Consumer complaint received 2025-05-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Public record information inaccurate
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX In XXXX XXXX, XXXX XXXX Georgia XXXX XXXX XXXX XXXX  ] XXXX XX/XX/XXXX To : TransUnion XXXX XXXX. XXXX XXXX XXXX, PA XXXX Experian XXXX. XXXX XXXX XXXX, TX XXXX Equifax Information Services LLC XXXX. XXXX XXXX XXXX, GA XXXX RE : Notice and Demand to Remove Dismissed Bankruptcy Record Chapter XXXX Case # : XXXX / XXXX Filing Date : XX/XX/XXXX | Closing Date : XX/XX/XXXX U.S. Bankruptcy XXXX XXXX XXXX XXXX Georgia XXXX XXXX XXXX ) Peace and Notice to Agent is Notice to Principal, I, XXXX XXXX XXXX XXXX, a living man, XXXX XXXX XXXX, standing In XXXX XXXX XXXX XXXX a corporate fictiondo hereby give formal Notice and Demand for the immediate removal of the dismissed Chapter XXXX bankruptcy entry from my consumer reports, currently reflected by your respective bureaus. 

This matter concerns a bankruptcy petition that was dismissed without adjudication, without discharge, and without the court administering any estate or financial account. The record, as reported by you, reflects the following : * {$0.00} in liabilities, assets, and exempt amounts * Status : Dismissed * Court : XXXX Bankruptcy XXXX GA XXXX * Closing Date : XX/XX/XXXX This record is factually inaccurate, misleading, and materially harmful, as there is no open or active bankruptcy, and no adjudication of financial insolvency. Continued reporting constitutes a violation of the Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq. ), including but not limited to : * 1681c ( a ) : Obsolete information must be excluded from the file.

* 1681i : Failure to correct inaccurate or unverifiable information.

Moreover, as one who stands under exclusive equity jurisdiction, I assert that no bankruptcy estate was ever created, and equity requires this account be set aside, vacated, and expunged from my reports. The legal presumption of indebtedness is hereby rebutted. 

DEMAND FOR REMEDY : I demand that this record be permanently removed from all credit reporting databases maintained, published, or shared by your organization. I further demand written confirmation within XXXX calendar days that this account has been deleted. 

Should you fail to comply, I reserve the right to seek remedy through lawful process, including notices of claim, affidavits of fact, administrative remedy, and XXXX XXXX for XXXX XXXX XXXX and credit. 

Let the record reflect : XXXX XXXX XXXX XXXX XXXX XXXX  subject to 28 U.S.C. 3002 ( 15 ), but a private national of the XXXX XXXX XXXX, standing on treaty law, equity, and natural right. 

With All Due Respect, Without Prejudice, UCC 1-308.

Sovereign Free Moorish American National Status Reserved. 

By : XXXX XXXX XXXX XXXX In Propria Persona, XXXX XXXX All Rights Reserved XXXX XXXX [ XXXX XXXXXXXX ]

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation