Consumer complaint received 2024-05-09 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL

Complaint narrative:
TransUnion continues to report fraudulent accounts on my consumer XXXX XXXX a victim of identity theft, my information was exposed in XXXX XXXX XXXXXXXX a few years ago.. Ive make them aware of that, but they continue to ignore me.. 
This is a violation of Fair Credit Reporting Act Specifically, U.S.C. 1681s-2 ( A ) ( 1 ), which prohibits furnishing inaccurate information to consumer reporting agencies. While XXXX has promptly removed accounts such as XXXX XXXX XXXXXXXX, and XXXX XXXX XXXX, TransUnion 's ongoing disregard accuracy and fairness of my consumer report.. 

This is Unfair!! TransUnion taking advantage of me and taking my rights to have a fair and accurate consumer report XXXX XXXX  XXXX, and XXXX XXXX were deleted from one credit bureau, but still reporting negative and falsely on TransUnion Which make them in Violation according to fcra 1681. Congressional findings and statement of purpose ( a ) Accuracy and fairness of credit reporting The Congress makes the following findings : ( 1 ) The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, and unfair credit reporting methods undermine the public confidence which is essential to the continued functioning of the banking system.

( 2 ) An elaborate mechanism has been developed for investigating and evaluating the credit worthiness, credit standing, credit capacity, character, and general reputation of consumers.

( 3 ) Consumer reporting agencies have assumed a vital role in assembling and evaluating consumer credit and other information on consumers.

TransUnion 's failure to acknowledge the documents I've provided, and they neglect to verify the accuracy of my credit file, represents a clear breach of their responsibilities as a reporting agency. The FCRA mandates that consumer reporting agencies must meet the needs of commerce for consumer credit information in a fair and equitable manner, respecting consumer privacy and ensuring accuracy. 

In addition to their persistence in reporting fraudulent accounts, TransUnion has also disregarded multiple requests for the removal of XXXX XXXX and XXXX accounts from my credit report. Despite providing identification, police reports, and numerous dispute letters, TransUnion has consistently ignored my efforts to rectify these inaccuracies. This continued refusal to address legitimate concerns further compounds their violations of the Fair Credit Reporting Act and demonstrates a blatant disregard for consumer rights and fair reporting practices. 
Please do not send this complaint to TransUnion theyre not going to fix anything.. I have about XXXX complaints alone this year and dispute that were closed, they continue to ignore me.. I dont know what to do at this point.. I just want my identity back.. And get my life back, XXXX cant even get assistance, when I call TransUnion, they tell me to send in my police report then disregard it.. 
several inquiries that they refuse to remove as follows XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief