Consumer complaint received 2026-04-23 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: National Collection Systems, Inc.
State: MO

Complaint narrative:
COLORADO : Colorado Address : XXXX XXXX XXXX, XXXX XXXX XXXX, CO XXXX ; Toll Free : XXXX A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer CONNECTICUT : When collecting on debt that is not past the date for obsolescence provided for in Section XXXX ( a ) of the Fair Credit Reporting Act, XXXX USC XXXX The law limits how long you can be sued on a debt. Because of the age of your debt, National Collection Systems will not sue you for it. If you do not pay the debt, National Collection Systems may report or continue to report it to the credit reporting agencies as unpaid ; and When collecting on debt that is past the date for obsolescence provided for in Section XXXX ( a ) of the Fair Credit Reporting Act, 15 USC 1681c The law limits how long you can be sued on a debt. Because of the age of your debt, National Collection Systems will not sure you for it and National Collection Systems will not report it to any credit reporting agencies. KANSAS : If an investigative consumer report is requested or prepared The following notice must be sent within XXXX days after the date on which the report was first requested : An investigative consumer report, which includes information as to your character, general reputation, personal characteristics and mode of living, has been requested. You have the right to request additionalinformation, which includes the nature and scope of the investigation. MASSACHUSETTS : NOTICE OF IMPORTANT RIGHTS : You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only XXXX days unless you provide written confirmation of the request postmarked or delivered within XXXX days of such request. You may terminate this request by writing to the debt collector. NEW MEXICO : For Debts Beyond the Statute of Limitations We are required by New Mexico Attorney General Rule to notify you of the following information. This information is not legal advice : This debt may be too old for you to be sued on it in court. If it is too old, you cant be required to pay it through a lawsuit. You can renew the debt and start the time for the filing of a lawsuit against you to collect the debt if you do any of the following : : make a payment of the debt ; sign a paper in which you admit that you owe the debt or in which you make a new promise to pay ; sign a paper in which you give up ( waive ) your right to stop the debt collector from suing you in court to collect the debt. NEW YORK : ( Including XXXX and New York XXXX ) A notice that informs the consumer of the following : That debt XXXX, in accordance with the Fair Debt Collection Practices Act, XXXX U.S.C. XXXX et seq., are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to : ( i ) the use or threat of XXXX ; ( ii ) the use of obscene or profane language; and ( iii ) repeated phone calls made with the intent to annoy, abuse, or harass. For debts beyond the statute of limitations : We are required by regulation of the New York XXXX Department XXXX XXXX XXXX to notify you of the following information This information is NOT legal advice : For debts beyond the statute of limitations : We are required by regulation of the New York XXXX Department XXXX XXXX XXXX to notify you of the following information. This information is NOT legal advice : Your creditor or debt collector believes that the legal time limit ( statute of limitations ) for suing you to collect this debt may have expired. It is a violation of the Fair Debt Collection Practices Act, XXXX U.S.C. XXXX et seq., to sue to collect on a debt for which the statute of limitations has expired. However, if the creditor sues you to collect on this debt, you may be able to prevent the creditor from obtaining a judgment against you. To do so, you must tell the court that the statute of limitations has expired. Even if the statute of limitations has expired, you may choose to make payments on the debt. However, be aware : if you make a payment on the debt, admit to owing the debt, promise to pay the debt, or waive the statute of limitations on the debt, the time period in which the debt is enforceable in court may start again. If you would like to learn more about your legal rights and options, you can consult an attorney or a legal assistance or legal aid organization. New York XXXX Department XXXX Consumer Affairs License Number XXXX TENNESSEE : This collection agency is licensed by the XXXX XXXX XXXX, XXXX Department XXXX XXXX and XXXX, XXXX XXXX XXXX XXXX, XXXX, Tennessee XXXX National Credit Management XXXX National Credit Management XXXX.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation