Consumer complaint received 2025-06-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
XXXX, XXXXXXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX, XXXX XXXX FL XXXX ATTENTION DISPUTE DEPARTMENT TODAYS DATE : XX/XX/XXXX This serves to notify you on the inaccurate information on my credit report as per your file. I have sent this letter via registered mail for purposes of formal escalation in the appropriate courts of law should the need arise. 
Recently, I've been denied in my application for ( mortgage, car loan, credit card, health insurance, employment ) in Florida XXXX closer look, this was due to inaccurate information on credit report ; mine. My Florida id and social security card was stolen. I have been disputing this charge and have proved that it was a fraudulent account I have also included a copy of the police report. I've been unnecessarily embarrassed by this oversight on your part or maybe your credit reporter 's part. The erroneous information below is not only degrading or defamatory. It has also damaged my good credit standing, prevented me from having something that I badly needed, and most of all it has caused too much stress which has affected my health. In short, the quality of my life has been negatively affected by this inaccurate information on the credit report which is detailed as follows ; XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX {$42000.00} AUTO {$19000.00} XXXX XXXX {$19000.00} XXXX XXXX XXXX XXXX CHARGE OFF XXXX History XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Late Dates : XXXX, XXXX, XXXX, XXXX, XXXX CHARGED OFF ACCOUNT XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$2100.00} XXXX {$2100.00} XXXX - {$2100.00} XXXX XXXX XXXX XXXX XXXX XXXX History : XX/XX/XXXX ; XXXX ORIGINAL CREDITOR : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  {$2100.00} XXXX {$2100.00} XXXX - {$2100.00} XXXX XXXX XXXX XXXX XXXX XXXX History : XX/XX/XXXX ; XXXX ORIGINAL CREDITOR XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX {$1000.00} XXXX {$1000.00} XXXX - {$1000.00} XXXX XXXX XXXX XXXX XXXX XXXX History : XX/XX/XXXX ; XXXX ORIGINAL CREDITOR : XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XX/XX/XXXX {$1000.00} OPEN {$1000.00} XXXX {$1000.00} XXXX  {$1000.00} XXXX XXXX XXXX XXXX XXXX XXXX History : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX ; ORIGINAL CREDITOR : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX {$920.00} OPEN {$920.00} XXXX {$920.00} XXXX {$920.00} XXXXXXXX XXXX XXXX XXXX XXXX XXXX History : XX/XX/XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX {$500.00} XXXX  {$840.00} - {$840.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX History : XX/XX/XXXX XXXX XXXX Late Dates : LAST LATE DATE XX/XX/XXXX ( See status ), XXXX XXXX XXXX XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX {$640.00} OPEN {$640.00} XXXX {$640.00} * {$640.00} XXXX XXXX XXXX XXXX XXXX XXXX History : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX  ; ORIGINAL CREDITOR : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX {$630.00} XXXX  {$630.00} - {$630.00} XXXX XXXX XXXX XXXX CHARGE OFF XXXX History : XX/XX/XXXXXXXX XXXX XXXX Late Dates : LAST LATE DATE XX/XX/XXXX CHARGED OFF ACCOUNT XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX {$590.00} XXXX  {$590.00} - {$590.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX History : XX/XX/XXXX ; XXXX Late Dates : LAST LATE DATE XX/XX/XXXX CHARGED OFF ACCOUNT XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$570.00} OPEN {$570.00} XXXX {$570.00} XXXX  {$570.00} XXXX XXXX XXXX XXXX XXXX XXXX History : XX/XX/XXXX ; XXXX XXXX XXXX  ; ORIGINAL CREDITOR : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX {$440.00} OPEN {$440.00} XXXX {$440.00} XXXX  {$440.00} XXXXXXXX XXXX XXXX XXXX XXXX XXXX  History : XX/XX/XXXX ; XXXXXXXX XXXX XXXX  ; ORIGINAL CREDITOR : XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX {$380.00} OPEN {$380.00} XXXX {$380.00} XXXX History : XX/XX/XXXX ; XXXXXXXX XXXX XXXX ; ORIGINAL CREDITOR : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX {$200.00} XXXX  {$0.00} {$0.00} {$0.00} XXXX XXXX XXXX XXXX CHARGE OFF XXXX  History : XX/XX/XXXX ; XXXX Late Dates : XXXX ( See status ), XXXX XXXX XXXX XXXX XXXX  PURCHASED BY ANOTHER LENDER ; COLLATERAL : XXXX XXXX XXXX XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX, XXXX, FL XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation