Consumer complaint received 2024-10-15 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSWORLD SYSTEMS INC
State: VA

Complaint narrative:
This company has responded to my complaint and stated I could reach out to XXXX in response to this account. The person attached to this number PURPOSELY ignored my call, and forward call to voicemail intentionally. He actually answered the call and then once I responded hello he disc call and since then my calls have been going to voicemail. This account needs to be removed from my credit bureau as stated in a letter they entitled over to credit bureau to XXXX disputed. They did not provide the information I requested it just a bill. I REQUSTED The name and address of the original creditor and the current creditor.

2. Verification of the debt amount you are seeking to collect, including evidence that a contract exists creating the amount you claim is owed.

3. Documentation of all assignments showing the transfer of the debt from the original creditor to the current creditor.

4. Proof that the original creditor securitized the debt.

5. Documentation showing the assignments of the debt from the original creditor to the secured trust and then back to the original creditor. 
I DID NOT REQUEST JUST A BILL. they did not send proper validation at all this account needs to be removed, I sent a letter prior to the original cfpb complaint and STILL HAS NOT RECEIVED THE PROPER INFORMATION I REQUESTED ABOVE. Below I will attach the information of what I requested also the attempts I made to try to reach out to this person, everytime I call the agent will forwards me to the same number thats left in the response and no response. I called over 6 times and he intentionally did not answer again he answered stated his intro and disc once I responded and I dont appreciate the games because this needs to be handled and removed by per fcra law IF PROPER DOCUMENTATION REQUESTED IS NOT PROVIDED NEEDS TO BE REMOVED. also they never sent anything I requested again before the first cfpb complaint. He gives off his number to play cat and mouse games. I dont approve of that. XXXX XXXX is who they gave me the name for, Below I XXXX XXXX how many times I called and got fwd to voicemail or ignored ON PURPOSE as stated he answered spoke I responded he disc call I have proof. THIS ACCOUNT NEEDS TO BE REMOVED FROM MY CREDIT REPORT OR I WILL XXXX TAKING LEGAL ACTION IMPROPER DOCUMENTS THAT I DID NOT REQUEST I DID NOT REQUEST A BILL I REQUESTED THE INFORMATION ABOVE. WILL ALSO ATTACH WHAT I REQUESTED! I WILL ALSO ATTACH THE RESPONSE LETTER FROM THEM WITH THE NUMBER TELLING ME TO REACH OUT JUST TO GET IGNORED! Will attach the dispute results from them that they stated was staying on my report. Per fcra law if validation of debt was not send within 30 days needs to be removed a bill is not validation of debt and also did not send other information required with the account ALSO when doing cease and desist as request means all forms of communication reporting to debt is a form of communication. This account needs to be removed for XXXX specific reason that violate my rights

Company response to consumer: Closed with explanation