Consumer complaint received 2025-04-25 00:00:00
Product: Debt collection — I do not know
Issue: Communication tactics — You told them to stop contacting you, but they keep trying
Company: Texas Guaranteed
State: KY

Complaint narrative:
b'1. Trellis alleges that it has documentation of an alleged debt. It also asserts that it is the Guarantor and used XXXX  and XXXX  as servicing agents. We therefore claim that Trellis is directly responsible for the actions of its agents/servicers including their 18 times of calling on a Federal Do Not Call List and the nineteeth by Trellis. Since Trellis asserts that it contracted with XXXX  and XXXX, and allegedly those two entitites performed service on behalf of Trellis, we make this claim of harassment by Trellis and its agents XXXX. \n\n2. Wire and Mail were used in the scheme by Trellis and its agents. \n\nBACKGROUND.\n3. CFPB penalized XXXX  for its fraudulent practices. Congress highlighted the unfair trade/ unfair debt collection practices of XXXX. XXXX  misrepresented itself to us as  being a government agency, then correcting it in later phonecalls that it was a private entity collecting debts, then it discharged any and all debts by its agent acting on behalf of XXXX, then XXXX  continued to call on a recorded line. When we informed XXXX  that we claim all of our biometrics and were recording them, they did not consent, despite recording us. Trellis did the same. This pattern of abuse and calls reached XXXX in calls and XXXX for use of our tradename(c). \n\n4. CURRENT MATTER. Last week CFPB asked us to provide feedback. We did. In the process of providing feedback we realized that Trellis under the Pinkerton Doctrine has the same hands as XXXX  and XXXX  and deserve the same penalties and enforcement action. \n\n5. Since Trellis alleges to have XXXX  documents, but in fact has failed to produce any full contract including the exclusions and conditions which void any contract and failed to produce the rescission and failed to produce the Full Satisfaction of any alleged Debt, and failed to produce evidence that it processed the IRS Form 1099-a for acquisition or 1099-C to cancel any alleged debt, we claim that Trellis failed to provide full documentation.\n\n\n6. OUR REQUEST.  CFPB we request that  you order to \nTRELLIS Produce this Notice mailed to XXXX  notifying them of the Fee Schedule and Constructive Notice. By their Actions and Trellis express statements that XXXX  and XXXX  are agents/ service processors of Trellis, Trellis was duly informed of the Fee Schedule at the time that XXXX  was notified. Failure of Trellis to produce said document is material breach and fault and subjects TRELLIS to all of the stated Penalties and Fees to which XXXX  agreed by their actions. Any failure of TRELLIS to perform due diligence exposes them to their own liability due to their own fault.  \n\nDocument Requested\n= = = = = = = = = = = = = = == = = = = =  \nCertified Document Registered\tRF 667 732 600 US \n= = = = = = = = = = = = = = == = = = = = XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. \n\nShould Trellis fail to provide said Document, as a courtesy we provide it herein effective nunc pro tunc, ab initio so that Trellis fully understands their liability.\n\nAn excerpt of the FEE Schedule is provided herein and once again confirms CONSTRUCTIVE NOTICE to Trellis, Successors, Assigns, Heirs, All that the Executor Office of the NAME Estate is occupied and any action harmful to the Estate or any action as Executor de Son Tort is subject to the published FEE Schedule herein provided, subject to change without notice. This is NOTICE. \nAttorney fees and other remedies not listed in this fee schedule are determined under special circumstances and submitted via certified mail with return receipt to all parties involved.\n1.\tPer ten minutes or portion thereof, of the Authorized Representatives time: you shall become liable for fees of: XXXX XXXX (XXXX XXXX XXXX XXXX XXXX per ten minutes).\n2.\tPer each page of documents an agent, clerk or clerk of the courts refuses to file: you shall become liable for fees of: XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX per page.)\n3.\tPer letter/notice sent by mail/recorded mail: you shall become liable for fees of: XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX per letter/notice.)\n4.\tFor each unsolicited / solicited letter/notice of harassment: you shall become liable for fees of: XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX per page.\n5.\tPer every unlawful solicited / unsolicited interference and trespass in my private matters and/or commercial affairs: the following fees apply: XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX per offense).\n6.\tPer unverified claim in writing: you shall become liable for fees of: XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX per offense).\n7.\tPer attempt to contact by telephone and/or mobile phone and/or email: you shall become liable for fees of: XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX per offense).\n8.\tPer trespass and/or violation of Notice of Trespass: you shall become liable for penalties of: XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX per offense).\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n9.\tPer act of libel and/or defamation and/or extortion: you shall become liable for penalties of: XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX per offense).\t\t\t\t\t\t\n10.\tPer every offense committed against any and all entities of Principal: you shall become liable for penalties of: XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX per offense).\n11.\tPer every offense or action taken against me: you shall become liable for penalties of: XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX per offense).\n12.\tPer each correspondence that I write to RESPONDENTS and/or AGENTS / third parties of due to solicited and/or unsolicited meetings, letters of harassment or breach of the Common Law: you shall become liable for penalties of: XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX per offense).\n13.\tPer each individual failure to perform a directive given by the Executor Office: you shall become liable for penalties of: XXXX XXXX XXXX XXXX XXXX XXXX XXXX per offense).\n14.\tPer all Unfounded Accusations by an Officer of the Court, Police Officer, or Officers of the Sheriffs Department and State Troopers: you shall become liable for penalties of: XXXX XXXX XXXX XXXX XXXX XXXX XXXX per offense).\n15.\tPer every Threat, Coercion, Deception, or Attempted Deception by any officer of the court: you shall become liable for penalties of: XXXX XXXX XXXX XXXX XXXX XXXX XXXX per offense).\n16.\tPer each Recording of an Unlawful or Improper Lien, Levy, Impoundment, or Garnishment against any funds, bank accounts, savings accounts, retirement funds, investment funds, social security funds, intellectual property, or any  other property belonging to the Secured Party by any agency as aforementioned herein: you shall become liable for penalties of: XXXX XXXX XXXX XXXX XXXX XXXX XXXX per offense). \n17.\tPer each court special appearance / general appearance: you shall become liable for penalties of: XXXX XXXX XXXX XXXX XXXX XXXX XXXX per offense).\n18.\tPer every Incarceration for Civil or Criminal Contempt of court without lawful and valid reason: you shall become liable for penalties of:  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX per offense).\n19.\tPer every Unlawful Arrest, Illegal Arrest, or Restraint or Distraint, or Trespassing/Trespass without a lawful, correct, complete, and original 4th amendment warrant with a wet ink signature: you shall become liable for penalties of:  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX per offense).\n20.\tPer action in denial of due process in law and/or denial of a common law jury: you shall become liable for penalties of:  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX per offense). \n21.    Per action or infringement fees listed in Jefferson County Records the   \t\t     greater of the fees applies: to each occurrence and all fees for actions    \t \t     are incorporated herein to this Fee Schedule.\n22.    Should there be another value for which to exchange the USD: the USD   \t  \t     exchange rate shall be for every XXXX XXXX  ( XXXX XXXX ), it shall be 5 \t\t\t     (five) times the base unit of the new exchange from the XXXX XXXX XXXX \t\t     Estate Executor Office.\t\t\t\t\t\t\t\t\t\t\t\t\t\nWe make this claim against Trellis and serve NOTICE OF CLAIM through CFPB as witness \n\n\nWe hereby TENDER Irs Form 1099-c XXXX   to be executed by Trellis for full satisfaction and fair settlement of any alleged debt. Refusal discharges any alleged debt by operation of UCC 3-603 and 3-604.'

Company response to consumer: Closed with explanation