Consumer complaint received 2024-01-09 00:00:00
Product: Credit card — General-purpose credit card or charge card
Issue: Getting a credit card — Application denied
Company: CAPITAL ONE FINANCIAL CORPORATION
State: NY

Complaint narrative:
On XX/XX/XXXX  I applied for a Capital One Platinum card requesting the maximum limit. I was forced to only apply for {$60000.00} as I was not able to apply for more because my application wouldn't process. I explained to the customer service agent XXXX who was present at the time of the in store application that this action was adverse and discriminatory against me. She said it was nothing she can do. 
As you made be aware, it is against federal law in accordance with the Equal Credit Opportunity Act to proclaim an adverse action against a consumer. 
Pursuant to 15 U.S Code 1691 ( C ) you assume civil liability pursuant to 15 U.S Code 1691 ( K ). Capital one has violated my federally protected consumer rights. 
1. 15 U.S Code 1642 2. 15 U.S Code 1681 M 3. 12 CFR 1002 upon my application being denied I was told by the Capital One employee XXXX that I would received a letter in 7 to 10 business days explaining the reason for the denial. I have not received that letter as of yet although 7 to 10 business days have passed. I also received an electronic notice ( see attachment ) reiterating that I would receive a letter in 7 to 10 days which i did not. 
This is booth evidence and proof that I have been discriminated against, Capital One Is also criminally liable and should resort to reasonable procedures to rectify this affair and compensate me for this use of my security, otherwise this would be security fraud since I have no BENEFIT. 

according the capital prospectus : 1. We have not, and the underwriters have not, authorized any other person to provide you with information different from, or in addition to, that contained in or incorporated by reference in this prospectus supplement ( including any related free writing prospectus prepared by us or on our behalf, if any ) and the accompanying prospectus. We and the underwriters take no responsibility for, and can provide no assurance as to the reliability of, any other information that others may give you. We are not, and the underwriters are not, making an offer to sell the notes in any jurisdiction where the offer or sale is not permitted. You should assume that the information appearing in this prospectus supplement ( including any related free writing prospectus prepared by us or on our behalf, if any ), the accompanying prospectus and the documents incorporated by reference herein and therein, is accurate only as of their respective dates. Our business, financial condition, results of operations and prospects may have changed since those dates. 
2.This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell these securities, and are not soliciting an offer to buy these securities, in any jurisdiction where the offer or sale is not permitted. 

Since they are taken said position as to guarantee not to sell my security or make no offer to buy my security they have admitted to financial fraud in the act denying me my security.

Company response to consumer: Closed with explanation