Consumer complaint received 2024-06-01 00:00:00
Product: Mortgage — Conventional home mortgage
Issue: Struggling to pay mortgage — Foreclosure
Company: Ocwen Financial Corporation
State: FL

Complaint narrative:
Hello. 
My name is XXXX XXXX, my residential address is : XXXX XXXX XXXX, XXXX  XXXX, FL XXXX. Phone : ( XXXX ) XXXX. 

Im writing this letter because I can not stand anymore to be a victim of harassments and abuse from law office of XXXX, XXXX, XXXX, XXXX XXXX XXXX, XXXX located at : XXXX XXXX, XXXX XXXX XXXX XXXX, FL XXXX XXXX For many years this law office has been violating all Florida and Federal Laws, regulations and all possible ethical, moral and human norms representing a disreputable XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, and XXXX XXXX  XXXX, acting as a trustee for that trust, in the XXXX XXXX XXXX XXXX XXXX XXXX for XXXX XXXX XXXX Florida case number XXXX XXXX A simple review of court docket concerning this case will demonstrate that Law office of XXXX, XXXX, XXXX, XXXX & XXXX XXXX XXXX has been assisting these two corrupt and dishonest financial institutions to unlawfully foreclose on my property by acting out of powers with no ability and capacity to sue, fabricating multiple documents, making a multiple false, fraudulent statements and presenting a fake, bogus witnesses in Circuit and Bankruptcy Court of XXXX Florida. 

They are the fifth law office who is agreed representing in Courts these two corrupted, disreputable institutions Previous four other law offices after realizing how immoral and dishonest Plaintiff way of action are, has refused to represent them in Corts Not the law office of XXXX, XXXX, XXXX, XXXX XXXX XXXX, XXXX, who for exorbitant legal fees paid by XXXX XXXX XXXXXXXX with joy continuing to be defrauding and misleading XXXX Floridas Circuit and Bankruptcy Courts. 


For many years of legal proceedings Plaintiff represented by the law office of XXXX, XXXX, XXXX, XXXX XXXX XXXX, XXXX came to foreclose on my property without an original mortgage, which has been destroyed and lost, multiple times falsefully stating in different courtrooms, that they have original in their possession. 

The Law is clear. To foreclose on a property Plaintiff must have an original note and a mortgage with original signatures on it. They never had that. But with the assistance of this dishonest and unethical law office falsefully claimed, that they have it in their possession. 

Also, Plaintiff has never demonstrated how, when, where and by what legal means he has come to be an owner and possessor of a note and a mortgage. Instead, the office of XXXX, XXXX, XXXX, XXXX XXXX XXXX, XXXX was presenting multiple forged, fabricated documentation to the Courts. 

The plaintiff, represented by XXXX, XXXX, XXXX, XXXX XXXX XXXX, XXXX is neither original oblige nor original mortgagee, and I personally have never asked these financial institutions for any kind of credit. Regardless of that this law office were misleading Different Corts with a multiple lies, bogus witnesses and false statements. 

After I filed for Bankruptcy Protection in good faith, this law office actively fabricated multiple disruptive motions overinflating property value, presenting more forged documents and false statements, defrauding a Bankruptcy Court with only one intention-disrupt my case and reset an auction date at the later date, assisting XXXX XXXX XXXXXXXX and this corrupted trust in their greedy, covetous desire to take over something that does not belong to them. 

The office of XXXX, XXXX, XXXX, XXXX XXXX XXXX, XXXX is violating the Law attempting to foreclose regardless of Florida Statutes of Limitations chapter 95.11 ( 2 ) ( c ) and 95.11. ( 2 ) ( b ), which bars any foreclosure proceedings of mortgage more than 5 years after acceleration ( mortgage contract ). Mortgage in this case has been accelerated in 2009 which is almost triple the time limit XXXX XXXX XXXX XXXX XXXX, XXXX XXXXXXXX represented by the office of XXXX, XXXX, XXXX, XXXX XXXX XXXXXXXX, XXXX has never securitized a subject Mortgage and Promissory note and placed it in the trust with all properly recorded transfers, allonges and endorsements because its never had it in possession. Instead, this law office, again and again, were presenting to the Court nothing, but fraudulent, irrelevant statements, fabricated documents and lies to steer proceedings in a direction specially orchestrated to illegally and unlawfully foreclose on my property. 

In addition to all those above-mentioned acts of fraud and dishonesty this law office arranged a mortgage servicing company PHH MORTGAGE for fictious servicing of the subject mortgage, which they do not possess or own, completing a creation of a large, offshore like criminal enterprise, consisting of dishonest XXXX XXXX XXXX XXXX XXXX, XXXX XXXXXXXX, crooked XXXX XXXX  XXXX, and PHH mortgage servicing company. 

Most actively involved individuals during all these proceedings, fabricating documentation, presenting endless fraudulent, false statements fabricated documents and lies, were this law office attorneys XXXX XXXX and XXXX XXXX as the most disreputable, dishonest and disgraceful, with a great help from managing attorney XXXX XXXX. 

Here I am XXXX XXXX respectfully asking your office to take into consideration all the facts mentioned above, initiate a full investigation and discipline these vicious, disgraceful attorneys and law office of XXXX, XXXX, XXXX, XXXX XXXX XXXX, XXXX by revoking their right to practice law in the state of Florida. Such individuals should not have a right to practice law not only in the state of Florida, not anywhere on American soil. 

Thank you very much in advance and I hope to hear from you soon. 


Respectfully yours : XXXX XXXX

Company response to consumer: Closed with explanation