Consumer complaint received 2025-07-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CO

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Social Security Number : XXXX Date of Birth : XX/XX/XXXX XX/XX/XXXX Transunion XXXX XXXX XXXX XXXX XXXX XXXX XXXX Subject : Request to Block Fraudulent Information Under 15 U.S.C. 1681 C-2, Formal Dispute and Request for Immediate Investigation under FCRA, FDCPA, GLBA, FERPA, AND OTHER Federal Statues.

To Whom This May Concern : I am writing to formally request the blocking of inaccurate and fraudulent information on my credit report in accordance with 15 U.S.C. 1681 c-2 of the Fair Credit Reporting Act. This dispute is being made pursuant to my rights under the Fair Credit Reporting Act, Fair Debt Collection Practices Act, Gramm-Leach-Bliley Act, 15 U.S.C. 1666B, FERPA, and Metro 2 Compliances Guidelines. I am a victim of identity theft, and the items listed below do not relate to any transaction I made or authorized.

As noted in the fraud alert already on file ( Dated XXXX ). I did not authorize these following accounts and request they be blocked and deleted immediately :, XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX ( All Dates ) 2. COLLECTION VALIDATION 15 U.S.C. 1692G The above- mentioned debt collection accounts are being reported without proper validation. I formally demand that all information including signed contracts, itemized statements, and chain of title documentation be sent to m for review. If this information can not be provided within30 days, the accounts must be deleted. 
3. OUTDATED/OBSOLETE ACCOUNTSS FCRA 605 ( c ) ( 1 ) I request that you verify the XXXX XXXX  XXXX Collection and any collection accounts for their date of first delinquency. If any exceed the 7- year reporting limit they must be removed 4. immediately.

4. PRIVACY VIOLATIONS 15 U.S.C. 6801-6802 ( GLBA ) Please provide documentation showing that you received authorization to share or store my non-public personal information in compliance with the GLBA, If no such authorization exists, I demand deletion of all unverified accounts violating my privacy rights.

I have attached copy of driver licenses, social security number, and proof of address. Also, a written statement declaring the listed accounts are not mine and were a result of identity theft.

PER FCRA 1681 C-2 you are required to block the fraudulent information within 4 business days of receiving this request. Please provide confirmation once this information has been removed or blocked from my credit file.

Thank you for the prompt attention to this matter.

If you are unable to provide documentation that proves I authorized these inquiries, they must be deleted from my credit report file immediately, as required by the FCRA.

Attached are the following documents to verify identity : Driver licenses, social security card, and proof od address.

Please complete this investigation within 30 days of receipt of this letter, as required by law. I look forward to your response in writing.

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief