Consumer complaint received 2025-11-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: SC

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX, XXXX, SC XXXX XX/XX/XXXX TransUnion XXXX XXXX XXXXXXXX XXXX XXXX, PA XXXX Re : Credit File Personal Information & File Integrity Dispute Consumer : XXXX XXXX XXXX XXXX XXXX : XX/XX/XXXX | SSN ( last XXXX ) : XXXX Number : XXXX To Whom It May Concern : I am writing to dispute and correct personal identifying information and structural issues in my credit file pursuant to the Fair Credit Reporting Act ( FCRA ), including but not limited to 15 U.S.C. 1681e ( b ), 1681g, and 1681i. 
Your file must be accurate, complete, and verifiable. My report currently contains incorrect identity data and potential structural issues that do not match my current, verified legal information and XXXX lead to reporting errors. 
Enclosed : Copy of my South Carolina Commercial Drivers License, proof of current address, and XXXX document. 
XXXX. Legal Name Correct and Standardize Correct legal name : XXXX XXXX XXXX XXXX remove the following incorrect name variation ( XXXX ) : These entries are not accurate and may result in mixed files or improper association of accounts. 
XXXX. Address Remove Unverifiable or Incorrect Entries My correct current address is : XXXX XXXX XXXX, XXXX  XXXX, XXXX, SC XXXX Please remove the following outdated or incorrect address ( es ) : XXXX XXXX XXXX XXXX, XXXX, TX XXXX XXXX XXXX XXXX XXXX, XXXX, TX 3 . Employment Information Remove Outdated or Incorrect Employers My current employment is : XXXX XXXX, XXXX XXXX  XXXX ( XXXX XXXX  ) Please remove the following outdated or incorrect employer entries : XXXX XXXX XXXX. XXXX XXXX XXXX, Completeness, and DOFD Data I request a full reinvestigation of all tradelines under FCRA 611 ( a ) to ensure : Proper Date of First Delinquency ( DOFD ) Consistent dates ( opened, closed, reported, last payment ) Correct balances, past-due amounts, and compliance with Metro 2 formatting Please remove any entry that is inaccurate, inconsistent, incomplete, or unverifiable. 
5. Request for Full File Disclosure & Method of Verification Under FCRA 609 ( a ), I request : A full updated copy of my credit file The method of verification for any retained personal data and disputed tradelines If verified, please include : The name, address, and phone number of each furnisher contacted The date and nature of the verification Supporting documentation, if available 6. Action Requested Within 30 Days Please confirm the following : My legal name and address are correctly reflected All inaccurate names, addresses, phone numbers, and employment data have been removed Any unverifiable tradeline or data field has been corrected or deleted Send me a full updated report and written explanation of any retained data All rights reserved. 
Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX, Lot XXXX, XXXX, SC XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief