Consumer complaint received 2025-03-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
I, XXXX XXXX, declare under penalty of perjury that the following statements are true relating specific debts reflecting on my credit profile. The circumstances surrounding these alleged debts raise tremendous ethical and legal issues, involving fraud and coercive practices. These practices have led to an unjust financial obligation on my part, as my SSN has been used as a personal and financial gain illegally. Since there has been no consent or legitimate purpose established for the sharing of my information, any reports generated or shared without my authorization constitute a violation of this act. I expect for a detailed thorough investigation is conducted into these discrepancies and remove the fraudulent items. These accounts were opened in my name without my knowledge and continue to damage my personal character and financial well-being. Pursuant to the FCRA, credit reporting agencies are obligated to block fraudulent information within four business days of receiving proper documentation. It is clear that you have failed to fulfill this legal responsibility. These accounts in question are : XXXX. XXXX XXXX XXXX : Balance : {$1500.00} : Open Date : XXXX. XXXX, XXXX XXXX. XXXX XXXX XXXX XXXX : Balance : {$2400.00} : Open Date : XXXX. XXXX, XXXX XXXX. XXXX XXXX : Balance : {$1900.00} : Open Date : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX  XXXX Balance : {$550.00} : Open Date : XXXX XXXX, XXXX XXXX. XXXX XXXX : Balance : {$180.00} : Open Date : Unknown XXXX. XXXX XXXX XXXX : Balance : {$310.00} : Open Date : XXXX XXXX, XXXX XXXX. XXXX XXXX XXXX  : Balance : {$290.00} : Open Date : XXXX. XXXX, XXXX XXXX XXXX XXXX XXXX XXXX Balance : {$990.00} : Open Date : XXXX XXXX, XXXX Unathorized Hard Inquiry : XXXX  XXXX : Inquiry : XXXX XXXX, XXXX ; XXXXXXXX XXXX Services : Inquiry : XXXX XXXX, XXXX ; XXXX XXXX XXXX : Inquiry : XXXX XXXX, XXXX Inquiries XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX I attest that the alleged debts associated with these accounts do not reflect my financial responsibilities and are in result of practices that are deemed fraudulent. I am disputing these accounts and request that by resolving this dispute that they are blocked and deleted from my credit profile. By doing so is crucial to rectifying the inaccuracies and relieving the undue burden they have imposed on my financial standing. I am aware of my rights under federal and state laws regarding credit reporting and identity theft. I declare under penalty of perjury that the information provided in this affidavit and accompanying documentation is accurate and truthful.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation