Consumer complaint received 2026-01-21 00:00:00
Product: Debt collection — I do not know
Issue: Written notification about debt — Didn't receive notice of right to dispute
Company: Spring Oaks Capital, LLC
State: AK

Complaint narrative:
b'VIOLATION LEGAL NOTICE STOP HARASSING ME/HUMAN FOR MY PERSON. XXXX XXXX VIOLATION FINAL NOTICE THE NERVE OF YOUR COMPANY NOTICE FOR REQUEST OF           \nCERTIFIED MAIL RETURN RECEIPT WITH MY WET HUMAN SIGNATURE AND CEASE   \nAND DESIST OF SLANDER HARRASSMENT EMBARRASSMENT THREATS   \nDEFAMATION COLLUSION AGGRAVATED IDENTITY THEFT COLLECTIONS FALSE REPORTING & 18 USC 96 NOTICE INTENT TO SUE I HAVE NO BUSINESS WITH  \nYOUR COMPANY UNDER FEDERAL LAW: Pursuant to XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX), and 15 USC 1692g(b), you are required to cease and desist from collecting upon the debt (including contacting a debtors credit) . THIS IS A REFUSAL TO PAY OR PERMISSIBLE PURPOSES \nI DIDNT GIVE CONSENT TO USE THIS ACCOUNT/ESTATE: XXXX XXXX XXXX XXXX IN XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX DEFENDANT: SPRING OAKS CAPITAL LLC. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXn XXXX XXXX                                   \nGO AFTER SURETY BONDS FOR AGGRAVATED IDENTITY THEFT                                   \nFILE RE: ALLEGED ORIGINAL CREDITOR XXXX XXXX XXXX ALLEGED ACCOUNT NUMBER: XXXX ALLEGED DEBT AMOUNT OR BALANCE XXXXCERTIFIED MAILXXXX XXXX XXXX XXXX XXXX XXXX XXXXnDEAR: SPRING OAKS CAPITAL LLC.   BULK- DEBT COLLECTOR STOP VIOLATING THE FDCPA USC 1692D   EXHIBIT -XXXX XXXX XXXX XXXX XXXX  I AM UNAWARE OF THIS ALLEGED DEBT I DIDNT HAVE THE OPPORTUNITY TO DISPUTE  \nTHIS ALLEGED DEBT I DIDNT RECEIVE PROPER NOTIFICATION IF IN FACT YOU BELIEVE IVE RECEIVED PROPER NOTIFICATION, PLEASE PROVIDE THE CERTIFIED MAIL WITH RETURN RECEIPT WITH MY WET SIGNATURE STATING THAT IVE RECEIVED IT.   \nACCORDANCE TO 15 USC 1681s-2(a)(7)A(i) BUT THE CEASE & DESIST DOSENT INCLUDE YOU FROM  \nRESPONDING TO THIS REQUEST. IF YOU CANT PROVIDE ME WITH THIS INFORMATION, PLEASE STOP  \nHARRASSING THIS LIVING MAN I DIDNT GIVE CONSENT TO USE THIS ACCOUNT: HARRY FERDINAND GRANT SR IN COMMERCE. SEND ONLY CERTIFIED MAIL WITH RETURN RECEIPT WITH MY SIGNATURE. PLEASE SEND DOCUMENTS FROM THE GRAND JURY AS WELL, WHICH I ONLY RECOGNIZED COMMON LAW FEDERAL LAW. SEND ONLY CERTIFIED MAIL WITH RETURN RECEIPT WITH MY HUMAN SIGNATURE. FORWARD FLOW AGREEMENT, CHAIN OF ASSIGNMENT, PURCHASE AGREEMENT, SECRURITIZED OF THE DEBT.  XXXX I WAS MADE AWARE OF YOUR ATTEMPT TO COLLECT AND ALLEDGED DEBT AFTER I REVIEWED PUBLIC RECORDS. PLEASE BE THAT I HEREBY DISPUTE THE ABOVE-LISTED ALLEGED DEBT IN ITS ENTIRELY.  YOU ARE ON NOTICE THAT YOU ARE UNLAWFULLY ATTEMPTING TO COLLECT THE ABOVE-LISTED ALLEGED DEBT. CEASE&DESIST ALL COLLECTION ACTIVITY, INCLUDING REPORTING TO CONSUMER REPORTING AGENCIES   CRAs) BUT THE CEASE & DESIST DOSENT INCLUDE YOU FROM RESPONDING TO THIS   REQUEST ABOVE IN EXHIBIT A1 AND IT DOSENT INCLUDE YOU FROM DELETING ALLEGED   DEBT FROM MY CONSUMER REPORT.  THIS LETTER IS EVIDENCE PROVIDED VIA TO THE   CONSUMER FINANCIAL PROTECTION BUREAU (CFPB). THE CFPB IS AUTHORZED TO FULLY   INVESTIGATE THIS MATTER AND RECEIVE ANY INFORMATION RELATED TO THERTO. BE ADVISED, IF YOU FAIL TO COMPLY WITH THIS LETTER, I MAY TURN THE MATTER OVER TO A CONSUMER ATTORNEY ALSO YOU MAYBE SUED BY THE CFPB.    ABRUPTLY,    XXXX XXXX XXXX XXXX XXXX XXXX WITHOUT PREJUDICE without recourse BENEFICARY OF \nESTATE: XXXX XXXX XXXX XXXX XXXXnNOT THE TRUSTEE ALL DEBTS ARE PREPAID OWN BY UNITED STATEXXXX XXXX XXXX XXXX3   WHO ARE YOU I HAVE NO BUSINESS WITH YOUR COMPANY I NEVER SIGNED A PROMISSORY NOTE WITH ANY COMPANY GET LOST BEFORE I SUE.\n\n                                                                                                                                                                           \nNOTICE TO CEASE AND DESIST OF DEFAMATION, SLANDER, COLLUSION AND REPORTING TO CONSUMER DATA AGENCIES WITHOUT CONSENT AND INTENT TO SUE DELETE IMMEDIATELY'

Company response to consumer: Closed with non-monetary relief