Evaluation of Bias in Sensitive Personal Information Used to Train Financial Models Bias in data can have unintended consequences which propagate to the design, development, and deployment of machine learning models. In the financial services sector, this can result in discrimination from certain financial instruments and services. At the same time, data privacy is of paramount importance, and recent data breaches have seen reputational damage for large institutions. Presented in this paper is a trusted modellifecycle management platform that attempts to ensure consumer data protection, anonymization, and fairness. Specifically, we examine how datasets can be reproduced using deep learning techniques to effectively retain important statistical features in datasets whilst simultaneously protecting data privacy and enabling safe and secure sharing of sensitive personal information beyond the current stateofpractice.

A Distributed Fair Machine Learning Framework with Private Demographic Data Protection Fair machine learning has become a significant research topic with broad societal impact. However, most fair learning methods require direct access to personal demographic data, which is increasingly restricted to use for protecting user privacy (e.g. by the EU General Data Protection Regulation). In this paper, we propose a distributed fair learning framework for protecting the privacy of demographic data. We assume this data is privately held by a third party, which can communicate with the data center (responsible for model development) without revealing the demographic information. We propose a principled approach to design fair learning methods under this framework, exemplify four methods and show they consistently outperform their existing counterparts in both fairness and accuracy across two realworld data sets. We theoretically analyze the framework, and prove it can learn models with high fairness or high accuracy, with their tradeoffs balanced by a threshold variable.