vania-janet/multiturn-rag-retrieval-data huggingface dataset:
Getting the first year right for any rental property is key. It is even more complex when you rent a room, or rent via a service like AirBnB. Get professional tax advice. For you the IRS rules are covered in Tax Topic 415 Renting Residential and Vacation Property and IRS pub 527 Residential Rental Property There is a special rule if you use a dwelling unit as a personal residence and rent it for fewer than 15 days. In this case, do not report any of the rental income and do not deduct any expenses as rental expenses. If you reach that reporting threshold the IRS will now expect you to to have to report the income, and address the items such as depreciation. When you go to sell the house you will again have to address depreciation. All of this adds complexity to your tax situation. The best advice is to make sure that in a tax year you don't cross that threshold. When you have a house that is part personal residence, and part rental property some parts of the tax code become complex. You will have to divide all the expenses (mortgage, property tax, insurance) and split it between the two uses. You will also have to take that rental portion of the property and depreciation it. You will need to determine the value of the property before the split and then determine the value of the rental portion at the time of the split. From then on, you will follow the IRS regulations for depreciation of the rental portion until you either convert it back to non-rental or sell the property. When the property is sold the portion of the sales price will be associated with the rental property, and you will need to determine if the rental property is sold for a profit or a loss. You will also have to recapture the depreciation. It is possible that one portion of the property could show a loss, and the other part of the property a gain depending on house prices over the decades. You can expect that AirBnB will collect tax info and send it to the IRS As a US company, we’re required by US law to collect taxpayer information from hosts who appear to have US-sourced income. Virginia will piggyback onto the IRS rules. Local law must be researched because they may limit what type of rentals are allowed.
For any corporate or commercial event to be a success, it is necessary that, hosting of the same is done in a proper manner. And, apart from hosting, the event should also be documented too. For doing so, you will need assistance of professional photographers, who are skilled and experts enough, to be able to cover the big event in a systematic way.
Besides all of the other answers, I will point out that many people simply don't have enough cash sitting around to buy a home outright.  It would take many years (or even decades) for the average family to accumulate the necessary cash. Also, while you are pinching your pennies for years in an attempt to save up for your dream house, remember that inflation is steadily driving up the cost of goods and services.  A house that costs $200K today could cost $230K in 5 years due to inflation.
Right, but the point is that some professions, such as attorneys, can be paid hourly yet still not be eligible for overtime. I was responding to the blanket response that insinuated all hourly employees who are skilled are eligible for overtime - this is not always true.   And you are incorrect as to agreeing to being exempt on a contractual basis. If a non-skilled worker goes to an employer and agreed to work as an exempt dishwasher at $7.50 an hour, the employer will have trouble with FLSA whether or not it was agreed. To say otherwise would be counterintuitive to the purpose of the labor protections and would just be an unconscionable loophole to necessary worker protection laws.
It's likely that your bill always shows the 24th as the due date. Their system is programmed to maintain that consistency regardless of the day of the week that falls on. When the 24th isn't a business day it is good to error on the side of caution and use the business day prior.  It would have accepted using their system with a CC payment on the 24th because that goes through their automated system. I would hazard a guess that because your payment was submitted through your bank and arrived on the 23rd it wasn't credited because a live person would have needed to be there to do it and their live people probably don't work weekends. I do much of my bill paying online and have found it easiest to just build a couple days of fluff into the schedule to avoid problems like this. That said, if you call them and explain the situation it is likely that they will credit the late charge back to you.
"Two things.  1.  You can sue anyone for anything.  You may not win, but you can sue for any reason.  2.  You're confusing trademark and copyright.  Copyright inheres at the moment of creation.  You don't have to file a copyright to have it be enforceable.  Trademark is a little trickier, but is for the protection of the consumer and use of a mark is part of what creates its value and the ability to defend it.  However, you cannot copyright nor trademark ideas.  Copyrights must be ""reduced to practice.""  Broadly speaking, that means you have to have done something to create it, not just think about it.  And trademark doesn't apply here.    He could file for a patent, but that would need to have a specific filing and often takes a fairly significant amount of time in which case it's defensible even when some guy copies you.  In short, guy is a moron."
"Hah!  In so far as the financial sector isn't making money off the government, then I would say it is truly ""financed through the financial sector"".  The financial sector doesn't operate at a loss, which is what you are suggesting here.  They aren't paying the government to have roads and power and plumbing and water, etc.    The financial sector is paying because they make more money back.  You want to admit who is paying to have roads and water and power and plumbing, etc?  Every person who gets a paycheck or owns a house is.  Not big money.  Ordinary people.  Taxes and Tariffs, and printing money pays for all of this.  We, the tax payer, aren't seeing a financial reimbursement for our expenses on these projects.  But Big Money is.  Our reimbursement is:  Roads, Power, plumbing, Police, Fire Departments.  Which means we are the consumers buying products.  Big Money is the middle man making bucks off the system.  Perhaps Big Money is necessary, but now it is out of control, and needs to be held accountable."
"As an absolute basic in life you always need 1 month's salary free and clear sitting in the bank. You do not have this. You don't even get to count that. It's what Napoleon would refer to as an ""iron reserve"": you have to have this. You actually won't even have this for some two or three months. Note that you have a staggering amount of debt. You have absolutely no assets. You own nothing. You have no savings. So at this point we can say ""Could your situation be any worse?"" and the answer is ""It could not be any worse."" On the ""good things in your outlook"" side you have the idea that you probably have a job (it's unfortunate how you refer to it as ""will pay"" when you mean ""might pay"") but you're in perhaps the highest-expense, most-flakey economic zone on Earth. Recall that i) every company eventually closes and ii) every job eventually ends. The next incredible problem you face is that I'm guessing you just have no clue how expensive it is to insure and run a car. Any ideas of buying anything more than a junker is a non-starter, but on top of that you're not realizing how expensive it is going to be for you to run a car. Disturbingly, you have a very poor idea of even how far it is you have to drive each day. The only realistic solution for you is to bike each day to work (buy the cheapest possible bike); become the ""eccentric guy"" who really focusses on health. Bike in for an hour, shower at the office or a nearby gym, enjoy your day and bike home. You'll need a backpack to carry your pack lunch, buy the cheapest backpack. Since it's LA, it may be impractical. You may literally need a car. In that case, your only solution is That's the only thing you can do. Plain lean on your parents or relatives to borrow some old car and use that.
OMG. A recession is coming.  Wait...hasn't that been a true statement since forever? No shit a recession is coming. That's like saying a thunderstorm is coming. This is a natural part of economics. Recessions are a necessary part of growth, almost like growing pains. Now the real question is 'when will the recession happen.' However nobody truly knows that, so it's better to spend your efforts making sure you're prepared for when a recession occurs as opposed to worrying about when that will happen.
One approach is to control your budget more effectively. For example work out your essential living expenses things like food, rent and other bills you are committed to and compare this to your regular income.  Then you can set up a regular automatic payment to a savings account so you limit the disposable income in your current account. If you keep a regular check on this balance it should make you feel like you have less 'spare' money and so less temptation to spend on impulse purchases.  Similarly   it may help to set a savings goal for something you really do want, even if this is itself  a bit frivolous it will at least help you to discipline yourself.  Equally it may be useful to set a fixed budget for luxuries, then you have a sense that when it's gone it's gone but you don't have to completely deny yourself.
You must consider the different levels of risk associated with each loan. When the bank loans you money, it does so based on a high degree of information about your financial situation (through your credit report + additional information gathered at the time of granting your request). It feels quite confident that you will repay them, and therefore considers you to be low risk. In order to make a profit off of all its low risk clients, the bank only needs to charge a small rate of interest - competitive with the market but enough to cover the losses from clients who will default. When you loan money through a peer-to-peer program, you are at two distinct disadvantages from the bank: (1) Your loan portfolio will not be diversified; that is, you may have only a single person or a small handful of people owing you money. Any catastrophic event in their lives may wipe out their loan to you. Whereas the bank can play the averages with a broader client base. (2) You have less information, and ultimately less (effective) power to reclaim your losses. Would you feel confident walking behind the desk at a bank today, and deciding whether to approve someone's loan based on the information that the bank's back-end has already determined is necessary to make that decision? Now how about when you are doing it on your own? Because of this, you take on more risk from a peer-to-peer loan than a bank takes on from you. That's why the person is willing (or, required due to market availability) to pay a higher rate; they know they are higher risk. That doesn't mean this is a bad idea, just that there is a specific reason that the difference in rates exists, and it implies that you should consider carefully whether the risks outweigh the benefits. Note that the concept of taking a buy/sell position on two theoretically identical assets while earning a net profit at no risk is known as 'arbitrage'. Arbitrage situations rarely exist, and never for long. Whenever you see a position that appears to be arbitrage, consider what might make it not so. ie: you could buy inventory in location A, and sell it at 10% higher margin in location B - but have you considered transportation, carrying costs, and interest for the period that you physically held the inventory? The appearance of arbitrage may (in my opinion) be a sign that you have incomplete information.
"Nope, it's just relevant to point out that no additional credentials are required when some dipshit claims that the requirements for a job are somehow much higher than they actually are. My brother got a job at Boeing 2 or 3 years after leaving high school. He never attended college, he had no additional certs (welding, machinist, etc). Same goes for all the other people I know that are working at Boeing, except they have varying levels of college education (with the commonality that none of them actually have even a 2 year degree completed). You are just completely full of shit.  But hey, don't take it from me. Take it from the requirements section of their job postings:  http://jobs-boeing.com/st-louis/entry-level/jobid5850922-maintenance-mechanic-jobs  I would love to know what possesses a person who clearly does not have the knowledge required for a conversation on a specific topic to enter it so passionately and to make such fraudulent claims. I mean, did you not do the 2 minutes of research necessary? Whatever the case, it sure makes statements like this more hilarious:  &gt;You know what the problem is with guys that ""started using a headhunter immediately after junior year ended"" is? They think they know about things they have no idea about."
&gt;Lol and a company spending more than they need to on labor is reality?  Why do we have a capitalistic society? Because capitalism is awesome and because it always leads to the best results?  No.  We use capitalism because we have no alternatives that are superior. This of course does not mean it is a flawless system. This twisted notion that 'pure capitalism' somehow will always yield better results than a regulated/controlled capitalism is insane. Unfettered capitalism will unequivocally result endless conglomeration of power until we have a unified class of rich that control everything, much the way China operates.  China operates under the pretenses that it is communist, but the reality is, it's the exact opposite, it is true free market capitalism, and as a result, the government has been completely overtaken by businessmen who then pass laws and control the citizens.  I don't want this to happen in the United States.
A tax of 0.01 cents on a transaction though would mean you'd wait until the spread was at least 0.02 cents before making the trade. But I particularly think the offender is not even day traders, it's the completely ridiculous fact that a person will offer to buy stock at a certain price, or lower,  another person will offer to sell the stock at a lower price, and before the transaction is completed another broker buys the stock and resells it, because his computer is located closer to the data center than either of the other two persons.  That guy is making money and wasting electricity and real estate to get it, and the ultimate purchaser is getting a worse deal.  We still have that problem, but the margins have been squeezed on the HTF guy a bit, so maybe it isn't an issue.
When there is a way of scanning every product a person has on them before they exit the store as well as a way of preventing them from exiting the store before they've paid for those goods, you can bet anything on almost every cashier in America being fired from the stores that can afford it. We are very, very close to that, in terms of technology alone, let alone deployment. The US cannot afford to impose tariffs, unfortunately. With every anti-competitive tariff it imposes, exports and imports go down in the billions of dollar ranges. It is not a coincidence that the Eurozone countries who have led the way in tariffs are those you names in your post. In the age of globalisation, everyone can simply go...somewhere else for their needs. The same unfortunately goes for taxes, import premiums, or anything else that you care to name. I agree with you that fighting for labour rights across the world is the only effective answer to that. But that will of course never happen. When labour rights issues erupt in the country that the majority of the world's manufacturing happens, most corporations will simply stick with it until their position becomes untenable, and then they will move to a different country, where labour laws are not as as strong. China is this generation's manufacturing bitch, who will be next? Because companies are worrying about this already.They are looking at shithole places in India, and places in Brazil, and places in Ghana, or Indonesia, or anywhere else that can be persuaded to educate a proportion of its workforce to the minimum necessary levels. It's sad but, remember that if any thought is applied to this, the people who make the things that Chinese/Indian/Ghanan/Indonesian make for pennies on the dollar is that those people's wages will eventually rise enough that there can be a middle-class, at which point the companies involved simply move on to a country that does not have a middle-class or a higher-working class. Forever. That's...the multinational plan. Capitalism, remember, is a system based on unlimited expansion. It just is. No arguing round that one.
Nobody can predict the affects of Brexit but it is wise to consider them. We saw the pound weaken after the vote to leave and it is possible the pound will weaken further after Brexit and this devaluation could be quite dramatic. If that happens it is likely to increase inflation, UK inflation has gone from under 1% around the time of the referendum to 3% today and it could well go higher. https://www.rateinflation.com/inflation-rate/uk-historical-inflation-rate If inflation continues to increase, the Bank of England is likely to put up interest rates, as it has historically done this to hedge against inflation.  We have been living in a world of artificially low interest rates since the global crash of 2008 as the BoE has tried to stimulate recovery with lower rates.  The rates cannot continue at this level if inflation starts to rise. http://www.thisismoney.co.uk/money/news/article-2387744/Base-rate-vs-inflation-chart-How-tell-things-really-got-better.html That in turn will put up mortgage rates.  So for example if you have a £100k mortgage at 3.92% (currently this is a reasonable rate to have) your repayments will be £523 a month.  If your mortgage rate goes up to say 7% then your repayments are £707 a month, if it goes up to 10% then it's £909 a month and so on. There is a mortgage calculator you can use to try playing with different amounts here: https://www.moneysavingexpert.com/mortgages/mortgage-rate-calculator My advice would therefore be try to get as small a mortgage as you can and make sure you can afford it quite comfortably, in case rates go up and you need to find a few hundred pounds a month extra. There are other risks from Brexit as well, house prices could fall as people decide not to buy properties due to excessive interest rates! Overall nobody knows what will happen but it is good to be planning ahead for all eventualities. ** I am not a financial advisor, this advice is given in good faith but with no financial qualification.
"Short answer: Yes this is a scam. I see three different possibilities how they get you. I will rank them from ""best"" to worst Scammer A sends 100$ to you. You then follow his instructions and send back 50$ through WU (this is untraceable). He then contacts his bank and tells them he never intended to send that 100$ to you, then bank will then reverse that transaction and give him back his money, leaving you 50$ short. Scammer A hacks or scams innocent person B and either sends B:s money to you or tricks person B to do it. When person B reports this to the police it will look like you were behind the whole thing. The transaction will be reversed leaving you 50$ short and with unwanted police attention (see this article for an extreme example: https://www.wired.com/2015/10/online-dating-made-woman-pawn-global-crime-plot/) The nice person A wants to send money to a criminal syndicate or terrorist organization but don't want to be associated with it. Leaving you 50$ up (hurray) and possibly on a bunch of terrorist watch lists (ouch!). The extra info you provide wouldn't be necessary for any of these scams but I guess it could be nice to have for some regular identity theft. This is by no means an exhaustive list of all that the scammers could do. It's just a short list to show you how dangerous it would be to play along. To state the obvious, don't walk from this person, RUN!"
In America, the government is ours.  We vote for all the people in it.  It is within our power to make it what we want and it is our responsibly to keep it functioning properly.  We have been doing a poor job for the past couple of generations, but we have the ability to turn it around.  To restrict the power of the US government is to reduce the power of the American people to determine the kind of society we want to live in.  I do not want to live under the tyranny of huge multinational corporations who only care that I work and consume.  Corporations haven't always owned and controlled the government to the degree they do today.  They have always had influence, and that is not necessarily a bad thing.  For the past 40 years, as we have been gradually moving towards a more laissez faire philosophy, government corruption has gotten worse and worse.  Tax cuts for the uber rich, blanket free trade agreements with 3rd world countries, and deregulation have caused corporations get much larger and far more powerful than they were a generation or two ago.  So much money has flooded into Washington because of these bad policy decisions, that it will be very hard to undo.  But the only way to undo the damage caused by supply side economics is for the American people to decide they want something else and to vote accordingly.
This does sound a bit implausible, even if it is true it is pretty grossly irresponsible and you probably shouldn't just let it slide... However there is no real benefit in wading in with accusations, I suspect that the most likely scenario is that your tenet simply didn't have the money and was looking for a way to delay payment. This may well not be particularly malicious towards you, they may just be unable to pay and need a bit of room to maneuver.  In this case the wise thing is to challenge them but without forcing them to admit that they might have lied, perhaps by suggesting that they might have been mistaken about dropping off the money but it's no big deal and negotiate a resolution. In these situations where it is one persons word against another giving them the opportunity to save face often pays off.  Equally you want to make it absolutely clear that putting a wad of cash in your mailbox is not an acceptable way to pay.
When I think of the loopholes that the richest of the rich exploit to get out of paying taxes, this article does seem kind of pointless.  Why attack the 529 plan?  It would be better to attack the expense of the education and the need for the plan in the first place.  Upper middle classers shouldn't have to give a second thought to how much it will cost to send their kids to university, unless it is a private school.  30 years ago it cost 350 bucks for a semester.  Now it is 10k or more.  We all see that this is ridiculous, but it goes on and on.  Rents have doubled or even tripled in the last 7 years and this is normal?
The best way to stop wasting food is to create a weekly plan. Every weekend, before making your grocery shopping, take 30-60 mins and plan (with your spouse if your married) for the next week's meals. It doesn't need to be too detailed, but it'll help you to approximate what you need in terms of food for the whole week and buy accordingly. I have a similar problem where I need to go out often and also work a lot. But spending some time on the weekend to create a plan helps me minimize my wastage a lot. My inspiration to do this has been from the below 2 articles from Trent in SimpleDollar http://www.thesimpledollar.com/2008/10/16/how-to-plan-ahead-for-next-weeks-meals-and-save-significant-money-a-step-by-step-guide/ http://www.thesimpledollar.com/2007/09/15/the-one-hour-project-plan-your-meals-for-one-week-in-advance/