Consumer complaint received 2025-09-13 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
Personal information wrong, by name and correct address and state I have in last 12 years. Experian Credit only wants money to boost your credit do they intentionally allow Debt Buyer Account and illegal act on your credit to bring your score down. XXXX XXXX  {$180.00}. Account was paid but Experian still reports late charges to my Credit Profile under 15 Usc code 1601 this must be removed immediately, also 15 Usc Code 1666 ( b ) be removed immediately failure to apply will begin lawsue you have illegal places the same account twice under different account number and this was not me. ) XXXX XXXX. The creditior knows this is false and charged off, {$610.00}. How ever you still reported this on my report remove immediately ( 15usc Code 1601 - 15 Usc Code 1681ei-1681x Experian you are using foreigner or AI System to determine the truth on our credit report remove immediatelyXXXX XXXX  Charger off {$33000.00} Written off {$5700.00} When the Truth is I never had Account with XXXX however the loan was repo vehicle sold and they are reporting inaccurate information on my credit profile so under 15usc code 1601 an 15 US. Code 1681x-1681Ei an 15usc Code 1681 ( 2 ) removed immediately.XXXX XXXX XXXX is a Debt Buyer Account {$4400.00} which is a false information I never received notice or anything else that relates me or my personal signature to this Account Collection Account under FCRA 15US Code 1692 ( g ) remove immediately. XXXX XXXX XXXX is a credit building service I choose not to use they are reporting to Experian with a {$10.00}. Pass due late charges because I didn't join there system : under 15usc 1666 ( b ) ( g ) this must be removed immediately XXXX {$600.00} is a debt buyer account however under 15usc Code 1692 ( g ) 15usc Code 1601 Experian is allowing several debt buyer account to report on the same false information account with no verification. Must remove immediately.XXXX XXXX Charge -off account {$16000.00} then on same account written off {$18000.00} then report {$18000.00} past due false information being reported must be removed immediately 15usc Code 1692 ( g ) 15usc Code 1601, 15 Usc Code 1616 ( A ) XXXX XXXX {$18000.00} Charge -off then Written off {$18000.00} but still reports {$18000.00} ; this is inaccurate information reported to my Credit report remove immediately 15usc Code 1601, 15 Usc Code 1692 ( g ) XXXX XXXX XXXX Debt Buyer Account sold to another account false information on my account remove immediately 15 USc code 1681Ei-1681x, . XXXX XXXX XXXX XXXX Debt Buyer Account Never received my personal signature on anything false information being reported to my report and again Experian with out proof this is my account just add this to my Credit profile ( 15 Usc Code 1692 ( g ) remove immediately also 15 Usc Code 1601, Experian knowing gathered My account false information. Hard inquiries remove immediately 15usc Code 1681,1602, 18usc1028A

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief