Consumer complaint received 2024-08-31 00:00:00
Product: Debt collection — Other debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Credit Control, LLC
State: MS

Complaint narrative:
US POST OFFICE CERTIFIED MAIL NUMBER XXXX Fair Debt Collection Practice Act 15 U.S.C. .1692 The Fair Credit Reporting Act, 15 U.S.C. 1681 XX/XX/XXXX, XXXX XXXX Email XXXX Consumer Financial Protection use all others must write to provide verbal communication XXXX XXXX  XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX Credit Control , LLC XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Credit Control , LLC XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX Debt Validation Claim RE : This letter of dispute is to address concerns about legal liability for financial Information and associated materials from Credit Control , LLC COLLECTION AGENCY, 15 USC1692G , 1692B Deceptive and Inaccurate. Attempt to collect. Credit Control , LLC never received permission from XXXX XXXX. I am asking for a Debt Validation ( XXXX ) Please provide the purchase agreement, the original wet signature that I agreed to on the contract on this creditor if any for this alleged account. ( XXXX ) Send me a full detailed history/list of all payments/ GAAP ledger for both accounts payable and receivable on this account. ( XXXX ) Have there been any insurance claims found or filed on this debt? ( XXXX ) Provide me a copy of the Chain of Title you have to collect on this debt. Please understand I deny any and all I am not asking for proof of just name or address because that is not what is in question and in keeping in compliance with G.A.P.P provide the info requested because it violates 5 USC 552a. 

Credit Control , LLC COLLECTION AGENCY is in direct violation USC 1692e. False or misleading representations A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( XXXX ) The false representation of XXXXoriginal creditor ( A ) the character, amount, or legal status of any debt; or ( B ) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt Please also keep in mind as you use the state statutory laws Federal statutory law, enacted pursuant to constitutional authority. 
Please provide confirmation of this info with the company received from the alleged original party for this account, your help will be appreciated in assisting me. 
Under the provisions of the Fair Credit Reporting Act 611 ( a ) [ 15 USC 1681i ( a ) ], disputed items must be validated or deleted and removed from my credit record within 5 days, Privacy Act violations U.S.C. 552a ( g ) ( 1 ) ( A ). 
This letter of dispute is to address concerns about legal liability for financial information and associated materials, this includes anyone asking you for your Social as they must indicate what it is being used for and how it is used. Credit Control , LLC. COLLECTION AGENCY never received permission from XXXX XXXX. to use the number associated with any such accounts associated or attached and as stated in PRIVACY ACT ( 5 U.S.C. 552a ) Anyone can request to see or get copies of any personal information that we have in your file. Any personal information in your file that is retrieved by individual identifiers, such as name or social security number is protected by the Privacy Act 1974, which means requests for information about you may be denied unless we have your written permission to release the information to the requestor or unless the information is subject to disclosure under the Freedom of Information Act. How and for what purpose did you receive a Social Security number of XXXX XXXX. 
I am maintaining a careful record on my communication with your company. 
RESPECTFULLY, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation