Consumer complaint received 2025-04-17 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC.
State: FL

Complaint narrative:
Recently I did an investigation on my credit report and found several items on there to be inaccurate. 
Under XXXX5 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : Experian XXXX XXXX XXXX XXXX XXXX Account Info : Late Payment XXXX Account number : XXXX Open/Closed : Closed paid off in good terms Date Opened : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Account Info : XXXX Open/Closed : Open Date Opened : XX/XX/XXXX Additional XXXX : Joint XXXX XXXX XXXX XXXX 
Account Info : Late Payment -- -- XX/XX/XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Account Info : XXXX Open/Closed : Open Date Opened : XX/XX/XXXX Additional XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Alert Type Delinquent Account Processed Date XX/XX/XXXX Payment Status Late 30 Days Amount Delinquent XXXX Account Balance XXXX Creditor Name XXXX XXXX XXXX XXXX Alert Type Delinquent Account Processed Date XX/XX/XXXX Account Balance XXXX Creditor Name XXXX XXXX Type Delinquent Processed Date XX/XX/XXXX Last Update Date XXXX Amount XXXX Creditor Name XXXX  Alert Type XXXX XXXX XXXXrocessed Date XX/XX/XXXX Balance XXXX Creditor Type Automobile Financing Company Alert Type New Inquiry Processed Date XX/XX/XXXX Creditor Name XXXX XXXX XXXX  Creditor Name XXXX XXXX XXXX XXXX XXXX XXXX XXXX Inquiry Creditor Type Credit Unions Processed Date XX/XX/XXXX Alert Date XXXX Creditor Name XXXX XXXX XXXX XXXX XXXX Type New XXXX Creditor Type Credit Unions Processed Date XX/XX/XXXX Alert Date XXXX Equifax XXXX XXXX XXXX Account XXXX : XXXX Owner Joint Date Opened : XX/XX/XXXX Late Payment : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXXXXXX XXXX

Company response to consumer: Closed with non-monetary relief