Consumer complaint received 2024-11-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: TN

Complaint narrative:
In Accordance with the Fair Reporting Act. The list below has violated my federally protected consumers rightsto privacy and confidentiality under XXXX XXXX XXXX. 
ACCOUNT : XXXX XXXX XXXX : XXXX XXXX, XXXX + Banks XXXX XXXX Inquiry : XXXX XXXX, XXXX + XXXX XXXX and Finance Companies Other Than Personal Finance Companies XXXX XXXX Inquiry : XXXX XXXX, XXXX + XXXX XXXX and Finance Companies Other Than Personal Finance Companies XXXX XXXX Inquiry : XXXX XXXX, XXXX + Credit Unions and Finance Companies Other Than Personal Finance Companies XXXX XXXX XXXX : XXXX. XXXX, XXXX + Banks XXXX XXXX XXXX : XXXX. XXXX, XXXX + XXXX XXXX and Finance Companies Other Than Personal Finance Companies XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX + Credit Unions and XXXX Companies Other Than Personal Finance Companies XXXXXXXX XXXX XXXX : XXXX XXXX, XXXX + Credit Unions and XXXX Companies Other Than Personal Finance Companies XXXX XXXX XXXX : XXXX XXXX, XXXX + Credit Unions and XXXX Companies Other Than Personal Finance Companies XXXX Inquiry : XXXX XXXX, XXXX + Finance/Personal XXXX Inquiry : XXXX XXXX, XXXX + Travel/Entertainment XXXX XXXX XXXX : XXXX XXXX, XXXX + Credit Unions and Finance Companies Other Than Personal XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX + Finance/Personal XXXXXXXX XXXX  Inquiry : XXXX XXXX, XXXX + Credit Unions and Finance Companies Other Than Personal Finance Companies XXXX XXXX : XXXX XXXX, XXXX + Finance/Personal XXXX XXXX Inquiry : XXXX XXXX, XXXX + Automotive XXXX XXXXXXXX Inquiry : XXXX XXXX, XXXX + Credit Unions and Finance Companies Other Than Personal Finance Companies XXXX XXXX XXXX XXXX XXXX XXXX, XXXX + Banks XXXX  Inquiry : XXXX XXXX, XXXX + Banks XXXX XXXX  Inquiry : XXXX XXXX, XXXX + Miscellaneous XXXX Inquiry : XXXX. XXXX, XXXX + Banks XXXX XXXX XXXX : XXXX. XXXX, XXXX + XXXX XXXX and Finance Companies Other Than Personal Finance Companies XXXX XXXX  Inquiry : XXXX. XXXX, XXXX + XXXX XXXX and Finance Companies Other Than Personal Finance Companies XXXX XXXX Inquiry : XXXX. XXXX, XXXX + Miscellaneous XXXX  XXXX XXXX : XXXX. XXXX, XXXX + Miscellaneous XXXX XXXX XXXX : XXXX. XXXX, XXXX + XXXX XXXX and Finance Companies Other Than Personal Finance Companies XXXX XXXX XXXX : XXXX. XXXX, XXXX + Miscellaneous XXXX XXXX Inquiry : XXXX XXXX, XXXX + XXXX XXXX and Finance Companies Other Than Personal Finance Companies XXXX XXXX Inquiry : XXXX XXXX, XXXX + Credit Unions and Finance 15 U.S.C 1681 Section 602 A. State I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than Records of convictions of crimes which antedates the report by more than seven years.

15 U.S.C 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is in accurate.

15 USC 1681i 15 USC 1681b - 15 USC 1681 ( 2 ) ( a ) ( i )

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation