Consumer complaint received 2025-04-04 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under XXXX XXXX XXXX. 
Account name : XXXX XXXX CO Account XXXX : XXXX Account name : XXXX XXXXXXXX Account # : XXXX Account name : XXXX Account # : XXXX Account # : XXXX Account name : RISE Account # : Account name : XXXX  Account # : XXXX Account name : XXXX XXXX Account # Account name : XXXX Account # : XXXX Account name : XXXX XXXX Account # : XXXX Account # : XXXX Account name : XXXX  Account # : XXXX XXXX Account # : XXXX Account name : XXXX XXXX  Account # : XXXX Account name : XXXX XXXX XXXX Account # : XXXX Account name : XXXX Account # : XXXX Account XXXX XXXX XXXX Account # : XXXX Account # : XXXX Account name : XXXXXXXX XXXX XXXX  Account # : XXXX Account name : XXXXXXXX XXXX XXXX Account # : XXXX Account name : XXXX XXXXXXXX XXXX Account # : XXXX Account name : XXXX XXXXXXXX Account # : XXXX Account name : XXXX  Account # : XXXX Account name : XXXX Account # : XXXX Account name : XXXX XXXX XXXX XXXXccount # : XXXX Account name : XXXXXXXX XXXX Account # : Account name : XXXX XXXXXXXX Account # : Account name : XXXX XXXXXXXX Account # : XXXX Account # : XXXX* Account # : XXXX Account XXXX : XXXX Account # : XXXX Account # : XXXX Account # : XXXX Account # : XXXX Account # : XXXX Account XXXX XXXX XXXX*** Account name XXXX XXXX  Account # : XXXX Collection Account name : XXXX XXXX XXXX Account # : XXXX Account name : XXXX Account # : XXXX Account name : XXXX XXXXccount # : XXXX Collection Account name : XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) Account # : XXXX Account XXXX XXXX XXXX XXXX Account # : XXXX Account name : XXXX XXXX Account # : XXXX Account name : XXXX  Account # : XXXX Account name : XXXXXXXX XXXX XXXX XXXX Account # : XXXX Account name : XXXX Account # : XXXX Account name : XXXX Account # : XXXX Account # : XXXX Account # : XXXX Account name XXXX XXXX XXXX  Account # : XXXX Account name : XXXX Account # : XXXX Account name XXXX XXXX Account # : XXXX Account name : XXXX XXXX Account # : XXXX Account name : XXXX XXXX XXXX  Account # : XXXX Account name : XXXX  Account # : XXXX Account name : Bankruptcy Reference # : XXXX has violated my rights. 
I looked at my Experian credit report on XX/XX/year> and noticed some things are incomplete and not accurate. According to the fair credit reporting act whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates according to 15 USC 1681 ( e ) ( b ).

And according to 15 USC 1681 5 they are supposed to do this ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.

And according to 15 USC 1681s-2 they are supposed to not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.

15 U.S.C. 1681B ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation