Consumer complaint received 2024-07-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
XX/XX/year> Credit Bureau Dear Credit Bureau, After reviewing my credit report, I noticed that the following accounts listed below are inaccurate. 
The open date, the date last active, the date of last payment is showing inconsistently between all three-credit bureau. 
I was reading over the Fair Credit Reporting Act Section 1681e ( b ). Credit Bureaus are supposed to assure maximum possible accuracy. Can you please reinvestigate the accounts listed below? 



[ XXXX XXXX  XXXX XXXX XXXX XXXX ], after reviewing my credit report this account is reporting the incorrect open date, date of last payment, and date last active, please as a friendly request can you reinvestigate this account according to section 1681i of The Fair Credit Reporting Act.

After concluding your reinvestigation if you found this account to be inaccurate or incomplete or can not be verified, please can you delete this account from my report according to section 1681i ( 5 ) of The Fair Credit Report Act. 



[ XXXX XXXX XXXX  XXXX # : XXXX ], after reviewing my credit report this account is reporting the incorrect open date, date of last payment, and date last active, please as a friendly request can you reinvestigate this account according to section 1681i of The Fair Credit Reporting Act.

After concluding your reinvestigation if you found this account to be inaccurate or incomplete or can not be verified, please can you delete this account from my report according to section 1681i ( 5 ) of The Fair Credit Report Act. 



[ XXXX XXXX  XXXX XXXX XXXX XXXX # XXXX ] after reviewing my credit report this account is reporting the incorrect open date, date of last payment, and date last active, please as a friendly request can you reinvestigate this account according to section 1681i of The Fair Credit Reporting Act.

After concluding your reinvestigation if you found this account to be inaccurate or incomplete or can not be verified, please can you delete this account from my report according to section 1681i ( 5 ) of The Fair Credit Report Act. 



[ XXXX XXXX XXXX XXXX XXXX # XXXX ] after reviewing my credit report this account is reporting the incorrect open date, date of last payment, and date last active, please as a friendly request can you reinvestigate this account according to section 1681i of The Fair Credit Reporting Act.

After concluding your reinvestigation if you found this account to be inaccurate or incomplete or can not be verified, please can you delete this account from my report according to section 1681i ( 5 ) of The Fair Credit Report Act. 


[ XXXX XXXX XXXX XXXX # : XXXX ], after reviewing my credit report this account is reporting the incorrect open date, date of last payment, and date last active, please as a friendly request can you reinvestigate this account according to section 1681i of The Fair Credit Reporting Act.

After concluding your reinvestigation if you found this account to be inaccurate or incomplete or can not be verified, please can you delete this account from my report according to section 1681i ( 5 ) of The Fair Credit Report Act. 



[ XXXX XXXX XXXX XXXX # XXXX ] after reviewing my credit report this account is reporting the incorrect open date, date of last payment, and date last active, please as a friendly request can you reinvestigate this account according to section 1681i of The Fair Credit Reporting Act.

After concluding your reinvestigation if you found this account to be inaccurate or incomplete or can not be verified, please can you delete this account from my report according to section 1681i ( 5 ) of The Fair Credit Report Act. 



[ XXXX XXXX : XXXX # : XXXX ] after reviewing my credit report this account is reporting the incorrect open date, date of last payment, and date last active, please as a friendly request can you reinvestigate this account according to section 1681i of The Fair Credit Reporting Act.

After concluding your reinvestigation if you found this account to be inaccurate or incomplete or can not be verified, please can you delete this account from my report according to section 1681i ( 5 ) of The Fair Credit Report Act. 



[ XXXX XXXX XXXX XXXX # XXXX ] after reviewing my credit report this account is reporting the incorrect open date, date of last payment, and date last active, please as a friendly request can you reinvestigate this account according to section 1681i of The Fair Credit Reporting Act.

After concluding your reinvestigation if you found this account to be inaccurate or incomplete or can not be verified, please can you delete this account from my report according to section 1681i ( 5 ) of The Fair Credit Report Act. 



[ XXXX XXXX XXXX  XXXX : # XXXX ] after reviewing my credit report this account is reporting the incorrect open date, date of last payment, and date last active, please as a friendly request can you reinvestigate this account according to section 1681i of The Fair Credit Reporting Act.

After concluding your reinvestigation if you found this account to be inaccurate or incomplete or can not be verified, please can you delete this account from my report according to section 1681i ( 5 ) of The Fair Credit Report Act. 



[ XXXX XXXX  XXXX XXXX XXXX XXXX ] after reviewing my credit report this account is reporting the incorrect open date, date of last payment, and date last active, please as a friendly request can you reinvestigate this account according to section 1681i of The Fair Credit Reporting Act.

After concluding your reinvestigation if you found this account to be inaccurate or incomplete or can not be verified, please can you delete this account from my report according to section 1681i ( 5 ) of The Fair Credit Report Act. 



Thanks for the attention. 


Cordially XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation