Consumer complaint received 2025-02-04 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
I am submitting this complaint in regards inaccurate and incomplete credit information according to the fair credit reporting act. I have submitted disputes and attempted to resolve this with the reporting agencies Experian and XXXX. The inaccurate information continues to negatively impact my credit. I am requesting that all inaccurate information be removed from my credit report. 
The Following accounts were disputed due to inaccuracy of late payments and or unverified debt : Account name XXXX  XXXX Account number XXXX Late payment XX/XX/XXXX was disputed reported in accurate. 
XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX  Account name XXXX XXXX Account number XXXX Late payment reported for XX/XX/XXXX, XXXX and XX/XX/XXXX was disputed reported in accurate. Please remove all late payments. 
XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Account name XXXX Account number XXXX Account resolved and paid in full and disputed for late payment reported for XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX. Please remove the account. 
XXXX XXXX XXXX XXXX XXXX XXXX Account name XXXX XXXX Account XXXX XXXX Late payment disputed for XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Please remove all late payments. 
XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Account name XXXX XXXX XXXXXXXX Account number XXXX Late payment disputed for XX/XX/XXXX, XX/XX/XXXX. Please remove all late payments. 
XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Account name XXXX Account number XXXX Late payment for disputed XX/XX/XXXX, XX/XX/XXXX. Please remove all late payments. 
XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Account name XXXX  Account number XXXX Account disputed and not verified currently showing on credit report. Please delete this account. 

Account name XXXXXXXX XXXX XXXX Account number XXXX Original creditor XXXX XXXX Account disputed and not verified currently showing on credit report. 

I did not Authorize the following creditors below to obtain a copy of my credit report and disputed transactions XX/XX/XXXX. Please remove unauthorized inquiries XXXX XXXXXXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Automobile Dealers, Used XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Automobile Dealers, Used XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Automobile Dealers, Used XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX FOR Inquired on XX/XX/XXXX XXXX Type : Automobile Dealers, Used XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX This inquiry is scheduled to continue on record until XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX This inquiry is scheduled to continue on record until XX/XX/XXXXXXXX XXXX XXXX  Inquired on XX/XX/XXXX Business Type : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXXXXXX ( XXXX ) XXXXXXXX XXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation