Consumer complaint received 2024-11-26 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: IL

Complaint narrative:
Recently I did an investigation on my credit report and found several items on to be inaccurate. 

Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates. 

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : EXPERIANXXXX  Names XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Accounts XXXX XXXXXXXX Account number XXXX Date opened XX/XX/XXXX Open/closed Open Balance {$2300.00} XXXXXXXX XXXX  Account number XXXX Date opened XX/XX/XXXX Open/closed Open Balance {$4200.00} XXXXXXXX XXXX XXXX XXXXXXXX Account number XXXX Date opened XX/XX/XXXX Open/closed Closed Balance {$10000.00} XXXXXXXX XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Open/closed Closed Balance {$2300.00} XXXXXXXX XXXX Account number XXXX Date opened XX/XX/XXXX Open/closed Closed Balance {$15000.00} XXXX XXXX XXXX Account number XXXX Collection Date opened XX/XX/XXXX Balance {$390.00} XXXXXXXX XXXX XXXXXXXX Account number XXXX Date opened XX/XX/XXXX Balance {$150.00} XXXX XXXX XXXXXXXX Account number XXXX Date opened XX/XX/XXXX Open/closed XXXX Balance {$2300.00} XXXXXXXX XXXX Account number XXXX Date opened XX/XX/XXXX Open/closed Open Balance {$4200.00} XXXXXXXX XXXX XXXX XXXXXXXX Account number XXXX Date opened XX/XX/XXXX Open/closed Closed Balance {$10000.00} XXXXXXXX XXXX XXXX  Account XXXX XXXX Date opened XX/XX/XXXX Open/closed Closed Balance {$2300.00} XXXX XXXX Account number XXXX XXXX XXXX XX/XX/XXXX Open/closed Closed Balance {$15000.00} XXXXXXXX XXXX XXXXXXXX Account number XXXX Date opened XX/XX/XXXX Balance {$150.00} XXXX XXXX XXXXXXXX Account number XXXX Date opened XX/XX/XXXX Open/closed Open Balance {$2300.00} XXXXXXXX XXXX Account number XXXX Date opened XX/XX/XXXX Open/closed Open Balance {$4200.00} XXXX XXXX XXXX  XXXX Account number XXXX Date opened XX/XX/XXXX Open/closed Closed Balance {$10000.00} XXXXXXXX XXXX XXXX  Account number XXXX Date opened XX/XX/XXXX Open/closed XXXX XXXX {$2300.00} XXXX XXXX Account number XXXX Date opened XX/XX/XXXX Open/closed Closed Balance {$15000.00} XXXXXXXX XXXX XXXXXXXX Account XXXX XXXX Date opened XX/XX/XXXX Balance {$150.00}

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation