Consumer complaint received 2025-09-03 00:00:00
Product: Credit card — Store credit card
Issue: Other features, terms, or problems — Other problem
Company: SYNCHRONY FINANCIAL
State: PR

Complaint narrative:
IF THE COURTS WERE DOING THEIR JOB, MY DEBTS WITH ALL OF YOU WOULD NOW BE PAID DUE TO COMPENSATION OF DAMAGES, BUT THE COURTS DID NOTHING. I have to report the problem I am having with my work as independent contractor at XXXX XXXX, XXXXXXXX XXXX division for deliveries, because XXXXXXXX XXXX  Massive Tip Stealing, Intimidation and Harassment, and unfair firing called deactivation, by XXXX, since last XX/XX/year>. I took my complaint to the U.S. Equal Employment Opportunity Commission, the to U.S. District Court of Puerto Rico, then to the U.S. Court of Appeals for the First Circuit in Boston, and then to the Supreme Court of the United States, but all 3 Federal Courts did nothing, against all verifiable evidence. Because the lack of action of the Supreme Court of the U.S., the Case went directly to the Supreme Court of Puerto Rico, but they do not want to do anything, nor they want to say why, just like the U.S. Supreme Court. This problem evidently is affecting my ability to pay my debts with you as Banks, and days ago, even the Payment Plan offered by XXXXXXXX XXXX and Synchrony Bank Pay Pal, no matter how good both plans are. That is why I have to send the evidence because both Supreme Courts, United States and Puerto Rico, are proof that both are no Justice Courts at all, and maybe the worse part of all : after gathering evidence since last XX/XX/year>2022 when the original Lawsuit was filed in the local U.S. District Court of Puerto Rico, I ended with just 1 graphic, I page, which summarizes all what is happening within the Petition, for anyone who does not know anything about it, like the XXXX Clients I am informing about this problem with a summary in writing, plus the details about their individual delivery, my XXXXXXXX XXXX XXXX less the distance, which many times is a negative result, meaning a loss for us as drivers, or, only cents over the distance. There are many recent incidents which confirms the Lawsuit which ended as a Petition at both Supreme Courts, including a Tourist named XXXX who confirmed in writing through text messages that his intention was to double tip me, with the tip left through XXXX plus the cash tip he gave me ; but XXXX reported he as Client reduced the tip after delivery, stealing his tip paid through the XXXXXXXX XXXX application. XXXX clearly confirmed XXXX is wrong, he wanted to double tip me : even after receiving seeing all the new evidence, the Supreme Court of Puerto Rico just wrote without explanation " XXXX XXXX XXXX '' the equivalent of " Denied ''. I am including Spanish versions for XXXX XXXX XXXX XXXX XXXX, including the Petition-Lawsuit translated to Spanish but rejected by the Supreme Court of Puerto Rico , the letters from the Clerk of the Supreme Court confirming the problems accepting the better version, both in English as required, and the rejection of the Spanish Translation no matter more than XXXX XXXX people speak mostly Spanish within the U.S. and its Territories, like, there was no interest in letting the more than XXXX XXXX people understand the problem. I hope this clarifies the against my will payments returned, even from the Payment Plans, and my days of delay at XXXX XXXX. I really do not know if any of you will pay attention to all this, and the reason is explained within the Documents. The forcing of this complaints out of the Courts, allowed by the Courts, is what actually complicates the problem. It will never stop, until XXXX is forced to comply with the Laws in the Court, by the Court, with penalties and setting the precedent. But is not happening, and I believe I found why. The Silence the Courts are allowing and nearly forcing, is complicating this problem. Out of the Court agreements require Silence. I never agreed.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation