Consumer complaint received 2023-10-25 00:00:00
Product: Vehicle loan or lease — Loan
Issue: Getting a loan or lease — Problem with additional add-on products or services purchased with the loan
Company: SANTANDER HOLDINGS USA, INC.
State: TN

Complaint narrative:
Notice & Warning To : Santander Consumer USA From : XXXX XXXX  : Of the family XXXX XXXX : All who receive this notice and all listed below FOR : EMBEZZLEMENT THEFT BY DECEPTION & EXTORTION FAILING TO DISCHARGED A DEBT PURSUANT TO 73RD CONGRESS SESS 1. CHAP, 48, 49 JUNE 5, 6, 1933, HUR 192 HR 1491 PUBLIC LAW 48 STAT 112 PUBLIC LAW 73-10 40 STAT TRADING WITH THE ENEMY ACT ( TWEA ) OCT 6, 1917 BUT NOT LIMITED TO : Since House Joint Resolution 192 ( HJR 192 ) ( PUBLIC LAW 7310 ) was passed in 1933, we have only had debt, because all property and gold was seized by the government as collateral in the bankruptcy of the United States .

In 1863 the first bank act was passed. The office of the comptroller of the currency ( or OCC ) is a US federal agency established by the National Currency Act of 1863 and serves to charter, regulate and supervise all national banks and the federal branches and agencies of foreign banks in the United States.

The OCC was created by Abraham Lincoln to fund the American Civil War but was later transformed into a regulatory agency to instill confidence in the National Banking system and protect consumers from misleading business practices.

Thus, it is clear that, as a result of HJR 192 and from that day forward ( June 5, 1933 ), no one has been able to pay a debt. The only thing they can do is tender the transfer of debts, and the debt is perpetual. The suspension of the gold standard, and prohibition against paying debts, removed the substance for our Common Law to operate on, and created a void, as far as the law is concerned. This substance was replaced with a " Public National Credit '' system where debt is money ( The Federal Reserve calls it " monetized debt '' ) over which the only jurisdiction is Admiralty and Maritime. 

The definitions of " liability '' and " insure '' will help convince us of this fact, in analyzing these definitions, keep in mind the distinction between " payment '' and " discharge ''. Liability : The word is a broad term. It has been defined to mean : all character of debts and obligations... any kind of debt or liability, either absolute or contingent, express or implied condition which creates a duty to perform an act immediately or in the future duty to pay money or to perform some other service, the state of being bound or obligated in law or justice to do, pay, or make good something. " Insure : " To engage to indemnify a person against pecuniary loss from specified perils or possible liability ''.

15 USC & 1692e ( 4 ), the representation or implication that non-payment or any debt will result in arrest & imprisonment of any person or the seizure, garnishment, attachment or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action. 

XXXX XXXX XXXX XXXX XXXX XXXX  XXXX, these two ssn trust ( s ) accounts have already paid for the car in full. Im the surety Account holder ( s ). As the trustee of the account ( s ), I can charge interest on this account from being the trustee ( s ) XXXX XXXX. I will charge an interest of XXXX XXXX dollars a year for being the trustee ( s ). This bill is already paid from the moment we sign I/we, demand proof where the money was borrowed from our ( ssn trust account ( s ) immediately. ( Do not call or text XXXX XXXX, her ( ssn trust account has paid this account ). Santander Consumer USA has taken advantage of Double Dipping payment from ssn trust accounts. The account ( s ) should not be on any credit report that is a direct violation. Any banking institution accepting cash or credit cards payment for car loans or any type of loans, and furthermore car repossessions have no legal standing in court of law. Can be jailed according to the federal postal judge.

Santander Consumer USA, you have been put on notice with this account, If these account ( s ) are not resolved in 20 days further action will be taken against santander consumer usa. This is your final warning & notice. 



All Right Are Reserved Ucc-1-308 The Family Of XXXX XXXX : Of The family XXXX UCC-1 SPC

Company response to consumer: Closed with explanation