vivekkopthsd/cfpb-consumer-complaints huggingface dataset:
Consumer complaint received 2024-07-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: CHARLES SCHWAB CORPORATION, THE
State: AZ

Complaint narrative:
XX/XX/year> I WAS TO OPEN AN ACCOUNT WITH CHARLES SCHWAB, CHECKING ACCOUNT. THEY SAID TO GET A TEMPORARY SECURITY LIFT FROM XXXX. 
XXXX THE LIFT WAS ACTIVE AND THEY DECLINED MY APPLICATION. 

CHARLES CLAIMS XXXX GAVE THEM DEROGATORY INFORMATION ABOUT ME ULTIMATELY DISREGARDING ME. 

WHO GAVE XXXX PERMISSION TO SPEAK TO XXXX XXXX I DIDNT, I PURPOSELY LOCKED EVERY REPORTING AGENCY FOR THIS REASON. 

WHO GAVE XXXX PERMISSION TO RESPOND TO CHARLES OR FOR MY NAME? I DIDNT I EVEN CALLED THEM AND REGISTERED WITH THEIR SITE TO SEE EXACTLY WHAT IS ON MY ACCOUNT. 

CAN YOU BELIEVE THEY REPORT ABSOLUTELY NOTHING ON MY ESSENCE. I HAD TO INPUT ALL MY INFORMATION. THE REPRESENTATIVE ON THE PHONE CONFIRMED THERE IS NOTHING TO REPORT. 
WHY DID XXXX STEAL MY IDENTY AND REPORT INACCURATELY ON MY BEHALF. THEY TOLD CHARLES SCWAB HENIOUS INFOMATION THAT IS UNVERIABLE WHICH IS AGAINST THE LAW! FCRA TO BE EXACT WHY DID XXXX FABRICATE SUCH INFORMATION THAT THEY HAD NO PERMISSION TO SHARE? 

I ALLOWED XXXX, AND ONLY XXXX TO TALK TO XXXX ON MY BEHALF. 
WHY DID CHARLES GO TO XXXX IF THERE WAS NOTHING OF NEGATIVE VALUE THERE WHY NOT JUST OPEN THE CHECKING ACCOUNT? 
I WANT A FOIA REQUEST STATING YOUR PROCEDURES IN OPENING AN ACCOUNT. 
I WANT TO SEE WHY DID YOU GO THE EXTRA MILE TO GET ANY INFORMATION ON MY NAME WEATHER IT WAS FABRICATED OR NOT? 
IM EMBARSSED, I COULD NOT EVEN OPEN A TRUST CHECKING ACCOUNT TO HANDLE MY OFFSPRINGS AFFAIRS. 

CHARLES WHAT WAS THE REASON TO DENY ME? ACCORDING TO THE LAW THERE IS NO REASON TO DENY ME ESPECIALLY SINCE IM THE SURETY FOR THE ACCOUNT AND YOU ALREADY HAVE MY PERSONAL INFOMATION.

THIS SHALL SERVE AS NOTICE, I WAS VIOLATED AND NEITHER COMPANY WANTS TO TAKE THE BLAME BUT BOTH BENEFIT OFF MY NAME.

Company response to consumer: Closed with explanation
Consumer complaint received 2024-07-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Old information reappears or never goes away
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: MO

Complaint narrative:
This is to follow up in regards with the ongoing issues related to my credit report, specifically the inaccurate addresses and unknown inquiries. Despite my numerous attempts to address these inaccuracies, this letter marks my 16th effort to resolve the matter. Each time, I provided detailed information, including supporting documentation to substantiate my claims. Despite these efforts, the inquiries remain unresolved, which continues to negatively impact my credit score and financial standing. The inquiries in question were not authorized by me. I have repeatedly requested their removal, yet they remain listed on my report.I trust this provides sufficient proof to rectify these issues promptly. Kindly help me help Investigate the unauthorized inquiries listed on my credit report. and remove all inquiries that were not authorized by me. Please note that under the Fair Credit Reporting Act ( FCRA ), I am entitled to an accurate credit report. The continuous failure to correct these errors is a violation of my rights under the FCRA. Kindly help me remove the following items immediately : XXXX Dincennes XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2024-07-24 00:00:00
Product: Debt collection — Credit card debt
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: EQUIFAX, INC.
State: GA

Complaint narrative:
Information or compromise to a data bridge with Equifax these accounts were fraudulent accounts due to identity theft

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2024-07-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
XXXX XXXX XXXX SOCIAL SECURITY NO : XXXX D.O.B. XXXX XXXXXXXX XXXX XXXXXXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX XX/XX/XXXX Subject : REQUEST LETTER TO REMOVE INACCURATE LATE PAYMENTS To Whom It XXXX Concern, Upon reviewing my consumer report, I discovered an account that is reporting inaccurately. I have a late payment showing 30 days late on an account that was paid on time. XXXX XXXX XXXX XXXX is in direct violation of my consumer rights reporting inaccuracies of a late payment on an account where a payment was paid on time. According to the Federal Credit Rights Act FCRA XXXX XXXX XXXX XXXX ( b ) ACCURACY OF REPORT- Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. As a consumer reporting agency XXXX XXXX XXXX ( f ), you are governed by the Fair Credit Reporting Act FCRA. XXXX XXXX XXXX, which protects consumers from inaccurate, outdated, or invalidated information reporting on their consumer report. According to the FCRA it is the consumer reporting agencys responsibility to ensure that all information contained within our consumer files are accurate and free of errors. 

I have never missed a payment on the following account : XXXX XXXX XXXX XXXX Account Number XXXX shows 30 days past due as of XX/XX/XXXX. I have attached a copy of my consumer report to this complaint on XX/XX/XXXX. 

I request you thoroughly investigate the inaccuracies of late payments and urge you to provide evidence demonstrating the lateness of payments. If you are unable to furnish such proof, I demand the 30 days late payment be promptly removed and updated to reflect their true status as on-time, paid as agreed, never late as I have consistently upheld my payment obligations without delay. 
Upon completion of your investigation, I would like to request a detailed description of the procedures used to determine the accuracy of the account that I am disputing. 

For verification purposes I have enclosed a photo copy of my official state issued drivers license and my social security card to validate my identity clearly shown below : XXXX XXXX XXXX SOCIAL SECURITY NO : XXXX D.O.B. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Phone Number : XXXX Email : XXXX Thank you for your assistance in this matter. 

Best Regards, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2024-07-24 00:00:00
Product: Checking or savings account — Checking account
Issue: Problem caused by your funds being low — Overdrafts and overdraft fees
Company: WELLS FARGO & COMPANY
State: FL

Complaint narrative:
Wells Fargo bank. from XX/XX/24 to XX/XX/24 i have being charged 8 times ( less than 2 weeks ) {$35.00} for a total of {$280.00} on overdraft fees. As today, my acc has a posted amount of - {$590.00}, where almost half of the debt is overdraft. And they say it will be more charges if i don't pay in full right away. I explain to them that I'm going through a hardship situation, but they say they can't do anything at this time. To make it wors, most of my automatic payment were less than {$35.00}, and they say the charge {$35.00} even if the failed payment is just {$1.00}. So, i don't think this is fair, and it should be illegal. someone has to do something ; banks can't do whatever they want. I also going to file a claim with Wells Fargo 's regulator.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2024-07-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Mercedes Benz Financial Services
State: NJ

Complaint narrative:
Im filling a complaint on the inquires that has appeared on my account that wasnt filed by me.

Company response to consumer: Closed with explanation
Consumer complaint received 2024-07-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TD BANK US HOLDING COMPANY
State: NJ

Complaint narrative:
Im filling a complaint on the inquires that has appeared on my account that wasnt filed by me.

Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2024-07-24 00:00:00
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: Experian Information Solutions Inc.
State: WA

Complaint narrative:
This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the XXXX credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate and false information consists of a bulk purchase on EXPERIAN and factoring companies on XXXX that was opened XX/XX/year> under the account number # XXXX. This account as result in several fraudulent hard inquiries and fraudulent collections appearing on my consumer XXXX credit report. The aforementioned accounts, collections and hard inquiries in question and maintained by you were not opened, made, or initiated by me. All the aforementioned accounts, collections and hard inquiries are the result in identity theft and fraud. I attached a copy of FTC Identity Theft Criminal Complaint as proof from the Us Federal Trade Commission that all of the aforementioned consumer credit accounts, collections and hard inquiries are the result of identity theft and fraud.

Collection Agency has not provided validation information under 12 CFR 1006.34 ( b ) ( 5 ) but yot they placed a collection on your consumer report.

You have not been given a chance to dispute account according to 12 CFR 1006.34 ( c ) ( 4 ) ( 1 ) Collection agency is violating your consumer rights by using false misleadin, misrepresentation and deceptive means.

Collection agency has no authority to furnish any account to a consumer reporting agencies without providing any and all disclosures required by law and they are in clear violation of 12 CFR 1006.34 ( d ) and 15 USC 1681-S 2 ( 7 ) ( A )

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2024-07-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: FL

Complaint narrative:
I insist on the removal of these erroneous accounts from my credit report, as I never authorized their inclusion. It is vital that you expeditiously erase this misleading information from my records.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2024-07-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: MI

Complaint narrative:
XXXX was an extension of credit through XXXX XXXX. I have made numerous payments and a hefty {$900.00} down payment. None of these are a reflected on my credit report and none of the payments that I'm making are reflected on my actual account. They have not updated anything since XXXX. It's almost XXXX. I have attached screenshots to show. They are saying the things are 60 days past due that are not 60 days past due they are saying things are XXXX past do when they are not past due I had an extension to skip a month and defer. They still will not report the right information and they won't update my account online so I don't accurately know how much I even owe.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2024-07-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
THIS CFPB COMPLAINT HAS BEEN FILED PURSUANT TO FCRA 605 B OR 15 USC SUBSECTION 1681 ( C ) ( 2 ) THAT YOU, TRANSUNION, BLOCK INFORMATION APPEARING ON MY CONSUMER CREDIT REPORT THAT IS A RESULT OF IDENTITY THEFT AND FRAUD WITHIN 4 BUSINESS DAYS OF YOU RECEIVING THIS COMPLAINT.THIS FRAUDULENT AND INACCURATE INFORMATION CONSIST OF THE FUSE AT XXXX XXXX XXXX XXXX  XXXX. THIS ACCOUNT HAS RESULTED IN A COLLECTION APPEARING ON MY CONSUMER XXXX CREDIT REPORT. I DO NOT RECOGNIZE THE AFOREMENTIONED ACCOUNT AS REPORTED BY YOU, WAS NOT OPENED, MADE OR INITIATED BY ME. THE ACCOUNT WERE INITIATED BY FRAUD. I HAVE ATTATCHED A COPY OF MY FTC IDENTITY THEFT CRIMINAL COMPLAINT # XXXX AS PROOF FROM THE U.S. FEDERAL TRADECOMMISSION. THE AFOREMENTIONED CONSUMER CREDIT ACCOUNT IS A RESULT OF IDENTITY THEFT AND FRAUD.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2024-07-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NJ

Complaint narrative:
These can be combined On my credit report, you have shown incorrect accounts that should not be there at all. This is not only unjust to me, but it's also concerning, because I've never done or made any of the things you accuse me of. If you don't look into these accounts, I'll take legal action against you.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2024-07-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: NJ

Complaint narrative:
These can be combined On my credit report, you have shown incorrect accounts that should not be there at all. This is not only unjust to me, but it's also concerning, because I've never done or made any of the things you accuse me of. If you don't look into these accounts, I'll take legal action against you.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2024-07-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: TX

Complaint narrative:
I need your assistance with an incorrect account appearing on my credit report. This issue is harming my reputation, and I require your support to resolve it.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2024-07-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Fidelity National Information Services, Inc. (FNIS)
State: AZ

Complaint narrative:
XX/XX/2024 I WAS TO OPEN AN ACCOUNT WITH XXXX XXXX, CHECKING ACCOUNT. THEY SAID TO GET A TEMPORARY SECURITY LIFT FROM XXXX. 
XXXX THE LIFT WAS ACTIVE AND THEY DECLINED MY APPLICATION. 

XXXX CLAIMS CHEKSYSTEMS GAVE THEM DEROGATORY INFORMATION ABOUT ME ULTIMATELY DISREGARDING ME. 

WHO GAVE XXXX PERMISSION TO SPEAK TO CHEK SYSTEMS? I DIDNT, I PURPOSELY LOCKED EVERY REPORTING AGENCY FOR THIS REASON. 

WHO GAVE CHEKSYSTEMS PERMISSION TO RESPOND TO XXXX OR FOR MY NAME? I DIDNT I EVEN CALLED THEM AND REGISTERED WITH THEIR SITE TO SEE EXACTLY WHAT IS ON MY ACCOUNT. 

CAN YOU BELIEVE THEY REPORT ABSOLUTELY NOTHING ON MY ESSENCE. I HAD TO INPUT ALL MY INFORMATION. THE REPRESENTATIVE ON THE PHONE CONFIRMED THERE IS NOTHING TO REPORT. 
WHY DID CHEKSYSTEMS STEAL MY IDENTY AND REPORT INACCURATELY ON MY BEHALF. THEY TOLD XXXX XXXX XXXX INFOMATION THAT IS UNVERIABLE WHICH IS AGAINST THE LAW! FCRA TO BE EXACT WHY DID CHEKSYSTEMS FABRICATE SUCH INFORMATION THAT THEY HAD NO PERMISSION TO SHARE? 

I ALLOWED XXXX, AND ONLY XXXX TO TALK TO XXXX ON MY BEHALF. 
WHY DID XXXX GO TO CHEKSYSTEMS? IF THERE WAS NOTHING OF NEGATIVE VALUE THERE WHY NOT JUST OPEN THE CHECKING ACCOUNT? 
I WANT A FOIA REQUEST STATING YOUR PROCEDURES IN OPENING AN ACCOUNT. 
I WANT TO SEE WHY DID YOU GO THE EXTRA MILE TO GET ANY INFORMATION ON MY NAME WEATHER IT WAS FABRICATED OR NOT? 
IM EMBARSSED, I COULD NOT EVEN OPEN A TRUST CHECKING ACCOUNT TO HANDLE MY XXXX  AFFAIRS. 

XXXX WHAT WAS THE REASON TO DENY ME? ACCORDING TO THE LAW THERE IS NO REASON TO DENY ME ESPECIALLY SINCE IM THE SURETY FOR THE ACCOUNT AND YOU ALREADY HAVE MY PERSONAL INFOMATION. 

THIS SHALL SERVE AS NOTICE, I WAS VIOLATED AND NEITHER COMPANY WANTS TO TAKE THE BLAME BUT BOTH BENEFIT OFF MY NAME.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2024-07-24 00:00:00
Product: Mortgage — FHA mortgage
Issue: Applying for a mortgage or refinancing an existing mortgage — Delays in the application process
Company: CrossCountry Mortgage LLC
State: WV

Complaint narrative:
Was going to use cross country mortgage to get a refinance done on my house they deducted money from the original loan I had picked in so my husband decides to go with XXXX XXXX XXXX XXXX sent a FHA transfer request I signed it they sent it to cross country mortgage to get the transfer completed cross country mortgage has yet to send this to XXXX XXXXe and it has been over two weeks going on three. They are saying that they are waiting for the XXXX dollars that XXXX XXXXe paid them for this transfer to clear their bank. I have tried to talk to them it's excuse after excuseXXXX XXXX XXXX has reach out also and we r not getting anywhere with them. They r holding up the closing of our loan and I need this resolved like asap. Even the higher ups of the company will not respond to us.

Company response to consumer: Closed with explanation
Consumer complaint received 2024-07-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Old information reappears or never goes away
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX

Complaint narrative:
I am writing to formally express my frustration and disappointment with the ongoing issues regarding fraudulent items on my credit report. Despite numerous attempts to resolve this matter, the fraudulent entries remain unaddressed. As a victim of identity theft, I have diligently provided all necessary documentation and followed the required procedures to dispute the fraudulent entries on my credit report. However, despite my compliance and persistence, these items continue to negatively impact my credit score and overall financial wellbeing. I kindly request that you could help investigate and remove the fraudulent items from my credit report immediately and provide a written confirmation once these items have been removed. I trust that you will treat this matter with the urgency and seriousness it deserves. Kindly help me remove the following items immediately : XXXX XXXX XXXX Balance : {$710.00} ; XXXX XXXXXXXX Balance : {$2000.00} ; XXXX XXXXXXXX Balance : {$2800.00} ; XXXX XXXX XXXXXXXX Balance : {$1000.00} ; XXXX XX/XX/year> ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXXXXXX XXXX XXXX XXXXXXXX XXXX Balance : {$710.00} ; XXXX XXXXXXXX Balance : {$2000.00} XXXX XXXX XXXXXXXX Balance : {$2800.00} XXXX XXXX XXXX XXXX XXXX Original Creditor : XXXXXXXX XXXX XXXX XXXXXXXX Balance : {$480.00} XXXX XXXX XX/XX/year>XXXX XXXX XXXX XXXXXX/XX/year> ; XXXX XX/XX/year> ; XXXX XXXX XXXX XX/XX/year> ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXXXXXX XXXX XXXX XXXX XXXXXXXX Balance : {$1000.00} ; XXXX XXXX XXXX  Balance : {$710.00} ; XXXX XXXX XXXX XXXX Original Creditor : XXXXXXXX XXXX XXXX XXXX  Balance : {$480.00} ; XXXX XXXXXXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2024-07-24 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Old information reappears or never goes away
Company: EQUIFAX, INC.
State: TX

Complaint narrative:
I am writing to formally express my frustration and disappointment with the ongoing issues regarding fraudulent items on my credit report. Despite numerous attempts to resolve this matter, the fraudulent entries remain unaddressed. As a victim of identity theft, I have diligently provided all necessary documentation and followed the required procedures to dispute the fraudulent entries on my credit report. However, despite my compliance and persistence, these items continue to negatively impact my credit score and overall financial wellbeing. I kindly request that you could help investigate and remove the fraudulent items from my credit report immediately and provide a written confirmation once these items have been removed. I trust that you will treat this matter with the urgency and seriousness it deserves. Kindly help me remove the following items immediately : XXXX XXXX XXXX Balance : {$710.00} ; XXXX XXXX  Balance : {$2000.00} ; XXXX XXXXXXXX Balance : {$2800.00} ; XXXX XXXX XXXXXXXX Balance : {$1000.00} ; XXXX XX/XX/year> ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX Balance : {$710.00} ; XXXX XXXX Balance : {$2000.00} ; XXXX XXXXXXXX Balance : {$2800.00} ; XXXX XXXX XXXX  ( Original Creditor : XXXXXXXX XXXX ) XXXX Balance : {$480.00} ; XXXX XXXXXX/XX/year> XXXX XXXX XXXXXX/XX/year> ; XXXX XX/XX/year> ; XXXX XXXX XXXX XX/XX/year> ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX ; XXXX XXXX XXXXXXXX XXXX : {$1000.00} XXXX XXXX XXXX XXXX Balance : {$710.00} ; XXXX XXXX XXXX XXXX Original Creditor : XXXXXXXX XXXX XXXX XXXX Balance : {$480.00} XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with non-monetary relief