Office of the Patient Advocate - State of California


Office of the Patient Advocate - State of California

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Home > Know Your Rights > Health Insurance Coverage

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​​​​​​​​​​​​​​​Health Insurance and Public Coverage​​
There are many kinds of health coverage. You may have an HMO, PPO, EPO, or fee-for-service coverage. Many people get health insurance through their employer. Some people buy a plan on their own. Other people get health care through public programs. Each type of insurance plan or coverage program has rules that you must follow to get care.
 

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Coverage through a Job​​​

If you have health coverage through a job or union, you have group coverage. Your benefits and costs depend on your employer and the annual group plan they set up with the health insurance company. Often the employer pays part of the monthly premium for the health plan.