vania-janet/multiturn-rag-retrieval-data huggingface dataset:
Legal Services Fraud Alert for Renters

Raymond A. Buenaventura

Hailyn J. Chen

Sarah A. Good

Mary Huser

Melanie M. Shelby

Arnold Sowell Jr.

Mattheus E. Stephens

Mark W. Toney, PhD

Genaro Trejo

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Voluntary Contributions

Sarah A. Good

Mary Huser

Melanie M. Shelby

Arnold Sowell Jr.

Mattheus E. Stephens

Mark W. Toney, PhD

Genaro Trejo

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VA Health Care And Other Insurance | Veterans Affairs
What if my health insurance provider doesn’t cover all the non-service-connected care that VA bills them for?
 

You won’t have to pay any unpaid balance not covered by your health insurance provider. But, depending on your assigned priority group, you may have a copay for non-service-connected care.
Learn more about eligibility priority groups

 Does it help me in any way to give VA my health insurance information?
 

Yes. Giving us your health insurance information helps you because:

When your private health insurance provider pays us for your non-service-connected care, we may be able to use the funds to offset part—or all—of your VA copayment.
Your private insurer may apply your VA health care charges toward your annual deductible (the amount of money you pay toward your care each year before your insurance starts paying for care).

 Does my current health insurance status affect whether I can get VA health care benefits?
 

No. Whether or not you have health insurance coverage doesn’t affect the VA health care benefits you can get.

Note: It’s always a good idea to let your VA doctor know if you’re receiving care outside VA. This helps your provider coordinate your care to help keep you safe and make sure you’re getting care that’s proven to work and that meets your specific needs.

More about how VA health care works with Medicare and other insurance

This is your decision. You can save money if you drop your private health insurance, but there are risks. We encourage you to keep your insurance because:

We don’t normally provide care for Veterans’ family members. So, if you drop your private insurance plan, your family may not have health coverage.
We don’t know if Congress will provide enough funding in future years for us to care for all Veterans who are signed up for VA health care. If you’re in one of the lower priority groups, you could lose your VA health care benefits in the future. If you don’t keep your private insurance, this would leave you without health coverage.
If you have Medicare Part B (coverage for doctors and outpatient services) and you cancel it, you won’t be able to get it back until January of the following year.
Conservatorships: Sacramento Superior Court

fee for the investigation. If you are unable
 to pay the fee you must file a Request for Waiver of Probate Court Investigator
 Fee at least 10 days before the hearing. The form and instructions
 are found in the 
 Information Regarding Investigation Fee packet. After an appointment
 has been made, Probate Court Investigators periodically interview both
 the conservator and the conservatee and report to the court about the well-being
 of the conservatee and whether the conservatee's estate is being properly
 administered. Each review will generate a new assessment fee. If you are unable
 to pay the fee, you must file a Request for Waiver of Probate Court Investigator
 Fee within 15 days of receipt of the report. See the 
 Information Regarding Investigator Fee packet for more information. 
	

 When the court chooses you as the conservator of a person, this means you:

Arrange for the conservatee's care and protection; 
Decide where the conservatee will live; and 
Are in charge of the following: 
 
Health care
Food
Clothing
Personal care
Housekeeping
Transportation
Recreation


 When the court chooses you to be the conservator of an estate, you will:

Manage the conservatee's finances; 
Protect the conservatee's income and property; 
Make a list of everything in the estate; 
Make a plan to make sure the conservatee's needs are met; 
Make sure the conservatee's bills are paid; 
Invest the conservatee's money; 
Make sure the conservatee gets all the benefits he or she is eligible for;
 
Make sure the conservatee's taxes are filed and paid on time; 
Keep exact financial records; and 
Make regular reports of the financial accounts to the court and other interested 
 persons. 


 More 
 information on becoming a conservator - external link.

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The eligibility for care and benefits provided depend on the applicant’s military service history, disability rating, income, and certain other qualifications. Benefits are also available to a small number of family members of certain eligible veterans.
For help with veteran benefits issues, contact your County Veteran Service Office.

In addition to the full-coverage programs listed here, there are also some programs that provide coverage for specific health conditions or needs. View other resources.

HMOs, PPOs, and Other Kinds of Plans

Most Californians have a health plan such as an HMO or PPO that they get through their employer or buy on their own. Most Medi-Cal members also have a managed care plan such as an HMO. Fee-for-service coverage is less common.
Some HMOs, PPOs, EPOs and other plans are high-deductible plans. High-deductible plans have lower premiums but higher deductibles, compared to typical health plans. Higher deductibles usually mean that you pay more out of pocket for health care services before your health plan starts paying its share.
 

What is an HMO?

​​An HMO (health maintenance organization) is a kind of health plan.
An HMO has a network of doctors, hospitals, labs, and other providers in the plan. You must usually get your care from providers in the network.
You must have a main doctor, called a primary care doctor.
You must get a referral from your main doctor for services such as lab tests, x-rays, specialty care, and most other types of care.
Your HMO or your doctor’s medical group must pre-approve most services.
You cannot use out-of-network providers unless your HMO gives pre-approval, you have an emergency, or you are traveling and need urgent care.
You must live or work in the area served by your HMO. This is called the service area.
Learn more about HMOs.

What is a PPO?

A PPO (preferred provider organization) is a kind of health plan.
A PPO has a network of doctors, hospitals, labs, and other providers. These are called the preferred providers.
Whistleblower Protection - NASA OIG
You may also consult the web site of the U.S. Office of Special Counsel (OSC), or review this OSC pamphlet, Know Your Rights When Reporting Wrongs.
HOW TO MAKE A PROTECTED DISCLOSURE
It is unlawful for your employer to retaliate against you for making a “protected disclosure.” A disclosure is protected if it meets two criteria:

The disclosure must be based on a reasonable belief that wrongdoing has occurred. As explained in the chart below, the definition of wrongdoing varies slightly depending on your place of employment.
The disclosure must also be made to a person or entity that is authorized to receive it. Employees who reasonably believe they have evidence of wrongdoing are always protected for submitting that information to the OIG Hotline or your local OIG office. However, as explained in the chart below, the other authorized audiences are different, depending on your employment status.

StatusWrongdoing DefinedAuthorized AudiencesNASA EmployeesViolation of any law, rule or regulation; Gross mismanagement; Gross waste of funds; Abuse of authority; and substantial and specific danger to public health or safety. Censorship related to scientific research, analysis, or technology (scientific integrity)In general, employees may disclose information to anyone, including non-governmental audiences, unless the information is classified or specifically prohibited by law from release. However, if the information is classified or specifically prohibited by law from release, it may only be shared with the OIG, OSC, or a designated agency official.Contractors, Subcontractors, Grantees, Sub-grantees, and Personal Services ContractorsGross mismanagement of a Federal contract or grant;Gross waste of Federal funds,Abuse of authority relating to a Federal contract or grant,Substantial and specific danger to public health or safety, or violation of law, rule, or regulation related to a NASA contract (including the competition for or negotiation of a contract) or grant.For all disclosures, classified or unclassified, an employee of a contractor or grantee is only protected if the disclosure is made to: A Member of Congress or a representative of a committee of Congress. An Inspector General. The Government Accountability Office. A NASA employee responsible for contract or grant oversight or management at the relevant agency.
Labor Relations | U.S. Department of Labor
Primary responsibility is to mediate collective bargaining negotiations and to otherwise assist in development of improved workplace negotiations.

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You may want to compare health plan policies by visiting the Covered California website or by contacting health plans directly for information about their policies. Or you can contact an insurance broker to help you select your health plan.
You must pay your premium to the health plan before you will be enrolled.

For questions about Covered California eligibility or enrollment:

Contact Covered California at 1-800-300-1506 or visit its website www.coveredca.com.

For questions about buying a health plan outside of Covered California:

Contact the health plan or insurance broker of your choice.

For help using your health plan to get care:

Contact your health plan’s member services for assistance. You can also find information in your health plan’s member handbook or website about its rules and resources for care.

For a complaint about your health plan or the providers in its network:

Contact your health plan’s member services for assistance or to file a grievance.
If your plan does not help, or for certain urgent health issues, you can file a complaint with the state insurance regulator. For most Californians, the state regulator for health insurance is the Department of Managed Health Care. Learn more about filing complaints .

​
​​

Medi-Cal, Medicare, and Other Public Coverage Programs

Many Californians have health care supported or administered by a federal, state, or local government program. Public-supported health coverage includes:
Medi-Cal

Medi-Cal is health insurance for people with low incomes. Children and pregnant women can qualify with slightly higher incomes.
Most people with Medi-Cal have managed care plans, like HMOs.
You can apply for Medi-Cal through your county’s Medi-Cal office or the BenefitsCal website. You also can apply for coverage through Covered California.
To appeal a Medi-Cal decision, you can request a State Fair Hearing. Learn more about a Medi-Cal Fair Hearing.
For complaints about a Medi-Cal health plan or a provider in its network, contact your health plan’s member services for assistance or to file a grievance.

Covered California
Understand how the CFPB’s Debt Collection Rule impacts you | Consumer Financial Protection Bureau
Prepared Remarks of CFPB Director Rohit Chopra at the Mortgage Bankers Association
 

MAY 20, 2024

 CFPB Sues SoLo Funds for Deceiving Borrowers and Illegally Extracting Fees
 

MAY 17, 2024

 Events
 

 Evolutions in Consumer Debt Relief
 

MAR 10, 2020

 Debt Collection Town Hall in Philadelphia, PA
 

MAY 08, 2019

 Public event about debt collection in Washington, D.C.
 

JAN 12, 2017

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Plaintiff’s Claim and ORDER to Go to Small Claims Court (COVID-19 Rental Debt)(form SC-500) | California Courts | Self Help Guide
If you disagree with all or some of what your landlord is saying or you have some other defense, you can go to the court date and give your side of the story. For example, you can explain if the amount your landlord is asking for is wrong. There isn't a form to file to respond. You can just show up on the court date. You can ask a lawyer for advice before your court date, but you can't have a lawyer in court (nor can your landlord).
Sue the other side back and go to the court date
If you think your landlord owes you money (for example, they owe you money from your security deposit), you can fill out, file, and serve a Defendant’s Claim and ORDER to Go to Small Claims Court (form SC-120). Then you can go to the court date and give your side of the story. If you can’t afford the filing fee, you can ask for a fee waiver.
Choose not to show up in court
If you were given the forms (served) correctly and don’t go to the court date, the judge will decide without your input. You'll probably lose the case and owe your landlord money. 

Consider getting help. 

This website has information to walk you through the basic process, but you may need more help. If so, you can start with the Small Claims Advisor, a free program. A Small Claims Advisor can explain other options, like what to do if you think you weren't served properly or your landlord is suing you in the wrong county.

 

Explore your options
What's next?

Once you decide if and how you’re going to react to the other side’s papers, go to the step-by-step instructions. 
Keep in mind that you may have to do something quickly. If you’re going to file a Defendant’s Claim, there's a deadline you'll need to meet.

Reach an agreement
 Learn how to write up an agreement and cancel the court date
 

Get ready for your court date (trial)
Bill Text - AB-132 Postsecondary education trailer bill.
(c) The Department of Justice shall provide a state or federal level response to the managing entity pursuant to subdivision (p) of Section 11105 of the Penal Code.(d) The managing entity shall request from the Department of Justice subsequent notification service, as provided pursuant to Section 11105.2 of the Penal Code, for persons listed in paragraph (1) of subdivision (a).(e) The Department of Justice shall charge a fee sufficient to cover the cost of processing requests pursuant to this section.10874. Of the funds appropriated pursuant to Schedule (3) of Item 0511-001-0001 of the Budget Act of 2021, upon the order of the Director of Finance, two million four hundred fifty-two thousand dollars ($2,452,000) shall be transferred as follows:(a) One million seven hundred two thousand dollars ($1,702,000) to the State Department of Education.(b) One hundred fifty thousand dollars ($150,000) to the California Community Colleges.(c) One hundred fifty thousand dollars ($150,000) to the California State University.(d) One hundred fifty thousand dollars ($150,000) to the
	 University of California.(e) One hundred fifty thousand dollars ($150,000) to the Student Aid Commission.(f) One hundred fifty thousand dollars ($150,000) to the Employment Development Department.SEC. 9. Section 44230 of the Education Code is amended to read:44230. (a) (1) The commission shall maintain for public record, and may disclose, only the following information relating to the credentials, certificates, permits, or other documents that it issues: the document number, title, term of validity, subjects, authorizations, effective dates, renewal requirements, and restrictions. The commission may also disclose the last known business address of any applicant or credentialholder.(2) Notwithstanding any other law, except as provided for in Sections
	10871, 44230.6, and 44248, no information, other than that set forth in paragraph (1), may be disclosed by the commission absent an order from a court of competent jurisdiction.
Cases for $12,500 or less | California Courts | Self Help Guide
If you win, the court can order the losing side to pay your court fees and costs. There may also be attorney's fees. But, if you filed a limited civil case when you could have filed in small claims court, the judge can decide not to order the losing side to pay for fees and costs.
If you can serve a defendant outside California
Have to be able to serve the defendant in California. If not, you cannot pursue your claim in small claims (with few exceptions).
Can serve a defendant outside of California.
 
Additionally, there are some limits on what you can ask a small claims judge to do. In general, the judge in a small claims case can only order one side to pay money. Talk to a small claims advisor if you want the judge to order something else.

Where to get more help. Review the small claims and civil case section in the Self-Help Guide. You can also talk to a Small Claims Advisor for more information or a lawyer for advice. 

 

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