vania-janet/multiturn-rag-retrieval-data huggingface dataset:
***** [**Extended Summary**](http://np.reddit.com/r/autotldr/comments/6erhxk/can_fiscal_contraction_ever_boost_growth/) | [FAQ](http://np.reddit.com/r/autotldr/comments/31b9fm/faq_autotldr_bot/ ""Version 1.65, ~134464 tl;drs so far."") | [Theory](http://np.reddit.com/r/autotldr/comments/31bfht/theory_autotldr_concept/) | [Feedback](http://np.reddit.com/message/compose?to=%23autotldr ""PM's and comments are monitored, constructive feedback is welcome."") | *Top* *keywords*: **fiscal**^#1 **rate**^#2 **growth**^#3 **currency**^#4 **interest**^#5"
"This is the best tl;dr I could make, [original](https://www.cityfalcon.com/blog/investments/student-loan-debt-new-mortgage-crisis/?utm_campaign=ao_reddit) reduced by 94%. (I'm a bot) ***** &gt; Costs of living, especially for those attending universities in cities like New York or London, also account for a nontrivial portion of the debt.  &gt; Is the student debt bubble in the United States the next mortgage crisis?  &gt; One major difference between the student debt problem and the mortgage crisis is the lack of CDOs and CDSs. The thread that connected banks, governments, individuals and economies were the CDO and CDS. With a complex system of mortgage securitization and insurance against those securities, the system effectively collapsed itself.   ***** [**Extended Summary**](http://np.reddit.com/r/autotldr/comments/79mt1s/student_loan_debt_the_new_mortgage_crisis_in_2018/) | [FAQ](http://np.reddit.com/r/autotldr/comments/31b9fm/faq_autotldr_bot/ ""Version 1.65, ~237528 tl;drs so far."") | [Feedback](http://np.reddit.com/message/compose?to=%23autotldr ""PM's and comments are monitored, constructive feedback is welcome."") | *Top* *keywords*: **debt**^#1 **student**^#2 **education**^#3 **economy**^#4 **borrowed**^#5"
Why don't you use the title of the actual article in regards to the housing crisis rather than the entire recession?  True the govt did push affordable mortgages in the good times and the bubble popped, but they didn't force &gt;50:1 leveraging against those mortgages.
"My recommendation is to shop around for a bank that handles wire transfers in a more sensible manner. Many wire transfers are set up so that you do not need to go physically into a branch. The wire transfer system I use has me initiate the transfer online, then call a dedicated number with a pin to authorise the transaction (24/7/365). I'm on the other side of the world from where the money ""is"" initially - no branch visit required."
"You can speed up the process. Tell the person sending you the money, to log in in to their Paypal account and to click ""confirm receipt"" next to transactions related to their sending to you. After this, the money will be relased immedidiately."
You can use a service like Transferwise to send money. The trick is that they allow sending money to yourself, from a GBP account to an EUR account, effectively making it an exchange shop. Their rates are usually very good, with the transfers happening on the same day most of the time.
Every plan administrator has their own procedures for rollovers. In any case, you would start by browsing their website or calling them seeking information on rollover. You will need to arrange it with both your current and prior administrators. Usually the administrator will send the money directly to your current plan provider, keeping you out of the chain and minimizing any risks of tax complications. It may happen, though, that they have to send the check to you. In that case you will have a limited amount of time to provide it to your current plan.
"Banks don't generally ""Post"" transactions on Friday-Sunday, meaning any transfers made on those days don't show up until someone processes it on Monday. I would expect the money to show today, and call your bank tomorrow if it doesn't."
"My Schwab panel has the following options: As an example, when I go in to ""Wire Transfer,"" it prompts me to select which Schwab account, then Domestic or International wire, then amount etc.  This will likely depend on the brokerage, I don't think Scottrade or Zecco/Tradeking was this integrated. Personally, I keep brokerage funds pretty well segregated from the remainder of my finances.  I transfer money in and out from a more used checking account to keep the accounting more simple."
Three ideas: PayPal is probably the best/cheapest way to transfer small/medium amounts of money overseas.
All the items listed are required for International Wire transfer. In wrong hands this info along with other info can cause issues. Most of the times you trust the person with this info and hence is less cause to worry. So the key is if you don't trust, don't give the details. Use alternatives like; Best open an account for receiving funds. Share the details, once the funds are received move it to an account where the details have not been shared. Alternatively paypal or other such services can help.
MoneyGram said that the person sending money should also be an Indian. There shouldn't be any such restriction. Can you check again what exactly the issue was? Is there another way so I can get money without any problem. You can try Bank Transfers or alternative remittance like Western Union
http://www.mint.com attaches to all your accounts and lists all your transactions.  I love it.
You might investigate Paypal if it is available to both of you.  the International Transfers page on their site has a way to find out what sort of fee's they would charge you.   It might be a lot simpler and easier than doing wire transfers or dealing with banks etc.
I would recommend wire transfer.  I was in your position some years ago, and the US$ cheque took 6 weeks to clear. Wire transfer fees are generally a few tens of pounds, depending on the banks involved.
I would look for an alternative wire transfer service that will charge less. I use ofx, but note that they don't do transfers to roubles. The rate adjusts by amount being transferred and there is a $15 fee for under $5000. Upside is it is bank-to-bank. 2 days tops.
Is this RRSP through your company? If not, then you should be able to transfer the assets from GWL to CIBC using an RRSP transfer authorization form initiated through CIBC. Once your SD RSP account is set up at CIBC, use their transfer form. There is also a universal form T2033 if CIBC doesn't have one themselves. Beware of transfer out fees at GWL.
Current Money users may want to take a look at this: http://sites.google.com/site/pocketsense/home/msmoneyfixp1 Pretty easy (and secure) way to continue getting online data into Money.
It did help her though, she divorced her abusive husband and raised 7 children as a maid. Her eldest daughter, My mother, graduated college, got married, and worked for NIH. Two of her sons went into the Army, another daughter went into the Navy. My parents got divorced due to my fathers alcoholism, i ended up being raised by my grandmother purely due to my mother's illness, an autoimmune illness with no defined cause. My grandmother will be passing along a very expensive house she bought that would likely have been sold years before the gentrification of the area had she not had medicaid to assist with the bills for caring for my mother. Or the monumental amount spent caring for my aunt who went blind and died from cancer. None of this process is possible without the outside help. If there are no programs for people in these situations to take advantage of, then even fewer make it out.   This is my point, there are a ton of forces that act upon you and your life, and I see others not be able to scrounge the assistance needed to deal with their situations. I spent some time going to a SOME clinic for my dentist, seeing men and women who had much worse mental disabilities than my depression, and mine was crippling and caused me to never finish college. I have known people trying their hardest to deal with situations as bad or worse than mine, that don't get the right break. I can sympathize with those who wont take their meds, because I've felt what just some antidepressants do to you, numbing you to the point that nothing matters, a cure as bad as the problem, its just other people think it looks better. I want programs to continue to exist, to be the rungs of the ladder for those trying their best to get out, no not all will, but what's the other option right now? Leave them in it? I have yet to see another path that isn't just leaving people in the shit hole that isn't always entirely their fault.   It's a big ugly problem that you can only solve piecemeal, and may never be fully solved. Some may fail by circumstance, some may fail by personal failing, but removing the ladders, removing the help wont solve anything.
When I had a high-deductible healthcare plan, I used http://www.ehealthinsurance.com/ to do comparisons among the plans.  As far as comparing the costs of specific procedures across providers, I'm not aware of any good ways either.
I edited in the total annual out of pocket for each level to help illustrate what's going on. Your question makes sense, of course, but it's less a matter of afford vs an attempt to save. The way these plans work is to allow some choice based on your past experience. I can afford any option, but knowing the number of visits we have had in the past, the lowest cost option has the highest premium. A young couple who hardly sees a doctor may choose the highest deductible, risking the potential $3434 extra they may pay in a bad year for the savings of $1016.  Personally, I'd not be able to guess accurately enough to benefit from the middle choices, and can see the two extremes being picked most often.
"This is the best tl;dr I could make, [original](http://www.cnbc.com/2017/05/31/taxpayers-may-have-overpaid-by-more-than-1-billion-for-mylans-epipen-senator-reveals.html) reduced by 62%. (I'm a bot) ***** &gt; Mylan for years classified EpiPen as a generic drug for the purposes of Medicaid&amp;#039;s drug rebate program, and as a result paid a lower rebate rate to Medicaid than did sellers of brand-name drugs.  &gt; Mylan faced strong public criticism last year for hiking the price of EpiPen to more than $600 for a two-pack, an increase of more than 500 percent in recent years.  &gt; Outrage over the cost led Mylan to increase the amount of financial assistance it gave customers, and to later introduce a generic version of EpiPen that sold for half of the price of the brand-name version.   ***** [**Extended Summary**](http://np.reddit.com/r/autotldr/comments/6h1y6g/taxpayers_may_have_overpaid_by_more_than_1/) | [FAQ](http://np.reddit.com/r/autotldr/comments/31b9fm/faq_autotldr_bot/ ""Version 1.65, ~143291 tl;drs so far."") | [Feedback](http://np.reddit.com/message/compose?to=%23autotldr ""PM's and comments are monitored, constructive feedback is welcome."") | *Top* *keywords*: **Mylan**^#1 **Medicaid**^#2 **EpiPen**^#3 **year**^#4 **rebate**^#5"
&gt; Ok. Pay for my children. I want a boy and a girl.  Working on it.  Does this mean you support socialized medicine, public education, food stamps, child tax credits, affordable college, and maybe even universal basic income?
Consumers who have been forced into Obamacare are still clearly being asked in some cases to pay virtually unlimited out of pocket costs for drugs.  This was an example from the past which is still allowed, some people can be asked to pay an extra $24k a year (for the rest of 2014) or perhaps even more. This system is broken and there is no desire to fix it, just cover it up with astroturfers who shout down anybody who points out the madness of this race to the bottom.  http://www.nationalhealthcouncil.org/NHC_Files/Pdf_Files/NHC_MOOP_letter.pdf
I wish congress would consider just adding a lower cost, government managed option by perhaps allowing some to buy into medicare instead of being forced to purchase from a for-profit company.   Also, the government needs to be allowed to put a lid of drug prices for change the law requiring them to simply pay whatever price anyone can dream up.
Yes they do. There are billions and billions spent on subsidies for pharmaceutical companies. It's the lion's share of the annual expenditures in the health sector and up there. If you're not happy with cbo.gov, there are countless other sources just a google search away. If I can find them in under a minute you can, too.  If you don't have a problem with it then contribute the share of your income you see fit voluntarily. But who entitled you to decide for others that they have to do the same? And I say it again: mandatory public healthcare is not a service we all would use, that's why it has to be mandatory in the first place.  And what's wrong with libertarian notions?  Well, you never have to raise any taxes if you find and cut expenses of equal value before introducing a costly system. You don't need a source for that, that's maths 101. But I'd prefer the US to cut subsidies to 0, replace them with nothing and finally lower taxes. Which will eventually leave a lot more people with enough money to easily get private insurance. Just without the administrative effort and without forcing people to partake.  It all comes down to ideological positions. We can talk numbers once we've come to the conclusion that mandatory public healthcare is the right and just thing to do. And for that you would have to convince me that exploiting a minority against their will is the right thing to do. Good luck with that. You can try to seek refuge behind sources, but you can't refute the moral argument with those.
"I would phrase it this way: if someone needs costly procedures, especially for conditions they caused themselves, then, yes, those procedures will not be covered, and they are not covered in all National Healthcare systems in the world.  It's immoral to cover a liver transplant for a drunk or extended hospitalization for an obese person while an old lady cannot get an aid to stay independent in her home because it's not covered in the medical insurance.  And I have no issue if the ACA will be repealed before a replacement is put in place. This will be the fastest way to get a replacement.  It seems to me that you are not familiar with how National Health Care systems work, and so I will give you personal example, of my aunt, covered by the excellent national healthcare in Israel. And I mean it: it's one of the best National Health Care systems in the world.  Her hips locked suddenly and she had to have a hip replacement. ""No problems!"" said the doctors: ""You will get hip replacement, totally covered by the insurance"". ""But, you have to wait 3 months for that."" So my aunt said ""But I got supplemental private medical insurance"" (every one smart in Israel who can afford it get that.) ""Why didn't you tell us?"" asked the doctors, ""you will have the hip replacement done next week, with better parts."" And so it happened.  My aunt thought that, at least, the recovery and rehab in the hospital will be covered by her standard insurance. So, in the morning after the surgery, the nurse comes and says ""please make a choice: either I come once in the morning to take you out of bed to the toilet and some rehab, or, once in the evening"".  My aunt chose none of the options, and paid out of her pocket (partially covered by her private insurance) to stay in a private hospital.  Do you get it?  But in Israel, an obese women will get her 3rd artificial insemination to have her 3rd baby + an aid to help her raise her kids because she's too fat to care of the her children. We have that nonsense in Israel."
&gt;==== &gt;[**Image from article**](https://i.imgur.com/TEekEH4.png) [^(i)](https://commons.wikimedia.org/wiki/File:United_States_Health_Gross_Care_Expenditures_\(1960_to_2008\).png) --- ^Interesting: [^Single-payer ^health ^care](https://en.wikipedia.org/wiki/Single-payer_health_care) ^| [^Patient ^Protection ^and ^Affordable ^Care ^Act](https://en.wikipedia.org/wiki/Patient_Protection_and_Affordable_Care_Act) ^| [^Health ^insurance](https://en.wikipedia.org/wiki/Health_insurance) ^| [^Health ^care ^in ^Canada](https://en.wikipedia.org/wiki/Health_care_in_Canada) ^Parent ^commenter ^can [^toggle ^NSFW](http://www.np.reddit.com/message/compose?to=autowikibot&amp;subject=AutoWikibot NSFW toggle&amp;message=%2Btoggle-nsfw+ck3rrwd) ^or[](#or) [^delete](http://www.np.reddit.com/message/compose?to=autowikibot&amp;subject=AutoWikibot Deletion&amp;message=%2Bdelete+ck3rrwd)^. ^Will ^also ^delete ^on ^comment ^score ^of ^-1 ^or ^less.
Clearly the semantics of the discussion are of greater importance to you. Hospitals are not directly subsidized by the government.   Medicare originated with two parts: Part A: Medicare Hospital Insurance (HI) which covers hospital / hospice costs and Part B: Supplementary Medical Insurance (SMI) which covers outpatient costs.   Part C was added later by Clinton, which set up a system of selection of health insurance through private companies, and those private companies are then subsidized by the federal government.
Sorry to hear about your spouse's health issues. May he have a speedy and, as far as possible, full recovery. The Patient Protectection and Affordable Care Act (PPACA, aka Obamacare) is now the law of the land. Among its many provisions are that insurers may no longer deny coverage for pre-existing conditions, they may not put lifetime caps on benefits, and they may not charge different premiums based on any criteria except age cohort and geographic area (i.e. rates may be higher for 50 year olds than 30 year olds, but sick and healthy 50 year olds living in the same area pay the same). If he gets government health coverage because he's on disability, this may not matter. On the other hand, you might find it better to put him on your employer's policy, because you like the coverage better, the employer covers part of the dependent premium, or some other reason. In any case, they can't discriminate against him or you based on his condition. ETA: Rates may vary by geography as well as age.
Very appropriate use of the quotations. this isn't a solution. this is akin to a doctor to negligent to do their job to save a patient and putting them on life support hoping to keep them going as long as possible to hide their incompetence before the shit hits the fan. Only a fool would think they could keep the patient alive forever.
You say you're not on speaking terms: so you do it via your lawyer. You're divorced: so IMO your obligations are: a) To your kids  b) Purely financial spousal support (if any) If she's irresponsible financially then maybe she isn't the best able to care for your children. Your lawyer ought to be able to tell you what the alternatives are (it's very state-specific so no general advice from the Internet, but if your lawyer can't do that then IMO you need a different lawyer who has more experience with divorce/custody cases).
I mean...*can* we do anything about this, though? We've sent letters, posted comments using the correct forms (which were notoriously complicated to get to if you didn't have a direct link), made phone calls. What else can we do?
If you do not presently have an HSA-compatible insurance plan, you cannot legally add money to your HSA. You can still withdraw, but you can't add. So basically your choice are to let the money sit there and be nibbled away by the monthly fees, to withdraw it anyway and pay the tax penalty, or to spend it on whatever medical expenses you do have. I have no idea what your expenses are, how good your present insurance is and how often you and any dependents see a doctor or get prescriptions. If you used it for ALL uncovered expenses, how long would it take to use it up?
As a non medical person, I think it would be difficult to look at a list of services, treatments, surgeries and drug costs and figure out, in advance, which providers I would go to. It would definitely be impossible if I were unexpectedly sick or injured. That's why it would be much easier to have a single payer system to negotiate all those prices. After all, we don't individually have to figure out the best private company from which to buy fire department or police services, or roads, and it seems to work out ok and there isn't any middleman to drive up prices.
"More like:  nobody *can* pay for it.   Just paying for someone to be available near a person 24 hours a day is very labor intensive.    Expensive, even at minimum wage.  So a worker has to earn enough both to pay their own living expenses, but also the living expenses of their ailing mom *and* the living expenses of 2-3 aide workers.   That's crazy.  And that's not even counting in actual health care.  We're going to reach a breaking point with nursing homes etc soon.   To a much greater extent, you'll see some combination of ailing parents who would otherwise need 24 hour care allowed to die by not having medical interventions, moving back in with their kids and the kids sacrificing their career, ""suicided""..."
With an increasing age, old age people are become helpless and unable to walk, stand, eat and remember properly. They need help of others to do their daily work. Home health care aide stands by their side and assists them as they confront these issues.
"Yes it would have been hard to fix. I read all sorts of comments on how to fix healthcare. Yet, I have failed too see one mention of the ""Chargemaster"". Until this is fixed and the insurer's aren't charged $10 for a Tylenol or $5 for a bandaid nothing will change."
"“Nobody put me on this Earth to pay for everybody’s health plan. I know that sounds like Scrooge or somebody. But this is the real world.”""  Things like this ring a bit hollow when for what the US already pays for Medicare, the NHS covers everyone.  Not only that, but corporate subsidies and military spending far outweigh medicine expenditures.  It seems like a simple easy and wrong answer that avoids even a hint of reality."
"I'd be curious how many of those people own cell phones, flat screen TV's, the latest DVD's, $100 shoes etc.   I know there are poor people who spend their money wisely and still barely make it, but I'm related to ""poor"" people who are always dressed better than I am and still barrow money from grandma every month."
I can verify this as well, my password is on there and I use LinkedIn, though it does look like it is an older form of the password I used to use, meaning that this is at least a month old, I forgot exactly when I changed my password, but it was recent.
I use Yahoo Finance to plot my portfolio value over time. Yahoo Finance uses SigFig to link accounts (I've linked to Fidelity), which then allows you to see you exact portfolio and see a plot of its historical value. I'm not sure what other websites SigFig will allow you to sync with, but it is worth a try. Here is what the plot I have looks like, although this is slightly out of date, but still gives you an idea of what to expect.
Are there any frameworks to deal with the following situation: assume you're invested in an asset which has gained 10x, there is a chance for the asset to gain another 10x (100x in total) and go to zero. The probabilities of the various outcomes are unknown.
Then it sounds like all we need is an internet connection and access to search. I guess information retrieval is the organizational equivalent of accessing long-term and short-term memory. Spammers are the equivalent of intrusive thoughts and songs you can't get out of your head. And links you weren't looking for but are fascinating anyway, maybe similar to inspiration...
Does anyone know if it is possible to find Lehman Brothers last two conference calls before they went defunct in September (audio version)? Really interested in hearing it vs. reading it. I would appreciate it! Note, I did try the 'way back machine'.
"This article is also light on sources. It overstates inherited wealth. People who work with rich people know the saying ""shirtsleeve to shirtsleeve in three generations"". There is a proclivity of rich descendants to squander their fortune, which totally negates a majority of this article. In sum, this article and news source insists on itself"