vania-janet/multiturn-rag-retrieval-data huggingface dataset:
As BobbyScon said in the comments, invest in a company that is developing in that field. Or invest in a company which supplies that field. The people who got rich in the California gold rush were those selling shovels and other miners' supplies. Or bet against whatever you think this will displace. If automobiles are the hot new thing, it might be a bad time to invest in harness leather. Or ... figure out how else it might impact the economy and invest appropriately. But you have to do that evaluation yourself. Or ignore it and stick with your existing strategy, which should have been diversified enough to deliver reasonable results whether this sector takes off or not. Remember that if someone gives you a free tip, they are probably just hoping to pump up the value of their own stock rather than help you.
I don't even know where to begin with how terrible this article is.  Fundamental analysis is about analyzing the profitability of a company, technical analysis is very much the crystal ball strategy that he makes out fundamental to be. This is just an advertisement for his garbage trading program
"To be fair, while he was harsh and over-critical, he was realistic.    Based on your vague wording (understandable, you think you have a unique proprietary idea) but the other stuff you mentioned, I don't think you can confidently say it'll make ""way over $200,000"".  It doesn't seem like you've done much research at all, have a business plan together, or any credible experience to evaluate your idea without personal bias.    Hope you continue to pursue it, but do your homework.  Learn how to put together a business plan, etc.  Because obviously if you came to an investor with your idea explained in the style of your original post, you'd more than likely be laughed off as a delusional kid."
"This is the best tl;dr I could make, [original](http://www.thelowdownblog.com/2017/06/why-data-centric-companies-will-devour.html) reduced by 88%. (I'm a bot) ***** &gt; The Amazon-Whole Foods deal signals the dawn of an era in which data-centric web companies will buy more and more real-world assets and seek to turn those into even more data about consumer preferences and behavior.  &gt; The B2C companies with the cleanest and most comprehensive data sets on customer behavior will be the ones that are best positioned to leverage emerging AI strategies and techniques, as Amazon does.  &gt; Companies with high-quality data sets will be better set up for success, and for those without, now is the time to make it a priority.   ***** [**Extended Summary**](http://np.reddit.com/r/autotldr/comments/6k3etz/why_datacentric_companies_will_devour_everyone/) | [FAQ](http://np.reddit.com/r/autotldr/comments/31b9fm/faq_autotldr_bot/ ""Version 1.65, ~154801 tl;drs so far."") | [Feedback](http://np.reddit.com/message/compose?to=%23autotldr ""PM's and comments are monitored, constructive feedback is welcome."") | *Top* *keywords*: **data**^#1 **Amazon**^#2 **customer**^#3 **company**^#4 **buy**^#5"
No, and using a 37 year old formula in finance that is as simple as: should make it obvious technical analysis is more of a game for retail traders than investment advice. When it comes to currencies, there are a myriad of macroeconomic occurrences that do not follow a predictable timescale. Using indicators like RSI on any time frame will not magically illuminate broad human psychology and give you an edge. It is theoretically possible for a single public stock's price to be driven by a range of technical traders who all buy at RSI 30 and sell at RSI 70, after becoming a favorite stock on social media, but it is infinitely more likely for all market participants to have completely different goals.
"This is the best tl;dr I could make, [original](http://www.foxbusiness.com/features/2017/06/16/big-oil-firms-are-exploring-new-frontier-in-shale-profits.html) reduced by 88%. (I'm a bot) ***** &gt; Big oil companies including Chevron, Exxon Mobil Corp. and Royal Dutch Shell PLC are piling into the Permian Basin, the oil-rich region straddling Texas and New Mexico that is the epicenter of the second wave of U.S. shale drilling.  &gt; In recent years, Exxon, Chevron and Shell have lagged behind top operators in the Permian basin by a wide margin, with the big companies&amp;#039; individual wells producing about half as much oil and gas in some cases, analysts say.  &gt; The big companies showed signs of narrowing the gap, embracing techniques pioneered by smaller companies such as drilling longer wells horizontally and using more sand to prop open rock layers and let oil flow.   ***** [**Extended Summary**](http://np.reddit.com/r/autotldr/comments/6i10ry/big_oil_firms_are_exploring_a_new_frontier_in/) | [FAQ](http://np.reddit.com/r/autotldr/comments/31b9fm/faq_autotldr_bot/ ""Version 1.65, ~147330 tl;drs so far."") | [Feedback](http://np.reddit.com/message/compose?to=%23autotldr ""PM's and comments are monitored, constructive feedback is welcome."") | *Top* *keywords*: **company**^#1 **Chevron**^#2 **drill**^#3 **oil**^#4 **Permian**^#5"
Something like cost = a × avg_spreadb + c × volatilityd × (order_size/avg_volume)e. Different brokers have different formulas, and different trading patterns will have different coefficients.
If you happen to be looking around one of the most secured business investment Opportunity, Franchise Business investment Opportunity is one of the best options to look at. A franchise is a single platform where you can explore your area of interest and nurture it safely. Moreover, it gives you the opportunity to step ahead with the world's leading companies, and earn a market reputation easily.
"But this doesn't mean you're not allowed to evaluate someone's political choice based on other factors and judge them by it.   Your attitude sounds suspiciously like the ""anyone who doesn't like President Obama is racist"" kind of rhetoric we've seen in the past. Just as political decisions should not be criticized based on the single dimension of ""Democrat or Republican"" at the same time the ""why"" of a political decision *is* open to evaluation and criticism based on nonpolitical factors."
It sounds like you have a good start evaluating it, but here's what I would do: Start with figuring out how much revenue you will actually 'see': Gross Potential Income: 365 days x Average Rent for the Room = GPI (minus) Vacancy... you'll have to figure this out... you'll actually do the math as (Vacancy Rate %) x GPI (equals) Effective Potential Income = EPI Then find out how much you will actually pocket at the end of the day as operating income: Take EPI (minus) Operating expenses ... Utilities ... Maintenace ... HOA ... Marketing if you do this yourself (minus) Management Expenses ... 40% of EPI ... any other 'fees' they may charge if you manage it yourself. ... Extra tax help? (minus) Debt Service ... Mortgage payment ... include Insurances (property, PMI, etc) == Net Operating Income (NOI) Now NOI (minus) Taxes == Net Income Net Income (add back) Depreciation (add back) sometimes Mortgage Interest == After-tax Cash Flows There are two ""quickie"" numbers real estate investors can spout off. One is the NOI, the other is the Cap Rate. In order to answer ""How effective is THIS development?"" you'll have to run the numbers yourself and decide. The NOI will be based on any assumptions you choose to make for vacancy rates, actual revenue from hotel room bookings, etc. But it will show you how much you should bring in before taxes each year. If you divide the NOI by the asking price of your unit (and then multiply by 100), you'll get the ""Cap Rate"". This is a rough estimate of the rate of return you can expect for your unit... if you buy in. If you come back and say ""well I found out it has a XX% cap rate"", we won't really be qualified to help you out.
Welcome to Kirk Kleckner, Our company provides the best valuation services in the United States, Such as automotive valuation, business valuation, and dealership valuation.  If you required the valuation services, then you can come to our office. And We will do our best business valuation services in our own way. Automotive dealer valuation businesses require understanding and analysis of a variety of complex factors including detailed. And technical knowledge of dealership valuation firm and in-depth industry knowledge.
Outsourcing a call center company is a great help for all types of companies, irrespective of their size and nature of the business but it can be the best mean for the companies who have seasonal businesses as they have to face a sudden burst of customer calls.
Take a certain percentage of your income (say, 10%, but more is better if you can) and put it aside with every paycheck. Some employers will even allow you to direct deposit your paycheck into two different accounts and you can specify a certain amount or percentage for the second account. Your savings will go directly into a separate account as if you never had it in the first place. Consider your savings untouchable as spending money. Watch it grow. There's no other secret, you just have to do it!
Banks in New Zealand tend to take a lien that is higher than the amount of the loan, so that your only option for a second mortgage is with them. ASB wanted 50% more than the value of the loan when I had my mortgage with them. Of course, with house price inflation the way it's been in NZ, the value of your house may have outstripped the lien anyway, and you can mortgage the rest of it with anyone you like. I suspect your lawyer will need to inform the other lienholder, but you don't need their permission.
"It's a tough thing to do.  You should look for a salaried position.  Your freelance skills will be much better received, if you've worked for a couple of companies doing programming full time.  Nothing beats working at it all day long for a few years. If you're set on being freelance, write some utility that will be popular, and submit it to Freshmeat.net.  Now that's asking a lot.  Those on the Web looking for programmers will most likely want you to work for 'sweat equity'.  That is, a share in the company for you labour.  In other words ""FREE"".  I've done my share of those, and if you're just getting into this, you should steer away from them.  You may hit the jackpot, but you won't sleep for the next few years ;-)"
"This is not a normal occurrence, and you have every right to be annoyed, but the technical way it usually happens goes like this: What can happen is when the merchant incorrectly completes the transaction without referencing the pre-authorization transaction. The bank effectively doesn't ""know"" this is the same transaction, so they process it the same way they process any other purchase, and it has no effect on the pre-authorization and related held/pending transaction. As far as the bank knows, you purchased a second set of blinds in the store for $200 and are still waiting on the first order to come in, they have no idea the store screwed up. The reason this is possible is the purpose of the pre-auth in the first place is that it is a contractual agreement between the bank (credit card) and the merchant that the funds are available, will be available except under rare special circumstances, and thus they can go ahead and process the order. This lets the merchant be secure in the knowledge that they can collect their payment, but you aren't paying interest or monthly payments on something you haven't even gotten yet! This system works reasonably well for everyone - right up until someone screws up and fails to properly release a hold, makes a second transaction instead of properly referencing the first one, or the bank screws up their system and fails to correctly match referenced pre-authorization codes to purchases. The problem is that this should not be a normal occurrence, and the people you are speaking with to try to sort out the issue often do not have the authority or knowledge necessary to properly fix the issue, or its such a hassle for them that they hope you just go away and time fixes the issue on its own. The only sure-fire solution to this is: make sure you have so much extra credit line that this doesn't effect you and you can safely let it time out on its own, or stop doing business with this combination of merchant/payment that creates the problem. Back when my credit limits were being pushed, I would never pay at gas pumps because their hold polices were so weird and unpredictable, and I would only pre-pay inside or with cash to avoid the holds."
"In Frank Abagnale's book ""Art of the Steal"" the author talks about how to set up a bank account for safe wire transfers. He recommends setting up an account at your regular bank and specifying that money can be transferred into that account from another bank, and out to your regular account only. You are then free to give the necessary transfer information to whomever you want, knowing full well they can't take money out. This guy should know what he's talking about since he's an ex-confidence man legitimately working as an American security consultant."
Two kinds of lending going on. The first occurs when the Federal Reserve purchases government securities.  This creates reserves at the Federal Reserve in another bank. The second kind of lending comes when this bank lends out the money.  This is the multiplier effect. The reason for the excess reserves now is that banks are gun-shy and afraid to lend.  Their money is safer at the Fed than with commercial and personal borrowers.  When this changes (either by a recovery, or by the Fed penalizing banks for excess reserves, which it can do but hasn't) then we'll see inflation, and a consequential rise in prices.
"I think you came up with a worthy Masters/PhD research project, it is a great question. This is in Australia so it is difficult for me to have complete perspective.  However, I can speak about the US of A. To your first point relatively few people inherit their wealth.  According to a brief web search about 38% of billionaires, and 20% of millionaires inherited their wealth.  The rest are self-made. Again, in the US, income mobility is very common.  Some act like high level earners are just born that way, but studies have shown that a great deal of income mobility exists.  I personally know people that have grown up without indoor plumbing, and extremely poor but now earn in the top 5% of wage earners.   Quid's points are valid.  For example a Starbucks, new I-Phone, and a brake job on your car are somewhat catastrophic if your income is 50K/year, hurts if your income is 100K, and an inconvenience if you make 250K/year.  These situations are normal and happen regularly.  The first person may have to take a pay day loan to pay for these items, the second credit card interest, the third probably has the money in the bank.  All of this exaggerates the effect of an ""emergency"" on one's net worth.    To me there is also a chicken-and-egg effect in wealth building and income.  How does one build wealth?  By investing wisely, planning ahead, budgeting, delaying gratification, finding opportunities, etc...  Now if you take those same skills to your workplace isn't it likely you will receive more responsibility, promotions and raises?  I believe so.  And this too exaggerates the effect on one's net worth.  If investing helps you to earn more, then you will have more to invest. To me one of the untold stories of this graph is not just investing, but first building a stable financial base.  Having a sufficient emergency fund, having enough and the right kind of insurance, keeping loans to a minimum.  Without doing those things first investments might need to be withdrawn, often at an inopportune time, for emergency purposes. Thanks for asking this!"
That information is the only way to get money wired directly into your account so you don't have a lot of options. You should be reasonably comfortable giving out that information as there checks and balances (as noted above) but more than this the banks tend to err on the side of avoiding a PR nightmare if someone uses routing/account to defraud their customer.  For bank security you should be more concerned about a) your credit card, only use secure https sites and ones you can see are dealing with lots of customers b) your identity, someone with your social security number, a recent bank statement and some basic information about you (like family, birth location etc) can assume your identity c) your bank login, be sure to create a strong password, pref 10 characters or more with numbers, symbols and upper & lower case. A site like http://strongpasswordgenerator.com/ can help here.
"Since you're an idiot, here is a quote [""The Bank of England (formally the Governor and Company of the Bank of England) is the central bank of the United Kingdom and the model on which most modern central banks have been based. Established in 1694, it is the second oldest central bank in the world ""](http://en.wikipedia.org/wiki/Bank_of_England).  Note that this bank, **founded in 1694**, is the model on which most modern central banks have been based.  Now a quote from you:  &gt;The UK did NOT sell debt and simultaneously purchase its own debt in the past (until modern times).   Owned, fool.  And another quote to rub it in ""The lenders would give the government cash (bullion) and also issue notes against the government bonds, which can be lent again.""  You still have not listed an empire that did not purchase it's own debt."
The Federal Reserve Bank of Atlanta's widely followed GDP Now expects the second-quarter growth figure to come in at 3 percent  --8 years and Obama never had a 3% growth year, but this is REALLY bad news...
Myself I am in a similar position. I've had a few good conversations about this with people in the financial services industry.  It all depends how much time you want to spend on yielding your profits and how much risk you would like to take. High time and high risk obviously means higher expected gain, but also has a high chance of creating a loss. Option 1: You could buy a home now and take out a mortgage with a high down payment (thus lower interest rates) and rent it out. By the time you are ready to have your own house, you can decide to either take out a mortgage on your second house and make money off your first house, and keep renting it out. Or you could move in there yourself.  If you use an asset-back mortgage (i'm not sure if that is the term, but a mortgage where in the worst case you give your home back to the bank), you generally carry least risk. If you keep doing this you can have 2 houses paid off if everything goes well. Option 2:  You could also invest in stocks. This all depends on the risk you want to take and the time you want to put in it.  Option 3:  You could also put the money in a savings account. Some banks will give you better interest rates if you lock the money for a set amount of years.  Option 4:  You could buy a foreclosure and try to flip it, though this is very risky and requires a lot of time. Also, it is important to also have some sort of emergency fund, so whatever you do, don't spend all your money.  Save some for a rainy day :-) Hope it helps..
On average, you should be saving at least 10-15% of your income in order to be financially secure when you retire. Different people will tell you different things, but really this can be split between short term savings (cash), long term savings (401ks, IRAs, stocks & bonds), and paying down debt. That $5k is a good start on an emergency fund, but you probably want a little more. As justkt said, 6 months' worth is what you want to aim for. Put this in a Money Market account, where you'll earn a little more interest but won't be penalized from withdrawing it when its needed (you may have to live off it, after all). Beyond that, I would split things up; if possible, have payroll deductions going to a broker (sharebuilder is a good one to start with if you can't spare much change), as well as an IRA at a bank. Set up a separate checking account just for rent and utilities, put a month's worth of cash in there, and have another payroll deduction that covers your living expenses + maybe 5% put in there automatically. Then, set up automatic bill payments, so you don't even have to think about it. Check it once a month to make sure there aren't any surprises. Pay off your credit cards every month. These are, by far, the most expensive forms of credit that most people have. You shouldn't be financing large purchases with them (you'll get better rates by taking a personal loan from a bank). Set specific goals for savings, and set up automatic payroll deductions to work towards them. Especially for buying a house; most responsible lenders will ask for 20% down. In today's market, that means you need to write a check for $40k or $50k. While it's tempting to finance up to 100% of the property value, it's also risky considering how volatile markets can be. You don't want to end up owing more on the property than it's worth two years down the road. If you find yourself at the end of the month with an extra $50 or so, consider your savings goals or your current debt instead of blowing it on a toy.
The 1.09% is per year, not per month, so you will be getting about 1K per year just for sitting around on your backside. Some important things. It is almost certain that you can earn a better interest rate elsewhere, if you are prepared to leave your 100K untouched. For example, even in Natwest you can earn 3.2% over the next year if you buy a fixed rate bond. For 100K that is certainly worth looking at. Or maybe put 90K in a fixed rate bond and leave 10K in an instant access account. Taxes should not be a problem since you can earn around 7K before you start paying taxes. However be aware that in the UK most bank accounts deduct tax at source. That means they send the tax they think you should have paid to the government, and you then have to claim it back from them. Accounts for young people may work differently. Ask your bank.
You, the consumer, have just been mailed a new credit card with a 50k limit (hypothetical) and theres a new iMac being released next week, and you really did want to trade in your 5yr old car (see where this is going yet?). Not only is this type of spending given a mighty boost but consumers feel like this house thing has done them very well and suddenly they have the ability to borrow lots more money, why not get a second house and do it all over again? The added demand for investment housing drives prices, throw in some generous government incentives (here and in the USA) and demand is pushed hard, prices grow more and the whole thing feeds back into itself. People feel richer, spend more from their credit cards, buy another house, etc. But what happens if your house 'value' then drops to $240k? The bank now sees you as a high risk, so do the bank's investors, you have negative equity, the bank demands the difference paid back to it or it might take your home. Somehow, nobody believed this would happen. Hopefully you start to see the picture? In Australia we are now facing a slow melt in housing prices which has not yet hurt en masse but it has dried up the credit cards, retails spending has collapsed and everyone is worried about the future. Now to realise where the USA got to you have to also understand that banks were not merely asking for a maximum of 80% owed on the asset, many of them let this figure go to 100%, since hey prices always go up, right? They then in some cases went further and neglected to look into your income and confirm you could even *repay* your loan. Sounds dodgey? This is just the setup. Remember I mentioned the bank's investors? Well banks/smart people basically figured out a clever way of 'dealing with' the risk of a few outliers with bad financial situations by collecting large numbers of home loans into a single entity and selling it on. Loans were graded according to risk and I believe they were even cut up into smaller pieces (10% of your high risk loan assigned to 10 different 'debt objects' with different risk profiles).