Consumer complaint received 2025-04-05 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: LA

Complaint narrative:
Before finalizing the dispute letter, lets verify the addresses for TransUnion, Equifax, and Experian to ensure accuracy, and check the spelling of names and titles for correctness. XXXX also update the letter with the corrected addresses and make any necessary adjustments to the names or titles of the recipients. 
Verification of Addresses and Spelling XXXX. TransUnion Provided Address : TransUnion Corporation, ATTN : XXXX XXXX, Office of The General Counsel, XXXX XXXX XXXX XXXX, XXXX, IL XXXX Verification : The address XXXX XXXX XXXX XXXX, XXXX, IL XXXX aligns with information found on TransUnions official website and other reliable sources ( e.g., TransUnions Terms of Use and corporate office details ). This address is correct for TransUnions headquarters.

Spelling and Title : TransUnion Corporation should be TransUnion LLC, as TransUnion is legally structured as an LLC, not a corporation, based on official documentation like their Terms of Use. 
Office of The XXXX XXXX should be corrected to XXXX XXXX XXXX XXXX XXXX  ( lowercase the for proper title capitalization ). 
XXXX XXXX as a specific contact in the XXXXXXXX XXXX XXXX XXXXXXXX XXXX can not be verified through publicly available sources. TransUnions official contact for legal matters is typically directed to the XXXX XXXX XXXX XXXX XXXX without a specific name. To be safe, Ill address it to the XXXXXXXX XXXX XXXX XXXXXXXX XXXX without a specific name unless you have confirmation that XXXX XXXX is the correct contact. 
Corrected Address : TransUnion LLCATTN : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX XXXX. Equifax Provided Address : Equifax Corporation, ATTN : XXXX XXXX, Office of The General Counsel, XXXX XXXX XXXX, XXXX, GA XXXX Verification : The address XXXX XXXX XXXX, XXXX, GA XXXX is correct for XXXX headquarters, as confirmed by sources like XXXX XXXX XXXX, which lists XXXX at XXXX XXXX XXXX XXXX, XXXX, GA XXXX. The XXXX directional is often included but may be omitted in some formal correspondence, and both formats are generally acceptable for mail delivery. 
Spelling and Title : Equifax Corporation should be Equifax Information Services LLC, as Equifax operates under this legal entity name for credit reporting services in the U.S. 
Office of The XXXX XXXX should be corrected to XXXXXXXX XXXX XXXX XXXX XXXX XXXX lowercase the ). 
XXXX XXXX as a specific contact in the XXXXXXXX XXXX XXXX XXXXXXXX XXXX can not be verified through publicly available sources. Equifax typically directs legal correspondence to the XXXXXXXX XXXX XXXX XXXXXXXX XXXX without a named individual. Unless you have confirmation that XXXX XXXX is the correct contact, Ill address it to the XXXX XXXX XXXX XXXX XXXX generically. 
Corrected Address : Equifax Information Services LLCATTN : XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX, GA XXXX XXXX. Experian Provided Address : Experian XXXX XXXX, ATTN : XXXX XXXX, Office of the Corporate Counsel, XXXX XXXX, XXXX XXXX, CA XXXX Verification : The address XXXX XXXX, XXXX XXXX, CA XXXX is incomplete and incorrect. Experians XXXX XXXX headquarters is located at XXXX XXXX XXXX, XXXX XXXX, CA XXXX. XXXX XXXX. is missing from the street name, which is a critical detail for accurate mail delivery. 
Spelling and Title : Experian XXXX XXXX should be Experian Information Solutions , Inc., as this is the legal entity name for Experians U.S. operations. 
XXXX XXXX appears to be a misspelling. Based on standard naming conventions, its likely intended to be XXXX XXXX or a similar variation, but I can not verify this name as a specific contact in Experians Office of the Corporate Counsel through publicly available sources. To avoid errors, Ill address it to the XXXX XXXX XXXX XXXXXXXX XXXX without a specific name. 
XXXX XXXX XXXX XXXXXXXX XXXX is correctly titled, but Ill ensure consistent capitalization ( e.g., lowercase the as in the other addresses ). 
Corrected Address : Experian Information Solutions, Inc.ATTN : Office of the Corporate XXXX XXXX XXXX XXXX, CA XXXX Updated Dispute Letter with Corrected Addresses Below is the revised dispute letter with the corrected addresses, names, and titles. Ive also ensured that the grammar, structure, and punctuation remain correct, as previously reviewed. 

XXXX XXXX XXXX XXXX, LA XXXX XXXX, XXXX TransUnion LLCATTN : Office of the General XXXX XXXX XXXX XXXX, IL XXXX Equifax Information Services LLCATTN : Office of the General XXXX XXXX XXXX XXXX, GA XXXX Experian Information Solutions, Inc.ATTN : Office of the Corporate XXXX XXXX XXXX XXXX, CA XXXX Subject : Dispute of Inaccurate Information on Credit Report Request for Correction or Deletion Under the FCRA Dear TransUnion, Equifax, and Experian : I am writing to formally dispute inaccurate and incomplete information on my credit report, as permitted under the Fair Credit Reporting Act ( FCRA ), XXXX XXXX. XXXX. I have identified multiple discrepancies in the personal information reported by each of your bureaus, which may violate the FCRAs requirement for accurate and complete reporting ( Section XXXX ). I request that you investigate these errors and either correct or delete the inaccurate information from my credit report within the XXXX investigation period mandated by the FCRA. 
Below are the specific inaccuracies I have identified in my credit report dated XX/XX/XXXX : XXXX. Discrepancy in Reported Name TransUnion : Lists my name as XXXX XXXX XXXX XXXX. 
Experian : Lists my name as XXXX XXXX. 
Equifax : Lists my name as XXXX XXXX. 
Correct Information : My full legal name is XXXX XXXX. 
Requested Action : TransUnion : Correct my name from XXXX XXXX XXXX XXXX to XXXX XXXX, as the current listing is incorrect and XXXX lead to misidentification. 
Experian and XXXX : No action is needed, as the name is correctly listed as XXXX XXXX. 
XXXX. Discrepancy in Current Address TransUnion : Lists my current address as XXXX XXXX XXXX, XXXX, LA XXXX ( as of XX/XX/XXXX ). 
Experian : Lists my current address as XXXX XXXX XXXX, XXXX, LA XXXX ( as of XX/XX/XXXX ). 
XXXX : Lists my current address as XXXX XXXX XXXX, XXXX, LA XXXX ( as of XX/XX/XXXX ). 
Correct Information : My current address is XXXX XXXX XXXX, XXXX, LA XXXX. The correct as of date is XX/XX/XXXX, as this is the most recent accurate date reported.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation