vania-janet/multiturn-rag-retrieval-data huggingface dataset:
I don't understand why Walmart would use that as a strategy.  Amazon can duplicate any sale they have online.  Its not like Walmart has the capacity to put Amazon out of business at this point.  This would just hurt both companies needlessly.  Walmart needs to innovate to get people to use them.  They need to create a great web experience, provide products and services that are unique to Walmart and of a quality that people will want to utilize them.  They may even need to create an R&amp;D division and look to develop their own products to help prop up their business and push traffic to their online presence.  But they gotta look at this like the US did the space race.  They were too far behind the Soviets to catch them in getting to space and doing a space walk, etc.  What they could do was plan to be the first to make a moon landing and hop ahead of the Soviets.  What form that would be for Walmart, I have no idea, but I think if they want to gain ground online, that's the way they need to think.
"I have all of those. My lawyer is reviewing the engagement letters with the capital advisors, and has spun up the CPA/tax lawyer. We are engaging the right people at the right times.  However, I'm curious to see what a loan proposal looks like at the $100 million level. I'm not looking for Redditors to represent me with the banks, I'm looking to see if anyone on Reddit happens to have a copy of (or know where to find one) a loan proposal from a large corporation for a similar amount of money.  For example, when we sold a division of the company, I evaluated the pitch decks that our consultants made against the pitch decks made/released by tech firms. While the metrics are all largely different, it was a useful exercise to be able to see if we were at least in the ""ballpark"" of a deck that was considered successful."
At the same time I have trouble imagining some of them buying a house any time soon, because they simply can't be saving all that much (since I know their incomes). They may eventually be able to afford a condo and ride rising housing prices to a townhome and then a house - it's what lots of people do around here, loosing buckets money in realtor fees and closing costs along the way. Even with these choices, it's hard to view my friends as selfish knowing that most of them give around 10% of their income to charity. There are probably plenty of people around here swimming in debt (somebody recently asked in a Q&A with the local paper editors how she could stop going to the city's most expensive restaurants and start living within her means when she only liked expensive places), but lots of folks can stretch themselves and afford to get by while wasting a lot of money. It's not what my spouse and I have chosen to do, because we want to be able to live very responsibly and plan for a rainy day, but the longer you live with and around the money that tends to permeate high cost of living areas, the more it will seem normal to you. Also, if it's really $1000/mo for a 2 br. apartment, your cost of living is still lower than mine is. If I were you I wouldn't try to acclimate myself to the spendy habits of your surroundings. Instead I'd find friends who are frugal and work on maintaining your good financial habits. If you ever want one of those $4, $5, or $6K (plus!) houses, you're going to need them.
&gt;Perhaps you are confusing Costco with Sam's club?  Nope.   And I have no need to correct this problem. Means nothing to me. And I'm not really the type to stick my nose into other people's business. If they need to know, they can ask. In either case, I'm still a loyal customer.   Additionally, it's very hard to find good help where I live. Too many jobs, not enough people. I know how much some of these business struggle to find and keep people.
"How about doing a Lease Option with a very long term and a very early ""option"" for the guy buying.  Essentially he will be making your mortgage payments for the next couple few years.  Much less paperwork for the both of you that way. See a lawyer for the paperwork, from my limited experience with a real estate lawyer is a standard document and shouldn't cost that much."
We were booming for 5 years straight. We netted 2 million one year and the rest 1.5 million. I fired my office manager with a 2 week notice. Trying to be nice giving him a 2 week notice rather than throw him out. He went behind my back and ruined all my relationships with my customers and partnerships with other companies.  I had to start at square one. I went from making theses 7 figure incomes to scraping by. Most of my money is invested into real estate so I didn't wanna sell right away. It was a good move I contacted my old clients some understood some wanted nothing to do with me. I started taking the shitty jobs no one wanted. I was running around all over trying to get as much work as possible. Now I'm not back to 7 figures but I hit a comfortable 200k net-income. I'm slowly getting back up there it's been 3 years. You just have to keep pushing and keep an open mind. Don't make the same mistake twice.
Ben Miller offers you sounds advice. However, if it comes down to it I would reach out to a lawyer to negotiate this for you. If what you are presenting is true then you could easily sue them for the damages incurred. I have been in a similar situation and unfortunately using the lawyers is what was required to get the solution resolved. Based on my previous experience a simple letter from a local lawyer office would get this dropped pretty quick and should cost you around $150. Best of luck!
I do a lot of work in Gsuite but is it really a good replacement for excel? I find the hotkeys limiting at best in comparison and I don't think there are good alternatives to powerpivot and powerquery in Gsuite. There are a handful of things Google sheets offers that excel doesn't but overall I find it fairly limiting.  If you're referring to just basic computing than yes Google sheets will get you there but I don't think they're comparable yet. I could be 100% wrong and just not know the Gsuite alternatives to these tho.
"Credit is a racket.  What is a ""YouTube prank channel""? Because that sounds dumb.  Not trying to be negative, it just sounds dumb. If you're thinking something like that TV show ""Jackass"" Aren't there like 1000 of those on Youtube now? I doubt any of them are making any real money.  I bet you can think of something better to do than acting like a fool on camera.. looking for an investor sounds like a sound plan but you need to have an idea first. The best advice I've heard is try to find a problem in the world that needs solving, and find a solution for it. If it's a good solution people will buy it.  And then you've done something you can feel proud of."
The main reason the above holds true is that the people involved in MLM don't really create any value. They're looking to get a free ride on everyone else in the pyramid beneath them. There are exceptions, the main ones that come to mind are like Mary Kay, where, ok, mostly women, makeup artists teach women how to apply makeup without looking like a clown, and it's a skill, and it's part of how they create value. And it may well be the best option for someone whose chosen career is a makeup artist. I'm not particularly an exception, but at the age of 17, I sold books door-to-door in Southern Mississippi, mostly to teach myself how to talk to people, since I had grown up with my nose in a book. It turned out that the business was structured like a MLM to encourage the salespeople to become managers, but I had no interest in that, I just wanted to learn people skills. I also blew a couple hundred bucks on franchise fees on other MLMs, mostly because friends were in it - never did I see that money ever again. Sales is hard work. Teaching people how to sell is even harder, and impossible if you don't know how. If you're good at it, you'll do so much better in a business to business setting. Think about the economics of it. Salespeople get paid on volume of sales. Businesses have a lot more money than consumers. You have to sell to an awful lot more consumers than businesses to make the same amount of money. Think about competition, too. Considering Amway? You're competing with everyone from Walmart to the corner convenience store, and you will be asking everyone and their brother to join up. And many of them have already been pitched it, if they've been around long enough. The bargaining strength of your customers (they have lots of alternatives) and suppliers (their over-priced pricing structure is set in stone) is pretty strong. You have immense direct competition and product substitutes, and anyone else can go into the same business as you. Your competitive position is extremely weak. It's almost guaranteed to fail.
If it were me, I would create a website for him.  Take a look at all the other local plumber websites and identify the things they get right and wrong and then do or don't do those things, as appropriate.  My feeling is that when someone wants a plumber, they are often anxious and may be in a hurry, so the first thing you need to say on that site is something that is brief and reassuring. The text needs to be clear and easy to read - no white text on a black background, or text placed over a picture.  You also need to answer all the key questions they are likely to ask - how much, how soon, can I trust you to do the right thing, how much experience do you have?  Basically, you need to put yourself in the shoes of that anxious customer and say the things that will strike a chord with them - obviously, any promises he makes on the site he then has to deliver.
I would **highly recommend** taking a couple of courses in Google Analytics (beginner and advanced) to learn how to track your site's traffic and audience. These courses will teach you how to create live analytic reports, track traffic by individual page, and view countless metrics like bounce rates, average time spent on a page, and which find out pages are typical landing pages. You can also find from where most of your traffic is sourced, and what channels access your site most. In addition, you can track your own ad campaigns and their effectiveness.   For advertising, I would strongly recommend a course in Google AdWords. This course will teach you the top methods of producing effective online ads (in-app mobile, YouTube, graphic displays, text-based ads on search results, etc.).  These courses are both **free** on the Google Analytics Academy, and a certification in them looks great on a resume.  Cheers!
I wasn’t disagreeing with Trump’s plan.  I never said I did.  I don’t agree with Trump’s methods, though.  No irony here.  I want to come up with a solution everyone can agree on.  But what I’ve heard from Republicans and Democrats is a refusal to work together.  So I am trying to find solutions that bring people together.  What does Trump’s agenda have to do with it?  His agenda isn’t my goal set.  Edit:  Also, that link you posted was as one sided as everything else!  It was not what I am trying to accomplish!  You don’t work together by ignoring criticisms and proclaiming how great you’ve done.
"Nobody is going to hold your hands and prepare a structured program, simply because how you deal with this situation is part of the evaluation of your performance. I performed poorly in my first intership because I was really afraid of being perceived as annoying. The guys were not very receptive and when I asked if they could teach me something, they usually explained quickly and without a lot of attention. Dumb as I was, I would try to not annoy anyone anymore, stop asking questions and go back to my chair to create some macros in VBA. When my boss gave me the feedback after some months, it was fucking awful. The whole team said that my posture was too passive and that I should be A LOT MORE agressive.      So, don't be afraid to be a little annoying. Ask a shit ton of questions until you understand everything and don't pretend that you understood something (I used to do the classic ""mm-hmm...mm-hmm..."" when someone was explaining something I wasn't understanting because I was afraid of looking dumb. Don't do that, you aren't fooling anyone). If you feel that there is nothing for you to do, go to your boss and say that to him. If he doesn't find something, go ask someone else (""Hey man, what are you doing there? Seems interesting. Can you teach me when you have the time?"") Just for Christ's sake, don't keep your butt in the chair waiting someone to tell you what to do. This is not college anymore."
Ultimately, another issue for a real estate attorney probably (or at least a CPA or tax attorney): you need to be very careful if you're going to try and get the tax deductions (which would be probably far more than the savings of a half percent of interest rate or whatnot). In general, there are a lot of options for exactly how you structure the purchase, payments, and equity, and you should talk to a professional to find out exactly the right way to structure it. This mortgage info site has some good tips for several different ways to structure things, just as an example. I would in particular suggest you pay attention to deductability of mortgage interest and property taxes, as those two can be a huge amount of tax savings and you can lose that very easily if you're not careful."
Yes. I'm not a coder by trade, but learned on my own as a hobby and then launched a barebones version in 2015 and then a full-fledged version just a few months ago. I'm a lawyer by training and I had been thinking for 12+ years that there needed to be a more efficient way for professionals to get clients and for clients to know the level of expertise of a professional through the power of the Internet. I had tried to hire outside web developers on my own about 10 years ago, but got burned but learned some valuable life lessons - if you are passionate about something, learn to do it yourself - you almost always will be better off. The result today is Hire.Bid and I'm happy to say we are kicking ass. If Reddit has taught me anything, it is to chase your dreams and make shit happen yourself. You'll regret not doing so. Make it happen. If it is a hobby and something you are passionate about first, you'll have a much better chance of success in the long run. Just my $0.02.
My take on this is banks want to bring fear to homeowners to get them to go for fixed mortgage rates which are higher. Also (here in Canada at least) every journalist suddenly is a real estate expert and predicts crashes yet has never written on real estate before. There are also the people that want a crash to happen since they missed the boat on the real estate boom. And not to mention writing country wide predictions is just pointless. Did the real estate market in Manhattan crash in 2008? I actually don't know the answer, but I highly doubt it.
It's a good city. Better than I remembered from when I was younger. Went back a couple times this year and really enjoyed it. Lots of stuff open pretty late, and they have built up their bicycle lanes and public bike program to get around. Lots of art galleries (I went for a project I had in a gallery) and enough counterculture that no matter what you are into you will find something you like.   I probably wouldn't want to live there though. I like my smaller cities I think.
Hi, are you a business lawyer and do you happen to know the answer? I tried asking someone at a Small Business Center but I think he started getting annoyed at all my questions and starting becoming curt so I stopped asking even though I still wasn't clear on all the answers yet.
see, anyone who isn't heavy finance which truthfully is a good 80% of the business, will be fine with the transition. My issue is how to support the remaining 20% of advanced Excel users to attempt to find other (hopefully better) ways to view and change the same data. We've had these talks several times over with the technology transformation team and the main takeaway is:  - most users misuse Excel as a work-around tool to address messy data/reports, so for these processes they want us to determine if the data could come out clean and could run the desired analytics on the data straight out of the source, then would there be a need for Excel?  For some models like Monte Carlo, etc, I believe those ones are going to have exceptions. But do you think it is understandable and feasible to attempt to remove all the misuses of Excel and instead work towards a better way to accomplish the same goal? Because I do find that a good amount of spreadsheet work is sometimes just cleaning up the report/data output before the real Excel magic happens.
I believe the only thing you haven't mentioned to him is the possibility that his activity is criminally fraudulent. I would sit him down, and say something substantially similar to the following: We've talked about your investment before, and I know you believe it's fine.  I just want to make sure you understand that this is very likely fraudulent activity.  I know you believe in it, but you've said you don't understand how or why it works.  The problem with that is that if it is a fraud you can't protect yourself from criminal prosecution because you didn't understand what you were doing.  The prosecutor will ask you if you asked others to give you or the organization money, and then they will convict you based on trying to defraud others. It doesn't matter whether you did it on purpose, or just because you believed the people you are investing in. So I very strongly advise you to understand exactly what the system is, and how it works, and then make sure with a lawyer that it's legal.  If it is, then hey, you've learned something valuable.  But if it's not, then you will save yourself a whole lot of trouble and anguish down the road if you step away before someone you attract to the investment decides to talk to their accountant or lawyer.  A civil lawsuit may be bad, but if you're criminally prosecuted it will be so much worse. Now that I've said my piece, I won't talk to you about it anymore or bother you about it. I wish you luck, and hope that things work out fine. I wouldn't talk to the police or suggest that I'd do anything of that nature, without proof then there's no real way to start an investigation anyway, and unfortunately scams like this are incredibly hard to investigate, so the police often spend little to no time on them without a high level insider giving up evidence and associates. Chances are good nothing would happen to your friend - one day the organization will disappear and he won't recover any more money - but there's a distinct possibility that when that happens, the people below him will come for him, and he won't be able to look further up the chain for help. Perhaps the threat of illegal activity will be enough to prevent him from defrauding others, but if not I think at least you can let it go, and know that you've done everything for him that might work.
Same here. I think the fact that it was such a challenge to find unlabeled clothing as a teen created an obsession within me to be completely label-free. I bought a Kate Spade and Michael Khors bag to wear with my business attire because I know how bitches can be when judging workplace success, but all my other labels are on snowgear and that's it.
"Honestly, I see we don't see eye to eye but I can't put my finger on it.  Take the American heart association for example - you mention people who weren't middle class might not know who they are. I didn't get to eat at a sandwich restaurant for the first time until right before I graduated high school. I was so happy when I got to eat that first sandwich someone else made, and then when I saw the american heart association logo on the menu, I just assumed it was healthy. I didn't need previous experience.  Perhaps my example seems like something a middle class person would do, because I grew up aspiring to be middle class and the things I did wrong are things I thought middle class people did. To most of my point, all that is irrelevant. When you are poor, no one wants to give you advice. When you are middle class, the advice you can afford is not good but it presents itself as good. When you are well off, everyone wants to take advantage of you and good advice is hard to discern from poor advice.  Your use of the phrase ""the system"" is interesting to me. Under no circumstances would I advocate ""the system"" be trusted. In fact, in my mind, what I've described is ""the system"" accidentally but perfectly preparing people to be unable to transcend socioeconomic status, because we were prepare people to think the haves are lucky, as opposed to teaching the have-notes how to establish a plan such that their children will have opportunities and their grand children will be well off and their great grand children will be rich."
&gt;What is your prediction for the next 12 months of the stock market?  Not good. I'm not seeing any of the factors that contributed to what happened in 2008 change, which suggests, imho, that the market is still really unstable and prone to wild fluctuation and crashes. If you like risk perhaps that's okay, but for most investors it's a nightmare. Austerity seems to be winning out in government reaction to economic problems instead of stimulus, which is only going to shrink demand across the board. If you can find something for which there is a hungry consumer base willing and able to pay, maybe that's a good direction to go in, but those are more and more rare these days. I'm almost completely withdrawn from the market, save for my 'fun stocks', investments I've made not to make money but just to toy around with, and my Apple investments, which defy logic. And Netflix, which I support on principle.   Last year was a good year for investing in healthcare, but I'm not sure how that's going to pan out this year.
I tend to disagree. I think Amazon will find that as soon as it tries to raise prices to make a profit that people will type 'walmart' instead of 'amazon'. See how easy that was?  Services are a good business too but the competition there is also vicious.  Further, the piper has to be paid eventually. Sure Amazon has great cash flow now but the assets they are acquiring are going to depreciate and need constant maintenance/replacement. They're building an extremely capital intensive business and all that profit-free growth is going to look more and more expensive as time goes by, IMO.  People can argue all day...it's kinda pointless. You've probably made a lot in Amazon, I've made a lot in Apple. i prefer Apple because it's also huge AND turns a ridiculous profit. If I have to pick a company I'll pick the undervalued one with huge profits AND huge cash flow. That's a doubleplus good.
I like the idea, but a lot of sites like this will be coming online soon so definitely find a designer if you want a lot of people to come to your site and come back. Just my two cents.   Good luck, hope you do well!
Late night comedy is in there, but not much.  I read articles on the internet.  My investigation has never been on what Trump says he will do.  It has been on what everyone has done or is doing.  I’m not a rabid Trump hater or supporter, and I’m not a politician, so I’ve felt no compulsion to memorize Trump’s agenda.  What I do feel a compulsion for is vetting information and gettingbpeople to work together to create a nation where EVERYONE wins.