Consumer complaint received 2025-09-30 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
I am filing this formal complaint under FCRA 605B 15 U.S.C. 1681c2 requesting that TransUnion immediately block and permanently remove multiple fraudulent accounts and inquiries that were added to my credit report without my knowledge or authorization. These accounts are the direct result of fraudulent activity and identity theft not any legitimate consumer transaction. The fraudulent accounts consist of an account opened at XXXX XXXX XXXX on XXXX under account number XXXX in the amount of XXXX an account opened at XXXX on XXXX under account number XXXX in the amount of XXXX an account opened at XXXX XXXXXXXX XXXX on XXXX under account number XXXX in the amount of XXXX an account opened at XXXX XXXX XXXX XXXXXXXX on XXXX under account number XXXX in the amount of XXXX an account opened at XXXX XXXX on XXXX under account number XXXX in the amount of XXXX an account opened at XXXXXXXX XXXX XXXX XXXX XXXX on XXXX under account number XXXX in the amount of XXXX an account opened at XXXX XXXX XXXX on XXXX under account number XXXX in the amount of XXXX and an account opened at XXXX XXXX on XXXX under account number XXXX in the amount of XXXX. In addition there are unauthorized inquiries consisting of a XXXX XXXXXXXX inquiry on XXXX a XXXX XXXX XXXX XXXX  XXXX on XXXX a XXXX XXXX XXXX XXXX inquiry on XXXX a XXXX XXXX XXXX via XXXX XXXX on XXXX a XXXX XXXX inquiry on XXXX and a XXXX XXXX XXXX XXXX on XXXX. I have provided a valid FTC Fraud Report Criminal Complaint # XXXX, XXXX along with supporting documentation including proof that my personal data was compr and omised in the XXXX data breach. Pursuant to my rights under the Fair Credit Reporting Act I demand that TransUnion block the reporting of all such fraudulent information from my consumer credit file and ensure that no reinsertion occurs without strict compliance with the reinvestigation and notice requirements under the law. 

I am filing this FTC Identity Theft Affidavit to report multiple fraudulent accounts and unauthorized inquiries appearing on my TransUnion consumer XXXX credit report which I do not recognize as reported and which are the result of identity theft and fraud. These fraudulent accounts consist of an account opened at XXXX XXXX XXXX  on XXXX under account number XXXX in the amount of XXXX an account opened at XXXX on XXXX under account number XXXX in the amount of XXXX an account opened at Texas XXXX XXXX on XXXX under account number XXXX in the amount of XXXX an account opened at XXXX XXXXXXXX XXXX XXXX on XXXX under account number XXXX in the amount of XXXX an account opened at XXXX XXXX on XXXX under account number XXXX in the amount of XXXX an account opened at XXXXXXXX XXXX XXXX XXXX XXXX  on XXXX under account number XXXX in the amount of XXXX an account opened at XXXX XXXX XXXX on XXXX under account number XXXX in the amount of XXXX and an account opened at XXXX XXXX on XXXX under account number XXXX in the amount of XXXX. In addition there are unauthorized inquiries consisting of a Capital XXXX inquiry on XXXX a XXXXXXXX XXXX XXXX XXXXXXXX XXXX on XXXX a XXXX XXXX XXXX XXXX inquiry on XXXX a XXXX XXXX XXXX via XXXX XXXX on XXXX a XXXX XXXX inquiry on XXXX and a XXXX XXXX XXXX XXXX on XXXX. These fraudulent accounts and inquiries have resulted in inaccurate and damaging information appearing on my TransUnion consumer XXXX credit report. I demand that the aforementioned fraudulent items and inquiries be removed from my TransUnion credit report and that all collection activity related to said items cease pursuant to my rights within the FCRA and FDCPA laws.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief