Consumer complaint received 2025-06-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
I am a victim of identity theft and am submitting this complaint to address fraudulent information appearing on my credit report from Experian. I discovered this identity theft on approximately XX/XX/XXXX and have already filed a complaint with the Federal Trade Commission ( FTC ) under complaint number XXXX. The identity theft began on XX/XX/XXXX. 

I did not authorize anyone to use my name or personal information to seek money, credit, loans, goods, or services described in this report. I did not receive any benefit, money, goods, or services as a result of the events described in this report. To the best of my knowledge and belief, I suspect that my information was stolen by a professional business service or individual who provided consumer and business loans for immigrants or individuals without identities. I suspect this online company used my personal information or identification documents to get money, credit, loans, goods, or services without my knowledge or authorization. An identity thief has stolen my identity and has opened accounts in my name. I am willing to work with law enforcement. 

Specifically, the following fraudulent accounts and unauthorized inquiries are appearing on my Experian credit report and are being disputed : Accounts I am disputing as fraudulent and unauthorized on Experian : Name : XXXX XXXX XXXX, Account : XXXX, Opened Date : XX/XX/XXXX. 
Name : XXXX XXXX, Account : XXXX, Opened Date : XX/XX/XXXX. 
Name : XXXX XXXX, Account : XXXX, Opened Date : XX/XX/XXXX. 
Name : XXXX XXXXXXXX, Account : XXXX, Opened Date : XX/XX/XXXX. 
Name : XXXX XXXX XXXX, Account : XXXX, Opened Date : XX/XX/XXXX. 
Name : XXXX XXXX XXXX, Account : XXXX, Opened Date : XX/XX/XXXX. 
Name : XXXX, Account : XXXX, Opened Date : XX/XX/XXXX. 
Name : XXXXXXXX XXXX  Account : XXXX, Opened Date : XX/XX/XXXX. 
Name : XXXX XXXX XXXX XXXX, Account : XXXX, Opened Date : XX/XX/XXXX. 
Name : XXXX XXXX XXXXXXXX XXXX Account : XXXX, Opened Date : XX/XX/XXXX. 
Name : XXXX XXXX XXXX, Account : XXXX, Opened CDate : XX/XX/XXXX. 
Name : XXXX XXXX XXXX  Account : XXXX, Opened Date : XX/XX/XXXX. 
Name : XXXX XXXX XXXX, Account : XXXX, Opened Date : XX/XX/XXXX. 
Name : XXXX XXXX XXXX, Account : XXXX, Opened Date : XX/XX/XXXX. 
Name : XXXX XXXX XXXX, Account : XXXX, Opened Date : XX/XX/XXXX. 
Name : XXXX XXXX XXXX Account : XXXX, Opened Date : XX/XX/XXXX. 
Name : XXXX XXXX, Account : XXXX, Opened Date : XX/XX/XXXX. 
Name : XXXX XXXX XXXX, Account : XXXX, Opened Date : XX/XX/XXXX. 

Inquiries I am disputing as unauthorized on Experian : Vendor : XXXXXXXX XXXX, Date : XX/XX/XXXX. 
Vendor : XXXXXXXX XXXX XXXX, Date : XX/XX/XXXX. 
Vendor : XXXX XXXX XXXX, Date : XX/XX/XXXX. 
Vendor : XXXX XXXX, Date : XX/XX/XXXX. 
Vendor : XXXX XXXX XXXX, Date : XX/XX/XXXX. 
Vendor : XXXXXXXX XXXX, Date : XX/XX/XXXX.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation