vania-janet/multiturn-rag-retrieval-data huggingface dataset:
"This link:  http://www.ifs.org.uk/fs/articles/ewgm_feb93.pdf (from 1996, describing the proposals for the change) seems to answer the question in its description of ""the current system"" - they had to file business accounts and it was calculated by the Inland Revenue from that."
I wouldn't say 90% but it is a lot. Oracle Financials is also quite big.  Excel is used for reporting.  To give you an idea of how one big organisation does it, the balance sheet is SAP. Transactions are done with Oracle, the two are reconciled and reported via Excel.
They are using a tax arbitrage, a variation of Hollywood Accounting. This is a common tactic adopted by all big companies, including GE, Apple, Microsoft, Google and hedge funds like Bain. The company's management has only one legal duty, to maximize the shareholder value and this is one way of doing it.  Depending on your perspectives, it may be unethical but it definitely is not illegal.   Blame the politicians and people electing them, not the businessmen.
What is the best way to learn SQL for use in finance, namely FP&amp;A? I've watched videos on YouTube but most of them focus on syntax. I do know that SQL is used in some type of DBMS like IBM / Oracle / Microsoft Excel. So, when job applications list SQL experience (like for FP&amp;A Analyst positions), what DBMS are they referring to? Oracle? Microsoft Excel? Does it matter? If I learn the syntax, is that enough?   I have searched for resources but again, they seem to be focusing on the syntax.  https://www.reddit.com/r/SQL/wiki/index   Can someone who works in FP&amp;A please explain or recommend a MOOC or other sources that will show me how to use SQL just like you do on the job?    Thanks.
Having spent all of 3 minutes reading about this, my impression is insurers are going to have to have more money on hand to cover every line of business as independent silos, instead of keeping it all pooled together and being able to shift money around as needed between their lines of business.  In order to acquire this capital, they will take on more debt now; as the expectation is interest rates will rise in the future which would increase their cost of debt vs. acquiring the debt now when interest rates are low.
Theres loads of information on the costs of regulation to smaller businesses and larger corporations and the adverse affects its had on their ability to either go public or stay private. We learned boat loads about it this past year in my undergraduate course so I'm sure you could find quite a bit.
You won't be using my SQL. It probably lists Oracle because that's the ERP system the company uses, and it'd be good for the FP&amp;A guy to be familiar with the system. Be an expert in Excel, you will probably be using it the majority of your workday.
"I don't think they ""actually"" turned a profit, did they?  As I understand it, this is an accounting method/trick, it's not as if they generated more income by using this system.  They just made their monetary value visible rather than implicit.  Which is not the same as turning a profit... or am I missing something?"
Yup. SAP and Oracle are customized to each individual company with little to no overlap. Being experienced in one companies SAP setup does not guarantee that one would be familiar with another companies set up.   Adding to that, Companies complaints about having people graduate without the skills they need is a load of bullshit. Instead of complaining should have partnered with the schools to make sure that students were learning and gaining experience in the things they actually need.
Select the calendar year unless there is a good reason to choose another year end, for example, if your business is really busy at that time of year and you won't have time to do your books.
In this stormy environment, with auditors keener than ever to avoid being seen to go easy on clients, companies are being told to mark down assets if there is any doubt about their value. The sanguine point out that this has no effect on cashflow, since such charges are non-cash items. Moreover, some investors take goodwill write-offs with a pinch of salt, preferring to look past such non-recurring costs and accept the higher “normalised” earnings numbers to which managers understandably cling. The largest companies are thus able to survive thumping blows that might otherwise floor them, such as the $99 billion loss that the newly formed but ill-conceived AOL Time Warner, as it then was, reported for 2002. But the impact can be all too real, as write-downs reduce overall book value and increase leverage ratios, a particular concern in these debt-averse times.
Certainly sounds worthwhile to get a CPA to help you with setting up the books properly and learning to maintain them, even if you do it yourself thereafter. What's your own time worth?
I used to work in FP&amp;A and never had to use SQL at all.  What kind of companies are you looking at that require it?  I did end up using it when I switched over to the Strategic Analysis team (they were much more data heavy).  It was relatively easy to learn on the job but if you want to get out ahead of it you will have to know which software/database they use as there are different types of SQL language (I unfortunately found out.)    Feel free to PM me if you have any other FP&amp;A type questions.
Looks like this is just for billing mostly.   We need inventory management that integrates with our PO's but still be able to add line items for sales that do not come from inventory.   We need a system similar to SAP.
https://www.google.com/search?q=quarterly+and+annual+financial+report+calendar&oq=quarterly+and+annual+financial+report+calendar&aqs=chrome..69i57.9351j0j7&sourceid=chrome&ie=UTF-8 The third result on Google is: https://www.bloomberg.com/markets/earnings-calendar/us The fourth result on Google is: https://finance.yahoo.com/calendar/earnings
"The solution I've come up with is to keep income in CAD, and Accounts Receivable in USD.  Every time I post an invoice it prompts for the exchange rate. I don't know if this is ""correct"" but it seems to be preserving all of the information about the transactions and it makes sense to me.  I'm a programmer, not an accountant though so I'd still appreciate an answer from someone more familiar with this topic."
The S.E.C. is just a training camp for financial consultants hired by CEOs of multinational firms.  Remember how many people were sent to jail after the financial collapse and the housing bubble?  That's about how many you can expect to go to jail this time, too.  The worst that will happen is minor fines dwarfed by the amount of money made in any illegal activity that may have occurred.  It isn't so much that government has any real problem with white-collar financial crime per se; they just want to make sure they get a cut.
Possibles: stock offering, secondary placement, increase authorized number of shares, shelf registration.
"Judge Rakoff wrote: ""Finally, in any case like this that touches on the transparency of financial markets whose gyrations have so depressed our economy and debilitated our lives, there is an overriding public interest in knowing the truth. In much of the world, propaganda reigns, and truth is confined to secretive, fearful whispers. Even in our nation, apologists for suppressing or obscuring the truth may always be found. But the S.E.C., of all agencies, has a duty, inherent in its statutory mission, to see that the truth emerges; and if fails to do so, this Court must not, in the name of deference or convenience, grant judicial enforcement to the agency’s contrivances."""
You may have to ask each tenant to provide copies of bank statements or copied of deposited checks indicating what was paid, to whom and when. Using a spreadsheet is a good idea. It doesn't have to be complicated. If everyone co-operates then this exercise might not be too much of a hassle. But if anyone is combative or unwilling to produce these records, I would recommend reminding them that their other choice is to take each other to court where these records would be required anyway - or face eviction if the landlord doesn't get paid.
"Without divulging too many specifics.  Net income is 73k.  Total income is 136k.  Filed as an S-Corp.  Using Quickbooks to classify expenses etc.  I know its not much information but I don't know what to look out for, like ""whoa, net income is 73k, you gotta spend that!""  I have a CPA but isn't offering much in the terms of ""help"" and ""explanation"".  Thanks for your time!"
I'd love to help you, but without knowing the kind of reporting you do, that's going to be kind of hard.  Plus it is a bit of a conflict of interest ;)  Of course, if you want to take me on as a C-level exec, I could probably handle that.
Dedicate the majority if your time to paying close attention in your class. They will give you little chests to remember when it comes to options and other important areas. Take practice tests after every chapter you read. For the week before your test, take as many practice exams as possible. Mastering the practice exams is your key to success
The CFA program is extremely demanding but a very good way to get into the industry if you can complete it.  Be prepared to study for more than 300 hours at each level... if you can't give it that don't waste your time.  Source: i just wrote Level 3 three days ago
"Whether you use a professional financial planner or not, the basic steps are the same. It seems like you have done some detailed work on step 1, perhaps less detail (but not necessarily insufficient detail) on step 2, and concluded that you don't need to change anything in step 3. That's fine - if you concluded that you don't need to change anything, then you don't need to change anything! What you need to do from now on is There is nothing complicated or difficult about any of this. To paraphrase Charles Dickens, ""Income greater than expenditure - result, happiness. Income less than expenditure - result misery.""  Talking to a financial planner might encourage you to spend less (though of course you just acquired a new expense, ""buying financial planning advice""), just like joining to Weight Watchers might encourage you to eat less or exercise more. But in the end, it's you who have to take the action - other people can't do it for you."
Reports -> I&E -> Cash Flow Select the Mutual Fund account only.
"&gt; Why should we trust big agro to release accurate information that may be damning to their business?  Enforcement via inspection. You only need to check up on a small portion of claims to ensure accuracy. Have hefty fines for inaccurate information, and jail time for anyone who intentionally misleads.  &gt;The problem is that the USDA has been underfunded to the point that it's completely incapable of doing the amount of inspections needed.   There's a simple and obvious solution to that.  &gt;Consumers don't know what they need to be educated about, and rely on reporters and experts to make recommendations and revelations on their behalf.   That's why there's a mix of sources. Indeed, consumers don't know, but they still have the right to ask silly questions. Actual knowledgeable people are also involved so that actual meaningful questions be answered.  &gt;Revoke all laws that restrict the first amendment when it comes to our food. ""Disparaging a food product"" should not be illegal in a free country. Public health should be more important than sales of unhealthful products.  Those laws are, in part, there to protect public safety. Causing an unfounded panic over food-products could be disastrous. Public health is the justification for those laws existing, not protecting sales."
De financiële coaches aan **[Southbourne groep](http://www.thesouthbournegroup.com/)** zei dat ze willen mensen inspireren en hen helpen uit schuld te krijgen door het delen van hun eigen verhalen en financiële worstelt. Opgesomd in de volgende bevat de samenvatting van het team vergaarde gegevens uit eigen onderzoek en hun discussie met die deskundigen. **Zeer verantwoordelijk** Altijd in controle over uw persoonlijke financiën om te voorkomen dat schulden. Als u momenteel een goede financiële situatie en dat is goed, geen schulden hebt maar niet voorbijgaan aan het feit dat ""dingen niet gaan zoals gepland soms"". U weet het misschien niet, maar u bent al hard op uw financiën vallen doordat er geen controle op uw uitgaven. Een budget en met alle middelen gevolgd door een sterk gedisciplineerd mentaliteit. Leven verandert kunnen vangen u off-guard waar je niet klaar aan te passen aan deze wijzigingen. Bijvoorbeeld, werd uw partner verliezen zijn of haar baan of uw full-time werk een deeltijds werk. Met dergelijke wijzigingen, moet u ook uw financiële levensstijl aanpassen. Wees niet een zorgeloze spender en gebruikt nog steeds uw geld, zoals u deed voordat dergelijke gebeurtenissen plaatsvinden.
Fidelity answers this pretty well: Yes. The IRS requires that you keep your receipts for HSA   account expenses. While you will receive an HSA bank   account statement each month and you can access your   account online, the receipts will be required should you ever   be audited by the IRS. You may upload your receipts to the   PilotHSA system for easy retrievel at a later date.
Company Income Tax Filling |GST Registration and Migration Sujata Associate ia an accounting Firm and we are expertise in Companies Act 2013 and we help in Company Registration, Private Limited Registration , Limited Laiblity   Registration , Public Limited Company Registration , Partnership Company Registration and Propriotrship Company Registration. Sujata Associates also help in Company   Audit ,Maintaince of Company Accounts ,Sale Tax Return Filling and Income Tax Filling.
"IT appears the company you're talking about did not report as you expected them to, which is not unusual for OTC companies because, as Milo stated, they are not well-managed. That being said, reports on EDGAR are available as soon as they're posted.  I'm not aware of any lag between when the company uploads their report and it is available on the EDGAR site. Looking at the profile of the company you're referring to, I'm curious why you'd be so interested in a company with huge negative earnings, a near-zero share price, and an obviously spotty history of reporting its numbers.  In order to make any money with this stock, you'd have to buy a huge number of shares, which could be difficult to unload.  Further, the fees you're going to pay to make your trades are very likely to outstrip your return, so you'd be upside down on it. This company has pretty negative financials, and in a world of cheap oil, alternative energy (and the companies that deal in it) are out of vogue, so they're not likely to see a turnaround anytime soon.  They're spending money on R & D at a rate almost 17 times earnings, and the losses are deepening, while revenues are not improving all that much.  These guys are bleeding to death, and there's little prospect of a financial transfusion on the horizon. This is, as they say, a ""dog with fleas"", so your best bet is to find something else to put your money into. I hope this helps. Good luck!"
And here is the same question posed to the user interface design sub:  https://www.reddit.com/r/UserExperienceDesign/comments/6thoqv/if_you_could_change_the_navigationcategorization/?st=J6LFX0K1&amp;amp;sh=492012b4  Will see what a I can find for regulatory sites for you.  p.s. Companies like Wayfair have been notorious for spamming job seekers, by adding them their email list involuntarily after submitting applications I was told.
The private company that handles the quotes probably does know.     It's just that the government would have to do paperwork!  And those firms probably could throw way too many lawyers (not to mention government lackeys) to make them go away.  Plus, there's the whole fact that 3/4 of congress and every semi-relevant regulatory agency is captured.
You should actually contact the company, not just try to. There are ways to do this. For example, show up in person, send registered mail. All other advice is moot until you actually contact the company.
&gt; Companies shouldn't be weasling ways to skirt the spirit of the law.  Hahah ahahahahah hahaha. Ha. That's good.   You're 100% right, but manipulating a system and screwing others for personal gain is innate in humans. There are plenty that are good and won't step on others to get ahead, but a lot out there won't.
Depends on the type of documents, if they are just sales flyers you can email/post on website etc.  IF they are medial records or some other sensitive information you need to have something with access controls encryption and logging/auditing capabilities... Some places use sharepoint or just have a shared drive where the docs are stored.
I'm making up an event with my school sponsored by the local building society. I need this for a presentation which I will be performing in front of the Chief Executive. What do companies invest in when you want them to sponsor you?
"This is the best tl;dr I could make, [original](https://www.bloomberg.com/news/articles/2017-08-08/americans-are-dying-younger-saving-corporations-billions) reduced by 91%. (I'm a bot) ***** &gt; Over the last two years, at least 12 large companies, from Verizon to General Motors, have said recent slips in mortality improvement have led them to reduce their estimates for how much they could owe retirees by upward of a combined $9.7 billion, according to a Bloomberg analysis of company filings.  &gt; Mortality trends are only a small piece of the calculation companies make when estimating what they&amp;#039;ll owe retirees, and indeed, other factors actually led Lockheed&amp;#039;s pension obligations to rise last year.  &gt; If mortality improved by 1 percent a year for most of the past 70 years, might the U.S. revert to that soon? Or, Keener asks, &amp;quot;Is this really a new reality that we&amp;#039;re living in?&amp;quot;.   ***** [**Extended Summary**](http://np.reddit.com/r/autotldr/comments/6sgmov/americans_are_dying_younger_saving_corporations/) | [FAQ](http://np.reddit.com/r/autotldr/comments/31b9fm/faq_autotldr_bot/ ""Version 1.65, ~186416 tl;drs so far."") | [Feedback](http://np.reddit.com/message/compose?to=%23autotldr ""PM's and comments are monitored, constructive feedback is welcome."") | *Top* *keywords*: **mortality**^#1 **year**^#2 **pension**^#3 **actuary**^#4 **death**^#5"
I think you can solve the problem of different wordings by having a lookup with a table of all the different ways companies spell the same words that returns a standard format that you use. That way you only need to update the table every time you come across a new company and you wont have to type it out all the time.
The ultra cynic in me says that companies get rid potential outrage through stupid bullshit like this, and bring in their real plans that will ultimately be ignored due to the lacking ability for Americans to have any sustained political opposition.
What is the corporate structure? Your partnership agreement or LLC operating agreement should dictate how you approach this.
According to this FAQ published by the state of Delaware, your annual filing fees will be: Anything above and beyond that is based on company income. If you decide to file an LLC in Delaware instead of a Corporation your annual tax is $300. As others have mentioned in comments to your original question it's worth exploring your home state or other states. Delaware is commonly used to incorporate, but if you're very small or just starting out then often times your home state can be more favorable and less costly.
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It looks like a lot of different industry/sector overview reports from various investment banks or other research providers. A lot of people on here don't have access to their portals and aren't used to coming across research like this. The organized nature of this makes it pretty convenient.
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NASDAQ provides a very good IPO calendar as well for US listings.
"Interesting article! I feel like it focuses a little heavy on that line in the 10-K though, that doesn't seem terribly uncommon. Seems like the article is trying to do a ""gotcha"" bit with it. I think the story of the disappearing executives is much more interesting without bringing the generic 10-K disclaimers into it at all."
Except: it's a material concern at every company.  If the senior executives all quit at the same time, this is going to be problematic no matter what company we're discussing.  I wouldn't be surprised if most 10-Ks have similar generic language.
"Grain primarily, but pretty much any other commodity you can think of has pretty high scrutiny.  Oil is important because without it US can't go to war (a position it found itself close to in WWII)  Read ""The Prize"" by Daniel Yergin"
I commented about oil in response to u/timothyblomfield. I know way more about oil than any other commodities.   But steel is another heavily scrutinized commodity. All the talk of China importing illegal steel, people losing steel jobs, etc. Commodities become important like this when international politics become involved.
It would seem to be in your best interest to file, and that probably means that you should do all you can to get your documents back.  If you are in fact owed a refund then there is apparently no penalty to filing late.  If you instead owe taxes, you better file in any case since the fees stack up pretty fast: 5% per month after the due date up to 25% of the taxes owed.
I don't think it actually matters what the account that you register your email with but more that its not WrestlingFan2001@gmal.com vs BryanSpillner@gmail.com or BSpillner@gmail.com. All emails do the same thing and there's 3rd party applications that cover the rest.