vania-janet/multiturn-rag-retrieval-data huggingface dataset:
"The consumer who opens a CD may receive a passbook  or paper certificate, it now is common for a CD to consist simply of a book entry and an item shown in the consumer's periodic bank statements; that is, there is usually no ""certificate"" as such. http://en.wikipedia.org/wiki/Certificate_of_deposit Generally speaking, CDs should offer higher interest that typically doesn't vary, over the term of that CD.  So, in that way it offers a bit more security on the return.  But, they also lock up your money for a specific period of time."
Exactly, the way you phrase the question makes it too vague to explain. Futures are very complicated instruments, and you should not be going after futures contracts if you are not educated in exactly how they work.  I recommend getting a text on [derivative markets](http://books.google.com/books?id=6fNJGQAACAAJ&amp;dq=Fundamentals%20of%20Derivative%20Markets%20McDonald&amp;source=gbs_book_other_versions) and learn all the ropes before jumping in at all.
That is telling about our financial system. I suppose a lot of the derivative stuff is due to functional debt? However lets leave this for now.   What I am getting at is that how can there be a way for rich people to be richer than they where supposed to, if we know where all the money is.
Security companies employing the same people who are currently police or military. Your property is your castle, and you'd only go to other properties that have rules that you consent to follow. Roads, naturally, would have the most lenient rules since their shareholders want as many normal people to use them as possible. The difference from today is that the government sets up a monopoly of law that everyone must follow, even though populations differ.  Rather than everyone fight to control the monopoly who sets up the rules, we each have our own rules and competing security companies who may charge different prices based on what level of rule precision they must enforce (such as a basic tier of policing violence, theft... higher tier for policing the sort of things that HOAs enforce today).  Basically, if you want extra rules that aren't necessary and not very popular, you pay for that. In this way, most people would be ok with not policing people who do victimless behaviors such as casual nudity or possession of dried plant life (drugs).  In this system, trust and history matter. A company who changed its name suddenly becomes brand new, and therefore untested and with no history. It must start at the bottom of the trust ladder. Brands are valuable precisely because they exhibit a history of the company. You know Kellogg's cereal, or Toyota cars, or Apple computers are quality. People regulate the market, that's the point. The government is a monopoly, so we customers don't have control... 1 vote every few years is much less than having 10 votes every day (free market voting with our money).
"So...if the stock market tanks, the value of these portfolios tank...but faster.  The difference time around being that the customers will be holding all of the toxic assets?  I also gotta say that it feels like there's a lot of, ""hey let's sell insurance and hope that nothing bad ever happens but if it does we go bankrupt and the customer's fucked too!"""