Consumer complaint received 2026-04-06 00:00:00
Product: Checking or savings account — Checking account
Issue: Problem with a lender or other company charging your account — Transaction was not authorized
Company: Chime Financial Inc
State: NY

Complaint narrative:
Consumer Report To The FTC FTC Report Number XXXX The FTC can not resolve individual complaints, but we can provide information about next steps to take. We share your report with local, state, federal, and foreign law enforcement partners. Your report might be used to investigate cases in a legal proceeding. Please read our Privacy Policy to learn how we protect your personal information, and when we share it outside the FTC. About you Name : XXXX XXXX Address : XXXX XXXX XXXX XXXX Email : XXXX Phone : XXXX City : XXXX State : New York Zip Code : XXXX Country : XXXX What happened Chats XXXX AM Yesterday XX/XX/year> XX/XX/year> Friday Friday Messages and calls are end-to-end encrypted. Only people in this chat can read, listen to, or share them. Click to learn more XXXX this XXXX XXXX texting about a scam cyber safety alliance gave me your name. have documents XXXX AM XXXX, XXXX DOJ XXXX XXXX XXXX. Whats your name? XXXX AM XXXX XXXX XXXX AM According to the details you submitted in the form, it seems you were a victim of an online scam. Is that accurate? XXXX AM yes XXXX AM XXXX sorry to hear this news. XXXX cases are indeed becoming increasingly complex, and many people have unfortunately fallen victim. Could you briefly describe what happened? We will do our best to help you. XXXX AM i applied for a same day loan at a company that took all my information asking for money to get it after about XXXX they wanted more i told no. i blocked them and XX/XX/XXXX my XXXX and XXXX came in and the lady i talked to has taken all my money and i did not give her permission to do so, i filed dispute with my bank and trying to retrieve money. have proof from bank account and conversations XXXX company XXXX AM Please describe in detail how you first came into contact with the scammers and how they managed to gain your trust and obtain your funds. XXXX AM i applied for a loan and they took information before telling me that i had to pay a fee to get loan, they had information from application and used to get my money. XXXX AM Which platform or method of communication did you use to interact with the scammer? ( e.g., social media, text, email, phone, trading app ) XXXX AM XXXX XXXX AM XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX Yes You sent we up early this XXXX XXXX XXXX Keep your eye on your email XXXX XXXX XXXX ok You sent what is your website You sent ok see you want more money no you are a scam and i wantn my XXXX XXXX XXXX back asap or will go to authorities XXXX XXXX How want to make your payment You sent you will not get no money XXXX XXXX The charge was initiated because of the previous reviews we gotten from other customers they find it so difficult to pay back their loans after getting it You sent well you are scamming people XXXX XXXX Read more XXXX AM you ask for money all the time and now i have paaid XXXX and i want it back asap You sent i searched your address and its a medical center XXXX We are real soon XXXX we receive your Loan XXXX XXXX Just do as it follow XXXX XXXX This is the last fees paying for now till you get the loan You sent you will get no more money cancel application and return my money XXXX XXXX typing XXXX Musician/band XXXX is responding to a comment you made on their Page. View comment. XXXX XXXX Were XXXX XXXX XXXX. We offer XXXX XXXX online with no credit check required. You can apply now if youre XXXX years XXXX Read more XXXX AM Checking Account Statement Account number XXXX Statement period XX/XX/year> ( XX/XX/year> - XX/XX/year> ) Issued by XXXX XXXX XXXX XXXX Member FDIC Summary Beginning balance on XX/XX/XXXX, XXXX {$4.00} Deposits {$1200.00} ATM Withdrawals {$0.00} XXXX {$33.00} XXXX How it started Date fraud began : Amount I was asked for : Amount I Paid : XX/XX/year> Payment Used : How I was contacted : Social Media ( ex. XXXX, XXXX XXXX XXXX about the company, business, or individual Company/Person Name : XXXX finaencial Address Line XXXX : Address Line XXXX : City : State : Zip Code : XXXX Country : XXXX Email XXXX : XXXX Phone : XXXX Website : Name of Person You Dealt With : XXXX XXXX Your Next Steps To Do List General Advice : You can find advice and learn more about bad business practices and scams at XXXX. If you're concerned that someone might misuse your information, like your Social Security, credit card, or bank account number, go to IdentityTheft.gov for specific steps you can take. Learn more about impersonation scams at ftc.gov/impersonators. If someone says they are with the FTC, know that the FTC will never demand money, make threats, tell you to transfer money, or promise you a prize. Additional resources for older adults, caregivers, and families : To find support services in your community, visit eldercare.acl.gov. For information on top scams and advice you can share to help protect others in your community, visit ftc.gov/PassItOn. What Happens XXXX XXXX XXXX XXXX Thank you for reporting! We can't resolve your individual report, but we use reports to investigate and bring cases against fraud, scams, and bad business practices. Your report goes into the FTC 's XXXX XXXX database, which is available to federal, state, and local law enforcement across the country. We use reports to spot trends, educate the public, and share data about what is happening in your community. You can learn what other people in your state or XXXX area are reporting by visiting ftc.gov/exploredata. When the FTC brings cases, we try to get money back for people. At ftc.gov/refunds you can see recent FTC cases XXXX resulted in refunds. Want to learn more? Learn More About XXXX XXXX this video to learn about the importance of reporting. Sign up for FTC XXXX XXXX at ftc.gov/ConsumerAlerts to stay connected to the FTC and learn about new scams.

Company response to consumer: Closed with monetary relief