Consumer complaint received 2024-11-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC.
State: TX

Complaint narrative:
Consumer Name : XXXX XXXX, Consumer Social Security Number : XXXX, Consumer Date of Birth : XX/XX/XXXX, Contents of Complaint : This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the Equifax credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of a personal credit card account opened at Account name XXXX XXXX XXXX Account number XXXX .... 
Recent balance {$12000.00} Date opened XX/XX/XXXX Account name DEPT OF EDUCATION/XXXX  Account number XXXX .... 
Recent balance {$7700.00} Date opened XX/XX/XXXX Account name DEPT OF EDUCATION/XXXX  Account number XXXX .... 
Recent balance {$5500.00} Date opened XX/XX/XXXX Account name DEPT OF EDUCATION/XXXX Account number XXXX .... 
Recent balance {$2200.00} Date opened XX/XX/XXXX Account name DEPT OF EDUCATION/XXXX Account number XXXX .... 
Recent balance {$740.00} Date opened XX/XX/XXXX Account name DEPT OF EDUCATION/XXXX  Account number XXXX .... 
Recent balance {$5800.00} Date opened XX/XX/XXXX Account name DEPT OF EDUCATION/XXXX  Account number XXXX .... 
Recent balance {$2300.00} Date opened XX/XX/XXXX Account name DEPT OF EDUCATION/XXXX  Account number XXXX .... 
Recent balance {$5300.00} Date opened XX/XX/XXXX Account name DEPT OF EDUCATION/XXXX  Account number XXXX .... 
Recent balance {$1100.00} Date opened XX/XX/XXXX Account name DEPT OF EDUCATION/XXXX Account number XXXX .... 
Recent balance {$2500.00} Date opened XX/XX/XXXX Account name DEPT OF EDUCATION/XXXX Account number XXXX .... 
Recent balance {$2300.00} Date opened XX/XX/XXXX Account name DEPT OF EDUCATION/XXXX  Account number XXXX .... 
Recent balance {$5000.00} Date opened XX/XX/XXXX Account name DEPT OF EDUCATION/XXXX  Account number XXXX .... 
Recent balance {$2100.00} Date opened XX/XX/XXXX Account name DEPT OF EDUCATION/XXXX  Account number XXXX .... 
Recent balance {$4700.00} Date opened XX/XX/XXXX Account name DEPT OF EDUCATION/NELNET Account number XXXX .... 
Recent balance {$5900.00} as of XX/XX/XXXX Date opened XX/XX/XXXX XXXX XXXX. 

Account name DEPT OF EDUCATION/XXXX  Account number XXXX .... 
Recent balance {$4600.00} Date opened XX/XX/XXXX Account name XXXX XXXX XXXX XXXX Account number XXXX .... 
Date opened XX/XX/XXXX Account name XXXX XXXX XXXX XXXXXXXX Account number XXXX .... 
Date opened XX/XX/XXXX Account name XXXX XXXX XXXX Account number XXXX .... 
Recent balance {$14000.00} Date opened XX/XX/XXXX Account name XXXX XXXX Account number XXXX .... 
Date opened XX/XX/XXXX Account name XXXX XXXX Account number XXXX .... 
Recent balance {$0.00} Date opened XX/XX/XXXX These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer FICO credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections, or hard inquiries as reported. The aforementioned accounts, collections, and hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint XXXX, XXXX, XXXX, XXXX, XXXX as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Company response to consumer: Closed with non-monetary relief