vania-janet/multiturn-rag-retrieval-data huggingface dataset:
For such a small amount, I really don't think it's worth the time and effort to withdraw it. Why not roll it over into a traditional IRA or a new 401k / 403b?
How many people work 80 hour weeks and succeed?  How many people work 80 hour weeks and fail despite that?  Hard work can only get you so far. You can only try to put yourself in the right place at the right time, if the opportunity appears, you succeed if not, you fail.
Taking every court to case isn't in the best interest of the public either (on a net basis). Often those settlements accept the fine, but dong admit guilt. This can be important in federally regulated industries where guilt would result in automatic suspension of licenses and practice. Those regulations were put in place knowing that most companies would settle.  Also, there's valid reason for deducting the settlement! In many businesses lawsuits are ordinary expenses (consumer facing ones with lots and lots of employees). People being up frivolous suits all the time and it's cheaper to settle for a small amount than pay expansive attorneys to go to court. Effectively, it's like an admin expense, we don't tax revenue, we tax profit.  Finally, this would seriously clog courts, and jury's can be crazy biased to emotional stories.   Yes, some parts could be changed, but it serves a valid purpose.
"&gt;Yeah, that's Obama and the economy alright. Not just regular ""being burnt out"". Making room for motivated young entrepreneurs and small business owners is such a horrible thing.  Mostly related to compressed margins, but in a down economy it's even worse without adding extra liabilities. Some have been doing it for decades, admittedly with higher profit, but as the incentives to continue become less and less, its not completely being burnt out, its like if gas became 50% of your net salary. Why even go to work? It costs half your income just to GET to work.   &gt;Making room for motivated young entrepreneurs and small business owners is such a horrible thing.  Well they have a ton of ""for lease"" warehouse space and thousand and thousands of empty storefronts to choose from. Room is not the issue. Successful business plans that can flourish and actually produce something is the issue.   &gt;I imagine you're seeing this trend with young business owners too right?   No, I see young business owners mostly failing, they know they want to start a company but their understanding of details can often be limited. Desire is only part of the picture, you must also have discipline, sacrafice and determination. Some people do and can have those things, but most dont.   &gt;People are still starting businesses, being profitable and succeeding? Oh well, the government is still around to blame!  Fewer and fewer. Want to open a competitor to best buy? Good luck. Want to open a competitor to amazon? You're about 10-15 years behind. Most companies produce nothing tangible and you can only make so much money making custom t-shirts.   &gt;Oh well, the government is still around to blame!  I prefer to put my faith in people who know what they're doing and have been proven successful over decades. Not the government administration du jour who is gone in a few years whilst a new one comes in with entirely new policies."
I've had a small forex investment in the AUDUSD since Oct of 2010 at 50:1 leverage, and have more than doubled my investment on the swap alone.  Granted this is high risk with virtually every guarantee that it will fail *eventually*, but the AUD hasn't dropped at anytime during this trade enough to stop me out so far.  With a higher interest rate, there's a natural scarcity in the AUD, especially when compared to the USD.  Unless there's another crash like 2008, Asian trading with Aus significantly weakens, or the RBA screws the pooch, the AUD doesn't have many factors with a high probability for devastating impact on the currency.
&gt; Conglomerates have no interest in gaining control of tiny businesses through loan collateral.  Yes they do, at least in China. China has very low farm labor productivity by developed nations status. Agribusiness would be very profitable in China. **The reason why it's in check is because it would make hundreds of millions of farmers redundant**, so the government prevents the industry from encroaching too much.
Gold is money. If fiat money fails, only physical assets will count. Gold has been an historic store of wealth. Silver is also historically a good thing to possess when governmental systems fail. Don't buy paper gold, it is based on illusion. No one knows what will happen this time, but fiat money will likely fail again, as it has many times. Good luck to you for at least trying to prepare, you are an inspiriation.
Good, businesses that rely on slaves shouldn't exist. This isn't economic theory, this is real peoples lives. If you're a company that pays so little your employees need food stamps and rent assistance then fuck your business! Why do I pay taxes that supplement your companies profit margin? Why is this fairly direct corporate welfare not the type of welfare you right wingers ever bitch about? You love the masters crumbs right? Or it's just not you, so fuck poor people right? They should just die in the street and make way huh?  [Flagstaff?](http://www.azcentral.com/story/news/politics/fact-check/2017/03/29/fact-check-flagstaff-minimum-wage-hike-proposition-414/98641896/)
Amazon and the big guys are safe from being broken up.  They haven’t harmed consumers yet. Their prices are fair, at or below market rates, favorable terms like for shipping etc.  So yes they have or are creating a monopoly with out harm, the government won’t act. too big to fail is not a crime.  The Sherman act used to be about protecting competition, they have focused lately instead on protecting the consumer.  That is why you have what we have in the US Markets,   https://www.theatlantic.com/magazine/archive/2016/10/americas-monopoly-problem/497549/
Paralegal?  It varies from country to country (assuming SomeDutchGuy is Dutch), but in the US you just file papers, no lawyer or legal professional needed.  That's why there's a limit on small claims court, so that small disputes can be settled without having to pay a lawyer (probably in excess of the disputed amount).
If you spent your whole life earning the same portfolio that amounts $20,000, the variance and volatility of watching your life savings drop to $10,000 overnight has a greater consequence than for someone who is young. This is why riskier portfolios aren't advised for older people closer to or within retirement age, the obvious complementary group being younger people who could lose more with lesser permanent consequence. Your high risk investment choices have nothing to do with your ability to manage other people's money, unless you fail to make a noteworthy investment return, then your high risk approach will be the death knell to your fund managing aspirations.
I understand he's trying to tell us how rich he is here.  But what a retard - why would he want to take counterparty risk vs some dodgy boxing corporation?  The longer he waits, the more chance the cheque bounces.  Nobody would provide a loan to these businesses for less than 10% per year.  Floyd is doing that for 0%
1. 100% in my opinion. I see people raising money for cures all the time, I trust that that will allocate needed resources appropriately.  2. The same way we do now, with flight comptrollers directing aircraft.  3. The same thing we've always had, civil lawsuits. The police do already enforce the FCC rules. However I feel that a small town could take care of minor disputes over frequencies quite a bit better than federal government.    On your last point, you're essentially saying that you'd rather have currency debasement over local courts dealing with issues on a local scale.  If you want to be part of the establishment rather than attempt to solve problems, you would instead support increasing these programs while telling people they are cuts, however, you could only do that if you wanted america to fail.
this is a very important step. Sadly most businesses have already deals with Big Banks for salary payments. So much like the ubiquitous IE despite all the alternatives, Big Banks will still have their liquidity and addiction satisfied to continue gambling until someone says enough.
"The first red flag of your ""facts"": One of the article's sources is an Atlantic article with the title, ""Entrepreneurship: The Ultimate White Privilege?"". The article rants on and on about politically correct SJW nonsense.  Red flag 2: The Andrew J. Oswald ""What Makes an Entrepreneur?"" study that is cited to prove access to capital is a helping factor (Your daddy money argument) is from 1998. A hell of a lot has changed since then. Forbes reported a 32% jump (up to 70%) of self-made millionaires from 1982 to 2012.  Red flag 3: The article was trash, mainly used as a tool to attack ""white privileged males"". The article only said, ""Hey, look a study!"" and didn't mention any data. The only actual mention of data in the article is ""more than 80% of funding for new businesses comes from personal savings and friends and family."" Well, yeah. That's where most businesses look for their first small investment.  Actual facts:  [60% of billionaires are self-made](https://www.entrepreneur.com/article/269593)  [70%+ percent of millionaires are self-made](http://www.thomasjstanley.com/2014/05/america-where-millionaires-are-self-made/)  Btw, thanks for the laugh. Didn't know anyone took Qz serious!"
Houses burn down a lot more frequently than banks fail. Also, I'll bet the odds that FDIC will insure the loss of money in a bank is much higher than the odds of a homeowner's policy believing a huge pile of cash burned up in your house AND even then your policy probably wouldn't have coverage limits high enough to reimburse you for substantial cash losses. Oh yeah, then there is theft, floods,etc. The biggest danger is that routine inflation will eat up that money faster than the rats in the basement. Now, having some cash for a small emergency on hand isn't a terrible idea, but using your closet as a personal bank doesn't seem very smart.
Free Market as in Laissez-faire? Because that is economic anarchism and leads to either monopolies or market shutdown.   I believe in heavy restrictions myself, force companies to play ball, follow the rules, allow small businesses a chance to grow unopposed by big businesses, a few social programs here and there to incentivize employment and working - not giving out free money - except in the case of disability - which just ends up trapping people, myself included - and of course a reasonable minimum wage, so one person doesn't require more than one job, opening up those positions for other people.   This system makes it harder to get rich, sure, but it allows those at the bottom, especially hard-workers, to be able to survive, if not thrive. They pay more Sales Tax because they spend more, and they pay more Income Tax because they earn more, the currency strengthens as a result.
I understand that most businesses are scared of investing money on SEO as there are tons of ones freelance and Agencies that are not good with SEOs. But i have helped affiliates and Local businesses to gain ranking in Google for their desired keywords. In fact if you search for seo expert europe you will find my agency site number 3 on google. That sends me phone calls from potential buyers who are interested to hire me to do SEO for their business. Think of the possibility of harnesses the online traffic from google reaching your website. I am sure you all will agree with me that online marketing is the best way to attract potential buyers to your business, no matter where you are from
&gt; I didn't know the demand for trucks is that big, where do they all go?  Most of them go to businesses &amp; tradespeople (who actually NEED to be driving trucks much of the time) -- and who tend to put a LOT of miles on the things (burning them out quicker than consumer vehicles).
Businesses are only required to keep receipts over $751. However for individuals, I would throw them all in a shoebox and not worry about organizing them.  There's a small chance you'll need to go through them during an audit, and you can worry about reconciling all of them and putting them in order at that point.  Just write 2010 on the box and keep it somewhere easy, and at the end of the year throw it in your basement (or get a scanner, and scan and trash the original).
As a programmer, I think it's bizarre that they wouldn't be running some kind of UNIX variant for all sorts of reasons.  But sometimes tech decisions at these big companies get made by non-tech people and they end up doing things in unusual ways (that's why businesses end up paying a bunch of money for lesser quality software from Microsoft, Oracle, etc.).
The way reddit works so well with news proves that news sites don't have to organize themselves around huge profit and centralized reputation. The quality of journalism will probably suffer if the current businesses go belly up but then I compare late 2000's youtube channels with how highly-professional most youtube channels are becoming now and I realize that these disruptive processed take a little time.
(Six years later...) I've used CheckFree for over 20 years, and my uncle started using it back in the early 1980s through a 300 baud modem.  It has e-bills, EDI bills that you schedule yourself, and will also mail checks to people and small businesses. You can make your payments from an unlimited number of banks, can schedule multiple recurring payments for the same bill (I find that useful for when buying large/expensive items by CC: I create a different payment schedule for each), plus ad hoc payments.
"The term ""tailwinds"" describes some condition or situation that will help move growth higher. For example, falling gas prices will help a delivery company be more profitable. Lower gas prices is said to be a tailwind for the freight services industry. ""Headwinds"" are just the opposite. Its a situation what will make growth more difficult. For example, if the price of beef goes much higher, McDonald's is facing headwinds. It's a nautical term. If the wind is at your back (tailwind), that will help you move forward more quickly. If you are moving into a headwind, that will only make progress more difficult."
Hmm...this keeps happening, big numbers to you and I - but not so big as a deterrent or anything to stop them in the future. People in China and other countries will lie cheat and steal to move forward and get death sentences, does anyone really think a fraction of the profits fine will change anything?
&gt;The point of a business is to make a profit. End of story.  Thats a narrow and short-sighted interpretation of business practices. The rest of your comment devolved into strawmen and bullshit so I'm not going to bother addressing it. Your links were equally irrelevant but I appreciate the fact that you at least *tried* to source a reasoned argument. You didn't succeed but at least you tried.
Although in concerns to the Plumbing services, people do face a challenge whether to pay for commercial activity or to take official root and make things possible by virtual processes. To cope with both issues around, a certain web portal is available that makes things easy and can help in both ways forward.
You don't, because no one will.  (In fact, if you want to patent an *idea* -rather than a process or a design- it probably sucks.)  So you just bring the product to market.  Then you can either move forward patenting it yourself, or demonstrate that it's a preexisting idea and dispute all other subsequent patents.  And the way you bring your product to market is by gambling your life.
A million dollars is a small amount for many things, but there are some activities that work. I'm going to list a few examples, but there are certainly others: Fund microfinance. Basically loan your million dollars to people who need a small amount of money. These programs often allow you to determine the initial recipient and then that person determines the next recipient. A million dollars can finance hundreds if not thousands of these loans. They may be in the United States or in a developing country. Set up a scholarship. My recommendation would be to find an existing scholarship with a few recipients and ask them to add one a year for the million dollars. A million dollars should typically produce about a scholarship a year in returns after inflation. Of course, that's just regular inflation. Education inflation is higher. Solar prize. Fund a program that gives out one solar installation every year or five to a family that owns a house, is struggling to pay utilities, and makes a compelling case. Basically, whenever the investment grows enough to support it, make a new prize. Buy something that will help other people make money. This is just six ideas off the top of my head. The goal here is to create something lasting that will promote economic activity. So a program that loans money forward. Or a scholarship or free textbook, particularly in a STEM field. A small piece of infrastructure that helps people move around to work or spend their money. Solar is a bit of a stretch here, but it can be justified if you believe that an investment now is an investment in moving towards the future. The key thing here is to make your money do double duty. By spending your money during a recession or investing during the rest of the business cycle, you can get some value for your money. But even better is if that spending has a societal return as well. Microfinance, scholarships, and infrastructure do that. There is the immediate spending, plus there is the effect of the spending. A business is established. A mind is trained and working at a high income job. People can move, work, and spend their own money."
Would it be worth legitimizing his business or is it too late at this point? To be blunt, you're asking if we recommend that he stop breaking the law. The answer is obviously yes, he should be declaring his income. And it would probably benefit him to get on the same page as his employer (or client) so they can both start obeying the law together. Once he's filed a tax return for 2016 that would certainly help his cause as far as a lender is concerned, and  as soon as he can provide some recent pay stubs (or paid invoices) he should be ready to move forward on the mortgage based on that additional income.
I half agree with you here but I understand why they do this.  It would be better for innovation if they actually created new ideas but rebuilding or improving ones that exist to make money is also a good move.  It may not be entirely ethical depending on what you believe the meaning of that word to be, but they have enough cash to do this and succeed at it.    $80 for amazon prime, In my opinion, is ridiculous.  If you pay 80 bucks for this you would have to order a lot of stuff in order to make that up.  My guess would be about 10 items over the course of a year, probably more.   If google can do it cheaper I would go with them.  A massive hurdle is amazon customer loyalty.
I used to be bullish on India, too.  Then I went to India.    It really is a structural problem.  The only way I see things changing is if more Indian expats go back to India and really move the country in a good direction.   The only saving grace is prevalence of English but that is not going to be enough going forward.
"Step 1: Require all Uber drivers to report to central facilities because ""you can't succeed without face to face interaction"" or whatever.  Step 2:  Purchase random companies somewhat related to, I guess, cars?  Maybe some random custom rim manufacturers, or the companies that make those shitty aftermarket petals and knobs you see at Autozone?  Instantly shut them down.  Step 3:  Find a way to make the Uber app so completely insecure that Putin gets instant updates every time you hail a ride.  Step 4: New LOGO!!  Step 5: Uber fails, and to celebrate her success, she walks away with 50 million dollar performance bonus, does more sexy photoshoots while bitching about how she is objectified as a woman, and looks forward to being CEO of Snapchat."
It is unfortunate to think that people determine as a result of paying a living wage they need to illegally undercut their employees.  If your business model cannot succeed by paying living wages then you need to rethink your business model.    $12/hour is not luxury.  That is still close to poverty for a family of 3.  Take home would not afford an apartment, gas, food, utilities, etc for a single person without having roommates.  People deserve to afford their basic needs without getting government assistance when working full time.
Sprint is the cheapest of the top four providers because they offered a special plan called SERO that many people took advantage of. I have a SERO Premium plan that includes plenty of minutes and unlimited 4G data for $50/mo. The same plan would cost at least $95/mo with any other provider, including T-Mobile. The only way for Sprint to move forward is to dump their SERO users or greatly outnumber them with normally priced plans.
At MyBusinessOnlinePortal.com, Andrew Barnes sets out in a short and succinct introduction his no-nonsense ethos for professional, ethical home business. Followed by a sentence or two on his select choice of top opportunities, the page is framed with all his networking and contact info. His tagline is - Ready to share 8+ years experience to help all succeed. you would do much worse than to take him up on his offer.
No no - Casual dining restaurants have a business model that is increasingly obsolete, and rather than trying to adapt to changing market conditions, they're just blaming those dang kids.  Sorry, but it's the market - if your product is bad, you won't succeed. Blame the market all you want, but it won't make a shred of difference.
Why is Facebook a favorite pick among business owners? Easy, with its growing popularity as the most visited social network, Facebook provides a viable platform to start, sustain a seller-buyer and create relationship. Facebook makes it to the top list among business owners whose aim is not only to gain a wide market outreach, but also to create and sustain a closer, intimate relationship with actual and potential customers on the web. So, what makes Facebook marketing for business the best online tool? Because it works in four ways ...
Ah. So if you don't work hard and don't succeed it's because society failed to scoop you up and give you a helping hand. If you do work hard and succeed you're a workaholic.      Since I finished school I dropped 55 pounds and spend about six hours a week doing vigorous physical exercise. Statistically, if anything is going to kill me it's probably going to be a car accident on the way to work.
Monarchy is a form of government. I make the distinction where the people have little or no say in who makes the rules. In a monarchy, they king makes the rules and people can either move away or stay. In a democracy, the dictators make decisions for them and spend 1/3 of their income, and the people get a 1 in several million say over which of 2 dictators gets to make decisions for them.
AMD is doing more than just laying off staff. Their earnings report also includes sales of real estate and other turn around strategies that could be reflected in the stock coming up on hope from investors. At the same time, consider how much of an up is a definite sign of positive news and how much may just be random noise as even a broken clock will be right twice a day. Often there will be more than just an announcement of x% of staff being laid off. There will be plans to improve future profits and this is what shareholders would want to know. What is the management doing to move the company forward to better profits down the road.