card Responsibility Individual Date opened XX/XX/XXXX Status Paid, Closed. {$530.00} written off. 
Status updated XX/XX/XXXX Credit limit {$300.00} XXXX. Account name XXXX XXXX Account number XXXX Account type Credit card Responsibility Individual Date opened XX/XX/XXXX Status Paid, Closed. {$140.00} written off. 
Status updated XX/XX/XXXX Credit limit {$300.00} XXXX. XXXX XXXX XXXX Account number XXXX Account type Credit card Responsibility Individual Date XXXX Status Account charged off. {$420.00} written off. {$420.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX XXXX {$420.00} Credit limit {$350.00} XXXX. Account name XXXX XXXX XXXX XXXX Account number XXXX Account type Auto Loan Responsibility Individual Date opened XX/XX/XXXX Status Open. 
Status updated XX/XX/XXXX XXXX {$7000.00} XXXX updated XX/XX/XXXX Recent payment {$420.00} as of XX/XX/XXXX Monthly payment {$420.00} Original balance {$33000.00} XXXX. Account name XXXX XXXX XXXX Account number XXXX Account type Auto Loan Responsibility Individual Date opened XX/XX/XXXX Status Repossession. {$2.00}, XXXX past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX XXXX {$2700.00} Original balance {$13000.00} XXXX. Account name XXXX XXXXXXXX Account number XXXX  Account type Unsecured Responsibility Individual Date opened XX/XX/XXXX Status Paid, Closed. 
Status updated XX/XX/XXXX XXXX balance {$500.00} XXXX. Account name XXXX XXXX XXXX XXXX Account number XXXX Account type Debt Buyer Responsibility Individual Date opened XX/XX/XXXX Status Collection account. {$810.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX XXXX {$810.00} Original balance {$810.00}

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation