Consumer complaint received 2025-09-10 00:00:00
Product: Debt collection — Other debt
Issue: Attempts to collect debt not owed — Debt was already discharged in bankruptcy and is no longer owed
Company: CAINE & WEINER COMPANY, INC.
State: OH

Complaint narrative:
This is about claim XXXX That Ive submitted on XX/XX/year>. 
From progressive insurance company which tried to collect the debt that I dont owe. 
Since the claim number is there kindly double check how I explained what happened, please! 
The amount charged for the policy was too much for me and I couldnt afford it I tried to pay for the first XXXX months more than {$600.00} each month and when I got the policy renewal the amount went up as they use to do without any reason. 
When I got injured, I stayed home for a while without being paid or received any compensation from the company or government All the savings I had, I used to pay rent, car and other expenses utilities also I paid my insurance bill. 
Since I knew that I wouldnt have any money for the next coming months I decided to call everyone that I had an agreement with. 
First I called my car company to request for extension and they gave me like XXXX months. 
Then I came back to the insurance company in which I had almost XXXX  months left on my policy I paid XXXX month and I asked if it gon na possible to skip those XXXX months left since I had work injury and the company never paid me anything until the day of today. 
That lady told there is no way to skip for my policy After few days before the payment due, I called them to let them know that I still was home under treatment and I wont be able to make that payment, that lady recognized having a call from me before regarding the situation But she said according to Ohio State the company gives only 10 days notice.

And my answer was since you dont have any other way Im sorry to tell you that I cant make.

Thats why they have reported it to the collectors department.

By saying that they have covered me.

So my question was to know on what?

My car was in the parking all those time I was home.

They have never received any calls from anybody to open claim under my policy while I was home.

And also since I called them twice before even the payment due to tell them that I wouldnt be able to continue with the policy regarding my condition, do you think if anybody called or opened a new claim ; they would accept that?

Cause I know how my living country people are No matter how long work with them, they will be okay if you are fine but if anything happens to they will forsaken you like you never been useful to them.

So my question to federal is : is this real how you want your citizens being treated?

No matter where we from, color or gender since we agree with the constitution we have to be treated the same way.

Unless you approve it.

Cause were seeing this everywhere we go, if they hear you dont sound like an American accent your policy, lease agreement or might made different or we never asked any free service from them. 
Or we only wan na live like anyone else. 
If the purpose is to make people homeless, unless the federal government wants it if not you will be paying attention to way your citizens are treated no matter how many we are.

Company response to consumer: Closed with explanation