Consumer complaint received 2025-09-18 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Radius Global Solutions LLC
State: NC

Complaint narrative:
To Whom It May Concern, I am filing this complaint against Radius Global Solutions regarding their attempt to collect an alleged debt in the amount of {$3700.00}. This company has reported or attempted to collect this account without providing me with the legally required validation notice. Furthermore, they have failed to identify the original creditor or provide any documentation that would allow me to determine whether this debt is legitimate, accurate, or even mine.

1. No Debt Validation or Written Notice Provided Under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g, a debt collector must send a written notice containing the name of the creditor, the amount of the debt, and information on the consumers right to dispute within five days of the initial communication.

I have never received any letter, statement, or written notice from Radius Global Solutions concerning this alleged debt of {$3700.00}.

I have no knowledge of who the original creditor is, what the alleged obligation relates to, or how the balance was calculated.

By failing to provide this mandatory information, Radius Global Solutions has deprived me of my right to dispute or seek validation of the debt.

2. Improper and Potentially Inaccurate Credit Reporting Despite failing to provide validation, Radius Global Solutions has either furnished or threatened to furnish information to the consumer reporting agencies. This violates the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681s-2, which requires furnishers to ensure the accuracy and integrity of the information they report.

By attempting to collect or report an unverified debt, Radius Global Solutions is providing information that is unsubstantiated, incomplete, and potentially inaccurate.

This has already caused reputational harm to my credit and placed me at risk of being denied future credit opportunities.

3. Lack of Transparency and Consumer Harm The absence of any identifying information about the alleged debt raises serious concerns. Without disclosure of the creditor, account history, or supporting documents, I can not determine if I am even legally obligated to pay this amount. Their silence and lack of disclosure could indicate misreporting, mistaken identity, or an attempt to collect on a debt they have no authority to pursue.

This conduct has caused undue stress, confusion, and financial hardship.

It has also undermined my ability to exercise my consumer rights under federal law.

4. Pattern of Unfair and Deceptive Practices Radius Global Solutions actions appear to follow a pattern of unfair and deceptive practices, as prohibited by the FDCPA. By withholding validation and still attempting to collect, they are engaging in behavior that is misleading and harmful to consumers.

5. Requested Resolution I respectfully request that the CFPB take action to ensure Radius Global Solutions : Ceases all collection activity on this alleged debt until full validation is provided.

Deletes any reporting of this account from my credit files with XXXX, XXXX, and XXXX  unless and until they provide complete validation.

Provides full documentation including : The name and contact information of the original creditor ; A detailed accounting of how the alleged balance of {$3700.00} was calculated ; Copies of any contracts, agreements, or signed documents proving I am legally responsible ; Proof that Radius Global Solutions has the legal right to collect on this account.

Issues written confirmation of either deletion or full validation.

6. Summary Radius Global Solutions has failed to comply with both the FDCPA and FCRA by attempting to collect an unvalidated debt without notice or disclosure. Their reporting or collection efforts are unsubstantiated and harmful to me as a consumer. I am requesting that this matter be investigated thoroughly, that my consumer rights be enforced, and that corrective action be taken to protect me and prevent similar harm to others. 
Respectfully, XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Email : XXXX Phone : ( XXXX ) XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief