vivekkopthsd/cfpb-consumer-complaints huggingface dataset:
Consumer complaint received 2025-04-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: NC

Complaint narrative:
INACCURATE INFORMATION REPORTING ON CONSMER REPORTS ; EMPLOYMENT : XXXX XXXX, XXXX XXXX, XXXX, XXXX XXXX, XXXX XXXX XXXX 
INACCURATE ADDRESSES:XXXX XXXX XXXX XXXX NC XXXX XXXX XXXX XXXX XXXX, XXXX NC XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, UNAUTHORIZED INQUIRIES : XXXX XXXX XX/XX/year>, XXXX XXXX XXXX XX/XX/year> INACCURATE ACCOUNTS : XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX,

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-04-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information is missing that should be on the report
Company: Experian Information Solutions Inc.
State: IL

Complaint narrative:
I am writing to formally dispute inaccurate information on my credit report under my rights pursuant to the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681i. 


The address listed below is fraudulent and does not belong to me : XXXX XXXX XXXX XXXX, IL XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-04-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: LA

Complaint narrative:
I HAVE BEEN AFFECTED OF XXXX AND XXXX DATA BREACH. PER 15 USC 1681 C-2 STATES EXCEPT AS OTHERWISE PROVIDED IN THIS SECTION A CONSUMER REPORTING AGENCY SHALL BLOCK THE REPORTING OF ANY INFORMATION IN THE FILE OF A CONSUMER THAT THE CONSUMER IDENTIFIES AS INFORMATION THAT RESULTED FROM AN ALLEGED IDENTITY THEFT AND XXXX 

Account Name : XXXX XXXXXXXX # XXXX - Date Opened XX/XX/XXXX Account Name : XXXX XXXXXXXX # XXXX - Date Opened XX/XX/XXXX Account Name : XXXX XXXXXXXX # XXXX - Date Opened XX/XX/XXXX Account Name : XXXX XXXX # XXXX - Date Opened XX/XX/XXXX Account Name : XXXX XXXXXXXX # XXXX - Date Opened XX/XX/XXXX Account Name : XXXX XXXXXXXX # XXXX - Date Opened XX/XX/XXXX Account Name : XXXX XXXX # XXXX - Date Opened XX/XX/XXXX UNAUTHORIZED INQUIRIES : EXPERIAN XXXXXXXX XXXX  XX/XX/XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-04-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
I HAVE BEEN AFFECTED OF XXXX  AND EQUIFAX DATA BREACH. PER 15 USC 1681 C-2 STATES EXCEPT AS OTHERWISE PROVIDED IN THIS SECTION A CONSUMER REPORTING AGENCY SHALL BLOCK THE REPORTING OF ANY INFORMATION IN THE FILE OF A CONSUMER THAT THE CONSUMER IDENTIFIES AS INFORMATION THAT RESULTED FROM AN ALLEGED IDENTITY THEFT AND XXXX. 

Account XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  - Date Opened XX/XX/year>

Company response to consumer: Closed with explanation
Consumer complaint received 2025-04-27 00:00:00
Product: Debt collection — Auto debt
Issue: Written notification about debt — Notification didn't disclose it was an attempt to collect a debt
Company: Global Lending Services LLC
State: FL

Complaint narrative:
My car flooded in hurricane XXXX, and gap was supposed to kick him, but it took them so long to do whatever paperwork they had to do. Of course the insurance had lapsed in the car had just been sitting there for months after the hurricane XXXX. I called the car company and explained to them and he was supposed to send somebody out. He never did it. It took him about XXXX or XXXX months before he came to get the car

Company response to consumer: Closed with explanation
Consumer complaint received 2025-04-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Old information reappears or never goes away
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
On XX/XX/year>, I reviewed my Experian credit report and discovered multiple accounts that are inaccurate, unauthorized, incomplete, and/or fraudulent. 
Experian is violating several provisions of the Fair Credit Reporting Act ( FCRA ), including : FCRA 602 ( a ) : Requires credit reporting to be fair, equitable, and accurate.

FCRA 602 ( b ) : Only relevant, fair, and reliable information should be reported.

FCRA 607 ( b ) : Consumer reporting agencies must maintain reasonable procedures to assure maximum possible accuracy.

FCRA 611 ( a ) ( 5 ) ( B ) : If previously deleted information is reinserted, the consumer must be given written notice within 5 business days.

FCRA 605 ( a ) : Negative information must not remain beyond allowable reporting periods.

15 U.S.C. 1681i : Requires complete and prompt reinvestigation of any disputed information. 

Disputed and Inaccurate Accounts : XXXX XXXX ( Account ending XXXX ) : Charge-off ( {$310.00} ) unauthorized, inaccurate, and potentially reinserted after prior dispute without required notice. 
XXXX XXXX XXXX XXXX ( Account ending XXXX ) : Late payment inaccurate reporting, incomplete information. 
XXXX XXXX XXXX XXXX ( Account ending XXXX ) : Late payment inaccurate reporting. 

These accounts were either fraudulently listed, reported with incomplete or misleading information, or have failed reinvestigation requirements under the FCRA. 
Furthermore, Experian failed to notify me of any reinsertion regarding the XXXX XXXX account, as required under FCRA 611 ( a ) ( 5 ) ( B ), exposing them to immediate deletion obligations.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2025-04-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: CBC Companies, Inc.
State: NJ

Complaint narrative:
I request, pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ), that the XXXX  credit reporting agency block all of the accounts, collections, and hard inquiries identified in this CFPB complaint from my consumer credit file within 4 business days of receiving said complaint. I request that all written confirmation regarding this CFPB complaint be sent to me via email to the email address XXXX XXXX

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-04-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: TX

Complaint narrative:
I HAVE BEEN AFFECTED OF XXXX  AND EQUIFAX DATA BREACH. PER 15 USC 1681 C-2 STATES EXCEPT AS OTHERWISE PROVIDED IN THIS SECTION A CONSUMER REPORTING AGENCY SHALL BLOCK THE REPORTING OF ANY INFORMATION IN THE FILE OF A CONSUMER THAT THE CONSUMER IDENTIFIES AS INFORMATION THAT RESULTED FROM AN ALLEGED IDENTITY THEFT AND XXXX. 

Account Name : XXXX XXXX XXXX XXXX XXXX Date Opened XX/XX/XXXX Account Name XXXX XXXX XXXX XXXX XXXX XXXX - Date Opened XX/XX/XXXX Account Name : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Opened XX/XX/XXXX UNAUTHORIZED INQUIRIES : XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX

Company response to consumer: Closed with explanation
Consumer complaint received 2025-04-27 00:00:00
Product: Debt collection — Credit card debt
Issue: Written notification about debt — Didn't receive enough information to verify debt
Company: Resurgent Capital Services L.P.
State: NY

Complaint narrative:
Still receiving repeated phone calls from XXXX. 
Still have not been able to verify debt. Still is being reported to the credit bureau without having provided sufficient validation of debt allegedly owed. In XX/XX/year> I sent certified mailed a debt verification request with complete detailed amount and dates to XXXX, resurgent, XXXX XXXX XXXX. Received closing statement only. Asked them to remove from my credit reports until doing so. And to forward that the debt is disputed. They did not. XXXX started calling on behalf of LVNV as well as emailed and sent texts to others not involved. They sent texts to XXXX associates and my boyfriend. Sent certified mail to LVNV Resurgent and Unifin stating 15 USC codes as to each piece of information I requested and to contact me through written mail only. Recieved verified receipt mail delivered to Unifin and LVNV. Have not received anything but final closing statement with XXXX. Still receiving phone calls from XXXX and same closing XXXX statement from resurgent. Still is being listed on credit reports this entire time as I dispute it but that it's frca verified.

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-04-27 00:00:00
Product: Debt collection — Rental debt
Issue: Took or threatened to take negative or legal action — Threatened or suggested your credit would be damaged
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
Dear XXXX XXXX, XXXX I am writing in response to your recent [ letter/phone call/collection attempt ] dated XX/XX/year> regarding an alleged debt I dispute the validity of this debt and request verification in accordance with my rights under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g. Furthermore, I believe my rights have been violated in the following manner : You contacted me after I requested no further communication. 
You failed to provide proper debt validation within 30 days. 
You reported inaccurate information to credit bureaus. 
You attempted to collect a debt not owed. 
You harassed me with repeated or threatening calls. 

These actions constitute a violation of my rights under the FDCPA and possibly other applicable laws. I hereby demand that you : 1. Cease all collection efforts until the debt is validated.

2. Provide documentation proving the debt is valid and that you have the legal right to collect it.

3. Remove any inaccurate information reported to credit reporting agencies.

Failure to comply may result in me taking legal action, including filing complaints with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and/or pursuing damages in civil court.

Company response to consumer: Closed with explanation
Consumer complaint received 2025-04-27 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: Goal Structured Solutions, LLC
State: FL

Complaint narrative:
Fraudulent Account on My XXXX  Credit Report Launch XXXX XXXX XXXX am reporting an inaccurate and fraudulent account that has been added to my XXXX  credit report. 
The account is listed under XXXX XXXX with a reported balance of {$18000.00} and an original balance of {$38000.00}. The account shows an open lease account with a monthly payment of {$160.00} and a past due amount of {$3000.00} as of XX/XX/XXXX. 

I have never opened, authorized, or signed for this account. I was not even residing in the United States at the time this account was supposedly opened ( XX/XX/XXXX ), and I have no knowledge of this creditor or any such lease agreement. 

This account does not belong to me. I have disputed this account multiple times with XXXX, submitting documentation and even filing a police report indicating identity theft. Despite these actions, XXXX  has repeatedly verified this fraudulent account and refuses to remove it from my report. 

The comment on the report states, Account previously in dispute - investigation complete, reported by data furnisher. 

Additionally, the account does not match my personal information and is likely the result of identity theft or a reporting error. I am unable to directly contact the data furnisher ( XXXX XXXX ), as no accurate contact channel is provided. I am asking for CFPBs assistance in : Forcing XXXX to conduct a thorough and fair reinvestigation Requiring the data furnisher to provide actual proof of my responsibility for this account Ultimately removing the account from my credit report if no verifiable proof is provided Thank you for your assistance in resolving this matter.

Company response to consumer: Closed with explanation
Consumer complaint received 2025-04-27 00:00:00
Product: Debt collection — Credit card debt
Issue: False statements or representation — Impersonated attorney, law enforcement, or government official
Company: DISCOVER BANK
State: NY

Complaint narrative:
Product : Credit card or prepaid card Issue : Improper sharing of personal information Company : Discover Bank What happened? 
I am filing this complaint to report serious concerns regarding Discover Banks handling of consumer personal information, including the unauthorized exposure and transfer of Social Security numbers and other sensitive personal data during the sale of delinquent accounts to third-party debt collectors.

Discover Bank appears to sell or transfer account data to debt collectors without adequate data protection, resulting in third parties gaining access to personally identifiable information ( PII ) such as my full name, address, date of birth, account numbers, and Social Security number.

Furthermore, these debt collectors often pose as legal representatives of Discover Bank, using misleading tactics to coerce or threaten repayment. In doing so, they create confusion, cause emotional distress, and may violate both the Fair Debt Collection Practices Act ( FDCPA ) and Fair Credit Reporting Act ( FCRA ).

This practice raises serious concerns about : Lack of proper disclosure about how personal data will be used once an account is charged off or sold.

Potential violations of federal privacy laws.

Deceptive practices by debt collectors who falsely represent themselves as attorneys or legal agents of Discover Bank.

I am requesting the CFPB to : Investigate Discover Banks data-sharing policies with third-party collectors.

Require Discover Bank to cease sharing sensitive PII without consumer consent or adequate protection.

Hold both Discover Bank and associated debt collection agencies accountable for any gross negligence, deception, or privacy violations.

Desired resolution Stop the dissemination of personal information to unauthorized third parties.

Provide full disclosure on what information is being shared and to whom.

Require Discover Bank to issue formal documentation to consumers when an account is sold, specifying the new owner of the debt.

Require immediate disciplinary action or penalties if found in violation of privacy or consumer protection laws.

Company response to consumer: Closed with explanation
Consumer complaint received 2025-04-27 00:00:00
Product: Debt collection — I do not know
Issue: Written notification about debt — Didn't receive notice of right to dispute
Company: ENCORE CAPITAL GROUP INC.
State: PA

Complaint narrative:
The only notice I received that this debt existed was via certified mail on Friday, XX/XX/XXXX at XXXX from midland funding LLC ( who supposedly bought from XXXX XXXX stating a court date of Wednesday, XX/XX/XXXX. I never received any correspondence allowing me to reply or request information regarding this debt. My credit report doesnt show any outstanding debts from XXXX XXXX Also, my family received calls last week regarding a debt that we didnt realize was regarding this debt collector which violates my rights. I was only provided the last 4 digits of a XXXX account, no date of when the debt was incurred, & an amount ( but no breakdown or further information ).

Company response to consumer: Closed with explanation
Consumer complaint received 2025-04-27 00:00:00
Product: Student loan — Federal student loan servicing
Issue: Dealing with your lender or servicer — Don't agree with the fees charged
Company: Navient Solutions, LLC.
State: CO

Complaint narrative:
I went to XXXX collage in XXXX Colorado in XXXX I did the computer networking program later found out it wasn't accredited so to further my education I would need to redo the whole program. The course costed XXXX During the XXXX years I was making monthly payments of XXXX and I also got pell grants. When I finished in XXXX XXXX XXXX took my loan for remainder. Amount However it was the full XXXX questioned numerous times but never got results I made payments to them until they sold it to navient when it got sold it was sold at the full XXXX again. And again I questioned and got no results. I paid what I had to and than I did the Obama forgiveness I was told to pay XXXX up front and XXXX a month for XXXX years. So I did that but than the next year they told me I no longer qualified so I than had to pay full amount and the year that we had signed I accumulated interest that was than charged to me and now my loan is over XXXX. And on my credit report

Company response to consumer: Closed with explanation
Consumer complaint received 2025-04-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: GA

Complaint narrative:
While reviewing my TransUnion credit report dated XX/XX/year>, I discovered multiple inaccurate, unverifiable, and potentially fraudulent entries. These include several delinquent student loan accounts reported by Dept. of EdXXXX ( amounts : {$3700.00} ; {$2100.00} ; {$4600.00} ; {$2000.00} ; and {$1200.00} ), a collection account from XXXX XXXX XXXX XXXX XXXX ( amount {$1200.00}, original creditor : XXXX XXXX XXXX XXXX and multiple unauthorized hard inquiries from XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX  XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  and TransUnion XXXX XXXX XXXX XX/XX/year> and XX/XX/year>. I immediately submitted disputes and identity theft affidavits where applicable. Despite these actions, the disputed information was not properly investigated or removed as required under the FCRA ( 15 U.S.C. 1681i ), FDCPA ( 15 U.S.C. 1692g ), ECOA ( 15 U.S.C. 1691 ), FACTA, and GLBA. I request full investigation, correction, and removal in compliance with federal law.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2025-04-27 00:00:00
Product: Debt collection — I do not know
Issue: Written notification about debt — Didn't receive enough information to verify debt
Company: Resurgent Capital Services L.P.
State: NY

Complaint narrative:
asked for debt validation and company failed to give me a full accurate validation covering all requirements for the debt to be validated under the fair credit reporting act.

Company response to consumer: Closed with explanation
Consumer complaint received 2025-04-27 00:00:00
Product: Debt collection — Rental debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: National Credit Systems,Inc.
State: GA

Complaint narrative:
The debts listed on my credit report under National Credit Systems, specifically for XXXX XXXX XXXX ( account # XXXX ) and XXXX XXXX XXXX ( account # XXXX ) in XXXX, GA, are not mine. They are associated with someone named XXXX XXXX. My name is XXXX XXXX XXXX, and I have never lived in an apartment in the State of Georgia. These accounts are the result of someone falsely using my personal information.

Company response to consumer: Closed with explanation
Consumer complaint received 2025-04-27 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
EXPERIAN IS USING MY CREDIT FILE IMPROPERLY AND WITHOUT MY CONSENT. IN XX/XX/year> I FILED COMPLAINT WITH CFPB BECAUSE EXPERIAN WAS ALLOWING XXXX XXXX XXXX - XXXX BALANCE- TO REPORT ON MY CREDIT FILE WITHOUT MY PERMISSION OR KNOWLEDGE OF A LEGAL ACCOUNT. EXPERIAN REMOVED ACCOUNTS FROM CREDIT FILE BUT ON XXXX XXXX EXPERIAN ALLOWED A BREACH OF MY SECURITY AND IDENTITY WHEN THEY ALLOWED XXXX TO ACCESS MY CREDIT FILE AND ONCE AGAIN REPORTED AN ACCOUNT EVEN AFTER MY DISPUTES, ID THEFT REPORT, AND COMPLAINING TO THE CFPB!! MY INFORMATION WAS COMPROMISED IN THE XXXX  XXXX BREACH. SINCE THEN I HAVE HAD ACCOUNTS APPEAR ON MY EXPERIAN CREDIT FILE WHICH I DID NOT GIVE PERMISSION TO EXPERIAN OR ACCOUNT HOLDERS TO APPEAR ON MY FILE OR HAVE ACCESS TO MY PERSONAL INFORMATION. EXPERIAN HAS REFUSED TO BLOCK THIS ITEM THAT I HAD REQUESTED TO BLOCK ON MULTIPLE OCCASIONS. I HAVE SENT EXPERIAN ALL SUPPORTING DOCUMENTATION BUT EXPERIAN IS MAKING DECISIONS ABOUT MY PERSONAL CREDIT FILE THAT I DO NOT CONSENT TO BY ALLOWING THESE COMPANIES TO KEEP REPORTING EVEN AFTER I REQUESTED ALL REPORTING CEASE BECAUSE OF IDENTITY THEFT. THE FOLLOWING ACCOUNT I AM NOT LIABLE FOR AND NEVER GAVE PERMISSION TO FURNISH THIS ACCOUNT WITH CREDITOR OR EQUIFAX : XXXX XXXX XXXX - XXXX AS IT APPEARS ON MY TRANSUNION CREDIT REPORT PLEASE BLOCK THIS ITEM AND ANY ACCOUNT AFFLIATED WITH THIS ACCOUNT HOLDER. I DID NOT GIVE PERMSSION TO ACCOUNT HOLDER TO FURNISH ACCOUNT OR ACCESS EXPERIAN CREDIT MY INFORMATION WAS COMPROMISED IN THE I HAVE SENT EXPERIAN ALL SUPPORTING DOCUMENTATION .THE FOLLOWING ACCOUNT I AM NOT LIABLE FOR AND NEVER GAVE PERMISSION TO FURNISH THIS ACCOUNT WITH CREDITOR OR XXXX XXXX XXXX XXXX AS IT APPEARS ON EXPERIAN CREDIT REPORT PLEASE BLOCK THIS ITEM AND ANY ACCOUNT AFFLIATED WITH THIS ACCOUNT HOLDER. I DID NOT GIVE PERMSSION TO ACCOUNT HOLDER TO FURNISH ACCOUNT OR ACCESS EXPERIAN XXXX FILE. EXPERIAN HAS ALSO DENIED MY MULTIPLE REQUESTS FOR A METHOD OF VERIFICATION FOR THIS ITEM AND HAS ALSO DENIED MY MULTIPLE REQUESTS FOR A METHOD OF VERIFICATION FOR THIS ITEM PLEASE REMOVE ACCOUNT

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation