Consumer complaint received 2025-10-12 00:00:00
Product: Checking or savings account — Checking account
Issue: Managing an account — Deposits and withdrawals
Company: WELLS FARGO & COMPANY
State: TX

Complaint narrative:
CFPB Complaint, due to Fraud, Identity theft by the bankers Misusing and Mishandling of Funds Complainant : XXXX XXXX XXXX XXXX, XXXX XXXXXXXX XXXX Involved : Wells Fargo Bank , N.A . 
Third-party associates : XXXX XXXX XXXX XXXXbased ) Subject : Fraudulent activity, identity misuse, and financial negligence involving {>= $1,000,000} in stolen funds -- - Summary of Complaint : I am reporting a serious case of fraud, identity misuse, and financial negligence involving Wells Fargo and third-party associates known as XXXX XXXX These entities unlawfully accessed, fabricated, and manipulated my personal financial records and statements, resulting in the loss and abuse of funds totaling {>= $1,000,000}, which belong to me and XXXX XXXX XXXX. 

Key Issues : Fabricated Identities Used to Steal Evidence : The following names were used fraudulently and do not correspond to real Wells Fargo employees : XXXX XXXX, XXXX XXXX, XXXX XXXX, and XXXX XXXX 
These fabricated identities were used to intercept, copy, and misuse my original statements and evidence, which were provided solely to demonstrate proofnot to be stolen or altered. 

Tampering with Certified Mail and Evidence : On XX/XX/XXXX, Wells Fargo or its associates unlawfully took my certified statements and evidence, copied and pasted them, and returned them in a torn envelope that was not issued by Wells Fargo. This act was a deliberate attempt to fabricate and distort my original documentation. 

Stolen Evidence and Statements : My original statements and evidence were stolen and used without authorization. These were sent via certified XXXX mail on multiple occasions : XX/XX/XXXX ( initial acknowledgment ) XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX ( False Mediation Forms will be shown on how they got that information ) which was by me, XXXX XXXX XXXX. This was a falsified mediation form that was only based for a XXXX XXXX settlement, so they faked it all the way. 

XX/XX/XXXX warning notice, picked up XX/XX/XXXX Violation of Federal Timelines : Wells Fargo failed to comply with federally mandated response timelines : : You only get I acknowledgment within 10 days No resolution within 20 days ( CFPB standard ) No final action within 45 days ( FDIC regulation ) Negligence and Hostile Conduct : Instead of resolving the issue, Wells Fargo and its associates acted with hostility, negligence, and disregard for consumer protection laws. They failed to provide any legitimate resolution or communication. 

I am Requesting a Resolution by the CEO of Wells Fargo XXXX XXXX XXXX and the Board Of Directors ; ( not by these 3rd party XXXX workers ) they are getting charged heavily for a major crime that they committed on their own : Immediate reimbursement of the full amount : {>= $1,000,000} Formal investigation into the conduct of Wells Fargo and XXXX XXXX associates Legal accountability for fabricated identities and fraudulent activity Assurance that my personal data and financial records are secured and protected from further misuse -- - Supporting Documentation : I am now prepared and ready to submit : Certified mail receipts and tracking confirmations Copies of mediation forms and warnings Evidence of fabricated identities and unauthorized account access Documentation of the tampered envelope and altered statements This has been unnoticeably to me until now, XX/XX/XXXX. Everything was stolen and held captive purposely & illegally by hiding my proof that was sent professionally! These falsified individuals with these names are listed down below ; XXXX XXXX is XXXX, XXXX XXXX ( with multiple aliases ), XXXX XXXX, XXXX XXXX XXXX also known as XXXX XXXX and XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, and XXXX XXXX and now XXXX XXXX. 

So, I have been clueless on whats been going on until just ; they most definitely stole my report about my missing funds! 

Now, is when the real lawsuit begins, unless a perfect resolution can be provided toward both parties will be satisfied! 

If this is not resolved, then all of my medical due to my two XXXX XXXX, and now a third XXXX  procedure because of Wells Fargo, due to XXXX  XXXX XXXX, painpain is suffering, irritation, aggravation, frustration, to which all of it will be put into play in 20 days it has already been sent over to the : * Federal Trade Commission ( FTC ) * Federal Deposit Insurance Corporation * Office of the Comptroller of the Currency ( OCC ) * Consumer Financial Protection Bureau ( CFPB ) * U.S. Department of Justice ( DOJ ) * Federal Bureau of Investigation ( FBI ) -- - So I am requesting urgent attention to this matter. The scale of fraud and negligence is severe, and I am seeking justice and full restitution, but NOT BY THESE FRAUDS WHO WORKS IN global data, who has been falsifying everything illegally by only them putting it into their own terms, tour that proof came from me, XXXX XXXX XXXX ; not them! 

I am notifying the Highest Authorities within our Government to take immediate action upon this matter! I am also sending the falsified reports on how they lied directly to CFPB.GOV X3. which is a government agency & will be putting that much more Enforcement on and against them! 

The CEO XXXX XXXX XXXX is going to have them fired, prosecuted, and sent on their way to the FBI! 


Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation