Consumer complaint received 2025-07-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: MA

Complaint narrative:
Pursuant to my rights under the Fair Credit Reporting Act ( FCRA ), specifically Sections 611 ( 15 U.S.C. 1681i ) and 609 ( 15 U.S.C. 1681g ), as well as the Fair Debt Collection Practices Act ( FDCPA ), specifically Section 809 ( 15 U.S.C. 1692g ), I am writing to dispute the following collection account that appears on my recent credit Creditor/Collection Agency Name XXXX XXXX XXXX XXXX  Account Number : XXXX Amount : {$610.00} Date of Account : XXXX Creditor/Collection Agency Name : XXXX  Account Number : XXXX Amount : {$830.00} Date of XXXX Creditor/Collection Agency Name : XXXX Account Number : XXXX Amount : {$4800.00} Date of XXXX Creditor/Collection Agency Name : XXXX Account Number : XXXX Amount : {$980.00} Date of XXXX Creditor/Collection Agency Name : XXXX Account XXXX XXXX Date of Account : XXXX Creditor/Collection Agency Name : XXXX XXXX  Account Number : XXXX Amount XXXX {$800.00} Date of Account : XXXX Creditor/Collection Agency Name : XXXX XXXX Account Number : XXXX Amount : {$1000.00} Date of Account : XXXX Creditor/Collection Agency Name XXXX XXXX XXXX  Account Number : XXXX Amount : {$970.00} Date of Account : XXXX Pursuant to my rights under the Fair Credit Reporting Act ( FCRA ), specifically Sections 611 ( 15 U.S.C. 1681i ) and 609 ( 15 U.S.C. 1681g ), as well as the Fair Debt Collection Practices Act ( FDCPA ), specifically Section 809 ( 15 U.S.C. 1692g ), I am writing to dispute the following collection account that appears on my recent credit Creditor/Collection Agency Name : XXXX XXXX XXXX Account Number : XXXX Amount : {$610.00} Date of Account : XXXX Creditor/Collection Agency Name : XXXX Account Number : XXXX Amount : {$830.00} Date of XXXX Creditor/Collection Agency Name : XXXX Account Number : XXXX Amount : {$4800.00} Date of XXXX Creditor/Collection Agency Name : XXXX Account Number : XXXX Amount : {$980.00} Date of XXXX Creditor/Collection Agency Name : XXXX Account XXXX XXXX Date of Account : XXXX Creditor/Collection Agency Name XXXX XXXX XXXX Account Number : XXXX Amount XXXX {$800.00} Date of Account : XXXX Creditor/Collection Agency Name : XXXX XXXX Account Number : XXXX Amount : {$1000.00} Date of Account : XXXX Creditor/Collection Agency Name : XXXXXXXX XXXX Account Number : XXXX Amount : {$970.00} Date of Account : XXXX Creditor/Collection Agency Name : XXXX Account Number : XXXX Amount : {$1000.00} Date of Account : XXXX I did not authorize this account and do not recognize the mentioned debt. I request that you investigate this account and remove it from my credit report as soon as possible.

In accordance with the FDCPA, specifically Section 809 ( 15 U.S.C. 1692g ), I request validation of this debt. Please provide me with verifiable proof that this debt belongs to me.

I appreciate your prompt attention to this matter and look forward to your response in accordance with the FCRA and FDCPA.

I did not authorize this account and do not recognize the mentioned debt. I request that you investigate this account and remove it from my credit report as soon as possible.

In accordance with the FDCPA, specifically Section 809 ( 15 U.S.C. 1692g ), I request validation of this debt. Please provide me with verifiable proof that this debt belongs to me. I appreciate your prompt attention to this matter and look forward to your response in accordance with the FCRA and FDCPA.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation