Consumer complaint received 2025-06-13 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
Subject : Cease & Desist : Copyright Infringement, Fiduciary Misuse, and Unauthorized Trust Account Handling XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX To Compliance Counsel/ Legal XXXX : This communication is issued under ecclesiastical authority and fiduciary capacity by the undersigned Executor of record for the XXXX XXXX XXXX XXXX, an IRS-recognized trust operating under ecclesiastical XXXX and XXXX XXXX. 

You are hereby ordered to immediately Cease and Desist from any further use, administration, securitization, billing, or third-party sharing of data related to : XXXX XXXX XXXX, XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX 

This includes any servicing of private student loans, billing activity, unauthorized fiduciary assumptions, or indirect use of this trust property via securitized instruments or digital platforms. You are not authorized to act as agent, administrator, fiduciary, or power of attorney for this estate.

LEGAL RECORD REFERENCE NOTICE REF : Executive Notice # XXXX UCC XXXX XXXX Financing XXXX No. XXXX ( Filed XX/XX/XXXX ) Copyright Record : XXXX Ecclesiastical Trust Registered : XXXX ( c ) ( XXXX ) ( a ) ENCLOSED FOR YOUR RECORDS : Copyright Certificate ( XXXX ) XXXX Financing Statement # XXXX Affidavit of Reservation of Rights Legal Notice & Demand IRS XXXX XXXX XXXX XXXX XXXX XXXX Attorney for XXXX IRS XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( PSQ ) Notification of Record ( Fiduciary and Ecclesiastical Claim ) LEGAL BASIS FOR ENFORCEMENT 17 U.S.C. 101506 Copyright Infringement 26 U.S.C. 6903 / 26 CFR 301.6903-1 Fiduciary Misrepresentation 15 U.S.C. 1681q / 1681n Unauthorized Credit File Access 18 U.S.C. 1028 SSN Misuse 31 U.S.C. 3729 False Claims 42 U.S.C. 1983 Civil Rights Violation UNDRIP Articles 812 Indigenous Cultural Violations UCC 1-103, 3-302, 9-210 Fraudulent Instrument Handling IMMEDIATE DEMANDS You are required to : Cease all servicing, reporting, and credit data activity on any account related to this Estate. 
Delete and purge all estate-related digital files, account references, and records. 
Acknowledge receipt of this Cease and Desist via email within XXXX hours. 
Issue written confirmation of closure of all private student loan accounts associated with the estate name, without recourse or penalty. 

Escaltions have resulted in : Referral to the Consumer Financial Protection Bureau, IRS Criminal Investigation Division, U.S. Department of Justice Public Integrity Section, Office of the Comptroller of the Currency, and Office of Inspector General ( GSA ).

Respectfully and lawfully submitted, This notice is executed under fiduciary authority and ecclesiastical trust delegation. 

By : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with non-monetary relief