Consumer complaint received 2017-08-20 00:00:00
Product: Debt collection — Other debt
Issue: Written notification about debt — Didn't receive notice of right to dispute
Company: Crown Asset Management, LLC, Duluth, GA Branch
State: HI

Complaint narrative:
I was served a Complaint on XX/XX/XXXX stating I was to appear in Court on XX/XX/XXXX. This is a Civil Complaint from CROWN ASSET MANAGEMENT , LLC, who is a Debt Collector hiding under a LLC. These are attorneys located in XXXX. I live on XXXX. The attorneys name is XXXX XXXX XXXX. They buy written off loans and then file complaints with the court without ever notifying in writing that they bought the debt. The statute of Limitations in California where the contract was signed to XXXX XXXX XXXX is 4 years. I defaulted payment due to the mortgage crisis of XXXX in XX/XX/XXXX. The statute of Limitations in Hawaii is 6 years, therefore, this debt that they are illegally trying to collect on is Over the Statute of Limitations. CROWN ASSET MANAGEMENT , LLC, never once sent me a notification that they had purchased this written off loan. They just went and filed a civil complaint to the court on XX/XX/XXXX. There is also another attorney in XXXX, XXXX XXXX XXXX XXXX that I filed a complaint before, continues to buy written off loans for pennies on the dollar and both Attorney Firms use misrepresentation and deceit on unsuspecting consumers who do not understand their rights un the Fair Debt Collections Practices Act. I contacted XXXX XXXX acting attorney for collection of this written off debt. She stated that the debt was not over the statute of limitations as they purchased this loan on XX/XX/XXXX. I corrected her stating that the Statue of Limitations starts on the day the in which the debt defaulted on payment which was in XX/XX/XXXX. I went to court on XX/XX/XXXX. The judge continued the case until XX/XX/XXXX. The judge asked if I had contacted the XXXX XXXX, debt collector ( WHO WAS NOT PRESENT IN COURT ). I told the judge that I had and wished to dismiss this case because the attorney for CROWN ASSET MANAGEMENT , LLC, XXXX XXXX was not present in court and that the debt is over the statute of limitations. The judge just continued the case until XX/XX/XXXX advised me to contact the debtor again and to hire an attorney. I am XXXX and am only receiving social security benefits. I can not afford an attorney and I know my rights under the FDCPA. I called the law offices of XXXX-XXXX on XX/XX/XXXX as ordered by the judge. The receptionist told me that XXXX XXXX was not in the office and that she would be in the office on Friday, XX/XX/XXXX from XXXX XXXX to XXXX XXXX the receptionist then transferred me to XXXX XXXX 's voicemail. I left a voicemail stating I was ordered by the judge to contact her and again stated to XXXX XXXX that this debt is over the statute of limitations and that I was never notified in writing by their offices that they bought this written off debt and that the judge ordered me to contact her and that the case is continued to XX/XX/XXXX. XXXX XXXX was to return my call on Friday, XX/XX/XXXX. As of this date, I have had no response from her. As I was in court, I heard many cases from this firm and XXXX XXXX XXXX 's firm. Most defendants do not show up in court so the judge orders a judgement in favor of the plaintiff 's. The judge SHOULD HAVE DISMISSED MY CASE FOR THE PLAINTIFF IN MY CASE DID NOT SHOW UP. WHY DID THE JUDGE CONTINUE MY CASE AS A DEFENDANT FOR A COMPLAINT, BUT THEN GRANTS JUDGEMENT IN FAVOR OF PLAINTIFF ATTORNEY 'S WITH THESE ILLEGAL FILINGS ON OLD DEBTS WHEN THE DEFENDANT DOES NOT SHOW UP. I FIND OUR JUSTICE SYSTEM A ABOMINATION!!!!! THESE ATTORNEYS WHO HIDE UNDER A LIMITED LIABILITY CORPORATION SO THEY CAN NOT BE DISBARRED FOR THEIR ILLEGAL ACTIONS. AND A CORRUPT JUDGE ALWAYS FINDING IN FAVOR OF THE PLAINTIFF. These attorneys act as debt collectors buying up defaulted loans that are too old and are over the statute of limitations to sue and also have been written off by the original creditor for pennies on the dollar using misrepresentation as to NEVER NOTIFY ME IN WRITING AND JUST FILE A COMPLAINT WITH THE COURT IS MISREPRESENTATION, DECEITFUL AND ILLEGAL UNDER THE FAIR DEBT COLLECTIONS PRACTICES ACT. I would like to see once and for all that these attorney 's be brought up on charges for illegally obtaining monetary funds from many unsuspecting consumers in the State of Hawaii, using misrepresentation, threats of arrest and jail time and illegally getting judgements against consumers that I personally know who are having their paychecks garnished for they did not know their rights on old debts to be sued upon. And also start an investigation of the judge who is repeatedly ruling unjustly in favor of Plaintiff knowing that these attorneys are using misrepresentation, threats of arrest and jail time and illegally getting judgements against consumers that I personally know. Sincerely, XXXX XXXX XXXX

Company response to consumer: Closed with explanation