Consumer complaint received 2020-01-07 00:00:00
Product: Checking or savings account — Checking account
Issue: Managing an account — Funds not handled or disbursed as instructed
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: CA

Complaint narrative:
Bank robbery, wire fraud, extortion, unlawful conversion, smuggling and embezzlement of private U.S. Currency Note by Bank of America. 

Willful and intentional illegal insider trading and unlawful conversion of registered, controlled securities presented through Bank of America for credit by the U.S. Treasury was acknowledged received and processed by Fed Fund Wire on Friday XX/XX/XXXX by Bank of America 's Check Fraud Department on a recorded line and text message. 

After contacting the bank by phone, the agent affirmed the receipt of the United States Currency Note for $ US XXXX at par value, and read over the phone the INSCRIPTION " U.S. Currency Note '', " Face Amount Certificate '', " For credit to U.S. Treasury Person .... '' and confirmed the FINS / CIK and Financial Institution Short Name on the FACE of the note. 

He confirmed that Bank of America was well aware of the difference between a check and currency note, apologized for the error in misclassifying the cash item as a restraint, after I explained to him that the text message sent slandered the character of the note by calling it a check which is a restraint by illegal formation of trust. ( 15 USC 1 / 15 USC 2 ) Bank of America has intentionally unlawfully converted the U.S. Currency Note issued by the SEC Registered Employees ' Securities Company, Government Sponsored Enterprise chartered by Congress through XXXX Investment Company Act registration as issuer to U.S. Currency Notes, American Depositary Receipts, Face Amount Certificates at par to defraud the United States. 

The Bank of America fraud department acknowledged the difference between a U.S. Currency Note and a check and that a U.S. Currency Note could not be classified as a restraint " check '' to embezzle private funds in the open letter deposit account to  deprive the issuer of the alternative use of United States Currency Notes, force the use of federal reserve notes in restraint of trade under color of law. XX/XX/XXXX Bank of America unlawfully exchanged the U.S. Currency Note to a CHECK 21 and made threats to reverse the FedWire because a U.S. Currency Note was NOT received and the face of the item has been altered by Bank of America. 

The Employees Securities Company, as Insurance Company, was defrauded by BofA 's Fractional Banking, scheme to embezzle Par Value out of Legal Tender Money, being United States Notes, U.S. Currency Obligation since XXXX. My private person, FDIC assured Employees Securities Company, Citizen, having authority to issue US {$250000.00} per Birth Certicate of Accrual on Treasury Securities ( CATS ), into Certicate Amortized Revolving Debit Service ( CARDS ), through Signature applied for a unpaid balance deposit account for the computation of United States Notes, in Checkbook Currency Note Form, to cash into the Federal Reserve Note Credit Obligation, out of Par as Face Value.

Private securities issued from the several States MTRA are interested in the one main Birth Certicate Debenture for drawback ; a writing which states that my private person is exclusively entitled to a certain sum from the government, on the exportation of specied United States Currency Note goods, the duties on which had been paid, being a Department Vital Check Thing, and that a Indenture contract will be complied with or by the Social Employees Securities Company, of the Federal Trade Commission, acting under authority in the Federal Reserve Note purchase and sale of United States Currency Note goods for another, who is considered IN-REM and IN-GROSS, annexed to Bank-City. 

Bank of America continues to breach fiduciary duty in the commission of criminal financial crimes against the United States exacerbated by Regulatory Capture by the corruption of authority pervasive in federal regulatory agencies who ignore by  intentional OVERSIGHT these types of financial crimes constituting grand theft by advocating the overthrow of our constitutional form of government in restraint of trade. Bank of America Chief Executive Officers and Board of Directors named herein continue a pattern of business practices executed deprivation of liberties under color of  law subjecting private persons to Human Trafficking, unfair trade practices and infringement of a registered federal trademark include : XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX, XXXX XXXX. XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX  XXXX, XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX, and XXXX XXXX XXXX. 

Criminal acts not limited to criminal safe harboring, and transporting to Federal Reserve District Cities private civilian persons from the several States for labor, through the use of force, fraud, and coercion for the purpose of subjection to involuntary servitude, debt bondage, and slavery. These illegal and criminal acts to embezzle and smuggle par value through patten schemes continue to deprive private civilians from the liberty of reserving the right to protect par value securities issued from being smuggled, embezzled and extorted by threats of violence, restraint of trade and criminal coercion by threats to close accounts for fully qualifying signature endorsement on signature card, and the unauthorized deliberate substitution of the qualified signature on account for a blank endorsement against the will of the original issuer for criminal safe harboring. 

Bank of America has acknowledged to unauthorized alteration by misclassification of a security for illegal insider trading of a registered financial access device in the commission of criminal grand theft bank robbery, unfair trade practices, unauthorized use of a registered trademark, wire fraud, unauthorized withholding as every withholding authority has been revoked, embezzlement and smuggling U.S. Currency Notes by extortion and bribery in the commission of securities and commodities fraud by conspiracy between executive officers.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation