Consumer complaint received 2024-05-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
On XX/XX/XXXX I emailed Experian, XXXX, and XXXX the letters that are attached and as of today they still haven't done what I haven't performed their duties as fiduciaries. As an Investor of the United States, Certificated Security Holder of the principal debtor/Franchise/Cestui que/Social Security Trust XXXX XXXX XXXX , I have dominion over all rights/interest of the principal debtor, all enjoyments, proceeds, titles, deeds, bonds, chattel papers and securities are due unto me as I have the right of subrogation as the holder in due course. All property of the Precedent vested Estate has been conveyed into the Jurisdiction of the XXXX XXXX XXXX LIVING TRUST. The information that they're using in the public selling private information to make a profit is private property of the XXXX XXXX XXXX Living Trust. You have not received permission to use, nor have you compensated the beneficial owner of the private trust property. All of your credit reports are inaccurate as I am the original creditor that has extended credits to all financial institutions making any reports to you about the principal, I am in care of XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX, XXXX. etc.They have failed to show proof of possession that you are the Certificated Security holder of the Precedent Vested Landed Estate [ XXXX XXXX XXXX ] .This Matter creates a constructive trust and each CRA are the fiduciaries with limited power to act on behalf of the Precedent Vested Landed Estate. Since all CRA 's assuming the position as debtor in respect to property held in the XXXX XXXX XXXX Living Trust and using the private property to make a profit in the public without compensating the beneficial owner, I now demand from them the following performance-I request the removal of all non-mailable address that ARE NOT XXXX XXXX XXXX XXXX , GA XXXX . This is the only address that needs to be listed. 
I request the removal of all Collection accounts past, present, or in the future. 
I request the removal of all soft and hard inquiries. 
I REQUEST THE REMOVAL OF DEPT OF EDUCATION/XXXX  BEING REPORTED. 
I request the removal of all late payments. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. Delete these accounts immediately, unless you want to be held {$1000.00} per violation. It also states a consumer reporting agency can not furnish an account without my written instructions. 
I REQUEST THE REMOVAL OF XXXX XXXX & XXXX XXXX CREDIT CARDS AND XXXX CREDIT UTILIZATION & BALANCE BEING REPORTED. 
I request any ADVERSE ACTION TO BE REMOVED IMMEDIATELY. 
There is no contractual agreement wherein I have consented to the inclusion of any information on my credit profile, especially information of a derogatory nature. Nevertheless, by undertaking this obligation, a fiduciary relationship has been formed, mandating that you, as the fiduciary, act in my best interests as the beneficiary. According to FCRA section 605b it is illegal to report information on my credit report without my permission. I REQUEST {$100000.00} FOR UNJUST ENRICHMENT or I will make a claim based on fee schedule off the Trust. I will also have the IRS audit the accounts for which you have been profiting off without compensation to the beneficial owner. For all damages and harm caused to the XXXX XXXX XXXX LIVING TRUST I make the following claims against all CRA 's according to the Fee Schedule of the Trust : 1. Fraud and False Statements- {$30000.00} 2. Conspiracy- {$250000.00} 3. Failure to Respond- {>= $1,000,000} ( If you fail to respond to this Affidavit ) 4. Unjust Enrichment- {$100000.00} 5. Failure to Respond as Outlined in this Notice of Claim- {>= $1,000,000} 6. RESPONSE BY STALL LETTER- {>= $1,000,000}

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation