Consumer complaint received 2026-01-06 00:00:00
Product: Checking or savings account — Checking account
Issue: Managing an account — Problem using a debit or ATM card
Company: JPMORGAN CHASE & CO.
State: MA

Complaint narrative:
FRAUD COMPLAINT UNAUTHORIZED & COERCED XXXX TRANSFER ( {$4000.00} XXXX XXXX ) To : JPMorgan Chase Bank , N.A . XXXX XXXX XXXX Department XXXX. XXXX XXXX XXXX, OH XXXX Fax : XXXX | Email : XXXX From : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MA XXXX XXXX : XXXX Email : XXXX Date : XX/XX/XXXX ________________________________________ Subject : Urgent Fraud & Coercion Complaint XXXX Transfer of {$4000.00} to XXXX XXXX Dear Chase Fraud Department XXXX I am submitting this formal fraud complaint regarding an unauthorized and coerced XXXX transfer in the amount of {$4000.00}, sent on XX/XX/XXXX to XXXX XXXX XXXX XXXX I was in a severely vulnerable mental and medical state. 
XXXX. Facts of the {$4000.00} Transfer ( XX/XX/XXXX ) According to my Chase XXXX XXXX XXXX statement for XX/XX/XXXX, a XXXX transfer of {$4000.00} was made to XXXX XXXX. 
At that time : I was hospitalized abroad and suffering from severe depressive disorder, I was under psychological pressure and incapable of making sound financial decisions, The recipient, XXXX XXXX, exploited my vulnerable condition. 
2. Nature of Coercion / Manipulation XXXX XXXX repeatedly pressured me to send the funds, insisting that : he urgently needed the money, he would return it immediately, I owed him help because he was the only one supporting me, he used emotional manipulation at a time when I was mentally unstable and medically unwell.

This constitutes coercive extraction of funds, not a voluntary business/payment decision. 
XXXX. Fully Documented Debt & Pattern of Non-Repayment XXXX XXXX has never returned the {$4000.00}. 
A formal legal Demand Letter was issued to him by XXXXXXXX XXXX XXXX, dated XX/XX/XXXX, confirming : He received {$4000.00} via XXXX, He refuses to repay, He is liable under promissory estoppel and unjust enrichment, Total claim value increased to {$6500.00} including litigation fees. 
XXXX. Vulnerable Medical Condition As reflected in the bank statementwhich includes my handwritten note I was in XXXX, I was sick XXXX XXXX XXXX was not capable of consenting freely when this transaction occurred. 
XXXX. Requested Action by Chase I respectfully request the following : XXXX. Open a Fraud / Coercion Investigation into the {$4000.00} XXXX transfer of XX/XX/XXXX XXXX. Issue a Fraud Case Number for use in my civil court proceedings 3. Block any future transactions or contact involving this recipient 4. Provide certified transaction details and XXXX recipient records for legal use XXXX. Exhibits Attached Exhibit A : Chase Statement showing {$4000.00} transfer to XXXX XXXX ( XX/XX/XXXX ) Exhibit B : Legal Demand Letter confirming the debt and non-repayment Exhibit C : Medical information indicating severe depressive disorder at the time Exhibit D : Communications demonstrating manipulation and pressure ( to be attached by me ) Conclusion This XXXX transfer was obtained through coercion, emotional manipulation, and abuse of a medically vulnerable person. It was not authorized freely or voluntarily. I am asking Chase to thoroughly investigate this matter and provide written confirmation and a case number for court. 
Thank you for your prompt attention.

Company response to consumer: Closed with explanation