Consumer complaint received 2025-09-18 00:00:00
Product: Vehicle loan or lease — Lease
Issue: Managing the loan or lease — Problem with additional products or services purchased with the loan
Company: Tesla, Inc.
State: FL

Complaint narrative:
I am filing this complaint due to serious issues related to tax identity fraud, the misrepresentation of my business 's legal identity, and fraudulent activities linked to my businesss IRS filings. These issues stem from a misrepresentation of my businesss legal structure, and have resulted in significant financial, tax, and legal consequences. 

I recently discovered that my business, XXXX XXXX XXXX XXXX XXXX, has been incorrectly reported to the IRS as a sole proprietorship under my personal name. This is a clear case of tax identity fraud, as my business is registered as a single-member XXXX  not a sole proprietorship. The fraudulent use of my personal information in connection with my businesss Employer Identification Number ( EIN ) is a serious violation of my businesss legal structure, and I am concerned about the potential repercussions. What I originally understood was that my businesss name was listed incorrectly on a local tax document, and the issue seemed to be a minor clerical error. However, upon further investigation, it became clear that the misreporting was not limited to a name error but constitutes a fundamental misrepresentation of my businesss legal structure to the IRS.

This misreporting is a serious error that has resulted in various negative financial and legal consequences. The erroneous reporting of my business as a sole proprietorship has had significant consequences on a commercial lease agreement for a business vehicle. The lease is a commercial contract and requires accurate identification of the legal entities involved. If Tesla has reported the lease to the IRS under my personal name instead of my XXXX, this creates a disconnect between the lease document and the IRS reporting, making the contract potentially invalid or unenforceable against the XXXX. 

This misrepresentation has also undermined the liability protection that my XXXX  was meant to provide. A sole proprietorship does not have the same liability shield as a single-member XXXX, and this could expose me to personal liability for business debts or legal actions. 

Tax and Financial Consequences : Due to this misrepresentation, my business could face various tax issues : If taxes have been filed incorrectly on my behalf, they may have been filed on a Schedule C as a sole proprietorship, which could be a fraudulent filing if my business has elected to be taxed as an XXXX XXXX 

The IRS could impose penalties for failing to file correct information returns and for incorrect payee statements. 

Double-charging for services and taxes has occurred, likely due to two separate identities being created for my business : the correct XXXX and the fraudulent sole proprietorship. 

Given the serious nature of this issue, I request that Tesla take the following immediate actions : Provide all tax filings : Tesla must provide a copy of all information returns filed with the IRS using my name, my EIN, or the name " XXXX XXXX XXXX XXXX XXXX. '' This includes any Form 1099s or other tax documents that have been filed incorrectly.

Correct the misreporting : Tesla must take immediate steps to correct the misreporting of my businesss tax identity with the IRS and provide me with confirmation of the correction.

Compensate for damages : I am requesting compensation for any financial harm caused by the incorrect reporting and any associated penalties, fines, or audits triggered by this fraudulent activity.

Engage my CPA/tax attorney : I am consulting a Certified Public Accountant ( CPA ) and/or a tax attorney to assist in rectifying this issue with the IRS and correcting my businesss tax status. Tesla must cooperate fully in this process.

This is not a mere billing dispute, but rather a fraudulent attack on my legal business identity that has had wide-ranging consequences. I am not only addressing a name error but also correcting a fundamental misrepresentation of my businesss legal and tax identity. This issue has exposed me to financial and legal risks that must be addressed immediately.

I trust that the CFPB will assist me in ensuring that Tesla and any other responsible parties take appropriate action to correct this issue and prevent further harm.

Company response to consumer: Closed with explanation