Consumer complaint received 2025-04-10 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: KY

Complaint narrative:
Name : XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX Date Of Birth : XX/XX/XXXX Social Security : XXXX TransUnion, Equifax & Experian Date : XX/XX/XXXX URGENT MATTER I intend to challenge a dispute with an FTC report for the items listed below as Fraudulent. Please remove all from my credit report. 
In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 
Items listed above have violated my rights. 
15 U.S.C 1681 section 602 A. States I have the right to privacy. 
15 U.S.C 1681 Section 604 A Section XXXX : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( XXXX ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than XXXX years. 
15 U.S.C. 1681s-2 ( AN ( XXXX ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 
Remove Fraudulent Non-mailable Addresses listed below : - XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Remove Fraudulent accounts numbered below : XXXX ) XXXX XXXX XXXX ( XXXX ), Opened : XX/XX/XXXX, Charge Off XXXX ) XXXX XXXX XXXX ( XXXX ), Opened : XX/XX/XXXX, XXXX Off XXXX ) XXXX XXXX XXXX ( XXXX ), Opened : XX/XX/XXXX, XXXX Off XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX, Opened : XX/XX/XXXX, Charge Off XXXX ) XXXX XXXX ( Original Creditor : XXXXXXXX XXXX XXXX ) ( XXXX ), Opened : XX/XX/XXXX, Collection XXXX ) XXXX XXXX  ( Original Creditor : XXXXXXXX XXXX XXXX  XXXX XXXX ) XXXX XXXX XXXX XXXX Opened : XX/XX/XXXX, Collection XXXX ) XXXX ( Original Creditor : XXXX XXXX  XXXX ) ( XXXX ), Opened : XXXX, Collection XXXX ) XXXX  ( Original Creditor : XXXX XXXXXXXX XXXX XXXX ) ( XXXX ), Opened : XX/XX/XXXX, Collection XXXXXXXX XXXX ( Original Creditor : XXXX XXXX  ) ( XXXX ), Opened : XX/XX/XXXX, Collection XXXX ) XXXX XXXX  ( Original Creditor : XXXX XXXX XXXX XXXX  XXXX XXXX XXXX ) ( XXXX ), Opened : XX/XX/XXXX, Collection XXXX ) XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) ( XXXX ), Opened : XX/XX/XXXX, XXXX XXXX ) XXXX  ( XXXX ), Opened : XX/XX/XXXX, Collection Remove Unauthorized Fraudulent Inquiries : Here is the list of inquiries with company names and dates : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX. XXXX XXXX - XX/XX/XXXX FCRA Law Statement : If the above accounts can not be verified, they must be removed immediately according to FCRA XXXX XXXX XXXX XXXXXXXX. If your company fails to comply, you will be required to appear in a court venue. Failure to respond satisfactorily within XXXX  days of receipt of this certified letter may result in a small claims action against your company.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation