Consumer complaint received 2025-03-14 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: MS

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX, Mississippi XXXX Date of Birth : XX/XX/XXXX SS # : XXXX Experian XXXX XXXX XXXX XXXX, TX XXXX XX/XX/XXXX Subject : Request to Remove Inaccurate Credit Information To Whom It May Concern : Upon reviewing my credit report, I have identified the following item ( s ) that contain inaccuracies : 1. The following personal information is incorrect Former : XXXX XXXX XXXX 2. The following personal information is incorrect Former : XXXX XXXXXXXX XXXX 3. The following personal information is incorrect Former : XXXX XXXX 4. The following personal information is incorrect Former : XXXX XXXX 5. The following personal information is incorrect Former : XXXX XXXX 6. The following personal information is incorrect Also Known As : XXXX XXXXXXXX XXXX 7. The following personal information is incorrect Also Known As : XXXX XXXXXXXX XXXX  8. The following personal information is incorrect Also Known As : XXXX XXXX 9. The following personal information is incorrect Also Known As : XXXX XXXX 10. The following personal information is incorrect Also Known As : XXXX XXXX 11. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX 12. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX MI XXXX 13. The following personal information is incorrect Employers : XXXX 14. The following personal information is incorrect Employers : XXXX XXXX 15. Validate Account BankruptcyXXXXXXXX Case Number : XXXX Please supply information on how you have verified this item. 

16. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please supply information on how you have verified this item. 

17. Validate Account XXXX XXXX Account Number : XXXX Please supply information on how you have verified this item. 

18. Validate Account XXXX Account Number : XXXX Please supply information on how you have verified this item. 

19. Validate Account XXXX XXXX Account Number : XXXX Please supply information on how you have verified this item. 

20. Validate Account XXXX XXXX Account Number : XXXX Please supply information on how you have verified this item. 

21. Validate Account XXXX XXXX Account Number : XXXX Please supply information on how you have verified this item. 

22. Validate Account XXXX XXXX Account Number : XXXX Please supply information on how you have verified this item. 

23. Validate Account XXXX XXXX XXXX Account Number : XXXX Please supply information on how you have verified this item. 

24. Validate Account XXXX Account Number : XXXX Please supply information on how you have verified this item. 

25. Validate Account XXXX XXXX Account Number : XXXX Please supply information on how you have verified this item. 

26. Validate Account XXXX XXXX XXXX Account Number : XXXX Please supply information on how you have verified this item. 

27. Validate Account XXXX XXXX Account Number : XXXX Please supply information on how you have verified this item. 

28. Validate Account XXXX XXXXXXXX Account Number : XXXX Please supply information on how you have verified this item. 

29. Validate Account XXXX XXXXXXXX Account Number : XXXX Please supply information on how you have verified this item. 

30. Validate Account XXXX XXXXXXXX Account Number : XXXX Please supply information on how you have verified this item. 

31. Validate Account XXXX Account XXXX : XXXX Please supply information on how you have verified this item. 

32. Validate Account XXXX XXXX XXXX Account Number : XXXX Please supply information on how you have verified this item. 


According to the regulations outlined in the Fair Credit Reporting Act, I hereby request a thorough investigation into these items and their subsequent removal from my credit report. I understand that you are obligated to verify the accuracy of this information with the relevant creditor. Please eliminate any data that can not be substantiated by the creditor. I am aware that, as stated in 15 U.S.C. Sec. 1681i ( a ), you are required to complete this reinvestigation within 30 days of receiving this letter.

Additionally, I kindly request an updated copy of my credit report to be sent to the provided address. As mandated by the act, there should be no charge for this updated report. Furthermore, I request that you notify any parties who have received my credit report in the past six months about the necessary corrections.

Thank you for your attention and assistance regarding this matter. 

Sincerely, _____________________________________ XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation