Consumer complaint received 2025-01-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Old information reappears or never goes away
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
To Whom It May Concern : I am writing to formally request the removal of inaccurate and outdated personal information currently being reported on my consumer credit file. Under the Fair Credit Reporting Act ( FCRA ), specifically XXXX XXXX. XXXX ( a ) ( XXXX ), consumer reporting agencies have a legal obligation to ensure that the information they report is accurate, current, and relevant, while respecting the consumer 's right to privacy. The information currently being furnished is incorrect, and I am requesting immediate correction. 
XXXX. Personal Identifiable Information ( PII ) : I have identified multiple inaccurate variations of my name that should be deleted from my report. Please remove the following name variations : XXXX I request that my full, legal name be retained on my consumer report : Insert Name. 
XXXX. Addresses : You are reporting XXXX addresses on my credit file. I can confirm that the following addresses are outdated and inaccurate. Please delete the following addresses, as I can not receive mail or legal correspondence at these locations : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX. Social Security Number and Date of Birth : For privacy and security reasons, I request that my Social Security number and date of birth be removed from the credit file and not be displayed in future reports. 
XXXX. Employment Information : Please remove all employment information that is inaccurate, including the following entities with which I have no affiliation : XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX Legal Basis for Request : Under the Fair Credit Reporting Act ( FCRA ), XXXX XXXX. XXXX ( b ), consumer reporting agencies are required to follow reasonable procedures to ensure the maximum possible accuracy of the information they report. I am a federally protected consumer with the right to privacy and accuracy in the information that is reported. Failure to comply with these obligations constitutes a violation of my rights under the FCRA. 
XXXX XXXX. XXXX - Congressional Findings and Statement of Purpose o ( a ) Accuracy and Fairness of Credit Reporting o ( b ) Reasonable Procedures to Ensure Accuracy XXXX XXXX. XXXX ( b ) - Accuracy of Report : Consumer  reporting agencies must ensure maximum possible accuracy when preparing consumer reports. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX : The FTC and XXXX XXXX XXXX XXXX XXXX have filed briefs asserting that consumer reporting agencies must investigate disputes concerning personal identifying information ( such as names, addresses, and Social Security numbers ). 

This items have already been deleted from my credit profile in past disputes with experian/equifax/transunion. After I make CFPB reports they seem to RE-APPEAR. violating FCRA XXXX and FCRA XXXX ( XXXX ). Retaliating by re-reporting legally removed accounts is prohibited by law. Remove it immediately. 

My personal information was compromised in the Equifax data breach, and as a result, I am requesting the immediate removal of all items I have disputed with you. Under FCRA XXXX, any disputed items that are inaccurate or fraudulent must be corrected or removed. 

Since this is a repeated dispute, I remind you that under FCRA XXXX ( a ) ( XXXX ) ( A ), you are required to investigate and resolve any disputes within XXXX  days. However, if you are unable to fully resolve the issue, under FCRA XXXX ( a ) ( XXXX ), you must complete any reinvestigation as quickly as possible.

Company response to consumer: Closed with non-monetary relief