Consumer complaint received 2025-05-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
To whom it may concern, Im submitting this complaint regarding experience failure to properly investigate disputes. I have found concern in accurate information on my credit report, despite providing evidence to support my claims, XXXX has not taken any necessary steps to conduct a proper investigation which violates my rights as a consumer, under the fair credit, reporting act. 
The accurate accounting questions are as follows : In accurate name XXXX nm account number XXXX payment history and incorrect payment reporting incorrect date of first delinquency XXXX XXXX account number XXXX payment history, incorrect, reporting incorrect mess payment incorrect date of closing, incorrect date of last activity XXXXXXXX XXXX account number XXXX date of close incorrect last payment incorrect payment receive date incorrect first delinquency incorrect date open. Does it match with the payment history incomplete payment history. 

XXXX XXXX account number XXXX reporting XXXX account reporting late payment XXXX XXXX card account ending in XXXX XXXX complete credit reporting in accurate payment history and complete account number in accurate date of last activity an accurate date of last update in accurate date open doesnt match with the payment. History in the in accurate last payment in accurate date closed is reporting as a late payment. 

XXXX  XXXX account number XXXX payment, history, inaccurate payment reporting inaccurate credit limit in accurate date close this reporting as a late payment in accurate late payments in accurate last payment amount received in accurate payment received date XXXX fXXXX account number XXXxxxx/inaccurate credit limit in accurate date close this reporting is late payment in accurate last payment amount inaccurate payment receive date in accurate date of first delinquency inaccurate date open. It doesnt match the payment history inaccurate date of less activity in complete account number XXXX complete payment history in accurate payment reporting. 

XXXX XXXX account number for XXXX payment reporting incomplete payment history, incomplete account number a complete data, less activity in accurate date of last update in accurate data. First delinquency. 

XXXX XXXX XXXX XXXX account number XXXX accurate payment reporting incomplete payment history and complete account number in accurate data. Bless activity in accurate data place update in accurate date open. Does not match with the payment history in accurate payment received date in accurate last payment amount inaccurate date close this reporting asleep pavement in accurate credit limit in accurate late payments. 

XXXX XXXX XXXX XXXX in accurate credit limit in accurate date closed is reporting is late payment is accurate last payment amount in accurate payment amount received date inaccurate date of first delinquency in accurate date of last update inaccurate date of less activity, inaccurate late payments XXXX XXXX XXXX XXXX account number XXXX late payments, inaccurate payment reporting incomplete payment, history, incomplete account number in accurate data place activity in accurate date of last update date in accurate date of first delinquency in accurate payment receive date in accurate last payment amount XXXX XXXX XXXX XXXX history in accurate late payments in accurate payment reporting an accurate date closed in accurate credit limit in accurate date of first delinquency in accurate date of last update date inaccurate date of last activity I have submitted disputes for these accounts and provided documentation to prove the information is either in accurate or verifiable. However, experience has either failed to verify the information properly or has responded with generic verify statements, without explaining the investigation process or corrected the error 's. 

The failure to conduct a reasonable investigation has cause harm to my XXXX XXXX if I met, you will be in affect my ability to get approved for credit loans, house, etc. 

Im requesting the following actions from Experian through the CFPB 1 contact the proper internal investigation into the council of this beauty 2 provide me with a detailed explanation of the steps to take me to verify or quit the information 3 remove any inaccurate or unverifiable information for my credit report immediately. 

I am attaching all relevant documents, including dispute latest experience, responses in support evidence to this complaint for your review Thank you XXXX XXXX

Company response to consumer: Closed with non-monetary relief