Consumer complaint received 2024-09-17 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: NV

Complaint narrative:
our Name : XXXX XXXX XXXX Your Address : XXXX XXXX XXXX # XXXX, XXXX, XXXX  XXXX Email : XXXX Phone Number : XXXX Employer : XXXX. XXXX XXXX XXXX To : Experian XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX : Dispute for Removal of Unwarranted Inquiries and Update of Personal Information Dear Sir/Madam, I am writing to formally dispute the unauthorized credit inquiries listed on my credit report and to request the immediate update of my personal and employment information, in accordance with the Fair Credit Reporting Act ( FCRA ) and the Truth in Lending Act ( TILA ). Please investigate and remove these inquiries as they were made without my consent or authorization. 

Unwarranted Inquiries to be Removed : XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX Experian XX/XX/XXXX XXXX XXXX Experian XX/XX/XXXX XXXX XXXX Experian XX/XX/XXXX XXXX XXXX  Experian XX/XX/XXXX XXXX XXXX Experian XX/XX/XXXXXXXX XXXX XXXX XXXXXXXX XXXX Experian XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX  XXXX XX/XX/XXXX XXXX  XXXX XXXX XXXX  XXXX XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX  XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XXXX XXXX Experian XX/XX/XXXX XXXX XXXX Experian XX/XX/XXXX XXXX XXXX  Experian XX/XX/XXXX XXXX XXXX  Experian XX/XX/XXXX XXXX XXXX Experian XX/XX/XXXX XXXX XXXX XXXX Experian XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX  XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX Experian XX/XX/XXXX XXXX  XXXX XXXX Experian XX/XX/XXXX XXXX XXXX XXXX Experian XX/XX/XXXX XXXX XXXX Experian XX/XX/XXXX XXXX XXXX XXXX  Experian XX/XX/XXXXXXXX XXXX XXXX XXXX Experian XX/XX/XXXX XXXX XXXX XXXX XXXX Experian XX/XX/XXXX XXXX XXXX Fcu Experian XX/XX/XXXX XXXX XXXX XXXX Experian XX/XX/XXXX XXXX XXXX  Experian XX/XX/XXXX Personal Information Update Request : Current Address : XXXX XXXX XXXX # XXXX, XXXX, XXXX  XXXX Current Employer : XXXX. XXXX XXXX Phone Number : XXXX Email Address : XXXX Please ensure that all outdated and incorrect personal information, including old addresses and former employment details, are removed from my file. 

Requested Actions : Investigation of Unwarranted Inquiries : Please conduct an investigation as mandated by the FCRA and remove the unauthorized inquiries listed above. 
Update of Personal Information : Ensure that my correct address and employer information are reflected in all future reports. 
Written Confirmation : Once the actions are completed, I request a written confirmation stating the removal of inquiries and the update of my personal information. 
As these actions are required by law, I expect this dispute to be resolved promptly within 7 days. Failure to address these issues within this timeframe may result in further actions to protect my consumer rights. 

Thank you for your prompt attention to this matter. 

Sincerely, XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation