vania-janet/multiturn-rag-retrieval-data huggingface dataset:
If you are looking to buy the GH3 Supplement, then you do not have to go anywhere else as you can order it by sitting at your home by using the online facility of a leading supplier who has been involved in the nutrition and herbal business for many years.
"I just bought supplies on Home Depot's website. About half of the items were not available in store, and could be shipped to my address for free. Yay! The other half I must pick up in store, or have ""rush delivered"" from the store for $60. Boo!"
Sysco is rather pragmatic, if people are buying it, they'll sell it. There's an entire section in their catalog for local.   We don't use them because they're so expensive but it is tempting because it's so much easier.
How the hell do taxes work in Washington? British Columbia has experienced massive growth over the last 20 years (mostly foreign) and our schools got over crowded. Magically though, they had more money from city taxes and were able to build more schools, and improve the old ones.
Give all your money as well as your budget requirements to someone you really trust. Tell them to give you ONLY what your budget allows. As long as both of you take this seriously, this method will be very effective.
&gt; The Postal Service's current woes are also due at least in part to Capitol Hill's meddling. In 2006, Congress passed a new law requiring the agency to pay about $5.5 billion a year into a trust fund for future retiree pensions.  I'm thinking that $5.5 billion in insane pension prefunding is the reason.
The Federal Reserve Bank publishes exchange rate data in their H.10 release. It is daily, not minute by minute. The Fed says this about their data: About the Release The H.10 weekly release contains daily rates of   exchange of major currencies against the U.S. dollar. The data are   noon buying rates in New York for cable transfers payable in the   listed currencies. The rates have been certified by the Federal   Reserve Bank of New York for customs purposes as required by section   522 of the amended Tariff Act of 1930. The historical EURUSD rates for the value of 1 EURO in US$ are at: http://www.federalreserve.gov/releases/h10/hist/dat00_eu.htm If you need to know USDEUR the value of 1 US$ in EUROS use division 1.0/EURUSD.
"Krugman argues (and I agree with him on this one) that this is a telltale sign that the US is in a [liquidity trap](http://en.wikipedia.org/wiki/Liquidity_trap). Basically interest rates are near 0 and the banks are very risk adverse right now, so they sit on reserves instead of lending them out. In this scenario, the government ""printing"" money has no effect on inflation (or much of anything) because it just sits in bank reserves.  A more right wing economist might spin a different story though."
I just filled out a survey for my cable company.  I made it clear to them that their prices are a little higher, and their website sucks, but the fact that they have a call center based in the US and the call center is so well run is the only reason I stay with them.  The wait time is never more than a minute, and the people answering the phone are always pleasant and helpful.  I'm one of the lucky few Americans who has the luxury of more than one cable company in the area meaning the threat is not hollow.
AU rates are higher than 3.75%. The market for deposits here in Australia is very competitive (banks have change increased deposits as a share of liabilities from ~50% to ~60% in just the last few years) and, as a result, demand deposits here pay far more than the central bank rate. My demand savings account, for example, pays 4.95%.   That AU-US interest differentials are so staggeringly high means that, inmevitably, lots of investors are carrying. Depending of FX moves over the next year, a lot of investors will either gain heaps or lose more. If you can leverage, you can gain even more (or lose the house).
There's often a legal basis to answer this question. For instance, Austria (guessing from your profile) currently uses a 4% Statutory interest rate. You'll need to dig up not just the actual but also the historical rates. Note that you'll want the non-commercial interest rate - some countries differentiate between loans to businesses and loans to individuals.
Unemployment rate for the United States is at 4.4%. This is the lowest it has been since the year 2000 when it was 3.8%. This is at the same point as it was at the height of the housing boom.   So you are wrong, we do not need another housing boom to get our unemployment level back to that level, since we are there already.    As a nation, we are at full employment.
Just looking at CONED, [here is gas](https://www.coned.com/_external/cerates/documents/average_monthly_gas_bills.pdf) and [here is electric](https://www.coned.com/-/media/files/coned/documents/accountandbilling/about-your-bill-rates/average_monthly_electric_bills.pdf). You'll have to forgive me -- when it comes to NY, I'm more familiar with gas and with residential rates, so what I said doesn't hold true across the board for electric commercial customers. For residential electric, starting in 2009, delivery started outpacing commodity charges; by 2015 (not sure why they haven't posted 2016 data yet), $29 worth of electricity cost you $49 in delivery charges. For residential gas, the flip occurred in 2010 and was much more significant -- in 2016, a customer whose bill is just over $100 paid $75 for delivery and $25 for the actual gas (part of that is that gas prices are low, part of it is that delivery costs have gone up nearly 50%). Each utility is different, so the [gas info is here](http://www3.dps.ny.gov/W/PSCWeb.nsf/All/85297E80413DBEDB852581A6006261BE?OpenDocument) and the [electric info is here](http://www3.dps.ny.gov/W/PSCWeb.nsf/ArticlesByTitle/0B9E6D4CE48E09EE852578570055E27B?OpenDocument) if you're interested. I'm not sure about primers -- I haven't really looked for them -- but I know that many companies and brokers do have some materials on their websites.
"The difference between me and Uncle Sam is that Uncle Sam gets the lowest interest rates in the world.  If I could borrow money at 1.7% for 10 years you bet your ass I'd do it!    Also, the notion that ""Uncle Sam is running out of people to borrow from, and is having trouble paying those loans back (and the interest)"" is just false.  US treasuries are the most sought after debt in the world.  If anyone had any doubt uncle sam would pay them back, interest rates would be skyrocketing, not at historic lows.  After that quote I turned it off, about two minutes in.  This is just more FUD designed to get you to buy gold or whatever.  Ignore it."
You could get a Multi-Currency Cash Passport which has no transaction fees for deposits or withdrawals. (You can pick one up at Australia Post.)  This allows you to load it with money now in US dollars. The exchange rate is locked in at the time you load it to the card. When you're in the USA, just use that card or get the cash out from an ATM so you can deposit it into a US bank. To see the exchange rate they charge, you can scroll to the very bottom of their Fees and Limits page at there's a nice little table you can compare with. Otherwise, they've got a calculator tool.
For any money you plan on taking back with you to India in a couple of years, you need to consider whether you expect the U.S. dollar to gain strength compared to the Indian rupee, and if so, by enough to make up the difference in interest rates. According to exchange-rates.org, $1 USD would buy you 44.22576 INR on April 29, 2011, and 49.41525 on October 25, 2011. If the Indian rupee keeps on losing strength against the U.S. dollar at that rate, you are far, far better to keep your money in U.S. currency. On the other hand, if the Indian rupee gains strength, you'd be better to convert your money as soon as possible. There are, of course, other options if you plan to keep your money in the U.S., many of which will pay more than 0.01% interest.
What kind of bullshit is this?  &gt;Between October 2008 and July 2014 the working age population grew by 13.4 million persons, but the US labor force grew by only 1.1 million. In other words, the unemployment rate among the increase in the working age population during the past six years is 91.8%.  I can't even...  &gt;The 6.2% US unemployment rate is misleading as it excludes discouraged workers who have given up and left the labor force because there are no jobs to be found.  Uh...that's not how statistics work.  &gt;John Williams of Shadowstats.com calculates the true US unemployment rate to be 23.2%, a number consistent with the collapse of the US labor force participation rate.  Ok, he got this number from the infamous shadowstats. Why is this crap getting upvoted?
Well I am kind of looking for a way to make it little bit more official if I can ... :D I have no toruble for paying taxes to US and anything ...   Just don't want to spend 4000$ on 2 year VISA for a model that will stay in NYC for 3 weeks ...  Doesn't make sense ...
It seems a bit late in the process, no? They moved in, you are elsewhere, etc. Today, the Prime Rate is 3.25%. I don't know enough to suggest whether this is fair to both parties. It's more than you'd earn in the bank, and less than they'd pay for a business loan. My own equity line is currently 2.5%, for what that's worth.
It will cost the same no matter what currency you use, unless you have access to a deal with a currency exchange that gives you an especially favourable conversion rate for a particular currency. If the current exchange rates are US$1.70 to the £, CA$1.80 to the £ and HK$12.50 to the £, then £1, US$1.70, CA$1.80 and HK$12.50 are just four different ways of writing the same amount of money. So whether you pay in US$, CA$ or HK$ it's the same amount of money that you're paying.
"If by ""loss on the sale"" you mean ""an expense"", then yes that is fine. Say you sell a $20 game on Steam (30% is very common on markets like Steam, Google Play Store, iTunes Store, etc...), then you would report: Side note: 30% is actually not that bad. For a product I helped bring into a few retail store chains, they are effectively taking closer to 40%, though retail can vary depending on several factors."
Nothing really tangible is lost when bits of paper or shiny rocks disappear.  Economies are built on raw materials, equipment, production facilities, and people doing work.  Compared to that, any medium of exchange can easily be replaced.
I didn't lose anything. Carrying that thought further, investing in the stock market puts money into businesses. It enables businesses to get started and to grow and expand. Assuming these are legitimate businesses, they then provide useful products and services to customers. Gambling does not provide useful products and services to anyone -- except to the extent that people enjoy the process of gambling, in which case you could say that it is equivalent to playing a video game or watching a movie. Third -- and these are all really related -- the whole goal of gambling is to take something from another person while giving him nothing in return. Again, if I buy a dozen eggs, I give the store my $2 (or whatever amount) and I get a dozen eggs in exchange. I got something of value and the store got something of value. We both walk away happy. But in gambling, my goal is that I will take your money and give you nothing in return. It is certainly true that buying stocks involves risk, and we sometimes use the word ""gamble"" to describe any risk. But if it is a sin to take a risk, then almost everything you do in life is a sin. When you cross the street, there is a risk that you will be hit by a car you didn't see. When you drink a glass of water, there is the risk that it is contaminated and will poison you. When you get married, there is a risk that your spouse will divorce you and break your heart. Etc. We are all sinners, we all sin every day, but we don't sin quite THAT much. :-) (BTW I don't think that gambling is a sin. Nothing in the Bible says that gambling is a sin. But I can comprehend the argument for it. I think gambling is foolish and I don't do it. My daughter works for a casino and she has often said how seeing people lose money in the casino regularly reminds her why it is stupid to gamble. Like she once commented on people who stand between two slot machines, feed them both coins and then pull the levers down at the same time, ""so that"", she said, ""they can lose their money twice as fast"".)"
You can statistically estimate the maximal loss/gain over a period of time T by the highest loss/gain during any of the same length time intervals in during the life of the stock. Using logarithmic prices to be more accurate.
"Time for Redditors to not understand that the reason someone is losing cash matters far more than the fact that they're losing cash in the first place.   If you have positive unit economics on every transaction and spend your margins on customer acquisition, you're losing money but gaining market share. Once you stop growing, all of the customer acquisition spend is now pure profit. This is a great reason to be losing money and raising capital from equity/debt.   If you have *negative* unit economics on every transaction and have *no* margins, you are resorting to financing to just keep your operations running. When you stop growing, you're still losing money. The only way you start having a margin is by reducing cost or increasing prices. Uber has experimented with raising prices and it is reducing their losses. But it's also reducing their market share. Revenue growth but market share loss means they're growing slower than the rest of the market. Not great. In fact, catastrophic, because it means people are jumping ship because of increased prices.   People keep comparing Kalanick to Bezos and Jobs, and could not be any more wrong.   Jobs made incredibly high margin, noncommodity premium products that you couldn't get anywhere else. If you're putting companies on a ""commodity-noncommodity"" axis, Apple is going to be on the opposite end of Uber.   Amazon does deliver a lot of commodity goods, but they lost money for so long not just to deliver goods at negative unit economics but to *also* build and scale infrastructure that let them achieve positive economies of scale. They built an infrastructure that rivals the logistics ops of anyone in the world. They also use negative unit economics as a loss leader; so for instance, selling the Fire and Kindle at a loss because people will buy zero marginal cost items like movies, music, ebooks, etc through them, in addition to serving as a portal for Amazon's entire online store. I have bought hundreds of dollars of digital goods through Amazon hardware. That's pure margin for them. How is UberX a loss leader?   Uber shares none of these traits with Amazon or Apple."
"The key point to answer the question is to consider risk aversion. Assume I suggest a game to you: Throw a coin and if you win, you get $5, if you lose nothing happens. Will you play the game? Of course, you will - you have nothing to lose! What if I suggest this: If you win, you get $10,000,005 and if you lose you must pay $10,000,000 (I also accept cars, houses, spouses, and kidneys as payment). While the expected value of the second game is the same as for the first, if you lose the second game you are more or less doomed to spend the rest of your life in poverty or not even have a rest of your life. Therefore, you will not wish to play the second game. Well, maybe you do - but probably only if you are very, very rich and can easily afford a loss (even if you had $11,000,000 you won't be as happy with a possible raise to $21,000,005 as you'd be unhappy with dropping to a mere $1,000,000, so you'd still not like to play). Some model this by taking logarithms: If your capital grows from $500 to $1000 or from $1000 to $2000, in both cases it doubles, hence is considered the same ""personal gain"", effectively. And, voíla, the logartithm of your capital grows by the same amount in both cases. This refelcts that a rich man will not be as happy about finding a $10 note as a poor man will be about finding a nickel. The effect of an insurance is that you replace an uncertain event of great damage with a certain event of little damage. Of course, the insurance company plays the same game, with roles swapped - so why do they play? One point is that they play the game very often, which tends to nivel the risks - unless you do something stupid and insure all inhabitants of San Francisco (and nobody else) against eqarthquakes. But also they have enough capital that they can afford to lose the game.
Even if you can afford the loss of the boat because you have other housing options available, can you also afford to lose all your possessions if the boat sinks or is stolen? All of your clothing, electronics, etc can add up to thousands of dollars easily.  A significant fraction of that amount are things you'd need to replace quickly, even if you're confident of having somewhere else to live for as long as it takes you get a new boat/apartment/etc.
Up until your strategy's money losing leg is stopped out, you have zero PnL, while a straddle has lost time value but may gain from price movements - all the PnL at that time you cannot capture with your strategy. Also stop loss cannot guarantee your price.
"708M loss narrowed from 991M loss last quarter, still growing at almost 20% over last quarter which is pretty ridiculous.  Obviously this is a private company giving a glimpse into their ""best"" metrics though, so you've got to be careful there."
"https://www.fool.com/investing/general/2013/07/30/2-types-of-risk-2-types-of-bubbles.aspx (mirror): The Wall Street Journal reviews: What Mr. Bernstein calls ""shallow risk"" is a temporary drop in an asset's market price; decades ago, the great investment analyst Benjamin Graham referred to such an interim decline as ""quotational loss."" ""Deep risk,"" on the other hand, is an irretrievable real loss of capital, meaning that after inflation you won't recover for decades -- if ever. So quotational loss = loss not explained by change of actual value of a firm."
As I understand it, it was a mark to market loss. Which means that JPM has booked an unrealized loss while some hedge funds have booked unrealized gains. Now over the next few months as JPM tries to unwind he trades, these losses will be realized.
"No. Some grocery stores may discount specific products based on inventory to drive sales using ""loss leaders"" where the product is intentionally priced as a loss for the business. While commodity futures may impact some prices, I'm not sure one can easily extract the changes solely due to futures shifts."
I think the point is that it's more than just loss leaders, unless I missed that in the article.  Amazon can afford to take a loss across the board and can do so forever as long as the rest of their business holds up.  IMO, this is in retaliation for Walmart aiming at Amazon's online retail and AWS.
I think you are not liable for unauthorized charges (on your card) no matter how the number was lost. Most banks now apply a $0 liability for card losses. Some say they use the $50 per day (legal) liability limit but I have never heard of any actually applying it to their customers.
C++ for lean and low latency computing, VBA if you're just trying to do excel macros, or python if you want scripting outside of excel. Note that C++ is much much more complicated and has a MUCH higher learning threshold than the other 2.
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This is a massive simplification of what they do. Having low latency is a prerequisite, but the very fastest HFT desks (i.e. those with the fastest links) are often not the most profitable. The reason they need lower and lower latency is simply to avoid the *other* HFT desks having an advantage. Same for co-location. HFT existed long before co-location and the drive for ultra low latency, and they were making money. If it were as simple as faster = winner, there would only be **one** HFT desk in the world, with the fastest connection to every exchange, and they would be printing money. It doesn't work that way.
I used to think the physical books were great but I'm definitely over that.  You end up with shelves of books you'll probably never open again.  It just contributes to the clutter.  Oddly I feel the opposite about text books from the parent commentor.  I feel like text books are still handier and more functional in paper form.  A digital copy would be useful for doing searches maybe but provided the book has a good index that should be covered.
There have been machines around for about 10 years now that can typeset, print and bind a book in about 10 minutes. I'm surprised Amazon isn't making use of these. Keep bestsellers in stock, and if you want something more obscure, look it up in their kiosk, put in the order, wait around for 10 minutes and you can have a copy in your hands.
"I've had pretty good experience with fiction and non-fiction. I guess it's all about expectations. I actually dislike having physical media laying around the house (DVD's, books, etc.), and prefer having it stored with a service provider. I get that you give up some of the benefits of physical (sharing it, you ""own it"", etc.), but those weren't high on my list of values anyways."
I know it's popular to hate on Amazon, but look: by offering lower-priced product (both hardcopy and ebooks), they allow more people greater access to books. Yes, smaller, local bookstores and independents find it difficult (if not impossible) to compete with their prices, but customers vote with their dollars (or euros): they prefer cheaper books to cute bookstore/cafes.  Amazon has led to more people reading more books, and it's a godsend to emerging writers who are no longer held in thrall to the major gatekeepers of the publishing industry. Hating on Amazon because it's corporate is pointless, unless you heap equal amounts of criticism against the big publishers who pick and choose who to publish and inflate prices on hardcopy books.
My girlfriend has a Nook, and I had tried using an older Sony e-reader my mom bought and never used. It's just not for me. I much prefer the actual, physical book. It just seems silly to me to buy books and then have them all on this device that so easily gets lost.  And I love technology, I use it all the time and I try to keep myself in the know on the cutting edge stuff. E-readers are just something I can't get into. I just much, much prefer a physical book. Turning the pages, smelling the book, making annotations, highlights, notes, and putting in post its to save your notes is just something you can't do as well or at all with an e-reader.
I'm on chapter 6. I can just tell by skimming through the rest of the book that the first 4 chapters were the most difficult and will take up the most time. The rest of the book in picking up quickly since I've worked at a BRoker dealer for two years.
A Kindle's screen displays text much better than most mass market paper novels.  Every time we moved prior to starting to mostly read ebooks we had boxes of books that we either gave away or threw away.  I rarely re-read books.  You can actually lend more and more books.  You can also borrow them (from Amazon if you're a Prime member and libraries if they participate).  Dedicated e-readers have batteries that are pretty tough to kill unless you keep the wireless on for several days.  Textbooks actually suck as ebooks in my opinion.  More annoying to take notes in, probably can't use the ebook version on any tests, and I'm more likely to need to page back and forth through a text book than a novel.