Consumer complaint received 2024-12-18 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
TransUnion has refused to remove unauthorized inquiries every time I submit a dispute online and by mail throughout the year of XXXX. I currently have 11 unauthorized inquires on my TransUnion Credit report. 

I spoke to a TransUnion customer service representative in early XX/XX/XXXX and I was told that TransUnion can remove unauthorized inquiries with a vaild FTC Identity Theft Affidavit. 

My mailed Dispute via XXXX XXXX Mail has been uploaded to my TransUnion Dispute Center on XXXX. I am filing an CFPB complaint to ensure TransUnion deletes these unauthorized inquires from my consumer credit report. 

XXXX XXXX Number : XXXX https : XXXX XXXXXXXX & XXXX & XXXX & XXXX & XXXX Again, I have XXXX unauthorized inquires and XXXX unlawful & unauthorized alleged installment account ( XXXX & XXXX XXXX ) that arose from IDENTITY THEFT on my consumer report and TransUnion has failed to verify as required by law on my consumer report. TransUnion has a history of inaccurate reporting for my Consumer Credit Report. They did not have my current address listed correctly and over the phone I had to ask a TransUnion customer service agent to delete all undeliverable by mail address from my TransUnion consumer report in early XX/XX/XXXX. I address all this in my Identity Theft Letter and Change of Address Letter. See XXXX XXXX XXXX Police Report ID : XXXX XXXX I AM A VICTIM OF IDENTITY THEFT. 

Transunion is suppose to operate in XXXX with its fellow credit reporting agencies. Secondly, Companies are using my copyright name for unauthorized commercial gain. All supporting documents are attached. 15 U.S. Code 1681e - Compliance procedures ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. 

I also have a quadriplegic brother that was hazed by the XXXX Police XXXX on XX/XX/XXXX. XXXX XXXX, my only sibling. It is national news, XXXX " XXXX police XXXX amputee ". I am keeping count of the economic and monetary damages TransUnion is causing me, my small business, and my family. I will submit an affidavit of truth and invoice TransUnion for my monetary damages if this is not resolved shortly. 


INNACCURATE INFORMATION FROM TRANSUNION IS ALSO SHOWING INACCURATE INFORMATION IN MY XXXX XXXX REPORT AND OTHER VARIOUS SECONDARY CONSUMER REPORTS! I have to spend my time, money, financial resources to have other consumer reporting agencies correct and remove inaccurate information! Banks such as XXXX are giving me error code saying the institution can not finish verifying my identity online and I need to contact a banker or customer service!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief