Consumer complaint received 2025-01-10 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: AL

Complaint narrative:
TransUnion XXXX XXXX XXXX XXXX XXXX XXXXXXXX XX/XX/XXXX To whom it may concern, XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I am reminding you once again that you must remove any claims listed above or below that have not met the minimum criteria required for you to assume the privilege of reporting. If you fail to prove the undeniable facts of each allegation and adhere to the necessary reporting practices mandated by the XXXX 's Metro 2 Compliance standards, then I contest the reportability of any such claim. The XXXX 's XXXX stipulates that " ANY DEVIATION FROM THESE STANDARDS JEOPARDIZES THE INTEGRITY OF THE DATA. '' Therefore, it is imperative that you accept my challenge to prove the accuracy and compliance of each claim. I demand that you remove any such claim immediately from reporting as I have requested. 
Listed below are the Collections that are being challenged XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance : {$640.00} Account # XXXX XXXX Account Type XXXX XXXX Collection Credit Limit XXXX XXXX XXXX XXXX {$640.00} XXXX XXXX XX/XX/XXXX Date Last Active XXXX XX/XX/XXXX (! ) Account Type Detail Balance XXXX {$640.00} Account Status XXXX Open (! ) Past Due XXXX Date of Last Payment XXXX Date Opened BS XXXX XX/XX/XXXX (! ) Bureau Code Payment Status XXXX Collection/Chargeoff Monthly Payment XXXX No. of Months ( terms ) XXXX 7 Year History XXXX : - XXXX : - XXXX : -- Comments XXXX Under 15 USC 1681i ( a ) ( 1 ) this account is in violation of accurate reporting. You are required to investigate the claim and either verify the accuracy of the information or remove it if it is found to be inaccurate. - This is completely inaccurate. 
XXXX XXXXXXXX XXXX - XXXX I extend my sincere regards and would like to draw your attention to the information provided above, which has not been formally certified to adhere to any reporting standards. It is crucial to acknowledge that the included data does not carry a guarantee of accuracy, up-to-dateness, or comprehensiveness. Additionally, it is important to note that this information may be incomplete, outdated, or lacking sufficient support. In light of these concerns, I kindly request that any erroneous or unsupported content be promptly removed from this page. I genuinely appreciate your understanding and attention to this matter. 
I feel compelled to bring to your attention the presence of Account Status ( XXXX ) : Open in the report, a matter that has left me deeply disappointed and frustrated. Regrettably, the data associated with this account seems to deviate significantly from the established reporting standards of the XXXX, reflecting a disconcerting level of inaccuracy and inconsistency. I respectfully urge an immediate and thorough reevaluation of this data to ascertain its authenticity, precision, timeliness, verification, and adherence to all requisite standards. 
Should these expectations not be met, I must insist on the prompt removal of my profile from the system. 
We would like to bring to your attention that there seems to be an inconsistency in the Date Last Active ( XXXX  XXXX ) : XX/XX/XXXX reported by the XXXX credit reporting agencies. We have noticed that this reporting does not comply with the established XXXX 's reporting standards and may contain inaccurate, incomplete, unverifiable, and/or non-compliant information, which could potentially be an issue with reporting accuracy and compliance standards. We kindly request that you review and rectify this matter in a timely and ethical manner, adhering XXXX of XXXX to all mandates for lawful and ethical reporting. 
We regret to inform you that the Date Opened ( XXXX ) : XX/XX/XXXX has been reported in a manner that is not in accordance with the prescribed reporting standards. This is a matter of grave concern and requires immediate attention to rectify the issue and ensure adherence to the mandated standards. We trust that prompt action will be taken to address this situation and ensure compliance moving forward. 
XXXX XXXX : {$1400.00} Account # XXXX XXXX Account Type XXXX  XXXX Collection Credit XXXX XXXX XXXX XXXX XXXX {$1400.00} XXXX XXXX XX/XX/XXXX Date Last Active XXXX XX/XX/XXXX Account Type Detail Balance XXXX {$1400.00} Account Status XXXX Open Past Due XXXX Date of Last Payment XXXX Date Opened XXXX XXXX  XX/XX/XXXX XXXX Code Payment Status XXXX Collection/Chargeoff Monthly Payment XXXX No. of Months ( terms ) XXXX 7 Year History XXXX : - XXXX : - XXXX : -- Placed for collection Comments XXXX Under 15 USC 1681i ( a ) ( 1 ) this account is in violation of accurate reporting. You are required to investigate the claim and either verify the accuracy of the information or remove it if it is found to be inaccurate. - This is completely inaccurate.

I am writing to bring to your attention the matter pertaining to the account details associated with XXXX  and XXXX. I must emphasize that the aforementioned data has not undergone any certification process to ensure compliance with recognized reporting standards. Consequently, it can not be guaranteed as accurate, current, or comprehensive. It is essential to acknowledge that this information may suffer from incompleteness, obsolescence, or lack of support. Therefore, I kindly request your assistance in promptly removing any erroneous or unsupported content from the aforementioned page. 
Please be advised that I have no intention of renewing the expired statute of limitations, and therefore I kindly request that you cease all further contact with me. I anticipate that this will be our final communication on this matter. 
Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief