Consumer complaint received 2025-10-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
XXXX XXXX XXXX SOC SEC # XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX FL XXXX This letter is to inform you that I recently received a copy of my credit report that your company publishes and after reviewing it I found a number of items on the report that are inaccurate. The accounts in question are listed below. 
Please send me copies of the documents that you have in your files as of this date that you used to verify the accuracy of the accounts listed below. 
Under the Fair Credit Reporting Act, 15 U.S.C. 1681g I have the right to demand that you disclose to me all of the documents that you have recorded and retained in your file at the time of this request concerning the accounts that you are reporting in my credit report. Please dont respond to my request by saying that these accounts have been verified. Send me copies of the documents that you have in your files that were used to verify them. 
If you do not have any documentation in your files to verify the accuracy of these disputed accounts then please delete them immediately as required under Section 611 ( a ) ( 5 ) ( A ) ( i ). By publishing these inaccurate and unverified items on my credit report and distributing them to 3rd parties you are damaging my reputation and credit worthiness. 
Under the FCRA 15 U.S.C. 1681i, all unverified accounts must be promptly deleted. 
Therefore, if you are unable to provide me with a copy of the verifiable proof that you have on file for each of the accounts listed below within 30 days of receipt of this letter then you must remove these accounts from my credit report. 
Please provide me with a copy of an updated and corrected credit report showing these items removed. 
I demand the following accounts be properly verified or removed immediately. 
Name of Account : Account Number : Provide Physical Proof of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX {$280000.00} MTG {$280000.00} XXXX {$2200.00} {$15000.00} XXXX XXXX XXXX XXXX XXXX XXXX XP/TU/EF History : XX/XX/XXXX ; XXXX Late Dates : XXXX, XXXX XXXX XXXX XXXX XXXX, INCLUDING XXXX XXXX XXXX ; XXXX XXXX ACCOUNT XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX {$89000.00} XXXX  {$89000.00} - {$89000.00} XXXX XXXX XXXX XXXX CHARGE OFF XP/TU/EF History : XX/XX/XXXX ; -- -- -- -- XXXX -- -- -- -- -- XXXX Late Dates : XXXX ( See status ), XXXX, XXXX, XXXX CHARGED OFF ACCOUNT ; ACCOUNT CLOSED BY XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX {$44000.00} XXXX  {$34000.00} XXXX {$770.00} {$0.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XP/TU/EF History : XX/XX/XXXX ; XXXX -- -- XXXX -- -- -- -- -- XXXX XXXX Late Dates : XXXX, XXXX, XXXX, XXXX FIXED RATE XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX {$35000.00} XXXX  {$15000.00} XXXX - {$15000.00} XXXX XXXX XXXX XXXX CHARGE OFF XP/TU/EF History : XX/XX/XXXX ; XXXX -- -- -- -- -- -- -- -- -- -- - Late Dates : XXXX, XXXX, XXXX CHARGED OFF ACCOUNT ; AMOUNT IN HIGH CREDIT IS ORIGINAL CHARGE-OFF AMOUNT XXXX XXXX XXXX XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX {$7600.00} OPEN {$7100.00} XXXX {$7100.00} XXXX  {$260.00} XXXX XXXX XXXX XXXX DELINQ XXXX XP/TU/EF History : XX/XX/XXXX ; XXXX Late Dates : XXXX ( See status ), XXXX ACCOUNT CLOSED AT CREDIT GRANTOR 'S REQUEST XXXX XXXX XXXX XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX {$5000.00} XXXX  {$5800.00} XXXX  {$190.00} {$890.00} XXXX XXXX XXXX XXXX DELINQ XXXX XP/TU/EF History : XX/XX/XXXX ; XXXX Late Dates : XXXX, XXXX, XXXX, XXXX, XXXX XXXX XXXX XXXX XXXX XXXXXXXX XX/XX/XXXX XX/XX/XXXX {$400.00} {$400.00} {$400.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX {$280000.00} XXXX  {$0.00} XXXX {$0.00} {$0.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XP/TU/EF History : XX/XX/XXXX ; XXXX XXXX Late Dates : XXXX, XXXX, XXXX TRANSFERRED TO ANOTHER LENDER ; XXXX XXXX XXXX XXXX ; COLLATERAL : XXXX XXXX XXXX XXXX XXXX ; XXXX XXXX XXXX Thank You XXXX XXXX XXXX XXXX XXXX XXXX XXXX Attached XXXX Copy of my Social Security Card & Drivers License is attached Sent : USPS Certified Mail Take these cards down to your copy center and make clear copies of both on one sheet. 
They must be legible or else the credit bureaus will reject them. 
COPY OF ID CARD ( Drivers License, Passport or State ID Card ) COPY of SSN CARD

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation