Consumer complaint received 2025-06-09 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: SC

Complaint narrative:
XXXX XXXX, XXXX, XX/XX/XXXX This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the TransUnion credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of : XXXX. XXXX XXXX - XXXX - 15 USC 1681n Civil liability for willful noncompliance - DELETE FROM REPORT XXXXXXXX XXXX XXXX XXXX - 15 USC 1681n Civil liability for willful noncompliance - DELETE FROM REPORT XXXX. XXXX XXXX - XXXX - 15 USC 1681n Civil liability for willful noncompliance - DELETE FROM REPORT XXXX. XXXX XXXX  XXXX - 15 USC 1681n Civil liability for willful noncompliance - DELETE FROM REPORT XXXX. XXXX XXXX XXXX - 15 USC 1681n Civil liability for willful noncompliance - DELETE FROM REPORT XXXX. XXXX - XXXX - 15 USC 1681n Civil liability for willful noncompliance - DELETE FROM REPORT XXXX. XXXX XXXX XXXX - 15 USC 1681n Civil liability for willful noncompliance - DELETE FROM REPORT XXXX. XXXX XXXX - XXXX - 15 USC 1681n Civil liability for willful noncompliance - DELETE FROM REPORT XXXX. XXXX XXXX XXXX - 15 USC 1681n Civil liability for willful noncompliance - DELETE FROM REPORT 10. XXXX - XXXX - 15 USC 1681e ( b ) Compliance procedures Maximum Possible Accuracy - Your reporting agency has failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit information they report and may be liable under 15 U.S.C. 1681 accuracy and fairness of credit reporting. 
Also, in XXXX XXXX Equifax XXXX XXXX XXXX ( XXXX XXXX XXXX ). Please provide validating documents. 
XXXX. XXXX XXXX XXXX - XXXX - 15 USC 1681e ( b ) Compliance procedures Maximum Possible Accuracy - Your reporting agency has failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit information they report and may be liable under 15 U.S.C. 1681 accuracy and fairness of credit reporting. 
Also, in XXXX XXXX Equifax XXXX XXXX XXXX ( XXXX XXXX XXXX ). Please provide validating documents. 
XXXX. XXXX XXXX XXXXXXXX - 15 USC 1681e ( b ) Compliance procedures Maximum Possible Accuracy - Your reporting agency has failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit information they report and may be liable under 15 U.S.C. 1681 accuracy and fairness of credit reporting. Also, in XXXX XXXX XXXX XXXXXXXX XXXX XXXX ( XXXX XXXX XXXX ). Please provide validating 3 of 8 documents. 
XXXXXXXX XXXX XXXX XXXX XXXX  XXXX - 15 USC 1681e ( b ) Compliance procedures Maximum Possible Accuracy - Your reporting agency has failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit information they report and may be liable under 15 U.S.C. 1681 accuracy and fairness of credit reporting. Also, in XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX ). Please provide validating documents. 

These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer XXXX credit report. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint ( XXXX ) as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation