Consumer complaint received 2025-06-26 00:00:00
Product: Debt collection — I do not know
Issue: Written notification about debt — Didn't receive enough information to verify debt
Company: Radius Global Solutions LLC
State: FL

Complaint narrative:
Radius Global Solutions LLC XXXX. XXXX XXXX XXXX, MN XXXX Email : XXXX RE : NOTICE OF DISPUTE, PRIVACY RIGHTS VIOLATION, FDCPA VIOLATIONS, AND POTENTIAL IDENTITY THEFT Reference Number : XXXX PIN : XXXX NOTICE To Legal Compliance Department , This notice serves as a formal demand for immediate cease and desist, a full validation of alleged debt, and legal notice of your companys factual violations under federal law. I am a federally protected consumer and a natural living woman with constitutionally protected rights, including the right to financial privacy, due process, and freedom from unlawful collection activity. 

1. FDCPA Violations 15 U.S. Code 1692 et seq.

Your communication, dated referencing an alleged debt of {$640.00} related to a purported XXXX  XXXX account ending in XXXX, contains multiple violations of the Fair Debt Collection Practices Act, including but not limited to : Violation of 15 U.S.C. 1692g ( a ) : You failed to include proper legal disclosure regarding my right to dispute the debt. The letter did not include a statement of the name of the current creditor clearly. Simply listing XXXX  XXXX, XXXX. is vague and fails to establish the chain of assignment or legal ownership of the debt. 

Violation of 15 U.S.C. 1692e and 1692f : It is deceptive and misleading to represent that I owe a debt without providing lawful verification, sworn affidavit, or original documentation. Presenting a balance without documentary evidence or a signed contract is a misrepresentation.

Violation of 15 U.S.C. 1692c ( c ) : If any previous cease and desist request was issued, continued collection attempts would constitute harassment and unlawful communication.
Violation of 15 U.S.C. 1692e ( 8 ) : If this unverified debt was reported to any consumer reporting agency, you have communicated false and misleading information knowing it was disputed or unverifiable. 

2. Privacy Rights & Gramm-Leach-Bliley Act Violation You are in possession of my nonpublic personal information ( NPPI ) including : My name Alleged account details Personal identifiers linked to a financial institution Under the Gramm-Leach-Bliley Act ( 15 U.S.C. 68016827 ), financial service providers and their affiliates are prohibited from sharing or using nonpublic personal information without informed written consent. You have failed to demonstrate : That I provided written authorization for you to access or use any of my personal financial information ; That any contract exists permitting you to communicate regarding this alleged debt.

This may constitute unauthorized access to and misuse of my personal financial data.

3. Possible Identity Theft I have no recollection nor have I been presented with any signed agreement or lawful documentation bearing my wet signature proving this alleged account is mine. This raises serious concern regarding : Identity theft under 18 U.S. Code 1028 ; Data breach or misappropriation of my identity by third parties ; Unauthorized and unlawful use of my identity to pursue a debt that may have originated through fraudulent means.

4. Demand for Full Validation Under 15 U.S.C. 1692g ( b ) Pursuant to federal law, you are required to cease all collection activities until you provide lawful and verifiable evidence of the following : A copy of the original contract bearing my wet signature ; A full itemized accounting of the alleged debt, including fees, interest, and payments ; Documentation showing the legal transfer or assignment of the account from XXXX XXXX XXXXXXXX. to Radius Global Solutions ; Sworn affidavit or verification under penalty of perjury attesting to the legitimacy and accuracy of this alleged debt. 
If you can not provide the above within 30 days of this notice, you are hereby instructed to : Cease and desist all communication and collection activities ; Delete any reporting of this alleged debt from all credit bureaus ; Provide written confirmation that this matter is permanently closed. 

5. Notice to Cease All Communication You are formally instructed under 15 U.S.C. 1692c ( c ) to cease all direct and indirect communication with me, including phone calls, emails, postal mail, or credit reporting, unless for legal notification of discontinuance of collection.

Failure to comply may result in : Civil action under the FDCPA and GLBA for statutory damages ; Referral to the Federal Trade Commission ( FTC ) and State Attorney General for consumer fraud investigation. 
Govern yourself accordingly. 
This communication is not a refusal to pay but a demand for lawful verification and compliance with federal consumer protection statutes. 

Sincerely, XXXX Natural Living Woman / Federally Protected Consumer INTENT TO CC : Federal Trade Commission ( FTC ) Office of the Comptroller of the Currency ( OCC ) Florida Attorney General Consumer Protection Division U.S. Department of Justice Civil Rights Division Internal Revenue Service Identity Theft Protection Unit

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief