Consumer complaint received 2024-09-09 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate.

Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : XXXX  Account nameXXXX Account XXXX Original creditor- Company sold- Account typeCredit card Date openedXXXX  XXXX, XXXX Open/closedOpen {$740.00} Account nameXXXX XXXX Account XXXX Original creditor- Company sold- Account typeCredit card Date XXXX XXXX, XXXX Open/closedOpen {$280.00} Account XXXX XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX sold- Account typeDeposit Date openedDec XXXX XXXX XXXX Open/closedClosed StatusPaid, Closed. {$1000.00} written off. 

Account nameXXXX Account XXXX Original creditor- Company sold- Account typeSecured Loan Date openedJul XXXX, XXXX Open/closedClosed StatusPaid, Closed. 
{$530.00} Account nameXXXX XXXX XXXX Account XXXX Original creditor- Company sold- Account typeSecured Card Date openedDec XXXX, XXXX Open/closedClosed StatusAccount charged off. {$150.00} written off. {$150.00} past due as of XX/XX/XXXX {$150.00} Account nameSELF FINANCIAL/LEAD BA Account XXXX Original creditor- Company sold- Account typeSecured Loan Date openedJun XXXX, XXXX Open/closedClosed StatusPaid, Closed. 
{$720.00} Account nameXXXX XXXX XXXX Account XXXX Original XXXX Company sold- Account typeDebt Buyer Date openedDec XXXX, XXXX StatusCollection account. {$1300.00} past Account nameXXXX XXXX XXXX Account XXXX Original XXXX XXXX XXXX XXXX sold- Account typeCollection Date openedNov XXXX, XXXX StatusCollection account. {$4200.00} past due as of XX/XX/XXXX. 
Status updatedNov XXXX Account XXXX XXXX XXXX Account XXXX Original XXXX XXXX XXXX XXXX XXXX sold- Account typeCollection Date openedMay XXXX, XXXX StatusCollection account. {$1800.00} past due as of XX/XX/XXXX. 
{$1800.00} Account XXXXXXXX XXXX XXXX Account XXXX Original XXXX XXXX XXXX XXXX XXXX sold- Account typeCollection Date openedMay XXXX, XXXX StatusCollection account. {$1800.00} past due as of XX/XX/XXXX. 
{$1800.00} Inquires XXXX XXXX Inquired on XX/XX/XXXX Business Type : Clothing Store - non specific XXXX XXXX XXXX XXXX XXXX, XXXX By mail only This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX XXXX, XXXX By mail only This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX  Inquired on XX/XX/XXXX Business Type : Bank Credit XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Automobile Dealers, Used XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX  XXXX Inquired on XX/XX/XXXX Business Type : Automobile Dealers, Used XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX  XXXX Inquired on XX/XX/XXXX Business Type : Automobile Dealers, Used XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX RESIDENT VERIFY Inquired on XX/XX/XXXX Business Type : Tenant Screeners ( Reseller ) XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XXXX XXXX, XXXX Business Type : All Banks - non specific XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Automobile Dealers, New XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Bank Credit Cards XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX XXXX CO Inquired on XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX XXXX XXXX  Inquired on XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX  Inquired on XX/XX/XXXX Business Type : Bank Credit Cards XXXX XXXX XXXX XXXX  Account nameXXXX, XXXX. 
Account XXXX Original creditor- Company sold- Account typeRevolving Date openedSep XXXX, XXXX Open/closedOpen StatusAt least 120 days or more than XXXX payments past due {$740.00} Account nameXXXX XXXX XXXX XXXX Account XXXX Original creditor- Company sold- Account typeRevolving Date XXXX XXXX, XXXX Open/closedOpen StatusPays account as agreed {$340.00} Account nameXXXX XXXX  Account XXXX Original creditor- Company sold- Account typeRevolving Date openedXXXX  XXXX, XXXX Open/closedOpen StatusPays account as agreed {$120.00} Account nameXXXX XXXX Account XXXX Original creditor- Company sold- Account typeRevolving Date openedDec XXXX, XXXX Open/closedClosed StatusCharge-off {$150.00} Account nameXXXX XXXX Account XXXX Original creditor- Company sold- Account typeInstallment Date openedXXXX  XXXX, XXXX Open/closedClosed StatusPays account as agreed Account nameXXXX XXXX XXXX Account XXXX Original creditor- Company sold- Account typeInstallment Date openedXXXX  XXXX, XXXX Open/closedClosed StatusPays account as agreed {$430.00} Account nameXXXX XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX sold- Account typeOpen Account Date openedDec XXXX, XXXX Open/closedClosed StatusCharge-off Account nameXXXX XXXX XXXX  XXXX Account XXXX Original creditor- Company sold- Account typeInstallment Date openedJul XXXX, XXXX Open/closedClosed StatusPays account as agreed Account nameXXXX XXXX XXXX Account XXXX Original XXXX Company sold- Account typeOpen Account Date openedXXXX XXXXXXXX, XXXX {$1300.00} Account XXXX XXXX XXXX Account XXXX Original creditorXXXX XXXX  Company sold- Account typeCollection Account Date openedJun XXXX, XXXX StatusUnpaid Status updatedXXXX XXXXXXXX {$210.00} Account name- Account XXXX Original creditor- Company sold- Account typeCollection Account Date openedAug XXXX, XXXX StatusUnpaid Status updatedXXXX XXXXXXXX {$930.00} Account name- Account XXXX Original creditor- Company sold- Account typeCollection Account Date openedMay XXXX, XXXX StatusUnpaid {$1800.00} Account name- Account XXXX Original creditor- Company sold- Account typeCollection Account Date openedXXXX XXXXXXXX, XXXX StatusUnpaid {$1800.00} Inquires XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Auto Financing XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Miscellaneous XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX By mail only This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX  XXXX  XXXX Inquired on XX/XX/XXXX Business Type : Auto Financing XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX - XXXX XXXX on XX/XX/XXXX Business Type : National Credit Card Cos. 
XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXXXXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Auto Financing XXXX XXXX XXXX XXXX XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Personal Loans Companies XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Automobile Dealers, New XXXX XXXX XXXX XXXX, XXXX ( XXXX XXXX XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX Transunion**** Account nameXXXX XXXX Account XXXX XXXX creditor- Company sold- Account typeRevolving account Date XXXX XXXX, XXXX Open/closedOpen StatusPaid or paying as agreed {$280.00} Account nameXXXX, XXXX Account XXXX Original creditor- Company sold- Account typeRevolving account Date openedXXXX XXXX, XXXX Open/closedOpen {$740.00} Account XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX sold- Account typeOpen account Date openedXXXX XXXX, XXXX Open/closedClosed StatusCharged off as bad debt {$1000.00} Account XXXX  Account XXXX Original creditor- Company sold- Account typeInstallment account Date openedXXXX XXXX, XXXX Open/closedClosed StatusPaid or paying as agreed Account nameXXXX XXXX XXXX Account XXXX Original creditor- Company sold- Account typeInstallment account Date openedXXXX  XXXX, XXXX Open/closedClosed StatusPaid or paying as agree Account nameXXXX Account XXXX Original creditor- Company sold- Account typeRevolving account Date openedXXXX XXXX, XXXX Open/closedClosed StatusCharged off as bad debt {$150.00} Inquires XXXX XXXX Inquired on XX/XX/XXXX Business Type : Finance, personal XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Banks and XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Finance, personal XXXX XXXX  XXXX XXXX XXXX XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Finance, personal XXXX XXXX  XXXX XXXX XXXX XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Banks and XXXX & XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXXXXXX XXXX Inquired on XX/XX/XXXX Business Type : Banks and XXXX & XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XXXX XXXX, XXXX Business Type : Finance, personal XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Finance, personal po box XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Automotive XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This XXXX is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business XXXX : Finance, personal XXXX XXXX XXXX XXXX, XXXX ( XXXX XXXX XXXX This inquiry is scheduled to continue on record until XX/XX/XXXX XXXX Inquired on XX/XX/XXXX Business Type : Finance, personal XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX This inquiry is scheduled to continue on

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief