vania-janet/multiturn-rag-retrieval-data huggingface dataset:
"I guess it depends on what you think ""tough math"" is.   A lot of finance folks have only a passing familiarity with algebra in day-to-day use.  At the portfolio-building level, it depends on the style of management. Pretty much every PM will be somewhat familiar with statistics into the concepts of linear regression. The quants, however, start going into all sorts of things. Multiple regression models to start with, but ARCH/GARCH stuff, vector autoregression, et cetera on the econometrics side. Other folks bring in things like martingale theory and some other things I don't know about.  Derivatives and arbitrage are where you'll probably find the most ""fun"" math. They use of binomial pricing models, various types of calculus, and whatever else they dream up these days. I don't work in this area, so I'm not as clued in here.  If you'd like to do something a little bit more guided than self-learning, check out the curricula for MS programs in Financial Engineering; they'll give some leads, too."
They *are* expensive. There is, though, a symbiotic relationship between PR firms, news-wires and lazy (understaffed, underfunded) reportage, where they can place stories about you. This can be hard to replicate without the appropriate connections/relationships.  For me, it's always been expensive. Results are hit-and-miss depending on lots of things.  It's one tool out of many. Choose wisely. (Which doesn't == never)
Interesting read. I saw a documentary about oxy's a while back.  Apparently folks from all over the mid Atlantic coast and into the mid west head down to FL often to stock up on oxys.  IIRC, FL doesn't have a patient register that logs amount/frequency of prescriptions/etc.
I don't have subscription myself, but I know somebody who does. I think it is actually pretty expensive what they do. They have millions of old records from all over the world scanned and digitized. Somebody has to go to all the archives, request the documents and scan them in. They have records that are hundresds of years old and you won't find otherwise on the internet.
My shocking suggestion would be to not bandwagon onto knee jerk first idea that popped into the op's head actions. Instead... Why not put the most knowlageable people on the issue, give them time to make a proposal. I am thinking quants and the folks that know the issues inside and out.   Drives me up a wall that we have phds serving coffee and we still try and fix complex issues by racing to blurt out the first and loudest brainfart.   Anyway, my brainfart might be not a tax. A randomized  time delay based on typical trade execution might work. Small enough to be unnoticed by distant traders but enough to level the playing field.   But again I would rather the answer didnt come from idiots such as myself and the op. I think the exchanges have some motivation to adress the issues. I hope they put the smartest folks available on it
Pretty much. I'm working overseas developing an electronic system to streamline a paper approval workflow process. The amount of manpower it takes to manually maintain all this information is amazing. A simple access database application that tracks signatures and approvals could probably knock five people out of a full-time job.   I've already had several easily implementable features knocked off scope by people afraid of losing their own importance.
Using the http://calculators.ato.gov.au/scripts/asp/simpletaxcalc/main.asp calculator and noting all the caveats (Medicare etc) and assuming everything is proportionate you get: You earn: $110,000 less $28,647 tax = $81,353 She earns: $54,000 less $9,097 tax = $44,903 Total net: $126,256 You earn: $88,000 less $20,507 tax = $67,493 She earns: $72,000 less $14,947 tax = $57,053 Total net: $124,546 So, there is about $1,710 in it per annum or $33/week. Long day care will be setting you back $75-185/day so this is pretty small beans. This is all back of the envelope stuff and probably worth paying a few hundred dollars to an accountant to work it all out.
Then they keep putting artificial burdens and excuses on WHY they can't produce phone records . . . they want to redact their customers.  Yeah - discovery fucking blows.  They still have to do it.  Then tragedy strikes supposedly and their hard drive crashes . . . and a parade of horrible things happen just to them . . . at the worst possible time.  Repeatedly.  I'm not buying it being too simple.  Why?  I'm confident that even though I don't know anything about Florida law . . . discovery deadlines aren't within mailing days.  Their story sounds so implausible it hurts.  They said there was a complaint filed within 90 minutes or thereabouts of a threatening letter . . . even if someone was on that electronic system you'd never get a response in 90 minutes so what are we missing?  Plus - they KNEW they were moving?  And mail forwarding did *nothing*??  And they **knew** there was an online system . . . but they *never* did anything about it  This whole thing stinks of: should have gotten a lawyer.
True ... I left BofA about 2 years ago.  It wasn't easy but setting up new accounts at the credit union took an hour, then updating all my auto-payments took a few hours to change.  I left BofA up for a couple months just in case I missed something (I actually found I missed a CC auto-payment).  After those months, I called BofA and cancelled all my accounts.  Was it easy?  No, but you're right - it's work (and worth it!).
It tells you more about some of the convoluted rules put in place by FDA and ither regulatory agencies. It's next to impossible to introduce a true generic competitor. Really not a issue with the insurer as they must cover stuff only approved via the Fed agencies.
If you call them, you can make sure they'll use the new address, but if you want to do it online, there is some risk that the update is delayed. Note also that an address change with an immediate request for a replacement debit card smells very fishy - this what a hacker / thief would do to get your money. Calling seems to be the better approach, as you can verify your identity further. Otherwise, you might well run into an automated block.
Some additional links which explain their differences. But mostly as @bstpierre says, both are very similar and in some cases the terms may be used inter changeably
Help finding casinos that take prepaid credit cards is now easy to find with the advent of this site. It really breaks down the different prepaid options and tells readers which online casinos accept them. This site really saved me time!
"&gt; ""To think in a democracy that one un-elected individual can functionally decide what credit cards go in our wallets.... I mean, that's just anathema to me to the founding principles of this republic,""   Life, liberty, and 30% apr credit cards with $50k limits."
I suppose I wouldn't have a choice in that case, assuming I hadn't packed a lunch like so many people seem to do for some odd reason...fortunately, even in that case, I am presented with choices other than McCrapples, some of which is actually edible.
There are three parties involved here: there's the store that issued you the card, then they have some bank that's actually handling the account, and there is some network (VISA, MasterCard, etc.) that the transactions go through. So one avenue to consider is seeing whether all three are aware of you canceling the card.
&gt;  Indeed Ukraine should have stuck with Russia (they are not in the position to join EU).  Explain this for me, would you? Why shouldn't they try to gain admittance to the EU? No-one expected it to happen overnight, everyone is aware the process takes years, but if simply trying to join an economic union that your neighbour disapproves of is cause for invasion then perhaps Russia needs to look at it's policies again.
"Indeed, the correlation has been across all stocks and even branching out to other asset classes on a lot of days.  As a sort of ""hedge"" I like to use high yielding dividend stocks as my trading vehicles.  If all stocks are going to trade in tandem I may as well have downside protection built in.  Dividends do that.  I gain from a churning market and if I get the macro wrong then I can double or even triple down for the div yield.  I like it...so far no holes in the plan have formed up.  Been working well for a couple of years.  As far as the macro I think the correlation to the euro will break if Italy gets past its late January '12 auction.  My whole thesis falls apart if that auction does not snap the capital markets like a twig.  I'd have to get more bullish overall.  If they also get past the big Febuary auction then I think the euro will be convincingly out of the woods."
my question was pretty clear I thought.  I news headlines currenty stating that to save the spanish banks right now it'll take several tens of billion euros, so just what fraction of the big problem are these private banks' bailouts?
"Congratulations!  You see the problem.  You can't get away from unstable currencies. The other problem is that the US will shut down anything that appears to be providing a replacement for the US Dollar.  Once a token or medallion or gift certificate or whatever starts being used outside the confines of one business or one network of businesses, it will be shut down, quickly.  It happened with Las Vegas gambling tokens.  Another more recent attempt was with the Liberty Dollar, gold and silver coins and certificates that not only had precious metal backing, but whose proponents encouraged taking them to retailers and paying with them as if they were US Dollars.  There were other problems with this idea, but it was the competitive stature of the Liberty dollar that got the headquarters raided and the main site shut down. Basically, all signs point toward dealing with currencies and their state of being systematically eroded over time.  If you do find one that appears to exist, be wary, because the rules can change at any time, and the ""money"" will be nowhere near as liquid as a proper currency."
&gt; Perhaps Western Europe should take responsibility for the shit they started in the first place when they proposed that trade pact with the Ukraine.  I saw one (1) Reuters article where they sort of admitted that they sort of messed up and that's the last thing I saw of it. I should have bookmarked that as articles covering that are as scarce as hen's teeth.
"This is the best tl;dr I could make, [original](http://uk.reuters.com/article/uk-britain-economy-idUKKBN1AJ0ZV) reduced by 77%. (I'm a bot) ***** &gt; &amp;quot;Firms&amp;#039; prospects for the coming year have slipped to a level which has previously been indicative of the economy stalling or even contracting ... largely reflecting heightened uncertainty about the economic outlook and Brexit process,&amp;quot; said Chris Williamson, IHS Markit&amp;#039;s chief business economist.  &gt; A rise in inflation to a near four-year high - largely driven by the fall in the pound since last year&amp;#039;s referendum - has prompted a minority of BoE policymakers to call for a reversal of last year&amp;#039;s cut in interest rates.  &gt; Prime Minister Theresa May unexpectedly failed to win an outright majority in a parliamentary election in June, and with less than two years before Britain leaves the European Union, her party has yet to agree a clear set of negotiating goals.   ***** [**Extended Summary**](http://np.reddit.com/r/autotldr/comments/6rc2bx/britain_experiencing_sluggish_economic_growth/) | [FAQ](http://np.reddit.com/r/autotldr/comments/31b9fm/faq_autotldr_bot/ ""Version 1.65, ~182238 tl;drs so far."") | [Feedback](http://np.reddit.com/message/compose?to=%23autotldr ""PM's and comments are monitored, constructive feedback is welcome."") | *Top* *keywords*: **year**^#1 **economy**^#2 **since**^#3 **Britain**^#4 **June**^#5"
The U.S. economy has seen some very difficult economic times centered around poor fiscal policies and fiscal irresponsibility.  The Great Depression represents a good example and is a reminder to us of where the U.S. and the world can end up.  In this exclusive article we revisit the policies and economic indicators that led to the Great Depression and whether we are in the midst of its return.  Register Today for all the exciting news and discussion groups we have to offer! @ http://www.igoldpost.com/register-today/
Honestly, I don't know if we're ever going to find an ideal. I'm starting to see us as the EU fiscal problems. Too many *vastly* different people/ economies trying to find a one size fits all solution. I am strongly opposed to the well being of people being in the hands of a for profit company, be it health care/ education/ prisons. On the other hand governments and especially their employees can be, and are wasteful and inefficient. I believe that your health is *mostly* personal responsibility. Of the [top ten leading causes of death,](http://www.cdc.gov/nchs/fastats/lcod.htm/) I see the majority being mostly preventable on some level. But this all opens many other cans of worms.
EU and North America long term strategy is to tell Russia that it doesn't get to do whatever the hell it feels like (I.e. taking crimea).  EU and North America long term strategy is to lower EU dependence on Russian gas, and possibly fond a way to increase imports of Canadian or US gas.   Now, I'm not saying this whole thing isn't stupid. In many ways it is. Indeed Ukraine should have stuck with Russia (they are not in the position to join EU). However, due to circumstances it happened.   I fully agree that it will hurt everyone, but it's going to (and has) hit Russia much harder than many Russians care to admit.
Yeah sure.  After Brexit the UK will be so desperate to save its economy that they WILL accept chlorinated chicken and all other American demands because they will have no other choice than accepting them. The UK has nothing to offer in negotiations, they will be a sitting duck.  In a few years the UK will surpass Greece as a needy country. That Brexit will be the nail in their coffin.
I think the big problem with unions is that their original reason for existence is obsolete.  They existed to ensure safe working environments, fair pay and job security.  In today's world, all of those things are law.  At some point, unions became political machines whose goal it is to take membership dues and use that money to get their candidates elected.  Once elected, these union-friendly politicians use their power to give unfair advantages to union members which ends up costing tax payers.  Contracts are awarded unfairly, job sites are forced to higher x number of union employees and people are forced to join and pay dues, just to get a certain job.  This is especially true in the public sector.
"Somebody ELI5 why I should trust a ""currency"" whose value bounces around on the whims of [tulip-craze](http://www.investopedia.com/terms/d/dutch_tulip_bulb_market_bubble.asp) fanboys? Especially one that is second only to ""the dark web"" for rumors of:     1. Money laundering.     2. ""Hoarding"" of cash.     3. Tax avoidance."
A bunch of places in no particular order and not any real regularity, often what I get links to on twitter etc. The Economist, Telegraph, Guardian, the odd bit from the NYT and FT or the New Statesman/Spectator. I usually browse the BBC website and I follow a bunch of colmunists/bloggers.   I really recommend Tim Harford the FT's Undercover Economist (all of his columns are also published on his personal site so you can get around the paywall easily).  However my best understanding of the euro crisis actually comes from radio/podcasts.  Particularly the BBC Radio 4/World Service More or Less: Behind the Stats (which is hosted by Tim Harford and about economics and stats and numbers in the news) and NPR's Planet Money who are both covering the situation excellently. Also Today (and sometimes PM) on Radio 4 usually by the short best of podcasts and other podcasts now and then.  I particularly like More or Less because 1.it has a very irreverent tone and 2. as well as just being regularly interesting and brilliant it regularly holds politicians factual claims or commonly quoted to scrutiny explaining what they are saying means, if it is correct and they can say it or if it is wrong or misleading etc etc.
Gonna have to disagree with you there. I've literally worked places where the boss talks about going on vacation to Europe all the time while most of the workforce are on food stamps because they aren't paid a fair wage. Gets pretty old struggling to eat while the ones at the top are being propped up by stolen wages. People talk about tax being theft when I'd argue it's the ones at the top taking an ever increasing piece of the pie who are stealing from everyone.
I keep waiting for the EU to disolve NATO and reform as a strictly European entity. For the last twenty years at least, it's been little more than a sales channel for US made military hardware. The EU should take on the primary responsibility for its defence and if called upon, the US should be able to choose to be involved.
Well, this took some interesting facts and made some raving assumptions.  Generally, I'd imagine it's more likely the Chinese capital controls and atrocious domestic savings opportunities have made any dollar denominated returns desirable and with us commercial real estate in cardiac arrest, places like toledo offer lots of great investment opportunities.  I think a Chinrse city outside of Milan would be fantastic.  Good knows the new money and population couldn't but help MI and fostering deeper cultural ties between one of the former great manufacturing regions and the worlds newest could benefit both.
&gt;  My point is that we need to address the economic slowdown before the spending crisis  I agree with you.  Suppose nothing worse happens, (the Euro doesn't fail, China doesn't go into recession, we don't have all-out war in the Middle East) and we just sputter along as we've been going.   It will take another 5 years or so for the employment rate to get decent.  Meanwhile, there will have a large underclass than will have been unemployed for almost a decade and may be permanently unemployable.  We'll have another ~8 trillion in debt.    Let's (re-)build the roads that are falling apart, the railways, the bridges, the water systems.  Repair the aging school buildings.  Start an urban CCC, one that goes into decaying urban neighborhoods and tears down the worst of the houses and repair the ones that are in tax default, renting them out with the CCC workers getting first dibs.
"I lived in Europe for 18 years. I had better care there than in the US for what I paid. Also, under the current system, taxpayers pay more to the government for healthcare than in other countries which have universal healthcare.   Additionally, those 46% who don't pay taxes either have shit jobs or can afford a good accountant. A janitor or other ""low skill, low level"" worker isn't going to pay taxes because he's not making enough. Recent college graduates cannot afford a all around healthcare insurance because they don't have the money.   You live in an economic society where every class level is inter-dependent. Paying them shit and telling them the society as a whole shouldn't help them is very selfish and short term sighted."
&gt;In the case of a bad fiat currency, you can throw out (or, in worst case, hang) the central bankers  Oh you certainly could in times past. But taking into account modern military technology combined with propaganda technology, this kind of scenario is hard to imagine.
"Not aying you're wron, but do you have any sources showing that young people's premiums will go up SEVERAL times over?  I think your argument would be more convincing with numbers instead of using words like ""far"" and ""significantly"""
Im gonna make up some numbers for this teaching moment.  2011: $60,000  2012: $50,000  2013: $100,000  2014: $70,000  2015: $60,000  2016: $75,000  2017: $90,000  2017 is the highest number since 2013. But before we had 2017 data, we only had up to 2016 data. In 2016, 2016 was the highest number since 2013.   We couldn't say the same about 2015 though. In 2015, 2014 was the highest number since 2013.   Such short timetables are kinda ridiculous to even claim. This type of number is only meaningful if its a big number of years like biggest deficit since 1953 (60ish years ago)
[Here is your first request for an example](https://www.reddit.com/r/economy/comments/6sb4qh/for_the_last_time_trump_hasnt_made_the_economy/dlflgm7/): *Tell me of something that Trump did that you do agree to or do not like.* [Here is the second request to which I responded](https://www.reddit.com/r/economy/comments/6sb4qh/for_the_last_time_trump_hasnt_made_the_economy/dlgw0h6/): *Please find me something significant that Trump did that you don't like.* Neither one asked for an ""action"". &gt; He's a liar, so you won't believe anything he said, anything he does or anything I say about him. No, it only means I won't accept what he says as true. &gt; Hillary and the DNC are not liars. So you voted for them. &gt; Hillary with her handling of e-mail(s), cheating on debate questions, rigging elections against Sanders... &gt; Hillary is not with her ""deplorables"" remarks, seeking presidency despite all the scandals and cheating, her ""I should be 50 points ahead"" And, once again, your defense for President Trump is complaining about the Democrats. I think you do this because you secretly know my categories of reasons I do not support our president have validity. &gt; Darling, already since July the whole media, even Fox, are trying to show the Trump lied, unpresidential, etc. And so far? Anything? Sure, [here is a list of some of the lies](https://www.nytimes.com/interactive/2017/06/23/opinion/trumps-lies.html). (I am sure you'll complain about ""fake news"" even though every lie is sourced and you can look them up for yourself.)
My point is that the reason for the increase in income inequality is at least partly related to an increase in regulation which began growing around the same time as the divergence in your graph.   My graph doesn't refute yours, nor was it intended to. It was intended to illustrate a reasonable alternative explanation for the observations shown in your graph.  Your data is valid, but I disagree with the analysis you drew from it.
&gt; False equivalency  Show me the data that says right wing studies are proven wrong more than left wing studies. I'm fairly certain that data does not exist. Also, you better not show me data from a left wing source or I will have to ignore like you are doing to this data.  Sure, be skeptical - dig in. FIND WHAT IS WRONG WITH THE DATA AND QUIT BITCHING ABOUT FUNDING  EDIT: Downvotes must hate the idea of scientific inquiry, which is all I am asking
"It is quite blatantly an excuse, given that there has been substantial wage growth when government was large and substantial wage stagnation when government was small.  While the two are not quite entirely correlated, the association exists well enough to contradict the predictions of Austrian ""economics""."
"Which is why we study data, not anecdotes, impressions, and ""seems"". The numbers are clear, the rich are far richer, and the middle class's incomes have been stagnant for 40 years, while their burdens have grown massively. If you will accept this as true, because it IS true, then all of your questions are answered quite simply. The reason your father and grandfather could support a family on one paycheck is because that paycheck was considerably larger by comparison, and had to pay for many fewer things."