Consumer complaint received 2025-10-21 00:00:00
Product: Debt collection — Telecommunications debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Harris & Harris, Ltd.
State: CA

Complaint narrative:
HARRIS & HARRIS LTD XXXX It says open and in collections at same time I moved out XX/XX/XXXX from XXXX California to XXXX California I had signed a contract with landlord to get extension because XXXX XXXX XXXX XXXX living alone and I got a collection on my credit report saying I owe XXXX for XXXX and missed payment and it went to collections from Harris and Harris? I never opened anything in my name why would I if I was moving, If thats true why didnt they send me a warning to pay before it goes to collections and I sent harris and Harris collector this Dispute letter saying XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX C.A XXXX XXXX DOB : XX/XX/XXXX SSN : XXXX Date : XX/XX/XXXX Via Certified Mail Return Receipt Requested To : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Harris & Harris , Ltd . 
Original Creditor : XXXX Re : Fraudulent Account / Demand for Immediate Deletion Yes, this is me on my behalf, not another company. By you sending a stall letter in response to my dispute, you further violate my rights under the FCRA and FDCPA and make my case even easier to win in court. 
I. Background & Nature of Dispute I never had XXXX in XX/XX/XXXX. This alleged debt is fraudulent and invalid, and any reporting or collection is unlawful. The account is being reported both as Open and as a Collection account owned by a debt collection agency. This is factually inaccurate, misleading, and unlawful reporting under the FCRA. See Exhibit A, dated XX/XX/XXXX, confirming this contradictory and harmful reporting. 
II. Legal Rights Violated The furnishing of this account constitutes willful and negligent violations of the following statutes : - Fair Credit Reporting Act ( FCRA ) 602, 604, 609, 611, 616, 617 - Fair Debt Collection Practices Act ( FDCPA ) 805, 807, 809, 813 - Federal Trade Commission ( FTC ) Act - Consumer Financial Protection Bureau ( CFPB ) Authority - Telephone Consumer Protection Act ( TCPA ) - Americans with XXXX Act ( AXXXXA ) III. e-OSCAR Compliance Codes Invoked - XXXX Not his/hers ( account does not belong to me ) - XXXX Account information inaccurate ( balance, status, ownership ) - XXXX Fraud / identity theft account - XXXX Claims company will change - XXXX Information disputed by consumer - XXXX Fraud/Identity theft ( FTC Affidavit basis ) IV. Demand for Immediate Action Pursuant to FCRA 611, you are required to conduct a full investigation and correct this error within 30 days. This XXXXHarris & Harris account must be permanently deleted in full. Reporting an account as both Open and Collection/Owned by a debt collection agency is materially false and must be removed immediately. 
V. Exhibits and Supporting Proof - Exhibit A Harris & Harris account screenshot showing Open and Collection conflict ( dated XX/XX/XXXX ) - Copy of credit report with disputed account circled - Copy of ID and proof of residence / mail forwarding documentation VI. Notice of Intent to Sue If this account is not removed in full within 30 days, I will file suit and pursue statutory, actual, and punitive damages, as well as attorneys fees. I have retained Attorney General XXXX XXXX of Washington State to pursue this matter further. 
Sincerely, XXXX XXXX Exhibit A : Harris & Harris reporting screenshot HARRIS & HARRIS LTD XXXX Please help me I was trying get a new home for retirement and this false innacurate collection has harmed my profile and Ive done everything please help

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with non-monetary relief