Consumer complaint received 2025-05-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: EQUIFAX, INC.
State: NY

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, NY XXXX XXXX : XX/XX/year> SSN ( Last XXXX ) : XXXX Phone : ( XXXX ) XXXX Email : XXXX To Whom It May Concern, Subject : Request for Immediate Investigation and Deletion of Inaccurate Personal Information from Consumer Report I am formally requesting the immediate deletion and permanent removal of all inaccurate, outdated, or unverifiable personal information listed on my consumer report. As required by the Fair Credit Reporting Act ( FCRA ), you are obligated to ensure the maximum possible accuracy of all information you report. 

Please conduct a full investigation and remove any and all personal identifiers that do not exactly match my correct information listed below : Correct Personal Information ( to be retained ) : Full Legal Name : XXXX XXXX XXXX Current Address : XXXX XXXX XXXX, XXXX XXXX, XXXX, NY XXXX Date of Birth : XX/XX/year> Social Security Number ( Last XXXX ) : XXXX Phone Number : ( XXXX ) XXXX Email Address : XXXX To Be Deleted Immediately : Any misspelled or misused versions of my name Any addresses not listed above ( past, unknown, or unverifiable ) Any phone numbers or emails not provided above Any variations of my Social Security Number or DOB Any employer, relative, or alias information that does not directly and currently apply to me Please provide me with a new copy of my updated consumer report after the completion of your investigation, clearly reflecting only the accurate information above. 

Respectfully, I am exercising my rights under the Fair Credit Reporting Act ( FCRA ), including Sections 609, 611, and 611 ( a ) ( 5 ) ( B ), and formally request that you take the following actions regarding my consumer file : -Verify the accuracy of all personal identifying information, including any data obtained from public sources, and ensure it matches the documentation I have provided. 

-Immediately delete any information that is outdated, unverifiable, or not directly traceable to me through documented and legitimate sources. This includes information originating from third-party data aggregators such as XXXX, XXXX, or similar. 

In accordance with FCRA 611 ( a ) ( 5 ) ( B ), I also require that you do not reinsert any previously disputed or deleted information unless it has been fully verified, and you have provided me written notice within five business days, including the source of the information and how it was verified. 

These rights are established to ensure that my consumer report is fair, accurate, and free of outdated or incorrect data. Please comply with this request within the timeframe outlined under the FCRA. Thank you for your cooperation.

As stipulated under Section 611 of the FCRA, you are required to complete this reinvestigation within 30 days of receiving this request. If you are unable to verify any disputed information, it must be deleted from my report immediately. 

Please confirm receipt of this letter and keep me informed of the results of your investigation. If these items are not corrected in a timely and compliant manner, I am prepared to escalate this matter through the Consumer Financial Protection Bureau ( CFPB ) and other regulatory bodies. 

Sincerely, XXXX XXXX XXXX

Company response to consumer: Closed with explanation