Consumer complaint received 2025-07-02 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: SC

Complaint narrative:
XXXX XXXX, XXXX, XX/XX/year> This CFPB complaint has been filed to request pursuant to FCRA XXXX ( XXXX U.S.C. XXXX ) that you, the TransUnion credit reporting agency XXXX block information appearing on my consumer credit report that is the result of identity theft and fraud within XXXX business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of : XXXX. XXXX XXXX - XXXX - This collection account is fraudulently reporting with conflicting statuses both open and closed and is the direct result of identity theft. This has been formally reported to the FTC, and a valid Identity Theft Report has been provided. Under FCRA XXXX ( XXXX U.S.C. XXXX ), you are legally obligated to block and permanently delete any information stemming from identity theft within XXXX ( XXXX ) business days of receiving notice. Your continued reporting of this fraudulent account is a blatant and willful violation of federal law. This is your FINAL WARNING delete this account immediately or face aggressive legal action under FCRA XXXX and XXXX for damages, attorneys fees, and punitive penalties. Failure to act will not be tolerated. 
XXXX. XXXX - XXXX - This collection account is fraudulently reporting with conflicting statuses both open and closed and is the direct result of identity theft. This has been formally reported to the FTC, and a valid Identity Theft Report has been provided. Under FCRA XXXX ( XXXX U.S.C. XXXX ), you are legally obligated to block and permanently delete any information stemming from identity theft within XXXX ( XXXX ) business days of receiving notice. Your continued reporting of this fraudulent account is a blatant and willful violation of federal law. This is your FINAL WARNING delete this account immediately or face aggressive legal action under FCRA XXXX and XXXX for damages, attorneys fees, and punitive penalties. Failure to act will not be tolerated. 
XXXX. XXXX XXXX - XXXX - This collection account is fraudulently reporting with conflicting statuses both open and closed and is the direct result of identity theft. This has been formally reported to the FTC, and a valid Identity Theft Report has been provided. Under FCRA XXXX ( XXXX U.S.C. XXXX ), you are legally obligated to block and permanently delete any information stemming from identity theft within XXXX ( XXXX ) business days of receiving notice. Your continued reporting of this fraudulent account is a blatant and willful violation of federal law. This is your FINAL WARNING delete this account immediately or face aggressive legal action under FCRA XXXX and XXXX for damages, attorneys fees, and punitive penalties. Failure to act will not be tolerated. 
XXXX. XXXX - XXXX - This collection account is fraudulently reporting with conflicting statuses both open and closed and is the direct result of identity theft. This has been formally reported to the FTC, and a valid Identity Theft Report has been provided. Under FCRA XXXX ( XXXX U.S.C. XXXX ), you are legally obligated to block and permanently delete any information stemming from identity theft within XXXX ( XXXX ) business days of receiving notice. Your continued reporting of this fraudulent account is a blatant and willful violation of federal law. This is your FINAL WARNING delete this account immediately or face aggressive legal action under FCRA XXXX and XXXX for damages, attorneys fees, and punitive penalties. Failure to act will not be tolerated. 
XXXX. XXXX XXXX - XXXX - This collection account is fraudulently reporting with conflicting statuses both open and closed and is the direct result of identity theft. This has been formally reported to the FTC, and a valid Identity Theft Report has been provided. Under FCRA XXXX ( XXXX U.S.C. XXXX ), you are legally obligated to block and permanently delete any information stemming from identity theft within XXXX ( XXXX ) business days of receiving notice. Your continued reporting of this fraudulent account is a blatant and willful violation of federal law. This is your FINAL WARNING delete this account immediately or face aggressive legal action under FCRA XXXX and XXXX for damages, attorneys fees, and punitive penalties. Failure to act will not be tolerated. 
XXXX. ONLINE IN SV - XXXX - This collection account is fraudulently reporting with conflicting statuses both open and closed and is the direct result of identity theft. This has been formally reported to the FTC, and a valid Identity Theft Report has been provided. Under FCRA XXXX ( XXXX U.S.C. XXXX ), you are legally obligated to block and permanently delete any information stemming from identity theft within XXXX ( XXXX ) business days of receiving notice. Your continued reporting of this fraudulent account is a blatant and willful violation of federal law. This is your FINAL WARNING delete this account immediately or face aggressive legal action under FCRA XXXX and XXXX for damages, attorneys fees, and punitive penalties. Failure to act will not be tolerated. 


These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer XXXX credit report. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint ( XXXX ) as proof from the XXXX Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief