Consumer complaint received 2025-09-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: PA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX XX/XX/XXXX Experian Information Solutions , Inc . 
P.O. XXXX XXXX XXXX, TX XXXX Re : Cease & Desist / Request for Deletion of Unverified Information To Whom It May Concern : I am writing to formally demand the removal of inaccurate, outdated, and unverifiable information from my Experian credit file pursuant to the Fair Credit Reporting Act ( 15 U.S.C. 1681 ).

I specifically request deletion of the following : 1. Personal Information Remove all variations of my name other than my correct legal name : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Remove outdated addresses not associated with my current residence : XXXX Conifer Ct XXXX XXXX, XXXX, PA XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX XXXX all employer information ( Straight Deliveries XXXX, XXXX ). 



2. Accounts & Payment History Please delete all negative, derogatory, or unverifiable accounts, including but not limited to the following : XXXX Auto Loan Acct # XXXX ( XXXX late payments, {$24000.00} balance ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( late payments on several student loans XXXX XXXX XXXX XXXX XXXX Acct # XXXX ( charge-off, {$8600.00} written off ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX off, {$510.00} past due ) XXXX XXXX XXXX XXXX XXXXXXXX XXXX charged off, {$330.00} written off ) XXXX XXXX Acct # XXXX ( collection, {$1700.00} past due ) XXXX XXXX Systems ( XXXX. XXXX XXXX ) Acct # XXXX ( {$370.00} collection ) XXXX XXXX XXXX ( XXXX. XXXX Bank XXXX XXXX XXXX ) Acct # XXXX ( {$870.00} collection ) XXXX XXXX XXXX ( XXXX. XXXX XXXX XXXX XXXX Acct # XXXX ( {$2700.00} collection ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX ( {$430.00} collection ) XXXX XXXX XXXX ( orig. XXXX XXXX  Acct # XXXX ( {$210.00} collection ) In addition, I demand the deletion of any and all : Late rent payment reporting Judgments or public records ( if present now or in the future ) XXXX. Inquiries Remove all unauthorized and non-permissible hard inquiries, including but not limited to : XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XX/XX/XXXX Bank XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX Experian XXXX a full reinvestigation and XXXX documentation proving each of these items is accurate, current, and legally verifiable. If verification can not be produced, the item ( XXXX ) must be deleted immediately. 

Failure to comply will result in complaints filed with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and my State Attorney General. I also reserve the right to pursue civil action for damages under the FCRA. 

Please confirm deletions in writing and provide an updated copy of my report within 30 days as required by law. 

Sincerely, [ Signature ] XXXX XXXX XXXX XXXX : XX/XX/XXXX SSN : XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation