Consumer complaint received 2024-05-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Public record information inaccurate
Company: Experian Information Solutions Inc.
State: WA

Complaint narrative:
I have been non-stop disputing this negative information on my credit report and the credit bureau keeps confirming without proof that this information is inaccurate despite me sending proof it is not accurate.

Therefore, I am requesting that you investigate these disputed items below and correct any inaccuracies found as required by federal law. Please send a written confirmation of receipt of this letter and the action you will be taking to resolve this matter. 
DISPUTED INFORMATION : XXXX XXXXXXXX XXXX XXXX XXXXXXXX - FRAUD - DELETE this collection account XXXX XXXX XXXX - XXXX - FRAUD - DELETE this collection account XXXX XXXX XXXXXXXX - FRAUD - DELETE this collection account XXXX XXXX XXXX - XXXX - FRAUD - DELETE this collection account XXXX XXXX - XXXX - This is Fraud - This collection is FRAUD and should be DELETED as it does not belong to me. Please DELETE asap XXXX XXXX - XXXX - This is Fraud - This collection is FRAUD and should be DELETED as it does not belong to me. Please DELETE asap Bankruptcy - XXXX - The United States Bankruptcy Court does not have authority over credit reporting agencies and does not report to any of them. Bankruptcy petitions and case dockets are considered public records. The Fair Credit Reporting Act, specifically Section 605, governs credit reporting agencies. According to this law, credit reporting agencies are prohibited from reporting bankruptcy cases on an individual 's credit report. - DELETE Immediately XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. 
XXXX XXXX XXXX - XX/XX/2023 - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. 
XXXX XXXX - XX/XX/2023 - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. 
XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/2023 - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. 
XXXX XXXX XXXX - XX/XX/2023 - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. 
XXXX XXXX - XX/XX/2023 - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. 
XXXX XXXX XXXX XXXX XXXX  XX/XX/2023 - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. 
XXXX XXXX - XX/XX/2023 - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. 
XXXX XXXX XXXX - XX/XX/2023 - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. 
XXXXXXXX XXXX XXXX XXXX XXXX XXXX - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. 
XXXX XXXX - XX/XX/2023 - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. 
Thank you for your prompt attention to this matter.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation