Consumer complaint received 2024-12-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: CBC Companies, Inc.
State: TX

Complaint narrative:
SOLICITOUSLY ANALYZE my formal writ composed testimony of Not Proven adequate Misinformation that is all or in part : DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable appropriate obligatory and regulatory requisite obediently reporting thereby mandating your immediate actions to rectify and remedy and any all infraction- ious behavior ( s ) by retaining or returning to substantiated TRUE, CORRECT, COMPLETE, and acquiescent METRO 2 data field formatted reporting!

To be clear, you are mandated by laws to eliminate every notation and or aspect of any and all derogatory and adversary items from any and all suspect postulations still yet unproven to be true, correct, complete, timely, documented as being mine, testimonial to be of my responsibility, with FCRA compliance, and/or CRSA CDIA Metro 2 COMPLIANT reporting. FEDERAL laws dictate that any and all derogatory or potentially pernicious reporting MUST be all of the aforementioned and can NOT BE ASSUMED without undoubted CERTIFIABLE testimonial of Facts ensuring the physically verifiability of the validated manual validation of any item upon a consumer complaint, such as is this NOTICE here and now.

Please RETURN to or retain federally jural reporting with your unwavering and unconditional annulment of every single one even each any and all of the allegations accused of me deficient of physical evidence to every and all aspects of said pretensions, be them true or not.

I would like to forge forward with a righted disputation challenging what likely is an inaccurate, untrue, incomplete, untimely, not proper, and or possibly not even of my ownership of responsibility allegation of a derogatory item that I see you currently have on my credit report, possibly causing violating infringements and injury to my credibility.

While studying my report I have come across a number of mistakes and inaccuracies that you are reporting. Please review and eradicate any and all of these following unproven true, correct, complete, timely, mine, my responsibility, FCRA obeyant, metro 2 compliant, or else wise substantiated to every single one even each any and all of the regulations, laws, and standards of reporting of which you are undoubtedly mandated in your obligation to obey : You have listed an inaccurate Public Record on my credit file. I need to have it removed as soon as possible. I am filing this dispute of the Public Record Information that you are providing under FCRA 611 ( a ) ( 7 ) that specifically requires a description of the procedure used by your agency in providing and obtaining this particular public record including if this was obtained by a third party Information Broker and if the information was provided in Metro-2 format and updated by the information provider to include complete personal identifiers including Full Legal Name and Address.

I have been advised by my family attorney that his investigation of this erroneous public record leads him to believe that your firm has MIXED my file information and inappropriately assigned this public record to my credit report.

Here is the erroneous record you are reporting. The following allegations each require immediate deletion, do so now and here! Below is ( are ) the questionable account aspect ( s ) in have concerns : Please utilize the following KEY to explain markings on the images of below-shown items being contested : means REQUIRED ALWAYS ^ Required If Applies ~Industry-Specific Required BSCF Base Segment Character Format HRCF Header Record...

J1S J1 Segment J2S J2 Segment K1S K1 Segment K2S K2 Segment K3S K3 Segment K4S K4 Segment L1S L1 Segment N1S N1 Segment TRCF Trailer Record...

HRPF Header Record Packed Format BSPF Base Segment Packed Format TRPF Trailer Record Packed Format D1 Data Furnisher # 1 DF2 Data Furnisher # 2 T TransUnion ^NTCU^ essentially stands for Not Metro2/ Translated within Cra/and or is Unknown F Equifax X Experian M Missing but Required Reported E Potential Error I Inconsistent N Not Available or Deceptive Q Questionable-conditioned? Questionable Mathematically D Deviant from standards U Unconfirmed or Uncertified Compliant Attack Do Not Attack mx Mixed mr Merged CRRG Credit Reporting Resource Guide FCRA Fair Credit Reporting Act 1 Delete From Reporting or MODIFY as necessary ANY indefensible And Injurious aspect of your allegations CREDITOR NAME XXXX INQUIRY DATE XX/XX/year> XXXX XXXX  described on XX/XX/year> is an unconfirmed inquiry, not as of yet proven to be with the necessary adequate and burden to achieved lawful Permissible Purpose, and or is not factually true docile as it is currently reported. Please REMOVE from reporting promptly!

Company response to consumer: Closed with non-monetary relief