vania-janet/multiturn-rag-retrieval-data huggingface dataset:
We've had a Costco membership for at least 15 years and only buy a few things there: paper goods (t.p. and paper towels), laundry detergent, and the contents of food bags my wife assembles to hand out to people who look like they could use some sustenance -- peanuts, Slim Jims, granola bars, peanut-butter crackers, etc.  We shop there *maybe* twice a month, tops.
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They are $67 each at Costco Pharmacy in Canada. (Two-pack $114). Even though universal medicare coverage does not include a universal drug plan, the Canadian government caps pharmaceutical profit margins, subsidizes prescriptions for certain people and negotiates drug prices for all.   (Universal pharmacare plans are still on the radar and hopefully coming soon)
JAMCO (A Division of Yukta Group Inc) have been in business since 1986 and were one of the first used truck wholesalers in the country. All our used equipment is stored in our clean heated warehouse. We take pride in the used forklifts we supply to forklift dealers all over the world and firmly stand behind the quality of equipment like Used Forklifts,used Lift Trucks,Industrial Battery Chargers,Pallet Jacks.
Mastercard rules also prohibit asking for ID along with the card. Yet, when I was at Disneyland, years ago (so I don't know if this is still a practice) they asked for my driver's license with every purchase. I can charge up to $200 at Costco with a swipe, not even a signature, but a $5 bottle of water (maybe it was $6) required me to produce my license.  The answer is Pete's comment, don't patronize these merchants. By the way, it's legal now. From Visa web site -  Note - 9* states still prohibit surcharges, so they tend to offer cash discounts. The question you linked is from 2010, things change.
Years ago, Costco had amazing quality made in italy wool pants. The quality to price ratio was unbelievable. They stopped getting them from the italian manufacturer and they suck now. I imagine that Costco did what you were talking about. In the end, it was bad for the customer.
Good move by Amazon. As it is now I go to Costco to fill any pricey prescriptions. For example , a tier 3 medicine will cost me 30% co-pay up to $120 but no less than $60 for a 30 day supply. I went to Walgreens and they were charging my insurance $800 and thus I had to pay $120. Same exact medicine at Costco cost my insurance $260 and I paid $60. Same exact medicine, same dosage , same strength. The markup on meds is nuts.
Costco only builds in areas with enough people that have a high enough average income, disposable income and other demographics. If the poor side of KC still meets those requirements, or is close enough to those areas, they will still build there. For example the location they are putting up in the Quad Cities is not right next to the richest area, but close enough.  Try to find a Costco in Western Illinois, or Iowa, as there are two right now.  https://www.google.com/maps/search/Costco/@41.6732793,-90.7208837,7.75z  Walmart has 61 stores in Iowa according to their store search. They have about 100,000 items per store, Costco has 4000.   https://www.cnbc.com/id/47175492  https://www.forbes.com/sites/greatspeculations/2017/02/06/the-key-difference-between-costco-and-walmart/#66036dcb4306  http://www.thedailybeast.com/why-cant-walmart-be-more-like-costco  Different business models mean different strategies, including pay.
Technically Bitcoin is both blockchain and currency.  As an alternative, Ethereum is its own blockchain that uses Ether as its currency.  By simply calling 'Bitcoin' a fraud, it is easy to assume he can be talking about Bitcoin the currency, or Bitcoin the blockchain.
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Looks like Costco's legal and HR departments are having a rough patch recently:  [NLRB Strikes Down Part of Costco’s Social Media Policy](http://www.jdsupra.com/legalnews/nlrb-strikes-down-part-of-costcos-socia-97561/)  &gt;...in a decision that is likely to have wide-ranging implications for companies’ social media policies, the NLRB issued a decision finding that Costco’s policy prohibiting defamatory statements about the company violates Section 8(a)(1) of the National Labor Relations Act (the Act)
Well, yeah.  Costco sells items in bulk, Whole Foods does not.  A better comparison would be Whole Foods against Aldi, Albertson's, Smith's, Vons, WinCo, etc.  These are the companies that sell groceries in similar sizes, but perhaps of lower quality.
I have heard through the grapevine that in your contract with Costco, the manufacturer has to GUARANTEE that all their products will sell. So everything on the shelves is literally sold already, even if nobody buys it. Allegedly it put many businesses out.
I'm not specifically referring to forced acceptance of returns. You can produce a product that's excellent with minimal quality issues, but it doesn't mean that Costco won't squeeze you out on other things. In the end it's a numbers game, and the vendor will always lose when the performance of their product begins to drop, regardless of quality issues. That's when the large retailers start squeezing you.
The check is written to BigCo. Jack is being diluted, corporation issues more shares. There's no gain, no change in Jack's equity value. Jack didn't lose or win anything. BigCo was worth $1M before the additional money, it is worth $1.25M after the additional money, with Jack owning the same $1M, but the cake is now bigger (obviously the numbers are wrong in your example, but you get the point).
Not sure about the US but in Canada, Costco website is useless. There is no link at all from the warehouses to the online presence. There is no way of checking whats in the warehouse, whats in stock or anything. Usually, what you see online isnt even available in the store.
Yup, they have no moat. Therefore, except for the few die hards who believe in Whole Foods mission (and that's now gone since Amazon now owns them), there's not a compelling proposition to continue shopping there.  In 2015, Costco became the biggest grocer of organic food. I think they continue to hold that top title.   http://www.businessinsider.com/costco-becomes-top-seller-of-organic-food-2015-6
They won't do it as things can and often do change daily at every Costco location.  They sale out of X and move Y there.  They get S so they move X.  I don't think people realize Costco is literally a warehouse and is run and operated as such.
It's reminiscent of how state socialist governments made their own brands to sell through state-owned grocery stores.  In this case, Aldi is making its own (low quality) branded goods (instead of allowing for capitalist/competitive brand selection) and excluding from its stores all other branded goods made by other companies.    Aldi does not follow the Costco model. They're not comparable at all.   Costco has yearly membership fees and you can buy quality name brands from them at rock-bottom prices.  Aldi is not a membership club and sells almost exclusively low-quality in-house brands.    Costco does have the in-house Kirkland brand, though it is highly lauded by its customers.
"Firstly you have to know exactly what you are asking here. What you have if you ""own"" bitcoins is a private key that allows you to make a change to the blockchain that can assign a piece of information from yourself to the next person. Nothing more nothing less. The fact that this small piece of information is considered to have a market value, is a matter of opinion, and is analagous to owning a domain name. A domain name is an entry in a register, that has equal weight to all other entries, but the market determines if that information (eg: CocaCola.com) has any more value than say another less well know domain. Bitcoin is the same - an entry in a register, and the market decides which entry is more valuable than another. So what exactly are you wanting to declare to FinCEN? Are you willing to declare the ownership of private key? Of course not. So what then? An uncrackable private key can be generated at will by anyone, without even needing to ""own"" or transact in bitcoins, and that same private key would be equally valid on any of the 1000's of other bitcoin clones. The point I want to make is that owning a private key in itself is not valuable. Therefore you do not need, nor would anyone advise notifying FinCEN of that fact. To put this into context, every time you connect to online banking, your computer secretly generates a new random private key to secure your communications with the bank. Theoretically that same private key could also be used to sign a bitcoin transaction. Do you need to declare every private key your computer generates? No. Secondly, if you are using any of the latest generation of HD wallets, your private key changes with every single transaction. Are you seriously saying that you want to take it on your shoulders to inform FinCEN every time you move information (bitcoin amounts) around even in your own wallets? The fact is FinCEN could never ""discover"" your ownership of bitcoins (or any of the 1000s of alt coins) other than by you informing them of this fact.
You have to remember that Costco only builds in richer areas too. I live near the Quad Cities (Davenport, Iowa is the biggest of those cities) and we are just getting our first Costco (not sure if they have even broken ground yet). And it is closest to Bettendorf, the richest city in the area. There are no Trader Joe's, Whole Foods, etc in the area. As of now, there is one Trader Joe's in Iowa, in Des Moines, with another going up in Iowa City.   Any chain that can be that selective about locating themselves in the richest neighborhoods will almost always be able to afford to pay more, unlike Walmart which is everywhere.
I meant bitcoin. The issuer is the designer of the currency, which I have stated multiple times, has structural issues. The exchanges are the banks, which have been shown to be susceptible to hacking. Bitcoin is also a fiat currency, just like every other currency, just one with no faith or guarantees behind it and no one to hold accountable when things go sideways. No thanks.
Smart. Add in daily necessities like toothpaste, disposable razors and toilet paper and you've got Walmart and Costco by the balls.   Most people are spending their money on consumables and are much more conservative these days. If I were them I'd stick to food and the daily needs and not even bother with clothing and furniture and such. Keep it simple I think. In and out.
Only select items. First - I agree, beware the Goldfish Factor - any of those items may very well lead to greater consumption, which will impact your waistline worse than your bottom line. And, in this category, chips, and snacks in general, you'll typically get twice the size bag for the same price as supermarket. For a large family, this might work ok. If one is interested in saving on grocery items, the very first step is to get familiar with the unit cost (often cents per ounce) of most items you buy. Warehouse store or not, this knowledge will make you a better buyer.  In general, the papergoods/toiletries are cheaper than at the store but not as cheap as the big sale/coupon cost at the supermarket or pharmacy (CVS/RiteAid). So if you pay attention you may always be stocked up from other sources. All that said, there are many items that easily cover our membership cost (for Costco). The meat, beef tenderloin, $8.99, I can pay up to $18 at the supermarket or butcher. Big shrimp (12 to the lb), $9.50/lb, easily $15 at fish dept. Funny, I buy the carrots JCarter mentioned. They are less than half supermarket price per lb, so I am ahead if we throw out the last 1/4 of the bag. More often than not, it's used up 100%.  Truth is, everyone will have a different experience at these stores. Costco will refund membership up to the very end, so why not try it, and see if the visit is worth it? Last year, I read and wrote a review of a book titled The Paradox of Choice. The book's premise was the diminishing return that come with too many things to choose from. In my review, I observed how a benefit of Costco is the lack of choice, there's one or two brands for most items, not dozens. If you give this a bit of thought, it's actually a benefit.
It's tough to make a million like Louie did, but it ain't tough to make a normal living. Go watch the documentary about Wilco. Even if you don't like their music, they dissect the problems with the old model music industry (which you could practically extrapolate to the rest of the entertainment industry). Even if they hadn't made enough off Yankee Hotel Foxtrot by selling themselves online, they could have still toured and made enough to recoup costs and pay living expenses.  Bottom line is that the overnight superstar is over and has always been a fluke anyway. You gotta have talent and work ethic and if you get to the point where Louis CK is, then there's no reason (and never has been a reason) to involve a bunch of middle-men. Louis CK was just as happy to make ~30k a year touring shitty clubs as he is making $1 mil + self releasing a show. That's the way it should be.
With the crazy amount of fee overhead in Instacart, I am not sure if teaming up would Aldi would make sense for them. Maybe it will be different for Aldi but for a Costco order, the items were %10-15 more expensive, there was a processing fee, delivery fee and they expected you to tip the shopper. That's just crazy so I would never use Instacart again unless they provided a large discount again similar to one they do for first time customers.
I don't know if BJ's or Costco is by you, but sharing a membership can make sense. Not just the annual fee, but splitting certain items that are just too big. The 20 pack of batteries, the 30lb sacks of potatoes, etc. Anything you look at and realize you won't use it before it goes bad or have no place to store it. Size is one objection I hear regarding the warehouse stores and a splitting buddy can help.  To James' point - Yes, kids are cruel. We live in a nice area, and I pride myself on driving the cheapest car on the street. In the last two years, two neighbors (of 8 of us on this cul-de-sac) have downsized. They needed to take the difference and use it for college tuition. I explained to my daughter, when you see a kid in a big house, you don't know two key things: how big their mortgage is, and how much have they saved for college/retirement.
Frisco really hits all the marks except public transport. Compared to the other candidates, much lower cost of living, excellent schools, close to an airport that is a major hub and a 3 hour flight to anywhere in the us, highly educated population, verrrry family friendly, the city is brand new, and on top of incentives, taxes are ridiculously low to begin with. Amazon also has a couple of huge warehouses in the dfw area.
We were members at costco, but decided not to renew.  Meat was a definite cost savings, and laundry detergent as well.  Diapers used to be a huge savings, but loblaws seems to be pricing things better now.  We did by a bunch of Kirkland brand diapers and wipes before the membership ended. The problem we had was that you just get too much stuff - you save a bunch on that laundry detergent that you buy once every two years, or the chicken you have in your freezer forever. In Canada, the basic membership is $55 and we could not be certain we made that back, nor that we weren't over consuming as we walked the aisles.  I have heard that the more expensive membership ($100) which gives you 2% back on purchases is a good way to gauge your usage and determine if it is worth it. It also costs nothing to give it a try - their policy is a full refund at any time, so in theory you could go in on your 364th day and get a refund.
"&gt;This is why people talking about kirkland ""whatever product"" is actually ""blank OEM"" is really harmful.  Uh no its not.    &gt;There is a risk to quality afterwards when the manufacturer is so caught in trying to save money that they will cut every corner in order to save cost.  Costco isn't Walmart tho.  While Costco plays hardball to get the best deal they also understanding keeping quality.  Where as Walmart doesn't care about quality, they know that shirt you bought for $10 will last like maybe 6 months and you be back to get another.  Costco rather wants that shirt to last you a year or more and charge you $25 instead."
"Costco requires an annual paid membership before you can enter and the the minimum price of any purchase is greater than at other stores because you are getting large/bulk of that item.  Starbucks charges several dollars for a cup of coffee (not an essential item).  In both cases their clientele are the middle classes, not the less well off members of society.  Consequently it makes business sense for them to pay staff such that are they are substantially similar to the customers.  But Walmart does serve the less well off.  And their management isn't stupid - if they believed a doubling of wages would result in greater sales and profitability they would do it in an heartbeat.  But it won't.  And I'll bet Walmart's customers and employees are as similar to each other as Costco's customers and employees are to each other.    Walmart's effects on prices is [well known](http://mises.org/daily/2377).  Every cent they save customers is a cent those customers can put towards other things, or prolong how long a particular amount of money will last.  There are numerous [claims about them lowering inflation](http://voices.yahoo.com/the-effects-wal-mart-inflation-603517.html).  So changing nothing else, increasing employee wages would decrease customer savings.  We could make the cost of living for employees be less by reducing the costs of housing rather than crowing every time house prices go up.  And if you believe everyone should have healthcare then ensure everyone has it.  If you believe it should be provided via employers along with a bizarre ""insurance"" industry (a rather peculiar Americanism), then just make that mandatory in the law.  And finally for all the detractors who believe it can be done better, go ahead and do so.  It is always easier to advocate how and what others should do - if Walmart are getting it so wrong then show everyone the right way."
In other words, the cost of three people at $12 an hour is less than one person at $20 an hour.   So we'll spin this into a feel good story and post it up on Reddit.   This is further supported by the fact that when I go into a Costco it's nearly impossible to find anyone to help me, and when I do, they are just about useless.   But overall, I don't care. All that really matters is how much money I'm saving under the business model of buying in bulk. So...I'm a major Costco fan.
"Forex. I will employ my skill for ""suspension of disbelief"" and answer with no visceral reaction to Bitcoin itself. The Euro is not an 'investment.' It's a currency. People trade currencies in order to capture relative movements between pairs of currencies. Unlike stocks, that have an underlying business and potential for growth (or failure, of course) a currency trade is a zero sum game, two people on opposite sides of a bet.  Bitcoin has no underlying asset either, no stock, no commodity. It trades, de facto, like a currency, and for purposes of objective classification, it would be considered a currency, and held similar to any Forex position."
&gt;We still limit product sold to Costco because we don't like to ruin our relationships with the thousands of other retailers by price gouging their wares.  That makes zero sense.    &gt;So yeah, fuck costco, they do the same thing as walmart but just put a nice front up for their own employees and continue fucking everyone else.  Yes how dare Costco tries to get the best deal they can get.  You are only fooling yourself if your company is no different with its own suppliers.
It has no use as a currency now, and it never will. It's a speculative asset, primarily useful for laundering money and other illicit acts. It's a bubble now, but can probably stay pretty high for quite a while with the threat of war in Asia. A ton is held in China and if Korea explodes and they take a hit a lot of people would probably go to Bitcoin.
Bitcoins have the potential to be an alternative to gold or USD, but not yet. Their value is too volatile, and there are still serious security concerns. I would strongly advise anyone against putting more than a small % of their worth in Bitcoins.
&gt; Bitcoin is backed by hopes and feels.  Combine hopes and feels with the right tech advances and baby, you've got a stew goin!  For real though, money is a social construct.  It doesn't have to be backed by anything other than people willing to use and trust it.    You're right, it's not the same thing as a stock.  It's far more valuable; it's money :)
"&gt; Fiat money backed by sovereign nations who can control you with their military. I don't think bitcoin has the same kind of backing.  That's kind of the point.  People are choosing to use bitcoin voluntarily; forcing them by gunpoint isn't really what it's about.  It's supposed to be free market money, not fiat (""by decree"").    Bitcoin succeeds by both being competitive and resistant to hostilities from central authorities, it doesn't succeed through coercion.  That's a sign of its strength imo.  If it had a military backing it I certainly wouldn't support it.  The sooner we can free our monetary systems from the influence of violent coercion, the better."
&gt;This is further supported by the fact that when I go into a Costco it's nearly impossible to find anyone to help me, and when I do, they are just about useless.   I have to completely disagree with this one. It is true that it can be an effort to find help, but in all cases they leave what they are doing and walk with me to help me find whatever I was looking for.  Besides I don't think it's any easier to find help at either Walmart or Target.