Consumer complaint received 2024-11-21 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: MO

Complaint narrative:
XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX, Mo. XXXX TransUnion Consumer Solutions XXXX XXXX XXXX XXXX, PA XXXX To Whom It May Concern : I am writing to dispute the following inaccurate information that appears on my credit report. This information is inaccurate and should be corrected or deleted. I do not recognize the information listed below and request that you investigate the source of theses accounts and ascertain that the creditor is able to verify my complete file information including full name, address, date of birth and SSN #. 
INCORRECT ACCOUT INFORMATION : The accounts below are reporting incorrectly please investigate these. 
XXXX. XXXX XXXX, acct # XXXX, XXXX Reported {$6700.00} : This was removed from the other 2 credit reporting agencies since information reporting was found incorrect. This is not my account and in current litigation. This was also sold to a debt buyer name XXXX. This account should be removed from the credit report for inaccurate information. See attachments. 
XXXX. XXXX XXXX, acct # XXXX, Balance Reported {$4000.00} : This account has been disputed several times for inaccurate information and sent to CFPB before. The account was sold to XXXX XXXX XXXX. I made a settlement on this account for a paid to delete. The settlement was paid on XX/XX/XXXX, for {$1500.00} to XXXX XXXX XXXX. Ive asked Transunion to remove from account by mail and online. This has affected me from getting employment, housing, and obtaining new credit. This account was removed from the other 2 credit bureau agencies. Please removed from my credit report. See attachments. 
XXXX. XXXX XXXX, acct # XXXX & XXXX : These accounts are not mine and were reported inaccurately. They were removed from XXXX and XXXX credit agencies when I made a XXXX complaint in XX/XX/XXXX. This was sold inaccurately to XXXX XXXX XXXX XXXX ( on behalf of XXXX XXXX ). I am in current litigation on this account for identity theft. Case number : XXXX. See attachments of my attorney and first pages on suit as proof. 
XXXXXXXX XXXX acct # XXXX, XXXX Reported {$2700.00} : I have disputed this account with TransUnion numerous times by mail and online. I also made a CFPB complaint XX/XX/XXXX, and this was removed from the other reporting agencies. This is is reporting an inaccurate balance. This should be reporting a {$0.00} balance and closed. This account was a fraud account and Im in current litigation for fraud with the debt buyer. This account was sold to XXXX XXXX XXXX. The reference number is XXXX. See attachment as proof. 
XXXX. XXXX XXXX XXXX XXXX, acct # XXXX, XXXX Reported {$8400.00} : Ive asked proof that this collection agency owns this debt. The only send me a statement with their balance but there is another debt buyer has contacted me for this debt.. A collection should not be reporting a past due balance of {$8400.00}. Please provide me purchasing agreement or remove from credit report. 
XXXX. Please update my name and address on the Transunion credit report. There should only be XXXX name and address on my credit report. I provide my ID and proof of address in previous disputes several times and CFPB complaint. 




According to Section XXXX of the fair Credit Reporting Act, I am requesting that you investigate those items indicated, and promptly delete any unverifiable, inaccurate, outdated information from my credit report. In addition, I am requesting a description of how the investigation was conducted along with the name, address, and telephone number of anyone contacted for information. Furthermore, if there is a change in my credit history resulting from your investigation, I am requesting that an updated report be sent to those who received my report, within the last XXXX years for employment purposes or within the last XXXX year for any other purpose. 
Please investigate and update theses items as soon as possible. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief