Consumer complaint received 2025-02-17 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: IL

Complaint narrative:
This notice is to inform you ( Transunion ) that you unlawfully reported fraudulent accounts that arose from identity theft. Transunion did not verify these accounts by law on my XXXX consumer report, my identity has been stolen, you are hereby put on notice. 

XXXX XXXX XXXX XXXX - Aggravated identity theft ( XXXX ) In general. 
Whoever, during and in relation to any felony violation enumerated in subsection ( c ), knowingly transfers, possesses, or uses, without lawful authority, a means of identification of another person shall, in addition to the punishment provided for such felony, be sentenced to a term of imprisonment of XXXX  years. 

An identification of mine has been used without my permission to open several accounts that have damaged my reputation and my standard of living because Transunion furnished a consumer credit report without my written permission as stated by XXXX XXXX. 

XXXX XXXX XXXX XXXX - Permissible purposes of consumer reports ( a ) In general Subject to subsection ( c ), any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( XXXX ) In accordance with the written instructions of the consumer to whom it relates. 



Transunion has aided this fraud by not verifying these accounts. 

XXXX XXXX XXXX XXXX- Congressional findings and statement of purpose ( a ) Accuracy and fairness of credit reporting The XXXX makes the following findings : ( XXXX ) There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. 



XXXX XXXX XXXX  XXXX XXXX XXXX of account # listed on report XXXX XXXX XXXX Last XXXX of account # listed on report XXXX XXXX  Last XXXX of account # reported for Transunion XXXX XXXX XXXX XXXX Last XXXX of account # listed on report XXXX XXXX XXXX XXXX Last XXXX of account # listed on report XXXX XXXX  XXXX XXXX Last XXXX of account # listed on report XXXX XXXXXXXX XXXX  credit card. 
Last XXXX of account # listed on report XXXX XXXX XXXX XXXX Last XXXX of account # listed on all report XXXX XXXX Last XXXX of account # listed on report XXXX Pursuant to XXXX XXXX Code XXXX - Block of information resulting from identity theft ( a ) BLOCK Except as otherwise provided in this section, a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than XXXX business days after the date of receipt by such agency of ( XXXX ) appropriate proof of the identity of the consumer ; ( XXXX ) a copy of an identity theft report ; ( XXXX ) the identification of such information by the consumer ; and ( XXXX ) a statement by the consumer that the information is not information relating to any transaction by the consumer. 

I have attached the relevant documents from XXXX above, and item XXXX is the statement that you are currently reading. 

These accounts have resulted in fraudulent collections and appear on my consumer XXXX report. I demand that the aforementioned fraudulent items be removed from my Transunion consumer XXXX report, and that all collection activity related to said items cease pursuant to my rights within the FCRA and FDCPA laws no later than XXXX business days after the date of receipt. 

I further demand under the FCRA that any inaccuracies of my name and old addresses on my consumer XXXX report be deleted as well, including any previous employers. The only name and current address that are to be shown are below :

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief