vania-janet/multiturn-rag-retrieval-data huggingface dataset:
Also, as Rick pointed out in the comments, the Affordable Care Act also forbids lifetime limits on most insurance plans, so assuming you find an insurance policy with adequate coverage for the specific disease you're worried about, such a plan should cover the related expenses without a lifetime limit. Deductibles, annual limits, and other factors may complicate this somewhat. In the section about lifetime limits (Sec. 2711, p2), the Affordable Care Act states that: A group health plan and a health insurance issuer offering group or individual health insurance coverage may not establish ... lifetime limits on the dollar value of benefits for any participant or beneficiary. However, the law states in the next paragraph that the preceding statement should not be construed to prevent a group health plan or health insurance coverage from placing annual or lifetime per beneficiary limits on specific covered benefits that are not essential health benefits under section 1302(b) of the Patient Protection and Affordable Care Act, to the extent that such limits are otherwise permitted under Federal or State law The section also contains similarly vague caveats about annual limits, so the actual details and limits may vary once individual states finalize their policies. The law is intentionally vague because the vast majority of the law's implementation is left up to individual states. Furthermore, certain parts of the law specify actions involving the Secretary of Health and Human Services, so these may require further codification in the future too. You should still read the fine print of any insurance policy you buy and evaluate it as you would any contract (see the next section). Since a dread disease policy probably isn't a good idea, you'll probably want to evaluate the healthcare plans offered by your employer or individual plans offered in your area (if your employer doesn't offer coverage). I've tried to include the basic points offered in these articles to give you or future visitors some idea of where to start. These points may change once the Affordable Care Act is implemented, so I'll try to keep them as general as possible. Services - Above and beyond the minimum essential requirements, what services does the plan offer? Are these services a good match for you and/or your family, or do they add unnecessary cost to the premium with little or no benefit?
"They aren't choosing winners and losers, if you want to use the game analogy then they are disqualifying assholes who flount an attitude of ""fuck you, I won't play by the rules"".  Your statement is the equivalent of a soccer fan getting pissed at the refs for DQing a player for picking up the ball over their head and running it to the goal over and over."
According to the IRS:  Aliens who are not eligible to apply for a U.S. social security   number, or who do not meet the Social Security Administration's   evidence requirements for an SSN, may apply for an Individual Taxpayer   Identification Numbers (ITIN) from the Internal Revenue Service if   they have a valid tax reason for needing an ITIN, as explained in the   Form W-7 instructions. Seeing as you don't have a valid tax reason for an ITIN, your request will probably be denied by the IRS.
I have no idea what you're talking about, but for context, Amazon employee badges are blue. The point is that as far as employment status is concerned they're more or less on par with corporate.  (There are lots of caveats to the above statement but the general case holds.)
"One reason is because car insurance is mandated. Mandated insurance means the government is forcing people to purchase it, which also means that everyone must have the opportunity to purchase it at a reasonable cost, even if the insurer would normally not choose to insure them. In mandated industries, risk pools are formed which means that as a whole, lower risk members partially subsidize higher risk members. In mandated industries that have a large risk variance, the insurance system would break down if everyone was charged their ""fair share"" because high risk members would be unable to afford a policy. (This is even more prominent with health insurance than car insurance because the difference in risk is vastly greater.) On a positive note, perhaps you may get a warm and fuzzy feeling knowing that you are helping out others ""in need""."
The company host the wedding events, Then better wedding preparation, Wedding planning, and best wine for wedding services.  Look into whites wines like Sauvignon Blanc, Vinho Verde, unoaked Chardonnay, Verdejo, Pinot Grigio arrange the wedding. These wines will please your crowd and they are particularly the best for summer weddings.  Many people enjoy drinking a glass of best wine for wedding, while some enjoy drinking wine throughout the night. To accommodate all of your guests of legal drinking age, the general rule of thumb is to purchase one drink per person per hour of your Wedding reception.
Thanks for the post, these are good insights.  I've found most of my personal success looking for work by way of the burgeoning technical recruiter industry - they know a bit more than an HR 'bot', either mechanical or human (haha), about the reality of technical requirements for a job and are able to find you if you just know where to place yourself.  Getting solicited for a job by way of your LinkedIn profile is a much easier way of finding work than the futile carpet-bombing of large corporate HR machines, no doubt.
Don't worry about Buffett. I have a feeling this will be like Wells Fargo in the 90s where Buffett will make 1000% his investment by the end of the next decade.  You can hate them all you want, but does anybody really think that Bank of America is going away? This is like when BP supposed caused a trillion of dollars in damage, and the market cap fell something like 140 billion. In the end, it's probably only going to cost them $20 billion. Life is already going on for the oil spill. Bank of America will get some more hate for a while. They'll get tons of lawsuits, but they'll probably settle for something like $30 billion (one year's earnings).  In two or three years, you'll have a company earning $30 billion that is current valued at $50 billion. It's been 4 years since the bubble burst in 2007. Most of the crappy loans are gone already (either defaulted/written off or if they have been paying for 4 years then they are not really crappy at all). There are 4 years worth of prime loans on the books. In 2007, people assumed the somewhat opaque book of loans (mostly subprime) is worth 100 cents on the dollar. Today, people are assuming that the somewhat opaque book of loans (mostly prime) is worth 0 cents on the dollar. Just look around Reddit and see what people are saying about the banks' financial condition, even though they never read any SEC filings or analyst reports. I think (and apparently Buffett also thinks) that the book is worth something between 0 and 100, likely in the upper end.
&gt;When, in fact, they treat the lump sum as a lottery ticket and blew through it rather than measured investment and proper money management/budgeting.  This is sad, but many of these people probably have no experience with a huge responsibility like this. Ford needs to have some serious mandated financial training classes set aside for those that take the lump sum.
Depends on the state, in Texas you should charge sales tax because the shipment is going to a freight forwarder in Texas.  That being said, once you have the bill of lading you can have your tax credited by the vendor.  It is one of the documents the state will except in lieu of sales tax for exports.  There are five.  You can find this info at the Comptrollers website. I would validate that you are being charged sales/use tax and not withholding tax, withholding would be related to your country. Doc requirements for export vary from state to state.
"Natural seasonings is annoying. Note that it's often mandated too, as in you can't put what it actually is, and must say ""natural seasonings.""  There are other issues too. Lots of processing aids may be omitted if they have no nutritional impact, and that seems very wrong to me. But the ""made with 100% chicken"" thing still seems fair.  My biggest complaint is the ""no added nitrites  (except for the nitrites we added)"" but that's mostly because it's the one I encounter the most."
&gt; I propose that Colleges need to receive their income as a percentage of the first 10-15 years of income from their students. Disagree! I propose to make the requirements for finish high school and college degrees much much higher, as it was in the past. As you said, too many people have [worthless] degrees!!!! The few who get degree, are accomplished people and will reap the benefits, including their employers. This is also the best formula for people to come out of poverty and low social-economic family background. Right now, if you are smart but from a poor background, oh yes, you get a degree, but it's worthless and won't help you much. But if the requirements are high, and you are smart, you are all set! As for people who fail high school and don't get degrees, they will not be spoiled as today's kids with all their degrees! Someone needs to be a plumber, electrician, trade or a clerk. And these jobs make very good many, much better than bank tellers with a bachelor degree. Finally, there's no way someone who graduate high school today, even a relatively good student, that they could survive high school of the 50s and 60s. They will fail miserably, also for bad attitudes, discipline, and capacity to handle simple requirements."
"&gt; Bernie wasn't even accountable to his own donors, that's why they're suing him ;)   Haha silly boy... lame joke, but donors are suing the DNC, not Bernie.    &gt;The only solution is for the government to stop inserting itself between people and Healthcare. Only then with direct pricing, lower barriers to entry, private charity and consumer choice can we lower costs. Cartels only exist because of state mandated regulation, patent law and government mandated Healthcare.   You have been sold the ""freedom"" pill by corporations that want their Ayn Rand puppets in the Republican party to do exactly what you are proposing. How will consumer choice improve if you let health insurance companies set their own rules? how will you lower barriers to entry when behemoths like Aetna and co. can come in and swallow up competitors whole? where are the private charities that help poor black kids in forgotten areas? (unless you think they are sub-human and don't deserve any help). How can we keep corporations accountable when we let their cartels, monopolies, and oligopolies do what they please with our lives? You live in a fantasy world where all of a sudden Jonny Schmoe Insurance will swoop in and create more affordable choices for all. You are deluded if you think this is how the real world works.     Cartels exist because if you don't put up barriers to profit seekers, they will seek to accumulate more and more, and they will seek to consolidate more and more power and market share. Government officials are simply a commodity they have to buy, or else consumers/communities might actually organize and have a voice against their rapacious quest for MOAR. Without that representative ""public servant"", they could give three shits about appeasing anybody but their shareholders. It is the wet dream of assholes like Trump and his tea party Ayn Rand sociopaths."
"&gt; All those receptionist that are being displaced by graduates  Receptionists aren't getting replaced by graduates.  They're being replaced by MS-Word 2010, Google Calendar, Facebook, etc.  Improving information technology means we need less people managing information by hand.  The law firm I did IT support for 20 years ago used to have 1 secretary for every attorney.  It's like 1 sec'y for every 5 attorneys now.  Those jobs are going away, that's the problem.  Another aspect of the problem is, those secretary jobs aren't being replaced with as many IT jobs.  Technological innovation means we need less people to do the same amount of work.  Maybe I'm not understanding your point here, or maybe you're not understanding mine.  I'm not arguing that re-structuring labor markets and occupations during recessions is a ""good"" thing.  I'm only arguing that this happens (find me any economist who won't agree on this point.)  It's not good or bad.  It exists.  This is what happens during a recession.    I am arguing that the prescription isn't to try to fight it.  Trying to keep people like the woman in TFA employed as receptionists isn't going to do any good in the long term for the economy.  If we try to keep real estate agents in business after the housing boom, or bankers afloat after the financial crisis, we're only punting on big structural economic problem for a later day, we're only continuing to put off essential evolution in the labor market.    I'm not arguing for any proscriptive solution here.  Candidly, I don't think there is one.  I think the woman in TFA needs to figure out on her own how to maximize her own economic potential.    It sucks, but this is what happens during a recession.  Using tax dollars to artificially prop up her employment prospects, while diminishing others employment prospects doesn't solve any problems at the macro level.  I don't understand what you're arguing for here.  I agree that there is a core problem right now with unemployment and not enough jobs.  But I'm not sure what solution you're offering, it seems to me that you're just arguing against basic economic theory here."
"First, don't use Yahoo's mangling of the XBRL data to do financial analysis. Get it from the horse's mouth: http://www.sec.gov/edgar/searchedgar/companysearch.html Search for Facebook, select the latest 10-Q, and look at the income statement on pg. 6 (helpfully linked in the table of contents). This is what humans do. When you do this, you see that Yahoo omitted FB's (admittedly trivial) interest expense. I've seen much worse errors. If you're trying to scrape Yahoo... well do what you must. You'll do better getting the XBRL data straight from EDGAR and mangling it yourself, but there's a learning curve, and if you're trying to compare lots of companies there's a problem of mapping everybody to a common chart of accounts. Second, assuming you're not using FCF as a valuation metric (which has got some problems)... you don't want to exclude interest expense from the calculation of free cash flow. This becomes significant for heavily indebted firms. You might as well just start from net income and adjust from there... which, as it happens, is exactly the approach taken by the normal ""indirect"" form of the statement of cash flows. That's what this statement is for. Essentially you want to take cash flow from operations and subtract capital expenditures (from the cash flow from investments section). It's not an encouraging sign that Yahoo's lines on the cash flow statement don't sum to the totals. As far as definitions go... working capital is not assets - liabilities, it is current assets - current liabilities. Furthermore, you want to calculate changes in working capital, i.e. the difference in net current assets from the previous quarter. What you're doing here is subtracting the company's accumulated equity capital from a single quarter's operating results, which is why you're getting an insane result that in no way resembles what appears in the statement of cash flows. Also you seem to be using the numbers for the wrong quarter - 2014q4 instead of 2015q3.
I'm not confident that the requirements for 2017 are up yet, but assuming they don't change much from those of 2016, then probably not if you have no other earnings this year.  If you make $500 a month, then you will make $6,000 this year. This is below the filing requirements for most taxpayers, unless you are married but filing separately. At the end of 2017 you should tally up your earnings (including earnings from other sources) find which category you find yourself in on the table, and make a final determination of whether you'll need to file.
This sounds like a pump and dump, just with a product instead of a stock, and it points to the need to regulate the medical supply industry pricing structure.  Because actual consumers are not involved in the market price, the price can be wildly inflated: Think bottled water after a natural disaster; the price would go up if it weren't for price controls put in place along with State of Emergency decrees.  It's usually not supply that is the issue, it's the inability of the consumer to self-regulate demand by either limiting use or finding other sources to fill demand.  Our Health system is not one that the consumer has any control over, and so control must be mandated.
Is this modified title necessary? I work at a turntable company and the vast majority of our customers are not hipsters in any sense of the word. Sony getting back in the game is great news for anyone who enjoys the format, especially those of us who have been burned by inflated record prices recently. Most vinyl lovers are not making a fashion statement with their choice of format.
Home care services help our elders to live on their own home and get all type of daily help they need. They provide services like bathing, grooming, dressing, and meal preparation, housekeeping etc. Home care services are a great option not only for seniors but also for their families who always want the best for them.
&gt; Or at the very least, you can sue the VC company for your back pay.  You do realize that investors are protected from being sued right? The whole set up is for the investor to be able to specify how much money they are willing to lose and are protected from financial responsibility of that company.  So if the company you work for tanks, you can sue them, but they don't have any money so what do you expect to get?
Do you have any support for the statement that IL pensions are 'among the most generous in the entire country'.  When last I looked at some data from an AEI study ca. 2015, IL wasn't toward the top.  It isn't the terms of the pensions as much as fiscal mismanagement in funding them.
You're not proving anything by showing me the job specs. I'm completely aware that there aren't high requirements for getting the job. What you don't understand since live in a world where your resume gets you in the door is that the difficulty of a job, the skill required to do it well, and the pay required to keep a guy doing it day in and day out for 30 years doesn't always depend on any kind of credential that would show up on paper.  And just for the record, Boeing's thousands of union professional and technical aeronautical engineers would like to have a word with you about lack of credentials required to get a union job at Boeing, if we're going to split hairs.
Preparation &amp; processing an application for obtaining Code Number / sub -code number to the newly establishment &amp; Branch office in various part of states for extending the benefit of ESI Scheme to employees employed in that regions. We would process an online application to obtain TIC of newly joined employees within 10 days from the date of joining and data for the same shall be provided by you in time. We would be retrieving the Individual Insurance No.s &amp; maintain their contributions in the devised ESIC Register to be maintained. Monthly Payment Challans to be computed online and same shall be forwarded to you for payment on or before 21st of every month. To ensure payment before due date, data shall be provided in time. Preparation and compilation of Half Yearly Returns and Annual Returns would be our responsibility in cases where manual challan is prepared. All the Payments and Returns would be filed within the stipulated time and the adherence would be monitored by us. Guidelines to the Insured Persons (I.P.) pertaining to the Benefits under the ESIC Act, 1948 and provision of Information related to Insurance Medical Practitioner(Imp's) and Hospitals through ESIC. We would be liasoning on behalf of the establishment with the Regional Office &amp; Branch Office for ensuring smooth functioning. We would also be attending the periodical Inspections and hearings on behalf of the establishment. The Responsibility of the Assessment would be limited for the period which would be coverable under our service tenure. We will keep the Company posted on all Amendments &amp; Development of the Act.
Double majors are a huge waste of time for these jobs. Literally no one gives a shit. /u/zacharyheat/, ignore this person.  Go for lower and mid-tier banks to get started. Depending on where you are in the SEC, that means BBVA Compass, BB&amp;T, SunTrust. If you're at a targeted school, can try for BofA/Wells in Charlotte, but the GPA is going to be an issue.
I was unaware that first-class mail was intended to be that fast. But really, the postal service is legacy infrastructure at this point. Its last major purpose, aside from spam, is servicing bills and miscellaneous government paperwork like taxes and the census for those who don't have access to the internet. The post baby-boom generations are overwhelmingly computer literate; it's not going to be too terribly long before we have mandated universal internet connectivity, like we have with telephones and electricity. At that point, the postal service will pass into irrelevance.
"This company was a reputable rating agency for many years. See Weiss Research website, ratings section for a very different perspective on Martin Weiss's work than the websites with which he is now associated. I checked both links provided, and agree with the questioner in every way: These appear to be highly questionable investment research websites. I use such strong terms based on the fact that the website actually uses the distasteful pop-up ploy,  ""Are you SURE you want to leave this site?"" Clearly, something changed between what Weiss Ratings was in the past (per company history since 1971) and what Martin Weiss is doing now. Larry Edelson seems to have been associated exclusively with questionable websites and high pressure investment advice since 2007. From 1996 through the present, he worked as either an employee or contractor of Weiss Research. Let's answer each of your questions.  On June 22, 2006, the Commission instituted settled administrative   proceedings against Weiss Research, Inc., Martin Weiss, and Lawrence   Edelson (collectively, “Respondents”) for violations of the Investment   Advisers Act of 1940 in connection with their operation of an   unregistered investment adviser and the production and distribution of   materially false and misleading marketing materials. Full details about Weiss Ratings operations, including its history from 1996 through 2001, when it operated in compliance with securities laws, then from 2001 through 2005, which was when the SEC filed charges for regulatory violations, are available from the June 2006 U.S. SEC court documents PDF. Finally, this quantitative assessment, ""Safe With Martin Weiss? (December 2010) by CXO Advisory (providers of ""objective research and reviews to aid investing decisions"") for its readers concluded the following: In summary, the performance of Martin Weiss’ premium services in   aggregate over the past year is unimpressive. The study methodology was good, but I recommend reading the article (I posted the URL) to fully understand what caveats and assumptions were done to reach that conclusion."
"While Chipotle execs have admitted that queso was far and away the most requested menu item by its customers, the burrito chain struggled for years to create a queso recipe that adheres to its strict requirements for all natural food and actually taste good at the same time.    “Additives make typical queso very consistent and predictable, but are not at all in keeping with our food culture,""  source: https://www.thrillist.com/news/nation/chipotle-queso-dip-ingredients-recipe"