vania-janet/multiturn-rag-retrieval-data huggingface dataset:
The problem with short would be that even if the stock eventually falls, it might raise a lot in the meantime, and unless you have enough collateral, you may not survive till it happens.  To sell shares short, you first need to borrow them (as naked short is currently prohibited in US, as far as I know). Now, to borrow you need some collateral, which is supposed to be worth more that the asset you are borrowing, and usually substantially more, otherwise the risk for the creditor is too high. Suppose you borrowed 10K worth of shares, and gave 15K collateral (numbers are totally imaginary of course). Suppose the shares rose so that total cost is now 14K. At this moment, you will probably be demanded to either raise more collateral or close the position if you can not, thus generating you a 4K loss. Little use it would be to you if next day it fell to 1K - you already lost your money!  As Keynes once said, Markets can remain irrational longer than you can remain solvent. See also another answer which enumerates other issues with short selling. As noted by @MichaelPryor, options may be a safer way to do it. Or a short ETF like PSQ - lists of those are easy to find online.
It's generally the hype that blinds them. Unfortunately, as rare as it happens on the scale of the FB IPO - it shouldn't happen at all. But then again, if everyone was well educated, informed and risk averse - we wouldn't have losers in the market. Everyone can't keep winning forever!
Thanks for the comment,  Yes and it seems to be getting worse now not better I'm afraid.  Stories spread like wildfire in the markets here when a store pulls the wool over someones eyes and makes a fist full of cash, this means more and more people want a slice of it. Be careful.
Nobody is going to short sell stocks through a lender that forces people to buy in as soon as it is getting good for them.
"Yes, you could sell what you have and bet against others that the stock price will continue to fall within a period of time ""Shorting"".  If you're right, your value goes UP even though the stock price goes down. This is a pretty darn risky bet to make.  If you're wrong, there's no limit to how much money you can owe.  At least with stocks they can only fall to zero!  When you short, and the price goes up and up and up (before the deadline) you owe it! And just as with stocks, someone else has to agree to take the bet.  If a stock is pretty obviously tanking, its unlikely that someone would oppose your bet. (It's probably pretty clear that I barely know what I'm talking about, but I was surprised not to see this listed among the answers.)"
Your best bet is to pay for title insurance. If you do the same search as the title company, you'll probably find (and miss) the same things they would. By letting a title company do the search and paying for their title insurance, you're covered in case something else surfaces. In a case like this you should be getting a good enough discount, don't take the risk of doing the search yourself.
If the stock price drops to zero then you'll end up paying the put exercise price to acquire worthless shares! So your down-side can easily be multiples of the premium collected. Don't do this until and unless you understand exactly how this works. It's advanced. Note also that your broker isn't likely to permit you to write puts without having sufficient cash or margin in your account to cover the case where you are forced to buy the stock. You're better off having cash to secure your put buys, otherwise you may be forced into leverage (borrowing) when assigned. Additional Resources: The Montreal Exchange options guide (PDF) that Cart already linked to is an excellent free resource for learning about options. Refer to page 39, ""Writing secured put options"", for the strategy above. Other major options exchanges and organizations also provide high-quality free learning material:"
I would agree more with the second one. I've been on Slickdeals about 5 years and it's like the 'extreme couponing' of the internet. A policy that many members hold to is never call the company if the deal seems too good to be true, because it's possibly a mistake that they could change.
nice, im sure theres some discount style stores around.  I dont like the subscription with amazon either because prices change, and i dont think they give you a good notice or indication on how the prices have changed compared to when you signed up.
"You at least have some understanding of the pitfalls of shorting. You might not be able to borrow stock. You might not be able to buy it back when the time comes. You're moves are monitored, so you can't ""run away"" because the rules are enforced. (You don't want to find out how, personally.) ""Shorting"" is a tough, risky business. To answer your implicit question, if you have to ask about it on a public forum like this, you're not good enough to do it."
"Oh, I've gotten the ""massive upside"" in writing - you get 10,000 shares of this thing! Just sign here! But then it turns out that they can water those shares down whenever they want, or of course they're worth nothing when the thing tanks. The fact that it's a pretty sophisticated game is not always obvious, especially to those who are new to it."
Just playing devil's advocate: A falling stock price impairs the firm's ability to raise equity capital efficiently. In these times, additional regulatory capital requirements continue to be levied on the banks, and they are faced with raising capital inefficiently, which may impair their ability to pay their debt, which may lead to a ratings downgrade.
"Keep in mind, if the name is trademarked, you might have it taken away from you. If it's generic, there's a good chance the potential buyer would just move on and set up another domain name. Consider web names such as Stockpickr. The proper spelling is there, and remains unused, ""This domain may be for sale"" at the top of the page. I'm guessing they asked for too much money and the potential buyer just decided to move on. We are at the point where the new domain extensions (.space .name .guru and hundreds more) have watered down the potential value of many sets of words. I'm sure there are still good names, and yours might be as good as you think, but you might find resistance getting a deal that lasts beyond the sale date."
Oh my God.  Turn. Back. Now.  This is literally a textbook scam.  I know you want to believe this is true. Its not. Even if it was true it would still be a high, high risk investment that would then be compounded by the fact that you would be doing it with 100% debt.
Those compensated by commission, not your moneyed elite. Those types are going to get out of taxes anyway.  Capital gains crush the middle and upper middle class like no other. BTW, now you sound even less like you know what you're talking about.
The trickiest thing is the federal tax. It's typical to withhold 25% federal on this type of event. If your federal marginal rate was already towards the top of that bracket, you'll owe the missing 3% as you enter the 28% bracket. Nothing awful, just be aware.
We don't know how to make money in the stock market, therefore no one should be allowed to.  ~Fuckers  If Bill Gates wants to give the government some of his money, [here's the form](https://www.pay.gov/paygov/forms/formInstance.html?agencyFormId=23779454).  If he wants to give the government some of other peoples' money, he should shut the hell up.
If you ever own a home (which sounds doubtful), or your parents sell their home after 20 years of ownership,  you will appreciate those capital gains taxes.   They don't just apply to the rich.     Now go,  shoo, scram.... back to your dorm room, you filthy college freshman.
And meanwhile idiots like Lube go around talking about how we're all fucked. I like to do this quick trading in my Roth, where I don't have to even think about paying taxes on short term gains. Most people can afford the Roth. The people who can't do it are usually the people who don't qualify, in other words upper income people who include the 1%!!!
"Yes, you're correct and yes they will. Note that it will be considered as ""sale"" with gains being taxable income to you."
No, no, no.  First we need to tax comic books, cable TV, video rentals, games, internet use by the kilobyte and by the hour ... oh you don't like that?  It's painful when YOUR ox is getting gored, bubbie?   Then shut up.    Unless the HFTs are engaging in fraud it's just NONE of your business how they make money.  If they are acting with fraud, they should be arrested as a matter of criminal law.  Reddit: A place where people who've never run anything bigger than their mouths make grand proclamations about how businesses should be run.
I believe that capital gains do affect AGI, but if she sells $40k of stock, then the AGI doesn't go up by $40k, it only goes up by the gains (gross proceeds of the sale minus cost basis). So if she paid $30k for that stock, then the AGI goes up by $10k not $40k.
Without knowing specifics about your personal situation, there are two items to consider:  1. Pre-pay as many items as possible this year.  (rent/lease, insurance premiums, etc.) to reduce your profit on paper in this tax year.    2. If you don't have a retirement plan for yourself, look into it as a way to put some money aside for retirement pre-tax.  If your accountant can't help with this, perhaps find a financial planner.   Congrats though, great problem to have!
Yes you need to pay Capital Gains tax in India. Further transfer of money out of India from Ordinary account requires some formalities / paperwork. A CA should be able to guide you.
You need to track every buy and sell to track your gains, or more likely, losses. Yes, you report each and every transactions. Pages of schedule D.
If you don't like it create your own exchange with those rules :) Seriously though, It's not the government's job to set a tax, it's the exchange's. If there was a large enough market for such an exchange it would already exist.
I've heard of handyman type people making a living this way untaxed.  They move into a fixer-upper, fix it up while living there, stay over two years and sell.  They can pocket $125k/yr tax free this way assuming they produce that much value in their fixing-up.  (Beware, though, that this will bite you in low social security payments in retirement!)
Could you not just say that you had bought it when it was pennies on the dollar and made the millions that way? There isn't much of a transaction record, is there? I also just realized that I don't understand how taxes work in that situation. If you have a different currency from the U.S. Dollar, and it increases in value greatly, do you have to pay tax on that increased value relative to the U.S. dollar? They don't when it's minimal increases.
This depends on the nature of the income. Please consult a professional CPA for specific advise.
"Gee son. That's a potential for a better than 10% gain in a short amount of time. If bought within a tax advantaged account like a IRA then you don't even pay capital gains. Does Lube know? Last I checked he was obsessing over ""bowels"" or some shit."
"OK, since you aren't a ""hoarder of wealth"" you wont have a problem with a progressive capital gains tax would you?  Say 15% on the first $50,000 of gains, 30% up to $200,000 50% up to $500,000 and 90% on $1,000,000 and up.  Keep in mind this is only on the gains from your capital.  There are a lot of programs we could fund and people we could help with that tax money."
Hey, I suggest you check this place out: http://www.investopedia.com/university/  You can start from there and then read through the things you don't know about and move on from there. When using youtube, search for specific things rather than a general/broad search. For example here's a good youtube video relating to Candlestick Breakout Patterns: https://youtu.be/1fB3EF7XeXU
Hmm well the methods used differ depending on the asset class. I've worked with a REIT and PE on a few different types of commercial projects. For a general overview though I would say look up courses at a local community college and purchase the text books on the syllabus. Some asset classes also have free industry updates which can give you an broad overview. Feel free to PM me if you want to talk specifics.
Just watch these videos and you will definitely have a basic overall understanding of finance/econ:  &gt; [Overview of Finance by Ackman](https://www.youtube.com/watch?v=WEDIj9JBTC8)  &gt; [How the Economic Machine Works by Ray Dalio](https://www.youtube.com/watch?v=PHe0bXAIuk0)  A lot of universities have entire courses they put online. For example, Yale's open course on Financial Markets is excellent:   &gt; [Yale Econ 252](http://oyc.yale.edu/economics/econ-252-11)  &gt; [Youtube mirror](https://www.youtube.com/playlist?list=PL8FB14A2200B87185&amp;feature=plcp)
I’d suggest going over to Khan Academy. It’s basically a free school with really helpful videos. There are quizzes you can do and forums for each subject.   My advice would be to starts the personal finance section because most things build from there and it’ll help you more with real life finance. Good luck!
I would recommend looking at The Motley Fool.
"I commend you for your desire to be a smart and engaged investor. Regarding the other comments, yes the market is unpredictable and dangerous, but such is everything that leads to profit.  I am currently reading, ""Advanced Options Pricing Models"" (Katz and McCormick) - mighy be at your local library. The book is helpful because in explaining the options market, it covers basic stock methodologies and then builds on them as it pursues a quant's math/computation based view of the market. The book is highly math oriented and discusses authors' custom design scripts/alogrithms to analyze market behavior. See similar post about technical analysis (since it often directs short term trading decisisions)."
I have always though that the Choose to Save organization has a lot of good information. Including one on the magic of compounding
I'd suggest looking at something like the Dummies series of books for this.   Something like: Sometimes the books are combined into one big book.  This would be the best bet.  It's were I started.  Every time I wondered something I just looked it up and learned. They are perfectly fine for the novice. Hope this helps.
Just find a low cost S&P 500 index fund, and spend your time reading The Great Mutual Fund Trap instead of wasting your time and money picking actively managed funds.
Get really good at Excel.  Make it a goal to have it become a specialty of yours.  Practice the basics, learn to create models, read books on it, watch videos etc.  As far as publications, just try and get to the usual suspects on a daily basis.  WSJ, Economist, CNN Money, Yahoo Finance, Seeking Alpha, etc.
Start with Options, Futures and Other Derivatives by John Hull.
just start on quantopian. you wont know what you are doing. take someones algorithm, break it. figure out why its broken, fix it. figure out why it works. brainstorm ideas. code them. bugfix. realize you dont know enough. google search. . . profit  thats what I did.
"Check out Irwin Schiff's ""How an Economy Grows and Why it Doesn't"".  It explains how economy's work using a comic format, explaining investment, savings, banking, gov't, taxation,etc, although you may need to be at least 10 to understand some of the concepts. :)"
You have to go deeper into smaller subs. The big subs have a majority of simpletons and biased hippy views. Most think they are astute when they aren't very educated with the matter.   It's unbelievable. I was recently down voted to oblivion with the correct comment and the other person was upvoted to prominence with the wrong comment, but it's similar to the hive mentality.   It's cool though because it clearly proves a giant point. That point is you do have an edge over the general market.
"Before you can truly learn, you must unlearn first. I recommend the book ""Fooled by Randomness"" by Nassim Taleb."
Go check out wallstreetoasis.com. There are a lot of people out there like you and that site has a lot of folks in the industry. It's segregated by arms so you'll also probably be able to get a feel for what kind of finance you might or might not be suited for.
Hi guys,  This is an app I've been working on over the summer. It's my belief that a lot of people want to learn about the stock market but in the end can't because they're turned off by long walls of text you get when you Google about them/read a textbook.   I know there are other simplified solutions out there but they're not widely adopted yet and I don't think there are any (?) that were made app first.  Anyway, check it out if you can. Appreciate all feedback/comments.
Algo traders/quants/market backtesters/coders/et al.  I am looking to backtest basic things like the correlation of P/E, EV/EBITDA, etc. to market performance. I know a little R and Python.  What is the easiest way to learn to backtest this sort of stuff? I want to eventually get into algo trading sort of stuff.  I'd **greatly** appreciate it!
I'm going to have to agree with /u/LupusSuperius. That's too broad. I think you should go for economics, that'll cover most of your interests. Then do some reading on investment​.  I don't have any recommendations for you, though. Hopefully someone will pitch in.
Are there specific questions that you have? You can explore subs on reddit, there are solid news sources like coindesk.com and specific people on twitter / medium you can follow to get deeper insight.  There are also entire avenues of theory such as cryptoeconomics - meaning how do you pay, incentivize, and secure miners.  The architecture layer is complicated - currency is the tip of the iceberg, there is inherent value in protocols built on top of a blockchain and blockchains themselves.
Do you have a smart phone?  Check out the Clark Howard Podcast.  I listen every day.   Of course you can listen from your computer but its far easier to consume from a pod catcher
Then I'll cite it as the last paragraph of step 3 in getting started. He says everything is insider trading and that's bullshit; if he had any interest in giving real advice he would define insider trading as trading with material, non-public information as it says in all the statutes.  It's the same meaningless nonsense as the paragraph before that, where he says good investors don't time the market but know when to get in and get out. Those are the same things at the level he has described them; it would take a book with actual investing advice like Ben Graham's The Intelligent Investor or A Random Walk Down Wall Street for an actual view into investment.
I want to say those are safe beause of SSL.  However I know that isn't true because someone got caught issuing a master SSL certificate that let a company forge any other SSL certificate. It only worked within that company, but it proves that it is possible.
Of course. Where else are the rich gong to park their money? The Dow is going nowhere but up. I was saying this when the Dow was in the 16s and everybody else was calling 'get out'. If I had shit to invest I'd probably be able to buy a new car.
"Also, in (5), is it considered unpaid wages? Because that's pretty high on the bankruptcy hierarchy.  No. It is near the bottom, in with unsecured debt. If you have access to the plan documents, see if the plan has the phrase ""rabbi trust"" anywhere in it. This means that the money is not kept comingled with the corporation's regular accounts, but is rather deposited with a financial institution (such as Fidelity)."
Check the Financial section in this list of Open Source Software
Sir, although I am quiet inexperienced speaking in this subject but being an undergraduate in financial engineering, I feel the title is suited very well since providing unbiased financial advice is the last and greatest thing that any financial adviser would ever do....
"Its not a double major.  That is two separate degrees and they should be identified as such.  It is not called anything.  That is unless you are mistaken about the finance part being a ""master"". You are listed as undergrad student so I am slightly confused."
The trust owns the property, the trustees control the property and the beneficiaries receive any income from rent or gains from sale of property.
What are your goals? Managing your finances is not the same for everyone. For example, do you want a more hands-off approach to finance or more hands-on? Are you looking at investments as well or just saving money? Those types of questions.
"An endowment is a large chunk of capital (i.e. money) held by  a university or other nonprofit.  It is meant to hold its value forever against inflation, and invested to generate income: from interest, dividends and appreciation.   They seem like a contradiction: closely scrutinized by Boards of Directors, managed to a high and accountable standard, closely regulated -- and yet, invested aggressively for growth: ignoring short-term volatility to get the highest growth long-term.  The law, UPMIFA (P for Prudent), requires growth investment, and says taking up to 7% of current value per year is prudent, even in down times when total value is shrinking.  On average, this lets the endowment grow with inflation.  7% is the high end of ""prudent"".  An endowment is watched, and the taken income is adjusted to keep the endowment healthy. 5% is very safe, assuming the endowment must pace inflation until the heat death of the universe. If you plan to die someday, drawing an extra 1-2% is appropriate.  There you go.  Invest like a university endowment, and count on up to 7% per year of income.  That's $21,000 a year. There'll be taxes, but the long-term capital gain rate at $21,000/year is pretty low.  That's pretty tight, but possible if your idea of entertaining is Netflix.  It would work very effectively for #VanLife, or the British version, living on a Narrowboat."
12b1 refers to a specific marketing fee on funds in my world. are you referring to the expense ratio?  yes - that is what fund wholesalers will do. another practice that won't affect your cost though.  basically what i want to express is that you shouldn't need a flowchart to understand your fees. it is simply the layers of management that will raise your cost, in addition to any transactional fees.
I will answer my own question. After calling my broker, they explained me this:
I would start by talking to a Fee-Only Financial Planner to make sure the portfolio fits with your goals.  You can find a list here: http://www.napfa.org/
Jimmy chính là chuyên viên nhận Ủy thác đầu tư Vàng Tài Khoản &amp; cung cấp Chiến lược đầu tư Vàng – Chứng khoán – Tiền tệ  JG là nguồn tài nguyên của Jimmy, bao gồm: vốn, kiến thức, quan điểm, chiến lược, dịch vụ, thông tin … trong Đầu tư  Jimmy Group không phải là tổ chức mà thuần túy là tập hợp giữa các cá nhân có mối liên kết với Jimmy, nghĩa là Jimmy và các người bạn
"This is what is called ""weasel words"". They're trying to put some authority into their ad, but since they don't have any - they're putting meaningless words that sound important. Monetary policy is the state/central bank policy to control the supply of the available currency. Cannot think of a way to connect it to private investments."
I know a couple of actuaries who are now senior in insurance companies. The study is very hard but you are well rewarded at the end. Both are, I would say, extremely intelligent so it is not a thing to start on unless you are really going to enjoy advanced statistical analysis. If it is your thing, then fine.
That's not how logic works.  Warren Buffet is for a FTT for one counter example.  People who make money in the stock market in honest ways want long-term stability.  If they see the financialization of the economy as counter to this goal, and a FTT as a method to mitigate that risk, then they would be for it.  If John selling Jim ten thousand cows introduces systemic risk to the economy, then yes, the rest of the market players should be compensated.