Consumer complaint received 2024-01-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: Experian Information Solutions Inc.
State: OH

Complaint narrative:
Hello I am XXXX XXXX XXXX. 
Last XXXX : SS # XXXX Issuing probably my XXXX consumer complaint that is in reference to all 3 National Credit Bureaus. Re : VIOLATIONS OF THE UNFAIR CREDIT ACT.

I am lodging a formal complaint towards all ( 3 ) three NATIONAL credit bureaus.

My Credit Issues applies to all above. CPA does not have a button to select all such as : Incorrect information on your report ( account or personal information incorrect, information not mine ). Credit monitoring or identity theft protection services. Unable to get your credit report or credit score! Credit inquiries on your report that you don't recognize!

OMG, WOW... .can anyone please explain to me how in the world I can visit 85 car lots on one credit report 61 car lots on another credit report 38 car lots on another report. 
Just look at all these crazy # # # AUTO INQUIRIES on my national credit reports! Seriously These inquiries listings are absurd!!

I demand immediately all of these UNKNOWN AUTO inquiries except the auto dealerships highlighted in my attachments I attended that are in person be removed ASAP from ALL 3 of my NATIONAL credit reports! There's ABSOLUTELY no way I can go to all of these car lots. All these inquiries are killing my credit reports and I don't deserve this!

No consumer deserves this kind of credit inquiry abuse. This is totally unreal Over 100 inquires? Really??? 
CPA, I have enough goings on with my credit reports. I need NO HELP suffering on my credit reports as you can witness and see can we please get these inquiries off of my credit report. 
I have screenshotted each report and sent it over to the Federal Trade commission. I have also contacted United States XXXX House to ask them to speak to whoever is in charge of the to get this kind of madness stopped. Honestly, its a XXXX shame when you go to one ( 1 ) And I mean exactly 1 dealership car lot to apply for Automobile credit its so sad the dealerships you go to ABSOLUTLEY for no reasons whatsoever run MASS credit reports all over the XXXX world trying to get you financed that XXXX  needs to stop too and that's how I ended up with all those MASSIVE Inquires. 

There are companies Ive never even heard of that has sent me letter turning me down when infact I have never XXXX XXXX even applied. Furious right now completely furious! This is unacceptable! Nobody in the right mind can get to these many car lots. NOBODY! This kind of bad inquiry UNFAIR credit Act should indeed be seriously against the law.

OMG you mean to tell me thatif you show up to XXXX car lots to apply for a XXXX auto loan and its perfectly alright for these same XXXX car lots to by FAIR CREDIT ACT can absolutely ruin your credit by sending your credit application out to over a thousand banks, finance companies, credit unions ect, this is ridiculous all those inquiries should be on the car lot not the consumer!

PLEASE get these inquiries off of my report there's no way I can be all these places it's crazy and it violates my civil rights and it goes against the Fair credit act enough already. please explain to me why you are sitting back getting XXXX paychecks allowing these three national credit bureaus to ruin consumers lives. If you would look at all three of the credit reports that I am posting you will see I don't need any help screwing my life up as far as credit. with these hard trying times in our country today with that being said, I am asking once again please take a look at all three credit reports Please look and view my XXXX report. I CAN NOT BELIEVE THESE XXXX XXXX IS ALLOWED TO CHARGE US CONSUMERS FOR OUR XXXX CREDIT SCORES? OUR OWN CONSUMER CREDIT SCORES? ARE YOU XXXX XXXX XXXX XXXX XXXX XXXX XXXX  KIDDING ME. THIS IS OUR PERSONAL LIFE, WE HAVE NO XXXX IDEA WHAT THE NATIONAL BUREAUS ARE POSTING ABOUT US CONSUMERS AND WE NEED TO XXXX XXXX XXXX XXXX XXXX XXXX XXXX BE PAYING THIS HORRIBLE CREDIT BUREAU TO GET A XXXX CREDIT SCORE WHEN THE CREDIT SCORE BELONGS TO THE XXXX CONSUMER? CAN YOU TELL I AM TOTALLY UPSET ABOUT THIS. THIS IS OUTRIGHT ROBBERY & EXTORTION TO CHARGED A CONSUMER FOR THEIR PERSONAL LIVES? SERIOUSLY AND YOU WONDER WHY I AM TAKING THIS ALL THE WAY TO THE TOP OF OUR HIGHEST OFFICE OF THE USA LAND. THIS CERTAINLY NEEDS TO BE STOPPED. XXXX SHOULD NOT BE CHARGING NO XXXX CONSUMER TO GET A CREDIT SCORE. PERIOD! 
Please do not allow me to get started on poor unorganized XXXX. 

Please take a look at all 3 of my credit reports and see how your agencies are allowing massive unfair credit Acts to take place. Not only massive unfair credit Acts keep happening, just review all the confusion. Take a good look at all of the lies and misconceptions that strangers that you people have on payroll is horribly allowed to ruin consumers credit reports? I as a consumer certainly do not need your staffs help at ruining my reports by posting inaccurate info. Please do me a favor and make sure all of your unorganized credit bureaus agencies get on the same page by having the exact same info posted on all three of my national credit reports. THAT IS, YOU PEOPLE JOB, RIGHT?

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation