Consumer complaint received 2024-12-06 00:00:00
Product: Mortgage — Reverse mortgage
Issue: Struggling to pay mortgage — Trying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure
Company: Ocwen Financial Corporation
State: NY

Complaint narrative:
Re : Request to Suspend Proceedings on XXXX XXXX XXXX XXXX Investigation of Allegations of Mortgage Fraud and Forgery I, XXXX XXXX, the duly appointed Executor of the XXXX XXXX XXXX XXXX, located at XXXX XXXX XXXX, XXXX, NY XXXX, write to formally demand an immediate suspension of any and all proceedings relating to the estate until a thorough investigation into allegations of mortgage fraud, forgery, and related criminal conduct is conducted. 
It has come to my attention that XXXX XXXX XXXX, without the knowledge or consent of my late mother, XXXX XXXX, engaged in fraudulent conduct involving the property in question. Specifically, it is alleged that XXXX XXXX forged my mothers signature on reverse mortgage documents to unlawfully secure financing against the property. Subsequently, following XXXX XXXX passing and while the estate was still in probate, XXXX XXXX executed a fraudulent deed to sell the property without possessing the requisite legal authority or rightful ownership. 
These actions constitute severe violations of federal and state law, including but not limited to : * Mortgage fraud as defined under 18 U.S. Code 1344 ( Bank Fraud ).

* False statements to obtain loans under 18 U.S. Code 1014.

* Fraudulent conveyance of property under probate, which undermines the probate court 's jurisdiction and the decedent 's estate planning. 
Request for Suspension : \nGiven the aforementioned circumstances, I am compelled to request that all proceedings related to the estate be suspended until such time as a comprehensive investigation is conducted. This investigation must ascertain the extent of XXXX XXXX fraudulent actions and their impact on the validity of the reverse mortgage and any subsequent transactions involving the property. 
Legal Basis : \nThe suspension of proceedings is warranted under principles of equity and fairness to preserve the integrity of the probate process and protect the interests of the estate and its beneficiaries. Allowing proceedings to continue under these circumstances would constitute a violation of due process and could result in irreparable harm to the estate and its rightful heirs.

Request for Immediate Action : \nI respectfully urge your office to : XXXX. Suspend any and all foreclosure proceedings or related actions concerning XXXX XXXX XXXX, XXXX, NY XXXX. 
XXXX. Initiate an investigation to determine the validity of the reverse mortgage, the forged deed, and any other related fraudulent activities. 
XXXX. Ensure that no further action is taken with respect to the property until the investigation has been completed and any necessary legal proceedings have been resolved. 
Further Assistance and Documentation : \nI am prepared to provide any necessary documentation, evidence, or testimony to facilitate this investigation. 
I trust that your office will take this request with the urgency it warrants and will act to uphold the principles of justice and due process in this matter. 
Thank you for your prompt attention to this critical issue. 

Sincerely, XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXXXXXX XXXX

Company response to consumer: Closed with explanation