Consumer complaint received 2025-09-01 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NC

Complaint narrative:
I am formally requesting the immediate deletion of any and all accounts and associated data that you may hold in my name. This request is made pursuant to violations of my rights under federal law, specifically the Gramm-Leach-Bliley Act ( 15 U.S. Code 6801 ) , which mandates that financial institutions must protect the privacy of consumers ' personal financial information and obtain consent before sharing or using such data. Your unauthorized use, retention, or sharing of my personal information constitutes a clear breach of this obligation and represents a serious invasion of my privacy. Furthermore, under 15 U.S. Code 1681c-2, the unauthorized use of my personal identifying information without my explicit consent may constitute identity theft, a federal offense. The use or maintenance of any account in my name without lawful basis or verifiable authorization is unacceptable and must cease immediately. Accordingly, I demand that you : Permanently delete all accounts, records, and data associated with my identity ; Cease and desist all further use or dissemination of my personal information ; Provide written confirmation that these actions have been completed. Failure to comply with this request may result in the initiation of formal complaints with the appropriate regulatory bodies, including the Federal Trade Commission ( FTC ) and the Consumer Financial Protection Bureau ( CFPB ), and possible pursuit of legal remedies. 

XXXX XXXX XXXX Transunion account # XXXX Account type- open account Account type detail- open account Monthly payment- - Date opened- XX/XX/XXXX Balance- {$1200.00} Months terms- - High credit- XXXX Credit limit- - Past due - - Payment status- - Account status -- Date last active XX/XX/XXXX Last reported XX/XX/XXXX XXXX  account # XXXX Account type- installment Account type detail- debt buyer Monthly payment- - Date opened- XX/XX/XXXX Balance- {$1200.00} Months terms- 1 month High credit- - Credit limit- - Past due - - Account status- XXXX Payment status- - Date last active XXXX Last reported XX/XX/XXXX XXXX  account # XXXX Account type- open account Account type detail- open account Monthly payment- {$0.00} Date opened- XX/XX/XXXX Balance- {$1200.00} Months terms- - High credit- - Credit limit- {$0.00} Past due - {$1200.00} Account status- XXXX Payment status- - Date last active XXXX Last reported XX/XX/XXXX XXXX XXXX XXXX Transunion account # XXXX Account type- open account Account type detail- open account Monthly payment- - Date opened- XX/XX/XXXX Balance- {$2000.00} Months terms- - High credit- XXXX Credit limit- - Past due - - Payment status- - Account status -- Date last active XX/XX/XXXX Last reported XX/XX/XXXX XXXX  account # XXXX Account type- installment Account type detail- debt buyer Monthly payment- - Date opened- XX/XX/XXXX Balance- {$2000.00} Months terms- 1 month High credit- - Credit limit- - Past due - {$2000.00} Account status- XXXX Payment status- - Date last active XXXX Last reported XX/XX/XXXX XXXX  account # XXXX Account type- open account Account type XXXX open account Monthly payment- - Date opened- XX/XX/XXXX Balance- {$1200.00} Months terms- - High credit- - Credit limit- {$0.00} Past due - {$2000.00} Account status- XXXX Payment status- - Date last active XXXX Last reported XX/XX/XXXXXXXX XXXX XXXX XXXX  See extended payment history errors XXXX XXXX XXXX Transunion account # XXXX Account type- open account Account type detail- open account Monthly payment- - Date opened- XX/XX/XXXX Balance- {$740.00} Months terms- - High credit- {$740.00} Credit limit- - Past due - - Payment status- - Account status -- Date last active XX/XX/XXXX Last reported XX/XX/XXXX XXXX  account # XXXX Account type- installment Account type detail- debt buyer Monthly payment- XXXX XXXX XXXX XX/XX/XXXX Balance- {$740.00} Months terms- 1 month High credit- - Credit limit- - Past due - {$740.00} Account status- XXXX Payment status- - Date last active XXXX Last reported XX/XX/XXXX XXXX  account # XXXX Account type- open account Account type detail- open account Monthly payment- - Date opened- XX/XX/XXXX Balance- {$740.00} Months terms- - High credit- {$740.00} Credit limit- {$0.00} Past due - {$740.00} Account status- XXXX Payment status- - Date last active XXXX Last reported XX/XX/XXXX XXXX XXXX XXXX Transunion account # XXXX Account type- open account Account type detail- open account Monthly payment- - Date opened- XX/XX/XXXX Balance- {$640.00} Months terms- - High credit- {$640.00} Credit limit- - Past due - - Payment status- - Account status -- Date last active XX/XX/XXXX Last reported XX/XX/XXXX XXXX  account # XXXX Account type- installment Account type detail- debt buyer Monthly payment- - Date opened- XX/XX/XXXX Balance- {$640.00} Months terms- 1 month High credit- {$640.00} Credit limit- - Past due - {$640.00} Account status- XXXX Payment status- - Date last active XXXX Last reported XX/XX/XXXX XXXX  account # XXXX Account type- open account Account type detail- open account Monthly payment- - Date opened- XX/XX/XXXX Balance- {$640.00} Months terms- - High credit- {$640.00} Credit limit- Past due - {$640.00} Account status- XXXX Payment status- - Date last active XXXX Last reported XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX  See extended payment history errors XXXX XXXX XXXX Transunion account # XXXX Account type- open account Account type detail- open account Monthly payment- - Date opened- XX/XX/XXXX Balance- {$710.00} Months terms- - High credit- - {$710.00} Credit limit- - Past due - - Payment status- - Account status -- Date last active XX/XX/XXXX Last reported XX/XX/XXXX XXXX  account # XXXX Account type- installment Account type detail- debt buyer Monthly payment- - Date opened- XX/XX/XXXX Balance- {$710.00} Months terms- 1 month High credit- {$710.00} Credit limit- - Past due - {$710.00} Account status- XXXX Payment status- - Date last active XXXX Last reported XX/XX/XXXX XXXX  account # XXXX Account type- open account Account type XXXX open account Monthly payment- - Date opened- XX/XX/XXXX Balance- {$710.00} Months terms- - High credit- {$710.00} Credit limitXXXX {$0.00} Past due - {$710.00} Account status- XXXX Payment status- - Date last active XXXX Last reported XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX See extended payment history errors XXXX XXXX XXXX Transunion account # XXXX Account type- open account Account type XXXX open account Monthly payment- - Date opened- XX/XX/XXXX Balance- {$730.00} Months terms- - High credit- - {$730.00} Credit limit- - Past due - - Payment status- - Account status -- Date last active XX/XX/XXXX Last reported XX/XX/XXXX XXXX  account # XXXX Account type- installment Account type detail- debt buyer Monthly payment- 1 month Date opened- XX/XX/XXXX Balance- {$730.00} Months terms- 1 month High credit- {$730.00} Credit limit- - Past due - {$730.00} Account status- XXXX Payment status- - Date last active XXXX Last reported XX/XX/XXXX XXXX  account # XXXX Account type- open account Account type detail- open account Monthly payment- - Date opened- XX/XX/XXXX Balance- {$730.00} Months terms- - High credit- {$730.00} Credit limit- - Past due - {$730.00} Account status- XXXX Payment status- - Date last active XXXX Last reported XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX See extended payment history errors

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief