Consumer complaint received 2025-07-15 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: TekCollect Inc.
State: MO

Complaint narrative:
To Whom It XXXX Concern, I am writing to formally dispute certain information in my credit file that I believe is inaccurate or incomplete. This letter is intended as an official notification, in accordance with the Fair Credit Reporting Act ( FCRA ), that I would like a thorough investigation of the items in question and the correction or removal of any information found to be incorrect. 
You do not even have my correct address on file. This has been on my credit report since XXXX. XXXX, XXXX ( XXXX yr, XXXX mos ) I have warned the XXXX XXXX I intend to take legal action. 
You are preventing me from obtaining a home loan. 
Personal Details For your reference, my details are as follows : Full Name : XXXX XXXX XXXX Date of Birth : XX/XX/XXXX Social Security Number ( last XXXX digits ) : XXXX Current Address : XXXX XXXX  XXXX XXXX, XXXX XXXX Kansas XXXX Account Information XXXX Dispute The specific item I wish to dispute is as follows : Creditor or Lender Name : Tek Collect XXXX Account XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account XXXX Checking Reported Issue : incorrect amount of {$260.00}, and the account with XXXX XXXX is not XXXX XXXX XXXX XXXX XXXX. XXXX, XXXX Details of Dispute I am requesting the removal or correction of the above item for the following reason ( XXXX ) : The account listed does not belong to me. 
The balance/amount reported is incorrect. 
The payment history reported is inaccurate. 
I have not attached copies of supporting documentation that substantiate my claim, but can submit those to a legal court including ( but not limited to ) : Credit report with the disputed item highlighted Correspondence from the creditor Bank statements Police report or identity theft affidavit ( if applicable ) Any other relevant documents Requested Action In light of the information provided, I respectfully request : A prompt investigation into my claim, as required by the Fair Credit Reporting Act ( FCRA ) Written confirmation of the outcome of your investigation Correction or deletion of the disputed item from my credit report, should errors be found An updated copy of my credit report reflecting any changes Legal Rights and Timeframes Under the Fair Credit Reporting Act, you are required to investigate my dispute within XXXX  days of receiving this letter. Please inform me in writing when the investigation is complete. 
Should your investigation result in any change to my credit file, I ask that you provide me with a free copy of my updated credit report, as is my right under the FCRA. 
Additionally, should the disputed information be verified as accurate, please provide me with a detailed explanation and the contact information of the party reporting the disputed information. I would also appreciate the opportunity to include a brief statement of dispute in my credit file, should the item remain unchanged. 
Contact and Delivery Information Please send all correspondence regarding this matter to : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Kansas XXXX XXXX XXXX Conclusion Thank you for your prompt attention to this matter. I trust that you will give this dispute the careful consideration it deserves and that any inaccuracies in my credit report will be addressed in accordance with the law. If you require additional information or documentation, please do not hesitate to contact me using the information provided above.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation