Consumer complaint received 2024-11-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Subject : Inquiry Dispute for Unauthorized Hard Inquiries Dear Experian Dispute Department, I am writing to formally dispute a series of hard inquiries on my credit report that I believe were made without my authorization or a permissible purpose. The details of the inquiries in question are as follows : XXXX. XXXX XXXX XXXX XXXX on : XX/XX/XXXX Address : XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX XXXX. XXXX XXXX XXXX  Inquired on : XX/XX/XXXX Address : XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXXXXXX XXXX. XXXX XXXX Inquired on : XX/XX/XXXX Address : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX. XXXX XXXX XXXX XXXX XXXX on : XX/XX/XXXX Address : XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX Inquired XXXX : XX/XX/XXXX Address : XXXX XXXX XXXX, XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXXXXXX XXXX Inquired on : XX/XX/XXXX Address : XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX. XXXX XXXX XXXX Inquired on : XX/XX/XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Inquired on : XX/XX/XXXX Address : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX. XXXX Inquired on XXXX XX/XX/XXXX Address : XXXX XXXX XXXX, XXXXXXXX XXXX XXXX XXXX. XXXX Inquired on : XX/XX/XXXX Address : XXXX XXXX XXXX, XXXX, XXXX, XXXX These inquiries are scheduled to remain on my credit report until XX/XX/XXXX or XX/XX/XXXX, which I believe is unjustified due to the lack of permissible purpose for these inquiries. I have no prior relationship or authorization with these companies that would warrant such inquiries. 

I kindly request that you investigate these inquiries and remove them from my credit report if they are found to be unauthorized. Attached are any supporting documents that may assist in your investigation. 

Thank you for your prompt attention to this matter. Please confirm receipt of this dispute and keep me informed of your findings. 

Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Subject : Dispute of Inaccurate Information on Credit Report Dear Experian, I am writing to formally dispute the inaccuracies in my consumer report and to request the removal of names that do not belong to me. My full name is XXXX XXXX XXXX XXXX and I have noticed several aliases listed that are incorrect and should not be associated with my credit report. 

The names that need to be removed are as follows : XXXX. XXXX XXXX ( Name ID # XXXX ) XXXX. XXXX XXXX XXXX ( Name ID # XXXX ) XXXX. XXXX XXXX ( Name ID # XXXX ) XXXX. XXXX XXXX XXXX ( Name ID # XXXX ) The only name that should remain on my credit report is XXXX XXXX XXXX XXXX Name ID # XXXX ). I have attached a copy of my Social Security card to verify the correct spelling of my name. 

Please investigate this matter and remove the incorrect aliases from my credit report. I appreciate your prompt attention to this issue and look forward to your response. 

Thank you for your assistance. 

Sincerely, XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation