Consumer complaint received 2022-11-25 00:00:00
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem — Investigation took more than 30 days
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CA

Complaint narrative:
To Whom It May Concern, XX/XX/XXXX **I AM THE ORIGINAL CREDITOR, ONLY I CAN VALIDATE THIS ALLEGED INQUIRY** I DEMAND THAT YOU REMOVE THESE INQUIRIES IMMEDIATELY PER : 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( A ) Reporting information with actual knowledge of errors Apersonshall not furnish any information relating to aconsumerto anyconsumer reporting agencyif thepersonknows or hasreasonable cause to believe that the information is inaccurate 15 U.S. Code 1692k - Civil liability ( a ) Amount of damages Except as otherwise provided by this section, anydebtcollector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of ( 1 ) any actual damage sustained by such person as a result of such failure.

( 2 ) ( A ) in the case of any action by an individual, such additional damages as the court may allow, but not exceeding {$1000.00}. 
( a ) Amount of damages Except as otherwise provided by this section, anydebtcollector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of any actual damage sustained by such person as a result of such failure.

( A ) in the case of any action by an individual, such additional damages as the court may allow, but not exceeding {$1000.00}.

Section 609 ( c ) ( 2 ) ( E ) of the FCRA - 0.

15 U.S. Code 1681- Congressional findings and statement of purpose- ( 3 ) Consumerreporting agencies have assumed a vital role in assembling and evaluatingconsumercreditand other information onconsumers. 

Please remove these inquiries immediately for I will file a lien against your company, {$1000.00} per inaccuracy. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX 15 U.S. Code 1681c - Requirements relating to information contained in consumer reports- ( f ) Information excluded from consumer reports : Except as authorized under subsection ( b ), noconsumer reporting agencymay make anyconsumer reportcontaining any of the following items of information.

( 4 ) Accountsplaced for collection or charged to profit and loss which antedate the report by more than seven years.

XXXX XXXX XXXX  Please remove, per the consumer law listed above.

15 U.S.C. code 6802. Obligations with respect to disclosures of personal information- ( a ) Except as otherwise provided in this subchapter, a financial institution may not, directly or through any affiliate, disclose to a nonaffiliated third party any nonpublic personal information, unless such financial institution provides or has provided to the consumer a notice that complies with section 6803 of this title.

Please remove this account. This is illegal and needs to be removed immediately. I am the consumer, I have the right to say what is listed on my consumer credit report.

Thanks,

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief