Consumer complaint received 2024-09-07 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc.
State: NJ

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate.

Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : XXXX XXXX XXXX XXXXXXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$2500.00} XXXX XXXXXXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$2800.00} XXXX XXXXXXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$1000.00} XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$790.00} XXXX XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$520.00} XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$1300.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$0.00} XXXX XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account XXXX XXXX {$0.00} XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$990.00} XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$1500.00} XXXX XXXX XXXX Account Number : XXXX XXXX Date Opened : XXXX XXXX, XXXX Account Balance : {$1100.00} XXXX XXXX XXXX XXXXXXXX XXXX Account Number : XXXX XXXX Date Opened : XX/XX/XXXX Account XXXX XXXX {$0.00} XXXX XXXX XXXXXXXX Account Number : XXXX XXXX Date Opened : XX/XX/XXXX Account Balance : {$0.00} XXXX PREMIER Account Number : XXXX XXXX Date Opened : XX/XX/XXXX Account Balance : {$0.00} THE BANK OF MISSOURI Account Number : XXXX XXXX Date Opened : XX/XX/XXXX Account Balance : {$0.00} XXXX XXXX BANK XXXX XXXX Account Number : XXXX XXXX Date Opened : XX/XX/XXXX Account XXXX XXXX {$0.00} XXXX XXXX XXXX XXXX Account Number : XXXX XXXX Date Opened : XX/XX/XXXX Account Balance XXXX {$0.00} XXXX BANKS XXXX XXXX XXXX XXXX  Account Number : XXXX XXXX Date Opened : XX/XX/XXXX Account XXXX XXXX {$0.00} XXXX XXXX XXXX XXXX XXXX Account Number : XXXX XXXX Date Opened : XX/XX/XXXX Account Balance : {$0.00} XXXX OF XXXX XXXX XXXX Account Number : XXXX XXXX Date Opened : XX/XX/XXXX Account Balance : {$0.00} XXXX XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$0.00} XXXX Limit XXXX {$2000.00} XXXX XXXXXXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$0.00} Credit Limit : {$2200.00} XXXX XXXX  Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$0.00} Credit Limit : {$850.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$0.00} XXXX Limit : {$520.00} STUDENT LOAN XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance XXXX {$1300.00} XXXX  Account XXXX XXXX XXXX Date Opened : XXXX XXXX, XXXX Account Balance : {$0.00} Credit Limit : {$1000.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$0.00} Credit Limit : {$500.00} XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$36000.00} XXXX  Account Number : XXXX Date XXXX XXXX XX/XX/XXXX Account XXXX : {$0.00} Credit Limit : {$500.00}

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation