vania-janet/multiturn-rag-retrieval-data huggingface dataset:
Are you looking for that place, from where you can buy the online fresh flowers at the lowest price. Rustic Posy flowers fulfil the customer’s requirements. You should  find our best flower bouquets which is very attractive design in every flower gifts, and plants. Browse our best sellers or search for something different from Rustic Posy's extensive collection. Here, you can believe in every deal. We deliver the order at the door. So many our customers are very satisfied, because they get the order of the fresh flowers at the home without hesitation. If you want to save the time and money, then you have reached the right place. We have a good professional florist team that always design the unique and attractive flower gifts.
The banks and the Fed inflated the housing bubble. There was too much money floating around and it went into housing and loans for housing. The banks are highly responsible for this crisis because the failed to investigation into who was receiving the loans (due diligence). In turn, many of these same banks sold these crap and uninvestigated loans as CDOs and the like (made triple A by the ratings agencies, paid by the banks) to other investors, bringing in more cash that was quickly loaned out to keep the whole process going. All the while they were filing and registering these mortgage records with MERS to avoid paying various jurisdictions the fees and taxes owed (this is many 10s of billions of dollars). The easy money created artificial and inflated demand and completely distorted the housing market.   Other than those large points, the banks are utterly blameless.
"Maybe. But if you think you can tell the difference between the parties on major policy issues, I'm impressed.  Party positions on the most important issues are awfully blurry these days.  Which party is for banking reform again? Which party is for foreign military intervention? Which party is cozy with big pharma? Which party represents the American working class? Etc.  Partisanship is the problem.   I'm a proud independent and I'll say it again: They're all crooks.   Saying who's ""worse"" is like a grade school argument."
Elite Curbing, provides an innovative outlook to your yard landscape borders that make bring a higher level. If you want to clean and creative Landscape Curbing for your lawn layout which is important to the overall layout of your home. You can contact us our company website and our branch office which is located in North Dakota United States. Our product is the most durable, affordable and attractive which decreases upkeep cost and exertion.
&gt;The iPad. Along with email and cloud-based data sharing, it’s moving the world away from stacks of paper and everything needed to manage them: filing cabinets, folders, printers, cartridges, binders, highlighters, labels, sticky notes, clips, legal pads.  Paperless office hype coming to fruition is why Staples is doing poorly. Smart phones have played a more important role. Paperless systems became much more viable when people had access to email, documents and files on their phone.
Despite the fact that I think there is a litany of inaccuracies and misunderstandings related to quoted price and transaction price and the way prices move and assets transact; if you were able to, under these extremely narrow and very unlikely conditions, affect the prices of these assets that would be market manipulation in the eyes of the SEC. Link to the SEC page about market manipulation.
In addition to all these great answers, check out the Wikipedia entry on options. The most important thing to note from their definition is that an option is a derivative (and nothing about any derivative is simple).  Because it is a derivative, increases or decreases in the price of the underlying stock won't automatically result in the same amount of change in the value of the option.
I've never understood why the auditing procedure is privatized in the first-place.  The conflicts of interest seem much too inevitable.  Shouldn't the SEC or some other governing body perform the audits?    If an accounting firm's bottom-line is profit and not objective analysis, how can we expect it to not to ignore things here and there if it is good for business?
If your deductions are higher than the standard deduction, you will be able to subtract property taxes from your income. In your example, that means that taxes are computed based on $95,000. In 2011, the standard deduction varies between $5,800 (single filer) and $11,600 (married filing jointly). Tax credits are subtracted from your tax obligation. The most common tax credit for most people is student loan interest. If you pay $500 in student loan interest, that sum is subtracted from your tax bill.
Your question is vague as there are different sorts of conferences.  However, the most important thing usually is meeting new people, which you do in the hallways, lobbies, social events, mealtimes, etc. You aren't there just to listen to talks or see displays, but to meet people whom you can call again later to discuss whatever your common interests are.
This is the wrong citation. PPACA relies on Code Sec. 4980H (26 USC 4980H) to define full time employees as anyone working 30 hours a week or more. Furthermore, this determination can be made according to IRS Notice 12-58, which offers employers flexibility in the period used to make such determination.
"[Google is your friend](http://lmgtfy.com/?q=How+does+the+distribution+of+wealth+compare+between+the+States+and+the+rest+of+the+free+world%3F+&amp;l=1)  Scroll down to the section marked ""International Comparisons.""  The short answer is, ""badly.""  The reason, however, is that the US is a crazy rich nation where the richest people are _very_ rich, the poorest people are pretty damned poor, and the ""middle classes"" haven't gained a lot of wealth in the last 40 years.  These are fairly unique features of the US.  Most of the countries that are as unequal as the US are unequal due to access to important resources that are sold globally by well-connected important people.  Or Britain."
Compensation information is available in the annual reports (10-k filings) which are available from the SEC EDGAR system or, generally, the company's website.  Additionally, insider transactions are reported to the SEC so you can see when an insider buys or sells stock or exercises options received as compensation. Background: Nowadays board and officers seem to secretly steal money from shareholders through options and other ways. The stock buybacks that people think should boost the earnings per stock is in reality issued back to the management of the company and is a more stealth way to take money from the company compared to take higher salaries. ... How do you know this is happening if you don't know where to go to get the data needed to determine whether or not this is happening?  Do you really think company share buybacks involve just the amount of shares to pay an executive?  Apple has bought back $117,000,000,000 worth of shares from the fourth quarter 2012 through the second quarter 2016, and paid a pretty substantial amount in dividends over the same period.  Do you really think these shares were simply handed to the executives?  The huge pension funds and other huge investors would not let this slide for very long if it were even close to being true. Don't come to an unfounded conclusion then seek data to prove your position.  Look at and analyze data THEN come to a conclusion.
Most importantly, it probably took a lot of perseverance and hard work on your part to get to where you are now. If you can amply convey that during interviews without sounding like a martyr, you can likely overcome any downside to not having a GPA. Clearly you were able to get to UCLA from a tough starting point, which demonstrates the combination of hard work and intelligence that a GPA is meant to convey and which banks look for in applicants. Additionally, interviews occur in January so you will have one semester's worth of work to show for it by then and when interviews come around you'll be able to conjoin the story of your journey to UCLA to your first semester GPA to lend some credibility to your historical successes. Now, a lot of what I've said is contingent on you getting to an interview. Before that stage, it is hard to sell the merits of your alternative path to UCLA and to the interview on paper. You have the cover letter to make brief mention of those things, but the cover letter is far too short a medium through which to convey the entire story. So, getting yourself into the interview is the most important step you have to take at this point. Once you get your foot in the door and get a few first rounds, you'll be able to let your salesmanship shine and show them the merits of the path you've travelled. An important step of getting the interview will be networking. Everyone on here says ""just go network"" which is really vague and doesn't help anyone, especially because it is the most heinous of all collegiate finance buzzwords. You should contact specifically two groups of people: alumni working in the banks you are interested in apply for AND the bank HR representatives for your school. You ought to talk to the UCLA career services people as soon as you can and get names of UCLA graduates who work at the banks you're interested in. Career services also ought to have the names of the relevant HR representatives. Both the employees at these banks and the HR recruiters will have an important voice in who gets interviews, so make sure you talk to both of them. You should be inquisitive and ask about the bank and the experiences those you talk to have had, but you can also try to creatively weave in details about your story.
"The government is so ""all in"" on Tesla with all the tax credits and incentives, how could the SEC conduct an investigation that could make the government look bad? It seems Musk has created a perfect castle in the sky with a government mote. For his next magic trick we will find out if he is Houdini."
Workers have the ability to do this anytime they wish - by pooling their capital and buying or creating a company.  Wall St. is not the only way to do this, though it's usually the most efficient way.  What this really is is a thinly veiled defense of Syndecalism (a fav of that chimp Chomsky's)  which, in turn, is a variant of Marxism.  What's important about these degenerate worldviews is that they want the workers to own the means of production *without* having to pony up their own capital.  It's all very sophisticated, you see and it worked out really well in China, the USSR, Cuba, Mongolia, and host of other socialist workers' paradises ...
"This may seem overly simple, but the most important thing to know is ""live beneath your means"". If your income is, for example, $2000 per month, spending $2001 or more per month is a sure path to ruin. Spending $1999 or less is the secret to success.  Everything else on this forum is mere commentary on the above."
&gt; Because there is more to american made than where it's assembled.  Is that not the bulk of total number of jobs, though?  R&amp;D, CEO, etc. tax revenue is important, but for middle America the assembly line jobs are probably the most needed, right?  Also in the case of Toyota this is all the U.S. (R&amp;D, Marketing, etc.)
It is very important to take care of housing roof in certain time interval so as to avoid cracking and leaking in the roof, otherwise it may lead to the harm in future. The material should be taken to the reputed company which is loyal to its client and provide with super fine material which is guaranteed for years. Southmoreroofing will provide you all quality services that are needed for the maintenance of roof Perth.
Your headline is still inaccurate.  Two serious errors:  1.) 2647, which is a difference of 32% 2.) They are CEOs of Large corporations, not 2647 random CEOs.    Maybe this nitpicking will help you understand why your idea of perfect headline accuracy is misguided. The most important part is that it's mostly true.  It's much better than [this situation.](http://www.reddit.com/r/Seattle/comments/ncd12/as_a_result_of_mondays_protests_at_the_port_of/c37zdcy)
Why is it that we, as a society, are wishing, even dreaming that house prices can return to where they once were? It seems so obvious that we play in semi false statistics so we can believe what we simply want to. Who benefits the most from high real estate, is it the banks, home sellers, agents of the industry or perhaps home buyers? Who is more important to a flowing economy the home seller or buyer? Obviously both sides need each others value, so who wins, seems like the bank? Im starting to deeply see how our news and media is blindly dividing our generations while still ignoring the real truths. Depending which way your perspective leans, is it really baby boomers vs the millennials? Heres my sincere question whats good for ALL age groups?
Yeah, I'm aware. I'm not sure why you're fighting me on this. I was defending people organizing and protesting healthcare on internet freedom day. I'm not saying the internet isn't important but to most Americans I'm guessing healthcare would be more so. Which bears out in how the two subjects are dealt with. I doubt the democrats could create a tea party over NN the same way the republicans did over healthcare.
Most important things can be accessed from steering wheel controls too, and I found the climate really easy to hit on the screen.  Navigation not so much, but that is harder to do with knobs anyway.  For music, it is all steering wheel knobs for me.
For the record, I am the original question-asker and I'm reporting back to say that the approach described in the accepted answer did not work. I am adding a new answer, rather than commenting on the accepted answer, because of the length of explanation required. I applied for an ITIN by filing a W-7 with all appropriate documentation, including a birth certificate, death certificate, and consular recognition of birth abroad (i.e., proof of U.S. citizenship). The IRS rejected the application, saying that people who are eligible for SSNs can't have ITINs. That placed me in an untenable situation, because even though the IRS said she was eligible for an SSN, the Social Security Administration said they never issue SSNs to dead people as a matter of policy.  So: Insult was added to injury. It is true that I should have applied for an SSN while she was alive, in which case it would have been a simple matter. I just paid the extra tax that was due because of her not counting as a dependent during the years for which I was filing. The amount was not worth fighting over further, or renouncing my U.S. citizenship.  Moral of story: Live, in all ways, as if there is no guarantee your children will be alive tomorrow. Because there is no such guarantee.
And remember, there's nobody but you that can do it - so the most important tool here is your determination and persistence.
Yes, all the house footage is treated the same. The use of home is a (suspected) audit trigger, so do consult with a tax professional if you want to take this deduction. From the statute (IRC Sec. 280A): The term dwelling unit includes a house, apartment, condominium,   mobile home, boat, or similar property, and all structures or other   property appurtenant to such dwelling unit.
"An important point yet to be mentioned is that, with a standard investment, the most you can lose of your £100 stake is £100 (if the company literally goes bust, say). With shorting on the other hand, your downside is not limited to your initial stake.  You could ""invest"" £100, but end up owing £200, £500, or, well, the sky's the limit. Shorting is dangerous even for experienced investors.  For a beginner, it is about the worst possible investment strategy I can think of!"
Some people include the equity of their primary residence in the investment column but it can complicate the equation and I prefer to leave it out. The consumption bucket is the most important bucket and the one you spend the most time with. It requires a budget. This includes your $5 magazine and your $200 bottle of wine. Anything in this bucket is gone. You can recover a portion of it by selling it on ebay for $3 (these are earned dollars) but the original $5 is still considered spent. The reason your thought process in this area is distinct from the other two, the decisions made in this area will have the biggest impact on your personal finances. Warren Buffett was famous for skimping on haircuts because they are worth thousands of dollars down the road if they are invested instead. Remember this is a zero-sum game so every $1 not consumed is placed in one of the other buckets. Once your savings bucket is full every dollar not consumed is sent to investments. Remember to include everything that does not fit in the other two buckets. Most people forget their car insurance, life insurance, tax bill at the end of the year, accountant bill, etc. In conclusion, there are three buckets. Savings, which serve as your emergency bucket. This money should not be touched unless you switch from accumulation to decumulation. Investments, which are your dollars that are working for you over time. They require a strategy and a timeline. Consumption, which are your monthly expenses. These dollars keep you alive and contribute to your enjoyment. This is a short explanation of my use of money. It can get as complicated and detailed as you want it to be but as long as you tag your dollars correctly you'll be okay IMHO. HTH.
If you are still not convinced, think about this important fact, as well: Quite simply, the best time to rent Temecula apartments is during the winter or wet months when apartment communities are offering the most competitive specials and lowest rents.
"Technically filing fee is probably a ""startup cost"", but yes - its a kind of an expense. The yearly recurring fee is an expense."
Evostfitness being one of the best and trusted Name of Fitness Strength equipment and Best Home Gym Equipment.The back extension E-1031 exercise is a maneuver utilized to work the erector spinae and other smaller stabilizing muscles of the back. Strengthening these muscles is important for a variety of reasons.Before learning any new exercise, it is important to understand why the exercise is important, as well as what muscle groups are targeted by the exercise. In the case of the back extension, the primary muscles targeted are those in the lower back. Fortifying these muscles is vital in light of the fact that it gives a lot of adjustment to this piece of the body.  For any Queries kindly contact us at:-www.evostfitness.com Our E-Mail Address:-support@evostfitness.com
The HST is a sales tax levied on most goods and services. It is important to realize that in both BC and Ontario, the new HST does not (in most cases) result in an increase in sales tax paid. For example, in Ontario the PST is 8% and when combined with the GST the sales tax is 13%. With the HST, the GST and PST are replaced by a single HST of 13% so the tax bill does not change. Some services that were previously not subject to PST (such as mutual fund service fees and labour) will now be subject to the HST. So some things will increase. Over time, this should not have a material impact on the consumer due to the way businesses remit GST/HST.
I would suggest your local credit union or local bank for security and liquidity.  Liquidity is probably the most important issue for a emergency fund.
i think this argument is the crux of the sharing economy and everything with uber/airbnb. is google responsible for the content of every website it shows in it's search results?  it all depends on what sort of warranties are implied or written in the contracts, what's HP's onsite tech support SLA with the third party?  i'd argue it's not dumb, but one of the most important arguments in business and the economy as a whole at the moment
It's important to understand that, in general, security transactions involve you and a relatively unknown entity with your broker standing in the middle.  When you sell through Schwab, Schwab needs to receive the funds from the other side of the transaction.  If Schwab gave you access to the funds immediately, it would essentially be a loan until the transaction settles after funds and securities change hands.   If Schwab made funds available to you as soon as they were received, it might still be two days until the money is received; because the other side also has three days. Guaranteed one day settlement would have to include receipt of funds from the buyer in one day and Schwab can't control that. You need to remember this transaction likely includes at least one party in addition to you and Schwab.  Here's the SEC page related to the three day settlement period,  About Settling Trades in Three Days:  T+3
"This is the best tl;dr I could make, [original](http://www.reuters.com/article/us-sec-cyber-weaknesses-exclusive/exclusive-u-s-homeland-security-found-sec-had-critical-cyber-weaknesses-in-january-idUSKCN1BW27P) reduced by 78%. (I'm a bot) ***** &gt; WASHINGTON - The U.S. Department of Homeland Security detected five &amp;quot;Critical&amp;quot; cyber security weaknesses on the Securities and Exchange Commission&amp;#039;s computers as of January 23, 2017, according to a confidential weekly report reviewed by Reuters.  &gt; The January DHS report, which shows its weekly findings after scanning computers for cyber weaknesses across most of the federal civilian government agencies, revealed that the SEC at the time had the fourth most &amp;quot;Critical&amp;quot; vulnerabilities.  &gt; For the past several years, the Department of Homeland Security has been producing a report known as the &amp;quot;Federal Cyber Exposure Scorecard.&amp;quot; It provides a weekly snapshot to more than 80 civilian government agencies about potential outstanding cyber weaknesses and how long they have persisted without being patched.   ***** [**Extended Summary**](http://np.reddit.com/r/autotldr/comments/71lgf9/us_homeland_security_found_sec_had_critical_cyber/) | [FAQ](http://np.reddit.com/r/autotldr/comments/31b9fm/faq_autotldr_bot/ ""Version 1.65, ~214095 tl;drs so far."") | [Feedback](http://np.reddit.com/message/compose?to=%23autotldr ""PM's and comments are monitored, constructive feedback is welcome."") | *Top* *keywords*: **vulnerability**^#1 **Critical**^#2 **agency**^#3 **SEC**^#4 **hack**^#5"
The general discussion of inflation centers on money as a medium of exchange and a store of value. It is impossible to discuss inflation without considering time, since it is a comparison between the balance between money and goods at two points in time. The whole point of using money, rather than bartering goods, is to have a medium of exchange. Having money, you are interested in the buying power of the money in general more than the relative price of a specific commodity. If some supply distortion causes a shortage of tobacco, or gasoline, or rental properties, the price of each will go up. However, if the amount of circulating money is doubled, the price of everything will be bid up because there is more money chasing the same amount of wealth. The persons who get to introduce the additional circulating money will win at the expense of those who already hold cash. Most of the public measures that are used to describe the economy are highly suspect. For example, during the 90s, the federal government ceased using a constant market basket when computing CPI, allowing substitutions. With this, it was no longer possible to make consistent comparisons over time. The so-called Core CPI is even worse, as it excludes food and energy, which is fine provided you don't eat anything or use any energy. Therefore, when discussing CPI, it is important to understand what exactly is being measured and how. Most published statistics understate inflation.