Consumer complaint received 2024-08-09 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: UT

Complaint narrative:
On XX/XX/XXXX, and on subsequent dates, credit inquiries were made on my report that I did not authorize or initiate. These inquiries were made by various institutions, including financial entities and car dealerships, such as XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX among others. None of these inquiries resulted in the extension of credit to me, as I have not had any interaction with these entities to apply for credit., I detail the fraudulent inquiries that must be removed from my credit report : XXXX. XXXX XXXX XXXX XXXX XXXX Date : XX/XX/XXXX - Removal Date : XX/XX/XXXX XXXX. XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX Date : XXXX XXXX, XXXX - Removal Date : XX/XX/XXXX XXXX. XXXX XXXX XXXX XXXX XXXX Inquiry Date : XXXX XXXX, XXXX - Removal Date : XX/XX/XXXX XXXX. XXXXXXXX XXXX XXXXXXXX XXXX XXXX Inquiry Date : XXXX XXXX, XXXX - Removal Date : XX/XX/XXXX XXXX XXXX XXXX - Inquiry Date : XXXX XXXX, XXXX - Removal Date : XX/XX/XXXX XXXX. XXXX XXXX - Inquiry Date : XXXX XXXX, XXXX - Removal Date : XX/XX/XXXX XXXXXXXX XXXX XXXX - Inquiry Date : XXXX XXXX, XXXX - Removal Date : XX/XX/XXXX XXXX. XXXX XXXX  - Inquiry Date : XXXX XXXX, XXXX - Removal Date : XX/XX/XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX Date : XX/XX/XXXX - Removal Date : XXXX  XXXX  10. XXXX XXXX XXXX XXXX XXXX XXXX Date : XXXX XXXX, XXXX - Removal Date : XXXX  XXXX  11. XXXX XXXX XXXX XXXX XXXX XXXX Date : XX/XX/XXXX - Removal Date : XXXX  XXXX  12. XXXX XXXX - Inquiry Date : XX/XX/XXXX - Removal Date : XXXX  XXXX  13. XXXX XXXX XXXXXXXX - Inquiry Date : XXXX XXXX, XXXX - Removal Date : XXXX XXXX  14. XXXXXXXX XXXX XXXXXXXX - Inquiry Date : XXXX XXXX, XXXX - Removal Date : XXXX  XXXX  15. XXXX XXXX XXXXXXXX - Inquiry Date : XX/XX/XXXX - Removal Date : JXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX  18. XXXX XXXX - Inquiry Date : XXXX XXXX, XXXX - Removal Date : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  20. XXXXXXXX XXXX XXXX XXXXXXXX - Inquiry Date : XXXX XXXX, XXXX - Removal Date : XXXX  XXXX  21. XXXX XXXX  - Inquiry Date : XXXX XXXX, XXXX - Removal Date : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX  23. XXXX XXXX XXXX - Inquiry Date : XXXX XXXX, XXXX - Removal Date : XXXX XXXX XXXX XXXX XXXX  XXXX - Inquiry Date : XX/XX/XXXX - Removal Date : XXXX XXXX XXXX. XXXX XXXX XXXX - Inquiry Date : XX/XX/XXXX - Removal Date : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX - Inquiry Date : XXXX XXXX, XXXX - Removal Date : XXXX  XXXX  28. XXXX XXXX  XXXX XXXX - Inquiry Date : XXXX XXXX, XXXX - Removal Date : XXXX  XXXX  29. XXXX XXXX  - Inquiry Date : XXXX XXXX, XXXX - Removal Date : XXXX  XXXX  30. XXXX XXXX XXXX - Inquiry Date : XX/XX/XXXX - Removal Date : XXXX  XXXX XXXX XXXX XXXX XXXX - Inquiry Date : XX/XX/XXXX - Removal Date : XX/XX/XXXX Upon discovering these unauthorized inquiries, I contacted the Federal Trade Commission ( FTC ) and filed an identity theft report. I have also sent letters to the credit bureaus requesting the immediate removal of these fraudulent inquiries, in accordance with the Fair Credit Reporting Act ( Section 1681b ( a ) ( 3 ) ( A ) ). I am taking all necessary steps to resolve this issue and ensure that my credit report is corrected. Additionally, I am strengthening the security of my personal information to prevent future incidents. This description provides a detailed overview of the events, specific dates, and the actions you have taken to address the issue.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief