Consumer complaint received 2025-03-17 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: LA

Complaint narrative:
I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or a account, and I request that it be closed immediately. Please send me written confirmation that I am not responsible for charges on this account appropriate steps to remove information about this account from my credit files. 

Following up on my previous communication regarding inaccuracies on my credit report, I am writing to express my continued concern and disagreement with the resolution of the items listed below. Despite an initial investigation, these inaccuracies persist on my credit report, negatively impacting my credit score and financial well-being. 
Disputed Items for Reinvestigation : XX/XX/XXXXXXXX Inquiry Date XX/XX/XXXX XXXX XXXX XXXX XXXX, VA XXXX ( Appears To Show Accurate On My XXXX Account, But Experian Deleted It Due To Inaccuracy & Fraud Information Can You Please Now Show Me What Yall Do Differently You Please Remove This Thank You, & If Not Show Me Description Of The Procedure. 15 USC 1681 ( I ) 1. XX/XX/XXXXXX/XX/XXXX Payment Status Collection/ChargeOff Account Status DEROGATORY XXXX XXXX - XXXX Payment Status Collection/ChargeOff Account Status DEROGATORY XX/XX/XXXX Payment Status Collection/ChargeOff Account Status DEROGATORY XXXX XXXX XXXX Payment Status Collection/ChargeOff Account Status DEROGATORY XX/XX/XXXXPayment Status Collection/ChargeOff Account Status DEROGATORY XX/XX/XXXXXX/XX/XXXXPayment Status Collection/ChargeOff Account Status DEROGATORY XX/XX/XXXXXX/XX/XXXXDate Opened XX/XX/XXXX Payment Status 90 Days Late ( XX/XX/XXXXXX/XX/XXXX) Not Even Showing A Date Can You Please Remove This Thank You, & If Not Show Me Description Of The Procedure. 15 USC 1681 ( I )XX/XX/XXXXDate Opened XX/XX/XXXX Account Type : Note Loan Payment Status 60 Days Late ( XX/XX/XXXX) Not Even Showing A Date Can You Please Remove This Thank You, & If Not Show Me Description Of The Procedure. 15 USC 1681 ( I ) XXXX XXXX XXXX XXXX, LA XXXX CORRECT ADDRESS - XXXX XXXX XXXX XXXX La XXXX ( ONE & ONLY ADDRESS THAT SHOULD BE ON MY REPORT ) XXXX XXXX XXXX XXXX XXXX , LA XXXX XXXX ADDRESS - XXXX XXXX XXXX XXXX La XXXX ( ONE & ONLY ADDRESS THAT SHOULD BE ON MY REPORT ) XXXX XXXX XXXX ( MY LEGAL REAL NAME IS XXXX XXXX THE ONLY NAME THAT SHOULD APPEARS ON MY REPORT ) XXXX XXXX XXXX ( MY LEGAL REAL NAME IS XXXX XXXX THE ONLY NAME THAT SHOULD APPEARS ON MY REPORT ) XXXX XXXX XXXX ( MY LEGAL REAL NAME IS XXXX XXXX THE ONLY NAME THAT SHOULD APPEARS ON MY REPORT ) XXXX XXXX ( MY LEGAL REAL NAME IS XXXX XXXX THE ONLY NAME THAT SHOULD APPEARS ON MY REPORT ) XXXX XXXX XX/XX/XXXX( MY LEGAL REAL NAME IS XXXX XXXX THE ONLY NAME THAT SHOULD APPEARS ON MY REPORT ) XXXX XXXX ( MY LEGAL REAL NAME IS XXXX XXXX THE ONLY NAME THAT SHOULD APPEARS ON MY REPORT ) According to Section 609 of the FCRA, I have the right to dispute inaccurate or incomplete information on my credit report. The incorrect name and outdated addresses listed in my file do not accurately reflect my current or historical information and need to be removed immediately.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation