Consumer complaint received 2025-03-20 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
I reached out to Equifax several times by phone as XX/XX/XXXX and by previous letter XX/XX/XXXX about credit inquiries and credit file accounts. Below is the letter : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX ( XXXX ) XXXX XXXX / XXXX Equifax XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX Dear Equifax, I am writing to follow up on my recent phone call to your customer service department, where I disputed certain credit inquiries listed on my credit report. During the call, I provided the necessary information and discussed the details of the inaccurate inquiries. However, I am requesting written confirmation of my dispute for record-keeping purposes. 

The following credit inquiries are being disputed : Name of creditor/Company : XXXX XXXX XXXX XXXX XXXX XXXX XXXX : HARD XXXX ) Inquiry Date : XXXX ) Inquiry Date : XX/XX/XXXX Name of Creditor/Company : XXXX XXXX Type of Inquiry : HARD Reason for Dispute : Unauthorized, not initiated by me, or incorrect. 
XXXX ) Inquiry Date : XX/XX/XXXX Name of creditor/Company : XXXX XXXX Type of inquiry : HARD XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX XXXX XXXX XXXX XXXX 
Type of inquiry : HARD XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX XXXX XXXX XXXX XXXX inquiry : HARD XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX XXXX XXXX Type of inquiry : HARD XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX XXXXXXXX XXXX  Type of inquiry : HARD XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX XXXX XXXX XXXX Type of inquiry : XXXX XXXX XXXX XXXX date : XX/XX/XXXX Name of creditor/Company : XXXX XXXXXXXX XXXX XXXX Type of inquiry : HARD XXXX ) Inquiry date : XXXX/XXXX/XXXX Name of creditor/Company : XXXX OF XXXX Type of inquiry : HARD XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : AN XXXX OF XXXX XXXX Type of inquiry : HARD XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX CASE XXXX Type of inquiry : HARD XXXX ) Inquiry date : XX/XX/XXXX Name of XXXX : XXXXXXXX XXXX XXXXXXXXXXXX XXXX Type of inquiry : HARD XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company XXXX XXXX XXXX BANK XXXX XXXX Type of inquiry : HARD XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX XXXXXXXX XXXX Type of inquiry XXXX XXXX XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX XXXXXXXX XXXX XXXX Type of inquiry : SOFT XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX XXXXXXXX XXXX XXXX Type of inquiry : SOFT XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX, XXXX Type of inquiry : SOFT XXXX ) XXXX XXXX XXXX XX/XX/XXXX Name of creditor : XXXX XXXX Type of inquiry : SOFT XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX Type of inquiry : SOFT XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX XXXX XXXX  Type of inquiry : SOFT XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX XXXX XXXX XXXX XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX, XXXX Type of inquiry : SOFT XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX, XXXX Type of inquiry : SOFT XXXX ) Inquiry date XXXX XX/XX/XXXX XXXX XXXX creditor/Company : XXXX, XXXX Type of inquiry : SOFT XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX XXXX XXXX XXXX XXXX XXXX ) Inquiry date : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XXXX Name of creditor/Company : EQUIFAX Type of inquiries : SOFT XXXX ) Inquiry date : XX/XX/XXXX, XX/XX/XXXX Name of creditor : XXXX XXXX Type of inquiry : SOFT XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : DISH WIRELESS Type of inquiry : SOFT XXXX ) Inquiry date : XX/XX/XXXX, XX/XX/XXXX Name of creditor/Company : XXXX XXXX Type of inquiry : SOFT As per my records and knowledge, I did not authorize any inquiry from this creditor/company on the mentioned date. I kindly request that you investigate this issue and remove the unauthorized inquiries from my credit report. 




I believe these inquiries were made in error, and I request that you investigate and remove these inaccurate inquiries from my credit report. I also request that you provide me with an updated copy of my credit report once the dispute has been resolved. 

Please provide written confirmation of the actions taken and the results of your investigation. If additional information is needed to assist with the dispute, please do not hesitate to contact me. 

Thank you for your attention to this matter. I look forward to your prompt resolution of my dispute. 

Sincerely, XXXX XXXX social security # XXXX dob : XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation