Consumer complaint received 2023-06-27 00:00:00
Product: Mortgage — Other type of mortgage
Issue: Trouble during payment process — 
Company: Specialized Loan Servicing Holdings LLC
State: CA

Complaint narrative:
Sent from XXXX Mail for XXXX -- -- -- -- -- Forwarded message -- -- -- -- -- From : XXXX Date : On Tue, XX/XX/XXXX at XXXX XXXX  Subject : Fwd : XXXX / XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX / Altered & Omitted County Recorded Instrument Numbers Fictitious Trustee Sale . 

XXXX XXXX XXXX Initial masterminds decided to alter/photoshop /omit the binding official legal recorded XXXX XXXX Instrument No. and dated date ( s ) due to XXXX XXXX, streamline and illegal foreclosure, and to benefit themselves financially. 


XXXX Eviction Attorney - Committed FRAUD via collusion with malice. Complaint Stated Deed was Recorded & Title Perfected on XX/XX/XXXX. The fictitious sale date of a public trustee open cry foreclosure sale that never happened. Then actual sale date changed ( fraudulently via Title 365 ) to XX/XX/XXXX, recording the next day XX/XX/XXXX. XXXX, and has worn 4-5 illegal antitrust hats,, XXXX is his criminal XXXX XXXX. 

XXXX XXXX, XXXX,, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX Cc : XXXX , XXXX, XXXX , XXXX, XXXX, XXXX, XXXX To whom it may concern : Acknowledged Correspondence and Documentation submitted in the last 72 hours, to the following State and Federal Entities/Agencies. 

XXXX XXXX - Assistant United States Attorney - Central Division / Chief Criminal Division. 
https : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, in the California is State Senate . https : XXXX XXXX XXXX XXXX. https : XXXX Federal Bureau of Investigation XXXX XXXX XXXX XXXX XXXX. 
https : XXXX Congressman XXXX XXXX - U.S. House Rep. California 2nd Congressional District . 
XX/XX/XXXX Thank you, your request has been submitted. 


Final Submittal Re : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Under U.S.C. 371 U.S.C. 1349 ( XXXX ) XXXX  XXXX XXXX XXXX and XXXX XXXX, amongst others, are huge advocates and supporters of affordable housing, in which the subject property being fraudulently swept out from under our feet for last year, is exactly what my wife, XXXX young daughters, and myself currently own and live in. 

Lets be perfectly clear, XXXX XXXX in XXXX for XXXX XXXX XXXX XXXX XXXX , DO NOT OWN XXXX XXXX XXXX , XXXX, Ca XXXX Look at the actual sale date XX/XX/XXXX, illegally recorded the next day XX/XX/XXXX. 

So what is this XXXX & XXXX? There seems to be conflicting sale dates along with an imminent NON-REO status, and still to this day, unperfected title. How did all of you collaborate and pull this off? 



{$370000.00} or {$390000.00} Conflicting sale dates, conflicting sale amounts which is about - {$75000.00} off to begin with.. 

XXXX XXXX XXXX , Trying to cover two parcels, one improvement, and lot 3 at the same time? Is that why all the confusion, all the fraud and collusion, a swift cover-up, failed miserably. 

You use XXXX as your tool, and now they have no idea what to do because they took one for the team, just like Title 365. All of the above have a lot of explaining to do, the question is, whos gon na talk, then walk? Doesnt really matter. All of you got caught, and have serious crimes.. 



XXXX XXXX, can you please connect with XXXX XXXX XXXX, have him look into XXXX XXXX XXXX XXXX file XXXX. 



have them explain the attached documents, e.g. an open outcry public trustee sale that fictitiously occurred on XX/XX/XXXX at XXXX. Also, why risk such exposure, and commit reckless fraud to participate in a cover-up for XXXX default services? 

Look! Coming soon.. 



Two separate buyers or was it remitted, XXXX has them as buyer # XXXX and buyer # XXXX. Maybe we should make them a joint tenants? Actually, neither of them own anything!! Being corrupt, committing fraud thats intentional and deliberate doesnt count. 

XXXX at XXXX clearly stated and quote, we do things here by the book! 

XXXX you do things by the book, down there in XXXX XXXX 

Pardon my language. 

Why is it so hard to perfect title? Because theres nothing to sell. XXXX at XXXX XXXX, perhaps you can explain what happen with this non-REO property, and that its still sitting in idle due to a wrongful eviction, fraud, and perjury, a clear violation of Penal Code 115 PC. 



Thats right folks SLS liquidated my loan back on XX/XX/XXXX and also on XX/XX/XXXX. The culprits always thought that there were two loans multiple parcels. 



It had to be made up on paper thats why can you see {$19.00}, XXXX that was interest and fees from XXXX XXXX, then, miraculously, it becomes a tool/Security instrument for the crooked adjustments and accounting. 

Notice how theres no figures for unpaid balance? Going way back, nothing to convey monetarily. 


Look above, thats why Titles never been perfected, still a clouded convoluted XXXX. However, the collaboration with the BIG 3 below, somehow ( only on paper of course ) pushed bits and detoured pieces through, with the colluded help of MRLPs attorneys at XXXX XXXX XXXX who think theyre invincible. A lot of people risked their livelihood to help you crooks out. 

Do all of your colleagues, business partners, loyal relationships, trusted entities know that youre kicking a family out on the street, that lives in affordable housing and is on XXXX / XXXX / CalWORKS? 

Do all of them know that the process youve used to push his family of four out on the curb by means of fraud and collusion, and the people involved have put 110 % in to making this sloppy reckless attempt of a legitimate transaction, look somewhat clean? The end result couldnt be further from the truth. You know who you are, but do you know what youve actually done? 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Title 365 Did ALL OF YOU really think you were going to get away with this? How many other individuals, couples, families have you done this to? Yeah.. 

Yes, my familys home, is a Community Land Trust, deed restricted, leasehold estate ( not to fee simple ) Affordable Home, backed by HUD, CalFHA CHDAP, pushed and guarded by Fannie Mae and their ground lease rider. 

Fictitious and contrived trustee sale When theres equity, required to have an equity trustee sale, for two above entities had neither Lets make sure were on the on the same Computer Share information highway. SLS is so far in the dark, and were a bit premature on sending your hand picked local real estate agents son to illegally negotiate cash for keys and relocation assistance. Walks on to my front porch XX/XX/XXXX of XXXX, my name is XXXX XXXX XXXX, I am with XXXX XXXX. Really..? Before title is perfected ( still is not ) or the illegal recording is even documented. 

SLS, you have had your chance to make this right, theres so many fingers pointing back to you, and lets be perfectly clear, you hired XXXX XXXX XXXX, they hired XXXX XXXX XXXX XXXX, and we intend to hire XXXX XXXX. XXXX, that name ring a bell? 







Corruption and absolute criminal activity, stemming all the way back to ; XXXX XXXX XXXX XXXX XXXX, the sloppy hand off to XXXX XXXX and SLS, the quick and underhanded XXXX illegal delivery via a XXXX XXXX recording to XXXX XXXX in XXXX for XXXX XXXX XXXX XXXX XXXX , XXXX , then deliberately dumping off to XXXX, posting & publication, in which they reported ( not to their knowledge ) a fake/staged open cry trustee sale, on XX/XX/XXXX. 

Sold back to the beneficiary? Wow!! No one there to bid on a {$900000.00} property where the starting bid is {$37.00}? The beneficiary sure got a good deal. The corruption commenced even further into false eviction in an unlawful detainer posted on my door today. 

Investigators at the DFPI, DACA, CFPB, and Attorney Generals office, please obtain a copy of this document immediately, youll see clearly, the convoluted entities and dates that paint a clear picture of the obstructive illegal foreclosure, trustee sale, and eviction process that my family and I have painfully been subjected to.. 

XXXX SAMP ( youre very own in-house asset manager ) & specialized loan servicing, along with XXXX XXXX of XXXX XXXX XXXX XXXX , ( youve retained yourself? ) your decaying response to the DFPI was subpar, and the dodgy retorts are weak, dancing around the fact that youve altered documents and omitted the second and final recording of my property dated XX/XX/XXXX. Title 364 recorded fraudulent and altered documents by ADS approval at XXXX XXXX of XXXX, period. 

As for the unlawful detainer, how XXXX pulled that off, is beyond logistic judicial law. 

This was also noted and documented on XX/XX/XXXX in the supplementary report to the FBI. 

In the defense of my family, especially my XXXX little girls that were babies, whove lived here for 15 years, in a brand new constructed, XXXX XXXX, HUD backed low income, first time buyers home. Again that is a shared equity, leasehold property, not fee simple, needing to be shoved out, on the street, illegally with no remorse or empathy, by unlawful actions. 

Those who are accountable, which are many will endure justice, face to face. 

Speaking of justice, XXXX XXXX & XXXX XXXX, can you explain to the other recipients in this email, how a local realtor walks in on a closed and private pre trial arbitration assemblage, signs as the plaintiff ( XXXX XXXX XXXX XXXX for XXXX XXXX XXXX XXXX XXXX ) who Is not employed or a representative internally externally, Or disclose independent contractor under said Trustee, who is a foreign corporation, doing business out of Delaware. The Realtor works for XXXX XXXX and periodically gets REO listings out of a portal if and when they become available. He can not sign as a witness, either, especially NOT as the plaintiff. 

Exercising Code of Civil Procedure section 473 The Unlawful Detainer, and Stipulated Judgment need to be dropped, XXXX XXXX in XXXX for XXXX XXXX XXXX XXXX XXXX XXXX as a whole needs to be dismissed with prejudice. 

XXXX XXXX, Request for Dismissal needs to be exercised immediately, and its not going to be pending approval from XXXX XXXX in XXXX for XXXX XXXX XXXX XXXX XXXX approval , or SLS, or their non-arms length asset manager, etc. 

Thank you to all the recipients who took the time to read this, especially the Individuals of the State and Federal Agencies/Bureaus working alongside my Family and I, that are upholding the law and looking out for our best interests. 

Always grateful, XXXX XXXX XXXX & XXXX Note : XXXX XXXX - Congressman Jared Huffmans office : Thank you for contacting me. I always appreciate hearing from my constituents, and I will respond to your message as soon as I am able. Thank you for your patience.Thank you for contacting me. I always appreciate hearing from my constituents, and I will respond to your message as soon as I am able. Thank you for your patience. 

If this is an urgent matter, please contact one of my offices below : Yes, very urgent..

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation