vania-janet/multiturn-rag-retrieval-data huggingface dataset:
That is a really short sighted way of looking at costs. I've known some higher up's for major major tech firms that fly first class everywhere and they get burnt out. I can't imagine making someone fly coach. I know I'd quit.
I have not come across any studies that address this specifically. Personally, I would want 5 years of stability to compare to an equal period prior to 2008 and I am not convinced that we have that. I would envision such an outcome however, as a result of belt-tightening in light of the recession carrying over as business-as-usual afterwards. The pace of progress makes it difficult to make one to one comparisons but were I to draft a question for consideration it would probably be: Does salary of job description X (e.g. software engineer) earn an amount equal to the same position during 2002-2007 in adjusted dollars? Some controls would most likely be necessary.
Depends on the type of company and hes smart enough to contribute particular gender roles to the success of particular companies. It is absolutely not rocket science. It is however a blanket statement to state that women run companies make him the most money.
"This is the best tl;dr I could make, [original](https://www.technologyreview.com/s/608707/the-myth-of-the-skills-gap/) reduced by 95%. (I'm a bot) ***** &gt; The basic strategy is to ask: what skills do employers demand, and do the employers that demand high skill levels have trouble hiring workers?  &gt; The data imply that we should be careful about calling for more technical skills without specifying which skills we are talking about.  &gt; Proponents of the skill-gap theory sometimes assert that the problem, if not a lack of STEM skills, is actually the result of a poor attitude or inadequate soft skills among younger workers.   ***** [**Extended Summary**](http://np.reddit.com/r/autotldr/comments/6wpqgl/the_myth_of_the_skills_gap_all_the_dirt_youve/) | [FAQ](http://np.reddit.com/r/autotldr/comments/31b9fm/faq_autotldr_bot/ ""Version 1.65, ~200316 tl;drs so far."") | [Feedback](http://np.reddit.com/message/compose?to=%23autotldr ""PM's and comments are monitored, constructive feedback is welcome."") | *Top* *keywords*: **skill**^#1 **work**^#2 **more**^#3 **hire**^#4 **demand**^#5"
&gt; Things like this are going to happen way more if a $15/hr mini wage ever passed.  Do you really think tech workers are only making $15/hour? And do you think McDonalds is not going to replace people with kiosks regardless of minimum wage? Your examples of why $15/hour won't work are weak.
"This is the best tl;dr I could make, [original](https://notesonliberty.com/2017/07/06/minimum-wages-where-to-look-for-evidence-a-reply/) reduced by 75%. (I'm a bot) ***** &gt; To put you in context, he was blogging about one of the criticisms made of the Seattle minimum wage study produced by researchers at the University of Washington, namely that the sample was limited to &amp;quot;Small&amp;quot; employers.  &gt; This criticism, Nicolas argues, is irrelevant since the researchers were looking for those who were likely to be the most heavily affected by the minimum wage increase since it will be among the least efficient firms that the effects will be heavily concentrated.  &gt; If I am a small employer and the minimum wage is increased 15%, why would I fire one of my two employees to adjust? If that was my reaction to the minimum wage, I would sacrifice 33% of my output for a 15% increase in wages which compose the majority but not the totality of my costs.   ***** [**Extended Summary**](http://np.reddit.com/r/autotldr/comments/6m3vnw/common_libertarian_mistakes_about_the_minimum_wage/) | [FAQ](http://np.reddit.com/r/autotldr/comments/31b9fm/faq_autotldr_bot/ ""Version 1.65, ~162579 tl;drs so far."") | [Feedback](http://np.reddit.com/message/compose?to=%23autotldr ""PM's and comments are monitored, constructive feedback is welcome."") | *Top* *keywords*: **firm**^#1 **wage**^#2 **minimum**^#3 **research**^#4 **Costs**^#5"
Appreciate your frank sharing.  It's rare to hear from the other side, and it's especially enlightening when it is honest to heart sharing and not some mere rhetoric. :)  I get a feeling it's the same situation for lawyers in other countries and also for accountants as well.  Gee, reading your post makes me feel pampered as an ex-engineer /consultant in the tech industry. * gasp *  By ownership of law firms, do you mean to have law firms setup by companies such as Costco and not necessarily owned by a someone who is also a lawyer by training?  How does that necessarily make legal fees lower?  Competition?  About overtime for exempt employee, it applies to almost all other industries.  Unless the employees speak up or go on strike, employers (with no scruples) will tend to squeeze empoyees dry.  Speaking of which, unions do not apply to exempt staffs right?
"&gt;  So now instead of just businessman A buying materials he has two other buyers looking to utilize a scarce amount of resources  Well yes, but this can be a good thing. Those ""resources"" are often employees, so we're talking about higher employment.  &gt; The problem is interest rates that are not set by the market, but by a centralized bureau who couldn't possibly have enough information to determine what the cost of financing should be.  No, only the base rate is set centrally. Banks can and always do charge more than this, with rates set by market competition."
"I used to be the sort of person who would tell you that I've left money for you somewhere and in fact not have done so, and I also used to be the last person you'd expect to do something like that. I've not done this exact thing but I've done similar. Not gonna go into detail but at that time I was in a state of poverty, barely able to buy food and drink, and the money I saved by ""conning people"" in similar ways was spent on food and warmth.  Personally, I think she's going through a very hard patch financially and as such has done exactly that. Me? I'm not a landlord and I'm probably far too generous. I would explain that I think she's lying but let it slide this month. Clearly a property owner is more financially capable of soaking up this expense than a tenant.  On the other hand, you don't become a property owner and landlord by letting people get away without paying their rent.  All in all, I would probably push for a 50/50 decision. She pays half rent this month which alleviates her finances a bit if she is genuinely in trouble and has lied, and you still get something for your efforts. If you're lucky, when you suggest it she will come clean. I would make it clear if you do or don't believe her, as she may well confess if you express your doubts. If she does, I wouldn't hold her to paying the full amount unless she offers to do so. Also, make it very obvious that this can and will not happen again. Next time, she gives you cash or uses a banking service. Goes without saying I guess.  You should note that legally speaking, by accepting anything other than full payment you could be acknowledging that she did attempt to make a payment and any future legal cases will not consider that favorably for you. I would strongly recommend discussing this with a solicitor before agreeing to anything other than full payment."
To add a little to mhoran_psprep's answer, the clause in question is not binding in perpetuity but only for the duration of the construction loan. I assume that you are getting the loan from a bank rather than through the builder. The way a construction loan works is that the bank agrees to loan you a certain amount of money for you to pay the builder but you don't get the money upfront to hold till the construction is complete, or to pay to the builder each month. Each month, or whenever a major phase of the construction is completed, the builder submits a request for payment of (say) $X to you stating what part of the whole work has been completed and attaching lien waivers from all the subcontractors that did any part of the work that they have been paid in full. It is up to you to verify (for your own protection) that the work has in fact been completed and that the work is satisfactory. If everything looks OK, you send the request (together with the lien waivers) to the bank which sends its own home inspector to verify that the work has in fact been completed. After the inspector's OK, the bank pays the builder $X (more commonly $0.95X or $0.9X) and gets a lien waiver from the builder in the amount of the payment. At this point, the amount that you owe the bank increases by the amount paid. This goes on till the house is completed, the municipality or county issues a Certificate of Occupancy (meaning that that august body is satisfied that there are no building code violations etc. and the place is habitable) and the penultimate request for payment is made. Penultimate because a good construction contract withholds some amount (5% or 10%) of the money owed to the builder for anywhere from three months to a year to ensure that the builder will come back and fix things that were done incorrectly but not noticed till the house was lived in. (For example, one drywall nail had penetrated an electrical wire creating leakage. This was not discovered during inspection - flip the switch; light turns on? yes, so flip the switch back and move on - but when the light was turned on for three hours after the house was occupied, an electrical fire began inside the wall!)
I'd split whatever cash flow you have between saving money and paying down the 20% loan. The fact that you are carrying an unrealized loss isn't really too relevant -- unless you have plans to walk away from the loan or go bankrupt, it doesn't really matter until you sell. You're either going to repay now or later.
Pay off the credit card, tear it up and never get another one.  The rest of the money I would add to your emergency fund/save for the anticipated home repairs.
"This is the best tl;dr I could make, [original](https://www.mercatus.org/publications/reforming-bank-examination-procedures-cfpb) reduced by 90%. (I'm a bot) ***** &gt; The legislation under consideration today includes vital reforms to the bank examination process by banking regulators, to the Consumer Financial Protection Bureau&amp;#039;s jurisdiction and enforcement powers, and to the statutes enforced by the CFPB. These changes will help to provide more certainty and predictability to banks, and they will begin to alleviate barriers to entry which have made it all but impossible to open new banking institutions in recent years.  &gt; Bank regulators have shown an unwillingness to coordinate bank examinations.  &gt; Reform of the examination process, of the CFPB&amp;#039;s powers and statutory authority, and of the use and abuse of reputation risk in bank examination and regulation will go a long way toward pruning the regulatory thicket that has stifled new bank formation in recent years.   ***** [**Extended Summary**](http://np.reddit.com/r/autotldr/comments/6n51bh/reforming_bank_examination_procedures_and_cfpb/) | [FAQ](http://np.reddit.com/r/autotldr/comments/31b9fm/faq_autotldr_bot/ ""Version 1.65, ~166242 tl;drs so far."") | [Feedback](http://np.reddit.com/message/compose?to=%23autotldr ""PM's and comments are monitored, constructive feedback is welcome."") | *Top* *keywords*: **bank**^#1 **statute**^#2 **examination**^#3 **regulator**^#4 **Financial**^#5"
b) Ratings agencies need an overhaul in how they receive their commission, preferably they should be being paid by the investor not the person issuing the security. This will help to eliminate the bias that results. c) Having X% (2-5) remain on the institutions books who created the CDO will help to make them responsibly lend. This is because if they are required to have it remain on their books, they will make better longer term decisions in who to lend to. I'm pretty sure all of these issues are discussed in Nouriel Roubini's book [Crisis Economics](http://www.amazon.com/Crisis-Economics-Course-Future-Finance/dp/1594202508) Another Great book already mentioned in this thread is by Michael Lewis [The Big Short](http://www.amazon.com/Big-Short-Inside-Doomsday-Machine/dp/0393338827/ref=sr_1_1?s=books&amp;ie=UTF8&amp;qid=1324140607&amp;sr=1-1) If your interested in the European Crisis Michael Lewis also just came out with [Boomerang](http://www.amazon.com/Boomerang-Travels-New-Third-World/dp/0393081818/ref=sr_1_1?s=books&amp;ie=UTF8&amp;qid=1324140665&amp;sr=1-1)
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MICR fields are defined by their distance to the right edge of the check. The routing number is always the same distance from the right edge. Business checks are longer and have more room for auxiliary information on the left if the bank chooses to use it.
I see the opposite in my area. For example, there is this place where I am at called Fuzzy's Tacos. The place SUCKS! most of the filtered reviews are negative and the positive ones make it while the negative ones are screened.   tl;dr - Fuzzy's Tacos sucks.
The adjusted close price takes into account stock splits (and possibly dividends). You want to look at the adjusted close price. Calculating percentage changes gets computationally tricky because you need to account for splits and dividends.
One way that is common is to show the value over time of an initial investment, say $10,000.  The advantage of this is that it doesn't show stock price at all, so handles splits well.  It can also take into account dividend reinvestment.  Fidelity uses this for their mutual funds, as can be seen here.  Another option would be to compute the stock price as if the split didn't happen.  So if a stock does a 2:1 split, you show double the actual price starting at that point.
Almost every screener is able to do this. Please put effort into researching.  Take the difference between http://finviz.com/screener.ashx?v=111&f=sh_avgvol_o1000,sh_price_u10,ta_highlow52w_nh&ft=4 and http://finviz.com/screener.ashx?v=111&f=sh_avgvol_o1000,sh_price_u5,ta_highlow52w_nh&ft=4 to get your results.  Even MSN Money can do this http://www.msn.com/en-us/money/stockscreener/52weekhighs
I found one such tool here: Point-to-Point Returns tool
"#####&amp;#009; ######&amp;#009; ####&amp;#009; [**Gini coefficient**](https://en.wikipedia.org/wiki/Gini%20coefficient): [](#sfw) --- &gt;The __Gini coefficient__ (also known as the __Gini index__ or __Gini ratio__) (/dʒini/) is a [measure of statistical dispersion](https://en.wikipedia.org/wiki/Statistical_dispersion#Measures_of_statistical_dispersion) intended to represent the income distribution of a nation's residents. This is the most commonly used measure of inequality. The coefficient varies between 0, which reflects complete equality and 100 (or 1), which indicates complete inequality (one person has all the income or consumption, all others have none). It was developed by the [Italian](https://en.wikipedia.org/wiki/Italian_people) [statistician](https://en.wikipedia.org/wiki/Statistics) and [sociologist](https://en.wikipedia.org/wiki/Sociology) [Corrado Gini](https://en.wikipedia.org/wiki/Corrado_Gini) and published in his 1912 paper ""Variability and Mutability"" ([Italian](https://en.wikipedia.org/wiki/Italian_language): *Variabilità e mutabilità*).
Wow I honestly hope this is your first ever finance class. Anyway this isn't even finance, the only thing here finance related are the terms. It's really an algebra problem. Which is 1,312,500/x = 2 soooo find X.  X = 656250  so 131,250 in notes payable. If you don't know what to do know to find the quick ratio, then change majors
Yes an index is by definition any arbitrary selection. In general, to measure performance there are 2 ways: By absolute return - meaning you want a positive return at all times ie. 10% is good. -1% is bad. By relative return - this means beating the benchmark. For example, if the benchmark returns -20% and your portfolio returns -10%, then it has delivered +10% relative returns as compared to the benchmark.
"&gt;What? I can literally look at a list of individual salaries (I know they are self reported but nobody has a reason to lie about this) that is broken down on a year-by-year basis. The school literally gives you all of the information. How is it naive to believe its true? I'm sure this is the case at most state schools.   **ALL** the information?  My foot.  Do you know what ""confirmation bias"" (or even more appropriately [""selection bias""](http://en.wikipedia.org/wiki/Selection_bias) and [""survivor bias""](http://en.wikipedia.org/wiki/Survivorship_bias)) implies? How about ""cherry picking"" of data?  What about all of the graduates with X degree who are NOT working in that field?  Unless you have a FULL listing of ALL previous graduates and what they ALL went on to do (and whether they succeeded or failed, an ""initial"" job is meaningless if they could not sustain a career in the field) -- or absent a full listing, at least an objective and independently derived *true* random representative sample (IOW, not just ""selection bias self-reports"") then you are getting a list of only the ""successes""... and virtually ANY school can give you that. (Even the worst schools have an occasional graduate {or a few dozen} that go on to some significant success, even if just a few % of the alumni.)"
&gt;==== &gt;[**Image from article**](https://i.imgur.com/MegIoFt.png) [^(i)](https://commons.wikimedia.org/wiki/File:Economics_Gini_coefficient2.svg) --- ^Interesting: [^List ^of ^countries ^by ^income ^equality](https://en.wikipedia.org/wiki/List_of_countries_by_income_equality) ^| [^List ^of ^U.S. ^states ^by ^Gini ^coefficient](https://en.wikipedia.org/wiki/List_of_U.S._states_by_Gini_coefficient) ^| [^Income ^inequality ^metrics](https://en.wikipedia.org/wiki/Income_inequality_metrics) ^| [^Economic ^inequality](https://en.wikipedia.org/wiki/Economic_inequality) ^Parent ^commenter ^can [^toggle ^NSFW](http://www.np.reddit.com/message/compose?to=autowikibot&amp;subject=AutoWikibot NSFW toggle&amp;message=%2Btoggle-nsfw+cjecrpk) ^or[](#or) [^delete](http://www.np.reddit.com/message/compose?to=autowikibot&amp;subject=AutoWikibot Deletion&amp;message=%2Bdelete+cjecrpk)^. ^Will ^also ^delete ^on ^comment ^score ^of ^-1 ^or ^less.
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You can pull up the VIX index on Google Finance by entering INDEXCBOE:VIX
"It is possible to make a REST API call providing the ISIN to get the ticker in the response:  Python code for getting ticker for ISIN=US4592001014:  import requests  url = 'https://api.openfigi.com/v1/mapping'  headers = {'Content-Type':'text/json', 'X-OPENFIGI-APIKEY':'myKey' }  payload = '[ {""idType"":""ID_ISIN"",""idValue"":""US4592001014""}]'   r = requests.post(url, data=payload, headers=headers)"
"You should look up that word, too. I obviously know how to read and write since I am typing these posts. Actually, you should just save everyone the trouble and go back to grade school until you can get at least a ""check"" or ""check plus"" on those vocabulary tests.  My post blew you the fuck out. Deal with it."
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Get the best notes and study to excel with CSIR net exam books. They provide the best study materials which helps you to conquer the heights of success. There are countless CSIR net examination books available at scientific pub which is enough to qualify for the best.
"The curriculum is effectively 99% identical year by year. If you do a Google search for the changes by year, the CFA Institute will post changes in the ""Learning Outcome Statements."" However, I believe when you register for the exam, you have to buy the associated books. But you can safely browse old books if you want to explore more before making the plunge."
"put a fake ""foreclosure notice"" on your door."
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hledger fits your criteria, have you tried it ? Here's the web interface.
It's used as a reference column:  In journals folio coloumn is used to mention the reference or   “address” of ledger in which the journal entry has been posted thus   giving an easy access and also easily understanding whether all the   entries has been posted in the relevant accounts or not.
Most of the people like to buy wardrobes which would occupy less space but before you purchase them you need to consider a lot of things. You can't buy any wardrobe that in a way as there are lot of things to be checked such as quality wood, color, space and other important things.
The future of shopping will belong to those who are able to capitalize on some of the biggest retail industry challenges amidst increasing competition: deeper consumer engagement, cross channel strategy, rapid product innovation, cost efficiencies, value chain integration and more.
"This might be a good idea, depending on your personality and inclinations. Key points: How close is the building to you? Do not buy any building that is more than 20 minutes travel from where you are. Do you have any real hard experience with doing construction, building maintenance and repair? Do you have tools? Example: do you have a reciprocating saw? do you know what a reciprocating saw is? If your answer to both those questions is ""no"", think twice about acquiring a property that involves renovation. Renovation costs can be crushing, especially for someone who is not an experienced carpenter and electrician. Take your estimates of costs and quadruple them. Can you still afford it? Do you want to be a landlord? Being a landlord is a job. You will be called in the middle of the night by tenants who want their toilet to get fixed and stuff like that. Is that what you want to spend your time doing, driving 20 minutes to change lightbulbs and fix toilets?"
"90% sounds like ""principal place of business"" but check these IRS resources to make sure."
I believe the reasons:
There are two or three things you have to mind when dealing with tile flooring tampa, the most significant is choosing the best supplier and choosing quality items at moderate expenses. There are many shops that utilization incredible overlay, wood and made floor materials, however at expanded expenses.
"Disney - Verb, the act of buying a large market share or company with the intent of mass producing its goods and services for maximum profit.  ""Thank goodness EA disneyed DraftKings. Now I can place bets on my Madden teams!"" ^/s, ^please ^don't ^sue ^me ^Disney."