Consumer complaint received 2024-04-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: NY

Complaint narrative:
To Whom It May Concern, I received a copy of my credit report with the intention of trying to improve my credit and take care of my responsibilities and noticed a few accounts that I wanted a little more explanation on. I am not saying they are reporting right or wrong. I am just saying that I am not XXXX  percent sure if they are. I also read something called the Fair Credit Reporting Act where it said by law, I had rights to challenge anything I am not sure is accurate. Some of the people reporting things on me, I have never heard of which made me write to you all. 

Are you familiar with something called 15 U.S.C. Sec. 1681i ( a )? I heard that if you can't provide proof, these accounts must be deleted. Well I want these accounts deleted if they are not XXXX percent right and correct. So, could you please check on these and get back with me? I saw on a Credit Site and Board where this lawyer said you have 30 days to complete this investigation. Please investigate the following accounts and remove them if anything is missing or not correct on them. 


1. Please investigate if every piece of information is correct. If not please remove it from my credit report XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

2. Please investigate if every piece of information is correct. If not please remove it from my credit report XXXX XXXX XXXX  Account Number : XXXX Please investigate and delete from my credit report. 

3. Please investigate if every piece of information is correct. If not please remove it from my credit report XXXX XXXX  XXXX. 
Account Number : XXXX Please investigate and delete from my credit report. 

4. Please investigate if every piece of information is correct. If not please remove it from my credit report XXXX XXXX  XXXX. 
Account Number : XXXX Please investigate and delete from my credit report. 

9. Please investigate if every piece of information is correct. If not please remove it from my credit report 10 XXXX Account Number : XXXX Please investigate and delete from my credit report. 

5. Please investigate if every piece of information is correct. If not please remove it from my credit report XXXX  XXXX Account Number : XXXX Please investigate and delete from my credit report. 

6. Please investigate if every piece of information is correct. If not please remove it from my credit report XXXX Account Number : XXXX Please investigate and delete from my credit report. 


I also read where I can get the updated report after you investigate this from the Free XXXX guy. Could you please send it to me? Also, please let me know who had access to my file as well. I want the investigation outcome to be sent to my address I put on the from area. Thank you for your time and help in this matter. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation