Consumer complaint received 2025-02-26 00:00:00
Product: Debt collection — Medical debt
Issue: False statements or representation — Attempted to collect wrong amount
Company: Allied Collection Services, Inc. (Nevada)
State: FL

Complaint narrative:
Subject : Formal Complaint Against Allied Collection Services , Inc. for Fraudulent Collection Reporting Dear CFPB, I am filing this formal complaint against Allied Collection Services , Inc. for fraudulent and inaccurate reporting of a collection account that was previously removed from my credit report. Despite providing evidence of this debts prior removal on XX/XX/2022, Allied Collection Services has re-reported it under a different amount, which is an illegal practice known as re-aging of debt under the Fair Credit Reporting Act ( FCRA ) and Fair Debt Collection Practices Act ( FDCPA ). Details of the Dispute : The debt in question originates from XXXX XXXX with a balance of {$2400.00} I have provided documentation confirming that I never had dental work done at XXXX XXXX for the services they claim. My records show that the dental work in question was actually performed by a different dentist in XXXX, Florida, on XX/XX/XXXX, XXXX by XXXX XXXX, as falsely reported. XXXX XXXX previously confirmed that my balance was XXXX, yet Allied Collection Services is now attempting to collect this disputed amount of {$2300.00} This debt was previously removed from my credit report by XXXX XXXX and XXXX, yet Allied Collection Services has reinserted it with a different amount, to all three credit bureaus, but XXXX XXXX blocked them., which is a clear violation of FCRA 605 ( c ). Violations Committed by Allied Collection Services : 1. Re-aging of debt This debt was previously disputed and removed, yet they have re-reported it under a different amount. 2. Failure to properly validate the debt The collection agency has not provided proof that I legally owe this debt. 3. Misrepresentation of the debt amount The amounts reported differ from previous records, which suggests fraudulent or deceptive practices. 4. Continued collection of a disputed debt Under the FDCPA, a collection agency must cease collection efforts until proper validation is provided. Requested Resolution : I am requesting the immediate removal of this fraudulent collection account from my credit report and a full investigation into Allied Collection Services , Inc. for violations of federal consumer protection laws. Additionally, I request that Allied Collection Services cease all collection activity related to this account. If this matter is not resolved promptly, I am prepared to pursue further legal action and file additional complaints with the State Attorney Generals Office, the XXXX XXXX XXXX  ( XXXX  ), and, if necessary, seek damages for FCRA and FDCPA violations. Please find attached supporting documentation, including previous disputes, correspondence, and proof of the debts prior removal. Thank you for your attention to this serious matter. I appreciate your prompt response and action against this deceptive collection practice.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation