Consumer complaint received 2025-03-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: NC

Complaint narrative:
I am Writing to dispute the following accounts on my Experian Credit report, Which I believe violate several provisions of the Fair Credit Reporting Act ( FCRA ). Fraudulent Accounts : XXXX XXXX XXXX XXXX Account : XXXX Balance {$380.00} XXXX XXXX XXXX  XXXX Account : XXXX Balance {$200.00} XXXX XXXX XXXX XXXX Account : XXXX Balance {$460.00} XXXX Account : XXXX Balance {$250.00} XXXX XXXX XXXX XXXX Account XXXX XXXX Balance {$460.00} XXXX XXXX XXXX Account : XXXX Balance {$760.00} XXXX XXXX XXXXXXXX XXXX Account : XXXX Balance {$490.00} XXXX XXXX Account : XXXX Balance {$760.00} XXXX XXXX XXXX XXXX Account : XXXX Balance {$490.00} XXXXXXXX Account : XXXX Balance {$1000.00} XXXX XXXX Account : XXXX Balance {$890.00} XXXX XXXX  Account : XXXX Balance {$7200.00} U S DEPT OF ED/XXXXXXXX Account XXXX XXXX XXXX {$4600.00} XXXX XXXX XXXX Account : XXXX Balance {$1800.00} XXXX XXXX XXXX Account : XXXX Balance {$700.00} XXXX XXXX XXXX Account : XXXX Balance {$1100.00} XXXX XXXX XXXX Account : XXXX Balance {$390.00} XXXX XXXX XXXX Account : XXXX Balance {$610.00} XXXX XXXX XXXX Account : XXXX Balance {$380.00} XXXX XXXX XXXX Account : XXXX Balance {$460.00} XXXX XXXX XXXX Account : XXXX Balance {$910.00} XXXX XXXX XXXX Account : XXXX Balance {$1100.00} XXXX XXXX XXXX Account : XXXX Balance {$1100.00} XXXX XXXX Assoc Account : XXXX Balance {$890.00} XXXX XXXX XXXX Account : XXXX Balance {$760.00XXXX XXXX XXXX XXXX Account : XXXX Balance {$520.00} XXXX XXXX XXXX  Account : XXXX Balance {$540.00} XXXX XXXX XXXX Account : XXXX Balance {$940.00} XXXX XXXX XXXX Account : XXXX Balance {$650.00} XXXX XXXX Account : XXXX Balance {$710.00} XXXX XXXX Account : XXXX Balance XXXX XXXX XXXX Account : XXXX Balance {$1900.00} XXXX XXXX XXXX XXXX Account : XXXX Balance {$890.00} XXXX XXXX XXXX XXXX Account : XXXX Balance {$7200.00} XXXXXXXX XXXX Account : XXXX Balance {$520.00} XXXX XXXX XXXX XXXX  Account : XXXX XXXX {$1000.00} XXXX XXXX Account : XXXX XXXX {$340.00} XXXXXXXX XXXX Account : XXXX Balance {$990.00} XXXX XXXXXXXX XXXX XXXXXXXX XXXX Account : XXXX Balance {$850.00} XXXX XXXX XXXX XXXXXXXX XXXX Account XXXX XXXX Balance {$760.00XXXX XXXX XXXXXXXX Account : XXXX Balance {$790.00} XXXX XXXX Account : XXXX Balance {$880.00} XXXX XXXX XXXX XXXX Account : XXXX Balance {$500.00} I request the immediate removal of these accounts under the FCRA, Specifically 15 USC1681e ( b ), 15 USC 1681s-2, 15USC ( 5 ) and 15 USC 1681 c ( c ). Furthermore as per Law 605 B, These fraudulent accounts should be eliminated from my credit report. your company is under scrutiny due to a recent lawsuit filed by the Consumer Financial protection Bureau ( case name : Consumer Financial protection Bureau v. Experian Information Solutions , Inc ) This lawsuit highlights Experians failure to conduct proper investigation and remove or reinsert errors on consumer credit reports. As such it is imperative that Experian addresses this matter in accordance with the FCRA I appreciate your prompt attention to this matter. I look forward to receiving written confirmation of the removal of these fraudulent accounts under from my credit report. Thank you for your time and cooperation.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation