Consumer complaint received 2025-04-16 00:00:00
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: LA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXE: REQUEST FOR CONSUMER REPORT, REMOVAL OF INACCURATE INFORMATION, OPT-OUT & SECURITY FREEZE\nTo Whom It May Concern:\nUnder the Fair Credit Reporting Act (FCRA), 15 U.S.C.  1681 et seq., I am writing to request a complete copy of my consumer report maintained by Datax. Additionally, I am requesting the removal of any inaccurate information, implementation of opt-out preferences, and a security freeze on my file.XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXtPlease provide a complete copy of my Datax consumer report, including all information maintained in my file.\n\t2.\tIf your records contain any of the following inaccurate information, please remove it immediately:\n\t\tAny name variations other than XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXt\tAny phone numbers other than XXXX including but not limited tXXXXtAny other phone numbers that are not my correct number\n\t\tAny addresses other than my current address, including but not limited tXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX\tAny accounts, tradelines, or inquiries that I have not authorized\n\t\tAny other information that does not accurately reflect my consumer history\n\t3.\tOPT-OUT AND SECURITY FREEZE REQUEST:\n\t\tI hereby exercise my right under FCRA  604(e) and  603(d)(2)(A) to OPT OUT of all information sharing. I do not authorize my personal information or credit data to be shared with any third parties for any purpose, including marketing, promotional offers, or prescreening.\n\t\tI request a COMPLETE SECURITY FREEZE be placed on my credit file pursuant to FCRA  605A. No information from my file should be released to any party without my express written consent.\n\t\tI explicitly do not want my information shared with anyone under any circumstances except as strictly required by law.\n\t4.\tPlease send the consumer report and confirmation of all actions taken tXXXX XXXX XXXX XXXX XXXX XXXX accordance with the XXXX XXXX  Format and the Credit Reporting Resource Guide (CRRG), all consumer reporting agencies are required to maintain accurate information and promptly correct errors. Under the FCRA, you must investigate disputed information and remove or correct any information that cannot be verified as accurate.\nPlease be advised that failure to comply with this request may constitute a violation of the FCRA, which provides for statutory damages of $1000 per violation for willful noncompliance.\nI look forward to receiving my consumer report and confirmation of all requested actions within 15 business days of your receipt of this letter.\nSincerely,XXXX XXXX

Company response to consumer: Closed with explanation