Consumer complaint received 2025-07-06 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC.
State: SC

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX RE : You Violated the United States Code Law ( FCRA 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ) FCRA 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies- ( 3 ) Duty to provide notice of dispute. If the completeness or accuracy of any information furnished by any person to any consumer reporting agency is disputed to such person by a consumer, the person may not furnish the information to any consumer reporting agency without notice that such information is disputed by the consumer.

Under FCRA 15 U.S. Code 1681s2 ( 3 ) you violated the law. You cause me to lose out on offers due to reporting this inaccurate item and not notating it was disputed.

The items below should all be removed from my consumer report under 15 USC 1681s-2 ( 3 ) 1. You are in violation of 15 US Code 1681s-2 ( 3 ) Failure to provide notice of dispute. 

XXXX XXXX XXXX XXXX XXXX, XXXX Account XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX  Delete account immediately.

2. You are in violation of 15 US Code 1681s-2 ( 3 ) Failure to provide notice of dispute. 

XXXX XXXX XXXX XXXX Opened- XXXX XXXX, XXXX Account XXXXXXXX XXXX XXXX XXXX XXXX Delete account immediately.

3. You are in violation of 15 US Code 1681s-2 ( 3 ). Failure to provide notice of dispute. 

XXXX XXXXXXXX XXXX XXXX Opened- XXXX XXXX, XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Delete account immediately.

4. You are in violation of 15 US Code 1681s-2 ( 3 ) Failure to provide notice of dispute. 

XXXX  XXXX Opened- XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Delete account immediately.

5. You are in violation of 15 US Code 1681s-2 ( 3 ) Failure to provide notice of dispute. 

XXXX XXXX XXXX Opened- XXXX XXXX, XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Delete account immediately.

6. You are in violation of 15 US Code 1681s-2 ( 3 ) Failure to provide notice of dispute. 
XXXX XXXX XXXX Opened- XXXX XXXX, XXXX Account XXXXXXXX XXXX XXXX XXXX XXXX Delete account immediately.

7.You are in violation of 15 US Code 1681s-2 ( 3 ) Failure to provide notice of dispute. 

XXXX XXXXXXXX XXXX  Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Delete account immediately.

8. You are in violation of 15 US Code 1681s-2 ( 3 ) Failure to provide notice of dispute. 
XXXX XXXX XXXX Opened- XXXX XXXX, XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Delete account immediately.

9. You are in violation of 15 US Code 1681s-2 ( 3 ) Failure to provide notice of dispute. 

XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Delete account immediately.

10. You are in violation of 15 US Code 1681s-2 ( 3 ) Failure to provide notice of dispute. 

XXXX XXXX XXXX Original Creditor : Progressive Opened- XX/XX/XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Delete account immediately.

11 You are in violation of 15 US Code 1681s-2 ( 3 ) Failure to provide notice of dispute. 

XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX Account XXXX : XXXXXXXX XXXX XXXX XXXX XXXX Delete account immediately.

12. You are in violation of 15 US Code 1681s-2 ( 3 ) Failure to provide notice of dispute. 

Credit Collection Ser Original Creditor : American Family IN. 
XXXX XX/XX/XXXX Account XXXXXXXX XXXX XXXX XXXX XXXX  Delete account immediately.

13. You are in violation of 15 US Code 1681s-2 ( 3 ) Failure to provide notice of dispute. 

XXXX XXXX XXXX Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Delete account immediately. 



As a consumer by law these accounts on this letter must be deleted immediately or I will seek monetary damages for violation of my rights in small claims court in my city and state under 15 USC 1681n civil liability because Ive been violated. Also, we already involved and sent this letter to the Complaint portal for ( Consumer Financial Protection Bureau, State Attorney Generals Office, XXXX XXXX XXXX, and Federal Trade Commission ). 


Sincerely, XXXX XXXX XXXX

Company response to consumer: Closed with non-monetary relief