Consumer complaint received 2025-02-08 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt is not yours
Company: ENCORE CAPITAL GROUP INC.
State: OH

Complaint narrative:
XXXX XXXX {$7000.00} and the just sent the alleged last bill which is not the correct validation that I asked. I sent several dispute letters one was in XX/XX/year> XXXX XXXX {$7400.00} and the just sent the alleged last bill which is not the correct validation that I asked. I sent several dispute letters one was in XX/XX/year> XXXX XXXX {$700.00} and the just sent the alleged last bill which is not the correct validation that I asked. I sent several dispute letters one was in XX/XX/year> XXXX XXXX {$7200.00} and the just sent the alleged last bill which is not the correct validation that I asked. I sent several dispute letters one was in XX/XX/year> XXXX XXXX {$1600.00} and the just sent the alleged last bill which is not the correct validation that I asked. I sent several dispute letters one was in XX/XX/year> XXXX XXXX XXXX {$0.00} but has late fees and wrote as a charge off which is incorrect. I sent several dispute letters one was in XX/XX/year> XXXX XXXX XXXX never sent any verification but still reporting negative on my credit report. Also sent several dispute letters requesting verification or to be removed. One of the letters was sent in XX/XX/year>. 
XXXX XXXXXXXX {$1700.00} never sent any verification but still reporting negative on my credit report. Also sent several dispute letters requesting verification or to be removed. One of the letters was sent in XX/XX/year>. 
XXXX  {$0.00} but has late fees and wrote as a charge off which is incorrect. I sent several dispute letters one was in XX/XX/year> XXXX {$3000.00} never sent any verification but still reporting negative on my credit report. Also sent several dispute letters requesting verification or to be removed. One of the letters was sent in XX/XX/year>. 
XXXX {$1100.00} never sent any verification but still reporting negative on my credit report. Also sent several dispute letters requesting verification or to be removed. One of the letters was sent in XX/XX/year>. 
XXXX {$340.00} never sent any verification but still reporting negative on my credit report. Also sent several dispute letters requesting verification or to be removed. One of the letters was sent in XX/XX/year>. 
*Midland Credit Management {$850.00} never sent any verification but still reporting negative on my credit report. Also sent several dispute letters requesting verification or to be removed. One of the letters was sent in XX/XX/year>. 
Midland Credit Management {$2700.00} never sent any verification but still reporting negative on my credit report. Also sent several dispute letters requesting verification or to be removed. One of the letters was sent in XX/XX/year>. 
XXXX  {$0.00} Never sent any verification but still reporting negative on my credit report. Also sent several dispute letters requesting verification or to be removed. One of the letters was sent in XX/XX/year>. 
There are also discrepancies form each credit bureau XXXX, XXXX, and XXXX of my credit. They all have differences of accounts, and more.

Company response to consumer: Closed with explanation