Consumer complaint received 2024-04-17 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: Experian Information Solutions Inc.
State: LA

Complaint narrative:
I already have a active complaint, XXXX still does not allow me to even view my credit score, today I received a paper stating that I looked into a line of credit called thrive and I did not give them permission to do that. I cant see the inquiry but I have the paper. This is getting outrageous just last year. I had my credit fixed nice and good now all of a sudden Im getting all kinds of inquiries not one thing on my credit report that is showing delinquent is accurate none of the reports match each other and when asked to dispute the reporting agencies just say, its verified well I want to see 100 % without a doubt verification that I opened something because I did not just like I did not ask for an inquiry today. This is Atta control these companies just do what they want and people suffer The fair credit reporting act is just a joke to them well, I would like all of the negative items on all three of my credit reports disputed for inaccuracy and identity theft, because none of them are accurate. Theres a bunch of missing spots and all of them and its ruining my ability to obtain credit much less, put a roof over my familys head, in accordance with the fair credit reporting act and consumer law, if they are not able to fix all of the inaccuracy on my credit report, then I demand that they shall delete all inaccurate and delinquent accounts present on each of their respective reports thats including Experian, XXXX, and XXXX if they are unable to do this, I am prepared to sue over and over again Until this is rectified, and if they think I am not capable or that, I wont do it, they can go ahead and test the water, but I am tired of my reports being screwed up in accurate and full of whats potentially somebody running around with my Social Security number, and lets not forget child support I would like that removed as well because they have it listed as a loan and it is in fact not a loan not that its inaccurate and way behind so once again, I ask that all late payments be corrected to pay on time or removed from my credit report any open accounts that are showing a late payment or a balance should be removed posthaste any hard inquiries that are on my credit report. As of now were not authorized and should be removed. Any collection accounts should be removed because they all bare in accuracies any delinquent closed accounts that are on these reports also have inaccuracies should be removed, there should only be a XXXX card listed on each of these accounts other than paid in full closed down old accounts I have over 274 screenshots of inaccuracies, and I am prepared to sit here and upload every single one of them if thats what it takes to get everything fixed and if thats not enough, Ill show all the inaccuracies in a court of law And then I wont need credit. This is ridiculous that these companies can get away with this and these debt collectors just post stuff without even verifying it 100 %

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation