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Health Vesting for Members
Just like your employer contributes to your CalPERS pension, they may also contribute toward your health plan premium during retirement.
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2013 Public Employees’ Pension Reform Act (PEPRA)
2025 Health Plan Changes
Affordable Care Act (ACA)
Cal Employee Connect
CalPERS 457 Plan 
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Health Benefits Plan Enrollment for Active Employees (HBD-12) (PDF)
Planning Your Service Retirement (PUB 1) (PDF)
Retirement Allowance Estimate Request (PDF)
Service Credit Purchase Options (PUB 12) (PDF)
Service Retirement Election Application (PUB 43) (PDF, 1.33 MB)
Special Power of Attorney (PDF)

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CalPERS to Lead Committee Governing Climate Action 100+
Benefit Programs - CalPERS


Benefit Programs - CalPERS

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California Employers' Pension Prefunding Trust (CEPPT) FundCalifornia Employers' Retiree Benefit Trust (CERBT) FundCalPERS 457 PlanHealth BenefitsRetirement BenefitsSocial Security & Medicare

California Employers' Pension Prefunding Trust (CEPPT)
Prefund pension contributions through investment earnings.
Learn How to Join 

Overview

As California's State Social Security Administrator, we provide information about Social Security and Medicare coverage for state and local government employees.
CalPERS allows you to provide a quality health benefits program to your employees while reducing financial risk.
CEPPT is a Section 115 Trust fund dedicated to prefunding employer pension contributions for California Public Agencies
CERBT is a Section 115 Trust fund dedicated to prefunding Other Post Employment Benefits (OPEB) for all California public agencies.
The CalPERS 457 Plan can help your employees plan for retirement and other expenses.
We provide retirement benefit programs and services to protect the financial security of our members.
 

 Updated: November 12, 2019 

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Educate and Empower Yourself in Retirement - CalPERS PERSpective
Board meetings are open to the public and broadcast live via webcast during open sessions.
The board discusses topics relevant to you like health care, investment strategies, and information security. Find the meeting schedule, agenda, and webcast on our website.
Participate in Our Stakeholder Forum
Each year in mid-January we host the Stakeholder Forum, a one-day networking and informational event that brings together our employer partners, retiree associations, and labor groups.
This year CalPERS CEO Marcie Frost and other executives presented on items such as the CalPERS Pension Buck, the impact of the Public Employees’ Pension Reform Act (PEPRA) on the fund, and what our health team is doing (PDF) to improve health outcomes for members, among other topics.
Access Our Videos
Take advantage of our video library to learn more about your benefits. Catching up on these videos with your partner or family members can also prompt discussions about your plans for the future.
Retirement Benefits

Working After Retirement – You may decide to return to work for a CalPERS-covered employer as a retired annuitant or reinstate from your retirement. In this video you’ll learn about limitations as a retired annuitant, and the rules you must follow if you reinstate from retirement.
Social Security and Your CalPERS Pension – Find out what impacts your Social Security benefit, including the two provisions that can affect your Social Security benefit amount — the Windfall Elimination Provision and the Government Pension Offset.

Health Benefits

Medicare and Your CalPERS Health Benefits – Improve your understanding of Medicare, along with how and when to coordinate with your health benefits.

General Information

Retiree Refresher – Discover answers to common questions in this comprehensive video. From retirement checks to beneficiary changes and estate planning, we’re here to guide you through these retirement-related decisions.
Power of Attorney – Get step-by-step instructions on how to fill out the CalPERS Special Power of Attorney form, as well as the duties and limitations your representatives may have.

Explore Resources
Our website offers additional information about a variety of topics applicable to you.

Access Cost-of-Living Adjustment (COLA) information
Understand your health benefits
Download our pay days calendar
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Featured CalPERS Video 

About PERSpective PERSpective provides information for members of the retirement and health programs of the California Public Employees’ Retirement System. If you would like to give us feedback or suggest future topics, send us an email.

Get Answers to Your Questions Use our online form for Questions, Comments, & Complaints about CalPERS programs and services.
For personal account questions, log in to myCalPERS and send your questions through our secure Message Center.

 

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4 Steps to Prepare to Call CalPERS - CalPERS PERSpective
The myCalPERS portal is your gateway to conduct business electronically with CalPERS and access real-time details about your CalPERS account.
You can access health information, plan for retirement, conduct business with CalPERS online, and enroll in educational offerings or schedule appointments. You may also use myCalPERS to maintain accurate, up-to-date contact information, including your mailing address, phone number, and email address.
Don’t have a myCalPERS account? You can sign up online right now. Need help setting up your account? Give us a call and we would be happy to assist you.
All set? Then call 888 CalPERS (or 888-225-7377), TTY (877) 249-7442, or internationally +1 (916) 795-3000 Monday through Friday, 8 a.m. to 5 p.m. PST. And while we’re closed on holidays, our main website offers news, information, and guidance 24/7/365. Talk to you soon!

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Popular TopicsHealth Care
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Health Plans
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Featured CalPERS Video 

About PERSpective PERSpective provides information for members of the retirement and health programs of the California Public Employees’ Retirement System. If you would like to give us feedback or suggest future topics, send us an email.

Get Answers to Your Questions Use our online form for Questions, Comments, & Complaints about CalPERS programs and services.
For personal account questions, log in to myCalPERS and send your questions through our secure Message Center.

 

@CalPERS Instagram 

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CMD GI Bill Award Program | Cal Guard
If you Login and it keeps kicking you back to the login page, contact the California Student Aid Commission at 888-224-7268 and ask for a help ticket number. If they are unable to solve the issue, e-mail the CMD GI Bill Coordinators and provide the ticket number you were given.)For the next 3 steps: Scan and e-mail the forms as a .pdf document to: cmd.gi.bill@cmd.ca.gov. (If you take a picture with your phone and then convert to a .pdf, it may not be accepted as the pages are often distorted. Unfortunately, the National Guard Bureau does not allow for the downloading of documents from Google Drive or the iCloud, so if you attach the documents directly from there, they will be removed by the system. Save your forms to your desktop and then attach them to the e-mail. You can then delete them from your desktop.)
Submit a completed 2024-25 AY Statement of Understanding (.pdf)
Submit a CMD GI Bill Service Commitment Acknowledgement (.pdf) form.
Submit a completed Letter of Recommendation (.pdf) form from a former or current professor or school counselor, a current or former commander, or a civilian employer.  (This step is only for applicants who apply by April 30, 2024.) 

To be considered a Priority Applicant, you must complete all five steps of the application process by the Priority Deadline of April 30, 2024, for your application to be considered complete and considered for the Priority Board. Your “completed application date” will be the date that you complete all 5 steps. Applicants who do not submit a Letter of Recommendation but meet the other requirements will be added to the first-come, first-serve wait-list.
Applications will continue to be accepted after April 30, 2024, on a first-come, first-serve basis until all funds are exhausted or we can no longer accept applications (no later than April 30, 2025).  Applicants who will complete the first 4 steps after April 30, 2024, do not need to complete step 5.  

Renew your CMD GI Bill (formerly CNG EAAP) award for the 2024-2025 academic year!
Testing | Senator Scott Wiener
However, now that testing capacity has significantly expanded in the state, most people are able to receive testing at some local facilities. 
 
2) How long will test results take?
Testing results vary widely, depending on where you get tested and what lab the test is sent to. Rapid-results testing is being expanded but has limited availability. The vast majority of test sites send the samples to a lab off-site, like Quest or LabCorp, and results generally take two to 12 days because it takes time to ship the samples, and time for the labs to process the tests. You can expect test results in as little as 24 hours at facilities with their own labs or that use a nearby facility. Consult with your healthcare provider for more specifics. 
 
3) How many people have been tested?
As of July 10, close to 5 milion tests have been conducted in the state. Daily coronavirus testing is averaging 80,000 - 100,000 tests per day.
 
Open Testing Sites
San Francisco
 CityTestSF, a collaboration between the city of San Francisco, local tech companies and medical providers has two sites. Both are by appointment only. To schedule appointments, see www.sf.gov/citytestsf.
One site, at Piers 30-32, is a drive-through site run by Carbon Health and Color Genomics and serves essential workers with symptoms. A doctor’s note is not needed.
A second, at 600 7th St., is a drive-through site operated by One Medical and Verily. It is open to any San Francisco resident experiencing COVID-19 symptoms. Visit www.projectbaseline.com/COVID19 to learn more.
SFGH has a drive-through and walk-up testing center in the hospital parking lot at 23rd Street and Potrero Avenue.
A UCSF drive-thru testing site is set-up at Laurel Heights.
Dignity Health-GoHealth Urgent Care is conducting rapid tests for anyone, even if you don’t have insurance, in the Castro. Hours are 8 am to 8 pm Monday to Friday and 9 am to 5 pm on weekends.
Office of the Patient Advocate - State of California


The highlights below are based on information DHCS reported to OPA about its consumer assistance service centers and about its 2020 State Fair Hearings. State Fair Hearings conducted by the California Department of Social Services (CDSS) are an avenue for Medi-Cal members and applicants to address complaints about the program. More details can be found in the DHCS section of the full Annual Complaint Data Report or on OPA’s webpage about how to file Medi-Cal Complaints.
​
​Consumer assistance volume in 2020:
1,247,642 requests for assistance, including State Fair Hearings and inquiries made to the Office of the Ombudsman, Medi-Cal Telephone Service Center, and Medi-Cal Dental Telephone Service Center
Complaint volume in 2020: 4,959 (State Fair Hearings conducted by CDSS)
Complaint review time in 2020:
47 days on average
Complaint review times ranged from 0-528 days.

The above statistics include re-opened cases with durations counted from the time of the first hearing request filing.
Most State Fair Hearings must be conducted no later than 90 days from the date the hearing request was filed.
There is a faster hearing process for certain cases involving consumers with urgent clinical issues.

Top reasons for complaints (Medi-Cal Managed Care, Fee-for-Service, Dental, and other delivery systems combined):

Scope of Benefits (27% of complaints)
Pharmacy Benefits (25%)
Medical Necessity Denial (22%)
Dis/Enrollment (8%)
Claim Denial (4%)
Denied Services (4%)
Billing/Reimbursement Issue (4%)
Quality of Care (3%)
Rehabilitative/Habilitative Care (1%)
Other (1%)
Hospitalization (1%)

Top results of the complaint review:

Complaint Withdrawn (39% of complaints)
Health Plan Position Substantiated (38%)
Compromise Settlement/Resolution (12%)
No Action Requested/Required (6%)
Health Plan Position Overturned (4%)

 
​

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Health Care Quality
The 2024-25 Budget: Medi-Cal Analysis
The legislation stated intent that the proposal advance access, quality, and equity for Medi‑Cal beneficiaries and promote provider participation in the Medi‑Cal program. The legislation also specified which areas should be increased. As Figure 12 shows, these areas cut across several parts of Medi‑Cal and health programs. 

Figure 12
Legislature Specified Several Areas for Augmentations
Areas Specified in Chapter 42 of 2023 (AB 118, Committee on Budget)a

Physician and Professional Services

Primary care.

Obstetric care and doula services.

Non‑specialty mental health services.

Emergency physician services.

Specialty care.

Hospital‑Based Services

Outpatient procedures and services.

Emergency room services.

University of California and county hospital services.

Other

Family planning services and women’s health providers.

Ground emergency transport services.

Behavioral health care in hospital and long‑term care settings.

Health care workforce initiatives.

aAbridged by Legislative Analyst’s Office.

Administration Released Initial Allocation Plan After Budget Enactment, With More Details to Be Released in 2024. Shortly after budget enactment in June 2023, DHCS submitted a summary plan of how it proposed to allocate MCO tax funds annually toward each area. The summary, which totaled $2.7 billion in annual spending from MCO tax funds, identified allocations for augmentations enacted in 2023‑24 and proposed augmentations in 2024‑25. Pursuant to the direction in the trailer bill legislation, the administration planned to release more information on the 2024‑25 augmentations as part of the Governor’s budget in January.
Proposal
Proposes Increases to Payments and Changes to Payment Methodologies. On January 19, 2024, DHCS released a policy brief describing a plan for most of the $2.7 billion package in annual augmentations. As Figure 13 shows, the administration’s brief includes information for augmentations totaling $1.9 billion MCO tax funds ($4.6 billion total funds).
CalCareers

View the SUPERVISING SPECIAL INVESTIGATOR I (NON-PEACE OFFICER) classification specification.

Application Instructions

Applications are accepted on a continuous basis.
Who Should Apply:
The information below will help you determine which classification(s) is(are) appropriate for you. Applicants must meet the Minimum Qualifications as stated on this bulletin to compete in this examination.Open and Open, Non-Promotional Examination(s): SUPERVISING SPECIAL INVESTIGATOR I (NON-PEACE OFFICER) - Open
For all Classifications, once you have participated in any of the following examinations, you may not recompete for 9 months: Exam Code(s): 1242For SUPERVISING SPECIAL INVESTIGATOR I (NON-PEACE OFFICER) , once you have participated in any of the following examinations, you may not recompete for 9 months: Exam Code(s): EX-01242
How To Apply:
Submit an Examination/Employment Application (STD 678) to apply for this examination.Electronic applications can be submitted through your account at www.CalCareers.ca.gov.
Special Testing Arrangements:
If you require assistance or alternative testing arrangements due to a disability, indicate on your application that you need reasonable accommodation. You will be contacted by a representative of the testing department to make the necessary arrangements. If you have not been contacted by the time you receive notification of testing, please contact the testing department listed in the Contact section of this bulletin.If you are unable to submit your application or complete the test due to a disability, please contact the testing department listed in the Contact section of this bulletin.

Minimum Qualifications
The 2024-25 Budget: Medi-Cal Analysis
Department and Managed Care Plans Could Face Hurdles to Implement Increases. Much of the proposal would require substantial changes to the way Medi‑Cal pays providers both in fee‑for‑service and managed care. Experience with the recently enacted provider payment increases in 2024 suggest that the department and managed care plans could face challenges going forward. Managed care plans have told our office that the 2024 rate increases are requiring changes to their contracts with providers, involving months of work. Given the much more expansive nature of this year’s proposal, it is possible unexpected challenges and disruptions could arise, potentially delaying the timing of when payment increases are disbursed to providers. Legislative oversight will be key to monitor the implementation of the proposed MCO tax package.
Data and Assessment Will Be Key for Legislature in Coming Years. Because of the uncertainties around the MCO tax package and the state’s fiscal condition in the future, the Legislature may face difficult decisions around which increases to sustain. To ensure its decisions are well informed, the Legislature likely will want to have data and analysis assessing which of the proposed augmentations had the greatest impact on access, quality, and equity.
Recommendations
Focus on Several Key Principles. Given the many issues and policy trade‑offs raised by the proposal, we recommend the Legislature begin thinking about its plans for the MCO tax package. As Figure 14 shows, we think several key principles could guide legislative decision making. We describe each principle further below.

Figure 14
Key Principles Could Guide Legislative Decisions
LAO Recommended Principles for MCO Tax‑Funded Provider Payment Increases

Target increases to highest need areas of Medi‑Cal.

Focus on changes that make Medi‑Cal payments more rational.

Implement realistic implementation schedule.

Develop plan for oversight.

Develop sustainable long‑term plan for the future.

Target Increases to Highest Need Areas of Medi‑Cal. We recommend the Legislature first consider which areas of Medi‑Cal to target for augmentations. Though last year’s enacted trailer bill legislation set forth specific areas for increases, the Legislature could consider how much funding to allocate and how to structure these allocations.