Consumer complaint received 2024-03-26 00:00:00
Product: Mortgage — USDA mortgage
Issue: Struggling to pay mortgage — Foreclosure
Company: LAKEVIEW LOAN SERVICING, LLC
State: LA

Complaint narrative:
I purchased the property on XX/XX/2019 for my mother. I had my own residence and i told the mortgage lenders this when they asked if i was occupying the Property. They knew this before going on with the loan process. in XXXX I did a quit claim deed to my mother because she was living there as she is the one who lost the home in a foreclosure prior to this, and we are now realizing it was all done in fraud and will be seeking legal actions on that issue as well. My mother is being forced out of the home through illegal actions being brought on by a collection agency claiming to be the holder in due course and THEY ARE NOT! I have several complaints and will look into where each one needs to be filed.

- foreclosure proceedings started in XXXX XXXX XXXX but canceled due to pandemic relief actions - loan was sold and a totally different company with a new loan number-

over a year later the new servicer proceeded with foreclosure but did not do anything except pick up where the last one di. they did not resubmit anything reflecting the new company or loan number or anything! - a sale was conducted without my knowing anything and i researched everything and have documented many illegal proceedings done both by the attorney
( debt collector )

the Clerk of Court and the Sheriff office!! - proper required notice in the paper was not done, the appraisal which is supposed to be done at least
7 days prior to sell was not done but was done almost 2 years ago. and I pulled it from the record at the clerk 's office and someone signed the document on

my behalf. I have not given authority to anyone to sign on my behalf! -There are many errors on all the filed documents done on behalf of Lakeview Loan servicing by XXXX XXXX XXXX and they are not even the one who has the mortgageXXXX XXXX  is the one.

- a writ of possession was served last week to my mother and told to evict from the property but none of the other legal processes to an executory process was adhered to!

-ONE MAIN ISSUE IS THAT A LIEN ON THE PROPERTY DOES NOT EXIST AND HAS NOT EXISTED BY WAY OF A UCC11 SEARCH1111 YET THE CLERK DID NOT VERYIFY AND LAKEVIEW KNEW THEY DID NOT HAVE ANY UCC1 FILED IN ORDER TO COLLECT ON THIS DEBT111- I have come to learn of the deceitful lending that was done. I did not have to take out a mortgage in order to purchase the property because the property was paid for prior to the closing on the fraudulent mortgage loan by way of PURCHASE MONEY LOAN ( cash advance according to our USC!!! ) But because they saw a young naevi guy they assumed I would not figure any of this out! I was only given XXXX minutes to look at a XXXX stack of documents with words so tiny i could hardly see them and definitely was not given them prior to the closing as law says. in fact, a few of the documents were printed day of and some had handwritten date corrections on them.

I have so much evidence of the FRAUD that has taken place but this is not the venue to lay it all out. I am willing to answer any specific question and do pray for some assistance here before going any farther and higher up.

Thank you, XXXX XXXX XXXX BENEFICIARY

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation