Consumer complaint received 2025-01-10 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: LEXISNEXIS
State: NY

Complaint narrative:
This is the first report I had ever received from LEXIS NEXIS dated XXXX, XXXX, XXXX. I have questions about the Insurance Policy information Lexis Nexis reported. XXXX XXXX Consumer XXXX : XXXX LexID : XXXX Case Number XXXX What is this case about? XXXX XXXX Pages XXXX XXXX XXXX XXXX XXXX : Why did LEXIS NEXIS co-mingle my credit information with my husbands XXXX XXXX he owns when I was only a permitted driver? Why did LEXIS NEXIS comingle my husband as a policy owner on my insurance when he was only a permitted driver? Question XXXX : Why did LEXIS NEXIS use XXXX instead of the numbers for the dates of birth, driver license information and social security number information? There is also missing information for XXXX and Social Security numbers throughout the records reported? Page XXXX Record XXXX : XXXX XXXX Question XXXX : Identify the source of the information on the report for Insurance Policy Record XXXX? XXXX XXXX XXXX : Question XXXX : Why is this policy appearing under my name on this report? Question XXXX : Why is my Social Security XXXX missing in XXXX XXXX? Page XXXX Question XXXX : Why is this Vehicle listed in record XXXX? XXXX XXXX XXXX : XXXX? Page XXXX Question XXXX : Why is this vehicle listed on record XXXX? XXXX XXXX XXXX : XXXX Page XXXX Question XXXX : Why is this vehicle listed on record XXXX? Vehicle listed XXXX XXXX XXXX : XXXX Record XXXX : XXXX XXXX XXXX XXXX XXXX COMP Policyholder Holder Details Page XXXX Question XXXX : Why is my Social Security Number Missing? Question XXXX : Why is LEXIS NEXIS reporting XXXX of XXXX Lapses : XXXX? What is the source of this information? Policy Details Page XXXX Question XXXX : Why is LEXIS NEXIS reporting Status : Active? Question XXXX : Why is LEXIS NEXIS missing the information for Reason Policy Cancelled? Additional Names on Policy Page XXXX Question XXXX : Why is LEXIS NEXIS abbreviating my husbands name as XXXX XXXX XXXX? Question XXXX : Why is LEXIS NEXIS omitting my husbands social security number? Page XXXX Question XXXX : Why is LEXIS NEXIS reporting under my husbands name Current Term Start Date : XX/XX/XXXX and a Current Term End Date XX/XX/XXXX? What does this time period represent? XXXX XXXX XXXX XXXX : Why is my husbands name repeated? XXXX XXXX XXXX XXXX XXXX : Why is my husbands Social Security number missing? Question XXXX : Why is number of policy lapses : XXXX? What is the source of this information? Page XXXX XXXX A XXXX Question XXXX : Why is my daughters Social Security number missing? Question XXXX : Why is number of policy lapses : XXXX : What is the source of this information? Page XXXX Why is LEXIS NEXIS listing this vehicle VIN XXXX as covered under XXXX XXXX XXXX? What is the source of this information? Record XXXX : XXXX XXXX XXXX Page XXXX Policy Holder Details Question XXXX : Why is my social security number missing? XXXX XXXX XXXX XXXX : Why is the status of this policy active? Question XXXX : Why is this Inception date shown as XX/XX/XXXX for this policy? Additional Names on Policy : Question XXXX : Why are there multiple names LEXIS NEXIS reported? Where did LEXIS NEXIS get the XXXX date from? LexisNexis Reported XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE Section XXXX : Automobile Insurance Claim Records Page XXXX : Record XXXX XXXX XXXX Question XXXX : Why is LEXIS NEXIS reporting VIN Disposition : No Collision Compensation for XXXX XXXX XXXX XXXX XXXX? Question XXXX : Does VIN XXXX mean this vehicle was destroyed and XXXX paid out the value of the vehicle to the legal owner of this leased vehicle? Vehicle Operator Information Question XXXX : Why is LEXIS NEXIS reporting me as Policyholder XXXX? Record XXXX : XXXX XXXX Question XXXX : Why is LEXIS NEXIS reporting me as Policyholder XXXX when my husband is the owner of the policy with XXXX. Question XXXX : Why is LEXIS NEXIS reporting XXXX claims on XXXX XXXX? Record XXXX XXXX XXXX Question XXXX : Why is LEXIS NEXIS reporting XXXX claims on XXXX XXXX? Question XXXX : Why is LEXIS NEXIS reporting me as Policyholder XXXX when my husband is the owner of the policy with XXXX. Record XXXX XXXX XXXX XXXX XXXX Question XXXX : Why is LEXIS NEXIS reporting XXXX claim on XXXX XXXX? Record XXXX XXXX XXXX XXXX XXXX Question XXXX : Why is LEXIS NEXIS reporting XXXX claims on XXXX XXXX? Record XXXX XXXX XXXX Page XXXX Question XXXX : Why is LEXIS NEXIS reporting XXXX claims on XXXX XXXX? Question XXXX : Why is LEXIS NEXIS reporting me at fault? Record XXXX XXXX XXXX TRUSTEE Page XXXX Question XXXX : Why did LEXIS NEXIS not report the VIN Disposition for VIN : XXXX? Question XXXX : Why did LEXIS NEXIS list me as the operator and not at fault for this vehicle? Question XXXX : Why did LEXIS NEXIS XXXX XXXX XXXX XXXX as a Secondary Policyholder? Record XXXX XXXX XXXX TRUSTEE Page XXXX Question XXXX : Why is LEXIS NEXIS reporting XXXX claims on XXXX XXXX? Question XXXX : Why is the VIN XXXX : blank? Question XXXX : Why did LEXIS NEXIS XXXX XXXX XXXX XXXX as a Secondary Policyholder? Record XXXX XXXX XXXX TRUSTEE Page XXXX Question XXXX : Why is LEXIS NEXIS reporting XXXX claim on XXXX XXXX? Question XXXX : Why is LEXIS NEXIS reporting relationship to policy holder as other for XXXX? Question XXXX : Why did LEXIS NEXIS XXXX XXXX XXXX XXXX as a Secondary Policyholder? Record XXXX XXXX XXXX XXXX Page XXXX Question XXXX : Why is LEXIS NEXIS reporting XXXX claim on XXXX XXXX? Question XXXX : Why did LEXIS NEXIS XXXX XXXX XXXX as not at fault? Section XXXX : XXXX XXXX XXXX XXXX XXXX XXXX Record XXXX XXXX XXXX XXXX Question XXXX : Why is my name misspelled? Question XXXX : Why is my SS number, Gender, Date of Birth missing? Question XXXX : Why is there a XXXX area code for my phone number? Whose number is XXXX XXXX? Question XXXX : Why is the policy Type listed as : XXXX? Section XXXX : Inquiry Records Question XXXX : Why did LEXIS NEXIS permit XXXX XXXX XXXX XXXX to do XXXX inquiries within a 3 month time period when I did not apply for a loan or credit card?

Company response to consumer: Closed with explanation