Consumer complaint received 2025-06-27 00:00:00
Product: Debt collection — I do not know
Issue: Took or threatened to take negative or legal action — Threatened to arrest you or take you to jail if you do not pay
Company: CCF Intermediate Holdings LLC
State: AK

Complaint narrative:
NOTICE OF LEGAL PROCEEDINGS Case Number : XXXX XXXX Outstanding Balance : {$2400.00} Lender : Speedy XXXX  XXXX Time Remaining : 24 Hours Contact : XXXX Attention : This is an official notice concerning your outstanding debt under Case Number : XXXX XXXX with Speedy Cash USA, currently reported as derogatory to XXXX. XXXX XXXX XXXX is managing this matter on behalf of Speedy Cash USA. 

You must resolve this matter within the next 24 hours to avoid serious legal consequences, including : Violation of Federal Banking Regulations Collateral Check Fraud Theft by Deception Unauthorized Electronic Fund Transfers It is important to note that SPEEDY CASH USA, the parent company, assumes responsibility for all outstanding debts. Regardless of the subsidiary through which the loan was acquired, such as ( Speedy Cash USA, XXXX XXXX XXXX, XXXX XXXX XXXX, Cash Advance, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, Check Into Cash, Title Max, XXXX XXXX XXXXXXXX XXXX XXXX, Cash XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Check into CashXXXX Check SmartXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, the main lender retains the right to lodge a complaint and pursue legal action through appropriate channels, including the court. 



To avoid further legal actions, please consider the following payment options : One-time settlement of {$1000.00} Full resolution of debt. ( Savings of {$1300.00} ) Two payments of {$590.00} Total repayment of {$1100.00} ( Additional cost of {$140.00} ) Biweekly payments of {$260.00} Total repayment of {$2100.00} ( Additional cost of {$1000.00} ) Monthly payments of {$300.00} Total repayment of {$2700.00} ( Additional cost of {$1600.00} ) Please note : The chosen payment plan can not be modified once confirmed. 


Section 19 ( A ), Clause 21 ( US ) contains the legal charges against you. Immediate action is necessary to prevent any further legal proceedings from our department. We demand that you take this matter seriously and address it promptly. Failure to do so will result in severe consequences.

Note : Please be advised that we are currently in the process of blocking your Social Security number and notifying all Major Credit Bureaus. This action has been taken in response to the recent security breach that has occurred. We recommend that you monitor your credit reports closely and report any suspicious activity to us immediately.

We apologize for any inconvenience this may cause and assure you that we are committed to protecting your personal information Note : Section 19 ( A ), Clause 21 ( US ) contains the legal charges against you. Immediate action is necessary to prevent any further legal proceedings from our department. We demand that you take this matter seriously and address it promptly. Failure to do so will result in severe consequences. 

Failure to act within the next five hours will result in : Formal case filing in your local courthouse Notification to your employer, bank, and personal references Wage garnishment Initiation of a lawsuit for a total of {$4500.00} ( excluding attorney fees ) Reporting to all three major credit bureaus ( XXXX XXXX XXXX XXXX ), will significantly impact your credit score. 

We urge you to take immediate action to avoid further legal escalation. If you wish to resolve this matter promptly, please reply using the " Reply All '' option or by reaching out to us at XXXX for an out-of-court settlement. 

We strongly emphasize against underestimating the urgency and potential consequences of this situation. Failing to act promptly will lead to the swift commencement of severe legal actions against you. 

We recommend seeking legal advice to fully grasp the implications and potential consequences of your decisions. For further clarification or inquiries, please do not hesitate to contact our office. 

Regards, XXXX XXXX XXXX XXXX XXXX. 

I do not have a loan with these people.

Company response to consumer: Closed with explanation