Consumer complaint received 2024-11-25 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: TRANSWORLD SYSTEMS INC
State: TX

Complaint narrative:
I WAS CONTACTED ABOUT AN INACCURATE UNKNOWN DEBT THAT HAS NOT BEEN VALIDATED OR VERIFIED UNDER THE FCRA AND FDCPA. THIS A CLEAR VIOLATION OF THE FDCPA AMD FCRA AND I WILL BE SEEKING REMEDY FOR ALL DAMAGES FROM TRANSWORLD SYSTEMS INC -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- TO : Transworld Systems INC, ( THESE ARE THE ITEMS YOU ARE SUPPOSED TO HAVE. YOU MUST SEND ME ALL OF THESE ITEMS IN FULL DETAIL WITHIN THE TIMEFRAME GIVEN OF XXXX  DAYS ( NOTARIZED ) OR DELETE THIS ACCOUNT FROM REPORTING, IF REPORTING TO THE CRAs, STOP ALL COLLECTION ACTIVITES, AND CEASE ALL COMMUNICATIONS ME ON ANY DEBT YOU CLAIM I OWE BECAUSE I REFUSE TO PAY. ) ( IF YOU DO NOT OR KNOW YOU CAN NOT SEND ME ALL OF THE INFORMATION I REQUESTED IN THETIME FRAME OF 7 DAYS, ALL NOTARIZED, YOU WILL IMMEDIATLEY DELETE THE ACCOUNT FROM MY CONSUMER REPORT THAT FIRST DAY ). Anything sent after that will not be accepted and work against you as continued in this statement & ALSO IF YOU DECIDE TO SEND ME 1.ANY KIND OF BILL OR BILLING STATEMENT 2. ANYTHING OTHER THAN WHAT IS BELOW 3.SOME OF THE ITEMS BELOW 4. ANYTHING NOT NOTARIZED, 5.A STATEMENT SAYING YOU ALREADY DID VALIDATE AND VERIFY THE DEBT 6.YOU ARE NOT REQUIRED OR HAVE TO SEND ME ANYTHING 7. A STATEMENT ABOUT YOUR OPINION ABOUT THIS MATTER, YOU DO NOT UNDERSTAND, IT SEEMS GENERIC, OR LETTER STATING IT IS FRIVOLUS OR ANY VERBAGE AT ALL UNLESS ITS THE ITEMS I REQUESTED ( NO WORDING EXPLAINING WHY YOU CANT OR DO NOT WANT TO SEND IT ) 8. HAVE THE ORIGINAL CREDITOR SEND ME INFORMATION 9.ASK ME TO CALL OR CONTACT YOU OR SOME OTHER COMPANY OR COMMUNICATE WITH YOU, THEN YOU HAVE BROKEN THE CEASE ALL COMMUNICATIONS WITH ME ( BECAUSE IT IS NOT WHAT I REQUIRED OR REQUESTED AND LEGAL ACTION WILL BE TAKEN AFTER THIS INCRIMINATING RESPONSE ON YOUR BEHALF ). { UNDER THE FCRA & FDCPA, YOU WILL SEND ALL OF THESE VERIFICATION/VALIDATION DOCUMENTS WITHIN 7 DAYS, OR DELETE THE ACCOUNT AND CEASE COLLECTION AND ALL COMMUNICATIONS WITH ME ABOUT THIS DEBT OR ANY DEBT } ESTOPPEL BY SILENCE LEGALLY MEANS THAT YOU HAD A CHANCE TO SPEAK BUT FAILED TO DO SO, THEREFORE, YOU AGREE BY YOUR SILENCE THAT YOU AGREE THAT THE DEBT IS INACCURATE, FALSE, NOT VALIDATED OR VERIFIED AND CAN NOT BE REPORTED ON MY CONSUMER REPORT. STAYING SILENT AND NOT RESPONDING AT ALL WILL WORK AS A WAIVER TO ALL RIGHTS YOU HAVE IN THIS MATTER. ( Send all documents notarized below or delete the account and cease communication with me ) ( USC 1692 c. If the you do not send all of the documents and still report the account to the CRAs, I will be seeking damages under the FDCPA & FCRA up to {$1000.00} per violation and for every month this account has been reporting on my consumer report ) SEND ALL OF THESE ITEMS : 1. THE FULL PURCHASE AGREEMENT, FORWARD FLOW AGREEMENT AND AGREEMENT BETWEEN YOUR COMPANY AND THE ORIGINAL CREDITOR, STATING IN ITS PAPERWORK THAT THE DEBT IS GURANTEED TO BE ACCURATE AND WHAT YOU CAN AND CAN NOT DO WITH THE DEBT ( WITH ALL TERMS AND CONDITIONS ) ( NOTARIZED ) 2. AN ORIGINAL CONTRACT SIGNED BY THE CREDITOR & ALL PARTIES AND ARBITRATION AGREEMENT 3. CANCELATION OF DEBT ( NOTORIZED ) 4. PROOF THE ORIGINAL CREDITOR SECURITIZED THE DEBT ( NOTARIZED ) 5. CHAIN OF TITLE OF OWNERSHIP OR ASSIGNMENT ( NOTARIZED ) { The FTC has stated that a photo copy or general ledger is not evidence of a debt ( By law THIS ACCOUNT HAS NOT BEEN PROPERLY VALIDATED OR VERIFIED. THESE ITEMS ARE REQUIRED FOR VERIFICATION & VALIDATION OF A DEBT UNDER FDCPA, FCRA,, FTC, STATE ATTORNEYS GENERAL, & STATE REGULATORS. )

Company response to consumer: Closed with explanation