Consumer complaint received 2024-12-23 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC.
State: TX

Complaint narrative:
The DEROGATORY claim ( s ) of the announced allegation listed as Consumer 's Primary Name : XXXX XXXX XXXX XXXX XXXX is/are either described as one or more of being untruly, incorrectly, incompletely, untimely, or elsewise potentially erroneously or misleadingly reported flawed OF LAWFUL REPORTING. 

CLEARLY making this aspect of reporting not with legitimate standing in full accordance of requisite reporting mandatory standards of the exact and unabbreviated perfect and physically verifiable certificate of compliant reporting. 

For you to retain or return to REQUIRED COMPLIANT LAWFUL REPORTING, you MUST modify or omit or demonstrate chronicle PROOF of validity to every aspect of derogatory claims, undoubted or not, as related to its reality AND its reporting. 

No doubt you are aware of the fact that it is ILLEGAL to hold on to or report misleading or unproven info, especially considering a composed writ consumer complaint notifying you of said issues. So please black out from reporting the designated illegally rumored allegations of late here and now, and REPORT PROPERLY as PAYS AS AGREED, NEVER LATE, or PAYS AS AGREED, NO LATE PAYMENTS made known. 

I am aware of YOUR REQUIREMENT for not only FAIR, veracious, and ACCURATE REPORTING but also for the mandate of outright and UNDOUBTED PERFECTLY COMPLIANT REPORTING to every standard of applicable reporting laws, regulations, standards, etc., be them mentioned here or NOT! 

I am also aware that your willful disregard OR disregard in IGNORANCE of the mandates is ILLEGAL, and you will be liable for any and all injuries resultant of your derelict. I DEMAND that there be NONE! 

I have identified the below item of concern, which MUST be CERTIFIED COMPLIANT and PHYSICALLY VERIFIABLE in its full VALIDITY to its entirety as related to the confirmed TRUTH, accuracy, completeness, timeliness, and elsewise required aspects of reporting, mentioned or not. 

I DEMAND, as is MY CONSUMER and/or CIVIL RIGHT to do so, that you submit to my requested action to sustain or return to state and federally REQUIRED PERFECT AND COMPLIANT REPORTING. 

Please in addition eradicate any, if it even exists, claims of inquiry ( s ) associated with the above-indicated illegally reputed derogatory information. 

In accordance with XXXX definition of YOUR electronic verification process, E-OSCAR : " eOscar is a web-based, METRO 2 COMPLIANT, automated system ... '' I do and will CONTINUE to expect you to be able to PROVE just THAT in the LEAST. 

I am concerned about your record-keeping, so please detail ALL pertinent dates and balances, even to identify the date of the last payment made on this account. 

Please REMOVE the not yet testimonial CERTIFIED METRO 2 format COMPLIANT claim ( s ), any unproven by physically verified validity of full undeniable and documented truth, accuracy, completeness, timeliness, and compliance of reporting elsewise. 

Additionally, REMOVE any questionably divulged, inconsistently proclaimed, or any potentially erroneous derogatory allegation ( s ) of reporting ( s ) as, authoritative OR NOT, legally they are unjustly INJURIOUS, and mandates REQUIRE the ERADICATION of reporting of any unproven claim ( s ). 

So REMOVE NOW from reporting! 

Please, in addition, eradicate any, if it even exists, claims of inquiry ( s ) associated with the above-determined illegally expressed derogatory data. 

COMPLIANT REPORTING is the MANDATE, NOT the OPTIONAL CHOICE of any entity in reporting of consumer data! 

YOU ARE not provable of minimal requisites to report the claim ( s ) contested in this notice! 

OBVIOUSLY, I am concerned with the possibility and DEMAND that you do not confuse my credit file with people of similar name, addr

ess, or SSN. Verify all identifying facts. ALL claims, authentic or not, must be known to be currently and fully indubitable, CORRECT, replete, TIMELY, of my OWNERSHIP, of my RESPONSIBILI
TY, and/or compliant to all applicable reporting laws and needed standards, which is currently the XXXX, FCRA, FDCPA, METRO 2 COMPLIANCE STANDARDS, and others. 

By laws and necessary reporting standards, you or any existence are in infringement of my rights. 

Should you continue to keep and/or report any chicanery, REMOVE immediately and in entirety any and all allegations which are not demonstrated in clarity to be unquestionable, correct, intact, timely, mine, my responsibility, or elsewise fully compliant.

Company response to consumer: Closed with explanation