Consumer complaint received 2025-04-25 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
I did not authorize the following inquiries, And I have no prior business relationship with the entities listed that would necessitate this access to my credit file, this unauthorized inquiry is potentially a result of identity theft, which I am actively addressing and have reported to identity theft.gov According to the Fair Credit Reporting Act ( FCRA ), credit bureaus must maintain fair and accurate credit reports. These unauthorized hard inquiry is inaccurate and should be removed immediately. I have already sent dispute letters requesting verification and removal of the inquiries listed as of XX/XX/year>. 
( XXXX XXXX ) ( XXXXXXXX XXXX ) ( XXXXXXXX XXXX ) ( XXXXXXXX XXXX XXXX ) ( XXXXXXXX XXXX XXXX ) ( XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX ) ( XXXX XXXX XXXXXXXX ) ( XXXX XXXX XXXX ) The following collection accounts are also unrecognized and could potentially be a result of identity theft, I have written to each of the credit bureaus on XX/XX/year> requesting an investigation and verification of the debts I am writing to file a formal complaint against each of the collection accounts listed below. In my dispute letter to each agency I requested verification of these debts, including ( but not limited to ) : The name of the original creditor. 
The original account number. 
A copy of the original contract or agreement bearing my signature. 
A complete payment history. 
Documentation proving their legal right to collect this debt. 


( XXXX XXXX XXXX XXXX, date opened XXXX, Acct XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) ( XXXX XXXX XXXX XXXX XXXXXXXX date opened XXXX, acct XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ) ( XXXX XXXX XXXX XXXX, date opened XXXX, acct XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) ( XXXX XXXX XXXX XXXX, date opened XXXX, acct XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) ( XXXX XXXX XXXXXXXX date opened XXXX, acct XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ) ( XXXX XXXXXXXX XXXX XXXX, date opened XXXX acct XXXX XXXX XXXX XXXX XXXX ) ( XXXX XXXX XXXXXXXX XXXX, date opened XXXX, acct XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ) ( XXXX XXXX bal XXXX, date opened XXXX, acct XXXXXXXX XXXX XXXX XXXX XXXX  ) ( XXXXXXXX XXXX XXXX bal XXXX, date opened XXXX, acct XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ) ( XXXX XXXXXXXX XXXX  XXXX, date opened XXXX, acct XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) ( XXXX XXXX XXXXXXXX XXXX date opened XXXX, acct XXXXXXXX XXXX XXXX XXXX XXXX XXXX ) ( XXXX XXXX XXXXXXXX, date opened XXXX, acct XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) ( XXXX XXXX  XXXX, date opened XXXX, acct XXXXXXXX XXXX XXXX XXXX XXXX XXXX ) ( XXXX XXXX XXXX XXXX bal, date opened XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ) ( XXXX XXXX XXXX XXXXXXXX, date opened XXXX, XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX )

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation