Consumer complaint received 2025-06-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: LEXISNEXIS
State: FL

Complaint narrative:
I am requesting the Consumer Financial Protection Bureau ( CFPB ) to immediately take enforcement action against XXXX and LexisNexis for multiple and repeated violations of federal law. I submitted written disputes, identity theft documentation, and supporting materials over XXXX  days ago ( date of the letter ), and they failed to comply with statutory duties under the Fair Credit Reporting Act ( FCRA ) and related federal laws. This delay constitutes additional violations. 

Violations Committed : XXXX XXXX. XXXX, FCRA XXXX ( b ) : Failure to ensure maximum possible accuracy FCRA XXXX ( a ) ( XXXX ) ( A ) : Failure to investigate disputes within XXXX  days FCRA XXXX ( a ) ( XXXX ) : Failure to reinvestigate and issue findings XXXX XXXX. XXXX : Failure to notify consumer of alleged debts XXXX XXXX ( XXXX XXXX. XXXX ) : Failure to safeguard consumer information XXXX XXXX. XXXX : Identity theft and misuse of personal data XXXX XXXX. XXXX ( XXXX ) : Failure to provide victim assistance ( fraud alerts, recovery tools ) XXXX / CDIA Violations : Noncompliance with industry reporting standards Florida Statutes XXXX : Criminal use of personal identification ( identity theft ) Florida Deceptive and Unfair Trade Practices Act ( XXXX ), XXXX XXXX. XXXX et seq. : Engaging in deceptive and unfair consumer reporting practices XXXX and XXXX Accounts to Be Removed XXXX. XXXX XXXX XXXX Account Number : XXXX Violations : FCRA : XXXX ( b ), XXXX ( a ), XXXX, XXXX ( b ), XXXX ( a ) ( XXXX ) ( B ), XXXX ( a ) FDCPA : XXXX ( a ), XXXX ( b ), XXXX ( XXXX ), XXXX GLBA : XXXX ( b ), XXXX ( a ) XXXX XXXX : Reporting XXXX violations FL XXXX : XXXX XXXX. XXXX ( XXXX ), XXXX ( XXXX ) ( c ), XXXX ( XXXX ) DEMAND : XXXX deletion and blocking under FCRA XXXX. 
XXXX. XXXX XXXX BANK XXXX Account XXXX XXXX XXXX & XXXX Violations : FCRA : XXXX ( b ), XXXX ( a ), XXXX, XXXX ( b ), XXXX ( a ) ( XXXX ) ( B ), XXXX ( a ) FDCPA : XXXX ( a ), XXXX ( b ), XXXX ( XXXX ), XXXX GLBA : XXXX ( b ), XXXX ( a ) XXXX XXXX : Reporting XXXX violations FL XXXX : XXXX XXXX. XXXX ( XXXX ), XXXX ( XXXX ) ( c ), XXXX ( XXXX ) DEMAND : Immediate removal of late payments under FCRA XXXX Fraudulent Inquiries to Remove XXXX  XXXX, XXXX XXXX NA, XXXX  XXXX XXXX  XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX  Unfamiliar or Incorrect Addresses XXXX XXXX  CT XXXX, FL XXXX XXXX PL XXXX XXXX XXXX, NY XXXX XXXX XXXX XXXX XXXX, NY XXXX XXXX XXXX XXXX XXXX XXXX NY XXXX XXXX XXXX XXXX, NY Incorrect XXXX : XXXX XXXX XXXX XXXX EMPLOYED Incorrect Names : XXXX, XXXX, L, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX Requested XXXX from the CFPB : Enforce immediate removal and blocking of all fraudulent accounts listed above. 
Compel deletion of all unauthorized hard inquiries. 
Mandate removal of inaccurate personal information, including addresses and employers. 
Require written confirmation from XXXX XXXX XXXX XXXX, including updated credit reports. 
Ensure that identity theft protections ( e.g., fraud alerts ) are implemented as required by law. 
Initiate investigation and sanctions for failure to comply with FCRA deadlines. 
XXXX or discipline bureaus for their willful neglect of legal obligations. 

Supporting Documentation Previously Submitted to Bureaus : Government-issued photo ID Social Security XXXX Police report documenting identity theft Proof of current address Original dispute letters dated XX/XX/year> Declaration : I affirm under penalty of perjury that the statements made in this complaint are accurate and true to the best of my knowledge. I respectfully request urgent enforcement by the CFPB to protect my rights and remove XXXX, false, and fraudulent information from my credit reports.

Company response to consumer: Closed with explanation