Consumer complaint received 2025-07-16 00:00:00
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: GA

Complaint narrative:
Dear TRANSUNION, My name XXXX XXXX is and I'm Begging for your help, I'm NOT A COMPANY! 
To get things moving, you should have more than enough time to remove these inaccurate accounts from my credit, stop ignoring my disputes I need real help!! I request to remove any/all inaccurate information from my credit report as quickly as possible. The items in question are : XXXX Acct XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance : {$0.00} Violation : FCRA 611 Charged-off account still reporting derogatory despite being closed FCRA 609 No contract or original obligation provided FDCPA 809 No debt validation issued before reporting XXXX  Acct XXXX XXXX XXXX XXXX XXXX XXXX  Balance : {$120.00} Violation : FCRA 611 Paid/closed collection still appearing as derogatory FCRA 609 No original agreement provided FDCPA 809 No validation documentation provided by collector XXXX Acct XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Balance : {$17000.00} Violation : FCRA 611 Negative account closed but not updated correctly FCRA 623 Inaccurate balance and charge-off status FCRA 609 Missing original contract or charge-off proof XXXX Acct XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Balance : {$560.00} Violation : FCRA 611 No resolution of previous dispute FDCPA 809 No debt validation received from collector FCRA 609 Contract and billing details never furnished XXXX XXXX  Acct XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance : {$750.00} Violation : FCRA 609 No original documentation or proof of assignment FCRA 611 Reported as collection with no reinvestigation after dispute FDCPA 809 No notice of debt or validation sent XXXX XXXX XXXX Acct XXXX XXXX XXXX XXXX XXXX XXXX  Balance : {$1300.00} Violation : FCRA 611 Reporting after unresolved dispute FCRA 609 Missing contract and billing breakdown FDCPA 809 No validation from agency XXXX XXXX Acct XXXX XXXX XXXX XXXX XXXX XXXX  Balance : {$230.00} Violation : FCRA 609 No original agreement FCRA 611 Failure to verify the debt FDCPA 809 Collector did not validate XXXX XXXX XXXX Acct XXXX XXXX XXXX XXXX XXXX XXXX  Balance : {$140.00} Violation : FCRA 611 Unverified derogatory status FCRA 609 Contract and obligation never produced FDCPA 809 Collection activity without proof XXXX XXXX Acct XXXX XXXX XXXX XXXX XXXX XXXX  Balance : {$240.00} Violation : FCRA 609 Missing validation details FCRA 611 Derogatory entry lacks verification FDCPA 809 Collector did not validate debt XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance : {$230.00} Violation : FCRA 609 No documentation received FCRA 611 Invalid dispute handling FDCPA 809 No debt validation provided XXXX & XXXX Acct XXXX XXXX XXXX XXXX XXXX  Balance : {$240.00} Violation : FCRA 611 Continued collection reporting without verification FDCPA 809 No debt validation presented FCRA 609 Lacks original billing records

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief