Consumer complaint received 2025-01-26 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: SC

Complaint narrative:
Dear Transunion, XXXX XXXX XXXX XXXX XXXX XXXX  it is extremely to communicate with your company so this will be the only way. I have attached your " reinvestigation '' below. Per your investigation youve stated that negative fraudelent tradeline labeled XXXX XXXX XXXX XXXX XXXX' is accurate. Your are once again violating FCRA as per XXXXXXXX XXXX XXXX they have both stated that this tradeline is illegal and demanded that it be removed and have done so. How could you possibly have a different when you abide by those same laws? Secondly, XXXX XXXX XXXX is extremely fraudelent as I have provided you an FTC Report within the exact same dates that your company is saying doesnt match, so I have attached the orginal creditor date agreement they calim that I have signed. I have never lived in XXXX XXXX who your client collects debts for. If you read carefully the FTC report sates the correct dates of when I found out this fraudelent account was opend in my name! I hav sent over SSN and My ID and now you need proof of adress to change my adress and delte all other adresses so I have attached it below. If you do not remove these old adresses I will no choice but to report it to my state attorney general. The negative tradline XXXX XXXX is also fraudelent as I have never had two or any accounts with them ever and the history in this account is innacurate and mostly deserves a reinvestagation after they have refused to provide a US 1099-K for a written off debt. ( Same for XXXX XXXX XXXX  ) The data is untrue and they have proof of me paying them. These companies are all violations of 15.US CODE 1692 as they have never sent information to anyone.This unlawful and demand that you remove these negative items after reinvestagation. Stop receving complaints and immedialty decling requests in under 48 hours after NO investagation! You are violating 15 U.S code 1681E. I also demand to invetigate the three hard inquirys in my prevoius CFPB complaint as I have not authorized these companies to pull my credit report! per 15 U.S code 1681I you have to veirfy the accuracy in these tradelines that you do busniess with! You have not done so, please remove these as you are violating my rights.i am aware of the judgment that CFPB has placed on you for violating these rental screenings as this fraudelent radeline is from a rental agreement that is and will never be mine! As far as my Identity Theft report you are also violating 15 U.S. Code 1681c2 Section C3 the fact that this tradeline has been here doesnt imply that I was aware or obtain goods or services even though I did not! Even if I disputed this tradeline in the past doesnt mean that this is mine, I know my credit rights yet Transunion continues to voliate me. I have attached all your emails below as this is not a proper way to handle CFPB, this company is stating that they have investigated my FTC report, verfied all these fraudelent tradlines are coorect and valid and all inaccuracies are assumed true in less than 48-72 hours

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief