Consumer complaint received 2026-04-14 00:00:00
Product: Mortgage — Conventional home mortgage
Issue: Struggling to pay mortgage — Foreclosure
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: FL

Complaint narrative:
This complaint documents Bank of America National Association as the primary responsible party in the illegal foreclosure of my home at XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Case No. XXXX XXXXXXXX XXXX XXXX XXXX and connects Bank of America to XXXX XXXX as Master Servicer and XXXXXXXX XXXX XXXX formerly XXXX XXXX XXXX XXXX now XXXX XXXX XXXX XXXX XXXX XXXX the same coordinated illegal operation. Bank of America absorbed XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX confirmed by FDIC XXXX XXXX XXXX XXXX XXXX XXXX Bank of America 's own XX/XX/XXXX email from XXXX XXXX confirming XXXX XXXX converted XX/XX/XXXX and Bank of America 's own XX/XX/XXXX deed identifying themselves as successor by merger to XXXX. The foreclosure complaint was filed in XX/XX/XXXX in the name of XXXX XXXX the same month XXXX was absorbed. The void foreclosure judgment was entered XX/XX/XXXX XXXX months after XXXX ceased to exist. The court was never notified that the plaintiff did not exist. XXXX XXXX XXXX XXXXXXXX XXXX was filed XX/XX/XXXX by XXXXXXXX XXXX XXXX XXXX under File Number XXXX XXXX XXXX XXXXXXXX. The void Assignment of Mortgage Instrument XXXX was prepared by XXXXXXXX XXXX XXXX XXXX under the same File Number XXXX XXXX XXXX XXXX The same firm. The same file number. Both documents. The foreclosure complaint and the fraudulent assignment were a coordinated operation run out of the same XXXXXXXX XXXX XXXX file a firm connected to XXXX XXXX whose president XXXX XXXX was federally convicted Case XXXX sentenced 58 months for directing employees to forge mortgage assignment signatures. The Certificate of Title Instrument XXXX was issued by the court to Bank of America at XXXX XXXX XXXXXXXX XXXX address XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX. Bank of America received XXXXXXXX XXXX property at XXXXXXXX XXXX address. This directly contradicts Bank of America 's XX/XX/XXXX final resolution letter from the XXXX XXXX XXXX XXXX and President signed by XXXX XXXX claiming XXXX was the independent investor and Bank of America had no involvement in the first mortgage foreclosure. Bank of America signed Special Warranty Deed XXXX XXXX on XX/XX/XXXX as successor to XXXX as Trustee for XXXX XXXX XXXX authorizing XXXX XXXX XXXX XXXX as their Attorney-in-Fact. The deed was signed by documented robo-signer XXXX XXXX XXXX XXXX XXXX recorded Power of Attorney and contains fabricated loan number XXXX never reported to the IRS the same number on the void assignment. XXXXXXXX XXXX home was sold for {$78000.00}. The void judgment was {$200000.00}. On XX/XX/XXXX Bank of America had a market capitalization of approximately {$60.00} to {$70.00} XXXX their stock at a XXXX % discount to book value the same day XXXX XXXX injected {$5.00} XXXX in emergency rescue capital because of their mortgage fraud exposure. That same day they sold a XXXX father 's home for {$78000.00} 0.00013 % of their market value. CXXXX XXXX XXXX XXXX XXXX XXXXXXXX bearing the Great Seal of XXXX confirms XXXX XXXX XXXX merged into Accredited Home Lenders on XX/XX/XXXX. XXXX XXXX XXXX XXXX XXXX XXXX confirms XXXX withdrew from XXXX XX/XX/XXXX. The void assignment was signed by XXXX XXXX as XXXX XXXX of XXXX on XX/XX/XXXX XXXX months after XXXX ceased to exist. XXXX has been a Bank of America customer since XX/XX/XXXX over XXXX years. His Social Security XXXX check is deposited into Bank of America every month. His son XXXX is also a Bank of America customer. XXXX was XXXX XXXX XXXX when Bank of America foreclosed on his home using the name of a dead bank and a void assignment signed by a dead corporation. The consequences have continued for XXXX XXXX XXXX XXXX XXXX The attached document XXXX Complete Fraud Chain connects all three responsible parties to the same coordinated illegal foreclosure.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation