Consumer complaint received 2024-09-09 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: WA

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate. 

Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : Experian***** Account name : XXXX Balance : {$760.00} Account number : XXXX Date opened : XX/XX/XXXX Open/closed : Open Account name : XXXX XXXX Balance : {$230.00} Account number : XXXX Date opened : XX/XX/XXXX Open/closed : Closed Account name : XXXX XXXX XXXX Balance : {$8600.00} Account number : XXXX Date opened : XX/XX/XXXX Open/closed : Closed Account name : XXXX Balance : {$570.00} Account number : XXXX Date opened : XXXX XXXX, XXXX Open/closed : Closed Account name : XXXX XXXX XXXX XXXX Balance : {$4900.00} Account number : XXXX Date opened : XX/XX/XXXX Open/closed : Closed Account name : XXXX XXXX XXXX XXXX XXXX : {$9300.00} Account number : XXXX Date opened : XX/XX/XXXX Open/closed : Closed Account name : XXXX XXXX Original balance : {$530.00} Account number : XXXX Date opened : XXXX XXXX, XXXX Open/closed XXXX Closed Account name : XXXX XXXX XXXX Balance : {$1800.00} Account number : XXXX Date opened : XX/XX/XXXX Status Collection account XXXX {$1800.00} past due as of XX/XX/XXXX. 
Status updated : XX/XX/XXXX XXXX Account name : XXXX XXXX XXXX Balance : {$0.00} Original balance : {$530.00} Account number : XXXX Date opened : XXXX XXXX, XXXX Open/closed : Closed Account name : XXXX XXXX Balance : {$230.00} Account number : XXXX Date opened : XX/XX/XXXX Open/closed : Closed Account name : XXXX XXXX XXXX  XXXX Balance XXXX {$8600.00} Account number : XXXX Date opened : XX/XX/XXXX Open/closed : Closed Account name : XXXX  Balance : {$570.00} Account number : XXXX Date opened : XXXX XXXX, XXXX Open/closed : Closed Account name : XXXX XXXX XXXX Balance : {$4900.00} Account number : XXXXXXXXXXXXXXXX Date opened : XX/XX/XXXX Open/closed : Closed Account name : XXXX XXXX  XXXX  Balance : {$9300.00} Account number : XXXXXXXXXXXXXXXXXXXX Date opened XXXX XX/XX/XXXX Open/closed : Closed Account name : XXXX XXXX XXXX Balance : {$1800.00} Account number : XXXX Account type : Open Account Date opened : XX/XX/XXXX Account name : XXXX XXXX XXXX Balance : {$130.00} Account number : XXXX Date opened : XXXX XXXX, XXXX Status : Unpaid XXXX***** Account name : XXXX  Balance : {$0.00} Account number : XXXX Date opened XXXX XXXX XXXX, XXXX Open/closed : Closed Account name : XXXX XXXX : {$230.00} Account number : XXXX Date opened : XX/XX/XXXX Open/closed : XXXX Account name : XXXX Balance : {$8600.00} Account number : XXXX Date opened : XX/XX/XXXX Open/closed : Closed Account name : XXXX Balance : {$570.00} Account number : XXXX Date opened : XXXX XXXX, XXXX Open/closed : Closed Account name : XXXX XXXX  Balance : {$4900.00} Account number : XXXX Date opened : XX/XX/XXXX Open/closed : Closed Account name : XXXX XXXX  Balance : {$9300.00} Account number : XXXX Date opened : XX/XX/XXXX Open/closed : Closed Account name : XXXX XXXX  Balance : {$1800.00} Account number : XXXX Account type : Open account Date opened : XX/XX/XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation