Consumer complaint received 2025-06-04 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: AL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX SSN ( Last 4 ) : XXXX XXXX : XX/XX/XXXX XX/XX/XXXX TransUnion LLC XXXX XXXX XXXX XXXX XXXX, IL XXXX ATTN : Legal Department, Compliance Division, Executive Office CC : XXXX XXXX XXXX, CEO | XXXX XXXX, CFO | XXXX XXXX, Chief Legal Officer CC XXXX XXXX XXXXXXXX XXXX, XXXX | XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, SC XXXX ATTN : Legal and Compliance RE : LEGAL DEMAND FOR IMMEDIATE DELETION OF INACCURATE COLLECTION ENTRY XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX TO WHOM IT MAY CONCERN : This letter serves as a formal and final legal demand for the IMMEDIATE deletion of the collection account reported by XXXXXXXX XXXX XXXX  on behalf of XXXX XXXX XXXX , listed under account number XXXX, balance {$280.00}, opened XX/XX/XXXX. 

As of the date of this notice, federal litigation has already commenced in the U.S. District Court for the Northern District of Alabama under the provisional docket number XXXX You are hereby placed on legal notice that your continued reporting of this tradeline constitutes willful violation of : - The Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq. 
- The Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692 et seq. 
- Alabama Deceptive Trade Practices Act ( ADTPA ), Ala. Code 8-19-1 et seq. 

The continued publication of this erroneous entry has caused and continues to cause significant financial harm and reputational injury. 

You are also hereby informed that the data furnisher, XXXX XXXX XXXX, has failed to validate the debt, and has violated the consent decree in FTC v. XXXX XXXX XXXX XXXX, No. XXXX ( XXXX. XXXX XXXX ), which established federal standards on the reporting of unverifiable debts. 

Be advised that under 15 U.S.C. 1681i ( a ) ( 5 ) ( A ), if information is found to be inaccurate or unverifiable, the CRA ( TransUnion ) * * MUST * * delete it. A failure to delete, especially after legal notice, constitutes willful noncompliance, entitling the harmed party to * * punitive damages * *, * * actual damages * *, and * * attorneys fees * *, as affirmed in * XXXX XXXX Trans Union Corp. *, XXXX XXXX XXXX ( XXXX XXXX XXXXXXXX ). 

We are seeking the immediate deletion of the above-referenced tradeline within 24 hours of receipt of this letter. 

* * You are now on record. * * This notice has been transmitted with full documentation of delivery and retained for evidentiary use in civil proceedings. Noncompliance will result in a motion for sanctions under Federal Rule of Civil Procedure 37 and may trigger discovery expansion in the pending matter. 

A printed copy of this communication will be sent to the office of CEO XXXX XXXX and General Counsel XXXX XXXX. 

If this matter is not resolved within 24 hours, additional claims will be filed under 15 U.S.C. 1681n and 1681o. 

Govern yourselves accordingly. 

Sincerely,

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation