vania-janet/multiturn-rag-retrieval-data huggingface dataset:
"You say: To clarify, my account is with BlackRock and the fund is titled ""MID   CAP GROWTH EQUITY-CLASS A"" if that   helps. Not totally sure what that   means. You should understand what you're investing in.  The fund you have could be a fine investment, or a lousy one.  If you don't know, then I don't know. The fund has a prospectus that describes what equities the fund has a position in.  It will also explain the charter of the fund, which will explain why it's mid-cap growth rather than small-cap value, for example.  You should read that a bit.  It's almost a sure thing that your father had to acknowledge that he read it before he purchased the shares! Again: Understand your investments."
The answer in theory is yes. The answer in reality is no. Let me explain: Combine all of these lists and perhaps you could get a complete record.
&gt; someone can explain why that is the case  Can you explain your case?  What is your point?  &gt;There isn't a first world nation anywhere in which there is a black majority. From Madagascar to Jamaica. And for whites? From new Zealand to America, the exact opposite.  These are supporting statements for what, exactly?  Are you here to make the argument that white people are better than black people at nation building?
Could somebody explain to me exactly why the writer doesn't think this is a win for passive investing? Aren't 'this could happen' statements only relevant to active managers so if you already believe that active investing is more successful than passive then of course you'll just fit this situation to 'there is still potential for major loss, the S&amp;P has tanked x many times' because you believe that there are predictable patterns in markets while the passive investor says that isn't true.
There is usually a phone number on the side of the ATM to call for situations like this. That is where I would start. Can you pursue a legal action? Sure, you could do that even if the machine didn't eat your money. Anyone can do that for any reason. The pertinent question is whether you will win. Maybe, but even if you do it would take a while and probably cost more time/money than it is worth. It isn't like there was malicious intent from the bank, call the ATM vendor or bank, and politely explain your situation. No need to start the conversation by threatening a lawsuit. What are the chances of BOA screwing you over? Based on their reputation, probably higher than they should be.
I think the first step is to get an accountant whose advice you believe. Your accountant is far better placed to advise you on what sounds like a fairly complicated, fairly high stakes corporate arrangement than the internet.  I would go back to the accountant and get him to explain in writing what his specific advice is. If you still don't like it absolutely get a second opinion. You may also want to speak to a lawyer.
Explain that you are looking for work that is more fast paced than what you are currently doing.   You are obviously very smart and probably good with people as you are on a leadership type career path.   If you find you don't have the network to talk to people in the industry, or are concerned about your lack of financial background, you may want to look at the CFA. Although not really quantitative, it would show your commitment to the investment profession, and you could join your local CFA Chapter.
The person you're talking to is probably someone in the company. They need to convey the message to their bank. So you need to explain it to them as if they were 3 year old kids. You may be used to SWIFT transactions because that's how you always get paid, but unless the UK firm regularly employes Russian freelancers, this is probably the first time ever they have heard of it. Similarly, someone in the local branch of their community bank has probably never heard of it before either. In Europe they use IBANs and SWIFTs are rather uncommon. Be patient, explain the issue and the solution in as many words as you can, and suggest them putting you on speaker at the bank so that you could talk directly to the person executing the transaction. If you do the same on your side and let the bankers talk directly to each other - that would probably be ideal.
I'm sorry. But it seems like you are the idiot. You confuse economic models with reality.  You are frustrated that the models you learned based on a perfect world are wrong.  So rather than reviewing the models you say that world is broken.  Control what you have control over your models. Adjust them and try to explain what is happening, when you find the reasoning please share it with us on reddit.  Until then don't throw words around, not only are you wrong and misinformed but you have also made a fool of yourself.
"I'm not racist immediately followed by ""all Muslims do this"". It's not even true! Just like it's not true that all Christians follow the Bible to the T. In fact, almost NO Christians stone gays and beat their wives. What's the difference? One of those groups looks like you, and the other does not.   You're a racist. You may not have bad intent with it, but the words you're saying ABSOLUTELY ARE racist. The fact that you can't even understand how it could be taken as racist is telling.   The part I don't get is why you think 0.001% of a population represents the remaining 99.999%. If you could explain that disconnect to me, then maybe I would understand your backwards views a little more. Until then, kindly stop spouting your ignorant garbage. Thanks."
Network is communication of two or more devices it could be LAN (i.e. Local Area Network) or Wireless   connection.  LAN and wireless connection,   explain the size and infrastructure of the network. Before you use any sensitive information on any of your devices like Computer, Phone or Tablet it is always recommended to have a Secure Network.
its not that hard to figure out  Please explain how arbitrarily raising employee wages would raise demand. What kind of 'demand' do you even speak of? Did you mean [Labor Demand](http://en.wikipedia.org/wiki/Labor_demand) ---I think what you talking about is [Consumer Confidence](http://en.wikipedia.org/wiki/Consumer_confidence). Please enlighten me.
Ask for documentation proving the amount they say you were overpaid, and ask for time to review their claim. If it is a large amount that they can prove you owe, and if you were staying, then you could ask for the repayment to be spread over multiple pay checks. This would avoid the situation where you could get a very small check or even a check for zero. Because you are leaving, you could ask for time to reimburse them, but don't count on them agreeing to that deal.  The lesson is to save all time cards, especially ones in which your hours are not consistent. Also save all pay stubs for the year. What you should do now is download all the time card and pay info on the website, before you lose access to it. These should be saved on your home machine, or printed and kept at home. Check to see if they made any time card adjustments. Many systems keep track of all changes made by the employee and by management; both before and after the employee signs the time card. If there are change you should be able to ask them to explain the changes.
You should talk to your bank and explain what happened.  Your bank may contact vendor bank to discuss the account, but really that is up to them.   Then you should contact your police department and report the fraud. Realistically, your chances of recovering any money is negligible.  I think your best chance is convincing your bank to work with vendor bank on a reversal(if it was a domestic transfer), although it is more likely that the vendor bank account is already empty and closed.
&gt; Look what amazon did with their servers.   What did they do. I know they own the most computing power in the world, I'm just not sure what strategy from AWS would possibly be applied to shipping. Can you explain which strategy connected to AWS would apply to shipping? You say you can see them doing the same, what do you mean by doing the same? How is does that answer the person you were responding to?
Out of curiosity, where do you get your news? Had I been asked to explain the two crises, I have no doubt that I would fail horrifically. You seem to explain everything quite concisely. I assume part of it is innate intelligence, but it can't hurt to have a good news source either.
"Can you explain the mechanics of ""brute force""? No analogies - just say what orders are placed when.  *They meet the ask and get the order because they don't care about getting the best deal.*  This is the part where you demonstrate you have absolutely no idea whatsoever about HFT."
"1.- Every dell computer owner knows what is this diagnostic test for? maybe you can explain some stuff about it (you can Insert bullet points in the video, just one word, while you say it).  2.- What is your segment are you targeting with these videos? what do you know about the people that looks for tips, advices in youtube (age, gender, tech savvy?) if your audience is young I would suggest to make the videos more ""fresh"", different music, intro, maybe some jokes. On the other hand if your audience is old and not tech-savvy at all you will have to be more clear, maybe you start with instructions in bullet points and then you show how to do it in a computer (pressing the keyboard, showing the screen, etc.).  That's my humble opinion"
You are talking to the wrong people.  Debt collectors are not intimidated by anything you say. Call and tell them that, before you pay the debt, they need to get the paperwork from the company to verify that you actually owe them the money and the amount.  You need copies of the original paperwork. This alone may resolve the issue.  If not, then call the client company and explain that THEIR debt collection agency is talking to the wrong person.  Explain why you are not that person. It may be necessary to tell them that your lawyer advised you that they will be personally held responsible for any damages that you may incur from this debt collector's actions.  The client is the one who needs to be intimidated.
"Right. I think, especially in a professional field, there are ways to exploit your skills to benefit your resume while under unemployment. The big argument with unemployment is that there is a negative connotation around it. ""Why couldn't get get a job in the n months you were unemployed?"" Look busy and just explain that you've been keeping your skillset relevant by participating in non-profits, doing stuff for other local businesses (if applicable) and so on. Creativity definitely helps."
"Please provide an example of a state that exists without a state   I don't need to be claimed by any state.   ""Please explain how our overly regulated and highly prison happy government could house its fair share of people like animals.""   Well we could start by making less things illegal. Which is what you would get in a market for law services. Or more like a market for protection services that doesn't just come by and pat your back after the fact."
I cannot explain how the derivative is created in specific, because I have never actually built one. However, [Investopedia](http://www.investopedia.com/terms/m/mitts.asp#axzz1wwZTADu5) suggests to me that the concept is quite simple. They are selling a synthetic protective put.   An individual could quite easily remake the payout structure of these securities -  1. Buy the share or index in which you are interested 2. Buy a put option on the same asset with a strike price as your purchase price 3. If you are interested in the target-term aspect, you ought to buy European puts. American options will be more expensive, but give you more flexibility to sell your share. 4. At the maturity of your option, if the share is below the price you paid you can exercise your option and still have your principal. If it is above, leave your option alone and sell your share for profit.
Have you read is letter? He's saying thanks to the government for basically saving the economy. Warren Buffet was from day 1 a strong supporter of the bailout program.   I'm sorry for my ignorance but what ''output'' are you talking about? As I understand you don't just want to establish a basic income but want to change the whole monetary system? And you can't even explain it?
I'd be surprised to hear that any of my colleagues have a difficult time explaining the basics... I'd guess likely they didn't want to start down a long explanation, as explaining exactly what you do, for example, as an options trader, is very complicated. Sometimes I think explaining what you do in a concise amount of time is more difficult than the job itself. Trying to explain the specifics opens up a Pandora's box of questions to those who aren't familiar.
The guy is your boss/super? I still don't understand why his lawyer would need *your* credentials. It definitely still does sound sketchy, and in the future I'd ask more questions. Personally I'd tell anyone not HR asking for something like that to piss off. You aren't a client of that guy's lawyer, if he needs anything specifically from you, he can contact you and explain it.   But what's done is done, if anything malicious happens it's definitely on him.
"Some people have this notion that withdrawing dividends from savings   is somehow okay but withdrawing principal is not.  Note, this notion. Would someone please explain the ""mistake"" on P214 and why it's a   mistake? Because there may be times where withdrawing principal may be a good idea as one could sell off something that has gained enough that in re-balancing the portfolio there are capital gains that could be used for withdrawing in retirement. How and why does the sale of financial instrument equate to the   receipt of dividends?  In either case, one has cash equivalents that could be withdrawn. If you take the dividends in cash or sell a security to raise cash, you have cash. Thus, it doesn't matter what origin it has. If I sell a financial instrument that later   appreciates in value, then this profit opportunity is lost. In the   case of a dividend, I'd still possess the financial security and   benefit from the stock's appreciation? One could argue that the in the case of a dividend, by not buying more of the instrument you are missing out on a profit opportunity as well. Thus, are you out to make the maximum profit overall or do you have reason for taking the cash instead of increasing your holding?"
"Let's summarize your relative's problem: How is this possible? If both of those statements are true, then he should be able to explain exactly why those statements are true, and then you can explain it to us, and then we can all nod our heads and admit, ""Wow, that makes sense. Proceed if you want to."" But until that happens I suggest you take the advice I offered in the first paragraph of this answer."
First, if you haven't seen it yet, check out the IRS Taxpayer Advocate Service's I Don't Have My Refund page.  It discusses different things that can go wrong with receiving your refund and what to do about it. From your post, it sounds like you've tried all of the normal things to do, and you've tried calling in to the IRS.  What you might not know is that there are local IRS offices that you can visit and talk to a real person face-to-face.  Hopefully, you'll find someone helpful there who can either explain to you what is going on or put you in touch with someone who can help.  To find your local IRS office, go to the Contact Your Local IRS Office page and click on the Office Locator button.  Office visits are generally by appointment only, so you'll need to call the number for the office you want to visit and make an appointment. Alternatively, if you can't get anywhere with the IRS, you could contact the Taxpayer Advocate Service, which is an independent organization within the IRS that exists to help people with disputes with the IRS, and they have an office in every state.  You could try contacting them and seeing if they can help you with your issue. To answer your question about this year's tax return: At least for the federal return, your refund from last year does not really affect this year's tax return.  You should be able to file this year's return no matter what happens with last year's refund.  That having been said, you should get the refund matter straightened out as soon as you can. Good luck.
So while these companies are not a scam, 30% feels pretty darn high.  How about you negotiate a much lower rate?  10% or 15%? Here is why: You will spend time and effort (which technically isn't free) to find the money.  I bet you can find it if you look hard enough.  But you could also just collect it and give this company a cut for their expertise. However if 30% bugs you (and it would bug me) then consider their reality.  They spent money to find the funds and contact you.  HOWEVER, that is a sunk cost.  It is already spent.  You can find it on your own and they get zip.  Or you negotiate a lower percentage, they get enough to cover their costs and make some profit and you save a ton of time. Since they took the time to explain themselves here, they are either scammers trying to bully you into compliance, or they are legit.  It is field that people might look down on, but it isn't criminal. I would look for the money if it were me, but I feel I have enough free time that it would be worth it.
They can sell a lower price call if they expect the stock to plummet in the near term but they are bullish on the longer term. What they are looking to do is collect the call premium and hope it expires worthless.  And then again 'hope' that the stock will ultimately turn around. So yes, a lot of hoping.  But can you explain what you mean by 'my brokerage gives premiums for prices lower than the current price'? Do you mean you pay less in commissions for ITM calls?
"It's not like there are no explanations for the delay.  It's one thing if you make predictions that don't materialize, and you just scratch your head and say, ""isn't that curious.."".  That's what's being implied here, and it's a straw man.   If you look closer, you see the mechanisms by which the day of reckoning has been postponed (housing bubble and now a fiscal deficit bubble).  Given you can explain the delay, I don't see how it invalidates the core tenet of the initial assertion, which is that the current system is unsustainable.   It's a matter of distinguishing between the need to abandon the entire theory or needing to modify it."
This is very possibly a scam. The way the scam works is that the scammers send you a letter and demand you call the telephone number. But the telephone number belongs to the scammers, not the bank. When you call the number, they will 'authenticate' you by asking you a bunch of questions. They will then have enough information to call the bank and pretend to be you, and transfer out all of your money. What you need to do is to find the telephone number for your bank without making use of this letter. For example, look at a previous bank statement, or find the telephone number on the bank's website. Call that number and discuss this letter. If you have already called the number in the letter and if you have the slightest reason to believe it is not valid, stop reading. This is an emergency. Immediately call a legitimate number at the bank. Explain the situation and note that you believe your information has been compromised. Why are you still reading? Do it now.
We tell you how your body is evolving and how your baby develops in your belly; we give you healthy eating tips for future moms, you have to stopping pregnancy pills for your healthy baby. we explain all the disorders or small inconveniences that you can face, both physical and psychological, and we give you the keys to solve or reduce them.
If your counterparty sent money to a correspondent account at another bank, then it is completely up to the other bank what to do with the money. If the wire transfer completed, then the account is not closed. If I were your business partner, I would immediately contact the bank to which the transfer was made and explain the situation and hopefully they will transfer the money back. Whenever a wire transfer is made, the recipients name, address, and account number are included. If that name, address and account do not belong to you, then you have a problem because you have no legal right to the money in a court of law. For this reason, you should be avoid any situation where you are wiring money to anyone except the intended recipient.
&gt; I challenge that view  Please provide an example of a country anywhere in the world that has privatized all of the services I mentioned. How is it working out? While you're at it, explain to me how the privatization of the prison system has worked out for the US. I'll give you a hint: the answer is not good.
Both of these are important points. I think that what /u/chogall is saying, and what most people miss when it comes to AI / machine learning, is that it's often nothing more than a more advanced form of logistic regression (e.g., neural networks). So, to a degree, machine learning is nothing terribly new. It just requires much more processing power and has been largely limited by that.  The part where it becomes a black box is that, with a regular logistic regression, you select your variables, interactions, polynomials, etc. You're defining the model. Whereas with machine learning approaches, you're still selecting variables, but you're not defining how they interact with each other. And, while you can technically look inside and see what it's doing, it's not something that really makes a ton of sense.  I can easily explain a coefficient on a standard logistic regression or OLS model. But what does the weight of the 6th node of the 3rd layer of a neural network mean?
What Pitt the Younger did in freezing redemptions was the equivalent of the BoE buying British government debt. But anyway I await your vitriolic and completely-point-avoiding reply. &gt;And who said the reason soviet union collapsed was because of its banking policies? Putting words in peoples mouths aren't we. You did: &gt;So, the soviet union purchases its own debt, and this is a shining example of a historical empire that worked in your mind? Come on man, you aren't that fucking stupid are you? You don't need me to explain why that is a very, very incorrect choice do you? What else were you trying to say there? You asked for an example, he gave it, you said it was a bad example. Remember, just in case you can't stay on topic, the discussion is about central banking policy here. I presumed you were implying that the collapse of the Soviet Union was the reason for it being a bad example for central bank policy. Please otherwise feel free to articulate why it is a bad example, citing specific evidence if you don't mind."
"This stupid argument again? Testimonies explicitly explain how he was able to pass the blood tests. Don't you see how futile it is to argue that he has never doped just because he passed the blood tests when it is known that he can easily pass them? I'm not saying the lack of positive blood tests classifies as proof of guilt, but it certainly cannot be used to prove his innocence. Let's say you commit a crime and the police comb through the scene of the crime and find none of your fingerprints. Wouldn't it be stupid of you to argue ""You have not found any of my fingerprints at the scene of the crime, therefore I must be innocent!""? You could easily have worn gloves. Likewise it was easy for Armstrong to pass the blood tests even if he was doping, therefore the fact that he passed isn't proof of his innocence."
Mods of /r/finance how many times are we going to see this advertisement? /u/sciencegames [won't even explain the program](https://www.reddit.com/r/finance/comments/6rhha4/upenn_research_finance_challenge_earn_up_to_20/dl7mn55/). This is just an ad for some grad student's project. This is the third time i've seen this thread reposted in two months. What's it going to be, 2 more times? 5 more times? Do you have some limit in mind?