Consumer complaint received 2025-01-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: ID Analytics, Inc.
State: NY

Complaint narrative:
XXXX XXXX account number XXXX, companies, XXXXXXXX XXXX XXXX XXXX XXXX XXXX date XX/XX/XXXX score XXXX. I was denied a loan reason Serious delinquencys and public records/so, Ratio of of balance to limit on bank revolving accounts too high, too many accounts with balances, Proportion of loans balances to loan amounts is too high Ally Bank XX/XX/XXXX Smg Automotive XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX  Credit, account number XXXX, credit date XX/XX/XXXX XXXX. Application number XXXX, I was denied the reason Serious delinquencys and public records/so, Ratio of of balance to limit on bank revolving accounts too high, too many accounts with balances, Proportion of loans balances to loan amounts is too high, also it says from Sagestream llc XXXX XXXX XX/XX/XXXX score XXXX factors limited history for consumer at address, not enough debt experience, too few revolving accounts, XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX application number XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX. Credit date XX/XX/XXXX XXXX no reason stated XXXX XXXX XXXX Bank, XXXX, XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX date XX/XX/XXXX, application number XXXX, was denied a loan reason Serious delinquencys and public records/so, Ratio of of balance to limit on bank revolving accounts too high, too many accounts with balances, Proportion of loans balances to loan amounts is too high. XXXX XX/XX/XXXX score XXXX factors limited history for consumer at address, not enough debt experience, too few revolving accounts. 

XX/XX/XXXX XXXXXXXX XXXX XXXX XXXXXXXX application number XXXX, XXXX XXXX XXXX XXXX ram, XXXX XXXX application number XXXX. Score XXXX XX/XX/XXXX reason denial Serious delinquencys and public records/so, Ratio of of balance to limit on bank revolving accounts too high, too many accounts with balances, Proportion of loans balances to loan amounts is too high. 

XX/XX/XXXX application number XXXX, XXXXXXXX XXXX XXXXXXXX, XXXX XXXX date of score XX/XX/XXXX XXXX XXXX XXXX. 
reason denial Serious delinquencys and public records/so, Ratio of of balance to limit on bank revolving accounts too high, too many accounts with balances, Proportion of loans balances to loan amounts is too high. 

XXXX, XXXX application number XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX, reason denial Serious delinquencys and public records/so, Ratio of of balance to limit on bank revolving accounts too high, too many accounts with balances, Proportion of loans balances to loan amounts is too high. Date score XX/XX/XXXX XXXX, reason denial Serious delinquencys and public records/so, Ratio of of balance to limit on bank revolving accounts too high, too many accounts with balances, Proportion of loans balances to loan amounts is too high. 

XX/XX/XXXX XXXX account number XXXX, XXXX XXXX XXXX, date XX/XX/XXXX score XXXX reason reason denial Serious delinquencys and public records/so, Ratio of of balance to limit on bank revolving accounts too high, too many accounts with balances, Proportion of loans balances to loan amounts is too high.

Company response to consumer: Closed with explanation