vania-janet/multiturn-rag-retrieval-data huggingface dataset:
"http://www.nadaguides.com/ and http://www.kbb.com/ and http://www.edmunds.com/ are the leading sites to check vehicle values. Also, great how to at: http://www.ehow.com/how_2003079_sell-used-car-california.html Where to sell? You could sell it in your local newspaper classified, small auto newsprint mags/publications, Craigslist, ebay, or just put a sign in the window. The advertising method is up to you. You could also trade the car in to a dealer if you purchase another vehicle from a dealer if they offer that option. (Trade-In's generally bring in less money than private sales as a general rule). Some car places will do consignment requests to help you sell your car. However, they will normally take a percentage of the sale as payment for this service. What paperwork? If you own your car, you should have the title in hand. There are instructions on title on how to sign it over to another person. If you have a loan through a bank, the bank would have this title and you would need to express your interest in selling the property to the bank and work out the details with them. You do not hand over a title to anyone until full payment is made and the property will become theirs. Beyond the title, you will need to fill out a release of liability or report of sale form for the state. Titles have a portion you can mail in or you can fill it out online. This is to report the sale to the state to release liability from your name. You will also need to create a ""bill of sale"" between you and the buyer. There are many examples online or you can just create your own. You really need just a statement saying I release all interest of the vehicle and no warranty implied to this person with the VIN of the car, model, make, year, the buyers name and signature, and the sellers name and signature. This is your contract with the seller and they use this when they go to register the car in their name. Maintenance Disclosure?
I live right beneath the epicenter of this eclipse. My town has less than 150k people and for the eclipse we are predicting a million visitors in the area. That will almost double the population of my state. There aren't enough automobiles in my area to support everyone having a car reservation. Looking at the surrounding areas (up to 200 miles away) and there still aren't enough cars, or ***infrastructure*** to support so many vehicles in my area of my state. While it's a dick move by car rental companies, I honestly don't know what they are are supposed to do.   Edit: I mean, obviously rental companies need a better reservation system that doesn't allow reserving an automobile in an area if there aren't enough automobiles to fill the demand. That is completely on the rental companies. However, even if the demand for all of the automobiles could be met--let's say one car for every four visitors--that's still 250k rental cars in my area of less than a 150k *residents*. It's going to be chaos.   Also: I have three rooms to rent over the week of the eclipse and if anyone is headed to SE Idaho, I'm willing to reach an arrangement.
I can't tell if he's running something similar to a pyramid scheme  &gt;Everyone would work under the same Spartan conditions that Brito embraced. (In New York, Brito shares a large table with his head of sales and his finance chief.) “We always say the leaner the business, the more money we will have at the end of the year to share,” he said in a speech at Stanford in 2008. “I don’t have a company car. I don’t care. I can buy my own car. I don’t need the company to give me beer. I can buy my own beer.”  That part is awesome though
"Depends what you mean by simplify. I thought I would save money when I talked the family into dropping cable TV, but it ends up coming out as a wash because we rented more and bought TV shows online from amazon.com.  (Then we bought a new computer so I could keep working on my laptop while the family watches streaming internet, we save money, but not as much as I thought) We did a great purge of ""stuff"" from the garage and closets a couple of summers ago because I wanted to simplify (some clothes, extra pots and pans, a coat rack, unused electronics) and now I am seeing their replacements coming back into the house in the form of new purchases. I guess my lesson is that you cannot make another person simplify their life.  I love my wife for trying so hard to help me with my plan, and I certainly don't blame her for wanting a coat rack again (it is just who she is, she doesn't see the irony) but I should have considered how my desire impacted those around me."
"If they'd just let me cast stuff from an app like I do with 90% of the stuff I watch off Netflix I'd probably watch stuff a ton more from it.  Netflix + chromecast is so brainless that I can just toss on any old thing without investing much time or effort.  Watching Prime stuff is, like I said, an inconsistent hassle.  Like... I just fired up the Amazon app on my phone.  Oh, there's the new Tick show right at the top.  I click on it.  The only option is to add it to my ""Watchlist.""  What's that noise?  What if I just want to watch it now on my phone?  Where even is that watch list useful?  I really feel like Amazon is too worried about selling their relatively cheap hardware.  If they just let me actually watch their content, I'd be able see some actual value in it.  And yeah, the hardware is cheap, so why not just get a fire stick?  Because then I have another fucking power cord I have to route through my wall and another input to manage on my TV.  I already have a streaming device for everything else that offers a consistent and stable experience for every other stream service I use.  Why can't Amazon just play nice?!  Oddly, I think they want to sell their hardware to help push their content... but I'm _trying_ to watch their content already!"
I don't wear a watch because I don't need another single-function device in my life. I can tell the time on my smartphone. I will, however, (likely) get an iwatch, or android counterpart.  It does more than just tell time - worth taking up a little physical real estate on my wrist.
I'm an Australian who just got back from a trip to Malaysia for two weeks over the New Year, so this feels a bit like dejavu! I set up a 28 Degrees credit card (my first ever!) because of their low exchange rate and lack of fees on credit card transactions. People say it's the best card for travel and I was ready for it. However, since Malaysia is largely a cash economy (especially in the non-city areas), I found myself mostly just withdrawing money from my credit card and thus getting hit with a cash advance fee ($4) and instant application of the high interest rate (22%) on the money. Since I was there already and had no other alternatives, I made five withdrawals over the two weeks and ended up paying about $21 in fees. Not great! But last time I travelled I had a Commonwealth Bank Travel Money Card (not a great idea), and if I'd used that instead on this trip and given up fees for a higher exchange rate, I would have been charged an extra $60! Presumably my Commonwealth debit card would have been the same. This isn't even including mandatory ATM fees. If I've learned anything from this experience and these envelope calculations I'm doing now, it's these:
"Two things you should consider about paying off student loans ahead of the 10 year amortization schedule: What interest rate are you paying on your loans? What are you earning on your investments in a balanced mutual fund? When you pay off your student loans you are essentially guaranteed a return of the interest rate on your loan (future interest you would have had to pay). However if you are investing well and getting a good return on your investments you will get a greater return. Ex. Half of my student loans are at 6.8%, thr other half are at 2.5%. I make the minimum payments on the loans at 2.5% and invest my money in tax sheltered retirement accounts. The return on these funds has been 8% and that is on per-tax dollars so really closer to 11%. Now there is also downside risk when you invest in the market, but 2.5% guaranteed I will forgoe for 11% in low risk return. However my loans at 6.8% I repay in excess of the minimums because 6.8% guaranteed return is pretty good! So this decision is based on your confidence in your investments and your own risk tolerance. Once you pay your bank on your student loans that money is gone, out of your control. If you need it in the future you may need to pay higher interest on an unsecured loan, or you may not be able to borrow it. When you want to make large purchases (a car, house) that money you per-paid on your loans isn't available to you as a down payment. Banks should want you to have some of your own ""skin in the game"" on these purchases and the lending standards keep getting tougher. You are better off if you have money saved in your name rather than against the balance on your loan. Yes you can't bankrupt these loans, but the money you repay on them doesn't go toward housing you or paying your bills on a rainy day. I went through the same feeling when I completed my MBA with $50k in debt, you want to pay it off as soon as possible. But you need to step away and realize that it was an investment in your future and your future is long, you need time to make a financial foundation for it.
I want to add that in my country, Israel, the tax on cars is extraordinarily high. Cars in Israel cost in average twice or more then in the US (for example, a new VW golf with the cheapest configuration costs around 25kUSD). Israel's average salary is lower then US's average salary and the fuel in Israel costs twice. Therefore, having a regular car in Israel costs the same as having a luxury car in the US. Most households have a car. It's all about priorities.
There's no formula for how much is the ideal amount to spend on entertainment and fun. As JoeTaxpayer says, it's all about balance. Maybe relative costs are different in France than in the US where I live, but here, housing and the things that go with it -- electricity, heat, insurance, maybe a few other miscellaneous items -- are usually a huge portion of a young person's expenses. If you don't mind living with your parents -- and they don't mind having you -- you can save a lot of money. There are lots of things you can do for fun that don't cost a lot of money. If your idea of fun is collecting fancy cars and making round-the-world trips, yes, that can get expensive fast. When I was in my 20s, my entertainment mostly consisted of going to movies, amusement parks, and occasional concerts; and playing computer games. Those aren't super expensive as long as you don't do them every day. And keeping my car running, which saved money over buying a new car. These days I'm in a situation analogous to yours: I'm getting older, and so I'm trying to build up a retirement account so I can retire comfortably. So I have to balance how much I put away for retirement with spending on fun things now. I have certain targets, and so I budget that I will put this amount away for retirement every month, and my spending money is what I have left. I think that's better than, spend whatever I want on fun, and then put what's left toward retirement. The latter plan is probably a fast route to debt.
"Most electric vehicles effectively run on coal.  When I make my fortune and get my *LUDICROUS MODE* Tesla, my plate will be ""BRN COAL"".  Saw an article on this site recently that claimed the production of Tesla's batteries far exceeded the emissions of a regular car."
Good for you. Just saw my cousin today, his 2012 Kia Optima rod bearings just failed at 112000 mikes. He was given a reman engine and more warranty.   In my experience Toyota is worth every Penney. Hyundai/Kia did fix his car.
"I feel the same way too! With two kids, I feel like I am spending what it would cost to run a small country just on clothes, shoes, jackets, replacing everything as it is grown out of! A few things I do: I shop in affordable places and check out sales, and look for the cutest things I can find there in a reasonable price range. If you aren't browsing in the $60 baby dresses, you aren't tempted by them. I don't go looking at $60 shirts for my son, he's five and he doesn't need a $60 shirt. I also really only shop for him two or three times a year for clothing...back to school and early spring are the big ones. For fall I got him five pairs of jeans, maybe 8 tops, new socks, etc. I'll add in a couple of heavier sweatshirts, etc as I go, but I really don't browse for him...it's too easy to find something to buy! I look for inexpensive lines for the things that don't really matter...bright T's for my son for summer that just get dirty and spilled on, sleepers, socks, pj's, etc. Joe Fresh, Walmart, Old Navy, Costco. Then I choose a few things that I know I want brand name or more stylish options for, and find ways to buy them more cheaply. These might be things like logo'd fleece tops, trendy jackets, things where the style is actually noticed. I buy jeans at Old Navy for my son when they are on sale, I buy Gusti/Genevieve LaPierre snowsuits at Sears when they are 40% off in Sept/Oct. The Childrens' Place has good quality, stylish clothing for kids and if you watch, they always have deals on their jeans or tops...then I stock up. And for younger kids, Old Navy and The Children's Place jeans have adjustable waistbands. I've already unrolled cuffs and let out the waist in my son's back to school jeans.
It depends on the country. Say I import something cheap-ish from a US reseller with a 90 day reseller warranty and 12 months manufacturer. In both cases it will cost me more than it's worth to ship a return for replacement.
The other answer is awesome and complete, but I will say that, to charge my car, it takes a few seconds.  I plug it in, go inside, and don't think about it until I go back to my car.  That's something that people who don't have an EV don't understand - most of the time, it's more convenient.  On long trips, you use superchargers, and the trip takes a little bit longer counting stops - because you were already stopping for food and bathrooms anyway so might as well charge while you do.  But, overall, unless a huge amount of your driving is long trips, then you will end up saving time with an EV over a gas car (because you don't have to go to gas stations and mostly charge at home, which is more convenient).
"What does everyone think of the impact of  passive dollar cost index investing pumping money into shares regardless of value?  Everywhere you look, people are saying ""just keep buying and don't look at the price as you can't time the market anyway"". This makes sense but also makes me wonder how his is impacting prices."
I think you are aiming your crony capitalism shotgun in the wrong direction.  Oil industry subsidies dwarf those to the EV, and the bailouts to the US car manufacturers was the clearest example you could imagine of picking winners and losers.    Far worse, both the car manufacturers and oil industry represent the entrenched interests which are fighting the future changes in the industry as opposed to the other way around.  The money went directly to the companies involved, without a lick of good capitalist competition.  Now compare that to a personal EV tax credit.  1) you encourage the clearly visible future of cheap electrical power and driverless EVs, 2) you set up the subsidy as a personal tax break to the buyer, so any company is free to up their game and make better products to win part of it.  3) its a much smaller amount, and much more cost effective per tax dollar than giant checks to monster oil companies.  Once the government stops cramming enourmous amounts of money into oil and traditional car companies, then it might be time to relook at saving taxpayer money spent on EVs.
"That depends on where/how you're charging. A Model 3 with a 55kWh battery will take less time to charge than a 75kWh battery. Supercharger charges at 120kW, so the charge times would be: 55kWh / 120kW = 0.4583 hours = 27.5 minutes 75kWh / 120kW = 0.625 hours = 37.5 minutes The appeal of an EV though is charging at home. If a user has a NEMA 14-50 installed that does 220v @ 40amps maximum, it offers 8.8kW of charging. So: 55kWh / 8.8kW = 6.25 hours 75kWh / 8.8kW = 8.52 hours Other options exist for charging at home, such as the High Power Wall Charger, could do 220v @ 72amps, or 15.840kW. 55kWh / 15.840kW = 3.472 hours 75kWh / 15.840kW = 4.735 hours The ""time to charge"" issue is more relevant for road trips, since the the average driver does less than 200 miles per day, and their car spends more time at home potentially plugged into a charger than driving. I have a 75kW battery in my Tesla, and it's nice to know that I could drive it to ""empty"" and then charge back up fully once I get home. Better yet, it will charge completely to full in about the amount of time I should be sleeping at home. The ""range anxiety"" is closely tied to the charging concerns, and with the Tesla Supercharger network doubling by year's end and continuing to grow (both Tesla's 480v charging network, as well as other plug-in options like Chargepoint, Blink, EV-GO, etc), charging is less of a gamble and more of just simple planning. Apps like ""PlugShare"" allow you to see crowd-sourced reports of EV plugs, what types they use, type of charging available, cost, availability, and more. You can plan your drive to use Superchargers on the road, and then plan your destination or evening stop in a place with charging capability.
Now, you can  buy the cars in good condition in Johor Bahru. There is a lot of used car dealer but they don't certify the car properly.  We have more than 1000 cars  for sale of every company  that provide used car and also known as johor’s top car dealer. Whenever you want to buy second hand car, then you should select the most car dealer in Johor Bahru. We offer you active car. Here, you and get the extensive variety of each car that affirmation by our amazing master group. Fundamentally, you should locate the most and closest approved auto merchants in your city.
"&gt; It's very funny that you call an analysis of the current state of the industry speculation, and then go on to talk about something you think is going to happen...which, by the way, has had six years to happen and hasn't yet. Also, it's as if you don't think first mover advantage exists. Six years is a long time to build up a lead, especially in automotive, where product cycles and development times are so long. I freely admit that my opinion is just opinion/speculation. Anyone who talks about the stock market with certainty is someone not to listen to. &gt; Honestly, look up the words ""vertical integration"" before continuing the conversation. And the word ""Panasonic"" as well. I know all about them. &gt; But wait, I thought you said they were wrong because ""ACTUAL BATTERY COMPANIES"" aren't involved? And that ACTUAL BATTERY COMPANIES know better than them? But I guess the ACTUAL BATTERY COMPANIES don't actually know anything, and they should listen to an idiot on the internet who has so far proven himself to be wrong about everything he's said? Panasonic hasn't yet agreed to put up a penny. They will build batteries they are confident TSLA can sell, that is all. &gt; It seems Panasonic is not as optimistic about the plant as you are. &gt; Well, again, if you listened to the call, which is a pretty basic first step to talking about the quarterly results, which for some reason you insist on continuing to do despite being completely ignorant of them, then you might not be saying such stupid things. Like what? You are the one who insisted Panasonic was putting up a billion dollars, which is a lie. &gt; Panasonic, you see, is a rather conservative Japanese company. This is even mentioned in your article when they talk about plasma displays. This is why they are always measured in their public statements, because that's what Japanese companies do. But, as specified in the call, Panasonic's actions as a partner to Tesla have always been excellent.
"I think you have a few choices that cannot be described by math alone: Repair current phone:  149 Replace current phone with new model from carrier:  100 + cost of new phone Replace current phone with new model on payment plan from carrier:  100 + cost of new phone + finance charge (could be zero or cleverly hidden). You can also replace the current phone with either a used or new bought from a separate party.  Quite recently I was selling some gently used IPhones 4S for around $140.   So really you have to determine what is most important to you guys.  Is it important to have the newest model phone with laying out the least amount of cash now?  Then by all means go with the payment plan with your current carrier. Is it most important to be financially efficient, while having a good working phone?  Then pay the deductible; or buy something gently used.   In my opinion, having a phone payment is a losing game, akin to buying a new car every three years or so.  You are buying something on time that quickly depreciates and hiding the true cost of the item in ""painless"" monthly payments."
Would you buy this used car, in its current condition but with new tires, for the price of the tires? If so, buy the tires.
"The Model S is comfortable, luxurious and it feels substantial on the road. And it is fast. Like supercar fast.  ""2013 Tesla Model S: It Sells Itself""  ""I'm going to miss our Model S. It wasn't perfect, but it was like nothing else out there. Take heart, Tesla fans: Sometime in early 2015, we will be one of the first to buy a Model X.""  ""Bear in mind that the experiences with our test cars are purely anecdotal and never factor into our reliability ratings. After all, it's a sample size of one.""  ""the Model S earned Consumer Reports’ recommendation""  ""Car nut or not, EV fan or not, everyone has raved about this car, impressed with its smoothness, effortless glide, and clever, elegant simplicity""  ""One of the cool things about this car is that when it does need to be serviced by a mechanic, a company rep comes with a trailer and picks it up, delivering it back when the work is done—all free. ""  I could go on.  Or you could just try actually reading the reviews."