vania-janet/multiturn-rag-retrieval-data huggingface dataset:
At B Main Sculptors, we understand that choosing a befitting and appropriate memorial for your loved one isn’t always simple. We’re here to help make your decisions easier with a caring, attentive service that always considers your personal feelings. Our monumental masons in Lanarkshire adapt carefully to the sensitive nature of our work. We have the products and the experience to bring your memorial ideas to life and set them in stone forever. We personalize headstones and memorial plaques in Glasgow in your choice of words and lettering so that your final farewells and thoughts are never forgotten. At B Main Sculptors, we help with the supply of flower vase holders, headstone erections and all other related services.
There is no shortage of Tauranga Painters but if you have to get your house painted, why not go for the best one. It is not everyday that you get your house painted, you can’t afford anything to go wrong and that is the reason why you should choose A Class Painters as your painter.
Brb, going to gather up some data for you that displays the various drug discoveries, new drugs, etc. by country/companies in those countries.   I’m not saying that the system isn’t fucked, or that drug prices aren’t absurdly high, or that there aren’t corporations out there not trying to give back to the world...but $$$ is will ALWAYS be the foundation of any business. To churn a profit. How do you do that? You develop a good product, sell the good product, and make your money back and then some for doing all the work. Yes, there are some holes that need to be plugged, i.e. generic drugs still being absurdly priced, gouging between insurance companies and the drug companies...but how can you throw shit in the face of ONE pharmaceutical company when it’s an industry-wide problem with so many different variables at play.   You build a pharmaceutical company, raise the billions of necessary funds to run trials (99% of which will never amount to an actual product the company can sell) WITHOUT relying on public offerings (selling stock... = shareholders), come across some more billions (still without selling stock to raise money) to market and produce your drugs from your 1/99 successful clinical trials all costing unfathomable amounts of $$$, and let me know how you’re doin. Shit is expensive. The people who bitch about the broken system offer up no realistic, economically sound means of fixing that system. There’s no such thing as a free lunch. What makes sense morally does not always translate to making sense economically, as fucked up as that is. There are tons of problems in this  world, and I’m not saying I have answers to any of them, but you need to be able to see the opposing view of an argument as well to fix a problem.
If you can find data to support that conclusion then great, but the trend for 99% of countries has been the opposite.   http://www.pewglobal.org/2017/06/26/u-s-image-suffers-as-publics-around-world-question-trumps-leadership/  The Chinese government likes Trump because he’s a useful idiot.  He is tarnishing America’s reputation and allowing China to eclipse the U.S. at a faster rate on the global stage.  If they like him it’s, because he benefits them, not because he’s a good president.  That being said, they don’t like what he has done with North Korea recently.  They don’t like what he has said about Taiwan.  They don’t like his criticisms on trade.
Taking off / Global CLO volumes “The demand for things like CLOs….is extraordinary,” said Rick Rieder, chief investment officer for global fixed income at BlackRock Inc. CLOs are one of the largest demand sources for the leveraged loan market, which has also been booming this year. Volumes of leveraged loans, often used by private-equity firms to fund buyouts, are on track to surpass their 2007 record, according to LCD, a unit of S&amp;P Global Market Intelligence. At the same time, investors have voiced concerns about companies’ rising leverage level, and weaker creditor protections. Within a CLO are different risk profiles: Investors in the most senior, AAA-rated piece of debt get paid first and are the most insulated from losses if defaults rise in the underlying loan portfolio. They also receive the skinniest returns. Slices of debt further down receive higher returns, but will suffer losses if defaults spike. At the bottom sits the equity tranche, the first loss-absorber and last to get paid, but the highest potential source of returns. A 2014 report from Standard &amp; Poor’s Ratings Services stated that AAA-rated and AA-rated CLO tranches incurred no losses at all between 1994 and 2013. Loss rates for lower-rated tranches, meanwhile, were low—just 1.1% for B-rated securities over that period. . Flying High / Market returns since J.P. Morgan recommended buying CLOs last July That doesn’t prevent some conservative investors from conflating the CLOs with the now-infamous CDOs, many of which were linked to subprime mortgages and spread and amplified losses in the U.S. housing market. One breed of CDOs are on a comeback path of their own, with more investors returning to them during an aging bull market. Many people were “burnt by these acronyms from the crisis,” said Zak Summerscale, head of credit fund management for Europe and Asia Pacific at Intermediate Capital Group . He is currently recommending that clients buy senior CLO tranches over investment-grade bonds. CLOs, like other types of securitizations, have been subject to greater regulation since the financial crisis.
Bond/Stock allocation ratio is by age I’m sure you knew that already. Then there is the case of Modern portfolio theory. There will be slight adjustments to the ETF weights if it is found that adjusting them would give a smaller portfolio variance, while sacrificing small gains. You can try it yourself using Excel solver. There is a strategy called Sector Rotation. Google it and you will find examples of overweighting the winners periodically. It is difficult to time the rotation, but Healthcare has somehow consistently outperformed. Nonetheless, those “recommendations” you mentioned are likely to be market allocations again. The “Robo-advisors” list out every asset allocation in detail to make you feel overwhelmed and resort to using their service. In extreme cases, they can even break down the holdings to 2/3/4 digit Standard Industrial Classification codes, or break down the bond duration etc. Some “Robo-advisors” would suggest you as many ETF as possible to increase trade commissions (if it isn’t commission free). For example, suggesting you to buy VB, VO, VV instead a VTI.
I remember first encountering an ANA unit. I asked one soldier what his rank was. Private (lowest rank). I asked him about his training. 4 weeks, part time. He only had one day of shitty hand-me-down soviet rifle training. He seemed kind of afraid of it.  About 40 in his unit, all but three had similar levels of experience.  Ok. Not sure how that is supposed to work.  I asked who his superior was.  “There’s one Sergeant with 2 years experience in the unit who makes all the decisions”.  Anyone higher ranking than that? Nope.  Any officers who can, I dunno, make tactical decisions so you guys aren’t just randos running around with rifles? Nope.  The Sergeant had an old RPG. “Do you guys have any artillery, air support, etc?” Nope.  What do you do if you get in a fight and you’re outnumbered? “Ask Americans for help”.  Mmkay. This probably isn’t going to work very well, I thought.  Spoiler alert: It did not work out well.  Not my area of expertise, I was never responsible for training or involved in units who were (however I did meet a fair number of ANA units). My impression was that none had received equipment or training that would make them suitable replacements to take over security in the event of a NATO withdrawal.  This was 8-10 years in. From what you still see in the news, I imagine this is still the case.
Did you see the emails between scientist fudging the numbers to prove we need to do more quicker.  Also in the 1950's - 1960's all the scientist thought there was global cooling.  We went from global cooling to global warming in 50 years.  Just proves the majority of people forget or just have never learned about history.
Mr. Sloan defended the bank and its handling of problems, pointing to a number of changes he has made over the past year in the operations of the retail-banking business. It isn’t yet clear what issues drove the firings in Wells Fargo’s foreign-exchange business. But the bankers involved were fired for cause, according to a person familiar with the matter. The terminations occurred as the bank is conducting an internal investigation and as federal regulators have been examining practices in the business, according to a person familiar with the matter. Those fired, the people said, were Simon Fowles, recently head of foreign exchange trading; Bob Gotelli, recently head of foreign exchange sales; Jed Guenther, recently a regional head of foreign exchange; and Michael Schaufler, chief spot dealer. The bankers didn’t immediately respond to requests for comment or declined to comment. The prior head of the foreign exchange group, Sara Wardell-Smith, was moved to a different role at the bank, the people said. Ms. Wardell-Smith’s LinkedIn profile refers to a role beginning in October leading part of Wells Fargo’s financial institutions group. She had held several roles in the bank’s foreign-exchange group after joining Wells Fargo in 1995 and led the group for the past decade. Ms. Wardell-Smith didn’t respond to requests for comment. The bank spokeswoman said Ms. Wardell-Smith accepted a new position as Americas regional leader in Wells Fargo’s financial institutions group. She added that the bank’s foreign-exchange business “will continue to serve our clients under the leadership of Ben Bonner.” Wells Fargo’s investment-banking, securities and markets division, known as Wells Fargo Securities, is a fraction of the size of its U.S. big-bank peers. Its U.S. investment-banking market share is just about 4% as of September, according to research firm Dealogic. And Wells Fargo’s foreign-exchange desk doesn’t do as much business as other banks, industry participants have said. Wells Fargo doesn’t break out financial results or metrics for that group.
Oh, I did tons of investigating the candidates before NOT voting.  But I don’t remember everything about all of them, and it has been a year since then.  Since I don’t have a perfect memory, I don’t require others to have a perfect memory.  Why?  Is there a vote coming up that I should know about?
"Revenue /= profits or profitability. Profits/Revenue=profitability  To your ""lifetime revenue"" statement, Apple makes profit on the hardware sale (at a larger margin) and also obtains the same amount of ""lifetime revenue"" potential.   Samsung makes great products. I have a Samsung TV. However, they have been in the global market for mobile much longer than Apple, which I think give a strong explanation for their larger market share. Apple is more focused on the mobile side (only one product, essentially) and just now getting into a large global presence at product launches. This is the thing that shows me Apple is the market leader: nobody scrutinizes Samsung like they do Apple (I don't hear anyone saying how stupid a Galaxy ""mini"" phone is). You get a lot of hate when you're doing everything better than the competition as a whole."
several obvious result:  1. nobody takes US treaty and agreement seriously. It is assumed everything will become political football during election, and any elected clowns will change anything and everything.   2. No smart company will invest mega project with long and initial low return. Semiconductor fab, complex supply chain, base metal and chemicals, shipyard, etc.  By default US is now isolated from global supply chain. All complex industry will be outside US. There is no price and political stability.   3.  the tally, US is isolated from global  supply chain, energy chain, electronics fab and manufacturing,  shipping, And most of newer free trade zone. There is no way US can keep maintaining global competitiveness that much longer.  US based product price will be completely out of world's market.  .  Here is one example:  Bill calls for U.S.-flag ships for 30% of LNG, crude exports   http://www.marinelog.com/index.php?option=com_k2&amp;view=item&amp;id=25279:bill-calls-for-us-flag-ships-for-30-of-us-lng-crude-exports&amp;Itemid=231  In order for that to happen: a) one has to have competitive shipyard, otherwise the ship will be too expensive. b)somebody has to finance that multi billion dollar projects. c) there has to be steady supply and buyer, long term contract and treaties. US has no steady LNG port and no long term buyers.  It is at war/bickering with all major LNG buyers.    who is going to buy that kind of deal or who is going to be the global salesman?  Trump?  yeah sure... He will just piss off everybody by second sentence.
Amazon dominates online retail, it doesn’t dominate or even close to dominating Streaming video service which is dominated by Netflix , streaming music they aren’t even close, they are just spreading but not dominating, they are spreading to markets that benefits their online retail market like logistics since delivery cost Amazon a lot of money
&gt; **In per capita terms, the state is middle-of-the-pack, with $13,083 owed by every man, woman and child.** The report by State Budget Solutions shows that while Texas isn’t so profligate as the other large states, neither is it “the nation’s shining example for fiscal responsibility,” as a spokesman for Attorney General Greg Abbott recently put it.  **Combined, the 50 states have run up $5.1 trillion in debt to pensioners and retirees, as well as bondholders and the federal government, according to the report. That doesn’t include $3.7 trillion in outstanding municipal bonds nationwide.**  Debt to pensioners, retirees, bondholders and the fed is debt that the state government itself creates in other words the big government politicians. **Per capita debt is middle-of-the-pack and economic performance of Texas is still better than most other states. Personal Income Growth By State is one of the highest in Texas as well as [Percentage Change of Real GDP](http://www.bea.gov/newsreleases/regional/gdp_state/2014/_images/gsp_0614.png) 3.7% compared to California 2% and New York 0.7% in 2013** (US Bureau of Economic Analysis). The economy of Texas outperforms high taxing and regulating states.
I’m actually curious why you think this is great as a marketer. I was under the impression that ads do better when people don’t know they’re an ad. Although I don’t understand how people don’t realize most of what they see on popular accounts is paid advertising.
Well, the potential problem is that the FTSE 100 could go down, or just not up. Really, it's as simple as that. After all, why diversify if the FTSE 100 will only go up? So, the question is, why wait to diversify? Why not add in the Gilt ETF for a little government bond exposure? Why not a Corp. bond ETF? Maybe a little of that Global ex-UK for a little foreign stock exposure?  That said, saving is better than not saving, so if starting it off with just the FTSE 100 gets you saving, go for it.
There is no answer to Global warming, unless you would like to quadruple energy prices, abolish air travel and international shipping. Obama's EPA estimates 700 trillion dollars to lower earth's temp one degree. Good thing global warming is a tax hoax. The only thing to fear about global warming is it's remedies, which will do nothing but increase energy prices, demolish economies and jobs and kill third world poor by restricting access to food and medicine.
I’m sure you wouldn’t say that conflicts of interest are ok? This is obviously one. Is your argument just that we don’t have proof bezos explicitly ordered this article? Or we don’t have proof that there is pressure, direct or indirect, on authors to write pro amazon stories (pressure is new or old)? To be clear, we will never, ever have evidence that such things are occurring, getting evidence for some of things is basically not possible. So I don’t think we should sit here and say “well we don’t have proof”. Instead we should say “this is an obvious conflict of interest, and that should be seriously considered when evaluating the content of this article”. Soft power is hard to prove.
All of that leads me (at last) back to the point of this post.  Have you done your year-end online reputation check-up?  If not, put it on your list of things to do sooner rather than later.  Check out American Express’s list of steps to take periodically to manage your online reputation.  And if you want read more of what I’ve written on this subject, here are some links I hope you find useful and interesting.  –Managing Your Online Reputation:  The Basics (Just what it says: the very basic things anyone needs to know to manage a business, professional, or personal reputation online.)  –Please Don’t Feed The Trolls (Avoiding the lunatic fringe of social media users who enjoy attacking anyone who seems vulnerable.)  –Go Google Yourself!  (My own experience with an Internet troll.)  –When The Truth Isn’t Enough: Online Review Lawsuits  (Having your say online without losing your shirt may depend on HOW you say what you want to say…so think before you post.)  –When Pedophiles and Search Engines Collide  (A true story of a man who discovered he shared a name with a pedophile only after he lost jobs and contracts — and what lengths he went to in order to separate himself from the prison inmate who ruined his reputation.)
All successful CEOs have one thing in common: They’re able to maintain a big-picture perspective. It’s also something successful moms have in common, says Zenovia Andrews, a [business](http://businessclarksville.com/business/how-to-run-your-home-like-a-ceo/2014/07/30/65318) strategist, speaker, author and mom who coaches [entrepreneurs](http://theshearingroups.org/) and CEOs on time and budget [management](http://theshearingroups.org/news/). “In business, CEOs implement a process that achieves efficient time and resource management in the most cost-effective way; sounds a lot like a mom, doesn’t it?” says Andrews, founder and CEO of The MaxOut Group, a company devoted to empowering and tea ching entrepreneurs development strategies to increase profits. “If every mom were a CEO, America would rule the world!” Andrews, author of the new book “All Systems Go – A Solid Blueprint to Build Business and Maximize Cash Flow,” (www.zenoviaandrews.com), suggests the following tips for moms to better manage money and time. - CEOs utilize apps, and so should CEO Moms. When a CEO’s personal assistant isn’t around or, if it’s a small business and she doesn’t have one, then apps do nicely. There are several apps for moms, including Bank of Mom – an easy way to keep track of your kids’ allowances. Set up an account for each child and track any money they earn for chores or allowance. The app also allows you to track their computer and TV time as well as other activities. - Measurement is the key to knowledge, control and improvement. CEOs have goals for their businesses and Moms have goals for their family members. In either case, the best way to achieve a big-picture goal is to identify action steps and objectives and a system for measuring progress. Want to improve your kids’ test scores, help your husband lose weight or – gasp – free some time for yourself?
You run the regression R_{i,t} = a + bR_{m,t} + e_t, then a + e_t is the variation that isn't shared with the market's variation.
Global warming is not a hoax.  However this type of climate change, higher CO2, has many benefits and one is that we will have much more vegetation and higher levels of oxygen. All vegetation does better in high CO2 levels as we both know because we are scientific about things and not emotional.  Global warming is used as a tax issue. Obama just wants to tax the energy industries, but who always pays is the end user.
No one wants to shop at Walmart, they just do. I don’t think the brand image is there for Walmart unless people are convinced they will save a lot of money. As silly as it might sound, brand is king
"I'd imagine they would find something wrong like ""too many choices are confusing to the consumer"".  Last year at&amp;t along with Verizon spent $20.2 million and &amp; $15.7 million respectively on lobbying and are very aggressive in creating an unfair market place in which only they can afford to play in.   As one of the examples is http://www.dslreports.com/shownews/Verizon-ATT-Lobby-to-Weaken-FCC-Spectrum-Authority-118302.  I was pleasantly surprised however when the tmobil at&amp;t merger was blocked."
"This is the best tl;dr I could make, [original](http://reason.com/archives/2017/07/11/the-myth-of-technological-unem) reduced by 90%. (I'm a bot) ***** &gt; Isn&amp;#039;t technological unemployment a real and serious problem? Non-economists of a quantitative bent fret about what we&amp;#039;re going to do when all the jobs go away-when, say, autonomous vehicles replace America&amp;#039;s 3.5 million truck drivers.  &gt; The gross figure of 1 percent of jobs lost per month is the relevant one for worries about technological unemployment.  &gt; One in which all jobs are protected, bureaucrats decide who gets subsidies and who doesn&amp;#039;t, and the economy slides, as France has, into stagnation and high levels of youth unemployment? Or one in which labor laws are flexible, individual workers decide their own futures, and the economy lifts up the poorest among us?   ***** [**Extended Summary**](http://np.reddit.com/r/autotldr/comments/6mupwx/the_myth_of_technological_unemployment/) | [FAQ](http://np.reddit.com/r/autotldr/comments/31b9fm/faq_autotldr_bot/ ""Version 1.65, ~165476 tl;drs so far."") | [Feedback](http://np.reddit.com/message/compose?to=%23autotldr ""PM's and comments are monitored, constructive feedback is welcome."") | *Top* *keywords*: **job**^#1 **worked**^#2 **know**^#3 **percent**^#4 **unemployment**^#5"
Why?  If the demand for the workers is there then they will hire who is available. You have no proof on that conjecture of yours. We shouldn’t base our minimum wage on a teenagers summer job. That’s absurd.
At some point, if you can affect the human condition and affect culture for the better. You do it profita be damned. Capitalism is not helping global warming or social issues faster than it is hurting in a completely open market IMO. It just takes one company to pull the plug and say, this isn't right. If others begin to do these thinks secretly (like if Google returns biased search results for certain hit button topics) then there is a transparency question. We are so reliant on information sources we are limited in ability to cross reference and research other ways... But to not act against the bad because of fear of potential more bad... I dunno