Consumer complaint received 2024-04-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
I looked at my report on XX/XX/year> I noticed there were some things that were incomplete and inaccurate. And according to the fair credit reporting act. Whenever a consumer reporting agency prepare a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual about the report relates XXXX XXXX The monthly payment is not reporting correctly, The open date is not reportinging correctly number of terms and months are not reporting correctly, the high credit limit is not reporting correctly, last reported not reported correctly, date last active, not reporting correctly and date of last payment not reporting correctly. 

XXXXXXXX XXXX XXXXXXXX The monthly payment is not reportinging correctly the opening date is not reporting correctly, the balance is not reporting correctly, the number of months and terms are not reporting correctly, the high credit is not reporting correctly, credit limit not reporting correctly, last reported not reported correctly, date last active not reporting correctly and date of last payment not reporting correctly. 

XXXX XXXX XXXX XXXX The monthly payment is not reportinging correctly the number of months and terms are not reporting correctly, the high credit limit and credit limit not reporting correctly, last reported not reported correctly and date of last payment not reporting correctly. 

XXXX XXXX XXXX XXXX The monthly payment is not reportinging correctly, the number of months and terms are not reporting correctly, credit limit not reporting correctly, and date of last active not reporting correctly the date last active is incorrect and the date of last payment is incorrect. 

XXXX XXXXXXXX The monthly payment is not reportinging correctly the opening date is not reporting correctly, the balance is not reporting correctly, the number of months and terms are not reporting correctly, High limit not reporting correctly, the last reported and date of last active not reporting correctly and date of last payment not reporting correctly. 

XXXX XXXX ( Original Creditor : XXXXXXXX XXXX XXXX XXXX XXXX XXXX ) XXXX The monthly payment is not reportinging correctly the opening date is not reporting correctly, the number of months and terms are not reporting correctly, High limit not reporting correctly, credit limit not reporting correctly, and date of last active not reporting correctly and date of last payment not reporting correctly. 

XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ) XXXX The monthly payment is not reporting correctly the opening date is not reporting correctly, the balance is not reporting correctly, the number of months and terms are not reporting correctly, High limit not reporting correctly, the credit limit is not reporting correctly, date of last active not reporting correctly and date of last payment not reporting correctly. 

XXXX XXXX The monthly payment is not reporting correctly the opening date is not reporting correctly, the balance is not reporting correctly, the number of months and terms are not reporting correctly, High limit not reporting correctly, credit limit not reporting correctly, last reporting not reporting correctly, date of last active not reporting correctly and date of last payment not reporting correctly. 

XXXX XXXX The monthly payment is not reporting correctly the opening date is not reporting correctly, the balance is not reporting correctly, the number of months and terms are not reporting correctly, High limit not reporting correctly, credit limit not reporting correctly last reporting not reporting correctly, date of last active not reporting correctly and date of last payment not reporting correctly. 

XXXX XXXXXXXX The monthly payment is not reporting correctly the opening date is not reporting correctly, the balance is not reporting correctly, High limit not reporting correctly, credit limit not reporting correctly, the number of months and terms not reporting correctly last reporting not reporting correctly, date of last active not reporting correctly and date of last payment not reporting correctly. 

XXXX XXXX XXXXXXXX The monthly payment is not reporting correctly the opening date is not reporting correctly, High limit not reporting correctly, credit limit not reporting correctly, last reporting not reporting correctly, date of last active not reporting correctly and date of last payment not reporting correctly. 

XXXX XXXX XXXXXXXX The monthly payment is not reporting correctly the opening date is not reporting correctly, the balance is not reporting correctly, High limit not reporting correctly, credit limit not reporting correctly, last reporting not reporting correctly, date of last active not reporting correctly and date of last payment not reporting correctly. 

XXXX The open date is not reportinging correctly number of terms and months are not reporting correctly, credit limit not reporting correctly last reported not reported correctly, date last active, not reporting correctly and date of last payment not reporting correctly. 

XXXX XXXXXXXX The monthly payment is not reportinging correctly the opening date is not reporting correctly, the balance is not reporting correctly, the number of months and terms are not reporting correctly, credit limit not reporting correctly, last reported not reported correctly, date last active not reporting correctly and date of last payment not reporting correctly. 

XXXX XXXX ( Original creditor : XXXX XXXX XXXXXXXX XXXX XXXXXXXX. ) XXXX The monthly payment is not reportinging correctly the opening date is not reporting correctly, the balance is not reporting correctly, the number of months and terms are not reporting correctly, credit limit not reporting correctly, last reported not reported correctly and date of last payment not reporting correctly. 

XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ) XXXX The monthly payment is not reportinging correctly the opening date is not reporting correctly, the number of months and terms are not reporting correctly, credit limit not reporting correctly, and date of last active not reporting correctly. 

2nd reporting on same report collection XXXX XXXX  ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX  ) XXXX The monthly payment is not reportinging correctly the opening date is not reporting correctly, the number of months and terms are not reporting correctly, High limit not reporting correctly, credit limit not reporting correctly, and date of last active not reporting correctly and date of last payment not reporting correctly. 

2nd reporting on same report collection XXXX XXXX  ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX ) XXXX The monthly payment is not reportinging correctly the opening date is not reporting correctly, the number of months and terms are not reporting correctly, High limit not reporting correctly, credit limit not reporting correctly, and date of last active not reporting correctly and date of last payment not reporting correctly. 

XXXX XXXX The monthly payment is not reporting correctly the opening date is not reporting correctly, the balance is not reporting correctly, the number of months and terms are not reporting correctly, High limit not reporting correctly, last reporting not reporting correctly, date of last active not reporting correctly and date of last payment not reporting correctly. 

XXXX XXXX The monthly payment is not reporting correctly the opening date is not reporting correctly, the balance is not reporting correctly, the number of months and terms are not reporting correctly, High limit not reporting correctly, credit limit not reporting correctly, last reporting not reporting correctly, date of last active not reporting correctly and date of last payment not reporting correctly. 

XXXX XXXXXXXX The monthly payment is not reporting correctly the opening date is not reporting correctly, the balance is not reporting correctly, the number of months and terms are not reporting correctly, High limit not reporting correctly, last reporting not reporting correctly, date of last active not reporting correctly and date of last payment not reporting correctly. 

XXXX XXXX XXXXXXXX The monthly payment is not reporting correctly the opening date is not reporting correctly, the balance is not reporting correctly, High limit not reporting correctly, credit limit not reporting correctly, last reporting not reporting correctly, date of last active not reporting correctly and date of last payment not reporting correctly. 

XXXX XXXX XXXXXXXX The monthly payment is not reporting correctly the opening date is not reporting correctly, the balance is not reporting correctly, High limit not reporting correctly, credit limit not reporting correctly, last reporting not reporting correctly, date of last active not reporting correctly and date of last payment not reporting correctly. 

And one more thing according to 15 USC 1681s-2 A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 

Check the attachments below.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation