Consumer complaint received 2023-10-14 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Law Office of Michael J. Scott, PC
State: TX

Complaint narrative:
XXXX XXXX XXXX, XXXX All Rights Reserved Without Prejudice XXXX C/O XXXX XXXX XXXX XXXX 
XXXX, TX XXXX Date : XX/XX/XXXX SCOTT & ASSOCIATES XXXX XXXX XXXX XXXX, Texas XXXX Re : Your File No : XXXX Current Creditor : XXXX XXXX XXXX XXXX XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX # XXXX Account Number : XXXX Case Information : XXXX XXXX XXXX XXXX XXXX This letter is regarding the letter sent to me by your office Scott & Associates XXXX XX/XX/XXXX as well as your CFPB Consumer Financial Protection Breau response back to me dated XX/XX/XXXX signed by your Compliance Assistant XXXX XXXX XXXX as well as the response I received today. ( I have included all copies of correspondence for your reference ). 
XXXX XXXX XXXX XXXX XXXX stated in their files that I was the one that provided my information, and I was not. I dont think that you all understand what Identity theft is. I dont rent furniture. I dont have to rent furniture, nor have I ever rented furniture. 
I do not know who XXXX XXXX XXXX XXXX XXXX or XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  is. I never contracted with XXXX XXXX XXXX XXXX XXXX or XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I have never granted anyone or any corporation the authority to administer my property ( my name, address, phone number etc. ) without my consent or rights. I will also let you know that I have exclusive copy rights to my name. No one can use my name but me so that is a crime that Scott & Associates, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX have committed within themselves. So, this is forgery and fraud. 
XXXX XXXX XXXX XXXX XXXX purchased accounts which are listed on The Redacted Bill of Sale, with names of individuals who allegedly owe money to XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and chose a random XXXX XXXX. Then there was a contract that was made between those two parties that did not include me, the alleged debtor. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  and XXXX XXXX XXXX XXXX XXXX took it upon themselves to create a new contract that did not include the party that you all are accusing the debt to belong to. Then once the new contract was made between XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  and XXXX XXXX XXXX XXXX XXXX slapped it upon my copyright name. Where is the certificate of novation? 
I was never provided with an offer from XXXX XXXX XXXX XXXX XXXX. I never accepted anything from XXXX XXXX XXXX XXXX XXXX. I was never provided with full disclosure from XXXX XXXX XXXX XXXX XXXX. I was never provided Equal Consideration in this new contract between XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX. I was never provided Lawful Terms and Conditions in this new contract. There are no Wet signatures of both parties on this new contract meaning my wet signature and a wet signature from a person representing XXXX XXXX XXXX XXXX XXXX Those are items that are needed to create a lawfully binding contract. 
If this were my debt, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  would not and can not produce any document with my wet signature giving them permission to disclose my nonpublic information. By doing so that would be a clear violation of federal law. Anything that XXXX XXXX XXXX XXXX XXXX, who is a third party, says or produces is hearsay in a court of law and anywhere else. XXXX XXXX XXXX XXXX XXXX would not have been privy to the alleged original agreement. XXXX XXXX XXXX XXXX XXXX would never have been a part of any alleged original contract. 
XXXX XXXX XXXX XXXX XXXX is a 3rd party debt buying company who paid {$570.00} for a fraudulent debt. XXXX XXXX XXXX XXXX XXXX then fraudulently placed this debt upon my copyright name and expects me to fraudulently pay them {$4800.00} for a debt they wouldnt even pay {$4800.00} for themselves. That is extortion and a criminal act. Demanding money that XXXX XXXX XXXX XXXX XXXX did not even pay out themselves towards a random person is a gift however turning around and saying that person now owes them money, is a criminal act. This is a gross misrepresentation of common law fraud, and securities fraud. 
If a person is in a grocery store standing at the register getting checked out by the clerk and did not have enough money to pay for the groceries and XXXX XXXX XXXX XXXX XXXX said, I will pay for it does that mean that person then in-turn owes XXXX XXXX XXXX XXXX XXXX Of course not, it was a gift. 
If this were my debt, which it is not, XXXX XXXX XXXX XXXX XXXX would not have any right to determine what I owe. I am not XXXX XXXX XXXX XXXX XXXX property nor do I have any property that belongs to XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. I have no contract with XXXX XXXX XXXX XXXX XXXX XXXX XXXX # XXXX, XXXX XXXX XXXX XXXX XXXX or Scott & Associates. XXXX XXXX XXXX XXXX XXXX should not be sending any demands for anything because it is TOTAL FRAUD! It is also harassment. I am sure XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  has gotten a kickback from the I.R.S. regarding this fraudulent account. What I am considering is that if this fraudulent claim, threat, RICO offense, is not removed against my copyright name, I will report all 3 of you to the I.R.S. using the 3949-A form for tax law violations. Being that the United States has been up under a bankruptcy since XXXX and there is no money, all the consumers debts are to be discharged to the United States. I know what you all are trying to do with this fraudulent case since it has a case number, but you wont do it with my name. 
Be that as it may : Scott & Associates or XXXX XXXX XXXX XXXX XXXX have no jurisdiction over me or my name, address, or my property because I am a LIVING BEING and I do not have a contract, nor will I contract with either of you. Scott & Associates nor XXXX XXXX XXXX XXXX XXXX does not have any standing in this alleged matter. If this were my debt neither of you would have any personal knowledge of the alleged matter. You both are a 3rd party. Yet Scott & Associates as well as XXXX XXXX XXXX XXXX XXXX are making threats to me. 
Scott & Associates and XXXX XXXX XXXX XXXX XXXX have both violated my federally protected Consumer rights and administered my property without right. Scott & Associates and XXXX XXXX XXXX XXXX XXXX have also uttered forged documents against me and submitted these forged documents to a court to assist you in this fraud. I am sure the Judge should know the law and know that he or she can not enforce an invalid contract. That Judge sworn to an oath to support and defend The Constitution of the United States of America against all enemies, both foreign and domestic. Scott & Associates and XXXX XXXX XXXX XXXX XXXX have both committed this egregious act all under presumption. 
I have unalienable rights which Scott & Associates and XXXX XXXX XXXX XXXX XXXX are committing a crime against. I am not an ARTIFICIAL PERSON. NO CORPORATION can force me to be an ARTIFICIAL PERSON as that is illegal because it will be forcing me to contract with Scott & Associates as well as XXXX XXXX XXXX XXXX XXXX which constitutes forced indentured servitude ( Slavery )!!!!! 
I demand that Scott & Associates as well as XXXX XXXX XXXX XXXX XXXX drop this fraudulent threat against me because I have been dealing with Identity Theft and Fraud against my name for many years now. Which has caused me to copyright my name amongst other things I have done to protect myself from continued Identity Theft and Fraud. If this matter is not corrected, I will be forced to take legal action in Federal Court against Scott & Associates as well as XXXX XXXX XXXX XXXX XXXX for the following federal violations that I listed in my response back to XXXX XXXX XXXX XXXX which I have included with your response. 
Please Note : The contract that I was sent has an arbitration clause so why are you playing this out in court? This case needs to be dismissed and I would like to move to use Arbitration. I will inform the court of this fact. 
Please reply within 14 days. Failure to reply with substance will mean that this alleged debt against me has been dissolved. 

Warmly, XXXX XXXX XXXX, XXXX All Rights Reserved Without Prejudice XXXX

Company response to consumer: Closed with explanation