Consumer complaint received 2025-12-16 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: CCS Financial Services, Inc.
State: NC

Complaint narrative:
Opting Out of Information Sharing Personal Information XXXX XXXX XXXX XXXX XXXX XXXX, North Carolina XXXX Date of Birth- XXXX Social Security NumberXXXX Account number : XXXX and XXXX Credit Collection XXXX XXXX XXXX XXXX XXXX MA XXXX RE : Request of Opt-Out Provision Under the Graham-Leach-Bliley Act To whom it may concern, This letter does not serve as a debt validation letter. This letter is to formally request the right to opt out of the sharing of non-public personal information with XXXX XXXX XXXX your affiliated and non-affiliated third parties, such as XXXX XXXX XXXX XXXX for marketing and information sharing purposes, as permitted under the Graham-Leach-Blisey The account thats being referred to is Account number : XXXX and XXXX I request for the information shared to XXXX XXXX XXXX XXXX  to be removed from the consumer report the aforementioned account was shared with as a part of this request. If this request is not completed within 15 days of receipt of this notice request, I will be forced to make a complaint with the secretary of South Carolina and yours along with making a complaint to the Federal Trade Commission about non-compliance according to the GLB act. 
I hope you understand the nature of this request Thank you for your time and cooperation in this matter. 
















Request for Cease of Communication per Title 15 section 1692 ) XXXX XXXX XXXX XXXX XXXX XXXX, North Carolina XXXX Date of Birth- XXXX Social Security NumberXXXX Account number : XXXX and XXXX Credit Collection XXXX XXXX XXXX XXXX XXXX MA XXXX XXXX : Request of Opt-Out Provision Under the Graham-Leach-Bliley Act To whom it may concern, This letter does not serve as a debt validation letter. This letter is to formally request the right to Cease Communication in accord with Title 15 section 1692c ( c ). 

( c ) CEASING COMMUNICATION If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt, except ( 1 ) to advise the consumer that the debt collectors further efforts are being terminated ; ( 2 ) to notify the consumer that the debt collector or creditor may invoke specified remedies which are ordinarily invoked by such debt collector or creditor; or ( 3 ) where applicable, to notify the consumer that the debt collector or the creditor intends to invoke a specified remedy. 


This request to cease communication also includes any oral, written verbal communication that has been communicated in connection with the Account Number : : XXXX and XXXX including the communication of this account to XXXX XXXX XXXX XXXX Failure to do so will result in me making a complaint to the secretary of state in your state and mine as well as making a complaint to the Federal Trade Commission as they were created for consumer financial protection. 

Sincerely XXXX XXXX

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation