Consumer complaint received 2025-04-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: PA

Complaint narrative:
I was informed yesterday by Transunion XXXX, that a dispute was initiated internally, in regards to XXXX  XXXX XXXX. Due to my CFPB complaints, which is fine, and shows you are being accountable, and working with me. I am writing to you that you need to remove that account ( XXXX ) and others, not only because of inaccurate reporting data, but credit accounts that were confirmed to be linked to XXXX, which you removed due to fraudulent activity. If those cards were linked to that account, which I have confirmation of, they must be removed. As, XXXX is a line of credit used to pay off credit cards, which it then sends to the card/lender electronicallyXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, and XXXX have been confirmed to have been linked to XXXX. That means these cards are immediately considered fraudulent as well, due to being linked to a company that was on my ftc fraud reports, harassed me, violated the FCRA, and had affidavits and demand letters sent to them. These cards must be blocked from my report/permanently removed. Additionally, it is wrong, and malicous to initially remove both XXXX  XXXX XXXX accounts from my credit report, after they were both mentioned in both original FTC reports given to all XXXX credit bureaus. So, do not even think about adding back others, or XXXX ( XXXX ). This is not an option, I formally demand all XXXX credit bureaus to comply with this, the evidence is there. Also, my XXXX account was hacked and fraudulently used to buy almost {$800.00} worth of product. What more evidence do all XXXX bureaus of you need? This is CLEAR Identity theft. This is evidence of genuine fraud which I have been preaching for months now. kikoff/affirm need to be removed too, as they were linked to the XXXX XXXX XXXXXXXX account connected to XXXX XXXX XXXX XXXX ). the evidence is reaching a point of creating an absolute unmitigated disaster for your company, if you do not comply ( thats not a threat, my CFPB reports are online to view, you will absolutely tarnish the reputation you have. ). Next step is an FTCXXXX report. Thereafter will be demand letters and affidavits followed by legal intervention. do not want to do any of that. I wish to resolve this amicably. The confirmation of connected account documents shows gauss had access to my XXXX  XXXX XXXX credit details, since around XX/XX/year> ( document sent to me XX/XX/year> ). I then closed that bank account, and opened a new one with XXXX  XXXX XXXX XXXX later because of this, as previously stated, and shown in evidence. This further supports that XXXX checking * XXXX was closed due to specific fraudulent merchants, and companies involved in data breaches, such as XXXX, listed in my first dispute! Additionally, Experian, XXXX ( XXXX ) is still on my credit report, when I submitted to your company formal documentation from them confirming they will not be reporting it. You are just as obligated as Transunion, and Equifax, and are governed by the FCRA. You do not make your own rules, I demand you to comply. They contacted me again and confirmed it, get your act together. A second complaint will be sent to all XXXX bureaus about a seperate MAJOR issue involving SST with formal documentation. I demand all XXXX credit bureaus comply with the evidence provided and remove/block all of the accounts listed in my XXXX original FTC reports XXXX as well as other ones addressed. Please see new evidence attached. This is not for Transunion only. Transunion, Equifax, and Experian need to all act on what i'm saying and providing ASAP. NOTE : The other listed accounts in XXXX  XXXX XXXX XXXX email to me, confirming my consent to share account information with plaid, have been redacted as that is a violation of privacy, and the accounts are irrelevant to credit, besides XXXX being connected which was a confirmed breach. 

Note XXXX : The XXXX video is encoded with the newest, gold standard, H265 Codec which allows for smaller file sizes ( as needed for CFPB ), you will need a media player that supports it, and it should support it, if it doesn't open it is not an encoding error, but a user error. The video inside shows 100 's of data breaches, pastes, and all kinds of leaks reported by aura, I also attached a photo of XXXX XXXX XXXX XXXX  dark web scan, which came up with XXXX exposures.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation