Consumer complaint received 2024-02-27 00:00:00
Product: Debt collection — Private student loan debt
Issue: False statements or representation — Attempted to collect wrong amount
Company: Forster & Garbus LLP
State: SC

Complaint narrative:
I have a complaint on FORSTER & GARBUS LLP. 

FORSTER & GARBUS LLP on XX/XX/XXXX requested wage garnishment from my employer XXXX XXXX XXXXXXXX without sending me notice of garnishment ( attached proof ) which is violated Fair Debt Collection Practices Act 808. They stopped garnishment on XX/XX/XXXX after I have submitted complaint with you COMPLAINT ID : XXXX. 

According to the debt verification letter, court made a judgment decision on XX/XX/XXXX against me at the amount of {$40000.00}. 

FORSTER & GARBUS LLP is claiming a judgment balance : {$70000.00} which is according to provided documents are completely incorrect. 

I have tried to call the number listed in the title page and also given to me by my employer but no one is answering. 

I believe I should not be responsible for this debt due to if you look at verification of debt on page 23 under NOTE DISCLOSURE STATEMENT I have never received the check ( money ) from XXXX XXXX bank but it was given to my brother XXXX XXXX, who cashed out the money and sent to overseas. I have attached proof of wire transfer from foreign bank and NOTE DISCLOSURE STATEMENT is indicates that money has been given to him not to me. 

I see myself as a victim of fraud case and I should not be liable for this debt. I have attached all documents related to this case. I have noted every single document where to look. 

1. XXXX Mail - XXXX - After several attempts to call them sent this mail. 
2. XXXX XXXX XXXXf - Proof of money wire. It shows XXXX by original amount was XXXX. Looks like he kept XXXX. This can be verified by requesting XXXX Bank account statements for XXXX XXXX in XXXX 3. Wire Transfer XXXX - Official letter from my sister where she confirms that money has been wired to her from him 4. Letter to XXXX XXXX - I have requested XXXX to stop the garnishment due to it violated my rights but they have denied my request. 
5. XXXX Garnishment Withdrawal - XXXX - Letter of Garnishment Withdrawal 6. XXXX XXXX XXXXXXXX  - Letter of Income Garnishment 7. XXXX XXXX - On page 16 you can see my phone call log. First attempt no one responded but on second attempt was on hold for 13 mins then it was dropped by them.

8. Verification of Debt - XXXX - page 23 under NOTE DISCLOSURE STATEMENT it shows to whom the check written. also they are bringing up different amounts then what court is approved. 
9. XXXX - Payslip that shows the garnishment but amount is not correct due to they have garnished more. 

Again I was not aware of court hearing and I have never received any summons from them, also I have not received from FORSTER & GARBUS LLP notice of garnishment. 

I am willing to take this to the court against FORSTER & GARBUS LLP for breaking Fair Debt Collection Practices Act. 

I don't know how to deal with them due to they are not communicating with me. I want them at least to send an email to XXXX and stop breaking the law. 

Let me know if you have more questions. 


Best regards, XXXX XXXX

Company response to consumer: Closed with explanation