Consumer complaint received 2025-04-22 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Incorrect information on your report — Information belongs to someone else
Company: Resurgent Capital Services L.P.
State: FL

Complaint narrative:
bXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXXLVNV Funding LLC\nCare of Resurgent Capital Services L.P XXXX XXXX XXXX XXXX SC XXXXACCOUNT NUMBER: XXXXORIGINAL CREDITOR: LVNV Funding LLC\n\nSubject: Cease and Desist  Request for Deletion of Collection Account\nDear LVNV Funding LLC- Care of Resurgent Capital Services L.P, I am writing to formally request that you immediately cease all reporting\nof the collection account associated with my name, which appears on my credit report. This request is\nmade under the privacy protections afforded to me by 15 U.S. Code  6802. I have reviewed my credit\nreport and noticed that your company is reporting a collection account that is inaccurate or incomplete.\nAccording to the Fair Credit Reporting Act, I am entitled to dispute any information that I believe to be\nerroneous. If you do not cease reporting this account, I am formally requesting Proper Validation and\nProof of Claim as per the Fair Debt Collection Practices Act (FDCPA). I seek comprehensive validation of\nthe alleged debt, including evidence establishing that I am the party obligated to settle this debt and that\nthere exists a legally binding contractual obligation compelling me to do so. For clarity, I request that all\ncommunication be limited to written correspondence until adequate validation of the purported debt is\nprovided. To assist you in meeting this request, please furnish the following required documentation:\n1. A copy of the original contract or agreement under which the debt arose.\n2. A detailed account statement showing the amount of the debt, including any fees or interest.\n3. Date of Last Activity.\n4. Full, accurate social security number that may help to identify me as the correct person you are trying\nto collect from.\n5. Documentation confirming that you have the legal right to collect this debt.\n6. Any correspondence related to this account that includes my signature or consent.\nI demand that you take the following actions:\n1. Immediately cease reporting the collection account associated with my name.\n\n2. Confirm in writing within 15 days that this account has been deleted from all credit reporting agencies\nor provide the requested validation. Please understand that failure to comply with this request may result\nin further actions on my part, including but not limited to filing a complaint with the Consumer Financial\nProtection Bureau (CFPB) and seeking legal remedies to protect my rights. Thank you for your immediate\nattention to this matter. I hope to resolve this issue swiftly. Please understand that failure to comply with\nthis request may result in further actions on my part, including but not limited to filing a complaint with the\nConsumer Financial Protection Bureau (CFPB) and seeking legal remedies to protect my rights. Thank\nyou for your immediate attention to this matter. I hope to resolve this issue swiftly.\nSincerely,XXXX XXXX

Company response to consumer: Closed with explanation