Consumer complaint received 2025-11-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: GA

Complaint narrative:
I am disputing the following accounts that appear as negative items on my credit report. These items are either inaccurate, unverifiable, or are being reported incorrectly : 1. XXXX XXXX XXXX XXXX XXXX  XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Status : Charge-off Balance : {$3300.00} Reason for Dispute : I dispute the accuracy of this account. I request verification of this debt including the original creditor information, original signed agreement, and complete payment history. 

2. XXXX  XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Status : Charge-off Balance : {$8700.00} Reason for Dispute : This account information is inaccurate. I request complete verification of this debt including the original signed agreement, itemized accounting of all charges, and proof of my liability for this debt. 

3. XXXX XXXX XXXX  Account Number : XXXX XXXX XXXX XXXX XXXX Status : Charge-off Balance : Listed as 'High XXXX ' - Amount Unclear Reason for Dispute : The balance reporting is unclear and appears inaccurate. I request verification of the actual balance owed, complete payment history, and documentation proving the charge-off status is accurate. 

4. XXXX XXXX  Account Number : XXXXXXXX XXXX XXXX XXXX XXXX  Status : Charge-off Balance : {$6000.00} Reason for Dispute : I dispute the accuracy and completeness of this account information. Request verification including original creditor documentation, complete payment history, and proof of charge-off date. 

5. XXXX XXXX XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Status : Charge-off Balance : {$8900.00} Reason for Dispute : I dispute this account and request complete verification of the debt including original signed agreement, itemized statement of charges, and documentation of the creditor 's authority to report this account. 

6. XXXX XXXX XXXX XXXX ( Account # XXXXXXXX XXXX XXXX XXXX XXXX ) Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Status : Charge-off Balance : {$10000.00} Reason for Dispute : I dispute the accuracy of this account information. Request verification of original loan documentation, complete payment history, and proof that all required notices were properly provided. 

7. XXXX XXXX XXXX XXXX ( Account # XXXXXXXX XXXX XXXX XXXX XXXX ) Account Number : XXXXXXXX XXXX XXXX XXXX XXXX  Status : Charge-off Balance : {$2600.00} Reason for Dispute : This account information is inaccurate or incomplete. Request full verification including original credit agreement, complete transaction history, and documentation of all charges. 

8. XXXX XXXX XXXX XXXX ( Account # XXXXXXXX XXXX XXXX XXXX XXXX  ) Account Number : XXXXXXXX XXXX XXXX XXXX XXXX  Status : Charge-off Balance : {$27000.00} Reason for Dispute : I dispute the accuracy and completeness of this account. Request verification of the original signed agreement, complete payment history, and documentation supporting the reported balance and status. 

9. Collection Account Collector Phone : ( XXXX ) XXXX Status : Collection Balance : Listed as 'High XXXX ' - Amount Unclear Reason for Dispute : This collection account is inaccurate. I request complete verification including the name of the original creditor, original account number, proof that the collection agency has authority to collect this debt, and documentation of the debt 's validity.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief