vania-janet/multiturn-rag-retrieval-data huggingface dataset:
My gf and I are considering a weekend trip here later in the year. If we go I'll be sure to look you up.   Also there is some great branding advice above from others. Best of luck.
Remember if you stated that you had a timescale to buy of 1/2/3 weeks you should act like you have 1/2/3 weeks to keep looking. Any eagerness on your part will tell the Sales person that you have lied !!! :) You can always come back and try again, reminding the Sales person that the 'item' is still there and perhaps it is priced too high to sell and make the same offer. !!! (A bit of cheek sometimes works.) If the price is close and you still want it and the Sales person is not moving you need to try walking out while stating that you would love the 'item' if it was priced better, if no improved offer as you go, try an increased offer but again you need to assess how much and remember you can only go up, or walk out and come back another day. If the price is at a level you are happy with then you should have no reason not to buy (if you have followed this process) but this does not mean that you should be forced into buying now if you do not want to. Regardless of any 'Must buy now' tactics if the price is right and you cannot buy now, tell the Sales person when you CAN buy and see if you can get an agreement with this. It is unfair to expect a price to be held for an indeterminate time, so you do need to state when you could buy if not now when a price has been agreed. This is a point where the deal may break down if the Sales person thinks they have a sale and trys to force the Sale now. Once again you have to assess your 'need' and whether buying now is better than walking out. If the deal breaks down there is nothing stopping you from coming back and offering the same price when you can buy. A final option is to agree if a deposit can be left to reserve the item until you can buy. This gives the Sales person some assurance that you will come back and is sometimes NON-Refundable unless you agree otherwise before you pay, so check this detail first. (This tends to be smaller Dealers but generally in the UK the large companies offer refundable deposits as part of their Customer Service, the advantage of using larger Stores/Dealers etc.) Apologies for the epic reply, hope it helps.
This seems very suspicious, as if it were fraud, and not a legitimate collector.  Garnishing wages takes a court order. A court would require a bit more proof than a name. Names can easily be common, I know sets of first cousins named after the common grandparent, 4 pairs in my extended family, along with 2 triples. The court would certainly look for a social security number match. Your own credit history will show no activity in that state.  A legitimate debt collector would handle this very differently.
Wouldn't this just have the same effect as student loans (ie: rising tuition costs)?  If I'm a for-profit school and my students are now getting paid $X per semester for attending, why not just raise tuition by $X?
"Do social workers need Master's degrees? It may not all be from undergrad.  Alternately, if she had her loans in forbearance while job searching or something, interest would capitalize when she took them out of forbearance. She could also have been on a plan that had lower monthly payments earlier and scales up to higher ones and now she's in a higher part.  That said, did you not come from the generation of ""get a degree at all costs, it doesn't matter in what, companies won't hire you without a degree?""  Yeah, it's on the borrowers to repay and they could have chosen not to listen to that, but I think it's also somewhat irresponsible of us to expect 18 year olds (many of whom have never really handled their finances) to make smart choices about loans. Which is why every teacher, parent, guidance counselor, etc. isn't exactly innocent in this whole mess."
"Per your comment that your landlord is a large property management firm, I think your credit is definitely in jeopardy. Assuming that your name is on the lease, there's no distinction of ""fair share"", you're all responsible. So, if your roommates can't pay their share, you might have to pay it for them, break the lease (more money, depending on terms) and get out of there. Alternatively, you might be able to find new roommates who would be able to pay their share(s)."
"The underpayment ""penalty"" is just interest on the late payments--willful or not has nothing to do with it.  When they feel it's willful there will be additional penalties."
Find a way to raise the cash needed to pay the store back, plus penalties.  Be humble and apologetic.  You have committed fraud.  Depending on the amount, it may be a felony.  Be an adult, settle the debt.  If not, they have grounds to open a complaint with law enforcement.  Your county jail probably has a number of residents who are paper hangers.
First I'd call and make sure there's not some kind of mistake.  If that fails, look into reapplying for forbearance.  I'm not sure what you got it for before, but I added up your expenses (which you say is more than your income) and from your stated SL payments, it's more than 20% of your income.  That should qualify you for a mandatory forbearance. If not, it should definitely get them to approve a financial hardship forbearance. Before either of those, try to get a deferment though as a financial hardship (not the same as a hardship forbearance, but same principle). If none of that works, ask for an income based repayment plan.  It'll stretch out your loans but will relieve some of the pressure now. Best of luck!
I would read this irs page to get an understanding of how this might negativity affect you.  There is an 800 number at the bottom of the page, I would call them and find out what your cousin did file on your behalf (ie Extension).   I would get your original paperwork back from your cousin (or look for copies) and get your return done as soon as possible (either by another CPA or yourself).  If you do owe, you owing more every day thanks to interest.  If you have a refund due, then get your refund.
At a risk of stating the obvious: a passive portfolio doesn't try to speculate on such matters.
I completely agree with the other posters, I don't want this to become WSO. If we had a FAQ for topics such as CFA, internships, networking etc. in the sidebar, it would decrease the number of such posts significantly. There's already a lot of good info in older posts, people just aren't willing to search for it.   Mods, I'd be happy to go through some of the older stuff and compile it together. There's also supposed to be a wiki feature coming soon for subreddits.
Three reasons I prefer not to use direct debit:
We will not be voting in a Democrat senate in 2018. It's not mathematically impossible, but it rounds down to zero.  ~~As for recusal~~ To the author of the article: he *wasn't* an employee, and didn't have to recuse. It's not even close, and the article can't change that no matter how many times it mindlessly repeats the claim.
Never borrow money to purchase a depreciating asset. Especially don't borrow money that has penalties attached.
"I don't want to sue them on my own.  I don't want them sued in the first place.  Anyone could see that this was a typical class-action suit with minimal merits that companies usually just pay off to make go away.  Fucking ambulance chasing lawyers are fucking us all over, and those idiots like yourself who cover up for them.  If only the judges would get some balls and say, ""Hey, this so called 'settlement' doesn't benefit the class at all and is basically a payoff for the scum sucking lawyers, so I'm going to deny it"".  Good luck with that happening."
There is no special protection for money obtained from an insurance pay-out.
"Oh, in that case - since you backed your wrong opinions based in no part upon facts with even more histrionic horseshit based in no part in reality, I'll go away now with my tail between my legs. I never said ACA was perfect. I said it was a lot closer at first. I haven't been a member of any political party in over 20 years because they're both corrupt as shit. This wasn't defense of Obama. He's no hero to me. But on this issue, the GOP is absolutely far worse. They've lied about it since the 60's when Reagan the actor was telling everyone how communist Medicare was. I spend a lot of time in these nations we're told whose ""socialized"" medicine is failing the people. Get zero of that on the ground in the U.K. Or Germany or any of the others. Loud or long posts don't make you right. Just makes you more wrong."
This. I am as liberal as the next guy, but hearing this sub become a place to rave about political views is getting old. That is why I hardly ever post here. I am more interested in the direction of the economy than placing blame or giving credit.
"Nope.  Sorry.  Trump has been too hypocritical in his dealings, and has behaved poorly.  He isn't a man of honor, and he isn't a studious business man with a clean reputation.  He represents none of the things I look for in leadership.  I want to solve problems, and Trump and Hillary have both shown a proclivity for creating problems.  I voted for neither, as I don't want either of them in office.  That aside, I'd like to find an adequate solution to the issues at hand, not a reason to announce sides to an already divided country.  We shouldn't be saying ""Join Trump"" or ""Hate Trump"".  We should be saying, ""Let's fix all these issues in a reasonable fashion, that helps and works for all of us, leaving not even the smallest or weakest American out."
Look at literally any discussion about guns that isn't a pro gun echochamber. I don't just save articles and threads to use it later, and I don't have time to go on some huge research project with Reddit's godawful search function.
"As an opinion column that uses the word ""toxins"" I can't help but dismiss it entirely.  [Here is the summary of the study](http://www.leopold.iastate.edu/news/07-09-2012/higher-diversity-fewer-inputs-make-profitable-farms) which is much clearer about their results, the problems, and lacks the ""oh no not CHEMICALS"" woo."
A wal-mart successfully unionized in Quebec years ago, shortly after, wal-mart shut the store down. They're so anti-union, they'll cut off the entire revenue source instead of make slightly less money due to slightly better salaries being paid.  There's a reason I never shop at wal-mart, it's a despicable company.  http://www.cbc.ca/news/business/story/2005/02/09/walmart-050209.html
&gt;I'm gonna go ahead and drop this, because obviously your preference is for nobody to show up and lend a hand to anyone, as nobody is benevolent.   That is a ridiculous statement. I have no idea how you come to this conclusion. You make the assumption that because I don't approve of theft, that means I want no one to help anyone. That's insane! But not surprising from someone who makes a living from that theft.
The signal to noise/nonsense ratio in all of Taibbi's articles is absurdly low. It doesn't belong in r/finance.  There will always be a better article on any topic he touches on (such as this [outdated one](http://www.bondbuyer.com/issues/121_73/muni-ge-unit-exec-bid-rigging-trial-1038622-1.html) I just googled which gets to the point of what happened far more quickly).
There's no point in posting something if no one can read it. I'm not paying for a subscription to something just because some guy posted it on reddit.  Mirror, copy-paste, or link to a free article. If you're going to post here under the pretense of delivering me information, then deliver me information.
"Agree. Those disclaimers are so broad though... And are designed to give readers the illusion that he has taken detailed presumptions into deep consideration.... When in reality all he is ever saying when he qualifies arguments is : ""nothing of what I state in this book ever applies completely and fully to all scenarios"""
...never used to word couldn't.  Even doesn't work in my sentence.  It is missing something, but not *even*.  Probably should have used active voice and put it like:  Neither our countries' female tween populace had immunity unfortunately.
"normally getting seated next to a particular guest at a particular dinner isn't described as ""privilege"", and it's not idiosyncratic to call that ""luck""  edit: i don't mean to be pedantic. rather, you seem to really be trying to whitewash, minimize, and explain away the luck. another example: ""made his path to success easier"" as if that path was guaranteed, but more difficult, absent his luck. i don't think he himself would agree with that."
They want my online banking username and password. I don't know if it's a scam. It can't be any more obvious than that. Never, ever, ever, ever, ever, EVER give your online banking password to ANYONE. Not your lawyer, not your bank's local branch manager, not your best friend, not your wife, not your mother, and certainly not some random person on the street/Facebook/the Internet.
Wtf did I just read. The only real tip there is having a responsive mobile friendly site.   Keyword stuffing is not as effective as search engines move to semantic understanding, if you have 10 keywords that are synonyms for the same topic you'll likely get demoted
&gt; Go to a Burger King and you'll never get soggy fries.  In four attempts at my local Burger King, I've paid, but never gotten my food at all.  I realize this doesn't speak for the company on a nationwide scale, but my local franchisee is a dick.
I'm a landlord who tried to do section 8 once and vowed never again.  The inspection and paperwork turned me off...no way I'm gonna do all that when I can just get a market tenant to accept my property as is.  They wanted me to put electrical plugs in all the sockets before the inspection...ridiculous!
&gt; Don't challenge me  Oh please. I challenge everything you've stated here including which if us has more knowledge and experience. Your reading comprehension is still awful; you continue to attribute opinions to me that I haven't expressed, and twisting opinions I have expressed to insinuate that I'm disagreeing with you on the few points we do agree on.
"Unfortunately main stream sources choose not to give this type of analysis and more often than not smell like spam to me. It probably is self serving to some degree but I think the distinction of a valid point from a ""biased"" perspective applies."
The other day, I was catching up on some saved articles while sitting next to my girlfriend on the couch. I was reading [Levine's article](http://www.bloombergview.com/articles/2014-08-12/biotech-firm-didn-t-enjoy-its-six-days-as-a-public-company) about the failed Vascular Biogenics IPO and kept literally laughing out loud. My girlfriend asked what was so funny so I read her this bit;  &gt; I was a capital markets banker for four years, and a corporate lawyer before that, and today I did a thing I've never done before, which is read an underwriting agreement. Nobody reads underwriting agreements! The point of an underwriting agreement is for junior lawyers to get practice using track changes in Word.   I don't think I've ever seen a more disinterested stare from her, but I don't care, that shit is hilarious.
I know you're not. That's why I'm saying that **YOU** are not adding anything to this conversation by coming in and being an irrelevant language lawyer skipping the whole point.  Please go away. You're out of your element.
I literally never opened the official books a single time for any of the three levels.  Schweser Notes and QBank for level 1, wiley for level 2, and Schweser Notes for level 3 (don't waste money on QBank for 2 or 3). Do those readings and as many practice exams as you can find, mixing and matching from different providers.
Instituting such a rule will not increase the amount of research papers and academic articles posted, it will only remove some posts from the sub.  I don't think this sub has enough activity for such a rule to actually change much.
Not at all, no effect whatsoever.
"Oh god.   Dude I'm trying really hard to help you, but I can tell im not gonna have much of an impact.  There's nothing altruistic about what she's doing. She's not trying to help you. No friend would encourage you to take out close to six figures worth of debt to ""invest"" in a struggling weed dispensary.  You're gonna be a financial wreck by the time this is over."
"&gt; What am I missing?  I said they ""were"" in favor of it.  They are no longer in favor of it because they losses are being used as an excuse to kill the post office.  I can't find a link right now, but the whole assertion that the GOP did this is false.  The bill had ~100 democratic co-sponsors (which should be an indication that the letter carriers were in favor of this) and ~50 GOP co-sponsors.  This was a widely supported bill.  Who wouldn't want their pensions fully funded?  They just didn't anticipate that the GOP/Chamber of Commerce types would use the losses as an excuse to try to privatize the post office."
"Ah the old ""I'm not racist, I have black friends"" defense. Cool.   I have heard of guilt by association but it is not at all relevant. A higher percentage of of whites owned slaves than the percentage of Muslims who are radicalized. You're saying that you're guilty of that ""by association""? What a stupid thing to say."
This is a perennial favourite for fucktards and fools.  I simply walk away from any person who uses it. Because it is absolutely meaningless, except where someone uses it to try to justify retarded behaviour which has some miniscule hope of eventually paying off. It never does, for anyone using this piece of shit.
I hear what you're saying, but having been writing for a while, I can say with authority that the articles sticking to dry facts that you call for never make any exposure in the first place.  If you want to get your point across, you had better mix in a bit of passion about it.
Ya I've heard both opinions on the matter. Let's hope it doesn't hold up. In the meantime I wouldn't agree to their clause, make sure you can 100% be included in that class action lawsuit, bc fuck them.
Spoken like a true realist. Personally I don't mind, it's not like this sub is stacked daily with a page of new posts. If you don't fancy reading about someone's career pains, you don't have to read it.    Edit:shitty phone keypad typing + beer
Your friend is investing time & money in a business that does not list an address or phone number on its website, not even in its 'press kit'. Even when they make a press release about moving into a new building, it does not list the address or even the street! C'mon, this is obviously a scam.  No real business acts like this.
Last I checked, southerners were Americans, even though a lot of them are acting like traitors lately. There's no unifying aspect that's the same for all southerners, like there is for other protected classes, and no biological difference to protect.
&gt; Why is this always the top voted kind of comment whenever a blog post is submitted on Reddit?  It isn't. Decent blog articles get submitted every day.  &gt; A blog is not an article so adjust your expectations or volunteer to be her pro-bono editor.  I do expect it to be at least coherent and consise.  &gt;doesn't really contradict what the blogger was writing about: being sold a false dream.    Caveat Emptor. It precisely contradicts what the OP was about. If the contract isn't to your liking, don't buy into the dream.  Look - Freelancing is hard. You have to make decisions that regular employees don't have to. One of your tasks is vetting potential employees and negotiating contracts. If that sounds too hard or too difficult, go back to your fucking cubicle and fill out your TPS reports.
Capital only binds together to the extent that it helps each node's (person and/or group) ability to help themselves. I'm not saying that smaller groups of labor shouldn't get together for mutual aid in the same way (after all, that's what unions are, albeit in a somewhat flawed way IMO). I'm just rejecting the notion that all labor shares the commonality to unite around.
"In general, I agree with Alex' ""don't do it."" If I dig deep for any reasons to transfer from a Roth into a Roth 401(k) there might be 2:"
"Before you jump into Prosper, I highly recommend you to check out prospers.org (not affiliated with the site) to hear about actual experiences of lenders. Bear in mind that many of the borrowers on these social lending sites have already been passed on by the banks, and the ""credit score"" Prosper assigns to them is absolutely worthless. I've done some lending on Prosper a few years ago and stuck mostly to borrowers that Prosper rated A or AA, many of whom turned out to be complete deadbeats. Some never even made a single payment, and Prosper hardly did anything to attempt to collect from them.  So beware."
Even worse I suppose, is this hateful idiot, didnt even write the letter... he stole it from a[ letter that was circulated in 2008 about the election of Obama. Back then it was a hoax, he decided to make it real. ](http://www.snopes.com/politics/business/valuedemployees.asp)   &gt;Of course, as your employer, I am forbidden to tell you whom to vote for - it is against the law to discriminate based on political affiliation, race, creed, religion, etc. Please vote who you think will serve your interests the best.    versus  &gt;Of course, as your employer, I can't tell you whom to vote for, and I certainly wouldn't interfere with your right to vote for whomever you choose. In fact, I encourage you to vote for whomever you think will serve your interests the best.  yep he plagiarized it.
This scamming sack of garbage is just whoring their referral link in any subreddit they can find. Absolute spam, don't use their link.   If you would like to invest through Robinhood, they're a fine company, just don't help this asshole.
Dude, this sounds like something the company didn't want people to know for the time being. For instance my dad worked at OfficeMax and when they were considering their merger with Office Depot I wasn't supposed to talk about it outside the family. If I were you I'd take this down.
Yes I know I never claimed they did haha. I'm not saying to cut a $15 billion share buyback and make it a $15 billion dividend payout. Depends on the company of course but I'd prefer a more balanced approach with sitting cash rather than using a large majority on buybacks, which seems to be a trend these days. I think it bodes poorly for the future and that's all I'm saying.
TL;DR for those who don't want to waste their time: Uber didn't do anything special. Also, you should follow unethical laws and not try to change or challenge the system.  While I was reading the piece I thought it was the work of a sophomore, but it turns out this was written by a professor.
"It doesn't matter if the terms are a ""fair deal"" or are ""too good to be true"" — either way, it's definitely a scam. They are ""phishing"" for your personal information, including your banking information, and have no intention of giving you a loan. How can I tell? Simple: all such offers like this everywhere are scams. There is no economic situation other than being a scammer to do this. Why would an individual put out their money to strangers at such a high risk for even a much, much higher purported return? They wouldn't."
I recently lent some money to my sister.  While I generally agree with Phillip that lending to family and friends should be avoided, I felt I needed to make an exception.  She really needed the cash, and my husband and I agreed that we would be ok without it.  Here are some guidelines I used that may be helpful to others: In the end, I think lending to family and friends should be avoided, and certainly should not be done lightly, but by communicating clearly and directly, and keeping careful records, I think you can help someone out and still avoid the lingering awkwardness at future Thanksgivings when one person is convinced that the other owes one more payment, and the other swears it was paid in full.
You don't say WHY she wants to give you money. Your paragraph appears to be the very definition of a scam. Run from her.