vania-janet/multiturn-rag-retrieval-data huggingface dataset:
"I was reading this and then looked for uppies/downies because I thought I'd written it...  I don't want to ""manage"" or be an executive. I just want to be respected for my work and really good at what I do (which I am). After that, I want to get paid for the work I do.   I'm a workaholic because I love what I do. I love tackling challenges and solving problems. My hobby *is* my job, so banging away at something on the weekend while my wife is in school is just fine with me.   And as an hourly consultant, I'm perfectly happy getting paid doing it. I also like the subtle pressure to actually produce things - it helps keep me focused. (I actually annotate what I've accomplished each day on my time sheet, which I think makes everyone happy)  I'm working about the same hours I worked on my last gig.   But I've just about doubled my pay."
"I have been working and studying at the same time since I was 13... for all purposes, when I finished high school, I was working and studying part time... until I got my B.Sc in Computer Science and Masters in Business Administration (MBA)... developed my career and now I am a senior executive making excellent money and supervising many people.  In retrospect, my degrees did not help me at all in my career in the sense that did not teach me anything of significance for real work and career life, nor did they lend me my first jobs. **Colleges and universities are mostly to find who is better in studying... in the hope that if they study well, they will do well in their career... because they can study well.** Mostly not true and does not work this way!    However(!!!), without a degree (piece of paper), I could not advance to my current position because ""degree required for this position"".  One more thing, very important: when I studied for my MBA, and worked full(!) time, I had no choice but to take night classes (City University of NY, Baruch College, one of the best business schools in the country). **This was the best experience I had in all the of my college studies!** Why? Because all(!) the professors who teach in the night were working in the morning in their normal jobs - none of them were tenured professors.  They were real business people, grounded, know what they are talking about, and they were teaching because they loved to teach and share the experience and knowledge. **Do you understand what I am saying here?**  So, I did not get the theoretical nonsense from them. They actually taught us what really happens, the real approach to things, and the real issues to address.  P/S: My son is following my way. Since he was 11, he works in the areas he like (Minecraft) and he made money since then, running classes, getting to know people in the field, getting experience, getting work ethics, etc. If he wants to go to Harvard, fine with me, but I think he just need to go to ""reasonable"" low cost college to get those pieces of papers called ""Diplomas""."
I'm going to talk to them about it eventually, the owners know what my goals in life are and like how I work so that is very good advice thank you  I'll get experience in management before anything happens anyway, and so far in my short time I've already seen how some food ordering goes down so I can only imagine I'll get more exposure to it
"I have some numbers to share that may help.  I've been tracking my home's natural gas consumption in a spreadsheet for years.  Much of that time I'd only been interested in the quantity used – to measure my home's efficiency after certain upgrades – but in 2006 I also started tracking the ""Gas Supply Charge"" costs from my local utility, Enbridge, in Ontario, Canada.  My numbers are for the gas commodity only (i.e. excluding delivery and customer charges.) I've never been on a fixed-price contract, so the numbers are supposed to be reflective of market rates.  However, the numbers do differ from real ""spot prices"" because Enbridge estimates gas costs up-front and then applies a ""gas cost adjustment"" at later dates if their estimate was wrong. Natural gas cost per cubic meter for Chris's home http://img686.imageshack.us/img686/6406/naturalgascosts3priorye.png Since 2006, natural gas prices have been generally falling.  The last cost I have on file, from my November 2009 bill, is 12.9 cents per cubic meter – being ~20 cents gas supply rate, less gas cost adjustment of ~7 cents.  My average cost over that nearly 4 year period, January 2006 through November 2009, was 38.4 cents per cubic meter. Considering the current 5-year fixed rate I found is about 29 cents per cubic meter, there is a substantial premium to locking in when compared to current market rates.  However, one can see that during the last 4 years, market prices did substantially exceed that rate for quite some time.  Furthermore, when I last looked at those 5-year fixed rates perhaps a year or more ago, I couldn't find a company charging less than 39 cents per cubic meter.  So, contract rates have fallen as well. Consequently, if we are at a natural gas price low and the economy is to recover, I tend to agree with Cart's answer and suggest it could be a good time to consider a fixed-rate contract. But, do your own due diligence and read the fine print if you go for it. UPDATE: In the interest of full disclosure, shortly after I did my own research above, I signed up for my first ever fixed-rate natural gas contract. :-)"
My favorite part of the latest scheme by the .1% was when they inserted a Black President to throw down the white guilt gauntlet if questioned about anything finance while they took interest rates to zero and stole 100 years of intrinsic value in 8 years.  It was glorious to watch.
&gt;Not sad but evil. Who am I to assign a dollar value to your life, your hopes, your dreams, your happiness? Who is anyone else?  Yes, you are right, to a point. Thinking of everyone in terms of their utility can lead to extreme evil.  I am responsible not only for those around me but also to my future generation. It is my responsibility that the future generation finds the world a bit better than it was when I came in existence. The world does not exist for me but I exist for the world. Like everything in the world, there is an upper bound to the value added by every organism, including myself. We can ignore it, similar to how climate deniers ignore global warming, fundamentalists ignore evolution and other fundamentalists deny the holocaust but that does not mean it is not reality.  Even if I am not a utilitarian, I am still a person for whom the future is as important as the past and the present and it is my duty to think of them and to do what I believe is right for them. I will be right sometimes and wrong in other instances but it is my responsibility to try. For me, it is evil to not think of making life better for my children, just because I was scared of being called evil and closed my eyes.  Finally, I leave you with this - http://online.wsj.com/article/SB10001424052970203918304577243321242833962.html
For me, I factor in a couple of things. First of all, there are occasional opportunities for me to get more money at work, that happen infrequently. If I'm in one of those periods, I pretty much value my time at my salary, as far as doing something that I'm not great at or enjoy. I also am more likely to buy food to fill me up, park in a parking garage instead of walking 15 minutes to park for free, etc.  But, when I don't have extra incentives, I tend to think more of my budget, and think about things from there. I might spend 4 hours to fix my microwave, when it might come down to only saving $50-$100, even though my time from work would seem more valuable.
A question that shoukd be asked by the employee is do you mind if I disagree with you.  I just left a job because I refused to agree with a scope of work that looked liked it was written by drunks in a bar (which they admitted it was).  They grilled me in a room for almost an hour trying to get my agreement with no access to my notes or anything. I just sat there and said no, went to my desk and resigned.  Edited to add, while I was writing my resignation I was called in to HR and given a personal warning on record about misspellings on a mobile phone.   Great place to work! Anyways start  a new job Monday all good, More pay, they like disagreement they think it's healthy and my new boss was my old boss for 6  years.
"I speak from personal experience. Even now, as I type this, I've had very sleep so, I'm on the edge a little, but you don't see me blogging about how ridiculous it is for me to stay up to learn something new, and I'm in my thirties where I've had to do this several year already.  That being said, I don't enjoy the long hours, but I do enjoy the problem-solving process, which can be time consuming. I tend to lose track of time when I'm immersed in learning or figuring a problem. Given the fact that tech is ever evolving, no one should ever be surprised to find out that there are long hours involved. It's not busy work. It's part of the learning process. If I figure it out, then it goes on my blog on how I resolved the issue instead of bitching how some VC (that was smart enough to become one) is going to benefit from my time. I'm paid for the work. That is the path I chose to be in.  With that in mind, I've worked for seven well known tech firm (most startups) so far. One was my own shop, which I ran for nearly six years. Nowhere did I hear anyone glorify the long hours. If I stayed after hours, I was asked if the work could be delayed, or if I can do it from home. Most managers want their direct reports to be happy, happy equals productivity. I haven't seen what you've  observed in the tech firms that I have worked for, but I suspect you might have had a difference experience. In my experience, the work-life balance was always preached in the interest of keeping people happy, despite work-life balance being nothing more than a term coined to get managers out of a sticky situation with HR-related  events. Any how, I digress.  Amy has applied some deep rationale to her blog post because she felt robbed of her time and possibly her youth. Sadly, her reputation with prospective employers might be influenced by her choice of words in the interest of ""fucking glory.""   I suppose in the arrogance of youth that's a way of saying fuck glory. There is a part of me that think this will work to her advantage at some point..."
I'm confused - I don't see your original post, and I wasn't referring to you in my post, so your answer is confusing.  But I know student housing often sucks; my son just finished 4 years of living in student apts.  But i also know the student tenants often suck, too.  I would have hated to own the apt I rented in college, and have tenants like my friends and I.  And some of my son's friends were total tenants from hell who cared not a bit what they did to the place.
One question you asked here was about exchange rates -- if you work with different currencies a lot, there are several companies such as Revolut or N26, which offer accounts with debit cards that use near FX rates --- in my experiencee I could save around 10-15% on currency conversion EUR/GBP, using Revolut, compared to my local bank rate, for example. I find myself looking at my account every single day and get tensed and sad because almost whenever the money (pay) comes in I freak out that after everything there is nothing for us to enjoy or save. Well, yes. That is nearly the definition of too much debt. The point about going to the extremes of reducing expenses I outlined above, is that the more you can reduce your expenses while struggling with debt, the faster you'll get out of it. It might be hard to adapt, but it will be better, if you can calculate how long it will take to get you back on feet and know that, eg. ""in 6 months I can start to think of savings and carefully upgrading my lifestyle back"". In turn, the smaller the reduction of expenses, the more prolonged the process -- you might be looking at 2-3 years of insecure/constantly frustrating/risking more debt lifestyle, instead of 6 months of severely reduced one. Alternatively, if things go too bleak, you might consider declaring bankrupcy -- although I am not sure how feasible it is in the UK."
As the price drops to $9.60 I would have lost $400 and my remaining margin would now only be $100, with my account balance at $1,500. When the price drops to $9.50 I will get stopped out, my trade will be closed and I would have lost $500, with my account balance still at $1,500. Effects of a Winning Trade on Margin Say I have the same account balance as before and open the same trade but this time the price moves up. If I don't place a stop loss and the price goes up to $11, I would have made a $1,000 profit and my remaining margin will now be $1,100 (10% of $11,000). So my account balance would now be $2,000 + $1,000 - $1,100 = $1,900. If I had placed a stop loss at say $9.50 again and the price moves up to $10.50, I would have made a profit of $500 and my margin would now be $1,000. My account balance would be $2,000 + $500 - $1,000 = $1,500. However, if after the price went up to $10.50 I also moved my stop loss up to $10, then I would have $500 profit and only $500 margin. So my balance in this case would be $2,000 + $500 - $500 = $2,000. So by using stop losses as part of your risk management you can reduce the margin used from your balance which will allow you to open more trades without any extra funds deposited into your account.
How can you not know? Brand new technology. Infection would be less likely if it seemed that the people doing this cared about the well being of the research subject. They don't have to take them out, but my point was that if they don't then they still have them. [Copying NFC chips is already being done](https://play.google.com/store/apps/details?id=com.skjolberg.nfc.clone2&amp;hl=en). Stalking is simply a matter of doing the same thing that the company is in tracking the subject.  My motivation: when I was 10, I read a book that you might have heard of : 1984. Scared me to death. Still haunts me.
I carefully file them in my wallet so I can reconcile them with my bank statement at the end of the month. Then when my wallet starts getting to cluttered I trash them all.  For the record, I never get around to reconciling them either.
"This is an opinion, but I think it has more to do with the market's uncertainty about the long-term future of the company without Steve Jobs.  Apple hasn't released anything more than incremental upgrades to its existing product lines since Jobs passed, and while some people would argue about the Apple watch, Jobs played a significant role in its development prior to his death, so that doesn't really count. Whether you like or hate Apple, you had to admire Jobs' passion and creativity, and there's real question as to whether the company can sustain its dominance in the market without the Jobs vision over the long haul.  My guess is that the market is leaning slightly toward the ""no"" column, but only ever so slightly.  The company continues to deliver fantastic results, but how long will that last of their next products don't wow consumers the way previous ones have?  This skepticism manifests itself in a stock that trades at a lower P/E than it deserves to, but this is just my opinion.   I hope this helps. Good luck!"
"I had the same thing happen to me in late 2010.  I contacted the big company's bored-sounding payroll department - after wading through the phone menu, and more than one ""all of our operators are busy, please call back later <click>"" - and told them I had this extra money.  The guy in India told me that my petition would be investigated and that a ticket would be opened.  I heard nothing for a couple of weeks.  I followed up with payroll.  They said that my petition investigation had determined that I did indeed get paid extra, and they'd be sending me a letter demanding the overpayment. I received no letter, and a month later (January 2011) I got a W-2 with the paycheck included on it.  I decided that I'd spent enough of my own time and effort on it, and if they wanted it back, the ball was in their court.  I changed my bank account numbers to prevent them from auto-debiting my account, and spent the money as if it was mine.   I have not heard anything about it since then. From what I was able to determine, once I'd made a good-faith effort to return it, I was in the clear. And for what it's worth, it's not like you can just ""return"" it.  Among other things: I certainly wasn't just going to mail the company a check and hope for the best."
Interest rates are at historic lows. In my opinion they can only go up from here. With that in mind, it is best to lock in interest rates now.  I would only take an adjustable rate if I expected my personal income to increase in excess of the increase in interest rates.  I hold that the recent technology of fracking has driven down the price of energy. I also believe that this is a short term situation and energy prices will return, and have already begun to do so. With the price of energy going up, inflation will return.
"Yep, most 401k options suck. You'll have access to a couple dozen funds that have been blessed by the organization that manages your account. I recently rolled my 401k over into a self-directed IRA at Fidelity, and I have access to the entire mutual fund market, and can trade stocks/bonds if I wish.  As for a practical solution for your situation: the options you've given us are worryingly vague -- hopefully you're able to do research on what positions these funds hold and make your own determination. Quick overview: Energy / Utilities: Doing good right now because they are low-risk, generally high dividends. These will underperform in the short-term as the market recovers. Health Care: riskier, and many firms are facing a sizable patent cliff. I am avoiding this sector. Emerging Markets: I'm also avoiding this due to the volatility and accounting issues, but it's up to you. Most large US companies have ""emerging markets"" exposure, so not necessary for to invest in a dedicated fund in my unprofessional opinion. Bonds: Avoid. Bonds are at their highest levels in decades. Short-term they might be ok; but medium-term, the only place to go is down. All of this depends on your age, and your own particular investment objectives. Don't listen to me or anyone else without doing your own research."
I'm suddenly excited that I still remember my six digit number.   Bad news: password is long forgotten after AIM became the thing. Email to recover it is in another long forgotten AOL email with password that requires a call to AOL to reset.   I think the dream is dead.
"I think the real problem here is dealing with the variable income. The envelope solution suggests the problem is that your brother doesn't have the discipline to avoid spending all his money immediately, but maybe that's not it. Maybe he could regulate his expenses just fine, but with such a variable income, he can't settle into a ""normal"" spending pattern. Without any savings, any budget would have to be based on the worst possible income for a month. This isn't a great: it means a poor quality of life. And what do you do with the extra money in the better-than-worst months? While it's easy to say ""plan for the worst, then when it's better, save that money"", that's just not going to happen. No one will want to live at their worst-case standard of living all the time. Someone would have to be a real miser to have the discipline to not use that extra money for something. You can say to save it for emergencies or unexpected events, but there's always a way to rationalize spending it. ""I'm a musician, so this new guitar is a necessary business expense!"" Or maybe the car is broken. Surely this is a necessary expense! But, do you buy a $1000 car or a $20000 car? There's always a way to rationalize what's necessary, but it doesn't change financial reality. With a highly variable income, he will need some cash saved up to fill in the bad months, which is replenished in the good months. For success, you need a reasonable plan for making that happen: one that includes provisions for spending it other than ""please try not to spend it"". I would suggest tracking income accurately for several months. Then you will have a real number (not a guess) of what an average month is. Then, you can budget on that. You will also have real numbers that allow you to calculate how long the bad stretches are, and thus determine how much cash reserve is necessary to make the odds of going broke in a bad period unlikely. Having that, you can make a budget based on average income, which should have some allowance for enjoying life.
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In a word: budgeting. In order to have money left over at the end of the month, you need to be intentional about how you spend it. That is all a budget is: a plan for spending your money.  Few people have the discipline and abundance of income necessary to just wing it and not overspend. By making a plan at home ahead of time, you can decide how much you will spend on food, entertainment, etc, and ensure you have enough money left over for things like rent/mortgage and utility bills, and still have enough for longer-term savings goals like a car purchase or retirement.  If you don't have a plan, it's simply not reasonable to expect yourself to know if you have enough money for a Venti cup as you drive past the Starbucks. A good plan will allow you to spend on things that are important to you while ensuring that you have enough to meet your obligations and long-term goals.  Another thing a budget will do for you is highlight where your problem is. If your problem is that you are spending too much money on luxuries, the budget will show you that. It might also reveal to you that your rent is too high, or your energy consumption is too great. On the other hand, you might realize after budgeting that your spending is reasonable, but your income is too low. In that case, you should focus on spending more of your time working or looking for a better paying job.
The way I see it is - we do know that meat production is inefficient and resource intensive. It is more environmentally damaging than alternatives, and there is something to be said for killing tens of billions of animals of a year when it is in fact not necessary.   So even if low carb - or high meat diets did have similar health benefits to vegan diets when done ‘right’ it still isn’t a logical diet for a large population to follow because of its wider implications.
"It's scary how unaware many people are of these ""tricks"" and it seems with technology this is going to become worse.  That said, I don't agree we can assume a government will be the solution other than necessary slow down due to bureaucracy. We need something else, perhaps new. Whatever it is, it needs to have the right incentives."
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