Consumer complaint received 2024-11-20 00:00:00
Product: Debt collection — Other debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: The Lueder Law Firm, LLC
State: GA

Complaint narrative:
On or about XX/XX/XXXX, via Certified Mail, I sent a Copy of Insurance Bond No : XXXX submitted to the US Dept of Treasury, which includes a " Proof of Financial Responsibility '' to the following Parties : XXXX ] XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, Ga XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ] XXXX of XXXX XXXX, XXXX XXXX XXXX, XXXX, XXXX, GA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX GA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ] XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX GA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ] Clerk of Court XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX, GA XXXX XXXX XXXX XXXX XXXX XXXX XXXX This mailing proves we established " Insurance Coverage/Proof of Financial Responsibility for any damage or injury to person or property, In Re : XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX. 
The XXXX has NEVER stated that this is not insurance coverage, the XXXX continues to state they need to see our insurance in the format of a " Policy. '' However, we are the Insurer, so why would we have a Policy, when we establish " Proof of Responsibility? 

Rather than accept what has been submitted, they decided to fine us XXXX dollars each month saying we are not insured. 

It appears that the HOA notified a Debt Collector with which we do not have a contract. This is a malicious and intentional tort created by the HOA and this Debt Collector because substantive proof has been provided regarding " XXXX. '' The Trustee of this Trust has taken all measures that such an Insurance instrument has been put in place for commercial injuries to persons and property related to which specifically covers XXXX XXXX XXXX, XXXX, Ga. 

This is a Private Trust therefore, I can not, pursuant to the terms of the Trust Attach a copy, of the full Trust Bond, but the specific portion received by the XXXX XXXX as follows ; All claims must be validated and verified by the XXXX XXXX XXXX XXXX Department of Treasury, XXXX XXXX XXXX, Washington XXXX XXXX  XXXX, and the XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX for XXXX XXXX XXXX Whereas XXXX shall include but not be limited as follows : This XXXX XXXX covers all assets, land, real and personal property, any home ( XXXX ), automobile ( XXXX ), recreational vehicle ( XXXX ), motorcycle ( XXXX ), and aircraft of the undersigned XXXX XXXX. This Insurance Bond covers the living Real Flesh & Blood Wombman, as well as the living Real Flesh & Blood Trustee ( XXXX ) serving the interests of the Unity Venture Living Trust. This Insurance Bond covers bodily and property injury to the Undersigned while traveling or lodging for public and private purposes. This Insurance Bond covers bodily and property injury to the UVL Trustees while traveling or lodging for purposes in the capacity of the Trustee. This insurance Bond covers bodily and personal injury to others upon proof of claim by standard industry insurance claims procedures of subrogation and indemnification, whichever applies. All claims must be validated and verified by ; XXXX XXXX XXXX XXXX XXXX XXXX Department of Treasury, XXXX ] XXXX XXXX XXXX successors, or assigns, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, and the XXXX ] XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX or assigns, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Ga XXXX for XXXX XXXX. 

This Insurance Bond covers each UVL Trustee ( XXXX ) in their capacity as trustee while performing the functions of XXXX and XXXX XXXX, as witnessed in the Certificate of Trust, duly recorded in the XXXX XXXX XXXX XXXX XXXX Ga. 

This Bond is backed by the full faith and credit of The United States. Any adjustment ( XXXX ) of filing ( XXXX ) is from House Joint Resolution XXXX of XX/XX/XXXX, public law 73-10, Title 31 USC 3123 , and 31 USC 5103 and UCC 10-104 ) and by treaty ( in this case the XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX AND XXXX XXXX XXXX ( XXXXL ) and XXXX XXXX Code XXXX, XXXX. 

These {$400.00} penalties must be adjusted on any statement of accounting and must reflect the actual amount and not penalties and fines for erroneous amounts.

Company response to consumer: Closed with explanation