Consumer complaint received 2024-06-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: PNC Bank N.A.
State: FL

Complaint narrative:
NOTICE violation of the FCRA, 15 U.S.C. 1681s by Bank XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX and PNC bank failure of consideration and breach of contract. A national bank has no power to lend its credit to any person or corporation... XXXX XXXX XXXX Nat. Bank, XXXX F XXXX XXXX XXXX XXXX, XXXX denied in XXXX S.Ct XXXX, XXXX XXXX XXXX, XXXX LED XXXX. XXXX XXXX XXXXXXXX, XXXX XXXX, XXXX XXXX, XXXX and PNC bank did not conduct a reasonable investigation of my disputes, in violation of the FCRA, 15 U.S.C. 1681s. Bank XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX and PNC XXXX the reporting of the account on my credit reports was inaccurate. XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX and PNC bank breached the contract because Bank XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX and PNC bank never performed by giving me the loans as agreed and requiredXXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX and PNC bankaccepted XXXX XXXX XXXX XXXX, its rights of recourse aredischargedunder U.C.C. XXXX, XXXX and XXXX, and thereforeBank of XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX and PNC bankowes XXXX XXXX money not XXXX XXXX way around.All derogatory remarks, hard inquiries and, unverified items listed in the invoice herewith remain on my credit report in violation of Federal Law15 U.S.C. 1681s and15 U.S. Code 1681b - Permissible purposes of consumer reports ( 2 ) In accordance with the written instructions of theconsumertowhom it relates. If anyone verified information on my credit report without my oral or written consent has violated my rights and has committed fraud. under Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ) ( a consumer contract with my signature on it ) and under Section 611 ( 5 ) ( A ) of the FCRA you are required to promptly DELETE all information which can not be verified. By XXXX XXXX the OriginalCreditor and consumer according to15 U.S. Code 1692a Definitions The term consumer means any natural person obligated or allegedly obligated to pay anydebt. ( 4 ) The term creditor means any person who offers or extends credit creating adebt.Bank of XXXX, XXXX XXXX, XXXX XXXX and PNC bank intentionally obtains my security agreements by non-disclosure, concealment and suppression of the material fact that Bank XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX and PNC bankis not risking any of XXXX assets in the XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX and PNC bankconcealment of the material facts with the Security Agreements establish breach of contract.Contract was NOT Fully Disclosure as required by the Truth-in-Lending Act ( TILA ). 

Bank XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX and PNC bankfailure of consideration and breach of XXXX XXXX bank XXXX to lend its credit to any person or corporation... XXXX v. Needles Nat. Bank, XXXX F XXXX XXXX XXXX, XXXX denied in XXXX S.Ct XXXX, XXXX XXXX XXXX, XXXX LED XXXX XXXX Code XXXX XXXX Civil liability for willful noncomplianceI have suffered damages in the form of lost credit opportunities, credit defamation, unfavorable credit terms, out of pocket expenses, interference with normal and usual activities, invasion of privacy, and emotional distress, including anxiety, stress, worry, frustration, humiliation and embarrassment. 
XXXX XXXX damagesasaresult of the misrepresentation.Asaresult ofBank of XXXX, XXXX XXXX, XXXX XXXX, XXXX and PNC bankviolations ofFair Credit ReportingAct ( XXXX ) .Bank XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and PNC XXXX days to respond and cure theirDishonor of receipt of this Complaint dispute. If Bank XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX and PNC bankdo not respond on a sworn Affidavit. It will beBank of XXXX, XXXX XXXX, XXXX XXXX, XXXX and PNC bankadmission of default to this dispute, breached the contract, violation ofTruth-in-Lending Act ( TILA ), violations of the Fair Credit Reporting Act ( " FCRA '' ), defamation of character, Aggravated Identity Theft, Conspiracy, Racketeering, violation of Privacy Act, mail fraud, misrepresentation, Slandering, Libel, negligent and Civil liability for willful noncompliance XXXX XXXX with XXXX XXXX of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and PNC bankagreed to promptly update their records to reflect correct data ( Paid, Closed/Never late or delete ) and each company pay ( {$100000.00} ) by XX/XX/year> XXXX form of a check payable toXXXX XXXX.

Company response to consumer: Closed with explanation