Consumer complaint received 2025-01-12 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
In accordance with the fair credit reporting act, the list of account below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 

XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX Funding XXXX XXXX XXXX accordance with the fair credit reporting act, the list of account below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. XXXX XXXX XXXX XXXX {$XXXX} This account have violated my rights. I looked at my Experian credit report on XX/XX/year> and noticed some things are incomplete and not accurate. And according to the fair credit reporting act whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates according to 15 USC 1681 ( E ) ( B ). And according to 15 USC 1681 i 5 they are supposed to do this ( 5 ) treatment of an accurate or unverifiable information ( A ), in general after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer an item of the information is found to be inaccurate or incomplete, or can not be verified, The consumer reported agency shall ( I ) properly delete the item of information from the file of the consumer, or modify that item of information, as appropriate based on the results of the reinvestigation ; and ( ii ) properly notified the furniture of that information that the information has been modified or delete it from the file of the consumer. And according to 15 USC 1681 s-2 they are supposed to not furnish any information relating to a consumer to any consumer reporting agency, if the person knows or has reasonable cost to believe that the information is inaccurate.

This account have violated my rights. I looked at my Experian credit report on XX/XX/year> and noticed some things are incomplete and not accurate. And according to the fair credit reporting act whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates according to 15 USC 1681 ( E ) ( B ). And according to 15 USC 1681 i 5 they are supposed to do this ( 5 ) treatment of an accurate or unverifiable information ( A ), in general after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer an item of the information is found to be inaccurate or incomplete, or can not be verified, The consumer reported agency shall ( I ) properly delete the item of information from the file of the consumer, or modify that item of information, as appropriate based on the results of the reinvestigation ; and ( ii ) properly notified the furniture of that information that the information has been modified or delete it from the file of the consumer. And according to 15 USC 1681 s-2 they are supposed to not furnish any information relating to a consumer to any consumer reporting agency, if the person knows or has reasonable cost to believe that the information is inaccurate.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation