Consumer complaint received 2024-09-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
Consumer Name : XXXX XXXX, Consumer Social Security Number : XXXX Consumer Date of Birth : XX/XX/XXXX, This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the Experian credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within XXXX  business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of a Secured Card opened at XXXX XXXX  on XX/XX/XXXX under the account number XXXX, an Education Loan opened at DEPT OF EDUCATIONXXXX on XX/XX/XXXX under the account number XXXX. an Education Loan opened at DEPT OF EDUCATIONXXXX on XX/XX/XXXX under the account number XXXX. an Education Loan opened at DEPT OF EDUCATIONXXXX on XX/XX/XXXX under the account number XXXX. an Education Loan opened at DEPT OF EDUCATIONXXXX on XX/XX/XXXX under the account number XXXX. an Education Loan opened at DEPT OF EDUCATIONXXXX on XX/XX/XXXX under the account number XXXX. an Education Loan opened at DEPT OF EDUCATIONXXXX on XX/XX/XXXX under the account number XXXX. an Education Loan opened at DEPT OF EDUCATIONXXXX on XX/XX/XXXX under the account number XXXX. an Education Loan opened at DEPT OF EDUCATIONXXXX on XX/XX/XXXX under the account number XXXX. an Education Loan opened at DEPT OF EDUCATION/XXXX on XX/XX/XXXX under the account number XXXX. an Education Loan opened at DEPT OF EDUCATIONXXXX on XX/XX/XXXX under the account number XXXX. an Education Loan opened at XXXXEPT OF EDUCATIONXXXX on XX/XX/XXXX under the account number XXXX. an Education Loan opened at DEPT OF EDUCATIONXXXX on XX/XX/XXXX under the account number XXXX. an Education Loan opened at DEPT OF EDUCATIONXXXX on XX/XX/XXXX under the account number XXXX. an Education Loan opened at DEPT OF EDUCATIONXXXX on XX/XX/XXXX under the account number XXXX. These accounts have resulted in several fraudulent accounts appearing on my consumer XXXX credit report. I've attached a list of the accounts in question as well as a copy of the consumer FICO credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned education accounts and secured card accounts as reported. The aforementioned education accounts and secured card accounts appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All of the aforementioned education accounts and secured card accounts are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint XXXX as proof from the US Federal Trade Commission that all of the aforementioned consumer education accounts and secured card accounts inquiries are the result of identity theft and fraud. I have also attached a copies of my XXXX result showing the above accounts being deleted from the XXXX credit report due to a approval id theft fraud claim. All credit report should be accuracy across of all three credit bureaus.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation