Consumer complaint received 2024-12-08 00:00:00
Product: Debt collection — Mortgage debt
Issue: False statements or representation — Attempted to collect wrong amount
Company: Shellpoint Partners, LLC
State: CA

Complaint narrative:
I am currently again in the Appeals Court fighting a fraudulent foreclosure and other abusive acts and practices of the banks, their many alleged Assignees. I had an alleged to be valid contract with XXXX XXXX XXXX XXXX in XXXX but as you know the Bank had ceased to exist prior to the date of that contract rendering its validity questionable ; as is verified in XXXX Hearing Documents, court cases, etc.. XXXX XXXX closed by the XXXX and Federal Deposit Insurance Corporation and certain assets sold to XXXX  XXXX, whom created and caused the 1st of many fraudulent assignments to be recorded starting in XXXX in an attempt to re-create a broken Chain of Title. The original Note being securitized and the original Deed being separated each going in different directions. Facts, thus rendering the original contract with a Note and Deed separated and the Note previously securitized but being hypothecated and re-hypothecated are lawfully and legally XXXX XXXX XXXX. Under the XXXX and the XXXX XXXX 's Settlement with the Banks, I filed civil suits starting XXXX and I have suffered many abuses, as I am currently and almost a full decade later. I have not had my claims heard based on their merit ; abuses under the color of law and authority but at least won the right to challenge the Fraud in a private action in the hope I would recover my losses. I've had to file multiple suits at substantial costs over XXXX and loss to defend the actions of these abusive debt collectors, their bad acts and unclean hands. I have not by any means been treated fairly! 
I have acted in good faith each step of the way. The Appeal court last round resulted in XXXX rescinding the prior recorded documents of their XXXX, XXXX used for initiating the Fraudulent Foreclosure. Rescinded just this XX/XX/XXXX and now a new party alleging new assignment and servicing rights NEW REZ/SHELLPOINT MORTGAGE SERVICING is sending me new threats of Foreclosure in the very first letter received on XX/XX/XXXX dated XX/XX/XXXX as a NOTICE OF DEFAULT AND INTENT TO ACCELERATE, the information contained therein is inaccurate and they are doing this while I am still in the Appeals Court and have not yet as exhausted all my remedies many of which have been unfairly, unlawfully and illegally denied to date. 
This new and current party has no legal lawful standing to take any action they have thus taken. They hide behind the corporate veil by changing the names of their fictitious entities and provide no documentation or substance as to their factual right to collect. The have not proven they are in possession of the note, a holder or holder in due course or representing a party that does. 
They have not shown that they have given lawful consideration but merely a false claim to abuse and harass me, a violation of the Fair Debt Collection and Reporting Practices Acts, both State and Federal.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation