Consumer complaint received 2025-04-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: AL

Complaint narrative:
I am writing to inform you that there is 100 % improper use of the credit report attached to the SSN! TRANSUNION, EQUIFAX, and EXPERIAN HAVE 1000 % VIOLATED THE FCRA, AND IM HIGHLY XXXX ABOUT THIS. I looked over the credit report and FOUND TONS OF INACCURATE INFORMATION ON THE CREDIT REPORT. INCLUDING ACCOUNTS THAT I NEVER GAVE YOU WRITTEN PERMISSION TO ADD ON ANY INFORMATION TO THE CREDIT REPORT! As instructed on your website, I've enclosed documentation providing proof of my current address, social security card, birth certificate, and driver 's license. 
.This is the nal step BEFORE TAKING THIS INACCURATE, FRAUDULENT ACTIVITY IN FRONT OF A JUDGE. Under the FCRA, ONLY CORRECT INFORMATION SHALL BE ADDED TO A CONSUMERS CREDIT REPORT, and the information on the TRANSUNION, EQUIFAX, and EXPERIAN credit report isn't accurate AND ITS COMPLETE XXXX. I've spoken to a lawyer, and he told me that I COULD EASILY take THIS to court AND FINE TRANSUNION, EQUIFAX, and EXPERIAN {$1000.00} PER VIOLATION ( and there are many violations ). I DEMAND YOU, TRANSUNION, EQUIFAX, and EXPERIAN, TO REMOVE ALL OF THESE FRAUDULENT INCORRECT ACCOUNTS FROM THIS CREDIT REPORT WITHIN 24 HOURS OF RECEIVING THIS LETTER. YES, I WANT THE ENTIRE ACCOUNT FULLY WHIPPED OFF THE CREDIT REPORT WITH NO FRAUD REMARKS OR DISPUTE COMMENTS REMARKS LEFT ON THE CREDIT REPORT. 



IF THESE FRAUDULENT, INACCURATE ACCOUNTS DO NOT COME OFF THE CREDIT REPORT WITHIN 24 HOURS. THE LAWYER HANDLING THIS MATTER SAID HE WILL BE TAKING MASSIVE LEGAL ACTION AGAINST THE FOLLOWING CORPORATIONS FOR LETTING THIS HAPPEN : POTENTIAL LAWSUITS LIST : EXPERIAN, EQUIFAX and TRANSUNION TO MAKE THE DELETION PROCESS EASIER FOR YOU, ATTACHED IS A LIST OF THE INACCURATE ACCOUNTS THAT NEED TO BE TAKEN OFF THE CREDIT REPORT ASAP.

15 USC 1681C-2 STATES I HAVE THE RIGHT TO PRIVACY AND A BLOCK OF INFORMATION. AND I NEVER GAVE ANY COMPANY WRITTEN CONSENT TO ADD THIS INFORMATION TO MY CREDIT REPORT! DELETE IT IMMEDIATELY! 
Account Name - XXXX XXXX XXXX XXXX - Account Number - XXXX XX/XX/XXXX Transunion / Experian/ EQUIFAX DEPT OF EDUCATION/XXXX Account Number - XXXX XX/XX/XXXX Transunion / Experian/ EQUIFAX DEPT OF EDUCATION/NELN- Account Number XXXX XXXX XX/XX/XXXX Transunion / Experian/ EQUIFAX DEPT OF EDUCATION/NELN- Account Number - XXXX XX/XX/XXXX Transunion / Experian/ EQUIFAX DEPT OF EDUCATION/NELN- Account Number - XXXX XX/XX/XXXX Transunion / Experian/ EQUIFAX DEPT OF EDUCATION/XXXX- Account Number - XXXX XX/XX/XXXX Transunion / Experian/ EQUIFAX DEPT OF EDUCATIONXXXX Account Number - XXXX XX/XX/XXXX Transunion / Experian/ EQUIFAX DEPT OF EDUCATIONXXXX- Account Number XXXX XXXX XX/XX/XXXX Transunion / Experian/ EQUIFAX 3 inquiries These lenders have accessed your credit file XXXX XXXX XXXX XXXX Inquiry dateXXXX XXXX, XXXX Removal dateXXXX  XXXX XXXX XXXX Inquiry dateXXXX XXXX, XXXX Removal dateXXXX XXXX XXXX XXXX XXXX  XXXX Inquiry dateXXXX XXXX, XXXX Removal dateXXXX XXXX According to 15 USC 1692 c you have violated my rights by in lawful communications, Please remove all these items from my credit report.

THIS IS ILLEGAL PLEASE TAKE IT OFF THE CREIDT REPORT IMMEDIATELY!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation