Consumer complaint received 2015-08-21 00:00:00
Product: Mortgage — Other mortgage
Issue: Loan modification,collection,foreclosure — 
Company: Ditech Financial LLC
State: CA

Complaint narrative:
Please refer to the attached documents which establishes that I continue to be harassed by XXXX and XXXX a debt collector pursuant to FDCPA laws claiming to be attorneys upholding the XXXX XXXX, but then in same breathe filing fraudulent documents on my home located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX and XXXX is operating under a name XXXX XXXX XXXX XXXX " XXXX '' -- -also a DEBT COLLECTOR governed by FDCPA. XXXX knows it is working with another debt collector GREEN TREE SERVICING LLC a Debt Collector who is not a servicer and not a creditor. I have asked Green Tree Servicing LLC many times to provide PROOF of the accounting as in XX/XX/XXXX - XXXX admitted XX/XX/XXXX to me that the defunct company XXXX - originator on my mortgage papers DID NOT ADHERE to XXXX UCC laws which govern lawful written negotiable instruments. XXXX took my {$7000.00} in XX/XX/XXXX and admitted that it would be collecting bad debt with my paid from my funds Private Mortgage Insurance and would apply my monies sent to XXXX and XXXX to discharge the debt - all refunds to be refunded to me. This never happened. Instead, XXXX sold the bad debt in non-compliance to XXXX UCC laws making the alleged mortgage defective and now paid -- - to Green Tree Servicing LLC. Please refer to the attached Assignment of Deed of Trusts whereby the debt collectors XXXX and Green Tree Servicing LLC try to give the public a appearance that they have some kind of beneficial interest in my home located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Green Tree Servicing LLC IS NOT A CREDITOR as reflected in the False, desceptive and misrepresentation Fraudulent Assignment of Deed of Trust ( s ) ( they are not assigning a note or deed of trust ) NOR is Green Tree Servicing LLC a Servicer -- -- GREEN TREE SERVICING is a DEBT COLLECTOR pursuant to FDCPA and is prohibited to execute all it has done 1. Broke into my home and srtipped my home - AC/Heating unit and stripped doors. 2. Changed my locks whereby I could not enter my XXXX home and was required to hire lock smith to enter my home. 3. Window Screen damaged. 4. The Debt Collector claiming to have a contract with XXXX -- - again -- -- I was informed that this account was discharged due to its defective status -- -so how is it that Green Tree Servicing has a contract with XXXX ? I have sent Green Tree Servicing LLC proof of accounting pursuant to FDCPA and UCC XXXX to date Green Tree Servicing and XXXX and XXXX aka XXXX XXXX XXXX XXXX -have refused to prove their right to seize my home unlawfully. 
Please refer to the Fake Assignments used and which do nothing to allow these debt collectors from taking my home - A. XXXX Assignment Notice signer did not sign in front of the Notary- this is the Assignment which the Debt Collectors are using to steal my home on XXXX completed by XXXX employees masquerading as employees of a Dead Company B. XXXX Assignment XXXX XXXX and XXXX XXXX both were hit with fine of {$15000.00} to XXXX XXXX of XXXX XXXX XXXX and XXXX XXXX lost his notary due to criminal document XXXX Penal Code Section 115.5 - see attached documents to prove check paid out to Powers. I do not have any relationship with Green Tree Servicing LLC and no amount of false papers will make Green Tree Servicing a Creditor or Servicer. If the Name XXXX XXXX comes up - not that she has been included in XXXX Police Department and soon XXXX Sheriff Department due to her behavior in helping these debt collectors. This is not viable debt. I have demanded proof of their accounting only to be attacked by XXXX and XXXX, XXXX and XXXX in XXXX both Debt Collectors working with debt collector Green Tree Servicing LLC.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation