Consumer complaint received 2025-08-12 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: AL

Complaint narrative:
Transunion Identity Theft Dispute Letter XXXX XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX Phone : XXXX Email : XXXX Date : XX/XX/XXXX To : TransUnion Legal  XXXX. XXXX XXXX XXXX XXXX RE : DEMAND FOR IMMEDIATE DELETION IDENTITY THEFT Pursuant to FCRA 1681c-2 and FDCPA To Whom It May Concern : Due to the TransUnion National Data Breach , my personal information was exposed and used without consent. The following fraudulent accounts and inquiries now appear on my TransUnion credit report and are the result of identity theft : -- - Fraudulent Accounts : XXXX  XXXX - {$670.00} XXXX XXXX - {$1000.00} XXXX XXXX XXXX - {$9000.00} XXXX  XXXX  XXXX - {$30000.00} XXXX  XXXX  XXXX  XXXX - CARES Act violation Unauthorized Inquiries : XXXX XXXX - XX/XX/XXXX XXXX XXXX - XX/XX/XXXX -- - Under FCRA 1681c-2, you are required to block all information resulting from identity theft within 4 business days. This letter serves as my official dispute and identity theft statement. Enclosed are : Copy of my government-issued ID Proof of address FTC Identity Theft Affidavit Continued reporting or distribution of this information violates the Fair Debt Collection Practices Act and may expose your agency and any furnishing parties to civil liability under 15 U.S.C. 1681n, 1681o, and 1692k.

You are hereby ordered to : 1. Immediately delete the fraudulent accounts and inquiries listed above 2. Cease all reporting and sharing of this data 3. Provide written confirmation within 15 days Failure to comply will result in legal action and complaints filed with the CFPB, FTC, and state authorities. 

Sincerely, XXXX XXXX -- - TransUnion Identity Theft Dispute Letter XXXX XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX Phone : XXXX Email : XXXX Date : XX/XX/XXXX To : TransUnion TransUnion Legal XXXX. XXXX XXXX XXXX XXXX RE : DEMAND FOR IMMEDIATE DELETION IDENTITY THEFT Pursuant to FCRA 1681c-2 and FDCPA To Whom It May Concern : Due to the TransUnion National Data Breach , my personal information was exposed and used without consent. The following fraudulent accounts and inquiries now appear on my TransUnion credit report and are the result of identity theft : I have a copy of my National Data Breach report confirming this breach. 


-- - Fraudulent Accounts : XXXX  XXXX - {$670.00} XXXX XXXX - {$1000.00} XXXX XXXX XXXX - {$9000.00} XXXX XXXX XXXXXXXX - {$30000.00} XXXX XXXX XXXX XXXXXXXX - CARES Act violation Unauthorized Inquiries : XXXX XXXX - XX/XX/XXXX XXXX XXXX - XX/XX/XXXX -- - Under FCRA 1681c-2, you are required to block all information resulting from identity theft within 4 business days. This letter serves as my official dispute and identity theft statement. Enclosed are : Copy of my government-issued ID Proof of address FTC Identity Theft Affidavit National Data Breach report copy Continued reporting or distribution of this information violates the Fair Debt Collection Practices Act and may expose your agency and any furnishing parties to civil liability under 15 U.S.C. 1681n, 1681o, and 1692k.

You are hereby ordered to : 1. Immediately delete the fraudulent accounts and inquiries listed above 2. Cease all reporting and sharing of this data 3. Provide written confirmation within 15 days Failure to comply will result in legal action and complaints filed with the CFPB, FTC, and state authorities. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief