Consumer complaint received 2018-09-10 00:00:00
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: JPMORGAN CHASE & CO.
State: GA

Complaint narrative:
RE : Social Security Number : XXXX While checking my most recent credit report, I noticed credit inquiries that I did not authorize, made by your company XXXX XXXX, XXXX. There were a total of ( 21 ) Inquiries made on my XXXX CREDIT REPORT, and a total of ( 17 ) Inquiries made on my XXXX  CREDIT REPORT. Which brings a combined total of ( 38 ) Inquiries ranging, from XX/XX/XXXX to XX/XX/XXXX. Which only 18 seems to be accounted for, since the others were deleted, by XXXX off of my Credit Report. The dates of these unauthorized HARD INQUIRIES are as follow : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX. 

As you know, these were hard Inquiries. Due to your companys lack of security measures, this has caused major injuries to my CREDIT FILE, and CREDIT SCORE.  Not to mention, there was and still is a 7 year Victim Fraud Alert placed on my credit reports. 

I did not authorize anyone employed by your company to make any inquiry and view my credit report. This is a violation of the Fair Credit Reporting Act Section 604 ( A ) ( 3 ) and a serious breach of my privacy rights. 

I was formally requesting {$250.00} for each unauthorized inquiry that was made, on my credit file, that caused major injuries to my credit report and credit score. However, I am now asking for {$500.00} for each unauthorized inquiry that was made on my credit report. Also, that these fraudulent inquiries be immediately deleted from my credit report. I am making a goodwill gesture to allow you to correct your erroneous reporting, and I am maintaining a careful record of my communications with your company for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney Generals office, should your company not comply. 

Failure to respond satisfactorily within 30 days of receipt of this certified letter will result in a small claims action against your company, seeking {$1000.00} per violation, under the Fair Credit Reporting Act Section 604 ( A ) ( 3 ) for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act Please note that you have 30 days to complete this request and payment to me, as per the Fair Credit Reporting Act section 604 ( A ) ( 3 ).

P.S. Please be aware that dependent upon your response, I may be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action. 
Cc : Consumer Financial Protection Bureau Cc : Attorney Generals Office Cc : XXXX XXXX XXXX My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX, Georgia XXXX

Company response to consumer: Closed with non-monetary relief