Consumer complaint received 2025-02-07 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
I am writing to formally dispute several inaccuracies on my credit report, which violate my rights under the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S. Code 1681i. I have never provided written consent for certain inquiries or the furnishing of my personal information, and I demand immediate correction of these errors. 
Additionally, the Consumer Financial Protection Bureau ( CFPB ) recently filed a lawsuit against Experian for its failure to handle disputes properly, and I have experienced similar issues with my disputes not being accurately or promptly addressed. Moreover, I was impacted by the Equifax data breach, which further underscores my concerns regarding my personal information 's accuracy and security. 
The following items must be corrected or removed from my credit report : XXXX XXXX XXXX XXXX : Acct : XXXX, Status : Paid, Closed XXXX XXXX : Acct : XXXX, Status : Closed XXXX XXXX XXXX : Acct : XXXX, Status : Paid, Closed XXXX : Acct : XXXX, Status : Closed Collections XXXX XXXX XXXX : Acct : XXXX, Status : Dispute, debt was settled XXXX XXXX XXXX : Acct : XXXX, Status : Paid, Closed Hard Inquiries XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Experian XXXX XXXX XXXX Experian XXXX Experian XXXX XXXX XXXX XXXX XXXX & XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Addresses & Phone Numbers to Delete XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXXXXXX XXXX, XXXX XXXX XXXX XXXX  XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX  XXXX XXXX XXXX, XXXX Phone Numbers to Remove XXXX XXXX XXXX Incorrect Employment Information to Remove XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX Enclosed are copies of supporting documents, including my correct identification, address verification, and a legal name change document issued by the state of my residency . 
I am requesting an immediate investigation into these inaccuracies and the removal of all incorrect information. If these errors are not corrected within the legally mandated 30-day period, I am prepared to file a complaint with the Consumer Financial Protection Bureau ( CFPB ) and take any necessary legal action. 
Please send me a written confirmation once these corrections have been made. I appreciate your prompt attention to this matter. 
Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation