Consumer complaint received 2023-12-20 00:00:00
Product: Credit card — General-purpose credit card or charge card
Issue: Other features, terms, or problems — Credit card company forcing arbitration
Company: CAPITAL ONE FINANCIAL CORPORATION
State: NY

Complaint narrative:
on the XXXX  of XX/XX/XXXX XXXX, a registered mail was sent to Capital One XXXX XXXX XXXX XXXX XXXX NC XXXX from XXXX XXXX for the principal account XXXX XXXX " XXXX XXXX XXXX '', using the UNITED STATES POSTAL SERVICE. I received a verification letter from UNITED STATES POSTAL SERVICE XXXX XXXX XXXX XXXX XXXX XXXX XXXX that on the XXXX of XXXX, XXXX an individual picked up the delivered mail and signed their signature, ( Which complies with UCC 2-507 ) . Inside the delivery packaged was bonded paper, color imprinted CC : ATTN Indenture Trustee, Chief Financial Officer, & CFB which inside contained a Master Promissory Note stamped and signed to fit applicable law 31 CFR 328, an allonge to the original Master Promissory Note, an explanatory statement to the Master Promissory Note, a Notice of Amendment to Master Promissory note and request for validation of debt, an affidavit of emancipation and status as an adult, explanatory statement to the affidavit of emancipation and status as an adult, a copy of the original terms and agreement contract, Power of Attorney, signed and notarized in the XXXX XXXX XXXX XXXX XXXX Supreme Court Located on XXXX XXXX XXXX  where the notary saw me " natural person '', of mind, sound and body, showing certifications authenticating my identity and account holder reflecting account number and principal holder of securities account XXXX, " XXXX ''. On the XXXX of XX/XX/XXXX, Capital one without my consent, restricted the use of both of my credit accounts taking the ability to access my securities. A letter and email were received where they continued to demand payment from me, dishonoring the evidence I provide as mentioned in applicable laws UCC 3-305 & 42 USC 12203 . Rather than contacting the email I provided for any questions or requests to process the payment, Capital One instructed me to destroy my cards, in which are entitled to my securities and directed me to update my recurring payments I had connected to this account for services related to my livelihood, for in which Capital One stated that they are getting ready to terminate my accounts. Capital One has not honored The Laws of New York UCC 3-501 through 3-511, The Banking System of 1933 SEC 2, 21,22 , 29, 31, 34, The Securities Act in 1933, The Securities and Exchange Act of 1934, Trust Indenture Act 1939, Investment Company Act of 1940, Investment Advisers Act of 1940, Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, Federal reserve Act section 9 & 16, 31 CFR CH. II 328, 15 USC 1692 a-f, 16.503 Requirements contract, FDIC, TILA, ECOA, H.R. 3763- Sarbanes- Oxley Act of 2022, and with the non-compliance it is a violation to the United States Constitution Article I Sec 8 , IV Sec 1 , Article VI, Declaration of Independence all resulting into an accident as defined in 49 CFR 387.5 due to the withholding of Capital Ones compliance with federal regulations, procedures according to the uccs, cfrs, uscs, acts, etc. It is important to enforce the laws under the Federal Jurisdiction of the United States of America to keep order. May Peace be with ALL. Moving in good faith, integrity, honor and honesty for the power invested in me syncs with the spirits of our historic great leaders that helped lay the foundation of a Justice and republic land. Supreme Intellect is the light that shines through my vessel. As declared in the Dec. of independence, I am endowed by my creator with certain Unalienable Rights!

- Bearer is a United States National, not a United States Citizen.

[ XXXX ] [ XXXX ] Emancipated from XXXX.

Domicile : XXXX, New York U.S.A.

Asserting full status as U.S. National under Natural Law.

Reserving all rights perpetually.

" XXXX Executor ( ALL ) ( 08 ) ( 09 ) ''

Company response to consumer: Closed with explanation