Consumer complaint received 2024-12-20 00:00:00
Product: Debt collection — Medical debt
Issue: Attempts to collect debt not owed — Debt was paid
Company: Revenue Enterprises, LLC
State: OK

Complaint narrative:
To whom it may concern : I am contesting the information on my credit report that I believe is not accurate.I have a right to contest any information on my credit report that I believe is inaccurate. I am contesting any information on my credit report that I believe is not accurate. The data included in this document must be documented and validated before it can go onto the actual reports! The allegations of delinquency and derogatoriness are without evidence, so I refuse to accept them as true. Let me take a moment to inform you that the reportability of this allegation has been challenged. It doesn't meet federal or state requirements for reporting, so please make sure it's as accurate and thorough in its entirety before submitting anything! The law requires that you make sure all of your claims are accurate and reported in the correct format. This is a great way to ensure compliance with regulations, so we hope this reminder helps! All of our information must be reported accurately and according with XXXX XXXX regulations or else you could face fines! AGAIN! Please take this seriously. I am writing to remind you that all your claims need accurate reporting in order for them be reported correctly, which is required by law ( FCRA ) and XXXX XXXX standards.For any account that is alleged to be delinquent or derogatory, I would like evidence showing why you and the company who provided the data to you considers the financial state as such. The law requires that I have proof of a permissible purpose for any inquiry within my report. Therefore, Im requesting that you verify permissible purpose was provided for each account and inquiry. You have 30 days to investigate this matter and confirm that it is being reported correctly or remove any errors from the report. I am looking forward to receiving your proof of action and my updated credit report. 
REVENUE ENTERPRISES LL XXXX XXXX Account Account # : XXXX Account Rating : CollectionOrChargeOff Description : Individual Account Status : Closed Balance Account Type : Installment Owed : {$13000.00} Closed Date : -- Credit Limit : -- ACCOUNT SERIOUSLY PAST DUE DATE/ACCOUNT ASSIGNED TO ATTORNEY, COLLECTION AGENCY, OR CREDIT GRANTOR 'S Creditor Remarks : XXXX XXXX XXXX Creditor Type : CollectionServices Date Date Opened : XXXX Reported : XXXX Date of Last Activity : XXXX Dispute Status : N High Balance : {$12000.00} Last Payment : -- Past Due Last Verified : XXXX Amount : -- Payment Payment Amount : -- Frequency : -- Payment Status : CollectionOrChargeOff Term Length : 1 Loan Type : CollectionAttorney I noticed that the account REVENUE ENTERPRISES LL with the number XXXX is incorrectly showing a rating of CollectionOrChargeOff on my credit report. You listed it as opened on XXXX and the last activity as XXXX, but this is wrong. Could you please remove it? 


You also mentioned that it was last verified on XXXX. Under 15 U.S.C. 1681, I have the right to see how you verified this. Please send me that info. And I need proof that I owe {$13000.00}, because I dont owe anything. 
As seen in XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX ), wrong info needs to be corrected. Thank you! 
REVENUE ENTERPRISES LL XXXX XXXX Account Account # : XXXX Account Rating : CollectionOrChargeOff Description : Individual Account Status : Closed Balance Account Type : Installment Owed : {$7300.00} Closed Date : -- Credit Limit : -- ACCOUNT SERIOUSLY PAST DUE DATE/ACCOUNT ASSIGNED TO ATTORNEY, COLLECTION AGENCY, OR CREDIT GRANTOR 'S Creditor Remarks : XXXX XXXX XXXX  Creditor Type : CollectionServices Date Date Opened : XXXX Reported : XXXX Date of Last Activity : XXXX Dispute Status : XXXX High Balance : {$6700.00} Last Payment : -- Past Due Last Verified : XXXX Amount : -- Payment Payment Amount : -- Frequency : -- Payment Status : CollectionOrChargeOff Term Length : 1 Loan Type : CollectionAttorney The account REVENUE ENTERPRISES LL ( XXXX ) on my credit report is wrong, showing a rating of CollectionOrChargeOff. Dates XXXX and XXXX are incorrect. This is stopping me from getting loans. 
By 15 U.S.C. 1681e, I demand you delete this account and give proof of the {$7300.00}.

Yours Truly You are not following the rules. I have listed all of my rights in this document so that they can be met accordingly, but it appears you do not care about fulfilling your obligations under Fair Credit Reporting Act ( FCRA ) or Metro 2 law Please send your written response to my
address of : ( not including on this complaint ) I am aware that you have been sending out form letters in response to many of the disputes and challenges that consumers have submitted, regardless of the specific information that they haveprovided. This is illegal, as each dispute and challenge must be addressed individually and on its own merits.My letters were created using software that is available to everyone. If you don't process my letters, you are violating 15 U.S. Code 5 1681i. Keep in mind, you are not allowed to delay processing letters from consumers based on the assumption that help from a third party maybe available. This is not a legal exception.I am the author of any letters you receive with my name on them. Either I or my advisors wrote them with my full knowledge and consent. I am aware that there is no law that says you need to provide a Power of Attorney in order to delay processing letters from a consumer.If you do not process my letters in a timely manner, I will consider it to be an intentional disregard of my rights as a consumer. I will then contact my lawyer to take legal action.

Company response to consumer: Closed with explanation