Consumer complaint received 2025-03-09 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: IL

Complaint narrative:
on XX/XX/year> sent the following To whom it may concern XXXX of rectifying unproven claims, Not an entity today exists that can certifiably ignore its mandated obligations to report compliantly and to 100 % truth, correctness, completeness, timeliness, and Irrefutable proof of ownership and responsibility of any allegations of adverse aspects to an account or of a derogatory account in and of itself. According to Regulation V 1022.42 : Reasonable policies and procedures concerning the accuracy and integrity of furnished, Furnishers must have strong policies in place to have the highest possible accuracy, but it has not been done in this case. In addition, a in consonance with the metro 2 data formatted standards of legal reporting of consumer accounts and profile history and in keeping with the Fair Credit reporting act, namely section 609 a1A, it is in CLARITY that you are MANDATED to COMPLIANCE at all times, particularly upon notification by an infringed consumer that you are of your requisites to report adequately and a challenge ( or dispute ) is lodged versus any data previously NOT definitive PHYSICALLY to be affirmed valid or is UNABLE to be demonstrated as truthful, accurate, timely, and otherwise fully compliant to laws upon a declaration of concern by the consumer. I demand, as is MY RIGHTS to do so and as is your REQUIREMENT to satisfy, for you to ANNUL by deletion or removal any and all allegations of PHYSICAL EVIDENCE OF COMPLIANCE to reporting laws much less verified and valid. If you are unwilling or UNABLE to do so in a federally defined TIMELY manner you MUST rectify your infractions by RETURNING TO or retaining federal reporting COMPLIANCE TODAY, even RIGHT NOW, as such, I DEMAND that you CERTIFICATE the verification and validity of the following claims or NOW : Since the accounts have NOT been shown by you to be properly verified, I demand the accounts listed herein be removed immediately. Make no mistake, I intend on pursuing all available remedies under Federal Law to enforce my rights. Failing to remove any and all not compliant and or any and all unverified accounts is damaging my creditworthiness and reputation on a continued basis, such that I will deem purposeful injurious and in need to seek juris rectification. Since the accounts have NOT been shown by you to be properly verified, I demand the accounts listed herein be removed immediately. The FOLLOWING reporting derogatory allegations of are either UNTRUE, INCORRECT, INCOMPLETE, UNTIMELY, NOT MINE, NOT MY RESPONSIBILITY, or diversely NOT testimonial COMPLIANT to regulatory federal reporting laws and or standards and MUST be eradicated immediately, do so TODAY, even right NOW! The obvious infractions are as follows : Please erroneous immediately or else wise adequately PHYSICALLY VERFIFYPROPERLY the absolute factual TRUTH, ACCURACY, COMPLETENESS, VALIDITY, METRO 2 FORMAT REPORTING and any and all aspects of compulsorily CERTIFIED COMPLIANCE OF REPORTING elsewise be it mentioned or be it now. Should you be or unwilling to timely demonstrate proof as required I DEMAND that you REMOVE THE FOLLOWING items of reporting :

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation