---
task_categories:
- tabular-classification
language:
- en
pretty_name: HELOC
size_categories:
- 10K<n<100K
---

# HELOC (Home Equity Line of Credit)
The [HELOC dataset](https://community.fico.com/s/explainable-machine-learning-challenge?tabset-158d9=d157e) from FICO.
Each entry in the dataset is a line of credit, typically offered by a bank as a percentage of home equity (the difference between the current market value of a home and its purchase price).
The customers in this dataset have requested a credit line in the range of $5,000 - $150,000.
The fundamental task is to use the information about the applicant in their credit report to predict whether they will repay their HELOC account within 2 years.

# Configurations and tasks
| **Configuration** | **Task**                  | **Description**                                                 |
|-------------------|---------------------------|-----------------------------------------------------------------|
| RiskPerformance   | Binary classification     | Will the customer default?                                      |

[Source](https://www.kaggle.com/datasets/averkiyoliabev/home-equity-line-of-creditheloc)