Consumer complaint received 2025-09-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: SC

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX SSN ( Last XXXX ) : * XXXX XXXX : XX/XX/XXXX Email : XXXX Phone : XXXX XX/XX/XXXX TransUnion Consumer Solutions XXXX. XXXX XXXX XXXX, PA XXXX Equifax XXXX XXXX XXXX XXXX. Box XXXX XXXX, GA XXXX Experian XXXX XXXX XXXX XXXX. 
P.O. XXXX XXXX XXXX, TX XXXX Re : Formal Dispute & Request for Blocking of Inaccurate Information Under 15 U.S.C. 1681c-2 To Whom It May Concern : I am formally disputing and demanding the immediate removal of the following fraudulent and inaccurate items that have appeared on my credit file. I was directly affected by the data breaches at Equifax and TransUnion, which placed my personal information at significant risk of identity theft. The fraudulent accounts, inquiries, and addresses listed below are a direct result of these breaches. 
Fraudulent Accounts : XXXX XXXX XXXX ( Account XXXX XXXX XXXXXXXX XXXX XXXX OF XXXX ( Account XXXX XXXX XXXXXXXX ) XXXX  XXXX  ( Account XXXX XXXX XXXX ) XXXX XXXX XXXX ( Account XXXX XXXX XXXXXXXX ) XXXX ( Account XXXX XXXX XXXXXXXX ) Fraudulent/Unauthorized Inquiries : XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Fraudulent Addresses : XXXX XXXX XXXX, XXXX, SC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, SC XXXX XXXX Address on File ( to remain ) : XXXX XXXX XXXX XXXX, XXXX XXXX, SC XXXX Pursuant to 15 U.S.C. 1681c-2 ( Section 605B of the Fair Credit Reporting Act ), I am exercising my legal right to request that you block the reporting of this information in my credit file. These accounts, inquiries, and addresses are the result of identity theft and fraudulent use of my personal information stemming from the breaches mentioned above. 
Under federal law, you are required to block such information within XXXX ( XXXX ) business days of receiving proper notice and documentation. Enclosed are the following supporting documents : XXXX copy of my Identity Theft Report filed with the FTC XXXX local law enforcement. 
Failure to comply with this request will constitute a willful violation of federal law. Should you refuse or delay in blocking these accounts, inquiries, and addresses, I will escalate this matter to the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and the Office of the Attorney General for enforcement action. I also reserve the right to pursue civil remedies, including damages, under the Fair Credit Reporting Act. 
Please confirm in writing that the above-referenced accounts, inquiries, and addresses have been permanently removed or blocked, and that my file has been updated to reflect my correct current address only. 
Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief