Consumer complaint received 2024-02-11 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
Dispute Letter XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX To Whom It May Concern I am writing to dispute the accuracy of certain information on my credit report. After reviewing my credit report from your agency, I have identified several inaccuracies that require your immediate attention. 
I request that you investigate this matter and correct any inaccuracies related to these accounts. The accounts in question are listed in this letter below. I am not necessarily saying they are reporting right or wrong. I am just saying that I am not XXXX percent sure if they are. It is imperative that this erroneous information be removed from my credit report as soon as possible.

I am very aware of a law that is being broken called 15 U.S.C. Sec. 1681i ( a )? I am aware that if you cant provide proof, these accounts must be deleted. I want these accounts deleted if they are not XXXX percent right and correct. please check on these and get back with me? I am also aware that you have 30 days to complete this investigation. Please investigate the following accounts and remove them if this information is not accurate. Here are the accounts that I demand to be investigated. 
Type of Account : Collection Account : CAPITAL XXXX Account Number : XXXX Why is it that this account is reporting XXXX different Dates of last activity and more? This is inaccurate reporting according to the Fair Credit Reporting Act. If you would, please investigate and DELETE these items and send me a new credit report reflecting the changes. 
Type of Account : Collection Account : SYNCB/PPC Account Number : XXXX Why is it that this account is reporting XXXX different Dates of last activity and more? This is inaccurate reporting according to the Fair Credit Reporting Act. If you would, please investigate and DELETE these items and send me a new credit report reflecting the changes. 
Type of Account : Collection Account : SYNCB/CARECR Account Number : XXXX Why is it that this account is reporting XXXX different Dates of last activity and more? This is inaccurate reporting according to the Fair Credit Reporting Act. If you would, please investigate and DELETE these items and send me a new credit report reflecting the changes. 
Type of Account : Collection Account : XXXX Account Number : XXXX Why is it that this account is reporting XXXX different Dates of last activity and more? This is inaccurate reporting according to the Fair Credit Reporting Act. If you would, please investigate and DELETE these items and send me a new credit report reflecting the changes. 
There are discrepancies on my credit report. I have enclosed copies of relevant documents to support the correct information. 
I am formally requesting an investigation into these matters as per my rights under the Fair Credit Reporting Act ( FCRA ). I expect your agency to conduct a thorough investigation and provide me with a written response regarding the actions taken to rectify these inaccuracies. 
Thank you for your prompt attention to this matter. I trust that you will handle this dispute with the utmost professionalism and diligence. Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation