Consumer complaint received 2025-08-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL, XXXX XXXX XXXX Date : XX/XX/XXXX To : EQUIFAX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA, XXXX Experian XXXX XXXX XXXX XXXX, TX XXXX TransUnion Consumer Solutions XXXX. XXXX XXXX XXXX, PA XXXX Subject : Request for Blocking and Removal of Fraudulent Information Under 15 U.S.C. 1681c-2 ( a ) Dear Sir or Madam, I am writing to formally notify you that I am a victim of identity theft and request the immediate blocking and removal of fraudulent information from my credit file pursuant to the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S.C. 1681c-2 ( a ). 
In compliance with the requirements under the FCRA, I have enclosed a copy of the identity theft report I filed with the Federal Trade Commission ( FTC ), as well as a list of fraudulent accounts that were opened in my name without my authorization. Under federal law, credit reporting agencies are required to block and remove such fraudulent information within four ( 4 ) business days of receiving a valid identity theft report. 
Fraudulent Accounts to be Removed : XXXX. XXXX XXXX XXXX Account Number : XXXX Date Opened : [ Insert if known ] XXXX. XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : [ Insert if known ] XXXX. XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX  Account Number : [ XXXX XXXX XXXX  ] Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX Account XXXX  : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX. XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : N/A Legal Basis for Request : Under 15 U.S.C. 1681c-2 ( a ), a consumer reporting agency is obligated to block the reporting of any information that the consumer identifies as resulting from identity theft within 4 business days of receiving : Proof of the consumers identity, A copy of an identity theft report, Identification of the fraudulent information, and A statement from the consumer that the information is not related to any transaction the consumer made. 

I have provided all of the above with this letter. 
Failure to comply with this request may result in legal action under the following statutes : 15 U.S.C. 1681n Civil liability for willful noncompliance 15 U.S.C. 1681o Civil liability for negligent noncompliance 15 U.S.C. 1681g Full disclosure of file 15 U.S.C. 1681b Permissible purpose of consumer reports 15 U.S.C. 1681c Requirements relating to information in consumer reports 15 U.S.C. 1692g Validation of debts Defamation of character and negligent enhancement of identity fraud Please treat this matter with the urgency and seriousness it requires. I request written confirmation that the fraudulent items have been blocked and removed, and that an updated copy of my credit report be mailed to the address listed above. 
Thank you for your prompt attention to this matter. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation