Consumer complaint received 2024-04-02 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Incorrect information on your report — Public record information inaccurate
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: SC

Complaint narrative:
I am in the process of trying to find a rental as my lease ends on Monday, XX/XX/XXXX. The issue though is that I am a victim of being wrongfully evicted. I have been dealing with this consistently now since XX/XX/XXXX with absolutely no resolve. As a result, it has made it nearly impossible for me to find anyone to rent to me. I ended up finding a potential landlord a couple days ago. I can only rent from private landlords. I explained everything. Was very transparent. Provided proof of documents, etc. as I was not at fault. I still had to fill out a background tenant screening report through XXXX. Its a free management program to help keep landlords organized basically. It also affords him the ability to run credit, sign leases, accept rent and all that through the app. I applied last night. Went to check this morning to see if there were any changes to my application. In doing so I realized that I had the option to view the credit report that was pulled. It is through TransUnion. I monitor my credit like a hawk on XXXX so Im aware of my score and everything. I never thought about cross referencing to double check for inaccuracies. With that being said, my XXXX XXXX on TransUnion is XXXX points less than what it is on both XXXX and XXXX. It claims that I have poor/bad credit which I do not. It is considered fair and is 50points from being good. Furthermore, they have allowed the first property management company/landlord to take it upon themselves to furnish a money judgment on the first eviction I faced. They have been furnishing this since XX/XX/XXXX. They claim they I owe {$6300.00} when there is a {$0.00} next to where it says judgement on the court documents. I have disputed this numerous times with XXXX with no resolve as they claim it is verified. When all they do is send the letter that they typed up stating that I owe that balance which does not prove anything. I have submitted proof of the court documents. Which is literally the only option because i do not owe them anything. So now the landlord is stalling and being hesitant to approve my application and afford me the ability to rent after reviewing this and whatever else was provided in regards to my tenancies. I have never reviewed my tenant screening report so I have no clue what has been furnished on that end. I can only imagine as people submit whatever they want and dont have to show proof that it actually belongs to me. These evictions have honestly ruined my life and now I have to deal with my credit coming back as bad. Its just the last thing I need to deal with. I have like 5 days left until I have to move. This landlord is my only hope as there are literally no private landlords where I live.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief