Consumer complaint received 2025-08-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
[ XXXX XXXX ] [ XXXX XXXX XXXX XXXX [ XXXX, FL XXXX ] [ XXXX ] [ XXXX ] Date : [ XX/XX/XXXX ] To : [ Name of Credit Bureau CFPB ] Re : Dispute Under FCRA Section 1681i Inaccurate Information on My Credit Report Credit Report File Number ( if available ) : [ Insert Number ] Social Security Number ( last 4 digits ) : XXXX  [ XXXX ] Dear [ XXXX  / Experian / XXXX  ], I am writing to formally dispute inaccurate information listed in my credit report as provided by your agency. Pursuant to the Fair Credit Reporting Act ( FCRA ), Section 1681i, I am requesting that you investigate the following item ( s ) and remove or correct them as required by law. 
The information I am disputing is as follows : * Creditor Name : XXXX XXXX XXXX XXXX {$890.00} XXXX XXXX XXXX days late {$36000.00} XXXX XXXX XXXX XXXX paid off XXXX {$1000.00} XXXX XXXX XXXX Closed on XX/XX/XXXX XXXX XXXX Closed on XX/XX/XXXX XXXX XXXX  Closed on XXXX XXXX, XXXX XXXX Closed on XX/XX/XXXX XXXX  XXXX Closed on XX/XX/XXXX XXXX  XXXX Closed on XX/XX/XXXX XXXX XXXX Closed on XX/XX/XXXX XXXX Closed on XX/XX/XXXX XXXX Closed on XX/XX/XXXX XXXX Closed on XXXX XXXX, XXXX XXXX XXXX Closed on XX/XX/XXXX XXXX  XXXX  Closed on XX/XX/XXXX XXXX Closed on XX/XX/XXXX XXXX XXXX Closed on XX/XX/XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX XXXX  Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX XXXX XXXX XXXXXXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXXXXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX EXPERIAN XXXX XXXX  Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XXXX XXXX XXXX XXXX XXXX  Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX XXXX  Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX I have enclosed supporting documentation to assist in your investigation, including : Please conduct a thorough reinvestigation and provide me with written confirmation of your findings. If the disputed item is verified as accurate, I request a description of the procedure used to verify the information, including the name and contact details of the furnisher. 
If your investigation does not resolve the dispute, I request that a statement of the dispute be included in my credit file as allowed under Section 1681i ( b ).

I expect a response within 30 days, as required by law. Thank you for your prompt attention to this matter. 
Sincerely, [ XXXX XXXX ]

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation