Consumer complaint received 2025-03-13 00:00:00
Product: Debt collection — Rental debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: HW Holding, Inc
State: CA

Complaint narrative:
Thursday, XX/XX/year> Mailing : Personal info redacted to publish on CFPB website. 

Email address : I do not consent/authorize communication via email, in fact, I opt out of email communication and you have not in fact received directly from me, the named party, prior consent to use my email address to communicate with me about the debt and I have not withdrawn that consent ; or. 
Phone Number : I do not consent/authorize communication via phone. I do not consent/ authorize communication via phone, in fact, I opt out of phone communication and you have not, in fact, received directly from me, the named party, prior consent to contact me via phone to communicate with me about the debt and I have not withdrawn that consent ; Further, I am putting you on notice or notifying your company that I,, refuse to pay a debt and want the debt collector to cease further communication with me. The stipulation and judgment has already been determined and no further monies are due to your client or your company. Please reach your client or the person who sold you this debt or the person/company who created this debt to provide validation to your company for review or proceed to the civil case filed and adjudicated. 

Hunter Warfield , Inc . 
XXXX XXXX XXXX XXXX. XXXXXXXX XXXX XXXXXXXX RE : Request for XXXX XXXX Dear XXXX XXXX XXXX, I am writing to request validation of the debt you claim I owe, as permitted under the Fair Debt Collection Practices Act ( FDCPA ). Your email dated XX/XX/year> stated that I owe a debt in the amount that exceeds {$XXXX} ( Havent received any letter of any kind via mail or XXXX ), I do not consent to be communicated with as aforementioned, I have XXXX debt with your client or creditor, you should review your clients stipulation and judgement before you intend to create further harm. And review the CFPB XXXX XXXX XXXX XXXX XXXX ), XXXX XXXX XXXX, XXXX CFR Part XXXX ( Regulation F ) ; Interactive Bureau Regulations, XXXX CFR Part XXXX ( Regulation F ), XXXX Other prohibited practices ; XXXX Communications in connection with debt collection ; XXXX Acquisition of location information ; XXXX Harassing, oppressive, or abusive conduct ; XXXX False, deceptive, or misleading representations or means ; XXXX Unfair or unconscionable means ; XXXX Notice for validation of debts. 

To ensure that I accurately understand this debt and its legitimacy, I request that you provide me with the following information : The amount of the debt : A detailed breakdown of the debt including any fees or interest applied. 

The name of the creditor : The name of the original creditor to whom the debt is owed. 

Proof of the debt : Documentation that shows I am legally obligated to pay this debt, such as a copy of the original credit agreement or ask your creditor for a copy of the settlement agreement. 

XXXX of your right to collect the debt : XXXX that you are authorized to collect this debt on behalf of the creditor and that any relevant statutes of limitations have not expired. 

History/Timeline of the debt : Details about when this debt was incurred and any previous collections or disputes regarding this account. 

According to CFPB ( Consumer Financial Protection Bureau ) 1006.6 Communications in connection with debt collection. 1006.6 ( 6 ) ( a ) ( 4 ) Under the FDCPA, you are required to provide this information within 30 days of receiving this letter. Please note that until you provide the requested documentation, you may not attempt to collect this debt, report it to credit bureaus, or take any other collection actions.

Thank you for your attention to this matter. I look forward to your prompt response. 

Sincerely,

Company response to consumer: Closed with explanation