Consumer complaint received 2025-08-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Self Financial Inc.
State: CA

Complaint narrative:
NARRATIVE In or around XX/XX/XXXX, my satchel was stolen from an XXXX. The satchel contained personal documents, including my drivers license, insurance cards, and other identifying information. Since that time, I have continued to discover fraudulent activity connected to my identity.Recently, an individual used my stolen drivers license, which listed an old address, to falsely report involvement in a vehicle accident. At the time of the alleged accident, I was not driving, nor was I in possession of my vehicle. My XXXX XXXX XXXX had been in the repair shop since XX/XX/XXXX, due to a major defect, and I had no access to it. XXXX subsequently repurchased the vehicle, and my XXXX XXXX policy was officially canceled on XX/XX/XXXX. Despite this, the person who stole my information used the license and insurance cards from my satchel to falsely claim that I was involved in the collision.In addition to this, my Social Security number has been used to open more than XXXX fraudulent credit and bank accounts in my name, many of which date back several years. These accounts do not belong to me, and I am currently submitting fraud affidavits and dispute packets to each creditor.I am filing this report to formally document the theft of my identity, the fraudulent use of my drivers license and insurance information, and the continued misuse of my Social Security number for credit and financial fraud. Since XX/XX/XXXX, I have been a victim of a fraudulent scheme involving my XXXX account and XXXX XXXX XXXX. An unknown individual gained unauthorized access to my XXXX driver account and used my personal and financial information, including my credit card details, to apply for an account with XXXX XXXX. This account was then used to commit fraudulent activities, resulting in losses exceeding XXXX my efforts to report this issue to both XXXX and XXXX, XXXX received little to no assistance. XXXX responded by blocking my account to prevent further unauthorized access, but XXXX continued to allow fraudulent transactions to take place. XXXX has been debiting my account using prior authorization numbers, which were obtained fraudulently, to charge me for services I did not authorize. Most recently, I was charged the following amounts without my XXXX for automated fuel XXXX by XXXX  have made repeated attempts to resolve this matter directly with XXXX and XXXX XXXX but the fraudulent charges persist. I am now seeking law enforcement assistance to investigate this matter and prevent further financial harm. They also used my Social Security number ending in XXXX to obtain credit cards and loans to date. I have been able to locate XXXX accounts that do not belong to me. - INTERNAL USE ONLY XXXX XXXX = [ XXXX ] - Amount Lost? = [ XXXX ] - Type of identity Theft = [ Bank Account XXXX ( XXXX ) <> Credit/ Debit card or Number ( XXXX ) ] - Documentation Provided ( Check all that apply ) = [ Bank/ Credit Card XXXX XXXX Credit Card XXXX XXXX XXXX Have you previously reported this incident to law enforcement? = [ XXXX ] - Date Discovered = [ XX/XX/XXXX ]

Company response to consumer: Closed with explanation