vania-janet/multiturn-rag-retrieval-data huggingface dataset:
http://thedailynewsonline.com/news/article_60eaa658-9226-598b-883f-ae4eadf032c7.html Xerox has outsourced manufacturing and machining to china; I know the engineers who had to do it. IT services are going to http://www.nytimes.com/2009/04/06/technology/companies/06xerox.html search more on xerox and hcl tech. Engineers I know that work at Delphi developing automated manufacturing cells that are then packed up and moved to Juarez to run parts for auto industry. http://www.businessweek.com/magazine/content/10_25/b4183009392434.htm many others are moving there as well. Southco fasteners does the same a Delphi, except they outsource the manufacturing cell to china and run all production there. Closing usa plants for opening chinese ones. http://www.designnews.com/document.asp?doc_id=227116 ""One example of the shifting tide of American fastener production is Southco, which first began manufacturing specialty fastener devices in Essington, PA in 1945. Last year Southco announced plans to close its Brandywine Manufacturing facility in Concordville, PA. Products and technologies are being transferred to Honeoye Falls, NY, Rockledge, FL, Chihuahua, Mexico and Fu Wang and Shanghai, China. Output from Southco’s four Chinese plants rose 40 percent last year. An assembly center is now operating in the Czech Republic."" http://www.massdevice.com/news/covidien-shutters-upstate-ny-plant ""After a round of layoffs last year and a manufacturing move to China, Covidien closes its Watertown, N.Y., plant, leaving nearly 250 out of work."" I must say it wasn't a good move for me to get a engineering degree, should have been in something else. My wife has just stated that I am ""winning friends and influencing people on the the internet now"" /Sarcasm runs deep in this house."
It’s an investment and a currency which is also based no less than the value it takes to mine... so yeah you’re right if people who are involved in bitcoin decide it’s not worth the time to have a currency it will become worth less than it take to mine.. but it’s worth 102b do I don’t think it’s gonna happen.
You could buy some bitcoins with your credit card and then convert them back to physical money.
Nature finds its way. Bitcoin enables not only enables new kinds of commerce in both virtual worlds and in the real world, it slowly starts to become a stable store of value, because more people are comfortable of holding them.
"Sometimes it's like a fairy tale, and saying with the ""virgin"" and the ""child"" becomes reality. From our history in the Lower Rhine Helidays has in September 2015.  The lot after the drag race fell on our authors, Rüdiger Hut, and received a coupon for the CORE 700 helicopter from Markus Fieh, product manager of the company CORE Helicopter. Here he describes his experiences in construction and flight. Markus Fiehn is not only responsible as a developer at CORE Helicopter, but also directs troops around the CORE promotion team. In RC-Heli-Action 8/2015 there is an interview with him, explaining and demonstrating many technical characteristics of the CORE Heli-System. CORE Helicopter is a newly founded subsidiary of Karcher AG. But first, sequentially."
He talked about JPM's investment in blockchain tech, not about bitcoin's blockchain network. So you are right in the sense that these cryptos have their own blockchains, and he is correct that JPM and many large corp are looking at blockchain technology.     Bitcoin as a currency is a make believe store of value, full of fraud, and right now a lot of FOMO investors chasing it. But I wouldn't call it a bubble because it has not popped yet. Bubble is usually backward looking.
The article paints a picture that COSTO pays well above minimum wage. Making it sound as if they intentionally pay this wage to help the working man who needs a livable wage, which is a hot topic these days.   When in fact, it has NOTHING to do with helping people and everything to do with just good smart business. More with less.   It's a spin piece. That's all.   Personally, I have nothing against COSTCO and appreciate the model of their store.
"I went through the Costco program for the so-called ""no-hassle"" bargain price when I bought my Prius. According to other Prius owners that I've met on forums and TrueCar's web site, I paid ""average."" Lots of people in my area managed to negotiate a better price by $1-2k. So much for getting a deal. I do not plan to use Costco to buy another vehicle again."
By in combination with fiat I mean we will continue to use sterling or dollars in society along with Bitcoin perhaps for online purchases exclusively, as an example. Many people here advocate for a society that would only use cryptocurrency as money.   Cryptocurrency, specifically Bitcoin, is unlike fiat currency firstly because it is not backed by a government, it's in the ether so to speak, it proves its own value intrinsically. No central authority decides on the actions to take in regard to the currency.   Other characteristics that separate Bitcoin from fiat are its inability to be inflated, it's finite nature, there will only ever be x amount of bitcoins - it is deflationary by nature of the algorithm. Central authorities can devalue their fiat currency through financial instruments like inflation and controlling the production (quantitative easing). This isn't true of all crypto currencies like dogecoin and maybe ETH
It's very, very slowly turning into a shopping area.  But with how strong places like the Cherry Hill area is right now, I don't see it really hitting critical mass.  The only thing special they have going for them is the Bass Pro Shop.  Which is a weird situation by itself considering it can take up to 6 months to get an FID or a new set of pistol permits.  I want to see Cabela's drop a store right in the middle of Cherry Hill, or Bristol, PA and completely destroy Bass Pro Shop.
"Whole Foods has been taking a beating. It used to be **the** go-to place for ""healthier"" products and it positioned itself as an elite brand. But now most supermarkets offer much greater healthier selections, often at cheaper prices. Trader Joe's is expanding and stores like Costco offer the opportunity to buy everything at once, whereas WF is limited in its non-food/non-healthcare products. Their targeted market, yuppies with disposable income, are all flocking to these competitors.   I feel like WF is the type of place you go now just to pick up a few things or perhaps one certain item that isn't carried elsewhere. To me, it is a dying brand, so to hear it called undervalued is somewhat funny."
Lanterncove is an Australian brand of soy candles and diffusers. We have 7 collections with 30 fragrances and growing. Candle range in sizes 14.5oz/13.5oz/13oz/11.5oz/8oz/5.5oz/3oz/4.5oz. We also have 4oz diffusers that last up to 4 months. Most of our vessels can be repurposed/upcycled.
"While this does fall under the ""All-inclusive income"" segment of GI (gross income), there are two questions that come up.  I invested in a decentralized bitcoin business and earned about $230 this year in interest from it Your wording is confusing here only due to how bitcoin works."
VacOil provides quality Vacuum fittings that can be easily touted as the industry’s best. They offer great flexibility &amp; convenient designs for suitability.Vacuum fittings are available in a broad range and are conveniently shaped and designed. Thus for which, it can easily be assembled into vacuum envelopes. They are extremely reliable and are available in a large variety of shapes and sizes which serves different purposes.
KI understand that. So make them not poor. We are in a post masse population control era. Elites can dilute the means of information but net results of a massive informed populous is pushback.  The 1900s showed that incremental changes in living standards along with tehnological introduction keeps the populous fat/happy which is all anyone wants. This stopped in the mid 70s, standards of living relied almost exclusively on tech innovation to increase. Financially, anyone not in control  is the same as they were since then, adjusted for inflation.   Its almost laughable how easily the American, or ANY consumer market for that matter wants to be satisfied. Any company fighting tooth and nail to try to stall the eventual money an employee would spend with ian increased wage is alienating customers. Plain and simple. The rich dont by More, they by more expensive. Sure per unit they add more to the economy, but there input is spread over specialized and specified craftsmen, not large market producers. Less jobs, less infrastructure and logsticis, less revenue entering the system.   Opening dollar store customers to biglots and winco, for example, would open the possibility of so many more purhases of larger brand, and large employeeing, products.   Fatten your cows, you lazy capitalists, otherwise the milk will get thinner with each year.
Yes and i told you that bitcoin could also be perceived as valuable too, like seashells did in the past.   Personally, i think bitcoin has value because it is a giant money laundering scheme. All the big players are investing into it because they need to funnel their drug money.
We researched a lot of Connecticut Home Builders before breaking ground on our new home &amp; PALCO Construction was hands down the best choice. Our house was finished on time, on budget &amp; looks great. I recommend them for any &amp; all home improvements.
Bitcoins are very liquid.  They can be sold or spent very easily.  And you don't depend on the banks being solvent to keep your Bitcoin funds, since you can keep them yourself in an offline wallet. I'm not sure what's the legality of Bitcoin in Russia, though.
Right now, there are three major cable companies.  They are very obviously operating on a gentleman's agreement not to contest each others' territories too much, and using that position to wildly inflate prices.  Witness how much headroom the incumbent suddenly finds to cut prices and improve service when Google Fiber comes to town.  Large shareholders have outsized influence on the composition of a Board and its agenda, because small shareholders don't organize.  Giving 67% of SpinCo to Comcast shareholders means that the kingmakers for the Comcast board will be the kingmakers for the SpinCo board, except that they can't play too rough with the Charter kingmakers.  And yes, they could sell their stock, but do you think they will?  Right now, it's a three-party agreement between three independent companies.  SpinCo will be owned directly by Charter, and by the same people who also own Comcast.  It turns the three-party agreement into a two-party agreement, because both of the other two companies will have either the direct or indirect power to make sure that SpinCo doesn't contest territories too much, rather than having to rely on the third company freely agreeing to that arrangement.
You're making sense. I work in finance and I'd recommend you not listen to the people who try to scare you away from investments they don't understand. There's a little value in everything and public opinion waxes and wanes. It's smart to generally be trading against the consensus.  I would say Bitcoin is riskier than the Eurodollar but safer than the Zimbabwe dollar... Yes that is a wide range, but just go with your gut. Buy low, sell high!
where did all this money come from?  Investing in a currency, whether it's bitcoin, gold, USD, or another country's currency, is a risky investment because the average trader loses money (after transaction fees). This is not true of the stock market, since successful companies actually produce wealth. So in short, money made from selling bitcoin comes from the people buying your bitcoins. why has bitcoin performed so well over the past year? This is an extremely difficult question to answer, but I can point out some of the most prominent factors. This last point is one of the biggest. With all the recent hype, more and more people want to try to get in on the action. No one can tell when or if the bubble will pop, though.
Yep.  Elliot has appointed several Board members to Arconics BoD and really fought hard to get the CEO out.  To be fair, the former CEO (Kleinfeld) hung himself on that one.  Elliot is trying to get their guy (Lawson) selected to be the new CEO of Arconic.    I didn't really trust Oak Hill Financial when they owned Firth Rixson.  I didn't trust Alcoa leadership when they bought Firth Rixson because the first thing they did was come in and reduced head count by 20% without first looking at why the organization was structured the way it was.    Now that we're Arconic, I'm growing more and more leery about Elliots increasing control over the company.  They're a vulture fund.
"&gt;What’s more, some experts argue that retailers make up for the swipe fees by quietly raising the cost of their goods.   Are the ""experts"" arguing that saying it's a bad thing? They're implying it is, with that ""quietly raising the cost of their goods.""  Retailers adjust the cost of their goods to account for the costs of business. Credit card processing is a cost of business, just like labor and electricity. Of course if should be factored into prices."
Home appliances are the most important part of our lives. They make our life easier and help us to do our daily task much easily. When your appliances are not working then this can be a cause of your stress. We provide satisfactory repairing services for your home appliances.
Bill Hines, a fixed-income investment manager at Aberdeen Asset Management in Philadelphia, said the prospect of payouts in excess of profits “does scare us a little bit”. “If the safety blanket is pulled away . . . that may come to the detriment of capital and safety.” Across-the-board passes for the stress-test are “a good thing,” he said, as it shows that banks have rebuilt capital levels substantially since the crisis. “But from a creditor’s standpoint you don’t want to see all the profits go out the door.” While banks have already told the Fed what they propose to do on dividends and buybacks, they are now able to make more conservative payout plans if, based on the first-round results, they think it will reject them in the second round. Related article Regulators back Trump on looser financial rules Officials endorse Volcker rule revamp and bank relief from burden of ‘stress tests’ The regulator’s simulated downturn lasts for nine quarters. Banks’ overall loan losses and declines in capital under the worst crisis scenario were smaller than in last year’s stress tests, Fed officials said. Still, the test found that some banks would come close to breaching regulatory minimums during the meltdown on some metrics. For instance, Morgan Stanley’s “supplementary leverage ratio” — a new measure of financial strength that takes effect in 2018 — would drop as low as 3.8 per cent compared with a required level of 3 per cent. The results also drew attention to banks’ exposure to credit card lending. The Fed found banks would suffer the biggest losses in their card portfolios in the hypothetical crisis. Fed officials said that partly reflected a rapid expansion in the size of banks’ credit card assets and rising delinquency rates in the real world. Copyright The Financial Times Limited 2017. All rights reserved. You may share using our article tools. Please don't copy articles from FT.com and redistribute by email or post to the web.
I just want to stress one point, which has been mentioned, but only in passing. The disadvantage of a credit card is that it makes it very easy to take on a credit. paying it off over time, which I know is the point of the card. Then you fell into the trap of the issuer of the card. They benefit if you pay off stuff over time; that's why taking up a credit seems to be so easy with a credit (sic) card. All the technical aspects aside, you are still in debt, and you never ever want to be so if you can avoid it. And, for any voluntary, non-essential, payment, you can avoid it. Buy furniture that you can pay off in full right now. If that means only buying a few pieces or used/junk stuff, then so be it. Save up money until you can buy more/better pieces.
A policy that gave us stagflation that many classical Keynesian's thought impossible before then. They can't believe something that was so bad can now be a good thing. But it in fact is. Because the important thing for prosperity and growth is the optimal balance between supply and demand. Not the argument over whether the economy is supply side driven or demand side driven. Because either of those agendas can push the economy out of balance. Automation will pretty certainly change everything about economics in the coming years. But that is not why we are in the situation we are in at this particular moment."
"Hypothetical question w/ no actual ability to implement, so pick a hypothetical answer.   I'm guessing you feel they're milking tragedy for ratings.   Assuming a non-cynical perspective for a moment: Psychology 101; talking through stressful thoughts helps reduce stress.   It's not a new phenomenon, since radio of the 30's talk show hosts have historically played ""the voice of the public"" who talked through stressful times &amp; even helped people come to terms with major stressors such as war or other disasters.  Talk shows have always instilled a sense of community; yes it's somewhat contrived, but in truth certain shows have certain defined viewpoints that speak to aligned social groups.  People feel better, even if nothing tangible has changed, and that can be a good thing."
Credit provides an opportunity for planning for the cyclical nature of markets. It provides an opportunity to make your transaction now - that you don't have to wait until harvest to trade your deer skins for apples. &gt;Economists like Paul Krugman seem to believe that everything can be fixed by increasing demand, but they totally ignore the costs of production. There exists plenty of demand in the US economy right now, but the cooper has died, the barrels must be brought from China. I also disagree with this. Krugman emphasizes the *importance* of demand-side measures, not their exclusivity. Any policy must account for cost curves, and that economic profit for any firm is maximized when marginal revenue (the revenue increase or decrease of a single unit added to production) is equal to marginal cost. The U.S may have some demand right now, but if the cost of production were truly the issue, then these firms would be adjusting their capacity, and not sitting on trillions of dollars of currency that ought to be liquid. If demand was really that high, companies wouldn't be stuffing their mattresses right now to keep the money injected into the economy by QE *out* of circulation. The real problem is that while in the last few decades consumption has been climbing steadily, real wages have flat-lined, and now we have high unemployment. We can't raise wages, we can't hire more workers, and we still want our cars and houses and corn syrup and lead-filled toys. This, I think we can agree, is where credit goes wrong: the gap between consumption and wages was filled with credit. The housing bubble manifested itself thus: not as simply a boom in quantity and a lowering in price, but a lowering in price as a result of faulty (dishonest and misleading) risk assessment - (by the same folks who downgraded US debt), and an implosion as a result of that debt systematically dissolving through defaults and foreclosures (to put it very, very, very, simply). Instead of an increase in consumer credit, we need greater investment by the companies who currently sit on trillions of dollars of frozen cash. Those investments could be better managed, with transparent risk assessment and greater restrictions on lending policy.
You're situation is actually pretty solid except for the job part. I definitely understand the existential meltdown in your 30s. Luckily you're in web design and have an in-demand job. Maybe go to a code school/design immersive to add some new skills and reinvigorate yourself. If mental health needs to be addressed above all, then definitely make that a priority.  Avoid credit card debt like the plague. If you think you're stressed now, just wait.
"Agency is restricted by real life geographic and financial opportunities. Credit and finance is a very important consideration, which influences ability to obtain current and future opportunities. If you grow up in a good desert, for instance, you'll likely have poorer health and very likely poorer education and development. If you have to scrape by and save and are able to go to college or obtain am opportunity for funding for higher education, you have to balance your day to day costs which peers with better financing opportunities will not struggle with. You may encounter narrower networking opportunity from your name, class, relations, and probably fashion, style, cultural norms.  This ""free agency,"" is free only within the structural confines of your geographic and financial place.   https://www.theatlantic.com/notes/2015/11/are-food-deserts-to-blame-for-americas-poor-eating-habits-contd/415944/  http://www.nber.org/digest/sep03/w9873.html   https://www.google.com/amp/s/www.brookings.edu/blog/social-mobility-memos/2016/02/19/a-college-degree-is-worth-less-if-you-are-raised-poor/amp/   https://www.theatlantic.com/business/archive/2017/06/the-hoarding-of-the-american-dream/530481/   https://www.google.com/amp/www.newyorker.com/business/currency/the-high-cost-for-the-poor-of-using-a-bank/amp"
The Fed rate is so important because it sets a cost on lending institutions (banks, credit unions). It is the rate of interest that a bank gets by loaning its cash overnight to the Fed. Presumably, the Fed then loans the cash to other institutions around the world.  The banks loan money to individuals at a higher rate. Savers get a rate between what the Fed gives and what the bank gets. When times are tough the Fed will lower their rate to try to increase the lending that banks do. This is called Qualitive Easing.  The overnight rate is very low right now. That means that the Fed cannot lower rates to try to stimulate the economy. So to enable the Fed to do its voodoo they have to raise rates so that later they can lower them if needed.
Of course. But then, paper also has utility. So do seashells and pinecones.   There is no obvious reason why, even in a perfect world, we would go looking for a malleable, highly-conductive, corrosion-resistant metal as something to peg the value of our banknotes to.   The argument in favor of a gold standard is not whether gold is intrinsically more valuable than paper or seal skins or anything else, it's that gold is fairly inelastic in terms of supply, so it limits the ability of central bankers to mess up the value of the currency through interventionist funny business.   If you picked up a rock and started going around telling people that we should use it as money because it's highly malleable and conductive and can be used in computer parts, they would look at you like you're a crazy person. That's not why gold is/was/should be a currency.   Gold was indisputably the perfect currency for thousands of years, because it was easy to identify, easy to handle, hard to falsify, and rare. Those were important characteristics when strangers had to carry physical money to different places without any ATMs, credit-cards, or paypal accounts. They are somewhat less critical today, but still...  The one characteristic that might *still* argue in favor of a gold standard is rarity: Since the amount of gold in the world is somewhat fixed, forcing the currency supply to be restricted to the gold supply semi-prevents governments and central bankers from getting into too much mischief (or at least, that's the theory).   I will leave it to others to argue over whether a return to the gold standard would be a good idea, but the argument has nothing to with the intrinsic utility of gold. I'm sure we can all agree that gold is a fine metal with many good qualities.