Consumer complaint received 2025-04-23 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: Resurgent Capital Services L.P.
State: TX

Complaint narrative:
XX/XX/year> XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX Resurgent Capital Services P.O. XXXX XXXX XXXX, SC XXXX To Whom It May Concern : Be advised that you failed to provide the information I requested. Once again, this is not a refusal to pay but a notice that your claim has been disputed and validation has been requested. Under the Fair Debt Collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt and that some contractual obligation is binding on me to pay this debt. 
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.

If your offices can provide the proper documentation as requested in the following declaration, I will require 14 days to investigate this information, and during such time, all collection activity must cease and desist. Also, during this validation period, if any action is taken that could be considered detrimental to any of my credit reports, I will consult with legal counsel for suit. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated. If your offices fail to respond to this validation request within 14 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file, and a copy of such deletion request shall be sent to me immediately. 
Please be advised that your company is not licensed or authorized to collect a debt in the state of Texas ; therefore, cease and desist. 
You and your client should ensure that your records are in order before I am forced to take legal action. 

DEBT COLLECTOR DECLARATION Please provide the following : A complete detailed list of the payment history that I made on this account I want to see the original signature that I agreed to on this contract for this creditor. 
Have any insurance claims been found on this debt? 
Any Judgments obtained by any creditor regarding this account. 
I want to see the chain of titles that you have to collect on this account. 
Complete accounting of alleged debt. 
Commission for debt collector if collection efforts are successful. 
Please provide the name and address of the bonding agent for Resurgent Capital Services if legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents. This request for validation is made pursuant to the Fair Debt Collection Practices Act. Please allow 14 days for processing after I receive this information back. 

Best Regards cc Federal Trade Commission

Company response to consumer: Closed with non-monetary relief