vania-janet/multiturn-rag-retrieval-data huggingface dataset:
Background: Graduated Highschool last June and am currently working a construction job making $19.50/hr working 45-50 hr weeks. I'm working the full year to save up money for university. Currently paying off $10000 loan for my car.  Question: So I roughly need $40000 for school and figure I'll still be short of that amount saved even if i work the full year. Do you guys think it's smart for me to take a 2nd gap year and make another $35000-$40000 that would not only finish paying off my school but would also sit in a blue chip stock account making me some income while attending school. Should I take the 2nd gap year or enroll in university next September? Thanks!
I work for UPS, and I am one in the small minority of 70,000 who will be affected by this. I'm looking for any advice or comments about what I can do, how I might protect what I am owed? Not having a union to represent us has caused huge blow backs for admin/techs/specialist these past 8 to 10 years!
Hey, sorry man, I didn't mean to come off as so argumentative. This is clearly an issue that rustles a lot of jimmies. Thanks for the article, I'll read it over.  I used to work in HFT and the people I worked with were some of the brightest people I know and the work was extremely fulfilling, so I have a bit of an emotional soft spot for it that can cloud my debate skills. It's clearly not as one sided as I believe but I encourage you to keep learning as I am. *Dark Pools* by Scott Paterson is another book that while it leans towards Michael Lewis' position, I found it to be a much more historically accurate account based on what I've learned from people in industry, you should check it out!
"It's a separate conversation but I struggle as a remote worker. I work for an enlightened company and so I am remote 90 percent of the time. I also have no prescribed schedule outside of calendared teleconference meetings. There is no question I am more efficient when engineering or doing technical work at home. And I get paid more than I can spend. My friends are all jealous. But honestly I think a lot about getting a different job, even if it means a paycut. Six years in, I miss working together with people. When the job is stressful there's no one to joke with and no way to get perspective. As a remote worker I feel disconnected and expendable because no one understands what I do or how hard I work. Maybe I'm just burnt out, but I think I'm over it. I never get to go home and turn it off because I essentially live at my workplace. I want my employer to get the fuck out of my house. That said I could never do productive work in an ""open office"". Fuck."
If you want a career that gets you lots of money and you want to advance, you are going to be working more than 40 hours per week.  I am at a 45 hour a week job, and its nice to have time off at home and all that, but I don't make enough money to really do too much in my free time.  I'm looking for a new job currently,  Its tough, because this is what you spend the majority of your week doing, and no one wants to be miserable doing it.
Up until the last couple of years, working at Sears was a fairly decent job - nothing to write home about but had benefits and would put food on the table.  What do you think is going to happen to the people who are laid off?  Do you think they're going to get a better job?  I believe it's unlikely - I think the people who lose their jobs are going to suffer, and badly.    I suppose a collapse is coming and I should be hoping it happens as soon as possible.  But it's hard for me not to think about all these people suffering in the meantime.
I like the produce at Whole Foods,  prices are comparable to other markets in my area and the quality is much better. I don't subscribe to prime, I tried it and it is not worth it to me the $99 a year price, many products are not on prime and I can still get free shipping if I am willing to wait a week or so.   What I am trying to say, I hope Amazon doesn't mess with Whole Food's quality and selection just to show better prices, I can go to plenty other stores for that.
Try to cash flow as much as you can. You can work and go to school, if you replace playing beer pong with a job you'll be in a lot better off at graduation, grade wise and debt wise. Make a budget, for each month and for each semester, plan cut cost accordingly. Used books, sometimes even the next to recent version. Read this book for more info Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching off My Parents
"Dude you're so full of shit. You're top post starts off with   ""Disclaimer: I am prepared to work my ass off and am glad I chose this career. I am not looking for a 3 day workweek.""  If you're seriously making millions, you wouldn't be getting into medicine.   Stop lying on the internet.   Another of your gems.  ""The lifestyle being unemployed is fantastic! You don't even have to go into work!""  While the rest of your post complain about how you can't pick your specialty or you just cant imagine working long hours."
"I say this with all due understanding: If they're only there for the money, if that's what motivates them, I don't want them in the government. We are better off without them. Really.  Maybe I confused things by saying bubble because it isn't just that, but I don't want the attitude that because one is educated or powerful one is deserving of better.  I understand that you might not be saying that, and you might be saying ""let's use them well"", but alas this is too subtle a line and too easy to slip.  If big dollars hinge on a particular situation being optimized, let a manager make a case-by-case exception, but the norm is not that.  And, by transitivity, the mindset leads to a creeping overall theory that government needs to insulate itself from its own effects.  It's presumably why Congress gets its own health care, because these people are too important to be sick. But then in having done that, we reduce the pressure to make it work for everyone. I'm sorry, I just don't agree. It's a legitimate position you stake out, clearly presented, I am just not buying it."
I am drug free and willing to move cross country to work for you for the right money. I am college educated, great with my hands, and have a blue collar employment background. Let me know if you're interested.  Time to sit back and watch the job offers roll in.
For the record I am not the one that downvoted you because you raise a decent point/opinion. However, you should consider the impact this has on the rest of us. Many employers have already said that they are not hiring people because of concerns on what the ruling means for them. That could have been a ploy to pressure politicians to back down from it. However, that probably wouldn't explain everything. They are going to paying more for insurance when hiring no doubt. That isn't good when we are already having a hard time getting them back to work. So I wouldn't write off capitalists concerns so easily. Secondly, they aren't going to be able externalize it anymore than before unless they are forced to pay for part-time workers and others previously exempt. I didn't read enough on this to know one way or the other. However, if workers aren't getting anymore coverage from their employers then the added cost (higher premiums) wouldn't mean much for any of us. Actually they would still be externalizing the cost. Instead of the government picking up the bill it would be Americans who aren't getting insurance from the employer who are forced to pay for the penalty.
I refuse to buy any Groupon vouchers because it would make me feel so *dirty* screwing over the companies the vouchers are for. Just because I am not *personally* the conman ripping them off using dubious sales techniques, it does not make it any better. People say to me that it is their own fault, so tough luck on them. I promise to say the same thing when their mother is ripped off by a pushy salesman at her front door.
&gt; I absolutely am willing to accept reality that some will never be anything but a waste of resources and a negative to society.  I agree there are a few psychopaths out there who will never fit in and we need to keep behind bars.    But I believe most of the people you would consider a waste were shaped that way by bad parents, a poor educational system, an economic system that prides itself on giving people as little as possible, and a society that implements emotional policies and glorifies violence.  &gt; Let them drop out or kick them out...  Whether it's for better schools and family services or jail cells and police forces, I think you are going to end up paying for these people one way or another.
I work for Businessfriend and would love to answer these questions. Now mind you, we are in beta, so we don't expect the site to work perfectly yet, but I do hope you guys explore it. We see our selves very different from Linkedin, matter of fact we don't compare ourselves to Linkedin at all. Our site does not stop at networking, we provide common business utilities behind a social ecosystem to ideally improve productivity at work. Our tools consist of a calendar, to do list, chat (instant message), and plenty more. I went ahead and set up a demo account for you guys to use if you are interested, because this is set up with my own email I am going to only leave it live for a week. The login is Email: p.diehl@businessfriend.com Password: Password123. I have added 3 Businessfriend team members to the contacts so you can talk to us directly and let us know what you think. You will be connected with Philip Diehl (me), Nick Alesi, and Rob Rosales. Enjoy! -Phil
"I'm in my 40's, and fully paid off the mortgage early.  My ex would have preferred that I'd given it to her as spending money instead.  It can be said that since interest rates after year 2000 went down not up, I am a mug to have paid off early when perhaps I could have just bought more stuff like everyone else does.  I looked at the 1970 to 1990 average interest rate; about 10%, and thought that it would be imprudent to have a big debt which would be crippling at 10 or 15% interest rates, so I paid it off while I could. A factor to consider is how you expect your own income to change over the next decade.  If you work in shops, call centres, taxi driving, import warehousing, language translation, news writing, or anything which can be offshored or automated, then either the expectation of your salary diminishes towards the worldwide typical, or if it goes below £7.50 per hour typical then your employer goes bust.  Or blags a subsidy.  That is, I am a pessimist and would pay off early while possible.  I don't know chinese for ""he's not here"" to say to the debt collector."
&gt; I think all taxes are theft, no matter who they come from.  That is a matter of opinion. Obviously, I disagree with that sentiment. Do you have a reason behind it?   &gt; Again, you haven't really substantiated any claim about your financial situation.   I have scanned in a tax summary sheet from my CPA. I took off all the personal identifying data. I would be happy to share it with you, but I am not sure how to attach it to posts like this. Any ideas?   &gt; Additionally, I'm sure someone of your financial stature would have enough time to go on Reddit.  I am an owner, if I want to sit at my work desk and reddit - as I am doing right now - I can do that. Not what I typically do, but I just got off travel, and trying to get back into it. Plus, I am procrasting a little bit, because we have some big projects coming up! I am still human!  &gt; Literally take your pick and we can begin  Okay, I will pick a topic that I am more familiar with - Defense R&amp;D. My position is that, while there are many companies that do R&amp;D in the world of defense, there is also much innovation that comes from the government itself. GPS is one such technology. And while there are many very innovative companies that have built onto and done some amazing things with this technology, if it weren't for government investment and R&amp;D, it wouldn't exist.   &gt; And yes, even people who advocate only higher taxes for the rich will end up with higher taxes for me (I.e. Bernie Sanders)  What part of Bernie's proposal leads you to believe that?
"Once a person has learned to read, write, and do basic mathematics, it is then up to each individual to make something of their own life.  I am sitting here typing away on a box with access to all the world's libraries and I can learn anything I want.  I don't need the royal  ""we"" to do a god damn thing, its already been done, I need to get off my fat ass and take control and responsibility of  my own life. So many educated people out there paying for that education they could have had for free working in industries they didn't need that degree to work in.  What ""we"" need to do is stop encouraging that bullshit and protect the facilitators of cheap/free information."
The website likely has no differentiation. I am hoping, however, the service does.   I'm not looking to break down a fledgling business plan, I am just looking for information on how and where to build or buy a website that performs thusly:  Company creates account and posts the service they can provide, Consumer applies for said service, I deal with some required middle-man work which is at the cost of the consumer.
I live in an area where there are large distribution centers for a number of retailers fairly near each other. Wal-mart's hires a lot of young kids and completely inexperienced people. As soon as they get a little experience, they usually get to work trying to get on with one of the other DC's because they all pay more and offer better benefits. The thing is, there is always some young, inexperienced kid out there willing to work their tush off for a pitance and no benefits because the management is making sure they never get enough hours to 'earn' them. There's no impetus on Wal-Mart to make any effort to do better by their workers.
Honestly, why not? If my goal is to end up in finance, then I need to understand, from people in that field, whether a certain subject is relevant for me to achieve that goal.   If I were to ask that question to those majoring/working in physics, then I am going to get a completely different outlook that's not beneficial for me.   What you don't realize is that when you are asking your peers in school, many of them give you half answers or even bogus ones. It makes perfect sense to ask the question in a forum. As a matter of fact, the answers that I am getting here are completely different from what I was originally told by my peers.
I think you're a little out of touch with reality if you think being poor today is as simple as buying groceries instead of eating out or renting a room for the completely arbitrary sums you came up with in your example.   And I'm not trying to stand on a soapbox and preach how I came from nothing like you and here I am today. I do just fine. Have never wanted for anything growing up, was never hungry, always had presents. Now I'm 32 and I drive a forklift for Fed ex, I make about 45 grand a year in the Midwest with no degree, which is pretty decent.  But no, you're wrong to think that everyone can just plan their lives and live below their means and then suddenly they'll all be doing much better. You're probably also of the opinion having a smart phone and internet access is the first thing a poor person should cut off to save money.
I'm interning right now for the state and it gets boring but I like to ask around for work. I tend to be a multi-tasker and take on several projects at once to keep me sane. They even recruit me to work for other departments outside of mine. The more stuff I do, the better it looks on my resume even if this isn't what I want to do. It benefits all parties to take on more work and responsibilities. If it's engineering, just work your tail off where you are right now and apply for other positions for the school you're in. Network with professors and such to see if they can help you out or with your career service center to see if there are some positions in other places. Best thing you can do is always keep your feet moving. It keeps depression away and benefits you in the long run.
Hi, I'm going to be a social studies teacher and will have to introduce students to economics. I am saving your post for the future because it is an amazingly well crafted and engaging lesson.. the village analogy can even be used for group enactment. Thanks so much for this!
It isn't perfect, but politicizing and misconstruing the tragic case of a brain-dead infant does not strengthen your argument. Charlie Gard's case was not a matter of death panels; it was a matter of heartbroken parents in denial that their children was not going to get better. It's indeed an ethical quandary and no doubt a tragedy, but the hopelessness of the situation was not dictated by a heartless government but by health care professionals. This is much more than I wished to say initially, but I am tired of seeing simplified fantasy being sold as panacea for what is an extremely complicated subject. Also, I'm not a public policy scholar, but I think I've done a better job than the author."
"I commend Chipotle for their decision, but I am a little confused on some parts.  Pasture-fed beef definitely makes a difference, and I know that some farmers use steroids and some antibiotics to stimulate dairy production and growth.  What I am confused about is this:  My family owns a farm. Pasture-fed as much as possible - it is not feasible to do it year-round for us (Winter can be harsh sometimes). No unnecessary antibiotics used. To say that you are stopping the use of antibiotics completely is actually quite cruel to the animal. Infections can be prevalent in pasture-fed animals' feet. You can try to ""work"" the land as much as possible to prevent that, but in the end it is an inevitability. Something such as Penicillin (an antibiotic) is used to treat these infections. I have seen what happens when people do not treat the infections correctly and it can result in amputation of the infected foot.  So I don't understand how **no** antibiotics at all is any better. The animal may suffer even more now because of it. Management of antibiotics may be a better solution.  Anyone know more?"
I am not going to go through my entire college college curriculum. I went to school for business,  so yes the focus of my diversity education was engaging diverse collegues and customers.   Going back to my original point that some diversity training is a valuable part of a college degree, my education has helped me thrive (yes economically) in a diverse world.
You can write off the lease expenses for forever at full price.  I am working a few build to suite buildings right now.  I offer reasonable terms and keep getting asked where else I'd like to build at.
"New Deal type solutions, living wages, and other things with a socialism streak. It's unattractive for people who have been used to the American way, but the alternative is an ever expanding non-working/low-wage class. Many people do not cut it for service and post-college, or college level jobs, many people are best suited for trade work. As more jobs become automated, and more blue collar work gets pushed overseas, and as our economy turns to service/high education work, more and more people will be left behind. Either these people are put to work by corporations by lowering their ridiculous standards for once, or the government steps in and does it for them by putting them to work in pubic projects or service, and for those that can't be placed, a living wage, otherwise they will be poor and desperate, having those people around isn't pretty for a society.   I'm not just making this up, people have been predicting this situation for a better part of a century, even the [Wall Street Journal](http://online.wsj.com/article/SB10001424052970204468004577164710231081398.html) is seeing it. The rise of Consumerism pushed it off a bit, but Globalization and increasing technology has taken the edge off of it. People need to realize that this is a problem, and they need to stop being so arrogant and ignorant about the reality of socioeconomics, otherwise it will bite them in the ass. Is the solution perfect? Nope, but I haven't heard a better one that doesn't have ""Maybes"" attached to it, or assume people will just do things out of their good nature."
Am I the only one not concerned about this? No one is going to look at my information up close. I'm a data point that allows them to see a trend in a larger population or an anonymous customer they have no more concern for than the people to whom companies send junk mail.
Haha, I used to work for a head of research whose favorite pastime seemed to be putting together these kinds of charts.  Edit: And the funny thing is people who take this chart at face value shouldn't want to short anyway - the balance sheet is going to flatline for sometime before they start letting it run off - so at most it suggests that people utilize strategies that work in sideways markets.
I took the Greyhound home for Thanksgiving. It would normally be a 9 hour drive, but with stops the bus trip ended up being 13.  There was more legroom than an airplane and the tickets cost less than gas would have, but my favorite part was the scheduling. I was able to work Wednesday and take an overnight bus. I actually slept pretty well during the 4-hour stretches between stations (I brought a flask full of scotch to make sure). Unfortunately, they kick you off the bus and make you wait for an hour in the loud, brightly-lit stations while they gas up / change drivers.  On the way back, I got to hang out all the way through Sunday and still made it to work Monday morning. Overall, a much better experience than I was expecting.
"I am sorry, did you have a better example of a country that does not tax or taxes less but provides better services and protections?   &gt; But we think the rich aren't paying their ""fair share"". Let me tell you, no share is fair. The government didn't work for that paycheck, you did.  Let me tell you, because I am one of those rich guys. I own a business that did millions in revenue last year. I am by far not one of those ""super rich"" that we read about, nor is my company one of those that paid nothing in taxes last year. My company is organized as an S-Corp, which means it is a pass-through when it comes to taxes. (I.e. I pay the taxes, not the company). I had an effective tax rate of over 33% last year, and paid into the six figures just in federal taxes.   That being said, I am also one of those people that feels that our taxes are too low as a country. I would be happy to talk about why, and do it one topic at a time. If water is the topic you want to start with, I would be happy to."
I live in Oklahoma which most major jobs here do rely on the oil industry.  What bugs me is this notion you are stating. For every non American with a job that is a American without period. Second most jobs do give two shits not in my state anyway about education they want to see how little they can pay you.     I don't care if the stats say it is 4% I care about facts and the fact is most are under employeed or have stop looking for work. So you think I am stupid for not wanting use my education to work for slave wages. Why two months because all employers look at your last wages here and I was over qualified apparently because I am use to making way more like most Americans who are smart.
Minimum wage worker here.  I agree wholeheartedly.  Its not like I don't have the skills to do better.  But when even entry level jobs these days demand experience in the field, its pretty damn hard to break in.  Those internships haven't panned out as anything but an expense either.  I've got student loans, and you want me to go into further debt to do real work for the negligible hope of eventually getting a real job?    But I live in the US, where unpaid work is illegal for wage slaves doing menial work.  Instead, I have a cap of hours I can work, to keep me from earning overtime.   Its better than an unpaid internship.