Consumer complaint received 2025-08-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Fl XXXX XXXX XXXX Date : XX/XX/XXXXXXXX Experian XXXX XXXX XXXXXXXX XXXX, TX XXXX Equifax Information Services, LLC XXXX XXXX XXXXXXXX XXXX, GA XXXX TransUnion Consumer Solutions XXXX XXXX XXXX XXXX XXXX, PA XXXX Subject : Formal Identity Theft Dispute and Request to Block Fraudulent Information under 15 U.S.C. 1681c-2 and 1681s-2 To Whom It May Concern : I am writing to formally dispute and request the blocking of fraudulent information from my credit file pursuant to 15 U.S.C. 1681c-2, which requires consumer reporting agencies to block identity theft-related data upon proper notification and documentation. 
1. Fraudulent Account Information Creditor Name : DPT EDXXXX Account Number : [ Insert Full or Partial Account Number ] Date Opened/ Reported : XXXX Creditor Name : XXXX XXXX XXXX Account Number : [ Insert Full or Partial Account Number ] Date Opened/ Reported : [ Insert If Known ] Creditor Name : XXXX Account Number : [ Insert Full or Partial Account Number ] Date Opened/ Reported : [ Insert If Known ] Creditor Name : XXXX XXXX  Account Number : [ Insert Full or Partial Account Number ] Date Opened/ Reported : [ Insert If Known ] Creditor Name : XXXX Account Number : [ Insert Full or Partial Account Number ] Date Opened/ Reported : [ Insert If Known ] Creditor Name : XXXX XXXX Account Number : [ Insert Full or Partial Account Number ] Date Opened/ Reported : [ Insert If Known ] This account was fraudulently opened in my name. I did not authorize or initiate this account, and it is the result of identity theft. 
2. Documentation Included Pursuant to the FCRA requirements, I have enclosed the following documentation : A copy of a government-issued photo ID ( e.g., drivers license ) A utility bill or other proof of current address A copy of the Identity Theft Report, as defined in 15 U.S.C. 1681a ( q ), which I filed with [ Police Department Name or FTC ] A signed statement describing the fraudulent nature of the account 3. Request for Blocking under 1681c-2 In accordance with 15 U.S.C. 1681c-2, I am formally requesting that Equifax : Block all information related to the above-referenced account Prevent this information from appearing in any future credit reports Provide written confirmation once this blocking has been completed 4. Additional Notes If Equifax finds that any part of the request is insufficient, please notify me in writing within the required time frame, stating what additional information is needed. 
Please complete this process and confirm in writing within the 4 business days required by law after receiving this request and documentation. 
Thank you for your immediate attention to this matter. I look forward to your prompt response and resolution. 
Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation