Consumer complaint received 2025-03-11 00:00:00
Product: Mortgage — FHA mortgage
Issue: Trouble during payment process — Loan sold or transferred to another company
Company: Mr. Cooper Group Inc.
State: GA

Complaint narrative:
First and Foremost I have first hand Knowledge that a crime has been committed by the Mortgage company and its successors. These Mortgage companies/servicing agent have Violated Several Federal Laws including RESPA and the TILA. Furthermore, I have Forensics evidence that the grammar used in this Mortgage/ Security Deed is False and Misleading violating Title~18 U.S.C CH.~47 SECTION~1001~1002 . This Corporation has Failed to Give Closure on the fact the grammar in the Mortgage contract/ Security Deed is False and Misleading. The Lender failed to Give closure that I XXXX XXXX on XX/XX/XXXX Created a Note with an Actual Cash Value in the Amount of {$480000.00}. This Note was used to Fund the Purchase of my Real Property listed at XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX. At the time of this Initial contract I had No Knowledge of how banks Operate and was not Given any disclosure on the fraud that was being perpetrated on me. I had know first hand knowledge that the Note I signed created Actual Cash value and that the bank/ lender took my Note as A gift and then Proceeded to Securitize this Note without my Authorization, Consent or Knowledge and then decided to loan me my own funds back to me while creating a fictitious security Deed to publicize the fact a lien was Drafted and yet no funds were actually ever loaned. My Real Property Has Already been paid in full and satisfied from XXXX. I Would like to receive XXXX times the Damages for this Fraud that has been Committed and I will also be Suing this Company For the Mental anguish, defamation of Character and Title~42 1983 for lack of equal protection of the Law. I have Placed both Mortgage companies on Notice Several Times starting from XX/XX/XXXX Until Now XXXX. The XXXX Companies involved Are : Nationstar Mortgage XXXX Mr Cooper and XXXXXXXX XXXX XXXX Nationstar Mortgage LLC is who first Created the Fraudulent security Deed to Extort me for Future Payments that I Never Agreed to. I am Commanding that these Corporations be held accountable for the criminal Activity. I am seeking to sue for civil damages and criminal Damages as well. This company recently attempted to Foreclose on my Home in which Lawfully they do not have the Lawful Authority to Do So. I have proof that I have sent XXXX XXXX and Nationstar Mortgage LLc/ Mr Cooper XXXX Notices certified Mail telling them that they Do Not have Lawful Authority to Foreclose on My Home. Also, going into details on why they do not have Authority to do so. Nationstar Mortgage also executed an assignment of Security Deed Fraudulently as if I authorized this company to complete this act. These companies Do not have any Authority to Foreclose on my home Because lawfully and legally my home has already been paid in Full plus interest. I am seeking for these Companies to be held accountable for there fraudulent Actions including Mail Fraud : Title~18 U.S.C : CH~63 SEC~1341 Which holds a XXXX year sentence and {$1.00} XXXX fine or both. This Unlawful Americans are not aware of this Fraud that is taking place however ignorance is no excuse of the law and I would like to settle this matter immediately.

Company response to consumer: Closed with explanation