Consumer complaint received 2024-10-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Radius Global Solutions LLC
State: NY

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX XXXX XXXX Date : XX/XX/year> Consumer Financial Protection Bureau Subject : Formal Complaint Against Radius Global Solutions LLC for Unlawful Debt Collection Practices Dear CFPB, I am writing to file a formal complaint against Radius Global Solutions LLC regarding their unlawful debt collection practices and failure to comply with the Fair Debt Collection Practices Act ( FDCPA ) and Fair Credit Reporting Act ( FCRA ). 

I was contacted by Radius Global Solutions LLC regarding an alleged debt under Radius Reference No. [ Insert Reference No. ] for the amount of {$2500.00} related to my account with XXXX ( Account No. XXXX ). On [ Insert Date ], Radius Global Solutions LLC sent a settlement offer for this amount. However, I have reason to believe that this debt is either inaccurate or unverifiable. 

On XX/XX/year>, I formally requested verification of the debt, including documentation proving the validity of the amount, detailed accounting of how the debt was calculated, and proof that Radius Global Solutions LLC has the legal right to collect this debt. Under FDCPA, Radius Global Solutions LLC is obligated to provide this information. To date, I have not received sufficient or valid documentation supporting their claim. 

Despite this request for verification, the debt remains on my credit report, negatively impacting my credit score and financial standing. This is a violation of the FCRA, which mandates that inaccurate or unverifiable information must be removed from consumer credit reports. Radius Global Solutions LLC has failed to comply with this requirement, and they continue to pursue collections without appropriate proof of debt. 

As a consumer, I feel my rights under federal law have been disregarded, and I seek the CFPBs assistance in resolving this matter. Specifically, I request the following : Investigation into Radius Global Solutions LLCs failure to provide verification of the alleged debt. 
Removal of this debt from my credit reports if it can not be verified. 
Any corrective actions necessary to ensure that Radius Global Solutions LLC complies with FDCPA and FCRA regulations. 
Compensation for any financial or emotional harm caused by their unlawful debt collection practices. 
Enclosed with this letter are copies of relevant documentation, including the original settlement offer, my dispute request, and the lack of sufficient response from Radius Global Solutions LLC. 

I trust that the CFPB will handle this complaint with the urgency and seriousness it deserves and that you will help protect my consumer rights. Should you require any further information, I am available at [ your phone number ] or via email at [ your email address ]. 

Thank you for your time and consideration. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation