Consumer complaint received 2025-02-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: NJ

Complaint narrative:
To Whom It May Concern, Upon reviewing my credit report, I have identified the following inaccuracies and violations of the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq. I am requesting the immediate removal of the following items from my credit report in accordance with 15 U.S.C. 1681i and other relevant provisions of the FCRA. 

Disputed Personal Information Previous Address : Reported Address : XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX  XXXX Issue : This address is incorrect. Under 15 U.S.C. 1681c, you are required to delete inaccurate or outdated information. Please remove this address. 
Previous Address : Reported Address : XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX Issue : This address is incorrect. Please remove it in compliance with 15 U.S.C. 1681c. 
Previous Address : Reported Address : XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXX Issue : This address does not belong to me. Under 15 U.S.C. 1681c, please remove it from my report. 
Previous Address : Reported Address : XXXX XXXX XXXX, XXXX XXXXXXXX XXXX XXXX Issue : This address is inaccurate. Kindly remove this entry in accordance with 15 U.S.C. 1681c. 
Previous Address : Reported Address : XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXXXXXX XXXX XXXXXXXX Issue : This address is also incorrect. Please delete this information as per 15 U.S.C. 1681c. 
XXXX XXXX XXXX XXXX XXXX XXXX Account Number : XXXX : 15 U.S.C. 1681 ( a ) ( Consumer Privacy Rights ) Disputed Issue : This entry violates 15 U.S.C. 1681 ( a ) regarding consumer privacy rights. Please remove this entry from my credit report. 
XXXXXXXX XXXX XXXXXXXX Account XXXX : XXXX : 15 U.S.C. 1692g ( Validation of Debt ) Disputed Issue : Please validate this debt. Under 15 U.S.C. 1692g, if this account can not be verified within 30 days, it must be deleted from my credit report. 
XXXXXXXX XXXX XXXX XXXXXXXX : XXXX : 15 U.S.C. 1681b ( Permissible Purposes ) Disputed Issue : This account was reported in violation of 15 U.S.C. 1681b. I request that it be deleted immediately. 
XXXX XXXX XXXXXXXX Account XXXX : XXXX : 15 U.S.C. 1681b ( Permissible Purposes ) Disputed Issue : Please remove this entry due to violation of 15 U.S.C. 1681b regarding permissible purposes. 
XXXX XXXX XXXXXXXX Account XXXX : XXXX : 15 U.S.C. 1681b ( Permissible Purposes ) Disputed Issue : This entry violates 15 U.S.C. 1681b. Kindly remove this inaccurate information from my credit report. 
XXXX XXXXXXXX XXXX Account XXXX : XXXX : 15 U.S.C. 1681b ( Permissible Purposes ) Disputed Issue : This inquiry violates 15 U.S.C. 1681b. Please remove this entry immediately. 
XXXX XXXX XXXX Account XXXX : XXXX : 15 U.S.C. 1681b ( Permissible Purposes ) Disputed Issue : This entry violates 15 U.S.C. 1681b. Please remove it from my credit report. 
XXXX XXXX Account XXXX : XXXX : 15 U.S.C. 1681b ( Permissible Purposes ) Disputed Issue : Please remove this inaccurate information due to violation of 15 U.S.C. 1681b. 
XXXX XXXX XXXX XXXX Account XXXX : XXXX : XXXX5 U.S.C. 1681b ( Permissible Purposes ) Disputed Issue : This entry violates 15 U.S.C. 1681b. Please remove this inaccurate information from my credit report.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation