Consumer complaint received 2026-02-16 00:00:00
Product: Credit card — General-purpose credit card or charge card
Issue: Fees or interest — Problem with fees
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: LA

Complaint narrative:
I DISPUTED XXXX, TRANSUNION AND XXXX FOR NOT REPORTING MY XXXX ACCOUNT, THIS ACCOUNT IS XXXX YEARS OLD. I WOULD NEVER ASK THIS ENTITY TRANSUNION, XXXX, XXXX TO REMOVE MY CARD. TRANSUNION AND XXXX AND XXXX ALL REMOVED MY XXXX ACCOUNT WITHOUT MY APPROVAL, WHICH YOU CAN READ IN MY REPORT, THAT I ASKED AND SENT PROOF OF EVIDENCE THAT MY CARD ACCOUNT XXXX EXIST , AND THEY REFUSE TO ADD MY CARD ACCOUNT XXXX BACK ON CREDIT REPORTS, BECAUSE IT PROVES THEY ARE CORRUPT AND THEY ARE ALL FAKE GOVERNMENT ENTITIES USED FOR CONFUSION, FRUSTRATION, ANGRY. [ I HAVE PITY FOR YOU WHEN THE TRUTH CATCHES UP WITH YOU ALL SOON!! ! XXXX Card # XXXX NEEDS TO BE ADDED TO MY CREDIT REPORTS IMMEDIATELY. 
The Fair Credit Reporting Act ( FCRA ) is a federal law that promotes the accuracy, fairness, and privacy of consumer information in the files of consumer reporting agencies ( CRAs ). 
You can dispute inaccurate or incomplete information with the CRA, which must investigate and take action to correct the information. 
Who is Covered by the FCRA Consumer Reporting Agencies ( CRAs ) : Companies like the XXXX major credit bureaus ( XXXX, XXXX, and TransUnion ) that compile and sell consumer reports to Users of Consumer Reports : Entities like creditors, lenders, employers, and landlords who use consumer reports for decisions about credit, employment, insurance, and more. 
You can dispute inaccurate or incomplete information with the CRA, which must investigate and take action to correct the information.XXXX, TRANSUNION, AND XXXX ARE STILL REPORTING A BALANCE ON A FRAUDULENT CREDIT CARD FROM XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX FRAUDULENT CREDIT CARD ACCOUNT WAS REMOVED XXXX TIMES FROM MY CREDIT REPORTS, BUT XXXX XXXX XXXX XXXX IS STILL REPORTING A BALANCE OVER XXXX  % OF CARD USED. NEVER ACTIVATED A CREDIT CARD FROM XXXX XXXX XXXX XXXX, OR USED A XXXX CREDIT CARD FROM XXXX XXXX XXXX XXXX. THIS IS STILL A WAY FOR THEM TO LOWER MY CREDIT SCORES FROM EACH FAKE GOVERNMENT ENTITY KNOWN AS XXXX, TRANSUNION, AND XXXX. XXXX XXXX XXXX XXXX HAS INVOLVED ITSELF IN 18 USC SECTION 241 ( CONSPIRACY ) XXXX EACH FAKE GOVERNMENT ENTITY KNOWN AS XXXX, TRANSUNION, AND XXXX!!! XXXX The Fair Credit Reporting Act ( FCRA ) is a federal law that promotes the accuracy, fairness, and privacy of consumer information in the files of consumer reporting agencies ( CRAs ). You can dispute inaccurate or incomplete information with the CRA, which must investigate and take action to correct the information. Who is Covered by the FCRA Consumer Reporting Agencies ( CRAs ) : Companies like the XXXX major credit bureaus ( XXXX, XXXX, and TransUnion ) that compile and sell consumer reports to Users of Consumer Reports : Entities like creditors, lenders, employers, and landlords who use consumer reports for decisions about credit, employment, insurance, and more. You can dispute inaccurate or incomplete information with the CRA, which must investigate and take action to correct the information. XXXX MAY USE A BUSINESS VENDOR TO OBTAIN THE MOST RECENT FILING FROM THE PUBLIC RECORD SOURCE. AS APPROPRIATE, XXXX THEN MAKES DELETIONS OR CHANGES TO YOUR CREDIT FILE. A business vendor is an individual or company that supplies goods, raw materials, or services to other businesses ( XXXX ) or directly to consumers ( XXXX ). Positioned at the end of the supply chain, they facilitate operations by providing necessary products, often, though not always, for resale. Many US States have passed privacy legislation, giving you greater control over your personal information. Depending on your state of residence, you may or may not have certain rights related to the personal information Equifax maintains about you. You have the Right to Limit the Use and disclosure of your sensitive personal information. To exercise this right and ask Equifax to limit the use and disclosure of your sensitive information, complete the form below. You also have the Right to Opt-Out of the sharing and selling of your personal information. To exercise this right and ask Equifax to stop sharing and selling your personal information, complete the form below. You also have the Right to Opt-In to the sharing and selling of your personal information. To exercise this right and ask Equifax to begin sharing and selling your personal information 18 U.S. Code 241 - Conspiracy against rights U.S. Code Notes Authorities ( CFR ) prev | next If XXXX or more persons conspire to injure, oppress, threaten, or intimidate any person in any State, Territory, Commonwealth, Possession, or District in the free exercise or enjoyment of any right or privilege secured to him by the Constitution or laws of the United States, or because of his having so exercised the same ; or If XXXX or more persons go in disguise on the highway, or on the premises of another, with intent to prevent or hinder his free exercise or enjoyment of any right or privilege so secured They shall be fined under this title or imprisoned not more than XXXX years, or both ; and if death results from the acts committed in violation of this section or if such acts include XXXX or an XXXX XXXX XXXX, XXXX XXXX XXXX or an attempt to commit XXXX XXXX XXXX, or an attempt to XXXX they shall be fined under this title or imprisoned for any term of years or for life, or both, or may be sentenced to death.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief