Consumer complaint received 2024-09-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Report provided to employer without your written authorization
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
To Whom It May Concern, I am writing to inform you about a very alarming and important issue regarding the compromise of my social security number, which has resulted in me being a victim of a data breach and identity theft. To address this situation promptly, I have already contacted the Federal Trade Commission and filed an FTC Report which is enclosed with this correspondence. By 15 USC 1681c-2 c ( a ), it is imperative that you, as a credit reporting agency, take immediate action to block and remove all information associated with this identity theft from my credit report. This statute mandates that credit reporting agencies must promptly address such requests within XXXX business days of receiving a complaint that includes the following information : XXXX XXXX XXXX XXXX  XXXX " Due to the XXXX data breach , my credit report shows fraudulent items that I do not recognize. These unverified claims are invalid under FCRA standards. Please delete these entries and show proof of compliance for this account. This issue is being investigated by the FTC. " XXXX XXXX XXXXXXXX XXXX XXXXXXXX " Due to the XXXX data breach XXXX my credit report shows fraudulent items that I do not recognize. These unverified claims are invalid under FCRA standards. Please delete these entries and show proof of compliance for this account. This issue is being investigated by the FTC. " XXXX XXXX XXXX XXXX XXXXXXXX " Due to the XXXX data breach XXXX my credit report shows fraudulent items that I do not recognize. These unverified claims are invalid under FCRA standards. Please delete these entries and show proof of compliance for this account. This issue is being investigated by the FTC. " XXXX XXXX XXXXXXXX XXXX XXXXXXXX " Due to the XXXX data breach XXXX my credit report shows fraudulent items that I do not recognize. These unverified claims are invalid under FCRA standards. Please delete these entries and show proof of compliance for this account. This issue is being investigated by the FTC. " XXXX XXXX XXXX XXXX XXXXXXXX " Due to the XXXX data breach XXXX my credit report shows fraudulent items that I do not recognize. These unverified claims are invalid under FCRA standards. Please delete these entries and show proof of compliance for this account. This issue is being investigated by the FTC. " XXXX XXXX XXXXXXXX XXXX XXXXXXXX This is my FINAL NOTICE. I've told y'all over and over that my info got messed up in that XXXX data breach, and now my credit report 's got all kinds of fraudulent stuff I don't even recognize. UNPROVEN! Y'all can't just assume these undocumented claims are valid or report like that. Show me proof y'all are following the right compliance standards for this account. The FTC is on this. DELETE! 

XXXXXXXX XXXX XXXXXXXX This is my FINAL NOTICE. I've told y'all over and over that my info got messed up in that XXXX data breach, and now my credit report 's got all kinds of fraudulent stuff I don't even recognize. UNPROVEN! Y'all can't just assume these undocumented claims are valid or report like that. Show me proof y'all are following the right compliance standards for this account. The FTC is on this. DELETE! 

XXXX XXXX XXXX XXXX XXXXXXXX This is my FINAL NOTICE. I've told y'all over and over that my info got messed up in that XXXX data breach, and now my credit report 's got all kinds of fraudulent stuff I don't even recognize. UNPROVEN! Y'all can't just assume these undocumented claims are valid or report like that. Show me proof y'all are following the right compliance standards for this account. The FTC is on this. DELETE! 

XXXX XXXX XXXXXXXX XXXX XXXXXXXX This is my FINAL NOTICE. I've told y'all over and over that my info got messed up in that XXXX data breach, and now my credit report 's got all kinds of fraudulent stuff I don't even recognize. UNPROVEN! Y'all can't just assume these undocumented claims are valid or report like that. Show me proof y'all are following the right compliance standards for this account. The FTC is on this. DELETE!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation