Consumer complaint received 2025-02-12 00:00:00
Product: Vehicle loan or lease — Loan
Issue: Repossession — Lender trying to repossess or disable the vehicle
Company: Harley Davidson Financial Services Inc
State: TN

Complaint narrative:
Threatened to contact someone or share information improperly/ Repossession Talked to a third-party about your debt Consistent call 's to employer, family, friends, acquaintances asking for information This company has contacted people I haven't spoken to in over a decade and has told them I have debt with Harley Davidson Financial services . I recently met with someone I haven't seen since XXXX and she asked why they were reaching out to her about debt. This is absolutely ridiculous and illegal. After my previous complaint, I received another call. I told this gentleman that their completely unprofessional behavior is unacceptable. I told them I'm working to resolve all my debts, but at this point they are being moved to the absolute bottom of the list and if they sue for their property, I will be filing bankruptcy. After their last call where I tried to explain my situation, I was spoken over so I hung up. Then my employer, family, friends, acquaintances was immediately harassed less than XXXX minutes after. Harley Davidson and have informed Harley Davidson Financial Services, a.k.a. Harley Davidson Credit Corporation, that the matter is in a court case and to stop calling me about it. After several call-backs, I began blocking the source numbers, but they change source numbers and keep calling, several times every day. 
In XX/XX/XXXX, I, XXXX XXXXXXXX XXXX XXXX XXXX took possession of a XXXX XXXX XXXX XXXX from the XXXX XXXX XXXX XXXX, Arizona. Therefore, let it be known that I, XXXX XXXXXXXX XXXX XXXXXXXX XXXX, do hereby claim this vehicle to be mine by right of possession and usage and do not recognize any counter claims secured through fraud such as the one being made by Harley Davidson Credit Corporation who falsely secured the title to this property with bank credit fabricated from nothing thus failing to provide proper consideration. Let it be further knowing that any attempts to take this property from XXXX XXXXXXXX XXXX XXXXXXXX XXXX or deprive me of my rightful usage are illegal and a violation of my rights. Should attempts be made by any person public or private, the owner maintains his right to lethal self-defense and will do so with impunity according to the Stand your ground law of the State of Tennessee. XXXX XXXXXXXX XXXX XXXX  XXXX is open to receiving counter claims at his residence provided those claims can prove legitimate ownership. XXXX XXXXXXXX XXXX XXXXXXXX XXXX does not recognize claims of ownership that can not prove possession, usage, or a valid transfer of title. Any claims to a valid transfer of title that were secured with Federal Reserve Notes ( ie U.S. Dollars ) are dismissed as null and void, failing the requirements of contract law. Any precedent of lending institutions successfully using Federal Reserve Notes to secure contracts is invalid on this basis. This post serves as public notice. I don't have the time, resources, energy, nor will to navigate the convoluted legal system that has been complicated by the vested interest of attorneys and their law firms. XXXX XXXXXXXX XXXX XXXX XXXX would further like to inform Harley Davidson Credit Corporation and the CFPB that she is training hundreds of thousands of people worldwide how to expose the fraudulent and deceptive practices of the Federal Reserve System and its participants in depriving people of their rightful possession and usage of their private property.

Company response to consumer: Closed with explanation