Consumer complaint received 2024-09-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Difficulty submitting a dispute or getting information about a dispute over the phone
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: OH

Complaint narrative:
Name : XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX, OH XXXX Date Of Birth : XX/XX/XXXX Social Security : XXXX TransUnion, XXXX & XXXX XXXX : XX/XX/XXXX URGENT MATTER I intend to challenge a dispute with an FTC report for the items listed below as Fraudulent. Please remove all from my credit report. 
In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 
Items listed above have violated my rights. 
15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.

15 U.S.C. 1681s-2 ( AN ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 

Remove Following Non-Mailing Addresses listed that doesnt belongs to me : - XXXX XXXX XXXX XXXX XXXX KY XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX MI XXXX - XXXX XXXX XXXX XXXX, KY XXXX - XXXX XXXX XXXX XXXX XXXX XXXX, KY XXXX Remove Fraudulent Accounts listed below : - XXXX XXXX XXXX ( XXXX ) Opened : XX/XX/XXXX, Closed account - XXXX ( XXXX ) Opened : XX/XX/XXXX, Balance : {$7400.00}, Payment status : Collection/Chargeoff - XXXX ( XXXX ) Opened : XX/XX/XXXX, Balance : {$0.00}, Payment Status : Collection/Chargeoff - XXXX ( XXXX ) Opened : XX/XX/XXXX, Balance : {$130.00}, Payment Status : Collection/Chargeoff - XXXX XXXX ( Original Creditor : XXXXXXXX XXXX XXXX XXXX ) ( XXXX ), Opened : XX/XX/XXXX, Balance : {$1600.00} XXXX XXXX Status Collection/Chargeoff - XXXX XXXXXXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXXXXXX ) ( XXXX ), Opened XXXX XX/XX/XXXX, Payment Status : Collection/Chargeoff, Balance : {$2400.00} - XXXX XXXX ( Original Creditor : XXXXXXXX XXXX  ) ( XXXX ), Opened : XX/XX/XXXX, Payment Status : Collection/Chargeoff XXXX XXXX : {$630.00} Remove Fraudulent Inquiries listed below : - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX FCRA Law Statement : If the above accounts can not be verified, they must be removed immediately according to FCRA Section 609 & 611. If your company fails to comply, you will be required to appear in a court venue. Failure to respond satisfactorily within 30 days of receipt of this certified letter may result in a small claims action against your company.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief