Consumer complaint received 2021-08-25 00:00:00
Product: Debt collection — Auto debt
Issue: Took or threatened to take negative or legal action — Seized or attempted to seize your property
Company: First Texas Auto Credit, Inc.
State: NY

Complaint narrative:
On XX/XX/2021 at around XXXX in the morning First Texas Auto Credit illegally repossessed my vehicle from me when the vehicle is fully paid for!!! I sent First Texas Auto Credit a affidavit of truth citing the law and they repossessed my vehicle. 
Again I will state everything all the violation that First Texas Auto Credit has made ... ... 15 usc1692i States - any debt collector Who brings any legal action on a debt against a consumers shall - ( 1 ) In The case of action to enforce an interest in real property securing the consumers obligation, brings such action only in a judicial district or similar legal entity in which such real property is located ; or ( 2 ) in case of an action not described in paragraph ( 1 ) Bring such action only to judicial district or similar legal entity- ( A ) in which such consumer signed the contract sued upon or in which says consumer resides at the commencement of the action. ( b ) nothing in this sub chapter shall be construed to authorize the bringing of legal action by debt collectors .... 1692h ... defined Payment in commerce is defined as the performance of duty or Obligation or discharge of debt or liability Also 12 usc 411 it is also illegal for anyone outside the federal reserve board to use federal reserve notes ( FRNs ) they have been demanding FRN as a form of payment ( Art. 1, Sec 10, clause 1of Thr constitution. ) I made clear of the law and violations that First Texas Auto Credit has done with valid evidence and they have stolen my vehicle from me ... .. The consumer use with reference to a credit transaction characterize the transaction as one in which the party to whom credit is offered or extended is a natural person and the money property or services which the subject of the transaction are primarily for personal family or household purposes! Which I have Numerously made very clear to First Texas auto credit! My Vehicle had been fully paid for and this is fraud!!! 15 usc 1692g ( c ) The failure of a consumer to dispute the validity Of a debt under the section may not be constructed by any court as an omission of liability by the consumer!!! Next 28 USC 3002 consul for United States either you work directly DOJ or any applicable agency and if youre not with said agencies you are private as in every state Attorney General every debt collector attorney no one has a direct contract to collect obligations and services of the United States 18 USC 8!!!! I demand my vehicle back with the full title, my family have endures enough pain and suffering behind First Texas Auto Credit lack of professionalism and complete violation of the law! we wasnt even given 72 hrs to recover our personal belongings in the vehicle. All of this as cause great teams to us, in these trying time during the current pandemic. They have made matter worst for us with their lies and fraudulent activities.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation