Consumer complaint received 2024-10-15 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. XXXXXXXX XXXX XXXX  open date is not reporting correctly, date last active, date of last payment is not correct, closed date is not reporting correctly, high balance is not reporting correctly, late payments is not reporting correctly, this account is not reporting correctly, This accounXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX is not complete and it's not accurate. 
XXXX XXXXXXXX XXXX XXXXXXXX close date is not reporting correctly, date last active is not reporting correctly, credit limit is not correct, closed date is not reporting correctly, high balance inaccurate, late payments is not reporting correctly, creditor type is not reporting correctly, this account is not reporting correctly, XXXX XXXX XXXX, is not complete and it's not accurate. 
XXXX XXXX XXXX close date is not reporting correctly, date last active is not reporting correctly, credit limit is not correct, closed date is not reporting correctly, high balance inaccurate, late payments is not reporting correctly, creditor type is not reporting correctly, this account is not reporting correctly XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, is not complete and it's not accurate.XXXX XXXX XXXX close
date is not reporting correctly, date last active is not reporting correctly, credit limit is not correct, closed date is not reporting correctly, high balance inaccurate, late payments is not reporting correctly, creditor type is not reporting correctly, last verified is reported incorrectly. Last date of activity is reporting incorrectly., XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, is not complete and it's not accurate. 
XXXX XXXXXXXX XXXX XXXX XXXXXXXX close date is not reporting correctly, date last active is not reporting correctly, credit limit is not correct, closed date is not reporting correctly, high balance inaccurate, late payments is not reporting correctly, creditor type is not reporting correctly, last verified is reported incorrectly. Last date of activity is reporting incorrectly. Payment status is not reporting correctly. 
, this account is not reporting correctly, XXXX XXXX, This account XXXX XXXX, XXXX XXXX, is not complete and it's not accurate. 
XXXX XXXX close date is not reporting correctly, date last active is not reporting correctly, credit limit is not correct, closed date is not reporting correctly, creditor remark is not reporting correctly, late payments is not reporting correctly, creditor type is not reporting correctly, date last verified is not reporting correctly, this account is not reporting correctly This account XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX is not complete and it's not accurate. 
XXXX XXXX XXXX XXXX close date is not reporting correctly, date last active is not reporting correctly, credit limit is not correct, closed date is not reporting correctly, balance owed is not reporting correctly is not reporting correctly, late payments is not reporting correctly, creditor type is not reporting correctly, date last verified is not reporting correctly, account type is not reporting correctly, payment amount is not reporting correctly, payment status is not reporting correctly, this account is not reporting correctly, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX is not complete and it's not accurate. 
XXXX XXXX XXXX close date is not reporting correctly, date last active is not reporting correctly, credit limit is not correct, closed date is not reporting correctly, creditor remark is not reporting correctly, late payments is not reporting correctly, creditor type is not reporting correctly, date last verified is not reporting correctly date last verified is not reporting correctly, account type is not reporting correctly, payment amount is not reporting correctly, payment status is not reporting correctly, dispute status is not recording correctly, this account is not reporting correctly This account XXXX XXXX XXXX, XXXX XXXX XXXX XXXX is not complete and it's not accurate. 
XXXX XXXX XXXX close date is not reporting correctly, date last active is not reporting correctly, credit limit is not correct, closed date is not reporting correctly, creditor remark is not reporting correctly, creditor type is not reporting correctly, date last verified is not reporting correctly date last verified is not reporting correctly, account type is not reporting correctly, payment status is not reporting correctly dispute status is not reporting correctly, this account is not reporting correctly This account XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX & XXXX XXXX XXXX is not complete and it's not accurate. 
XXXX, XXXX XXXX XXXX XXXX close date is not reporting correctly, date last active is not reporting correctly, credit limit is not correct, closed date is not reporting correctly, creditor type is not reporting correctly, date last verified is not reporting correctly, this account is not reporting correctly, This account XXXX XXXX XXXX XXXX XXXX XXXXXXXX, is not complete and it's not accurate. 
XXXX XXXX XXXXXXXX close date is not reporting correctly, date last active is not reporting correctly, credit limit is not correct, closed date is not reporting correctly, creditor remark is not reporting correctly, late payments is not reporting correctly, creditor type is not reporting correctly, date last verified is not reporting correctly date last verified is not reporting correctly, account type is not reporting correctly, payment amount is not reporting correctly, payment status is not reporting correctly, dispute status is not recording correctly, this account is not reporting correctly This account XXXX XXXX XXXX XXXX, XXXX & XXXX XXXX XXXX is not complete and it's not accurate. 
XXXX XXXX XXXX XXXX close date is not reporting correctly, date last active is not reporting correctly, credit limit is not correct, closed date is not reporting correctly, creditor remark is not reporting correctly, balance owed is not reporting correctly, creditor type is not reporting correctly, date last verified is not reporting correctly date last verified is not reporting correctly, account type is not reporting correctly, payment amount is not reporting correctly, payment status is not reporting correctly, dispute status is not recording correctly, this account is not reporting correctly This account XXXX XXXX XXXX XXXXXXXX, is not complete and it's not accurate. 
XXXX XXXXXXXX close date is not reporting correctly, date last active is not reporting correctly, credit limit is not correct, closed date is not reporting correctly, balance owed is not reporting correctly is not reporting correctly, late payments is not reporting correctly, creditor type is not reporting correctly, date last verified is not reporting correctly, account type is not reporting correctly, payment amount is not reporting correctly, payment status is not reporting correctly, late payments is not reporting correctly, this account is not reporting correctly This account XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, is not complete and it's not accurate. 
XXXX XXXX XXXX XXXX XXXX close date is not reporting correctly, date last active is not reporting correctly, credit limit is not correct, closed date is not reporting correctly, balance owed is not reporting correctly is not reporting correctly, late payments is not reporting correctly, creditor type is not reporting correctly, date last verified is not reporting correctly, account type is not reporting correctly, payment amount is not reporting correctly, payment status is not reporting correctly, late payments is not reporting correctly, this account is not reporting correctly This account XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, is not complete and it's not accurate. 
XXXX XXXX XXXX XXXXXXXX close date is not reporting correctly, date last active is not reporting correctly, credit limit is not correct, closed date is not reporting correctly, creditor remark is not reporting correctly, balance owed is not reporting correctly, creditor type is not reporting correctly, date last verified is not reporting correctly date last verified is not reporting correctly, account type is not reporting correctly, payment amount is not reporting correctly, payment status is not reporting correctly, dispute status is not recording correctly, this account is not reporting correctly, has violated my rights. from my credit report, because of multiple violations of the fair credit reporting act. 
has violated my rights. 
I looked at my Experian credit report on XX/XX/year> and noticed some things are incomplete and not accurate. And according to the fair credit reporting act Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates according to 15 USC 1681 ( e ) ( b ).

And according to 15 USC 1681i 5 they are suppose to do this ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In generallf, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 
And according to 15 USC 1681s-2 they are suppose to not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 
I sent a letter asking them to reinvestigate these accounts listed below because They have not responded to me here is my tracking number : XXXX XXXX XXXX XXXX XXXX XXXX Can you look into this matter

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation