vania-janet/multiturn-rag-retrieval-data huggingface dataset:
The ruble was, is and will be very unstable because of unstable political situation in Russia and the economy strongly dependent of the export of raw resources. What you can do? I assume, you want to minimize risk. The best way to achieve that is to make your savings in some stable currency. Euro and Swiss Franc are currently very stable currencies, so storing your surpluses in them is a very good option if you want to keep your money safe. To prevent political risk, you should keep your money in countries with stable political regime, which are unlikely to 'nationalize' the savings of the citizens in predictable future. As for your existing savings in rubles, it's a hard deal. I assume, as the web developer, you have a plenty of money, which have lost a lot of value. If you convert them to euro or francs, you will preserver the current value (after the loss). You'll safe them agaist ruble falling down, but in case the ruble will return to previous value, you'll loose.  Keeping savings in instable currencies is, however, speculation, like investing in gold etc. So if you can mentally accept the loss and want to sleep good, convert them. You have also option to invest in properties, for example buy an extra appartment. It's a good way to deal with financial surplus in Europe in US, however you should be aware, in Russland it's connected with the political risk. The real estates can be confiscated in any moment by the state and you can't run away with it (the savings can also be confiscated, but there's a fair chance you'll manage to rescue them if you act quickly).
Definitely. The only reason I didn't mention banking was because I know there's currently a lot of speculation regarding the impact Brexit will have on financial institutions operating from London.  But the core foundation of banking is still so strong in London. People keep saying London's banking can't survive leaving EU ..... but look at NYC, Geneva, and Singapore - none of them are in the EU and are considered the worlds largest banking capitals.
The US does have a gold reserve. The main reserves are held at Fort Knox but there is even more gold, mostly owned by other countries, stored in the basement of the New York Federal Reserve Bank (Think Die Hard 3). The United States Bullion Depository, often known as Fort Knox, is a fortified vault building located adjacent to Fort Knox, Kentucky, used to store a large portion of United States official gold reserves and occasionally other precious items belonging or entrusted to the federal government. The United States Bullion Depository holds 4,578 metric tons (5046 tons) of gold bullion (147.2 million oz. troy). This is roughly 2.5% of all the gold ever refined throughout human history. Even so, the depository is second in the United States to the Federal Reserve Bank of New York's underground vault in Manhattan, which holds 7,000 metric tons (7716 tons) of gold bullion (225.1 million oz. troy), some of it in trust for foreign nations, central banks and official international organizations. Source: Wikipedia
There's already a budget deficit and national debt. Obama doubled the national debt in his tenure from ~10 Trillion to ~20 Trillion (more than any president in history), yet we still built infrastructure. We will with Trump too, one of his goals he's stated was infrastructure. I hate to say it, being fiscally conservative, but the debt would increase a small percentage compared to what Obama did.   To me, any time you can get more tax money into the hands of all American citizens and companies is a win in my book. Sure the rich will benefit from this, but the poor and middle class will as well.
&gt; Cutting taxes to raise tax revenue is a fantasy that has never come true. Reagan tried it and the deficit skyrocketed, so he reversed it:  Yet it is true when you understand economics. Texas is living proof of that. Big government overspending and trillions of dollars of extra national debt year over year is extremely wasteful, unsustainable with the threat of national bankruptcy.  &gt;**[Trade Helps Explain Texas-Sized Job Growth](http://www.cato.org/blog/trade-helps-explain-texas-sized-job-growth)**  &gt; By Daniel Griswold JULY 26, 2011 12:38PM  &gt; As its governor, Rick Perry, weighs a run for the White House, Texas has drawn attention for its healthy job growth. Since the recession ended in June 2009, **Texas has accounted for half of the net new jobs added to the U.S. economy, according to the lead story in this morning’s USA Today.** That’s quite a record for one lone state. We’ll leave it to others for now to argue over how much credit Gov. Perry can claim.   &gt; **Some credit surely goes to high oil prices, fueling job growth in a sector important to the Texas economy. Another reason for its relatively strong job growth is a friendly business climate, including no state income tax and relatively light regulations. And for those who scapegoat trade for the nation’s persistently high unemployment rate, consider that Texas is the nation’s number one trading state.** As the USA Today story notes:  &gt; Overseas shipments by Texas’ strong computer, electronics, petrochemical and other industries rose 21% last year, compared with 15% for the nation, according to the Dallas Federal Reserve Bank. The state also benefits from its proximity to Latin American countries that are big importers of U.S. goods … The surge creates jobs for Texas manufacturers and ports.  &gt; As I can attest from recent speaking engagements in San Antonio and Laredo, Texans have embraced their state’s position as the nation’s leading gateway for trade with NAFTA-partner Mexico and the rest of Latin America.  &gt; While politicians and union bosses from other states grumble about allegedly unfair trade, the latest trade and job numbers show that the people of Texas are making the most of the opportunities created by our more open economy.
"&gt;Yes sir, I'm working on compiling your ""precise evidence,"" and I'll have it printed and bound for you on the double.  So you claim there is not competition, then when shown how many banks there are and asked for evidence, your reply is snarky assholism? And you believe ""there is no such thing as a relation between any interest rates and the cost to service the loans""?  I'm becoming convinced you are either ignorant, a troll, or deliberately stupid. Either you have evidence for your claims or you don't.  &gt;rates are artificial  Since the word artificial does not appear on the link you posted, what do you mean by artificial? How can you differentiate between ""artificial rates"" and ""non-artifical"" rates? What do you think the current rates should be?"
Science is a methodology to understand the truth. When faced with evidence  that that go against your belief you change your belief to fit those facts. You doesn't try and ignore them. You don't look harder at studies you disagree with then those you agree with you look harder at all of them.   Cherry picking evedence and putting science in air quotes is not how you base your argument in science.   And if you don't care about the science then don't try to use science as evidence to prove your predispositions and beliefs.   There is very little evidence that a certain balanced diet is better or worse for you than any other balanced diet.  The only real evidence is that missing key nutrients is bad for you along with an over abundance of sugars and fats is bad for you. If your opinions are any stronger than that your practicing belief not science.  If you want to be anti meat then take this approach to your argument and say meat is bad for the environment. There is plenty of evidence is there for that. But there is very little to say eating meat is bad for you. If anything meat is one of the best things for humans to eat. Way over grains and sugars.
Don Jrs email is evidence of attempted speech with a Russian provincial assistant district attorney with no central government ties. And again, there are no verifiable accounts that that speech represented any such conspiracy to commit any such crime. Nor is there any evidence that the Trump team was gearing up to use this information with no due diligence. In fact, internal emails released to the public point to the exact opposite mentality: https://www.washingtonpost.com/politics/trump-campaign-emails-show-aides-repeated-efforts-to-set-up-russia-meetings/2017/08/14/54d08da6-7dc2-11e7-83c7-5bd5460f0d7e_story.html &gt; The adviser, George Papadopoulos, offered to set up “a meeting between us and the Russian leadership to discuss US-Russia ties under President Trump,” telling them his Russian contacts welcomed the opportunity, according to internal campaign emails read to The Washington Post. &gt; The proposal sent a ripple of concern through campaign headquarters in Trump Tower. Campaign co-chairman Sam Clovis wrote that he thought NATO allies should be consulted before any plans were made. Another Trump adviser, retired Navy Rear Adm. Charles Kubic, cited legal concerns, including a possible violation of U.S. sanctions against Russia and of the Logan Act, which prohibits U.S. citizens from unauthorized negotiation with foreign governments. - &gt; business dealings Bear in mind, these aren't records in any way contemporaneous or relevant in the slightest to the election or US politics in any way. There is no evidence, nor any tangible, concrete, vetifiable connection pushing the investigation in this direction. Just fee fees. https://www.bloomberg.com/news/articles/2017-07-20/mueller-is-said-to-expand-probe-to-trump-business-transactions &gt; The U.S. special counsel investigating possible ties between the Donald Trump campaign and Russia in last year’s election is examining a broad range of transactions involving Trump’s businesses as well as those of his associates, according to a person familiar with the probe.
The Greece debt crisis started after the Global financial crisis. Let's say 2008 they were indebted with 103 % of their annual Economic Output ( GDP ). This rose to 175 % of GDP in 2013. Different reasons.   * their GDP dropped about 1/3 from '08-&gt;'13 * economy based on olive oil and tourism was unsustainable * huge public service sector ( military and ministries)   Greece could not be trusted to pay back loans, so the European Union had to jump in to be a lender of last resort. In the middle of this year, they finally offered the first tranche of treasuries. So they are slowly coming back to be stabilized.  But Change is slow. They are still above 175 % of GDP in debt. They still have negative growth and they still need to rely on help from Allies.   Now that the German elections are over, you might hear something about the crisis again. I think there is supposed to be negotiations about future aid for Greece.  Greece already had substantial hidden debt cuts( extension of their bay back period and so on). But you since it is a political subject, you can only do so much till the politicians start to fear a backlash from their constituents.
"It's not just u/foood and Dems that dislike Rauner. Any politically conscious moderate understands that both Madigan and Rauner are to blame. Madigan's leadership in reckless spending has helped produce a massive deficit, but Rauner's ""my way or the highway"" attitude has been far more damaging to the state and is the primary root cause of the current now years-long budget impasse."
&gt; At $31 billion, GE’s pension shortfall is the biggest among S&amp;P 500 companies and 50 percent greater than any other corporation in the U.S. It’s a deficit that has swelled in recent years as Immelt spent more than $45 billion on share buybacks to win over Wall Street and pacify activists like Nelson Peltz. &gt;  &gt; Part of it has to do with the paltry returns that have plagued pensions across corporate America as ultralow interest rates prevailed in the aftermath of the financial crisis. But perhaps more importantly, GE’s dilemma underscores deeper concerns about modern capitalism’s all-consuming focus on immediate results, which some suggest is short-sighted and could ultimately leave everyone -- including shareholders themselves -- worse off.
Right. Lets get all those damn poor people out of college.   The correct solution is to increase government subsidies for higher education. Specifically, by supporting low cost public colleges and universities. Private schools can only justify their increasing higher prices because the state and federal government are driving up the cost of public education.
&gt;Most doctors also have a very poor understanding of statistics --   Says the man who thinks we have increased food/acre over 100x, that India has more people than China, and that most people pay self employment tax. And all those claims were in the last few days.  The average doctor probably has a far better understanding of statstics than the average American, so is certainly better qualified to interpret the evidence than a barber. Most certainly better than you based on the claims you've  made recently.  And none of this is evidence for or against the claim that the benefits of aspirin outweigh the risks.  As usual, do you have *any* evidence? Or just opinion and name calling?
Make sure you have a budget, there is a pretty cool budget tracker that you can download here (it works in excel and is easy to use).  The important thing is to not only make a budget but also keep in touch and track your budget, some free ebooks and other investment ebooks too.  Just start with the budget tracker: http://www.futureassist.com.au/young-to-mid-life Focus on paying off debt first Next look at ETF's (Exchange Traded Funds) as a possible investment option - this is an Australian Government Website but ETF's all work in the same way:  https://www.moneysmart.gov.au/investing/managed-funds/exchange-traded-funds-etfs
Why should I have to prove anything? I am not the one making the claims. Extraordinary claims require extraordinary evidence. If you are making a claim that ammonia washed meat is bad for people - something that has been going on for over 40 years and cleared by all scientists at the FDA - then you should have to provide the evidence for that. There is none.
&gt;Yet only $200 billion in new federal spending is specified (and again, this must be balanced against the enormous cuts to public investment already embedded in their overall budget plan). Where does the rest of the funding come from? In a word, nowhere. There is hand waving about leveraging the private sector and vague claims that federal “divestment” from infrastructure provision will somehow empower state and local governments to do more (but without any new funding source for these governments!). But like Trump’s campaign plan, this is an unserious document meant to sound like an infrastructure investment plan, but one that would radically underinvest in projects overall, and which would prioritize projects that can provide profits to private entities (like toll roads to airports) rather than projects that provide the largest welfare boost to vulnerable communities (say replacing lead-laced water pipes for communities like Flint, Michigan).  Heart of the article
There's alarming record high unemployment in the US: &gt;**[One in Five Families Are on Food Stamps](http://reason.com/24-7/2013/04/25/one-in-five-families-are-on-food-stamps)** The latest available data from the United States Department of Agriculture (USDA) shows that **a record number 23 million households in the United States are now on food stamps.** &gt; The most recent Supplemental Assistance Nutrition Program (SNAP) statistics of **the number of households receiving food stamps shows that 23,087,886 households participated in January 2013 - an increase of 889,154 families from January 2012 when the number of households totaled 22,188,732.** As John F. Kennedy said:. &gt;**“It is a paradoxical truth that tax rates are too high and tax revenues are too low and the soundest way to raise the revenues in the long run is to cut the rates now … Cutting taxes now is not to incur a budget deficit, but to achieve the more prosperous, expanding economy which can bring a budget surplus.”** &gt;– John F. Kennedy, Nov. 20, 1962, president’s news conference &gt;**""'Lower rates of taxation will stimulate economic activity and so raise the levels of personal and corporate income as to yield within a few years an increased – not a reduced – flow of revenues to the federal government.”*** &gt;– John F. Kennedy, Jan. 17, 1963, annual budget message to the Congress, fiscal year 1964 &gt;“In today’s economy, fiscal prudence and responsibility call for tax reduction even if it temporarily enlarges the federal deficit – why reducing taxes is the best way open to us to increase revenues.”* &gt;– John F. Kennedy, Jan. 21, 1963, annual message to the Congress: “The Economic Report Of The President” [Read more]( http://www.wnd.com/2004/07/25640/#GRyFgRZYqUiKoud6.99)"
"If by way of thinking you mean an evidence based belief system, then I think you should be swayed to abandon ideology in favour of evidence because it will make the world a better place.   Why are you so opposed to changing your world view in light of evidence? What bad thing will happen to you if you change a position? You made the ""dogshit"" claim about quality of care and you based it on pure ideology. Reality does not agree with your claim. What bad thing will happen to you if you say ""I might need to re-evaluate my belief in what is the best system"""
Convenient you leave out Medicaid which is primarily paid for by tax dollars and debt. The 2018 deficit is $440 billion with the fiscal year ending at the end of the month.  There are exactly zero companies making $1 trillion after taxes. Apple is the most profitable company in the US and they only brought in $222.8 billion in revenue. That's BEFORE taxes.
"My education on this topic at this age range was a little more free-form. We were given a weeklong project in the 6th grade, which I remember pretty clearly: Fast forward 6 years (we were 12). You are about to be kicked out of your parents' house with the clothes on your back, $1,000 cash in your pocket, your high school diploma, and a ""best of luck"" from your parents. That's it. Your mission is to not be homeless, starving and still wearing only the clothes on your back in 3 months. To do this, you will find an apartment, a job (you must meet the qualifications fresh out of high school with only your diploma; no college, no experience), and a means of transportation. Then, you'll build a budget that includes your rent, estimated utilities, gasoline (calculated based on today's prices, best-guess fuel mileage of the car, and 250% of the best-guess one-way distance between home and job), food (complete nutrition is not a must, but 2000cal/day is), toiletries, clothing, and anything else you want or need to spend your paycheck or nest egg on. Remember that the laundromat isn't free, and neither is buying the washer/dryer yourself. Remember most apartments aren't furnished but do have kitchen appliances, and you can't say you found anything on the side of the road. The end product of your work will be a narrative report of the first month of your new life, a budget for the full 3 months, plus a ""continuing"" budget for a typical month thereafter to prove you're not just lasting out the 3 months, and all supporting evidence for your numbers, from newspaper clippings to in-store mailers (the Internet and e-commerce were just catching on at the time, Craigslist and eBay didn't exist yet, and not everyone had home Internet to begin with). Extra Credit: Make your budget work with all applicable income and sales taxes. Extra Extra Credit: Have more than your original $1000 in the bank at the end of the 3 months, after the taxes in the Extra Credit. This is a pretty serious project for a 12-year-old.
If you think there is no complication in your application and you can easily satisfy all criteria you can do the process yourself without using any agent and save few thousand dollars. I have done myself. Another cost Chris forgot to mention is the medical examination cost which is mandatory. If your certificates and docs are non-English translation fees are quite high as well.  The immigration process is very bureaucratic and requires lot of supporting documents. As for living in Australia, Rent, Car and living expenses are high compared to US. But in Sydney and Melbourne you can rent near public transport, which isn't too bad (well not like Europe ). So having a car is not essential. Rent for a decent flat in these cities will be $300 - $350 p/w and you may have to pay 4-6 weeks as advance. You can get a lot of information from the dept. of immingration website.
Part of the issue is that the typical American spends a far larger portion of his income on resources that are limited. Energy, food, these are products that have grown very expensive and are eating up a larger chunk of a typical American's budget. The high wealth and income of the 1% is effectively an unsustainable illusion created by quantitative easing and other bubble-blowing policies. These people own stock, that have surged up despite a weak economy. They own expensive houses, the prices of which can be artificially pushed into the stratosphere. This wealth of our elite is all hypothetical wealth, that evaporates when you try to tax it. If you look at US GDP to base your budget policies on, the impression of sustained economic growth is deceiving you. You end up spending far more than you will ever manage to pay back.
One of the things that budgeting software will help you with is the process of reconciling your bank statements. This is where you go through the bank statement each month and compare it to your own record of spending transactions in your budget. If there are any transactions that appear in the statement that you don't have recorded, you need to figure out why. Either it is an expense that you forgot to record, or it is a charge that you did not make. Record it if it is legitimate, or dispute the expense if it is fraudulent. For more information, look around at some of the questions tagged budget. I also recommend the book The Total Money Makeover by Dave Ramsey, which will provide more help in making a budget and getting out of debt.
Preparations for inflation that is not going to happen anytime soon is preventing much needed currency from being injected into the system.  The deflationary pressures are so strong that less and less currency is being circulated, as people fear for the future.  They save more and spend less, because their neighbor's out of work, and they might be next (if they are lucky enough to still have a job).  That's not to mention that huge mortgage that they bought into, and are now massively underwater with.  With that, they are constantly removing chunks of currency from circulation.  When everyone is taking chunks out, the demand for currency rises, and demand for goods and services dies, creating an ever deepening hole.  So yes, I think the government should be making major purchases, damn the deficit.  Fiber to everyone's home, absolutely massive funding of clean energy research and projects, combat infrastructure decay, etc etc.  Labor and resources are cheap right now, and leaving all these people with stagnating skill sets by the wayside with no options creates an exponential decrease in productivity.  We have the methods to control inflation when and if it rears it head.. high taxation and high interest rates.  Let's burn that bridge when we get there.  The U.S. budget does not work like a household, as alluring as this analogy is.  There is no paying back the deficit, and there will never be a problem paying the interest on a a currency we can make more of at any point.  The real limitation here is inflation, and we have none.