Consumer complaint received 2018-11-18 00:00:00
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: MS

Complaint narrative:
XXXX XXXX Account # XXXX {$1300.00} written off XXXX XXXX Account Showing twice ( Inaccurate, Unverified ) Unverified and Inaccurate Reporting of Charge-Off on this account This listed item is inaccurate and incomplete and represents a serious error in your reporting. I deny that this is my debt, and if it is my debt, I deny that it is still a valid debt, and if it is a valid debt, I deny the amount requested is the correct amount. I acknowledge this debt was established without my knowledge and I have no contractual agreement with XXXX XXXX. Not reporting 100 % accurate information as required by section 609 ( a ) ( 1 ) of the Fair Credit Reporting Act. The Consumer Credit Reporting Reform Act of 1996, Public Law No. 104-208, 110 Stat. 3009, imposed legal duties on entities that furnished information, or were otherwise acting as the sources of information to Experian, including collection agencies. 

XXXX XXXX Account XXXX charged off. {$19000.00} written Unverified and Inaccurate Reporting of Charge-Off on this account This listed item is inaccurate and incomplete and represents a serious error in your reporting.The account balance of {$19000.00} charge off reporting is inaccurate and not reporting 100 % accurate information as required by section 609 ( a ) ( 1 ) of the Fair Credit Reporting Act. The Consumer Credit Reporting Reform Act of 1996, Public Law No. 104-208, 110 Stat. 3009, imposed legal duties on entities that furnished information, or were otherwise acting as the sources of information to Experian, including collection agencies. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account Type Collection XXXX XXXX XXXX Account XXXX Unverified and Inaccurate Reporting of These listings item is inaccurate and incomplete and represents a serious error in your reporting. I deny that this is my debt, and if it is my debt, I deny that it is still a valid debt, and if it is a valid debt, I deny the amount requested is the correct amount. I acknowledge this debt was established without my knowledge and I had no contractual agreement. Not reporting 100 % accurate information as required by section 609 ( a ) ( 1 ) of the Fair Credit Reporting Act. The Consumer Credit Reporting Reform Act of 1996, Public Law No. 104-208, 110 Stat. 3009, imposed legal duties on entities that furnished information, or were otherwise acting as the sources of information to Experian, including collection agencies. 

These addresses are fraudulently reporting and incorrect and should be deleted ( I attached a notarized affidavit including my drivers license and utility bill with proof of residency ) XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation