Consumer complaint received 2026-01-09 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Resurgent Capital Services L.P.
State: AL

Complaint narrative:
CFPB Complaint LVNV Funding XXXX XXXX On XXXX XXXX XXXX XXXX XXXX XXXX XXXX I sent a written debt validation request to LVNV Funding via XXXX XXXX XXXX XXXX XXXX  and XXXX XXXX fax XXXX XXXX with confirmation of successful transmission. XXXX XXXX  LVNV claims they never received this request XXXX XXXX which is XXXX XXXX  contrary to the attached evidence showing successful delivery XXXX XXXX XXXX XXXX XXXX  see attached XXXX statement and fax confirmation XXXX XXXX XXXX 

After my request, LVNV sent XXXX XXXX multiple letters labeled as validation XXXX XXXX that : XXXX Stated an XXXX XXXX amount due XXXX XXXX  on the account XXXX  Were sent in XXXX XXXX high volume XXXX XXXX  despite my cease-communication request XXXX Functioned as collection attempts, not neutral validation These actions violate the XXXX XXXX Fair Debt Collection Practices Act ( FDCPA XXXX XXXX XXXX including : XXXX XXXX XXXX 1692g ( b ) XXXX XXXX continued collection after a validation request XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX failure to honor a cease-communication request XXXX XXXX XXXX XXXX XXXX XXXX harassment through repeated communications XXXX XXXX XXXX XXXX XXXX XXXX  misleading representations about validation As a result of LVNVs continued collection activity, I experienced : XXXX XXXX XXXX Significant stress and XXXX XXXX XXXX which required an XXXX XXXX XXXXncrease in prescribed medication, bombard of letters, calls, etc XXXX XXXX XXXX  Fear of losing housing XXXX XXXX, including risks to housing eligibility, rental applications, and lease renewals XXXX  Ongoing uncertainty and pressure caused by repeated communications I request that the CFPB require LVNV Funding to : XXXX XXXX XXXX Stop all collection communications XXXX XXXX regarding this account XXXX XXXX XXXX Delete this account from all credit reporting * * XXXX. Provide XXXX XXXX appropriate relief XXXX XXXX for the stress, anxiety, and harassment caused All supporting documentationincluding the * * XXXX XXXX XXXX, fax confirmation, and copies of LVNV letters after XX/XX/year>XXXX XXXX XXXX is attached. 

XXXX XXXX XXXX XXXX  Summary of Violations and Damages LVNV Funding XXXX XXXX XXXX XXXX LVNV Funding claims they never received ( highlighted in lvnv response attatched ) my written debt validation request sent on XX/XX/scrub>XXXX XXXX XXXX XXXX XXXX even though I have XXXX XXXX proof of transmission via XXXX and fax XXXX XXXX Despite this, they sent XXXX XXXX multiple letters labeled as validation XXXX XXXX that included XXXX XXXX amounts due XXXX XXXX  were sent in XXXX XXXX  high volume XXXX XXXX  and XXXX XXXX functioned as collection attempts XXXX XXXXThis conduct violates the XXXX XXXX  FDCPA XXXX XXXX  including failure to cease collection after a validation request XXXX XXXX XXXX 1692g ( b ) XXXX XXXX  ), failure to honor a cease-communication request XXXX XXXX XXXX 1692c ( c XXXX XXXX XXXX XXXX harassment XXXX XXXX XXXX XXXX XXXX XXXX XXXX and misleading representationXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 

As a result, I experienced XXXX XXXX  significant XXXX  and XXXX XXXX XXXX which required an XXXX XXXX increase in prescribed medication XXXX XXXX  and XXXX XXXX  fear of losing housing XXXX XXXX including impacts on housing eligibility, rental applications, and lease renewals.

Company response to consumer: Closed with explanation