Consumer complaint received 2025-11-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Early Warning Services, LLC
State: GA

Complaint narrative:
I. Personal Credit Request for Deletions/Updates As a consumer protected by federal law, I demand the following corrections and deletions to ensure the accuracy and privacy of my personal information. This dispute is supported by my FTC Identity-Theft Report ( Ref # XXXX ) and Police Report ( Case # XXXX ), which document prior identity theft affecting my credit files. 

Full Legal Name Ensure my full legal name is displayed as XXXX XXXX only. Remove all other variations or aliases. 

Address Update Delete all outdated or irrelevant addresses. 

Only authorized address : XXXX XXXX XXXX, XXXX, GA XXXX I can not receive mail or correspondence at prior addresses. 

Phone Numbers Delete all currently listed phone numbers.

Social Security Number & Date of Birth Remove from public display ; may be retained internally only if legally necessary.

Employer Information Delete all entries under the Employer section. 

XXXX. Personal Bankruptcy Dispute I dispute the inaccurate reporting of a XXXX  XXXX Bankruptcy. Reporting is inconsistent across bureaus : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXX/XX/XXXX XXXX XXXX Bankruptcy XXXX {$0.00} Verify & Delete if unverifiable XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX {$0.00} Verify & Delete if unverifiable XXXX  XX/XX/XXXX XXXX Federal {$0.00} Verify & Delete if unverifiable MOV Requested : Court documents, filing date, verified source, and confirmation of owner match.

Legal Basis : FCRA 607 ( b ) Maximum possible accuracy FCRA 609 ( a ) Right to source verification FCRA 611 ( a ) / ( a ) ( 5 ) Reinvest
igation & reinsertion rules FCRA 605 ( a ) Obsolete information GLBA Privacy Protect sensitive identifiers Supporting Documentation : FTC Identity-Theft Report ( Ref # XXXX ) Police Report ( Case # XXXX ) These reports document prior identity theft and fraudulent activity affecting my credit report. 

XXXX. Business XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX : Legal Name : XXXXXXXX XXXX XXXX XXXX  XXXX Address : XXXX XXXX XXXX XXXX, XXXX, GA XXXX XXXX ( Last XXXX ) : XXXX Owner : XXXX XXXX ( XXXX Last XXXX : XXXX, XXXX : XX/XX/XXXX ) Requested Actions : Correct all identity mismatches, outdated addresses, old DBAs, incorrect NAICS/SIC codes, and duplicate records. 

Update all business bureaus and downstream vendors with verified, accurate information. 

A. UCC / Public Records/ Judgment Dispute Filing Reported By Date Filed Document # Requested Action Judgment / Bankruptcy XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX Delete if unverifiable MOV Requested : Court-certified filing copy, verification of XXXX, proof of liability. 

B. Business Tradeline Disputes For each vendor / XXXX account : Furnisher / Vendor Name : { { Insert } } Bureaus Reporting : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Status : { { Open / Closed / Late / Collection } } Issue : Incorrect balance, unverifiable late marks, duplicate reporting MOV : Full payment history, account opening docs, billing statements, proof of balance & term C. Business Inquiries Provide permissible purpose, vendor info, authorization, and date. Delete unauthorized inquiries. 

XXXX Banking XXXX XXXX Databases XXXX : Incorrect account closures, fraud codes, overdrafts not belonging to the business, mixed-file errors. Delete unverifiable entries. 

XXXX XXXX / XXXX / Bankruptcy Delete duplicate, mismatched, or fraudulent business records. 

Verify business bankruptcy filings ; delete if unverifiable.

Company response to consumer: Closed with explanation