Consumer complaint received 2023-09-21 00:00:00
Product: Debt collection — Mortgage debt
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: CARRINGTON MORTGAGE SERVICES, LLC
State: LA

Complaint narrative:
MAJOR BILLING ERROR HERE because CARRINGTON MORTGAGE has told me that they are not the holders of the note, they said that the Trustee, XXXX XXXX XXXX XXXX ( XXXX ) is the holder. Carrington, please Explain why you said that you hired the said lawyers XXXX XXXX XXXX? CARRINGTON MORTGAGEs name is no where on the foreclosure proceedings and the only name listed or enjoined is XXXX, you cant do that by rule of law, I never knew who XXXX was until I researched it when the I found the Writ of Seizure on my door. FURTHERMORE, XXXX has confessed to having no legal or equitable interest in my mortgage, ( see attachment ), even though they are the trustee of my loan they really don't have anything to do with it, and they go on to say how busy they are with so many other loans ( probably bigger $ mortgages that the other consumer are not as knowledgeable and resistant to letting their houses just be robbed from them ). The truth is neither CARRINGTON OR XXXX has any legal right to Foreclose on my house, neither are the holders of the original wet ink signature note. Because the original note was cashed in the beginning right after closing ( breech of contract ), this has put the XXXX XXXX XXXX XXXX in a position of Constructive Contempt of court in the XXXX XXXX XXXX XXXX XXXX, Louisiana because they said that the note was not liquidate when the judge asked. This hides the bigger fraud that and Controversy that CARRINGTON AND XXXX are perpetrating on the entire country with the fraudulent worthless MORTGAGE BACKED SECURITIES being sold because of the fact that the note is cashed at closing and the Banks have to have possession of the original wet ink signature note to have the standing to sell the mortgage backed securities to investors, AS WELL AS to have the standing to bring a foreclosure on anyone through a court. The Honorable XXXX XXXX XXXX XXXX has foreclosed on me and my family, has done and by doing so has broken the law and caused millions of dollars in damage. I asserted my rights to rescind the mortgage, so it must be honored with in 10 days from the XXXX ( according to the original law ) since its on the land records. I must be paid back any and all proceeds plus fees and interest. I request that your answers contain all applicable laws referenced from US code, statue, Code of Federal Regulations, UCC, Federal reserve circulars, or any other legal means you can to back up the shell game two stepping nonsense that both CARRINGTON AND XXXX has tried to squirm out of giving and me all along and they have been playing the try to find who the owner is game. The Answer is the investors in the fraudulent mortgage backed securities or MBSs are the owners of the note, the investors cant bring a foreclosure, since the banks dont own the notes anyway. The problem is every the banks have the retirements of all the judges in EVERY district court invested as mutual funds in MBSs which is the biggest controversy and exposes the corrupt for profit private corporation fake courts, and the banks run the court. This is easy to prove but every time my complaint is removed from here. One of the real reasons for the Civil War was to bring mortgages in from XXXX XXXX. CARRINGTON IS A FRAUD, look at their XXXX XXXX complaints, look at CARRINGTON XXXX XXXX XXXX there is army 's of civilians really upset at the cold hand of CARRINGTON, the DEBT collector who never should have had my information in the first place ( The 1974 Privacy ACT, ( Identity theft ) ) and that is evidenced by the chain of title has been destroyed, its all in the Land Records, any one can see. The missions of the fraudulent Companies is to steal the land, MERS made a good attempt. I Demand a RESPONSE on this forum where everyone can see how you respond as it's posted to the honest world and my words will stand as truth once you don't respond. I reserve the right to arbitration or Federal suit. all of this is done in good faith. I forgot to add that I found out that XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Louisiana XXXX DOES NOT have a Oath of Office , Its like the Wild West down here. The whole proceeding is done completely unconstitutional, sounds like a Risk Management Suite to me. Last point to touch is that the Class Action, the XXXX made Millions off of and I recouped {$.00}. Carringrton is currtently charging customers o Pay to Pay by the phone is and it back on now, they must have made a grip of money so what it they have to pay a fine.

Company response to consumer: Closed with explanation