Consumer complaint received 2024-06-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Resurgent Capital Services L.P.
State: SC

Complaint narrative:
PUBLIC THIS IS A PUBLIC COMMUNICATION TO ALL Notice to agent is notice to principal Notice to principal is notice to agent Applications to all successors and assigns All are without excuse Common Law Private American Civilian National Without prejudice UCC 1-207/UCC 1-308 ALL inalienable and fundamental rights reserved non waived. XXXX XXXX XXXX XXXX XXXX, Authorized Representative/Attorney-In-Fact for : XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX, Nevada XXXX XXXX ALLEGED ACCT. NO. ENDING IN XXXX Alleged Amount Owed : {$340.00} Alleged Last Date Active : Unknown LVNV FUNDING LLC Post Office Box XXXX XXXX, Michigan XXXX RESURGENT CAPITAL SERVICES XXXX XXXX XXXX XXXX XXXX XXXX, South Carolina XXXX XXXX XXXX ) XXXX XXXXresurgentXXXX ALLEGED ACCT. NO. XXXX Alleged Amount Owed : {$630.00} Alleged Last Date Active : Unknown RE : DEMAND LETTER : INACCURATE CREDIT REPORTING : FALSIFYING DEROGATORY TRADE : CEASE AND DESIST XX/XX/XXXX TO WHOM IT MAY CONCERN : This is a declared notice. It informs you. It means what it says. This letter is written in response to inaccurate derogatory trade lines illegally written upon XXXXXXXX XXXX credit by LVNV FUNDING, LLC et.al/RESURGENT CAPITAL SERVICES LP et.al./XXXX XXXX XXXX et.al. This letter memorializes XXXXXXXX XXXX MULTIPLE correspondences ( attached hereto ) with LVNV FUNDING, LLC et.al/RESURGENT CAPITAL SERVICES LP et.al./XXXX XXXX XXXX et.al. but not limited to, XXXX XXXX futile attempts to resolve and/or work with LVNV FUNDING, LLC et.al/RESURGENT CAPITAL SERVICES LP et.al./XXXX XXXX XXXX et.al., but not limited to for several months in attempts to resolve and establish illegal and derogatory trade lines made by LVNV FUNDING, LLC et.al/RESURGENT CAPITAL SERVICES LP et.al./XXXX XXXXXXXX XXXX et.al. on XXXX Grants credit report. Due to these futile attempts made by XXXX XXXX to be given fully compliant responses by LVNV FUNDING, LLC et.al/RESURGENT CAPITAL SERVICES LP et.al./XXXX XXXX XXXX et.al., but not limited to, control and or possession to no avail, XXXX XXXX is filing a FIFTH complaint with the Consumer Protection Financial Bureau. This letter memorializes that AFTER receiving a letter of debt validation from XXXX XXXX, XXXX XXXX XXXX et.al. IGNORED the request made by XXXX XXXX. XXXX XXXX XXXX sent a letter dated XX/XX/XXXX that stated that XXXX XXXX XXXX was unable to locate an account associated with XXXX XXXX XXXX. al. ( arrached hereto ) FURTHERMORE, XXXX XXXX XXXX sent a second letter dated XX/XX/XXXX that stated there was recent activity on the alleged account that had been identified as unusual. ( attached hereto ) XXXX XXXX XXXX  then placed this alleged account with a third party collection agency, Resurgent Capital Services, LP which is a subsidiary of LVNV Funding LLC. XXXX XXXX sent letters of debt validation to Resurgent Capital Services LP and LVNV Funding LLC that went ignored. Do to no response, this caused XXXX XXXX to file multiple complaints with the Consumer Financial Protection Bureau on XX/XX/XXXX and XX/XX/XXXX : Complaint no. XXXX ( attached hereto ) Complaint no. XXXX ( attached hereto ) Complaint no. XXXX ( attached hereto ) Complaint no. XXXX ( attached hereto ). 
After complete silence from LVNV FUNDING, LLC et.al/RESURGENT CAPITAL SERVICES LP et.al./XXXX XXXXXXXX XXXX et.al., XXXX derogatory tradelines are now on XXXX Grants credit report under the name `` LVNV FUNDING LLC ( attached hereto ) No other details are given about these alleged accounts on XXXXXXXX XXXX credit report. XXXX XXXX et. al. DOES NOT HAVE A CONTRACT WITH LVNV FUNDING, XXXX et.al/RESURGENT CAPITAL SERVICES LP et.al./XXXX XXXX XXXX et.al. but not limited to. This letter memorializes that I, XXXX XXXX, am exercising my rights under FCRA 611 ( a ) ( 6 ) ( B ) ( iii ) which provides that a consumer may request a description of the procedure used to determine the accuracy and completeness of the information shall be provided to the consumer by the agency, including the business name and address of any furnisher of information contacted in connection with such information and the telephone number of such furnisher, if reasonably available. Fair Debt Collection Practices Act FAIR DEBT COLLECTION PRACTICES ACT. As amended by Public Law 111-203, title X, 124 Stat. 2092 ( 2010 ) In compliance with this method of investigation request, please provide the following : The description of the procedure used to determine the accuracy and completeness of the information. Name, address, and telephone number of each person contacted regarding this alleged account, and alleged amount owed. A copy of any documents provided bearing my wet ink signature, showing that I have legally binding contractual obligation to pay them the exact amounts claimed. Verification of valid basis for claiming I am required to pay the current amount owed. Details about the age and amount of the debt including a copy of the last billing statement from the original creditor. A detailed explanation of any interest added or payments made since the last billing statement and the legal authorization for this interest. The date the original creditor claims this debt became delinquent. Whether this debt is within the SOL ( statute of limitations ), and how that was determined. Details about LVNV FUNDING, LLC et.al/RESURGENT CAPITAL SERVICES LP et.al./XXXX XXXX XXXX  et.al. authority to collect this debt, whether LVNV FUNDING, XXXX et.al/RESURGENT CAPITAL SERVICES LP et.al./XXXX XXXX XXXX et.al. is licensed in South Carolina and if so, provide the date of the license, name on the license, and license number, and the name, address, and telephone number of the state agency issuing the license. If LVNV FUNDING, LLC et.al/RESURGENT CAPITAL SERVICES LP et.al./XXXX XXXX XXXX et.al. is contacting XXXX XXXX from outside South Carolina, provide the licensing information from LVNV FUNDING, LLC et.al/RESURGENT CAPITAL SERVICES LP et.al./XXXX XXXX XXXX et.al. as well so that I, XXXX XXXX, may examine it. I give notice that I know nothing that would or could support alleged unverified and invalidated allegations/claims that are substantively baseless due to the lack of legally lawful evidence that has never been provided to me even after I respectfully gave several certified notices ( attached hereto ). I ALSO GAVE NOTICE OF 30 DAYS THAT EXPLICITLY STATED REGARDLESS OF THEIR RESPONSE, THAT THEIR SILENCE EQUATES TACIT. During the provided time period, LVNV FUNDING, LLC et.al/RESURGENT CAPITAL SERVICES LP et.al./XXXX XXXX XXXX et.al. never substantively responded, and therefore agreed to set terms and conditions, and are therefore estopped from any further claims. FURTHERMORE, LVNV Funding, LLC c/o Resurgent Capital Services , LP et. al.XXXX XXXXXXXX XXXX et . al. have refused to provide the completed CORPORATE GOVERNMENT EMPLOYEE QUESTIONNAIRE FORM This questionnaire form is lawfully legally obligatory to return as it is enacted by the Senate and the House of Representatives of the United States of America by Congress assembled, that is cited by THE PRIVACY ACT OF 1974 ( As Amended ) Public Law 93-579, as codified at 5 U.S.C. 552a. As records show, XXXXLVNV Funding, LLC c/o Resurgent Capital Services , LP et. al. and XXXX XXXX XXXX et. al. are in fact corporate government employees, and are therefore legally and lawfully obligated to return a fully compliant Corporate Government Employee Questionnaire Form. I give notice I do not know the law. I give notice that the foregoing is true and correct to the best of my knowledge. NOTICE WAS, AND IS STILL GIVEN, ANY AUTOMATED RESPONSE OR E-OSCAR VERIFICATION IS UNACCEPTABLE Due to no responses from LVNV Funding, LLC c/o Resurgent Capital Services , LP et. al. XXXX XXXX gives notice that : LVNV Funding, LLC c/o Resurgent Capital Services , LP et. al. And XXXX XXXXXXXX XXXX  et. al. engaged in, and continue to engage in : negligence and harassment against XXXX XXXX illegally and unlawfully placing derogatory tradelines on XXXX XXXX credit report, harassing XXXX XXXX via telephone communications from an unknown number, text messaging, and collection letters regarding this alleged debt. These manipulation tactics are causing XXXX XXXX ongoing harm, and ongoing intentional infliction of stress and emotional damages, that is also causing XXXX XXXX relentless ongoing damages and harm. 

The item ( s ) in question are inaccurate representing a very serious reporting error. I expect to receive a response within 15 days of receipt of this letter in compliance with the FCRA. If no response is received, I expect this item will be removed from my credit files immediately. I give notice and all correspondence is recorded for the record on the record to be made part of the record. I give notice I do not know the law. I declare to the best of my knowledge the foregoing is true and correct. FURTHER AFFIANT SAITH NOT Common Law Private American Civilian National Without prejudice UCC 1-207/UCC 1-308 ALL inalienable and fundamental rights reserved non-waived. XXXX XXXX XXXX XXXX XXXX, Authorized Representative/Attorney-In-Fact for : XXXX XXXX Subscribed to and sworn before God ( Titus 1:2 ) this 22 day of XX/XX/XXXX. Acknowledgment by Publication ENCLOSURES

Company response to consumer: Closed with explanation