Consumer complaint received 2025-06-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
To : Equifax, Experian, TransUnion, FTC, CFPB, and all other companies RE : IDENTITY THEFT BLOCK REQUEST UNDER 15 USC 1681c-2 / URGENT DELETION REQUEST To Whom It May Concern, I am writing as a last resort after exhausting all other options and receiving no resolution.

My personal identifying information was exposed in a serious data breach titled The XXXX XXXX Data Leak, where my records were illegally published without my consent or authorization. This breach has directly resulted in fraudulent, inaccurate, and damaging accounts appearing on my credit reports. Under 15 U.S.C. 1681c-2, I am formally requesting the immediate and permanent blocking and deletion of the following fraudulent accounts from my credit file : XXXX XXXX XXXX XXXX ) Account Number : XXXX Balance : {$780.00} XXXX  XXXX Account Number : XXXX Balance : {$1100.00} XXXX  XXXX Account Number : XXXX Balance : {$2900.00} XXXX ( XXXX XXXX XXXX Account Number : XXXX Balance : {$3500.00} XXXX ( XXXX ) Account Number : XXXX Balance : {$510.00} I have previously disputed these accounts multiple times, both directly with the credit reporting agencies and the furnishers. Despite my repeated efforts, these accounts remain inaccurately on my report, severely damaging my ability to secure housing, employment, or basic financing. As a young man trying to build my life fully out of pocket, these errors have put me in an impossible position : I can not even rent an apartment or qualify for basic credit because of these false, unresolved debts. 

I want to emphasize : I did not open or authorize these accounts. 

I am a verified victim of identity theft as a result of the XXXX XXXX Data Leak.

My previous disputes have been improperly processed or outright ignored.

I am respectfully requesting that you do the right thing by deleting these fraudulent accounts from my credit profile in full accordance with federal law. The Fair Credit Reporting Act ( FCRA ) grants me this right under 15 USC 1681c-2 upon provision of proper identification, which I have enclosed.

I am also submitting this request to the Federal Trade Commission ( FTC ) and the Consumer Financial Protection Bureau ( CFPB ) for additional investigation and enforcement, should your agency fail to comply promptly.

Please understand that I am not a case number or statistic I am a human being trying to survive and rebuild from a situation entirely outside of my control. The mental, financial, and emotional XXXX this has caused is overwhelming. I urge you to review my case with compassion, urgency, and a true commitment to compliance with the law. 

Thank you for your immediate attention to this matter. 

Sincerely, XXXX XXXX XXXX XXXX. 
XXXX XXXX XXXX XXXX.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation