Consumer complaint received 2016-08-02 00:00:00
Product: Bank account or service — Checking account
Issue: Deposits and withdrawals — 
Company: Comerica
State: TX

Complaint narrative:
The Embezzlement : Comerica Bank XXXX XXXX, XXXX XXXX ( RSSD No. XXXX XXXX XXXX. XXXX XXXX XXXX. XXXX ) Embezzlement conspiring with Comerica Bank ( Texas XXXX Bank ) and XXXX XXXX ( Collection agency ) Comerica Bank XXXX XXXX, XXXX XXXX with no bank account registered, no legal right to claim a debt, no service of legal document filed in a court of venue and jurisdiction, conspired with Comerica Bank ( XXXX Bank located in XXXX, TX ) to freeze my Check/ATM Card not my checking account. Also conspired with XXXX XXXX pretending a Writ of Garnishment was filed in a court that does not exist in XXXX XXXX TX. 

Details of embezzlement committed by Comerica Bank XXXX XXXX, XXXX XXXX ( RSSD No. XXXX ) Comerica Bank XXXX XXXX without an established bank account used Comerica Bank in Texas to freeze {$4500.00} our bank account with no reason or legal document. Comerica Bank froze our Check/ATM Card to get our attention Comerica Bank was never served a Writ of Judgment by a court of jurisdiction, Comerica Bank XXXX XXXX using fraudulent Customer/Branch Notice of Garnishment for {$2800.00} and Pledge Hold for unknown amount conspired to embezzle a total of {$7400.00} with Comerica Bank ( Texas XXXX Bank ) without documentation Pledge Hold {$4500.00}. Listing a court in XXXX XXXX, TX that does not exist, using XXXX XXXX as a Plaintiff who never paid filing fee in any court claiming funds. 

1. Without a registered bank account in my name, Comerica Bank XXXX XXXX mailed a carbon copy of Customer Copy 1 - Customer/Branch Notice of Garnishment. Reference No. XXXX - dated XXXX/XXXX/16. Using Comerica Bank ( State Bank ) document mailed from XXXX. 
2. Manually blocked out the bank account number on the Notice of Garnishment 3. The Notice of Garnishment identified a hold placed on XXXX XXXX Check/ATM Cards. 
4. The Notice of Garnishment also contained a Pledge Hold with undisclosed amount while using Comerica Bank ( Texas XXXX Bank to Pledge Hold {$4500.00} ) 5. The Notice of Garnishment displays a total amount Garnishment Amount of {$2800.00} based on Plaintiff XXXX XXXX represented by XXXX XXXX XXXX XXXX. Filed in the court - XXXX XXXX Texas # 2 no such court exist in XXXX XXXX Texas. 
6. Comerica Bank XXXX Assistant Banking Center Manager stated he has never seen a hold on Checking/ATM cards, he stated it was done to get our attention. 
7. Comerica Bank XXXX Assistant Banking Center Manager could not explain why he could not issue a new Check/ATM card on our account. 
8. Comerica Bank XXXX Assistant Banking Center Manager said the only way to resolve the matter was call XXXX XXXX or call Comerica Bank XXXX XXXX XXXX Processing in XXXX XXXX. 

The Scam : Comerica Bank & Trust was used to freeze our funds on our Check/ATM Card with no established bank account and no Writ of Garnishment filed in a court of law. Comerica Bank ( State Bank ) froze our Check/ATM Card knowing our Check/ATM Card had nothing to do with Comerica Bank XXXX XXXX. XXXX XXXX never paid filing fee in any court for legal action regarding my bank account. No party paid a filing fee requesting venue in XXXX XXXX XXXX XXXX XXXX TX. 

No party paid, filed, received, or served legal documents in a legal court to take the funds from our bank account. No matter which party I contact, no one had legal authority to claim or freeze our account. 

This is a catch 22, the only out the parties gave me was to get an attorney and file a motion in XXXX of the XXXX XXXX XXXX, XXXX XXXX, TX. This action would give all parties legal authority to cover-up their illegal actions and allow them to take our funds through a legal court via a new case number assigned to the fraudulent Writ of Garnishment.

Company response to consumer: Closed with explanation