Consumer complaint received 2024-01-15 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: GA

Complaint narrative:
YOU HAVE A GRAVLY DUTY TO UPHOLD. REGARDLESS IF THE FURNISHER RESPONSE. 

PLEASE DO A PROPER REINVESTIGATION IMMEDIATELY. 

I ask that you please review the information submitted I HAVE PROVED MY CASE ALONG WITH EXHIBITS. 

CXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TO ILLEGALLY reporting this account they sold this account to resurgent. Which means they no longer own account. However resurgent was wrong so they deleted account however credit XXXX is still reporting also this account was marked as identity theft. Youre require to fill FCRA regardless of the furnishers negligence PURSUANT TO THE EMAIL THE ALLEGED ACCOUNT WAS PURCHASED ON XX/XX/2023. BY XXXX. ( EXHIBIT XXXX ). 
WHICH XXXX MEANS CREDIT XXXX BANK SHOULD HAVE NO ALLEGATIONS OR RECORDS OF ME ALLGEDLY HAVING ANY ACCOUNT OR ALLGED DEBT WITH THEM AS OF XXXX. 
PURSUANT TO THE LAW AND XXXX XXXX ONCE A ACCOUNT IS PURCHASED THE COMPANY IN WHICH SOLD THE ACCOUNT IS NOT OWED ANYTHING THAT COMPANY NO LONGER OWNS THE ACCOUNT WHICH MEANS THEY REQUIRED TO DELETE AND REMOVE ANY AND ALL INFORMATION ABOUT THE ACCOUNT FROM THE RECORDS OF THEMSELVES AND ANY ALL XXXX PERSONS THAT THEY HAVE SHARED ANY INFORMATION CONCERNING THE ACCOUNT. 
IT IS UNLAWFUL FOR AN ALLEGED ORIGINAL CREDITOR TO SELL ACCOUNT BUT STILL REPORT ACCOUNT ALLEGED ACTIVITIES TO ANY XXXX PARTY WHEN THAT COMPANY NO LONGER EVEN OWNS THE ACCOUNT NOR SHOULD THEY HAVE ANY INFORMATION OR REFERENCES OF THE ACCOUNT. THIS IS NOT A OPTION. 
MOST IMPORTANT NOTE CREDIT XXXX BANK HAVE SOLD AN ACCOUNT AND DIDNT TELL THE BUYER THAT THIS ACCOUNT WAS REPORTED AS IDENTITY THEFT ON XX/XX/2023. ( EXHIBIT XXXX ) AND CFPB REPORT NUMBER XXXX ( EXHIBIT XXXX ) I ALSO DEMAND THAT YOU CEASE COLLECTION REMOVE AND DELETE ANY ANY ALL INFORMATION ABOUT THIS ACCOUNT IMMEDIATELY I ALSO DEMAND YOU REMOVE THIS ACCOUNT FROM ANY XXXX PARTIES IN WHICH YOU HAVE SHARED AND LAST BUT NOT LEAST {$4000.00} FROM EACH CREDIT XXXX BANK, XXXX, XXXX AND TRANSUNION COMPENSATION FOR WILLFULLY NONCOMPLIANCE AND NEGLIGENCE. THEY EACH FAILED TO UP HOLD INTEGRITY THEY HAVE ALL CAUSED DAMAGE TO MY LIFE I BECAUSE OF THE WRONGFUL NEGLIGENCE REPORTING AND HANDLING OF CONSUMER CREDIT INFORMATION. 
OBVIOUSLY WILLFULLY FAILED TO OBEY ANY LAWS OR THE STANDARDS OF XXXX XXXX CREDIT XXXX SOLD THE ACCOUNT ALLEGEDLY TO RESURGENT AKA XXXX HOW PURSUANT TO MY CONSUMER REPORT THIS ACCOUNT IS STILL SHOWING AS CREDIT XXXX BANK. I SPECIFICALLY NOTIFIED EACH OF THE PARTIES I DEMAND PAYMENTS FROM THEY THEN ALLEGEDLY STILL VERIFIED THE ACCOUNT. HOW AS YOU CAN SEE IN PRIOR INFORMATION THAT IS LEGALLY IMPOSSIBLE ALSO NOTICED THAT RESURGENT SPECIFICALLY DELETED ( EXHIBIT XXXX ). THE ACCOUNT AND STATES ACCOUNT WOULD NOT BE SOLD ETC. SO CREDIT XXXX CANT EVEN PURCHASE THE ACCOUNT BACK IF IT COULD. ALSO THIS ACCOUNT WAS REPORTED AS IDENTITY THEFT AND CREDIT XXXX STILL SOLD AND CONTINUE FURNISHING INFORMATION TO XXXX ALSO EACH CRA WAS NOTIFIED BY ME ALSO HOWEVER YOU ALL DISREGARDED ANYTHING THEY HAVE ALLOWED THE NEGLIGENCE FROM CREDIT XXXX OVER AND OVER THEY HAVE HAD LITTLE REGARD TO THE LAW, XXXX XXXX, AND ME AS A CONSUMER. THEY HAVE ALL HINDERED MY RIGHTS TO FAIR AND ACCURATE CREDIT REPORTING AND LIVING IN ABUNDANCE THAT WAS PROMISED AND GIVEN TO MY BY THE MOST HIGH. 

I DEMAND TO SEE THE XXXX LETTER OF WHEN THIS ACCOUNT WAS SOLD TO RESURGENT I DEMAND TO SEE HOW MUCH THE ACCOUNT WAS ALLEGEDLY SOLD FOR I DEMAND TO SEE ANY INTEREST THAT WAS ADDED AND HOW WAS IT CALCULATED I WOULD LIKE TO HOW WAS THIS ACCOUNT SOLD DELETED AND STILL CREDIT XXXX BANK ALLEGES THAT ACCOUNT IS VERIFIED AS CORRECT??? 
I DEMAND THIS ACCOUNT TO BE DELETED I DEMAND MONETARY COMPENSATION IN THE AMOUNT OF {$4000.00} USD EACH FROM EACH ENTITY XXXX = {$4000.00} XXXX {$4000.00} TRANSUNION {$4000.00} CREDIT XXXX BANK {$4000.00} TOTAL {$12000.00} ( XXXX XXXX ) ( Vi ) XXXX XXXX REPRESENTATIVE AND XXXX OF THE BRAND names XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please note these are not only owned brand names.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation