Consumer complaint received 2025-05-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
Dear CFPB Account Name : XXXX XXXX XXXX Account Number : XXXX Balance : {$0.00} Original Balance : {$13000.00} Account Name : XXXX XXXX XXXX Account Number : XXXX Balance : {$0.00} Original Balance : {$13000.00} Re : Paid - XXXX balance debt This is a formal complaint that EXPERIAN, and XXXX has been reporting inaccurate and incomplete account information to my credit file. 

I am distressed that EXPERIAN, XXXX and XXXX XXXX XXXX have included the referenced inaccurate information on my credit profile. XXXX XXXX XXXX have failed to maintain reasonable procedures in their operations to assure maximum possible accuracy in the credit information they report. This account has been paid in full and should not be reflecting negative on my credit files. I am maintaining a careful record of my communications with you for the purpose of filing a complaint to the FTC if the non-compliance continues. Like, XXXX XXXX XXXX XXXX XXXX, XXXX. XXXX ( XXXX XXXX XXXXXXXX ), XXXX and Experian may be liable for your willful non-compliance. Credit reporting laws ensure that bureaus report only 100 % accurate credit information. Every step must be taken to assure the information reported is completely accurate and correct. The following information therefore needs to be reinvestigated. I respectfully request to be provided proof of your research and why you report inaccurate and different information to each credit bureau.Under federal law, you have 30 days to complete your reinvestigation. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested as well. 

Failure to respond satisfactorily with deletion of the above referenced account and a free copy of my report after the changes have been made will result in the above actions being taken against your company. This account is inaccurate.Do n't make excuses that this letter is a duplicate. This letter is custom-written and I am aware of every error I list in it. Please make my report XXXX percent accurate or delete the entire account. 

Errores : 1-The reported Date Opened is inconsistent. Please correct or delete the entire account. 

XXXX XXXX XXXX reporting : XX/XX/XXXX -Experian is reporting : XX/XX/XXXX -XXXX  is reporting XXXX XXXX  deleted this account. 


XXXX reported Date Closed is inconsistent. Please correct or delete the entire account. 

XXXX XXXX XXXX reporting : XX/XX/XXXX -Experian is reporting : Is XXXX XXXX is reporting XXXX XXXX  deleted this account. 

XXXX The Last Activity is Inconsistent Please correct or delete the entire account. 

XXXX XXXX XXXX reporting : XX/XX/XXXX -Experian is reporting : XX/XX/XXXX -Equifax is reporting XXXX XXXX  deleted this account. 

XXXX reported XXXX XXXX is missing, Please correct or delete the entire account. 

XXXX XXXX XXXX  reporting : Is Missing Information -Experian is reporting : Is Missing Information -XXXX  is reporting XXXX XXXX  deleted this account. 

XXXX reported Last Date Veridied is inconsistent.Please correct or delete the entire account. 

XXXX XXXX XXXX reporting : XX/XX/XXXX -Experian is reporting : Is XXXX XXXX XXXX is reporting XXXX XXXX  deleted this account. 

XXXX Recent Payment is Missing.Please correct or delete the entire account. 

XXXX XXXX XXXX reporting : XXXX XXXX XXXX is reporting : Is XXXX XXXX XXXX is reporting XXXX XXXX  deleted this account. 


Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX D.O.B : XX/XX/XXXX. 
XXXX is : XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation