Consumer complaint received 2024-02-17 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
I received a copy of my credit report and I am sending this complaint to dispute the following account informationthat has been verified and updated on my credit report. 
Please update the account informationof deleted the following accounts : XXXX XXXXXXXX ( XXXX ), XXXX XXXX ( XXXX ) Illegal!! Under XXXX5 USC 1681 ( A ) " Definitions '' Rules of construction- Paragraph 2 titled " Exclusions '' and subparagraph ( A ) subsection ( i ) states that transactions are NOT TO BE INCLUDED in consumer reports. Remove the following account ( s ) or update the reporting history immediately. 

XXXX XXXX ( XXXX ) Illegal!! Under 15 USC 1681 ( A ) " Definitions '' Rules of construction- Paragraph 2 titled " Exclusions '' and subparagraph ( A ) subsection ( i ) states that transactions are NOT TO BE INCLUDED in consumer reports. Remove the following account ( s ) or update the reporting history immediately. 

XXXXXXXX XXXX ( XXXX XXXX ) ( XXXX ) Illegal!! Under 15 USC 1681 ( A ) " Definitions '' Rules of construction- Paragraph 2 titled " Exclusions '' and subparagraph ( A ) subsection ( i ) states that transactions are NOT TO BE INCLUDED in consumer reports. Remove the following account ( s ) or update the reporting history immediately. 

XXXX XXXXXXXX XXXX ( XXXX ) Illegal!! Under 15 USC 1681 ( A ) " Definitions '' Rules of construction- Paragraph 2 titled " Exclusions '' and subparagraph ( A ) subsection ( i ) states that transactions are NOT TO BE INCLUDED in consumer reports. Remove the following account ( s ) or update the reporting history immediately. 

XXXX ( XXXX ) ( XXXX ) I received a copy of my credit report and I am sending this complaint to dispute the following account informationthat has been verified and updated on my credit report. 
Please update the account informationof deleted the following accounts : XXXX  XXXX ( XXXX ), XXXX XXXX ( XXXX ) Illegal!! Under 15 USC 1681 ( A ) " Definitions '' Rules of construction- Paragraph 2 titled " Exclusions '' and subparagraph ( A ) subsection ( i ) states that transactions are NOT TO BE INCLUDED in consumer reports. Remove the following account ( s ) or update the reporting history immediately. 

XXXXXXXX XXXX ( XXXX ) Illegal!! Under 15 USC 1681 ( A ) " Definitions '' Rules of construction- Paragraph 2 titled " Exclusions '' and subparagraph ( A ) subsection ( i ) states that transactions are NOT TO BE INCLUDED in consumer reports. Remove the following account ( s ) or update the reporting history immediately. 

XXXX XXXX ( XXXX XXXX  ) ( XXXX ) Illegal!! Under 15 USC 1681 ( A ) " Definitions '' Rules of construction- Paragraph 2 titled " Exclusions '' and subparagraph ( A ) subsection ( i ) states that transactions are NOT TO BE INCLUDED in consumer reports. Remove the following account ( s ) or update the reporting history immediately. 

XXXX XXXX XXXX ( XXXX ) Illegal!! Under 15 USC 1681 ( A ) " Definitions '' Rules of construction- Paragraph 2 titled " Exclusions '' and subparagraph ( A ) subsection ( i ) states that transactions are NOT TO BE INCLUDED in consumer reports. Remove the following account ( s ) or update the reporting history immediately.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation