vania-janet/multiturn-rag-retrieval-data huggingface dataset:
It's not really like im am going to lose my money unless I was doing penny stocks. And throwing away that much for a vacation when student debt will probally exist in my life later on appears not wise.
It sounds as though you were able to purchase your properties through fortuitous circumstances.   Not everyone is going to have spare cash lying around, especially considering [ 71% of  US college grads have loan debt, averaging ~$30,000.](http://projectonstudentdebt.org/state_by_state-data.php)
Looking at https://www.gov.uk/student-finance/who-qualifies, it says: You can only apply if: As you meet all three requirements I think you are counted as a English student in every respect. I would advise applying as soon as possible though to verify this. EDIT: also, getting a British passport anyway might not hurt; it makes sense as you've spent almost all your life here, and it would insulate you against any issues that might arise if Britain ends up leaving the EU.
well you are applying your own personal experience and saying it isn't worth it... at 40k debt that's an amount I believe most could swallow vs going to Europe AND to a specific degree that isn't recognized in the US. Yeah I agree... not really worth it... TO YOU.  I'm talking about the people out there with 100/200k in debt that could go for degrees that you can bring back to the US. Business, maths, even medicine. I'm not going to waste my time doing research for you but education in Germany, Sweden, Norway, Denmark (?) and Finland is free. All else being equal, you could probably go abroad and save yourself 40k to invest in whatever you want. But of course, owing thousands of dollars out of school is so ingrained in the US culture that it became the status quo.
You have several sources of money: Scholarships not directly from the university. Some organizations have scholarships based on your area of study, your nationality, or your industry. Some require you to show that you need the money, others are based on your grades. The university can help you find these scholarship, or at least point you towards reliable listings. Don't pay somebody/some company to help you find them. Your employer. Some companies will pay for some classes. They may limit the types of the classes, and the amount of money. They may also require you to stay as an employee for a specific number of years in return for the money. If you quit before that time,they can ask you to refund the money. loans. I don't know what loan programs are available for international students.
Lol TL:DR. your first point is completely wrong so I stopped at the wall of text. Get over it buddy, you lost the argument. No country simultaniously purchased and sold its own debt, like we have this past several years in the US. So, shut the fuck up already. loser.
Cheap labor and markets for the rich.  McJobs, debt, and slum life for the poor.  This guy completely glosses over many topics.  Things are different these days. There are not enough jobs for everyone in the world to come here.  The visa system is systematically abused as well.
&gt; That power is going to shift to Europe and East Asia where education isn't treated as a commodity.        In those countries, not everyone gets into college.  So for those that do, the degree is worth something.        The concept of blocking a child from going to college because their grades are just average, is foreign to US culture.   Then these average students get a mountain of debt, and a degree that won't take them anywhere.   As a foreigner in the US, it feels cruel to me.   But in my country, only the top 30-40% of high school students academically can gain entry to college.   All others must look for a different path (community college, trades, etc).
Here is a list of threads in other subreddits about the same content:   * [Wealth Management Products in China [pdf]](https://www.reddit.com/r/Economics/comments/78kwt4/wealth_management_products_in_china_pdf/) on /r/Economics with 3 karma (created at 2017-10-25 10:50:52 by /u/LtCmdrData)  ----   ^^I ^^am ^^a ^^bot  ^^[FAQ](https://www.reddit.com/r/DuplicatesBot/wiki/index)-[Code](https://github.com/PokestarFan/DuplicateBot)-[Bugs](https://www.reddit.com/r/DuplicatesBot/comments/6ypgmx/bugs_and_problems/)-[Suggestions](https://www.reddit.com/r/DuplicatesBot/comments/6ypg85/suggestion_for_duplicatesbot/)-[Block](https://www.reddit.com/r/DuplicatesBot/wiki/index#wiki_block_bot_from_tagging_on_your_posts)  ^^Now ^^you ^^can ^^remove ^^the ^^comment ^^by ^^replying ^^delete!
So a job that is year round can just just be filled by students pointedly going to leave in 2 months? What business looking to reduce turnover and have long term (3/4 time) employment would consider students a good substitute?
I have to ask, are you a student? Or perhaps a recent grad? Are you concerned with the plight of the poor students because you are one, or were recently one (and are thus paying your loans)?  Because if so, this question is a damning condemnation of the educational system, that you ask such a stupid fucking question, when the answer to that question was very clearly outlined in the article.
Reddit didn't buy him a ticket but it is Kai's story i used.  first part of the story is still true.  back in 09 JB had a $599 flight pass.  fly unlimited for 30 days deal.  Reddit pooled money and a lucky redditor toured the country.   i can't find the archive but it was summer of 09.
"1. (a) Visit #3 (Kevin Barrett, Ted Torbich, Jan Irvin, 9/11, human sacrifice, occult mass ritual, dark shamans, United States of America, September 11, 2001) at https://www.reddit.com/r/Missing411/comments/41oph0/supernatural_abductions_in_japanese_folklore_by/d1tjdex Source: https://www.reddit.com/r/Missing411/comments/41oph0/supernatural_abductions_in_japanese_folklore_by/cz3we2z (b) Visit #2 (science, occult rituals, magic, USA) at https://www.reddit.com/r/worldpolitics/comments/5bpc5x/an_update_for_my_readers_by_peter_levenda/dfauxj7 Source: https://www.reddit.com/r/worldpolitics/comments/5bpc5x/an_update_for_my_readers_by_peter_levenda/d9q9006 2. ""JASTA another stupid law"" by Mahmoud Ahmad, published on 3 October 2016: #2e at https://www.reddit.com/r/worldpolitics/comments/564rcx/jasta_another_stupid_law_by_mahmoud_ahmad/d8g9s2e Source: https://www.reddit.com/r/worldpolitics/comments/5b9bza/the_political_system_of_the_usa_is_characterised/d9mq22q Via: #1 at https://www.reddit.com/r/worldpolitics/comments/5bpc5x/an_update_for_my_readers_by_peter_levenda/d9q9006 3.
I mean I guess I don't really know since I never looked into it. Unless the primary language is English, I feel like it would be tough. The Asian students I knew in school that don't have great English often don't make it. Not even just the class, but not being able to integrate with anyone except other Asian students.
Because most people aren't willing to sacrifice their ability to live in the US for 100k. Remember that you can't pull this off multiple times easily.   So as a one and done kind of deal, 100k isn't a great trade for the right to live in tthe US or whatever country you have roots in, particularly once you factor in:
&gt;Conclusion   &gt;Covert operations organized and abetted by foreign governments have played a substantial role in the political and economic development of poorer countries around the world. We look at CIA-backed coups against governments which had nationalized a considerable amount of foreign investment. Using an event-study methodology, we find that private information regarding coup authorizations and planning increased the stock prices of expropriated multinationals that stood to benefit from the regime change. ***The presence of these abnormal returns suggests that there were leaks of classified information to asset traders.*** Consistent with theories of asset price determination under private information, this information often took some time to be fully reflected in the stock price. We find that coup authorizations, on net, contributed substantially more to stock price rises of highly exposed companies than the coup events themselves.   &gt;This suggests that most of the value of the coup to the affected companies had already been anticipated and incorporated into the asset price before the operation was undertaken.
In the united states qualified institutions of higher education should give the student a 1098-t. This form breaks down all money received/billed  and for tuition and scholarships. It would not include items such as books and room and board. The 1098 would constitute proof of attendance and proof of expenses. If a 529 plan was used to pay for part or all of the tuition it should also be sent to you or the student depending on where the funds were sent. If the student can't find the 1098-t it is likely that the college had an electronic copy sent to the students official email, or it can be downloaded from the student's account where tuition bills care paid.  Note: a confusing part of the 1098-T is that many universities include the spring semester numbers in the form for the previous year.   For Example: The 1098-T will tell you if they have done that.
Agreed my friend, and the UK is the country that is the furthest away from the European reality. You have schools charging 1 to 8k for a full years tuition.   I know a case of someone having to sell his home to afford a top MBA in Europe (obviously it paid off), which goes to show how hard for europeans it is to afford US prices for education, meanwhile in the US they just hand it over to you. The problem comes when the Navients of the world come knocking on your door and you can't even save a penny
For tax year 2014, TurboTax Deluxe no longer supports Schedule D.*  TurboTax Premier is required if you need to use Schedule D. Alternatively, H&R Block Tax Software Deluxe will handle Schedule D at a fraction of the cost of TurboTax Premier. Update: Beginning with tax year 2015, TurboTax has reversed their disastrous decision and put the functionality back into Deluxe, making it once again an acceptable choice for the OP's situation. See this answer for more details. H&R Block Deluxe still handles this at less cost.   * Technically**, TurboTax Deluxe does include Schedule D and other schedules in what they call form mode; however, if you decide to use them, TurboTax Deluxe cripples itself, eliminating many of the features on this chart that you may have gotten used to, such as interview guidance and e-file.   ** See https://xkcd.com/1475/
There are online tax prep sites, H&R Block among them. You'll be able to enter your projected details, and do a 'what-if' type scenario by adding things that impact the return. You don't mention any Schedule A deductions. No mortgage? Planning to have money taken off the top to a 401(k)?
According to the instructions to the form - yes, you do need an ITIN. Line 6.   .... If you do not have an SSN and are not eligible to get one, you must   get an individual taxpayer identification number (ITIN). To apply for   an ITIN, file Form W-7 with the IRS. It usually takes 4-6 weeks to get   an ITIN.
Since you are living in India and earning income not from salary, you must file your tax return under ITR4(Profits or Gains of Business or Profession). You can do it online on IncomeTax India eFiling website, step by step guide available here.
(I am making the assumption that this is a US based question). Keep in mind that the alternative is to amend your tax forms from 2010, and 2011. The IRS and the State will want their money, they might not to wait for 78 paychecks. That is 3 years.  Ask for lots of documentation, so you understand what they are doing.
"Well a definitive answer would require a lot of information.  Instead of posting that kind of info online, you should take a look at the instructions for Form 2210 and in particular ""Schedule AI -- Annualized Income Installment Method,"" which corrects the penalty for highly variable income.   Using this form you will likely be able to avoid the penalty, but it is hard to know for sure."
Using the advice of @user102008 , I read-through the booklet of State2, and it said the following: ... so I'm not going to include my State1 W-2s.
In November '14, I wrote TurboTax 2014 Marketing Mistake  Shortly after writing it, a TurboTax agent wrote (on Amazon) to counter the complaints by saying that Deluxe has these forms but did not offer Interview help for them.  As Ben notes in his comment on LittleAdv's answer. TurboTax issued an apology letter, which, in my opinion, didn't really set things straight, factually.  The forms are there, the interview and data import for stock transactions is gone.
First, I'd use an online tax calculator to figure out you total tax tab for the year. Then look through Circular E and figure out from there how much tax you should pay for the rest of the year and work backwards to calculate the number of allowances to get there.  Two friendly warnings - Since you are doing this midyear, you'll need to repeat this exercise as we go into 2017. These next 6 months, you'll be withholding less than normal to make up for the high holdings so far. Second, a withholding is like saying tax/don't tax me on $4050. So in the 25% bracket, it's +/- $1000 in tax paid. You can adjust closer via the line 6 on W4 'additional withholding'.
On the back of the W4 is a Deductions and Adjustments worksheet. This worksheet will give you an accurate number to enter on line 5 of your W4.
I have a CPA. They said that it isn't possible. However, I've seen on message boards that it indeed IS possible, multiple times. I'll likely reach out to another CPA. However, I am interested to hear from somebody who has done this before, so that I at least have a name or defined process for what I'm attempting to do.
Good tax people are expensive. If you are comfortable with numbers and computers, you can do it better yourself.
You'll have to file an amended tax return for that tax year. Filing an Amended Tax Return
Nope. The IRS recognizes you as either married or unmarried.
"I know nothing about this stuff. Am I in trouble? You might be. If you don't file your return the IRS may ""make up"" one for you based on the (partial) information they have. Then they'll assess taxes and penalties and will go after you to pay those. Will I be hit with interest/penalties? You may if any money is owed. You may also lose the refund if you wait for too long (3 years after the due date). You may also be hit with the penalties for non-filing/late filing by your State. Not owing to IRS doesn't mean you also don't owe to the State - you can get hit with interest and late payment penalties there too. He has all my paperwork (I probably have copies... somewhere...) Should I go somewhere else and start fresh? He must return all the original paperwork you gave him. He can be disbarred if he doesn't. If you did 2013 yourself - what was significantly different in 2012 that you couldn't do yourself? If nothing - then just do it yourself and be done with it. You can buy 2012 preparation software at very deep discounts now. Otherwise - yes, go somewhere else. Busy season is over and it shouldn't be difficult to find another preparer/EA/CPA to do the work for you."
"Assuming you file state tax returns, you shouldn't buy Basic. Ever. Your choice is probably between the ""Premier"" version and the ""Business and Home"" version. Price difference is insignificant (I have a comparison on my blog, including short descriptions as to who might find each version useful the most). The prices have gone down significantly, since when I wrote the article, its cheaper now."
Not a financially sound decision in my humble opinion. Basically, you are prepaying your taxes and the only reason you want to do that is if you don't have the discipine to save that money for when it is time to pay next year (assuming you will have to).
You need an ITIN. Follow the instructions on the IRS page to apply. You might be better off getting an on-campus employment authorization and getting an SSN, though, as the ITIN process is not really convenient.
"Does your spouse work? That's one factor that can put your income into a higher bracket. The one difference to note is you will pay 2x the social security portion, so even though not ""federal"" tax, its right off the top nearly 13%. I'm not familiar with your states tax. It's really worth dropping the $75 on a copy of the software and running your own exact numbers."
I got notice from Charles Schwab that the forms weren't being mailed out until the middle of February because, for some reason, the forms were likely to change and rather than mail them out twice, they mailed them out once. Perhaps some state tax laws took effect (such as two Oregon bills regarding tax rates for higher incomes) and they waited on that. While I haven't gotten my forms mailed to me yet, I did go online and get the electronic copies that allowed me to finish my taxes already.
Unfortunately, it's a simple 'no'. Once the IRS has your money, you need to wait until early next year to settle up. He can increase his allowances via form W4, and have less money withheld from pay checks the rest of this year, but no chance for a lump sum return before tax time.  For sake of a comprehensive answer, early withdrawals are subject to a 10% penalty along with regular income tax. It sounds like the son is in the 15% bracket, and a total 25% would have been the right number to choose.
If you just need to fill out the basic forms. this post is really helpful and translates them to english as well as telling you which forms to fill out. http://www.toytowngermany.com/wiki/ELSTER . it really helped me out the last couple years. this year is of course tricky as i did some consulting back in the US and have to figure out the AUS form vs N AUS or what the deal is.  hope it helps
Disadvantages: Advantages: In my opinion, the convenience and price (free!) of online options make doing your taxes online worth the negligible risks.
It is definitely legal and will be accounted by the IRS as earned income.
With the corruption that goes on in these countries (China, Thailand, Etc), it's difficult for (US-UK) companies to comply with anti-corruption laws and still do business there. These countries demand bribes for permits, use of land etc. and if you don't pay expect to wait for these necessary things indefinetly...
There may be issue if you need a replacement card, as the bank may not be willing to post the card to you outside of the UK.
A few things you might run into:
In many cases, you can be temporarily out of pocket by significant amounts.  Even if you then get the money back, there may be difficulties or consequential costs that aren't covered. For example your card gets cloned and maxxed out while travelling, leaving you without your most effective means to pay for necessities.  You're left paying over the odds to withdraw cash on your debit card (if you can even get enough out at a time e.g. India at the moment) or you have to get money wired to you. At the same time you can't really protect your card number.  You can't even keep your card in sight in some places, never mind protect against the card number being displayed/recorded locally by the card machine.
There is no sure thing in investing. Everything has a risk component. Sure, people talk about these cryptocurrencies like they have nowhere to go but up, but there are massive risks with these. For example, they could be declared illegal, the exchanges could go bankrupt (and some have), the backing companies off the ICOs could fail, the algorithms behind them could have a fatal flaw with unknown consequences, they can be stolen in unusual ways, everyone could suddenly realize that they have no real value...
Yeah, not a good chance you'll break in from a US school. I'm studying in the region and there's still a lot of uncertainty about how my future looks, given the language barrier. I'm not sure I'll ever be fluent to the point I sound like a native, and I think that might be what they want, at least for front office roles.
Heck, my father could only buy certain models of hard drives from select manufacturers when he was working for the DOD. They knew that many foreign made devices had firmware that would automatically skim the files and send them off to the old country. I'd be surprised if foreign software didn't do the same thing also.
On the contrary. Outsourcing to India and investing in India in general is quite profitable and strategically appealing.  1. India's Silicon Valley alone is incomparable to that of the States'.   2. Country is indisputably more advanced than people think. 3. Their call centre alone is known and classified as one of their strongest proficiencies.   4. Not to mention the strongest argument of all, they have their own production lines for almost everything. Thus, not importing anything but rather exporting and sharing its advanced products. 5. One of the most (if not the most) IT savvy countries in the world.   Only argument for the above post is the potential obstacle of discrepancies of culture between the outsourcing country and India. India may not be as diverse as would be preferred in order to rid the possibility of potential bottlenecks with regards to diversity.
Not exactly. Tax reasons. Can't repatriate the money without paying full boat corporate tax rate. The Donald was supposed to offer a tax holiday on that at some point.  The problem with using debt is that many companies forget that they have to roll it over at some point or pay it off. And, in a rising interest rate environment, it can be a problem.
At any instant, three currencies will have exchange rates so if I know the rate between A and B, and B to C, the A to C rate is easily calculated. You need X pounds, so at that moment, you are subject to the exchange rate right then. It's not a deal or bargain, although it may look better in hindsight if the currencies move after some time has passed. But if a currency is going to depreciate, and you have the foresight to know such things, you'd already be wealthy and not visiting here.
I am also curious, and looked into Zopa here in the UK.  One major disadvantage is that it is not regulated by the FSA, so if things were to go tits up I would have absolutely zero protection.
Don't forget the risk of not finding tenants and having your property be empty. Or having bad tenants who destroy the place. Or just spending all your time  (because time is money) on general upkeep/maintenance (or, if you subcontract that out, making sure a decent job was done)
Even if you could get it with no major hassle, $100,000 is just not that much money.  In a cheap third world country, as an expat you're looking at spending about $800-$2000/month, plus unexpected expenses. Locals live on less, but very few of us would be happy with the lifestyle of a Honduran or Thai farmer. Your 100k will last 4-10 years. This is hardly a great deal considering you're cutting off ties back home and almost becoming a fugitive. With USD going down the drain (e.g. in Thailand it went down 25% in 3 years), this period would probably be even shorter.  Of course, you could work in the new country, but if you do then you don't need 100k to start with. The initial amount may improve your security, but from that standpoint being able to go back and work in your home country is worth more.
It's OK if he has good reasons not to invest. This has happened before and this will happen again.   What's not cool in my book is saying stuff like 'people who are bullish on India haven't been to India'. Really? I mean have you been to Russia? Try to venture outside Moscow during late hours Or try to drive a rental vehicle.
INR held in an NRE account can be converted to non-Indian currencies without any problems. Converting money in an NRO account is more difficult but do-able. Whether it is wise for you to invest in a privately held company is a different issue.
"Keep in mind that not every currency is ""tradeable"", i.e.: convertible.  In fact, neither the Brazilian nor the Thai currencies are fully convertible, and the trading with them may be limited. There are 17 fully convertible currencies currently in the word, you can find the list here."