Consumer complaint received 2025-11-10 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate. 

Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : Experian XXXX XXXX XXXX XXXX XXXXXXXX Balance {$1400.00} Account number XXXX Date opened XX/XX/XXXX Open/closed Closed XXXX Balance {$5100.00} Account number XXXX Date opened XX/XX/XXXX Open/closed Closed XXXX  Balance {$3700.00} Account number XXXX Date opened XX/XX/XXXX XXXX XXXX  Balance {$2900.00} Account number XXXX Account type Business Card Date opened XXXX XXXX, XXXX Open/closed Closed XXXX XXXX  Balance {$6200.00} Account number XXXX Account type Credit Card Date opened XX/XX/XXXX Open/closed Closed XXXX XXXX Balance {$1300.00} Account number XXXX Account type Credit card Date opened XX/XX/XXXX Open/closed Closed XXXX XXXX Balance {$6900.00} Account number XXXX Account type Credit Card Date opened XX/XX/XXXX Open/closed Closed TRANSUNION XXXX XXXX XXXX XXXX XXXX  Account Number XXXXXXXX XXXX XXXX XXXX XXXX Current Balance {$3700.00} Opened XX/XX/XXXX Status Collection / Charge-Off XXXX card Account Number XXXXXXXX XXXX XXXX XXXX XXXX  Current Balance {$6200.00} Opened XX/XX/XXXX Status Collection / Charge-Off XXXX card Account Number XXXXXXXX XXXX XXXX XXXX XXXX  Current Balance {$1300.00} Opened XX/XX/XXXX Status Collection / Charge-Off XXXX Account Number XXXXXXXX XXXX XXXX XXXX XXXX  Current Balance {$1400.00} Opened XX/XX/XXXX Status Collection / Charge-Off XXXX card Account Number XXXXXXXX XXXX XXXX XXXX XXXX  Current Balance {$6900.00} Opened XX/XX/XXXX Status Collection / Charge-Off XXXX Account Number XXXXXXXX XXXX XXXX XXXX XXXX Current Balance {$5100.00} Opened XX/XX/XXXX Remarks Charged off as bad debt|Canceled by credit grantor EQUIFAX * * * * XXXX XXXX  Account Number XXXX XXXX Balance {$3700.00} Date Opened XX/XX/XXXX XXXXXXXX XXXX XXXX  Account Number XXXX XXXXXXXX Balance {$6900.00} Date Opened XX/XX/XXXX XXXXXXXX XXXX XXXX Account Number XXXX XXXXXXXX Balance {$6200.00} Date Opened XX/XX/XXXX XXXX CARD SERVICES Account Number xxxxxxxxxxxx XXXX Balance {$1300.00} Date Opened XX/XX/XXXX XXXX XXXX XXXX Account Number XXXX XXXXXXXX Balance {$2900.00} Date Opened XXXX XXXX, XXXX XXXX XXXX Account Number XXXX XXXX Balance {$1400.00} Date Opened XX/XX/XXXX 2020

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation