Consumer complaint received 2024-11-26 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: PA

Complaint narrative:
I am reaching out regarding a critical issue concerning the compromise of my social security number, which has led to my identity being stolen in a data breach. To promptly address this matter, I have reported it to the FTC and filed complaints with reference numbers : XXXX, XXXX, and XXXX, all of which are enclosed with this letter. 
On XXXX XX/XX/XXXX at XXXX XXXX, I was alerted by XXXX via email that someone attempted to use my information to file a tax return on another account that I did not own. I have attached the email under the file name ( XXXX XXXX ). Immediately I called to find out more information. I spoke to XXXX XXXX at XXXX XXXX XXXX about the email and at XXXX XXXX  he informed me that I was a victim of tax-related identity theft. I have attached the email under the file name ( XXXX Email ). At XXXX XXXX, I was informed to obtain a PIN through the IRS. I have attached the email under the file name ( XXXX XXXX ). 
Even before this notice on XX/XX/XXXX, I received several identity alerts from XXXX  that were far between, along with alerts from XXXX that my passwords had been compromised. The most recent alert I received was on XX/XX/XXXX, alerting me that my data was found in XXXX different data leaks. I have attached the email under the file name ( XXXX XXXX ). 
On XX/XX/XXXX, I checked my credit for the first time. Surprisingly, I found many accounts that do not belong to me that were reported on my consumer credit report. On XX/XX/XXXX, I submitted a request to block the fraudulent information but did not include identification information or details of what occurred. I am submitting this report with all the information included.

Per 15 U.S.C. 1681c-2 ( c ) ( a ), I urge you, as a credit reporting agency, to immediately block and remove all information associated with this identity theft from my credit report. This statute mandates that credit reporting agencies act swiftly within four busines
s days upon receipt of a complaint containing the necessary information, which is disclosed below : 1. 
XXXX XXXX Opened XX/XX/XXXX Please block inaccurate fraudulent account 2. 
XXXX XXXX Opened XX/XX/XXXX Please block inaccurate fraudulent account 3. 
XXXX XXXX XXXX  Opened XX/XX/XXXX Please block inaccurate fraudulent account 4. 
XXXX Opened XX/XX/XXXX Please block inaccurate fraudulent account 5. 
XXXX XXXX XXXX XXXX account for XXXX XXXX card. Numbered 6 in list below. Opened XX/XX/XXXX. 
Please block inaccurate fraudulent account 6. 
XXXX  Opened XX/XX/XXXX Please block inaccurate fraudulent account 7. 
XXXX  Opened XX/XX/XXXX Please block inaccurate fraudulent account 8. 
XXXX  Opened XX/XX/XXXX Please block inaccurate fraudulent account 9. 
XXXX XXXX XXXX account opened XX/XX/XXXX Please block inaccurate fraudulent account

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation