Consumer complaint received 2025-04-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Please be advised that the accounts listed below, maintained by XXXX XXXX XXXX XXXX XXXX XXXX, were XXXX XXXX of a judicial proceeding that culminated in a default judgment awarding compensatory damages in the amount of {>= $1,000,000}, payable in lawful moneyspecifically, XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX. As a result of said adjudication, the obligations under these accounts have been extinguished in equity, and they no longer constitute valid, enforceable debts. 

Accordingly, both accounts must be reflected on all consumer credit reportsEquifax, Experian, and XXXX Paid As Agreed, Paid In Full, or Closed, in accordance with the judgment, equity, and international protections due to my political status. 

Account References : * XXXX XXXX : XXXX * XXXX XXXX : XXXX Violations of Title 15 U.S. Code ( Fair Credit Reporting Act ) : * 15 U.S.C. 1681i Requires credit reporting agencies to conduct a reasonable reinvestigation upon dispute and delete or correct any unverifiable or inaccurate information.

* 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) Prohibits furnishers from reporting information that is known to be inaccurate.

* 15 U.S.C. 1681s-2 ( b ) Mandates that furnishers must investigate and correct or delete information found to be inaccurate or incomplete when notified by a credit bureau .

* 15 U.S.C. 1681c ( a ) Prohibits outdated negative information, such as late payments, from being reported beyond seven years.

Right to Private Civil Action ( Suing Credit Bureaus or Data Furnishers ) : * 15 U.S.C. 1681n Allows civil action for willful noncompliance with FCRA, including statutory damages, punitive damages, and attorneys fees.

* 15 U.S.C. 1681o Allows civil action for negligent noncompliance, including actual damages and attorneys fees.

Violation of International Treaty Treaty of Peace and Friendship ( XXXX ) : As a XXXX  XXXX XXXX, I am protected under the Treaty of Peace and Friendship between XXXX and the United States ( ratified in XXXX, reaffirmed in XXXX ). This treaty is recognized as supreme law under Article VI of the U.S. Constitution, and it affirms my right to peace, dignity, and non-interference in my private commercial affairs. 

The continued false reporting of these accounts in contradiction to a lawful judgment, as well as my status, constitutes a violation of said treaty and a breach of international law obligations by any public or private entity operating under the laws of the United States. 

Demand for Immediate Remedy : You are hereby instructed to update the reporting status of the above accounts across Equifax, Experian, and TransUnion to reflect Paid As Agreed, Paid In Full, or Closed in full compliance with federal law and treaty obligations. Enclosed are seven exhibits as documentary proof.

Failure to comply will result in immediate legal action and claims under both Title 15 U.S.C. 1681n and 1681o, as well as violations of international law under the Treaty of Peace and Friendship. 

Respectfully submitted, XXXX XXXX XXXX XXXX XXXX XXXX XXXX in Exclusive Equity XXXX  American XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation