Consumer complaint received 2024-08-29 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: PA

Complaint narrative:
The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 
XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX - Inquiry In Dispute XXXX XXXXXXXX XXXX XXXX XXXXXX/XX/XXXX - Inquiry In Dispute XXXXXXXX XXXX XXXX XXXXXX/XX/XXXX - Inquiry In Dispute XXXXXXXX XXXX XXXX  XX/XX/XXXX - Inquiry In Dispute XXXX XXXXXXXX XXXX XXXX XXXXXX/XX/XXXX - Inquiry In Dispute XXXX XXXXXXXX XXXX XXXX XXXXXX/XX/XXXX XXXX  XXXXXXXX XXXX XXXX XXXXXX/XX/XXXX - Inquiry In Dispute XXXXXXXX XXXX XXXX XXXXXX/XX/XXXX - Inquiry In Dispute XXXX  XXXX XXXX XXXXXX/XX/XXXX - Inquiry In Dispute XXXX  XXXXXXXX XXXX XXXX XXXXXX/XX/XXXX - Inquiry In Dispute XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX - Inquiry In Dispute XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX - Inquiry In Dispute XXXX XXXX - XXXX XX/XX/XXXX - Inquiry In Dispute XXXX XXXX - XXXX XX/XX/XXXX - Inquiry In Dispute XXXXXXXX XXXX XXXX XXXXXX/XX/XXXX - Inquiry In Dispute XXXX XXXX XXXX XXXX XX/XX/XXXX - Inquiry In Dispute XXXX XXXX - XXXX XX/XX/XXXX - Inquiry In Dispute XXXX XXXX XXXX - XXXX  XX/XX/XXXX - Inquiry In Dispute XXXX XXXX XXXX - XXXX XX/XX/XXXX - XXXX  - XXXX  XX/XX/XXXX - Inquiry In Dispute XXXX  - XXXX  XX/XX/XXXX - Inquiry In Dispute XXXX  - XXXX  XX/XX/XXXX - Inquiry In Dispute XXXX XXXX XXXX - - XXXX XXXX XXXX XXXX  days late XXXX time ( XXXX ). 
In Dispute XXXX  XXXX - - XXXX XXXX XXXX XXXX  days late XXXX time ( XXXX ). 
In Dispute has violated my rights. 

I looked at my Transunion credit report on XX/XX/XXXX and noticed some things are incomplete and not accurate. And according to the fair credit reporting act Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates according to 15 USC 1681 ( e ) ( b ). 

And according to 15 USC 1681 5 they are suppose to do this ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In generallf, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.

and according to 15 USC 1681s-2 they are suppose to not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation