vania-janet/multiturn-rag-retrieval-data huggingface dataset:
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Competition and innovation at CFPB

Our mission is to promote competition and innovation that benefits consumers in the financial products and services market.

We aim to fulfill this statutory mandate by:Identifying structural problems that block new competitors from entering the marketUsing data to strengthen competition and gauge how market innovation impacts consumersWorking with stakeholders to identify and challenge existing market structures that harm consumersCoordinating with Federal, State, and international regulators on matters related to competition and innovation

Stay informed about our regulatory coordinationThe CFPB partners with other financial regulators across the nation and around the world to foster a competitive and innovative environment for consumer financial products and services.American Consumer Financial Innovation NetworkThe American Consumer Financial Innovation Network (ACFIN) helps Federal and State officials coordinate efforts to facilitate innovation and further objectives such as consumer access, competition, and financial inclusion. The network also seeks to help regulators keep pace with innovation to help ensure consumer financial services markets are free from fraud, discrimination, and deceptive practices.Learn more about ACFINJoin ACFIN (for Federal and State officials and regulators)Global Financial Innovation NetworkThe Global Financial Innovation Network (GFIN) seeks to provide a more efficient way for companies to interact with regulators as they look to scale new ideas.
Competition and Innovation at CFPB | Consumer Financial Protection Bureau
During these public convenings, we invite entrepreneurs, investors, and technology professionals to challenge existing market structures that harm consumers and develop solutions to make it easier for consumers to navigate financial markets.One example of these public convenings are CFPB tech sprints, which aim to:Develop actionable technology-focused solutions to a variety of regulatory and consumer protection challengesHarness technology to reduce burden, improve results, and create greater efficiencies across financial marketsExplore how technology can reshape compliance and speed effective interaction between regulators and financial institutionsVisit the Tech Sprints page to learn more.Ideas for CFPB Rules that Could Enhance Competition or Innovation?The CFPB responds to all petitions for the issuance, amendment, or repeal of CFPB rules, as required by the Administrative Procedure Act. For more information on how to submit a petition under that process, please see Petitions for Rulemaking.We also accept applications under the Trial Disclosure Policy. Under this policy, companies can obtain a safe harbor for testing disclosures that improve upon existing disclosures for a limited period of time while sharing data with the CFPB.Read the policy Apply to test new disclosures If you are interested in the Trial Disclosure Policy, please contact us before you submit a formal application.A Note on Engaging with the CFPBAs stated in the Trial Disclosure Policy, the Trial Disclosure Policy Waiver issued by the Bureau in connection with a granted application is limited to the factual and legal scope stated in that formal document and the recipient may reasonably rely on any Bureau commitments made in that document.Parties who contact the Bureau in connection with a potential or pending Trial Disclosure Policy application should bear in mind the following important points about the Bureau’s assessment process under the innovation policies:Bureau staff limit their assessment of any potential or formal application (and of any material submitted in connection with the foregoing) to the factual and legal scope of the formal document issued by the Bureau.Bureau staff comment (or lack of comment) on any potential or formal application (and on any material submitted in connection with the foregoing) is informal, not binding on the Bureau, not determinative of the outcome of the application process, and has no legal consequence whatsoever.Granted ApplicationsThe CFPB publishes all applications that have been processed and granted under our innovation policies.
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Attorney General James Wins Trial Against Quincy Bioscience for Deceptive and Fraudulent Advertising of “Memory Improvement” Supplement Prevagen
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Attorney General James Wins Trial Against Quincy Bioscience For Deceptive and Fraudulent Advertising of “Memory Improvement” Supplement Prevagen

Attorney General James Wins Trial Against Quincy Bioscience for Deceptive and Fraudulent Advertising of “Memory Improvement” Supplement Prevagen

Court Accepts Jury Finding that Quincy Violated New York’s 63(12) Statute by Making Fraudulent Statements About its Supplement Prevagen

May 8, 2024

NEW YORK – New York Attorney General Letitia James today announced that a federal judge in Manhattan accepted a jury’s finding that Quincy Bioscience Holding Company, Inc., Quincy Bioscience, LLC, Prevagen, Inc., Quincy Bioscience Manufacturing, LLC (Quincy), and four corporate defendants made fraudulent and deceptive statements about the supplement Prevagen and are liable for violating New York’s consumer protection laws. Quincy advertised its supplement, Prevagen, in media markets across New York, including in Albany, Syracuse, New York City, and the Southern Tier, as a way to reduce memory problems, improve memory, and support cognitive health. After a two-week trial, the jury concluded that Quincy had not substantiated any of its claims about Prevagen with reliable scientific evidence. The jury found some of Quincy’s claims about Prevagen to be materially misleading and all of them to have the tendency to deceive and constitute fraud under New York Executive Law Section 63(12).
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The inclusion of any links does not necessarily imply a recommendation or endorse the view, products, or services listed herein. The State does not make any warranties about the completeness, suitability, reliability availability and accuracy of this information for any purpose. Any reliance or action a state department takes upon the information in this list is strictly at that department’s own discretion.
 

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Access Ingenuity

 CMAS: 3-22-10-1056
 


 Access Ingenuity offers website accessibility testing and document remediation (PDF, MS Word, Excel) support services by an experienced and well-qualified team that includes users
 with disabilities who are expert screen reader users. Our team is passionate about accessibility and has the experience to assist with you accessibility compliance needs for AB 434
 and WCAG 2.1 compliance.
 
Access Ingenuity is also the Premier distributor for JAWS and ZoomText as listed on Cal-ATSD Supplier Director.

Acuity Technical Solutions

 CMAS - 3-20-58-0271A (9/24/2020 - 8/04/2022)
 CMAS - 3-20-70-3146G (9/30/2020 - 12/19/2021)
 CMAS 3-20-70-3146J (11/30/2020 - 11/19/2023)
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If your store is not currently approved to accept SNAP, review the general requirements to find out if your store might be eligible.  Training materials, which explain Program rules and requirements, are available for you to review as well. Familiarize yourself with how SNAP benefits can be used, then apply online to accept SNAP.If you have any questions, please contact the SNAP Retailer Service Center at (877) 823-4369.
Restaurants interested in accepting CalFresh/SNAP benefits should visit Restaurants and EBT and California Restaurant Meals Program for information.
The following explains the process to add the ability to accept EBT cash payments to the equipment you use to accept debit and credit transactions:

Contact your debit transaction processor (third-party processor) and ask to have the California EBT IIN (Issuer Identification Number: 507719) added to the debit card transaction set of your point-of-sale (POS) equipment. Sometimes, a processor will tell a retailer that a special number from the federal or state government is required.
Мы с вами в те моменты жизни, когда вам необходимо принять финансовое решение | Consumer Financial Protection Bureau
Вы можете найти ведомство своего штата или местное агентство, которое принимает и расследует сообщения о возможных случаях финансовой эксплуатации пожилых людей, воспользовавшись онлайн-поисковиком Eldercare Locator (Поисковик по поиску услуг для пожилых людей) или позвонив по телефону (800) 677-1116.Если вы или кто
Frequently Asked Influenza (Flu) Questions: 2019-2020 Season | CDC
Flu viruses are constantly changing so it’s not unusual for new flu viruses to appear each year. More information about how flu viruses change is available.
Will the United States have a flu epidemic?
The United States experiences annual epidemics of seasonal flu. This time of year is called “flu season.” In the United States, flu viruses are most common during the fall and winter months. Flu activity often begins to increase in October and November. Most of the time flu activity peaks between December and February, and it can last as late as May. CDC monitors certain key flu indicators (for example, outpatient visits of influenza-like illness (ILI), the results of laboratory testing and reports of flu hospitalizations and deaths). When these indicators rise and remain elevated for a number of consecutive weeks, “flu season” is said to have begun. Usually ILI increases first, followed by an increase in flu-associated hospitalizations, which is then followed by increases in flu-associated deaths.
For the most current flu surveillance information: Weekly U.S. Influenza Surveillance Report.
When will flu activity begin and when will it peak?
The timing of flu is unpredictable and can vary in different parts of the country and from season to season. Seasonal flu viruses can be detected year-round; however, seasonal flu activity often begins as early as October and November and can continue to occur as late as May. Flu activity most commonly peaks in the United States between December and February.
Protective Actions
What should I do to protect myself from flu this season?
CDC recommends a yearly flu vaccine for everyone 6 months of age and older as the first and most important step in protecting against this potentially serious disease.
In addition to getting a seasonal flu vaccine, you can take everyday preventive actions like staying away from sick people and washing your hands to reduce the spread of germs. If you are sick with flu, stay home from work or school to prevent spreading flu to others. In addition, there are prescription medications called antiviral drugs that can be used to treat flu illness.
What should I do to protect my loved ones from flu this season?
Encourage your loved ones to get vaccinated.
When to Call


  

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 Beware of SCAMS

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 EBT Publications
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When to Call

 When to Call the Toll-Free Customer Service Telephone Number
(877) 328-9677 is a free call from California landlines; when using a cell phone, normal cellular telephone charges may apply.
Customer Service is open 24 hours a day, seven days a week to answer any questions you may have about your EBT Card. When you call, you will reach an Automated Response Unit, and you can get the answers to most of your questions without the need to talk to a Customer Service Representative. Answers can be provided in English, Spanish, Eastern Armenian, Cambodian (Khmer), Chinese, Farsi, Hmong, Lao, Russian, and Vietnamese.
Call when:

Your EBT card is lost or stolen.
Your EBT card does not work.
You want to change your personal identification number (PIN), because you forgot it or someone else knows your PIN. Your public assistance office may also be able to help you change your PIN.
You want to find out how much you have left in your account(s).
You have been charged for a purchase, but did not get the items or were charged too much for what you bought.
You have other questions or problems.

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