Consumer complaint received 2024-03-03 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: JPMORGAN CHASE & CO.
State: SC

Complaint narrative:
Additional Concerns ... .... 

XXXX XXXX XXXX XXXX ( Mail XXXX XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX Delaware XXXX XXXX XXXX, OH XXXX XXXX XXXX XXXX CM # XXXX XXXX XXXX XXXX XXXX for JPMorgan Chase XXXX XXXX XXXX XXXX XXXX XXXX  New York XXXX XXXX # XXXX Names and titles frequently used by this company : JPMorgan Chase Bank , N.A . 
JPMCB CARD XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX Chase XXXX JPMorgan Chase-Auto Finance RE : Account ending in redacted* Account number ending in redacted* ( why are there two account numbers for the same alleged account? ) Reference Number : redacted* It appears theres is a great deal of confusion, I appreciate the opportunity to address JPMorgan Chase Bank , N.A . however ; I did not mail a validation notice to JPMorgan Chase Bank , N.A . being the alleged debt was transferred/contracted/sold to XXXX XXXX XXXX. 

A validation of debt notice was received at XXXX XXXXXXXX XXXX  headquarters ( on XX/XX/2024 via the USPS ) XXXX XXXX XXXX, was to provide all valid contractual agreements authorizing the usage of my private property also referred to as my social security number. XXXX XXXX XXXX, was also requested to answer how my social security number was obtained. 

An unknown authorized representative of XXXX XXXX XXXX, contacted JPMorgan Chase Bank , N.A . due to their failure to provide an honorable contractual agreement for the equitable exchange of goods and/or services to me. 

Per Cardmember Services notice dated XX/XX/2024 : I did not contact JPMorgan Chase Bank , N.A . directly it was in reference with including the alleged original creditor. 

I did not request billing statements from Cardmember Service or Card Executive Offices on behalf of JPMorgan Chase Bank, N.A ; the ORIGINAL SIGNED, WET INK INSTRUMENT OF INDEBTEDNESS IN ITS ORIGINAL FORM was requested as it identifies XXXX XXXX XXXX, as honorable Holders in Due Course. 

According to Card XXXX Offices notice dated XX/XX/2024 : the alleged debt was NOT sold to XXXX XXXX XXXX ; XXXX XXXX XXXX, is in no way affiliated with JPMorgan Chase Bank , N.A . There are no supporting documents proving a partnership with XXXX XXXX XXXX, & JPMorgan Chase Bank , N.A . as provided on the XXXX XXXX XXXX the Internal Revenue Service, and the Secretary of States public websites. 

Therefore ; How was my personal information obtained/accessed by XXXX XXXX XXXX XXXX Note : XXXX XXXX XXXX, refers to JPMorgan Chase Bank , N.A . as their client. ( Why would XXXX XXXX XXXX, attempt to collect an alleged debt on behalf of JPMorgan Chase Bank , N.A.? ) Provide the clear and legible ORIGINAL SIGNED, WET INK INSTRUMENT OF INDEBTEDNESS IN ITS ORIGINAL FORM. 

Also, provide all additional pages with all proprietary information as it contains the information required to prove JPMorgan Chase Bank , N.A . are Holders in Due Course. As stated in the notice dated XX/XX/2024 Note : This letter is sent only in request for the ORIGINAL SIGNED, WET INK INSTRUMENT OF INDEBTEDNESS IN ITS ORIGINAL FORM. 

Due to the Card Executive office stating Unless you have additional concerns, we will not respond to another request from you to validate your debt. Im a bit confused as I have a right to request validation of an alleged debt when in-fact JPMorgan Chase Bank , N.A . is responsible for sharing my private information with XXXX XXXX XXXX. JPMorgan Chase Bank , N.A . failed to provide a valid explanation as to how this matter occurred. 

As a courtesy, JPMorgan Chase Bank , N.A . will receive duplicate Validation Notices to each address provided above. Why would the Card Executive office encourage me not to challenge wrong doing against myself? Do I not have a right to protect myself? 

I would like to settle this matter honorably ; accompanied with JPMorgan Chase Bank, N.A.s assistance to provide what is requested, this matter will be solved as quickly as possible.

Kindly provide an authorized representative on behalf of JPMorgan Chase Bank , N.A . to enhance communication between each party. 

All supporting proof is attached

Company response to consumer: Closed with explanation