Consumer complaint received 2025-10-26 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
b'In accordance with the Fair Credit Reporting Act (FCRA), the list of accounts below have violated my readily protected consumer rights to privacy and confidentiality under 15 U.S.C.  1681.\nThese federal laws ensure that every consumers personal information is handled with accuracy, fairness, and integrity by both credit reporting agencies and information furnishers.XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  looked at my experian and noticed some things are incomplete and not accurate According to the FCRA 15 USC 1681 E(b)  whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures  to assure maximum possible accuracy. \n\n\n15 U.S.C.  1681s-2  Responsibilities of Information Furnishers\nUnder this section, any company, lender, or collection agency furnishing information to a credit bureau is legally obligated to report only accurate and verifiable information.\nThey must:\n\t\tAvoid reporting data they knowor have reason to believeis inaccurate.\n\t\tInvestigate and correct any disputed or outdated information within the time limits set by law.\n\t\tCease reporting any item that cannot be verified.\nFailure to meet these duties constitutes a direct violation of the FCRA and may result in civil liability, fines, or enforcement action.\n15 U.S.C.  1681i(a)(5)  Duties of Credit Reporting Agencies After Reinvestigation\nWhen a consumer disputes an account, the credit bureau is required to:\n\t\tConduct a timely reinvestigation of the disputed item.\n\t\tDelete or modify any information found to be inaccurate, incomplete, or unverifiable.\n\t\tProvide written confirmation to the consumer reflecting the correction.\n\t\tProhibit the re-insertion of any previously deleted information unless it has been certified accurate in writing by the furnisher.'

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief