Consumer complaint received 2023-09-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
Dear XXXX, I have received a copy of my consumer credit profile report. I am writing in regards to dispute the misleading information that's appearing on my XXXX consumer credit profile report. The following inquiries are unauthorized, and I ask that they be removed immediately. 


Inquiry from XXXX XXXX XXXX XXXX on XX/XX/XXXXXXXX  I dont recognize this lender and I didn't authorize them to perform a hard inquiry on my credit profile report. 


Inquiry from XXXX XXXX XXXX on XX/XX/XXXXXXXX  XXXX XXXX XXXX, XXXX XXXX XXXX CA XXXX I dont recognize this lender and I didn't authorize them to perform a hard inquiry on my credit report. 


Inquiry from XXXX XXXX XXXX XXXX on XX/XX/XXXXXXXX  XXXX XXXX XXXX SC XXXX ( XXXX ) XXXX I dont recognize this lender and I didn't authorizing them to perform a hard inquiry on my credit report. 


Inquiry from XXXX XXXX on XX/XX/XXXX XXXX XXXX XXXX XXXX MI XXXX ( XXXX ) XXXX I dont recognize this lender and I didn't authorizing them to perform a hard inquiry on my credit report. 


Inquiry from XXXX XXXX XXXX on XX/XX/XXXXXXXX  XXXX XXXX XXXX - XXXX XXXX XXXX IA XXXX ( XXXX ) XXXX I dont recognize this lender and I didn't authorizing them to perform a hard inquiry on my credit report. 


Inquiry from XXXX on XX/XX/XXXXXXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX I dont recognize this lender and I didn't authorize them to perform a hard inquiry on my credit report. 


Inquiry from XXXX on XX/XX/XXXXXXXX  XXXX XXXX XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX I dont recognize this lender and I didn't authorize them to perform a hard inquiry on my credit profile report. 


Inquiry from XXXX XXXX XXXX on XX/XX/XXXXXXXX  XXXX XXXX XXXX XXXX, TX XXXX ( XXXX ) XXXX I dont recognize this lender and I didn't authorize them to perform a hard inquiry on my credit profile report. 


Inquiry from XXXX XXXX on XX/XX/XXXXXXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX I dont recognize this lender and I didn't authorize them to perform a hard inquiry on my credit profile report. 


Inquiry from XXXX XXXX XXXX on XX/XX/XXXXXXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX ( XXXX ) XXXX I dont recognize this lender and I didn't authorize them to perform a hard inquiry on my credit profile report. 


Inquiry from XXXX XXXX on XX/XX/XXXXXXXX  XXXX XXXX XXXX XXXX  XXXX XXXX XXXX, TX XXXX ( XXXX ) XXXX I dont recognize this lender and I didn't authorize them to perform a hard inquiry on my credit profile report. 


Inquiry from XXXX XXXX XXXX on XX/XX/XXXXXXXX  XXXX XXXX XXXX XXXX, PA XXXX ( XXXX ) XXXX I dont recognize this lender and I didn't authorize them to perform a hard inquiry on my credit profile report. 


By the provisions of the Fair Credit Reporting Act, I demand that these items be removed immediately from my consumer credit profile report. Please remove any information that the creditor can not verify. I understand that under FCRA 611 ( 15 U.S.C. 1681I and 15 U.S.C. Sec. 1681i ( a ), you must complete this reinvestigation within 30 days of receipt of this letter.Thank you for your time and help in this matter.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation