Consumer complaint received 2025-07-15 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: CT

Complaint narrative:
According to the Fair Credit Reporting Act, has violated my rights, Title XXXX of the United States Code, Section 602 A, states that I have the right to privacy Title 15 of the United States Code, Section 604 A, Section 2 : Also states that the credit reporting agency may not provide an account without my written instructions XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Collection This account is listed as a collection account. Please provide me with a copy of the original signed contract or voice recording where I authorized this debt. If you can not provide this, you must remove it from my credit report under the Fair Credit Reporting Act ( FCRA ). 
XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX  CollectionThis account is listed as a collection account. Please provide me with a copy of the original signed contract or voice recording where I authorized this debt. If you can not provide this, you must remove it from my credit report under the Fair Credit Reporting Act ( FCRA ). 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX This account is listed as a charged off account. Please provide me with a copy of the contract signed or voice conversation where I authorized billing me on this account. If not you must remove this from my credit according to the Fair Credit Reporting Act. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX his account is listed as a charged off account. Please provide me with a copy of the contract signed or voice conversation where I authorized billing me on this account. If not you must remove this from my credit according to the Fair Credit Reporting Act. 





XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Collection This account is listed as a collection account. Please provide me with a copy of the original signed contract or voice recording where I authorized this debt. If you can not provide this, you must remove it from my credit report under the Fair Credit Reporting Act ( FCRA ). 

XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Collection This account is listed as a collection account. Please provide me with a copy of the original signed contract or voice recording where I authorized this debt. If you can not provide this, you must remove it from my credit report under the Fair Credit Reporting Act ( FCRA ). 

XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Collection This account is listed as a collection account. Please provide me with a copy of the original signed contract or voice recording where I authorized this debt. If you can not provide this, you must remove it from my credit report under the Fair Credit Reporting Act ( FCRA ). 

XXXX XXXX XXXX XXXX XXXX Collection This account is listed as a collection account. Please provide me with a copy of the original signed contract or voice recording where I authorized this debt. If you can not provide this, you must remove it from my credit report under the Fair Credit Reporting Act ( FCRA ). 

XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX Collection This account is listed as a collection account. Please provide me with a copy of the original signed contract or voice recording where I authorized this debt. If you can not provide this, you must remove it from my credit report under the Fair Credit Reporting Act ( FCRA ). 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Collection This account is listed as a collection account. Please provide me with a copy of the original signed contract or voice recording where I authorized this debt. If you can not provide this, you must remove it from my credit report under the Fair Credit Reporting Act ( FCRA ).

Company response to consumer: Closed with explanation