Consumer complaint received 2024-12-04 00:00:00
Product: Debt collection — I do not know
Issue: False statements or representation — Attempted to collect wrong amount
Company: T.S. Holdings
State: MD

Complaint narrative:
My Request for Debt Validation letter was sent via Certified Mail on XX/XX/year>. 
This company received my letter and proceeded to add a collection account to my credit report with XXXX, XXXX, and XXXX with a significantly higher amount and is attempting to collect added interest on the balance. I followed up via phone to request a debt validation on the date they started reporting. To this day, I have received XXXX correspondence from their end. 

XX/XX/year> I.Q. Data International , Inc. 
XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, WA XXXX Balance Due : {$21000.00} Re : Request for Validation To Whom It May Concern : The validity of this debt is disputed.

This letter serves asformalnotice being sent to you in response to collections placed on my credit report. This notice is sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 that your claim is disputed and validation is requested. This is not a request for verification or proof of my mailing address, but a request for validation made pursuant to the above-named Title and Section. 
I formally request that your office validate all tradelines reported to my credit and provide me with documents that show I have any legal obligation to pay you. Please provide me with the following : Provide historical statements which matches the balance being claimed Provide a list of charges that total the amount claim in your original letter Identify the original creditor Documentation that shows I agreed to paid this debt Show me that you are licensed to collect in my state Provide me with the agreement that gives you authority to collect this debt Provide me with your license numbers and Registered Agent Your claim can not and will not be considered if any portion of the above is not completed and returned with copies of all requested documents. 
Also Im hereby notifying you that the reporting of this item on my credit is currently in violation of the FDCPA by misrepresenting the character of this debt, and unsubstantiated reporting of tradelines to credit bureaus might be provide a basis for further liabilities against your company. If your offices have reported invalidated information to any of the 3 major Credit Bureaus XXXX XXXX, XXXX or XXXX ) this action might constitute fraud under both Federal and State Laws. 
If your offices are able to provide the proper documentation as requested in the following declaration, I will require 30 days to investigate this information and during such time all collection activity must cease and desist. If you fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately to avoid further violations of the FDCPA and FCRA. 
All future communications with me must be done in writing and sent to the address noted in this letter by USPS.

Company response to consumer: Closed with explanation