Consumer complaint received 2024-02-08 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc.
State: GA

Complaint narrative:
XXXX XXXX XXXX Reported : XXXX XXXX, XXXX - {$4000.00} Closed Overview You have 39 % left to pay on this loan. 

Balance {$4000.00} Highest Balance XXXX XXXX Monthly payment {$140.00} Opened XXXX. XXXX, XXXX ( XXXX yrs, XXXX mos ) Term 117 months Payment History Last payment XXXX XXXX, XXXX Current Payment Status In Collections/Charge-off Worst Payment Status No Info Account Details Account status Derogatory Type Auto Loan Responsibility Joint Remarks Charged off as bad debt Profit and loss write-off Times 30/60/90 days late XXXX Closed XXXX XXXX, XXXX See an error? 
SEE AN ERROR? 
If there's an error on your report, you can submit a dispute. 

DISPUTE AT XXXX Creditor Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX ( XXXX ) XXXX XXXX XXXX XXXX Reported : XXXX XXXX, XXXX - {$2400.00} Closed Overview You have 11 % left to pay on this loan. 

Balance {$2400.00} Highest Balance XXXX XXXX Monthly payment {$240.00} Opened XXXX. XXXX, XXXX ( XXXX yrs, XXXX mos ) Term 145 months Payment History Last payment XXXX XXXX, XXXX Current Payment Status In Collections/Charge-off Worst Payment Status No Info Account Details Account status Derogatory Type Auto Loan Responsibility Individual Remarks Charged off as bad debt Profit and loss write-off Times XX/XX/XXXX30/60/90 days late XXXX Closed XXXX XXXX, XXXX XXXX XXXX XXXX XXXX Reported : XXXX XXXX XXXX XXXX XXXX {$0.00} Closed Overview You have 0 % left to pay on this loan. 

Balance {$0.00} Highest Balance XXXX XXXX Monthly payment {$0.00} Opened XXXX. XXXX, XXXX ( XXXX yrs, XXXX mos ) Term 36 months Payment History Youve made 73 % of payments for this account on time. 

Payment history table, broken down by month XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Current Late Unknown Last payment XX/XX/XXXX Current Payment Status Current Worst Payment Status 30-59 Days Late Account Details Account status Closed Type Auto Loan Responsibility Individual Remarks Closed Times 30/60/90 days late XXXX Closed XXXX XXXX, XXXX XXXX XXXX Reported : XXXX XXXX, XXXX - {$0.00} Closed Overview You have 0 % left to pay on this real estate loan. 

Balance {$0.00} Highest Balance XX/XX/XXXX Monthly payment {$0.00} Opened XX/XX/XXXX ( XXXX yrs, XXXX mos ) Term 360 months Payment History Youve made 23 % of payments for this account on time. 

Payment history table, broken down by month XXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX Current Late Unknown Last payment XXXX. XXXX, XXXX Current Payment Status Current Worst Payment Status 120-149 Days Late Account Details Account status Closed Type FHA real estate mortgage Responsibility Individual Remarks Dispute resolved ; customer disagrees Times 30/60/90XX/XX/XXXX days late XXXX Closed XXXX XXXX, XXXX XXXX XXXX XXXX Reported : XXXX XXXX, XXXX - {$0.00} Closed Overview You have 0 % left to pay on this real estate loan. 

Balance {$0.00} Highest Balance XX/XX/XXXX Monthly payment {$0.00} Opened XX/XX/XXXX ( XXXX yrs, XXXX mos ) Term 360 months Payment History Last payment XXXX XXXX, XXXX Current Payment Status Current Worst Payment Status No Info Account Details Account status Transferred Type FHA real estate mortgage Responsibility Individual Remarks Transferred to another lender Times 30/60/90XX/XX/XXXX days late XXXX Closed XXXX XXXX, XXXX XXXX XXXX Reported : XXXX XXXX, XXXX - {$480.00} Needs Attention Overview You have 82 % left to pay on this collection. 

Balance {$480.00} Highest Balance {$580.00} Opened XXXX XXXX, XXXX ( XXXX yrs, XXXX mos ) Account status Open Type Derogatory Responsibility Individual Remarks Account information disputed by consumer, meets FCRA requirements Original Creditor Name XXXX XXXX XXXX XXXX Closed No Info XX/XX/XXXX XXXX XXXX XX/XX/XXXX Reported : XXXX XXXX, XXXX - {$0.00} Closed Overview You have 0 % left to pay on this real estate loan. 

Balance {$0.00} Highest Balance XX/XX/XXXX Monthly payment No Info Opened XX/XX/XXXX ( XXXX yrs, XXXX mos ) Term 360 months Payment History Last payment XXXX XXXX, XXXX Current Payment Status Current Worst Payment Status Current Account Details Account status Transferred Type FHA Real Estate Mortgage Responsibility Individual Account.

Remarks No Info Times 30/60/90 days late XXXX Closed XXXX XXXX, XXXX XXXX XX/XX/XXXX Inquiry : XXXX XXXX, XXXX - Mortgage Cos. 
( XXXX ) XXXX XXXX XXXX Reported : XXXX XXXX, XXXX - {$480.00} Needs Attention Overview You have 82 % left to pay on this collection. 

Balance {$480.00} Highest Balance {$580.00} Opened XXXX XXXX, XXXX ( XXXX yrs, XXXX mos ) Account status Open Type Unpaid Responsibility Individual Account. 
Remarks Consumer disputes this account information Original Creditor Name XXXX XXXX XXXX Closed No Info

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation