vania-janet/multiturn-rag-retrieval-data huggingface dataset:
"My fiancee is a resident physician. I think the title of ""received"" is a bit misleading as directly receiving payments is a big no-no these days. The days of doctors being sent on Caribbean vacations and receiving cars, although I'm sure happens behind closed doors on occasion, is regulated and illegal in most cases.   So what happens today more so is a pharma rep comes to the hospital and likes to target the residents (physicians, but still ""in training"" for a few years under a bit more guidance of the more senior attendings) who are burnt out and sometimes working 80+ hour work weeks. They offer free lunch, coffee, pizza, subs, etc. if you come listen to a presentation for an hour over lunch time. And even this has disclosure requirements. An exhausted overworked resident is the perfect audience though.    Now most residents are there for the free food, intelligent enough to see past a sales rep with a business/sales degree's pitch, or simply sleeping through it. But in a room of lets say 30, all it takes is 1 to internalize their info, start recommending their drug, and the pharma's investment is very quickly worth the cost of some pizza and coffee.   Now is this moral or good? I'd say no. We'd like our doctors to be impartial medical scientists. But drug companies will try any way to influence and increase sales and doctors are still humans susceptible to influences despite how intelligent and educated they legitimately are.   All that to give some perspective to maybe disagree with a bit of a sensationalist headline, while adding perspective to what is actually occurring as far as where I'm sure most of that money is going."
Depends how long you'll be resident in NZ for. Less than 183 days? Then no, you won't necessarily be tax resident. You'll need to declare your NZ income (and pay tax) in Australia, but New Zealand won't be fussed. It all depends on your tax residency
"No, this really doesn't happen. When states buy power from that great a distance, they really are only buying renewable ""credits"". The electricity is not actually directed through 16,000+ miles (NY &lt;-&gt; CO) of cables. That would be incredibly inefficient.  When a state needs power, not merely credits, they buy from one of their neighbors."
I am currently dealing with the same issue of having a 1099 reported to the wrong person.  I applied for the square account for my son's business but used my information, which I realized now was a BIG mistake.  I did contact Square by email yesterday, which was Saturday, not expecting to hear from them until Monday, or possibly not at all (wasn't hearing a lot of good things about Square's customer service).  She was most helpful and while the issue isn't completely taken care of, I do feel better about it.  She just had me update the taxpayer information number which then updated the 1099 form.
JohnFx is right: banks hate visits and attention from the regulator (both positive and negative). I would not threaten to file, just file away and let them get in contact with you. The local branch is stalling you. Do not play their game. Since you already went through the first level of support (local branch, phone support), get the bank ombudsman contact and file a complain. It is a major bank, most of the time getting a high level complain will be routed from the upside down through their structure, and hit them. Remember I said they are stalling you? Probably something went wrong, and they are buying time to try and fix it. Also it is worth noting that the ombudsman is usually a line of support above the phone customer support. If going through the ombudsman does not work and/or if you are not willing to wait anymore, file a complain with the government central bank, or similiar institution (trying to be broad here, even if you tagged USA - JohnFx has the link in his answer for the USA's regulator). You can even file a small claims lawsuit, though I do not know the cost of doing it in the USA (in my country small claims court is free for private citizens). Do not report your money as stolen; banks are bureaucratic institutions by nature, and they can silver tongue out of this claim.
If you are looking to file a workers compensation claim then there are certain mistakes you need to be mindful of. These include not documenting and reporting the incident to your employer, not seeking medical care, not following doctors’ orders and not maintaining proper records and finally not hiring a competent lawyer to help you.
Money laundering alarms would definitely be raised, way before you walking in with the cash to deposit. Every cash transaction over $10K will be reported by the bank (and not only banks have to report), so the report will be sent when you withdraw the money, as well. But if the money is legitimately yours and you can show the sources, then you shouldn't be worried. There's no law against having cash. Its just very hard to track down the cash money sources, and if someone asks you and you cannot show the proofs - the problem would definitely be yours.
"You have no recourse on the spot to do anything to the vendor other than pay the fee, pay cash, or walk away.  If you're on a mission with longer-term horizon than immediate satisfaction, your options will vary by state.  If you're in a state where the fees are legal and the owner is (potentially) violating an agreement with the card company, you can report the vendor to the card company.  They may or may not really care.  If you're in a state where the fee is actually illegal, you'd need to see what options you have with the local authorities. You should keep in mind that if the vendor is violating an agreement that's between the vendor and the card company only, you have absolutely no rights to enforce that agreement.  You only have legal rights if you're a party to the agreement in question or if the law gives you some special rights specific to given circumstances. (The lawyers call this having ""standing."")  Likewise if the vendor is doing something that's not consistent with the agreement between you and the card company, you also have no claim against the vendor (because the vendor is not party to your agreement with the card company), although you might have a claim against the card company."
There is no, like, false advertising or misleading that you can claim? Or even reporting them to the Better Business Bureau or something, which maybe isn't enough, but is something.  Is there a way to report web scams that is actually effective? Because this seems to border on being a very widespread scam.  They did actually take my money. Ebay, Amazon, and other major sites have policies that are pretty tight and can hold up. I wonder if this company can be compared to this but with very bad policies. Ebay can't just enact any policy and get away with it. If they take my money, it seems like there is legal recourse. You buy a product from me, I can't enact any policy on the purchase you make. I can't have fine print that says that you purchased this toy gun and so if it turns out to be a real gun and it kills your kid, too bad. Maybe that is a bad analogy. I'm just saying, websites are subject to reasonable questioning of their policies under the law or at least business institutions.   I posted a 3 star review, but the comment (if they post it) is very direct and negative, without making any specific claims. Again, we'll see. I guess they can reject that as well.
Since the tenant reportedly left money in your mailbox, and now the money is missing, a crime must have been committed.  As such, have her file a report with law enforcement and provide you with a copy of that report. Remind her that, for her safety, it is best to file the report during daylight hours with other people present. You didn't make it clear to your tenant the methods in which she could provide payment.  That was a mistake.  At the same time, her decision to leave cash in a mailbox was foolish. If she is willing to file a report with law enforcement and provide you with a copy, tell her that you will split the loss and only require half her rent as a one-time courtesy.  Make it clear that you are losing half the money too. If she is not willing to file a report, require the full rent.
It's very possible that someone would lie to their landlord/landlady, but not be prepared to lie to the police.  So here's what I would do. Advise your tenant that since her money has been stolen from your letterbox, she should report the theft to the police. If she refuses to report the theft to the police, then her story is probably a lie.  In which case, treat the rent as deliquent and demand payment in full.  Invoke whatever kind of recourse is available in your jurisdiction. If she goes ahead and reports the theft, then it's very likely that her story is true.  It's probably in your interest to stay on good terms with such a tenant, so you could offer to split the loss with her.  But let her know that this is a one-time offer, and you won't be so generous again.
Problem is that in California it's up to the lawyer to prove that the employee is lying. So if an employer is sloppy as was probably the case here the employees can say whatever the fuck they want to say and it's considered the truth until proven otherwise.  Just writing down all the hours you supposedly worked the night before reporting it to the labor board is sufficient.  Had an employee once that lied their ass off. Overwhelmingly proved they were lying. Still had to pay legal fees in the thousands of dollars (while they get everything free). And they can continue to do this as many times as they want for up to three years after their termination as long as each time it's a different complaint (in theory someone bored and persistent enough could bankrupt a small business this way with no and I mean no recourse whatsoever)   Fuck California.
"It's wrong because they committed fraud. If Target committed fraud it would be condemned as well. Now, *if* Target hadn't printed ""one use per customer"" and ""not for use with gift cards"" this would be a completely different situation and I think pretty much everyone would be saying more power to these people."
&gt;The only explanation I can imagine is that production costs are too high.    I think this is precisely it.  It costs too much to produce in the us, so production is outsourced.  Given that many people are payed based on working in production jobs, outsourcing leads to less money.  So eventually, the US will lose money until the point where production in the US is cheap enough to bring it back.    But anyway, my point was that interpretation of Keynesian economics by a few people does not mean that Keynesian economics are wrong.  These people may simply have an interest in not mentioning the exporting of production jobs.  In which point they would be willfully manipulating the paradigm.
&gt;In this trial, U.S. District Judge Lawrence K. Karlton, over the government’s strenuous objection, allowed testimony meant to show that the lenders in the two transactions at issue – Aegis Wholesale Corp. and Greenpoint Mortgage Funding – didn’t care whether information on the applications was true or false.  &gt;Under those circumstances, the defense argued, the information was not material because, either way, the loan would have been approved.  [...]  &gt;William Black, who boasts long academic and regulatory careers, was a key expert witness for the defense, again over Coppola’s objection. Black is an associate professor of economics and law at the University of Missouri, Kansas City, and the “distinguished scholar in residence for financial regulation” at the University of Minnesota’s School of Law.  &gt;His testimony purportedly connected the fraud in the Sacramento case directly to the lenders, and he explained to the jury why the false information on the applications had no bearing on lending decisions.  &gt;“This is the first time that the overwhelming fraud at the banks has been discussed in a criminal courtroom by the person with the greatest expertise on the issue, William Black,” said defense lawyer Toni White after the verdict.  &gt;“Prosecutors have refused to criminally prosecute the elite bankers responsible for the mortgage crisis that decimated our economy. The jurors heard shocking testimony from ‘control fraud’ expert William Black that regular people who got loans they were unable to pay back did not (defraud) the banks. The elite bankers commit the fraud while prosecutors look the other way and prosecute the wrong people.”
"You need to talk to your bank. If you're unable to contact your bank until Monday, then wait until Monday. Don't fixate on the idea that the transaction may ""hard post"" on Monday. If it happens, it happens, but it's not the end of the world. Even if the transaction posts, it's not the end of the world. If the retailer is legit, they will refund your money, although it may take some time for things to get sorted out. Even if the transaction posts and the retailer is not legit, it's still not the end of the world. Your bank may help you in trying to recover the funds. That's why you need to talk to your bank. As you have realized, blindly calling the number in the email is not a good idea, because if it's fake, you're calling the scammers. Instead, what you should do is try to contact your bank through known trusted channels. That is, look on your bank's website. Do they have a phone number listed for fraud reporting or related inquiries? Is it the same number you see in the email? If so, you can call it. If it is not the same number, but the number on your bank's website is a 24-hour number, you can call them at that number and tell them the situation. Based on what you've described, my own guess would be that the retailer is legit, but that the unusual large transaction was flagged by your bank as potentially fraudulent, which is why you got the email. The fact that you happened to get the email just after canceling the order could be a coincidence. This is especially true if all this happened in a short time. Information about these transactions can't be transmitted and analyzed instantaneously, nor can emails be sent instantaneously; there may have been a delay in sending the email so it only arrived after the cancellation. As far as your worries about how ""enfact"" got your info, it is likely a fraud-detection service used by your bank.
Yes, I see your point.   To be fair though - he was downvoted, so at least the users are trying to tune out the political rhetoric. Let's hope that continues; on our part, I did recently remove a ZH article that was just plain garbage.   Again - please use the report button if you feel that an article is not-finance and/or incorrect. We generally take swift notice of those, and can act a lot faster.
Any such amount has to be reported by Skrill and the Bank to RBI. As long as your earnings are legitimate and you are paying the taxes you shouldn't be worried. If its for services rendered, you would have a contract and / or invoice ... ie some paper work. It is important to keep the paper work in order.
I miss the old true libertarian Reddit. I could always rely on Reddit being the first place to find news that wasn't being reported anywhere else.   When the various parties started trying to generate fake accounts to sway the conversation, Reddit lost it's authenticity. And I would never expect news to break here any more. Some mod would bury it.
You may get some advice here, but you REALLY need to talk to a tax adviser who is familiar with the laws of both states, or possible two, one from each state.  There is a significant amount of money on the line here, not just tax but penalties and interest if you get this wrong.  Once you get it figured out, you probably will be able to take care of it yourself in the future, but make sure that it gets done right initially.
Sure it's an issue. Not a legal one, but it's totally reasonable to not want to eat something because you think it's gross. That's the issue.  Note that I don't believe there was any wrongdoing by any party here. It wasn't the best reporting, and I don't approve of the practice, but all parties were well within their rights.
"I think that's the point. There's nothing wrong with the ""pink slime"", and ABC tried to make it sound bad for the ratings.  It's hard to say which side is right in this kind of case.  It would be a shame if news shows shy away from saying bad things about products, but it's also a shame if news shows report misinformation and pander to consumer fears just for ratings, and crush a legitimate business in the process."
"Concealing parts of a document in order to obtain a signature is illegal. The company committed signature forgery because they effectively modified the document after you signed it (i.e. unfolded the parts that were previously folded). I suggest that you go to your local police department to file a report, citing ""signature forgery"". Once you have the police report, call your bank's fraud department (not the general billing dispute line) and cite the police report right away, specifically calling out ""signature forgery"". I would be surprised if you don't get a favorable outcome."
"Luck is the wrong word then, since you believe it to be fake.    How about ""chance of birth"", ""chance of opportunity""?  ""Being in the right place at the right time"".  It's all the same thing.  &gt; If you're from Darfur, sure you might be at a competitive disadvantage.  One must be from Darfur to have the same disadvantage?   Someone who grows up in abject poverty in the Appalachians you feel should be as successful as you?  Or growing up with a single mother on welfare in an urban environment?  Sure, you rose from meager circumstances to achieve.  But guess what, so did I.  I grew up on welfare, moved frequently, switched schools, but I made it eventually and am quite comfortable.  But unlike you, I still feel ""lucky"" for where I am today.  I am grateful, very grateful for what I have and where I am.  That is what we, as a society, lack currently. Gratitude.  Feeling pride in your self reliance is a good thing, but don't forget to be grateful, and don't feel the need to belittle others for their lack of success, because you don't know their situation, you don't know what they had to overcome."
The initial story sounds normal. Happens every day. Checksums cannot prevent this, since it is a typo by the sender. The sender typed in a wrong account number. That account number happened to exist (so the sender wouldn't get any immediate error message), your account. But, that innocent story can also be used as part of a money laundering plan. Namely, to give the money a legitimate source. Also can be used in a scheme to frame you for something. The question of how the person got your phone number raises suspicion. The bluffs to avoid the normal paperwork, and then disappearing, make it incriminating. No doubt. Take this to the police. The question arises: even if the plan (whatever it was) failed, why didn't he do the paperwork and get the money back? The answer is that that would leave a trail to possibly be picked up in a future investigation.
"FRM, but IIRC ""Risk"" is more of a reporting role in most banks nowadays.  Meaning you automate some tools that generate reports, and your job is to make sure the results are numerically consistent with industry standard (read: wrong) methodology, and capital rules.  Learn how to calculate VaR 20 different ways, some less useless than others, however mostly fundamentally useless.   Expected shortfall, so basically if there is a VaR break what is the expected loss (also useless!) as you will either by simulating based on some distribution that hopefully fits the data, or historical data which is supposed to repeat itself.   So to do this fun stuff: You're gonna need to know stochastic calculus (not necessarily but you should understand intuitively the formulas you're using), statistics (hypothesis testing), some econometrics/time series analysis, but key thing is programming."
You Americans have got to start understanding that tax is NOT theft. And while I applaud the notion of never increasing taxes at a rate higher than inflation, the idea of reducing park maintenance so that rich residents don't have to face a very slightly higher rates bill is an effective demonstration of what's wrong in America today.  It's not just about YOU. You are a member of a community, and you must contribute to that community in whatever portion is required in order to assure the smooth running of the community.  And the lovely thing is, if you don't like the way it's being run, you can get yourself elected, *and change it*.
It will not be a problem; people regularly move larger sums. It will be reported to law authorities as large enough to be potentially of interest, but since you can explain it that's fine.
"Maybe just put all his correspondence back in the Post Box and mark it   ""Wrong address""? Precisely. Without opening. Just tell the postman that that person doesn't live there and have it returned to sender. The Revenue will figure it out. Most definitely do not accept any certified or registered mail not addressed to you personally."
Harm was done to you. You are pissed and righteously sue me because it's illegal to spread untruths about you. You really need to study common worldwide law. You are mixing apples and oranges. This is a PERSONAL ATTACK, against one person, and centuries ago, without democracy and modern rights, you could sue someone who wrongly defame you for damages. Even in Muslim worlds. This is not on a group thing. If raananh is a Jew and the Boss says ""Jews are such and such"" and ""therefore raananh is such and such and I will not hire him"", it's still a personal attack. Bottom line: You think like a typical German of today. No! You should be free to hate people, without someone to determine for you first who you are allowed to hate and who are not. Everyone, especially people on the left, hates someone or group of people. Am I right or wrong? You simply don't understand that expressing hate (verbally), if there's a basis for the hate, will make the other group realize their shortcoming. If you cannot criticize people and groups, you will end up in anarchy. If the verbal hate is baseless, trust me, the haters are harming themselves more than they harm the groups they hate."
I didn't say they didn't do anything wrong. I said that criminal fraud is both difficult to prove and expensive to prosecute and therefore jail time was never a real possibility. They could have other regulatory transgressions that the government his hitting them for. Or more likely, it is just a shake down where the regulators promise more harsh sanctions or bad publicity that would actually cost BoA more than $16 billion in the future. The fine is a way for both parties to save face.
&gt;The firms have to pay a shit ton of money in lawsuits.  Not really..does anyone remember the wrongful death post from the guy who's mom worked in the oil industry? No lawyer would take the case because it was unwinnable.
I don't agree he should be fired, but this was a huge fuck up by leadership. Google is already getting sued by women employees. They have a bad rep among women and even among some minorities. There were rumors Google didn't like conservatives, now they basically showed it.  He is going to sue for wrongful termination. They're going to settle. Googles reputation has been hurt. There is talk of busting them up. This guy now has a growing twitter population and anti Google stuff is all over Silicon Valley and the internet.   The thing is there were better options if they wanted to get rid of him. It was a very stupid business decision.