vania-janet/multiturn-rag-retrieval-data huggingface dataset:
Numerous studies have actually shown that companies who pay dividends are much more reckless financially with returning capital to shareholders because they want to save face and maintain/grow the dividend.  Buybacks are much more flexible and probably lead to better capital allocation decisions, in my opinion.
This is one of the good articles you can find in the net explaining everything in detail regarding thI will must share this blog and the information i found here really has no value in money but more than it. Thanks for this nice effort which you put here in the shape of this post.
The calculators on this site should help: http://www.measuringworth.com/  They allow you to choose a currency (only about half a dozen are available), enter an amount and the years to compare, and then provides feedback in a table. Obviously you will need to be careful which calculator you choose. If they don't cover the currencies you are dealing with, see this site: http://projects.exeter.ac.uk/RDavies/arian/current/howmuch.html They provide numerous links that, while they don't provide sleek calculators per se, they do offer guidance on how to handle conversions  yourself. Regarding comparing the cost to something like gold, to try and help younger readers, I think it's a good idea but gold is not the ideal choice for comparison. I'd recommend something more tangible like household goods - what a Playstation would have cost in 1930s money etc. In short: the value of gold is esoteric even for most adults - concrete examples would be better.
"The \^ symbol means exponentiation.   You're multiplying by 216 instead.  So rephrasing that in Excel functions (without just using ""=FV(0.004308,216,-175)""), you'd have ""=((POWER(1.004308,216)-1)/0.004308)*175"".  Note that I originally mentioned the difference between .004308 and 0.0517/12 because it makes roughly a $2.56 difference in the answer."
"The current price is $8.05. If you want the right to sell it to someone (put it to the buyer) for $10, you have to pay $2. Since you're looking at an expiration that's so close, the ""in the money"" value is nearly the same as what it trades for. The JAN 2013 sells for nearly $3."
"This article is mediocre, at best. It doesn't cover important sides of the issue, and the title clearly shows that the author is coming in with a strong bias. The ""college lie""?  Research plainly shows that many degrees (definitely not all) are very much worth it.  https://www.nytimes.com/2014/05/27/upshot/is-college-worth-it-clearly-new-data-say.html?hp&amp;_r=1&amp;abt=0002&amp;abg=0  http://libertystreeteconomics.newyorkfed.org/2014/09/the-value-of-a-college-degree.html#.VA6Uh_mwLwk"
Sure, its worth something.  For example, not being able to speak freely would appear to devalue the wedding package this hotel offers.  Another way being able to speak freely is worth something is when you get sued for libel.  You can speak your mind, then pay the price to the lawyers and the court if what you said construed libel.
I'm not going to address everything here, we are politically too far apart for much meaningful dialogue.   But I only made the claim workers should be paid a living wage. Not give her more because she has kids. I have no clue how that wasn't clear. Social safety nets can provide for large families, I obviously don't think anyone's wage should be based on being a teenager living at home etc.   Notice how you defined value, it is a very subjective opinion. I think human lives have value beyond measure. This is certainly not the case in reality. And thus a mother can work 80 hour weeks yet be homeless. That is ok with you? I understand pragmatism, but I believe we can do better.   You can worship the market or invisible hand. That's fine. I personally find my values and ethics outweigh any allegiance  to any given system.  I, on the other hand, find our current corporate oligarchy ridiculous. This isn't capitalism. This is not a free market. Not even close.
Borrowing Wikipedia for a bit, it seems like the intrinsic uses are these. I've ordered these approximately in technology-level order: The importance of any of these uses largely depends on the state of a civilization and the level of technology of that civilization. However, most of these applications have far cheaper substitutes available.
(https://www.drweil.com/diet-nutrition/nutrition/is-cottonseed-oil-okay/) * [3 Best and Worst Oils For Your Health](https://www.bonappetit.com/trends/article/3-best-and-worst-oils-for-your-health) So, I suppose my point is... if I even really have a singular one... is that paper, regardless of source, has at least *some* sort of nutritional value.. or could anyway. As well, the crops used to produce the paper have the capability of ranging from some medicinal qualities all the way up to a seemingly really beneficial quantity of nutrients and compounds. At worst, the crops provide a habitat for various organisms. The problem with gold and paper currency is that, in the end, they're both inherently valued by the civilization that deems them valuable. I mean, take the quantity of gold in reserves around the world. Cross that with the industrial uses of gold (of which there are many) and, in turn, cross that with the artistic value of it. It's price isn't based on its use... it's based on similar principals *as* fiat (paper... and, increasingly, plastic) currency: society's perception that it has value. Gold has many properties that are excellent for many applications... superior to most (all?) in certain cases. ...but, that's not why it's valued at its current price. ..again, it's valued at its current price because of perceived value. Even from an artistic perspective, the amount of gold used in the Palace of Versailles... for the paint and such, was 'minuscule' given how much of the palace is covered in gold. It was something like just a few ounces because the layering is so thin. Point: if 'the look of gold' was all that people were going for they could easily just use another metal coated in a very thin layer of gold and.. externally, the appearance would be the same effect and the weight could theoretically be even lighter (or heavier).
This is a fantastic post, and it reminds me a lot of [this radio show from Planet Money and This American Life](http://www.thisamericanlife.org/radio-archives/episode/423/the-invention-of-money) which anyone who's interested in learning a little more about this or needs another explanation should definitely look into.
Read your post again and look at your own reflection.  So much hatred, disdain, disgust for your fellow humans, who are just trying to get by and support their families.  Do you really believe that people have no intrinsic value save for their ability to unquestioningly labor for the profits of others?  You've built a wall between yourself and the rest of us, I hope for your sake and our sake that you find the courage to tear it down.
Profit = Sale price - Basis Basis = Purchase price - any depreciation taken, including expensing it.
"I once saw a graph somewhere on data is beautiful regarding this, and decided to do a bit of math.   If the US ""got their money's worth"" (i.e I took the average dollars/person and average life expectancy, and created a dollars/year of life), the amount we spend on health care would make us nearly a millennium old each."
"I just figured out that keys can be exchanged for certain chests that are worth more than normal ones, ($3.99) so I think that's why the worth is higher. I'm guessing it would be best to convert my keys into those and keep them for awhile while the community decides what the next main ""currency"" will be."
I recently came across bitcoin, it is what I was really looking for at the time.
Lol. I don't think they teach this in school. Maybe try challenging your preconceived notions sometime.  Anyway, regardless of what you think of the value of diversity, the article doesn't put women on a pedestal in any way whatsoever. Gotta doubt you even read it (though to be fair, it was a pretty crap article...) since you've so spectacularly missed the point.
"That's just it......the ""going rate"" is inflated. All ""piracy"" is is a market correction. If you have a product that is easily copied, easily stored, easily duplicated, and easily distributed for next to no cost your products value is essentially zero.   But this doesn't mean they cannot make money off of it. Like TV, where the shows are worth nothing, but the eyes that watch it are they can leverage media in other way. It's just the media industries CHOOSE not to."
compare it to 2003 ?. forget about the article, did you even read the title here ?. it says that the median net worth right now is at a level not seen since the early **1990s**. its like the pendulum, when it swings back.it won't stop in the middle right away, it just goes to the other extreme. provided no one messes with it, it will stop in the middle eventually.
The short answer is you'd be much better off paying up front in this case.  The present value of $2,500 plus 12 $500 monthly payments is $8,128 at a 12% discount rate, which is much higher then the $6,000 you could pay now. The long answer is how you get that present value.  How can I use time value of money to find the present value of money if I choose to go with option A? First of all, I'd question your discount rate.  A 12% discount rate means that you can safely reinvest the money that you're not spending today at a 12% annual (1% monthly) rate, which seems very high.  Normally for short-term spending decisions you'd use a risk-free rate, which would be closer to 1%-2%. However, to discount at 1% monthly you'd just divide each monthly payment by 1 plus the discount rate raised to the power of the number of periods until each payment. So the total is which is $8,127.54 You could also use the NPV function in Excel. It seems like to get an accurate answer the calculation of the interest rate should take into account compounding period as well? Correct, and in the example above the compounding is assumed to be monthly since that's the periodicity of the cash flows. You could calculate it with a different compounding period but it gets much more complicated and probably wouldn't make a significant difference. The discount rate does take compounding into effect, meaning if you saved the $5,628 (the PV of $8,128 minus the $2,500 initial payment), you'd earn 1% interest on $5,628 the first month, $5,128 plus that interest the second month, etc.
College professor here. I often think about the fact that all the information I teach is available online. Students are paying a premium for my course- what of value do I bring?  **Filter** There is a lot of good information online, but there is also a lot of inaccurate information. I filter out inaccurate information.   **Structure** I organize material in a way that makes it easier to digest  **Elaboration** I provide context and examples. I'm able to explain complex topics in several different ways in case students don't get it the first time.   **Motivation** I explain *why* students need to learn something; I hold them accountable for deadlines.   **Social interaction** I get students to talk with one another and see material from multiple view points.   **Feedback** This is, in my opinion, the most valuable thing I provide to students, and I invest *a lot* of time in it. What are students doing well? What are they not doing well? How can they improve?  This doesn't mean intelligent, motivated individuals can't learn from online materials as well as in a classroom- I believe they can. But the classroom environment does provide some advantages over teaching yourself material online.
This is pretty shameless branded content by Forbes for UpWork.  “Brand Voice” should be called what it is, paid advertising.  I bet an agency has placed the post here too.  Anyone else noticing this or am I just being cynical?
a)  Are there any predictive factors for the success/failure of your trades. i.e. Volatility has some predictive power on the failure  of the trades, therefore, you may want to fine tune the strategy such that when vol &gt; x, it stays out (or even reverses).  b) i'll make a quick subreddit.
"*eyeroll*  The context of my comment was education, which can be determined by the fact that you were discussing college, I brought up trade schools and I more generally referenced an ""educated populace. Try not reading into what isn't there.   &gt;Also you never did answer my question about high school/GEDs being good enough in your world are we dodging or are you just that fired up that I want to apply context to your statements?  Yes, I did. I said ""there are many ways to achieve an educated populace."" That would include high school/GED, sure.  It could include homeschooling, it could include traveling to another country, it could include studying with monks."
If you want to combine old/new thoughts then maybe look af psychological or general theory of reflexivity.  One of the underlying assumptions in big data and AI is that if you have enough data, you will have the truth. but then look at elections in the US and UK or the fact that no one can predict exchanges rates because the market reacts in a dobbel loop.  how about some good old self-driving German cars as a subject? Lots of political, ethical, R&amp;D, management and tech considerations are in that area, finde ich. Viel Spass damit :)
"First challenge: Creating a system which can understand written English well enough to read the news. Nothing short of IBM's Watson has proven very good at extracting meaning from unstructured text. Second challenge: By the time it reaches ""the news"", the big actors already know and have responded. Third challenge: It's not uncommon for a stock to drop on good news, or rise on bad, because the price had previously adjusted to an expectation of even better/worse news and is now correcting itself. Basic principle: It it was simple and obvious, everyone would already be doing it."
Scissors provides an excellent hair styling experience through their quality as well as performance. It is not an easy thing to find a perfect and professional hair styling scissor. It needs skill as well as rich experience regarding the tools as well as techniques to zero in on the needed scissor. Lot of effort has to be put to select a best hairdressing scissors.
I'm terrible at negotiating, so can you tell me how he comes up with the 20%? Research similar deals? I guess my question is what factors determine the final 30% level other than raw willpower and balls.
Fisher Capital Management: Leading 10 Monetary Suggestions Posted on 17/10/2011 by fcminvestment Even though resolutions boost financial condition a great idea to accomplish in any period for year is for numerous persons discover this less difficult from the starting of the New Year. Irrespective of any time one start, the fundamentals stay identical. Fisher Capital Management shares recommendations in order to be in advance monetarily. 1. Be Compensated How Much you are worth and Save Some Part of It This appears easy; however countless individuals have difficulty having this specific initial fundamental principle. Be positive and understand exactly what your task is worth within the industry, through executing the assessment of your expertise, productiveness, career responsibilities, involvement to the firm, and the current fee, equally within and beyond the organization, regarding what you perform. Becoming under compensated actually a thousand bucks a year may possess a substantial collective result more than the actual process of one’s employment existence. Irrespective of the amount or perhaps how small you are compensated, you will in no way obtain be advance in case one devote far more compared to a person gain. Frequently it is less difficult to invest much less compared to this will be to make much more, and the small efforts within the amount of places may outcome in large savings. This will not usually have that which includes producing large sacrifices. 2. Adhere to the Price Range How many people understand when the funds will be heading when one never budget? How does a person can easily established investing and saving targets when one never understands in which the cash is actually heading? People require the budget whether or not a person creates thousands or perhaps hundreds of thousands of bucks a year. 3. Settle Credit Card Accounts Credit card financial obligation is actually the number one hindrance to becoming ahead monetarily. These small items of plastic tend to be so convenient to utilize, it is therefore very easy to overlook that it is actual cash we are coping with whenever you whip these away to pay out for any transaction, big or even little. In spite of the great resolves in order to shell out balance away swiftly, the truth is that it usually will not, and wind up having to pay much more regarding issues compared to make paid off when you made use of money. 4.
The care itself is among the best, but the accessibility is poor compared to other similar countries, which is taken into consideration in all these studies and analyses. It seems to be hard to have both,  but we should try to get as close as possible to it.
This website is based around Ontario mortgage rates trends are similar to the trends in all Canadian provinces. To make the best choice you need to be aware of the best mortgage rates available and of their details. The access to statistics is really beneficial as it provides you with information how rates change over the years... It is the perfect presence for your Business.
&gt; However... effective problem solving and finding the truth is about placing powerful people in their respective positions while considering their qualified opinions.  Which isn't happening, which is why they are leaving.  That and the fact apparently had such a hard time saying racists are bad, and that an event organized by a racist.
&gt;assuming he's a legacy  ...  &gt;assuming he didn't have high grades or get in on merit just because he may have had wealthy parents  ...  &gt;assuming he had wealthy parents in the first place  ...  &gt;keeping these assumptions despite the fact that he clearly made good grades at Princeton, judging by him getting a job with a company that only recruits the top of the class  Probably gonna say he just got good grades because he was rich next, right? Or that [Goldman](https://www.wallstreetoasis.com/forums/gpa-cutoffs-0) ignored low grades because he went to Princeton.  *Someone* seems a little butthurt that they aren't as successful as they hoped to be.
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"I empathize, honestly, but we can't address claims like &gt;that when the cards are so stacked against you and when all jobs available to you are not paying a living wage  at a generalized societal level.  Everyone is an individual that makes individual choices that affect the outcomes in their life.  I would assume there were some missteps along the way if *every* available job does not ""pay a livable wage"" (whatever that may be...not trying to be a dick, but honestly, what does that phrase even mean?)  Those missteps in life, such as not graduating high school, or having a kid without a partner and before being financially self sufficient, or getting into trouble with the law, etc, etc...are going to make life more difficult for one than the person that didn't make those mistakes.    I think that *IS* fair.  Some people have great parents.  Some people have shitty parents.  The former will have the opportunity (assuming they don't fuck it up) for an easier life than the latter.  That's just life man.  If you have shitty parents hopefully that will motivate you to make better life choices than your parents did so that your kid doesn't have shitty parents.   The kid that stayed home to study for his exams and missed all the parties *SHOULD* be rewarded for that behavior, and often times they are, via better paying jobs and financial security in the future.   Is the system perfect?  Of course not, nothing is.  But in the history of mankind, we've never had a better system that has pulled  more people out of poverty, produced more advancement in the standard of living, or given people more freedom over their own lives."
"As you use the equations do you stop and ask, ""Why is this option better than using something else?"" In physics I have to do this all the time. Two different equations can give the same solution, or something similar, but along with the solution one may give interesting output along the way and the other may give no meaningful output other than the solution. A physics example to highlight my point: do I want to use sin(x) or the series expansion of sin(x)? I apologize in advance for my ignorance if this follow up questions is not applicable."
Yes, please network. Get good grades, but network is critical. Professors are usually great for that too along with recommendations to get your foot in the door.  Join clubs with leadership roles, be active etc.  It's going to be a lot of work, but you are a student and that's your job to be a great student.
Fair enough. All anyone can do is be aware of the facts and form their own conclusions. You're one of the first I've come across that believes this is a good thing, but at least you've backed it up a bit with how you think about it. I still disagree, vehemently, but there's not much more to say here.
"It's called Scenario Planning most often and yes, major corps always do this, and yes, political climate is a high ranking criterion - especially where it really matters (and healthcare has been up there for oh, about 20 years at least).    I haven't been in their board room, that is why I'm ""almost"" certain."
**[TRINN 4: RISIKO STRATEGIER](https://www.facebook.com/dyamanassociatesproject)** Målet med denne fasen er å utvikle kostnadseffektive alternativer for behandling avhver risiko. Bestemme den beste behandling valget fra fem metodene nedenfor. 1) Eliminer risikoen ved avvikling aktiviteten eller fjerne hinderet dvs ikke gjennomføreaktiviteten som sannsynligvis vil utløse risikoen. Vurder følgende faktorer når fastsettelse av gyldigheten av dette alternativet for åunngå: -Hva vil skje hvis aktiviteten ikke er gjennomført? -Er risikonivået for høy å fortsette eller fortsette med aktiviteten? -Er kostnaden for nødvendig kontrollene høyere enn fordelen med aktiviteten? -Må svikt i aktiviteten kritisk konsekvenser for andre deler av virksomheten din? -Vurdere årsakene for å unngå risikoen. Er din bedrift unødvendig risiko uvillig? -Vil uttalelsen øke betydningen av andre risikoer eller føre til tap av muligheter forgevinst? 2) godta risikoen bare ta sjansen til å pådra de negative konsekvensene. Du kanallerede gjøre alt rimelig å redusere risikoen, men det kan ikke være helt eliminert. 3) Reduser sannsynligheten for at risikoen inntreffer for å redusere de negativeresultatene. Sannsynligheten for at risikoen reduseres?
"&gt;These companies should not be playing moral gatekeeper  Processors already play moral gatekeeper, and it hasn't bothered anyone before.   See: Firearms are considered a ""high-risk"" business, a distinction in processing typically reserved for industries with high rates of chargebacks (like travel services) or questionable practices. (Like debt collection.) High risk businesses have less options for processing and pay higher fees.   &gt;they should be providing a service.  Companies should also be able to decide who they want to provide that service to. Other than refusing service based on membership in a protected class, businesses should be able to choose to provide service or not."