Consumer complaint received 2025-07-07 00:00:00
Product: Debt collection — I do not know
Issue: Written notification about debt — Didn't receive enough information to verify debt
Company: Resurgent Capital Services L.P.
State: CA

Complaint narrative:
Company sent letters and failed to provide requested information pursuant to consumer law. Last letter sent to company on XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$1200.00} Debt Validation Pursuant to 12 CFR 1006.34C Be Advised this is a refusal to pay, and notice to and desist all collection activities sent pursuant to the Fair Debt Collection Practices Act 12 CFR 1006.6c.

This is NOT a request for " verification '' or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request your offices provide me with competent evidence that I have any legal obligation to pay you. At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Consumer Reporting Agencies XXXX XXXX XXXX XXXX XXXX XXXX this action may constitute fraud under both Federal and State Laws. 

Due to this fact, if any negative mark is found on any of my credit reports by your company or the company you represent, I will not hesitate in bringing legal action against and your client for the following : violation of the Fair Credit Reporting Act, violation of the Fair Debt Collection Practices Act. and Defamation of Character ( per se ).

If your offices are able to provide the proper documentation as requested pursuant 12 CFR 1006.34c in the following Declaration, I will require at least 30 calendar days to investigate this information, during which time all collection activity shall CEASE and DESIST. 
Please provide the following : o Agreement with your client that grants you the authority to collect on this alleged debt. 
o Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. 
o Any insurance claims been made by any creditor regarding this account. 
o Any Judgments obtained by any creditor regarding this account. 

Name and address of alleged creditor. 
Name on file of alleged debtor. 
Alleged account number. 
Address on file for alleged debtor. 
Amount of alleged debt. 
Date this alleged debt became payable. 
Date of original charge off or delinquency. 
Verification that this debt was assigned or sold to collector.

Complete accounting of alleged debt. 
Commission for debt collector if collection efforts are successful. 

Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes any listing of information to a credit-reporting repository that could be inaccurate or invalidated. 
If your office fails to respond to this validation request within 30 calendar days of the date of your receipt, all references to this account must be deleted and completely removed from my credit file, and a copy of such deletion request shall be sent to me immediately. 

Sincerely XXXX XXXX

Company response to consumer: Closed with explanation