Consumer complaint received 2024-03-28 00:00:00
Product: Debt collection — Credit card debt
Issue: Electronic communications — Frequent or repeated messages
Company: Resurgent Capital Services L.P.
State: TX

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Tx XXXX Ph : ( XXXX ) XXXX File number : XXXX TO : XXXX XXXX XXXX XXXX, XXXX, PA XXXX REFERENCE : ( 15 USC- 6802-6803 ) ( 15 USC-1681 A d2a1 ) ( 15-USC-1692CC ) ( 15 U.S. CODE 1601 ) BANKRUPTCY : ( 15 U.S. CODE 1681B ) -Bankruptcy XXXX  XXXX Discharged Type Bankruptcy XXXX  XXXX Status Discharged Docket Identifier XXXX Date Filed XX/XX/XXXX Disposition Date XX/XX/XXXX Court US BANKRUPTCY COURT Attorney Name PRO SE Paid Date XX/XX/XXXX Settled Date XX/XX/XXXX Requesting Bankruptcy be remove from credit profile XXXX Agency : Account info Account nameXXXX XXXX XXXX Account XXXX Account typeCredit card Account info Account nameXXXX Account XXXX Account typeCharge Card Responsibility Account info Account name XXXX XXXX  Account XXXX Account type Credit card Account info Account nameXXXX XXXX XXXX Account XXXX Account typeCredit card Account nameXXXX XXXX XXXX XXXX Account XXXX Account typeCharge Card Account info Account nameXXXX XXXX Account XXXX Account typeCredit card XXXX  XXXX bankruptcy discharged Date filed XX/XX/XXXX Date resolved XX/XX/XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX ACCOUNT XXXX  XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXXXXXX XXXX XXXX Phone number ( XXXX ) XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX XXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXXXXXX XXXX XXXX Phone number ( XXXX ) XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Phone number ( XXXX ) XXXX LVNV FUNDING LLC Original creditor : XXXX XXXX XXXX XXXX  ACCOUNT XXXX XXXXXXXX LVNV FUNDING LLC Address XXXX XXXX XXXXXXXX XXXX XXXX Phone number ( XXXX ) XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX  ACCOUNT XXXX  XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXXXXXX XXXX XXXX Phone number ( XXXX ) XXXX XXXX XXXX XXXX ACCOUNT XXXX  XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, XXXX  XXXX Phone number ( XXXX ) XXXX Original creditor : XXXX XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, IL XXXX Phone number : ( XXXX ) XXXX Original creditor : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Phone number ( XXXX ) XXXX XXXX XXXX  XXXX  Account : XXXX XXXX  Address XXXX XXXX XXXX, XXXX  XXXX Phone number ( XXXX ) XXXX Name XXXX XXXX XXXX XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX Address XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX Phone number ( XXXX ) XXXX XXXX XXXX  Dear Sir/Madam, I am writing to dispute the validity of the debt listed on my credit report under account [ Account Number ], which is being reported by your agency. I am requesting that this item be removed from my credit report immediately. Upon reviewing my credit report, I noticed the listing of the aforementioned debt. However, I have no record or recollection of this debt, nor have I been contacted by your agency regarding any outstanding obligations. Therefore, I am disputing the accuracy and validity of this debt. I request that you provide me with detailed information regarding this debt, including : 1. Verification of the original creditor. 2. The amount owed and the date of the alleged debt. 3. Documentation proving that I am responsible for this debt. Please note that under the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ), I have the right to request validation of the debt. I expect your agency to comply with these laws and provide me with the requested information within 30 days of receipt of this letter. Furthermore, if your agency can not provide sufficient evidence to validate the debt, I insist that you cease all collection efforts and remove this item from my credit report promptly. Failure to comply with this request may result in legal action to protect my rights under the FDCPA and FCRA. Please send all correspondence regarding this matter to the address listed above. Thank you for your prompt attention to this dispute. Sincerely, XXXX XXXX

Company response to consumer: Closed with explanation