Consumer complaint received 2026-02-12 00:00:00
Product: Debt collection — Telecommunications debt
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: Sequium Asset Solutions, LLC
State: TX

Complaint narrative:
Re : Dispute of Debt and Request for Validation / Immediate Cease Collection Account Number XXXX ( Original Creditor : XXXX ) Notice of Identity Theft and Intent to File CFPB Complaint if Not Resolved / Demand for Immediate Removal from Credit Reports Dear Sequium Asset Solutions XXXX/XXXX  Department : I am writing in response to the collection activity related to the above-referenced account, which appears on my credit report with a balance of {$750.00} ( original balance {$750.00} ), last updated XX/XX/XXXX, associated with original creditor XXXX 
I dispute this debt in its entirety. I did not open, authorize, use, or benefit from any services related to this alleged debt. This account is the result of identity theft and fraudulent activity using my personal information without my knowledge or consent. I am the victim of identity theft, as documented in the attached police report. 
Pursuant to the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g ( b ), I am formally disputing the validity of this debt and requesting that you provide verification of the debt within 30 days. Specifically, please provide : 1. The amount of the debt ; 2. The name and address of the original creditor ( XXXX  ) ; 3. Verification of the debt, including a copy of any judgment ( if applicable ), the original contract or agreement bearing my signature, and proof that the debt is mine ; 4. Proof that Sequium Asset Solutions is authorized to collect this debt on behalf of XXXX XXXX including any assignment or agreement ; 5. The date of last payment or charge, and a complete itemization of the alleged debt. 
Until you provide the requested verification, you must immediately cease all collection activities, including but not limited to phone calls, letters, credit reporting, and any other attempts to collect this debt, as required by FDCPA 1692g ( b ). 
Furthermore, enclosed is a copy of my identity theft report filed with the XXXX Police Department ( Complaint Number XXXX, dated XX/XX/XXXX ), which qualifies under the Fair Credit Reporting Act ( FCRA ) 603 ( q ) ( 4 ) as an identity theft report. This report details the fraudulent use of my identity to open accounts. Pursuant to FCRA 605B and related provisions, I demand that you immediately block and delete any reporting of this fraudulent debt from my credit files with all credit reporting agencies ( XXXX XXXX XXXX  ), and cease all collection efforts. I demand immediate removal of this account from my credit reports. 
I have also enclosed : A copy of my Texas Drivers License ( Number XXXX ) to confirm my identity and address ( XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, TX XXXX ). Any other address associated with this alleged debt is not mine and was used fraudulently. 
An affidavit swearing under penalty of perjury that this debt is fraudulent and I am the victim of identity theft. 
If you fail to provide the requested validation, cease collection, immediately remove this item from my credit reports, or continue to pursue this invalid debt, I will have no choice but to : File a formal complaint with the Consumer Financial Protection Bureau ( CFPB ) at consumerfinance.gov/complaint, detailing violations of the FDCPA and FCRA. 
File complaints with the Federal Trade Commission ( FTC ) and my state Attorney General. 
Pursue all available private remedies, including actual damages, statutory damages up to {$1000.00} per violation, punitive damages, and attorneys fees under FDCPA 1692k and FCRA 616-617.

Company response to consumer: Closed with non-monetary relief