Consumer complaint received 2025-06-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXRE: Dispute of Inaccurate Credit Reporting XXXX XXXX XXXX XXXXTo Whom It May Concern:\n\nI have reviewed my credit report issued by XXXX  and discovered inaccurate information that I am disputing under the Fair Credit Reporting Act (FCRA):\n\n1. **Name Variations**  \n   - Incorrect names: XXXX XXXX XXXX XXXX XXXX XXXX    - Please correct to: XXXX XXXX XXXXAddress Inaccuracies**  \n   - Multiple address spellings for the same property (e.g., XXXX XXXX XXXX XXXX XXXX XXXX)  \n   - Please standardize and remove obsolete addresses.XXXX XXXX XXXX XXXX XXXXXXXX XXXX    - Listed both as open and closed, with payment history inconsistencies.  \n   - Requesting validation and consolidation or removal of erroneous record(s)XXXX XXXX XXXX XXXX XXXX XXXX Discrepancies in collection status  showing as "Open" and in "Charge-off" across other reports.  \n   - Please verify, validate, or remove the item.\n\nEnclosed are:\n- A copy of my government-issued ID  \n- Proof of address  \n- Annotated report with disputed items\n\nPlease send an updated credit report after completing your investigation.\n\nSincerely, XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXRE: Dispute of Credit Report Errors XXXX XXXX XXXX XXXXTo Whom It May Concern:\n\nI am requesting an immediate investigation and correction of inaccurate items listed on my XXXX  credit report dated XXXX XXXX XXXX **Name Discrepancies**  \n   - Incorrect names: XXXX XXXX XXXX XXXX XXXX  \n   - My full legal name is XXXX XXXX  **Address Inaccuracies**  XXXX XXXX XXXX XXXX XXXX XXXX is incorrectly listed as being in XXXX  (should be XXXX XXXX XXXX XXXX).  \n   - Remove outdated addresses.XXXX XXXX XXXX XXXX XXXX Account is listed twice  once open and once closed with delinquencies.  \n   - Please validate and eliminate duplicate/conflicting entriesXXXX XXXX XXXX XXXX XXXX XXXX    - Status marked Closed here, but "Open" or Outstanding on other reports.  \n   - Please verify ownership, validate the debt, or remove if unverifiable.\n\nAttached are a copy of my ID, proof of address, and a marked-up copy of the report. Please resolve these errors in a timely manner and send me an updated copy of my report.\n\nSincerelyXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXEquifax XXXX XXXX XXXX XXXX XXXX XXXXXXXXRE: Dispute of Inaccurate Credit Report Information XXXX XXXX XXXX XXXXTo Whom It May Concern:\n\nI am writing to dispute several inaccurate items on my Equifax credit report dated XXXX XXXX XXXX  Please investigate the following discrepancies under my rights provided by the Fair Credit Reporting Act (FCRA):\n\n1. **Name Error**  \n   - Incorrect name: XXXX XXXX XXXX XXXX My correct legal name is XXXX XXXX XXXX*Address Errors*XXXX XXXX XXXX XXXX XXXX XXXX  appears misspelled.XXXX XXXX XXXX XXXX XXXX XXXX  should be consistent across all entries.\n   - Please delete outdated addresses that are no longer valid.\n\n3. **Duplicate/Inconsistent Account Reporting: XXXX XXXX XXXX XXXX    - Reported as open and late 30 days. However, other reports indicate current payments.\n   - Requesting validation and correction or deletion of inconsistencies.XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Conflicting status: marked "Open" with inconsistent activity dates and reporting.\n   - Please verify this debt, validate it, or remove if unverifiable.\n\nPlease reinvestigate these items and correct/delete any inaccurate information. Enclosed are:\n- Copy of my ID  \n- Proof of address  \n- Annotated copy of the credit report\n\nThank you for your prompt attention.\n\nSincerely, XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with non-monetary relief