Consumer complaint received 2025-08-22 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: CA

Complaint narrative:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Contents of Complaint: This CFPB complaint has been filed to request pursuant to FCRA  605B (15 U.S.C.  1681c-2) that you, the EXPERIAN credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of\n\n1. The following personal information is incorrect\n Account Number:\n Current Address(esXXXX XXXX XXXX XXXX XXXX XXXX XXXX. The following personal information is incorrect\n Account Number:\n Previous Address(es): XXXX XXXX XXXX XXXX XXXX XXXX The inquiry was not authorized\n XXXX XXXX XXXX XXXX XXXX XXXXn Please remove it from my credit report.\n\n4. The inquiry was not authorized\n XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove it from my credit report.\n\n5. It is a reason of Identity Theft.\n XXXX XXXX XXXX XXXX XXXX  Please remove it from my credit report.\n\n6. Fraud account. So delete this account immediately.\n XXXX XXXX XXXX  Please remove it from my credit report.\n\n7. This is not accurate and I demand to remove this inaccurate account from my credit report.\n XXXX XXXX XXXX XXXX XXXX XXXX  Please remove it now.\n\n8. Fraud account. So delete this account immediately.\n XXXX XXXX XXXX XXXX XXXX Please remove it from my credit report.\n\n9. Fraud account. So delete this account immediately.\n XXXX XXXX XXXX XXXX XXXX\n Please remove it from my credit report.\n\n10. Fraud account. So delete this account immediately.\n XXXX XXXX XXXX XXXX Please remove it from my credit report.\n\n11. The following personal information is incorrect\n Account Number:\n Current Address(es): XXXX XXXX XXXX XXXX XXXX XXXX. The following personal information is incorrect\n Account Number:\n Previous Address(es): XXXX XXXX XXXX XXXX XXXX XXXX3. The inquiry was not authorized\n XXXX XXXX XXXX XXXX XXXX XXXX  Please remove it from my credit report.\n\n14. The following personal information is incorrect\n Account Number:\n Previous Address(es): XXXX XXXX XXXX XXXX XXXX XXXX  The following personal information is incorrect\n Account Number:\n Previous Address(es): XXXX XXXX XXXX XXXX XXXX XXXX  The inquiry was not authorizedXXXX XXXX XXXX XXXX XXXX XXXX Please remove it from my credit report.\n\n17. The inquiry was not authorized\n XXXX XXXX XXXX XXXX XXXX XXXX\n Please remove it from my credit report.\n\n18. The inquiry was not authorized\n XXXX XXXX XXXX XXXX Date of inquiry: XXXX  Please remove it from my credit report.\n\n19. The inquiry was not authorized\n XXXX XXXX XXXX XXXX XXXX XXXX XXXX\n Please remove it from my credit report.\n\n20. The inquiry was not authorized\n XXXX XXXX XXXX XXXX XXXX XXXX XXXXlease remove it from my credit report.\n\n21. The inquiry was not authorized\n XXXX XXXXn Date of inquiry: XXXX  Please remove it from my credit report\n\n22. The inquiry was not authorized\n XXXX XXXX XXXX XXXX XXXX XXXXn Please remove it from my credit report.\n\n23. The inquiry was not authorized\n XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove it from my credit report.\n\n24. The inquiry was not authorized\n XXXX XXXX XXXX XXXX XXXX XXXX  Please remove it from my credit report.\n\n25. The inquiry was not authorized\n XXXX XXXX XXXX\n Date of inquiry: XXXX XXXXlease remove it from my credit report.\n\n26. The inquiry was not authorized\XXXX XXXX XXXX XXXXte of inquiry: XXXX XXXXease remove it from my credit report.\n\n27. The inquiry was not authorized\n XXXX XXXX  Date of inquirXXXX XXXX XXXXase remove it from my credit report.\n\n28. The inquiry was not authorized\n XXXX XXXX XXXX XXXX XXXX XXXX Please remove it from my credit report.\n\n29. The inquiry was not authorized\n XXXX XXXX XXXX XXXX XXXX XXXX XXXX\n Please remove it from my credit report.\n\n30. The inquiry was not authorized\n XXXX XXXX XXXX XXXX XXXX XXXX Please remove it from my credit report.\n\n31. The inquiry was not authorizedXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXlease remove it from my credit report.\n\n32. The inquiry was not authorized\n XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Please remove it from my credit report.\n\n33. The inquiry was not authorized\n XXXX XXXX XXXX XXXX XXXX XXXX Please remove it from my credit report.\n\n34. The inquiry was not authorized\n XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove it from my credit report.\n\n35. The following personal information is incorrect\n Account Number:\n Previous Address(es): XXXX XXXX XXXX XXXX XXXX XXXXXXXX. The following personal information is incorrect\n Account Number:\n Previous Address(es): XXXX XXXX XXXX XXXX XXXX XXXX XXXXhe following personal information is incorrect\n Account Number:\n Current Address(es): XXXX XXXX XXXX XXXX XXXX XXXX XXXXhe following personal information is incorrect\n Account Number:\n Previous Address(es): 3XXXX XXXX XXXX XXXX XXXX XXXXnThese accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint (FTC Number) XXXX   proof from the US Federal Trade Commission that all of the aforementioned consumer\ncredit accounts, collections, and hard inquiries are the result of identity theft and fraud.'

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation