Consumer complaint received 2025-10-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: SC

Complaint narrative:
XXXX continues to lie and is stating all incorrect information! This is why so many people filed lawsuits against them, and I will proceed to join those individuals after this. 

Again, I have never signed or taken out a loan with them for {$56000.00} or with XXXX. They refuse to provide the contract that I supposedly signed with XXXX because there is not XXXX that exists. 

At this point, I will be consulting and retaining an attorney and I will be suing them for monetary damages, pursuing criminal and civil charges against them. 

This is unacceptable and very disgusting for them to try extort me and try to defraud me even after I provided them a Police Report. Who does this? I have integrity, but they don't!! XXXX dont even know where I went to school at for XXXX years, and if they did they would know I had a full college scholarship. 

I dont have any written relationship with XXXX at all, and they continue to try to force me to do business with them. I dont know them and I dont care to know them or do any business with them. They refuse to provide the documents I requested for because they dont have it and cant produce anything but fraudulent copies or irrelevant paperwork that doesnt validate or show proof of anything. 

Once again, XXXX has failed to provide all of the following documentation to validate this account to me. I will say this again, THIS LOAN IS FRAUDULENT!! 

This company is committing crimes against individuals and continue to get away with it, without being held responsible. They need to pay out hefty fines, and penalties to all the victims they continue to violate their rights and break the law. 

Again, I requested them to provide the following items below to me so I can give them to my attorney I will be retaining and to all of the Departments listed below, and they FAILED to do so!! I requested them to send the following to me, the XXXX XXXX Credit Bureaus Equifax, TransUnion, Experian, Consumer Financial Protection Bureau ( CFPB ), Federal Trade Commission ( FTC ), South Carolina Department XXXX Consumer Affairs and The Attorney General : XXXX. A copy of the original promissory note, including my signature and the terms of the loan made with the University. 

XXXX. A complete payment history and itemized accounting, including : Original principal of All interest charges and how they were calculated, All payments made and how they were applied, Any fees, penalties, or adjustments, and Current balance calculation XXXX. XXXX statements required under the XXXX XXXX ( for private loans ). 

XXXX. A copy of the school certification and disbursement records, including the name of the school, loan disbursement dates, and amounts. 

XXXX. Documentation of any assignments or transfers of the debt from the original lender to your organization, establishing your legal right to collect. 

XXXX. A copy of any collection agreements, if you are collecting on behalf of another party. 

XXXX. A copy of all monthly billing statements that have been sent. 

XXXX. Any and all documents used to originate the account, such as original applications, identification, or enrollment verification. ( Not copies of fraudulent or bogus docs ) Please be advised that until you provide the requested documentation, I am demanding that all information you are reporting is Deleted with all Credit Bureaus immediately, Cease all collection activities, written notices, and reporting this account to any other entities or organizations, until all of these documents are furnished. 

At this point, I think it time for me to move forward with starting a XXXX XXXX XXXX against them ; because several individuals are complaining about similar experiences they are having with them. 

This company need to be sued, and reported to the media on all platforms. They leave me no choice but to move forward with legal action and charges against them.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief