Consumer complaint received 2025-06-13 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
Subject : Cease & Desist : Copyright Infringement, Fiduciary Misuse, and Unauthorized Trust Account Handling XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX : This communication is issued under ecclesiastical authority and fiduciary capacity by the undersigned Executor of record for the XXXX XXXX XXXX XXXX, an IRS-recognized trust operating under ecclesiastical XXXX and XXXX XXXX. 

You are hereby ordered to immediately Cease and Desist from any further use, administration, securitization, billing, or third-party sharing of data related to : XXXX XXXX XXXX, XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX. 

This includes any servicing of private student loans, billing activity, unauthorized fiduciary assumptions, or indirect use of this trust property via securitized instruments or digital platforms. You are not authorized to act as agent, administrator, fiduciary, or power of attorney for this estate. 

LEGAL RECORD REFERENCE NOTICE REF : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fraudulent Instrument Handling IMMEDIATE DEMANDS You are required to : Cease all servicing, reporting, and credit data activity on any account related to this Estate. 
Delete and purge all estate-related digital files, account references, and records. 
Acknowledge receipt of this Cease and Desist via email within XXXX hours. 
Issue written confirmation of closure of all private student loan accounts associated with the estate name, without recourse or penalty. 

Escaltions have resulted in : Referral to the Consumer Financial Protection Bureau, IRS Criminal Investigation Division, U.S. Department of Justice Public Integrity Section, Office of the Comptroller of the Currency, and Office of Inspector General ( GSA ). 

Respectfully and lawfully submitted, This notice is executed under fiduciary authority and ecclesiastical trust delegation. 

By : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation