Motie Krol c.s. varianten herzien (definitief)

,

-__) IL-Ini 2c>13

Herziene berekeningen Witteveen 2015 - resultaten

Overzicht gevolgen op te bouwen OP (ML) o.b.v. prognose AOW-leeftijd
Opbouwperiode pensioen vanaf 25 jaar tot aan AOW-leeftijd

Werknemer geboren 1958 (AOW-leeftijd 67 6/12 jaar)

1 x modaal
2 x modaal
3 x modaal
4 x modaal

OP
vanaf
67 6/12 jaar

AOW
Totaal
(prognose) OP + AOW

C
C
C
C

C
C
C
C

21.762
64.036
106.599
142.007

11.743
11.743
11.743
11.743

C
C
C
C

laatste
ge middeld
maximum
loon
pensioengevend geï ndexeerd
loon

33.505 C
75.778 C
118.341 C
153.750 C

121.899
121.899
121.899
121.899

C
C
C
C

34.845
69.319
103.979
138.638

vervangings
ratio
gemiddeld
loon

96%
109%
114%
111%

laatste loon
(volledig
jaar)

C
C
C
C

40.227
80.454
120.680
160.907

vervangings
ratio
laatste
loon

83%
94%
98%
96%

Werknemer geboren 1968 (AOW-leeftijd 68 9/12 jaar)
OP
vanaf
68 9/12 jaar

1 x modaal
2 x modaal
3 x modaal
4 x modaal

C
C
C
C

AOW
(prognose)

24.201 C
72.903 C
121.630 C
152.149 C

14.600
14.600
14.600
14.600

Totaal
OP + AOW

laatste
gemiddeld
maximum
loon
pensioengevend geïndexeerd
loon

C
C
C
C

C
C
C
C

38.801
87.504
136.230
166.750

151.567
151.567
151.567
151.567

4-

c

C
C
C

43.506
86.984
130.476
173.967

vervangings
ratio
gemiddeld
loon

89%
101%
104%
96%

laatste loon
(volledig
jaar)

C
C
C
C

50.017
100.034
150.051
200.068

vervangings
ratio
laatste
loon

78%
87%
9 1%
8 3%

Werknemer geboren 1978 (AOW leeftijd 70 3/12 jaar)
-

1 x modaal
2 x modaal
3 x modaal
4 x modaal

OP
vanaf
70 3/12 jaar

AOW
(prognose)

Totaal
OP + AOW

laatste
ge middeld
maximum
loon
pensioengevend gel ndexeerd
loon

C
C
C
C

C
C
C
C

C
C
C
C

C
C
C
C

28.635
85.452
142.393
168.473

18.517
18.517
18.517
18.517

47.152
103.969
160.910
186.990

192.223
192.223
192.223
192.223

C
C
C
C

54.936
109.752
164.628
219.505

vervangings
ratio
gemiddeld
loon

86°/0
95°/0
98%
85%

laatste loon
(volledig
jaar)

C
C
C
C

63.434
126.867
190.301
253.735

vervangings
ratio
laatste
loon

74%
82%
85%
74%

Werknemer geboren 1988 (AOW-leeftijd 71 6/12 jaar)

1 x modaal
2 x modaal
3 x modaal
4 x modaal

OP
vanaf
71 6/12 jaar

AOW
(prognose)

Totaal
OP + AOW

laatste
gemiddeld
maximum
loon
pensioengevend geïndexeerd
loon

C
C
C
C

C
C
C
C

C
C
C
C

C
C
C
C

34.753
101.912
169.109
195.083

23.023
23.023
23.023
23.023

57.776
124.935
192.133
218.106

239.005
239.005
239.005
239.005

C
C
C

68.855
137.657
206.485
275.313

vervangings
ratio
gemiddeld
loon

84%
910/0
93°/0
79°/0

laatste loon
(volledig
jaar)

C
C
C
C

78.872
157.744
236.615
315.487

vervangings
ratio
laatste
loon

73%
79%
81%
69°/0

Herziene berekeningen Witteveen 2015 - reken

inflatiecorrectie loon
inflatiecorrectie AOW
indexatie maximum pensioengevend loon
indexatie opgebouwd pensioen

2,00%
2,00%
2,00%
2,00%

carriere

<35
<45
<55
>55

modaal loon

C

33.000

AOW-franchise 1-1-2013

C

13.227

opbouwpercentage

< 2005
< 2014
2014
>2014

3,00%
2,00%
1,00%
0,00%

2,25%
2,25%
2,15%
1,75%

factoren herrekening opgebouwd OP
Prognosetafels unisex (50/50) 3% rr, continu uitk.)
60-65
1,3601
65-67
1,1480
67-68
1,0757
68-69
1,0788
69-70
1,0821
70-71
1,0858
71-71,5
1,0441
68-67,5
0,9634
70-68,75
0,9069
71-70,25
0,9401
ingangsdatum pensioenuitkeringen

aanvangsleeftijd pensioenopbouw
werknemer geboren 1958
werknemer geboren 1968
werknemer geboren 1978
werknemer geboren 1988

prognose AOW-leeftijd

25
25
25
25

Herziene berekeningen Witteveen 2015 - reken

Wijzigingen pensioenrichtleeftijd o.b.v. CBS Prognose bevolking kerncijfers, 2012-2060
1-1-2006
60-65
1-1-2014
65-67
1-1-2020
67-68
1-1-2028
68-69
1-1-2036
69-70
1-1-2045
70-71

Wijzigingen AOW-leeftijd o.b.v. CBS Prognose bevolking kerncijfers, 2012-2060
1-1-2013 65 1/12
1-1-2014 65 2/12
1-1-2015 65 3/12
1-1-2016 65 5/12
1-1-2017 65 7/12
1-1-2018 65 9/12
1-1-2019 66
1-1-2020 66 3/12
1-1-2021 66 6/12
1-1-2022 66 9/12
1-1-2023 67
1-1-2024 67 3/12
1-1-2025 67 6/12
1-1-2028 67 9/12
1-1-2030 68
1-1-2032 68 3/12
1-1-2034 68 6/12
1-1-2036 68 9/12
1-1-2038 69
1-1-2040 69 3/12
1-1-2042 69 6/12
1-1-2044 69 9/12
1-1-2046 70
1-1-2048 70 3/12
1-1-2050 70 6/12
1-1-2053 70 9/12
1-1-2055 71
1-1-2057 71 3/12
1-1-2059 71 6/12

Herziene berekeningen Witteveen 2015 - reken

Maximum pensioengevend loon

2015 C 100.000,00
2016 C 102.000,00
2017 C 104.040,00
2018 C 106.120,80
2019 C 108.243,22
2020 C 110.408,08
2021 C 112.616,24
2022 C 114.868,57
2023 C 117.165,94
2024 C 119.509,26
2025 C 121.899,44
2026 C 124.337,43
2027 C 126.824,18
2028 C 129.360,66
2029 C 131.947,88
2030 C 134.586,83
2031 C 137.278,57
2032 C 140.024,14
2033 C 142.824,62
2034 C 145.681,12
2035 C 148.594,74
2036 C 151.566,63
2037 C 154.597,97
2038 C 157.689,93
2039 C 160.843,72
2040 C 164.060,60
2041 C 167.341,81
2042 C 170.688,65
2043 C 174.102,42
2044 C 177.584,47
2045 C 181.136,16
2046 C 184.758,88
2047 C 188.454,06
2048 C 192.223,14
2049 C 196.067,60
2050 C 199.988,96
2051 C 203.988,73
2052 C 208.068,51
2053 C 212.229,88
2054 C 216.474,48
2055 C 220.803,97
2056 C 225.220,05
2057 C 229.724,45
2058 C 234.318,94
2059 C 239.005,31
2060 C 243.785,42

Herziene berekeningen Witteveen 2015 - loon

wn 1958
modaal loon

1983 C
1984 C
1985 C
1986 C
1987 C
1988 C
1989 C
1990 C
1991 C
1992 C
1993 C
1994 C
1995 C
1996 C
1997 C
1998 C
1999 C
2000 C
2001 C
2002 E
2003 C
2004 C
2005 C
2006 C
2007 C
2008 C
2009 C
2010 C
2011 C
2012 C
2013 C
2014 C
2015 C
2016 C
2017 C
2018 C
2019 C
2020 C
2021 C
2022 C
2023 C
2024 C
2025 C
2026 C
2027 E
2028 C
2029 C
2030 C
2031 C
2032 C
2033 C
2034 C
2035 C
2036 C
2037 C
2038 C
2039 C
2040 C
2041 C
2042 C
2043 C
2044 C
2045 C
2046 C
2047 C
2048 C
2049 C
2050 C
2051 C
2052 C
2053 C
2054 C
2055 C
2056 C
2057 C
2058 C
2059 C
2060 C

minimum
loon

17.511 C
17.861 C
18.218 C
18.583 C
18.954 C
19.333 C
19.720 C
20.115 C
20.517 C
20.927 C
21.346 C
21.773 C
22.208 C
22.652 C
23.105 C
23.567 C
24.039 C
24.519 C
25.010 C
25.510 C
26.020 C
26.541 C
27.071 C
27.613 C
28.165 C
28.728 C
29.303 C
29.889 C
30.487 C
31.097 C
31.719 C
32.353 C
33.000 C
33.660 C
34.333 C
35.020 C
35.720 C
36.435 C
37.163 E
37.907 C
38.665 C
39.438 C
40.227 C
41.031 C
41.852 C
42.689 C
43.543 C
44.414 C
45.302 C
46.208 C
47,132 C
48.075 C
49.036 C
50.017 C
51.017 C
52.038 C
53.078 C
54.140 C
55.223 C
56.327 C
57.454 C
58.603 C
59.775 C
60.970 C
62.190 C
63.434 C
64.702 C
65.996 C
67.316 C
68.663 C
70.036 C
71.437 C
72.865 C
74.323 C
75.809 C
77.325 C
78.872 C
80.449 C

11.993
11.636
11.636
11.636
11.636
11.690
11.690
11.789
12.156
12.362
12.546
12.722
12.722
12.722
12.844
13.058
13.387
13.792
14.151
14.962
15.638
16.190
16.392
16.392
16.493
16.858
17.302
17.900
18.243
18.460
18.748
19.044
19.424
19.813
20.209
20.613
21.026
21.446
21.875
22.313
22.759
23.214
23.678
24.152
24.635
25.128
25.630
26.143
26.666
27.199
27.743
28.298
28.864
29.441
30.030
30.630
31.243
31.868
32.505
33.155
33.818
34.495
35.185
35.888
36.606
37.338
38.085
38.847
39.624
40.416
41.224
42.049
42.890
43.748
44.623
45.515
46.425
47.354

leeftijd

carriere

25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67

loon
berekend 1 * modaal

3°4 C 10.076
314 C 10.580
314 E 11.109
394 C 11.665
3°4 C 12.248
3% C 12.860
394 C 13.503
314 C 14.178
354 E 14.887
3°4 C 15.632
2°4 C 16.257
294 C 16.907
2°4 C 17.584
214 C 18.287
214 C 19.018
214 C 19.779
294 C 20.570
294 C 21.393
294 C 22.249
294 C 23.139
1°4 C 23.833
104 C 24.548
1°4 C 25.284
1°4 C 26.043
154 C 26.824
104 C 27.629
114 C 28.458
114 C 29.312
194 C 30.191
194 C 31.097
054 C 31.719
094 C 32.353
0%1 C 33.000 1C
0% C 33.660 C
0°4 C 34.333 C
0°4 C 35.020 C
014 C 35.720 C
094 C 36.435 C
0°4 C 37.163 C
0°4 C 37.907 C
014 C38.665 C
014 C 39.438 C
014 C40.227 C

=

2 * modaal 3 * modaal

C
C
C
11.665 C
12.248 E
12.860 C
13.503 C
14.178 C
14.887 C
15.632 C
16.257 C
16.907 C
17,584 C
18.287 C
19.018 C
19.779 C
20.570 C
21.393 C
22.249 C
23.139 C
23.833 C
24.548 C
25.284 C
26.043 C
26.824 C
27.629 C
28.458 C
29.312 C
30.191 C
31.097 C
31.719 C
32.353 C
33.000 1C
33.660 C
34.333 C
35.020 C
35.720 C
36.435 C
37.163 C
37.907 C
38.665 C
39.438 C
40.227 C

20.153 C
21.160 C
22.218 C
23.329 C
24.496 C
25.721 C
27,007 C
28.357 C
29.775 C
31.264 C
32.514 C
33.815 C
35.167 C
36.574 C
38.037 C
39.558 C
41.141 C
42.786 C
44.498 C
46.278 C
47.666 C
49.096 C
50.569 C
52.086 C
53.648 C
55.258 C
56.916 C
58.623 C
60.382 C
62.193 C
63.437 C
64.706 C
66.000 1 C
67.320 C
68.666 C
70.040 C
71.441 C
72.869 C
74.327 C
75.813 C
77.330 C
78.876 C
80.454 C

wettelijk minimumloon

4 * modaal

30.229 C
31.741 C
33.328 C
34.994 C
36.744 C
38.581 C
40.510 C
42.535 C
44.662 C
46.895 C
48.771 C
50.722 C
52.751 C
54.861 C
57.055 C
59.337 C
61.711 C
64.179 C
66.747 C
69.416 C
71.499 C
73.644 C
75.853 C
78.129 C
80.473 C
82.887 C
85.373 C
87.935 C
90.573 C
93.290 C
95.156 C
97.059 C
99.000 1 C
100.980 C
103.000 C
105.060 C
107.161 C
109.304 C
111.490 C
113.720 C
115.994 C
118.314 C
120.680 C

40.305
42.321
44.437
46.659
48.992
51.441
54.013
56.714
59.550
62.527
65.028
67.629
70.334
73.148
76.074
79.117
82.281
85.573
88.995
92.555
95.332
98.192
101.138
104.172
107.297
110.516
113.831
117.246
120.764
124.387
126.874
129.412
132.000
134.640
137.333
140.079
142.881
145.739
148.653
151.627
154.659
157.752
160.907

Herziene berekeningen Witteveen 2015 - loon

wn 1968
minimum
modaal loon loon

leeftijd

caffiere
berekend

1983 C
1984 C
1985 C
1986 C
1987 C
1988 C
1989 C
1990 C
1991 C
1992 C
1993 C
1994 C
1995 C
1996 C
1997 C
1998 C
1999 C
2000 C
2001 C
2002 C
2003 C
2004 C
2005 C
2006 C
2007 C
2008 C
2009 C
2010 C
2011 C
2012 C
2013 C
2014 C
2015 C
2016 C
2017 C
2018 C
2019 C
2020 C
2021 C
2022 C
2023 C
2024 C
2025 C
2026 C
2027 C
2028 C
2029 C
2030 C
2031 C
2032 C
2033 C
2034 C
2035 C
2036 C
2037 C
2038 C
2039 C
2040 C
2041 C
2042 C
2043 C
2044 C
2045 C
2046 C
2047 C
2048 C
2049 C
2050 C
2051 C
2052 C
2053 C
2054 C
2055 C
2056 C
2057 C
2058 C
2059 C
2060 C

17.511 C
17.861 C
18.218 C
18.583 C
18.954 C
19.333 E
19.720 C
20.115 C
20.517 C
20.927 C
21.346 C
21.773 C
22.208 C
22.652 C
23.105 C
23.567 C
24.039 C
24.519 C
25.010 C
25.510 C
26.020 C
26.541 C
27.071 C
27.613 C
28.165 C
28.728 C
29.303 C
29.889 C
30.487 C
31.097 C
31.719 C
32.353 C
33.000 C
33.660 C
34.333 C
35.020 C
35.720 C
36.435 C
37.163 C
37.907 C
38.665 C
39.438 C
40.227 C
41.031 C
41.852 C
42.689 C
43.543 C
44.414 C
45.302 C
46.208 C
47.132 C
48.075 C
49.036 C
50.017 C
51.017 C
52.038 C
53.078 C
54.140 C
55.223 C
56.327 C
57.454 C
58.603 C
59.775 C
60.970 C
62.190 C
63.434 C
64.702 C
65.996 C
67.316 C
68.663 C
70.036 C
71.437 C
72.865 C
74.323 C
75.809 C
77.325 C
78.872 C
80.449 C

11.993
11.636
11.636
11.636
11.636
11.690
11.690
11.789
12.156
12.362
12.546
12.722
12.722
12.722
12.844
13.058
13.387
13.792
14.151
14.962
15.638
16.190
16.392
16.392
16.493
16.858
17.302
17.900
18.243
18.460
18.748
19.044
19.424
19.813
20.209
20.613
21.026
21.446
21.875
22.313
22.759
23.214
23.678
24.152
24.635
25.128
25.630
26.143
26.666
27.199
27.743
28.298
28.864
29.441
30.030
30.630
31.243
31,868
32.505
33.155
33.818
34.495
35.185
35.888
36.606
37.338
38.085
38.847
39.624
40.416
41.224
42.049
42.890
43.748
44.623
45.515
46.425
47.354

25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68

loon
1 * modaal

2 * modaal

3 * modaal

3% C 12.283 Ccd.._ 12.140-- C
24,566 C
3% C 12.897 C
12.897 C
25.794 C
3% C 13.542 C
13.542 C
27.084 C
3% C 14.219 C
14.219 E
28.438 C
3% C 14.930 C
14.930 C
29.860 C
3% C 15.677 C
15.677 C
31.353 C
3% C 16.460 E
16.460 C
32.921 C
3% C 17.283 C
17.283 C
34.567 C
3% C 18.148 C
18.148 C
36.295 C
3% C 19.055 C
19.055 C
38.110 C
2% C 19.817 C
19.817 C
39.634 C
2% C 20.610 C
20.610 C
41.220 C
2% C 21.434 C
21.434 C
42.869 C
2% C 22.292 C
22.292 C
44.583 C
2% C 23.183 C
23.183 C
46.367 C
2% C 24.111 C
24.111 C
48.221 C
2% C 25.075 C
25.075 C
50.150 C
2% C 26.078 C
26.078 E
52.156 C
2% C 27.121 C
27.121 C
54.242 C
2% C 28.206 C
28.206 C
56.412 C
1% C 29.052 C
29.052 C
58,105 C
1% C 29.924 C
29.924 C
59.848 C
1% C 30.822 C
30.822 C
61.643 C
1% €31.746 C
31.746 C
63.492 C
1% C 32.699 C
32.699 C
65.397 C
1% C 33.680 C
33.680 C
67.359 C
1% C 34.690 C
34.690 C
69.380 C
1% C 35.731 C
35.731 C
71.461 C
1% C 36.803 C
36.803 C
73.605 C
1% C 37.907 C
37.907 C
75.813 C
0% C 38.665 C
38.665 C
77.330 C
0% C 39.438 C
39.438 C
78.876 C
0% C 40.227 C
40.227 C
80.454 C
0%1 C 41.031 1E
41.031 1C
82.063 f C
0% C 41.852 C
41.852 C
83.704 C
0% C 42.689 C
42.689 C
85.378 C
0% C 43.543 C
43.543 C
87.086 C
0% C 44.414 E
44.414 C
88.827 C
0% C 45.302 C
45.302 C
90.604 C
0% C 46.208 C
46.208 C
92.416 C
0% C 47.132 C
47.132 C
94.264 C
0% C 48.075 C
48.075 C
96.150 C
0% C 49.036 C
49.036 C
98.073 E
0% C 50.017 C
50.017 C 100.034 C

4 * modaal

36.849 C
38.692 C
40.626 C
42.657 C
44,790 C
47.030 C
49.381 C
51.850 C
54.443 C
57.165 C
59.452 C
61.830 C
64.303 C
66.875 C
69,550 C
72.332 C
75.225 C
78.234 C
81.364 C
84.618 C
87.157 C
89.772 C
92.465 C
95.239 C
98.096 C
101.039 C
104.070 C
107.192 C
110.408 C
113.720 C
115.994 C
118.314 C
120.680 C
123.094 1 C
125.556 C
128.067 C
130.628 C
133.241 C
135.906 C
138.624 C
141.396 C
144.224 C
147.109 C
150.051 C

49.132
51.589
54.168
56.877
59.720
62.706
65.842
69.134
72.591
76.220
79.269
82.440
85.737
89.167
92.733
96.443
100.300
104.312
108.485
112.824
116.209
119.695
123.286
126.985
130.794
134.718
138.760
142.923
147.210
151.627
154.659
157.752
160.907
164.125
167.408
170.756
174.171
177.655
181.208
184.832
188.529
192.299
196.145
200.068

Herziene berekeningen Witteveen 2015 - loon

vm 1978
minimum
modaal loon loon

1983 C
17.511 C
11.993
1984 C
17.861 C
11.636
1985 C
18.218 C
11.636
1986 C
18.583 C
11.636
1987 C
18.954 C
11.636
1988 C
19.333 C
11.690
1989 C
19.720 C
11.690
1990 C
20.115 C
11.789
1991 C
20.517 C
12.156
1992 C
20.927 C
12.362
1993 C
21.346 C
12.546
1994 C
21.773 E
12.722
1995 C 22.208 C
12.722
1996 C
22.652 C
12.722
1997 C
23.105 C
12.844
1998 C
23.567 C
13.058
1999 C 24.039 C
13.387
2000 C 24.519 C
13.792
2001 C
25.010 C
14.151
2002 C
25.510 E
14.962
2003 C
26.020 C
15.638
2004 C 26.541 C
16.190
2005 C
27.071 C
16.392
2006 C
27.613 C
16.392
2007 C
28.165 C
16.493
2008 C
28.728 C
16.858
2009 C
29.303 C
17.302
2010 C
29.889 C
17.900
2011 C
30.487 C
18.243
2012 C
31.097 C
18.460
2013 C
31.719 C
18.748
2014 C
32.353 C
19.044
2015 C
33.000 C
19.424
2016 C 33.660 C
19.813
2017 C 34.333 C 20.209
2018 C 35.020 C
20.613
2019 C
35.720 C
21.026
2020 C 36.435 C
21.446
2021 C
37.163 C
21.875
2022 C
37.907 C
22.313
2023 C 38.665 C
22.759
2024 C
39.438 C
23.214
2025 C 40.227 C
23.678
2026 C
41.031 C
24.152
2027 C 41.852 C
24.635
2028 C 42.689 C
25.128
2029 C 43.543 C
25.630
2030 C 44.414 C 26.143
2031 C
45.302 C
26.666
2032 C 46.208 C
27.199
2033 C
47.132 C
27.743
2034 C 48.075 C 28.298
2035 C 49.036 C 28.864
2036 C
50.017 C
29.441
2037 C
51.017 C
30.030
2038 C
52.038 C
30.630
2039 C
53.078 C
31.243
2040 C 54.140 C 31.868
2041 C 55.223 C
32.505
2042 C
56.327 C
33.155
2043 E
57.454 C
33.818
2044 C 58.603 C 34.495
2045 C 59.775 C 35.185
2046 C 60.970 C 35.888
2047 C 62.190 C 36.606
2048 C 63.434 C 37.338
2049 C 64.702 C 38.085
2050 C
65.996 C
38.847
2051 C
67.316 C
39,624
2052 C 68.663 C 40.416
2053 C 70.036 C 41.224
2054 C
71.437 C 42.049
2055 C
72.865 C 42.890
2056 C
74.323 C
43.748
2057 C
75.809 C
44.623
2058 C
77.325 C 45.515
2059 C
78.872 C 46.425
2060 C 80.449 C 47.354

leeftijd

25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70

ca rriere

loon
berekend 1 * modaal

3% C 14.973
3% C 15.722
3% C 16.508
3% C 17.333
3% C 18.200
3% C 19.110
3% C 20.065
3% C 21.068
3% C 22.122
3% C 23.228
2% C 24.157
2% C 25.123
2% C 26.128
2% C 27.173
2% C 28.260
2% C 29.391
2% C 30.566
2% C 31.789
2% C 33.061
2% C 34.383
1% C 35.415
1% C 36.477
1% C 37.571
1% C 38.698
1% C 39.859
1% C 41.055
1% C 42.287
1% C 43.555
1% C 44.862
1% C 46.208
0% C 47.132
0% C 48.075
0% C 49.036
0% C 50.017
0% C 51.017
0%1 C 52.038 1 C
0% C 53.078 C
0% E 54.140 C
0% C 55.223 C
0% C 56.327 C
0% C 57.454 C
0% C 58.603 C
0% C 59.775 C
0% C 60.970 C
0% C 62.190 C
0% C 63.434 C

2 * modaal 3 * modaal

C
29.946 C
C
31.443 C
16.508 C
33.015 C
17.333 C
34.666 C
18.200 C
36.399 C
19.110 C
38.219 C
20.065 C
40.130 E
21.068 C
42.137 C
22.122 C 44.244 C
23.228 C
46.456 C
24.157 C
48.314 C
25.123 C
50.247 C
26.128 C
52.257 C
27.173 C
54.347 C
28.260 C
56.521 E
29.391 C
58.782 C
30.566 C
61.133 C
31.789 C
63.578 C
33.061 C
66.121 C
34.383 C
68.766 C
35.415 C
70.829 C
36.477 C
72.954 C
37.571 C
75.143 C
38.698 C
77.397 C
39.859 C
79.719 C
41.055 C
82.110 C
42.287 C
84.574 C
43.555 C
87.111 C
44.862 C
89.724 C
46.208 C
92.416 C
47.132 C
94.264 E
48.075 C
96.150 C
49.036 C
98.073 C
50.017 C 100.034 C
51.017 C 102.035 C
52.038 1 C 104.075 1 C
53.078 C 106.157 C
54,140 C 108.280 C
55.223 C 110.446 C
56.327 C 112.655 C
57.454 C 114.908 C
58.603 C 117.206 C
59.775 C 119.550 C
60.970 C 121.941 C
62.190 C 124.380 C
63.434 C 126.867 C

4 * modaal

44.919 C
59.892
47.165 C
62.886
49.523 C
66.031
51.999 C
69.332
54.599 C
72.799
57.329 C
76.439
60.196 C
80.261
63.205 C
84.274
66.366 C
88.487
69.684 C
92.912
72.471 C
96.628
75.370 E
100.493
78.385 C
104.513
81.520 C
108.694
84.781 C
113.041
88.172 C
117.563
91.699 C
122.266
95.367 C
127.156
99.182 C
132.243
103.149 C
137.532
106.244 C
141.658
109.431 C
145.908
112.714 C
150.285
116.095 C
154.794
119.578 C
159.438
123.166 C
164.221
126.861 C
169.147
130.666 C
174.222
134.586 C
179.448
138.624 C
184.832
141.396 C
188.529
144.224 C
192.299
147.109 C
196.145
150.051 C
200.068
153.052 C
204.069
156.113 1 C
208.151
159.235 C
212.314
162.420 C 216.560
165.668 C
220.891
168.982 C
225.309
172.361 C
229.815
175.809 C
234.411
179.325 C
239.100
182.911 C
243.882
186.570 C 248.759
190.301 C
253.735

Herziene berekeningen Witteveen 2015 - loon

wn 1988
modaal loon

1983 C
1984 C
1985 C
1986 C
1987 C
1988 C
1989 C
1990 C
1991 C
1992 C
1993 C
1994 C
1995 C
1996 C
1997 C
1998 C
1999 C
2000 C
2001 C
2002 C
2003 C
2004 E
2005 C
2006 C
2007 C
2008 C
2009 C
2010 C
2011 C
2012 C
2013 C
2014 C
2015 C
2016 C
2017 C
2018 C
2019 C
2020 E
2021 C
2022 C
2023 C
2024 C
2025 C
2026 C
2027 C
2028 C
2029 C
2030 C
2031 C
2032 C
2033 C
2034 C
2035 C
2036 C
2037 C
2038 C
2039 C
2040 C
2041 C
2042 C
2043 C
2044 C
2045 C
2046 C
2047 C
2048 C
2049 C
2050 C
2051 C
2052 C
2053 C
2054 C
2055 C
2056 C
2057 C
2058 C
2059 C
2060 C

minimum
loon

17.511 C
17.861 C
18.218 C
18.583 C
18.954 C
19.333 C
19.720 C
20.115 C
20.517 C
20.927 C
21.346 C
21.773 C
22.208 C
22.652 C
23.105 E
23.567
24.039 C
24.519 C
25.010 C
25.510 C
26.020 C
26.541 C
27.071 C
27.613 C
28.165 C
28,728 C
29.303 C
29.889 C
30.487 C
31.097 C
31.719 C
32.353 C
33.000 C
33.660 C
34.333 C
35.020 C
35.720 C
36.435 C
37.163 C
37.907 C
38.665 C
39.438 C
40.227 C
41.031 C
41.852 C
42.689 C
43.543 C
44.414 C
45.302 C
46.208 C
47.132 C
48.075 C
49.036 C
50.017 C
51.017 C
52.038 C
53.078 C
54.140 C
55.223 C
56.327 C
57.454 C
58.603 C
59.775 C
60.970 C
62.190 C
63.434 C
64.702 C
65.996 C
67.316 C
68.663 C
70.036 C
71.437 C
72.865 C
74.323 C
75.809 C
77.325 C
78.872 C
80.449 C

11.993
11.636
11.636
11.636
11.636
11.690
11.690
11.789
12.156
12.362
12.546
12.722
12.722
12.722
12.844
13.058
13.387
13.792
14.151
14.962
15.638
16.190
16.392
16.392
16.493
16.858
17.302
17.900
18.243
18.460
18.748
19.044
19.424
19.813
20.209
20.613
21.026
21.446
21.875
22.313
22.759
23.214
23.678
24.152
24.635
25.128
25.630
26.143
26.666
27.199
27.743
28.298
28.864
29.441
30.030
30.630
31.243
31.868
32.505
33.155
33.818
34.495
35.185
35.888
36.606
37.338
38.085
38.847
39.624
40.416
41.224
42.049
42.890
43.748
44.623
45.515
46.425
47.354

leeftijd

25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71

ca rriere

loon
berekend 1 * modaal

2 * modaal 3 * modaal

3% C 18.252 ',1111~1: C
3% C 19.165 C
19.165 C
3% C 20.123 C
20.123 C
3% C 21.129 C
21.129 C
3% C 22.185 C
22.185 C
3% C 23.295 C
23.295 C
3% C 24.459 E
24.459 C
3% C 25.682 C
25.682 C
3% C 26.966 C
26.966 C
3% C 28.315 C
28.315 C
2% C 29.447 C
29.447 C
2% C 30.625 C
30.625 C
2% C 31.850 C
31.850 C
2% C 33.124 C
33.124 C
2% C 34.449 C
34.449 C
2% C 35.827 C
35.827 C
2% C 37.260 C
37.260 C
2% C 38.751 C
38.751 C
2% C 40.301 C
40.301 C
2% C 41.913 C
41.913 C
1% C 43.170 C
43.170 C
1% C 44.465 C
44,465 C
1% C 45.799 C
45.799 C
1% C 47.173 C
47.173 C
1% C 48.588 C
48.588 C
1% C 50.046 C
50.046 C
1% C 51.547 C
51.547 C
1% C 53.094 C
53.094 C
1% C 54.687 C
54.687 C
1% C 56.327 C
56.327 C
0% C 57.454 C
57.454 E
0% C 58.603 C
58.603 C
0% C 59.775 C
59.775 C
0% C 60.970 C
60.970 C
0% C 62.190 C
62.190 C
0% C 63.434 C
63.434 C
0%1 C 64.702 1 C
64.702 1 C
0% C 65.996 C
65.996 C
0% C 67.316 C
67.316 C
0% C 68.663 C
68.663 C
0% C 70.036 C
70.036 C
0% C 71.437 C
71.437 E
0% C 72.865 C
72.865 C
0% C 74.323 C
74.323 C
0% C 75.809 C
75.809 C
0% C 77.325 C
77.325 C
0% C 78.872 C
78.872 C

36.504 C
38.329 C
40.246 C
42.258 C
44.371 C
46.589 C
48.919 C
51.365 C
53.933 C
56.630 C
58.895 C
61.250 C
63.701 C
66.249 C
68.898 C
71.654 C
74.521 C
77.501 C
80.601 C
83.826 C
86.340 C
88.931 C
91.598 C
94.346 C
97.177 E
100.092 C
103.095 C
106.188 C
109.373 C
112.655 C
114.908 C
117.206 C
119.550 C
121,941 C
124.380 C
126.867 C
129.405 1 C
131.993 C
134.633 C
137.325 C
140.072 C
142.873 C
145.731 C
148.645 E
151.618 C
154.650 C
157.744 C

4 * modaal

54.756 C
57.494 C
60.368 C
63.387 C
66.556 C
69.884 C
73.378 C
77.047 C
80.899 C
84.944 C
88.342 E
91.876 C
95.551 C
99.373 C
103.348 C
107.482 C
111.781 C
116.252 C
120.902 C
125.738 C
129.510 C
133.396 C
137.398 C
141.520 C
145.765 C
150.138 C
154.642 C
159.282 C
164.060 C
168.982 C
172.361 C
175.809 C
179.325 C
182.911 C
186.570 C
190.301 C
194.107 1 C
197.989 C
201.949 C
205.988 C
210.108 C
214.310 C
218.596 C
222.968 C
227.427 C
231.976 C
236.615 C

73.008
76.658
80.491
84.516
88.741
93.179
97.837
102.729
107.866
113.259
117.789
122.501
127.401
132.497
137.797
143,309
149.041
155.003
161.203
167.651
172.681
177.861
183.197
188.693
194.354
200.184
206.190
212.375
218.747
225.309
229.815
234.411
239.100
243.882
248.759
253.735
258.809
263.985
269.265
274.650
280.143
285.746
291.461
297.290
303.236
309.301
315.487

Herziene berekeningen Witteveen 2015 - wn 1958 - 1 x modaal

geboortedatum
prognose AOW-leeftijd
prognose pensioenleeftijd
ingangsdatum pensioen

jaar

1-1-1958
67,5
68
67,5

(1-7-2025)
(1-1-2026)

leeftijd dienst- loon
loon
maximum pensioenAOW pensioen opbouw
Jaren (volledig
(tijdspensioen- gevend franchise grondslag percentage
jaar) evenredig) gevend
loon
ML
loon

OP

Indexatie Cumulatief
opgebouwd
OP
OP

0P60

1983
25
1984
26
1985
27
1986
28
1987
29
1988
30
1989
31
1990
32
1991
33
1992
34
1993
35
1994
36
1995
37
1996
38
1997
39
1998
40
1999
41
2000
42
2001
43
2002
44
2003
45
2004
46
2005
47
2006
48
2007
49
2008
50
2009
51
2010
52
2011
53
2012
54
2013
55
2014
56
2015
57
2016
58
2017
59
2018
60
2019
61
2020
62
2021
63
64
2022
2023
65
2024
66
2025
67
1-7-2025 67,5

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
42,5

C 11.993
C 11.636
C 11.636
C 11.665
C 12.248
C 12.860
C 13.503
C 14.178
C 14.887
C 15.632
C 16.257
C 16.907
C 17.584
C 18.287
C 19.018
C 19.779
C 20.570
C 21.393
C 22.249
C 23.139
E 23.833
C 24.548
C 25.284
C 26.043
C 26.824
C 27.629
C 28.458
C 29.312
C 30.191
C 31.097
C 31.719
E 32.353
C 33.000
C 33.660
C 34.333
E 35.020
C 35.720
C 36,435
C 37.163
C 37.907
C 38.665
C 39.438
C 40.227

C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
E
C
C
C
C
C
C
C
C
C
C

11.993 C 11.993
11.636 C 11.636
11.636 C 11.636
11.665 C 11.665
12.248 C 12.248
12.860 C 12.860
13.503 C 13.503
14.178 E 14.178
14.887 C 14.887
15.632 C 15.632
16.257 C 16.257
16.907 C 16.907
17.584 C 17.584
18.287 C 18.287
19.018 C 19.018
19.779 C 19.779
20.570 C 20.570
21.393 C 21.393
22.249 C 22.249
23.139 C 23.139
23.833 C 23.833
24.548 C 24.548
25.284 C 25.284
26.043 C 26.043
26.824 C 26.824
27.629 C 27.629
28.458 C 28.458
29.312 C 29.312
30.191 C 30.191
31.097 C 31.097
31.719 C 31.719
32.353 C 32.353
33.000 C 100.000
33.660 C 102.000
34.333 C 104.040
35.020 C 106.121
35.720 E 108.243
36.435 C 110.408
37.163 C 112.616
37.907 E 114.869
38.665 C 117.166
39.438 C 119.509
20.113 C 60.950

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
E
C
C
C
E
C
C
C
C
C
C
C

11.993 C
7.302 C 4.691
11.636 C
7.448 C 4.187
11.636 C
7.597 C 4.038
11.665 C
7.749 C 3.915
12.248 C
7.904 C 4.344
12.860 C
8.062 C 4.798
13.503 C
8.224 C 5.280
14.178 E
8.388 C 5.790
14.887 C
8.556 C 6.332
15.632 C
8.727 C 6.905
16.257 C
8.901 C 7.356
16.907 C
9.079 C
7.828
17.584 C
9.261 C 8.323
18.287 C
9.446 C 8.841
19.018 C
9.635 C 9.383
19.779 C
9.828 C 9.951
20.570 C 10.024 C 10.546
21.393 C 10.225 C 11.168
22.249 C 10.429 C 11.819
23.139 C 10.638 C 12.501
23.833 C 10.851 C 12.982
24.548 C 11.068 C 13.480
25,284 C 11.289 C 13.995
26.043 C 11.515 C 14.528
26.824 E 11.745 C 15.079
27.629 C 11.980 C 15.649
28.458 C 12.220 C 16.238
29.312 C 12.464 C 16.847
30.191 C 12.713 C 17.478
31.097 C 12.968 C 18.129
31.719 C 13.227 E 18.492
32.353 C 13.492 C 18.861
33.000 C 13.761 C 19.239
33.660 C 14.037 C 19.623
34.333 C 14.317 C 20.016
35.020 C 14.604 E 20.416
35.720 C 14.896 C 20.825
36.435 C 15.194 C 21.241
37.163 E 15.498 C 21.666
37.907 E 15.807 C 22.099
38.665 C 16.124 C 22.541
39.438 C 16.446 C 22.992
20.113 C
8.388 C 11.726

2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,15%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%

C
C
C
C
C
C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C

106 C
94 C
91 C
88 C
98 C
108 C
119 C
130 C
142 C
155 C
166 E
176 E
187 C
199 C
211 C
224 C
237 C
251 C
266 C
281 C
292 C
303 C
315 C
327 C
339 C
352 C
365 C
379 C
393 C
408 C
416 C
406 C
337 C
343 C
350 C
357 C
364 E
372 C
379 C
387 C
394 C
402 C
205 C

2
4
6
8
10
12
15
18
21
25
28
32
37
42
47
52
58
64
71
78
85
93
137
147
156
166
177
188
200
212
258
271
283
296
309
322
361
376
391
406
422
439

C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

106
202
297
391
496
614
745
891
1.051
1.227
1.417
1.622
1.841
2.077
2.330
2.600
2.890
3.199
3.529
3.880
4.250
4.638
5.046 C
C
C
C
C
C
C
C
C

AOW
Totaal gemiddeld
uitkering 0P+AOW
loon
met
indexatie
tot
AOW
0P65

6.863
7.327
7.813
8.321
8.853
9.409
9.991
10.598
11.226 C
C
C
C
C
C
C

0P67

0P68

0P67,5

12.888
13.551
14,159
14.785
15.431
16.097
16.784 C 18.055
C 18.787
C 19.542
C 20.320
C 21.121
C 21.946
C 22.590
C 21.762

C 5.112 C 5.217 E 27.280
C 5.214 C 5.416 C 25.947
C 5.318 C 5.615 C 25.439
C 5.424 C 5.815 C 25.002
C 5.533 E 6.029 C 25.738
C 5.644 C 6.258 C 26.495
C 5.756 C 6.502 C 27.274
C 5.872 C 6.762 C 28.076
C 5.989 C 7.040 C 28.902
C 6.109 C 7.336 C 29.752
C 6.231 E 7.648 C 30.335
C 6.356 C 7.977 C 30.930
C 6.483 C 8.324 C 31.536
C 6.612 C 8.689 C 32.155
C 6.745 C 9.074 C 32.785
C 6.879 C 9.480 E 33.428
C 7.017 C 9.907 C 34.084
C 7.157 C 10.356 C 34.752
C 7.301 C 10.829 C 35.433
C 7.447 C 11.327 C 36.128
C 7.596 C 11.846 C 36.482
C 7.747 C 12.386 C 36.840
C 7.902 C 12.948 C 37.201
C 8.060 C 15.388 C 37.566
C 8.222 C 16.035 C 37.934
C 8.386 C 16.707 C 38.306
C 8.554 C 17.407 C 38.682
E 8.725 C 18.134 E 39.061
E 8.899 C 18.890 C 39.444
E 9.077 C 19.676 C 39.830
C 9.259 C 20.485 C 39.830
C 9.444 C 22.995 C 39.830
C 9.633 C 23.792 C 39.830
C 9.826 C 24.611 C 39.830
C 10.022 C 25.453 C 39.830
C 10.223 C 26.320 C 39.830
C 10.427 C 27.211 C 39.830
C 10.636 C 29.423 C 39.830
C 10.848 C 30.391 C 39.830
C 11.065 C 31.385 C 39.830
C 11.287 C 32.407 C 39.830
C 11.512 C 33.458 C 39.830
C 11.743 C 34.332 C 20.113
C 11.743 C 33.505 C 34.845

Herziene berekeningen Witteveen 2015 - wn 1958 - 2 x modaal

geboortedatum
prognose AOW-leeftijd
prognose pensioen leeftijd
Ingangsdatum pensioen

1-1-1958
67,5
68
67,5

(1-7-2025)
(1-1-2026)

jaar leeftijd dienst- loon
loon
maximum pensioenjaren (volledig
(tijdspensioengevend
jaar) evenredig) gevend
loon
loon

AOW
pensioen opbouw
franchise grondslag percentage
ML

OP

indexatie Cumulatie
opgebouwd
f
OP
OP

0P60

1983
25
1984
26
1985
27
1986
28
1987
29
1988
30
1989
31
1990
32
1991
33
1992
34
1993
35
1994
36
1995
37
1996
38
1997
39
1998
40
1999
41
2000
42
2001
43
2002
44
2003
45
2004
46
2005
47
2006
48
2007
49
2008
50
2009
51
2010
52
2011
53
54
2012
2013
55
2014
56
2015
57
2016
58
2017
59
2018
60
2019
61
2020
62
2021
63
2022
64
2023
65
2024
66
2025
67
1-7-2025 67,5

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
42,5

C 20.153 C
C 21.160 C
C 22.218 C
C 23.329 C
C 24.496 C
C 25.721 C
C 27.007 C
C 28.357 C
C 29.775 C
C 31.264 C
C 32.514 C
C 33.815 C
C 35.167 C
C 36.574 C
C 38.037 C
C 39.558 C
C 41.141 C
C 42.786 C
C 44.498 C
C 46.278 C
C 47.666 C
C 49.096 C
C 50.569 C
C 52.086 C
C 53.648 C
C 55.258 C
C 56.916 C
C 58.623 C
C 60.382 C
C 62.193 C
C 63.437 C
C 64.706 C
E 66.000 C
C 67.320 C
E 68.666 C
C 70.040 C
C 71.441 E
C 72.869 C
C 74.327 C
C 75.813 E
C 77.330 C
C 78.876 C
C 80.454 C

20.153 C
21.160 C
22.218 C
23.329 C
24.496 C
25.721 C
27.007 C
28.357 C
29.775 C
31.264 C
32.514 C
33.815 C
35.167 C
36.574 C
38.037 C
39.558 C
41.141 C
42.786 C
44.498 C
46.278 C
47.666 C
49.096 C
50.569 C
52.086 C
53.648 C
55.258 C
56.916 C
58.623 C
60.382 C
62.193 C
63.437 E
64.706 C
66.000 C
67.320 C
68.666 C
70.040 C
71.441 C
72.869 C
74.327 C
75.813 C
77.330 C
78.876 C
40.227 C

20.153 C
21.160 C
22.218 C
23.329 C
24.496 C
25.721 C
27.007 C
28.357 C
29.775 C
31.264 C
32.514 C
33.815 C
35.167 C
36.574 C
38.037 C
39.558 C
41.141 C
42.786 C
44.498 C
46.278 C
47.666 C
49.096 C
50.569 C
52.086 C
53.648 C
55.258 C
56.916 C
58,623 C
60.382 C
62.193 C
63.437 C
64.706 E
100.000 C
102.000 C
104.040 C
106.121 C
108.243 E
110.408 C
112.616 E
114.869 C
117.166 C
119.509 C
60.950 C

20.153 C
7.302 C 12.850
21.160 C 7.448 C 13.712
22.218 C 7.597 C 14.621
23.329 C
7.749 C 15.580
24.496 C
7.904 C 16.592
25.721 C
8.062 C 17.658
27.007 C
8,224 C 18.783
28.357 C
8.388 C 19.969
29.775 E
8.556 C 21.219
31.264 C
8.727 C 22.537
32.514 C
8.901 C 23.613
33.815 C
9.079 C 24.735
35.167 C
9.261 C 25.906
36.574 C
9.446 C 27.128
38.037 C
9.635 C 28.402
39.558 C
9.828 C 29.730
41.141 C 10.024 C 31.116
42.786 C 10.225 C 32.561
44.498 C 10.429 C 34.068
46.278 C 10.638 C 35.640
47.666 C 10.851 C 36.815
49.096 C 11.068 C 38.028
50.569 C 11.289 C 39.280
52.086 C 11.515 C 40.571
53.648 C 11.745 C 41.903
55.258 C 11.980 C 43.278
56.916 C 12.220 C 44.696
58.623 C 12.464 C 46.159
60.382 C 12.713 C 47.668
62.193 C 12.968 C 49.226
63.437 C 13.227 C 50.210
64.706 C 13.492 C 51.214
66.000 C 13.761 C 52.239
67.320 C 14.037 C 53,283
68.666 C 14.317 C 54.349
70.040 C 14.604 C 55.436
71.441 E 14.896 C 56.545
72.869 C 15.194 C 57.676
74.327 C 15.498 C 58.829
75.813 C 15.807 C 60.006
77.330 C 16.124 C 61.206
78.876 C 16.446 C 62.430
40.227 C
8.388 C 31.839

2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,15%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%

C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

289 C
309 C
329 C
351 E
373 C
397 C
423 E
449 E
477 C
507 C
531 C
557 C
583 C
610 C
639 C
669 C
700 C
733 C
767 C
802 C
828 C
856 C
884 C
913 C
943 C
974 C
1.006 C
1.039 C
1.073 E
1.108 C
1.130 E
1.101 C
914 C
932 C
951 C
970 C
990 C
1.009 C
1.030 C
1.050 C
1.071 C
1.093 C
557 C

_
6
12
19
26
34
43
52
62
73
85
97
110
124
139
154
171
188
206
226
246
268
290
427
454
482
511
541
573
606
640
775
813
847
883
919
957
1.072
1.113
1.156
1.200
1.246
1.292

C
C
C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

289
603
944
1.314
1.714
2.145
2.611
3.112
3.652
4.232
4.848
5.501
6.194
6.929
7.706
8.529
9.400
10.321
11.293
12.321
13,396
14.520
15.694 C
E
C
C
C
C
C
C
C

AOW
Totaal
uitkering 0P+AOW

0P65

21.345
22.684
24.081
25.536
27.053
28.632
30.277
31.990
33.760 C
C
C
E
C
C
C

0P67

38.756
40.632
42.359
44.139
45.973
47.862
49.809

OP68

C
C
C
C
C
C
C

gemiddeld
loon
met
indexatie
tot
AOW

0P67,5

53.581
55.662
57.805
60.011
62.282
64.620
66,470
C 64.036

C 5.112 C 5.401 C
C 5.214 C 5.817 C
C 5.318 C 6.263 C
C 5.424 C 6.738 C
E 5.533 C 7.246 C
C 5.644 C 7.789 C
C 5.756 C 8.367 C
C 5.872 C 8.984 C
C 5.989 E 9.641 C
C 6.109 E 10.341 C
C 6.231 C 11.079 C
C 6.356 C 11.857 C
C 6.483 E 12.677 C
C 6.612 C 13.541 C
C 6.745 C 14.451 C
C 6.879 C 15.409 C
C 7.017 C 16.417 C
C 7.157 C 17.478 C
C 7.301 C 18.594 C
C 7.447 C 19.768 C
C 7.596 C 20.992 C
C 7.747 C 22.267 C
C 7.902 C 23.596 E
C 8.060 C 30.745 C
C 8.222 C 32.302 C
E 8.386 C 33.922 C
C 8.554 C 35.606 C
C 8.725 C 37.357 C
C 8.899 C 39.177 C
C 9,077 C 41.068 C
C 9.259 C 43.019 C
C 9.444 C 50.076 C
C 9.633 C 51.992 C
C 9.826 C 53.964 C
C 10.022 C 55.995 C
C 10.223 E 58.085 C
C 10.427 C 60.236 E
C 10.636 C 66.298 C
C 10.848 C 68.653 C
C 11.065 C 71.076 C
C 11.287 C 73.569 C
C 11.512 C 76.133 C
C 11.743 C 78.213 C
C 11.743 C 75.778 C

45.840
47.188
48.576
50.004
51.475
52.989
54.548
56.152
57.804
59.504
60.670
61.860
63.073
64.310
65.571
66.856
68.167
69.504
70.867
72.256
72.965
73.680
74.402
75.132
75.868
76.612
77.363
78.122
78.888
79.661
79.661
79.661
79.661
79.661
79.661
79.661
79.661
79.661
79.661
79.661
79.661
79.661
40.227
69.319

Herziene berekeningen Witteveen 2015 - wn 1958 - 3 x modaal

geboortedatum
prognose AOW-leeftijd
prognose pensioenleeftijd
Ingangsdatum pensioen

jaar leeftijd dienstloon
jaren (volledig
jaar)

1-1-1958
67,5
68
67,5

loon
(tijdsevenredig)

(1-7-2025)
(1-1-2026)

maximum pensioenpensioengevend
gevend
loon
loon

AOW
pensioen
opbouw
franchise grondslag percentage
ML

OP

indexatie Cumulatief
opgebouwd
OP
OP

0P60
1983
25
1984
26
1985
27
1986
28
1987
29
1988
30
1989
31
1990
32
1991
33
1992
34
1993
35
1994
36
1995
37
1996
38
1997
39
1998
40
1999
41
2000
42
2001
43
2002
44
2003
45
2004
46
47
2005
2006
48
2007
49
2008
50
2009
51
2010
52
2011
53
2012
54
2013
55
2014
56
57
2015
2016
58
2017
59
2018
60
2019
61
2020
62
2021
63
2022
64
2023
65
2024
66
2025
67
1-7-2025 67,5

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
42,5

C
C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
C
E
C
C

30.229 C
30.229 C
31.741 C
31.741 C
33.328 C
33.328 C
34.994 C
34.994 C
36.744 C
36.744 C
38.581 C
38.581 C
40.510 C
40.510 C
42.535 C
42.535 C
44.662 C
44.662 C
46.895 C
46.895 C
48.771 C
48.771 C
50.722 C
50.722 C
52.751 C
52.751 C
54.861 C
54.861 C
57.055 C
57.055 C
59.337 C
59.337 C
61.711 C
61.711 C
64.179 C
64.179 C
66.747 C
66.747 C
69.416 C
69.416 C
71.499 C
71.499 C
73.644 C
73.644 C
75.853 C
75.853 C
78.129 C
78.129 C
80.473 C
80.473 C
82.887 C
82.887 C
85.373 C
85.373 C
87.935 C
87.935 C
90.573 C
90.573 C
93.290 C
93.290 C
95.156 C
95.156 C
97.059 C
97.059 C
99.000 C
99.000 C
100.980 C 100.980 C
103.000 C 103.000 C
105.060 C 105.060 E
107.161 C 107.161 C
109.304 C 109.304 C
111.490 C 111.490 C
113.720 C 113.720 C
115.994 C 115.994 C
118.314 C 118.314 C
120.680 C
60.340 C

30.229 C
31.741 C
33.328 C
34.994 C
36.744 C
38.581 C
40.510 C
42.535 C
44.662 C
46.895 C
48.771 C
50.722 C
52.751 C
54.861 C
57.055 C
59.337 C
61.711 C
64.179 C
66.747 C
69.416 C
71.499 C
73.644 C
75.853 C
78.129 C
80.473 C
82.887 C
85.373 C
87.935 E
90.573 C
93.290 C
95.156 C
97.059 C
100.000 C
102.000 C
104.040 E
106.121 C
108.243 C
110.408 C
112.616 C
114.869 C
117.166 C
119.509 C
60.950 C

30,229 C
31.741 C
33.328 C
34.994 E
36.744 C
38.581 C
40.510 C
42.535 C
44.662 C
46.895 C
48.771 C
50.722 C
52.751 C
54.861 C
57.055 C
59.337 C
61.711 C
64.179 C
66.747 C
69.416 C
71.499 C
73.644 C
75.853 C
78.129 E
80.473 C
82.887 C
85.373 C
87.935 C
90.573 C
93.290 C
95.156 C
97.059 C
99.000 C
100.980 C
103.000 C
105.060 C
107.161 E
109.304 C
111.490 C
113.720 C
115.994 C
118.314 C
60.340 C

7.302
7.448
7.597
7.749
7.904
8.062
8.224
8.388
8.556
8.727
8.901
9.079
9.261
9.446
9.635
9.828
10.024
10.225
10.429
10.638
10.851
11.068
11.289
11.515
11.745
11.980
12.220
12.464
12.713
12.968
13.227
13.492
13.761
14.037
14.317
14.604
14.896
15.194
15.498
15.807
16.124
16.446
8.388

C 22.927
C 24.292
C 25,730
C 27.245
C 28.839
C 30.519
C 32.286
C 34.147
C 36.106
C 38.168
C 39.870
C 41.643
C 43.490
C 45.415
C 47.420
C 49.510
E 51.687
C 53.955
C 56.317
C 58.778
C 60.648
C 62.576
C 64.564
C 66.614
C 68.727
C 70.907
C 73.154
C 75.471
C 77.859
C 80.322
C 81.929
C 83.567
C 85.239
C 86.943
C 88.682
C 90.456
C 92.265
C 94.110
E 95.993
C 97.912
C 99.871
C 101.868
C 51.953

2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,15%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%

C
C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
C
C
C
C
C

516
547
579
613
649
687
726
768
812
859
897
937
979
1.022
1.067
1.114
1.163
1.214
1.267
1.323
1.365
1.408
1.453
1.499
1.546
1.595
1.646
1.698
1.752
1.807
1.843
1.797
1.492
1.522
1.552
1.583
1.615
1.647
1,680
1.713
1.748
1.783
909

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

10
21
33
46
60
75
91
1108
27

C
C
C
C
C
C
C
C
C
e

147
167
190
213
238
264
291
320
351
383
418
453
490
720
764
810
858
909
961
1.015
1.071
1.297
1.359
1.416
1.475
1.535
1.597
1.787
1.856
1.927
2.000
2.075
2.152

C
C
C
C
C
C
C
C
C
C
C
C
C

516
1.073
1.673
2.320
3.015
3.762
4.564
5.423
6.344
7.330
8.373
9.478
10.646
11.881
13.185
14.563
16.017
17.551
19.169
20.875
22.657
24.519
26.462 C
C
C
C
C
C
C
C
C

AOW
Totaal gemiddeld
uitkering 0P+AOW
loon
met
indexatie
tot
AOW
0P65

35.990
38.208
40.519
42.925
45.429
48.036
50.748
53.570
56.485

0P67

E
C
C
C
C
C
C

64.844
67.938
70.788
73.726
76.752
79.870
83.082

OP68

0P67,5

89.374
C
C
92.808
E
96.344
C
99.985
C 103.732
C 107.590
C 110.651
C 106.599

C
5.112 C
5.627 C 68.759
C
5.214 C
6.287 C 70.782
C
5.318 E
6.991 C 72.864
C
5.424 C
7.744 C 75.007
C
5.533 C
8.548 C 77.213
C
5.644 C
9.405 C 79.484
C
5.756 C
10.320 C 81.821
C
5.872 C 11.295 C 84.228
C
5.989 C
12.333 C 86.705
C
6.109 C
13.438 C 89.255
C
6.231 C
14.604 C 91.006
C
6.356 C
15.833 C 92.790
C
6.483 C 17.129 C 94.609
C
6.612 C
18.493 C 96.464
C
6.745 C
19.930 C 98.356
C
6.879 C
21.442 C 100.284
C
7.017 C
23.034 C 102.251
C
7.157 C
24.709 C 104.256
C
7.301 C
26.470 C 106.300
C
7.447 C
28.322 C 108.384
C
7.596 C
30.253 C 109.447
C
7.747 C
32.266 C 110.520
C
7.902 C
34.364 C 111.603
C
8.060 C
46.269 C 112.698
C
8.222 C
48.740 C 113.802
C
8.386 C
51.311 C 114.918
C
8.554 C
53.983 C 116.045
C
8.725 C
56.761 C 117.182
C
8.899 C
59.648 C 118.331
C
9.077 C
62.648 C 119.491
C
9.259 C
65.744 C 119.491
C
9.444 C
77.382 C 119.491
C
9.633 C
80.421 C 119.491
C
9.826 C
83.551 C 119.491
C 10.022 C
86.774 C 119.491
C 10.223 C
90.093 C 119.491
C 10.427 C
93.509 C 119.491
C 10.636 C 103.444 C 119.491
C 10.848 C 107.193 C 119.491
C 11.065 C 111.050 C 119.491
C 11.287 C 115.019 C 119.491
C 11.512 E 119.102 C 119.491
C 11.743 C 122.393 C 60.340
C 11.743 C 118.341 C 103.979

Herziene berekeningen Witteveen 2015 - wn 1958 - 4 x modaal

geboortedatum
prognose AOW-leeftijd
prognose pensioenleeftijd
Ingangsdatum pensioen

jaar leeftijd dienstloon
jaren (volledig
jaar)

1-1-1958
67,5
68
67,5

(1-7-2025)
(1-1-2026)

loon
maximum pensioenAOW
pensioen
opbouw
(tijdspensioengevend franchise grondslag percentage
evenredig) gevend
loon
ML
loon

OP

indexatie Cumulatief
opgebouwd
OP
OP

OP60
1983
25
1984
26
1985
27
1986
28
1987
29
1988
30
1989
31
1990
32
1991
33
1992
34
1993
35
1994
36
1995
37
1996
38
1997
39
1998
40
1999
41
2000
42
2001
43
2002
44
2003
45
2004
46
47
2005
2006
48
2007
49
2008
50
2009
51
2010
52
2011
53
2012
54
2013
55
2014
56
2015
57
2016
58
2017
59
2018
60
2019
61
2020
62
2021
63
2022
64
2023
65
2024
66
2025
67
1-7-2025 67,5

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
42,5

C
40.305 C 40.305 C
C
42.321 C 42.321 C
C
44.437 C 44.437 C
C
46.659 C 46.659 C
C
48.992 C 48.992 C
C
51.441 C 51.441 C
C
54.013 C 54.013 C
C
56.714 C 56.714 C
C
59.550 C 59.550 C
C
62.527 C 62.527 C
C
65.028 C 65.028 C
C
67.629 C 67.629 C
C
70.334 C 70.334 C
C
73.148 C 73.148 C
C
76.074 C 76.074 C
C
79.117 C 79.117 C
C
82.281 C 82.281 C
C
85.573 C 85.573 C
C
88.995 C 88.995 C
C
92.555 C 92.555 C
C
95.332 C 95.332 C
C
98.192 C 98.192 C
C 101.138 C 101.138 C
C 104.172 C 104.172 C
C 107.297 C 107.297 C
C 110.516 C 110.516 C
C 113.831 C 113.831 C
C 117.246 C 117.246 C
C 120.764 C 120.764 C
C 124.387 C 124.387 C
C 126.874 C 126.874 C
C 129.412 E 129.412 C
C 132.000 C 132.000 C
C 134.640 C 134.640 C
C 137.333 C 137.333 C
C 140.079 C 140.079 C
C 142.881 C 142.881 C
C 145.739 C 145.739 E
C 148.653 C 148.653 C
C 151.627 C 151.627 C
C 154.659 C 154.659 C
C 157.752 C 157.752 C
C 160.907 C 80.454 C

40.305 C
42.321 C
44.437 C
46.659 C
48.992 C
51.441 C
54.013 C
56.714 C
59.550 C
62.527 C
65.028 C
67.629 C
70.334 C
71148 C
76.074 C
79.117 C
82.281 E
85.573 C
88.995 C
92.555 C
95.332 C
98.192 C
101.138 C
104.172 C
107.297 C
110.516 C
113.831 C
117.246 C
120.764 C
124.387 C
126.874 C
129,412 C
100.000 C
102.000 C
104.040 C
106.121 C
108.243 E
110.408 C
112.616 C
114.869 C
117.166 E
119.509 C
60.950 C

40.305 C
7.302 C
42.321 C
7.448 E
44.437 C
7.597 C
46.659 C
7.749 C
48.992 C
7.904 C
51.441 C
8.062 E
54.013 C
8.224 C
56.714 C
8.388 C
59.550 C
8.556 C
62.527 C
8.727 C
65.028 C
8.901 C
67.629 C
9.079 C
70.334 C
9.261 C
73.148 C
9.446 C
76.074 C
9.635 C
79.117 C
9.828 C
82.281 C 10.024 C
85.573 C 10.225 C
88.995 C 10.429 C
92.555 C 10.638 C
95.332 C 10.851 E
98.192 C 11.068 C
101.138 C 11.289 C
104.172 C 11.515 C
107.297 C 11.745 C
110.516 C 11.980 C
113.831 C 12.220 C
117.246 C 12.464 C
120.764 C 12.713 C
124.387 C 12.968 C
126.874 C 13.227 C
129.412 C 13.492 C
100.000 C 13.761 E
102.000 C 14.037 C
104,040 C 14.317 C
106.121 C 14.604 C
108.243 C 14.896 C
110.408 E 15.194 C
112.616 C 15.498 C
114.869 C 15.807 C
117.166 C 16.124 C
119.509 C 16.446 C
60.950 C
8.388 C

33.003
34.872
36.840
38.909
41.087
43.379
45.790
48.326
50.994
53.800
56.127
58.550
61.073
63.702
66.439
69.289
72.257
75.348
78.566
81.917
84.481
87.124
89.849
92.657
95.552
98.536
101.612
104.782
108.050
111.419
113.647
115.920
86.239
87.963
89.723
91.517
93.347
95.214
97.119
99.061
101.042
103.063
52.562

2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,15%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,750/0

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

743 C
785 C
829 C
875 C
924 C
976 C
1.030 C
1.087 C
1.147 C
1.211 C
1.263 C
1.317 C
1.374 C
1.433 C
1.495 C
1.559 C
1.626 C
1.695 C
1.768 C
1.843 C
1.901 C
1.960 C
2.022 C
2.085 C
2.150 C
2.217 C
2.286 C
2.358 C
2.431 C
2.507 C
2.557 C
2.492 C
1.509 C
1.539 C
1.570 E
1.602 E
1.634 C
1.666 E
1.700 C
1.734 C
1.768 C
1.804 C
920 C

15
31
48
67
86
108
130
155
181
209
238
269
302
337
373
412
453
496
541
589
638
690
1.013
1.075
1.139
1.206
1.276
1.349
1.424
1.503
1.819
1.905
1.973
2.043
2.116
2.190
2.438
2.520
2.605
2.691
2.781
2.872

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
C
C
C

743
1.542
2.402
3.325
4.316
5.379
6.516
7.734
9.036
10.427
11.899
13.454
15.097
16.833
18.664
20.596
22.634
24.782
27.045
29.430
31.919
34.518
37.230 C
C
C
C
C
C
C
C
C

AOW
Totaal
uitkering 0P+AOW

0P65

OP67

50.635
53.732
56.957
60.313
63.806
67.439
71.219
75.150
79.211 C 90.933
C 95.244
C 98.658
C 102.170
C 105.784
C 109.501
C 113.324 C
C
C
C
C
C
C

OP68

gemiddeld
loon
met
indexatie
tot
AOW

0P67,5

121.907
126.011
130.231
134.569
139.029
143.613
147.405
C 142.007

C
5.112 C
5.854 C 91.679
C
5.214 C
6.756 C 94.376
C
5.318 C
7.720 C 97.151
C
5.424 C
8.750 C 100.009
C
5.533 C
9.849 C 102.950
C
5.644 C
11.022 C 105.978
C
5.756 C
12.273 C 109.095
C
5.872 C
13.606 C 112.304
C
5.989 C
15.025 E 115.607
C
6.109 C
16.536 C 119.007
C
6.231 C
18.130 C 121.341
C
6.356 C
19.810 C 123.720
C
6.483 C
21.580 C 126.146
C
6.612 C
23.445 C 128.619
C
6.745 C
25.409 C 131.141
C
6.879 C
27.476 C 133.713
C
7.017 C
29.651 C 136.334
E
7.157 C
31.940 C 139.008
C
7.301 C
34.346 C 141.733
C
7.447 C
36.876 C 144.512
C
7.596 C
39.514 C 145.929
C
7.747 C
42.265 C 147.360
C
7.902 C
45.132 C 148.805
C
8.060 C
61.793 C 150.263
C
8.222 C
65.178 C 151.737
C
8.386 C
68.699 C 153.224
C
8.554 C
72.359 C 154.726
C
8.725 C
76.164 C 156.243
C
8.899 C
80.119 E 157.775
C
9.077 C
84.228 C 159.322
C
9.259 C
88.469 C 159.322
C
9.444 C 104.688 C 1.59.322
C
9.633 C 108.291 C 159.322
C
9.826 C 111.996 C 159.322
C 10.022 C 115.806 C 159.322
C 10.223 C 119.723 C 159.322
C 10.427 C 123.751 C 159.322
C 10.636 C 136.647 C 159.322
C 10.848 C 141.079 C 159.322
C 11.065 C 145.634 C 159.322
C 11.287 C 150.315 C 159.322
C 11.512 C 155.125 C 159.322
C 11.743 C 159.147 C 80.454
C 11.743 C 153.750 C 138.638

Herziene berekeningen Witteveen 2015 - wn 1968 - 1 x modaal

geboortedatum
prognose AOW-leeftijd
prognose pensioenleeftijd
ingangsdatum pensioen

jaar

1-1-1968
68,75
70
68,75

(1-10-2036)
(1-1-2038)

leeftijd dienst- loon
loon
maximum pensioen- AOW
pensioen opbouw
jaren (volledig
(tijdspensioen- gevend franchise grondslag percentage
jaar) evenredig) gevend
loon
ML
loon

OP

indexatie Cumulatief
opgebouwd
OP
OP

0P60

1993
25
1994
26
1995
27
1996
28
1997
29
1998
30
1999
31
2000
32
2001
33
2002
34
2003
35
2004
36
2005
37
2006
38
2007
39
2008
40
2009
41
2010
42
2011
43
2012
44
2013
45
2014
46
2015
47
2016
48
2017
49
2018
50
2019
51
2020
52
2021
53
2022
54
2023
55
2024
56
2025
57
2026
58
2027
59
2028
60
2029
61
2030
62
2031
63
2032
64
2033
65
2034
66
2035
67
2036
68
1-10-2036 68,75

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
43,75

C 12.546 C
C 12.897 C
C 13.542 C
C 14.219 C
C 14.930 C
C 15.677 E
C 16.460 E
C 17.283 C
C 18.148 C
C 19.055 E
C 19.817 C
C 20.610 C
C 21.434 C
C 22.292 E
C 23.183 C
C 24.111 C
C 25.075 C
C 26.078 C
C 27.121 C
C 28.206 C
C 29.052 C
C 29.924 C
C 30.822 C
C 31.746 C
C 32.699 C
C 33.680 C
C 34.690 C
C 35.731 C
C 36.803 C
C 37.907 C
C 38.665 C
C 39.438 C
C 40.227 C
C 41.031 C
C 41.852 C
C 42.689 C
E 43.543 C
C 44.414 C
C 45.302 C
C 46.208 C
C 47.132 C
C 48.075 C
C 49.036 C
C 50.017 C

12.546 C 12.546 C 12.546 C
12.897 C 12.897 C 12.897 C
13.542 C 13.542 C 13.542 C
14.219 E 14.219 C 14.219 C
14.930 C 14.930 C 14.930 C
15.677 C 15.677 C 15.677 C
16.460 C 16.460 C 16.460 C
17.283 C 17.283 C 17.283 C
18.148 C 18.148 C 18.148 C
19.055 E 19.055 C 19.055 C
19.817 C 19.817 C 19.817 C
20.610 C 20.610 C 20.610 C
21.434 E 21.434 C 21.434 C
22.292 C 22.292 C 22.292 C
23.183 C 23.183 C 23.183 C
24.111 C 24.111 C 24.111 E
25.075 C 25.075 E 25.075 C
26.078 C 26.078 C 26.078 C
27.121 C 27.121 C 27.121 C
28.206 C 28.206 C 28.206 C
29.052 C 29.052 C 29.052 C
29.924 C 29.924 C 29.924 C
30.822 C 100.000 C 30.822 C
31.746 C 102.000 C 31.746 C
32.699 C 104.040 E 32.699 C
33.680 C 106.121 C 33.680 C
34.690 C 108.243 C 34.690 C
35.731 C 110.408 C 35.731 C
36,803 C 112.616 C 36.803 C
37.907 C 114.869 C 37.907 C
38.665 C 117.166 C 38.665 C
39.438 C 119.509 C 39.438 C
40.227 C 121.899 C 40.227 C
41.031 C 124.337 C 41.031 C
41.852 C 126.824 C 41.852 C
42.689 C 129.361 E 42.689 C
43.543 C 131.948 C 43.543 C
44.414 C 134.587 C 44.414 C
45.302 C 137.279 C 45.302 C
46.208 C 140.024 C 46.208 C
47.132 C 142.825 C 47.132 C
48.075 C 145.681 C 48.075 C
49.036 C 148.595 C 49.036 C
37.513 C 113.675 C 37.513 C

8.901 C
9.079 C
9.261 C
9.446 C
9.635 E
9.828 C
10.024 C
10.225 C
10.429 C
10.638 C
10.851 C
11.068 C
11.289 C
11.515 C
11.745 C
11.980 C
12.220 C
12.464 C
12.713 C
12.968 E
13.227 C
13.492 C
13.761 C
14.037 C
14.317 C
14.604 C
14.896 C
15.194 C
15.498 C
15.807 C
16.124 C
16.446 C
16.775 C
17.111 C
17.453 C
17.802 C
18.158 C
18.521 C
18.891 C
19.269 C
19.655 C
20.048 C
20.449 C
15.643 E

3.645
3.818
4.281
4.773
5.295
5.849
6.436
7.059
7.718
8.417
8.966
9.542
10.145
10.777
11.438
12.131
12.855
13.614
14.408
15.238
15.825
16.432
17.060
17.710
18.381
19.076
19.794
20.537
21.305
22.099
22.541
22.992
23.452
23.921
24.399
24.887
25.385
25.893
26.411
26.939
27.477
28,027
28.588
21.870

2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,15%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
C
C
C
C
C
C
C
C
C

82
86
96
107
119
132
145
159
174
189
202
215
228
242
257
273
289
306
324
343
356
353
299
310
322
334
346
359
373
387
394
402
410
419
427
436
444
453
462
471
481
490
500
383

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

2
3
5
8
10
13
16
20
24
28
32
37
58
64
70
77
85
92
101
110
137
146
155
165
174
184
210
221
233
246
258
272
285
299
338
354
370
386
403
421
439
457
516

C
C
C
C
C
C
C
C
C
C
C
C
C

82
170
269
382
509
651
808
983
1.177
1.390
1.619
1.866
2.132 C
C
C
C
C
E
C
C
C

AOW
Totaal gemiddeld
uitkering 0P+AOW
toon
met
indexatie
tot
AOW
0P65

2.899
3.200
3.521
3.865
4.231
4.622
5.039
5.482
5.948 C
C
C
C
C
C
C

OP67

OP68

6.828
7.318
7.763
8.228
8.715
9.223
9.754 C 10.492
C 11.061
C 11.655
C 12.275
C 12.915
C 13.576
C 14.258
C 14.962
C 15.688 C
C
C
C
C
C
C
C
C

0P69

0P70

16.924
17.698
18 .496
19.319
20.167
21.042
21.944
22.873
23.831 C 25.788
C 26.686

OP68,75

C 6.231 C 6.313 C
C 6.356 C 6.525 C
E 6.483 C 6.752 C
C 6.612 C 6.994 C
C 6.745 C 7.253 C
E 6.879 C 7.530 C
C 7.017 C 7.825 C
C 7.157 E 8.141 C
E 7.301 C 8.477 C
C 7.447 C 8.836 C
C 7.596 C 9.215 C
C 7.747 C 9.614 C
C 7.902 C 10.034 C
C 8.060 C 11.260 E
C 8.222 C 11.743 E
C 8.386 C 12.251 C
C 8.554 C 12.785 C
E 8.725 C 13.347 C
C 8.899 C 13.938 C
C 9.077 C 14.560 C
C 9.259 C 15.207 C
C 9.444 C 16.762 C
C 9.633 C 17.396 C
C 9.826 E 18.054 C
C 10.022 E 18.737 C
C 10.223 C 19.445 C
C 10.427 C 20.181 C
C 10.636 C 21.697 E
C 10.848 C 22.504 C
C 11.065 C 23.341 C
E 11.287 C 24.202 E
C 11.512 C 25.088 C
C 11.743 C 26.000 C
C 11.977 C 26.939 C
C 12.217 C 27.905 C
C 12.461 C 30.159 E
C 12.710 C 31.206 E
C 12.965 C 32.284 C
C 13.224 C 33.391 C
C 13.488 C 34.531 C
C 13.758 C 35.702 C
C 14.033 C 36.907 C
C 14.314 C 38.145 C
E 14.600 C 41.286 C
C 24,201 C 14.600 C 38.801 E

29.252
29.482
30.349
31.241
32.160
33.106
34.080
35.082
36.114
37.176
37.905
38.648
39.406
40.179
40.967
41.770
42.589
43.424
44.276
45.144
45.586
46.033
46.484
46.940
47.400
47.865
48.334
48.808
49.287
49.770
49.770
49.770
49.770
49.770
49.770
49.770
49.770
49.770
49.770
49.770
49.770
49.770
49.770
37.513
43.506

Herziene berekeningen Witteveen 2015 - wn 1968 - 2 x modaal

geboortedatum
prognose AOW-leeftijd
prognose pensioenleeftijd
Ingangsdatum pensioen

1-1-1968
68,75
70
68,75

(1-10-2036)
(1-1-2038)

jaar leeftijd dienst- loon
loon
maximum pensioenJaren (volledig
(tijdspensioengevend
Jaar) evenredig) gevend
loon
loon

AOW
franchise

pensioen
opbouw
grondslag percentage
ML

OP

indexatie Cumulatief
opgebouwd
OP
OP

0P60

1993
25
1994
26
1995
27
1996
28
1997
29
1998
30
1999
31
2000
32
2001
33
2002
34
2003
35
2004
36
2005
37
2006
38
2007
39
2008
40
2009
41
2010
42
2011
43
2012
44
2013
45
2014
46
2015
47
2016
48
2017
49
2018
50
2019
51
2020
52
2021
53
2022
54
2023
55
2024
56
2025
57
2026
58
2027
59
2028
60
2029
61
2030
62
2031
63
2032
64
2033
65
2034
66
2035
67
2036
68
1-10-2036 68,75

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
43,75

C 24.566 C 24.566 C 24.566 C
C 25.794 C 25.794 C 25.794 C
C 27.084 C 27.084 C 27.084 C
C 28.438 C 28.438 C 28.438 C
C 29.860 C 29.860 C 29.860 C
C 31.353 C 31.353 C 31.353 C
C 32.921 C 32.921 C 32.921 C
C 34.567 C 34.567 C 34.567 C
C 36.295 C 36.295 C 36.295 C
C 38.110 C 38.110 C 38.110 C
C 39.634 C 39.634 C 39.634 C
C 41.220 E 41.220 C 41.220 C
C 42.869 E 42.869 C 42.869 C
C 44.583 C 44.583 C 44.583 C
C 46.367 C 46.367 C 46.367 C
C 48.221 C 48.221 C 48.221 C
C 50.150 C 50.150 C 50.150 C
C 52.156 C 52.156 C 52.156 C
C 54.242 C 54.242 C 54.242 C
C 56.412 C 56.412 C 56.412 C
C 58.105 E 58.105 C 58.105 C
C 59.848 C
59.848 C 59.848 C
C 61.643 C 61.643 C 100.000 C
C 63.492 E 63.492 E 102.000 C
C 65.397 C 65.397 C 104.040 C
C 67.359 C 67.359 C 106.121 C
C 69.380 C 69.380 C 108.243 C
C 71.461 C 71.461 C 110.408 C
C 73.605 C 73.605 C 112.616 C
C 75.813 E 75.813 C 114.869 C
C 77.330 C 77.330 C 117.166 C
C 78.876 C 78.876 C 119.509 C
C 80.454 C 80.454 C 121.899 C
C 82.063 C 82.063 C 124.337 C
C 83.704 C 83.704 C 126.824 C
C 85.378 C 85.378 C 129.361 C
C 87.086 C 87.086 C 131.948 C
C 88.827 C 88.827 C 134.587 C
C 90.604 C 90.604 C 137.279 C
C 92.416 C 92.416 C 140.024 C
C 94.264 C 94.264 C 142.825 C
C 96.150 C 96.150 C 145.681 C
C 98.073 C 98.073 C 148,595 C
C 100.034 C 75.025 C 113.675 C

24.566 C
25.794 C
27.084 C
28.438 C
29.860 C
31.353 C
32.921 C
34.567 C
36.295 C
38.110 C
39.634 C
41.220 C
42.869 C
44.583 C
46.367 C
48.221 C
50.150 C
52.156 C
54.242 C
56.412 C
58.105 C
59.848 C
61.643 C
63.492 C
65.397 C
67.359 C
69.380 C
71.461 C
73.605 C
75.813 C
77.330 C
78.876 C
80.454 C
82.063 C
83.704 C
85.378 C
87.086 C
88.827 C
90.604 C
92.416 E
94.264 C
96.150 C
98.073 C
75.025 C

8.901 E
9.079 C
9.261 C
9.446 C
9.635 C
9.828 C
10.024 C
10.225 C
10.429 C
10.638 C
10.851 C
11.068 C
11.289 C
11.515 C
11.745 C
11.980 C
12.220 C
12.464 C
12.713 C
12.968 C
13.227 C
13.492 C
13.761 C
14.037 C
14.317 C
14.604 C
14.896 C
15.194 C
15.498 C
15.807 C
16.124 C
16.446 C
16.775 C
17.111 C
17.453 C
17.802 C
18.158 C
18.521 C
18.891 C
19.269 C
19.655 C
20.048 C
20.449 C
15.643 C

15.665
16.715
17.823
18.992
20.225
21.525
22.896
24.342
25.866
27.472
28.784
30.152
31.580
33.068
34.622
36.241
37.931
39.692
41.529
43.445
44.878
46.356
47.882
49.456
51.080
52.755
54.484
56.268
58.108
60.006
61.206
62.430
63.679
64.952
66.251
67.576
68.928
70.306
71.712
73.147
74.610
76.102
77.624
59.382

2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,15%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

352 C
376 C
401 C
427 C
455 C
484 C
515 C
548 C
582 C
618 C
648 C
678 E
711 C
744 C
779 C
815 C
853 E
893 E
934 C
978 C
1,010 C
997 C
838 C
865 C
894 C
923 C
953 E
985 C
1.017 C
1.050 C
1.071 C
1.093 C
1.114 C
1.137 E
1.159 C
1.183 C
1.206 C
1.230 E
1.255 E
1.280 E
1.306 C
1.332 C
1.358 C
1.039 C

7
15
23
32
42
52
64
76
89
103
118
134
205
224
244
266
288
312
337
363
448
477
503
531
559
589
667
700
734
770
806
844
884
924
1.042
1.086
1.132
1.179
1.228
1.278
1.330
1.383
1.556

C
C
C
C
C
C
C
C
C
C
C
C
C

352
736
1.151
1.602
2.089
2.615
3.182
3.794
4.452
5.159
5.909
6.706
7.551 C
C
C
C
C
C
C
C
C

AOW
Totaal
uitkering 0P+AOW

0P65

10.270
11,219
12.222
13.282
14.401
15.582
16.828
18.143
19.515 C
C
C
C
C
C
C

0P67

22.403
23.848
25.163
26.531
27.956
29.438
30.981 C
C
E
C
C
C
C
C
C

0P68

33.327
34.978
36.694
38.478
40.319
42.218
44.177
46.197
48.280 C
C
C
C
C
C
C
C
C

0P69

52.083
54.308
56.600
58.962
61.397
63.905
66.488
69.150
71.891 C
C

01370

gemiddeld
loon
met
indexatie
tot
AOW

0P68,75

77.794
80.389
C 72.903

C 6.231 C
6.583 C
C 6.356 C
7.091 C
C 6.483 C
7.634 C
E 6.612 C
8.214 C
C 6.745 C
8.833 C
C 6.879 C
9.494 C
C 7.017 C 10.199 C
C 7.157 C 10.951 C
C 7.301 C 11.752 C
C 7.447 C 12.605 C
C 7.596 C 13.505 C
C 7.747 C 14.454 C
C 7.902 C 15.453 C
E 8.060 C 19.279 C
C 8.222 C 20.444 C
C 8.386 C 21.668 C
C 8.554 C 22.955 C
C 8.725 C 24.307 C
C 8.899 C 25.728 C
C 9.077 C 27.220 C
C 9.259 C 28.774 C
C 9.444 C 33.292 C
C 9.633 C 34.796 C
C 9.826 C 36.357 C
C 10.022 C 37.978 C
C 10.223 C 39.661 C
C 10.427 C 41.408 C
C 10.636 C 45.613 C
C 10.848 C 47.543 C
C 11.065 C 49.544 C
C 11.287 C 51.606 C
C 11.512 C 53.730 C
C 11.743 C 55.919 C
C 11.977 C 58.174 C
C 12.217 C 60.497 C
C 12.461 C 66.769 C
C 12.710 E 69.311 C
C 12.965 C 71.927 C
C 13.224 C 74.621 C
C 13.488 C 77.393 C
C 13.758 C 80.247 C
C 14.033 C 83.183 C
C 14.314 C 86.205 C
C 14.600 C 94.989 C
C 14.600 C 87.504 C

57.279
59.963
60.698
62.483
64.321
66.212
68.160
70.164
72.228
74.352
75.810
77.297
78.812
80.358
81.933
83.540
85.178
86.848
88.551
90.287
91.173
92.066
92.969
93.880
94.801
95.730
96.669
97.617
98.574
99.540
99.540
99.540
99.540
99.540
99.540
99.540
99.540
99.540
99.540
99.540
99.540
99.540
99.540
75.025
86.984

Herziene berekeningen WItteveen 2015 - wn 1968 - 3 x modaal

geboortedatum
prognose AOW-leeftijd
prognose pensioenleeftijd
Ingangsdatum pensioen

Jaar

leeftijd dienst- loon
jaren (volledig
jaar)

1-1-1968
68,75
70
68,75

(1-10-2036)
(1-1-2038)

loon
maximum pensioenAOW
pensioen opbouw
(tijdspensioen- gevend franchise grondslag percentage
evenredig) gevend
loon
ML
loon

OP

indexatie Cumulatief
opgebouwd
OP
OP

AOW
Totaal
uitkering 0P+AOW

0P60

1993
25
1994
26
1995
27
1996
28
1997
29
1998
30
1999
31
2000
32
2001
33
2002
34
2003
35
2004
36
2005
37
2006
38
2007
39
2008
40
2009
41
2010
42
2011
43
2012
44
2013
45
2014
46
2015
47
2016
48
2017
49
2018
50
2019
51
2020
52
2021
53
2022
54
2023
55
2024
56
2025
57
2026
58
2027
59
2028
60
2029
61
2030
62
2031
63
2032
64
2033
65
2034
66
2035
67
2036
68
1-10-2036 68,75

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
43,75

C 36.849 C
36.849 C 36.849 C 36.849 C
C 38.692 C
38.692 C 38.692 C 38.692 C
C 40.626 C
40.626 C 40.626 C 40.626 C
C 42.657 C
42.657 C 42.657 C 42.657 C
E 44.790 C
44.790 C 44.790 C 44.790 C
C 47.030 C
47.030 C 47.030 C 47.030 C
E 49.381 C
49.381 C 49.381 C 49.381 C
C 51.850 C
51.850 C 51.850 C 51.850 C
C 54.443 C
54.443 C 54.443 C 54.443 C
C 57.165 C
57.165 C 57.165 E 57.165 C
C 59.452 C
59.452 C 59.452 C 59.452 C
C 61.830 C
61.830 C 61.830 C 61.830 C
C 64.303 C
64.303 C 64.303 C 64.303 C
C 66.875 C
66.875 C 66.875 C 66.875 C
C 69.550 C
69.550 C 69.550 C 69.550 C
C 72.332 E
72.332 C 72.332 C 72.332 C
C 75.225 C
75.225 C 75.225 C 75.225 C
C 78.234 C
78.234 C 78.234 C 78.234 C
C 81.364 C
81.364 C 81.364 C 81.364 C
C 84.618 C
84.618 C 84.618 C 84.618 C
C 87.157 C
87.157 C 87.157 E 87.157 C
C 89.772 C
89.772 C 89.772 C 89,772 C
C 92.465 C
92.465 C 100.000 C 92.465 C
C 95.239 E
95.239 C 102.000 C 95.239 C
C 98.096 C
98.096 C 104.040 C 98.096 C
C 101.039 C 101.039 C 106.121 C 101.039 C
C 104.070 C 104.070 C 108.243 E 104.070 C
C 107.192 C 107.192 C 110.408 C 107.192 C
C 110.408 C 110.408 C 112.616 E 110.408 C
C 113.720 C 113.720 C 114.869 C 113.720 C
C 115.994 C 115.994 C 117.166 E 115.994 C
C 118.314 C 118.314 C 119.509 C 118.314 C
C 120.680 C 120.680 C 121.899 C 120.680 C
C 123.094 E 123.094 C 124.337 C 123.094 C
C 125.556 C 125.556 C 126.824 C 125.556 C
C 128.067 C 128.067 C 129.361 C 128.067 C
C 130.628 C 130.628 C 131.948 C 130.628 C
C 133.241 C 133.241 C 134.587 C 133.241 C
C 135.906 C 135.906 C 137.279 C 135.906 C
C 138.624 C 138.624 C 140.024 C 138.624 C
C 141.396 C 141.396 C 142.825 C 141.396 C
C 144.224 C 144.224 C 145.681 C 144.224 C
C 147.109 C 147.109 C 148.595 C 147.109 C
C 150.051 C 112.538 C 113.675 C 112.538 C

8.901 C 27.948
9.079 C 29.612
9.261 C 31.365
9.446 C 33.211
9.635 C 35.155
9.828 C 37.202
10.024 C 39.357
10.225 C 41.626
10.429 C 44.014
10.638 C 46.527
10.851 C 48.601
11.068 C 50.762
11.289 C 53.014
11.515 C 55.360
11.745 C 57.805
11.980 C 60.352
12.220 C 63.006
12.464 C 65.770
12.713 C 68.650
12.968 C 71.651
13.227 C 73.930
13.492 C 76.280
13.761 C 78.703
14.037 C 81.202
14.317 C 83.778
14.604 C 86.435
14.896 C 89.174
15.194 C 91.998
15.498 C 94.910
15.807 C 97.912
16.124 C 99.871
16.446 C 101.868
16.775 C 103.905
17.111 C 105.984
17.453 C 108.103
17.802 C 110.265
18.158 C 112.471
18.521 C 114.720
18,891 C 117.014
19.269 C 119.355
19.655 C 121.742
20.048 C 124.177
20.449 E 126.660
15.643 C 96.895

2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,15%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

629 C
666 C
706 C
747 C
791 C
837 C
886 C
937 C
990 C
1.047 C
L094 C
1.142 C
1.193 C
1.246 C
1.301 C
1.358 C
1.418 C
1.480 C
1.545 C
1.612 C
1.663 C
1.640 C
1.377 C
1.421 C
1.466 C
1.513 C
1.561 C
1.610 C
L661 C
1.713 C
1.748 C
1.783 E
1.818 C
1.855 E
1.892 C
1.930 C
1.968 C
2.008 C
2.048 C
2.089 C
2.130 C
2.173 C
2.217 C
1.696 C

13
26
41
57
74
92
111
132
155
179
204
231
353
385
419
454
492
531
573
616
760
808
852
897
944
993
1.124
1.178
1.235
1.294
1.355
1.418
1.482
1.549
1.745
1.819
1.895
1.973
2.053
2.136
2.221
2.309
2.597

C
C
C
C
C
C
C
C
C
C
C
C
C

0P65

629
1.308
2.040
2.828
3.675
4.586
5.563
6.611
7.733
8.935
10.207
11.553
12.977 C
C
C
C
C
C
e

17.650
19.248
20.934
22.711
24.582
28
6.6
53
50
4

C
C

30.814
33.094

0P67

C
C
C
C
C
C
C

0P68

0P69

OP70

gemiddeld
loon
met
indexatie
tot
AOW

0P68,75

37.992
40.391
42.577
44.849
47.212
49.669
52.223 C 56.178
C 58.911
C
e 64
6 1.5
.6
799
1
C 67.741
C 70 .878
C 74.114
C 77.451
C 80.892 E 87.264
C 90.939
C 94.726
C 98.628
C 102 .649
C 106.790
C 111.057
C
£ 115.451
11
19.9
4 76
1
C 129.827
C 134 .119
C 121.630

C
6.231 C
6.860 C
C
6.356 C
7.663 C
C
6.483 C
8.522 C
C
6.612 C
9.440 C
C
6.745 C 10.420 C
C
6.879 C 11.465 C
C
7.017 C 12.580 C
C
7.157 C 13.768 C
C
7.301 C 15.034 C
C
7.447 C 16.381 C
C
7.596 C 17.803 C
C
7.747 C 19.301 C
C
7.902 C 20.880 C
C
8.060 C 27.309 C
C
8.222 C 29.156 C
E
8.386 C 31.097 C
C
8.554 E 33.136 C
C
8.725 C 35.279 C
C
8.899 C 37.529 C
C
9.077 C 39.892 C
C
9.259 C 42.353 C
C
9.444 C 49.836 C
C
9.633 E 52.210 C
C
9.826 C 54.675 C
C 10.022 C 57.234 C
C 10.223 C 59.892 C
C 10.427 C 62.650 C
C 10.636 C 69.547 C
C 10.848 C 72.599 C
C 11.065 C 75.764 C
C 11.287 C 79.027 C
C 11.512 C 82.391 C
C 11.743 C 85.857 C
C 11.977 C 89.429 C
C 12.217 C 93.109 C
C 12.461 C 103.400 C
C 12.710 E 107.437 C
C 12.965 C 111.593 C
C 13.224 C 115.873 C
C 13.488 C 120.279 C
C 13.758 C 124.815 C
14.033 C 129.484 C
C 14.314 E 134.290 C
C 14.600 C 148.720 C
C 14.600 C 136.230 C

85.918
88.445
91.046
93.724
96.481
99.318
102.240
105.247
108.342
111.529
113.716
115.945
118.219
120.537
122.900
125.310
127.767
130.272
132.827
135.431
136.759
138.100
139.453
140.821
142.201
143.595
145.003
146.425
147.860
149.310
149.310
149.310
149.310
149.310
149.310
149.310
149.31.0
149.310
149.310
149.310
149.310
149.310
149.310
112.538
130.476

Herziene berekeningen Witteveen 2015 - wn 1968 - 4 x modaal

geboortedatum
prognose AOW-leeftijd
prognose pensioenleeftijd
Ingangsdatum pensioen

1-1-1968
68,75
70
68,75

(1-10-2036)
(1-1-2038)

Jaar leeftijd dienst- loon
loon
maximum pensioenAOW
pensioen
opbouw
jaren (volledig
(tijdspensioen- gevend franchise grondslag percentage
Jaar) evenredig) gevend
loon
ML
loon

OP

indexatie Cumulatl
opgebouwd
ef
OP
OP

AOW
Totaal
uitkering OP±AOW

0P60

1993
25
1994
26
1995
27
1996
28
1997
29
1998
30
1999
31
2000
32
2001
33
2002
34
2003
35
2004
36
2005
37
2006
38
2007
39
2008
40
2009
41
2010
42
2011
43
2012
44
2013
45
2014
46
2015
47
2016
48
2017
49
2018
50
2019
51
2020
52
2021
53
2022
54
2023
55
2024
56
2025
57
2026
58
2027
59
2028
60
2029
61
2030
62
2031
63
2032
64
2033
65
2034
66
2035
67
2036
68
1-10-2036 68,75

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
43,75

C 49.132 C
49.132 C 49.132 C 49.132 C
8.901 C 40.231
C 51.589 C
51.589 C 51.589 C 51.589 C
9.079 C 42.509
C 54.168 E
54.168 C 54.168 C 54.168 C
9.261 C 44.907
C 56.877 C
56.877 C 56.877 C 56.877 C
9.446 C 47.430
C 59.720 C
59.720 C 59.720 C 59.720 C
9.635 E 50.085
C 62.706 C 62.706 C 62.706 C 62.706 C
9.828 C 52.879
C 65.842 C
65.842 C 65.842 C 65.842 C 10.024 E 55.817
C 69.134 C 69.134 C 69.134 C 69.134 C 10.225 C 58.909
C 72.591 C 72.591 C 72.591 C 72.591 C 10.429 E 62.161
C 76.220 C
76.220 C 76.220 C 76.220 C 10.638 C 65.582
C 79.269 C
79.269 C 79.269 C 79.269 C 10.851 C 68.418
C 82.440 E
82.440 C 82.440 C 82.440 C 11.068 C 71.372
C 85,737 E
85.737 C 85.737 C 85.737 C 11.289 C 74.448
C 89.167 C
89.167 C 89.167 C 89.167 C 11.515 C 77.652
C 92.733 C
92.733 C 92.733 C 92.733 C 11.745 C 80.988
C 96.443 C
96.443 C 96.443 C 96.443 C 11.980 C 84.463
C 100.300 C 100.300 C 100.300 C 100.300 C 12.220 C 88.081
C 104.312 C 104.312 C 104.312 C 104.312 C 12.464 C 91.848
C 108.485 C 108.485 C 108.485 C 108.485 C 12.713 C 95.772
C 112.824 E 112.824 C 112.824 C 112.824 C 12.968 C 99.857
C 116.209 E 116.209 C 116.209 C 116.209 C 13.227 E 102.982
C 119.695 C 119.695 C 119.695 C 119.695 C 13.492 C 106.204
C 123.286 C 123.286 C 100.000 C 100.000 C 13.761 C 86.239
C 126.985 C 126.985 C 102.000 C 102.000 C 14.037 E 87.963
C 130.794 E 130.794 C 104.040 C 104.040 C 14.317 C 89.723
C 134.718 C 134.718 C 106.121 C 106.121 C 14.604 C 91.517
C 138.760 C 138.760 C 108.243 C 108.243 C 14.896 C 93.347
C 142.923 C 142.923 C 110.408 C 110.408 C 15.194 C 95.214
C 147.210 C 147.210 C 112.616 C 112.616 C 15.498 C 97.119
C 151.627 C 151.627 C 114.869 C 114.869 C 15.807 C 99.061
C 154.659 C 154.659 C 117.166 C 117.166 C 16.124 C 101.042
C 157.752 C 157.752 C 119.509 C 119.509 C 16.446 C 103.063
C 160.907 C 160.907 C 121.899 C 121.899 C 16.775 C 105.124
C 164.125 C 164.125 C 124.337 C 124.337 C 17.111 C 107.227
C 167.408 C 167.408 C 126.824 C 126.824 C 17.453 C 109.371
C 170.756 C 170.756 C 129.361 C 129.361 C 17.802 C 111.559
C 174.171 C 174.171 C 131.948 C 131.948 C 18.158 C 113.790
C 177.655 C 177.655 C 134.587 C 134.587 C 18.521 C 116.066
C 181.208 C 181.208 C 137.279 C 137.279 C 18.891 C 118.387
C 184.832 C 184.832 C 140.024 C 140.024 C 19.269 C 120.755
C 188.529 C 188.529 C 142.825 C 142.825 C 19.655 C 123.170
C 192.299 C 192.299 C 145.681 C 145.681 C 20.048 C 125.633
C 196.145 C 196.145 C 148.595 C 148.595 C 20.449 C 128.146
C 200.068 C 150.051 C 113.675 C 113.675 C 15.643 C 98.032

2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,15%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

905
956
1.010
1.067
1.127
1.190
1.256
1.325
1.399
1.476
1.539
1.606
1.675
1.747
1.822
1.900
1.982
2.067
2.155
2.247
2.317
2.283
1.509
1.539
1.570
1.602
1.634
1.666
1.700
1.734
1.768
1.804
1.840
1.876
1.914
1.952
1.991
2.031
2.072
2.113
2.155
2.199
2.243
1.716

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
C
C
C
C
C
C
E
C
C
C
C
C
C
C
C
E
C
C
C
C
C
C

18
38
59
81
105
131
159
189
220
254
290
328
501
546
593
643
695
751
809
870
1.072
1.139
1.192
1.246
1.303
1.361
1.528
1.592
1.658
1.726
1.796
1.868
1.942
2.018
2.262
2.346
2.433
2.522
2.614
2.709
2.806
2.906
3.256

0P65

C
905
C 1.880
C 2.928
C 4.054
E 5.261
C 6.556
C 7.944
C 9.428
C 11.015
C 12.711
C 14.505
C 16.400
C 18.404 C
C
C
C
C
e
C
C
C

25.030
27.278
29.646
32.139
34.764
37.7
56
24
6
40.431
43.486
46.673 C
C
C
C
C
C
C

0P67

0P68

0P69

0P70

01368,75

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

53.580
56.935
59.583
62.314
65.130
68.035
71.029 E 76.408
C
79.602
C
82.894
C
86.285
C
89.779
C
93.378
C
97.086
C 100.904
C 104.836 C 113.094
C 117.308
C 121.646
C 126.110
5
C
c 14
30.
0.79
204
C 135.431
C 145 .300
C 150.448

C
C

gemiddeld
loon
met
Indexatie
tot
AOW

162.801
167.773
C 152.149

6.231 C
7.136 C
6.356 C
8.235 C
6.483 C
9.410 C
6.612 C 10.666 C
6.745 C 12.006 C
6.879 C 13.436 C
7.017 C 14.961 C
7.157 C 16.585 C
7.301 C 18.316 C
7.447 C 20.158 C
7.596 C 22.100 C
7.747 C 24.148 C
7.902 C 26.306 C
8.060 C 35.338 C
8.222 C 37.867 C
8.386 C 40.525 C
8.554 C 43.317 C
C
8.725 C 46.250 C
C
8.899 C 49.330 C
C
9.077 C 52.564 C
C
9.259 C 55.932 C
C
9.444 C 66.379 C
C
9.633 C 69.216 C
C
9.826 C 72.140 C
C 10.022 C 75.152 C
C 10.223 C 78.257 C
C 10.427 C 81.456 C
C 10.636 C 90.238 C
C 10.848 C 93.742 C
C 11.065 C 97.351 C
C 11.287 C 101.066 C
C 11.512 C 104.891 C
C 11.743 C 108.828 C
C 11.977 C 112.881 C
C 12,217 C 117.053 C
C 12.461 C 129.770 C
C 12.710 C 134.356 C
C 12.965 C 139.075 C
C 13.224 C 143.928 C
C 13.488 C 148.920 C
C 13.758 C 154.054 C
C 14.033 C 159.333 C
C 14.314 f 164.763 C
C 14.600 C 182.373 C
C 14.600 C 166.750 C

114.557
117.927
121.395
124,966
128.641
132.425
136.319
140.329
144.456
148.705
151.621
154.594
157.625
160.716
163.867
167.080
170.356
173.696
177.102
180.575
182.345
184.133
185.938
187.761
189.602
191.461
193.338
195.233
197.147
199.080
199.080
199.080
199.080
199.080
199.080
199.080
199.080
199.080
199.080
199.080
199.080
199.080
199.080
150.051
173.967

Herziene berekeningen Witteveen 2015 - von 1978 - 1 x modaal

geboortedatum
prognose AOW-leeftijd
prognose pensioenleeftijd
Ingangsdatum pensioen

jaar leeftijd dienstloon
jaren (volledig
jaar)

1-1-1978
70,25
71
70,25

(1-4-2048)
(1-1-2049)

loon
maximum pensioen(tijdspensioengevend
evenredig) gevend
loon
loon

AOW
franchise

pensioen
opbouw
grondslag percentage
Mi.

OP

indexatie
opgebouwd
OP

Cumulatief
OP

0P60
2003
25
2004
26
27
2005
2006
28
2007
29
2008
30
2009
31
2010
32
2011
33
2012
34
2013
35
2014
36
2015
37
2016
38
2017
39
2018
40
2019
41
2020
42
2021
43
2022
44
2023
45
46
2024
2025
47
2026
48
2027
49
2028
50
2029
51
2030
52
2031
53
2032
54
2033
55
2034
56
2035
57
2036
58
2037
59
2038
60
2039
61
2040
62
2041
63
2042
64
2043
65
2044
66
2045
67
2046
68
2047
69
2048
70
1-4-2048 70,25

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
45,25

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

15.638 C
16.190 C
16.508 C
17.333 C
18.200 C
19.110 C
20.065 C
21.068 C
22.122 C
23.228 C
24.157 C
25.123 C
26.128 C
27.173 C
28.260 C
29.391 C
30.566 C
31.789 C
33.061 C
34.383 C
35.415 C
36.477 C
37.571 C
38.698 C
39.859 C
41.055 C
42.287 C
43.555 C
44.862 C
46.208 C
47.132 C
48.075 C
49.036 C
50.017 C
51.017 C
52.038 C
53.078 C
54.140 C
55.223 C
56.327 C
57.454 C
58.603 C
59.775 C
60.970 C
62.190 C
63.434 C

15.638 C
15.638 C
16.190 C
16.190 C
16.508 C
16.508 C
17.333 C
17.333 C
18.200 C
18.200 C
19.110 C
19.110 C
20.065 C
20.065 C
21.068 C
21.068 C
22.122 C
22.122 C
23.228 C
23.228 C
24.157 C
24.157 C
25.123 C
25.123 C
26.128 C 100.000 C
27.173 C 102.000 C
28.260 C 104.040 C
29.391 C 106.121 C
30.566 C 108.243 C
31.789 C 110.408 C
33.061 C 112.616 C
34.383 C 114.869 C
35.415 C 117.166 C
36.477 C 119.509 C
37.571 C 121.899 C
38.698 C 124.337 C
39.859 C 126.824 C
41.055 C 129.361 C
42.287 C 131.948 C
43.555 C 134.587 C
44.862 C 137.279 C
46.208 C 140.024 C
47.132 C 142.825 C
48.075 C 145.681 C
49.036 C 148.595 C
50.017 C 151.567 C
51.017 C 154.598 C
52.038 C 157.690 C
53.078 C 160.844 C
54.140 C 164.061 C
55.223 C 167.342 C
56.327 C 170.689 C
57.454 C 174.102 C
58.603 C 177.584 C
59.775 C 181.136 C
60.970 C 184.759 C
62.190 C 1813.454 C
15.858 C
48.056 C

15.638 C
16.190 C
16.508 C
17.333 C
18.200 C
19.110 C
20.065 C
21.068 C
22.122 C
23.228 C
24.157 C
25.123 C
26.128 C
27 .173 C
28.260 C
29.391 C
30.566 C
31.789 C
33.061 C
34.383 C
35.415 C
36.477 C
37.571 C
38.698 C
39.859 C
41.055 C
42.287 C
43.555 C
44.862 C
46.208 C
47.132 C
48.075 C
49.036 C
50.017 C
51.017 C
52.038 C
53.078 C
54.140 C
55.223 C
56.327 C
57.454 C
58,6133 C
59.775 C
60.970 C
62.190 C
15.858 C

10.851 C
11.068 C
11.289 C
11.515 C
11.745 C
11.980 C
12.220 C
12.464 C
12.713 C
12.968 C
13.227 C
13,492 C
13.761 C
14.037 C
14.317 C
14.604 C
14.896 C
15.194 C
15.498 C
15.807 C
16.124 C
16.446 C
16.775 C
17.111 C
17.453 C
17.802 C
18.158 C
18.521 C
18.891 C
19.269 C
19.655 C
20.048 C
20.449 C
20.858 C
21.275 C
21.700 C
22.134 C
22.577 C
23.029 C
23.489 C
23.959 C
24.438 C
24.927 C
25.425 C
25.934 C
6.613 C

4.787
5.122
5.219
5,818
6.455
7.130
7.845
8.604
9.408
10.260
10.930
11.632
12.367
13.137
13.943
14.787
15.671
16.595
17.563
18.576
19.291
20.031
20.796
21.58B
22.407
23.253
24.129
25.034
25.971
26.939
27.477
28.027
28.588
29.159
29.743
30.337
30.944
31.563
32.194
32.838
33.495
34.165
34.848
35.545
36.256
9.245

2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2 ,25%
2,25%
2,15%
1,75%
1,75%
L75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1 ,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1 ,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

108 C
115 C
117 C
131 C
145 C
160 C
177 C
194 C
23
2
11
2 C
c
246
250
216
230
244
259
274
290
307
3°
2 57
338
351
364
378

C
C
C
C
C
C
C
C
C
C
C
C
C

4
30
92
7 C
422 C
438 C
45
4
71
4 C
c
481 C
490 C
9
50
10 C
c
520 C
531 C
542 C
552 C
563 C
575 C
6
59
1C
c
610 C
62
6
32
4 C
c
162 C

-

C
2 C
5 C
7
12
15
19
23
27
32
37
49
55
61
66
73
79
93
100
109
117
126
136
146
156
181
192
205
217
231
245
259
274
314
330
347
365
383
402
421
441
461
524
547
570
594

108
225
347 C
C
C
C
C
C
C
C
C

0P65

472
610
767
943
1.138
1.355
1.594
1.856
2.139 C
C
C
C
C
C
C

0P67

2.456
2.755
3.027
3.317
3.627
3.959
4.312 C
C
C
C
C
C
C
C
C

AOW
Totaal gemiddeld
uitkering 0P+AOW
loon
met
indexatie
tot
AOW

0P68

0P69

4.639
5.022
5.430
5.863
6.318
6.795
7.295
7.819
8.367 C
C
C
C
C
C
c
C
C

01,70

OP71

01,70,25

9.026
9.614
10.228
10.871
11.543
1
12.9
2.24
71
5
13.721
14.495 C
C
C
C
C
C
C
C

C

15.686
16.510
17.360
18.238
19.145
20.080
21 .045
22.040

2
24
3.0
.6
127
7 C 26.196
C 27.329
C 28.498
C 29.703
C 30.458
C 28.635

C 7.596 C 7.703 C 37.560
C 7.747 C 7.973 C 38.124
C 7.902 C 8.249 C 38.110
C 8.060 C 8.670 C 39.231
C 8.222 C 8.989 C 40.385
C 8.386 C 9.329 C 41.573
C 8.554 C 9.692 C 42.796
C 8.725 C 10.080 C 44.054
C 8.899 C 10.493 C 45.350
C 9.077 C 10.934 C 46.684
C 9.259 C 11.398 C 47.599
C 9.444 C 12.199 C 48.533
C 9.633 C 12.660 C 49.484
C 9.826 C 13.143 C 50.455
C 10.022 C 13.650 C 51.444
C 10.223 C 14.181 C 52.453
C 10.427 C 15.066 C 53.481
C 10.636 C 15.657 C 54.530
C 10.848 C 16.278 C 55.599
C 11.065 C 16.929 C 56.689
C 11.287 C 17.605 C 57.245
C 11.512 C 18.307 C 57.806
C 11.743 C 19.037 C 58.373
C 11.977 C 19.796 C 58.945
C 12.217 C 20.584 C 59.523
C 12.461 C 22.075 C 60.106
C 12.710 C 22.939 C 60.696
C 12.965 C 23.836 C 61.291
C 13.224 C 24.767 C 61.892
C 13.488 C 25.734 C 62.498
C 13.758 C 26.729 C 62.498
C 14.033 C 27.754 C 62.498
C 14,314 C 28.810 C 62.498
C 14.600 C 31.110 C 62,498
C 14.892 C 32.253 C 62.498
C 15.190 C 33.429 C 62.498
C 15.494 C 34.639 C 62.498
C 15.804 C 35.884 C 62.498
C 16.120 C 37.165 C 62.498
C 16.442 C 38.483 C 62.498
C 16.771 C 39.839 C 62.498
C 17,107 C 41.233 C 62.498
C 17.449 C 44.778 C 62.498
C 17.798 C 46.296 C 62.498
C 18.154 C 47.856 C 62.498
C 18.517 C 48.975 C 15.858
C 18.517 C 47.152 C 54.936

Herziene berekeningen Witteveen 2015 - wn 1978 - 2 x modaal

geboortedatum
prognose AOW-leeftijd
prognose pensioenleeftijd
Ingangsdatum pensioen

jaar leeftijd dienstjaren

loon
(volledig
Jaar)

1-1-1978
70,25
71
70,25

(1-4-2048)
(1-1-2049)

loon
maximum pensioen(tijdspensioengevend
evenredig) gevend
loon
loon

AOW
pensioen opbouw
franchise grondslag percentage
ML

OP

indexatie
opgebouwd
OP

AOW
Totaal gemiddeld
uitkering 0P+AOW
loon
met
indexatie
tot
AOW
0P60

2003
25
2004
26
2005
27
2006
28
2007
29
2008
30
2009
31
2010
32
2011
33
2012
34
2013
35
2014
36
2015
37
2016
38
2017
39
2018
40
2019
41
2020
42
2021
43
2022
44
2023
45
2024
46
2025
47
2026
48
49
2027
2028
50
2029
51
2030
52
2031
53
2032
54
2033
55
2034
56
57
2035
2036
58
2037
59
2038
60
2039
61
2040
62
2041
63
2042
64
2043
65
2044
66
67
2045
2046
68
04
69
2048
70
1-4-2048 70,25

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34

35
36
37
38
39
40
41
42
43
44
45
45,25

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

C
C
C

C
C
C

29.946 C 29.946 C
29.946 C
31.443 C 31.443 C
31.443 C
33.015 C 33.015 C
33.015 C
34.666 C 34.666 C
34.666 C
36.399 C 36.399 C
36.399 C
38.219 C 36.219 C
38.219 C
40.130 C 40.130 C
40.130 C
42.137 C 42.137 C
42.137 C
44.244 C 4-4.244 C
44.244 C
46.456 C 46.456 C
46.456 C
48.314 C 48.314 C
48.314 C
50.247 C
50.247 C
50.247 C
52.257 C 52.257 C 100.000 C
54.347 C 54.347 C 102.000 C
56.521 C 56.521 C 104.040 C
58.782 C 58.782 C 106.121 C
61.133 C 61.133 C 108.243 C
63.578 C 63.578 C 110.408 C
66.121 C 66.121 C 112.616 C
68.766 C 68.766 C 114.869 C
70.829 C 70.829 C 117.166 C
72.954 C 72.954 C 119.509 C
75.143 C 75.143 C 121.899 C
77.397 C 77.397 C 124.337 C
79.719 C
79.719 C 126,824 C
82.110 C
82.110 C 129.361 C
84.574 C 84.574 C 131.948 C
87.111 C 87.111 C 134.587 C
89.724 C 89.724 C 137.279 C
92.416 C 92.416 C 140.024 C
94.264 C 94.264 C 142.825 C
96.150 C 96.150 C 145.681 C
98.073 C 98.073 C 148.595 C
100.034 C 100.034 C 151.567 C
102.035 C 102.035 C 154.598 C
104.075 C 104.075 C 157.690 C
106.157 C 106.157 C 160.844 C
108.280 C 108.280 C 164.061 C
110.446 C 110.446 C 167.342 C
112.655 C 112.655 C 170.689 C
114.908 C 114.908 C 174.102 C
117.206 C 117.206 C 177.584 C
119.550 C 119.550 C 181.136 C
121.941 C 121.941 C 184.759 C
124.380 C 124.380 C 188.454 C
126.867 C 31.717 C
48.056 C

29.946 C
31.443 C
33.015 C
34.666 C
36.399 C
38.219 C
40.130 C
42.137 C
44.244 C
46.456 C
48.314 C
50.247 C
52.257 C
54.347 C
56.521 C
58.782 C
61.133 C
63.578 C
66.121 C
68.766 C
70.829 C
72.954 C
75.143 C
77.397 C
79.719 C
82.110 C
84.574 C
87.111 C
69.724 C
92.416 C
94.264 C
96.150 C
98.073 C
100.034 C
102.035 C
104.075 C
106.157 C
108.280 C
110.446 C
112.655 C
114.908 C
117.206 C
119.550 C
121.941 C
124.380 C
31.717 C

10.1151 C
11.068 C
11.289 C
11.515 C
11.745 C
11.980 C
12.220 C
12.464 C
12.713 C
12.968 C
13.227 C
13.492 C
13.761 C
14.037 C
14.317 C
14.604 C
14.896 C
15.194 C
15.498 C
15.807 C
16.124 C
16.446 C
16.775 C
17.111 C
17.453 C
17.802 C
18.158 C
18.521 C
18.891 C
19.269 C
19.655 C
20.048 C
20.449 C
20.858 C
21.275 C
21.700 C
22.134 C
22.577 C
23.029 C
23.489 C
23.959 C
24.438 C
24.927 C
25.425 C
25.934 C
6.613 C

19.095
20.375
21.726
23.151
24.654
26.239
27.911
29.673
31.530
33.488
35.087
36.755
38.495
40.310
42.203
44.178
46.237
48.384
50.624
52.959
54.705
56.508
56.368
60.286
62.266
64.309
66.416
68.590
70.833
73.147
74.610
76.102
77.624
79.176
80.760
82.375
84.023
85.703
87.417
89.165
90.949
92.768
94.623
96.516
98.446
25.104

2,25%
2,25%
2,2594
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,2554
2,15%
1,75%
1,75%
1,75°4
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,7554
1,75%
1,7554
1,7554
1,75%
1,7554
1,75%
1,75%
1,75°4
1,75%
1,7594
1,75%
1,75%
1,75%
1,75%
1,7594
1,75%
1,7554
1,75%
1,7554

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

C
C
C
C
C
C
C
C

C
C
C
C
C
C

C
C
C

C
C
C

430
458
489
521
555
590
628
668
709
753
789
790
674
705
739
773
809
847

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

886
927
957
989
1.021
1.055
1.090
1.125
1.162
1.200
1.240
1.280
1.306
1.332
1.358
1,386
1.413
1.442
1.470
1.500
1.530
1.560
1.592 C
1.623 C
1.656 C
1.689 C
1.723 C
439 C

C
9 C
18 C
28
49
61
74
88
103
120
137
179
198
216
234
253
274
318
341
366
392
419
447
476
507
581
615
651
688
726
767
808
851
968
1.016
1.064
1.114
1.166
1.219
1.274
1.331
1.389
1.574
1.%3):
27
-

1.774

430
897
1.403 C
C
C
C
C
C
C
C
C

0P65

1.909
2.458
3.062
3.713
4.416
5.171
5.984
6.858
7.784 C
C
C
C
C
C
C

0P67

8.936
9.905
10.777
11.698
12.670
13.697
14.780 C
C
C
C
C
C
C
C
C

0P68

0P69

0P70

OP71

0P70,25

15.899
17.064
18.291
19.584
20.933
22.340
23.1308
25.340
26.936 C 29.058
C 30.764
C 32.542
C 34.393
C 36.321
C 38.327
C 40.399
C 42.539
C 44.748 C 48.422
C 50.776
C 53.205
C 55.711
C 58.296
C 60.961
C 63.710
C 66.545
C 69.467
C 72.480 C 78.696
C 81.926
C 85.253
C 88.681
C 90.894
C

85.452

C
7.596 C
8.025 C 71.928
C 7.747 C
8.644 C 74.043
C 7.902 C
9.306 C 76.221
C 8.060 C 10.518 C 78.463
C 8.222 C 11.283 C 80.770
C 8.386 C 12.099 C 83.146
C 8.554 C 12.969 C 85.591
C 8.725 C 13.896 C 88.109
C 8.899 C 14.884 C 90.700
C 9,077 C 15.935 C 93.368
C 9.259 C 17.043 C 95.199
C 9.444 C 19.349 C 97.065
C 9.633 C 20.410 C 98.968
C 9.826 C 21.523 C 100.909
C 10.022 C 22.692 C 102.888
C 10.223 C 23.919 C 104.905
C 10.427 C 26.326 C 106.962
C 10.636 C 27.699 C 109.059
C 10.848 C 29.139 C 111.198
C 11.065 C 30.649 C 113.378
C 11.287 C 32.219 C 114.490
C 11.512 C 33.852 C 115.612
C 11.743 C 35.551 C 116.745
C 11.977 C 37.317 C 117.890
C 12.217 C 39.153 C 119.046
C 12.461 C 43.226 C 120.213
C 12.710 C 45.253 C 121.392
C 12.965 C 47.358 C 122.582
C 13.224 C 49.545 C 123.783
C 13.488 C 51.816 C 124.997
C 13.758 C 54.158 C 124.997
C 14.033 C 56.573 C 124.997
C 14.314 C 59.062 C 124.997
C 14.600 C 65.377 C 124.997
C 14.892 C 68.098 C 124.997
C 15.190 C 70.901 C 124.997
C 15.494 C 73.790 C 124.997
C 15.804 C 76.765 C 124.997
C 16.120 C 79.830 C 124.997
C 16.442 C 82.987 C 124.997
C 16.771 C 86.239 C 124.997
C 17.107 C 89.587 C 124.997
C 17.449 C 99.374 C 124.997
C 17.798 C 103.051 C 124.997
C 18.154 C 106.835 C 124.997
C 18.517 C 109.411 C 31.717
C 18.517 C 103.969 C 109.752

Herziene berekeningen Witteveen 2015 - wn 1978 - 3 x modaal

geboortedatum
prognose AOW-leeftijd
prognose pensioenleettljd
Ingangsdatum pensioen

jaar

leeftijd dienstloon
jaren (volledig
Jaar)

1-1-1978
70,25
71
70,25

(1-4-2048)
(1-1-2049)

loon
maximum pensioenAOW
pensioen opbouw
(tijdspensioengevend franchise grondslag percentage
evenredig) gevend
loon
MI.
loon

OP

indexatie
opgebouwd
OP

AOW
Totaal gemiddeld
uitkering 0P+AOW
loon
met
indexatie
tot
AOW
0P60

2003
25
2004
26
2005
27
2006
28
2007
29
2008
30
2009
31
2010
32
2011
33
2012
34
2013
35
2014
36
2015
37
2016
38
2017
39
2018
40
2019
41
2020
42
2021
43
2022
44
2023
45
2024
46
2025
47
2026
48
2027
49
2028
50
2029
51
2030
52
2031
53
2032
54
2033
55
2034
56
2035
57
2036
58
2037
59
2038
60
2039
61
2040
62
2041
63
2042
64
2043
65
2044
66
2045
67
2046
68
2047
69
2048
70
1-4-2048 70,25

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
45,25

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

44.919 C 44.919 C
47.1.65 C 47.165 C
49.523 C 49.523 C
51.999 C 51.999 C
54.599 C 54.599 C
57.329 C 57.329 C
60.196 C 60.196 C
63.205 C 63.205 C
66.366 C 66.366 C
69.684 C 69.684 C
72.471 C 72.471 C
75.370 C 75.370 C
78.385 C 78.385 C
81.520 C 81.520 C
84.781 C 84.781 C
88.172 C 88.172 C
91.699 C 91.699 C
95.367 C 95.367 C
99.182 C 99.182 C
103.149 C 103.149 C
106.244 C 106.244 C
109.431 C 109.431 C
112.714 C 112.714 C
116.095 C 116.095 C
119.578 C 119.578 C
123.166 C 123.166 C
126.861 C 126.861 C
130.666 C 130.666 C
134.586 C 134.586 C
138.624 C 138.624 C
141.396 C 141.396 C
144.224 C 144.224 C
147.109 C 147.109 C
150.051 C 150.051 C
153.052 C 153,052 C
156.113 C 156.113 C
159.235 C 159.235 C
162.420 C 162.420 C
165.668 C 165.668 C
168.982 C 168.982 C
172.361 C 172.361 C
175.809 C 175.809 C
179.325 C 179.325 C
182.911 C 182.911 C
186.570 C 186.570 C
190.301 C 47.575 C

44.919 C 44.919 C
47.165 C 47.165 C
49.523 C 49.523 C
51.999 C 51.999 C
54.599 C 54.599 C
57.329 C 57.329 C
60.196 C 60.196 C
63.205 C 63.205 C
66.366 C 66.366 C
69.684 C 69.684 C
72.471 C 72.471 C
75.370 C 75.370 C
100.000 C 78.385 C
102.000 C 81.520 C
104.040 C 84.781 C
106.121 C 88.172 C
108.243 C 91.699 C
110.408 C 95.367 C
112.616 C 99.182 C
114.869 C 103.149 C
117.166 C 106.244 C
119.509 C 109.431 C
121.899 C 112.714 C
124.337 C 116.095 C
126.824 C 119.578 C
129.361 C 123.166 C
131.948 C 126.861 C
134.587 C 130.666 C
137.279 C 134.586 C
140.024 C 138.624 C
142.825 C 141.396 C
145.681 C 144.224 C
148.595 C 147.109 C
151.567 C 150.051 C
154.598 C 153.052 C
157.690 C 156.113 C
160.844 C 159.235 C
164.061 C 162.420 C
167.342 C 165.668 C
170.689 C 168.982 C
174.102 C 172.361 C
177.584 C 175.809 C
181.136 C 179.325 C
184.759 C 182.911 C
188.454 C 186.570 C
48.056 C 47.575 C

10.851 C 34.068
11.068 C 36.097
11.289 C 38.234
11.515 C 40.484
11.745 C 42.854
11.980 C 45.349
12.220 C 47.976
12.464 C 50.741
12.713 C 53.652
12.968 C 56.716
13.227 C 59.244
13.492 C 61.879
13.761 C 64.624
14.037 C 67.484
14.317 C 70.464
14.604 C 73.569
14.896 C 76.804
15.194 C 80.174
15.498 C 83.684
15.807 C 87.342
16.124 C 90.120
16.446 C 92.985
16.775 C 95.939
17.111 C 98.985
17.453 C 102.125
17.802 C 105.364
18.158 C 108.703
18.521 C 112.145
18.891 C 115.695
19.269 C 119.355
19.655 C 121.742
20.048 C 124.177
20.449 C 126.660
20.858 C 129.193
21.275 C 131.777
21.700 C 134.413
22.134 C 137.101
22.577 C 139.843
23.029 E 142.640
23.489 C 145.493
23.959 C 148.403
24.438 C 151.371
24.927 C 154.398
25.425 C 157.486
25.934 C 160.636
6.613 C 40.962

2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,15%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

767 C
812 C
860 C
911 C
964 C
1.020 C
1.079 C
1.142 C
1.207 C
1.276 C
1.333 C
1.330 C
1.131 C
1.181 C
1.233 C
1.287 C
1.344 C
1.403 C
1.464 C
1.528 C
1.577 C
1.627 C
1.679 C
1.732 C
1.787 C
1.844 C
1.902 C
1.963 C
2.025 C
2.089 C
2.130 C
2.173 C
2.217 C
2.261 C
2.306 C
2.352 C
2.399 C
2.447 C
2.496 C
2.546 C
2.597 C
2.649 C
2.702 C
2.756 C
2.811 C
717 C

C
15 C
32 C
50
87
108
130
155
181
208
238
309
342
372
403
435
470
544
583
624
667
712
759
808
859
983
1.040
1.099
1.160
1.224
1.290
1.358
1.429
1.625
1.703
1.783
1.866
1.951
2.039
2.130
2.223
2.320
2.626
2.733
2.843
2.956

0P65

767
1.594
2.486 C
3.381
C 4.342
C
5.393
C 6.521
C 7.731
C 9.027
C 10.415
C 11.900
C 13.471 C
C
C
C
C
C
C

0P67

OP68

0P69

15.464
17.104
18.577
20.129
21.765
23.4-88
25.301 C 27.218
C 29.165
C 31.213
C 33.365
C 35.610
C 37.949
C 40.387
C 42.927
C 45.573 C 49.163
C 51.990
C 54.932
C 57.993
C 61.178
C 64.490
C 67.910
C 71.442
C 75.087 C
C
C
C
C
C
C
C
C
C

0P70

81.252
85.138
89.147
93.282
97.547
101.945
106.480
111.156
115.976
120.945 C
C
C
C
C

01,71

131.317
136,645
142.134
147.768
151.460

OP70,25

C
7.596 C
8.362 C 107.891
C
7.747 C
9.341 C 111.065
C
7.902 C 10.389 C 114.331
C
8,060 C 12.402 C 117.694
C
8.222 C 13.615 C 121.155
C
8.386 C 14.907 C 124.719
C
8.554 C 16.285 C 128.387
C
8.725 C 17.752 C 132.163
C
8.899 C 19.315 C 136.050
C
9.077 C 20.977 C 140.052
C
9.259 C 22.730 C 142.798
C
9.444 C 26.548 C 145.598
C
9.633 C 28.210 C 148.453
C
9.826 C 29.955 C 151.364
C 10.022 C 31.787 C 154.331
C 10.223 C 33.710 C 157.358
C 10.427 C 37.645 C 160.443
C 10.636 C 39.801 C 163.589
C 10.848 C 42.061 C 166.797
C 11.065 C 44.431 C 170.067
C 11.287 C 46.896 C 171.734
C 11.512 C 49.462 C 173.418
C 11.743 C 52.130 C 175.118
C 11.977 C 54.905 C 176.835
C 12.217 C 57.790 C 178.569
C 12.461 C 64.451 C 180.319
C 12.710 C 67.643 C 182.087
C 12.965 C 70.958 C 183.872
C 13.224 C 74.402 C 185.675
C 13.488 C 77.979 C 187.495
C 13.758 C 81.669 C 187.495
C 14.033 C 85.475 C 187.495
C 14.314 C 89.401 C 187.495
C 14.600 C 99.738 C 187.495
C 14.892 C 104.039 C 187.495
C 15.190 C 108.472 C 187.495
C 15.494 C 113.041 C 187.495
C 15.804 C 117.749 C 187.495
C 16.120 C 122.600 C 187.495
C 16.442 C 127.598 C 187.495
C 16.771 C 132.747 C 187.495
C 17.107 C 138.051 C 187.495
C 17.449 C 154.094 C 187.495
C 17.798 C 159.931 C 187.495
C 18.154 C 165.941 C 187.495
C 18.517 C 169.977 C 47.575
C 142.393 C 18.517 C 160.910 C 164.628

Herziene berekeningen Witteveen 2015 - wn 1978 - 4 x modaal

geboortedatum
prognose AOW-leeftijd
prognose pensioenleertijd
ingangsdatum pensioen

jaar leeftijd dienstloon
Jaren (volledig
jaar)

1-1-1978
70,25
71
70,25

(1-4-2048)
(1-1-2049)

loon
maximum pensioenAOW
pensioen
opbouw
(tijdspensioen- gevend franchise grondslag percentage
evenredig) gevend
loon
ML
loon

OP

indexatie
opgebouwd
OP

Cumulatief
OP

0P60
2003
25
2004
26
2005
27
2006
28
2007
29
2008
30
2009
31
2010
32
2011
33
2012
34
2013
35
2014
36
2015
37
2016
38
2017
39
2018
40
2019
41
2020
42
2021
43
2022
44
2023
45
2024
46
2025
47
2026
48
2027
49
2028
50
2029
51
2030
52
2031
53
2032
54
2033
55
2034
56
2035
57
2036
58
2037
59
2038
60
2039
61
2040
62
2041
63
2042
64
2043
65
2044
66
2045
67
2046
68
2047
69
2048
70
1-4-20413 70,25

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
45,25

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

59.892 C 59.892 C
62.886 C 62.886 C
66.031 C 66.031 C
69.332 C 69.332 C
72.799 C 72.799 C
76.439 C 76.439 C
80.261 C 80.261 C
84.274 C 84.274 C
88.487 C 88.487 C
92.912 C 92.912 C
96.628 C 96.628 C
100.493 C 1.00.493 C
104.513 C 104.513 C
108.694 C 108.694 C
113.041 C 113.041 C
117.563 C 117.563 C
122,266 C 122.266 C
127.156 C 127.156 C
132.243 C 132.243 C
137.532 C 137.532 C
141.658 C 141.658 C
145.908 C 145.908 C
150.285 C 150.285 C
154.794 C 154.794 C
159.438 C 159.438 C
164.221 C 164.221 C
169.147 C 169.147 C
174.222 C 174.222 C
179.448 C 179.448 C
184.832 C 184.832 C
188.529 C 188.529 C
192.299 C 192.299 C
196.145 C 1.96.145 C
200.068 C 200.068 C
204.069 C 204.069 C
208.151 C 208.151 C
212.314 C 212.314 C
216.560 C 216.560 C
220.891 C 220.891 C
225.309 C 225.309 C
229.815 C 229.815 C
234.411 C 234.411 C
239.100 C 239.100 C
243.882 C 243.882 C
248.759 C 248.759 C
253.735 C 63.434 C

59.892 C 59.892 C
62.886 C 62.886 C
66.031 C 66.031 C
69.332 C 69.332 C
72.799 C 72.799 C
76.439 C 76.439 C
80.261 C 80.261 C
84.274 C 84.274 C
88.487 C 88.487 C
92.912 C 92.912 C
96.628 C 96.628 C
100.493 C 100.493 C
100.000 C 100.000 C
102.000 C 102.000 C
104.040 C 104.040 C
106.121 C 106.121 C
108.243 C 108.243 C
110.408 C 110.408 C
112.616 C 112.616 C
114.869 C 114.869 C
117.166 C 117.166 C
119.509 C 119.509 C
121.899 C 121.899 C
124.337 C 124.337 C
126.824 C 126.824 C
129.361 C 129.361 C
131.948 C 131.948 C
134.587 C 1.34.587 C
137.279 C 137.279 C
140.024 C 140.024 C
142.825 C 142.825 C
145.681 C 145.681 C
148.595 C 148.595 C
151.567 C 151.567 C
154.598 C 154.598 C
157.690 C 157.690 C
160.844 C 160.844 C
164.061 C 164.061 C
167.342 C 167.342 C
170.689 C 170.689 C
174.102 C 174.102 C
177.584 C 177.584 C
181.136 C 181.136 C
184.759 C 184.759 C
188.454 C 188.454 C
48.056 C 48.056 C

10.851 C 49.041
11.068 C 51.819
11.289 C
54.742
11.515 C 57.817
11.745 C 61.054
11.980 C 64.459
12.220 C 68.041
12.464 C 71.810
12.713 C 75.774
12.968 C 79.944
13.227 C 83.401
13.492 C
87.002
13.761 C 86.239
14.037 C 87.963
14.317 C 89.723
14.604 C 91.517
14.896 C 93.347
15.194 C 95.214
15.498 C 97.119
15.807 C 99.061
16.124 C 101.042
16.446 C 103.063
16.775 C 105.124
17.111 C 107.227
17.453 C 109.371
17.802 C 111.559
18.158 C 113.790
18.521 C 116.066
18.891 C 118.387
19.269 C 120.755
19.655 C 123.170
20.048 C 125.633
20.449 C 128.146
20.858 C 130.709
21.275 C 133.323
21.700 C 135.990
22.134 C 138.709
22.577 C 141.484
23.029 C 144.313
23.489 C 147.200
23.959 C 150.144
24.438 C 153.146
24.927 C 156.209
25.425 C 159.334
25.934 C 162.520
6.613 C 41.443

2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,25%
2,15%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

1.103 C
1.166 C
1.232 C
1.301 C
1.374 C
1.450 C
1.531 C
1.616 C
1.705 C
1.799 C
1.877 C
1.871 C
1.509 C
1.539 C
1.570 C
1.602 C
1.634 C
1.666 C
1.700 C
1.734 C
1.768 C
1.804 C
1.840 C
1.876 C
1.914 C
1.952 C
1.991 C
2.031 C
2.072 C
2.113 C
2.155 C
2.199 C
2.243 C
2.287 C
2.333 C
2.380 C
2.427 C
2.476 C
2.525 C
2.576 C
2.628 C
2.680 C
2.734 C
2.788 C
2.844 C
725 C

-

C
22 C
46 C
71
125
154
187
221
258
297
339
440
486
526
567
610
654
753
801
851
903
957
1.012
1.069
1.128
1.282
1.347
1.414
1.482
1.554
1.627
1.703
1.781
2.014
2.100
2.1139
2.280
2.374
2.471
2.571
2.674
2.780
3.137
3.254
3.375
3.500

1.103
2.291
3.569 C
C
C
C
C
C
C
C
C

0P65

4.854
6.226
7.724
9.329
11.047
12.883
14.846
16.942
19.157 C
C
C
C
C
C
C

0P67

21.992
24.302
26.298
28.363
30.500
32.712
35.000 C
C
C
C
C
C
C
C
C

01,613

AOW
Totaal gemiddeld
uitkering 0P+AOW
loon
met
indexatie
tot
AOW
0P69

0P70

37.650
40.070
42.571
45.156
47.827
50.587
53.438
56.384
59.425 C 64.107
C 67.341
C 70.679
C 74.124
C 77.678
C 81.345
C 85.127
C 89.028
C 93.051 C 100.692
C 104.993
C 109.426
C 113.994
C 118.701
C 123.551
C 128.548
C 133.695
C 138.996
C 144.456 C
C
C
C
C

0P71

156.1344
162.715
168.758
174.977
179.202

0P70,25

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C 168.473 C

7.596 C
8.699 C 143.855
7.747 C 10.039 C 148.086
7.902 C 11.471 C 152.442
8.060 C 14.287 C 156.925
8.222 C 15.946 C 161.541
8.386 C 17.715 C 166.292
8.554 C 19.601 C 171.183
8.725 C 21.608 C 176.217
8.899 C 23.745 C 181.400
9.077 C 26.019 C 186.736
9.259 C 28.416 C 190.397
9.444 C 33.747 C 194.130
9.633 C 35.931 C 197.937
9.826 C 38.189 C 201.818
10.022 C 40.523 C 205.775
10.223 C 42.935 C 209.810
10.427 C 48.077 C 213.924
10.636 C 50.705 C 218.119
10.848 C 53.419 C 222.395
11.065 C 56.221 C 226.756
11.287 C 59.113 C 228.979
11.512 C 62.099 C 231.224
11.743 C 65.181 C 233.491
11.977 C 68.361 C 235.780
12.217 C 71.642 C 238.092
12.461 C 79.802 C 240.426
12.710 C 83.390 C 242.783
12.965 C 87.088 C 245.163
13.224 C 90.902 C 247.567
13.488 C 94.833 C 249.994
13.75B C 98.885 C 249.994
14.033 C 103.062 C 249.994
14.314 C 107.366 C 249.994
14.600 C 119.593 C 249.994
14.892 C 124.318 C 249.994
15.190 C 129.184 C 249.994
15.494 C 134.195 C 249.994
15.804 C 139.355 C 249.994
16.120 C 144.668 C 249.994
16.442 C 150.137 C 249.994
16.771 C 155.767 C 249.994
17.107 C 161.563 C 249.994
17.449 C 180.164 C 249.994
17.798 C 186.555 C 249.994
18.154 C 193.130 C 249.994
18.517 C 197.718 C 63.434
18.517 C 186.990 C 219.505

Herziene berekeningen Witteveen 2015 - wn 1988 - 1 x modaal

geboortedatum
prognose AOW-leeftijd
prognose pensioenleeftijd
ingangsdatum pensioen

jaar leeftijd dienstloon
jaren (volledig
jaar)

1-1-1988
71,5
71
71,5

(1-7-2059)
(1-1-2059)

loon
maximum pensioen(tijdspensioengevend
evenredig) gevend
loon
loon

AOW
franchise

pensioen
opbouw
grondslag percentage
ML

OP

indexatie
opgebouwd
OP

Cumulatief
OP

0P67
2013
25
2014
26
2015
27
2016
28
2017
29
2018
30
2019
31
2020
32
2021
33
2022
34
2023
35
2024
36
2025
37
2026
38
2027
39
2028
40
2029
41
2030
42
2031
43
2032
44
2033
45
2034
46
47
2035
2036
48
2037
49
2038
50
2039
51
2040
52
2041
53
2042
54
2043
55
2044
56
2045
57
2046
58
2047
59
2048
60
2049
61
2050
62
2051
63
2052
64
2053
65
2054
66
2055
67
2056
68
2057
69
2058
70
2059
71
1-7-2059 71,5

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
46,5

C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
C

18.748 C
19.165 C
20.123 C
21.129 C
22.185 C
23.295 E
24.459 C
25.682 C
26.966 C
28.315 C
29.447 C
30.625 C
31.850 C
33.124 C
34.449 C
35.827 C
37.260 C
38.751 C
40.301 C
41,913 E
43.170 C
44.465 C
45.799 C
47.173 C
48.588 C
50.046 C
51.547 C
53.094 C
54.687 C
56.327 C
57.454 C
58.603 C
59.775 C
60.970 C
62.190 C
63.434 C
64.702 C
65.996 C
67.316 C
68.663 C
70.036 C
71.437 C
72.865 C
74.323 C
75.809 C
77.325 C
78.872 C

18.748 C
19.165 C
20.123 C
21.129 E
22.185 C
23.295 C
24.459 C
25.682 C
26.966 C
28.315 C
29.447 C
30.625 C
31.850 C
33.124 C
34.449 C
35.827 C
37.260 C
38.751 C
40.301 C
41.913 C
43.170 C
44.465 C
45.799 C
47.173 C
48.588 C
50.046 C
51.547 C
53.094 C
54.687 C
56.327 C
57.454 C
58.603 C
59.775 C
60.970 C
62.190 C
63.434 C
64.702 C
65.996 C
67.316 C
68.663 C
70.036 C
71.437 C
72.865 C
74.323 C
75.809 C
77.325 C
39.436 C

18.748 C
19.165 C
100.000 C
102.000 C
104,040 C
106.121 C
108.243 C
110.408 C
112.616 C
114.869 C
117.166 C
119.509 C
121.899 C
124.337 C
126.824 C
129.361 C
131.948 E
134.587 C
137.279 C
140.024 C
142.825 C
145.681 C
148.595 C
151.567 C
154.598 C
157.690 C
160.844 C
164.061 C
167,342 C
170.689 C
174.102 C
177.584 C
181.136 C
184.759 C
188.454 E
192.223 C
196.068 C
199.989 C
203.989 C
208.069 C
212.230 C
216.474 C
220.804 C
225.220 C
229.724 C
234.319 C
119.503 C

18.748 C
19.165 C
20.123 C
21.129 C
22.185 C
23.295 C
24.459 C
25.682 C
26.966 C
28.315 C
29.447 C
30.625 C
31.850 C
33.124 C
34.449 C
35.827 C
37.260 C
38.751 C
40.301 C
41.913 C
43.170 C
44.465 C
45.799 C
47.173 C
48.588 C
50.046 C
51.547 C
53.094 C
54.687 C
56.327 C
57.454 C
58.603 C
59.775 C
60.970 C
62.190 C
63.434 C
64.702 C
65.996 C
67.316 C
68.663 C
70.036 C
71.437 C
72.865 C
74.323 E
75.809 C
77.325 C
39.436 C

13.227 C
13.492 C
13.761 C
14.037 C
14.317 C
14.604 C
14.896 C
15.194 C
15.498 C
15.807 C
16.124 C
16.446 C
16.775 C
17.111 C
17.453 C
17.802 C
18.158 C
18.521 C
18.891 C
19.269 C
19.655 C
20.048 E
20.449 C
20.858 C
21.275 C
21.700 C
22.134 C
22.577 C
23.029 C
23.489 C
23.959 C
24.438 C
24.927 C
25.425 C
25.934 C
26.453 C
26.982 C
27.521 E
28.072 C
28.633 C
29.206 C
29.790 C
30.386 C
30.993 C
31.613 C
32.245 C
16.445 C

5.521
5.673
6.361
7.092
7.868
8.691
9.564
10.489
11.469
12.507
13.324
14.179
15.075
16.014
16.996
18.025
19.102
20.230
21.409
22.644
23.516
24.418
25.351
26.316
27.314
28.346
29.413
30.517
31.658
32.838
33.495
34.165
34.848
35.545
36.256
36.981
37.721
38.475
39.245
40.030
40.830
41.647
42.480
43.329
4-4.196
45.080
22.991

2,25%
2,15%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
C
C
C
E
C
C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

124 C
122 C
111 C
124 C
138 C
152 C
167 C
184 C
201 C
219 C
233 C
248 C
264 C
280 C
297 C
315 C
334 C
354 C
375 C
396 C
412 C
427 C
444 C
461 C
478 C
496 C
515 C
534 C
554 C
575 C
586 C
598 C
610 C
622 C
634 C
647 C
660 C
673 C
687 C
701 C
715 C
729 C
743 C
75B C
773 C
789 C
402 C

2
5
7
10
13
16
21
25
30
35
40
46
52
59
71
79
87
96
106
116
126
137
161
173
186
200
214
229
245
261
278
321
340
359
379
400
421
443
465
488
513
537
563
589
617
645

C
C
C
C
C
C
C

124
249
365
496
644
809
993

AOW
Totaal gemiddeld
uitkering 0P+AOW
loon
met
indexatie
tot
AOW

0P68

C
C
C
C
C
C
C
C
C

1.068
1.273
1.499
1.748
2.016
2.304
2.614
2.947
3.303

OP69

C
C
C
C
C
C
C
C
C

3.563
3.950
4.363
4.804
5.275
5.777
6.304
6.857
7.438

OP70

C 8.049
C 8.670
C 9.322
C 10.004
C 10.719
C 11.468
C 12.251
C 13.071
C 13.918
C 14.794 C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

0P71

0P71,5

16.063
16.994
17.956
18.950
19.976
21.036
22.130
23.259
24.425
25.628
26.869
28.150
29.471
30.834
32.239
33.287
C 34.753

C 9.259
C 9.444
C 9.633
C 9.826
C 10.022
C 10.223
C 10.427
C 10.636
C 10.848
C 11.065
C 11.287
C 11.512
E 11.743
C 11.977
E 12.217
C 12.461
C 12.710
C 12.965
C 13.224
C 13.488
C 13.758
C 14.033
C 14.314
C 14.600
C 14.892
C 15.190
C 15.494
C 15.804
C 16.120
C 16.442
C 16.771
C 17.107
C 17.449
C 17.798
C 18.154
C 18.517
C 18.887
C 19.265
C 19.650
C 20.043
C 20.444
C 20.853
C 21.270
C 21.695
C 22.129
C 22.572
C 23.023
C 23.023

C 9.259
C 9.444
C 9.633
C 9.826
C 10.022
C 10.223
C 11.495
C 11.908
C 12.347
C 12.813
C 13.302
C 13.816
C 14.357
C 14.924
C 15.520
C 16.411
C 17.074
C 17.769
C 18.499
C 19.265
C 20.062
C 20.891
C 21.752
C 23.271
C 24.214
C 25.194
C 26.213
C 27.271
C 28.371
C 29.513
C 30.689
C 31.901
C 34.443
C 35.754
C 37.103
C 38.493
C 39.923
C 41.394
C 42.909
C 44.468
C 46.072
C 47.722
C 49.420
C 51.166
C 52.963
C 54.811
C 56.310
C 57.776

E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

46.160
46.260
47.621
49.021
50.463
51.947
53.475
55.048
56.667
58.334
59.477
60.644
61.833
63.045
64.281
65.542
66.827
68.137
69.473
70.835
71.530
72.231
72.939
73.654
74.377
75.106
75.842
76.586
77.336
78.095
78.095
78.095
78.095
78.095
78.095
78.095
78.095
78.095
78.095
78.095
78.095
78.095
713.095
78.095
78.095
78.095
39.436
68.855

Herziene berekeningen Witteveen 2015 • wn 1988 - 2 x modaal

geboortedatum
prognose AOW-leeftijd
prognose pensioenleeftijd
Ingangsdatum pensioen

jaar leeftijd dienstjaren

loon
(volledig
jaar)

1-1-1988
71,5
71
70,25

(1-7-2059)
(1-1-2059)

loon
maximum
(tijdspensioenevenredig) gevend
loon

pensioengevend
loon

AOW
pensioen opbouw
franchise grondslag percentage
ML

OP

indexatie
opgebouwd
OP

AOW
Totaal gemiddeld
uitkering 0P+AOW
loon
met
indexatie
tot
AOW
0P67

2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
2027
2028
2029
2030
2031
2032
2033
2034
2035
2036
2037
2038
2039
2040
2041
2042
2043
2044
2045
2046
2047
2048
2049
2050
2051
2052
2053
2054
2055
2056
2057
2058
2059
1-7-2059

25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
71,5

1
2

3
4
5
6

7
8
9
10
11
12
13
14
15
16
17
18
19
20

21
22
23

24
25
26
27
28
29
30
31
32

33
34
35
36
37
38
39
40
41
42
43
44
45
46
46,5

C
36.504
C
38.329
C
40.246
C
42.258
C
44.371
C
46.589
C
48.919
C
51.365
C
53.933
C
56.630
C
58.895
C
61.250
C
63.701
C
66.249
C
68.898
C
71.654
C
74.521
C
77.501
C
80.601
C
83.826
C
86.340
C
88.931
E
91.598
C
94.346
C
97.177
C 100.092
C 103.095
C 106.188
C 109.373
C 112.655
C 114.908
C 117.206
C 119.550
C 121.941
C 124.380
C 126.867
C 129.405
C 131.993
C 134.633
C 137.325
C 140.072
C 142.873
C 145.731
C 148.645
C 151.618
C 154.650
C 157.744

C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
C
E
C
E
C
C

36.504
38.329
40.246
42.258
44.371
46.589
48.919
51.365
53.933
56.630
58.895
61.250
63.701
66.249
68.898
71.654
74.521
77.501
80.601
83.826
86.340
88.931
91.598

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

36.504
38.329
100.000
102.000
104.040
106.121
108.243
110.408
112.616
114.869
117.166
119.509
121.899
124.337
126.824
129.361
131.948
134.587
137.279
140.024
142.825
145.681
148.595

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

C

94.346

C 151.567

C

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

C 97.177
C 100.092
C 103.095
C 106.188
C 109.373
C 112.655
E 114.908
C 117.206
C 119.550
C 121.941
C 124.380
C 126.867
C 129.405
C 131.993
C 134.633
C 137.325
C 140.072
C 142.873
C 145.731
C 148.645
C 151.618
C 154.650
C 78.872

154.598
157.690
160.844
164.061
167.342
170.689
174.102
177.584
181.136
184.759
188.454
192.223
196.068
199.989
203.989
208.069
212.230
216.474
220.804
225.220
229.724
234.319
119.503

36.504 C
38.329 C
40.246 C
42.258 C
44.371 C
46.589 C
48.919 C
51.365 C
53.933 C
56.630 C
58.895 C
61.250 C
63.701 C
66.249 C
68.898 C
71.654 C
74.521 C
77.501 C
80.601 C
83.826 C
86.340 C
88.931 C
91.598 C
94.346 C
97.177 C
100.092 C
103.095 C
106.188 C
109.373 E
112.655 C
114.908 C
117.206 C
119.550 C
121.941 C
124.380 C
126.867 C
129.405 C
131.993 C
134.633 C
137.325 C
140.072 C
142.873 C
145.731 C
148.645 C
151.618 C
154.650 C
78.872 C

13.227
1.3.492
13.761
14.037
14.317
14.604
14.896
15.194
15.498
15.807
16.124
16.446
16.775
17.111
17.453
17.802
18.158
18.521
18.891
19.269
19.655
20.048
20.449

C 23.277
C 24.838
C 26.484
C 28.221
C 30.053
C 31.986
C 34.023
C 36.171
C 38.435
C 40.822
C 42.771
C 44.804
C 46.925
C 49.138
C 51.446
C 53.853
C 56.363
C 58.980
C 61.710
C 64.556
C 66.686
C 68.883
C 71.150

20.858

C

21.275
21.700
22.134
22.577
23.029
23.489
23.959
24.438
24.927
25.425
25.934
26.453
26.982
27.521
28.072
28.633
29.206
29.790
30.386
30.993
31.613
32.245
16.445

2,25%
2,15%
1,75%
1,75%
1,75%
1,75%

C
C
C
C
C
C

1,75%

C

1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%

C
C
C
C
C
C
E
C
C
C
E
C
C
C
C
C

73.489

1,75%

C

C 75.902
C 78.392
C 80.961
C 83.611
C 86.345
C 89.165
C 90.949
C 92.768
E 94.623
C 96.516
C 98.446
C 100.415
C 102.423
C 104.471
C 106.561
C 108.692
C 110.866
C 113.083
C 115.345
C 117.652
C 120.005
E 122.405
C 62.427

1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

524 C
534 C
463 C
494 C
526 C
560 C
595 C
633 C
673 C
714 C
748 C
784 C
821 C
860 C
900 C
942 C
986 C
1.032 C
1.080 C
1.130 C
1.167 C
1.205 C
1.245 E
1.286 C
1.328 C
1.372 C
1.417 C
1.463 C
1.511 C
1.560 C
1.592 C
1.623 C
1.656 C
1.689 C
1.723 C
1.757 C
1.792 C
1.828 C
1.865 C
1.902 C
1.940 C
1.979 C
2.019 C
2.059 C
2.100 C
2.142 C
1.092 C

-

C

10
21
31
42
53
65

C

524
1.068
1.553
2.078
2.645
3.258
3.919

0P68

0P69

0P70

0P71

OP71,5

C 25.871

C 9.259
C 9.444
C
9.633
E
9.826
C 10.022
C 10.223
C 10.427
C 10.636
C 10.848
C 11.065
C 11.287
C 11.512
C 11.743
C 11.977
C 12.217
C 12.461
C 12.710
C 12.965
C 13.224
C 13.488
C 13.758
E 14.033
C 14.314

517

C 27.674

C 14.600

C

42.275

C 147.309

553
591
630
671
714
759
805
853
980
1.032
1.087
1.143
1.201
1.261
1.323
1.386
1.452
1.520
1.590
1.662
1.737
1.813
1.893

C 29.556
C 31.519
C 33.566
C 35.701
C 37.926
C 40.245
C 42.641
C 45.118

C 14.892
C 15.190
C 15.494
C 15.804
C 16.120
C 16.442
C 16.771
C 17.107
C 17.449
C 17.798
C 18.154
E 18.517
E 18.887
C 19.265
C 19.650
C 20.043
C 20.444
20.853
C 21.270
C 21.695
C 22.129
C 22.572
C 23.023
C 23.023

C 44.449
C 46.709
C 49.060
C 51.505
C 54.046
C 56.687
C 59.413
C 62.224
C 69.071
C 72.142
C 75.307
C 78.571
C 81.934
C 85.401
C 88.974
C 92.656
C 96.449
C 100.357
C 104.383
C 108.529
C 112.800
C 117.198
C 120.634
C 124.935

C 148.753
C 150.212
C 151.684
C 153.171
C 154.673
C 156.189
C 156.189
C 156.189
C 156.189
C 156,189
C 156.189
C 156.189
C 156.189
C 156.189
C 156.189
C 156.189
C 156.189
C 156.189
C 156.189
C 156.189
C 156.189
C 156.189
C 78.872
C 137.657

C
C
C

C
C

C

84

C

99
114
131
148
167
187
208
248
272
297
323
351
3131
412
444

C
C
C
C

4.215
4.933
5.704
6.533
7.412
44
8
9.332

C
C

10.379
11.486

C
C
C
C
C
C
C
C

12.391

13.582
14.840
16.168
17.572
19.053
20.601
22.218
C 23.908

C 48.987
C 51.622
C
C54.344
57.154
C 60.054
C 63.047
C 66.137
C 69.324
6
C7
76
2.0
60
15
3
79.504
C8
73
9.10
13
4
C 86.834
C 90.671
C 94.626
C 97 .611
C 101.912

C
C
C
C

9.259
9.444
9.633
9.826

C

10.022

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

10.223
14.642
15.568
16.552
17.598
18.698
19.856
21.075
22.356
23.703
26.043
27.550
29.133
30.796
32.541
34.359
36.252
38.222

C 89.877
C 92.520
C 95.241
C 98.043
C 100.926
C 103.895
C 106.950
C 110.096
C 113.334
C 116.667
C 118.955
C 121.287
C 123.666
C 126.090
C 128.563
C 131.084
C 133.654
C 136.274
C 138.947
C 141.671
C 143.060
C 144.462
C 145.879

C

Herziene berekeningen Witteveen 2015 - wn 1988 - 3 x modaal

geboortedatum
prognose AOW-leeftljd
prognose pensioenleeftijd
Ingangsdatum pensioen

jaar leeftijd dienstjaren

loon
(volledig
jaar)

1-1-1988
71,5
71
70,25

(1-7-2059)
(1-1-2059)

loon
maximum
(tijdspensioenevenredig) gevend
loon

pensioengevend
loon

AOW
pensioen
opbouw
franchise grondslag percentage
1.4L

OP

indexatie
opgebouwd
OP

AOW
Totaal
uitkering 0P+AOW

0P67
2013
25
2014
26
2015
27
2016
28
2017
29
2018
30
2019
31
2020
32
2021
33
2022
34
2023
35
2024
36
2025
37
2026
38
2027
39
2028
40
2029
41
2030
42
2031
43
2032
44
2033
45
2034
46
47
2035
2036
48
2037
49
2038
50
2039
51
2040
52
2041
53
2042
54
2043
55
2044
56
2045
57
2046
58
2047
59
2048
60
2049
61
2050
62
2051
63
2052
64
2053
65
2054
66
2055
67
2056
68
2057
69
2058
70
2059
71
1-7-2059
71,5

1

C

2

C

3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
C
C
C

24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
•6,5

54.756

C

54.756 C
57.494 C 57.494 C
60.368 C 60.368 C
63.387 C 63.387 C
66.556 C 66.556 C
69.884 C 69.884 C
73.378 C 73.378 C
77.047 C 77.047 E
80.899 C 80.899 C
84.944 C 84.944 C
88.342 C 88.342 C
91.876 C 91.876 C
95.551 C 95.551 C
99.373 C 99.373 C
103.348 C 103.348 C
107.482 C 107.482 C
111.781 C 111.781 C
116.252 C 116.252 C
120.902 C 120.902 C
125.738 C 125.738 C
129.510 C 129.510 C
133.396 C 133.396 C
137.398 C 137.398 C
141.520 C 141.520 C
145.765 C 145.765 C
150.138 C 150.138 C
154.642 C 154.642 C
159.282 E 159.282 C
164.060 C 164.060 C
168,982 C 168.982 C
172.361 C 172.361 C
175.809 C 175.809 C
179.325 C 179.325 C
182.911 C 182.911 C
186.570 C 186.570 C
190.301 C 190.301 C
194.107 C 194.107 C
197.989 C 197.989 C
201.949 C 201.949 C
205.988 C 205.988 C
210.108 C 210.108 C
214.310 C 214.310 C
218.596 C 218.596 C
222.968 C 222.968 C
227.427 C 227.427 C
231.976 C 231.976 C
236.615 C 118.308 C

54.756 C
57.494 C
100.000 C
102.000 E
104.040 C
106.121 E
108.243 C
110.408 C
112.616 C
114.869 C
117.166 C
119.509 C
121.899 C
124.337 C
126.824 C
129.361 C
131.948 C
134.587 C
137.279 C
140.024 C
142.825 C
145.681 C
148.595 C
151.567 C
154.598 C
157.690 C
160.844 C
164.061 C
167.342 C
170.689 C
174.102 C
177.584 C
181.136 C
184.759 C
188.454 C
192.223 C
196.068 C
199.989 C
203.989 C
208.069 C
212.230 C
216.474 C
220.804 C
225.220 C
229.724 C
234.319 C
119.503 C

54.756 C
57.494 C
60.368 C
63.387 C
66.556 C
69.884 C
73.378 C
77.047 C
80.899 C
84.944 C
88.342 C
91.876 C
95.551 E
99.373 C
103.348 C
107.482 C
111.781 C
116.252 C
120.902 C
125.738 C
129.510 C
133.396 C
137.398 E
141.520 C
145.765 C
150.138 C
154.642 C
159.282 C
164.060 C
168.982 C
172.361 C
175.809 C
179.325 C
182.911 C
186.570 C
190.301 C
194.107 C
197.989 C
201.949 C
205.988 C
210.108 C
214.310 C
218.596 C
222.968 C
227.427 C
231.976 C
118.308 C

13.227 C 41.529
13.492 C 44,002
13.761 C 46.607
14.037 C 49.350
14.317 C 52.239
14.604 C 55.280
14.896 C 58.482
15.194 C 61,853
15.498 C 65.402
15.807 C 69.137
16.124 C 72.218
16.446 C 75.430
16.775 C 78.776
17.111 C 82.262
17.453 C 85.895
17,802 C 89.680
18.158 C 93.623
18.521 C 97.731
18.891 C 102.011
19.269 C 106.469
19.655 C 109.856
20.048 C 113.348
20.449 C 116.949
20.858 C 120.662
21.275 C 124.490
21.700 C 128.438
22.134 C 132.508
22.577 C 136.705
23.029 C 141.031
23.489 C 145.493
23.959 C 148.403
24.438 C 151.371
24.927 C 154.398
25.425 C 157.486
25.934 C 160.636
26.453 C 163.848
26.982 C 167.125
27.521 C 170.468
28.072 C 173.877
28.633 C 177.355
29.206 C 180.902
29.790 C 184.520
30.386 C 188.210
30.993 C 191.974
31.613 C 195.814
32.245 C 199.730
16,445 C 101.862

2,25%
2,15%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%

C

934

C

C

946

C

C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

816
864
914
967
1.023
1.082
1.145
1.210
1.264
1.320
1.379
1.440
1.503
1.569
1.638
1.710
1.785
1.863
1.922
1.984
2.047
2.112
2.179
2.248
2.319
2.392
2.468
2.546
2.597
2.649
2.702
2.756
2.811
2.867
2.925
2.983
3.043
3.104
3.166
3.229
3.294
3.360
3.427
3.495
1.783

C
C
C
C
C
E
C
C
C
C
C
C
C
C
C
f
C
C
C
C
C

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

934
19 C 1.899
38 C 2.753
55 C 3.671
73 C 4.659
93 C 5.720
114 C 6.857 C
148
C
172
C
198
E
227
C
256
C
288
C
321
C
357
C
425
465
507
551
598
647
698
752
874
934
996
1.061
1.129
1.199
1.273
1.349
1.428
1.639
1.726
1.815
1.908
2.003
2.102
2.204
2.308
2.417
2.528
2.643
2.762
2.885
3.011
3.141
-

0P68

0P69

0P70

OP71

0P71,5

E

C

C

7.377
8.607
9.923
11.332
12.822
14.399
16.065
17.826
19.686

C
C
C
C
C

C

C
C
C
C
C
C
E
C
C

gemiddeld
loon
met
indexatie
tot
AOW

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

21.237
23.231
25.334
27.551
29.887
32.348
34.917
37.599
40.398 C 43.715
C 46.701
C 49.813
C 53.057
C 56.437
C 59.958
C 63.625
C 67.444
C 71.390
C 75.467 C

C

81.938
86.279
C 90.761
C 95.387
E 100.162
C 105.090
C 110.175
C 115.421
E 120.834
C 126.416
C 132.174
C 138.111
C 144.232
C 150.544
C 157.050
E 161.974

C

C

169.109

C
C
C
C
C
C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C

9.259
9.444
9.633
9.826
10.022
10.223
10.427
10.636
10.848
11.065
11.287
11.512
11.743
11.977
12.217
12.461
12.710
12.965
13.224
13.488
13.758
14.033
14.314
14.600
14.892
15.190
15.494
15.804
16.120
16.442
16.771
17.107
17.449
17.798
18.154
18.517
18.887
19.265
19.650
20.043
20.444
20.853
21.270
21.695
22.129
22.572
23.023
23.023

C
C
C
C
C
C
E

9.259 C 134.815
9.444 C 138.780
9.633 C 142.862
9.826 C 147.064
10.022 C 151.389
10.223 C 155.842
17.804 C 160.425
C 19.242 C 165.144
C 20.772 C 170.001
C 22.397 E 175.001
C 24.109 C 178.432
C 25.911 E 181.931
C 27.808 C 185.498
C 29.803 E 189.136
C 31.903 C 192.844
C 35.692 C 196.625
C 38.044 C 200.481
C 40.515 C 204.412
C 43.111 C 208.420
C 45.836 C 212.506
C 48.675 C 214.590
C 51.633 C 216.694
C 54.712 C 218.818
C 61.301 C 220.963
C 64.705 C 223.130
C 68.247 C 225.317
C 71.931 C 227.526
C 75.762 C 229.757
C 79.745 C 232.009
C 83.886 E 234.284
C 88.161 C 234.284
C 92.573 C 234.284
C 103.728 C 234.284
C 108.559 C 234.284
C 113.541 C 234.284
C 118.679 E 234.284
C 123.977 C 234.284
C 129.440 C 234.284
C 135.072 C 234.284
C 140.877 C 234.284
C 146.860 C 234.284
C 153.026 C 234.284
C 159.381 C 234.284
C 165.928 C 234.284
C 172.673 C 234.284
C 179.622 C 234.284
C 184.997 C 118.308
C 192.133 C 206,485

Herziene berekeningen Witteveen 2015 - wn 1988 - 4 x modaal

geboortedatum
prognose AOW-leeftijd
prognose pensioenleeftijd
ingangsdatum pensioen

jaar leeftijd dienstJaren

loon
(volledig
jaar)

1-1-1988
71,5
71
70,25

(1-7-2059)
(1-1-2059)

loon
maximum
(tijdspensioenevenredig) gevend
loon

pensioengevend
loon

AOW
pensioen opbouw
franchise grondslag percentage
ML

OP

indexatie
opgebouwd
OP

Cumulatief
OP

0P67
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
2027
2028
2029
2030
2031
2032
2033
2034
2035
2036
2037
2038
2039
2040
2041
2042
2043
2044
2045
2046
2047
2048
2049
2050
2051
2052
2053
2054
2055
2056
2057
2058
2059
1-7-2059

49
50
51
52
53
54
55
56

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32

C
C
C
C
C
C
C
C
E
E
E
C
C
C
C
C
C
C
C
C
E
C
C
C
C
C
C
C
C
C
C
C

57

33

C

58
59
60
61
62
63
64
65
66
67
68
69
70
71
71,5

34
35
36
37
38
39
40
41
42
43
44
45
46
46,5

C
C
C
C
C
C
C
E
C
C
C
C
C
C

25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47

48

73.008 C
76.658 C
80.491 C
84.516 C
88.741 C
93.179 C
97,837 C
102.729 C
107.866 C
113.259 C
117.789 C
122.501 C
127.401 C
132.497 C
137.797 C
143.309 C
149.041 C
155.003 C
161.203 C
167.651 C
172.681 C
177,861 C
183.197 C
188,693 C
194.354 C
200.184 C
206.190 C
212.375 E
218.747 C
225.309 C
229.815 C
234.411 C
239.100 C
243.882 C
248.759 C
253.735 C
258.809 C
263.985 C
269.265 C
274.650 C
280.143 C
285.746 C
291.461 C
297.290 C
303.236 C
309.301 C
315.487 C

73.008 C
76.658 C
80.491 C
84.516 C
88.741 C
93.179 E
97.837 C
102.729 E
107.866 E
113.259 C
117.789 C
122.501 E
127.401 C
132.497 C
137.797 C
143.309 E
149.041 C
155.003 C
161.203 C
167.651 E
172.681 C
177.861 E
183.197 C
188,693 E
194.354 C
200.184 C
206.190 C
212.375 E
218.747 C
225.309 E
229.815 C
234.411 C
239.100 C
243.882 C
248.759 C
253.735 C
258.809 C
263.985 C
269.265 C
274.650 C
280.143 C
285.746 C
291.461 C
297.290 C
303.236 E
309.301 C
157.744 C

73.008 C
76.658 C
100.000 C
102.000 C
104.040 C
106.121 C
108.243 E
110.408 C
112.616 C
114.869 C
117.166 C
119.509 C
121.899 C
124.337 C
126.824 C
129.361 C
131.948 C
134.587 C
137.279 C
140.024 C
142.825 C
145.681 C
148.595 C
151.567 C
154.598 C
157.690 C
160.844 C
164.061 C
167.342 C
170.689 C
174.102 C
177.584 C
181.136 C
184.759 C
188.454 C
192.223 C
196.068 C
199.989 C
203.989 C
208.069 C
212.230 C
216.474 C
220.804 E
225.220 C
229.724 C
234.319 C
119.503 C

73.008 C
76.658 C
80.491 C
84.516 C
88.741 C
93.179 C
97.837 E
102.729 C
107.866 E
113.259 C
117.166 C
119.509 C
121.899 E
124.337 C
126.824 C
129.361 C
131.948 C
134.587 C
137.279 C
140.024 C
142.825 C
145.681 C
148.595 C
151.567 E
154.598 C
157.690 C
160.844 C
164.061 C
167.342 E
170.689 C
174.102 C
177.584 C
181.136 E
184.759 C
188.454 C
192.223 C
196.068 C
199.989 C
203.989 C
208.069 C
212.230 C
216.474 C
220.804 C
225.220 C
229.724 C
234.319 E
119.503 C

13.227 C 59.781
13.492 C 63.167
13.761 C 66.730
14.037 C 70.479
14.317 C 74.424
14.604 C 78.575
14.896 C 82.942
15.194 C 87.536
15.498 C 92.368
15.807 C 97.452
16.124 C 101.042
16.446 C 103.063
16.775 C 105.124
17.111 C 107.227
17.453 C 109.371
17.802 C 111.559
18.158 C 113.790
18.521 E 116.066
18.891 C 118.387
19.269 C 120.755
19.655 C 123.170
20.048 C 125.633
20.449 C 128.146
20.858 C 130.709
21.275 C 133.323
21.700 C 135.990
22.134 C 138.709
22.577 C 141.484
23.029 C 144.313
23.489 C 147.200
23.959 C 150.144
24.438 C 153.146
24.927 C 156.209
25.425 C 159.334
25.934 C 162.520
26.453 C 165.771
26.982 C 169.086
27.521 C 172.468
28.072 C 175.917
28.633 C 179.435
29.206 C 183.024
29.790 C 186.685
30.386 C 190.418
30.993 C 194.227
31.613 C 198.111
32.245 C 202.073
16.445 C 103.057

2,25%
2,15%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%
1,75%

C

E
C
E
C
E
C
E
C
C
C
C
C
C
C
C
C
C
E
C
C
C
E
C
C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
E
C
E
C
C
C
C

1.345 C
1.358 C
1.168 C
1.233 C
1.302 C
1.375 C
1.451 C
1.532 C
1.616 C
1.705 C
1.768 C
1.804 C
1.840 C
1.876 C
1.914 C
1.952 C
1.991 C
2.031 C
2.072 C
2.113 C
2.155 C
2.199 C
2.243 C
2.287 C
2.333 E
2.380 C
2.427 C
2.476 C
2.525 C
2,576 C
2.628 E
2.680 C
2.734 C
2.788 C
2.844 C
2.901 C
2.959 C
3.018 C
3.079 C
3.140 C
3.203 C
3.267 C
3.332 C
3.399 C
3.467 C
3.536 C
1.804 C

0P68

AOW
Totaal gemiddeld
uitkering 0P+AOW
loon
met
indexatie
tot
AOW
OP69

OP70

0P71

0P71,5

-

C 1.345
27 C 2.730
55 C 3.952
79 C 5.265
105 C 6.673
133 C 8.181
164 E 9.796 C
211
C
246
C
283
C
323
C
364
C
408
C
453
C
499
E
591
642
694
749
805
864
924
986
1.137
1.206
1.277
1.350
1.425
1.503
1.584
1.667
1.753
1.999
2.094
2.192
2.292
2.396
2.503
2.614
2.728
2.845
2.966
3.091
3.219
3.352
3.488
3.628

10.538
12.281
14.143
16.131
18.222
20.390
22.637
24.967
27.380 C
C
C
C
C
E
C
C
C

29.537
32.080
34.713
37.438
40.259
43.177
46.196
49.319
52.547

C 56.862
C 60.287
C 63.825
C 67.482
C 7751..216509
C 79.189
C 83.348
C 87.643
E 92.076

E
C

C
C
C
C
C
C
C
C
C
C
C
E

99.972
104.705
10
114
9.623
.58 7
119.817
125.172
130.694
136.386
142.254
148.302
154.535
160.958
167.576
174.395
181.419
186.851
C

195.083

C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
C
C
C
C
C
C
C
C
C
C
C
C
E
C
E
C
C
C
E
C
C
C
C
C
E
C
C

9.259 C
9.259 C 179.753
9.444 C
9.444 C 185.040
9.633 C
9.633 C 190.483
9.826 C
9.826 C 196.085
10.022 C 10.022 C 201.852
10.223 C 10.223 C 207.789
10.427 C 20.965 C 213.901
10.636 C 22.916 C 220.192
10.848 C 24.991 C 226.668
11.065 C 27.196 C 233.335
11.287 C 29.508 C 237.910
11.512 C 31.902 C 242.575
11.743 C 34.380 C 247.331
11.977 C 36.944 C 252.181
12.217 C 39.597 C 257.125
12.461 C 44.541 C 262.167
12.710 C 47.423 C 267.308
12.965 E 50.403 C 272.549
13.224 C 53.483 C 277.893
13.488 C 56.665 E 283.342
13.758 C 59.954 C 286.120
14.033 C 63.352 C 288.925
14.314 E 66.862 C 291.758
14.600 C 74.887 C 294.618
14.892 C 78.718 C 297.506
15.190 C 82.672 C 300.423
15.494 C 86.753 E 303.368
15.804 C 90.964 C 306.343
16.120 C 95.309 C 309.346
16.442 C 99.791 C 312.379
16.771 E 104.414 C 312.379
17.107 C 109.182 C 312.379
17.449 C 122.154 C 312.379
17.798 C 127.385 C 312.379
18.154 C 132.777 C 312.379
18.517 C 138.334 C 312.379
18.887 C 144.059 E 312.379
19.265 C 149.959 C 312.379
19.650 C 156.036 E 312.379
20.043 C 162.297 C 312.379
20.444 C 168.746 C 312.379
20.853 C 175.388 C 312.379
21.270 C 182.228 C 312.379
21.695 C 189.272 C 312.379
22.129 E 196.524 C 312.379
22.572 C 203.991 C 312.379
23.023 C 209.874 C 157.744
23.023 C 218.106 C 275.313