Consumer complaint received 2024-06-23 00:00:00
Product: Debt collection — Credit card debt
Issue: Attempts to collect debt not owed — Debt was already discharged in bankruptcy and is no longer owed
Company: Resurgent Capital Services L.P.
State: CA

Complaint narrative:
To whom it may concern for the past year I have addressed this account with XXXX XXXX XXXX XXXX XXXX  Has ignored my notice and request letters for verification neither to say XXXX XXXX XXXX  Did not waste any time to sell my information to a 3rd party by the name of resurgent capital Service I have notified resurgent capital Service to provide me with verification of this collection of this debt I also notified them that the debt does not belong to resurgent capital Service that the debt belongs to XXXX XXXX XXXX That I have not made any deals with resurgent capital Service, I have also asked for verification of this account, neither to say resurgent capital Service only provided some Documents not the Required documentation that the consumer has asked for Which I reached out to resurgent Capital service So they can provide me with the rest of the documentation and they refuse to communicate further because I have asked to cease and desist communication. In order for them to Communicate with me they requested for me to lift the cease and desist, the agreement was to communicate by mail that was the agreement the following items has been requested by the consumer. 

* The amount you claim the Respondent owes you * An explanation showing me how you have computed the amount. 
* Copies of any documents that prove I agreed to pay the alleged amount * The identity of the original creditor * Confirmation that the account has not crossed the statute of limitation ( XXXX ) period * Evidence that you are a licensed debt collector * Evidence of your license numbers and your registered agent. 

Resurgent capital receivables have failed to provide the consumer Those documents Also to my understanding According to 808. Unfair practices or 15 USC 1692f ( 1 ). 15 USC 1692e ( 6 ). Taking or threatening to take any nonjudicial action to effect dispossession or disablement of property if ( A ) there is no present right to possession of the property claimed as collateral through an enforceable security interest. If this is not enough. resurgent capital Service Has posed this information in my consumer credit report with a charge off in slavery me to pay a debt that they don't Owned I will hold accountable resurgent Capital services. and XXXX XXXX XXXX for this fraud 18 U.S. Code 1593A - Benefitting financially from peonage, slavery, and trafficking in persons ( ANYONE ON THE FRINGES WHO BENEFITS FROM THESE ACTIVITIES ) - anyone found guilty of this one are treated as guilty to the actual statutes in this section, Also, I request that you provide evidence that I must pay you in anything other than appropriate commercial paper should the debt be proven valid because, to my knowledge, the U.S. Congress provided the appropriate remedy for me to settle my debts via the remedy in XXXX XXXX XXXX  ( XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/year>, under the United States, XXXX XXXX XXXX, and XXXX XXXX XXXX stat. XXXX ( among others ) Can resurging capital services Explained How can I lawfully pay a debt with a debt

Company response to consumer: Closed with explanation