Consumer complaint received 2026-04-29 00:00:00
Product: Debt collection — Credit card debt
Issue: False statements or representation — Attempted to collect wrong amount
Company: Tromberg, Miller, Morris & Partners, PLLC
State: FL

Complaint narrative:
I dispute this alleged debt in full and deny liability. I do not agree that I owe any portion of the amount claimed. Company : Tromberg , Miller , Morris & Partners , PLLC ( TMP ) Related entities referenced in communications : XXXX XXXX XXXX ( claimed owner/creditor ) ; XXXX XXXX XXXX XXXX XXXX collector/servicer ) ; XXXX XXXX XXXX ( prior collector XXXX TMP contacted me attempting to collect an alleged XXXX XXXX XXXX XXXX XXXX account ( alleged account ending XXXX ; alleged balance approximately {$1100.00} ) on behalf of XXXX XXXX XXXX and/or its servicer XXXX. I disputed the alleged debt in writing and requested competent validation and account-level ownership documentation, including documentation that specifically links my alleged account to any portfolio sale/assignment being relied upon ( for example, an account schedule/forward-flow/data-file extract tying my name/account identifier and balance to the bill ( s ) of sale/assignment ). I sent two separate written disputes/validation requests by certified mail ( an initial dispute and a follow-up dispute ) because competent account-level validation was not provided. Pattern of reassignment / inconsistent collection activity : This alleged debt has been circulated among multiple collectors/agents over time, including communications from XXXX XXXX XXXX and XXXX XXXX XXXX XXXX acting for XXXX ), among other collection communications. Across these handoffs, the information presented has not been consistent, and no party has provided competent account-level documentation linking my specific alleged account to the transfer ( s ) being relied upon, or a complete transaction-level accounting supporting the amount claimed. This repeated reassignment and inconsistent documentation has created confusion and raises serious concerns about the accuracy of the alleged debt, the alleged ownership, and the fairness of continued collection activity without competent validation. In response to my disputes, TMP/XXXX provided a packet that appears to consist primarily of bulk portfolio transfer/purchase documents and generic exhibits. The packet does not provide an account-level link identifying my specific alleged account in any schedule or data-file extract, and it does not include a transaction-level accounting/ledger that supports the amount claimed. The documents provided appear to be general portfolio paperwork rather than competent account-level validation for my specific alleged account. I also have preserved records showing continued collection communications after my written disputes, including repeated calls and other communications by Resurgent/agents regarding this matter. I am not attaching my call/text logs at this time, but they are available upon request. This conduct raises serious concerns that TMP and its client/servicer are attempting to collect without providing competent account-level proof of ownership and without providing a complete accounting supporting the amount claimed, while continuing communications after an active dispute.

Company response to consumer: Closed with explanation