Consumer complaint received 2025-03-28 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TN

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX, XXXX DOB : XX/XX/XXXX | XXXX : XXXX TransUnion XXXX XXXX XXXX XXXX PA XXXX XX/XX/XXXX Dear TransUnion, According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report.

Otherwise, anyone paying for your reporting services could fax, mail or email in a fraudulent account.

Under the FCRA, unverified accounts must be removed and if you are unable to provide me a copy of verifiable proof, you must remove the accounts listed below.

I demand to see Verifiable Proof ( an original Consumer Contract with my Signature on it ) of the accounts listed below. Your failure to positively verify these accounts has hurt my ability to obtain credit. 

I demand the following accounts be verified or removed immediately. 


XXXX - XXXX - This is in deferrment and should not be reporting any late payments at all. - Select Please furnish evidence that you have obtained this information directly from the courthouse, or alternatively, remove it from my credit report. 

XXXX - XXXX - Please verify that this is reporting correctly on my report. - Select What is your method of verification in regards to your latest response? 

XXXX XXXX XXXX - Sample reason - Select I am requesting that you provide me with how you got this info? Give me a written response in regards to how you retrieved info on this account and send documentation back as well, thanks. Please verify that this belongs to me the other bureau are not reporting this so why are you Again please verify this one belongs to me the other bureau are not reporting this at all This is a duplicate item and you're the only one reporting this - Remove it XXXX - XXXX - This is in deferrment and should not be reporting any late payments at all. - Select This is inaccurately reporting on my report. 

XXXX XXXX - XXXX - Please start an investigation and prove that this actually belongs to me. - Select Please verify that this belongs to me the other bureau are not reporting this so why are you Again please verify this one belongs to me the other bureau are not reporting this at all This is a duplicate item and you're the only one reporting this - Remove it XXXX XXXX XXXX  XXXX - Please verify that this is actually belongs to me- Select I do not know what this is. Please investigate and remove from my report. 

XXXX - XXXX - I don't recognize this at all. - Select XXXX - XXXX - Please verify that this is mine? - Select I do not know what this is. Please investigate and remove from my report. 

XXXX XXXX - XXXX - Please verify that this is actually belongs to me- Select I do not know what this is. Please investigate and remove from my report. 

XXXX XXXX - XXXX - Please start your investigation. - Select What steps did you take to find the information you have provided? 

XXXX XXXX - XXXX - Please start an investigation and prove that this actually belongs to me. - Select I do not know what this is. Please investigate and remove from my report. 

XXXX XXXX XXXX XXXXXXXX - Please verify that this is actually belongs to me- Select I do not know what this is. Please investigate and remove from my report. 

XXXX - XXXX - Please verify that this is actually belongs to me- XXXX I do not know what this is. Please investigate and remove from my report. 

XXXX - XXXX - Please confirm that this is reporting accurately, I want a response! - Select I do not know what this is. Please investigate and remove from my report. 

XXXX - XXXX - Please confirm that this is reporting accurately, I want a response! - Select I do not know what this is. Please investigate and remove from my report. 

XXXX - XXXX - Please verify that this is mine? - Select I do not know what this is. Please investigate and remove from my report. 

XXXX - XXXX - Please verify that this is actually belongs to me- Select I do not know what this is. Please investigate and remove from my report. 

XXXX  XXXX - XXXX - Please verify this item. - Select What steps did you take to find the information you have provided? 

XXXX XXXX - XXXX - Please confirm that this is reporting accurately, I want a response! - Select This is not mine - verify this please XXXX - XXXX - Please verify the following item. - Select What steps did you take to find the information you have provided? 

XXXX XXXX XXXX XXXX XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - XXXX did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX XXXXXXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX XXXXXXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXXXXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXXXXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXXXXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX XXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 

XXXX XXXX - XX/XX/XXXX - Why did you pull my credit with out my permission? - The following inquiry was not authorized and should not be reporting. 



Incorrect Name - XXXX XXXX XXXX - My information should be correct on all three bureaus Incorrect Address - XXXX XXXX XXXX XXXX XXXX, TN, XXXX - My information should be correct on all three bureaus Incorrect Address - XXXXXXXX XXXX XXXX XXXX XXXX, TN, XXXX - My information should be correct on all three bureaus EMPLOYER - XXXX XXXX  - My information should be correct on all three bureaus EMPLOYER - THE DENTIST OFFICE - My information should be correct on all three bureaus * Please add a Promotional Suppression to my credit file. 
* Please remove all non-account holding inquiries over 30 days old. 


With Regards, XXXX XXXX : Federal Trade Commission, XXXX XXXX XXXX Attorney General XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief