Consumer complaint received 2015-11-04 00:00:00
Product: Mortgage — FHA mortgage
Issue: Loan modification,collection,foreclosure — 
Company: Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)
State: FL

Complaint narrative:
From : XXXX XXXX XXXX : CFBPDate : XX/XX/XXXXXXXX XXXX XXXX , XXXX XXXX XXXX Bank and Bayview Loan Servicing LLC. They have all claimed that they owned my note mortgage. However, first, to begin with XXXX XXXX XXXX, who claimed to be the new owner of my mortgage, after my lender XXXX XXXX was closed down by the OCC on XX/XX/XXXX. So I continue to make payment to XXXX until I allowed my loan to go into default XX/XX/XXXX, for after I did a Securitization Loan Analysis Report, the note to my mortgage was sold by my lender XXXX XXXX or my mortgage securitized where there is a bifurcation of mortgage and note. 
So I sent to XXXX QWR and debt validation letter, they sent back to me a history report of my loan, and no chain of title from the FDIC to XXXX, but on XX/XX/XXXX XXXX did a Deed of Trust in the state of Louisiana without my knowledge or consent, and on the XXXX/XXXX/XXXX, did a bogus assignment of mortgage, also without my knowledge or consent from FDIC to XXXX XXXX XXXX ( no condition precedent ) Then did another bogus assignment of mortgage, from XXXX XXXX XXXX to XXXX XXXX XXXX XXXX/Bayview Loan Servicing LLC . No XX/XX/XXXX by XXXX XXXX XXXX who is neither a vice president nor employee of XXXX XXXX. 
And none of those assignments are recorded in the XXXX XXXX Public Records, and there are no assignments attached to my mortgage, but since my note was sold by my lender XXXX XXXX in XX/XX/XXXX, it is not recorded in the XXXX County Public Records and there are no assignments attached to my mortgage, but since my note was sold by my lender XXXX XXXX XX/XX/XXXX, it is not recorded in the XXXX County Public Records. 
On the hand, I also have XXXX certified copy of mortgage ranged from the year XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX still no assignments attached to my mortgage ; furthermore. I have a : Securitization Loan Analysis Report, XXXX XXXX 's deposition with XXXX XXXX XXXX. Case NO. : XXXX, and XXXX XXXX XXXX deposition with Bayview Loan Servicing LLC. Case NO. XXXX. 
Now my house was foreclose on XXXX/XXXX/XXXX and final judgment was granted within less than four minutewhile I was in the process of questioning the plaintiff, cause me file for chapter XXXX to save my home. 
Party Name : XXXX XXXX XXXXDoc. Type : XXXX County Recorder 's Official Record Search ResultsDisplaying XXXX to XXXX of XXXXClerk 's File No Doc Type Rec Date Rec Book/Page Plat Book/Page Blk Legal Misc Ref First Party ( Code ) Second Party ( Code ) XXXX XXXX XXXX XXXX/XXXX/XXXX XXXX / XXXX XXXX XXXX LOT XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ) XXXX XXXX XXXX R XXXX MOR XXXX/XXXX/XXXX XXXX / XXXX XXXX XXXX LOT XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ) XXXX XXXX XX/XX/XXXX XXXX R XXXX MOR XXXX/XXXX/XXXX XXXX / XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX & XXXX XXXX XXXX XXXX XXXX XXXX XXXX ET XXXX R XXXX MOR XXXX/XXXX/XXXX XXXX / XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX & XXXX ( XXXX ) XXXX XXXX ACTION XXXX XXXX XXXX XXXX XXXX/XXXX/XXXX XXXX / XXXX XXXX XXXX LOT XXXX XXXX XXXX XXXX XXXX XXXX XXXX & XXXX ( XXXX ) XXXX XXXX XXXX So there are no transfered of mortgage XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Bank and Bayview Loan Servicing LLC. as they have all claimed XXXX XXXX XXXX XXXX XXXX XXXX XXXX Florida XXXX

Company response to consumer: Closed with explanation