Consumer complaint received 2026-04-10 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
b'UPON THOROUGH CREDIT REPORT REVIEW, I UNCOVERED UNAUTHORIZED ACCOUNTS, INDICATIVE OF POTENTIAL FRAUD. A FORMAL COMPLAINT WITH THE FTC HAS BEEN LODGED, ADDRESSING THIS SEVERE BREACH OF PERSONAL INFORMATION. I INSIST ON THE IMMEDIATE REMOVAL OF ALL UNAUTHORIZED INFORMATION FROM MY CREDIT REPORTS, GIVEN THE XXXX DATA BREACH IDENTITY THEFT AND ONGOING FTC INVESTIGATION. UNDER FCRA SECTION 605B, BLOCK ANY AND ALL DISPUTED ACCOUNTS DURING THIS INVESTIGATION. COMPLIANCE IS EXPECTED TO SAFEGUARD MY RIGHTS AND ENSURE CREDIT REPORT ACCURACY. ASSERTING MY RIGHTS UNDER 15USC1681A, 15USC1681B, 15USC1666B AND 15USC1692G, I DEMAND THE IMMEDIATE DELETION OF ANY AND ALL CONTESTED INFORMATION AND CESSATION OF REPORTING ACTIVITIES. THIS MATTER REQUIRES URGENT ATTENTION AND SWIFT RESOLUTION. FAILURE TO COMPLY WILL PROMPT LEGAL ACTION TO PROTECT MY RIGHTS AND SEEK REDRESS FOR HARM CAUSED. PROMPT CORRECTIVE ACTION IS ANTICIPATED.\n1. The inquiry was not authorized\n XXXX XXXX XXXX XXXX Please remove it from my credit report.\n2. The inquiry was not authorized\n XXXX XXXX XXXX XXXX Please remove it from my credit report.\n3. The following personal information is incorrect\n Previous Address(es): XXXX XXXX XXXX XXXX TX XXXX XXXX. The following personal information is incorrect\n Previous Address(es): XXXX XXXX XXXX XXXX TX XXXX XXXX5. The following personal information is incorrect\n Employers: XXXX XXXX\n6. FDCPA 807 False misleading information FDCPA 8012 furnishing deceptive forms. This agent is in violation of 15\nUSC 1692g Because they were to notify me of this in writing 5 days prior, I was not. As the original creditor only, I can\nvalidate this debt. I DO NOT VALIDATE THIS DEBT - This account are inaccurate and fraudulent. I am seeking\nLitigationXXXX XXXX Account Number: XXXX Please remove it from my credit report.\n7. Validate Account\n XXXX XXXX Account NumberXXXX XXXXn Please correct/update this inaccurate information on my credit report.\n8. FDCPA 807 False misleading information FDCPA 8012 furnishing deceptive forms. This agent is in violation of 15\nUSC 1692g Because they were to notify me of this in writing 5 days prior, I was not. As the original creditor only, I can\nvalidate this debt. I DO NOT VALIDATE THIS DEBT - This account are inaccurate and fraudulent. I am seeking\nLitigationXXXX XXXX XXXX XXXX Account Number: XXXX Please remove it from my credit report.\n9. FDCPA 807 False misleading information FDCPA 8012 furnishing deceptive forms. This agent is in violation of 15\nUSC 1692g Because they were to notify me of this in writing 5 days prior, I was not. As the original creditor only, I can\nvalidate this debt. I DO NOT VALIDATE THIS DEBT - This account are inaccurate and fraudulent. I am seeking\nLitigationXXXX XXXX Account Number: XXXX Please remove it from my credit report.\n10. FDCPA 807 False misleading information FDCPA 8012 furnishing deceptive forms. This agent is in violation of 15\nUSC 1692g Because they were to notify me of this in writing 5 days prior, I was not. As the original creditor only, I can\nvalidate this debt. I DO NOT VALIDATE THIS DEBT - This account are inaccurate and fraudulent. I am seeking\nLitigation.\n US DEPT ED\n Account Number: XXXX Please remove it from my credit report.\n11. FDCPA 807 False misleading information FDCPA 8012 furnishing deceptive forms. This agent is in violation of 15\nUSC 1692g Because they were to notify me of this in writing 5 days prior, I was not. As the original creditor only, I can\nvalidate this debt. I DO NOT VALIDATE THIS DEBT - This account are inaccurate and fraudulent. I am seeking\nLitigation.\n US DEPT ED\n Account Number: XXXX Please remove it from my credit report.\n12. The following personal information is incorrect\n Previous Address(es): XXXX XXXX XXXX XXXX TX XXXX XXXX13. The following personal information is incorrect\n Previous Address(es): XXXX XXXX XXXX XXXX TX XXXX XXXX14. The following personal information is incorrect\n Employers: XXXX XXXX\n15. The following personal information is incorrect\n Employers: XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation