vania-janet/multiturn-rag-retrieval-data huggingface dataset:
Dental Implant Recovery: What to Expect after Surgery The treatment to embed dental inserts into your jawbone requires a little surgical technique. While Dr. Iskandar will play it safe to guarantee your surgery is a total achievement, you can hope to encounter some reactions, especially amid the initial couple of days after surgery. Before surgery happens, we will ensure you know precisely what's in store amid these initial couple of hours and days after treatment. Persistent instruction is especially vital to us at Radiance Dentistry, and Dr. Iskandar and our amicable dental group will guarantee you know what to look like after your mouth amid this underlying mending period. Quickly AFTER SURGERY Once the anesthesia has worn off, you may encounter some minor distress and you should relax for whatever remains of the day. This can typically be controlled with over-the-counter painkillers, or we can recommend a remark you feel great. On the off chance that you had a solitary dental embed, it's normal to encounter practically nothing, if any uneasiness and you ought to be all around ok to come back to work the following day. Dental Implant Recovery Basic symptoms after surgery include: Agony or Discomfort This can typically be controlled with over-the-counter painkillers, or we can recommend you a remark you feel good. Dental Implant Recovery On the off chance that you simply had a solitary dental embed, it's normal to encounter practically nothing, if any uneasiness and you ought to be all around ok to come back to work the following day. Draining or Oozing Amid the main day or two after surgery, it's very ordinary to encounter some minor overflowing from the surgery site or even some light dying. We will furnish you with some dressing packs that you can put specifically on the surgical site. Apply delicate yet firm weight to the bandage until the point when the draining stops. On the off chance that vital, supplant the bandage after at regular intervals or somewhere in the vicinity. In the event that you are at all stressed that the draining is over the top, or in the event that it won't stop, please contact our dental office quickly. Swelling and Bruising The primary day after surgery, please utilize an icepack and apply it to the outside of your mouth to help limit any swelling and wounding.
It would be fairer to the average person if we paid our normal tax rate on the amount we contributed to the IRA and paid at the capital gains rate for the difference. The same as people that invest outside of the IRA. Most IRAs aren't that large and most people are going to have a rough time living on the reduced social security. It seems like we are taxing the average Joe at a higher rate than the rich.
If this doesn't sound appealing, and you want out, you would sell your 1% stake. The price you would get for this total stake may or may not be 1% of the company's book value. This is for many reasons: Now, to answer your hypothetical: If Apple's stock, tomorrow, went from $420b market cap to zero, that would mean that the market unanimously thought, when they woke up tomorrow morning, that the company was all of a sudden absolutely worthless. In order to have this unanimous consent, the market must be thoroughly convinced, by looking at SEC filings of assets, liabilities and profits, listening to executive statements, etc that an investor wouldn't see even one penny returned of any cash investment made in this company's stock. That's impossible; the price of a share is based on what someone will pay to have it (or accept to be rid of it). Nobody ever just gives stock away for free on the trading floor, so even if they're selling 10 shares for a penny, they're selling it, and so the stock has a value ($0.001/share). We can say, however, that a fall to ""effectively zero"" is possible, because they've happened. Enron, for instance, lost half its share value in just one week in mid-October as the scope of the accounting scandal started becoming evident. That was just the steepest part of an 18-month fall from $90/share in August '00, to just $0.12/share as of its bankruptcy filing in Dec '01; a 99.87% loss of value. Now, this is an extreme example, but it illustrates what would be necessary to get a stock to go all the way to zero (if indeed it ever really could). Enron's stock wasn't delisted until a month and a half after Enron's bankruptcy filing, it was done based on NYSE listing rules (the stock had been trading at less than a dollar for 30 days), and was still traded ""over the counter"" on the Pink Sheets after that point.
Does the price only start the day based on the previous day's rebalancing? No, the tracker will open at the price according to the stock it is tracking.  So for example, if the ETF closed at $10 but the tracked stock continued trading and was priced $15 when the ETF reopened the ETF will open at $15. (Example is for a non-leveraged ETF.)
I had that discussion with my girlfriend yesterday. She is working in bespoke tailoring. There are already machines that scan your body, the work is way more precise than an experienced tailor. You have digital CAD software that could make up the pattern. If someone would take some time and do some more programming, you could literally make a bespoke suit without a tailor. So here is the problem, the question was, how to do you apply certain styles to certain body types so it looks good. Not every style looks good on you, so it's the tailor's job to do it. Styles used to be something subjective to me, till I started getting more involved with design and then I realised style can be objectified. I truly believe that style is even quantifiable. If found yesterday at least 7-10 data points that correlate to each other and could be used to adjust style to a certain body type.  Creativity is not a uniquely human feature anymore. Emily Howel is an AI, listen to the music she writes --&gt; https://soundcloud.com/ai-emily_howell/from-darkness-light-iii-prelude
If you've never had a credit card before a likely reason can be due to lack of credit history. You can apply for a department store card. Nordstroms, Macy's, Target will often grant a small line of credit even with no history. Target would be my first attempt as they have a wide selection of every day items, improving your usage on the card. If you've been denied due to too many applications, then you need to wait 18-24 months for the hard pulls to drop off your credit report before you apply again.
Not sure where the confusion is coming from - software/digital/intangible goods are just like any other product, with regard to VAT. Turns out it's being made complicated by HMRC... Anyone would think they enjoy making everyone who collects tax for free on their behalf a crook! You charge customers everywhere in the EU VAT and pay it to HMRC, the only exception being customers outside the UK who can provide you with a VAT number. For these customers you are free to not charge VAT, as it's assumed they would be reclaiming it in their home country anyway. The above is true until 2015, when the rules become more relaxed - you will not need a VAT number from customers outside the UK in order to exempt yourself from collecting VAT. Turns out you need to be part of the MOSS scheme (more here) which was set up to prevent you having to register for VAT in every country you sell your software. Unless you only sell through app stores, and then it's easier because each sale is treated as you selling your software to the store for it to be sold on. You can reclaim all VAT on your eligible purchases in the UK, just as any other UK VAT registered business would (usual rules apply). And of course you don't collect VAT from anyone outside the EU, so you can either reduce the price of your software or pocket the additional 20%.
"Rational shareholders wouldn't accept such an offer. The company making the offer is simply trying to get a deal with questionable — though not illegal — tactics. Your answer is actually in the link you provided.  Quoting from the fourth paragraph [emphasis is mine]:  The SEC has cautioned investors about mini-tender offers, noting that   ""[s]ome bidders make mini-tender offers at below-market prices, hoping   that they will catch investors off guard if the investors do not   compare the offer price to the current market price."" The SEC's tips   for investors regarding mini-tender offers may be found on the SEC's   Web site at http://www.sec.gov/investor/pubs/minitend.htm. There's a lot more information at the SEC web page mentioned.  One part I'll highlight from the SEC web page mentions another reason for a mini-tender: Investors need to scrutinize mini-tender offers carefully. Some   bidders make mini-tender offers at below-market prices, hoping that   they will catch investors off guard if the investors do not compare   the offer price to the current market price. Others make mini-tender   offers at a premium – betting that the market price will rise before   the offer closes and then extending the offer until it does or   improperly canceling if it doesn't. You'll also find a lot more information at Wikipedia - Mini-tender offer."
Yes, from June 1968 until December 1968, they closed the NYSE every Wednesday so they could catch up on paperwork representing billions of dollars in unprocessed transactions.  Even after the NYSE re-opened on Wednesdays in January 1969, they still had to close it early at 2pm for seven more months. Forbes has a description of this: Not to be forgotten, though, is the Paperwork Crunch. In a day of email and the Cloud and trading completed in microseconds, the idea that Wall Street needed Wednesdays off in the late 1960′s to catch up on back-office tasks seems especially quaint. Yet, in 1968, the NYSE found itself sitting on more than $4 billion in unprocessed transactions. Trading had risen to 21 million shares daily; by contrast, even in the heavy volume days in 1929, trading never went above 16 million shares. Papers stacked on desks. A (now old) joke formed: If a fan blew the wrong way in a Wall Street office, visitors below could expect a ticker-tape parade. “Everybody agreed that the securities-processing system had virtually broken down, and the only major point of dispute was who was more responsible for the mess: the back offices of the brokerage firms of the stock-transfer agents,” Securities and Exchange Commission Commissioner Ray Garrett, Jr. said in 1974. Some 100 broker-dealers failed, crumbling under the pressure of fulfilling those back-orders. The fix: an organization akin to the FDIC, the Securities Investor Protection Corporation. Wall Street would stick to the shortened weeks from June to December; in January, Wednesday trading resumed, though it ended early at 2 for another seven months.
I disagree.  First off the SEC is under-funded anyhow, and most economists agree that there needs to be better regulation of the exchanges; ya know since it can fucking crash our economy and send us into WW3.  Secondly, it's a flat Transaction tax much like any other State Sales Tax.  State Sales Tax is arguably the most successful form of taxation there is, b/c it's so damn easy to implement, and so damn easy to audit.  You're blowing this thing way out of proportion.  They require the markets to charge a Transaction tax, and then they do periodic audits to ensure each exchange is doing it.  The rates go up or down based on the previous quarters number of HFTs.  Outside of said formula, this transaction rate can be altered by a meeting of a few SEC heads, and approved when approved by the appropriate congressional body.  Kills 2 birds with one stone:  * more money to the underfunded SEC * lessens the impact of HFTs and turns the markets back into a market instead of a casino.  It will have minimal effects on buy &amp; hold traders since they typically research for a long time, then buy &amp; hold stock for many months.    It will mainly affect those who buy &amp; unload several times per day.    PS:  If you think that letting a market die and having new ones pop up periodically is a good idea then holy shit.  Financial markets need stability &amp; regulation.  Finance doesn't like uncertainty.  Crash &amp; burn marketplaces will help no one, and will raise uncertainty which we all know investors hate.
"I can't speak authoritatively to your broader question about stocks in general, but in several years tracking AAPL closely, I can tell you that there's little apparent pattern to when their earnings call will be, or when it will be announced. What little I do know:  - AAPL's calls tend to occur on a Tuesday more than any other day of the week  - it's announced roughly a month in advance, but has been announced w/ less notice  - it has a definite range of dates in which it occurs, typically somewhere in the 3rd week of the new quarter plus or minus a few days More broadly for #1: Given the underlying nature of what an option is, then yes, the day an earnings call date is announced could certainly influence the IV/price of options - but only for options that expire inside the ""grey area"" (~2 weeks long) window in which the call could potentially occur.  Options expiring outside that grey area should experience little to no price change in reaction to the announcement of the date - unless the date was itself surprising, e.g. an earlier date would increase the premium on earlier dated options, a later date would increase the premium for later-dated options. As for #2: The exact date will probably always be a mystery, but the main factors are:  - the historical pattern of earnings call dates (and announcements of those dates) which you can look up for any given company  - when the company's quarter ends  - potentially some influence in how long it takes the company to close out their books for the quarter (some types of businesses would be faster than others)  - any special considerations for this particular quarter that affect reporting ability And finally:   - a surprise of an earnings call occurring (substantively) later than usual is rarely going to be a good sign for the underlying security, and the expectation of catastrophe - while cratering the underlying - may also cause a disproportionate rise in IVs/prices due to fear"
You can manage your investments in as little as 10 minutes per week by checking the chart once per week and adjusting your stop loss order. If you want to progressively add to your investment each month you could check the charts and only add any new funds if both the ROC is above zero and sloping upwards. Another option for adding new funds could be if the price is above the MA and moving further away from the MA. All these rules should be incorporated into your investment plan so that you are not basing your decisions based on emotions. There are many other Technical Analysis Indicators you could also learn about to make better educated decisions about your stock market investments. However, what I have provided here is enough for anyone to test over different indexes and time frames and do their own paper trading on to gain some confidence before placing any real money on the table.
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Trading at the start of the day is highest because of news flows that may have come after the close of the previous day.  And trading at the end of the day is highest because of expected news flows after closing hours. Moreover, there are many day traders who buy in the morning without making any payment for purchase and such traders have to sell by evening or else they will have to make the payment for the purchases which they have made.
Google will be issuing Class C shares (under the ticker symbol GOOCV) to current GOOG holders in the beginning of April.  The Class C shares and Class A shares will then change symbols, with the Class C shares trading under GOOG.  This was announced on January 30th.   Details are in this benzinga article: Projected Trading Timeline March 27 - April 2 Record Date - Payment Date Class C shares commence trading on March 27 as GOOCV on a when issued basis Class A shares continue to trade as GOOG, with entitlement to Class C shares Class A shares will also trade on an ex-distribution basis, without entitlement to the Class C shares, as GOOAV April 3 EX Date The ticker for the Class A shares will change from GOOG to GOOGL The ticker for the Class C shares will change from GOOCV to GOOG and commence regular way trading The ticker for the Class A shares that traded on an ex-distribution basis - GOOAV - will be suspended
In the U.S., each state has its own local usury law. This website has a separate page for each state summarizing the local usury law and provides a reference to the local statute. The rules aren't simple: some set absolute limits, some appear to be pegged to something like the Prime Rate, some states don't have a general usury limit, the rules don't apply to certain loans because of the type of loan or lender, etc. There are US Federal laws dealing with usury, primarily in the context of racketeering -- the RICO Act lets the Feds go after racketeers that violate local usury laws beyond certain parameters.
Very common question. There is no any rule of thumb. This solely depends on your trading strategy. I will share my own experience. My day starts with the daily chart, if I have a signal, either I open my position or I check 30 minute chart to make sure that it won't go too much against my trade. and I open my position. If I am waiting for the signal the minimum timeframe is 4 hours for me. I use 30 minutes to find the best time to enter the market. So, this is totally something special for my trading strategy, that is why those things can change based on the different strategies. I also check weekly and monthly charts to confirm trend. I have been busy with forex since 2007 and I am a verified investor on etoro At the end, I never use 1,5,15,60 minute charts as they are against my strategy.
I don't believe Saturday is a business day either. When I deposit a check at a bank's drive-in after 4pm Friday, the receipt tells me it will credit as if I deposited on Monday.  If a business' computer doesn't adjust their billing to have a weekday due date, they are supposed to accept the payment on the next business day, else, as you discovered, a Sunday due date is really the prior Friday. In which case they may be running afoul of the rules that require X number of days from the time they mail a bill to the time it's due.  The flip side to all of this, is to pick and choose your battles in life. Just pay the bill 2 days early. The interest on a few hundred dollars is a few cents per week. You save that by not using a stamp, just charge it on their site on the Friday. Keep in mind, you can be right, but their computer still dings you. So you call and spend your valuable time when ever the due date is over a weekend, getting an agent to reverse the late fee. The cost of 'right' is wasting ten minutes, which is worth far more than just avoiding the issue altogether.  But - if you are in the US (you didn't give your country), we have regulations for everything. HR 627, aka The CARD act of 2009, offers - ‘‘(2) WEEKEND OR HOLIDAY DUE DATES.—If the payment due date for a   credit card account under an open end consumer credit plan is a day on   which the creditor does not receive or accept payments by mail   (including weekends and holidays), the creditor may not treat a   payment received on the next business day as late for any purpose.’’. So, if you really want to pursue this, you have the power of our illustrious congress on your side.
"Average person's life I'm going to say there is no normal debt level. Here's the standard life pattern: So it really depends on your situation, it's way too spread out to quote a ""normal"" figure. Cost of debt vs Gain from assets and Risk of income You need to strike a sweet spot based on: Someone who is more educated in finance will probably be able to run a tighter and more aggressive financial strategy, whereas someone who is educated in, say, creative media may not be able to do as good of a job. Running your life as a business Someone here mentioned this, I think it's very true. Unless you intend on living day to day, with no financial strategies, much of our lives parallel businesses. Both need to pay tax, both look for low risk high growth strategies, and both will (hopefully) have a purpose that goes beyond bringing in $$$."
"Essentially, he means ""one ignores history at their own peril"". We often hear people arguing that ""the old rules no longer apply"".  Whether it be to valuations, borrowing, or any of the other common metrics, to ignore the lessons of the past is to invite disaster.   History shows us that major crises in the markets usually occur when the old rules are ignored and people believe that current exceptional market conditions are justified by special circumstances."
IANAL, I have not been VAT registered myself but this is what I have picked up from various sources. You might want to confirm things with your solicitor or accountant. As I understand it there is a critical difference between supplying zero-rated goods/services and supplying exempt goods/services.  If the goods/services are zero-rated then the normal VAT rules apply, you charge VAT on your outputs (at a rate of 0%) and can claim back VAT on your inputs (at whatever rate it was charged at, depending on the type of goods.. If the goods/services are exempt you don't charge and VAT on your outputs and can't claim back any VAT on your inputs. (Things get complicated if you have a mixture of exempt and non-exempt outputs) According to http://oko.uk/blog/adsense-vat-explained adsense income is a buisness to buisness transaction with a company in another EU country and so from a supplier point of view (you are the supplier, google is the customer) it counts as a zero-rated transaction.
The best description of P2P lending process I saw comes from the SEC proceedings. They are very careful about naming things that are happening in the process. Prosper got back to business after this order, but the paper describes succinctly how Prosper worked when its notes haven't yet been registered by the SEC. These materials contain a lot of responsible comments on how crowdfunding, including P2P lending, works.
"I'm assuming the question is about how to compare two ETFs that track the same index. I'd look at (for ETFs -- ignoring index funds): So, for example you might compare SPY vs IVV: SPY has about 100x the volume. Sure, IVV has 2M shares trading, so it is liquid ""enough"". But the bigger volume on SPY might matter to you if you use options: open interest is as much as 1000x more on SPY. Even if you have no interest in options, the spreads on SPY are probably going to be slightly smaller. They both have 0.09% expense ratios. When I looked on 2010-9-6, SPY was trading at a slight discount, IVV was at a slight premium. Looking for any sort of trend is left as an exercise to the reader... Grab the prospectus for each to examine the rules they set for fund makeup. Both come from well-known issuers and have a decent history. (Rather than crazy Uncle Ed's pawn shop, or the Central Bank of Stilumunistan.) So unless you find something in the SPY prospectus that makes you queasy, the higher volume and equal expense ratios would seem to suggest it over IVV. The fact that it is at a (tiny) discount right now is a (tiny) bonus."