Consumer complaint received 2025-09-12 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
XXXX XXXX (SSN) XXXX (Date of Birth) XXXX Contents of Complaint: This CFPB complaint has been filed to request pursuant to FCRA  605B (15 U.S.C.  1681c-2) that you, the EXPERIAN credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of\n\n1. The following personal information is incorrect\n    Account Number:\n    Date of Birth: XXXX. The following personal information is incorrect\n    Account Number:\n    Previous Address(es): XXXX XXXX XXXX GA XXXX XXXX. The following personal information is incorrect\n    Account Number:\n    Previous Address(es): XXXX XXXX XXXX GA XXXX XXXX. The following personal information is incorrect\n    Account Number:\n    Date of Birth: XXXX. The following personal information is incorrect\n    Account Number:\n    Current Address(es): XXXX XXXX XXXX XXXX, GA XXXX XXXX  The following personal information is incorrect\n    Account Number:\n    Previous Address(es)XXXX XXXX XXXX XXXX, GA XXXX XXXX The following personal information is incorrect\n    Account Number:\n    Employers: XXXX XXXX. The following personal information is incorrect\n    Account Number:\n    Name: XXXX XXXX. The following personal information is incorrect\n    Account Number:\n    Date of Birth: XXXX  The following personal information is incorrect\n    Account Number:\n    Current Address(es): XXXX XXXX XXXX XXXX GA XXXX XXXX. The following personal information is incorrect\n    Account Number:\n    Previous Address(es): XXXX XXXX XXXX, GA XXXX XXXX12. The following personal information is incorrect\n    Account Number:\n    Previous Address(es): XXXX XXXX XXXX XXXX GA XXXXXXXX XXXX The following personal information is incorrect\n    Account Number:\n    Employers: XXXX XXXX XXXX XXXX XXXX XXXX. The inquiry was not authorized\n    XXXX XXXXn    Date of inquiry: XXXX\n    Please remove it from my credit report.\n\n15. The inquiry was not authorized\n    XXXX XXXXn    Date of inquiry: XXXX     Please remove it from my credit report.\n\n16. The inquiry was not authorized\n    XXXX XXXXn    Date of inquiry: XXXXn    Please remove it from my credit report.\n\n17. The inquiry was not authorized\n XXXX XXXX\n    Date of inquiry: XXXXn    Please remove it from my credit report.\n\n18. The inquiry was not authorized\n XXXX XXXX XXXX    Date of inquiry: XXXX\n    Please remove it from my credit report.\n\n19. The inquiry was not authorized\n    XXXX XXXX XXXX XXXXn    Date of inquiryXXXX XXXX     Please remove it from my credit report.\n\n20. Under 15 U.S. Code 1681e(b) and 15 U.S. Code 1681i (5) this account is in violation of not reporting 100 accurate\n    XXXXn    Account Number: XXXXn    Please remove it from my credit report.\n\n21. Misleading False Reporting This account is negligently and inaccurately reporting failing to comply with 15 USC 1681.\n    XXXX XXXX XXXX\n    Account Number: XXXX\n    Please remove it from my credit report.\n\n22. Under 15 USC 1666 B this is a billing error always paid as agreed on time this is an error this account in violation .\XXXX XXXX     Account Number: XXXXn    Please remove it from my credit report.\n\n23. Under 15 USC 1666 B this is a billing error always paid as agreed on time this is an error this account in violation XXXX XXXX    Account Number: XXXX    Please remove it from my credit report.\n\n24. Under 15 U.S.C. 1681i (7) Method of verification this account is in violation it was reported without valid evidenceXXXX XXXX XXXX     Account Number: XXXXn    Please remove it from my credit report.\n\nThese accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint (FTC Number) XXXX proof from the US Federal Trade Commission that all of the aforementioned consumer\ncredit accounts, collections, and hard inquiries are the result of identity theft and fraud.'

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation