Consumer complaint received 2024-10-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
I am writing to dispute the following inaccurate information on my credit report. Under 15 U.S. Code 1681e ( b ), collections must be 100 % accurate across all three credit bureaus. The information I am disputing is as follows : You have failed to respond to any of my disputes that were mailed out this year and I mean any of them. 

XXXX  - XXXX - As directed by the FCRA, I am expecting written notification of the outcomes of your investigation, inclusive of any removals or amendments to my report arising from this dispute as stipulated under 15 U.S.C. 1681i ( a ) ( 6 ) ( A ). I would also appreciate an updated copy of my report that reflects these changes, I kindly request the immediate removal of any erroneous or unsupported material from this page, as it gravely deviates from the expected standards and undermines the integrity of the information presented. 

XXXX - XXXX - As directed by the FCRA, I am expecting written notification of the outcomes of your investigation, inclusive of any removals or amendments to my report arising from this dispute as stipulated under 15 U.S.C. 1681i ( a ) ( 6 ) ( A ). I would also appreciate an updated copy of my report that reflects these changes, I kindly request the immediate removal of any erroneous or unsupported material from this page, as it gravely deviates from the expected standards and undermines the integrity of the information presented. 

XXXX XXXX - XXXX - As directed by the FCRA, I am expecting written notification of the outcomes of your investigation, inclusive of any removals or amendments to my report arising from this dispute as stipulated under 15 U.S.C. 1681i ( a ) ( 6 ) ( A ). I would also appreciate an updated copy of my report that reflects these changes, I kindly request the immediate removal of any erroneous or unsupported material from this page, as it gravely deviates from the expected standards and undermines the integrity of the information presented. - I have previously requested that you investigate this information, and you have failed to rectify the errors present in my credit report. This is not the appropriate time for an update ; I demand that you promptly DELETE this inaccurate information from my credit report. 

XXXX - XXXX - Please verify. - I do not recognize this at all - please remove this inaccuracy as I do not believe it even belongs to me I request validation of this debt under 15 U.S. Code 1692g - Validation of debts. If the information is not provided or the false reporting is not removed, as in XXXX XXXX XXXX XXXX XXXX, XXXX. XXXX ( C.D. XXXX. XX/XX/XXXX ), you may be liable for willful non-compliance. Failing that, the items must be deleted from the report as soon as possible. 

Please investigate this matter and correct the inaccurate information at the earliest. I have attached copies of my credit report with the disputed items highlighted for your reference. 

Thank you for your prompt attention to this matter. 

Sincerely, XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX  XXXX XXXX, Texas XXXX XXXX : XXXXXX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation