Consumer complaint received 2025-07-08 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC.
State: IN

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate. 
Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 
Please remove the following items from my credit report, immediately : EXPERIAN * * * * * * Account name XXXX XXXX XXXX XXXX Account number XXXX Account type Credit card Balance {$1300.00} Date opened XX/XX/XXXX Open/closed Closed Account name XXXX XXXX XXXX XXXX  Account number XXXX Account type Credit card Balance {$0.00} Date opened XX/XX/XXXX Open/closed Closed Account name XXXX XXXX Account number XXXX Account type Auto Loan Balance {$12000.00} Date opened XXXX XXXX, XXXX Open/closed Closed Account name XXXX XXXX Account number XXXX Account type Unsecured Balance {$0.00} XXXX opened XX/XX/XXXX Open/closed Closed Account name XXXX XXXX XXXX Account number XXXX Original creditor XXXX XXXX Account type XXXX XXXX XXXX {$1200.00} Date opened XX/XX/XXXX Account name XXXX XXXX XXXX Account number XXXX Original creditor XXXX XXXX XXXX Account type Collection Balance {$170.00} Date opened XX/XX/XXXX EQUIFAX * * * * * * Account name XXXX  XXXX XXXX  Account number XXXX Account type Revolving Balance {$1100.00} Date opened XX/XX/XXXX Open/closed Closed Account name XXXX XXXX XXXX  Account number XXXX Account type Revolving Balance {$0.00} Date opened XX/XX/XXXX Open/closed Closed Account name XXXX XXXX XXXXXXXX Account number XXXX Account type Installment Balance {$12000.00} Date opened XXXX XXXX, XXXX Open/closed Closed Account name XXXX, XXXX Account number XXXX Original creditor XXXX XXXX Account type Installment Balance {$0.00} Date opened XX/XX/XXXX Open/closed Closed Account name XXXXXXXX XXXX XXXX Account number XXXX Original creditor XXXX XXXXXXXX XXXX Account type Collection Account Balance {$0.00} Date opened XX/XX/XXXX Account name XXXX XXXXXXXX XXXX Account number XXXX Original creditor XXXX XXXX Account type Open Account Balance {$1200.00} Date opened XX/XX/XXXX Account name XXXX XXXX, XXXX Account number XXXX Original creditor XXXX XXXX  Account type Collection Account Balance {$16000.00} Date opened XX/XX/XXXX Account name XXXX XXXX XXXX Account number XXXX Original creditor XXXX XXXX XXXX Account type Collection Account Balance {$170.00} Date opened XX/XX/XXXX TRANSUNION * * * * * * Account name XXXX XXXX, XXXX Account number XXXX Account type Open account Balance {$0.00} Date opened XX/XX/XXXX Open/closed Closed Account name XXXX Account number XXXX Account type Revolving account Balance {$0.00} Date opened XX/XX/XXXX Open/closed Closed Account name XXXX Account number XXXX Account type Revolving account Balance {$1100.00} Date opened XX/XX/XXXX Open/closed Closed Account name XXXX XXXX Account number XXXX Account type Installment account Balance {$12000.00} Date opened XXXX XXXX, XXXX Open/closed Closed Account name XXXX  Account number XXXX Account type Installment account Balance {$0.00} Date opened XX/XX/XXXX Open/closed Closed Account name XXXX XXXX XXXX  Account number XXXX Original creditor XXXX XXXX XXXXXXXX XXXX  Account type Open account Balance {$0.00} Date opened XX/XX/XXXX Account name XXXX  Account number XXXX Original creditor XXXX XXXX XXXX Account type Open account Balance {$1200.00} Date XXXX XX/XX/XXXX Account name XXXX XXXX Account number XXXX Original creditor XXXXXXXX XXXX XXXX  Account type Open account Balance {$16000.00} Date opened XX/XX/XXXX Account name XXXX  Account number XXXX Original creditor XXXX XXXX XXXX  XXXX  Account type Open account Balance {$170.00} XXXX opened XX/XX/XXXX XXXX

Company response to consumer: Closed with non-monetary relief