Consumer complaint received 2025-01-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: SC

Complaint narrative:
XX/XX/2025 Subject : Notice of Violation Under 15 U.S. Code 1681o Civil Liability for Negligent Violation of FCRA Dear CREDIT REPORTING AGENCYS I am writing to formally notify you of a violation under the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S. Code 1681o, which addresses the civil liability for negligent violations of the FCRA. I believe that your actions or inactions have resulted in a failure to meet the statutory requirements under the FCRA, which has caused harm or inconvenience to me. 

Details of the Violation : inaccuracy proof is attached along with credit report showing inaccuracy, social, utility, and identification 1. This account is showing inaccuracy must be removed immediately according to section XXXX XXXX XXXX XXXX Account Number : XXXX i request this information to be removed immediately 2. This account is showing inaccuracy must be removed immediately according to section XXXX XXXXXXXX XXXX XXXX Account Number : XXXX I request this information to be removed immediately according to section 609 3. This account is showing inaccuracy must be removed immediately according to section XXXX XXXX XXXX XXXX Account Number : XXXX i request this information to be removed immediately according to section 609 4. This account is showing inaccuracy must be removed immediately according to section XXXX XXXX XXXX XXXX Account Number : XXXX i am requesting this information to be removed immediately according to section 609 5. I was never late on this account XXXX XXXX XXXX  Account Number : XXXX update inaccurate late payment to positive 6. I was never late on this account XXXXXXXX XXXX XXXXXXXX Account Number : XXXX update late payment status to positive 7. This account is showing inaccuracy must be removed immediately according to section 609 XXXX Account Number : XXXX i am requesting this information to be removed immediately according to section 609 8. This account is showing inaccuracy must be removed immediately according to section 609 XXXX Account Number : XXXX i am requesting this information to be removed immediately according to section 609 9. This account is showing inaccuracy must be removed immediately according to section 609 XXXX XXXX XXXX Account Number : XXXX i am requesting this information to be removed immediately according to section 609 Under 15 U.S. Code 1681o, you are required to comply with the provisions of the FCRA in a manner that avoids negligent violations. Due to the harm caused, I am seeking compensation, correction of the record, an apology, or other appropriate remedies. I request that you take prompt action to correct this violation and notify me of the steps you will take to resolve the matter. 




Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation