Consumer complaint received 2024-12-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
DEROGATORY ACCUSATIONS HAVE TO BE METRO 2 COMPLIANT TO HOLD ON TO OR REPORT Annul any not physically with proof of permissible purpose evidence confirming validity, accuracy, timeliness, and the needfully perfect and certified Metro 2 compliant account info, including the precise information from the legally identified me. 

I DO NOT approve you to report any non-compliant information, and you must comply. You are aware that complete compliant reporting is a mandate, not an option. As such, any derogatory accusations associated with a non-compliant alleged account most definitely is not amenable for reporting if not unproven to be veridical, correct, intact, timely, mine, or my responsibility. 

To begin, I would like to ensure you have and ONLY maintain current, undoubted, correct, unabridged, and mandated disclosed certified compliant data in line with FCRA regulations and the required Metro 2 format standard, as I demand, as is my lawful right ( XXXX ) to do so. I demand that you annul any and all potentially impaired information made known of any delinquent and/or derogatory conditioned data, mentioned or not! 

Let it be noted that I DO NOT approve you to invalidly, non-verifiably, or otherwise misreport any data poorly perfunctory or deceptive misinformation now nor ever. I REQUEST that you please review and ENSURE your adequate and full accordance with the laws governing your practice of reporting consumer credit profiles, including acceptance of questionable verified valid claims from any data furnisher of which can report to you about me and/or my credit profile history and/or creditworthiness overall. 

Be sure to evaluate all involved records physically and/or require the data furnisher to do such, particularly any and all personal identifiers. I have the right to request firmly that you consider these FACTS as below noted : ( a ) I do NOT have any preconditioned other names or aliases, and I do NOT desire any other names or aliases to be retained or recited. If ANY, eliminate NOW or produce proof of your legitimate AUTHORITY to sustain, much less report, without infringing my consumer rights. 
( b ) I do NOT have any requisite other addresses, and I do NOT have ambition for any other addresses to be retained or expressed. If ANY, exclude from reporting NOW or produce proof of your legitimate AUTHORITY to preserve, much less report, without infringing my consumer rights. 
( c ) I do NOT have any mandated other SSNs, and I do NOT want any other SSNs to be retained or announced. If ANY, omit NOW or produce proof of your legitimate AUTHORITY to retain, much less report, without infringing my consumer rights. 
( d ) I do NOT have any needed other dates of birth, and I do NOT desire any other dates of birth to be retained or communicated. If ANY, obliterate from reporting NOW or produce proof of your legitimate AUTHORITY to retain, much less report, without infringing my consumer rights. 
( XXXX ) I do NOT have any telephone numbers, and I do NOT covet any telephone numbers to be retained or supposed or otherwise revealed. If ANY, exclude from reporting NOW or produce proof of your legitimate AUTHORITY to keep, much less report, without infringing my consumer rights. 
( f ) I do NOT have any employers, and I do NOT have a wish for any employers to be retained or rumored. If ANY, efface from reporting NOW or produce proof of your legitimate AUTHORITY to cling to, much less report, without infringing my consumer rights. 
( g ) I do NOT have any spouses/roommates/co-applicants, and I do NOT aspire for any spouses/roommates/co-applicants to be retained or reported. If ANY, eliminate NOW or produce proof of your legitimate AUTHORITY to retain, much less report, without infringing my consumer rights. 
( h ) I do NOT have any telephone numbers, and I do NOT desire any telephone numbers to be retained. If ANY, omit NOW or produce proof of your legitimate AUTHORITY to report, without infringing my consumer rights. 

I demand that any and all personal information below that is not as I detailed above, as correct, and any potential accusations of inquiry, delinquency, or derogatory remarks supposedly associated, be immediately modified and/or removed from reporting unless and until the demonstrated verified validity and certifiable compliance is confirmed. 

The suspect personal data currently to be enhanced is as follows : Name ALSO KNOWN AS : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX REMOVE the display of reported Names ALSO KNOWN AS of XXXX XXXX XXXX and XXXXXXXX XXXX XXXXXXXX and XXXX XXXX as my REQUISITE REPORTED CURRENT CORRECT COMPLETE Name ALSO KNOWN AS is XXXXX. I DO NOT AUTHORIZE you to retain nor report any not proven true, correct, valid, and required personal identifier information that is not in exact agreement with my submitted FACTUALLY CORRECT CURRENT PERSONAL IDENTIFIERS as indicated.

Company response to consumer: Closed with explanation