Consumer complaint received 2024-06-01 00:00:00
Product: Mortgage — Conventional home mortgage
Issue: Struggling to pay mortgage — Trying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure
Company: BANK OF NEW YORK MELLON CORPORATION, THE
State: FL

Complaint narrative:
Hello. 
My name is XXXX XXXX, my residential address is : XXXXXXXX XXXX XXXX XXXX XXXX, FL XXXX. Phone : ( XXXX ) XXXX. 

Im writing this letter because I can not stand anymore to be a victim of harassments and abuse from law office of XXXX XXXX XXXX, XXXX located at XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Phone : ( XXXX ) XXXX For many years this law office has been violating all Florida and Federal Laws, regulations and all possible ethical, moral and human norms representing a disreputable XXXX, XXXX, alternative loan trust and crooked XXXX XXXX XXXX XXXX, acting as a trustee for that trust, in the XXXX XXXX XXXX XXXX XXXX XXXX for XXXX XXXX, Florida case number : # XXXX A simple review of court docket concerning this case will demonstrate that XXXX XXXX XXXX, XXXX has been assisting these two corrupt financial institutions to foreclose on my property by acting out of powers with no ability and capacity to sue, fabricating multiple documents, making a false, fraudulent statements and presenting a fake, bogus witnesses in Circuit and Bankruptcy Court of XXXX XXXX XXXX 

They are the fifth law office who is agreed representing in Courts these two corrupted, disreputable institutions Previous four other law offices after realizing how immoral and dishonest Plaintiff way of action are, has refused to represent them in XXXX XXXX XXXX XXXX, XXXX, who for exorbitant legal fees paid by Bank XXXX XXXX XXXX with joy continuing to be defrauding and misleading XXXX XXXX and Bankruptcy Courts. 


For many years of legal proceedings Plaintiff represented by XXXX XXXX XXXX, XXXX came to foreclose on my property without an original mortgage, which has been destroyed and lost, multiple times falsefully stating in different courtrooms, that they have original in their possession. 

The Law is clear. To foreclose on a property Plaintiff must have an original note and a mortgage with original signatures on it. They never had that. But with the assistance of this dishonest and unethical law office falsefully claimed, that they have it in their possession.

Also, Plaintiff has never demonstrated how, when, where and by what legal means he has come to be an owner and possessor of a note and a mortgage. Instead, the office of XXXX XXXX XXXX was presenting multiple forged, fabricated documentation to the Florida Courts. 

Plaintiff, represented by XXXX XXXX XXXX, XXXX is neither original oblige nor original mortgagee, and I personally have never asked these financial institutions for any kind of credit. Regardless of that this law office were misleading Different Corts with a multiple lies, bogus witnesses and false statements. 

After I filed for Bankruptcy Protection in good faith, this law office actively fabricated multiple disruptive motions overinflating property value, presenting more forged documents and false statements, defrauding a Bankruptcy Court with only one intention-disrupt my case and reset an auction date at the later date, assisting XXXX XXXX XXXX XXXX  and this corrupted trust in their greedy, covetous desire to take over something that does not belong to them. 

XXXX XXXX XXXX, XXXX is violating the Law attempting to foreclose regardless of Florida Statutes of Limitations chapter 95.11 ( 2 ) ( c ) and 95.11. ( 2 ) ( b ), which bars any foreclosure proceedings of mortgage more than 5 years after acceleration ( mortgage contract ). Mortgage in this case has been accelerated in XXXX  which is almost triple the time limit XXXX, XXXX, alternative loan trust, represented by XXXX XXXX XXXX, XXXX has never securitized a subject mortgage and placed it in the trust with all properly recorded transfers, allonges and endorsements because its never had it in possession. Instead, this law office, again and again were presenting to the Court nothing, but fraudulent, irrelevant statements and lies to steer proceedings in a direction orchestrated to illegally foreclose on the property and acting out of powers. 

In addition to all those above-mentioned acts of fraud and dishonesty this law office arranged a mortgage servicing company XXXX a division of XXXX, XXXX formerly known as XXXX XXXX XXXX, for fictious servicing of the mortgage they do not legally possess or own, completing a creation of a large, offshore-like criminal enterprise, consisting of disreputable XXXX XXXX, alternative loan trust, crooked Bank of New York Mellon who is acting as a trustee for that Trust, and a bogus, dishonest mortgage servicing company XXXX 

Most actively involved individuals during all these proceedings, fabricating documentation, presenting fraudulent statements false statements and lies, were this law office attorneys XXXX XXXX and XXXX XXXX as the most disreputable and disgraceful, with a great help from managing attorney XXXX XXXX. 

Here I am XXXX XXXX respectfully asking your office to take into consideration all the facts mentioned above, initiate a full investigation and discipline these vicious, disgraceful attorneys and law office of XXXX XXXX XXXX, XXXX by revoking their right to practice law in the state of Florida. Such individuals should not have a right to practice law not in the state of Florida, not anywhere on American soil. 

Thank you very much in advance and I hope to hear from you soon. 


Respectfully yours : XXXX XXXX

Company response to consumer: Closed with explanation